Home > Xenith Bank > Assets and Liabilities

Xenith Bank, Assets and Liabilities

2017-12-31		Rank
# of Employees:	434	333
Assets and Liabilities
Total Assets:	$3,275,872,000	297
Cash and due from depository institutions	$171,662,000	333
Interest-bearing balances	$122,069,000	283
Securities	$295,684,000	498
Federal funds sold & reverse repurchase agreements	$1,540,000	1,293
Net loans & leases	$2,489,760,000	279
Loan loss allowance	$16,829,000	373
Trading account assets	$1,409,000	155
Bank premises and fixed assets	$54,596,000	199
Other real estate owned	$4,214,000	333
Goodwill and other intangibles	$29,959,000	301
All other assets	$227,048,000	164
Life insurance assets	$73,853,000	164
Total liabilities and capital	$3,275,872,000	297
Total liabilities	$2,841,748,000	301
Total deposits	$2,570,508,000	299
Interest-bearing deposits	$2,032,090,000	285
Deposits held in domestic offices	$2,570,508,000	299
% insured	62.17%	5,114
Federal funds purchased & repurchase agreements	$0	1,709
Trading liabilities	$1,301,000	111
Other borrowed funds	$235,000,000	245
Subordinated debt	$0	103
All other liabilities	$34,939,000	266
Total equity capital	$434,124,000	265
Total bank equity capital	$434,124,000	265
Perpetual preferred stock	$0	95
Common stock	$20,948,000	199
Surplus	$751,683,000	137
Undivided profits	$-338,507,000	5,669
Noncontrolling interests in consolidated subsidiaries	$0	122
Memoranda
Noncurrent loans and leases	$19,637,000	255
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	790
Income earned, not collected on loans	$8,444,000	352
Earning assets	$2,909,053,000	298
Long-term assets (5+ years)	$781,716,000	356
Average Assets, year-to-date	$3,237,146,800	290
Average Assets, quarterly	$3,267,009,000	296
Volatile liabilities	$301,288,000	288
Insider loans	$10,393,000	602
FHLB advances	$235,000,000	224
Loans and leases held for sale	$0	1,647
Unused loan commitments	$758,717,000	233
Tier 1 (core) risk-based capital	$334,025,000	299
Tier 2 risk-based capital	$16,829,000	374
Total risk weighted assets	$2,917,402,000	263
Total unused commitments	$758,717,000	233
Derivatives	$316,820,000	210
2017-09-30		Rank
# of Employees:	449	333
Assets and Liabilities
Total Assets:	$3,258,146,000	298
Cash and due from depository institutions	$161,747,000	333
Interest-bearing balances	$45,210,000	760
Securities	$305,362,000	486
Federal funds sold & reverse repurchase agreements	$1,104,000	1,388
Net loans & leases	$2,427,272,000	279
Loan loss allowance	$16,265,000	394
Trading account assets	$1,813,000	145
Bank premises and fixed assets	$55,117,000	192
Other real estate owned	$4,817,000	333
Goodwill and other intangibles	$30,090,000	297
All other assets	$270,824,000	155
Life insurance assets	$73,431,000	165
Total liabilities and capital	$3,258,146,000	298
Total liabilities	$2,768,428,000	306
Total deposits	$2,626,235,000	293
Interest-bearing deposits	$2,061,910,000	276
Deposits held in domestic offices	$2,626,235,000	293
% insured	62.27%	5,195
Federal funds purchased & repurchase agreements	$0	1,740
Trading liabilities	$1,722,000	103
Other borrowed funds	$105,000,000	396
Subordinated debt	$0	100
All other liabilities	$35,471,000	269
Total equity capital	$489,718,000	241
Total bank equity capital	$489,718,000	241
Perpetual preferred stock	$0	98
Common stock	$20,948,000	203
Surplus	$751,683,000	136
Undivided profits	$-282,913,000	5,740
Noncontrolling interests in consolidated subsidiaries	$0	123
Memoranda
Noncurrent loans and leases	$23,630,000	223
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$2,628,000	141
Income earned, not collected on loans	$8,674,000	345
Earning assets	$2,778,948,000	309
Long-term assets (5+ years)	$778,682,000	354
Average Assets, year-to-date	$3,227,465,500	292
Average Assets, quarterly	$3,218,442,500	298
Volatile liabilities	$172,984,000	421
Insider loans	$10,395,000	600
FHLB advances	$105,000,000	366
Loans and leases held for sale	$19,397,000	225
Unused loan commitments	$701,151,000	244
Tier 1 (core) risk-based capital	$343,256,000	287
Tier 2 risk-based capital	$16,265,000	390
Total risk weighted assets	$2,822,707,000	265
Total unused commitments	$701,151,000	244
Derivatives	$307,801,000	214
2017-06-30		Rank
# of Employees:	458	326
Assets and Liabilities
Total Assets:	$3,178,739,000	303
Cash and due from depository institutions	$147,300,000	326
Interest-bearing balances	$92,309,000	365
Securities	$314,416,000	483
Federal funds sold & reverse repurchase agreements	$1,940,000	1,189
Net loans & leases	$2,353,567,000	286
Loan loss allowance	$17,027,000	377
Trading account assets	$1,875,000	146
Bank premises and fixed assets	$55,524,000	191
Other real estate owned	$5,083,000	326
Goodwill and other intangibles	$30,222,000	299
All other assets	$268,812,000	152
Life insurance assets	$73,004,000	164
Total liabilities and capital	$3,178,739,000	303
Total liabilities	$2,696,815,000	315
Total deposits	$2,662,917,000	292
Interest-bearing deposits	$2,122,854,000	272
Deposits held in domestic offices	$2,662,917,000	292
% insured	60.82%	5,333
Federal funds purchased & repurchase agreements	$0	1,742
Trading liabilities	$1,806,000	101
Other borrowed funds	$0	3,427
Subordinated debt	$0	99
All other liabilities	$32,092,000	286
Total equity capital	$481,924,000	242
Total bank equity capital	$481,924,000	242
Perpetual preferred stock	$0	102
Common stock	$20,948,000	204
Surplus	$751,683,000	136
Undivided profits	$-290,707,000	5,790
Noncontrolling interests in consolidated subsidiaries	$0	127
Memoranda
Noncurrent loans and leases	$26,740,000	202
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$3,237,000	118
Income earned, not collected on loans	$7,771,000	347
Earning assets	$2,762,232,000	315
Long-term assets (5+ years)	$732,991,000	379
Average Assets, year-to-date	$3,217,238,670	294
Average Assets, quarterly	$3,190,203,000	298
Volatile liabilities	$72,608,000	823
Insider loans	$11,157,000	554
FHLB advances	$0	3,258
Loans and leases held for sale	$0	1,778
Unused loan commitments	$711,014,000	239
Tier 1 (core) risk-based capital	$331,418,000	291
Tier 2 risk-based capital	$17,027,000	372
Total risk weighted assets	$2,718,764,000	274
Total unused commitments	$711,014,000	239
Derivatives	$298,410,000	221
2017-03-31		Rank
# of Employees:	467	315
Assets and Liabilities
Total Assets:	$3,201,667,000	300
Cash and due from depository institutions	$178,840,000	315
Interest-bearing balances	$107,602,000	343
Securities	$316,666,000	481
Federal funds sold & reverse repurchase agreements	$769,000	1,791
Net loans & leases	$2,338,533,000	289
Loan loss allowance	$18,275,000	357
Trading account assets	$1,213,000	157
Bank premises and fixed assets	$56,259,000	188
Other real estate owned	$5,185,000	315
Goodwill and other intangibles	$30,353,000	297
All other assets	$273,849,000	149
Life insurance assets	$72,580,000	161
Total liabilities and capital	$3,201,667,000	300
Total liabilities	$2,727,756,000	308
Total deposits	$2,643,568,000	292
Interest-bearing deposits	$2,082,283,000	277
Deposits held in domestic offices	$2,643,568,000	291
% insured	62.86%	5,295
Federal funds purchased & repurchase agreements	$0	1,613
Trading liabilities	$1,138,000	110
Other borrowed funds	$50,000,000	619
Subordinated debt	$0	105
All other liabilities	$33,050,000	277
Total equity capital	$473,911,000	241
Total bank equity capital	$473,911,000	241
Perpetual preferred stock	$0	106
Common stock	$20,948,000	201
Surplus	$751,683,000	133
Undivided profits	$-298,720,000	5,858
Noncontrolling interests in consolidated subsidiaries	$0	125
Memoranda
Noncurrent loans and leases	$31,259,000	179
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$5,081,000	86
Income earned, not collected on loans	$8,487,000	325
Earning assets	$2,763,570,000	312
Long-term assets (5+ years)	$698,164,000	403
Average Assets, year-to-date	$3,237,058,000	294
Average Assets, quarterly	$3,237,058,000	294
Volatile liabilities	$120,791,000	517
Insider loans	$11,647,000	531
FHLB advances	$50,000,000	577
Loans and leases held for sale	$0	1,700
Unused loan commitments	$687,048,000	242
Tier 1 (core) risk-based capital	$320,672,000	296
Tier 2 risk-based capital	$18,275,000	349
Total risk weighted assets	$2,687,901,000	273
Total unused commitments	$687,048,000	242
Derivatives	$211,480,000	247
2016-12-31		Rank
# of Employees:	480	303
Assets and Liabilities
Total Assets:	$3,272,449,000	293
Cash and due from depository institutions	$123,606,000	303
Interest-bearing balances	$56,590,000	584
Securities	$315,626,000	477
Federal funds sold & reverse repurchase agreements	$3,055,000	933
Net loans & leases	$2,452,394,000	281
Loan loss allowance	$21,945,000	300
Trading account assets	$1,222,000	162
Bank premises and fixed assets	$56,860,000	187
Other real estate owned	$5,345,000	303
Goodwill and other intangibles	$30,550,000	294
All other assets	$283,791,000	150
Life insurance assets	$72,104,000	159
Total liabilities and capital	$3,272,449,000	293
Total liabilities	$2,803,743,000	299
Total deposits	$2,595,035,000	291
Interest-bearing deposits	$2,070,292,000	275
Deposits held in domestic offices	$2,595,035,000	291
% insured	64.35%	5,253
Federal funds purchased & repurchase agreements	$0	1,797
Trading liabilities	$1,226,000	111
Other borrowed funds	$172,000,000	276
Subordinated debt	$0	112
All other liabilities	$35,482,000	256
Total equity capital	$468,706,000	238
Total bank equity capital	$468,249,000	238
Perpetual preferred stock	$0	108
Common stock	$20,948,000	199
Surplus	$751,748,000	133
Undivided profits	$-304,447,000	5,915
Noncontrolling interests in consolidated subsidiaries	$457,000	59
Memoranda
Noncurrent loans and leases	$39,942,000	154
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$7,572,000	68
Income earned, not collected on loans	$8,806,000	314
Earning assets	$2,827,665,000	295
Long-term assets (5+ years)	$697,636,000	388
Average Assets, year-to-date	$2,563,483,400	337
Average Assets, quarterly	$3,299,396,500	289
Volatile liabilities	$237,547,000	325
Insider loans	$32,740,000	149
FHLB advances	$172,000,000	251
Loans and leases held for sale	$9,947,000	343
Unused loan commitments	$636,680,000	253
Tier 1 (core) risk-based capital	$314,754,000	296
Tier 2 risk-based capital	$21,945,000	300
Total risk weighted assets	$2,821,021,000	264
Total unused commitments	$636,680,000	253
Derivatives	$186,204,000	258
2016-09-30		Rank
# of Employees:	620	238
Assets and Liabilities
Total Assets:	$3,326,344,000	290
Cash and due from depository institutions	$103,457,000	238
Interest-bearing balances	$47,932,000	728
Securities	$326,466,000	471
Federal funds sold & reverse repurchase agreements	$6,141,000	544
Net loans & leases	$2,510,202,000	268
Loan loss allowance	$33,735,000	218
Trading account assets	$3,376,000	144
Bank premises and fixed assets	$57,078,000	183
Other real estate owned	$6,293,000	238
Goodwill and other intangibles	$30,143,000	289
All other assets	$283,188,000	140
Life insurance assets	$71,657,000	155
Total liabilities and capital	$3,326,344,000	290
Total liabilities	$2,857,855,000	295
Total deposits	$2,608,495,000	287
Interest-bearing deposits	$2,079,308,000	271
Deposits held in domestic offices	$2,608,495,000	286
% insured	65.31%	5,326
Federal funds purchased & repurchase agreements	$0	1,774
Trading liabilities	$3,448,000	102
Other borrowed funds	$197,500,000	249
Subordinated debt	$0	113
All other liabilities	$48,412,000	226
Total equity capital	$468,489,000	236
Total bank equity capital	$467,345,000	236
Perpetual preferred stock	$0	115
Common stock	$20,948,000	202
Surplus	$751,748,000	130
Undivided profits	$-305,351,000	5,982
Noncontrolling interests in consolidated subsidiaries	$1,144,000	48
Memoranda
Noncurrent loans and leases	$51,557,000	139
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$8,114,000	70
Income earned, not collected on loans	$9,205,000	298
Earning assets	$2,890,741,000	294
Long-term assets (5+ years)	$743,141,000	361
Average Assets, year-to-date	$2,386,242,000	350
Average Assets, quarterly	$2,712,606,500	329
Volatile liabilities	$59,831,000	898
Insider loans	$34,507,000	135
FHLB advances	$197,500,000	230
Loans and leases held for sale	$71,929,000	127
Unused loan commitments	$675,527,000	236
Tier 1 (core) risk-based capital	$315,529,000	296
Tier 2 risk-based capital	$33,735,000	222
Total risk weighted assets	$2,817,905,000	255
Total unused commitments	$675,527,000	236
Derivatives	$266,738,000	229
2016-06-30		Rank
# of Employees:	504	291
Assets and Liabilities
Total Assets:	$2,098,869,000	388
Cash and due from depository institutions	$64,227,000	291
Interest-bearing balances	$32,500,000	1,021
Securities	$198,769,000	738
Federal funds sold & reverse repurchase agreements	$248,000	2,151
Net loans & leases	$1,600,957,000	358
Loan loss allowance	$22,911,000	294
Trading account assets	$2,980,000	158
Bank premises and fixed assets	$50,779,000	205
Other real estate owned	$4,086,000	291
Goodwill and other intangibles	$0	2,761
All other assets	$176,823,000	200
Life insurance assets	$51,346,000	218
Total liabilities and capital	$2,098,869,000	388
Total liabilities	$1,777,543,000	400
Total deposits	$1,656,995,000	393
Interest-bearing deposits	$1,337,131,000	378
Deposits held in domestic offices	$1,656,995,000	392
% insured	70.93%	5,002
Federal funds purchased & repurchase agreements	$0	1,871
Trading liabilities	$2,980,000	109
Other borrowed funds	$98,000,000	421
Subordinated debt	$0	116
All other liabilities	$19,568,000	409
Total equity capital	$321,326,000	313
Total bank equity capital	$320,461,000	314
Perpetual preferred stock	$0	114
Common stock	$20,359,000	214
Surplus	$653,918,000	142
Undivided profits	$-353,816,000	6,060
Noncontrolling interests in consolidated subsidiaries	$865,000	52
Memoranda
Noncurrent loans and leases	$29,938,000	194
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	859
Income earned, not collected on loans	$3,846,000	675
Earning assets	$1,832,474,000	396
Long-term assets (5+ years)	$507,433,000	503
Average Assets, year-to-date	$2,072,874,670	386
Average Assets, quarterly	$2,072,941,000	388
Volatile liabilities	$139,564,000	456
Insider loans	$35,999,000	125
FHLB advances	$98,000,000	393
Loans and leases held for sale	$61,713,000	137
Unused loan commitments	$411,468,000	348
Tier 1 (core) risk-based capital	$254,822,000	337
Tier 2 risk-based capital	$22,224,000	293
Total risk weighted assets	$1,745,716,000	355
Total unused commitments	$411,468,000	348
Derivatives	$208,110,000	254
2016-03-31		Rank
# of Employees:	552	263
Assets and Liabilities
Total Assets:	$2,047,013,000	392
Cash and due from depository institutions	$61,679,000	263
Interest-bearing balances	$32,829,000	1,127
Securities	$197,703,000	746
Federal funds sold & reverse repurchase agreements	$244,000	2,227
Net loans & leases	$1,550,922,000	360
Loan loss allowance	$21,228,000	312
Trading account assets	$2,604,000	151
Bank premises and fixed assets	$50,685,000	202
Other real estate owned	$8,661,000	263
Goodwill and other intangibles	$99,000	2,499
All other assets	$174,416,000	198
Life insurance assets	$51,044,000	217
Total liabilities and capital	$2,047,013,000	392
Total liabilities	$1,730,469,000	406
Total deposits	$1,696,561,000	388
Interest-bearing deposits	$1,392,489,000	361
Deposits held in domestic offices	$1,696,561,000	387
% insured	70.36%	5,121
Federal funds purchased & repurchase agreements	$0	1,758
Trading liabilities	$2,604,000	108
Other borrowed funds	$11,000,000	1,632
Subordinated debt	$0	118
All other liabilities	$20,304,000	385
Total equity capital	$316,544,000	308
Total bank equity capital	$315,998,000	308
Perpetual preferred stock	$0	122
Common stock	$20,359,000	213
Surplus	$653,918,000	142
Undivided profits	$-358,279,000	6,124
Noncontrolling interests in consolidated subsidiaries	$546,000	59
Memoranda
Noncurrent loans and leases	$34,253,000	182
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	861
Income earned, not collected on loans	$4,305,000	588
Earning assets	$1,781,698,000	403
Long-term assets (5+ years)	$439,407,000	576
Average Assets, year-to-date	$2,059,877,500	389
Average Assets, quarterly	$2,059,877,500	389
Volatile liabilities	$54,725,000	899
Insider loans	$37,160,000	123
FHLB advances	$11,000,000	1,572
Loans and leases held for sale	$51,306,000	139
Unused loan commitments	$356,816,000	374
Tier 1 (core) risk-based capital	$251,035,000	332
Tier 2 risk-based capital	$21,228,000	303
Total risk weighted assets	$1,705,414,000	351
Total unused commitments	$356,816,000	374
Derivatives	$209,007,000	240
2015-12-31		Rank
# of Employees:	520	276
Assets and Liabilities
Total Assets:	$2,077,138,000	384
Cash and due from depository institutions	$63,491,000	276
Interest-bearing balances	$32,826,000	1,006
Securities	$196,754,000	748
Federal funds sold & reverse repurchase agreements	$243,000	2,113
Net loans & leases	$1,575,825,000	351
Loan loss allowance	$23,184,000	289
Trading account assets	$1,219,000	168
Bank premises and fixed assets	$51,998,000	199
Other real estate owned	$12,409,000	276
Goodwill and other intangibles	$248,000	2,229
All other assets	$174,951,000	198
Life insurance assets	$50,695,000	214
Total liabilities and capital	$2,077,138,000	384
Total liabilities	$1,760,244,000	396
Total deposits	$1,720,132,000	382
Interest-bearing deposits	$1,407,300,000	359
Deposits held in domestic offices	$1,720,132,000	381
% insured	70.10%	5,188
Federal funds purchased & repurchase agreements	$25,000,000	430
Trading liabilities	$1,219,000	115
Other borrowed funds	$0	3,691
Subordinated debt	$0	118
All other liabilities	$13,893,000	478
Total equity capital	$316,894,000	299
Total bank equity capital	$316,388,000	299
Perpetual preferred stock	$0	135
Common stock	$20,359,000	216
Surplus	$653,918,000	141
Undivided profits	$-357,889,000	6,183
Noncontrolling interests in consolidated subsidiaries	$506,000	63
Memoranda
Noncurrent loans and leases	$35,512,000	178
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	871
Income earned, not collected on loans	$4,116,000	630
Earning assets	$1,805,648,000	397
Long-term assets (5+ years)	$446,256,000	558
Average Assets, year-to-date	$2,026,261,800	377
Average Assets, quarterly	$2,032,108,500	385
Volatile liabilities	$70,019,000	751
Insider loans	$36,578,000	114
FHLB advances	$0	3,512
Loans and leases held for sale	$57,249,000	126
Unused loan commitments	$305,505,000	398
Tier 1 (core) risk-based capital	$256,569,000	321
Tier 2 risk-based capital	$22,493,000	284
Total risk weighted assets	$1,758,551,000	343
Total unused commitments	$305,505,000	398
Derivatives	$210,046,000	220
2015-09-30		Rank
# of Employees:	468	314
Assets and Liabilities
Total Assets:	$1,597,236,000	463
Cash and due from depository institutions	$55,430,000	314
Interest-bearing balances	$35,547,000	950
Securities	$163,035,000	911
Federal funds sold & reverse repurchase agreements	$246,000	2,151
Net loans & leases	$1,238,594,000	415
Loan loss allowance	$20,000,000	334
Trading account assets	$2,212,000	156
Bank premises and fixed assets	$53,015,000	198
Other real estate owned	$10,317,000	314
Goodwill and other intangibles	$0	2,786
All other assets	$74,387,000	355
Life insurance assets	$45,758,000	235
Total liabilities and capital	$1,597,236,000	463
Total liabilities	$1,408,679,000	465
Total deposits	$1,364,450,000	439
Interest-bearing deposits	$1,113,459,000	421
Deposits held in domestic offices	$1,364,450,000	436
% insured	71.28%	5,234
Federal funds purchased & repurchase agreements	$29,500,000	396
Trading liabilities	$2,212,000	111
Other borrowed funds	$0	3,765
Subordinated debt	$0	120
All other liabilities	$12,517,000	534
Total equity capital	$188,557,000	449
Total bank equity capital	$187,720,000	451
Perpetual preferred stock	$0	149
Common stock	$18,359,000	240
Surplus	$616,433,000	144
Undivided profits	$-447,072,000	6,273
Noncontrolling interests in consolidated subsidiaries	$837,000	56
Memoranda
Noncurrent loans and leases	$31,933,000	199
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	892
Income earned, not collected on loans	$3,236,000	813
Earning assets	$1,437,422,000	467
Long-term assets (5+ years)	$337,451,000	729
Average Assets, year-to-date	$1,634,174,750	446
Average Assets, quarterly	$1,602,604,500	456
Volatile liabilities	$69,544,000	751
Insider loans	$30,848,000	156
FHLB advances	$0	3,567
Loans and leases held for sale	$46,476,000	150
Unused loan commitments	$273,256,000	440
Tier 1 (core) risk-based capital	$175,036,000	445
Tier 2 risk-based capital	$17,728,000	347
Total risk weighted assets	$1,409,675,000	399
Total unused commitments	$273,256,000	440
Derivatives	$207,148,000	228
2015-06-30		Rank
# of Employees:	464	315
Assets and Liabilities
Total Assets:	$1,607,973,000	458
Cash and due from depository institutions	$31,203,000	315
Interest-bearing balances	$8,438,000	2,908
Securities	$171,241,000	885
Federal funds sold & reverse repurchase agreements	$245,000	2,187
Net loans & leases	$1,265,752,000	407
Loan loss allowance	$24,810,000	280
Trading account assets	$1,108,000	174
Bank premises and fixed assets	$53,614,000	194
Other real estate owned	$10,975,000	315
Goodwill and other intangibles	$0	2,811
All other assets	$73,835,000	349
Life insurance assets	$45,494,000	231
Total liabilities and capital	$1,607,973,000	458
Total liabilities	$1,420,998,000	453
Total deposits	$1,348,936,000	437
Interest-bearing deposits	$1,110,522,000	417
Deposits held in domestic offices	$1,348,936,000	435
% insured	72.73%	5,201
Federal funds purchased & repurchase agreements	$5,000,000	1,070
Trading liabilities	$1,108,000	115
Other borrowed funds	$52,546,000	609
Subordinated debt	$0	123
All other liabilities	$13,408,000	491
Total equity capital	$186,975,000	449
Total bank equity capital	$186,112,000	451
Perpetual preferred stock	$0	164
Common stock	$18,359,000	241
Surplus	$616,434,000	145
Undivided profits	$-448,681,000	6,350
Noncontrolling interests in consolidated subsidiaries	$863,000	56
Memoranda
Noncurrent loans and leases	$38,176,000	179
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	915
Income earned, not collected on loans	$3,285,000	751
Earning assets	$1,445,676,000	462
Long-term assets (5+ years)	$330,955,000	746
Average Assets, year-to-date	$1,646,487,670	442
Average Assets, quarterly	$1,639,244,000	447
Volatile liabilities	$97,205,000	580
Insider loans	$43,212,000	99
FHLB advances	$52,546,000	575
Loans and leases held for sale	$65,374,000	141
Unused loan commitments	$247,461,000	458
Tier 1 (core) risk-based capital	$179,624,000	432
Tier 2 risk-based capital	$17,960,000	343
Total risk weighted assets	$1,423,341,000	394
Total unused commitments	$247,461,000	458
Derivatives	$210,972,000	228
2015-03-31		Rank
# of Employees:	339	423
Assets and Liabilities
Total Assets:	$1,670,515,000	443
Cash and due from depository institutions	$41,612,000	423
Interest-bearing balances	$18,945,000	1,907
Securities	$202,507,000	748
Federal funds sold & reverse repurchase agreements	$267,000	2,408
Net loans & leases	$1,276,563,000	392
Loan loss allowance	$25,135,000	274
Trading account assets	$1,661,000	163
Bank premises and fixed assets	$53,791,000	196
Other real estate owned	$16,004,000	423
Goodwill and other intangibles	$0	2,810
All other assets	$78,110,000	340
Life insurance assets	$45,218,000	221
Total liabilities and capital	$1,670,515,000	443
Total liabilities	$1,485,421,000	434
Total deposits	$1,360,914,000	439
Interest-bearing deposits	$1,132,288,000	410
Deposits held in domestic offices	$1,360,914,000	437
% insured	72.49%	5,301
Federal funds purchased & repurchase agreements	$0	1,864
Trading liabilities	$1,661,000	112
Other borrowed funds	$110,664,000	316
Subordinated debt	$0	128
All other liabilities	$12,182,000	539
Total equity capital	$185,094,000	455
Total bank equity capital	$184,233,000	459
Perpetual preferred stock	$0	175
Common stock	$18,359,000	241
Surplus	$616,433,000	144
Undivided profits	$-450,559,000	6,420
Noncontrolling interests in consolidated subsidiaries	$861,000	59
Memoranda
Noncurrent loans and leases	$19,340,000	317
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	945
Income earned, not collected on loans	$3,396,000	712
Earning assets	$1,498,282,000	449
Long-term assets (5+ years)	$394,102,000	620
Average Assets, year-to-date	$1,665,745,000	438
Average Assets, quarterly	$1,665,745,000	438
Volatile liabilities	$148,751,000	386
Insider loans	$44,294,000	92
FHLB advances	$110,664,000	288
Loans and leases held for sale	$55,519,000	146
Unused loan commitments	$270,198,000	417
Tier 1 (core) risk-based capital	$170,050,000	449
Tier 2 risk-based capital	$18,270,000	340
Total risk weighted assets	$1,456,443,000	385
Total unused commitments	$270,198,000	417
Derivatives	$211,937,000	225
2014-12-31		Rank
# of Employees:	449	324
Assets and Liabilities
Total Assets:	$1,660,975,000	442
Cash and due from depository institutions	$94,291,000	324
Interest-bearing balances	$70,415,000	469
Securities	$265,990,000	581
Federal funds sold & reverse repurchase agreements	$4,235,000	853
Net loans & leases	$1,142,999,000	427
Loan loss allowance	$24,076,000	289
Trading account assets	$913,000	181
Bank premises and fixed assets	$54,348,000	192
Other real estate owned	$19,808,000	324
Goodwill and other intangibles	$0	2,812
All other assets	$78,391,000	342
Life insurance assets	$44,911,000	215
Total liabilities and capital	$1,660,975,000	442
Total liabilities	$1,479,662,000	430
Total deposits	$1,316,236,000	441
Interest-bearing deposits	$1,087,247,000	420
Deposits held in domestic offices	$1,316,236,000	439
% insured	71.99%	5,389
Federal funds purchased & repurchase agreements	$0	2,134
Trading liabilities	$913,000	117
Other borrowed funds	$150,847,000	255
Subordinated debt	$0	126
All other liabilities	$11,666,000	551
Total equity capital	$181,313,000	458
Total bank equity capital	$180,813,000	460
Perpetual preferred stock	$0	187
Common stock	$18,359,000	247
Surplus	$616,433,000	141
Undivided profits	$-453,979,000	6,509
Noncontrolling interests in consolidated subsidiaries	$500,000	71
Memoranda
Noncurrent loans and leases	$18,391,000	340
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	938
Income earned, not collected on loans	$3,700,000	661
Earning assets	$1,483,639,000	446
Long-term assets (5+ years)	$367,516,000	654
Average Assets, year-to-date	$1,652,428,800	428
Average Assets, quarterly	$1,675,703,000	436
Volatile liabilities	$189,230,000	338
Insider loans	$45,943,000	81
FHLB advances	$150,847,000	229
Loans and leases held for sale	$22,092,000	205
Unused loan commitments	$198,491,000	517
Tier 1 (core) risk-based capital	$168,970,000	445
Tier 2 risk-based capital	$16,665,000	358
Total risk weighted assets	$1,325,807,000	397
Total unused commitments	$198,491,000	517
Derivatives	$193,436,000	209
2014-09-30		Rank
# of Employees:	457	314
Assets and Liabilities
Total Assets:	$1,690,431,000	427
Cash and due from depository institutions	$111,067,000	314
Interest-bearing balances	$89,249,000	369
Securities	$309,084,000	495
Federal funds sold & reverse repurchase agreements	$1,512,000	1,505
Net loans & leases	$1,113,263,000	427
Loan loss allowance	$25,854,000	279
Trading account assets	$975,000	166
Bank premises and fixed assets	$54,860,000	187
Other real estate owned	$21,014,000	314
Goodwill and other intangibles	$0	2,848
All other assets	$78,656,000	330
Life insurance assets	$44,659,000	210
Total liabilities and capital	$1,690,431,000	427
Total liabilities	$1,511,817,000	420
Total deposits	$1,348,343,000	425
Interest-bearing deposits	$1,103,122,000	410
Deposits held in domestic offices	$1,348,343,000	423
% insured	70.98%	5,649
Federal funds purchased & repurchase agreements	$0	2,181
Trading liabilities	$975,000	107
Other borrowed funds	$151,051,000	243
Subordinated debt	$0	131
All other liabilities	$11,448,000	540
Total equity capital	$178,614,000	456
Total bank equity capital	$178,013,000	455
Perpetual preferred stock	$0	194
Common stock	$18,359,000	252
Surplus	$616,433,000	140
Undivided profits	$-456,779,000	6,588
Noncontrolling interests in consolidated subsidiaries	$601,000	71
Memoranda
Noncurrent loans and leases	$24,484,000	284
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	951
Income earned, not collected on loans	$3,625,000	683
Earning assets	$1,513,108,000	429
Long-term assets (5+ years)	$409,531,000	589
Average Assets, year-to-date	$1,650,292,250	429
Average Assets, quarterly	$1,671,869,000	428
Volatile liabilities	$185,454,000	337
Insider loans	$46,616,000	75
FHLB advances	$151,051,000	219
Loans and leases held for sale	$25,813,000	189
Unused loan commitments	$218,110,000	486
Tier 1 (core) risk-based capital	$166,432,000	448
Tier 2 risk-based capital	$16,332,000	361
Total risk weighted assets	$1,297,007,000	393
Total unused commitments	$218,110,000	486
Derivatives	$194,356,000	211
2014-06-30		Rank
# of Employees:	452	323
Assets and Liabilities
Total Assets:	$1,653,307,000	431
Cash and due from depository institutions	$73,117,000	323
Interest-bearing balances	$47,723,000	673
Securities	$301,616,000	506
Federal funds sold & reverse repurchase agreements	$12,000	2,795
Net loans & leases	$1,121,346,000	417
Loan loss allowance	$23,560,000	297
Trading account assets	$766,000	184
Bank premises and fixed assets	$56,587,000	180
Other real estate owned	$20,555,000	323
Goodwill and other intangibles	$0	2,849
All other assets	$79,308,000	322
Life insurance assets	$44,659,000	203
Total liabilities and capital	$1,653,307,000	431
Total liabilities	$1,475,525,000	426
Total deposits	$1,312,030,000	437
Interest-bearing deposits	$1,081,353,000	416
Deposits held in domestic offices	$1,312,030,000	435
% insured	72.58%	5,634
Federal funds purchased & repurchase agreements	$0	2,152
Trading liabilities	$766,000	115
Other borrowed funds	$151,255,000	247
Subordinated debt	$0	135
All other liabilities	$11,474,000	535
Total equity capital	$177,782,000	450
Total bank equity capital	$177,270,000	449
Perpetual preferred stock	$0	199
Common stock	$18,359,000	254
Surplus	$616,433,000	140
Undivided profits	$-457,522,000	6,653
Noncontrolling interests in consolidated subsidiaries	$512,000	77
Memoranda
Noncurrent loans and leases	$31,436,000	241
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	990
Income earned, not collected on loans	$3,541,000	676
Earning assets	$1,470,697,000	436
Long-term assets (5+ years)	$404,095,000	597
Average Assets, year-to-date	$1,636,912,670	429
Average Assets, quarterly	$1,640,284,000	434
Volatile liabilities	$132,140,000	427
Insider loans	$47,002,000	77
FHLB advances	$151,255,000	225
Loans and leases held for sale	$30,539,000	172
Unused loan commitments	$228,061,000	454
Tier 1 (core) risk-based capital	$163,951,000	444
Tier 2 risk-based capital	$16,333,000	365
Total risk weighted assets	$1,299,405,000	391
Total unused commitments	$228,061,000	454
Derivatives	$160,675,000	242
2014-03-31		Rank
# of Employees:	452	315
Assets and Liabilities
Total Assets:	$1,627,261,000	440
Cash and due from depository institutions	$92,678,000	315
Interest-bearing balances	$67,432,000	533
Securities	$273,309,000	560
Federal funds sold & reverse repurchase agreements	$28,000	3,017
Net loans & leases	$1,094,616,000	420
Loan loss allowance	$28,013,000	272
Trading account assets	$897,000	171
Bank premises and fixed assets	$57,473,000	177
Other real estate owned	$25,215,000	315
Goodwill and other intangibles	$0	2,875
All other assets	$83,045,000	310
Life insurance assets	$45,055,000	192
Total liabilities and capital	$1,627,261,000	440
Total liabilities	$1,454,465,000	430
Total deposits	$1,277,536,000	450
Interest-bearing deposits	$1,060,699,000	425
Deposits held in domestic offices	$1,277,536,000	448
% insured	72.55%	5,694
Federal funds purchased & repurchase agreements	$0	1,959
Trading liabilities	$897,000	107
Other borrowed funds	$163,958,000	209
Subordinated debt	$0	134
All other liabilities	$12,074,000	495
Total equity capital	$172,796,000	453
Total bank equity capital	$172,618,000	452
Perpetual preferred stock	$0	201
Common stock	$18,359,000	255
Surplus	$616,433,000	139
Undivided profits	$-462,174,000	6,728
Noncontrolling interests in consolidated subsidiaries	$178,000	98
Memoranda
Noncurrent loans and leases	$39,671,000	212
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	998
Income earned, not collected on loans	$3,711,000	631
Earning assets	$1,435,385,000	443
Long-term assets (5+ years)	$391,577,000	608
Average Assets, year-to-date	$1,628,715,500	432
Average Assets, quarterly	$1,628,715,500	432
Volatile liabilities	$83,958,000	587
Insider loans	$45,840,000	79
FHLB advances	$163,958,000	181
Loans and leases held for sale	$20,544,000	184
Unused loan commitments	$213,640,000	462
Tier 1 (core) risk-based capital	$160,997,000	447
Tier 2 risk-based capital	$15,545,000	371
Total risk weighted assets	$1,231,113,000	396
Total unused commitments	$213,640,000	462
Derivatives	$161,126,000	224
2013-12-31		Rank
# of Employees:	466	306
Assets and Liabilities
Total Assets:	$1,630,476,000	436
Cash and due from depository institutions	$51,875,000	306
Interest-bearing balances	$28,752,000	1,189
Securities	$280,509,000	542
Federal funds sold & reverse repurchase agreements	$11,000	2,910
Net loans & leases	$1,124,163,000	401
Loan loss allowance	$32,050,000	246
Trading account assets	$986,000	165
Bank premises and fixed assets	$57,872,000	175
Other real estate owned	$33,919,000	306
Goodwill and other intangibles	$0	2,889
All other assets	$81,141,000	324
Life insurance assets	$46,137,000	188
Total liabilities and capital	$1,630,476,000	436
Total liabilities	$1,463,048,000	425
Total deposits	$1,285,938,000	445
Interest-bearing deposits	$1,064,880,000	416
Deposits held in domestic offices	$1,285,938,000	444
% insured	71.90%	5,820
Federal funds purchased & repurchase agreements	$0	2,281
Trading liabilities	$986,000	108
Other borrowed funds	$164,162,000	207
Subordinated debt	$0	136
All other liabilities	$11,962,000	525
Total equity capital	$167,428,000	458
Total bank equity capital	$166,980,000	460
Perpetual preferred stock	$0	206
Common stock	$18,359,000	254
Surplus	$616,434,000	137
Undivided profits	$-467,813,000	6,808
Noncontrolling interests in consolidated subsidiaries	$448,000	81
Memoranda
Noncurrent loans and leases	$35,236,000	244
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	991
Income earned, not collected on loans	$3,959,000	607
Earning assets	$1,433,435,000	441
Long-term assets (5+ years)	$387,625,000	607
Average Assets, year-to-date	$1,689,740,600	409
Average Assets, quarterly	$1,641,914,500	429
Volatile liabilities	$43,280,000	1,021
Insider loans	$82,257,000	46
FHLB advances	$164,162,000	178
Loans and leases held for sale	$25,393,000	168
Unused loan commitments	$191,007,000	490
Tier 1 (core) risk-based capital	$157,473,000	452
Tier 2 risk-based capital	$16,213,000	362
Total risk weighted assets	$1,281,206,000	383
Total unused commitments	$191,007,000	490
Derivatives	$148,264,000	228
2013-09-30		Rank
# of Employees:	474	305
Assets and Liabilities
Total Assets:	$1,653,353,000	426
Cash and due from depository institutions	$93,788,000	305
Interest-bearing balances	$68,700,000	513
Securities	$257,486,000	599
Federal funds sold & reverse repurchase agreements	$10,000	2,927
Net loans & leases	$1,115,991,000	398
Loan loss allowance	$34,776,000	232
Trading account assets	$452,000	194
Bank premises and fixed assets	$60,343,000	168
Other real estate owned	$35,870,000	305
Goodwill and other intangibles	$0	2,909
All other assets	$89,413,000	297
Life insurance assets	$51,588,000	161
Total liabilities and capital	$1,653,353,000	426
Total liabilities	$1,486,690,000	420
Total deposits	$1,310,414,000	434
Interest-bearing deposits	$1,068,385,000	418
Deposits held in domestic offices	$1,310,414,000	432
% insured	72.14%	5,987
Federal funds purchased & repurchase agreements	$0	2,308
Trading liabilities	$452,000	123
Other borrowed funds	$164,365,000	205
Subordinated debt	$0	150
All other liabilities	$11,459,000	553
Total equity capital	$166,663,000	458
Total bank equity capital	$166,153,000	459
Perpetual preferred stock	$0	217
Common stock	$18,359,000	256
Surplus	$616,434,000	134
Undivided profits	$-468,640,000	6,887
Noncontrolling interests in consolidated subsidiaries	$510,000	80
Memoranda
Noncurrent loans and leases	$42,910,000	223
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,015
Income earned, not collected on loans	$3,988,000	619
Earning assets	$1,442,187,000	437
Long-term assets (5+ years)	$361,809,000	635
Average Assets, year-to-date	$1,704,556,750	408
Average Assets, quarterly	$1,676,656,500	416
Volatile liabilities	$43,344,000	1,033
Insider loans	$80,518,000	46
FHLB advances	$164,365,000	170
Loans and leases held for sale	$29,633,000	162
Unused loan commitments	$200,422,000	481
Tier 1 (core) risk-based capital	$155,122,000	459
Tier 2 risk-based capital	$16,583,000	345
Total risk weighted assets	$1,308,462,000	372
Total unused commitments	$200,422,000	481
Derivatives	$108,088,000	258
2013-06-30		Rank
# of Employees:	498	287
Assets and Liabilities
Total Assets:	$1,699,960,000	403
Cash and due from depository institutions	$112,452,000	287
Interest-bearing balances	$85,038,000	410
Securities	$244,929,000	633
Federal funds sold & reverse repurchase agreements	$10,000	3,052
Net loans & leases	$1,165,011,000	378
Loan loss allowance	$35,198,000	233
Trading account assets	$709,000	187
Bank premises and fixed assets	$60,555,000	168
Other real estate owned	$29,788,000	287
Goodwill and other intangibles	$7,000	2,862
All other assets	$86,499,000	308
Life insurance assets	$49,420,000	166
Total liabilities and capital	$1,699,960,000	403
Total liabilities	$1,537,171,000	402
Total deposits	$1,350,634,000	420
Interest-bearing deposits	$1,109,233,000	406
Deposits held in domestic offices	$1,350,634,000	418
% insured	72.16%	6,050
Federal funds purchased & repurchase agreements	$0	2,211
Trading liabilities	$709,000	110
Other borrowed funds	$174,578,000	192
Subordinated debt	$0	152
All other liabilities	$11,250,000	561
Total equity capital	$162,789,000	468
Total bank equity capital	$162,365,000	468
Perpetual preferred stock	$0	228
Common stock	$18,359,000	258
Surplus	$616,433,000	133
Undivided profits	$-472,427,000	6,937
Noncontrolling interests in consolidated subsidiaries	$424,000	84
Memoranda
Noncurrent loans and leases	$59,842,000	173
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,060
Income earned, not collected on loans	$4,058,000	584
Earning assets	$1,494,988,000	412
Long-term assets (5+ years)	$348,155,000	630
Average Assets, year-to-date	$1,721,624,670	400
Average Assets, quarterly	$1,710,794,500	402
Volatile liabilities	$52,061,000	869
Insider loans	$78,548,000	48
FHLB advances	$164,569,000	173
Loans and leases held for sale	$51,369,000	160
Unused loan commitments	$216,592,000	439
Tier 1 (core) risk-based capital	$151,393,000	462
Tier 2 risk-based capital	$17,050,000	339
Total risk weighted assets	$1,345,846,000	359
Total unused commitments	$216,592,000	439
Derivatives	$108,712,000	279
2013-03-31		Rank
# of Employees:	504	278
Assets and Liabilities
Total Assets:	$1,721,629,000	406
Cash and due from depository institutions	$102,038,000	278
Interest-bearing balances	$77,538,000	564
Securities	$257,804,000	608
Federal funds sold & reverse repurchase agreements	$10,000	3,399
Net loans & leases	$1,182,202,000	370
Loan loss allowance	$41,038,000	208
Trading account assets	$327,000	195
Bank premises and fixed assets	$61,986,000	161
Other real estate owned	$30,580,000	278
Goodwill and other intangibles	$189,000	2,405
All other assets	$86,493,000	311
Life insurance assets	$49,028,000	167
Total liabilities and capital	$1,721,629,000	406
Total liabilities	$1,554,273,000	396
Total deposits	$1,368,634,000	413
Interest-bearing deposits	$1,177,947,000	391
Deposits held in domestic offices	$1,368,634,000	411
% insured	74.32%	5,913
Federal funds purchased & repurchase agreements	$0	1,982
Trading liabilities	$327,000	123
Other borrowed funds	$174,808,000	184
Subordinated debt	$0	155
All other liabilities	$10,504,000	597
Total equity capital	$167,356,000	459
Total bank equity capital	$166,049,000	465
Perpetual preferred stock	$0	239
Common stock	$18,359,000	258
Surplus	$616,411,000	136
Undivided profits	$-468,721,000	7,015
Noncontrolling interests in consolidated subsidiaries	$1,307,000	72
Memoranda
Noncurrent loans and leases	$75,112,000	169
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,043
Income earned, not collected on loans	$4,439,000	519
Earning assets	$1,517,554,000	414
Long-term assets (5+ years)	$337,631,000	639
Average Assets, year-to-date	$1,732,457,000	404
Average Assets, quarterly	$1,732,457,000	404
Volatile liabilities	$41,433,000	1,023
Insider loans	$80,024,000	46
FHLB advances	$164,773,000	151
Loans and leases held for sale	$51,846,000	155
Unused loan commitments	$230,628,000	410
Tier 1 (core) risk-based capital	$150,118,000	463
Tier 2 risk-based capital	$17,885,000	326
Total risk weighted assets	$1,407,659,000	347
Total unused commitments	$230,628,000	410
Derivatives	$43,520,000	396
2012-12-31		Rank
# of Employees:	500	279
Assets and Liabilities
Total Assets:	$1,743,285,000	403
Cash and due from depository institutions	$75,639,000	279
Interest-bearing balances	$50,487,000	844
Securities	$245,440,000	624
Federal funds sold & reverse repurchase agreements	$10,000	3,269
Net loans & leases	$1,234,947,000	352
Loan loss allowance	$45,915,000	197
Trading account assets	$0	243
Bank premises and fixed assets	$67,972,000	145
Other real estate owned	$29,465,000	279
Goodwill and other intangibles	$371,000	2,083
All other assets	$89,441,000	301
Life insurance assets	$48,695,000	166
Total liabilities and capital	$1,743,285,000	403
Total liabilities	$1,577,086,000	398
Total deposits	$1,391,296,000	412
Interest-bearing deposits	$1,177,577,000	389
Deposits held in domestic offices	$1,391,296,000	409
% insured	73.55%	6,509
Federal funds purchased & repurchase agreements	$0	2,186
Trading liabilities	$0	152
Other borrowed funds	$175,039,000	182
Subordinated debt	$0	159
All other liabilities	$10,751,000	591
Total equity capital	$166,199,000	462
Total bank equity capital	$164,977,000	467
Perpetual preferred stock	$0	246
Common stock	$18,359,000	257
Surplus	$616,410,000	139
Undivided profits	$-469,792,000	7,077
Noncontrolling interests in consolidated subsidiaries	$1,222,000	75
Memoranda
Noncurrent loans and leases	$94,177,000	151
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,020
Income earned, not collected on loans	$4,199,000	572
Earning assets	$1,530,884,000	416
Long-term assets (5+ years)	$285,931,000	736
Average Assets, year-to-date	$1,805,535,000	384
Average Assets, quarterly	$1,753,177,000	393
Volatile liabilities	$45,830,000	979
Insider loans	$82,965,000	48
FHLB advances	$164,977,000	159
Loans and leases held for sale	$84,068,000	140
Unused loan commitments	$233,344,000	393
Tier 1 (core) risk-based capital	$148,618,000	461
Tier 2 risk-based capital	$18,100,000	320
Total risk weighted assets	$1,420,207,000	342
Total unused commitments	$233,344,000	393
Derivatives	$2,040,000	1,059
2012-09-30		Rank
# of Employees:	502	277
Assets and Liabilities
Total Assets:	$1,763,069,000	391
Cash and due from depository institutions	$85,517,000	277
Interest-bearing balances	$60,863,000	668
Securities	$274,048,000	567
Federal funds sold & reverse repurchase agreements	$11,000	3,359
Net loans & leases	$1,201,060,000	358
Loan loss allowance	$52,125,000	186
Trading account assets	$0	231
Bank premises and fixed assets	$68,051,000	144
Other real estate owned	$40,747,000	277
Goodwill and other intangibles	$553,000	1,862
All other assets	$93,082,000	296
Life insurance assets	$48,377,000	157
Total liabilities and capital	$1,763,069,000	391
Total liabilities	$1,598,478,000	386
Total deposits	$1,413,873,000	388
Interest-bearing deposits	$1,214,237,000	372
Deposits held in domestic offices	$1,413,873,000	386
% insured	72.81%	6,698
Federal funds purchased & repurchase agreements	$0	2,188
Trading liabilities	$0	150
Other borrowed funds	$175,269,000	184
Subordinated debt	$0	163
All other liabilities	$9,336,000	687
Total equity capital	$164,591,000	463
Total bank equity capital	$163,491,000	466
Perpetual preferred stock	$0	250
Common stock	$18,359,000	261
Surplus	$606,408,000	139
Undivided profits	$-461,276,000	7,175
Noncontrolling interests in consolidated subsidiaries	$1,100,000	76
Memoranda
Noncurrent loans and leases	$109,994,000	142
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,078
Income earned, not collected on loans	$4,730,000	533
Earning assets	$1,535,982,000	407
Long-term assets (5+ years)	$306,297,000	682
Average Assets, year-to-date	$1,821,097,500	384
Average Assets, quarterly	$1,768,564,000	391
Volatile liabilities	$46,654,000	991
Insider loans	$84,924,000	45
FHLB advances	$165,180,000	158
Loans and leases held for sale	$60,360,000	166
Unused loan commitments	$268,047,000	363
Tier 1 (core) risk-based capital	$145,606,000	468
Tier 2 risk-based capital	$17,798,000	324
Total risk weighted assets	$1,389,539,000	346
Total unused commitments	$268,047,000	363
Derivatives	$1,677,000	1,123
2012-06-30		Rank
# of Employees:	492	285
Assets and Liabilities
Total Assets:	$1,774,059,000	390
Cash and due from depository institutions	$72,151,000	285
Interest-bearing balances	$48,240,000	848
Securities	$291,624,000	535
Federal funds sold & reverse repurchase agreements	$10,000	3,491
Net loans & leases	$1,199,113,000	363
Loan loss allowance	$59,943,000	169
Trading account assets	$0	211
Bank premises and fixed assets	$73,468,000	136
Other real estate owned	$45,164,000	285
Goodwill and other intangibles	$735,000	1,694
All other assets	$91,794,000	295
Life insurance assets	$48,020,000	155
Total liabilities and capital	$1,774,059,000	390
Total liabilities	$1,618,831,000	382
Total deposits	$1,433,783,000	386
Interest-bearing deposits	$1,230,616,000	367
Deposits held in domestic offices	$1,433,783,000	385
% insured	75.06%	6,620
Federal funds purchased & repurchase agreements	$0	2,234
Trading liabilities	$0	130
Other borrowed funds	$175,499,000	189
Subordinated debt	$0	180
All other liabilities	$9,549,000	644
Total equity capital	$155,228,000	481
Total bank equity capital	$154,472,000	483
Perpetual preferred stock	$0	254
Common stock	$18,359,000	264
Surplus	$591,407,000	140
Undivided profits	$-455,294,000	7,239
Noncontrolling interests in consolidated subsidiaries	$756,000	78
Memoranda
Noncurrent loans and leases	$117,343,000	143
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,080
Income earned, not collected on loans	$4,876,000	504
Earning assets	$1,538,987,000	400
Long-term assets (5+ years)	$312,411,000	649
Average Assets, year-to-date	$1,840,440,330	381
Average Assets, quarterly	$1,811,130,000	386
Volatile liabilities	$42,778,000	1,076
Insider loans	$91,734,000	40
FHLB advances	$165,384,000	164
Loans and leases held for sale	$47,646,000	158
Unused loan commitments	$219,877,000	410
Tier 1 (core) risk-based capital	$136,749,000	489
Tier 2 risk-based capital	$17,788,000	318
Total risk weighted assets	$1,380,919,000	344
Total unused commitments	$219,877,000	410
Derivatives	$1,122,000	1,139
2012-03-31		Rank
# of Employees:	484	287
Assets and Liabilities
Total Assets:	$1,848,201,000	381
Cash and due from depository institutions	$107,880,000	287
Interest-bearing balances	$83,688,000	517
Securities	$294,856,000	535
Federal funds sold & reverse repurchase agreements	$10,000	3,714
Net loans & leases	$1,217,313,000	355
Loan loss allowance	$65,690,000	159
Trading account assets	$0	215
Bank premises and fixed assets	$75,729,000	128
Other real estate owned	$57,842,000	287
Goodwill and other intangibles	$917,000	1,578
All other assets	$93,654,000	288
Life insurance assets	$47,598,000	153
Total liabilities and capital	$1,848,201,000	381
Total liabilities	$1,724,695,000	365
Total deposits	$1,539,008,000	366
Interest-bearing deposits	$1,345,297,000	336
Deposits held in domestic offices	$1,539,008,000	365
% insured	75.73%	6,606
Federal funds purchased & repurchase agreements	$0	2,131
Trading liabilities	$0	123
Other borrowed funds	$175,729,000	196
Subordinated debt	$0	185
All other liabilities	$9,958,000	608
Total equity capital	$123,506,000	584
Total bank equity capital	$122,992,000	585
Perpetual preferred stock	$0	259
Common stock	$18,359,000	265
Surplus	$556,406,000	142
Undivided profits	$-451,773,000	7,300
Noncontrolling interests in consolidated subsidiaries	$514,000	86
Memoranda
Noncurrent loans and leases	$121,062,000	149
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,111
Income earned, not collected on loans	$5,276,000	464
Earning assets	$1,595,867,000	386
Long-term assets (5+ years)	$319,894,000	627
Average Assets, year-to-date	$1,873,631,000	374
Average Assets, quarterly	$1,873,631,000	374
Volatile liabilities	$45,100,000	1,049
Insider loans	$96,629,000	40
FHLB advances	$165,587,000	163
Loans and leases held for sale	$40,562,000	174
Unused loan commitments	$193,469,000	434
Tier 1 (core) risk-based capital	$107,390,000	608
Tier 2 risk-based capital	$18,352,000	303
Total risk weighted assets	$1,420,830,000	330
Total unused commitments	$193,469,000	434
Derivatives	$701,000	1,166
2011-12-31		Rank
# of Employees:	495	279
Assets and Liabilities
Total Assets:	$1,899,061,000	373
Cash and due from depository institutions	$125,177,000	279
Interest-bearing balances	$100,102,000	388
Securities	$263,734,000	578
Federal funds sold & reverse repurchase agreements	$10,000	3,606
Net loans & leases	$1,277,437,000	342
Loan loss allowance	$71,562,000	148
Trading account assets	$0	205
Bank premises and fixed assets	$76,289,000	129
Other real estate owned	$60,305,000	279
Goodwill and other intangibles	$1,099,000	1,481
All other assets	$95,010,000	298
Life insurance assets	$47,239,000	153
Total liabilities and capital	$1,899,061,000	373
Total liabilities	$1,767,242,000	354
Total deposits	$1,581,401,000	353
Interest-bearing deposits	$1,390,461,000	324
Deposits held in domestic offices	$1,581,401,000	353
% insured	75.44%	6,672
Federal funds purchased & repurchase agreements	$0	2,367
Trading liabilities	$0	115
Other borrowed funds	$175,960,000	199
Subordinated debt	$0	193
All other liabilities	$9,881,000	614
Total equity capital	$131,819,000	551
Total bank equity capital	$131,576,000	550
Perpetual preferred stock	$0	263
Common stock	$18,359,000	265
Surplus	$556,404,000	145
Undivided profits	$-443,187,000	7,347
Noncontrolling interests in consolidated subsidiaries	$243,000	102
Memoranda
Noncurrent loans and leases	$125,403,000	150
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,138
Income earned, not collected on loans	$5,517,000	465
Earning assets	$1,641,283,000	372
Long-term assets (5+ years)	$304,785,000	526
Average Assets, year-to-date	$2,273,659,400	310
Average Assets, quarterly	$2,030,703,500	347
Volatile liabilities	$56,959,000	920
Insider loans	$98,133,000	39
FHLB advances	$165,791,000	174
Loans and leases held for sale	$63,171,000	112
Unused loan commitments	$167,908,000	471
Tier 1 (core) risk-based capital	$115,043,000	578
Tier 2 risk-based capital	$18,792,000	302
Total risk weighted assets	$1,450,593,000	326
Total unused commitments	$167,908,000	471
Derivatives	$549,000	1,072
2011-09-30		Rank
# of Employees:	504	269
Assets and Liabilities
Total Assets:	$2,162,346,000	325
Cash and due from depository institutions	$312,436,000	269
Interest-bearing balances	$287,167,000	169
Securities	$256,110,000	585
Federal funds sold & reverse repurchase agreements	$10,000	3,819
Net loans & leases	$1,350,417,000	324
Loan loss allowance	$79,285,000	136
Trading account assets	$0	209
Bank premises and fixed assets	$79,644,000	118
Other real estate owned	$64,991,000	269
Goodwill and other intangibles	$1,325,000	1,400
All other assets	$97,413,000	287
Life insurance assets	$47,355,000	150
Total liabilities and capital	$2,162,346,000	325
Total liabilities	$2,009,044,000	313
Total deposits	$1,819,573,000	300
Interest-bearing deposits	$1,615,586,000	281
Deposits held in domestic offices	$1,819,573,000	299
% insured	74.43%	6,854
Federal funds purchased & repurchase agreements	$0	2,338
Trading liabilities	$0	112
Other borrowed funds	$176,190,000	192
Subordinated debt	$0	206
All other liabilities	$13,281,000	490
Total equity capital	$153,302,000	485
Total bank equity capital	$153,043,000	485
Perpetual preferred stock	$0	266
Common stock	$18,359,000	265
Surplus	$556,393,000	142
Undivided profits	$-421,709,000	7,426
Noncontrolling interests in consolidated subsidiaries	$259,000	102
Memoranda
Noncurrent loans and leases	$161,913,000	126
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,137
Income earned, not collected on loans	$5,465,000	466
Earning assets	$1,893,704,000	330
Long-term assets (5+ years)	$336,270,000	470
Average Assets, year-to-date	$2,367,309,000	297
Average Assets, quarterly	$2,235,516,000	316
Volatile liabilities	$65,224,000	816
Insider loans	$102,559,000	36
FHLB advances	$165,994,000	158
Loans and leases held for sale	$23,987,000	184
Unused loan commitments	$260,305,000	354
Tier 1 (core) risk-based capital	$135,401,000	484
Tier 2 risk-based capital	$20,105,000	292
Total risk weighted assets	$1,549,514,000	304
Total unused commitments	$260,305,000	354
Derivatives	$615,000	1,093
2011-06-30		Rank
# of Employees:	609	226
Assets and Liabilities
Total Assets:	$2,308,686,000	307
Cash and due from depository institutions	$354,636,000	226
Interest-bearing balances	$327,454,000	139
Securities	$281,316,000	528
Federal funds sold & reverse repurchase agreements	$10,000	3,957
Net loans & leases	$1,425,374,000	313
Loan loss allowance	$90,672,000	127
Trading account assets	$0	213
Bank premises and fixed assets	$81,675,000	114
Other real estate owned	$65,910,000	226
Goodwill and other intangibles	$6,926,000	618
All other assets	$92,839,000	292
Life insurance assets	$46,871,000	150
Total liabilities and capital	$2,308,686,000	307
Total liabilities	$2,135,023,000	293
Total deposits	$1,934,289,000	282
Interest-bearing deposits	$1,732,098,000	262
Deposits held in domestic offices	$1,934,289,000	281
% insured	72.73%	6,993
Federal funds purchased & repurchase agreements	$0	2,430
Trading liabilities	$0	112
Other borrowed funds	$186,836,000	197
Subordinated debt	$0	212
All other liabilities	$13,898,000	448
Total equity capital	$173,663,000	429
Total bank equity capital	$173,516,000	430
Perpetual preferred stock	$0	222
Common stock	$18,359,000	267
Surplus	$551,381,000	143
Undivided profits	$-396,224,000	7,498
Noncontrolling interests in consolidated subsidiaries	$147,000	118
Memoranda
Noncurrent loans and leases	$171,744,000	126
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,160
Income earned, not collected on loans	$5,827,000	434
Earning assets	$2,034,154,000	310
Long-term assets (5+ years)	$360,080,000	422
Average Assets, year-to-date	$2,435,630,000	290
Average Assets, quarterly	$2,363,770,000	300
Volatile liabilities	$215,642,000	317
Insider loans	$101,188,000	35
FHLB advances	$166,581,000	173
Loans and leases held for sale	$22,559,000	156
Unused loan commitments	$183,335,000	448
Tier 1 (core) risk-based capital	$151,278,000	443
Tier 2 risk-based capital	$20,873,000	289
Total risk weighted assets	$1,599,925,000	299
Total unused commitments	$183,335,000	448
Derivatives	$325,000	1,071
2011-03-31		Rank
# of Employees:	707	196
Assets and Liabilities
Total Assets:	$2,418,854,000	295
Cash and due from depository institutions	$309,606,000	196
Interest-bearing balances	$281,206,000	167
Securities	$324,297,000	440
Federal funds sold & reverse repurchase agreements	$11,000	4,283
Net loans & leases	$1,516,539,000	294
Loan loss allowance	$106,319,000	120
Trading account assets	$0	208
Bank premises and fixed assets	$82,363,000	116
Other real estate owned	$68,626,000	196
Goodwill and other intangibles	$7,259,000	612
All other assets	$110,153,000	261
Life insurance assets	$46,475,000	151
Total liabilities and capital	$2,418,853,000	295
Total liabilities	$2,250,045,000	284
Total deposits	$2,037,725,000	270
Interest-bearing deposits	$1,847,565,000	252
Deposits held in domestic offices	$2,037,725,000	269
% insured	74.97%	6,909
Federal funds purchased & repurchase agreements	$0	2,341
Trading liabilities	$0	108
Other borrowed funds	$197,739,000	192
Subordinated debt	$0	214
All other liabilities	$14,581,000	441
Total equity capital	$168,808,000	430
Total bank equity capital	$168,779,000	430
Perpetual preferred stock	$0	224
Common stock	$18,359,000	266
Surplus	$533,369,000	144
Undivided profits	$-382,949,000	7,556
Noncontrolling interests in consolidated subsidiaries	$29,000	166
Memoranda
Noncurrent loans and leases	$188,039,000	122
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,152
Income earned, not collected on loans	$6,702,000	386
Earning assets	$2,122,053,000	303
Long-term assets (5+ years)	$385,473,000	376
Average Assets, year-to-date	$2,499,102,000	288
Average Assets, quarterly	$2,499,102,000	288
Volatile liabilities	$198,155,000	343
Insider loans	$95,568,000	40
FHLB advances	$177,359,000	160
Loans and leases held for sale	$12,161,000	193
Unused loan commitments	$219,043,000	390
Tier 1 (core) risk-based capital	$150,555,000	430
Tier 2 risk-based capital	$22,455,000	275
Total risk weighted assets	$1,712,550,000	284
Total unused commitments	$219,043,000	390
Derivatives	$256,000	1,065
2010-12-31		Rank
# of Employees:	767	180
Assets and Liabilities
Total Assets:	$2,579,350,000	278
Cash and due from depository institutions	$377,665,000	180
Interest-bearing balances	$356,007,000	129
Securities	$314,415,000	447
Federal funds sold & reverse repurchase agreements	$11,000	4,214
Net loans & leases	$1,624,463,000	282
Loan loss allowance	$152,632,000	93
Trading account assets	$0	207
Bank premises and fixed assets	$83,089,000	116
Other real estate owned	$57,509,000	180
Goodwill and other intangibles	$7,593,000	597
All other assets	$114,605,000	254
Life insurance assets	$46,033,000	152
Total liabilities and capital	$2,579,350,000	278
Total liabilities	$2,395,663,000	272
Total deposits	$2,181,608,000	254
Interest-bearing deposits	$1,964,722,000	237
Deposits held in domestic offices	$2,181,608,000	253
% insured	71.41%	7,118
Federal funds purchased & repurchase agreements	$0	2,549
Trading liabilities	$0	108
Other borrowed funds	$198,642,000	203
Subordinated debt	$0	220
All other liabilities	$15,413,000	431
Total equity capital	$183,687,000	391
Total bank equity capital	$183,275,000	394
Perpetual preferred stock	$0	224
Common stock	$18,359,000	263
Surplus	$518,357,000	141
Undivided profits	$-353,441,000	7,638
Noncontrolling interests in consolidated subsidiaries	$412,000	99
Memoranda
Noncurrent loans and leases	$246,064,000	109
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,218
Income earned, not collected on loans	$6,518,000	402
Earning assets	$2,294,896,000	279
Long-term assets (5+ years)	$342,839,000	418
Average Assets, year-to-date	$2,645,093,600	268
Average Assets, quarterly	$2,670,852,500	271
Volatile liabilities	$662,817,000	215
Insider loans	$99,845,000	37
FHLB advances	$178,136,000	176
Loans and leases held for sale	$22,499,000	205
Unused loan commitments	$241,926,000	364
Tier 1 (core) risk-based capital	$165,741,000	390
Tier 2 risk-based capital	$22,604,000	281
Total risk weighted assets	$1,678,321,000	297
Total unused commitments	$241,926,000	365
Derivatives	$952,000	968
2010-09-30		Rank
# of Employees:	626	219
Assets and Liabilities
Total Assets:	$2,762,355,000	260
Cash and due from depository institutions	$581,869,000	219
Interest-bearing balances	$553,127,000	99
Securities	$163,587,000	833
Federal funds sold & reverse repurchase agreements	$10,000	4,403
Net loans & leases	$1,769,487,000	259
Loan loss allowance	$158,650,000	92
Trading account assets	$0	210
Bank premises and fixed assets	$84,033,000	113
Other real estate owned	$36,908,000	219
Goodwill and other intangibles	$7,926,000	581
All other assets	$118,535,000	246
Life insurance assets	$45,475,000	151
Total liabilities and capital	$2,762,355,000	260
Total liabilities	$2,566,840,000	248
Total deposits	$2,347,698,000	236
Interest-bearing deposits	$2,104,195,000	225
Deposits held in domestic offices	$2,347,698,000	236
% insured	70.83%	7,064
Federal funds purchased & repurchase agreements	$0	2,564
Trading liabilities	$0	103
Other borrowed funds	$204,567,000	214
Subordinated debt	$0	233
All other liabilities	$14,575,000	470
Total equity capital	$195,515,000	364
Total bank equity capital	$195,091,000	364
Perpetual preferred stock	$0	229
Common stock	$18,359,000	262
Surplus	$493,339,000	141
Undivided profits	$-316,607,000	7,743
Noncontrolling interests in consolidated subsidiaries	$424,000	99
Memoranda
Noncurrent loans and leases	$339,944,000	97
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,218
Income earned, not collected on loans	$6,249,000	429
Earning assets	$2,486,211,000	259
Long-term assets (5+ years)	$232,452,000	590
Average Assets, year-to-date	$2,661,529,500	263
Average Assets, quarterly	$2,669,063,500	267
Volatile liabilities	$708,147,000	212
Insider loans	$103,907,000	34
FHLB advances	$183,936,000	187
Loans and leases held for sale	$34,726,000	151
Unused loan commitments	$253,098,000	364
Tier 1 (core) risk-based capital	$173,977,000	367
Tier 2 risk-based capital	$23,628,000	275
Total risk weighted assets	$1,755,223,000	284
Total unused commitments	$253,098,000	365
Derivatives	$1,663,000	990
2010-06-30		Rank
# of Employees:	612	221
Assets and Liabilities
Total Assets:	$2,575,772,000	277
Cash and due from depository institutions	$263,600,000	221
Interest-bearing balances	$234,794,000	180
Securities	$168,978,000	800
Federal funds sold & reverse repurchase agreements	$10,000	4,492
Net loans & leases	$1,896,151,000	251
Loan loss allowance	$169,296,000	90
Trading account assets	$0	210
Bank premises and fixed assets	$84,549,000	112
Other real estate owned	$28,534,000	221
Goodwill and other intangibles	$8,260,000	567
All other assets	$125,690,000	238
Life insurance assets	$45,074,000	150
Total liabilities and capital	$2,575,772,000	277
Total liabilities	$2,503,457,000	257
Total deposits	$2,284,116,000	240
Interest-bearing deposits	$2,070,333,000	229
Deposits held in domestic offices	$2,284,116,000	238
% insured	71.90%	7,066
Federal funds purchased & repurchase agreements	$0	2,594
Trading liabilities	$0	104
Other borrowed funds	$205,519,000	222
Subordinated debt	$0	241
All other liabilities	$13,822,000	461
Total equity capital	$72,315,000	942
Total bank equity capital	$72,163,000	945
Perpetual preferred stock	$0	222
Common stock	$18,359,000	257
Surplus	$288,322,000	203
Undivided profits	$-234,518,000	7,807
Noncontrolling interests in consolidated subsidiaries	$152,000	122
Memoranda
Noncurrent loans and leases	$319,005,000	101
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,233
Income earned, not collected on loans	$7,159,000	367
Earning assets	$2,299,933,000	274
Long-term assets (5+ years)	$263,531,000	504
Average Assets, year-to-date	$2,627,921,000	272
Average Assets, quarterly	$2,617,126,000	274
Volatile liabilities	$605,557,000	236
Insider loans	$121,933,000	31
FHLB advances	$184,763,000	203
Loans and leases held for sale	$27,734,000	153
Unused loan commitments	$241,735,000	371
Tier 1 (core) risk-based capital	$51,704,000	1,224
Tier 2 risk-based capital	$25,388,000	260
Total risk weighted assets	$1,887,100,000	268
Total unused commitments	$241,735,000	371
Derivatives	$956,000	965
2010-03-31		Rank
# of Employees:	624	219
Assets and Liabilities
Total Assets:	$2,658,480,000	281
Cash and due from depository institutions	$242,054,000	219
Interest-bearing balances	$216,833,000	192
Securities	$171,754,000	784
Federal funds sold & reverse repurchase agreements	$8,000	4,750
Net loans & leases	$1,997,323,000	240
Loan loss allowance	$147,237,000	102
Trading account assets	$0	227
Bank premises and fixed assets	$85,470,000	112
Other real estate owned	$24,374,000	219
Goodwill and other intangibles	$8,593,000	570
All other assets	$128,904,000	237
Life insurance assets	$44,689,000	152
Total liabilities and capital	$2,658,480,000	281
Total liabilities	$2,535,856,000	261
Total deposits	$2,315,186,000	243
Interest-bearing deposits	$2,100,697,000	232
Deposits held in domestic offices	$2,315,186,000	240
% insured	69.32%	7,290
Federal funds purchased & repurchase agreements	$0	2,570
Trading liabilities	$0	108
Other borrowed funds	$206,472,000	242
Subordinated debt	$0	248
All other liabilities	$14,198,000	460
Total equity capital	$122,624,000	558
Total bank equity capital	$122,624,000	557
Perpetual preferred stock	$0	220
Common stock	$18,359,000	257
Surplus	$288,305,000	204
Undivided profits	$-184,040,000	7,903
Noncontrolling interests in consolidated subsidiaries	$0	204
Memoranda
Noncurrent loans and leases	$244,498,000	120
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,219
Income earned, not collected on loans	$8,734,000	319
Earning assets	$2,385,918,000	279
Long-term assets (5+ years)	$260,296,000	515
Average Assets, year-to-date	$2,653,995,500	281
Average Assets, quarterly	$2,653,995,500	281
Volatile liabilities	$543,951,000	280
Insider loans	$123,141,000	31
FHLB advances	$185,590,000	217
Loans and leases held for sale	$15,917,000	186
Unused loan commitments	$264,910,000	361
Tier 1 (core) risk-based capital	$102,922,000	585
Tier 2 risk-based capital	$27,353,000	258
Total risk weighted assets	$2,068,314,000	258
Total unused commitments	$264,910,000	361
Derivatives	$549,000	1,007
2009-12-31		Rank
# of Employees:	588	239
Assets and Liabilities
Total Assets:	$2,649,511,000	280
Cash and due from depository institutions	$150,553,000	239
Interest-bearing balances	$139,175,000	237
Securities	$154,081,000	833
Federal funds sold & reverse repurchase agreements	$10,000	4,691
Net loans & leases	$2,112,307,000	239
Loan loss allowance	$128,750,000	114
Trading account assets	$0	224
Bank premises and fixed assets	$86,546,000	113
Other real estate owned	$7,991,000	239
Goodwill and other intangibles	$8,927,000	559
All other assets	$129,096,000	238
Life insurance assets	$44,326,000	152
Total liabilities and capital	$2,649,511,000	280
Total liabilities	$2,488,268,000	266
Total deposits	$2,263,131,000	249
Interest-bearing deposits	$2,044,988,000	239
Deposits held in domestic offices	$2,263,131,000	247
% insured	68.40%	7,381
Federal funds purchased & repurchase agreements	$0	2,785
Trading liabilities	$0	104
Other borrowed funds	$208,938,000	265
Subordinated debt	$0	258
All other liabilities	$16,199,000	416
Total equity capital	$161,243,000	426
Total bank equity capital	$161,243,000	425
Perpetual preferred stock	$0	219
Common stock	$18,359,000	249
Surplus	$288,287,000	204
Undivided profits	$-145,403,000	7,973
Noncontrolling interests in consolidated subsidiaries	$0	209
Memoranda
Noncurrent loans and leases	$243,501,000	123
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,191
Income earned, not collected on loans	$7,877,000	366
Earning assets	$2,405,573,000	275
Long-term assets (5+ years)	$247,767,000	535
Average Assets, year-to-date	$2,750,710,600	270
Average Assets, quarterly	$2,671,253,000	279
Volatile liabilities	$533,655,000	286
Insider loans	$132,019,000	28
FHLB advances	$187,932,000	234
Loans and leases held for sale	$12,615,000	229
Unused loan commitments	$282,947,000	352
Tier 1 (core) risk-based capital	$141,622,000	432
Tier 2 risk-based capital	$28,378,000	252
Total risk weighted assets	$2,169,901,000	255
Total unused commitments	$282,947,000	352
Derivatives	$201,000	1,090
2009-09-30		Rank
# of Employees:	610	230
Assets and Liabilities
Total Assets:	$2,692,995,000	287
Cash and due from depository institutions	$65,668,000	230
Interest-bearing balances	$50,766,000	553
Securities	$94,871,000	1,350
Federal funds sold & reverse repurchase agreements	$149,000	4,589
Net loans & leases	$2,210,358,000	240
Loan loss allowance	$95,698,000	143
Trading account assets	$0	238
Bank premises and fixed assets	$88,261,000	113
Other real estate owned	$8,449,000	230
Goodwill and other intangibles	$61,958,000	183
All other assets	$163,281,000	201
Life insurance assets	$43,925,000	156
Total liabilities and capital	$2,692,995,000	287
Total liabilities	$2,379,866,000	293
Total deposits	$2,097,346,000	274
Interest-bearing deposits	$1,849,068,000	268
Deposits held in domestic offices	$2,097,346,000	271
% insured	65.92%	7,588
Federal funds purchased & repurchase agreements	$36,000,000	498
Trading liabilities	$0	103
Other borrowed funds	$229,904,000	265
Subordinated debt	$0	269
All other liabilities	$16,616,000	439
Total equity capital	$313,129,000	250
Total bank equity capital	$313,129,000	249
Perpetual preferred stock	$0	212
Common stock	$18,359,000	248
Surplus	$288,269,000	203
Undivided profits	$6,501,000	3,909
Noncontrolling interests in consolidated subsidiaries	$0	214
Memoranda
Noncurrent loans and leases	$173,870,000	161
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,174
Income earned, not collected on loans	$9,094,000	342
Earning assets	$2,356,144,000	295
Long-term assets (5+ years)	$426,801,000	313
Average Assets, year-to-date	$2,776,010,500	280
Average Assets, quarterly	$2,739,723,500	281
Volatile liabilities	$617,905,000	275
Insider loans	$132,736,000	27
FHLB advances	$208,772,000	227
Loans and leases held for sale	$8,630,000	286
Unused loan commitments	$317,297,000	336
Tier 1 (core) risk-based capital	$227,369,000	298
Tier 2 risk-based capital	$29,820,000	254
Total risk weighted assets	$2,320,177,000	251
Total unused commitments	$317,297,000	337
Derivatives	$209,000	1,106
2009-06-30		Rank
# of Employees:	634	231
Assets and Liabilities
Total Assets:	$2,786,452,000	280
Cash and due from depository institutions	$64,699,000	231
Interest-bearing balances	$1,155,000	4,589
Securities	$108,239,000	1,165
Federal funds sold & reverse repurchase agreements	$261,000	4,737
Net loans & leases	$2,304,095,000	244
Loan loss allowance	$81,136,000	159
Trading account assets	$0	240
Bank premises and fixed assets	$89,369,000	114
Other real estate owned	$7,253,000	231
Goodwill and other intangibles	$63,650,000	190
All other assets	$148,886,000	210
Life insurance assets	$43,552,000	160
Total liabilities and capital	$2,786,452,000	280
Total liabilities	$2,461,084,000	287
Total deposits	$2,073,163,000	282
Interest-bearing deposits	$1,826,961,000	276
Deposits held in domestic offices	$2,073,163,000	279
% insured	63.80%	6,888
Federal funds purchased & repurchase agreements	$138,700,000	212
Trading liabilities	$0	100
Other borrowed funds	$230,953,000	272
Subordinated debt	$0	276
All other liabilities	$18,268,000	415
Total equity capital	$325,368,000	246
Total bank equity capital	$325,368,000	246
Perpetual preferred stock	$0	213
Common stock	$18,359,000	244
Surplus	$288,107,000	204
Undivided profits	$18,902,000	1,738
Noncontrolling interests in consolidated subsidiaries	$0	219
Memoranda
Noncurrent loans and leases	$127,701,000	186
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,161
Income earned, not collected on loans	$8,709,000	355
Earning assets	$2,413,750,000	296
Long-term assets (5+ years)	$215,593,000	621
Average Assets, year-to-date	$2,803,682,330	280
Average Assets, quarterly	$2,795,676,000	282
Volatile liabilities	$603,950,000	282
Insider loans	$134,253,000	28
FHLB advances	$209,696,000	238
Loans and leases held for sale	$21,717,000	215
Unused loan commitments	$323,057,000	355
Tier 1 (core) risk-based capital	$232,368,000	293
Tier 2 risk-based capital	$30,989,000	243
Total risk weighted assets	$2,429,771,000	253
Total unused commitments	$323,057,000	355
Derivatives	$271,000	1,143
2009-03-31		Rank
# of Employees:	176	905
Assets and Liabilities
Total Assets:	$595,670,000	1,209
Cash and due from depository institutions	$16,015,000	905
Interest-bearing balances	$5,324,000	2,445
Securities	$16,983,000	4,802
Federal funds sold & reverse repurchase agreements	$85,000	5,365
Net loans & leases	$535,138,000	928
Loan loss allowance	$6,712,000	1,102
Trading account assets	$0	234
Bank premises and fixed assets	$13,297,000	965
Other real estate owned	$1,309,000	905
Goodwill and other intangibles	$0	3,204
All other assets	$12,843,000	1,555
Life insurance assets	$928,000	3,025
Total liabilities and capital	$595,670,000	1,209
Total liabilities	$523,831,000	1,225
Total deposits	$474,739,000	1,177
Interest-bearing deposits	$351,771,000	1,421
Deposits held in domestic offices	$474,739,000	1,174
% insured	68.85%	6,250
Federal funds purchased & repurchase agreements	$4,050,000	1,648
Trading liabilities	$0	92
Other borrowed funds	$38,000,000	1,306
Subordinated debt	$0	271
All other liabilities	$7,042,000	875
Total equity capital	$71,839,000	941
Total bank equity capital	$71,839,000	940
Perpetual preferred stock	$0	193
Common stock	$4,695,000	1,095
Surplus	$41,044,000	834
Undivided profits	$26,100,000	1,332
Noncontrolling interests in consolidated subsidiaries	$0	220
Memoranda
Noncurrent loans and leases	$9,581,000	1,353
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,134
Income earned, not collected on loans	$2,193,000	1,596
Earning assets	$557,530,000	1,179
Long-term assets (5+ years)	$3,543,000	6,555
Average Assets, year-to-date	$601,276,000	1,189
Average Assets, quarterly	$601,276,000	1,189
Volatile liabilities	$107,598,000	1,451
Insider loans	$41,534,000	129
FHLB advances	$38,000,000	1,214
Loans and leases held for sale	$0	1,892
Unused loan commitments	$74,175,000	1,111
Tier 1 (core) risk-based capital	$71,720,000	867
Tier 2 risk-based capital	$6,712,000	911
Total risk weighted assets	$540,837,000	978
Total unused commitments	$74,175,000	1,112
Derivatives	$0	1,177
2008-12-31		Rank
# of Employees:	182	876
Assets and Liabilities
Total Assets:	$606,882,000	1,165
Cash and due from depository institutions	$18,087,000	876
Interest-bearing balances	$191,000	5,181
Securities	$17,084,000	4,807
Federal funds sold & reverse repurchase agreements	$420,000	4,602
Net loans & leases	$544,179,000	902
Loan loss allowance	$6,432,000	1,096
Trading account assets	$0	236
Bank premises and fixed assets	$13,387,000	958
Other real estate owned	$1,067,000	876
Goodwill and other intangibles	$0	3,219
All other assets	$12,658,000	1,579
Life insurance assets	$907,000	3,056
Total liabilities and capital	$606,882,000	1,165
Total liabilities	$536,193,000	1,194
Total deposits	$487,335,000	1,113
Interest-bearing deposits	$343,300,000	1,401
Deposits held in domestic offices	$487,335,000	1,112
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,392
Trading liabilities	$0	88
Other borrowed funds	$43,000,000	1,311
Subordinated debt	$0	278
All other liabilities	$5,858,000	1,007
Total equity capital	$70,689,000	938
Total bank equity capital	$70,689,000	938
Perpetual preferred stock	$0	141
Common stock	$4,695,000	1,086
Surplus	$41,086,000	803
Undivided profits	$24,908,000	1,370
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,498,000	2,008
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,078
Income earned, not collected on loans	$2,274,000	1,618
Earning assets	$561,874,000	1,147
Long-term assets (5+ years)	$16,000	7,422
Average Assets, year-to-date	$580,423,200	1,159
Average Assets, quarterly	$601,825,500	1,163
Volatile liabilities	$104,839,000	1,452
Insider loans	$44,672,000	124
FHLB advances	$43,000,000	1,220
Loans and leases held for sale	$0	1,663
Unused loan commitments	$78,468,000	1,091
Tier 1 (core) risk-based capital	$70,499,000	872
Tier 2 risk-based capital	$6,432,000	932
Total risk weighted assets	$567,252,000	921
Total unused commitments	$78,468,000	1,091
Derivatives	$0	1,109
2008-09-30		Rank
# of Employees:	182	880
Assets and Liabilities
Total Assets:	$596,769,000	1,172
Cash and due from depository institutions	$15,163,000	880
Interest-bearing balances	$205,000	4,425
Securities	$18,956,000	4,517
Federal funds sold & reverse repurchase agreements	$390,000	5,226
Net loans & leases	$535,526,000	915
Loan loss allowance	$5,861,000	1,066
Trading account assets	$0	251
Bank premises and fixed assets	$12,820,000	990
Other real estate owned	$1,072,000	880
Goodwill and other intangibles	$0	3,276
All other assets	$12,842,000	1,553
Life insurance assets	$877,000	3,092
Total liabilities and capital	$596,769,000	1,172
Total liabilities	$526,595,000	1,187
Total deposits	$477,906,000	1,107
Interest-bearing deposits	$380,308,000	1,235
Deposits held in domestic offices	$477,906,000	1,104
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,524
Trading liabilities	$0	91
Other borrowed funds	$43,000,000	1,322
Subordinated debt	$0	276
All other liabilities	$5,689,000	1,026
Total equity capital	$70,174,000	967
Total bank equity capital	$70,174,000	967
Perpetual preferred stock	$0	110
Common stock	$4,695,000	1,088
Surplus	$41,101,000	793
Undivided profits	$24,378,000	1,456
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,980,000	3,011
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,110
Income earned, not collected on loans	$2,101,000	1,853
Earning assets	$555,077,000	1,144
Long-term assets (5+ years)	$591,000	7,300
Average Assets, year-to-date	$573,808,500	1,174
Average Assets, quarterly	$575,545,000	1,206
Volatile liabilities	$114,696,000	1,291
Insider loans	$36,253,000	148
FHLB advances	$43,000,000	1,239
Loans and leases held for sale	$0	1,623
Unused loan commitments	$77,707,000	1,173
Tier 1 (core) risk-based capital	$70,099,000	898
Tier 2 risk-based capital	$5,861,000	965
Total risk weighted assets	$557,230,000	923
Total unused commitments	$77,707,000	1,175
Derivatives	$0	1,077
2008-06-30		Rank
# of Employees:	178	924
Assets and Liabilities
Total Assets:	$554,321,000	1,258
Cash and due from depository institutions	$15,955,000	924
Interest-bearing balances	$176,000	4,470
Securities	$20,042,000	4,443
Federal funds sold & reverse repurchase agreements	$192,000	5,585
Net loans & leases	$493,388,000	986
Loan loss allowance	$5,591,000	1,075
Trading account assets	$0	267
Bank premises and fixed assets	$11,817,000	1,058
Other real estate owned	$355,000	924
Goodwill and other intangibles	$0	3,301
All other assets	$12,572,000	1,531
Life insurance assets	$877,000	3,116
Total liabilities and capital	$554,321,000	1,258
Total liabilities	$484,418,000	1,284
Total deposits	$434,558,000	1,208
Interest-bearing deposits	$338,192,000	1,382
Deposits held in domestic offices	$434,558,000	1,204
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,577
Trading liabilities	$0	94
Other borrowed funds	$43,600,000	1,287
Subordinated debt	$0	257
All other liabilities	$6,260,000	946
Total equity capital	$69,903,000	965
Total bank equity capital	$69,903,000	965
Perpetual preferred stock	$0	107
Common stock	$4,695,000	1,082
Surplus	$41,078,000	780
Undivided profits	$24,130,000	1,485
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,803,000	2,215
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,082
Income earned, not collected on loans	$2,140,000	1,755
Earning assets	$513,798,000	1,228
Long-term assets (5+ years)	$599,000	7,349
Average Assets, year-to-date	$566,155,000	1,187
Average Assets, quarterly	$567,789,000	1,200
Volatile liabilities	$113,709,000	1,306
Insider loans	$34,706,000	153
FHLB advances	$43,600,000	1,213
Loans and leases held for sale	$0	1,725
Unused loan commitments	$100,076,000	988
Tier 1 (core) risk-based capital	$69,775,000	889
Tier 2 risk-based capital	$5,591,000	992
Total risk weighted assets	$515,930,000	1,002
Total unused commitments	$100,076,000	988
Derivatives	$0	1,075
2008-03-31		Rank
# of Employees:	177	920
Assets and Liabilities
Total Assets:	$581,257,000	1,176
Cash and due from depository institutions	$21,988,000	920
Interest-bearing balances	$8,193,000	935
Securities	$26,523,000	3,731
Federal funds sold & reverse repurchase agreements	$30,114,000	485
Net loans & leases	$479,361,000	989
Loan loss allowance	$5,320,000	1,061
Trading account assets	$0	252
Bank premises and fixed assets	$11,821,000	1,057
Other real estate owned	$0	920
Goodwill and other intangibles	$0	3,304
All other assets	$11,450,000	1,597
Life insurance assets	$804,000	3,168
Total liabilities and capital	$581,257,000	1,176
Total liabilities	$511,470,000	1,197
Total deposits	$455,976,000	1,145
Interest-bearing deposits	$358,221,000	1,299
Deposits held in domestic offices	$455,976,000	1,141
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,157
Trading liabilities	$0	86
Other borrowed funds	$48,000,000	1,123
Subordinated debt	$0	251
All other liabilities	$7,494,000	871
Total equity capital	$69,787,000	994
Total bank equity capital	$69,787,000	994
Perpetual preferred stock	$0	108
Common stock	$4,695,000	1,075
Surplus	$41,040,000	773
Undivided profits	$24,052,000	1,552
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,845,000	2,646
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,070
Income earned, not collected on loans	$2,156,000	1,786
Earning assets	$544,191,000	1,147
Long-term assets (5+ years)	$717,000	7,328
Average Assets, year-to-date	$572,072,000	1,176
Average Assets, quarterly	$572,072,000	1,176
Volatile liabilities	$113,038,000	1,283
Insider loans	$32,746,000	164
FHLB advances	$48,000,000	1,051
Loans and leases held for sale	$0	1,797
Unused loan commitments	$110,286,000	940
Tier 1 (core) risk-based capital	$69,344,000	887
Tier 2 risk-based capital	$5,320,000	1,004
Total risk weighted assets	$511,738,000	987
Total unused commitments	$110,286,000	941
Derivatives	$0	1,109
2007-12-31		Rank
# of Employees:	184	902
Assets and Liabilities
Total Assets:	$562,887,000	1,201
Cash and due from depository institutions	$25,381,000	902
Interest-bearing balances	$5,623,000	984
Securities	$42,164,000	2,649
Federal funds sold & reverse repurchase agreements	$183,000	5,826
Net loans & leases	$472,106,000	1,003
Loan loss allowance	$5,043,000	1,085
Trading account assets	$0	237
Bank premises and fixed assets	$11,589,000	1,093
Other real estate owned	$0	902
Goodwill and other intangibles	$0	3,293
All other assets	$11,464,000	1,597
Life insurance assets	$773,000	3,172
Total liabilities and capital	$562,887,000	1,201
Total liabilities	$491,317,000	1,233
Total deposits	$432,611,000	1,212
Interest-bearing deposits	$330,906,000	1,393
Deposits held in domestic offices	$432,611,000	1,209
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,440
Trading liabilities	$0	78
Other borrowed funds	$53,000,000	966
Subordinated debt	$0	248
All other liabilities	$5,706,000	1,057
Total equity capital	$71,570,000	968
Total bank equity capital	$71,570,000	968
Perpetual preferred stock	$0	111
Common stock	$4,695,000	1,063
Surplus	$41,143,000	766
Undivided profits	$25,732,000	1,473
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,645,000	1,825
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,085
Income earned, not collected on loans	$2,431,000	1,711
Earning assets	$520,076,000	1,190
Long-term assets (5+ years)	$562,000	7,361
Average Assets, year-to-date	$520,293,600	1,244
Average Assets, quarterly	$552,959,500	1,212
Volatile liabilities	$103,679,000	1,410
Insider loans	$28,578,000	187
FHLB advances	$53,000,000	894
Loans and leases held for sale	$0	1,738
Unused loan commitments	$115,473,000	908
Tier 1 (core) risk-based capital	$71,349,000	880
Tier 2 risk-based capital	$5,043,000	1,057
Total risk weighted assets	$503,669,000	998
Total unused commitments	$115,473,000	908
Derivatives	$0	1,052
2007-09-30		Rank
# of Employees:	181	925
Assets and Liabilities
Total Assets:	$543,032,000	1,237
Cash and due from depository institutions	$18,297,000	925
Interest-bearing balances	$804,000	2,609
Securities	$45,706,000	2,479
Federal funds sold & reverse repurchase agreements	$7,105,000	1,966
Net loans & leases	$448,493,000	1,030
Loan loss allowance	$4,647,000	1,132
Trading account assets	$0	244
Bank premises and fixed assets	$11,433,000	1,081
Other real estate owned	$70,000	925
Goodwill and other intangibles	$0	3,301
All other assets	$11,928,000	1,533
Life insurance assets	$773,000	3,137
Total liabilities and capital	$543,032,000	1,237
Total liabilities	$472,506,000	1,271
Total deposits	$412,152,000	1,259
Interest-bearing deposits	$311,800,000	1,474
Deposits held in domestic offices	$412,152,000	1,256
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,436
Trading liabilities	$0	78
Other borrowed funds	$53,000,000	881
Subordinated debt	$0	244
All other liabilities	$7,354,000	859
Total equity capital	$70,526,000	967
Total bank equity capital	$70,526,000	967
Perpetual preferred stock	$0	113
Common stock	$4,695,000	1,043
Surplus	$41,105,000	756
Undivided profits	$24,726,000	1,522
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,027,000	1,431
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,109
Income earned, not collected on loans	$2,550,000	1,743
Earning assets	$502,108,000	1,218
Long-term assets (5+ years)	$345,000	7,451
Average Assets, year-to-date	$509,645,250	1,265
Average Assets, quarterly	$531,608,000	1,243
Volatile liabilities	$97,828,000	1,451
Insider loans	$36,215,000	138
FHLB advances	$53,000,000	805
Loans and leases held for sale	$0	1,751
Unused loan commitments	$114,519,000	940
Tier 1 (core) risk-based capital	$70,622,000	886
Tier 2 risk-based capital	$4,647,000	1,123
Total risk weighted assets	$479,549,000	1,018
Total unused commitments	$114,519,000	941
Derivatives	$0	1,033
2007-06-30		Rank
# of Employees:	178	950
Assets and Liabilities
Total Assets:	$520,184,000	1,287
Cash and due from depository institutions	$23,368,000	950
Interest-bearing balances	$4,053,000	1,214
Securities	$48,983,000	2,331
Federal funds sold & reverse repurchase agreements	$142,000	6,092
Net loans & leases	$424,160,000	1,096
Loan loss allowance	$4,377,000	1,198
Trading account assets	$0	245
Bank premises and fixed assets	$11,480,000	1,069
Other real estate owned	$78,000	950
Goodwill and other intangibles	$0	3,329
All other assets	$11,973,000	1,529
Life insurance assets	$773,000	3,151
Total liabilities and capital	$520,184,000	1,287
Total liabilities	$450,817,000	1,334
Total deposits	$391,498,000	1,352
Interest-bearing deposits	$285,982,000	1,632
Deposits held in domestic offices	$391,498,000	1,347
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,401
Trading liabilities	$0	87
Other borrowed funds	$53,000,000	840
Subordinated debt	$0	258
All other liabilities	$6,319,000	947
Total equity capital	$69,367,000	983
Total bank equity capital	$69,367,000	983
Perpetual preferred stock	$0	111
Common stock	$4,695,000	1,032
Surplus	$41,071,000	764
Undivided profits	$23,601,000	1,543
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,568,000	2,184
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,127
Income earned, not collected on loans	$2,345,000	1,778
Earning assets	$477,338,000	1,280
Long-term assets (5+ years)	$48,000	7,631
Average Assets, year-to-date	$498,516,330	1,317
Average Assets, quarterly	$510,278,500	1,295
Volatile liabilities	$98,066,000	1,415
Insider loans	$34,642,000	141
FHLB advances	$53,000,000	764
Loans and leases held for sale	$0	1,802
Unused loan commitments	$111,442,000	970
Tier 1 (core) risk-based capital	$69,846,000	905
Tier 2 risk-based capital	$4,377,000	1,195
Total risk weighted assets	$455,412,000	1,080
Total unused commitments	$111,442,000	970
Derivatives	$0	1,067
2007-03-31		Rank
# of Employees:	173	968
Assets and Liabilities
Total Assets:	$500,373,000	1,332
Cash and due from depository institutions	$23,797,000	968
Interest-bearing balances	$8,665,000	729
Securities	$53,328,000	2,171
Federal funds sold & reverse repurchase agreements	$137,000	6,612
Net loans & leases	$400,230,000	1,144
Loan loss allowance	$4,134,000	1,272
Trading account assets	$0	267
Bank premises and fixed assets	$11,651,000	1,022
Other real estate owned	$0	968
Goodwill and other intangibles	$0	3,322
All other assets	$11,230,000	1,551
Life insurance assets	$700,000	3,219
Total liabilities and capital	$500,373,000	1,332
Total liabilities	$431,479,000	1,382
Total deposits	$374,813,000	1,416
Interest-bearing deposits	$275,673,000	1,697
Deposits held in domestic offices	$374,813,000	1,412
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,056
Trading liabilities	$0	89
Other borrowed funds	$50,500,000	841
Subordinated debt	$0	262
All other liabilities	$6,166,000	966
Total equity capital	$68,894,000	977
Total bank equity capital	$68,894,000	977
Perpetual preferred stock	$0	113
Common stock	$4,695,000	1,017
Surplus	$41,033,000	746
Undivided profits	$23,166,000	1,594
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,658,000	1,950
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,132
Income earned, not collected on loans	$2,487,000	1,593
Earning assets	$462,360,000	1,314
Long-term assets (5+ years)	$69,000	7,638
Average Assets, year-to-date	$487,682,500	1,354
Average Assets, quarterly	$487,682,500	1,354
Volatile liabilities	$90,138,000	1,504
Insider loans	$25,841,000	216
FHLB advances	$50,500,000	769
Loans and leases held for sale	$0	1,800
Unused loan commitments	$102,274,000	1,034
Tier 1 (core) risk-based capital	$69,180,000	892
Tier 2 risk-based capital	$4,134,000	1,267
Total risk weighted assets	$431,444,000	1,125
Total unused commitments	$102,274,000	1,034
Derivatives	$0	1,065
2006-12-31		Rank
# of Employees:	176	947
Assets and Liabilities
Total Assets:	$474,992,000	1,386
Cash and due from depository institutions	$17,274,000	947
Interest-bearing balances	$161,000	4,254
Securities	$55,114,000	2,127
Federal funds sold & reverse repurchase agreements	$9,525,000	1,734
Net loans & leases	$371,124,000	1,224
Loan loss allowance	$3,911,000	1,334
Trading account assets	$0	156
Bank premises and fixed assets	$11,812,000	970
Other real estate owned	$0	947
Goodwill and other intangibles	$0	3,315
All other assets	$10,143,000	1,719
Life insurance assets	$669,000	3,220
Total liabilities and capital	$474,992,000	1,386
Total liabilities	$406,783,000	1,449
Total deposits	$363,914,000	1,446
Interest-bearing deposits	$265,704,000	1,715
Deposits held in domestic offices	$363,914,000	1,442
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,314
Trading liabilities	$0	77
Other borrowed funds	$38,000,000	1,083
Subordinated debt	$0	264
All other liabilities	$4,869,000	1,161
Total equity capital	$68,209,000	959
Total bank equity capital	$68,209,000	959
Perpetual preferred stock	$0	112
Common stock	$4,695,000	1,001
Surplus	$41,006,000	731
Undivided profits	$22,508,000	1,607
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,630,000	1,811
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,087
Income earned, not collected on loans	$2,282,000	1,826
Earning assets	$435,924,000	1,381
Long-term assets (5+ years)	$250,000	7,553
Average Assets, year-to-date	$435,009,000	1,438
Average Assets, quarterly	$466,440,500	1,388
Volatile liabilities	$80,628,000	1,803
Insider loans	$28,209,000	197
FHLB advances	$38,000,000	1,014
Loans and leases held for sale	$0	1,760
Unused loan commitments	$90,588,000	1,116
Tier 1 (core) risk-based capital	$68,639,000	880
Tier 2 risk-based capital	$3,911,000	1,330
Total risk weighted assets	$402,848,000	1,183
Total unused commitments	$90,588,000	1,116
Derivatives	$0	1,023
2006-09-30		Rank
# of Employees:	176	958
Assets and Liabilities
Total Assets:	$457,889,000	1,418
Cash and due from depository institutions	$29,679,000	958
Interest-bearing balances	$9,963,000	531
Securities	$57,909,000	2,065
Federal funds sold & reverse repurchase agreements	$14,618,000	953
Net loans & leases	$333,865,000	1,361
Loan loss allowance	$3,821,000	1,359
Trading account assets	$0	154
Bank premises and fixed assets	$11,895,000	953
Other real estate owned	$0	958
Goodwill and other intangibles	$0	3,332
All other assets	$9,923,000	1,740
Life insurance assets	$639,000	3,225
Total liabilities and capital	$457,889,000	1,418
Total liabilities	$389,772,000	1,514
Total deposits	$346,981,000	1,502
Interest-bearing deposits	$243,188,000	1,845
Deposits held in domestic offices	$346,981,000	1,497
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,596
Trading liabilities	$0	74
Other borrowed funds	$38,000,000	1,124
Subordinated debt	$0	269
All other liabilities	$4,791,000	1,161
Total equity capital	$68,117,000	964
Total bank equity capital	$68,117,000	964
Perpetual preferred stock	$0	118
Common stock	$4,695,000	987
Surplus	$41,193,000	723
Undivided profits	$22,229,000	1,625
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,681,000	1,720
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,131
Income earned, not collected on loans	$2,032,000	2,062
Earning assets	$416,355,000	1,434
Long-term assets (5+ years)	$13,401,000	4,102
Average Assets, year-to-date	$425,013,250	1,484
Average Assets, quarterly	$440,631,000	1,462
Volatile liabilities	$72,627,000	1,964
Insider loans	$23,376,000	237
FHLB advances	$38,000,000	1,039
Loans and leases held for sale	$0	1,773
Unused loan commitments	$85,123,000	1,193
Tier 1 (core) risk-based capital	$68,699,000	893
Tier 2 risk-based capital	$3,821,000	1,355
Total risk weighted assets	$370,412,000	1,300
Total unused commitments	$85,123,000	1,194
Derivatives	$0	1,023
2006-06-30		Rank
# of Employees:	181	941
Assets and Liabilities
Total Assets:	$423,373,000	1,532
Cash and due from depository institutions	$16,548,000	941
Interest-bearing balances	$305,000	3,602
Securities	$59,219,000	2,018
Federal funds sold & reverse repurchase agreements	$130,000	5,591
Net loans & leases	$326,875,000	1,370
Loan loss allowance	$3,726,000	1,378
Trading account assets	$0	157
Bank premises and fixed assets	$11,184,000	1,023
Other real estate owned	$0	941
Goodwill and other intangibles	$0	3,333
All other assets	$9,417,000	1,816
Life insurance assets	$639,000	3,188
Total liabilities and capital	$423,373,000	1,532
Total liabilities	$374,736,000	1,574
Total deposits	$332,046,000	1,559
Interest-bearing deposits	$227,421,000	1,931
Deposits held in domestic offices	$332,046,000	1,555
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,710
Trading liabilities	$0	73
Other borrowed funds	$39,300,000	1,122
Subordinated debt	$0	265
All other liabilities	$3,390,000	1,423
Total equity capital	$48,637,000	1,285
Total bank equity capital	$48,637,000	1,285
Perpetual preferred stock	$0	119
Common stock	$4,695,000	966
Surplus	$23,306,000	1,181
Undivided profits	$20,636,000	1,648
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,714,000	1,568
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,150
Income earned, not collected on loans	$1,801,000	2,082
Earning assets	$386,529,000	1,533
Long-term assets (5+ years)	$7,347,000	5,147
Average Assets, year-to-date	$414,054,670	1,527
Average Assets, quarterly	$417,116,000	1,534
Volatile liabilities	$57,689,000	2,311
Insider loans	$19,530,000	285
FHLB advances	$39,300,000	1,037
Loans and leases held for sale	$0	1,763
Unused loan commitments	$88,232,000	1,157
Tier 1 (core) risk-based capital	$49,719,000	1,198
Tier 2 risk-based capital	$3,726,000	1,361
Total risk weighted assets	$356,905,000	1,334
Total unused commitments	$88,232,000	1,158
Derivatives	$0	1,000
2006-03-31		Rank
# of Employees:	171	984
Assets and Liabilities
Total Assets:	$410,859,000	1,550
Cash and due from depository institutions	$15,660,000	984
Interest-bearing balances	$647,000	2,959
Securities	$70,689,000	1,721
Federal funds sold & reverse repurchase agreements	$12,285,000	1,226
Net loans & leases	$292,078,000	1,507
Loan loss allowance	$3,717,000	1,368
Trading account assets	$0	154
Bank premises and fixed assets	$11,266,000	975
Other real estate owned	$0	984
Goodwill and other intangibles	$0	3,321
All other assets	$8,881,000	1,848
Life insurance assets	$566,000	3,232
Total liabilities and capital	$410,859,000	1,550
Total liabilities	$363,487,000	1,583
Total deposits	$329,407,000	1,542
Interest-bearing deposits	$221,209,000	1,965
Deposits held in domestic offices	$329,407,000	1,539
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,368
Trading liabilities	$0	77
Other borrowed funds	$30,500,000	1,298
Subordinated debt	$0	259
All other liabilities	$3,580,000	1,355
Total equity capital	$47,372,000	1,303
Total bank equity capital	$47,372,000	1,303
Perpetual preferred stock	$0	120
Common stock	$4,695,000	949
Surplus	$23,307,000	1,144
Undivided profits	$19,370,000	1,747
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,745,000	1,486
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,164
Income earned, not collected on loans	$1,976,000	1,775
Earning assets	$375,699,000	1,564
Long-term assets (5+ years)	$57,000	7,751
Average Assets, year-to-date	$409,395,500	1,533
Average Assets, quarterly	$409,395,500	1,533
Volatile liabilities	$44,610,000	2,715
Insider loans	$18,233,000	317
FHLB advances	$30,500,000	1,221
Loans and leases held for sale	$0	1,721
Unused loan commitments	$74,829,000	1,299
Tier 1 (core) risk-based capital	$48,173,000	1,213
Tier 2 risk-based capital	$3,717,000	1,345
Total risk weighted assets	$331,581,000	1,400
Total unused commitments	$74,829,000	1,299
Derivatives	$0	990
2005-12-31		Rank
# of Employees:	177	930
Assets and Liabilities
Total Assets:	$407,932,000	1,538
Cash and due from depository institutions	$18,447,000	930
Interest-bearing balances	$933,000	2,729
Securities	$71,114,000	1,715
Federal funds sold & reverse repurchase agreements	$18,294,000	721
Net loans & leases	$280,905,000	1,535
Loan loss allowance	$3,597,000	1,395
Trading account assets	$0	155
Bank premises and fixed assets	$11,014,000	976
Other real estate owned	$0	930
Goodwill and other intangibles	$0	3,315
All other assets	$8,158,000	1,989
Life insurance assets	$0	351
Total liabilities and capital	$407,932,000	1,538
Total liabilities	$364,449,000	1,554
Total deposits	$331,527,000	1,500
Interest-bearing deposits	$222,518,000	1,906
Deposits held in domestic offices	$331,527,000	1,496
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,512
Trading liabilities	$0	72
Other borrowed funds	$30,500,000	1,325
Subordinated debt	$0	258
All other liabilities	$2,422,000	1,836
Total equity capital	$43,483,000	1,391
Total bank equity capital	$43,483,000	1,391
Perpetual preferred stock	$0	122
Common stock	$4,695,000	934
Surplus	$18,854,000	1,332
Undivided profits	$19,934,000	1,690
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,829,000	1,408
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,175
Income earned, not collected on loans	$1,759,000	2,015
Earning assets	$371,246,000	1,559
Long-term assets (5+ years)	$1,123,000	7,236
Average Assets, year-to-date	$379,264,600	1,605
Average Assets, quarterly	$399,867,500	1,565
Volatile liabilities	$41,894,000	2,789
Insider loans	$14,402,000	402
FHLB advances	$30,500,000	1,229
Loans and leases held for sale	$0	1,743
Unused loan commitments	$66,623,000	1,412
Tier 1 (core) risk-based capital	$44,126,000	1,295
Tier 2 risk-based capital	$3,597,000	1,361
Total risk weighted assets	$320,091,000	1,419
Total unused commitments	$66,623,000	1,412
Derivatives	$0	930
2005-09-30		Rank
# of Employees:	161	1,017
Assets and Liabilities
Total Assets:	$391,803,000	1,591
Cash and due from depository institutions	$15,475,000	1,017
Interest-bearing balances	$444,000	3,577
Securities	$62,112,000	1,936
Federal funds sold & reverse repurchase agreements	$13,007,000	1,017
Net loans & leases	$283,400,000	1,491
Loan loss allowance	$3,516,000	1,392
Trading account assets	$0	146
Bank premises and fixed assets	$10,075,000	1,053
Other real estate owned	$0	1,017
Goodwill and other intangibles	$0	3,310
All other assets	$7,734,000	2,012
Life insurance assets	$0	341
Total liabilities and capital	$391,803,000	1,591
Total liabilities	$351,260,000	1,587
Total deposits	$316,406,000	1,542
Interest-bearing deposits	$207,643,000	1,993
Deposits held in domestic offices	$316,406,000	1,537
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,623
Trading liabilities	$0	63
Other borrowed funds	$30,500,000	1,307
Subordinated debt	$0	251
All other liabilities	$4,354,000	1,095
Total equity capital	$40,543,000	1,486
Total bank equity capital	$40,543,000	1,486
Perpetual preferred stock	$0	120
Common stock	$4,695,000	906
Surplus	$17,124,000	1,418
Undivided profits	$18,724,000	1,814
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,187,000	1,186
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,225
Income earned, not collected on loans	$1,548,000	2,231
Earning assets	$358,963,000	1,576
Long-term assets (5+ years)	$167,000	7,763
Average Assets, year-to-date	$372,097,750	1,625
Average Assets, quarterly	$388,744,000	1,592
Volatile liabilities	$40,538,000	2,755
Insider loans	$8,613,000	720
FHLB advances	$30,500,000	1,211
Loans and leases held for sale	$0	1,843
Unused loan commitments	$67,727,000	1,363
Tier 1 (core) risk-based capital	$40,915,000	1,390
Tier 2 risk-based capital	$3,516,000	1,372
Total risk weighted assets	$318,507,000	1,389
Total unused commitments	$67,727,000	1,363
Derivatives	$0	909
2005-06-30		Rank
# of Employees:	170	956
Assets and Liabilities
Total Assets:	$385,685,000	1,595
Cash and due from depository institutions	$16,076,000	956
Interest-bearing balances	$1,155,000	2,565
Securities	$47,873,000	2,449
Federal funds sold & reverse repurchase agreements	$13,043,000	925
Net loans & leases	$291,373,000	1,407
Loan loss allowance	$3,348,000	1,437
Trading account assets	$0	148
Bank premises and fixed assets	$9,827,000	1,062
Other real estate owned	$0	956
Goodwill and other intangibles	$0	3,307
All other assets	$7,493,000	1,999
Life insurance assets	$0	339
Total liabilities and capital	$385,685,000	1,595
Total liabilities	$345,064,000	1,598
Total deposits	$310,510,000	1,538
Interest-bearing deposits	$207,060,000	1,965
Deposits held in domestic offices	$310,510,000	1,533
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,721
Trading liabilities	$0	65
Other borrowed funds	$30,500,000	1,325
Subordinated debt	$0	251
All other liabilities	$4,054,000	1,100
Total equity capital	$40,621,000	1,444
Total bank equity capital	$40,621,000	1,444
Perpetual preferred stock	$0	118
Common stock	$4,695,000	884
Surplus	$17,050,000	1,391
Undivided profits	$18,876,000	1,789
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,936,000	1,324
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,247
Income earned, not collected on loans	$1,423,000	2,221
Earning assets	$353,444,000	1,585
Long-term assets (5+ years)	$228,000	7,760
Average Assets, year-to-date	$365,529,330	1,636
Average Assets, quarterly	$377,144,500	1,606
Volatile liabilities	$44,791,000	2,472
Insider loans	$8,372,000	726
FHLB advances	$30,500,000	1,237
Loans and leases held for sale	$0	1,818
Unused loan commitments	$70,737,000	1,263
Tier 1 (core) risk-based capital	$40,838,000	1,345
Tier 2 risk-based capital	$3,348,000	1,410
Total risk weighted assets	$323,016,000	1,329
Total unused commitments	$70,737,000	1,263
Derivatives	$0	866
2005-03-31		Rank
# of Employees:	170	943
Assets and Liabilities
Total Assets:	$368,604,000	1,637
Cash and due from depository institutions	$13,303,000	943
Interest-bearing balances	$157,000	4,593
Securities	$40,189,000	2,874
Federal funds sold & reverse repurchase agreements	$10,766,000	1,161
Net loans & leases	$287,113,000	1,387
Loan loss allowance	$3,180,000	1,501
Trading account assets	$0	148
Bank premises and fixed assets	$9,796,000	1,034
Other real estate owned	$0	943
Goodwill and other intangibles	$0	3,297
All other assets	$7,437,000	1,985
Life insurance assets	$0	333
Total liabilities and capital	$368,604,000	1,637
Total liabilities	$329,491,000	1,649
Total deposits	$292,048,000	1,631
Interest-bearing deposits	$196,423,000	2,052
Deposits held in domestic offices	$292,048,000	1,627
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,328
Trading liabilities	$0	65
Other borrowed funds	$33,000,000	1,201
Subordinated debt	$0	265
All other liabilities	$4,443,000	1,022
Total equity capital	$39,113,000	1,461
Total bank equity capital	$39,113,000	1,461
Perpetual preferred stock	$0	120
Common stock	$4,695,000	873
Surplus	$17,042,000	1,345
Undivided profits	$17,376,000	1,874
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,296,000	1,159
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,234
Income earned, not collected on loans	$1,336,000	2,282
Earning assets	$338,225,000	1,635
Long-term assets (5+ years)	$181,000	7,856
Average Assets, year-to-date	$355,451,500	1,682
Average Assets, quarterly	$355,451,500	1,682
Volatile liabilities	$38,274,000	2,677
Insider loans	$10,269,000	561
FHLB advances	$33,000,000	1,115
Loans and leases held for sale	$0	1,762
Unused loan commitments	$73,336,000	1,197
Tier 1 (core) risk-based capital	$39,540,000	1,364
Tier 2 risk-based capital	$3,180,000	1,466
Total risk weighted assets	$316,264,000	1,324
Total unused commitments	$73,336,000	1,197
Derivatives	$0	790
2004-12-31		Rank
# of Employees:	175	919
Assets and Liabilities
Total Assets:	$342,299,000	1,736
Cash and due from depository institutions	$12,502,000	919
Interest-bearing balances	$378,000	3,759
Securities	$36,679,000	3,123
Federal funds sold & reverse repurchase agreements	$7,293,000	1,584
Net loans & leases	$270,008,000	1,466
Loan loss allowance	$3,071,000	1,532
Trading account assets	$0	153
Bank premises and fixed assets	$9,423,000	1,067
Other real estate owned	$0	919
Goodwill and other intangibles	$0	3,293
All other assets	$6,394,000	2,194
Life insurance assets	$0	334
Total liabilities and capital	$342,299,000	1,736
Total liabilities	$302,696,000	1,757
Total deposits	$276,486,000	1,702
Interest-bearing deposits	$183,172,000	2,174
Deposits held in domestic offices	$276,486,000	1,697
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,470
Trading liabilities	$0	66
Other borrowed funds	$23,000,000	1,560
Subordinated debt	$0	272
All other liabilities	$3,210,000	1,313
Total equity capital	$39,603,000	1,442
Total bank equity capital	$39,603,000	1,442
Perpetual preferred stock	$0	118
Common stock	$4,695,000	854
Surplus	$17,022,000	1,334
Undivided profits	$17,886,000	1,861
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,376,000	1,112
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,187
Income earned, not collected on loans	$1,248,000	2,426
Earning assets	$314,358,000	1,735
Long-term assets (5+ years)	$214,000	7,877
Average Assets, year-to-date	$326,949,200	1,726
Average Assets, quarterly	$332,577,000	1,762
Volatile liabilities	$44,259,000	2,344
Insider loans	$9,677,000	595
FHLB advances	$23,000,000	1,460
Loans and leases held for sale	$0	1,753
Unused loan commitments	$78,082,000	1,107
Tier 1 (core) risk-based capital	$39,812,000	1,338
Tier 2 risk-based capital	$3,071,000	1,498
Total risk weighted assets	$295,732,000	1,402
Total unused commitments	$78,082,000	1,107
Derivatives	$0	774
2004-09-30		Rank
# of Employees:	155	1,055
Assets and Liabilities
Total Assets:	$322,855,000	1,809
Cash and due from depository institutions	$14,399,000	1,055
Interest-bearing balances	$313,000	3,972
Securities	$41,025,000	2,835
Federal funds sold & reverse repurchase agreements	$1,134,000	4,380
Net loans & leases	$251,763,000	1,538
Loan loss allowance	$3,652,000	1,288
Trading account assets	$0	149
Bank premises and fixed assets	$8,536,000	1,165
Other real estate owned	$0	1,055
Goodwill and other intangibles	$0	3,268
All other assets	$5,998,000	2,273
Life insurance assets	$0	330
Total liabilities and capital	$322,855,000	1,809
Total liabilities	$284,278,000	1,848
Total deposits	$257,854,000	1,795
Interest-bearing deposits	$169,987,000	2,315
Deposits held in domestic offices	$257,854,000	1,789
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,678
Trading liabilities	$0	68
Other borrowed funds	$23,000,000	1,566
Subordinated debt	$0	276
All other liabilities	$3,424,000	1,247
Total equity capital	$38,577,000	1,460
Total bank equity capital	$38,577,000	1,460
Perpetual preferred stock	$0	124
Common stock	$4,695,000	836
Surplus	$16,916,000	1,301
Undivided profits	$16,966,000	1,958
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,089,000	905
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,251
Income earned, not collected on loans	$1,144,000	2,752
Earning assets	$294,235,000	1,820
Long-term assets (5+ years)	$157,000	7,955
Average Assets, year-to-date	$323,111,750	1,741
Average Assets, quarterly	$322,751,500	1,785
Volatile liabilities	$31,414,000	3,006
Insider loans	$9,348,000	603
FHLB advances	$23,000,000	1,456
Loans and leases held for sale	$0	1,808
Unused loan commitments	$81,876,000	1,076
Tier 1 (core) risk-based capital	$38,617,000	1,368
Tier 2 risk-based capital	$3,462,000	1,330
Total risk weighted assets	$276,796,000	1,483
Total unused commitments	$81,876,000	1,078
Derivatives	$0	770
2004-06-30		Rank
# of Employees:	154	1,081
Assets and Liabilities
Total Assets:	$322,648,000	1,780
Cash and due from depository institutions	$14,550,000	1,081
Interest-bearing balances	$391,000	3,854
Securities	$60,896,000	2,057
Federal funds sold & reverse repurchase agreements	$3,820,000	2,425
Net loans & leases	$228,856,000	1,651
Loan loss allowance	$3,484,000	1,341
Trading account assets	$0	153
Bank premises and fixed assets	$8,571,000	1,132
Other real estate owned	$0	1,081
Goodwill and other intangibles	$0	3,275
All other assets	$5,955,000	2,278
Life insurance assets	$0	323
Total liabilities and capital	$322,648,000	1,780
Total liabilities	$284,320,000	1,831
Total deposits	$263,857,000	1,733
Interest-bearing deposits	$172,540,000	2,258
Deposits held in domestic offices	$263,857,000	1,728
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,750
Trading liabilities	$0	69
Other borrowed funds	$17,500,000	1,852
Subordinated debt	$0	288
All other liabilities	$2,963,000	1,303
Total equity capital	$38,328,000	1,419
Total bank equity capital	$38,328,000	1,419
Perpetual preferred stock	$0	126
Common stock	$4,695,000	821
Surplus	$16,904,000	1,259
Undivided profits	$16,729,000	1,866
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$830,000	2,973
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,328
Income earned, not collected on loans	$1,246,000	2,336
Earning assets	$293,963,000	1,784
Long-term assets (5+ years)	$3,999,000	6,538
Average Assets, year-to-date	$323,197,330	1,733
Average Assets, quarterly	$326,712,500	1,739
Volatile liabilities	$31,430,000	2,933
Insider loans	$12,301,000	429
FHLB advances	$17,500,000	1,739
Loans and leases held for sale	$0	1,820
Unused loan commitments	$76,116,000	1,111
Tier 1 (core) risk-based capital	$38,922,000	1,330
Tier 2 risk-based capital	$3,234,000	1,398
Total risk weighted assets	$258,460,000	1,555
Total unused commitments	$76,116,000	1,111
Derivatives	$0	740
2004-03-31		Rank
# of Employees:	157	1,034
Assets and Liabilities
Total Assets:	$330,777,000	1,729
Cash and due from depository institutions	$14,919,000	1,034
Interest-bearing balances	$757,000	3,346
Securities	$62,862,000	1,994
Federal funds sold & reverse repurchase agreements	$23,702,000	576
Net loans & leases	$215,199,000	1,705
Loan loss allowance	$2,894,000	1,589
Trading account assets	$0	144
Bank premises and fixed assets	$8,662,000	1,105
Other real estate owned	$0	1,034
Goodwill and other intangibles	$0	3,256
All other assets	$5,433,000	2,335
Life insurance assets	$0	322
Total liabilities and capital	$330,777,000	1,729
Total liabilities	$291,725,000	1,757
Total deposits	$272,992,000	1,663
Interest-bearing deposits	$185,189,000	2,078
Deposits held in domestic offices	$272,992,000	1,659
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,174
Trading liabilities	$0	70
Other borrowed funds	$15,000,000	1,931
Subordinated debt	$0	287
All other liabilities	$3,733,000	1,222
Total equity capital	$39,052,000	1,419
Total bank equity capital	$39,052,000	1,419
Perpetual preferred stock	$0	129
Common stock	$4,695,000	812
Surplus	$16,884,000	1,247
Undivided profits	$17,473,000	1,894
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$919,000	2,832
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,356
Income earned, not collected on loans	$1,245,000	2,300
Earning assets	$302,520,000	1,734
Long-term assets (5+ years)	$7,407,000	5,570
Average Assets, year-to-date	$323,472,000	1,736
Average Assets, quarterly	$323,472,000	1,736
Volatile liabilities	$31,129,000	2,867
Insider loans	$13,663,000	350
FHLB advances	$15,000,000	1,803
Loans and leases held for sale	$0	1,884
Unused loan commitments	$61,259,000	1,284
Tier 1 (core) risk-based capital	$38,236,000	1,345
Tier 2 risk-based capital	$2,894,000	1,519
Total risk weighted assets	$248,028,000	1,578
Total unused commitments	$61,259,000	1,288
Derivatives	$0	699
2003-12-31		Rank
# of Employees:	144	1,170
Assets and Liabilities
Total Assets:	$316,167,000	1,798
Cash and due from depository institutions	$13,496,000	1,170
Interest-bearing balances	$357,000	4,001
Securities	$70,527,000	1,834
Federal funds sold & reverse repurchase agreements	$10,038,000	1,166
Net loans & leases	$207,827,000	1,735
Loan loss allowance	$2,948,000	1,557
Trading account assets	$0	168
Bank premises and fixed assets	$8,649,000	1,090
Other real estate owned	$104,000	1,170
Goodwill and other intangibles	$0	3,237
All other assets	$5,526,000	2,315
Life insurance assets	$0	1
Total liabilities and capital	$316,167,000	1,798
Total liabilities	$278,569,000	1,827
Total deposits	$260,894,000	1,728
Interest-bearing deposits	$179,337,000	2,147
Deposits held in domestic offices	$260,894,000	1,725
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,433
Trading liabilities	$0	72
Other borrowed funds	$15,000,000	1,957
Subordinated debt	$0	293
All other liabilities	$2,675,000	1,504
Total equity capital	$37,598,000	1,449
Total bank equity capital	$37,598,000	1,449
Perpetual preferred stock	$0	131
Common stock	$4,695,000	815
Surplus	$16,884,000	1,218
Undivided profits	$16,019,000	1,999
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$226,000	5,657
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,287
Income earned, not collected on loans	$1,388,000	2,143
Earning assets	$288,749,000	1,790
Long-term assets (5+ years)	$6,567,000	5,790
Average Assets, year-to-date	$303,729,200	1,788
Average Assets, quarterly	$312,511,500	1,791
Volatile liabilities	$33,981,000	2,665
Insider loans	$14,901,000	311
FHLB advances	$15,000,000	1,825
Loans and leases held for sale	$0	1,789
Unused loan commitments	$55,644,000	1,332
Tier 1 (core) risk-based capital	$37,088,000	1,379
Tier 2 risk-based capital	$2,948,000	1,489
Total risk weighted assets	$239,519,000	1,611
Total unused commitments	$55,644,000	1,334
Derivatives	$0	665
2003-09-30		Rank
# of Employees:	149	1,131
Assets and Liabilities
Total Assets:	$308,856,000	1,828
Cash and due from depository institutions	$13,292,000	1,131
Interest-bearing balances	$555,000	3,688
Securities	$68,445,000	1,861
Federal funds sold & reverse repurchase agreements	$13,202,000	1,104
Net loans & leases	$199,475,000	1,792
Loan loss allowance	$2,887,000	1,595
Trading account assets	$0	165
Bank premises and fixed assets	$8,765,000	1,060
Other real estate owned	$479,000	1,131
Goodwill and other intangibles	$0	3,226
All other assets	$5,198,000	2,422
Life insurance assets	$0	1
Total liabilities and capital	$308,856,000	1,828
Total liabilities	$272,042,000	1,877
Total deposits	$251,445,000	1,788
Interest-bearing deposits	$171,988,000	2,245
Deposits held in domestic offices	$251,445,000	1,785
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,347
Trading liabilities	$0	72
Other borrowed funds	$17,500,000	1,722
Subordinated debt	$0	293
All other liabilities	$3,097,000	1,407
Total equity capital	$36,814,000	1,492
Total bank equity capital	$36,814,000	1,492
Perpetual preferred stock	$0	137
Common stock	$4,695,000	799
Surplus	$16,822,000	1,205
Undivided profits	$15,297,000	2,088
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$280,000	5,478
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,354
Income earned, not collected on loans	$1,477,000	2,119
Earning assets	$281,677,000	1,837
Long-term assets (5+ years)	$7,034,000	5,688
Average Assets, year-to-date	$300,619,750	1,824
Average Assets, quarterly	$306,132,500	1,832
Volatile liabilities	$38,566,000	2,378
Insider loans	$9,534,000	518
FHLB advances	$17,500,000	1,605
Loans and leases held for sale	$0	1,962
Unused loan commitments	$54,833,000	1,371
Tier 1 (core) risk-based capital	$36,031,000	1,429
Tier 2 risk-based capital	$2,875,000	1,517
Total risk weighted assets	$229,957,000	1,656
Total unused commitments	$54,833,000	1,373
Derivatives	$0	666
2003-06-30		Rank
# of Employees:	151	1,118
Assets and Liabilities
Total Assets:	$303,409,000	1,846
Cash and due from depository institutions	$18,838,000	1,118
Interest-bearing balances	$466,000	4,003
Securities	$52,091,000	2,314
Federal funds sold & reverse repurchase agreements	$13,077,000	1,194
Net loans & leases	$205,528,000	1,701
Loan loss allowance	$2,821,000	1,612
Trading account assets	$0	170
Bank premises and fixed assets	$8,809,000	1,032
Other real estate owned	$458,000	1,118
Goodwill and other intangibles	$4,000	3,135
All other assets	$4,604,000	2,557
Life insurance assets	$0	1
Total liabilities and capital	$303,409,000	1,846
Total liabilities	$265,998,000	1,898
Total deposits	$245,763,000	1,826
Interest-bearing deposits	$173,588,000	2,201
Deposits held in domestic offices	$245,763,000	1,822
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,266
Trading liabilities	$0	74
Other borrowed funds	$17,500,000	1,703
Subordinated debt	$0	266
All other liabilities	$2,735,000	1,593
Total equity capital	$37,411,000	1,461
Total bank equity capital	$37,411,000	1,461
Perpetual preferred stock	$0	140
Common stock	$4,695,000	791
Surplus	$16,784,000	1,185
Undivided profits	$15,932,000	2,050
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$276,000	5,522
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,408
Income earned, not collected on loans	$1,224,000	2,465
Earning assets	$271,162,000	1,883
Long-term assets (5+ years)	$4,126,000	6,442
Average Assets, year-to-date	$297,874,330	1,834
Average Assets, quarterly	$299,111,000	1,843
Volatile liabilities	$40,018,000	2,255
Insider loans	$11,028,000	421
FHLB advances	$17,500,000	1,581
Loans and leases held for sale	$0	2,044
Unused loan commitments	$54,195,000	1,358
Tier 1 (core) risk-based capital	$36,203,000	1,385
Tier 2 risk-based capital	$2,821,000	1,495
Total risk weighted assets	$233,832,000	1,615
Total unused commitments	$54,195,000	1,368
Derivatives	$0	623
2003-03-31		Rank
# of Employees:	147	1,138
Assets and Liabilities
Total Assets:	$294,813,000	1,859
Cash and due from depository institutions	$14,401,000	1,138
Interest-bearing balances	$357,000	4,157
Securities	$57,659,000	2,085
Federal funds sold & reverse repurchase agreements	$4,954,000	3,229
Net loans & leases	$204,514,000	1,690
Loan loss allowance	$2,896,000	1,538
Trading account assets	$0	169
Bank premises and fixed assets	$7,896,000	1,158
Other real estate owned	$458,000	1,138
Goodwill and other intangibles	$10,000	3,068
All other assets	$4,921,000	2,391
Life insurance assets	$0	1
Total liabilities and capital	$294,813,000	1,859
Total liabilities	$259,007,000	1,906
Total deposits	$245,873,000	1,788
Interest-bearing deposits	$180,275,000	2,107
Deposits held in domestic offices	$245,873,000	1,785
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,057
Trading liabilities	$0	79
Other borrowed funds	$10,000,000	2,262
Subordinated debt	$0	265
All other liabilities	$3,134,000	1,470
Total equity capital	$35,806,000	1,490
Total bank equity capital	$35,806,000	1,490
Perpetual preferred stock	$0	141
Common stock	$4,695,000	782
Surplus	$16,710,000	1,172
Undivided profits	$14,401,000	2,194
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$265,000	5,557
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,422
Income earned, not collected on loans	$1,325,000	2,302
Earning assets	$267,484,000	1,871
Long-term assets (5+ years)	$3,631,000	6,578
Average Assets, year-to-date	$295,107,000	1,840
Average Assets, quarterly	$295,107,000	1,840
Volatile liabilities	$46,208,000	1,968
Insider loans	$11,460,000	401
FHLB advances	$10,000,000	2,119
Loans and leases held for sale	$0	1,961
Unused loan commitments	$49,065,000	1,411
Tier 1 (core) risk-based capital	$35,076,000	1,410
Tier 2 risk-based capital	$2,896,000	1,434
Total risk weighted assets	$231,682,000	1,590
Total unused commitments	$49,065,000	1,425
Derivatives	$0	578
2002-12-31		Rank
# of Employees:	145	1,144
Assets and Liabilities
Total Assets:	$295,401,000	1,827
Cash and due from depository institutions	$7,939,000	1,144
Interest-bearing balances	$115,000	5,000
Securities	$43,739,000	2,598
Federal funds sold & reverse repurchase agreements	$33,105,000	422
Net loans & leases	$197,348,000	1,741
Loan loss allowance	$2,843,000	1,535
Trading account assets	$0	170
Bank premises and fixed assets	$7,985,000	1,127
Other real estate owned	$458,000	1,144
Goodwill and other intangibles	$16,000	3,002
All other assets	$4,811,000	2,406
Life insurance assets	$0	1
Total liabilities and capital	$295,401,000	1,827
Total liabilities	$260,866,000	1,863
Total deposits	$248,121,000	1,741
Interest-bearing deposits	$181,206,000	2,070
Deposits held in domestic offices	$248,121,000	1,738
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,222
Trading liabilities	$0	75
Other borrowed funds	$10,000,000	2,281
Subordinated debt	$0	258
All other liabilities	$2,745,000	1,592
Total equity capital	$34,535,000	1,522
Total bank equity capital	$34,535,000	1,522
Perpetual preferred stock	$0	142
Common stock	$4,695,000	775
Surplus	$16,503,000	1,163
Undivided profits	$13,337,000	2,321
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$277,000	5,334
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,384
Income earned, not collected on loans	$1,268,000	2,531
Earning assets	$274,307,000	1,798
Long-term assets (5+ years)	$3,844,000	6,476
Average Assets, year-to-date	$265,515,200	1,923
Average Assets, quarterly	$289,851,000	1,836
Volatile liabilities	$46,483,000	1,953
Insider loans	$11,187,000	400
FHLB advances	$10,000,000	2,118
Loans and leases held for sale	$0	1,889
Unused loan commitments	$50,186,000	1,337
Tier 1 (core) risk-based capital	$33,920,000	1,428
Tier 2 risk-based capital	$2,774,000	1,471
Total risk weighted assets	$221,841,000	1,625
Total unused commitments	$50,186,000	1,340
Derivatives	$0	527
2001-12-31		Rank
# of Employees:	135	1,206
Assets and Liabilities
Total Assets:	$236,701,000	2,150
Cash and due from depository institutions	$8,244,000	1,206
Interest-bearing balances	$0	7,015
Securities	$13,273,000	5,736
Federal funds sold & reverse repurchase agreements	$18,721,000	749
Net loans & leases	$183,786,000	1,789
Loan loss allowance	$2,121,000	1,868
Trading account assets	$0	182
Bank premises and fixed assets	$8,001,000	1,072
Other real estate owned	$562,000	1,206
Goodwill and other intangibles	$42,000	2,833
All other assets	$4,072,000	2,627
Life insurance assets	$0	1
Total liabilities and capital	$236,701,000	2,150
Total liabilities	$201,308,000	2,281
Total deposits	$198,573,000	2,074
Interest-bearing deposits	$152,704,000	2,313
Deposits held in domestic offices	$198,573,000	2,068
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,416
Trading liabilities	$0	69
Other borrowed funds	$0	5,675
Subordinated debt	$0	241
All other liabilities	$2,735,000	1,577
Total equity capital	$35,393,000	1,382
Total bank equity capital	$35,393,000	1,382
Perpetual preferred stock	$0	158
Common stock	$4,695,000	774
Surplus	$16,342,000	1,121
Undivided profits	$14,356,000	1,976
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$691,000	3,455
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,476
Income earned, not collected on loans	$1,089,000	3,183
Earning assets	$215,780,000	2,156
Long-term assets (5+ years)	$11,398,000	4,509
Average Assets, year-to-date	$217,525,200	2,235
Average Assets, quarterly	$232,970,000	2,162
Volatile liabilities	$34,940,000	2,385
Insider loans	$12,218,000	329
FHLB advances	$0	4,938
Loans and leases held for sale	$0	1,749
Unused loan commitments	$33,172,000	1,724
Tier 1 (core) risk-based capital	$35,351,000	1,289
Tier 2 risk-based capital	$2,121,000	1,741
Total risk weighted assets	$197,188,000	1,727
Total unused commitments	$33,172,000	1,730
Derivatives	$0	450
2000-12-31		Rank
# of Employees:	125	1,312
Assets and Liabilities
Total Assets:	$204,209,000	2,382
Cash and due from depository institutions	$9,360,000	1,312
Interest-bearing balances	$0	6,829
Securities	$22,188,000	4,313
Federal funds sold & reverse repurchase agreements	$4,718,000	2,491
Net loans & leases	$155,244,000	2,037
Loan loss allowance	$1,969,000	1,940
Trading account assets	$0	175
Bank premises and fixed assets	$8,121,000	1,021
Other real estate owned	$1,100,000	1,312
Goodwill and other intangibles	$67,000	2,724
All other assets	$3,411,000	2,557
Life insurance assets	$0	1
Total liabilities and capital	$204,209,000	2,382
Total liabilities	$170,000,000	2,578
Total deposits	$167,434,000	2,348
Interest-bearing deposits	$128,087,000	2,632
Deposits held in domestic offices	$167,434,000	2,341
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,755
Trading liabilities	$0	77
Other borrowed funds	$0	5,732
Subordinated debt	$0	239
All other liabilities	$2,566,000	1,677
Total equity capital	$34,209,000	1,351
Total bank equity capital	$34,209,000	1,351
Perpetual preferred stock	$0	178
Common stock	$4,685,000	783
Surplus	$16,223,000	1,093
Undivided profits	$13,301,000	2,024
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$702,000	3,012
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,385
Income earned, not collected on loans	$893,000	3,077
Earning assets	$182,150,000	2,450
Long-term assets (5+ years)	$3,652,000	6,570
Average Assets, year-to-date	$196,780,200	2,368
Average Assets, quarterly	$201,124,000	2,393
Volatile liabilities	$20,517,000	3,583
Insider loans	$12,133,000	339
FHLB advances	$0	771
Loans and leases held for sale	$0	1,442
Unused loan commitments	$28,337,000	1,813
Tier 1 (core) risk-based capital	$34,142,000	1,277
Tier 2 risk-based capital	$1,969,000	1,807
Total risk weighted assets	$166,009,900	1,936
Total unused commitments	$28,337,000	1,815
Derivatives	$0	481
1999-12-31		Rank
# of Employees:	116	1,480
Assets and Liabilities
Total Assets:	$190,078,000	2,486
Cash and due from depository institutions	$6,948,000	1,480
Interest-bearing balances	$0	6,854
Securities	$22,442,000	4,471
Federal funds sold & reverse repurchase agreements	$8,098,000	1,187
Net loans & leases	$139,627,000	2,155
Loan loss allowance	$1,853,000	1,984
Trading account assets	$0	165
Bank premises and fixed assets	$8,919,000	913
Other real estate owned	$1,118,000	1,480
Goodwill and other intangibles	$92,000	2,716
All other assets	$2,834,000	2,964
Life insurance assets	$0	1
Total liabilities and capital	$190,078,000	2,486
Total liabilities	$159,200,000	2,687
Total deposits	$155,826,000	2,458
Interest-bearing deposits	$116,142,000	2,832
Deposits held in domestic offices	$155,826,000	2,455
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	4,093
Trading liabilities	$0	65
Other borrowed funds	$0	5,751
Subordinated debt	$0	242
All other liabilities	$3,374,000	1,249
Total equity capital	$30,878,000	1,430
Total bank equity capital	$30,878,000	1,430
Perpetual preferred stock	$0	193
Common stock	$4,670,000	808
Surplus	$16,013,000	1,096
Undivided profits	$10,195,000	2,420
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,108,000	2,002
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,502
Income earned, not collected on loans	$804,000	2,904
Earning assets	$170,167,000	2,549
Long-term assets (5+ years)	$4,274,000	6,585
Average Assets, year-to-date	$184,860,800	2,444
Average Assets, quarterly	$187,396,000	2,486
Volatile liabilities	$16,706,000	3,925
Insider loans	$11,882,000	338
FHLB advances	$0	802
Loans and leases held for sale	$0	1,487
Unused loan commitments	$34,177,000	1,588
Tier 1 (core) risk-based capital	$30,786,000	1,402
Tier 2 risk-based capital	$1,853,000	1,826
Total risk weighted assets	$153,589,900	1,992
Total unused commitments	$34,177,000	1,590
Derivatives	$0	488
1998-12-31		Rank
# of Employees:	94	1,813
Assets and Liabilities
Total Assets:	$183,356,000	2,502
Cash and due from depository institutions	$8,421,000	1,813
Interest-bearing balances	$0	6,728
Securities	$29,262,000	3,720
Federal funds sold & reverse repurchase agreements	$11,382,000	1,524
Net loans & leases	$122,840,000	2,271
Loan loss allowance	$1,879,000	1,879
Trading account assets	$0	197
Bank premises and fixed assets	$7,289,000	1,055
Other real estate owned	$1,477,000	1,813
Goodwill and other intangibles	$117,000	2,604
All other assets	$2,568,000	2,853
Life insurance assets	$0	1
Total liabilities and capital	$183,356,000	2,502
Total liabilities	$153,605,000	2,709
Total deposits	$151,131,000	2,532
Interest-bearing deposits	$113,983,000	2,876
Deposits held in domestic offices	$151,131,000	2,525
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,214
Trading liabilities	$0	69
Other borrowed funds	$0	5,274
Subordinated debt	$0	255
All other liabilities	$2,474,000	1,662
Total equity capital	$29,751,000	1,504
Total bank equity capital	$29,751,000	1,504
Perpetual preferred stock	$0	199
Common stock	$4,634,000	786
Surplus	$15,544,000	1,065
Undivided profits	$9,573,000	2,684
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$735,000	3,023
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,642
Income earned, not collected on loans	$666,000	3,507
Earning assets	$163,484,000	2,592
Long-term assets (5+ years)	$8,425,000	5,126
Average Assets, year-to-date	$165,965,000	2,606
Average Assets, quarterly	$177,312,000	2,536
Volatile liabilities	$17,306,000	3,411
Insider loans	$5,922,000	694
FHLB advances	$0	740
Loans and leases held for sale	$0	1,681
Unused loan commitments	$22,128,000	2,105
Tier 1 (core) risk-based capital	$29,634,000	1,425
Tier 2 risk-based capital	$1,731,850	1,839
Total risk weighted assets	$138,400,450	2,048
Total unused commitments	$22,128,000	2,111
Derivatives	$0	527
1997-12-31		Rank
# of Employees:	92	1,921
Assets and Liabilities
Total Assets:	$152,547,000	2,932
Cash and due from depository institutions	$7,415,000	1,921
Interest-bearing balances	$0	6,604
Securities	$18,140,000	5,291
Federal funds sold & reverse repurchase agreements	$3,576,000	3,501
Net loans & leases	$112,318,000	2,473
Loan loss allowance	$1,730,000	2,040
Trading account assets	$0	203
Bank premises and fixed assets	$6,375,000	1,219
Other real estate owned	$2,008,000	1,921
Goodwill and other intangibles	$143,000	2,441
All other assets	$2,572,000	2,783
Life insurance assets	$0	1
Total liabilities and capital	$152,547,000	2,932
Total liabilities	$127,383,000	3,134
Total deposits	$125,740,000	2,962
Interest-bearing deposits	$95,841,000	3,318
Deposits held in domestic offices	$125,740,000	2,955
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,723
Trading liabilities	$0	80
Other borrowed funds	$0	5,103
Subordinated debt	$0	260
All other liabilities	$1,643,000	2,381
Total equity capital	$25,164,000	1,779
Total bank equity capital	$25,164,000	1,779
Perpetual preferred stock	$0	223
Common stock	$4,479,000	824
Surplus	$12,945,000	1,244
Undivided profits	$7,740,000	3,180
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$547,000	3,835
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,731
Income earned, not collected on loans	$713,000	3,289
Earning assets	$134,034,000	3,051
Long-term assets (5+ years)	$11,502,000	3,983
Average Assets, year-to-date	$137,593,400	3,084
Average Assets, quarterly	$146,980,500	2,982
Volatile liabilities	$23,734,000	2,600
Insider loans	$6,695,000	600
FHLB advances	$0	780
Loans and leases held for sale	$0	1,579
Unused loan commitments	$17,823,000	2,312
Tier 1 (core) risk-based capital	$25,021,000	1,696
Tier 2 risk-based capital	$1,559,460	1,930
Total risk weighted assets	$124,586,460	2,241
Total unused commitments	$17,823,000	2,317
Derivatives	$0	533
1996-12-31		Rank
# of Employees:	85	2,198
Assets and Liabilities
Total Assets:	$128,672,000	3,516
Cash and due from depository institutions	$8,972,000	2,198
Interest-bearing balances	$0	6,640
Securities	$10,819,000	7,648
Federal funds sold & reverse repurchase agreements	$4,077,000	3,082
Net loans & leases	$96,246,000	2,875
Loan loss allowance	$1,393,000	2,610
Trading account assets	$0	240
Bank premises and fixed assets	$4,233,000	1,867
Other real estate owned	$2,341,000	2,198
Goodwill and other intangibles	$168,000	2,210
All other assets	$1,816,000	3,930
Life insurance assets	$0	1
Total liabilities and capital	$128,672,000	3,516
Total liabilities	$108,709,000	3,712
Total deposits	$107,430,000	3,537
Interest-bearing deposits	$80,051,000	4,057
Deposits held in domestic offices	$107,430,000	3,526
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,907
Trading liabilities	$0	97
Other borrowed funds	$0	5,299
Subordinated debt	$0	298
All other liabilities	$1,279,000	2,913
Total equity capital	$19,963,000	2,257
Total bank equity capital	$19,963,000	2,257
Perpetual preferred stock	$0	250
Common stock	$4,199,000	918
Surplus	$9,709,000	1,650
Undivided profits	$6,055,000	3,839
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$895,000	2,920
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,832
Income earned, not collected on loans	$524,000	4,422
Earning assets	$111,142,000	3,708
Long-term assets (5+ years)	$2,280,000	7,583
Average Assets, year-to-date	$123,831,400	3,486
Average Assets, quarterly	$127,986,500	3,485
Volatile liabilities	$12,601,000	4,136
Insider loans	$3,421,000	1,266
FHLB advances	$0	882
Loans and leases held for sale	$195,000	1,259
Unused loan commitments	$15,545,000	2,483
Tier 1 (core) risk-based capital	$19,795,000	2,172
Tier 2 risk-based capital	$1,315,800	2,304
Total risk weighted assets	$105,187,100	2,652
Total unused commitments	$15,545,000	2,496
Derivatives	$0	549
1995-12-31		Rank
# of Employees:	79	2,450
Assets and Liabilities
Total Assets:	$120,125,000	3,724
Cash and due from depository institutions	$5,013,000	2,450
Interest-bearing balances	$0	6,853
Securities	$9,906,000	8,325
Federal funds sold & reverse repurchase agreements	$6,240,000	2,354
Net loans & leases	$92,086,000	2,919
Loan loss allowance	$1,147,000	3,130
Trading account assets	$0	261
Bank premises and fixed assets	$4,202,000	1,821
Other real estate owned	$875,000	2,450
Goodwill and other intangibles	$193,000	2,030
All other assets	$1,610,000	4,375
Life insurance assets	$0	1
Total liabilities and capital	$120,125,000	3,724
Total liabilities	$105,246,000	3,819
Total deposits	$104,246,000	3,670
Interest-bearing deposits	$81,517,000	4,031
Deposits held in domestic offices	$104,246,000	3,662
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,736
Trading liabilities	$0	110
Other borrowed funds	$0	5,136
Subordinated debt	$0	337
All other liabilities	$1,000,000	3,637
Total equity capital	$14,879,000	2,998
Total bank equity capital	$14,879,000	2,998
Perpetual preferred stock	$0	288
Common stock	$3,851,000	1,023
Surplus	$6,526,000	2,308
Undivided profits	$4,502,000	4,872
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$188,000	6,869
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,782
Income earned, not collected on loans	$559,000	4,270
Earning assets	$108,232,000	3,794
Long-term assets (5+ years)	$1,635,000	8,258
Average Assets, year-to-date	$112,300,200	3,827
Average Assets, quarterly	$120,465,500	3,680
Volatile liabilities	$11,988,000	3,995
Insider loans	$4,256,000	1,046
FHLB advances	$0	855
Loans and leases held for sale	$59,000	1,516
Unused loan commitments	$17,003,000	2,224
Tier 1 (core) risk-based capital	$14,686,000	2,933
Tier 2 risk-based capital	$1,147,000	2,587
Total risk weighted assets	$98,116,300	2,774
Total unused commitments	$17,003,000	2,236
Derivatives	$0	628
1994-12-31		Rank
# of Employees:	81	2,470
Assets and Liabilities
Total Assets:	$101,718,000	4,311
Cash and due from depository institutions	$6,180,000	2,470
Interest-bearing balances	$0	7,034
Securities	$12,496,000	7,886
Federal funds sold & reverse repurchase agreements	$408,000	7,055
Net loans & leases	$75,994,000	3,409
Loan loss allowance	$1,070,000	3,378
Trading account assets	$0	286
Bank premises and fixed assets	$4,365,000	1,703
Other real estate owned	$549,000	2,470
Goodwill and other intangibles	$219,000	1,872
All other assets	$1,507,000	4,910
Life insurance assets	$0	1
Total liabilities and capital	$101,718,000	4,311
Total liabilities	$89,821,000	4,413
Total deposits	$85,852,000	4,372
Interest-bearing deposits	$69,297,000	4,606
Deposits held in domestic offices	$85,852,000	4,361
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$3,235,000	2,207
Trading liabilities	$0	87
Other borrowed funds	$0	5,375
Subordinated debt	$0	372
All other liabilities	$734,000	3,861
Total equity capital	$11,897,000	3,400
Total bank equity capital	$11,897,000	3,400
Perpetual preferred stock	$0	310
Common stock	$3,592,000	1,083
Surplus	$4,996,000	2,793
Undivided profits	$3,309,000	5,557
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$213,000	6,588
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,752
Income earned, not collected on loans	$405,000	5,129
Earning assets	$88,898,000	4,492
Long-term assets (5+ years)	$4,141,000	6,534
Average Assets, year-to-date	$101,882,200	4,195
Average Assets, quarterly	$99,987,000	4,335
Volatile liabilities	$11,905,000	3,830
Insider loans	$2,118,000	1,980
FHLB advances	$0	993
Loans and leases held for sale	$0	1,430
Unused loan commitments	$15,048,000	2,355
Tier 1 (core) risk-based capital	$11,678,000	3,522
Tier 2 risk-based capital	$1,022,980	2,847
Total risk weighted assets	$81,791,080	3,201
Total unused commitments	$15,048,000	2,368
Derivatives	$0	687
1993-12-31		Rank
# of Employees:	80	2,603
Assets and Liabilities
Total Assets:	$106,800,000	4,198
Cash and due from depository institutions	$5,077,000	2,603
Interest-bearing balances	$0	7,655
Securities	$17,237,000	6,769
Federal funds sold & reverse repurchase agreements	$10,520,000	1,278
Net loans & leases	$67,470,000	3,723
Loan loss allowance	$985,000	3,747
Trading account assets	$0	330
Bank premises and fixed assets	$4,056,000	1,785
Other real estate owned	$586,000	2,603
Goodwill and other intangibles	$232,000	1,748
All other assets	$1,622,000	4,147
Life insurance assets	$0	1
Total liabilities and capital	$106,800,000	4,198
Total liabilities	$97,428,000	4,173
Total deposits	$96,097,000	4,039
Interest-bearing deposits	$76,729,000	4,370
Deposits held in domestic offices	$96,097,000	4,031
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,944
Trading liabilities	$0	1
Other borrowed funds	$0	5,027
Subordinated debt	$0	413
All other liabilities	$1,331,000	2,517
Total equity capital	$9,372,000	4,336
Total bank equity capital	$9,372,000	4,336
Perpetual preferred stock	$0	343
Common stock	$3,380,000	1,148
Surplus	$3,962,000	3,361
Undivided profits	$2,030,000	7,463
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$20,000	11,379
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,950
Income earned, not collected on loans	$496,000	3,753
Earning assets	$95,227,000	4,312
Long-term assets (5+ years)	$2,639,000	8,131
Average Assets, year-to-date	$89,168,800	4,834
Average Assets, quarterly	$105,474,000	4,212
Volatile liabilities	$12,731,000	3,417
Insider loans	$1,557,000	2,587
FHLB advances	$0	821
Loans and leases held for sale	$50,000	1,634
Unused loan commitments	$11,342,000	2,824
Tier 1 (core) risk-based capital	$9,140,000	4,345
Tier 2 risk-based capital	$942,010	3,044
Total risk weighted assets	$75,317,610	3,414
Total unused commitments	$11,342,000	2,846
Derivatives	$0	714
1992-12-31		Rank
# of Employees:	46	4,586
Assets and Liabilities
Total Assets:	$77,920,000	5,609
Cash and due from depository institutions	$2,861,000	4,586
Interest-bearing balances	$0	8,059
Securities	$8,788,000	9,669
Federal funds sold & reverse repurchase agreements	$2,650,000	5,463
Net loans & leases	$58,034,000	4,283
Loan loss allowance	$779,000	4,582
Trading account assets	$0	344
Bank premises and fixed assets	$3,408,000	2,171
Other real estate owned	$967,000	4,586
Goodwill and other intangibles	$325,000	1,562
All other assets	$887,000	6,891
Life insurance assets	$0	1
Total liabilities and capital	$77,920,000	5,609
Total liabilities	$70,250,000	5,650
Total deposits	$69,275,000	5,540
Interest-bearing deposits	$57,701,000	5,766
Deposits held in domestic offices	$69,275,000	5,530
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,764
Trading liabilities	$0	1
Other borrowed funds	$10,000	4,960
Subordinated debt	$0	482
All other liabilities	$965,000	3,387
Total equity capital	$7,670,000	4,976
Total bank equity capital	$7,670,000	4,976
Perpetual preferred stock	$0	346
Common stock	$3,131,000	1,249
Surplus	$3,303,000	3,722
Undivided profits	$1,236,000	8,989
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$479,000	5,770
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1
Income earned, not collected on loans	$353,000	5,676
Earning assets	$69,472,000	5,713
Long-term assets (5+ years)	$4,309,000	6,936
Average Assets, year-to-date	$61,035,000	6,700
Average Assets, quarterly	$77,765,000	5,561
Volatile liabilities	$6,633,000	5,503
Insider loans	$471,000	1,955
FHLB advances	$0	832
Loans and leases held for sale	$533,000	879
Unused loan commitments	$10,119,000	2,939
Tier 1 (core) risk-based capital	$7,345,000	5,103
Tier 2 risk-based capital	$779,000	3,615
Total risk weighted assets	$62,431,100	4,088
Total unused commitments	$10,119,000	2,954
Derivatives	$0	651