Home > Woodforest National Bank > Net charge- offs to loans

Woodforest National Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6812%147
Percentage Net Loans Charged-off: Total real estate loans0.1330%187
Percentage Net Loans Charged-off:Construction & development-0.0257%4,352
Percentage Net Loans Charged-off: Commercial real estate0.1519%210
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential0.3407%38
Percentage Net Loans Charged-off: Home equity loans0.7259%25
All other 1-4 family - Percent of loans charged-off, net0.3319%50
Percentage Net Loans Charged-off: Commercial and industrial1.0355%304
Percentage Net Loans Charged-off: Loans to individuals6.1223%127
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual6.1223%77
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5183%166
Percentage Net Loans Charged-off: Total real estate loans0.0617%275
Percentage Net Loans Charged-off:Construction & development-0.0275%4,407
Percentage Net Loans Charged-off: Commercial real estate0.1013%203
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0314%4,288
Percentage Net Loans Charged-off: Home equity loans0.9263%20
All other 1-4 family - Percent of loans charged-off, net-0.0540%4,424
Percentage Net Loans Charged-off: Commercial and industrial0.6852%343
Percentage Net Loans Charged-off: Loans to individuals5.7269%88
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual5.7269%90
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3552%238
Percentage Net Loans Charged-off: Total real estate loans0.0485%253
Percentage Net Loans Charged-off:Construction & development-0.0245%4,455
Percentage Net Loans Charged-off: Commercial real estate0.0808%180
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0308%4,312
Percentage Net Loans Charged-off: Home equity loans1.4258%11
All other 1-4 family - Percent of loans charged-off, net-0.0638%4,414
Percentage Net Loans Charged-off: Commercial and industrial0.2053%635
Percentage Net Loans Charged-off: Loans to individuals5.4968%88
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual5.4968%120
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3520%227
Percentage Net Loans Charged-off: Total real estate loans-0.0067%3,980
Percentage Net Loans Charged-off:Construction & development-0.0173%4,515
Percentage Net Loans Charged-off: Commercial real estate-0.0028%4,222
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0220%4,266
Percentage Net Loans Charged-off: Home equity loans3.0244%4
All other 1-4 family - Percent of loans charged-off, net-0.0858%4,543
Percentage Net Loans Charged-off: Commercial and industrial0.1272%500
Percentage Net Loans Charged-off: Loans to individuals8.8085%49
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual8.8085%45
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4652%164
Percentage Net Loans Charged-off: Total real estate loans0.3256%61
Percentage Net Loans Charged-off:Construction & development1.1829%23
Percentage Net Loans Charged-off: Commercial real estate0.2557%123
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0244%4,125
Percentage Net Loans Charged-off: Home equity loans-0.3592%4,661
All other 1-4 family - Percent of loans charged-off, net-0.0168%4,033
Percentage Net Loans Charged-off: Commercial and industrial0.4810%382
Percentage Net Loans Charged-off: Loans to individuals8.5095%46
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual8.5095%44
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5120%124
Percentage Net Loans Charged-off: Total real estate loans0.2882%52
Percentage Net Loans Charged-off:Construction & development1.6678%19
Percentage Net Loans Charged-off: Commercial real estate0.1062%148
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0093%3,819
Percentage Net Loans Charged-off: Home equity loans-0.4278%4,700
All other 1-4 family - Percent of loans charged-off, net0.0004%615
Percentage Net Loans Charged-off: Commercial and industrial0.6263%247
Percentage Net Loans Charged-off: Loans to individuals7.6359%51
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual7.6359%48
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1438%452
Percentage Net Loans Charged-off: Total real estate loans0.1034%183
Percentage Net Loans Charged-off:Construction & development-0.0046%3,980
Percentage Net Loans Charged-off: Commercial real estate0.1641%103
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0396%4,190
Percentage Net Loans Charged-off: Home equity loans-0.1075%3,413
All other 1-4 family - Percent of loans charged-off, net-0.0380%4,199
Percentage Net Loans Charged-off: Commercial and industrial-0.0073%3,266
Percentage Net Loans Charged-off: Loans to individuals6.9619%55
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual6.9619%45
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2442%255
Percentage Net Loans Charged-off: Total real estate loans0.2163%95
Percentage Net Loans Charged-off:Construction & development-0.0041%4,044
Percentage Net Loans Charged-off: Commercial real estate0.3390%52
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0607%4,375
Percentage Net Loans Charged-off: Home equity loans-0.2076%3,470
All other 1-4 family - Percent of loans charged-off, net-0.0572%4,379
Percentage Net Loans Charged-off: Commercial and industrial0.0235%561
Percentage Net Loans Charged-off: Loans to individuals7.8853%44
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual7.8853%38
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%16
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1568%614
Percentage Net Loans Charged-off: Total real estate loans0.1075%345
Percentage Net Loans Charged-off:Construction & development-0.0060%3,967
Percentage Net Loans Charged-off: Commercial real estate0.2765%194
Percentage Net Loans Charged-off: Multi-family residential-1.6382%3,990
Percentage Net Loans Charged-off: 1-4 family residential0.0368%504
Percentage Net Loans Charged-off: Home equity loans-0.4916%3,580
All other 1-4 family - Percent of loans charged-off, net0.0485%437
Percentage Net Loans Charged-off: Commercial and industrial0.0889%972
Percentage Net Loans Charged-off: Loans to individuals6.3374%42
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual6.3374%39
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0892%807
Percentage Net Loans Charged-off: Total real estate loans-0.0923%4,620
Percentage Net Loans Charged-off:Construction & development-0.0059%4,027
Percentage Net Loans Charged-off: Commercial real estate0.0067%579
Percentage Net Loans Charged-off: Multi-family residential-2.4954%4,028
Percentage Net Loans Charged-off: 1-4 family residential0.0690%332
Percentage Net Loans Charged-off: Home equity loans-0.4205%3,622
All other 1-4 family - Percent of loans charged-off, net0.0798%300
Percentage Net Loans Charged-off: Commercial and industrial0.1366%693
Percentage Net Loans Charged-off: Loans to individuals5.8980%46
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.8980%40
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1560%533
Percentage Net Loans Charged-off: Total real estate loans-0.1358%4,730
Percentage Net Loans Charged-off:Construction & development-0.0024%4,044
Percentage Net Loans Charged-off: Commercial real estate0.0125%464
Percentage Net Loans Charged-off: Multi-family residential-3.7049%4,031
Percentage Net Loans Charged-off: 1-4 family residential0.1128%234
Percentage Net Loans Charged-off: Home equity loans-0.5445%3,644
All other 1-4 family - Percent of loans charged-off, net0.1273%216
Percentage Net Loans Charged-off: Commercial and industrial0.3173%403
Percentage Net Loans Charged-off: Loans to individuals6.0296%46
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual6.0296%38
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3085%275
Percentage Net Loans Charged-off: Total real estate loans-0.2989%4,852
Percentage Net Loans Charged-off:Construction & development-0.0063%4,173
Percentage Net Loans Charged-off: Commercial real estate-0.0035%4,302
Percentage Net Loans Charged-off: Multi-family residential-7.5006%4,021
Percentage Net Loans Charged-off: 1-4 family residential0.0629%275
Percentage Net Loans Charged-off: Home equity loans3.4755%7
All other 1-4 family - Percent of loans charged-off, net-0.0144%4,110
Percentage Net Loans Charged-off: Commercial and industrial0.7941%170
Percentage Net Loans Charged-off: Loans to individuals6.7103%47
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual6.7103%42
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7174%206
Percentage Net Loans Charged-off: Total real estate loans-0.0122%4,231
Percentage Net Loans Charged-off:Construction & development-0.0165%4,194
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,060
Percentage Net Loans Charged-off: Multi-family residential-0.1080%4,056
Percentage Net Loans Charged-off: 1-4 family residential-0.0267%4,356
Percentage Net Loans Charged-off: Home equity loans0.3288%92
All other 1-4 family - Percent of loans charged-off, net-0.0346%4,464
Percentage Net Loans Charged-off: Commercial and industrial1.4171%286
Percentage Net Loans Charged-off: Loans to individuals5.9979%67
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.9979%58
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9368%142
Percentage Net Loans Charged-off: Total real estate loans-0.0124%4,255
Percentage Net Loans Charged-off:Construction & development-0.0194%4,261
Percentage Net Loans Charged-off: Commercial real estate-0.0043%4,319
Percentage Net Loans Charged-off: Multi-family residential-0.1169%4,069
Percentage Net Loans Charged-off: 1-4 family residential-0.0150%4,201
Percentage Net Loans Charged-off: Home equity loans0.5480%58
All other 1-4 family - Percent of loans charged-off, net-0.0275%4,422
Percentage Net Loans Charged-off: Commercial and industrial1.8917%172
Percentage Net Loans Charged-off: Loans to individuals6.0740%64
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual6.0740%53
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3845%410
Percentage Net Loans Charged-off: Total real estate loans-0.0118%4,282
Percentage Net Loans Charged-off:Construction & development-0.0211%4,308
Percentage Net Loans Charged-off: Commercial real estate-0.0046%4,391
Percentage Net Loans Charged-off: Multi-family residential-0.1220%4,086
Percentage Net Loans Charged-off: 1-4 family residential-0.0101%4,118
Percentage Net Loans Charged-off: Home equity loans-0.0164%3,458
All other 1-4 family - Percent of loans charged-off, net-0.0100%4,139
Percentage Net Loans Charged-off: Commercial and industrial0.7013%454
Percentage Net Loans Charged-off: Loans to individuals5.6634%75
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.6634%63
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1140%1,020
Percentage Net Loans Charged-off: Total real estate loans-0.0100%4,239
Percentage Net Loans Charged-off:Construction & development-0.0120%4,305
Percentage Net Loans Charged-off: Commercial real estate-0.0056%4,465
Percentage Net Loans Charged-off: Multi-family residential-0.1272%4,114
Percentage Net Loans Charged-off: 1-4 family residential-0.0070%4,046
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net-0.0072%4,092
Percentage Net Loans Charged-off: Commercial and industrial0.0380%990
Percentage Net Loans Charged-off: Loans to individuals7.2294%60
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual7.2294%49
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3190%647
Percentage Net Loans Charged-off: Total real estate loans-0.0222%4,543
Percentage Net Loans Charged-off:Construction & development-0.0661%4,454
Percentage Net Loans Charged-off: Commercial real estate-0.0106%4,484
Percentage Net Loans Charged-off: Multi-family residential-0.1771%4,189
Percentage Net Loans Charged-off: 1-4 family residential-0.0108%4,245
Percentage Net Loans Charged-off: Home equity loans-0.0525%3,635
All other 1-4 family - Percent of loans charged-off, net-0.0097%4,238
Percentage Net Loans Charged-off: Commercial and industrial0.5097%885
Percentage Net Loans Charged-off: Loans to individuals6.9962%57
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual6.9962%46
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4570%369
Percentage Net Loans Charged-off: Total real estate loans-0.0141%4,406
Percentage Net Loans Charged-off:Construction & development-0.0410%4,468
Percentage Net Loans Charged-off: Commercial real estate-0.0127%4,567
Percentage Net Loans Charged-off: Multi-family residential-0.2113%4,245
Percentage Net Loans Charged-off: 1-4 family residential0.0064%1,446
Percentage Net Loans Charged-off: Home equity loans-0.0672%3,712
All other 1-4 family - Percent of loans charged-off, net0.0085%1,321
Percentage Net Loans Charged-off: Commercial and industrial0.8178%498
Percentage Net Loans Charged-off: Loans to individuals6.9226%56
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual6.9226%47
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4310%387
Percentage Net Loans Charged-off: Total real estate loans-0.0086%4,253
Percentage Net Loans Charged-off:Construction & development-0.0546%4,543
Percentage Net Loans Charged-off: Commercial real estate-0.0037%4,482
Percentage Net Loans Charged-off: Multi-family residential-0.2227%4,264
Percentage Net Loans Charged-off: 1-4 family residential0.0160%1,104
Percentage Net Loans Charged-off: Home equity loans-0.0860%3,765
All other 1-4 family - Percent of loans charged-off, net0.0189%1,003
Percentage Net Loans Charged-off: Commercial and industrial0.7457%511
Percentage Net Loans Charged-off: Loans to individuals7.3344%49
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual7.3344%38
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1995%707
Percentage Net Loans Charged-off: Total real estate loans0.0040%1,171
Percentage Net Loans Charged-off:Construction & development-0.0205%4,528
Percentage Net Loans Charged-off: Commercial real estate-0.0038%4,621
Percentage Net Loans Charged-off: Multi-family residential-0.2346%4,308
Percentage Net Loans Charged-off: 1-4 family residential0.0389%690
Percentage Net Loans Charged-off: Home equity loans-0.4262%3,921
All other 1-4 family - Percent of loans charged-off, net0.0526%569
Percentage Net Loans Charged-off: Commercial and industrial0.2457%666
Percentage Net Loans Charged-off: Loans to individuals6.3706%60
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual6.3706%53
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8343%179
Percentage Net Loans Charged-off: Total real estate loans-0.0040%4,136
Percentage Net Loans Charged-off:Construction & development-0.0320%4,449
Percentage Net Loans Charged-off: Commercial real estate-0.0635%4,964
Percentage Net Loans Charged-off: Multi-family residential-0.2723%4,362
Percentage Net Loans Charged-off: 1-4 family residential0.0910%827
Percentage Net Loans Charged-off: Home equity loans0.2476%161
All other 1-4 family - Percent of loans charged-off, net0.0863%863
Percentage Net Loans Charged-off: Commercial and industrial1.6247%297
Percentage Net Loans Charged-off: Loans to individuals5.6179%65
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.6179%56
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7077%204
Percentage Net Loans Charged-off: Total real estate loans0.0175%1,514
Percentage Net Loans Charged-off:Construction & development-0.0301%4,481
Percentage Net Loans Charged-off: Commercial real estate-0.0369%4,903
Percentage Net Loans Charged-off: Multi-family residential-0.2650%4,393
Percentage Net Loans Charged-off: 1-4 family residential0.1092%652
Percentage Net Loans Charged-off: Home equity loans0.1092%267
All other 1-4 family - Percent of loans charged-off, net0.1092%657
Percentage Net Loans Charged-off: Commercial and industrial1.3239%327
Percentage Net Loans Charged-off: Loans to individuals5.8408%75
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.8408%61
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1730%898
Percentage Net Loans Charged-off: Total real estate loans0.0230%1,202
Percentage Net Loans Charged-off:Construction & development-0.0288%4,547
Percentage Net Loans Charged-off: Commercial real estate-0.0565%5,063
Percentage Net Loans Charged-off: Multi-family residential-0.2539%4,421
Percentage Net Loans Charged-off: 1-4 family residential0.1370%491
Percentage Net Loans Charged-off: Home equity loans-0.0083%3,600
All other 1-4 family - Percent of loans charged-off, net0.1415%477
Percentage Net Loans Charged-off: Commercial and industrial0.1863%982
Percentage Net Loans Charged-off: Loans to individuals5.4527%75
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.4527%62
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2182%686
Percentage Net Loans Charged-off: Total real estate loans0.0416%762
Percentage Net Loans Charged-off:Construction & development-0.0306%4,655
Percentage Net Loans Charged-off: Commercial real estate-0.0064%4,808
Percentage Net Loans Charged-off: Multi-family residential-0.2511%4,461
Percentage Net Loans Charged-off: 1-4 family residential0.1246%480
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.1285%450
Percentage Net Loans Charged-off: Commercial and industrial0.2616%634
Percentage Net Loans Charged-off: Loans to individuals5.4639%82
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.4639%69
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3705%686
Percentage Net Loans Charged-off: Total real estate loans0.0016%2,637
Percentage Net Loans Charged-off:Construction & development-0.0409%4,634
Percentage Net Loans Charged-off: Commercial real estate-0.0406%5,087
Percentage Net Loans Charged-off: Multi-family residential-0.5548%4,562
Percentage Net Loans Charged-off: 1-4 family residential0.0551%1,471
Percentage Net Loans Charged-off: Home equity loans0.0039%670
All other 1-4 family - Percent of loans charged-off, net0.0566%1,401
Percentage Net Loans Charged-off: Commercial and industrial0.6785%800
Percentage Net Loans Charged-off: Loans to individuals6.2797%65
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual6.2797%57
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2239%965
Percentage Net Loans Charged-off: Total real estate loans-0.0038%4,290
Percentage Net Loans Charged-off:Construction & development-0.0414%4,678
Percentage Net Loans Charged-off: Commercial real estate-0.0516%5,188
Percentage Net Loans Charged-off: Multi-family residential-0.7627%4,597
Percentage Net Loans Charged-off: 1-4 family residential0.0504%1,376
Percentage Net Loans Charged-off: Home equity loans-0.0051%3,737
All other 1-4 family - Percent of loans charged-off, net0.0521%1,306
Percentage Net Loans Charged-off: Commercial and industrial0.3202%1,005
Percentage Net Loans Charged-off: Loans to individuals6.4263%65
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual6.4263%57
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2007%1,006
Percentage Net Loans Charged-off: Total real estate loans0.0050%1,899
Percentage Net Loans Charged-off:Construction & development-0.0426%4,718
Percentage Net Loans Charged-off: Commercial real estate-0.0051%4,764
Percentage Net Loans Charged-off: Multi-family residential-1.0924%4,629
Percentage Net Loans Charged-off: 1-4 family residential0.0330%1,414
Percentage Net Loans Charged-off: Home equity loans-0.0075%3,764
All other 1-4 family - Percent of loans charged-off, net0.0342%1,337
Percentage Net Loans Charged-off: Commercial and industrial0.2750%914
Percentage Net Loans Charged-off: Loans to individuals5.9374%74
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.9374%62
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3112%594
Percentage Net Loans Charged-off: Total real estate loans0.0100%1,376
Percentage Net Loans Charged-off:Construction & development-0.0402%4,835
Percentage Net Loans Charged-off: Commercial real estate-0.0137%5,104
Percentage Net Loans Charged-off: Multi-family residential-1.2069%4,654
Percentage Net Loans Charged-off: 1-4 family residential0.0490%985
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.0505%907
Percentage Net Loans Charged-off: Commercial and industrial0.5570%477
Percentage Net Loans Charged-off: Loans to individuals7.0563%69
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual7.0563%59
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1760%1,559
Percentage Net Loans Charged-off: Total real estate loans0.0073%2,737
Percentage Net Loans Charged-off:Construction & development-0.0591%4,795
Percentage Net Loans Charged-off: Commercial real estate0.0419%1,073
Percentage Net Loans Charged-off: Multi-family residential-1.0826%4,748
Percentage Net Loans Charged-off: 1-4 family residential0.0155%2,463
Percentage Net Loans Charged-off: Home equity loans0.0830%597
All other 1-4 family - Percent of loans charged-off, net0.0136%2,399
Percentage Net Loans Charged-off: Commercial and industrial0.1900%1,578
Percentage Net Loans Charged-off: Loans to individuals7.2225%61
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual7.2225%51
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1622%1,403
Percentage Net Loans Charged-off: Total real estate loans-0.0068%4,620
Percentage Net Loans Charged-off:Construction & development-0.0657%4,859
Percentage Net Loans Charged-off: Commercial real estate-0.0262%5,193
Percentage Net Loans Charged-off: Multi-family residential-0.9748%4,767
Percentage Net Loans Charged-off: 1-4 family residential0.0304%1,925
Percentage Net Loans Charged-off: Home equity loans0.1111%467
All other 1-4 family - Percent of loans charged-off, net0.0282%1,886
Percentage Net Loans Charged-off: Commercial and industrial0.1998%1,270
Percentage Net Loans Charged-off: Loans to individuals7.2521%56
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual7.2521%46
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1364%1,511
Percentage Net Loans Charged-off: Total real estate loans-0.0074%4,662
Percentage Net Loans Charged-off:Construction & development-0.0662%4,940
Percentage Net Loans Charged-off: Commercial real estate-0.0111%5,094
Percentage Net Loans Charged-off: Multi-family residential-0.9519%4,778
Percentage Net Loans Charged-off: 1-4 family residential0.0198%1,869
Percentage Net Loans Charged-off: Home equity loans0.1807%342
All other 1-4 family - Percent of loans charged-off, net0.0157%1,837
Percentage Net Loans Charged-off: Commercial and industrial0.1161%1,287
Percentage Net Loans Charged-off: Loans to individuals7.1467%63
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual7.1467%54
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1459%1,239
Percentage Net Loans Charged-off: Total real estate loans-0.0107%4,819
Percentage Net Loans Charged-off:Construction & development-0.0680%5,038
Percentage Net Loans Charged-off: Commercial real estate-0.0098%5,186
Percentage Net Loans Charged-off: Multi-family residential-0.8810%4,797
Percentage Net Loans Charged-off: 1-4 family residential0.0132%1,476
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0135%1,379
Percentage Net Loans Charged-off: Commercial and industrial0.1449%874
Percentage Net Loans Charged-off: Loans to individuals7.7015%67
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual7.7015%58
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2177%1,357
Percentage Net Loans Charged-off: Total real estate loans-0.0114%5,051
Percentage Net Loans Charged-off:Construction & development-0.0289%4,818
Percentage Net Loans Charged-off: Commercial real estate-0.0881%5,610
Percentage Net Loans Charged-off: Multi-family residential-0.6151%4,894
Percentage Net Loans Charged-off: 1-4 family residential0.0412%2,460
Percentage Net Loans Charged-off: Home equity loans-0.0528%4,256
All other 1-4 family - Percent of loans charged-off, net0.0435%2,336
Percentage Net Loans Charged-off: Commercial and industrial0.4274%1,093
Percentage Net Loans Charged-off: Loans to individuals10.5751%30
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual10.5751%24
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1862%1,368
Percentage Net Loans Charged-off: Total real estate loans-0.0281%5,365
Percentage Net Loans Charged-off:Construction & development-0.0272%4,891
Percentage Net Loans Charged-off: Commercial real estate-0.1151%5,755
Percentage Net Loans Charged-off: Multi-family residential-0.5748%4,937
Percentage Net Loans Charged-off: 1-4 family residential0.0233%2,485
Percentage Net Loans Charged-off: Home equity loans-0.0713%4,336
All other 1-4 family - Percent of loans charged-off, net0.0256%2,345
Percentage Net Loans Charged-off: Commercial and industrial0.3702%966
Percentage Net Loans Charged-off: Loans to individuals10.2423%36
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual10.2423%29
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1783%1,387
Percentage Net Loans Charged-off: Total real estate loans-0.0445%5,565
Percentage Net Loans Charged-off:Construction & development-0.0253%4,946
Percentage Net Loans Charged-off: Commercial real estate-0.1706%5,912
Percentage Net Loans Charged-off: Multi-family residential-0.5226%4,965
Percentage Net Loans Charged-off: 1-4 family residential0.0205%2,266
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.0210%2,139
Percentage Net Loans Charged-off: Commercial and industrial0.4636%779
Percentage Net Loans Charged-off: Loans to individuals10.2064%35
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual10.2064%28
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1179%1,571
Percentage Net Loans Charged-off: Total real estate loans-0.0829%5,851
Percentage Net Loans Charged-off:Construction & development-0.0224%5,032
Percentage Net Loans Charged-off: Commercial real estate-0.3448%6,122
Percentage Net Loans Charged-off: Multi-family residential-0.4278%4,975
Percentage Net Loans Charged-off: 1-4 family residential0.0321%1,601
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.0329%1,491
Percentage Net Loans Charged-off: Commercial and industrial0.0813%949
Percentage Net Loans Charged-off: Loans to individuals11.3028%40
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual11.3028%34
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0429%3,964
Percentage Net Loans Charged-off: Total real estate loans-0.1819%6,231
Percentage Net Loans Charged-off:Construction & development-0.8037%5,677
Percentage Net Loans Charged-off: Commercial real estate0.0229%1,994
Percentage Net Loans Charged-off: Multi-family residential-0.5917%5,130
Percentage Net Loans Charged-off: 1-4 family residential-0.0125%5,725
Percentage Net Loans Charged-off: Home equity loans0.2513%626
All other 1-4 family - Percent of loans charged-off, net-0.0198%5,792
Percentage Net Loans Charged-off: Commercial and industrial-0.0573%5,154
Percentage Net Loans Charged-off: Loans to individuals13.8731%26
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual13.8731%24
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0240%5,667
Percentage Net Loans Charged-off: Total real estate loans-0.2389%6,335
Percentage Net Loans Charged-off:Construction & development-1.0629%5,779
Percentage Net Loans Charged-off: Commercial real estate0.0356%1,594
Percentage Net Loans Charged-off: Multi-family residential-0.7917%5,181
Percentage Net Loans Charged-off: 1-4 family residential-0.0072%5,621
Percentage Net Loans Charged-off: Home equity loans0.3410%497
All other 1-4 family - Percent of loans charged-off, net-0.0174%5,774
Percentage Net Loans Charged-off: Commercial and industrial-0.0871%5,292
Percentage Net Loans Charged-off: Loans to individuals13.0210%25
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual13.0209%26
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2150%6,359
Percentage Net Loans Charged-off: Total real estate loans-0.4069%6,468
Percentage Net Loans Charged-off:Construction & development-1.6799%5,876
Percentage Net Loans Charged-off: Commercial real estate-0.0444%5,925
Percentage Net Loans Charged-off: Multi-family residential-0.7977%5,206
Percentage Net Loans Charged-off: 1-4 family residential-0.0131%5,736
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net-0.0135%5,731
Percentage Net Loans Charged-off: Commercial and industrial-0.0807%5,231
Percentage Net Loans Charged-off: Loans to individuals9.2350%43
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual9.2350%41
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0819%2,333
Percentage Net Loans Charged-off: Total real estate loans0.0098%2,418
Percentage Net Loans Charged-off:Construction & development0.0877%503
Percentage Net Loans Charged-off: Commercial real estate-0.0194%5,884
Percentage Net Loans Charged-off: Multi-family residential-0.7691%5,225
Percentage Net Loans Charged-off: 1-4 family residential0.0033%2,163
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.0034%2,029
Percentage Net Loans Charged-off: Commercial and industrial-0.0236%4,800
Percentage Net Loans Charged-off: Loans to individuals6.2678%94
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual6.2678%83
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0148%5,152
Percentage Net Loans Charged-off: Total real estate loans0.0083%4,410
Percentage Net Loans Charged-off:Construction & development-0.2158%5,699
Percentage Net Loans Charged-off: Commercial real estate0.1762%1,782
Percentage Net Loans Charged-off: Multi-family residential-0.2709%5,318
Percentage Net Loans Charged-off: 1-4 family residential-0.0137%6,128
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net-0.0141%6,119
Percentage Net Loans Charged-off: Commercial and industrial-0.2063%5,908
Percentage Net Loans Charged-off: Loans to individuals4.9053%142
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.9053%128
Percentage Net Loans Charged-off: All other loans and lease-0.0528%5,714
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0128%4,884
Percentage Net Loans Charged-off: Total real estate loans0.0222%3,865
Percentage Net Loans Charged-off:Construction & development-0.3038%5,828
Percentage Net Loans Charged-off: Commercial real estate0.2672%1,332
Percentage Net Loans Charged-off: Multi-family residential-0.2342%5,352
Percentage Net Loans Charged-off: 1-4 family residential-0.0199%6,158
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net-0.0206%6,137
Percentage Net Loans Charged-off: Commercial and industrial-0.2110%5,933
Percentage Net Loans Charged-off: Loans to individuals3.8118%204
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.8118%190
Percentage Net Loans Charged-off: All other loans and lease-0.0783%5,814
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0757%6,413
Percentage Net Loans Charged-off: Total real estate loans-0.0782%6,453
Percentage Net Loans Charged-off:Construction & development-0.3775%5,897
Percentage Net Loans Charged-off: Commercial real estate-0.0269%6,219
Percentage Net Loans Charged-off: Multi-family residential-0.1920%5,345
Percentage Net Loans Charged-off: 1-4 family residential0.0228%3,160
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.0235%2,984
Percentage Net Loans Charged-off: Commercial and industrial-0.2469%6,010
Percentage Net Loans Charged-off: Loans to individuals4.1308%189
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.1308%177
Percentage Net Loans Charged-off: All other loans and lease-0.1232%5,881
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1015%2,840
Percentage Net Loans Charged-off: Total real estate loans0.1168%2,171
Percentage Net Loans Charged-off:Construction & development0.2289%784
Percentage Net Loans Charged-off: Commercial real estate0.1623%1,022
Percentage Net Loans Charged-off: Multi-family residential-0.1834%5,370
Percentage Net Loans Charged-off: 1-4 family residential0.0512%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.0529%2,138
Percentage Net Loans Charged-off: Commercial and industrial-0.1225%5,712
Percentage Net Loans Charged-off: Loans to individuals3.2825%284
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.2825%262
Percentage Net Loans Charged-off: All other loans and lease-0.0059%5,593
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0075%5,843
Percentage Net Loans Charged-off: Total real estate loans-0.0014%6,402
Percentage Net Loans Charged-off:Construction & development-0.1628%6,092
Percentage Net Loans Charged-off: Commercial real estate-0.0488%6,607
Percentage Net Loans Charged-off: Multi-family residential-0.1734%5,527
Percentage Net Loans Charged-off: 1-4 family residential0.1329%3,444
Percentage Net Loans Charged-off: Home equity loans0.1035%1,590
All other 1-4 family - Percent of loans charged-off, net0.1339%3,266
Percentage Net Loans Charged-off: Commercial and industrial0.0525%3,352
Percentage Net Loans Charged-off: Loans to individuals0.7319%1,803
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7319%1,665
Percentage Net Loans Charged-off: All other loans and lease-0.0064%5,773
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0446%5,028
Percentage Net Loans Charged-off: Total real estate loans0.0635%4,122
Percentage Net Loans Charged-off:Construction & development0.1559%1,956
Percentage Net Loans Charged-off: Commercial real estate-0.0517%6,683
Percentage Net Loans Charged-off: Multi-family residential-0.1697%5,557
Percentage Net Loans Charged-off: 1-4 family residential0.1525%3,053
Percentage Net Loans Charged-off: Home equity loans0.1406%1,348
All other 1-4 family - Percent of loans charged-off, net0.1529%2,919
Percentage Net Loans Charged-off: Commercial and industrial-0.2119%6,311
Percentage Net Loans Charged-off: Loans to individuals0.7830%1,567
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7830%1,432
Percentage Net Loans Charged-off: All other loans and lease-0.0067%5,819
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0238%6,468
Percentage Net Loans Charged-off: Total real estate loans-0.0084%6,467
Percentage Net Loans Charged-off:Construction & development0.0888%1,827
Percentage Net Loans Charged-off: Commercial real estate-0.1499%6,867
Percentage Net Loans Charged-off: Multi-family residential-0.6444%5,608
Percentage Net Loans Charged-off: 1-4 family residential0.1379%2,926
Percentage Net Loans Charged-off: Home equity loans0.2131%1,109
All other 1-4 family - Percent of loans charged-off, net0.1355%2,789
Percentage Net Loans Charged-off: Commercial and industrial-0.3051%6,434
Percentage Net Loans Charged-off: Loans to individuals0.9708%1,279
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9708%1,144
Percentage Net Loans Charged-off: All other loans and lease-0.0071%5,830
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0777%3,720
Percentage Net Loans Charged-off: Total real estate loans0.1063%2,941
Percentage Net Loans Charged-off:Construction & development0.2769%1,236
Percentage Net Loans Charged-off: Commercial real estate0.0951%1,467
Percentage Net Loans Charged-off: Multi-family residential-1.1028%5,657
Percentage Net Loans Charged-off: 1-4 family residential0.1277%2,434
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.1318%2,280
Percentage Net Loans Charged-off: Commercial and industrial-0.3240%6,460
Percentage Net Loans Charged-off: Loans to individuals1.3067%909
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3067%813
Percentage Net Loans Charged-off: All other loans and lease-0.0080%5,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1857%1,422
Percentage Net Loans Charged-off: Total real estate loans1.2536%1,271
Percentage Net Loans Charged-off:Construction & development3.4045%1,302
Percentage Net Loans Charged-off: Commercial real estate0.8577%1,416
Percentage Net Loans Charged-off: Multi-family residential-0.1237%5,675
Percentage Net Loans Charged-off: 1-4 family residential0.3908%2,569
Percentage Net Loans Charged-off: Home equity loans1.4354%622
All other 1-4 family - Percent of loans charged-off, net0.3518%2,615
Percentage Net Loans Charged-off: Commercial and industrial0.6262%2,524
Percentage Net Loans Charged-off: Loans to individuals3.0801%473
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.9180%430
Percentage Net Loans Charged-off: All other loans and lease0.1283%1,264
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4289%1,035
Percentage Net Loans Charged-off: Total real estate loans1.4999%912
Percentage Net Loans Charged-off:Construction & development4.1728%1,003
Percentage Net Loans Charged-off: Commercial real estate1.0264%1,023
Percentage Net Loans Charged-off: Multi-family residential-0.0992%5,679
Percentage Net Loans Charged-off: 1-4 family residential0.2974%2,655
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.3089%2,515
Percentage Net Loans Charged-off: Commercial and industrial0.8434%1,943
Percentage Net Loans Charged-off: Loans to individuals3.5555%380
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.3115%354
Percentage Net Loans Charged-off: All other loans and lease0.1853%1,059
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7611%807
Percentage Net Loans Charged-off: Total real estate loans1.9497%656
Percentage Net Loans Charged-off:Construction & development4.9663%827
Percentage Net Loans Charged-off: Commercial real estate1.5305%680
Percentage Net Loans Charged-off: Multi-family residential-0.1203%5,707
Percentage Net Loans Charged-off: 1-4 family residential0.2947%2,483
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.3066%2,307
Percentage Net Loans Charged-off: Commercial and industrial-0.0399%6,129
Percentage Net Loans Charged-off: Loans to individuals4.3837%311
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.9609%280
Percentage Net Loans Charged-off: All other loans and lease0.2701%843
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2706%1,089
Percentage Net Loans Charged-off: Total real estate loans1.3515%917
Percentage Net Loans Charged-off:Construction & development4.4330%679
Percentage Net Loans Charged-off: Commercial real estate0.1398%1,588
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.3901%1,769
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.4103%1,615
Percentage Net Loans Charged-off: Commercial and industrial0.4360%1,704
Percentage Net Loans Charged-off: Loans to individuals6.0328%217
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.0430%194
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7366%1,243
Percentage Net Loans Charged-off: Total real estate loans1.9118%992
Percentage Net Loans Charged-off:Construction & development3.4919%1,605
Percentage Net Loans Charged-off: Commercial real estate1.1287%1,152
Percentage Net Loans Charged-off: Multi-family residential24.5452%52
Percentage Net Loans Charged-off: 1-4 family residential0.1849%3,559
Percentage Net Loans Charged-off: Home equity loans1.9801%483
All other 1-4 family - Percent of loans charged-off, net0.0799%4,110
Percentage Net Loans Charged-off: Commercial and industrial0.6866%2,999
Percentage Net Loans Charged-off: Loans to individuals1.9620%1,103
Percentage Net Loans Charged-off: Credit card loans32.0171%23
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8069%1,069
Percentage Net Loans Charged-off: Total real estate loans2.0235%852
Percentage Net Loans Charged-off:Construction & development3.3285%1,501
Percentage Net Loans Charged-off: Commercial real estate1.1967%983
Percentage Net Loans Charged-off: Multi-family residential31.6085%42
Percentage Net Loans Charged-off: 1-4 family residential0.3312%2,608
Percentage Net Loans Charged-off: Home equity loans2.6575%341
All other 1-4 family - Percent of loans charged-off, net0.1913%3,049
Percentage Net Loans Charged-off: Commercial and industrial0.4984%2,933
Percentage Net Loans Charged-off: Loans to individuals1.7137%1,226
Percentage Net Loans Charged-off: Credit card loans34.1508%19
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7197%1,085
Percentage Net Loans Charged-off: Total real estate loans1.8820%906
Percentage Net Loans Charged-off:Construction & development3.2649%1,318
Percentage Net Loans Charged-off: Commercial real estate0.4720%1,525
Percentage Net Loans Charged-off: Multi-family residential44.3319%27
Percentage Net Loans Charged-off: 1-4 family residential0.5155%1,874
Percentage Net Loans Charged-off: Home equity loans3.9872%212
All other 1-4 family - Percent of loans charged-off, net0.3004%2,283
Percentage Net Loans Charged-off: Commercial and industrial0.8553%2,156
Percentage Net Loans Charged-off: Loans to individuals1.4807%1,337
Percentage Net Loans Charged-off: Credit card loans26.4674%28
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7602%985
Percentage Net Loans Charged-off: Total real estate loans1.8214%821
Percentage Net Loans Charged-off:Construction & development4.8365%801
Percentage Net Loans Charged-off: Commercial real estate0.0494%1,738
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.4624%1,619
Percentage Net Loans Charged-off: Home equity loans8.2045%88
All other 1-4 family - Percent of loans charged-off, net-0.0030%7,192
Percentage Net Loans Charged-off: Commercial and industrial1.7395%1,172
Percentage Net Loans Charged-off: Loans to individuals1.4297%1,370
Percentage Net Loans Charged-off: Credit card loans31.3160%26
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6108%1,569
Percentage Net Loans Charged-off: Total real estate loans1.6484%1,253
Percentage Net Loans Charged-off:Construction & development3.3467%1,631
Percentage Net Loans Charged-off: Commercial real estate0.2448%2,293
Percentage Net Loans Charged-off: Multi-family residential2.0333%424
Percentage Net Loans Charged-off: 1-4 family residential1.1547%1,154
Percentage Net Loans Charged-off: Home equity loans20.6358%31
All other 1-4 family - Percent of loans charged-off, net0.0370%4,334
Percentage Net Loans Charged-off: Commercial and industrial1.6405%2,173
Percentage Net Loans Charged-off: Loans to individuals1.8844%1,432
Percentage Net Loans Charged-off: Credit card loans43.5529%21
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3211%1,549
Percentage Net Loans Charged-off: Total real estate loans1.4395%1,168
Percentage Net Loans Charged-off:Construction & development3.2824%1,351
Percentage Net Loans Charged-off: Commercial real estate0.1073%2,279
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.4133%2,016
Percentage Net Loans Charged-off: Home equity loans7.7249%103
All other 1-4 family - Percent of loans charged-off, net0.0000%4,220
Percentage Net Loans Charged-off: Commercial and industrial0.5190%3,110
Percentage Net Loans Charged-off: Loans to individuals1.9083%1,330
Percentage Net Loans Charged-off: Credit card loans44.2441%21
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1998%1,527
Percentage Net Loans Charged-off: Total real estate loans1.2967%1,120
Percentage Net Loans Charged-off:Construction & development3.1671%1,148
Percentage Net Loans Charged-off: Commercial real estate-0.0257%7,742
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential-0.0080%7,639
Percentage Net Loans Charged-off: Home equity loans-0.1479%5,905
All other 1-4 family - Percent of loans charged-off, net0.0000%3,607
Percentage Net Loans Charged-off: Commercial and industrial0.4553%2,750
Percentage Net Loans Charged-off: Loans to individuals2.0254%1,183
Percentage Net Loans Charged-off: Credit card loans44.7148%21
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0093%1,332
Percentage Net Loans Charged-off: Total real estate loans1.0951%948
Percentage Net Loans Charged-off:Construction & development2.5507%853
Percentage Net Loans Charged-off: Commercial real estate-0.0012%7,649
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential-0.0168%7,684
Percentage Net Loans Charged-off: Home equity loans-0.3001%5,916
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial0.2017%2,276
Percentage Net Loans Charged-off: Loans to individuals2.1054%1,069
Percentage Net Loans Charged-off: Credit card loans47.4734%18
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2605%3,675
Percentage Net Loans Charged-off: Total real estate loans0.1871%2,955
Percentage Net Loans Charged-off:Construction & development0.3195%2,231
Percentage Net Loans Charged-off: Commercial real estate0.0886%1,798
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0577%3,347
Percentage Net Loans Charged-off: Home equity loans0.4624%737
All other 1-4 family - Percent of loans charged-off, net0.0372%3,399
Percentage Net Loans Charged-off: Commercial and industrial0.2687%3,324
Percentage Net Loans Charged-off: Loans to individuals2.1949%883
Percentage Net Loans Charged-off: Credit card loans39.0785%19
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1330%3,981
Percentage Net Loans Charged-off: Total real estate loans0.0739%3,208
Percentage Net Loans Charged-off:Construction & development0.0372%2,114
Percentage Net Loans Charged-off: Commercial real estate0.1239%1,158
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0591%2,726
Percentage Net Loans Charged-off: Home equity loans0.3022%706
All other 1-4 family - Percent of loans charged-off, net0.0475%2,667
Percentage Net Loans Charged-off: Commercial and industrial0.0569%3,507
Percentage Net Loans Charged-off: Loans to individuals1.8889%900
Percentage Net Loans Charged-off: Credit card loans32.2653%20
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1230%3,525
Percentage Net Loans Charged-off: Total real estate loans0.0867%2,493
Percentage Net Loans Charged-off:Construction & development0.0397%1,600
Percentage Net Loans Charged-off: Commercial real estate0.1458%826
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0782%2,086
Percentage Net Loans Charged-off: Home equity loans0.1961%652
All other 1-4 family - Percent of loans charged-off, net0.0730%1,961
Percentage Net Loans Charged-off: Commercial and industrial0.2241%2,242
Percentage Net Loans Charged-off: Loans to individuals0.8433%1,983
Percentage Net Loans Charged-off: Credit card loans20.2978%32
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1412%2,581
Percentage Net Loans Charged-off: Total real estate loans0.0683%1,934
Percentage Net Loans Charged-off:Construction & development-0.0012%7,545
Percentage Net Loans Charged-off: Commercial real estate0.1231%554
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.1429%1,230
Percentage Net Loans Charged-off: Home equity loans0.4739%322
All other 1-4 family - Percent of loans charged-off, net0.1291%1,169
Percentage Net Loans Charged-off: Commercial and industrial0.8114%926
Percentage Net Loans Charged-off: Loans to individuals0.1493%3,555
Percentage Net Loans Charged-off: Credit card loans0.0000%761
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1173%3,680
Percentage Net Loans Charged-off: Total real estate loans-0.0027%7,853
Percentage Net Loans Charged-off:Construction & development-0.0114%7,630
Percentage Net Loans Charged-off: Commercial real estate0.0105%1,559
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential-0.0152%7,906
Percentage Net Loans Charged-off: Home equity loans-0.3297%6,079
All other 1-4 family - Percent of loans charged-off, net-0.0023%7,682
Percentage Net Loans Charged-off: Commercial and industrial0.6746%1,574
Percentage Net Loans Charged-off: Loans to individuals1.5198%951
Percentage Net Loans Charged-off: Credit card loans0.0000%1,217
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1119%2,996
Percentage Net Loans Charged-off: Total real estate loans-0.0094%7,770
Percentage Net Loans Charged-off:Construction & development-0.0310%7,654
Percentage Net Loans Charged-off: Commercial real estate0.0140%1,074
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential-0.0146%7,828
Percentage Net Loans Charged-off: Home equity loans-0.3170%6,074
All other 1-4 family - Percent of loans charged-off, net-0.0024%7,577
Percentage Net Loans Charged-off: Commercial and industrial0.4986%1,488
Percentage Net Loans Charged-off: Loans to individuals2.0506%530
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0474%3,717
Percentage Net Loans Charged-off: Total real estate loans-0.0112%7,773
Percentage Net Loans Charged-off:Construction & development-0.0451%7,668
Percentage Net Loans Charged-off: Commercial real estate0.0212%765
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0083%7,734
Percentage Net Loans Charged-off: Home equity loans-0.1530%6,042
All other 1-4 family - Percent of loans charged-off, net-0.0025%7,598
Percentage Net Loans Charged-off: Commercial and industrial0.0873%2,243
Percentage Net Loans Charged-off: Loans to individuals1.4405%830
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0547%2,867
Percentage Net Loans Charged-off: Total real estate loans-0.0371%8,108
Percentage Net Loans Charged-off:Construction & development-0.0916%7,684
Percentage Net Loans Charged-off: Commercial real estate0.0046%520
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential-0.0049%7,706
Percentage Net Loans Charged-off: Home equity loans-0.1286%6,019
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.1371%1,439
Percentage Net Loans Charged-off: Loans to individuals2.1742%514
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1259%2,840
Percentage Net Loans Charged-off: Total real estate loans0.1104%1,220
Percentage Net Loans Charged-off:Construction & development0.1603%402
Percentage Net Loans Charged-off: Commercial real estate0.0966%787
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0070%2,749
Percentage Net Loans Charged-off: Home equity loans0.6599%120
All other 1-4 family - Percent of loans charged-off, net-0.0288%8,076
Percentage Net Loans Charged-off: Commercial and industrial0.2226%2,379
Percentage Net Loans Charged-off: Loans to individuals0.3210%3,770
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0720%3,250
Percentage Net Loans Charged-off: Total real estate loans0.0507%1,601
Percentage Net Loans Charged-off:Construction & development0.1268%319
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0180%8,011
Percentage Net Loans Charged-off: Home equity loans0.6614%97
All other 1-4 family - Percent of loans charged-off, net-0.0572%8,197
Percentage Net Loans Charged-off: Commercial and industrial0.2266%1,881
Percentage Net Loans Charged-off: Loans to individuals0.1742%4,174
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0776%2,843
Percentage Net Loans Charged-off: Total real estate loans0.0742%1,159
Percentage Net Loans Charged-off:Construction & development0.1854%205
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0277%8,107
Percentage Net Loans Charged-off: Home equity loans0.9750%63
All other 1-4 family - Percent of loans charged-off, net-0.0880%8,289
Percentage Net Loans Charged-off: Commercial and industrial0.1078%2,024
Percentage Net Loans Charged-off: Loans to individuals0.1277%4,080
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1612%1,536
Percentage Net Loans Charged-off: Total real estate loans0.1795%474
Percentage Net Loans Charged-off:Construction & development0.4386%84
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0685%8,319
Percentage Net Loans Charged-off: Home equity loans1.1618%52
All other 1-4 family - Percent of loans charged-off, net-0.1456%8,394
Percentage Net Loans Charged-off: Commercial and industrial0.0988%1,400
Percentage Net Loans Charged-off: Loans to individuals-0.0515%6,846
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2236%2,096
Percentage Net Loans Charged-off: Total real estate loans0.0805%1,490
Percentage Net Loans Charged-off:Construction & development0.0859%421
Percentage Net Loans Charged-off: Commercial real estate0.0368%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.2267%741
Percentage Net Loans Charged-off: Home equity loans-0.7847%6,128
All other 1-4 family - Percent of loans charged-off, net0.2873%604
Percentage Net Loans Charged-off: Commercial and industrial1.0947%1,054
Percentage Net Loans Charged-off: Loans to individuals0.9856%1,880
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2149%1,835
Percentage Net Loans Charged-off: Total real estate loans0.0333%2,045
Percentage Net Loans Charged-off:Construction & development-0.0362%7,780
Percentage Net Loans Charged-off: Commercial real estate0.0498%782
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.1930%745
Percentage Net Loans Charged-off: Home equity loans-1.0879%6,091
All other 1-4 family - Percent of loans charged-off, net0.2670%576
Percentage Net Loans Charged-off: Commercial and industrial1.3186%782
Percentage Net Loans Charged-off: Loans to individuals1.0900%1,470
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2505%1,499
Percentage Net Loans Charged-off: Total real estate loans0.0671%1,299
Percentage Net Loans Charged-off:Construction & development0.0332%345
Percentage Net Loans Charged-off: Commercial real estate0.0732%570
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.1577%834
Percentage Net Loans Charged-off: Home equity loans-1.2339%6,027
All other 1-4 family - Percent of loans charged-off, net0.2371%616
Percentage Net Loans Charged-off: Commercial and industrial1.4706%692
Percentage Net Loans Charged-off: Loans to individuals0.9319%1,690
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1939%1,622
Percentage Net Loans Charged-off: Total real estate loans0.1200%748
Percentage Net Loans Charged-off:Construction & development0.0161%219
Percentage Net Loans Charged-off: Commercial real estate0.1265%319
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.4434%314
Percentage Net Loans Charged-off: Home equity loans0.0670%252
All other 1-4 family - Percent of loans charged-off, net0.4654%310
Percentage Net Loans Charged-off: Commercial and industrial0.5692%954
Percentage Net Loans Charged-off: Loans to individuals0.8928%1,686
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0705%754
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2107%2,648
Percentage Net Loans Charged-off: Total real estate loans0.0839%1,771
Percentage Net Loans Charged-off:Construction & development0.1543%423
Percentage Net Loans Charged-off: Commercial real estate0.0306%1,304
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0993%1,595
Percentage Net Loans Charged-off: Home equity loans0.9282%89
All other 1-4 family - Percent of loans charged-off, net0.0784%1,777
Percentage Net Loans Charged-off: Commercial and industrial0.9983%1,340
Percentage Net Loans Charged-off: Loans to individuals0.4299%4,174
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1118%1,273
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2055%2,288
Percentage Net Loans Charged-off: Total real estate loans0.0894%1,444
Percentage Net Loans Charged-off:Construction & development0.2203%293
Percentage Net Loans Charged-off: Commercial real estate0.0004%1,212
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0951%1,402
Percentage Net Loans Charged-off: Home equity loans0.9126%85
All other 1-4 family - Percent of loans charged-off, net0.0800%1,498
Percentage Net Loans Charged-off: Commercial and industrial0.9429%1,184
Percentage Net Loans Charged-off: Loans to individuals0.4221%3,774
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1666%2,541
Percentage Net Loans Charged-off: Total real estate loans0.1298%1,079
Percentage Net Loans Charged-off:Construction & development0.3483%203
Percentage Net Loans Charged-off: Commercial real estate-0.0006%8,215
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.1052%1,198
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.1063%1,140
Percentage Net Loans Charged-off: Commercial and industrial0.4164%1,732
Percentage Net Loans Charged-off: Loans to individuals0.2867%4,161
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2459%1,694
Percentage Net Loans Charged-off: Total real estate loans0.2583%513
Percentage Net Loans Charged-off:Construction & development0.8029%117
Percentage Net Loans Charged-off: Commercial real estate-0.0012%8,337
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0979%967
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0982%914
Percentage Net Loans Charged-off: Commercial and industrial0.2802%1,453
Percentage Net Loans Charged-off: Loans to individuals0.1419%4,229
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2188%3,214
Percentage Net Loans Charged-off: Total real estate loans0.0823%2,048
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.1711%892
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0348%2,613
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0348%2,503
Percentage Net Loans Charged-off: Commercial and industrial0.9922%1,695
Percentage Net Loans Charged-off: Loans to individuals0.5635%3,940
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2646%2,394
Percentage Net Loans Charged-off: Total real estate loans0.1115%1,443
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.2399%619
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0460%2,007
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0460%1,939
Percentage Net Loans Charged-off: Commercial and industrial1.1874%1,245
Percentage Net Loans Charged-off: Loans to individuals0.4596%4,015
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2072%2,714
Percentage Net Loans Charged-off: Total real estate loans0.1581%1,043
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.3819%413
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0291%1,904
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0291%1,828
Percentage Net Loans Charged-off: Commercial and industrial0.4859%1,982
Percentage Net Loans Charged-off: Loans to individuals0.4150%3,910
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1372%2,902
Percentage Net Loans Charged-off: Total real estate loans0.0013%2,050
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate-0.0478%8,741
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0573%1,216
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0573%1,166
Percentage Net Loans Charged-off: Commercial and industrial0.8395%1,142
Percentage Net Loans Charged-off: Loans to individuals0.3331%3,750
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1898%3,784
Percentage Net Loans Charged-off: Total real estate loans0.0367%2,839
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0018%1,550
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0948%1,726
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0948%1,708
Percentage Net Loans Charged-off: Commercial and industrial0.8407%2,122
Percentage Net Loans Charged-off: Loans to individuals0.4536%4,520
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1258%4,649
Percentage Net Loans Charged-off: Total real estate loans0.0411%2,566
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0973%1,564
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0973%1,506
Percentage Net Loans Charged-off: Commercial and industrial0.4879%2,710
Percentage Net Loans Charged-off: Loans to individuals0.2289%5,802
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1015%4,594
Percentage Net Loans Charged-off: Total real estate loans0.0295%564
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0702%347
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0702%321
Percentage Net Loans Charged-off: Commercial and industrial0.3365%567
Percentage Net Loans Charged-off: Loans to individuals0.1917%1,128
Percentage Net Loans Charged-off: Credit card loans0.6029%870
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0934%4,970
Percentage Net Loans Charged-off: Total real estate loans0.0589%404
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.1348%219
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.1348%218
Percentage Net Loans Charged-off: Commercial and industrial0.1875%693
Percentage Net Loans Charged-off: Loans to individuals0.1395%1,221
Percentage Net Loans Charged-off: Credit card loans0.5330%888
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1383%4,391
Percentage Net Loans Charged-off: Total real estate loans0.0273%625
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0639%417
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0639%390
Percentage Net Loans Charged-off: Commercial and industrial0.3094%498
Percentage Net Loans Charged-off: Loans to individuals0.4818%854
Percentage Net Loans Charged-off: Credit card loans0.4023%920
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3165%2,618
Percentage Net Loans Charged-off: Total real estate loans0.0231%708
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0572%499
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0572%456
Percentage Net Loans Charged-off: Commercial and industrial3.6253%32
Percentage Net Loans Charged-off: Loans to individuals0.0825%1,256
Percentage Net Loans Charged-off: Credit card loans0.5892%922
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3454%2,602
Percentage Net Loans Charged-off: Total real estate loans0.2363%222
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate-0.0107%1,190
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.5972%55
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.5972%54
Percentage Net Loans Charged-off: Commercial and industrial1.2057%155
Percentage Net Loans Charged-off: Loans to individuals0.2714%1,124
Percentage Net Loans Charged-off: Credit card loans0.9977%881
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0653%6,532
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7654%1,089
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1232%12,262
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2629%13,432
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA