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World's Foremost Bank, Income and Expense

2017-06-30 (YTD Data)Rank
Total interest income$336,699,00082
Total interest expense$53,603,00058
Net interest income$283,096,00086
Provision for loan and lease losses$76,332,00037
Total noninterest income$201,737,00062
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$05,642
Trading account gains and fees$0139
Additional Noninterest Income$201,737,00044
Total noninterest expense$278,444,00071
Salaries and employee benefits$25,742,000261
Premises and equipment expense$875,0001,335
Additional noninterest expense$251,827,00044
Pre-tax net operating income$130,057,000101
Securities gains (losses)$01,906
Applicable income taxes$47,376,00089
Income before extraordinary items$82,681,000105
Extraordinary gains, net$011
Net income$82,681,000105
Minority interest net income$071
Net income of bank and minority interests.$82,681,000105
Net charge-offs$74,201,00039
Cash dividends$50,000,00071
Sale, conversion, retirement of capital stock, net$0659
Net operating income$82,681,000103
2017-03-31 (YTD Data)Rank
Total interest income$164,760,00085
Total interest expense$26,320,00057
Net interest income$138,440,00086
Provision for loan and lease losses$31,086,00034
Total noninterest income$95,050,00060
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$05,688
Trading account gains and fees$0142
Additional Noninterest Income$95,050,00044
Total noninterest expense$133,807,00073
Salaries and employee benefits$12,724,000269
Premises and equipment expense$428,0001,372
Additional noninterest expense$120,655,00045
Pre-tax net operating income$68,597,00093
Securities gains (losses)$01,153
Applicable income taxes$25,030,00081
Income before extraordinary items$43,567,00096
Extraordinary gains, net$08
Net income$43,567,00096
Minority interest net income$055
Net income of bank and minority interests.$43,567,00096
Net charge-offs$37,334,00036
Cash dividends$50,000,00042
Sale, conversion, retirement of capital stock, net$0632
Net operating income$43,567,00096
2016-12-31 (YTD Data)Rank
Total interest income$597,710,00085
Total interest expense$88,177,00061
Net interest income$509,533,00086
Provision for loan and lease losses$147,661,00041
Total noninterest income$413,757,00060
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$05,773
Trading account gains and fees$0170
Additional Noninterest Income$413,757,00043
Total noninterest expense$574,792,00067
Salaries and employee benefits$43,433,000304
Premises and equipment expense$1,961,0001,198
Additional noninterest expense$529,398,00042
Pre-tax net operating income$200,837,000107
Securities gains (losses)$03,212
Applicable income taxes$72,738,000101
Income before extraordinary items$128,099,000113
Extraordinary gains, net$05
Net income$128,099,000113
Minority interest net income$082
Net income of bank and minority interests.$128,099,000113
Net charge-offs$105,229,00045
Cash dividends$40,000,000136
Sale, conversion, retirement of capital stock, net$0759
Net operating income$128,099,000110
2016-09-30 (YTD Data)Rank
Total interest income$436,272,00086
Total interest expense$64,080,00062
Net interest income$372,192,00088
Provision for loan and lease losses$99,006,00041
Total noninterest income$306,536,00060
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$05,834
Trading account gains and fees$0169
Additional Noninterest Income$306,536,00043
Total noninterest expense$421,996,00069
Salaries and employee benefits$33,888,000290
Premises and equipment expense$1,484,0001,202
Additional noninterest expense$386,624,00042
Pre-tax net operating income$157,726,000103
Securities gains (losses)$03,160
Applicable income taxes$57,255,000100
Income before extraordinary items$100,471,000108
Extraordinary gains, net$05
Net income$100,471,000108
Minority interest net income$071
Net income of bank and minority interests.$100,471,000108
Net charge-offs$72,420,00045
Cash dividends$40,000,000110
Sale, conversion, retirement of capital stock, net$0719
Net operating income$100,471,000108
2016-06-30 (YTD Data)Rank
Total interest income$280,929,00087
Total interest expense$40,801,00065
Net interest income$240,128,00091
Provision for loan and lease losses$55,224,00047
Total noninterest income$201,235,00058
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$05,909
Trading account gains and fees$0157
Additional Noninterest Income$201,235,00041
Total noninterest expense$275,442,00071
Salaries and employee benefits$22,636,000291
Premises and equipment expense$1,127,0001,052
Additional noninterest expense$251,679,00041
Pre-tax net operating income$110,697,00098
Securities gains (losses)$02,835
Applicable income taxes$40,293,00096
Income before extraordinary items$70,404,000102
Extraordinary gains, net$016
Net income$70,404,000101
Minority interest net income$071
Net income of bank and minority interests.$70,404,000101
Net charge-offs$47,185,00040
Cash dividends$40,000,00085
Sale, conversion, retirement of capital stock, net$0705
Net operating income$70,404,000100
2016-03-31 (YTD Data)Rank
Total interest income$139,747,00088
Total interest expense$19,873,00066
Net interest income$119,874,00090
Provision for loan and lease losses$22,820,00051
Total noninterest income$95,593,00058
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$05,957
Trading account gains and fees$0142
Additional Noninterest Income$95,593,00041
Total noninterest expense$131,770,00074
Salaries and employee benefits$11,035,000295
Premises and equipment expense$625,000979
Additional noninterest expense$120,110,00041
Pre-tax net operating income$60,877,00093
Securities gains (losses)$02,077
Applicable income taxes$22,039,00088
Income before extraordinary items$38,838,00096
Extraordinary gains, net$012
Net income$38,838,00096
Minority interest net income$062
Net income of bank and minority interests.$38,838,00096
Net charge-offs$23,978,00038
Cash dividends$40,000,00053
Sale, conversion, retirement of capital stock, net$0659
Net operating income$38,838,00095
2015-12-31 (YTD Data)Rank
Total interest income$481,732,00093
Total interest expense$68,827,00071
Net interest income$412,905,00095
Provision for loan and lease losses$85,120,00046
Total noninterest income$396,711,00056
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$06,036
Trading account gains and fees$0159
Additional Noninterest Income$396,711,00043
Total noninterest expense$551,010,00069
Salaries and employee benefits$36,521,000341
Premises and equipment expense$2,376,0001,008
Additional noninterest expense$512,113,00042
Pre-tax net operating income$173,486,000104
Securities gains (losses)$03,216
Applicable income taxes$62,677,00098
Income before extraordinary items$110,809,000112
Extraordinary gains, net$023
Net income$110,809,000112
Minority interest net income$081
Net income of bank and minority interests.$110,809,000112
Net charge-offs$65,781,00048
Cash dividends$50,000,000125
Sale, conversion, retirement of capital stock, net$0804
Net operating income$110,809,000111
2015-09-30 (YTD Data)Rank
Total interest income$349,833,00096
Total interest expense$50,628,00072
Net interest income$299,205,00097
Provision for loan and lease losses$57,213,00044
Total noninterest income$289,539,00054
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$06,114
Trading account gains and fees$0153
Additional Noninterest Income$289,539,00042
Total noninterest expense$396,505,00071
Salaries and employee benefits$26,027,000365
Premises and equipment expense$1,813,0001,009
Additional noninterest expense$368,665,00043
Pre-tax net operating income$135,026,000103
Securities gains (losses)$03,031
Applicable income taxes$49,190,00099
Income before extraordinary items$85,836,000110
Extraordinary gains, net$021
Net income$85,836,000110
Minority interest net income$078
Net income of bank and minority interests.$85,836,000110
Net charge-offs$47,823,00047
Cash dividends$35,000,000121
Sale, conversion, retirement of capital stock, net$0773
Net operating income$85,836,000109
2015-06-30 (YTD Data)Rank
Total interest income$224,892,00097
Total interest expense$32,429,00075
Net interest income$192,463,000103
Provision for loan and lease losses$29,061,00046
Total noninterest income$187,559,00054
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$06,182
Trading account gains and fees$0157
Additional Noninterest Income$187,559,00042
Total noninterest expense$256,596,00072
Salaries and employee benefits$16,985,000366
Premises and equipment expense$1,196,0001,016
Additional noninterest expense$238,415,00041
Pre-tax net operating income$94,365,000104
Securities gains (losses)$02,636
Applicable income taxes$34,351,00098
Income before extraordinary items$60,014,000108
Extraordinary gains, net$022
Net income$60,014,000108
Minority interest net income$075
Net income of bank and minority interests.$60,014,000108
Net charge-offs$30,891,00047
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$60,014,000109
2015-03-31 (YTD Data)Rank
Total interest income$111,927,00098
Total interest expense$15,619,00076
Net interest income$96,308,000102
Provision for loan and lease losses$13,230,00048
Total noninterest income$88,303,00059
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$06,235
Trading account gains and fees$0152
Additional Noninterest Income$88,303,00044
Total noninterest expense$122,985,00074
Salaries and employee benefits$8,378,000374
Premises and equipment expense$587,0001,041
Additional noninterest expense$114,020,00042
Pre-tax net operating income$48,396,000104
Securities gains (losses)$02,027
Applicable income taxes$17,670,00095
Income before extraordinary items$30,726,000109
Extraordinary gains, net$013
Net income$30,726,000109
Minority interest net income$064
Net income of bank and minority interests.$30,726,000109
Net charge-offs$13,860,00044
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$30,726,000108
2014-12-31 (YTD Data)Rank
Total interest income$400,948,000107
Total interest expense$64,165,00077
Net interest income$336,783,000114
Provision for loan and lease losses$61,922,00044
Total noninterest income$369,680,00055
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$06,344
Trading account gains and fees$0180
Additional Noninterest Income$369,680,00043
Total noninterest expense$532,817,00066
Salaries and employee benefits$27,918,000418
Premises and equipment expense$2,518,000963
Additional noninterest expense$502,381,00042
Pre-tax net operating income$111,724,000144
Securities gains (losses)$03,259
Applicable income taxes$40,888,000121
Income before extraordinary items$70,836,000152
Extraordinary gains, net$017
Net income$70,836,000151
Minority interest net income$084
Net income of bank and minority interests.$70,836,000152
Net charge-offs$58,460,00046
Cash dividends$60,000,000108
Sale, conversion, retirement of capital stock, net$0862
Net operating income$70,836,000152
2014-09-30 (YTD Data)Rank
Total interest income$292,204,000111
Total interest expense$47,844,00079
Net interest income$244,360,000116
Provision for loan and lease losses$42,116,00047
Total noninterest income$270,161,00057
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$06,424
Trading account gains and fees$0174
Additional Noninterest Income$270,161,00045
Total noninterest expense$388,530,00068
Salaries and employee benefits$20,451,000424
Premises and equipment expense$1,893,000969
Additional noninterest expense$366,186,00043
Pre-tax net operating income$83,875,000140
Securities gains (losses)$02,980
Applicable income taxes$30,874,000121
Income before extraordinary items$53,001,000148
Extraordinary gains, net$015
Net income$53,001,000148
Minority interest net income$081
Net income of bank and minority interests.$53,001,000148
Net charge-offs$42,526,00050
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$53,001,000149
2014-06-30 (YTD Data)Rank
Total interest income$188,870,000111
Total interest expense$31,689,00078
Net interest income$157,181,000116
Provision for loan and lease losses$23,028,00054
Total noninterest income$175,418,00056
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$06,479
Trading account gains and fees$0172
Additional Noninterest Income$175,418,00044
Total noninterest expense$253,856,00069
Salaries and employee benefits$13,932,000410
Premises and equipment expense$1,244,000985
Additional noninterest expense$238,680,00043
Pre-tax net operating income$55,715,000143
Securities gains (losses)$02,580
Applicable income taxes$20,570,000124
Income before extraordinary items$35,145,000153
Extraordinary gains, net$020
Net income$35,145,000153
Minority interest net income$080
Net income of bank and minority interests.$35,145,000153
Net charge-offs$28,788,00049
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$35,145,000152
2014-03-31 (YTD Data)Rank
Total interest income$94,219,000111
Total interest expense$15,886,00079
Net interest income$78,333,000117
Provision for loan and lease losses$12,714,00048
Total noninterest income$83,108,00057
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$06,535
Trading account gains and fees$0147
Additional Noninterest Income$83,108,00044
Total noninterest expense$115,614,00071
Salaries and employee benefits$6,995,000414
Premises and equipment expense$608,0001,026
Additional noninterest expense$108,011,00044
Pre-tax net operating income$33,113,000128
Securities gains (losses)$01,715
Applicable income taxes$12,536,000113
Income before extraordinary items$20,577,000135
Extraordinary gains, net$016
Net income$20,577,000135
Minority interest net income$066
Net income of bank and minority interests.$20,577,000135
Net charge-offs$14,814,00051
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$20,577,000135
2013-12-31 (YTD Data)Rank
Total interest income$343,354,000116
Total interest expense$63,831,00083
Net interest income$279,523,000122
Provision for loan and lease losses$43,223,00060
Total noninterest income$352,113,00057
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$06,638
Trading account gains and fees$0184
Additional Noninterest Income$352,113,00044
Total noninterest expense$485,150,00068
Salaries and employee benefits$27,557,000411
Premises and equipment expense$2,626,000918
Additional noninterest expense$454,967,00046
Pre-tax net operating income$103,263,000136
Securities gains (losses)$03,182
Applicable income taxes$37,378,000128
Income before extraordinary items$65,885,000160
Extraordinary gains, net$029
Net income$65,885,000160
Minority interest net income$090
Net income of bank and minority interests.$65,885,000160
Net charge-offs$55,713,00059
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$65,885,000158
2013-09-30 (YTD Data)Rank
Total interest income$250,383,000121
Total interest expense$46,863,00084
Net interest income$203,520,000124
Provision for loan and lease losses$33,030,00062
Total noninterest income$256,195,00058
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$06,711
Trading account gains and fees$0180
Additional Noninterest Income$256,195,00044
Total noninterest expense$347,061,00069
Salaries and employee benefits$20,101,000425
Premises and equipment expense$1,960,000928
Additional noninterest expense$325,000,00045
Pre-tax net operating income$79,624,000133
Securities gains (losses)$03,040
Applicable income taxes$28,677,000123
Income before extraordinary items$50,947,000151
Extraordinary gains, net$025
Net income$50,947,000151
Minority interest net income$084
Net income of bank and minority interests.$50,947,000151
Net charge-offs$41,260,00061
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$50,947,000150
2013-06-30 (YTD Data)Rank
Total interest income$162,439,000121
Total interest expense$29,789,00085
Net interest income$132,650,000126
Provision for loan and lease losses$24,626,00058
Total noninterest income$165,871,00059
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$06,751
Trading account gains and fees$0157
Additional Noninterest Income$165,871,00045
Total noninterest expense$223,665,00072
Salaries and employee benefits$12,910,000437
Premises and equipment expense$1,273,000953
Additional noninterest expense$209,482,00044
Pre-tax net operating income$50,230,000140
Securities gains (losses)$02,791
Applicable income taxes$18,358,000129
Income before extraordinary items$31,872,000156
Extraordinary gains, net$022
Net income$31,872,000156
Minority interest net income$082
Net income of bank and minority interests.$31,872,000156
Net charge-offs$27,726,00062
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$31,872,000153
2013-03-31 (YTD Data)Rank
Total interest income$81,248,000125
Total interest expense$13,851,00090
Net interest income$67,397,000124
Provision for loan and lease losses$12,775,00059
Total noninterest income$78,844,00061
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$06,809
Trading account gains and fees$0148
Additional Noninterest Income$78,844,00048
Total noninterest expense$109,268,00071
Salaries and employee benefits$6,518,000439
Premises and equipment expense$600,0001,022
Additional noninterest expense$102,150,00043
Pre-tax net operating income$24,198,000144
Securities gains (losses)$01,966
Applicable income taxes$8,850,000134
Income before extraordinary items$15,348,000158
Extraordinary gains, net$010
Net income$15,348,000158
Minority interest net income$076
Net income of bank and minority interests.$15,348,000159
Net charge-offs$13,675,00067
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$15,348,000154
2012-12-31 (YTD Data)Rank
Total interest income$301,699,000130
Total interest expense$54,092,000101
Net interest income$247,607,000134
Provision for loan and lease losses$42,760,00091
Total noninterest income$304,158,00062
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$06,902
Trading account gains and fees$0166
Additional Noninterest Income$304,158,00049
Total noninterest expense$434,496,00070
Salaries and employee benefits$23,577,000462
Premises and equipment expense$2,413,000986
Additional noninterest expense$408,506,00049
Pre-tax net operating income$74,509,000168
Securities gains (losses)$03,810
Applicable income taxes$26,843,000152
Income before extraordinary items$47,666,000192
Extraordinary gains, net$029
Net income$47,666,000193
Minority interest net income$093
Net income of bank and minority interests.$47,666,000193
Net charge-offs$50,510,00090
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$47,666,000191
2012-09-30 (YTD Data)Rank
Total interest income$222,138,000131
Total interest expense$40,378,000104
Net interest income$181,760,000138
Provision for loan and lease losses$29,231,000101
Total noninterest income$231,164,00061
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$06,990
Trading account gains and fees$0157
Additional Noninterest Income$231,164,00046
Total noninterest expense$310,068,00073
Salaries and employee benefits$16,965,000474
Premises and equipment expense$1,750,0001,019
Additional noninterest expense$291,353,00048
Pre-tax net operating income$73,625,000143
Securities gains (losses)$03,575
Applicable income taxes$27,367,000130
Income before extraordinary items$46,258,000165
Extraordinary gains, net$020
Net income$46,258,000165
Minority interest net income$086
Net income of bank and minority interests.$46,258,000165
Net charge-offs$36,831,00090
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$46,258,000163
2012-06-30 (YTD Data)Rank
Total interest income$145,194,000135
Total interest expense$26,579,000104
Net interest income$118,615,000141
Provision for loan and lease losses$18,845,000102
Total noninterest income$151,146,00058
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$07,045
Trading account gains and fees$0153
Additional Noninterest Income$151,146,00046
Total noninterest expense$200,537,00075
Salaries and employee benefits$10,979,000478
Premises and equipment expense$1,132,0001,047
Additional noninterest expense$188,426,00047
Pre-tax net operating income$50,379,000138
Securities gains (losses)$03,178
Applicable income taxes$18,644,000124
Income before extraordinary items$31,735,000158
Extraordinary gains, net$019
Net income$31,735,000158
Minority interest net income$084
Net income of bank and minority interests.$31,735,000158
Net charge-offs$25,145,00092
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$31,735,000156
2012-03-31 (YTD Data)Rank
Total interest income$73,108,000136
Total interest expense$13,891,000103
Net interest income$59,217,000141
Provision for loan and lease losses$6,646,000128
Total noninterest income$72,407,00065
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$07,087
Trading account gains and fees$0148
Additional Noninterest Income$72,407,00051
Total noninterest expense$95,947,00075
Salaries and employee benefits$5,453,000485
Premises and equipment expense$407,0001,463
Additional noninterest expense$90,087,00047
Pre-tax net operating income$29,031,000130
Securities gains (losses)$02,210
Applicable income taxes$10,741,000115
Income before extraordinary items$18,290,000147
Extraordinary gains, net$019
Net income$18,290,000147
Minority interest net income$078
Net income of bank and minority interests.$18,290,000148
Net charge-offs$12,946,00094
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$18,290,000145
2011-12-31 (YTD Data)Rank
Total interest income$277,241,000140
Total interest expense$70,303,000103
Net interest income$206,938,000148
Provision for loan and lease losses$39,286,000134
Total noninterest income$280,603,00064
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$06,974
Trading account gains and fees$0146
Additional Noninterest Income$280,603,00050
Total noninterest expense$393,354,00075
Salaries and employee benefits$20,019,000496
Premises and equipment expense$1,603,0001,544
Additional noninterest expense$371,732,00048
Pre-tax net operating income$54,901,000174
Securities gains (losses)$03,838
Applicable income taxes$20,387,000156
Income before extraordinary items$34,514,000202
Extraordinary gains, net$029
Net income$34,514,000203
Minority interest net income$096
Net income of bank and minority interests.$34,514,000203
Net charge-offs$56,836,000116
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$34,514,000195
2011-09-30 (YTD Data)Rank
Total interest income$204,129,000145
Total interest expense$55,508,000102
Net interest income$148,621,000151
Provision for loan and lease losses$27,616,000134
Total noninterest income$202,070,00065
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$07,025
Trading account gains and fees$0145
Additional Noninterest Income$202,070,00048
Total noninterest expense$282,769,00076
Salaries and employee benefits$14,345,000513
Premises and equipment expense$1,230,0001,525
Additional noninterest expense$267,194,00047
Pre-tax net operating income$40,306,000179
Securities gains (losses)$03,555
Applicable income taxes$15,147,000160
Income before extraordinary items$25,159,000206
Extraordinary gains, net$021
Net income$25,159,000207
Minority interest net income$087
Net income of bank and minority interests.$25,159,000207
Net charge-offs$43,216,000113
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$25,159,000201
2011-06-30 (YTD Data)Rank
Total interest income$133,999,000146
Total interest expense$35,860,000109
Net interest income$98,139,000153
Provision for loan and lease losses$16,483,000154
Total noninterest income$131,145,00071
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$07,067
Trading account gains and fees$0153
Additional Noninterest Income$131,145,00053
Total noninterest expense$186,370,00079
Salaries and employee benefits$9,378,000514
Premises and equipment expense$845,0001,495
Additional noninterest expense$176,147,00052
Pre-tax net operating income$26,431,000177
Securities gains (losses)$02,914
Applicable income taxes$9,996,000160
Income before extraordinary items$16,435,000208
Extraordinary gains, net$015
Net income$16,435,000208
Minority interest net income$089
Net income of bank and minority interests.$16,435,000208
Net charge-offs$29,583,000122
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$16,435,000203
2011-03-31 (YTD Data)Rank
Total interest income$68,402,000148
Total interest expense$17,292,000111
Net interest income$51,110,000150
Provision for loan and lease losses$7,674,000169
Total noninterest income$61,689,00074
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$07,070
Trading account gains and fees$0158
Additional Noninterest Income$61,689,00059
Total noninterest expense$91,975,00080
Salaries and employee benefits$4,611,000538
Premises and equipment expense$430,0001,502
Additional noninterest expense$86,934,00051
Pre-tax net operating income$13,150,000182
Securities gains (losses)$01,772
Applicable income taxes$5,740,000144
Income before extraordinary items$7,410,000219
Extraordinary gains, net$09
Net income$7,410,000218
Minority interest net income$086
Net income of bank and minority interests.$7,410,000219
Net charge-offs$15,774,000119
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$7,410,000217
2010-12-31 (YTD Data)Rank
Total interest income$271,652,000150
Total interest expense$92,943,000103
Net interest income$178,709,000159
Provision for loan and lease losses$66,814,000144
Total noninterest income$249,787,00077
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$06,799
Trading account gains and fees$0175
Additional Noninterest Income$249,787,00058
Total noninterest expense$312,270,00094
Salaries and employee benefits$17,104,000558
Premises and equipment expense$1,408,0001,826
Additional noninterest expense$293,758,00061
Pre-tax net operating income$49,412,000168
Securities gains (losses)$03,793
Applicable income taxes$17,440,000151
Income before extraordinary items$31,972,000184
Extraordinary gains, net$029
Net income$31,972,000183
Minority interest net income$0111
Net income of bank and minority interests.$31,972,000184
Net charge-offs$91,861,000109
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$31,972,000177
2010-09-30 (YTD Data)Rank
Total interest income$205,727,000147
Total interest expense$70,719,000103
Net interest income$135,008,000158
Provision for loan and lease losses$51,784,000138
Total noninterest income$180,409,00077
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$06,888
Trading account gains and fees$0165
Additional Noninterest Income$180,409,00060
Total noninterest expense$227,081,00095
Salaries and employee benefits$12,337,000569
Premises and equipment expense$1,044,0001,869
Additional noninterest expense$213,700,00062
Pre-tax net operating income$36,552,000165
Securities gains (losses)$03,651
Applicable income taxes$14,896,000139
Income before extraordinary items$21,656,000190
Extraordinary gains, net$023
Net income$21,656,000190
Minority interest net income$0110
Net income of bank and minority interests.$21,656,000191
Net charge-offs$72,606,000108
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$21,656,000184
2010-06-30 (YTD Data)Rank
Total interest income$138,112,000147
Total interest expense$46,397,000112
Net interest income$91,715,000157
Provision for loan and lease losses$31,756,000154
Total noninterest income$116,567,00080
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$06,943
Trading account gains and fees$0152
Additional Noninterest Income$116,567,00060
Total noninterest expense$152,127,00095
Salaries and employee benefits$8,160,000573
Premises and equipment expense$669,0001,942
Additional noninterest expense$143,298,00065
Pre-tax net operating income$24,399,000155
Securities gains (losses)$03,184
Applicable income taxes$9,926,000129
Income before extraordinary items$14,473,000182
Extraordinary gains, net$019
Net income$14,473,000182
Minority interest net income$0105
Net income of bank and minority interests.$14,473,000182
Net charge-offs$51,703,000107
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$14,473,000177
2010-03-31 (YTD Data)Rank
Total interest income$71,485,000148
Total interest expense$22,959,000113
Net interest income$48,526,000150
Provision for loan and lease losses$15,147,000162
Total noninterest income$54,805,00082
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$07,028
Trading account gains and fees$0175
Additional Noninterest Income$54,805,00061
Total noninterest expense$76,073,00091
Salaries and employee benefits$4,089,000586
Premises and equipment expense$315,0002,119
Additional noninterest expense$71,669,00060
Pre-tax net operating income$12,111,000151
Securities gains (losses)$02,284
Applicable income taxes$4,897,000127
Income before extraordinary items$7,214,000174
Extraordinary gains, net$016
Net income$7,214,000176
Minority interest net income$091
Net income of bank and minority interests.$7,214,000176
Net charge-offs$26,244,000110
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$7,214,000171
2009-12-31 (YTD Data)Rank
Total interest income$53,548,000606
Total interest expense$24,242,000461
Net interest income$29,306,000731
Provision for loan and lease losses$17,120,000551
Total noninterest income$275,291,00077
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$07,114
Trading account gains and fees$4,523,00063
Additional Noninterest Income$270,768,00057
Total noninterest expense$241,241,000119
Salaries and employee benefits$15,533,000609
Premises and equipment expense$1,330,0002,004
Additional noninterest expense$224,378,00072
Pre-tax net operating income$46,236,000130
Securities gains (losses)$03,754
Applicable income taxes$17,535,000115
Income before extraordinary items$28,701,000143
Extraordinary gains, net$034
Net income$28,701,000142
Minority interest net income$0115
Net income of bank and minority interests.$28,701,000143
Net charge-offs$15,798,000480
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$28,701,000142
2009-09-30 (YTD Data)Rank
Total interest income$39,444,000634
Total interest expense$18,924,000476
Net interest income$20,520,000783
Provision for loan and lease losses$11,907,000546
Total noninterest income$199,679,00080
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$07,173
Trading account gains and fees$8,704,00053
Additional Noninterest Income$190,975,00062
Total noninterest expense$174,171,000125
Salaries and employee benefits$11,260,000658
Premises and equipment expense$1,004,0002,014
Additional noninterest expense$161,907,00079
Pre-tax net operating income$34,121,000133
Securities gains (losses)$03,497
Applicable income taxes$12,511,000126
Income before extraordinary items$21,610,000150
Extraordinary gains, net$027
Net income$21,610,000149
Minority interest net income$0118
Net income of bank and minority interests.$21,610,000150
Net charge-offs$10,592,000485
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$21,610,000148
2009-06-30 (YTD Data)Rank
Total interest income$21,857,000804
Total interest expense$12,670,000505
Net interest income$9,187,0001,210
Provision for loan and lease losses$8,174,000523
Total noninterest income$129,447,00079
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$07,241
Trading account gains and fees$8,769,00047
Additional Noninterest Income$120,678,00065
Total noninterest expense$108,044,000137
Salaries and employee benefits$7,516,000665
Premises and equipment expense$648,0002,110
Additional noninterest expense$99,880,00086
Pre-tax net operating income$22,416,000128
Securities gains (losses)$03,136
Applicable income taxes$7,838,000124
Income before extraordinary items$14,578,000146
Extraordinary gains, net$021
Net income$14,578,000145
Minority interest net income$0112
Net income of bank and minority interests.$14,578,000146
Net charge-offs$6,594,000491
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$14,578,000140
2009-03-31 (YTD Data)Rank
Total interest income$11,576,000755
Total interest expense$6,173,000531
Net interest income$5,403,0001,001
Provision for loan and lease losses$4,221,000448
Total noninterest income$56,771,00087
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$07,262
Trading account gains and fees$-2,288,0008,237
Additional Noninterest Income$59,059,00063
Total noninterest expense$46,762,000148
Salaries and employee benefits$3,809,000656
Premises and equipment expense$318,0002,190
Additional noninterest expense$42,635,00092
Pre-tax net operating income$11,191,000138
Securities gains (losses)$02,434
Applicable income taxes$4,136,000119
Income before extraordinary items$7,055,000165
Extraordinary gains, net$015
Net income$7,055,000163
Minority interest net income$0102
Net income of bank and minority interests.$7,055,000166
Net charge-offs$3,641,000397
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$7,055,000153
2008-12-31 (YTD Data)Rank
Total interest income$40,819,000918
Total interest expense$13,417,0001,202
Net interest income$27,402,000786
Provision for loan and lease losses$9,152,000639
Total noninterest income$256,210,00072
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,335
Trading account gains and fees$-6,089,0008,274
Additional Noninterest Income$262,299,00056
Total noninterest expense$232,751,000123
Salaries and employee benefits$13,485,000735
Premises and equipment expense$1,455,0001,888
Additional noninterest expense$217,811,00078
Pre-tax net operating income$41,709,000160
Securities gains (losses)$03,220
Applicable income taxes$15,160,000141
Income before extraordinary items$26,549,000163
Extraordinary gains, net$039
Net income$26,549,000163
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,119,000524
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$26,549,000179
2008-09-30 (YTD Data)Rank
Total interest income$31,529,000925
Total interest expense$8,993,0001,414
Net interest income$22,536,000745
Provision for loan and lease losses$6,802,000523
Total noninterest income$189,914,00079
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$07,386
Trading account gains and fees$-4,232,0008,351
Additional Noninterest Income$194,146,00060
Total noninterest expense$175,013,000121
Salaries and employee benefits$10,482,000724
Premises and equipment expense$1,132,0001,806
Additional noninterest expense$163,399,00074
Pre-tax net operating income$30,635,000198
Securities gains (losses)$03,106
Applicable income taxes$11,214,000167
Income before extraordinary items$19,421,000201
Extraordinary gains, net$031
Net income$19,421,000201
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,309,000425
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$19,421,000218
2008-06-30 (YTD Data)Rank
Total interest income$20,115,000969
Total interest expense$6,163,0001,430
Net interest income$13,952,000789
Provision for loan and lease losses$4,068,000500
Total noninterest income$124,089,00084
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$07,428
Trading account gains and fees$-2,687,0008,425
Additional Noninterest Income$126,776,00065
Total noninterest expense$114,097,000127
Salaries and employee benefits$6,746,000761
Premises and equipment expense$780,0001,755
Additional noninterest expense$106,571,00078
Pre-tax net operating income$19,876,000214
Securities gains (losses)$03,233
Applicable income taxes$7,261,000198
Income before extraordinary items$12,615,000245
Extraordinary gains, net$021
Net income$12,615,000244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,501,000384
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$12,615,000237
2008-03-31 (YTD Data)Rank
Total interest income$11,269,000893
Total interest expense$3,501,0001,335
Net interest income$7,768,000708
Provision for loan and lease losses$1,863,000422
Total noninterest income$60,817,00086
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$07,431
Trading account gains and fees$279,00081
Additional Noninterest Income$60,538,00067
Total noninterest expense$56,912,000122
Salaries and employee benefits$3,093,000841
Premises and equipment expense$406,0001,699
Additional noninterest expense$53,413,00077
Pre-tax net operating income$9,810,000234
Securities gains (losses)$02,688
Applicable income taxes$3,675,000211
Income before extraordinary items$6,135,000266
Extraordinary gains, net$015
Net income$6,135,000266
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,852,000309
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$6,135,000258
2007-12-31 (YTD Data)Rank
Total interest income$32,859,0001,292
Total interest expense$7,289,0002,527
Net interest income$25,570,000855
Provision for loan and lease losses$4,459,000451
Total noninterest income$244,936,00075
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$07,508
Trading account gains and fees$2,528,00058
Additional Noninterest Income$242,408,00055
Total noninterest expense$232,236,000116
Salaries and employee benefits$13,525,000713
Premises and equipment expense$1,438,0001,828
Additional noninterest expense$217,273,00065
Pre-tax net operating income$33,811,000318
Securities gains (losses)$02,146
Applicable income taxes$11,901,000281
Income before extraordinary items$21,910,000339
Extraordinary gains, net$039
Net income$21,910,000336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,226,000441
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$21,910,000336
2007-09-30 (YTD Data)Rank
Total interest income$23,261,0001,388
Total interest expense$4,252,0003,152
Net interest income$19,009,000865
Provision for loan and lease losses$2,517,000424
Total noninterest income$178,380,00078
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,525
Trading account gains and fees$1,365,00066
Additional Noninterest Income$177,015,00060
Total noninterest expense$170,370,000116
Salaries and employee benefits$9,609,000766
Premises and equipment expense$1,050,0001,855
Additional noninterest expense$159,711,00067
Pre-tax net operating income$24,502,000351
Securities gains (losses)$01,655
Applicable income taxes$8,625,000325
Income before extraordinary items$15,877,000375
Extraordinary gains, net$033
Net income$15,877,000373
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,076,000394
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$15,877,000371
2007-06-30 (YTD Data)Rank
Total interest income$13,232,0001,645
Total interest expense$2,446,0003,519
Net interest income$10,786,0001,039
Provision for loan and lease losses$1,560,000402
Total noninterest income$114,656,00088
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$07,560
Trading account gains and fees$438,00081
Additional Noninterest Income$114,218,00064
Total noninterest expense$108,068,000133
Salaries and employee benefits$6,325,000796
Premises and equipment expense$653,0001,989
Additional noninterest expense$101,090,00075
Pre-tax net operating income$15,814,000388
Securities gains (losses)$01,444
Applicable income taxes$5,576,000361
Income before extraordinary items$10,238,000415
Extraordinary gains, net$029
Net income$10,238,000414
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,181,000400
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$10,238,000408
2007-03-31 (YTD Data)Rank
Total interest income$5,868,0001,831
Total interest expense$1,241,0003,448
Net interest income$4,627,0001,231
Provision for loan and lease losses$644,000421
Total noninterest income$53,924,00087
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$07,573
Trading account gains and fees$880,00063
Additional Noninterest Income$53,044,00064
Total noninterest expense$50,128,000142
Salaries and employee benefits$3,034,000838
Premises and equipment expense$329,0001,982
Additional noninterest expense$46,765,00079
Pre-tax net operating income$7,779,000388
Securities gains (losses)$01,187
Applicable income taxes$2,754,000362
Income before extraordinary items$5,025,000417
Extraordinary gains, net$022
Net income$5,025,000416
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$727,000307
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$5,025,000406
2006-12-31 (YTD Data)Rank
Total interest income$26,073,0001,529
Total interest expense$5,008,0003,025
Net interest income$21,065,0001,053
Provision for loan and lease losses$3,119,000367
Total noninterest income$208,225,00088
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$07,634
Trading account gains and fees$4,808,00053
Additional Noninterest Income$203,417,00064
Total noninterest expense$199,018,000135
Salaries and employee benefits$11,895,000801
Premises and equipment expense$1,691,0001,529
Additional noninterest expense$185,432,00077
Pre-tax net operating income$27,153,000443
Securities gains (losses)$01,687
Applicable income taxes$8,332,000443
Income before extraordinary items$18,821,000448
Extraordinary gains, net$051
Net income$18,821,000447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,418,000331
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$18,821,000439
2006-09-30 (YTD Data)Rank
Total interest income$18,762,0001,586
Total interest expense$3,601,0003,045
Net interest income$15,161,0001,116
Provision for loan and lease losses$2,044,000396
Total noninterest income$148,405,00097
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$07,682
Trading account gains and fees$3,815,00054
Additional Noninterest Income$144,590,00073
Total noninterest expense$141,797,000149
Salaries and employee benefits$9,313,000783
Premises and equipment expense$1,290,0001,503
Additional noninterest expense$131,194,00091
Pre-tax net operating income$19,725,000466
Securities gains (losses)$01,388
Applicable income taxes$5,718,000488
Income before extraordinary items$14,007,000473
Extraordinary gains, net$045
Net income$14,007,000472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,731,000300
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$14,007,000459
2006-06-30 (YTD Data)Rank
Total interest income$11,817,0001,644
Total interest expense$2,301,0003,042
Net interest income$9,516,0001,190
Provision for loan and lease losses$1,444,000360
Total noninterest income$93,993,000101
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,707
Trading account gains and fees$1,799,00056
Additional Noninterest Income$92,194,00079
Total noninterest expense$89,318,000154
Salaries and employee benefits$6,088,000800
Premises and equipment expense$824,0001,572
Additional noninterest expense$82,406,00093
Pre-tax net operating income$12,747,000477
Securities gains (losses)$01,185
Applicable income taxes$4,487,000448
Income before extraordinary items$8,260,000503
Extraordinary gains, net$039
Net income$8,260,000502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,111,000313
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$8,260,000493
2006-03-31 (YTD Data)Rank
Total interest income$6,757,0001,397
Total interest expense$1,127,0002,958
Net interest income$5,630,0001,002
Provision for loan and lease losses$895,000298
Total noninterest income$42,880,000107
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$07,698
Trading account gains and fees$344,00069
Additional Noninterest Income$42,536,00084
Total noninterest expense$41,345,000159
Salaries and employee benefits$2,710,000905
Premises and equipment expense$340,0001,860
Additional noninterest expense$38,295,00094
Pre-tax net operating income$6,270,000475
Securities gains (losses)$0955
Applicable income taxes$2,207,000452
Income before extraordinary items$4,063,000513
Extraordinary gains, net$021
Net income$4,063,000512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$677,000266
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$4,063,000503
2005-12-31 (YTD Data)Rank
Total interest income$18,919,0001,786
Total interest expense$3,240,0003,122
Net interest income$15,679,0001,387
Provision for loan and lease losses$1,940,000561
Total noninterest income$164,214,000105
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$07,759
Trading account gains and fees$4,322,00051
Additional Noninterest Income$159,892,00086
Total noninterest expense$117,745,000197
Salaries and employee benefits$9,114,0001,011
Premises and equipment expense$1,718,0001,422
Additional noninterest expense$106,913,000112
Pre-tax net operating income$60,208,000235
Securities gains (losses)$02,296
Applicable income taxes$21,193,000228
Income before extraordinary items$39,015,000244
Extraordinary gains, net$046
Net income$39,015,000245
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,511,000500
Cash dividends$29,000,000189
Sale, conversion, retirement of capital stock, net$0934
Net operating income$39,015,000244
2005-09-30 (YTD Data)Rank
Total interest income$14,052,0001,744
Total interest expense$2,339,0003,086
Net interest income$11,713,0001,376
Provision for loan and lease losses$1,928,000395
Total noninterest income$117,631,000112
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$07,794
Trading account gains and fees$4,173,00045
Additional Noninterest Income$113,458,00090
Total noninterest expense$81,649,000206
Salaries and employee benefits$7,101,000954
Premises and equipment expense$982,0001,834
Additional noninterest expense$73,566,000117
Pre-tax net operating income$45,767,000242
Securities gains (losses)$02,317
Applicable income taxes$16,293,000235
Income before extraordinary items$29,474,000251
Extraordinary gains, net$035
Net income$29,474,000252
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,273,000423
Cash dividends$9,000,000300
Sale, conversion, retirement of capital stock, net$0769
Net operating income$29,474,000247
2005-06-30 (YTD Data)Rank
Total interest income$9,101,0001,751
Total interest expense$1,612,0002,885
Net interest income$7,489,0001,407
Provision for loan and lease losses$1,097,000462
Total noninterest income$73,702,000117
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$07,790
Trading account gains and fees$2,510,00046
Additional Noninterest Income$71,192,00091
Total noninterest expense$51,847,000213
Salaries and employee benefits$4,708,000953
Premises and equipment expense$670,0001,784
Additional noninterest expense$46,469,000123
Pre-tax net operating income$28,247,000246
Securities gains (losses)$02,146
Applicable income taxes$10,056,000240
Income before extraordinary items$18,191,000257
Extraordinary gains, net$030
Net income$18,191,000257
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$865,000402
Cash dividends$5,000,000335
Sale, conversion, retirement of capital stock, net$0643
Net operating income$18,191,000253
2005-03-31 (YTD Data)Rank
Total interest income$4,371,0001,786
Total interest expense$823,0002,727
Net interest income$3,548,0001,497
Provision for loan and lease losses$410,000578
Total noninterest income$33,237,000133
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$07,845
Trading account gains and fees$1,651,00049
Additional Noninterest Income$31,586,000101
Total noninterest expense$25,172,000218
Salaries and employee benefits$2,200,0001,021
Premises and equipment expense$327,0001,835
Additional noninterest expense$22,645,000132
Pre-tax net operating income$11,203,000291
Securities gains (losses)$01,685
Applicable income taxes$3,988,000281
Income before extraordinary items$7,215,000306
Extraordinary gains, net$024
Net income$7,215,000306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$431,000387
Cash dividends$2,500,000300
Sale, conversion, retirement of capital stock, net$0491
Net operating income$7,215,000299
2004-12-31 (YTD Data)Rank
Total interest income$13,410,0002,141
Total interest expense$3,062,0002,588
Net interest income$10,348,0001,961
Provision for loan and lease losses$1,333,000806
Total noninterest income$121,066,000139
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$07,912
Trading account gains and fees$1,081,00068
Additional Noninterest Income$119,985,000103
Total noninterest expense$98,975,000221
Salaries and employee benefits$8,698,000984
Premises and equipment expense$1,421,0001,634
Additional noninterest expense$88,856,000130
Pre-tax net operating income$31,106,000360
Securities gains (losses)$03,819
Applicable income taxes$10,948,000348
Income before extraordinary items$20,158,000389
Extraordinary gains, net$034
Net income$20,158,000391
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,113,000717
Cash dividends$2,500,0001,119
Sale, conversion, retirement of capital stock, net$0872
Net operating income$20,158,000374
2004-09-30 (YTD Data)Rank
Total interest income$9,314,0002,281
Total interest expense$2,260,0002,581
Net interest income$7,054,0002,143
Provision for loan and lease losses$1,355,000580
Total noninterest income$83,563,000147
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$07,933
Trading account gains and fees$247,00085
Additional Noninterest Income$83,316,000113
Total noninterest expense$68,015,000239
Salaries and employee benefits$5,312,0001,234
Premises and equipment expense$974,0001,782
Additional noninterest expense$61,729,000138
Pre-tax net operating income$21,247,000387
Securities gains (losses)$03,710
Applicable income taxes$7,459,000371
Income before extraordinary items$13,788,000417
Extraordinary gains, net$026
Net income$13,788,000418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$830,000649
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$13,788,000403
2004-06-30 (YTD Data)Rank
Total interest income$5,372,0002,595
Total interest expense$1,525,0002,539
Net interest income$3,847,0002,579
Provision for loan and lease losses$706,000721
Total noninterest income$51,528,000153
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$07,979
Trading account gains and fees$40,000109
Additional Noninterest Income$51,488,000119
Total noninterest expense$43,754,000242
Salaries and employee benefits$3,535,0001,237
Premises and equipment expense$539,0002,116
Additional noninterest expense$39,680,000142
Pre-tax net operating income$10,915,000457
Securities gains (losses)$03,413
Applicable income taxes$3,922,000437
Income before extraordinary items$6,993,000504
Extraordinary gains, net$021
Net income$6,993,000503
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$496,000718
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$6,993,000480
2004-03-31 (YTD Data)Rank
Total interest income$2,407,0002,895
Total interest expense$762,0002,570
Net interest income$1,645,0003,015
Provision for loan and lease losses$360,000695
Total noninterest income$25,837,000148
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,976
Trading account gains and fees$0121
Additional Noninterest Income$25,837,000113
Total noninterest expense$19,715,000260
Salaries and employee benefits$1,732,0001,280
Premises and equipment expense$154,0003,516
Additional noninterest expense$17,829,000153
Pre-tax net operating income$7,407,000365
Securities gains (losses)$02,934
Applicable income taxes$2,707,000356
Income before extraordinary items$4,700,000410
Extraordinary gains, net$016
Net income$4,700,000409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$335,000563
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$4,700,000385
2003-12-31 (YTD Data)Rank
Total interest income$8,424,0003,286
Total interest expense$3,227,0002,684
Net interest income$5,197,0003,583
Provision for loan and lease losses$1,412,000862
Total noninterest income$93,337,000162
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$08,063
Trading account gains and fees$0160
Additional Noninterest Income$93,337,000127
Total noninterest expense$74,854,000274
Salaries and employee benefits$5,610,0001,529
Premises and equipment expense$732,0002,973
Additional noninterest expense$68,512,000161
Pre-tax net operating income$22,268,000443
Securities gains (losses)$04,500
Applicable income taxes$7,961,000436
Income before extraordinary items$14,307,000499
Extraordinary gains, net$054
Net income$14,307,000501
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,087,000867
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$14,307,000470
2003-09-30 (YTD Data)Rank
Total interest income$6,161,0003,408
Total interest expense$2,481,0002,705
Net interest income$3,680,0003,760
Provision for loan and lease losses$1,049,000864
Total noninterest income$65,324,000170
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$08,111
Trading account gains and fees$0153
Additional Noninterest Income$65,324,000130
Total noninterest expense$51,639,000293
Salaries and employee benefits$3,932,0001,652
Premises and equipment expense$457,0003,477
Additional noninterest expense$47,250,000168
Pre-tax net operating income$16,316,000459
Securities gains (losses)$04,204
Applicable income taxes$5,736,000459
Income before extraordinary items$10,580,000518
Extraordinary gains, net$040
Net income$10,580,000518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$864,000764
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$10,580,000486
2003-06-30 (YTD Data)Rank
Total interest income$3,954,0003,554
Total interest expense$1,750,0002,646
Net interest income$2,204,0004,079
Provision for loan and lease losses$852,000728
Total noninterest income$41,148,000176
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$08,133
Trading account gains and fees$0150
Additional Noninterest Income$41,148,000134
Total noninterest expense$32,375,000318
Salaries and employee benefits$2,461,0001,744
Premises and equipment expense$268,0003,827
Additional noninterest expense$29,646,000175
Pre-tax net operating income$10,125,000486
Securities gains (losses)$03,782
Applicable income taxes$3,561,000491
Income before extraordinary items$6,564,000559
Extraordinary gains, net$030
Net income$6,564,000559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$652,000706
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$6,564,000511
2003-03-31 (YTD Data)Rank
Total interest income$2,265,0003,164
Total interest expense$881,0002,687
Net interest income$1,384,0003,392
Provision for loan and lease losses$769,000462
Total noninterest income$17,941,000191
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$08,142
Trading account gains and fees$0134
Additional Noninterest Income$17,941,000145
Total noninterest expense$14,240,000339
Salaries and employee benefits$1,169,0001,827
Premises and equipment expense$155,0003,397
Additional noninterest expense$12,916,000191
Pre-tax net operating income$4,316,000552
Securities gains (losses)$02,891
Applicable income taxes$1,712,000513
Income before extraordinary items$2,604,000661
Extraordinary gains, net$021
Net income$2,604,000660
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$569,000449
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,604,000613
2002-12-31 (YTD Data)Rank
Total interest income$7,089,0004,009
Total interest expense$3,474,0003,125
Net interest income$3,615,0004,668
Provision for loan and lease losses$793,0001,645
Total noninterest income$73,742,000182
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$08,205
Trading account gains and fees$0153
Additional Noninterest Income$73,742,000139
Total noninterest expense$61,261,000317
Salaries and employee benefits$4,434,0001,817
Premises and equipment expense$717,0002,941
Additional noninterest expense$56,110,000189
Pre-tax net operating income$15,303,000571
Securities gains (losses)$04,537
Applicable income taxes$5,396,000557
Income before extraordinary items$9,907,000631
Extraordinary gains, net$070
Net income$9,907,000632
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,008,000965
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,907,000607
2001-12-31 (YTD Data)Rank
Total interest income$13,921,0002,462
Total interest expense$2,470,0005,440
Net interest income$11,451,0001,552
Provision for loan and lease losses$3,038,000504
Total noninterest income$36,188,000268
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$3,0008,339
Trading account gains and fees$0177
Additional Noninterest Income$36,185,000218
Total noninterest expense$38,977,000444
Salaries and employee benefits$2,846,0002,638
Premises and equipment expense$564,0003,543
Additional noninterest expense$35,567,000251
Pre-tax net operating income$5,624,0001,313
Securities gains (losses)$04,612
Applicable income taxes$1,968,0001,199
Income before extraordinary items$3,656,0001,471
Extraordinary gains, net$0105
Net income$3,656,0001,474
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,269,000520
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$19,732,00038
Net operating income$3,656,0001,414

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.