Home > Woodlands Bank > Income and Expense

Woodlands Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$24,969,0001,614
Total interest expense$8,864,0001,409
Net interest income$16,105,0001,710
Provision for loan and lease losses$10,265,000211
Total noninterest income$4,519,0001,261
Gross Fiduciary activities income$1,653,000428
Service charges on deposit accounts$622,0001,431
Trading account gains and feesNANA
Additional Noninterest Income$2,244,0001,517
Total noninterest expense$15,555,0001,478
Salaries and employee benefits$8,402,0001,531
Premises and equipment expense$1,435,0001,593
Additional noninterest expense$2,244,0001,517
Pre-tax net operating income$-5,196,0004,571
Securities gains (losses)$-43,0003,614
Applicable income taxes$-1,507,0004,558
Income before extraordinary items$-3,732,0004,542
Extraordinary gains, net$054
Net income$-3,732,0004,541
Minority interest net income$088
Net income of bank and minority interests.$-3,732,0004,542
Net charge-offs$9,835,000162
Cash dividends$1,819,0001,619
Sale, conversion, retirement of capital stock, net$0540
Net operating income$-3,698,0304,549
2023-09-30 (YTD Data)Rank
Total interest income$18,484,0001,591
Total interest expense$6,051,0001,397
Net interest income$12,433,0001,685
Provision for loan and lease losses$260,0001,461
Total noninterest income$3,314,0001,276
Gross Fiduciary activities income$1,177,000433
Service charges on deposit accounts$458,0001,449
Trading account gains and feesNANA
Additional Noninterest Income$1,679,0001,501
Total noninterest expense$11,565,0001,480
Salaries and employee benefits$6,254,0001,551
Premises and equipment expense$1,086,0001,574
Additional noninterest expense$1,679,0001,501
Pre-tax net operating income$3,922,0001,920
Securities gains (losses)$-43,0003,785
Applicable income taxes$509,0001,738
Income before extraordinary items$3,370,0001,922
Extraordinary gains, net$052
Net income$3,370,0001,939
Minority interest net income$081
Net income of bank and minority interests.$3,370,0001,922
Net charge-offs$24,0001,816
Cash dividends$1,184,0001,562
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,407,4101,934
2023-06-30 (YTD Data)Rank
Total interest income$12,167,0001,582
Total interest expense$3,545,0001,402
Net interest income$8,622,0001,654
Provision for loan and lease losses$120,0001,688
Total noninterest income$2,210,0001,222
Gross Fiduciary activities income$830,000418
Service charges on deposit accounts$293,0001,479
Trading account gains and feesNANA
Additional Noninterest Income$1,087,0001,458
Total noninterest expense$7,773,0001,457
Salaries and employee benefits$4,240,0001,522
Premises and equipment expense$736,0001,554
Additional noninterest expense$1,087,0001,456
Pre-tax net operating income$2,939,0001,778
Securities gains (losses)$-43,0004,044
Applicable income taxes$396,0001,656
Income before extraordinary items$2,500,0001,782
Extraordinary gains, net$051
Net income$2,500,0001,802
Minority interest net income$081
Net income of bank and minority interests.$2,500,0001,782
Net charge-offs$22,0001,495
Cash dividends$780,0001,589
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,536,9801,776
2023-03-31 (YTD Data)Rank
Total interest income$5,932,0001,593
Total interest expense$1,473,0001,447
Net interest income$4,459,0001,618
Provision for loan and lease losses$60,0001,563
Total noninterest income$1,013,0001,282
Gross Fiduciary activities income$332,000463
Service charges on deposit accounts$141,0001,531
Trading account gains and feesNANA
Additional Noninterest Income$540,0001,465
Total noninterest expense$3,895,0001,478
Salaries and employee benefits$2,196,0001,501
Premises and equipment expense$362,0001,611
Additional noninterest expense$540,0001,465
Pre-tax net operating income$1,517,0001,778
Securities gains (losses)$-29,0004,167
Applicable income taxes$202,0001,661
Income before extraordinary items$1,286,0001,768
Extraordinary gains, net$04
Net income$1,286,0001,767
Minority interest net income$048
Net income of bank and minority interests.$1,286,0001,768
Net charge-offs$1,0001,904
Cash dividends$390,0001,433
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,310,9401,769
2022-09-30 (YTD Data)Rank
Total interest income$14,099,0001,604
Total interest expense$1,313,0001,449
Net interest income$12,786,0001,614
Provision for loan and lease losses$330,0001,185
Total noninterest income$3,106,0001,365
Gross Fiduciary activities income$1,082,000468
Service charges on deposit accounts$406,0001,614
Trading account gains and feesNANA
Additional Noninterest Income$1,618,0001,567
Total noninterest expense$11,099,0001,491
Salaries and employee benefits$5,936,0001,595
Premises and equipment expense$987,0001,704
Additional noninterest expense$1,618,0001,567
Pre-tax net operating income$4,463,0001,828
Securities gains (losses)$0740
Applicable income taxes$598,0001,709
Income before extraordinary items$3,865,0001,774
Extraordinary gains, net$04
Net income$3,865,0001,774
Minority interest net income$057
Net income of bank and minority interests.$3,865,0001,773
Net charge-offs$17,0001,656
Cash dividends$1,141,0001,556
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,865,0001,809
2022-06-30 (YTD Data)Rank
Total interest income$8,897,0001,638
Total interest expense$558,0001,822
Net interest income$8,339,0001,605
Provision for loan and lease losses$120,0001,426
Total noninterest income$2,081,0001,345
Gross Fiduciary activities income$755,000417
Service charges on deposit accounts$266,0001,617
Trading account gains and feesNANA
Additional Noninterest Income$1,060,0001,620
Total noninterest expense$7,207,0001,511
Salaries and employee benefits$3,939,0001,591
Premises and equipment expense$654,0001,723
Additional noninterest expense$2,614,0001,290
Pre-tax net operating income$3,093,0001,696
Securities gains (losses)$0687
Applicable income taxes$431,0001,586
Income before extraordinary items$2,662,0001,656
Extraordinary gains, net$04
Net income$2,662,0001,655
Minority interest net income$060
Net income of bank and minority interests.$2,662,0001,656
Net charge-offs$17,0001,382
Cash dividends$751,0001,554
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,662,0001,691
2022-03-31 (YTD Data)Rank
Total interest income$4,316,0001,624
Total interest expense$238,0001,982
Net interest income$4,078,0001,581
Provision for loan and lease losses$60,0001,235
Total noninterest income$977,0001,390
Gross Fiduciary activities income$324,000447
Service charges on deposit accounts$131,0001,630
Trading account gains and feesNANA
Additional Noninterest Income$522,0001,624
Total noninterest expense$3,507,0001,536
Salaries and employee benefits$1,941,0001,605
Premises and equipment expense$329,0001,733
Additional noninterest expense$1,237,0001,344
Pre-tax net operating income$1,488,0001,647
Securities gains (losses)$0623
Applicable income taxes$203,0001,599
Income before extraordinary items$1,285,0001,620
Extraordinary gains, net$04
Net income$1,285,0001,619
Minority interest net income$050
Net income of bank and minority interests.$1,285,0001,620
Net charge-offs$20,000954
Cash dividends$376,0001,361
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,285,0001,642
2021-12-31 (YTD Data)Rank
Total interest income$17,419,0001,659
Total interest expense$1,333,0001,813
Net interest income$16,086,0001,634
Provision for loan and lease losses$150,0001,910
Total noninterest income$4,083,0001,498
Gross Fiduciary activities income$1,307,000434
Service charges on deposit accounts$445,0001,732
Trading account gains and feesNANA
Additional Noninterest Income$2,331,0001,764
Total noninterest expense$13,597,0001,575
Salaries and employee benefits$7,692,0001,606
Premises and equipment expense$1,249,0001,774
Additional noninterest expense$4,656,0001,406
Pre-tax net operating income$6,422,0001,747
Securities gains (losses)$30,0001,343
Applicable income taxes$949,0001,635
Income before extraordinary items$5,503,0001,762
Extraordinary gains, net$010
Net income$5,503,0001,761
Minority interest net income$074
Net income of bank and minority interests.$5,503,0001,763
Net charge-offs$-137,0004,443
Cash dividends$2,625,0001,292
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,477,5001,737
2021-09-30 (YTD Data)Rank
Total interest income$12,965,0001,697
Total interest expense$1,051,0001,827
Net interest income$11,914,0001,671
Provision for loan and lease losses$150,0001,662
Total noninterest income$3,095,0001,526
Gross Fiduciary activities income$1,014,000422
Service charges on deposit accounts$312,0001,800
Trading account gains and feesNANA
Additional Noninterest Income$1,769,0001,805
Total noninterest expense$9,834,0001,619
Salaries and employee benefits$5,488,0001,663
Premises and equipment expense$906,0001,828
Additional noninterest expense$3,440,0001,426
Pre-tax net operating income$5,025,0001,753
Securities gains (losses)$30,0001,255
Applicable income taxes$795,0001,647
Income before extraordinary items$4,260,0001,795
Extraordinary gains, net$08
Net income$4,260,0001,794
Minority interest net income$069
Net income of bank and minority interests.$4,260,0001,795
Net charge-offs$-138,0004,551
Cash dividends$2,020,0001,145
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,234,8001,776
2021-06-30 (YTD Data)Rank
Total interest income$8,569,0001,702
Total interest expense$698,0001,899
Net interest income$7,871,0001,674
Provision for loan and lease losses$150,0001,356
Total noninterest income$2,062,0001,494
Gross Fiduciary activities income$726,000411
Service charges on deposit accounts$197,0001,824
Trading account gains and feesNANA
Additional Noninterest Income$1,139,0001,786
Total noninterest expense$6,419,0001,639
Salaries and employee benefits$3,572,0001,689
Premises and equipment expense$591,0001,858
Additional noninterest expense$2,256,0001,431
Pre-tax net operating income$3,364,0001,715
Securities gains (losses)$30,0001,057
Applicable income taxes$577,0001,554
Income before extraordinary items$2,817,0001,780
Extraordinary gains, net$06
Net income$2,817,0001,780
Minority interest net income$067
Net income of bank and minority interests.$2,817,0001,780
Net charge-offs$-128,0004,654
Cash dividends$1,644,000991
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,792,1001,764
2021-03-31 (YTD Data)Rank
Total interest income$4,306,0001,697
Total interest expense$355,0001,956
Net interest income$3,951,0001,662
Provision for loan and lease losses$75,0001,426
Total noninterest income$964,0001,544
Gross Fiduciary activities income$323,000425
Service charges on deposit accounts$97,0001,827
Trading account gains and feesNANA
Additional Noninterest Income$544,0001,832
Total noninterest expense$3,114,0001,669
Salaries and employee benefits$1,719,0001,733
Premises and equipment expense$310,0001,801
Additional noninterest expense$1,085,0001,447
Pre-tax net operating income$1,726,0001,689
Securities gains (losses)$35,000755
Applicable income taxes$316,0001,474
Income before extraordinary items$1,445,0001,771
Extraordinary gains, net$03
Net income$1,445,0001,771
Minority interest net income$055
Net income of bank and minority interests.$1,445,0001,771
Net charge-offs$-51,0004,620
Cash dividends$386,0001,397
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,416,3001,748
2020-12-31 (YTD Data)Rank
Total interest income$16,945,0001,721
Total interest expense$1,953,0002,008
Net interest income$14,992,0001,658
Provision for loan and lease losses$240,0002,884
Total noninterest income$4,118,0001,433
Gross Fiduciary activities income$1,179,000434
Service charges on deposit accounts$454,0001,720
Trading account gains and feesNANA
Additional Noninterest Income$2,485,0001,595
Total noninterest expense$12,734,0001,622
Salaries and employee benefits$7,286,0001,628
Premises and equipment expense$1,085,0001,924
Additional noninterest expense$4,363,0001,434
Pre-tax net operating income$6,136,0001,532
Securities gains (losses)$8,0002,357
Applicable income taxes$1,126,0001,341
Income before extraordinary items$5,018,0001,636
Extraordinary gains, net$04
Net income$5,018,0001,636
Minority interest net income$072
Net income of bank and minority interests.$5,018,0001,636
Net charge-offs$-19,0004,382
Cash dividends$1,576,0001,736
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,011,4401,589
2020-09-30 (YTD Data)Rank
Total interest income$12,743,0001,720
Total interest expense$1,548,0002,020
Net interest income$11,195,0001,649
Provision for loan and lease losses$165,0002,936
Total noninterest income$2,978,0001,430
Gross Fiduciary activities income$853,000435
Service charges on deposit accounts$345,0001,703
Trading account gains and feesNANA
Additional Noninterest Income$1,780,0001,593
Total noninterest expense$9,268,0001,647
Salaries and employee benefits$5,222,0001,677
Premises and equipment expense$798,0001,944
Additional noninterest expense$3,248,0001,420
Pre-tax net operating income$4,740,0001,463
Securities gains (losses)$6,0002,229
Applicable income taxes$876,0001,288
Income before extraordinary items$3,870,0001,551
Extraordinary gains, net$04
Net income$3,870,0001,551
Minority interest net income$065
Net income of bank and minority interests.$3,870,0001,552
Net charge-offs$-6,0004,127
Cash dividends$1,188,0001,539
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,865,0801,514
2020-06-30 (YTD Data)Rank
Total interest income$8,490,0001,735
Total interest expense$1,085,0002,051
Net interest income$7,405,0001,659
Provision for loan and lease losses$90,0003,062
Total noninterest income$1,762,0001,469
Gross Fiduciary activities income$597,000430
Service charges on deposit accounts$233,0001,714
Trading account gains and feesNANA
Additional Noninterest Income$932,0001,742
Total noninterest expense$6,093,0001,659
Salaries and employee benefits$3,421,0001,688
Premises and equipment expense$524,0001,961
Additional noninterest expense$2,148,0001,416
Pre-tax net operating income$2,984,0001,455
Securities gains (losses)$6,0001,983
Applicable income taxes$549,0001,265
Income before extraordinary items$2,441,0001,565
Extraordinary gains, net$04
Net income$2,441,0001,566
Minority interest net income$065
Net income of bank and minority interests.$2,441,0001,566
Net charge-offs$-7,0004,216
Cash dividends$799,0001,535
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,436,0801,517
2020-03-31 (YTD Data)Rank
Total interest income$4,249,0001,724
Total interest expense$592,0002,071
Net interest income$3,657,0001,640
Provision for loan and lease losses$45,0002,611
Total noninterest income$860,0001,416
Gross Fiduciary activities income$281,000441
Service charges on deposit accounts$145,0001,671
Trading account gains and feesNANA
Additional Noninterest Income$434,0001,646
Total noninterest expense$3,083,0001,651
Salaries and employee benefits$1,737,0001,685
Premises and equipment expense$271,0001,942
Additional noninterest expense$1,075,0001,428
Pre-tax net operating income$1,389,0001,399
Securities gains (losses)$01,705
Applicable income taxes$253,0001,210
Income before extraordinary items$1,136,0001,493
Extraordinary gains, net$04
Net income$1,136,0001,491
Minority interest net income$056
Net income of bank and minority interests.$1,136,0001,493
Net charge-offs$02,581
Cash dividends$401,0001,442
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,136,0001,471
2019-12-31 (YTD Data)Rank
Total interest income$18,055,0001,654
Total interest expense$2,985,0001,814
Net interest income$15,070,0001,586
Provision for loan and lease losses$-400,0005,085
Total noninterest income$3,703,0001,391
Gross Fiduciary activities income$1,073,000444
Service charges on deposit accounts$629,0001,624
Trading account gains and feesNANA
Additional Noninterest Income$2,001,0001,535
Total noninterest expense$12,673,0001,567
Salaries and employee benefits$7,375,0001,562
Premises and equipment expense$1,076,0001,942
Additional noninterest expense$4,222,0001,442
Pre-tax net operating income$6,500,0001,445
Securities gains (losses)$73,0001,088
Applicable income taxes$1,162,0001,304
Income before extraordinary items$5,411,0001,505
Extraordinary gains, net$011
Net income$5,411,0001,506
Minority interest net income$076
Net income of bank and minority interests.$5,411,0001,507
Net charge-offs$-308,0005,055
Cash dividends$1,573,0001,830
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,351,1401,494
2019-09-30 (YTD Data)Rank
Total interest income$13,605,0001,658
Total interest expense$2,309,0001,783
Net interest income$11,296,0001,614
Provision for loan and lease losses$-450,0005,184
Total noninterest income$2,794,0001,374
Gross Fiduciary activities income$820,000442
Service charges on deposit accounts$471,0001,628
Trading account gains and feesNANA
Additional Noninterest Income$1,503,0001,534
Total noninterest expense$9,231,0001,624
Salaries and employee benefits$5,303,0001,620
Premises and equipment expense$813,0001,938
Additional noninterest expense$3,115,0001,468
Pre-tax net operating income$5,309,0001,383
Securities gains (losses)$87,000845
Applicable income taxes$956,0001,267
Income before extraordinary items$4,440,0001,426
Extraordinary gains, net$011
Net income$4,440,0001,426
Minority interest net income$072
Net income of bank and minority interests.$4,440,0001,428
Net charge-offs$-554,0005,196
Cash dividends$1,172,0001,653
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,368,6601,412
2019-06-30 (YTD Data)Rank
Total interest income$9,156,0001,654
Total interest expense$1,563,0001,744
Net interest income$7,593,0001,592
Provision for loan and lease losses$-450,0005,247
Total noninterest income$1,841,0001,351
Gross Fiduciary activities income$533,000444
Service charges on deposit accounts$309,0001,625
Trading account gains and feesNANA
Additional Noninterest Income$999,0001,491
Total noninterest expense$6,108,0001,630
Salaries and employee benefits$3,492,0001,639
Premises and equipment expense$538,0001,950
Additional noninterest expense$2,078,0001,478
Pre-tax net operating income$3,776,0001,293
Securities gains (losses)$25,000968
Applicable income taxes$666,0001,203
Income before extraordinary items$3,135,0001,342
Extraordinary gains, net$011
Net income$3,135,0001,342
Minority interest net income$069
Net income of bank and minority interests.$3,135,0001,342
Net charge-offs$-567,0005,263
Cash dividends$771,0001,686
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,114,5001,332
2019-03-31 (YTD Data)Rank
Total interest income$4,684,0001,613
Total interest expense$732,0001,786
Net interest income$3,952,0001,548
Provision for loan and lease losses$-450,0005,317
Total noninterest income$810,0001,421
Gross Fiduciary activities income$271,000443
Service charges on deposit accounts$148,0001,666
Trading account gains and feesNANA
Additional Noninterest Income$391,0001,685
Total noninterest expense$3,039,0001,638
Salaries and employee benefits$1,761,0001,643
Premises and equipment expense$274,0001,956
Additional noninterest expense$1,004,0001,510
Pre-tax net operating income$2,173,0001,143
Securities gains (losses)$01,087
Applicable income taxes$408,0001,030
Income before extraordinary items$1,765,0001,205
Extraordinary gains, net$05
Net income$1,765,0001,204
Minority interest net income$052
Net income of bank and minority interests.$1,765,0001,204
Net charge-offs$-637,0005,340
Cash dividends$385,0001,544
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,765,0001,181
2018-12-31 (YTD Data)Rank
Total interest income$16,568,0001,704
Total interest expense$2,405,0001,695
Net interest income$14,163,0001,696
Provision for loan and lease losses$240,0002,183
Total noninterest income$3,371,0001,420
Gross Fiduciary activities income$1,076,000447
Service charges on deposit accounts$617,0001,707
Trading account gains and feesNANA
Additional Noninterest Income$1,678,0001,674
Total noninterest expense$11,772,0001,648
Salaries and employee benefits$6,863,0001,628
Premises and equipment expense$1,037,0001,996
Additional noninterest expense$3,872,0001,548
Pre-tax net operating income$5,522,0001,654
Securities gains (losses)$48,000427
Applicable income taxes$957,0001,428
Income before extraordinary items$4,613,0001,686
Extraordinary gains, net$06
Net income$4,613,0001,685
Minority interest net income$072
Net income of bank and minority interests.$4,613,0001,685
Net charge-offs$-97,0005,039
Cash dividends$1,788,0001,558
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,573,1601,685
2018-09-30 (YTD Data)Rank
Total interest income$12,151,0001,724
Total interest expense$1,689,0001,703
Net interest income$10,462,0001,714
Provision for loan and lease losses$180,0002,069
Total noninterest income$2,461,0001,465
Gross Fiduciary activities income$797,000442
Service charges on deposit accounts$452,0001,749
Trading account gains and feesNANA
Additional Noninterest Income$1,212,0001,731
Total noninterest expense$8,526,0001,699
Salaries and employee benefits$4,917,0001,692
Premises and equipment expense$758,0002,041
Additional noninterest expense$2,851,0001,568
Pre-tax net operating income$4,217,0001,617
Securities gains (losses)$48,000426
Applicable income taxes$729,0001,462
Income before extraordinary items$3,536,0001,666
Extraordinary gains, net$05
Net income$3,536,0001,664
Minority interest net income$066
Net income of bank and minority interests.$3,536,0001,665
Net charge-offs$-94,0005,105
Cash dividends$1,079,0001,601
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,496,1601,672
2018-06-30 (YTD Data)Rank
Total interest income$7,931,0001,743
Total interest expense$1,072,0001,688
Net interest income$6,859,0001,741
Provision for loan and lease losses$120,0002,009
Total noninterest income$1,643,0001,467
Gross Fiduciary activities income$554,000441
Service charges on deposit accounts$288,0001,807
Trading account gains and feesNANA
Additional Noninterest Income$801,0001,734
Total noninterest expense$5,649,0001,726
Salaries and employee benefits$3,269,0001,707
Premises and equipment expense$503,0002,069
Additional noninterest expense$1,877,0001,594
Pre-tax net operating income$2,733,0001,626
Securities gains (losses)$0961
Applicable income taxes$461,0001,481
Income before extraordinary items$2,272,0001,713
Extraordinary gains, net$06
Net income$2,272,0001,712
Minority interest net income$065
Net income of bank and minority interests.$2,272,0001,712
Net charge-offs$-82,0005,148
Cash dividends$709,0001,615
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,272,0001,703
2018-03-31 (YTD Data)Rank
Total interest income$3,875,0001,765
Total interest expense$512,0001,684
Net interest income$3,363,0001,765
Provision for loan and lease losses$60,0001,880
Total noninterest income$772,0001,517
Gross Fiduciary activities income$244,000468
Service charges on deposit accounts$141,0001,834
Trading account gains and feesNANA
Additional Noninterest Income$387,0001,745
Total noninterest expense$2,837,0001,717
Salaries and employee benefits$1,630,0001,735
Premises and equipment expense$267,0002,019
Additional noninterest expense$940,0001,596
Pre-tax net operating income$1,238,0001,748
Securities gains (losses)$0735
Applicable income taxes$204,0001,560
Income before extraordinary items$1,034,0001,790
Extraordinary gains, net$07
Net income$1,034,0001,789
Minority interest net income$052
Net income of bank and minority interests.$1,034,0001,790
Net charge-offs$-81,0005,345
Cash dividends$354,0001,463
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,034,0001,781
2017-12-31 (YTD Data)Rank
Total interest income$15,175,0001,745
Total interest expense$1,672,0001,758
Net interest income$13,503,0001,723
Provision for loan and lease losses$360,0001,763
Total noninterest income$3,216,0001,507
Gross Fiduciary activities income$1,052,000449
Service charges on deposit accounts$578,0001,831
Trading account gains and feesNANA
Additional Noninterest Income$1,586,0001,756
Total noninterest expense$11,280,0001,693
Salaries and employee benefits$6,631,0001,670
Premises and equipment expense$1,001,0002,108
Additional noninterest expense$3,648,0001,644
Pre-tax net operating income$5,079,0001,687
Securities gains (losses)$-145,0005,464
Applicable income taxes$1,892,0001,315
Income before extraordinary items$3,042,0002,014
Extraordinary gains, net$09
Net income$3,042,0002,012
Minority interest net income$076
Net income of bank and minority interests.$3,042,0002,014
Net charge-offs$-8,0004,751
Cash dividends$1,262,0001,912
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,134,8001,939
2017-09-30 (YTD Data)Rank
Total interest income$11,284,0001,756
Total interest expense$1,205,0001,797
Net interest income$10,079,0001,728
Provision for loan and lease losses$270,0001,724
Total noninterest income$2,411,0001,517
Gross Fiduciary activities income$819,000445
Service charges on deposit accounts$429,0001,853
Trading account gains and feesNANA
Additional Noninterest Income$1,163,0001,795
Total noninterest expense$8,294,0001,731
Salaries and employee benefits$4,818,0001,720
Premises and equipment expense$757,0002,106
Additional noninterest expense$2,719,0001,646
Pre-tax net operating income$3,926,0001,671
Securities gains (losses)$3,0001,944
Applicable income taxes$1,053,0001,424
Income before extraordinary items$2,876,0001,783
Extraordinary gains, net$09
Net income$2,876,0001,782
Minority interest net income$071
Net income of bank and minority interests.$2,876,0001,783
Net charge-offs$-65,0005,235
Cash dividends$939,0001,775
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,873,8101,758
2017-06-30 (YTD Data)Rank
Total interest income$7,305,0001,796
Total interest expense$746,0001,878
Net interest income$6,559,0001,760
Provision for loan and lease losses$180,0001,642
Total noninterest income$1,664,0001,482
Gross Fiduciary activities income$536,000444
Service charges on deposit accounts$284,0001,853
Trading account gains and feesNANA
Additional Noninterest Income$844,0001,718
Total noninterest expense$5,573,0001,726
Salaries and employee benefits$3,206,0001,723
Premises and equipment expense$566,0001,945
Additional noninterest expense$1,801,0001,651
Pre-tax net operating income$2,470,0001,717
Securities gains (losses)$3,0001,556
Applicable income taxes$655,0001,463
Income before extraordinary items$1,818,0001,843
Extraordinary gains, net$011
Net income$1,818,0001,843
Minority interest net income$071
Net income of bank and minority interests.$1,818,0001,843
Net charge-offs$-60,0005,330
Cash dividends$616,0001,764
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,815,7801,817
2017-03-31 (YTD Data)Rank
Total interest income$3,568,0001,821
Total interest expense$350,0001,948
Net interest income$3,218,0001,784
Provision for loan and lease losses$90,0001,522
Total noninterest income$759,0001,577
Gross Fiduciary activities income$238,000478
Service charges on deposit accounts$140,0001,862
Trading account gains and feesNANA
Additional Noninterest Income$381,0001,809
Total noninterest expense$2,788,0001,747
Salaries and employee benefits$1,600,0001,745
Premises and equipment expense$297,0001,903
Additional noninterest expense$891,0001,669
Pre-tax net operating income$1,099,0001,843
Securities gains (losses)$01,153
Applicable income taxes$281,0001,543
Income before extraordinary items$818,0001,947
Extraordinary gains, net$08
Net income$818,0001,947
Minority interest net income$055
Net income of bank and minority interests.$818,0001,947
Net charge-offs$-86,0005,587
Cash dividends$308,0001,612
Sale, conversion, retirement of capital stock, net$0632
Net operating income$818,0001,923
2016-12-31 (YTD Data)Rank
Total interest income$14,074,0001,802
Total interest expense$1,706,0001,607
Net interest income$12,368,0001,808
Provision for loan and lease losses$324,0001,926
Total noninterest income$3,431,0001,500
Gross Fiduciary activities income$1,165,000430
Service charges on deposit accounts$574,0001,860
Trading account gains and fees$0170
Additional Noninterest Income$1,692,0001,744
Total noninterest expense$10,967,0001,745
Salaries and employee benefits$6,311,0001,705
Premises and equipment expense$1,140,0001,950
Additional noninterest expense$3,516,0001,722
Pre-tax net operating income$4,508,0001,756
Securities gains (losses)$62,0001,692
Applicable income taxes$1,264,0001,428
Income before extraordinary items$3,306,0001,933
Extraordinary gains, net$05
Net income$3,306,0001,932
Minority interest net income$082
Net income of bank and minority interests.$3,306,0001,932
Net charge-offs$10,0003,859
Cash dividends$1,230,0001,932
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,261,3601,909
2016-09-30 (YTD Data)Rank
Total interest income$10,532,0001,803
Total interest expense$1,275,0001,615
Net interest income$9,257,0001,818
Provision for loan and lease losses$243,0001,846
Total noninterest income$2,503,0001,519
Gross Fiduciary activities income$833,000439
Service charges on deposit accounts$428,0001,871
Trading account gains and fees$0169
Additional Noninterest Income$1,242,0001,773
Total noninterest expense$8,061,0001,776
Salaries and employee benefits$4,584,0001,758
Premises and equipment expense$852,0001,946
Additional noninterest expense$2,625,0001,719
Pre-tax net operating income$3,456,0001,753
Securities gains (losses)$59,0001,643
Applicable income taxes$978,0001,430
Income before extraordinary items$2,537,0001,924
Extraordinary gains, net$05
Net income$2,537,0001,924
Minority interest net income$071
Net income of bank and minority interests.$2,537,0001,924
Net charge-offs$11,0003,389
Cash dividends$922,0001,738
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,494,5201,894
2016-06-30 (YTD Data)Rank
Total interest income$7,011,0001,813
Total interest expense$845,0001,622
Net interest income$6,166,0001,821
Provision for loan and lease losses$162,0001,832
Total noninterest income$1,664,0001,509
Gross Fiduciary activities income$588,000432
Service charges on deposit accounts$281,0001,877
Trading account gains and fees$0157
Additional Noninterest Income$795,0001,796
Total noninterest expense$5,354,0001,788
Salaries and employee benefits$3,011,0001,779
Premises and equipment expense$560,0001,959
Additional noninterest expense$1,783,0001,707
Pre-tax net operating income$2,314,0001,746
Securities gains (losses)$34,0001,678
Applicable income taxes$650,0001,422
Income before extraordinary items$1,698,0001,901
Extraordinary gains, net$016
Net income$1,698,0001,900
Minority interest net income$071
Net income of bank and minority interests.$1,698,0001,900
Net charge-offs$13,0002,989
Cash dividends$615,0001,743
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,673,5201,874
2016-03-31 (YTD Data)Rank
Total interest income$3,508,0001,815
Total interest expense$423,0001,621
Net interest income$3,085,0001,820
Provision for loan and lease losses$81,0001,693
Total noninterest income$783,0001,542
Gross Fiduciary activities income$298,000435
Service charges on deposit accounts$137,0001,905
Trading account gains and fees$0142
Additional Noninterest Income$348,0001,914
Total noninterest expense$2,734,0001,762
Salaries and employee benefits$1,517,0001,776
Premises and equipment expense$292,0001,918
Additional noninterest expense$925,0001,640
Pre-tax net operating income$1,053,0001,853
Securities gains (losses)$20,0001,229
Applicable income taxes$284,0001,529
Income before extraordinary items$789,0002,011
Extraordinary gains, net$012
Net income$789,0002,011
Minority interest net income$062
Net income of bank and minority interests.$789,0002,011
Net charge-offs$-64,0005,795
Cash dividends$307,0001,579
Sale, conversion, retirement of capital stock, net$0659
Net operating income$774,2001,995
2015-12-31 (YTD Data)Rank
Total interest income$13,430,0001,842
Total interest expense$1,668,0001,618
Net interest income$11,762,0001,854
Provision for loan and lease losses$216,0002,254
Total noninterest income$2,999,0001,607
Gross Fiduciary activities income$998,000460
Service charges on deposit accounts$557,0001,955
Trading account gains and fees$0159
Additional Noninterest Income$1,444,0001,910
Total noninterest expense$10,338,0001,830
Salaries and employee benefits$5,989,0001,745
Premises and equipment expense$1,160,0001,945
Additional noninterest expense$3,189,0001,899
Pre-tax net operating income$4,207,0001,800
Securities gains (losses)$173,000827
Applicable income taxes$1,084,0001,526
Income before extraordinary items$3,296,0001,896
Extraordinary gains, net$023
Net income$3,296,0001,895
Minority interest net income$081
Net income of bank and minority interests.$3,296,0001,898
Net charge-offs$134,0002,377
Cash dividends$1,174,0001,946
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,166,2501,920
2015-09-30 (YTD Data)Rank
Total interest income$9,936,0001,877
Total interest expense$1,236,0001,664
Net interest income$8,700,0001,896
Provision for loan and lease losses$216,0001,889
Total noninterest income$2,233,0001,624
Gross Fiduciary activities income$751,000459
Service charges on deposit accounts$412,0001,992
Trading account gains and fees$0153
Additional Noninterest Income$1,070,0001,938
Total noninterest expense$7,603,0001,867
Salaries and employee benefits$4,361,0001,793
Premises and equipment expense$874,0001,961
Additional noninterest expense$2,368,0001,897
Pre-tax net operating income$3,114,0001,846
Securities gains (losses)$117,000941
Applicable income taxes$800,0001,584
Income before extraordinary items$2,431,0001,935
Extraordinary gains, net$021
Net income$2,431,0001,937
Minority interest net income$078
Net income of bank and minority interests.$2,431,0001,937
Net charge-offs$-37,0005,525
Cash dividends$875,0001,748
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,343,2501,958
2015-06-30 (YTD Data)Rank
Total interest income$6,528,0001,891
Total interest expense$817,0001,688
Net interest income$5,711,0001,915
Provision for loan and lease losses$162,0001,706
Total noninterest income$1,504,0001,617
Gross Fiduciary activities income$539,000452
Service charges on deposit accounts$264,0002,011
Trading account gains and fees$0157
Additional Noninterest Income$701,0001,965
Total noninterest expense$5,064,0001,884
Salaries and employee benefits$2,897,0001,811
Premises and equipment expense$588,0001,947
Additional noninterest expense$1,579,0001,910
Pre-tax net operating income$1,989,0001,906
Securities gains (losses)$117,000764
Applicable income taxes$514,0001,594
Income before extraordinary items$1,592,0001,944
Extraordinary gains, net$022
Net income$1,592,0001,946
Minority interest net income$075
Net income of bank and minority interests.$1,592,0001,946
Net charge-offs$-118,0005,957
Cash dividends$583,0001,770
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,503,0801,998
2015-03-31 (YTD Data)Rank
Total interest income$3,258,0001,909
Total interest expense$416,0001,674
Net interest income$2,842,0001,932
Provision for loan and lease losses$81,0001,632
Total noninterest income$696,0001,663
Gross Fiduciary activities income$248,000477
Service charges on deposit accounts$122,0002,139
Trading account gains and fees$0152
Additional Noninterest Income$326,0002,011
Total noninterest expense$2,522,0001,885
Salaries and employee benefits$1,448,0001,824
Premises and equipment expense$308,0001,883
Additional noninterest expense$766,0001,948
Pre-tax net operating income$935,0001,968
Securities gains (losses)$79,000665
Applicable income taxes$242,0001,632
Income before extraordinary items$772,0001,978
Extraordinary gains, net$013
Net income$772,0001,981
Minority interest net income$064
Net income of bank and minority interests.$772,0001,980
Net charge-offs$-147,0006,196
Cash dividends$291,0001,576
Sale, conversion, retirement of capital stock, net$0697
Net operating income$711,9602,045
2014-12-31 (YTD Data)Rank
Total interest income$12,723,0001,946
Total interest expense$1,746,0001,659
Net interest income$10,977,0001,965
Provision for loan and lease losses$300,0001,975
Total noninterest income$2,882,0001,621
Gross Fiduciary activities income$1,048,000458
Service charges on deposit accounts$557,0002,094
Trading account gains and fees$0180
Additional Noninterest Income$1,277,0001,988
Total noninterest expense$9,908,0001,909
Salaries and employee benefits$5,654,0001,819
Premises and equipment expense$1,128,0002,029
Additional noninterest expense$3,126,0001,966
Pre-tax net operating income$3,651,0001,964
Securities gains (losses)$86,0001,371
Applicable income taxes$870,0001,695
Income before extraordinary items$2,867,0002,092
Extraordinary gains, net$017
Net income$2,867,0002,092
Minority interest net income$084
Net income of bank and minority interests.$2,867,0002,091
Net charge-offs$-9,0005,646
Cash dividends$719,0002,446
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,800,7802,079
2014-09-30 (YTD Data)Rank
Total interest income$9,432,0001,976
Total interest expense$1,313,0001,673
Net interest income$8,119,0001,996
Provision for loan and lease losses$225,0001,923
Total noninterest income$2,243,0001,573
Gross Fiduciary activities income$843,000446
Service charges on deposit accounts$412,0002,132
Trading account gains and fees$0174
Additional Noninterest Income$988,0001,945
Total noninterest expense$7,279,0001,953
Salaries and employee benefits$4,090,0001,892
Premises and equipment expense$848,0002,039
Additional noninterest expense$2,341,0001,967
Pre-tax net operating income$2,858,0001,933
Securities gains (losses)$86,0001,096
Applicable income taxes$703,0001,636
Income before extraordinary items$2,241,0002,032
Extraordinary gains, net$015
Net income$2,241,0002,032
Minority interest net income$081
Net income of bank and minority interests.$2,241,0002,031
Net charge-offs$14,0004,011
Cash dividends$579,0002,071
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,175,6402,035
2014-06-30 (YTD Data)Rank
Total interest income$6,232,0001,981
Total interest expense$876,0001,691
Net interest income$5,356,0002,005
Provision for loan and lease losses$150,0001,864
Total noninterest income$1,413,0001,616
Gross Fiduciary activities income$517,000458
Service charges on deposit accounts$258,0002,214
Trading account gains and fees$0172
Additional Noninterest Income$638,0001,967
Total noninterest expense$4,813,0001,968
Salaries and employee benefits$2,691,0001,918
Premises and equipment expense$577,0002,023
Additional noninterest expense$1,545,0001,977
Pre-tax net operating income$1,806,0001,971
Securities gains (losses)$59,0001,081
Applicable income taxes$437,0001,683
Income before extraordinary items$1,428,0002,065
Extraordinary gains, net$020
Net income$1,428,0002,069
Minority interest net income$080
Net income of bank and minority interests.$1,428,0002,068
Net charge-offs$42,0002,932
Cash dividends$579,0001,682
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,382,5702,062
2014-03-31 (YTD Data)Rank
Total interest income$3,084,0001,993
Total interest expense$437,0001,717
Net interest income$2,647,0002,024
Provision for loan and lease losses$75,0001,807
Total noninterest income$712,0001,572
Gross Fiduciary activities income$292,000443
Service charges on deposit accounts$121,0002,290
Trading account gains and fees$0147
Additional Noninterest Income$299,0002,008
Total noninterest expense$2,447,0001,937
Salaries and employee benefits$1,359,0001,914
Premises and equipment expense$312,0001,913
Additional noninterest expense$776,0001,937
Pre-tax net operating income$837,0002,026
Securities gains (losses)$31,000807
Applicable income taxes$201,0001,706
Income before extraordinary items$667,0002,084
Extraordinary gains, net$016
Net income$667,0002,086
Minority interest net income$066
Net income of bank and minority interests.$667,0002,086
Net charge-offs$54,0001,813
Cash dividends$289,0001,493
Sale, conversion, retirement of capital stock, net$0747
Net operating income$643,1302,106
2013-12-31 (YTD Data)Rank
Total interest income$12,112,0002,036
Total interest expense$1,986,0001,715
Net interest income$10,126,0002,075
Provision for loan and lease losses$360,0002,221
Total noninterest income$3,006,0001,607
Gross Fiduciary activities income$959,000469
Service charges on deposit accounts$568,0002,164
Trading account gains and fees$0184
Additional Noninterest Income$1,479,0001,869
Total noninterest expense$9,447,0002,001
Salaries and employee benefits$5,371,0001,897
Premises and equipment expense$1,163,0001,973
Additional noninterest expense$2,913,0002,139
Pre-tax net operating income$3,325,0001,997
Securities gains (losses)$24,0002,255
Applicable income taxes$724,0001,779
Income before extraordinary items$2,625,0002,118
Extraordinary gains, net$029
Net income$2,625,0002,123
Minority interest net income$090
Net income of bank and minority interests.$2,625,0002,123
Net charge-offs$126,0003,507
Cash dividends$1,128,0001,781
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,606,2802,076
2013-09-30 (YTD Data)Rank
Total interest income$9,011,0002,061
Total interest expense$1,506,0001,748
Net interest income$7,505,0002,096
Provision for loan and lease losses$270,0002,189
Total noninterest income$2,289,0001,628
Gross Fiduciary activities income$724,000467
Service charges on deposit accounts$429,0002,150
Trading account gains and fees$0180
Additional Noninterest Income$1,136,0001,883
Total noninterest expense$7,027,0002,022
Salaries and employee benefits$4,007,0001,917
Premises and equipment expense$855,0002,023
Additional noninterest expense$2,165,0002,149
Pre-tax net operating income$2,497,0002,059
Securities gains (losses)$15,0002,337
Applicable income taxes$544,0001,832
Income before extraordinary items$1,968,0002,162
Extraordinary gains, net$025
Net income$1,968,0002,169
Minority interest net income$084
Net income of bank and minority interests.$1,968,0002,169
Net charge-offs$86,0003,402
Cash dividends$840,0001,625
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,956,3002,107
2013-06-30 (YTD Data)Rank
Total interest income$5,969,0002,065
Total interest expense$1,011,0001,766
Net interest income$4,958,0002,103
Provision for loan and lease losses$180,0002,226
Total noninterest income$1,523,0001,627
Gross Fiduciary activities income$509,000457
Service charges on deposit accounts$280,0002,161
Trading account gains and fees$0157
Additional Noninterest Income$734,0001,947
Total noninterest expense$4,692,0002,017
Salaries and employee benefits$2,679,0001,920
Premises and equipment expense$571,0002,019
Additional noninterest expense$1,442,0002,151
Pre-tax net operating income$1,609,0002,088
Securities gains (losses)$18,0002,064
Applicable income taxes$351,0001,868
Income before extraordinary items$1,276,0002,194
Extraordinary gains, net$022
Net income$1,276,0002,202
Minority interest net income$082
Net income of bank and minority interests.$1,276,0002,200
Net charge-offs$167,0002,273
Cash dividends$552,0001,602
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,261,9602,122
2013-03-31 (YTD Data)Rank
Total interest income$2,986,0002,088
Total interest expense$516,0001,781
Net interest income$2,470,0002,122
Provision for loan and lease losses$90,0002,172
Total noninterest income$702,0001,721
Gross Fiduciary activities income$216,000497
Service charges on deposit accounts$140,0002,146
Trading account gains and fees$0148
Additional Noninterest Income$346,0002,032
Total noninterest expense$2,356,0002,027
Salaries and employee benefits$1,352,0001,917
Premises and equipment expense$288,0002,035
Additional noninterest expense$716,0002,175
Pre-tax net operating income$726,0002,207
Securities gains (losses)$1,0001,864
Applicable income taxes$147,0002,006
Income before extraordinary items$580,0002,305
Extraordinary gains, net$010
Net income$580,0002,307
Minority interest net income$076
Net income of bank and minority interests.$580,0002,307
Net charge-offs$121,0001,744
Cash dividends$271,0001,411
Sale, conversion, retirement of capital stock, net$0789
Net operating income$579,2002,226
2012-12-31 (YTD Data)Rank
Total interest income$12,685,0002,062
Total interest expense$2,288,0001,905
Net interest income$10,397,0002,075
Provision for loan and lease losses$582,0002,507
Total noninterest income$3,196,0001,573
Gross Fiduciary activities income$968,000460
Service charges on deposit accounts$535,0002,350
Trading account gains and fees$0166
Additional Noninterest Income$1,693,0001,713
Total noninterest expense$8,870,0002,146
Salaries and employee benefits$5,103,0001,977
Premises and equipment expense$1,109,0002,076
Additional noninterest expense$2,658,0002,438
Pre-tax net operating income$4,141,0001,603
Securities gains (losses)$77,0002,457
Applicable income taxes$1,065,0001,416
Income before extraordinary items$3,153,0001,777
Extraordinary gains, net$029
Net income$3,153,0001,776
Minority interest net income$093
Net income of bank and minority interests.$3,153,0001,777
Net charge-offs$2,214,0001,078
Cash dividends$982,0001,987
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,095,2501,710
2012-09-30 (YTD Data)Rank
Total interest income$9,544,0002,098
Total interest expense$1,750,0001,953
Net interest income$7,794,0002,107
Provision for loan and lease losses$266,0003,151
Total noninterest income$2,332,0001,602
Gross Fiduciary activities income$669,000474
Service charges on deposit accounts$399,0002,388
Trading account gains and fees$0157
Additional Noninterest Income$1,264,0001,725
Total noninterest expense$6,651,0002,160
Salaries and employee benefits$3,861,0001,957
Premises and equipment expense$825,0002,113
Additional noninterest expense$1,965,0002,457
Pre-tax net operating income$3,209,0001,611
Securities gains (losses)$40,0002,560
Applicable income taxes$839,0001,401
Income before extraordinary items$2,410,0001,805
Extraordinary gains, net$020
Net income$2,410,0001,804
Minority interest net income$086
Net income of bank and minority interests.$2,410,0001,806
Net charge-offs$972,0001,500
Cash dividends$718,0001,649
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,380,4001,716
2012-06-30 (YTD Data)Rank
Total interest income$6,399,0002,096
Total interest expense$1,194,0001,976
Net interest income$5,205,0002,104
Provision for loan and lease losses$05,619
Total noninterest income$1,482,0001,641
Gross Fiduciary activities income$432,000483
Service charges on deposit accounts$258,0002,423
Trading account gains and fees$0153
Additional Noninterest Income$792,0001,764
Total noninterest expense$4,407,0002,182
Salaries and employee benefits$2,556,0001,971
Premises and equipment expense$560,0002,076
Additional noninterest expense$1,291,0002,504
Pre-tax net operating income$2,280,0001,515
Securities gains (losses)$40,0002,188
Applicable income taxes$622,0001,288
Income before extraordinary items$1,698,0001,708
Extraordinary gains, net$019
Net income$1,698,0001,707
Minority interest net income$084
Net income of bank and minority interests.$1,698,0001,708
Net charge-offs$198,0002,765
Cash dividends$471,0001,674
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,668,8001,652
2012-03-31 (YTD Data)Rank
Total interest income$3,237,0002,093
Total interest expense$623,0001,971
Net interest income$2,614,0002,110
Provision for loan and lease losses$05,254
Total noninterest income$706,0001,693
Gross Fiduciary activities income$244,000457
Service charges on deposit accounts$131,0002,388
Trading account gains and fees$0148
Additional Noninterest Income$331,0001,976
Total noninterest expense$2,225,0002,144
Salaries and employee benefits$1,285,0001,956
Premises and equipment expense$284,0002,069
Additional noninterest expense$656,0002,440
Pre-tax net operating income$1,095,0001,552
Securities gains (losses)$02,210
Applicable income taxes$291,0001,330
Income before extraordinary items$804,0001,787
Extraordinary gains, net$019
Net income$804,0001,788
Minority interest net income$078
Net income of bank and minority interests.$804,0001,788
Net charge-offs$126,0002,258
Cash dividends$231,0001,485
Sale, conversion, retirement of capital stock, net$0861
Net operating income$804,0001,688
2011-12-31 (YTD Data)Rank
Total interest income$13,293,0002,098
Total interest expense$3,053,0001,932
Net interest income$10,240,0002,139
Provision for loan and lease losses$-184,0007,282
Total noninterest income$2,623,0001,661
Gross Fiduciary activities income$818,000444
Service charges on deposit accounts$528,0002,459
Trading account gains and fees$0146
Additional Noninterest Income$1,277,0001,825
Total noninterest expense$8,844,0002,162
Salaries and employee benefits$5,164,0001,892
Premises and equipment expense$1,152,0002,135
Additional noninterest expense$2,528,0002,566
Pre-tax net operating income$4,203,0001,372
Securities gains (losses)$37,0002,774
Applicable income taxes$1,088,0001,267
Income before extraordinary items$3,152,0001,536
Extraordinary gains, net$029
Net income$3,152,0001,537
Minority interest net income$096
Net income of bank and minority interests.$3,152,0001,537
Net charge-offs$8,0006,152
Cash dividends$843,0001,823
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,124,6201,479
2011-09-30 (YTD Data)Rank
Total interest income$10,029,0002,118
Total interest expense$2,370,0001,944
Net interest income$7,659,0002,140
Provision for loan and lease losses$66,0005,347
Total noninterest income$1,892,0001,676
Gross Fiduciary activities income$580,000454
Service charges on deposit accounts$383,0002,537
Trading account gains and fees$0145
Additional Noninterest Income$929,0001,852
Total noninterest expense$6,440,0002,223
Salaries and employee benefits$3,625,0001,997
Premises and equipment expense$879,0002,123
Additional noninterest expense$1,936,0002,538
Pre-tax net operating income$3,045,0001,468
Securities gains (losses)$20,0002,810
Applicable income taxes$771,0001,325
Income before extraordinary items$2,294,0001,643
Extraordinary gains, net$021
Net income$2,294,0001,644
Minority interest net income$087
Net income of bank and minority interests.$2,294,0001,644
Net charge-offs$-54,0007,260
Cash dividends$620,0001,584
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,279,0001,576
2011-06-30 (YTD Data)Rank
Total interest income$6,676,0002,138
Total interest expense$1,621,0001,964
Net interest income$5,055,0002,165
Provision for loan and lease losses$66,0004,816
Total noninterest income$1,245,0001,686
Gross Fiduciary activities income$398,000453
Service charges on deposit accounts$251,0002,557
Trading account gains and fees$0153
Additional Noninterest Income$596,0001,873
Total noninterest expense$4,279,0002,244
Salaries and employee benefits$2,377,0002,049
Premises and equipment expense$594,0002,128
Additional noninterest expense$1,308,0002,538
Pre-tax net operating income$1,955,0001,486
Securities gains (losses)$13,0002,268
Applicable income taxes$491,0001,338
Income before extraordinary items$1,477,0001,646
Extraordinary gains, net$015
Net income$1,477,0001,646
Minority interest net income$089
Net income of bank and minority interests.$1,477,0001,646
Net charge-offs$-37,0007,273
Cash dividends$405,0001,595
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,467,2501,583
2011-03-31 (YTD Data)Rank
Total interest income$3,314,0002,162
Total interest expense$816,0002,020
Net interest income$2,498,0002,187
Provision for loan and lease losses$66,0003,877
Total noninterest income$584,0001,786
Gross Fiduciary activities income$165,000504
Service charges on deposit accounts$121,0002,598
Trading account gains and fees$0158
Additional Noninterest Income$298,0001,927
Total noninterest expense$2,126,0002,275
Salaries and employee benefits$1,153,0002,135
Premises and equipment expense$298,0002,152
Additional noninterest expense$675,0002,456
Pre-tax net operating income$890,0001,606
Securities gains (losses)$13,0001,224
Applicable income taxes$221,0001,408
Income before extraordinary items$682,0001,717
Extraordinary gains, net$09
Net income$682,0001,717
Minority interest net income$086
Net income of bank and minority interests.$682,0001,717
Net charge-offs$11,0004,347
Cash dividends$198,0001,449
Sale, conversion, retirement of capital stock, net$0925
Net operating income$672,1201,692
2010-12-31 (YTD Data)Rank
Total interest income$13,874,0002,178
Total interest expense$3,840,0002,066
Net interest income$10,034,0002,184
Provision for loan and lease losses$-38,0007,589
Total noninterest income$2,476,0001,774
Gross Fiduciary activities income$820,000438
Service charges on deposit accounts$572,0002,390
Trading account gains and fees$0175
Additional Noninterest Income$1,084,0002,084
Total noninterest expense$8,443,0002,294
Salaries and employee benefits$4,247,0002,272
Premises and equipment expense$1,103,0002,275
Additional noninterest expense$3,093,0002,236
Pre-tax net operating income$4,105,0001,236
Securities gains (losses)$46,0002,712
Applicable income taxes$1,113,0001,136
Income before extraordinary items$3,038,0001,386
Extraordinary gains, net$029
Net income$3,038,0001,389
Minority interest net income$0111
Net income of bank and minority interests.$3,038,0001,390
Net charge-offs$350,0004,110
Cash dividends$728,0001,884
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,004,4201,357
2010-09-30 (YTD Data)Rank
Total interest income$10,356,0002,239
Total interest expense$2,944,0002,111
Net interest income$7,412,0002,256
Provision for loan and lease losses$61,0006,100
Total noninterest income$1,900,0001,762
Gross Fiduciary activities income$663,000422
Service charges on deposit accounts$431,0002,441
Trading account gains and fees$0165
Additional Noninterest Income$806,0002,064
Total noninterest expense$6,254,0002,322
Salaries and employee benefits$3,124,0002,328
Premises and equipment expense$828,0002,324
Additional noninterest expense$2,302,0002,224
Pre-tax net operating income$2,997,0001,335
Securities gains (losses)$46,0002,464
Applicable income taxes$819,0001,179
Income before extraordinary items$2,224,0001,497
Extraordinary gains, net$023
Net income$2,224,0001,500
Minority interest net income$0110
Net income of bank and minority interests.$2,224,0001,500
Net charge-offs$227,0004,077
Cash dividends$545,0001,664
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,190,4201,457
2010-06-30 (YTD Data)Rank
Total interest income$6,892,0002,273
Total interest expense$1,998,0002,158
Net interest income$4,894,0002,270
Provision for loan and lease losses$141,0004,716
Total noninterest income$1,184,0001,785
Gross Fiduciary activities income$407,000448
Service charges on deposit accounts$281,0002,484
Trading account gains and fees$0152
Additional Noninterest Income$496,0002,110
Total noninterest expense$4,086,0002,374
Salaries and employee benefits$2,102,0002,319
Premises and equipment expense$543,0002,369
Additional noninterest expense$1,441,0002,334
Pre-tax net operating income$1,851,0001,408
Securities gains (losses)$46,0001,939
Applicable income taxes$501,0001,215
Income before extraordinary items$1,396,0001,562
Extraordinary gains, net$019
Net income$1,396,0001,563
Minority interest net income$0105
Net income of bank and minority interests.$1,396,0001,563
Net charge-offs$173,0003,682
Cash dividends$362,0001,702
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,361,9601,531
2010-03-31 (YTD Data)Rank
Total interest income$3,426,0002,343
Total interest expense$1,044,0002,181
Net interest income$2,382,0002,363
Provision for loan and lease losses$121,0003,691
Total noninterest income$561,0001,860
Gross Fiduciary activities income$199,000463
Service charges on deposit accounts$132,0002,600
Trading account gains and fees$0175
Additional Noninterest Income$230,0002,191
Total noninterest expense$1,943,0002,508
Salaries and employee benefits$1,005,0002,462
Premises and equipment expense$265,0002,468
Additional noninterest expense$673,0002,456
Pre-tax net operating income$879,0001,491
Securities gains (losses)$32,0001,332
Applicable income taxes$222,0001,329
Income before extraordinary items$689,0001,586
Extraordinary gains, net$016
Net income$689,0001,588
Minority interest net income$091
Net income of bank and minority interests.$689,0001,588
Net charge-offs$112,0002,997
Cash dividends$181,0001,467
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$664,6801,580
2009-12-31 (YTD Data)Rank
Total interest income$13,697,0002,439
Total interest expense$5,077,0002,228
Net interest income$8,620,0002,515
Provision for loan and lease losses$1,0007,420
Total noninterest income$2,483,0001,837
Gross Fiduciary activities income$738,000460
Service charges on deposit accounts$595,0002,551
Trading account gains and fees$0211
Additional Noninterest Income$1,150,0001,970
Total noninterest expense$8,298,0002,381
Salaries and employee benefits$4,083,0002,393
Premises and equipment expense$1,052,0002,472
Additional noninterest expense$3,163,0002,241
Pre-tax net operating income$2,804,0001,429
Securities gains (losses)$131,0001,897
Applicable income taxes$511,0001,543
Income before extraordinary items$2,424,0001,379
Extraordinary gains, net$034
Net income$2,424,0001,378
Minority interest net income$0115
Net income of bank and minority interests.$2,424,0001,379
Net charge-offs$-994,0008,011
Cash dividends$720,0002,084
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,315,2701,413
2009-09-30 (YTD Data)Rank
Total interest income$10,232,0002,492
Total interest expense$3,902,0002,264
Net interest income$6,330,0002,583
Provision for loan and lease losses$-99,0008,067
Total noninterest income$1,955,0001,808
Gross Fiduciary activities income$567,000454
Service charges on deposit accounts$441,0002,582
Trading account gains and fees$0212
Additional Noninterest Income$947,0001,899
Total noninterest expense$6,242,0002,365
Salaries and employee benefits$3,092,0002,409
Premises and equipment expense$791,0002,497
Additional noninterest expense$2,359,0002,209
Pre-tax net operating income$2,142,0001,514
Securities gains (losses)$159,0001,463
Applicable income taxes$521,0001,363
Income before extraordinary items$1,780,0001,510
Extraordinary gains, net$027
Net income$1,780,0001,507
Minority interest net income$0118
Net income of bank and minority interests.$1,780,0001,510
Net charge-offs$-1,109,0008,097
Cash dividends$539,0001,924
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,657,5701,572
2009-06-30 (YTD Data)Rank
Total interest income$6,710,0002,550
Total interest expense$2,646,0002,321
Net interest income$4,064,0002,669
Provision for loan and lease losses$-150,0008,170
Total noninterest income$1,324,0001,803
Gross Fiduciary activities income$383,000448
Service charges on deposit accounts$278,0002,655
Trading account gains and fees$0193
Additional Noninterest Income$663,0001,868
Total noninterest expense$4,219,0002,367
Salaries and employee benefits$2,034,0002,477
Premises and equipment expense$522,0002,545
Additional noninterest expense$1,663,0002,133
Pre-tax net operating income$1,319,0001,695
Securities gains (losses)$50,0001,909
Applicable income taxes$293,0001,555
Income before extraordinary items$1,076,0001,733
Extraordinary gains, net$021
Net income$1,076,0001,730
Minority interest net income$0112
Net income of bank and minority interests.$1,076,0001,732
Net charge-offs$-1,154,0008,192
Cash dividends$359,0002,007
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,036,5001,742
2009-03-31 (YTD Data)Rank
Total interest income$3,290,0002,630
Total interest expense$1,371,0002,321
Net interest income$1,919,0002,807
Provision for loan and lease losses$-100,0008,212
Total noninterest income$687,0001,716
Gross Fiduciary activities income$235,000397
Service charges on deposit accounts$134,0002,678
Trading account gains and fees$0171
Additional Noninterest Income$318,0001,874
Total noninterest expense$2,176,0002,247
Salaries and employee benefits$1,024,0002,499
Premises and equipment expense$268,0002,540
Additional noninterest expense$884,0001,822
Pre-tax net operating income$530,0002,266
Securities gains (losses)$45,0001,345
Applicable income taxes$111,0002,071
Income before extraordinary items$464,0002,271
Extraordinary gains, net$015
Net income$464,0002,271
Minority interest net income$0102
Net income of bank and minority interests.$464,0002,273
Net charge-offs$-998,0008,245
Cash dividends$180,0001,808
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$427,5502,288
2008-12-31 (YTD Data)Rank
Total interest income$14,670,0002,521
Total interest expense$6,707,0002,280
Net interest income$7,963,0002,720
Provision for loan and lease losses$1,226,0002,437
Total noninterest income$2,330,0001,913
Gross Fiduciary activities income$743,000479
Service charges on deposit accounts$615,0002,602
Trading account gains and fees$0154
Additional Noninterest Income$972,0002,158
Total noninterest expense$7,497,0002,527
Salaries and employee benefits$3,883,0002,573
Premises and equipment expense$1,015,0002,594
Additional noninterest expense$2,599,0002,267
Pre-tax net operating income$1,570,0002,937
Securities gains (losses)$-734,0007,640
Applicable income taxes$-64,0006,996
Income before extraordinary items$900,0003,484
Extraordinary gains, net$039
Net income$900,0003,485
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-396,0008,288
Cash dividends$718,0002,820
Sale, conversion, retirement of capital stock, net$535,000542
Net operating income$1,634,0002,500
2008-09-30 (YTD Data)Rank
Total interest income$11,078,0002,554
Total interest expense$5,181,0002,302
Net interest income$5,897,0002,761
Provision for loan and lease losses$186,0004,312
Total noninterest income$1,807,0001,912
Gross Fiduciary activities income$598,000466
Service charges on deposit accounts$465,0002,598
Trading account gains and fees$0148
Additional Noninterest Income$744,0002,220
Total noninterest expense$5,635,0002,508
Salaries and employee benefits$2,909,0002,610
Premises and equipment expense$770,0002,581
Additional noninterest expense$1,956,0002,209
Pre-tax net operating income$1,883,0002,400
Securities gains (losses)$-701,0007,840
Applicable income taxes$135,0003,318
Income before extraordinary items$1,047,0003,010
Extraordinary gains, net$031
Net income$1,047,0003,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-629,0008,375
Cash dividends$539,0002,641
Sale, conversion, retirement of capital stock, net$535,000368
Net operating income$1,670,8902,212
2008-06-30 (YTD Data)Rank
Total interest income$7,405,0002,575
Total interest expense$3,539,0002,351
Net interest income$3,866,0002,799
Provision for loan and lease losses$169,0003,426
Total noninterest income$1,196,0001,954
Gross Fiduciary activities income$380,000486
Service charges on deposit accounts$307,0002,595
Trading account gains and fees$0149
Additional Noninterest Income$509,0002,212
Total noninterest expense$3,776,0002,506
Salaries and employee benefits$1,957,0002,620
Premises and equipment expense$529,0002,514
Additional noninterest expense$1,290,0002,197
Pre-tax net operating income$1,117,0002,730
Securities gains (losses)$03,233
Applicable income taxes$202,0002,676
Income before extraordinary items$915,0002,768
Extraordinary gains, net$021
Net income$915,0002,767
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-392,0008,437
Cash dividends$359,0002,713
Sale, conversion, retirement of capital stock, net$535,000257
Net operating income$915,0002,715
2008-03-31 (YTD Data)Rank
Total interest income$3,791,0002,591
Total interest expense$1,838,0002,409
Net interest income$1,953,0002,756
Provision for loan and lease losses$117,0002,522
Total noninterest income$600,0001,958
Gross Fiduciary activities income$213,000463
Service charges on deposit accounts$157,0002,520
Trading account gains and fees$0158
Additional Noninterest Income$230,0002,349
Total noninterest expense$1,918,0002,460
Salaries and employee benefits$1,025,0002,526
Premises and equipment expense$283,0002,383
Additional noninterest expense$610,0002,281
Pre-tax net operating income$518,0003,008
Securities gains (losses)$02,688
Applicable income taxes$79,0003,067
Income before extraordinary items$439,0002,986
Extraordinary gains, net$015
Net income$439,0002,988
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,797
Cash dividends$179,0002,446
Sale, conversion, retirement of capital stock, net$535,000127
Net operating income$439,0002,898
2007-12-31 (YTD Data)Rank
Total interest income$15,043,0002,673
Total interest expense$7,470,0002,468
Net interest income$7,573,0002,888
Provision for loan and lease losses$3,139,000608
Total noninterest income$2,464,0001,913
Gross Fiduciary activities income$809,000472
Service charges on deposit accounts$673,0002,443
Trading account gains and fees$0178
Additional Noninterest Income$982,0002,241
Total noninterest expense$7,296,0002,486
Salaries and employee benefits$3,891,0002,549
Premises and equipment expense$1,020,0002,525
Additional noninterest expense$2,385,0002,265
Pre-tax net operating income$-398,0007,755
Securities gains (losses)$1,0001,983
Applicable income taxes$-453,0008,295
Income before extraordinary items$56,0007,302
Extraordinary gains, net$039
Net income$56,0007,301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,293,000427
Cash dividends$717,0003,150
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$55,3607,279
2007-09-30 (YTD Data)Rank
Total interest income$11,214,0002,690
Total interest expense$5,555,0002,484
Net interest income$5,659,0002,892
Provision for loan and lease losses$353,0002,069
Total noninterest income$1,766,0001,970
Gross Fiduciary activities income$579,000484
Service charges on deposit accounts$487,0002,487
Trading account gains and fees$0184
Additional Noninterest Income$700,0002,320
Total noninterest expense$5,477,0002,474
Salaries and employee benefits$2,990,0002,494
Premises and equipment expense$765,0002,514
Additional noninterest expense$1,722,0002,312
Pre-tax net operating income$1,595,0003,338
Securities gains (losses)$1,0001,492
Applicable income taxes$288,0003,254
Income before extraordinary items$1,308,0003,263
Extraordinary gains, net$033
Net income$1,308,0003,262
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0002,023
Cash dividends$538,0002,834
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,307,1803,251
2007-06-30 (YTD Data)Rank
Total interest income$7,357,0002,743
Total interest expense$3,636,0002,542
Net interest income$3,721,0002,958
Provision for loan and lease losses$220,0002,020
Total noninterest income$1,175,0001,994
Gross Fiduciary activities income$376,000502
Service charges on deposit accounts$319,0002,530
Trading account gains and fees$0168
Additional Noninterest Income$480,0002,315
Total noninterest expense$3,684,0002,474
Salaries and employee benefits$2,008,0002,520
Premises and equipment expense$516,0002,507
Additional noninterest expense$1,160,0002,292
Pre-tax net operating income$992,0003,551
Securities gains (losses)$01,444
Applicable income taxes$166,0003,510
Income before extraordinary items$826,0003,453
Extraordinary gains, net$029
Net income$826,0003,453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0003,342
Cash dividends$359,0002,902
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$826,0003,427
2007-03-31 (YTD Data)Rank
Total interest income$3,604,0002,786
Total interest expense$1,747,0002,616
Net interest income$1,857,0002,956
Provision for loan and lease losses$106,0001,925
Total noninterest income$516,0002,166
Gross Fiduciary activities income$149,000566
Service charges on deposit accounts$154,0002,550
Trading account gains and fees$0195
Additional Noninterest Income$213,0002,449
Total noninterest expense$1,881,0002,429
Salaries and employee benefits$1,023,0002,500
Premises and equipment expense$261,0002,482
Additional noninterest expense$597,0002,203
Pre-tax net operating income$386,0004,087
Securities gains (losses)$01,187
Applicable income taxes$44,0004,256
Income before extraordinary items$342,0003,884
Extraordinary gains, net$022
Net income$342,0003,885
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0002,733
Cash dividends$179,0002,573
Sale, conversion, retirement of capital stock, net$0885
Net operating income$342,0003,858
2006-12-31 (YTD Data)Rank
Total interest income$12,935,0002,896
Total interest expense$5,980,0002,607
Net interest income$6,955,0003,121
Provision for loan and lease losses$403,0002,248
Total noninterest income$2,191,0002,085
Gross Fiduciary activities income$757,000477
Service charges on deposit accounts$593,0002,705
Trading account gains and fees$0130
Additional Noninterest Income$841,0002,498
Total noninterest expense$7,167,0002,467
Salaries and employee benefits$3,827,0002,534
Premises and equipment expense$925,0002,655
Additional noninterest expense$2,415,0002,168
Pre-tax net operating income$1,576,0004,187
Securities gains (losses)$11,0001,071
Applicable income taxes$224,0004,177
Income before extraordinary items$1,363,0003,986
Extraordinary gains, net$051
Net income$1,363,0003,986
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,131
Cash dividends$537,0003,607
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,353,5403,988
2006-09-30 (YTD Data)Rank
Total interest income$9,349,0002,969
Total interest expense$4,213,0002,656
Net interest income$5,136,0003,189
Provision for loan and lease losses$286,0002,246
Total noninterest income$1,694,0002,042
Gross Fiduciary activities income$594,000468
Service charges on deposit accounts$435,0002,776
Trading account gains and fees$0126
Additional Noninterest Income$665,0002,393
Total noninterest expense$5,332,0002,471
Salaries and employee benefits$2,863,0002,539
Premises and equipment expense$669,0002,753
Additional noninterest expense$1,800,0002,166
Pre-tax net operating income$1,212,0004,276
Securities gains (losses)$11,000877
Applicable income taxes$224,0003,988
Income before extraordinary items$999,0004,167
Extraordinary gains, net$045
Net income$999,0004,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0003,158
Cash dividends$358,0003,423
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$989,9804,182
2006-06-30 (YTD Data)Rank
Total interest income$6,000,0003,028
Total interest expense$2,629,0002,706
Net interest income$3,371,0003,240
Provision for loan and lease losses$181,0002,258
Total noninterest income$1,071,0002,120
Gross Fiduciary activities income$371,000489
Service charges on deposit accounts$278,0002,829
Trading account gains and fees$0126
Additional Noninterest Income$422,0002,480
Total noninterest expense$3,560,0002,482
Salaries and employee benefits$1,898,0002,552
Premises and equipment expense$430,0002,813
Additional noninterest expense$1,232,0002,122
Pre-tax net operating income$701,0004,631
Securities gains (losses)$01,185
Applicable income taxes$110,0004,401
Income before extraordinary items$591,0004,480
Extraordinary gains, net$039
Net income$591,0004,484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0003,712
Cash dividends$179,0003,835
Sale, conversion, retirement of capital stock, net$0887
Net operating income$591,0004,472
2006-03-31 (YTD Data)Rank
Total interest income$2,851,0003,099
Total interest expense$1,210,0002,780
Net interest income$1,641,0003,301
Provision for loan and lease losses$85,0002,271
Total noninterest income$492,0002,213
Gross Fiduciary activities income$219,000449
Service charges on deposit accounts$128,0002,944
Trading account gains and fees$0115
Additional Noninterest Income$145,0003,030
Total noninterest expense$1,751,0002,531
Salaries and employee benefits$941,0002,585
Premises and equipment expense$211,0002,882
Additional noninterest expense$599,0002,159
Pre-tax net operating income$297,0004,997
Securities gains (losses)$0955
Applicable income taxes$32,0004,955
Income before extraordinary items$265,0004,722
Extraordinary gains, net$021
Net income$265,0004,722
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0002,550
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$265,0004,702
2005-12-31 (YTD Data)Rank
Total interest income$9,850,0003,181
Total interest expense$3,696,0002,824
Net interest income$6,154,0003,353
Provision for loan and lease losses$408,0002,247
Total noninterest income$2,100,0002,134
Gross Fiduciary activities income$687,000495
Service charges on deposit accounts$488,0003,100
Trading account gains and fees$0138
Additional Noninterest Income$925,0002,324
Total noninterest expense$6,191,0002,674
Salaries and employee benefits$3,362,0002,695
Premises and equipment expense$647,0003,438
Additional noninterest expense$2,182,0002,296
Pre-tax net operating income$1,655,0004,144
Securities gains (losses)$-143,0008,519
Applicable income taxes$245,0004,390
Income before extraordinary items$1,267,0004,211
Extraordinary gains, net$046
Net income$1,267,0004,212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0006,206
Cash dividends$843,0002,759
Sale, conversion, retirement of capital stock, net$4,241,000325
Net operating income$1,387,1203,951
2005-09-30 (YTD Data)Rank
Total interest income$7,082,0003,249
Total interest expense$2,560,0002,875
Net interest income$4,522,0003,399
Provision for loan and lease losses$323,0002,068
Total noninterest income$1,574,0002,127
Gross Fiduciary activities income$564,000458
Service charges on deposit accounts$353,0003,190
Trading account gains and fees$0126
Additional Noninterest Income$657,0002,411
Total noninterest expense$4,522,0002,707
Salaries and employee benefits$2,494,0002,685
Premises and equipment expense$404,0003,940
Additional noninterest expense$1,624,0002,271
Pre-tax net operating income$1,251,0004,209
Securities gains (losses)$-148,0008,691
Applicable income taxes$171,0004,649
Income before extraordinary items$932,0004,373
Extraordinary gains, net$035
Net income$932,0004,373
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,608
Cash dividends$486,0002,866
Sale, conversion, retirement of capital stock, net$4,241,000235
Net operating income$1,056,3203,970
2005-06-30 (YTD Data)Rank
Total interest income$4,538,0003,287
Total interest expense$1,621,0002,872
Net interest income$2,917,0003,477
Provision for loan and lease losses$208,0002,103
Total noninterest income$994,0002,182
Gross Fiduciary activities income$391,000446
Service charges on deposit accounts$233,0003,180
Trading account gains and fees$0116
Additional Noninterest Income$370,0002,677
Total noninterest expense$2,934,0002,760
Salaries and employee benefits$1,641,0002,704
Premises and equipment expense$264,0003,973
Additional noninterest expense$1,029,0002,359
Pre-tax net operating income$769,0004,371
Securities gains (losses)$-148,0008,745
Applicable income taxes$74,0005,163
Income before extraordinary items$547,0004,659
Extraordinary gains, net$030
Net income$547,0004,660
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,491
Cash dividends$306,0002,899
Sale, conversion, retirement of capital stock, net$4,241,000152
Net operating income$677,2404,028
2005-03-31 (YTD Data)Rank
Total interest income$2,217,0003,317
Total interest expense$774,0002,877
Net interest income$1,443,0003,518
Provision for loan and lease losses$80,0002,398
Total noninterest income$455,0002,286
Gross Fiduciary activities income$204,000446
Service charges on deposit accounts$108,0003,268
Trading account gains and fees$0115
Additional Noninterest Income$143,0003,065
Total noninterest expense$1,421,0002,851
Salaries and employee benefits$807,0002,749
Premises and equipment expense$180,0003,146
Additional noninterest expense$434,0002,794
Pre-tax net operating income$397,0004,303
Securities gains (losses)$01,685
Applicable income taxes$66,0004,377
Income before extraordinary items$331,0004,101
Extraordinary gains, net$024
Net income$331,0004,103
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,609
Cash dividends$148,0002,602
Sale, conversion, retirement of capital stock, net$0491
Net operating income$331,0004,064
2004-12-31 (YTD Data)Rank
Total interest income$8,133,0003,369
Total interest expense$2,732,0002,824
Net interest income$5,401,0003,584
Provision for loan and lease losses$273,0003,095
Total noninterest income$1,296,0002,962
Gross Fiduciary activities income$543,000546
Service charges on deposit accounts$410,0003,588
Trading account gains and fees$0138
Additional Noninterest Income$343,0004,012
Total noninterest expense$4,840,0003,212
Salaries and employee benefits$2,792,0003,038
Premises and equipment expense$523,0003,944
Additional noninterest expense$1,525,0003,085
Pre-tax net operating income$1,584,0004,112
Securities gains (losses)$106,0001,198
Applicable income taxes$283,0004,265
Income before extraordinary items$1,407,0003,794
Extraordinary gains, net$034
Net income$1,407,0003,795
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0004,515
Cash dividends$548,0003,395
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,319,0203,888
2004-09-30 (YTD Data)Rank
Total interest income$5,980,0003,398
Total interest expense$1,979,0002,872
Net interest income$4,001,0003,601
Provision for loan and lease losses$182,0003,139
Total noninterest income$992,0002,945
Gross Fiduciary activities income$431,000522
Service charges on deposit accounts$290,0003,747
Trading account gains and fees$0134
Additional Noninterest Income$271,0003,922
Total noninterest expense$3,576,0003,238
Salaries and employee benefits$2,057,0003,060
Premises and equipment expense$396,0003,902
Additional noninterest expense$1,123,0003,116
Pre-tax net operating income$1,235,0004,096
Securities gains (losses)$88,0001,272
Applicable income taxes$228,0004,240
Income before extraordinary items$1,095,0003,782
Extraordinary gains, net$026
Net income$1,095,0003,782
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$399,0003,050
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,021,9603,883
2004-06-30 (YTD Data)Rank
Total interest income$3,899,0003,449
Total interest expense$1,291,0002,909
Net interest income$2,608,0003,648
Provision for loan and lease losses$127,0003,016
Total noninterest income$633,0003,053
Gross Fiduciary activities income$268,000553
Service charges on deposit accounts$186,0003,825
Trading account gains and fees$0130
Additional Noninterest Income$179,0003,982
Total noninterest expense$2,372,0003,254
Salaries and employee benefits$1,344,0003,128
Premises and equipment expense$274,0003,796
Additional noninterest expense$754,0003,106
Pre-tax net operating income$742,0004,308
Securities gains (losses)$88,0001,116
Applicable income taxes$134,0004,431
Income before extraordinary items$696,0003,858
Extraordinary gains, net$021
Net income$696,0003,859
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,314
Cash dividends$262,0003,083
Sale, conversion, retirement of capital stock, net$0638
Net operating income$622,0804,062
2004-03-31 (YTD Data)Rank
Total interest income$1,912,0003,510
Total interest expense$637,0002,982
Net interest income$1,275,0003,702
Provision for loan and lease losses$47,0003,399
Total noninterest income$282,0003,246
Gross Fiduciary activities income$112,000619
Service charges on deposit accounts$88,0003,887
Trading account gains and fees$0121
Additional Noninterest Income$82,0004,114
Total noninterest expense$1,168,0003,299
Salaries and employee benefits$664,0003,179
Premises and equipment expense$140,0003,776
Additional noninterest expense$364,0003,176
Pre-tax net operating income$342,0004,496
Securities gains (losses)$63,0001,071
Applicable income taxes$63,0004,507
Income before extraordinary items$342,0003,908
Extraordinary gains, net$016
Net income$342,0003,907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,968
Cash dividends$125,0002,644
Sale, conversion, retirement of capital stock, net$0464
Net operating income$289,0804,241
2003-12-31 (YTD Data)Rank
Total interest income$7,613,0003,576
Total interest expense$3,033,0002,835
Net interest income$4,580,0003,951
Provision for loan and lease losses$156,0004,510
Total noninterest income$1,286,0003,155
Gross Fiduciary activities income$480,000578
Service charges on deposit accounts$358,0003,890
Trading account gains and fees$0160
Additional Noninterest Income$448,0003,766
Total noninterest expense$4,296,0003,497
Salaries and employee benefits$2,411,0003,360
Premises and equipment expense$493,0004,108
Additional noninterest expense$1,392,0003,295
Pre-tax net operating income$1,414,0004,282
Securities gains (losses)$70,0002,206
Applicable income taxes$221,0004,779
Income before extraordinary items$1,263,0003,999
Extraordinary gains, net$054
Net income$1,263,0004,000
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$232,0002,629
Cash dividends$428,0003,809
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,203,5003,969
2003-09-30 (YTD Data)Rank
Total interest income$5,705,0003,615
Total interest expense$2,356,0002,836
Net interest income$3,349,0004,035
Provision for loan and lease losses$117,0004,410
Total noninterest income$938,0003,263
Gross Fiduciary activities income$335,000602
Service charges on deposit accounts$258,0004,013
Trading account gains and fees$0153
Additional Noninterest Income$345,0003,800
Total noninterest expense$3,190,0003,511
Salaries and employee benefits$1,759,0003,436
Premises and equipment expense$362,0004,168
Additional noninterest expense$1,069,0003,211
Pre-tax net operating income$980,0004,598
Securities gains (losses)$45,0002,401
Applicable income taxes$141,0005,188
Income before extraordinary items$884,0004,340
Extraordinary gains, net$040
Net income$884,0004,340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$232,0002,020
Cash dividends$303,0003,437
Sale, conversion, retirement of capital stock, net$0722
Net operating income$845,3004,294
2003-06-30 (YTD Data)Rank
Total interest income$3,797,0003,649
Total interest expense$1,615,0002,851
Net interest income$2,182,0004,116
Provision for loan and lease losses$78,0004,349
Total noninterest income$594,0003,374
Gross Fiduciary activities income$223,000607
Service charges on deposit accounts$167,0004,050
Trading account gains and fees$0150
Additional Noninterest Income$204,0003,997
Total noninterest expense$2,034,0003,642
Salaries and employee benefits$1,121,0003,553
Premises and equipment expense$233,0004,269
Additional noninterest expense$680,0003,319
Pre-tax net operating income$664,0004,568
Securities gains (losses)$41,0002,157
Applicable income taxes$97,0005,183
Income before extraordinary items$608,0004,256
Extraordinary gains, net$030
Net income$608,0004,255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0003,922
Cash dividends$190,0003,579
Sale, conversion, retirement of capital stock, net$0589
Net operating income$572,7404,210
2003-03-31 (YTD Data)Rank
Total interest income$1,898,0003,682
Total interest expense$828,0002,842
Net interest income$1,070,0004,188
Provision for loan and lease losses$39,0004,168
Total noninterest income$294,0003,286
Gross Fiduciary activities income$122,000585
Service charges on deposit accounts$82,0004,012
Trading account gains and fees$0134
Additional Noninterest Income$90,0004,120
Total noninterest expense$1,012,0003,624
Salaries and employee benefits$579,0003,466
Premises and equipment expense$112,0004,395
Additional noninterest expense$321,0003,442
Pre-tax net operating income$313,0004,683
Securities gains (losses)$14,0002,056
Applicable income taxes$47,0005,201
Income before extraordinary items$280,0004,425
Extraordinary gains, net$021
Net income$280,0004,423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0008,123
Cash dividends$89,0003,069
Sale, conversion, retirement of capital stock, net$0419
Net operating income$267,9604,340
2002-12-31 (YTD Data)Rank
Total interest income$8,027,0003,633
Total interest expense$3,629,0002,997
Net interest income$4,398,0004,071
Provision for loan and lease losses$338,0003,204
Total noninterest income$1,091,0003,287
Gross Fiduciary activities income$402,000644
Service charges on deposit accounts$261,0004,586
Trading account gains and fees$0153
Additional Noninterest Income$428,0003,574
Total noninterest expense$3,587,0003,882
Salaries and employee benefits$1,977,0003,771
Premises and equipment expense$402,0004,634
Additional noninterest expense$1,208,0003,593
Pre-tax net operating income$1,564,0004,010
Securities gains (losses)$04,537
Applicable income taxes$261,0004,685
Income before extraordinary items$1,303,0003,880
Extraordinary gains, net$070
Net income$1,303,0003,879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$307,0002,326
Cash dividends$337,0004,131
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,303,0003,774
2001-12-31 (YTD Data)Rank
Total interest income$8,376,0003,867
Total interest expense$4,489,0003,455
Net interest income$3,887,0004,215
Provision for loan and lease losses$158,0004,678
Total noninterest income$952,0003,459
Gross Fiduciary activities income$415,000653
Service charges on deposit accounts$193,0005,252
Trading account gains and fees$0177
Additional Noninterest Income$344,0003,834
Total noninterest expense$3,168,0004,152
Salaries and employee benefits$1,780,0003,951
Premises and equipment expense$375,0004,801
Additional noninterest expense$1,013,0004,029
Pre-tax net operating income$1,513,0003,836
Securities gains (losses)$7,0003,779
Applicable income taxes$318,0004,152
Income before extraordinary items$1,202,0003,805
Extraordinary gains, net$0105
Net income$1,202,0003,807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-57,0009,435
Cash dividends$181,0005,120
Sale, conversion, retirement of capital stock, net$77,000685
Net operating income$1,196,4703,696
2000-12-31 (YTD Data)Rank
Total interest income$8,268,0004,017
Total interest expense$4,827,0003,430
Net interest income$3,441,0004,668
Provision for loan and lease losses$136,0004,597
Total noninterest income$687,0004,050
Gross Fiduciary activities income$344,000692
Service charges on deposit accounts$150,0005,768
Trading account gains and fees$0180
Additional Noninterest Income$193,0004,880
Total noninterest expense$2,940,0004,300
Salaries and employee benefits$1,621,0004,111
Premises and equipment expense$380,0004,664
Additional noninterest expense$939,0004,190
Pre-tax net operating income$1,052,0005,130
Securities gains (losses)$40,000767
Applicable income taxes$251,0004,970
Income before extraordinary items$841,0004,898
Extraordinary gains, net$038
Net income$841,0004,897
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0003,854
Cash dividends$70,0006,230
Sale, conversion, retirement of capital stock, net$188,000646
Net operating income$810,2005,003
1999-12-31 (YTD Data)Rank
Total interest income$7,375,0004,206
Total interest expense$4,113,0003,509
Net interest income$3,262,0004,873
Provision for loan and lease losses$106,0005,108
Total noninterest income$527,0004,806
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$99,0006,727
Trading account gains and feesNANA
Additional Noninterest Income$428,0003,262
Total noninterest expense$2,750,0004,534
Salaries and employee benefits$1,492,0004,364
Premises and equipment expense$325,0005,223
Additional noninterest expense$933,0004,246
Pre-tax net operating income$933,0005,512
Securities gains (losses)$-2,0008,771
Applicable income taxes$197,0005,744
Income before extraordinary items$734,0005,328
Extraordinary gains, net$035
Net income$734,0005,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,619
Cash dividends$68,0006,429
Sale, conversion, retirement of capital stock, net$231,000706
Net operating income$735,5805,290
1998-12-31 (YTD Data)Rank
Total interest income$6,068,0004,963
Total interest expense$3,414,0004,226
Net interest income$2,654,0005,608
Provision for loan and lease losses$14,0008,020
Total noninterest income$415,0005,496
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$80,0007,296
Trading account gains and feesNANA
Additional Noninterest Income$335,0003,782
Total noninterest expense$2,265,0005,111
Salaries and employee benefits$1,326,0004,683
Premises and equipment expense$294,0005,443
Additional noninterest expense$645,0005,476
Pre-tax net operating income$790,0006,136
Securities gains (losses)$26,0002,229
Applicable income taxes$215,0006,019
Income before extraordinary items$601,0006,051
Extraordinary gains, net$032
Net income$601,0006,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0009,466
Cash dividends$33,0007,103
Sale, conversion, retirement of capital stock, net$11,000957
Net operating income$581,7606,044
1997-12-31 (YTD Data)Rank
Total interest income$5,357,0005,519
Total interest expense$2,821,0004,962
Net interest income$2,536,0005,992
Provision for loan and lease losses$225,0003,186
Total noninterest income$281,0006,867
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$71,0007,856
Trading account gains and feesNANA
Additional Noninterest Income$210,0004,846
Total noninterest expense$1,879,0005,898
Salaries and employee benefits$1,098,0005,480
Premises and equipment expense$234,0006,292
Additional noninterest expense$547,0006,143
Pre-tax net operating income$713,0006,925
Securities gains (losses)$45,0001,407
Applicable income taxes$205,0006,812
Income before extraordinary items$553,0006,651
Extraordinary gains, net$044
Net income$553,0006,653
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$154,0002,980
Cash dividends$20,0007,601
Sale, conversion, retirement of capital stock, net$709,000493
Net operating income$520,1506,806
1996-12-31 (YTD Data)Rank
Total interest income$4,884,0006,047
Total interest expense$2,613,0005,340
Net interest income$2,271,0006,618
Provision for loan and lease losses$258,0002,889
Total noninterest income$189,0008,391
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$72,0008,218
Trading account gains and feesNANA
Additional Noninterest Income$117,0006,675
Total noninterest expense$1,691,0006,627
Salaries and employee benefits$995,0006,012
Premises and equipment expense$193,0007,149
Additional noninterest expense$503,0007,031
Pre-tax net operating income$511,0007,878
Securities gains (losses)$50,0001,326
Applicable income taxes$123,0008,345
Income before extraordinary items$438,0007,325
Extraordinary gains, net$053
Net income$438,0007,327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$271,0002,222
Cash dividends$19,0008,090
Sale, conversion, retirement of capital stock, net$48,000727
Net operating income$399,0007,563
1995-12-31 (YTD Data)Rank
Total interest income$4,628,0006,321
Total interest expense$2,477,0005,615
Net interest income$2,151,0006,982
Provision for loan and lease losses$186,0003,166
Total noninterest income$185,0008,675
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$74,0008,484
Trading account gains and feesNANA
Additional Noninterest Income$111,0006,893
Total noninterest expense$1,495,0007,292
Salaries and employee benefits$841,0006,877
Premises and equipment expense$149,0008,299
Additional noninterest expense$505,0007,217
Pre-tax net operating income$655,0007,562
Securities gains (losses)$-40,00011,046
Applicable income taxes$169,0007,942
Income before extraordinary items$446,0007,671
Extraordinary gains, net$065
Net income$446,0007,672
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,571
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$65,000618
Net operating income$475,2007,405
1994-12-31 (YTD Data)Rank
Total interest income$3,260,0007,686
Total interest expense$1,550,0006,753
Net interest income$1,710,0008,273
Provision for loan and lease losses$119,0004,225
Total noninterest income$168,0009,344
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$61,0009,316
Trading account gains and feesNANA
Additional Noninterest Income$107,0007,294
Total noninterest expense$1,362,0008,032
Salaries and employee benefits$718,0007,744
Premises and equipment expense$159,0008,320
Additional noninterest expense$485,0008,002
Pre-tax net operating income$397,0009,400
Securities gains (losses)$4,0002,755
Applicable income taxes$130,0008,710
Income before extraordinary items$271,0009,478
Extraordinary gains, net$0249
Net income$271,0009,484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,934
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$29,000978
Net operating income$268,2809,555
1993-12-31 (YTD Data)Rank
Total interest income$2,756,0008,737
Total interest expense$1,385,0007,597
Net interest income$1,371,0009,504
Provision for loan and lease losses$93,0005,955
Total noninterest income$61,00012,280
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$49,00010,111
Trading account gains and feesNANA
Additional Noninterest Income$12,00012,609
Total noninterest expense$1,082,0009,391
Salaries and employee benefits$591,0008,879
Premises and equipment expense$134,0009,351
Additional noninterest expense$357,0009,763
Pre-tax net operating income$257,00010,576
Securities gains (losses)$07,477
Applicable income taxes$86,00010,077
Income before extraordinary items$170,00010,976
Extraordinary gains, net$314,000684
Net income$485,0007,864
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0006,216
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$516,000590
Net operating income$170,00010,781
1992-12-31 (YTD Data)Rank
Total interest income$2,433,00010,030
Total interest expense$1,465,0008,627
Net interest income$968,00011,219
Provision for loan and lease losses$121,0006,692
Total noninterest income$48,00013,159
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$35,00010,873
Trading account gains and feesNANA
Additional Noninterest Income$13,00013,144
Total noninterest expense$932,00010,295
Salaries and employee benefits$522,0009,566
Premises and equipment expense$104,00010,590
Additional noninterest expense$306,00010,744
Pre-tax net operating income$-37,00012,836
Securities gains (losses)$-4,00013,019
Applicable income taxes$012,680
Income before extraordinary items$-41,00012,980
Extraordinary gains, net$01,422
Net income$-41,00012,974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0008,793
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-37,00012,790

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.