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WNB FINANCIAL, N.A., Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$20,920,0001,825
Total interest expense$5,670,0001,885
Net interest income$15,250,0001,785
Provision for loan and lease losses$295,0001,702
Total noninterest income$5,383,0001,136
Gross Fiduciary activities income$1,541,000441
Service charges on deposit accounts$468,0001,717
Trading account gains and feesNANA
Additional Noninterest Income$3,374,0001,166
Total noninterest expense$15,818,0001,460
Salaries and employee benefits$8,922,0001,467
Premises and equipment expense$1,505,0001,535
Additional noninterest expense$3,374,0001,166
Pre-tax net operating income$4,520,0002,036
Securities gains (losses)$-12,0003,398
Applicable income taxes$756,0001,617
Income before extraordinary items$3,752,0002,063
Extraordinary gains, net$054
Net income$3,752,0002,088
Minority interest net income$088
Net income of bank and minority interests.$3,752,0002,066
Net charge-offs$121,0001,387
Cash dividends$1,976,0001,555
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,761,9602,092
2023-09-30 (YTD Data)Rank
Total interest income$15,183,0001,844
Total interest expense$3,732,0001,907
Net interest income$11,451,0001,791
Provision for loan and lease losses$245,0001,499
Total noninterest income$4,161,0001,121
Gross Fiduciary activities income$1,175,000434
Service charges on deposit accounts$347,0001,730
Trading account gains and feesNANA
Additional Noninterest Income$2,639,0001,135
Total noninterest expense$11,873,0001,448
Salaries and employee benefits$6,660,0001,467
Premises and equipment expense$1,136,0001,526
Additional noninterest expense$2,639,0001,135
Pre-tax net operating income$3,494,0002,052
Securities gains (losses)$-4,0003,374
Applicable income taxes$906,0001,349
Income before extraordinary items$2,584,0002,224
Extraordinary gains, net$052
Net income$2,584,0002,246
Minority interest net income$081
Net income of bank and minority interests.$2,584,0002,226
Net charge-offs$85,0001,245
Cash dividends$1,513,0001,352
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,587,1602,243
2023-06-30 (YTD Data)Rank
Total interest income$9,984,0001,830
Total interest expense$2,129,0001,939
Net interest income$7,855,0001,773
Provision for loan and lease losses$200,0001,332
Total noninterest income$2,601,0001,108
Gross Fiduciary activities income$798,000423
Service charges on deposit accounts$229,0001,734
Trading account gains and feesNANA
Additional Noninterest Income$1,574,0001,154
Total noninterest expense$7,896,0001,435
Salaries and employee benefits$4,414,0001,461
Premises and equipment expense$778,0001,488
Additional noninterest expense$1,574,0001,153
Pre-tax net operating income$2,360,0002,037
Securities gains (losses)$-3,0003,656
Applicable income taxes$625,0001,339
Income before extraordinary items$1,732,0002,224
Extraordinary gains, net$051
Net income$1,732,0002,251
Minority interest net income$081
Net income of bank and minority interests.$1,732,0002,224
Net charge-offs$58,0001,123
Cash dividends$1,075,0001,315
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,734,3702,241
2023-03-31 (YTD Data)Rank
Total interest income$4,769,0001,873
Total interest expense$784,0002,124
Net interest income$3,985,0001,756
Provision for loan and lease losses$150,0001,007
Total noninterest income$1,470,0001,015
Gross Fiduciary activities income$427,000427
Service charges on deposit accounts$104,0001,857
Trading account gains and feesNANA
Additional Noninterest Income$939,0001,017
Total noninterest expense$3,918,0001,466
Salaries and employee benefits$2,185,0001,508
Premises and equipment expense$381,0001,539
Additional noninterest expense$939,0001,017
Pre-tax net operating income$1,387,0001,890
Securities gains (losses)$0950
Applicable income taxes$379,0001,201
Income before extraordinary items$1,008,0002,083
Extraordinary gains, net$04
Net income$1,008,0002,082
Minority interest net income$048
Net income of bank and minority interests.$1,008,0002,083
Net charge-offs$-1,0003,238
Cash dividends$543,0001,184
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,008,0002,110
2022-12-31 (YTD Data)Rank
Total interest income$17,458,0001,735
Total interest expense$1,374,0002,016
Net interest income$16,084,0001,691
Provision for loan and lease losses$300,0001,513
Total noninterest income$5,779,0001,095
Gross Fiduciary activities income$1,566,000446
Service charges on deposit accounts$431,0001,866
Trading account gains and feesNANA
Additional Noninterest Income$3,782,0001,091
Total noninterest expense$14,941,0001,486
Salaries and employee benefits$8,167,0001,536
Premises and equipment expense$1,455,0001,566
Additional noninterest expense$3,782,0001,091
Pre-tax net operating income$6,622,0001,711
Securities gains (losses)$0691
Applicable income taxes$1,851,0001,137
Income before extraordinary items$4,771,0001,883
Extraordinary gains, net$05
Net income$4,771,0001,881
Minority interest net income$063
Net income of bank and minority interests.$4,771,0001,882
Net charge-offs$28,0001,796
Cash dividends$3,138,0001,105
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,771,0001,913
2022-09-30 (YTD Data)Rank
Total interest income$12,653,0001,732
Total interest expense$956,0001,823
Net interest income$11,697,0001,723
Provision for loan and lease losses$150,0001,628
Total noninterest income$4,668,0001,054
Gross Fiduciary activities income$1,210,000443
Service charges on deposit accounts$311,0001,920
Trading account gains and feesNANA
Additional Noninterest Income$3,147,0001,033
Total noninterest expense$11,296,0001,473
Salaries and employee benefits$6,251,0001,522
Premises and equipment expense$1,057,0001,605
Additional noninterest expense$3,147,0001,033
Pre-tax net operating income$4,919,0001,720
Securities gains (losses)$0740
Applicable income taxes$1,397,0001,129
Income before extraordinary items$3,522,0001,890
Extraordinary gains, net$04
Net income$3,522,0001,889
Minority interest net income$057
Net income of bank and minority interests.$3,522,0001,889
Net charge-offs$138,000816
Cash dividends$2,611,000929
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,522,0001,921
2022-06-30 (YTD Data)Rank
Total interest income$8,089,0001,742
Total interest expense$607,0001,717
Net interest income$7,482,0001,748
Provision for loan and lease losses$02,599
Total noninterest income$3,236,0001,018
Gross Fiduciary activities income$837,000397
Service charges on deposit accounts$204,0001,939
Trading account gains and feesNANA
Additional Noninterest Income$2,195,0001,035
Total noninterest expense$7,389,0001,476
Salaries and employee benefits$4,080,0001,543
Premises and equipment expense$709,0001,608
Additional noninterest expense$2,600,0001,296
Pre-tax net operating income$3,329,0001,612
Securities gains (losses)$0687
Applicable income taxes$975,0001,027
Income before extraordinary items$2,354,0001,793
Extraordinary gains, net$04
Net income$2,354,0001,793
Minority interest net income$060
Net income of bank and minority interests.$2,354,0001,793
Net charge-offs$39,0001,066
Cash dividends$2,088,000813
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,354,0001,829
2022-03-31 (YTD Data)Rank
Total interest income$3,957,0001,739
Total interest expense$301,0001,676
Net interest income$3,656,0001,741
Provision for loan and lease losses$02,285
Total noninterest income$1,793,000953
Gross Fiduciary activities income$459,000385
Service charges on deposit accounts$97,0001,981
Trading account gains and feesNANA
Additional Noninterest Income$1,237,000948
Total noninterest expense$3,682,0001,474
Salaries and employee benefits$2,063,0001,528
Premises and equipment expense$367,0001,596
Additional noninterest expense$1,252,0001,334
Pre-tax net operating income$1,767,0001,469
Securities gains (losses)$0623
Applicable income taxes$561,000914
Income before extraordinary items$1,206,0001,696
Extraordinary gains, net$04
Net income$1,206,0001,697
Minority interest net income$050
Net income of bank and minority interests.$1,206,0001,696
Net charge-offs$40,000748
Cash dividends$1,222,000674
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,206,0001,713
2021-12-31 (YTD Data)Rank
Total interest income$16,950,0001,694
Total interest expense$1,317,0001,828
Net interest income$15,633,0001,673
Provision for loan and lease losses$200,0001,725
Total noninterest income$6,728,0001,085
Gross Fiduciary activities income$1,591,000402
Service charges on deposit accounts$395,0001,876
Trading account gains and feesNANA
Additional Noninterest Income$4,742,0001,109
Total noninterest expense$14,312,0001,517
Salaries and employee benefits$8,052,0001,556
Premises and equipment expense$1,317,0001,692
Additional noninterest expense$4,943,0001,347
Pre-tax net operating income$7,849,0001,509
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$7,849,0001,358
Extraordinary gains, net$010
Net income$7,849,0001,358
Minority interest net income$074
Net income of bank and minority interests.$7,849,0001,358
Net charge-offs$6,0002,402
Cash dividends$5,070,000782
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,849,0001,342
2021-09-30 (YTD Data)Rank
Total interest income$12,815,0001,709
Total interest expense$984,0001,913
Net interest income$11,831,0001,685
Provision for loan and lease losses$200,0001,464
Total noninterest income$5,080,0001,104
Gross Fiduciary activities income$1,199,000400
Service charges on deposit accounts$279,0001,946
Trading account gains and feesNANA
Additional Noninterest Income$3,602,0001,123
Total noninterest expense$10,703,0001,517
Salaries and employee benefits$6,008,0001,567
Premises and equipment expense$1,004,0001,696
Additional noninterest expense$3,691,0001,348
Pre-tax net operating income$6,008,0001,549
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$6,008,0001,406
Extraordinary gains, net$08
Net income$6,008,0001,405
Minority interest net income$069
Net income of bank and minority interests.$6,008,0001,406
Net charge-offs$-5,0003,437
Cash dividends$3,633,000743
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,008,0001,384
2021-06-30 (YTD Data)Rank
Total interest income$8,160,0001,782
Total interest expense$659,0001,978
Net interest income$7,501,0001,744
Provision for loan and lease losses$200,0001,183
Total noninterest income$3,610,0001,061
Gross Fiduciary activities income$816,000392
Service charges on deposit accounts$179,0001,942
Trading account gains and feesNANA
Additional Noninterest Income$2,615,0001,076
Total noninterest expense$7,177,0001,505
Salaries and employee benefits$4,021,0001,555
Premises and equipment expense$666,0001,695
Additional noninterest expense$2,490,0001,317
Pre-tax net operating income$3,734,0001,601
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$3,734,0001,475
Extraordinary gains, net$06
Net income$3,734,0001,475
Minority interest net income$067
Net income of bank and minority interests.$3,734,0001,475
Net charge-offs$-4,0003,475
Cash dividends$2,343,000752
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,734,0001,437
2021-03-31 (YTD Data)Rank
Total interest income$4,047,0001,790
Total interest expense$329,0002,048
Net interest income$3,718,0001,739
Provision for loan and lease losses$200,000806
Total noninterest income$2,001,0001,006
Gross Fiduciary activities income$437,000387
Service charges on deposit accounts$88,0001,954
Trading account gains and feesNANA
Additional Noninterest Income$1,476,000989
Total noninterest expense$3,728,0001,451
Salaries and employee benefits$2,082,0001,501
Premises and equipment expense$331,0001,713
Additional noninterest expense$1,315,0001,239
Pre-tax net operating income$1,791,0001,657
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$1,791,0001,513
Extraordinary gains, net$03
Net income$1,791,0001,513
Minority interest net income$055
Net income of bank and minority interests.$1,791,0001,513
Net charge-offs$-8,0003,977
Cash dividends$1,198,000662
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,791,0001,478
2020-12-31 (YTD Data)Rank
Total interest income$16,351,0001,761
Total interest expense$1,803,0002,104
Net interest income$14,548,0001,691
Provision for loan and lease losses$962,0001,637
Total noninterest income$6,663,0001,057
Gross Fiduciary activities income$1,439,000399
Service charges on deposit accounts$416,0001,847
Trading account gains and feesNANA
Additional Noninterest Income$4,808,0001,043
Total noninterest expense$13,992,0001,481
Salaries and employee benefits$8,032,0001,510
Premises and equipment expense$1,366,0001,635
Additional noninterest expense$4,594,0001,373
Pre-tax net operating income$6,257,0001,505
Securities gains (losses)$1,040,000353
Applicable income taxes$03,697
Income before extraordinary items$7,297,0001,226
Extraordinary gains, net$04
Net income$7,297,0001,226
Minority interest net income$072
Net income of bank and minority interests.$7,297,0001,226
Net charge-offs$-3,0004,049
Cash dividends$2,192,0001,421
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,257,0001,339
2020-09-30 (YTD Data)Rank
Total interest income$12,106,0001,792
Total interest expense$1,401,0002,132
Net interest income$10,705,0001,711
Provision for loan and lease losses$592,0001,833
Total noninterest income$4,734,0001,058
Gross Fiduciary activities income$1,086,000395
Service charges on deposit accounts$310,0001,841
Trading account gains and feesNANA
Additional Noninterest Income$3,338,0001,069
Total noninterest expense$10,404,0001,475
Salaries and employee benefits$5,859,0001,531
Premises and equipment expense$1,027,0001,627
Additional noninterest expense$3,518,0001,330
Pre-tax net operating income$4,443,0001,544
Securities gains (losses)$1,040,000297
Applicable income taxes$03,696
Income before extraordinary items$5,483,0001,187
Extraordinary gains, net$04
Net income$5,483,0001,186
Minority interest net income$065
Net income of bank and minority interests.$5,483,0001,187
Net charge-offs$-6,0004,127
Cash dividends$1,372,0001,429
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,443,0001,344
2020-06-30 (YTD Data)Rank
Total interest income$7,967,0001,836
Total interest expense$944,0002,229
Net interest income$7,023,0001,735
Provision for loan and lease losses$394,0001,822
Total noninterest income$2,575,0001,146
Gross Fiduciary activities income$747,000391
Service charges on deposit accounts$210,0001,845
Trading account gains and feesNANA
Additional Noninterest Income$1,618,0001,254
Total noninterest expense$6,863,0001,481
Salaries and employee benefits$3,756,0001,566
Premises and equipment expense$686,0001,615
Additional noninterest expense$2,421,0001,285
Pre-tax net operating income$2,341,0001,783
Securities gains (losses)$897,000244
Applicable income taxes$03,655
Income before extraordinary items$3,238,0001,232
Extraordinary gains, net$04
Net income$3,238,0001,232
Minority interest net income$065
Net income of bank and minority interests.$3,238,0001,232
Net charge-offs$66,0001,569
Cash dividends$798,0001,538
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,341,0001,568
2020-03-31 (YTD Data)Rank
Total interest income$3,930,0001,835
Total interest expense$453,0002,453
Net interest income$3,477,0001,719
Provision for loan and lease losses$165,0001,576
Total noninterest income$1,083,0001,221
Gross Fiduciary activities income$414,000380
Service charges on deposit accounts$133,0001,771
Trading account gains and feesNANA
Additional Noninterest Income$536,0001,448
Total noninterest expense$3,517,0001,468
Salaries and employee benefits$1,893,0001,575
Premises and equipment expense$348,0001,620
Additional noninterest expense$1,276,0001,242
Pre-tax net operating income$878,0002,027
Securities gains (losses)$897,000115
Applicable income taxes$03,513
Income before extraordinary items$1,775,0001,032
Extraordinary gains, net$04
Net income$1,775,0001,031
Minority interest net income$056
Net income of bank and minority interests.$1,775,0001,032
Net charge-offs$71,0001,040
Cash dividends$366,0001,512
Sale, conversion, retirement of capital stock, net$0482
Net operating income$878,0001,815
2019-12-31 (YTD Data)Rank
Total interest income$16,666,0001,774
Total interest expense$1,859,0002,462
Net interest income$14,807,0001,615
Provision for loan and lease losses$438,0001,616
Total noninterest income$3,762,0001,372
Gross Fiduciary activities income$1,468,000394
Service charges on deposit accounts$578,0001,719
Trading account gains and feesNANA
Additional Noninterest Income$1,716,0001,680
Total noninterest expense$13,631,0001,470
Salaries and employee benefits$7,293,0001,575
Premises and equipment expense$1,298,0001,696
Additional noninterest expense$5,040,0001,233
Pre-tax net operating income$4,500,0001,898
Securities gains (losses)$753,000278
Applicable income taxes$03,859
Income before extraordinary items$5,253,0001,541
Extraordinary gains, net$011
Net income$5,253,0001,542
Minority interest net income$076
Net income of bank and minority interests.$5,253,0001,543
Net charge-offs$200,0001,690
Cash dividends$1,574,0001,828
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,500,0001,701
2019-09-30 (YTD Data)Rank
Total interest income$12,548,0001,789
Total interest expense$1,396,0002,464
Net interest income$11,152,0001,631
Provision for loan and lease losses$300,0001,600
Total noninterest income$2,530,0001,467
Gross Fiduciary activities income$1,125,000388
Service charges on deposit accounts$431,0001,732
Trading account gains and feesNANA
Additional Noninterest Income$974,0001,957
Total noninterest expense$10,211,0001,474
Salaries and employee benefits$5,479,0001,579
Premises and equipment expense$908,0001,808
Additional noninterest expense$3,824,0001,219
Pre-tax net operating income$3,171,0002,039
Securities gains (losses)$753,000241
Applicable income taxes$03,902
Income before extraordinary items$3,924,0001,573
Extraordinary gains, net$011
Net income$3,924,0001,574
Minority interest net income$072
Net income of bank and minority interests.$3,924,0001,574
Net charge-offs$181,0001,370
Cash dividends$1,074,0001,738
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,171,0001,824
2019-06-30 (YTD Data)Rank
Total interest income$8,348,0001,789
Total interest expense$934,0002,440
Net interest income$7,414,0001,644
Provision for loan and lease losses$210,0001,506
Total noninterest income$1,627,0001,467
Gross Fiduciary activities income$776,000386
Service charges on deposit accounts$282,0001,741
Trading account gains and feesNANA
Additional Noninterest Income$569,0002,065
Total noninterest expense$6,902,0001,465
Salaries and employee benefits$3,697,0001,566
Premises and equipment expense$608,0001,802
Additional noninterest expense$2,597,0001,216
Pre-tax net operating income$1,929,0002,147
Securities gains (losses)$58,000702
Applicable income taxes$03,901
Income before extraordinary items$1,987,0001,931
Extraordinary gains, net$011
Net income$1,987,0001,929
Minority interest net income$069
Net income of bank and minority interests.$1,987,0001,931
Net charge-offs$113,0001,339
Cash dividends$748,0001,729
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,929,0001,952
2019-03-31 (YTD Data)Rank
Total interest income$4,163,0001,797
Total interest expense$483,0002,354
Net interest income$3,680,0001,668
Provision for loan and lease losses$58,0001,977
Total noninterest income$960,0001,268
Gross Fiduciary activities income$420,000377
Service charges on deposit accounts$136,0001,773
Trading account gains and feesNANA
Additional Noninterest Income$404,0001,658
Total noninterest expense$3,683,0001,395
Salaries and employee benefits$1,933,0001,512
Premises and equipment expense$324,0001,746
Additional noninterest expense$1,426,0001,121
Pre-tax net operating income$899,0002,198
Securities gains (losses)$23,000544
Applicable income taxes$03,800
Income before extraordinary items$922,0001,994
Extraordinary gains, net$05
Net income$922,0001,992
Minority interest net income$052
Net income of bank and minority interests.$922,0001,993
Net charge-offs$-2,0004,062
Cash dividends$452,0001,414
Sale, conversion, retirement of capital stock, net$0529
Net operating income$899,0002,008
2018-12-31 (YTD Data)Rank
Total interest income$11,683,0002,259
Total interest expense$1,075,0002,826
Net interest income$10,608,0002,136
Provision for loan and lease losses$560,0001,365
Total noninterest income$4,017,0001,267
Gross Fiduciary activities income$1,446,000400
Service charges on deposit accounts$471,0002,078
Trading account gains and feesNANA
Additional Noninterest Income$2,100,0001,455
Total noninterest expense$10,945,0001,758
Salaries and employee benefits$5,668,0001,896
Premises and equipment expense$925,0002,155
Additional noninterest expense$4,352,0001,396
Pre-tax net operating income$3,120,0002,443
Securities gains (losses)$1,290,00073
Applicable income taxes$03,978
Income before extraordinary items$4,410,0001,754
Extraordinary gains, net$06
Net income$4,410,0001,753
Minority interest net income$072
Net income of bank and minority interests.$4,410,0001,753
Net charge-offs$228,0001,537
Cash dividends$1,326,0001,882
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,120,0002,264
2018-09-30 (YTD Data)Rank
Total interest income$8,655,0002,264
Total interest expense$754,0002,850
Net interest income$7,901,0002,148
Provision for loan and lease losses$510,0001,112
Total noninterest income$2,908,0001,303
Gross Fiduciary activities income$1,093,000399
Service charges on deposit accounts$345,0002,118
Trading account gains and feesNANA
Additional Noninterest Income$1,470,0001,531
Total noninterest expense$8,037,0001,789
Salaries and employee benefits$4,258,0001,889
Premises and equipment expense$684,0002,195
Additional noninterest expense$3,095,0001,472
Pre-tax net operating income$2,262,0002,542
Securities gains (losses)$1,291,00073
Applicable income taxes$04,032
Income before extraordinary items$3,553,0001,660
Extraordinary gains, net$05
Net income$3,553,0001,658
Minority interest net income$066
Net income of bank and minority interests.$3,553,0001,659
Net charge-offs$213,0001,205
Cash dividends$1,048,0001,625
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,262,0002,323
2018-06-30 (YTD Data)Rank
Total interest income$5,725,0002,259
Total interest expense$499,0002,796
Net interest income$5,226,0002,164
Provision for loan and lease losses$415,000952
Total noninterest income$2,025,0001,278
Gross Fiduciary activities income$731,000403
Service charges on deposit accounts$229,0002,120
Trading account gains and feesNANA
Additional Noninterest Income$1,065,0001,459
Total noninterest expense$5,341,0001,809
Salaries and employee benefits$2,882,0001,889
Premises and equipment expense$460,0002,192
Additional noninterest expense$1,999,0001,506
Pre-tax net operating income$1,495,0002,526
Securities gains (losses)$1,244,00056
Applicable income taxes$04,018
Income before extraordinary items$2,739,0001,441
Extraordinary gains, net$06
Net income$2,739,0001,440
Minority interest net income$065
Net income of bank and minority interests.$2,739,0001,440
Net charge-offs$214,000900
Cash dividends$834,0001,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,495,0002,317
2018-03-31 (YTD Data)Rank
Total interest income$2,848,0002,257
Total interest expense$254,0002,724
Net interest income$2,594,0002,181
Provision for loan and lease losses$320,000648
Total noninterest income$1,183,0001,137
Gross Fiduciary activities income$365,000407
Service charges on deposit accounts$114,0002,124
Trading account gains and feesNANA
Additional Noninterest Income$704,0001,200
Total noninterest expense$2,740,0001,778
Salaries and employee benefits$1,482,0001,864
Premises and equipment expense$226,0002,250
Additional noninterest expense$1,032,0001,463
Pre-tax net operating income$717,0002,552
Securities gains (losses)$952,00049
Applicable income taxes$03,948
Income before extraordinary items$1,669,0001,214
Extraordinary gains, net$07
Net income$1,669,0001,212
Minority interest net income$052
Net income of bank and minority interests.$1,669,0001,214
Net charge-offs$238,000514
Cash dividends$500,0001,167
Sale, conversion, retirement of capital stock, net$0580
Net operating income$717,0002,326
2017-12-31 (YTD Data)Rank
Total interest income$11,228,0002,236
Total interest expense$836,0002,861
Net interest income$10,392,0002,155
Provision for loan and lease losses$414,0001,625
Total noninterest income$3,565,0001,394
Gross Fiduciary activities income$1,144,000431
Service charges on deposit accounts$488,0002,063
Trading account gains and feesNANA
Additional Noninterest Income$1,933,0001,569
Total noninterest expense$10,242,0001,870
Salaries and employee benefits$5,351,0001,987
Premises and equipment expense$935,0002,209
Additional noninterest expense$3,956,0001,540
Pre-tax net operating income$3,301,0002,324
Securities gains (losses)$-59,0005,336
Applicable income taxes$04,135
Income before extraordinary items$3,242,0001,920
Extraordinary gains, net$09
Net income$3,242,0001,920
Minority interest net income$076
Net income of bank and minority interests.$3,242,0001,921
Net charge-offs$3,0003,939
Cash dividends$2,082,0001,378
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,301,0001,867
2017-09-30 (YTD Data)Rank
Total interest income$8,336,0002,255
Total interest expense$617,0002,876
Net interest income$7,719,0002,181
Provision for loan and lease losses$342,0001,498
Total noninterest income$2,736,0001,386
Gross Fiduciary activities income$844,000438
Service charges on deposit accounts$362,0002,099
Trading account gains and feesNANA
Additional Noninterest Income$1,530,0001,531
Total noninterest expense$7,666,0001,868
Salaries and employee benefits$4,007,0002,004
Premises and equipment expense$704,0002,208
Additional noninterest expense$2,955,0001,525
Pre-tax net operating income$2,447,0002,399
Securities gains (losses)$-44,0005,574
Applicable income taxes$04,172
Income before extraordinary items$2,403,0002,089
Extraordinary gains, net$09
Net income$2,403,0002,090
Minority interest net income$071
Net income of bank and minority interests.$2,403,0002,090
Net charge-offs$03,796
Cash dividends$1,232,0001,498
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,447,0002,022
2017-06-30 (YTD Data)Rank
Total interest income$5,444,0002,277
Total interest expense$386,0002,928
Net interest income$5,058,0002,203
Provision for loan and lease losses$262,0001,325
Total noninterest income$1,338,0001,712
Gross Fiduciary activities income$559,000437
Service charges on deposit accounts$235,0002,128
Trading account gains and feesNANA
Additional Noninterest Income$544,0002,226
Total noninterest expense$5,098,0001,878
Salaries and employee benefits$2,710,0001,977
Premises and equipment expense$473,0002,215
Additional noninterest expense$1,915,0001,565
Pre-tax net operating income$1,036,0003,071
Securities gains (losses)$-66,0005,687
Applicable income taxes$04,189
Income before extraordinary items$970,0002,870
Extraordinary gains, net$011
Net income$970,0002,870
Minority interest net income$071
Net income of bank and minority interests.$970,0002,870
Net charge-offs$11,0002,863
Cash dividends$802,0001,515
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,036,0002,740
2017-03-31 (YTD Data)Rank
Total interest income$2,629,0002,336
Total interest expense$183,0003,024
Net interest income$2,446,0002,260
Provision for loan and lease losses$180,000999
Total noninterest income$664,0001,715
Gross Fiduciary activities income$277,000450
Service charges on deposit accounts$111,0002,234
Trading account gains and feesNANA
Additional Noninterest Income$276,0002,204
Total noninterest expense$2,656,0001,821
Salaries and employee benefits$1,412,0001,948
Premises and equipment expense$235,0002,240
Additional noninterest expense$1,009,0001,492
Pre-tax net operating income$274,0003,965
Securities gains (losses)$-21,0005,716
Applicable income taxes$04,086
Income before extraordinary items$253,0003,853
Extraordinary gains, net$08
Net income$253,0003,851
Minority interest net income$055
Net income of bank and minority interests.$253,0003,853
Net charge-offs$-13,0005,099
Cash dividends$650,0001,001
Sale, conversion, retirement of capital stock, net$0632
Net operating income$274,0003,724
2016-12-31 (YTD Data)Rank
Total interest income$10,488,0002,309
Total interest expense$673,0003,117
Net interest income$9,815,0002,220
Provision for loan and lease losses$04,332
Total noninterest income$3,371,0001,518
Gross Fiduciary activities income$1,075,000443
Service charges on deposit accounts$513,0002,042
Trading account gains and fees$0170
Additional Noninterest Income$1,783,0001,701
Total noninterest expense$10,245,0001,862
Salaries and employee benefits$5,111,0002,062
Premises and equipment expense$1,003,0002,147
Additional noninterest expense$4,131,0001,490
Pre-tax net operating income$2,941,0002,432
Securities gains (losses)$60,0001,716
Applicable income taxes$04,278
Income before extraordinary items$3,001,0002,117
Extraordinary gains, net$05
Net income$3,001,0002,115
Minority interest net income$082
Net income of bank and minority interests.$3,001,0002,116
Net charge-offs$36,0003,356
Cash dividends$1,550,0001,669
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,941,0002,087
2016-09-30 (YTD Data)Rank
Total interest income$7,719,0002,345
Total interest expense$502,0003,123
Net interest income$7,217,0002,263
Provision for loan and lease losses$04,186
Total noninterest income$2,405,0001,571
Gross Fiduciary activities income$822,000441
Service charges on deposit accounts$384,0002,056
Trading account gains and fees$0169
Additional Noninterest Income$1,199,0001,816
Total noninterest expense$7,621,0001,882
Salaries and employee benefits$3,848,0002,047
Premises and equipment expense$706,0002,241
Additional noninterest expense$3,067,0001,511
Pre-tax net operating income$2,001,0002,621
Securities gains (losses)$-117,0005,924
Applicable income taxes$04,325
Income before extraordinary items$1,884,0002,442
Extraordinary gains, net$05
Net income$1,884,0002,443
Minority interest net income$071
Net income of bank and minority interests.$1,884,0002,443
Net charge-offs$-45,0005,334
Cash dividends$1,180,0001,509
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,001,0002,280
2016-06-30 (YTD Data)Rank
Total interest income$5,179,0002,337
Total interest expense$332,0003,145
Net interest income$4,847,0002,252
Provision for loan and lease losses$04,017
Total noninterest income$1,598,0001,550
Gross Fiduciary activities income$560,000441
Service charges on deposit accounts$243,0002,109
Trading account gains and fees$0157
Additional Noninterest Income$795,0001,796
Total noninterest expense$5,089,0001,884
Salaries and employee benefits$2,583,0002,042
Premises and equipment expense$487,0002,198
Additional noninterest expense$2,019,0001,519
Pre-tax net operating income$1,356,0002,563
Securities gains (losses)$-88,0005,997
Applicable income taxes$04,338
Income before extraordinary items$1,268,0002,406
Extraordinary gains, net$016
Net income$1,268,0002,405
Minority interest net income$071
Net income of bank and minority interests.$1,268,0002,405
Net charge-offs$-21,0005,221
Cash dividends$700,0001,630
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,356,0002,226
2016-03-31 (YTD Data)Rank
Total interest income$2,572,0002,358
Total interest expense$165,0003,177
Net interest income$2,407,0002,256
Provision for loan and lease losses$03,656
Total noninterest income$708,0001,660
Gross Fiduciary activities income$260,000451
Service charges on deposit accounts$115,0002,197
Trading account gains and fees$0142
Additional Noninterest Income$333,0001,972
Total noninterest expense$2,572,0001,863
Salaries and employee benefits$1,323,0002,009
Premises and equipment expense$243,0002,213
Additional noninterest expense$1,006,0001,517
Pre-tax net operating income$543,0002,893
Securities gains (losses)$-76,0006,074
Applicable income taxes$04,259
Income before extraordinary items$467,0002,855
Extraordinary gains, net$012
Net income$467,0002,854
Minority interest net income$062
Net income of bank and minority interests.$467,0002,855
Net charge-offs$-22,0005,496
Cash dividends$400,0001,369
Sale, conversion, retirement of capital stock, net$0659
Net operating income$543,0002,567
2015-12-31 (YTD Data)Rank
Total interest income$10,163,0002,335
Total interest expense$677,0003,128
Net interest income$9,486,0002,252
Provision for loan and lease losses$188,0002,404
Total noninterest income$3,329,0001,487
Gross Fiduciary activities income$1,019,000458
Service charges on deposit accounts$539,0002,007
Trading account gains and fees$0159
Additional Noninterest Income$1,771,0001,668
Total noninterest expense$9,907,0001,912
Salaries and employee benefits$4,985,0002,065
Premises and equipment expense$950,0002,259
Additional noninterest expense$3,972,0001,536
Pre-tax net operating income$2,720,0002,487
Securities gains (losses)$-209,0006,117
Applicable income taxes$04,402
Income before extraordinary items$2,511,0002,334
Extraordinary gains, net$023
Net income$2,511,0002,335
Minority interest net income$081
Net income of bank and minority interests.$2,511,0002,336
Net charge-offs$188,0002,044
Cash dividends$1,626,0001,556
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,720,0002,153
2015-09-30 (YTD Data)Rank
Total interest income$7,579,0002,364
Total interest expense$516,0003,152
Net interest income$7,063,0002,285
Provision for loan and lease losses$53,0003,206
Total noninterest income$2,537,0001,484
Gross Fiduciary activities income$771,000454
Service charges on deposit accounts$405,0002,021
Trading account gains and fees$0153
Additional Noninterest Income$1,361,0001,659
Total noninterest expense$7,555,0001,882
Salaries and employee benefits$3,737,0002,079
Premises and equipment expense$733,0002,240
Additional noninterest expense$3,085,0001,488
Pre-tax net operating income$1,992,0002,574
Securities gains (losses)$-155,0006,208
Applicable income taxes$04,489
Income before extraordinary items$1,837,0002,408
Extraordinary gains, net$021
Net income$1,837,0002,409
Minority interest net income$078
Net income of bank and minority interests.$1,837,0002,409
Net charge-offs$206,0001,527
Cash dividends$1,390,0001,290
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,992,0002,233
2015-06-30 (YTD Data)Rank
Total interest income$5,025,0002,381
Total interest expense$354,0003,098
Net interest income$4,671,0002,303
Provision for loan and lease losses$-47,0006,000
Total noninterest income$1,820,0001,412
Gross Fiduciary activities income$511,000463
Service charges on deposit accounts$257,0002,061
Trading account gains and fees$0157
Additional Noninterest Income$1,052,0001,499
Total noninterest expense$5,071,0001,878
Salaries and employee benefits$2,514,0002,075
Premises and equipment expense$483,0002,273
Additional noninterest expense$2,074,0001,492
Pre-tax net operating income$1,467,0002,373
Securities gains (losses)$-22,0006,191
Applicable income taxes$04,497
Income before extraordinary items$1,445,0002,112
Extraordinary gains, net$022
Net income$1,445,0002,114
Minority interest net income$075
Net income of bank and minority interests.$1,445,0002,114
Net charge-offs$236,0001,077
Cash dividends$940,0001,311
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,467,0002,036
2015-03-31 (YTD Data)Rank
Total interest income$2,474,0002,404
Total interest expense$184,0003,056
Net interest income$2,290,0002,328
Provision for loan and lease losses$-37,0006,142
Total noninterest income$888,0001,397
Gross Fiduciary activities income$265,000463
Service charges on deposit accounts$125,0002,093
Trading account gains and fees$0152
Additional Noninterest Income$498,0001,509
Total noninterest expense$2,536,0001,876
Salaries and employee benefits$1,290,0002,027
Premises and equipment expense$228,0002,404
Additional noninterest expense$1,018,0001,509
Pre-tax net operating income$679,0002,468
Securities gains (losses)$-11,0006,261
Applicable income taxes$04,400
Income before extraordinary items$668,0002,225
Extraordinary gains, net$013
Net income$668,0002,226
Minority interest net income$064
Net income of bank and minority interests.$668,0002,226
Net charge-offs$-9,0005,373
Cash dividends$520,0001,077
Sale, conversion, retirement of capital stock, net$0697
Net operating income$679,0002,127
2014-12-31 (YTD Data)Rank
Total interest income$10,553,0002,279
Total interest expense$771,0003,108
Net interest income$9,782,0002,175
Provision for loan and lease losses$-74,0006,000
Total noninterest income$3,037,0001,558
Gross Fiduciary activities income$1,078,000451
Service charges on deposit accounts$588,0002,004
Trading account gains and fees$0180
Additional Noninterest Income$1,371,0001,883
Total noninterest expense$9,905,0001,910
Salaries and employee benefits$5,089,0002,009
Premises and equipment expense$985,0002,273
Additional noninterest expense$3,831,0001,625
Pre-tax net operating income$2,988,0002,282
Securities gains (losses)$-228,0006,409
Applicable income taxes$04,531
Income before extraordinary items$2,760,0002,144
Extraordinary gains, net$017
Net income$2,760,0002,144
Minority interest net income$084
Net income of bank and minority interests.$2,760,0002,143
Net charge-offs$-47,0005,980
Cash dividends$1,625,0001,484
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,988,0001,986
2014-09-30 (YTD Data)Rank
Total interest income$7,921,0002,294
Total interest expense$578,0003,173
Net interest income$7,343,0002,185
Provision for loan and lease losses$-74,0006,171
Total noninterest income$2,078,0001,670
Gross Fiduciary activities income$826,000450
Service charges on deposit accounts$434,0002,029
Trading account gains and fees$0174
Additional Noninterest Income$818,0002,225
Total noninterest expense$7,401,0001,920
Salaries and employee benefits$3,802,0002,025
Premises and equipment expense$757,0002,243
Additional noninterest expense$2,842,0001,645
Pre-tax net operating income$2,094,0002,443
Securities gains (losses)$-197,0006,495
Applicable income taxes$04,583
Income before extraordinary items$1,897,0002,314
Extraordinary gains, net$015
Net income$1,897,0002,315
Minority interest net income$081
Net income of bank and minority interests.$1,897,0002,314
Net charge-offs$3,0004,462
Cash dividends$1,175,0001,381
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,094,0002,104
2014-06-30 (YTD Data)Rank
Total interest income$5,211,0002,316
Total interest expense$387,0003,187
Net interest income$4,824,0002,195
Provision for loan and lease losses$-74,0006,308
Total noninterest income$1,273,0001,752
Gross Fiduciary activities income$536,000455
Service charges on deposit accounts$288,0002,020
Trading account gains and fees$0172
Additional Noninterest Income$449,0002,458
Total noninterest expense$4,891,0001,935
Salaries and employee benefits$2,548,0002,021
Premises and equipment expense$521,0002,198
Additional noninterest expense$1,822,0001,694
Pre-tax net operating income$1,280,0002,525
Securities gains (losses)$-139,0006,565
Applicable income taxes$04,568
Income before extraordinary items$1,141,0002,418
Extraordinary gains, net$020
Net income$1,141,0002,422
Minority interest net income$080
Net income of bank and minority interests.$1,141,0002,422
Net charge-offs$-41,0006,100
Cash dividends$750,0001,426
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,280,0002,181
2014-03-31 (YTD Data)Rank
Total interest income$2,529,0002,378
Total interest expense$196,0003,217
Net interest income$2,333,0002,261
Provision for loan and lease losses$03,817
Total noninterest income$566,0001,876
Gross Fiduciary activities income$276,000456
Service charges on deposit accounts$136,0002,098
Trading account gains and fees$0147
Additional Noninterest Income$154,0002,936
Total noninterest expense$2,444,0001,941
Salaries and employee benefits$1,301,0001,993
Premises and equipment expense$253,0002,289
Additional noninterest expense$890,0001,714
Pre-tax net operating income$455,0003,068
Securities gains (losses)$-49,0006,587
Applicable income taxes$04,445
Income before extraordinary items$406,0002,960
Extraordinary gains, net$016
Net income$406,0002,963
Minority interest net income$066
Net income of bank and minority interests.$406,0002,963
Net charge-offs$-37,0006,219
Cash dividends$450,0001,107
Sale, conversion, retirement of capital stock, net$0747
Net operating income$455,0002,711
2013-12-31 (YTD Data)Rank
Total interest income$9,791,0002,477
Total interest expense$911,0003,155
Net interest income$8,880,0002,373
Provision for loan and lease losses$-212,0006,476
Total noninterest income$4,054,0001,307
Gross Fiduciary activities income$1,033,000454
Service charges on deposit accounts$614,0002,020
Trading account gains and fees$0184
Additional Noninterest Income$2,407,0001,336
Total noninterest expense$9,950,0001,907
Salaries and employee benefits$4,977,0002,053
Premises and equipment expense$1,107,0002,048
Additional noninterest expense$3,866,0001,659
Pre-tax net operating income$3,196,0002,076
Securities gains (losses)$-417,0006,697
Applicable income taxes$04,631
Income before extraordinary items$2,779,0002,012
Extraordinary gains, net$029
Net income$2,779,0002,015
Minority interest net income$090
Net income of bank and minority interests.$2,779,0002,016
Net charge-offs$05,475
Cash dividends$1,650,0001,386
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,196,0001,779
2013-09-30 (YTD Data)Rank
Total interest income$7,256,0002,516
Total interest expense$703,0003,164
Net interest income$6,553,0002,414
Provision for loan and lease losses$-163,0006,612
Total noninterest income$3,228,0001,278
Gross Fiduciary activities income$765,000456
Service charges on deposit accounts$456,0002,048
Trading account gains and fees$0180
Additional Noninterest Income$2,007,0001,270
Total noninterest expense$7,470,0001,912
Salaries and employee benefits$3,744,0002,052
Premises and equipment expense$820,0002,101
Additional noninterest expense$2,906,0001,655
Pre-tax net operating income$2,474,0002,077
Securities gains (losses)$-384,0006,820
Applicable income taxes$04,713
Income before extraordinary items$2,090,0002,052
Extraordinary gains, net$025
Net income$2,090,0002,058
Minority interest net income$084
Net income of bank and minority interests.$2,090,0002,058
Net charge-offs$-80,0006,549
Cash dividends$1,200,0001,264
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,474,0001,747
2013-06-30 (YTD Data)Rank
Total interest income$4,861,0002,501
Total interest expense$497,0003,088
Net interest income$4,364,0002,408
Provision for loan and lease losses$-99,0006,676
Total noninterest income$2,253,0001,256
Gross Fiduciary activities income$502,000460
Service charges on deposit accounts$290,0002,091
Trading account gains and fees$0157
Additional Noninterest Income$1,461,0001,224
Total noninterest expense$4,992,0001,907
Salaries and employee benefits$2,521,0002,039
Premises and equipment expense$529,0002,166
Additional noninterest expense$1,942,0001,646
Pre-tax net operating income$1,724,0001,962
Securities gains (losses)$-350,0006,896
Applicable income taxes$04,679
Income before extraordinary items$1,374,0002,071
Extraordinary gains, net$022
Net income$1,374,0002,081
Minority interest net income$082
Net income of bank and minority interests.$1,374,0002,078
Net charge-offs$-111,0006,703
Cash dividends$800,0001,280
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,724,0001,655
2013-03-31 (YTD Data)Rank
Total interest income$2,454,0002,488
Total interest expense$269,0002,984
Net interest income$2,185,0002,407
Provision for loan and lease losses$-54,0006,811
Total noninterest income$1,218,0001,168
Gross Fiduciary activities income$254,000462
Service charges on deposit accounts$138,0002,168
Trading account gains and fees$0148
Additional Noninterest Income$826,0001,123
Total noninterest expense$2,499,0001,918
Salaries and employee benefits$1,278,0002,033
Premises and equipment expense$259,0002,248
Additional noninterest expense$962,0001,664
Pre-tax net operating income$958,0001,785
Securities gains (losses)$-222,0006,984
Applicable income taxes$04,602
Income before extraordinary items$736,0001,929
Extraordinary gains, net$010
Net income$736,0001,930
Minority interest net income$076
Net income of bank and minority interests.$736,0001,931
Net charge-offs$-131,0006,875
Cash dividends$300,0001,317
Sale, conversion, retirement of capital stock, net$0789
Net operating income$958,0001,490
2012-12-31 (YTD Data)Rank
Total interest income$11,522,0002,257
Total interest expense$1,625,0002,554
Net interest income$9,897,0002,174
Provision for loan and lease losses$-228,0006,937
Total noninterest income$3,555,0001,444
Gross Fiduciary activities income$1,048,000443
Service charges on deposit accounts$656,0002,004
Trading account gains and fees$0166
Additional Noninterest Income$1,851,0001,602
Total noninterest expense$9,950,0001,921
Salaries and employee benefits$5,203,0001,940
Premises and equipment expense$1,120,0002,063
Additional noninterest expense$3,627,0001,816
Pre-tax net operating income$3,730,0001,733
Securities gains (losses)$-891,0007,033
Applicable income taxes$04,751
Income before extraordinary items$2,839,0001,954
Extraordinary gains, net$029
Net income$2,839,0001,953
Minority interest net income$093
Net income of bank and minority interests.$2,839,0001,955
Net charge-offs$05,985
Cash dividends$1,600,0001,415
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,730,0001,450
2012-09-30 (YTD Data)Rank
Total interest income$8,898,0002,247
Total interest expense$1,317,0002,494
Net interest income$7,581,0002,163
Provision for loan and lease losses$-171,0007,058
Total noninterest income$2,492,0001,525
Gross Fiduciary activities income$760,000451
Service charges on deposit accounts$483,0002,065
Trading account gains and fees$0157
Additional Noninterest Income$1,249,0001,737
Total noninterest expense$7,345,0001,945
Salaries and employee benefits$3,849,0001,962
Premises and equipment expense$876,0002,014
Additional noninterest expense$2,620,0001,891
Pre-tax net operating income$2,899,0001,744
Securities gains (losses)$-605,0007,124
Applicable income taxes$04,802
Income before extraordinary items$2,294,0001,873
Extraordinary gains, net$020
Net income$2,294,0001,872
Minority interest net income$086
Net income of bank and minority interests.$2,294,0001,874
Net charge-offs$-44,0006,902
Cash dividends$1,300,0001,108
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,899,0001,435
2012-06-30 (YTD Data)Rank
Total interest income$6,107,0002,187
Total interest expense$988,0002,304
Net interest income$5,119,0002,133
Provision for loan and lease losses$-153,0007,129
Total noninterest income$1,555,0001,586
Gross Fiduciary activities income$468,000465
Service charges on deposit accounts$309,0002,102
Trading account gains and fees$0153
Additional Noninterest Income$778,0001,779
Total noninterest expense$5,000,0001,922
Salaries and employee benefits$2,600,0001,933
Premises and equipment expense$567,0002,056
Additional noninterest expense$1,833,0001,817
Pre-tax net operating income$1,827,0001,804
Securities gains (losses)$-101,0007,100
Applicable income taxes$04,770
Income before extraordinary items$1,726,0001,690
Extraordinary gains, net$019
Net income$1,726,0001,689
Minority interest net income$084
Net income of bank and minority interests.$1,726,0001,690
Net charge-offs$-7,0006,547
Cash dividends$800,0001,154
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,827,0001,522
2012-03-31 (YTD Data)Rank
Total interest income$3,132,0002,152
Total interest expense$593,0002,058
Net interest income$2,539,0002,166
Provision for loan and lease losses$-104,0007,201
Total noninterest income$747,0001,608
Gross Fiduciary activities income$248,000452
Service charges on deposit accounts$145,0002,199
Trading account gains and fees$0148
Additional Noninterest Income$354,0001,905
Total noninterest expense$2,491,0001,928
Salaries and employee benefits$1,302,0001,936
Premises and equipment expense$266,0002,166
Additional noninterest expense$923,0001,796
Pre-tax net operating income$899,0001,844
Securities gains (losses)$-306,0007,250
Applicable income taxes$04,704
Income before extraordinary items$593,0002,280
Extraordinary gains, net$019
Net income$593,0002,282
Minority interest net income$078
Net income of bank and minority interests.$593,0002,283
Net charge-offs$-62,0007,106
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$899,0001,519
2011-12-31 (YTD Data)Rank
Total interest income$14,543,0001,943
Total interest expense$4,097,0001,479
Net interest income$10,446,0002,087
Provision for loan and lease losses$100,0005,330
Total noninterest income$3,422,0001,359
Gross Fiduciary activities income$975,000406
Service charges on deposit accounts$648,0002,109
Trading account gains and fees$0146
Additional Noninterest Income$1,799,0001,465
Total noninterest expense$9,976,0001,919
Salaries and employee benefits$4,845,0001,996
Premises and equipment expense$1,644,0001,506
Additional noninterest expense$3,487,0001,929
Pre-tax net operating income$3,792,0001,495
Securities gains (losses)$-2,172,0007,315
Applicable income taxes$04,719
Income before extraordinary items$1,620,0002,629
Extraordinary gains, net$029
Net income$1,620,0002,630
Minority interest net income$096
Net income of bank and minority interests.$1,620,0002,630
Net charge-offs$531,0003,101
Cash dividends$400,0002,654
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,792,0001,239
2011-09-30 (YTD Data)Rank
Total interest income$10,937,0001,958
Total interest expense$3,230,0001,460
Net interest income$7,707,0002,132
Provision for loan and lease losses$100,0004,928
Total noninterest income$2,294,0001,461
Gross Fiduciary activities income$727,000400
Service charges on deposit accounts$479,0002,148
Trading account gains and fees$0145
Additional Noninterest Income$1,088,0001,667
Total noninterest expense$7,378,0001,943
Salaries and employee benefits$3,575,0002,016
Premises and equipment expense$1,217,0001,538
Additional noninterest expense$2,586,0001,956
Pre-tax net operating income$2,523,0001,717
Securities gains (losses)$-1,522,0007,399
Applicable income taxes$04,740
Income before extraordinary items$1,001,0003,064
Extraordinary gains, net$021
Net income$1,001,0003,066
Minority interest net income$087
Net income of bank and minority interests.$1,001,0003,066
Net charge-offs$24,0005,453
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,523,0001,426
2011-06-30 (YTD Data)Rank
Total interest income$7,331,0001,964
Total interest expense$2,308,0001,420
Net interest income$5,023,0002,180
Provision for loan and lease losses$100,0004,367
Total noninterest income$1,602,0001,411
Gross Fiduciary activities income$473,000413
Service charges on deposit accounts$308,0002,184
Trading account gains and fees$0153
Additional Noninterest Income$821,0001,533
Total noninterest expense$5,034,0001,914
Salaries and employee benefits$2,355,0002,070
Premises and equipment expense$836,0001,507
Additional noninterest expense$1,843,0001,851
Pre-tax net operating income$1,491,0001,892
Securities gains (losses)$-1,119,0007,474
Applicable income taxes$04,697
Income before extraordinary items$372,0004,110
Extraordinary gains, net$015
Net income$372,0004,110
Minority interest net income$089
Net income of bank and minority interests.$372,0004,112
Net charge-offs$161,0003,324
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,491,0001,562
2011-03-31 (YTD Data)Rank
Total interest income$3,691,0001,956
Total interest expense$1,159,0001,470
Net interest income$2,532,0002,146
Provision for loan and lease losses$100,0003,337
Total noninterest income$987,0001,222
Gross Fiduciary activities income$230,000422
Service charges on deposit accounts$148,0002,214
Trading account gains and fees$0158
Additional Noninterest Income$609,0001,165
Total noninterest expense$2,542,0001,910
Salaries and employee benefits$1,163,0002,113
Premises and equipment expense$433,0001,493
Additional noninterest expense$946,0001,789
Pre-tax net operating income$877,0001,632
Securities gains (losses)$-774,0007,536
Applicable income taxes$04,545
Income before extraordinary items$103,0004,967
Extraordinary gains, net$09
Net income$103,0004,965
Minority interest net income$086
Net income of bank and minority interests.$103,0004,967
Net charge-offs$101,0002,722
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$877,0001,337
2010-12-31 (YTD Data)Rank
Total interest income$16,824,0001,796
Total interest expense$5,940,0001,403
Net interest income$10,884,0002,006
Provision for loan and lease losses$2,402,0001,845
Total noninterest income$2,952,0001,568
Gross Fiduciary activities income$905,000419
Service charges on deposit accounts$799,0001,829
Trading account gains and fees$0175
Additional Noninterest Income$1,248,0001,910
Total noninterest expense$10,851,0001,812
Salaries and employee benefits$5,038,0001,930
Premises and equipment expense$1,622,0001,578
Additional noninterest expense$4,191,0001,716
Pre-tax net operating income$583,0004,184
Securities gains (losses)$-989,0007,507
Applicable income taxes$04,655
Income before extraordinary items$-406,0006,317
Extraordinary gains, net$029
Net income$-406,0006,318
Minority interest net income$0111
Net income of bank and minority interests.$-406,0006,318
Net charge-offs$2,955,0001,479
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$583,0003,970
2010-09-30 (YTD Data)Rank
Total interest income$12,725,0001,820
Total interest expense$4,623,0001,401
Net interest income$8,102,0002,042
Provision for loan and lease losses$1,693,0001,839
Total noninterest income$2,128,0001,619
Gross Fiduciary activities income$667,000420
Service charges on deposit accounts$609,0001,859
Trading account gains and fees$0165
Additional Noninterest Income$852,0001,996
Total noninterest expense$8,143,0001,802
Salaries and employee benefits$3,845,0001,892
Premises and equipment expense$1,212,0001,609
Additional noninterest expense$3,086,0001,722
Pre-tax net operating income$394,0004,527
Securities gains (losses)$-789,0007,629
Applicable income taxes$04,726
Income before extraordinary items$-395,0006,608
Extraordinary gains, net$023
Net income$-395,0006,608
Minority interest net income$0110
Net income of bank and minority interests.$-395,0006,608
Net charge-offs$2,269,0001,389
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$394,0004,310
2010-06-30 (YTD Data)Rank
Total interest income$8,600,0001,819
Total interest expense$3,048,0001,470
Net interest income$5,552,0001,997
Provision for loan and lease losses$1,268,0001,682
Total noninterest income$1,865,0001,296
Gross Fiduciary activities income$435,000430
Service charges on deposit accounts$405,0001,865
Trading account gains and fees$0152
Additional Noninterest Income$1,025,0001,270
Total noninterest expense$5,515,0001,788
Salaries and employee benefits$2,660,0001,846
Premises and equipment expense$808,0001,624
Additional noninterest expense$2,047,0001,721
Pre-tax net operating income$634,0003,204
Securities gains (losses)$-634,0007,705
Applicable income taxes$04,691
Income before extraordinary items$06,186
Extraordinary gains, net$019
Net income$06,188
Minority interest net income$0105
Net income of bank and minority interests.$06,187
Net charge-offs$1,653,0001,294
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$634,0002,844
2010-03-31 (YTD Data)Rank
Total interest income$4,376,0001,824
Total interest expense$1,529,0001,546
Net interest income$2,847,0001,984
Provision for loan and lease losses$541,0001,749
Total noninterest income$1,109,0001,124
Gross Fiduciary activities income$214,000443
Service charges on deposit accounts$192,0001,938
Trading account gains and fees$0175
Additional Noninterest Income$703,0001,003
Total noninterest expense$2,739,0001,818
Salaries and employee benefits$1,280,0001,934
Premises and equipment expense$410,0001,653
Additional noninterest expense$1,049,0001,668
Pre-tax net operating income$676,0001,881
Securities gains (losses)$-548,0007,840
Applicable income taxes$04,611
Income before extraordinary items$128,0004,630
Extraordinary gains, net$016
Net income$128,0004,631
Minority interest net income$091
Net income of bank and minority interests.$128,0004,629
Net charge-offs$672,0001,365
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$676,0001,553
2009-12-31 (YTD Data)Rank
Total interest income$20,355,0001,681
Total interest expense$7,609,0001,543
Net interest income$12,746,0001,750
Provision for loan and lease losses$4,342,0001,579
Total noninterest income$2,504,0001,827
Gross Fiduciary activities income$847,000425
Service charges on deposit accounts$918,0001,813
Trading account gains and fees$0211
Additional Noninterest Income$739,0002,578
Total noninterest expense$9,716,0002,075
Salaries and employee benefits$5,038,0001,960
Premises and equipment expense$1,525,0001,770
Additional noninterest expense$3,153,0002,255
Pre-tax net operating income$1,192,0002,721
Securities gains (losses)$-5,559,0007,903
Applicable income taxes$04,388
Income before extraordinary items$-4,367,0007,199
Extraordinary gains, net$034
Net income$-4,367,0007,198
Minority interest net income$0115
Net income of bank and minority interests.$-4,367,0007,198
Net charge-offs$2,530,0001,783
Cash dividends$1,407,0001,252
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,192,0002,440
2009-09-30 (YTD Data)Rank
Total interest income$15,770,0001,662
Total interest expense$5,918,0001,563
Net interest income$9,852,0001,701
Provision for loan and lease losses$3,940,0001,240
Total noninterest income$2,014,0001,769
Gross Fiduciary activities income$617,000433
Service charges on deposit accounts$676,0001,857
Trading account gains and fees$0212
Additional Noninterest Income$721,0002,256
Total noninterest expense$7,108,0002,112
Salaries and employee benefits$3,747,0001,987
Premises and equipment expense$1,108,0001,843
Additional noninterest expense$2,253,0002,314
Pre-tax net operating income$818,0003,079
Securities gains (losses)$508,000694
Applicable income taxes$04,592
Income before extraordinary items$1,326,0002,010
Extraordinary gains, net$027
Net income$1,326,0002,009
Minority interest net income$0118
Net income of bank and minority interests.$1,326,0002,010
Net charge-offs$1,997,0001,499
Cash dividends$1,407,000920
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$818,0002,778
2009-06-30 (YTD Data)Rank
Total interest income$10,739,0001,655
Total interest expense$3,925,0001,661
Net interest income$6,814,0001,655
Provision for loan and lease losses$3,611,000955
Total noninterest income$1,185,0001,929
Gross Fiduciary activities income$407,000438
Service charges on deposit accounts$437,0001,880
Trading account gains and fees$0193
Additional Noninterest Income$341,0002,785
Total noninterest expense$4,893,0002,072
Salaries and employee benefits$2,604,0001,950
Premises and equipment expense$754,0001,831
Additional noninterest expense$1,535,0002,287
Pre-tax net operating income$-505,0006,644
Securities gains (losses)$91,0001,558
Applicable income taxes$04,657
Income before extraordinary items$-414,0006,668
Extraordinary gains, net$021
Net income$-414,0006,669
Minority interest net income$0112
Net income of bank and minority interests.$-414,0006,669
Net charge-offs$1,564,0001,309
Cash dividends$987,000938
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-505,0006,752
2009-03-31 (YTD Data)Rank
Total interest income$5,257,0001,707
Total interest expense$2,035,0001,667
Net interest income$3,222,0001,715
Provision for loan and lease losses$385,0002,028
Total noninterest income$476,0002,217
Gross Fiduciary activities income$192,000455
Service charges on deposit accounts$209,0001,890
Trading account gains and fees$0171
Additional Noninterest Income$75,0004,125
Total noninterest expense$2,547,0001,951
Salaries and employee benefits$1,290,0001,993
Premises and equipment expense$379,0001,864
Additional noninterest expense$878,0001,836
Pre-tax net operating income$766,0001,673
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$766,0001,432
Extraordinary gains, net$015
Net income$766,0001,431
Minority interest net income$0102
Net income of bank and minority interests.$766,0001,434
Net charge-offs$341,0001,668
Cash dividends$455,000967
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$766,0001,348
2008-12-31 (YTD Data)Rank
Total interest income$20,053,0001,905
Total interest expense$7,587,0002,063
Net interest income$12,466,0001,789
Provision for loan and lease losses$972,0002,751
Total noninterest income$3,062,0001,549
Gross Fiduciary activities income$957,000416
Service charges on deposit accounts$958,0001,821
Trading account gains and fees$0154
Additional Noninterest Income$1,147,0001,941
Total noninterest expense$10,029,0001,922
Salaries and employee benefits$5,725,0001,786
Premises and equipment expense$1,506,0001,807
Additional noninterest expense$2,798,0002,139
Pre-tax net operating income$4,527,0001,203
Securities gains (losses)$43,0001,704
Applicable income taxes$04,979
Income before extraordinary items$4,570,000896
Extraordinary gains, net$039
Net income$4,570,000896
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$737,0002,300
Cash dividends$5,825,000495
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,527,000978
2008-09-30 (YTD Data)Rank
Total interest income$14,846,0001,971
Total interest expense$5,633,0002,153
Net interest income$9,213,0001,828
Provision for loan and lease losses$549,0002,603
Total noninterest income$2,515,0001,498
Gross Fiduciary activities income$720,000423
Service charges on deposit accounts$708,0001,857
Trading account gains and fees$0148
Additional Noninterest Income$1,087,0001,705
Total noninterest expense$7,419,0001,932
Salaries and employee benefits$4,110,0001,878
Premises and equipment expense$1,124,0001,819
Additional noninterest expense$2,185,0001,992
Pre-tax net operating income$3,760,0001,319
Securities gains (losses)$43,0001,518
Applicable income taxes$05,372
Income before extraordinary items$3,803,000966
Extraordinary gains, net$031
Net income$3,803,000965
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$238,0002,845
Cash dividends$2,030,000998
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,760,0001,037
2008-06-30 (YTD Data)Rank
Total interest income$9,616,0002,064
Total interest expense$3,678,0002,272
Net interest income$5,938,0001,894
Provision for loan and lease losses$277,0002,671
Total noninterest income$1,564,0001,597
Gross Fiduciary activities income$488,000429
Service charges on deposit accounts$450,0001,904
Trading account gains and fees$0149
Additional Noninterest Income$626,0001,946
Total noninterest expense$4,839,0001,981
Salaries and employee benefits$2,654,0001,960
Premises and equipment expense$744,0001,844
Additional noninterest expense$1,441,0001,997
Pre-tax net operating income$2,386,0001,447
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$2,386,0001,154
Extraordinary gains, net$021
Net income$2,386,0001,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$256,0001,960
Cash dividends$1,183,0001,234
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,386,0001,137
2008-03-31 (YTD Data)Rank
Total interest income$4,688,0002,154
Total interest expense$1,855,0002,392
Net interest income$2,833,0001,974
Provision for loan and lease losses$152,0002,108
Total noninterest income$653,0001,835
Gross Fiduciary activities income$234,000443
Service charges on deposit accounts$217,0001,937
Trading account gains and fees$0158
Additional Noninterest Income$202,0002,561
Total noninterest expense$2,364,0002,029
Salaries and employee benefits$1,329,0001,982
Premises and equipment expense$375,0001,821
Additional noninterest expense$660,0002,122
Pre-tax net operating income$970,0001,837
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$970,0001,539
Extraordinary gains, net$015
Net income$970,0001,542
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0001,420
Cash dividends$623,0001,140
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$970,0001,487
2007-12-31 (YTD Data)Rank
Total interest income$15,635,0002,581
Total interest expense$6,662,0002,749
Net interest income$8,973,0002,449
Provision for loan and lease losses$165,0004,187
Total noninterest income$3,736,0001,372
Gross Fiduciary activities income$969,000427
Service charges on deposit accounts$1,002,0001,759
Trading account gains and fees$0178
Additional Noninterest Income$1,765,0001,484
Total noninterest expense$9,040,0002,034
Salaries and employee benefits$5,037,0001,990
Premises and equipment expense$1,408,0001,860
Additional noninterest expense$2,595,0002,114
Pre-tax net operating income$3,504,0002,197
Securities gains (losses)$-83,0008,105
Applicable income taxes$06,070
Income before extraordinary items$3,421,0001,830
Extraordinary gains, net$039
Net income$3,421,0001,829
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$667,0001,377
Cash dividends$1,813,0001,731
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,504,0001,788
2007-09-30 (YTD Data)Rank
Total interest income$11,495,0002,627
Total interest expense$4,939,0002,769
Net interest income$6,556,0002,535
Provision for loan and lease losses$40,0005,310
Total noninterest income$2,947,0001,315
Gross Fiduciary activities income$1,043,000339
Service charges on deposit accounts$747,0001,750
Trading account gains and fees$0184
Additional Noninterest Income$1,157,0001,635
Total noninterest expense$6,853,0001,997
Salaries and employee benefits$3,882,0001,941
Premises and equipment expense$1,046,0001,862
Additional noninterest expense$1,925,0002,083
Pre-tax net operating income$2,610,0002,358
Securities gains (losses)$-83,0008,264
Applicable income taxes$06,220
Income before extraordinary items$2,527,0001,992
Extraordinary gains, net$033
Net income$2,527,0001,990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$345,0001,385
Cash dividends$1,288,0001,692
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,610,0001,925
2007-06-30 (YTD Data)Rank
Total interest income$7,557,0002,680
Total interest expense$3,262,0002,789
Net interest income$4,295,0002,604
Provision for loan and lease losses$-3,0008,322
Total noninterest income$2,102,0001,281
Gross Fiduciary activities income$712,000337
Service charges on deposit accounts$482,0001,805
Trading account gains and fees$0168
Additional Noninterest Income$908,0001,489
Total noninterest expense$4,453,0002,064
Salaries and employee benefits$2,548,0001,995
Premises and equipment expense$676,0001,934
Additional noninterest expense$1,229,0002,169
Pre-tax net operating income$1,947,0002,215
Securities gains (losses)$-83,0008,378
Applicable income taxes$06,265
Income before extraordinary items$1,864,0001,864
Extraordinary gains, net$029
Net income$1,864,0001,864
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0002,076
Cash dividends$847,0001,754
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,947,0001,766
2007-03-31 (YTD Data)Rank
Total interest income$3,718,0002,714
Total interest expense$1,619,0002,791
Net interest income$2,099,0002,648
Provision for loan and lease losses$-1,0008,375
Total noninterest income$1,066,0001,239
Gross Fiduciary activities income$328,000357
Service charges on deposit accounts$232,0001,820
Trading account gains and fees$0195
Additional Noninterest Income$506,0001,352
Total noninterest expense$2,192,0002,107
Salaries and employee benefits$1,292,0001,988
Premises and equipment expense$364,0001,825
Additional noninterest expense$536,0002,466
Pre-tax net operating income$974,0002,218
Securities gains (losses)$8,000735
Applicable income taxes$06,196
Income before extraordinary items$982,0001,741
Extraordinary gains, net$022
Net income$982,0001,741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0001,697
Cash dividends$476,0001,482
Sale, conversion, retirement of capital stock, net$0885
Net operating income$974,0001,744
2006-12-31 (YTD Data)Rank
Total interest income$14,867,0002,569
Total interest expense$6,248,0002,510
Net interest income$8,619,0002,615
Provision for loan and lease losses$-70,0008,431
Total noninterest income$3,267,0001,498
Gross Fiduciary activities income$1,078,000380
Service charges on deposit accounts$1,051,0001,681
Trading account gains and fees$0130
Additional Noninterest Income$1,138,0002,040
Total noninterest expense$8,334,0002,124
Salaries and employee benefits$4,757,0002,058
Premises and equipment expense$1,364,0001,846
Additional noninterest expense$2,213,0002,346
Pre-tax net operating income$3,622,0002,414
Securities gains (losses)$4,0001,309
Applicable income taxes$06,600
Income before extraordinary items$3,626,0001,947
Extraordinary gains, net$051
Net income$3,626,0001,948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$878,000766
Cash dividends$1,771,0001,724
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,622,0001,941
2006-09-30 (YTD Data)Rank
Total interest income$11,060,0002,575
Total interest expense$4,584,0002,487
Net interest income$6,476,0002,631
Provision for loan and lease losses$3,0006,614
Total noninterest income$2,399,0001,538
Gross Fiduciary activities income$753,000394
Service charges on deposit accounts$785,0001,684
Trading account gains and fees$0126
Additional Noninterest Income$861,0002,022
Total noninterest expense$6,254,0002,126
Salaries and employee benefits$3,676,0001,977
Premises and equipment expense$1,001,0001,893
Additional noninterest expense$1,577,0002,436
Pre-tax net operating income$2,618,0002,565
Securities gains (losses)$4,0001,079
Applicable income taxes$06,687
Income before extraordinary items$2,622,0002,069
Extraordinary gains, net$045
Net income$2,622,0002,071
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0001,689
Cash dividends$1,400,0001,526
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,618,0002,064
2006-06-30 (YTD Data)Rank
Total interest income$7,260,0002,584
Total interest expense$2,900,0002,503
Net interest income$4,360,0002,612
Provision for loan and lease losses$2,0006,347
Total noninterest income$1,473,0001,672
Gross Fiduciary activities income$466,000426
Service charges on deposit accounts$516,0001,694
Trading account gains and fees$0126
Additional Noninterest Income$491,0002,240
Total noninterest expense$4,104,0002,154
Salaries and employee benefits$2,407,0002,033
Premises and equipment expense$650,0001,940
Additional noninterest expense$1,047,0002,451
Pre-tax net operating income$1,727,0002,586
Securities gains (losses)$3,000925
Applicable income taxes$06,706
Income before extraordinary items$1,730,0002,081
Extraordinary gains, net$039
Net income$1,730,0002,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$154,0001,312
Cash dividends$847,0001,646
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,727,0002,071
2006-03-31 (YTD Data)Rank
Total interest income$3,527,0002,601
Total interest expense$1,392,0002,480
Net interest income$2,135,0002,641
Provision for loan and lease losses$3,0005,795
Total noninterest income$673,0001,755
Gross Fiduciary activities income$230,000437
Service charges on deposit accounts$230,0001,823
Trading account gains and fees$0115
Additional Noninterest Income$213,0002,402
Total noninterest expense$1,992,0002,229
Salaries and employee benefits$1,180,0002,086
Premises and equipment expense$330,0001,923
Additional noninterest expense$482,0002,617
Pre-tax net operating income$813,0002,674
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$813,0002,149
Extraordinary gains, net$021
Net income$813,0002,149
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,000980
Cash dividends$483,0001,417
Sale, conversion, retirement of capital stock, net$0648
Net operating income$813,0002,135
2005-12-31 (YTD Data)Rank
Total interest income$13,549,0002,436
Total interest expense$4,358,0002,475
Net interest income$9,191,0002,401
Provision for loan and lease losses$125,0004,393
Total noninterest income$2,452,0001,901
Gross Fiduciary activities income$844,000434
Service charges on deposit accounts$855,0001,997
Trading account gains and fees$0138
Additional Noninterest Income$753,0002,638
Total noninterest expense$8,190,0002,039
Salaries and employee benefits$4,817,0001,921
Premises and equipment expense$1,360,0001,779
Additional noninterest expense$2,013,0002,474
Pre-tax net operating income$3,328,0002,548
Securities gains (losses)$-71,0008,313
Applicable income taxes$06,964
Income before extraordinary items$3,257,0002,099
Extraordinary gains, net$046
Net income$3,257,0002,099
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$299,0001,739
Cash dividends$3,038,0001,010
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,328,0002,034
2005-09-30 (YTD Data)Rank
Total interest income$10,015,0002,414
Total interest expense$3,052,0002,502
Net interest income$6,963,0002,352
Provision for loan and lease losses$108,0004,052
Total noninterest income$1,790,0001,944
Gross Fiduciary activities income$632,000429
Service charges on deposit accounts$628,0002,033
Trading account gains and fees$0126
Additional Noninterest Income$530,0002,765
Total noninterest expense$6,280,0001,974
Salaries and employee benefits$3,756,0001,845
Premises and equipment expense$1,020,0001,772
Additional noninterest expense$1,504,0002,445
Pre-tax net operating income$2,365,0002,687
Securities gains (losses)$-22,0008,215
Applicable income taxes$06,976
Income before extraordinary items$2,343,0002,187
Extraordinary gains, net$035
Net income$2,343,0002,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,0001,606
Cash dividends$2,541,000860
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,365,0002,136
2005-06-30 (YTD Data)Rank
Total interest income$6,507,0002,415
Total interest expense$1,867,0002,553
Net interest income$4,640,0002,331
Provision for loan and lease losses$06,626
Total noninterest income$1,168,0001,956
Gross Fiduciary activities income$405,000436
Service charges on deposit accounts$392,0002,098
Trading account gains and fees$0116
Additional Noninterest Income$371,0002,672
Total noninterest expense$4,181,0001,970
Salaries and employee benefits$2,492,0001,838
Premises and equipment expense$668,0001,791
Additional noninterest expense$1,021,0002,373
Pre-tax net operating income$1,627,0002,584
Securities gains (losses)$-22,0008,391
Applicable income taxes$06,961
Income before extraordinary items$1,605,0002,113
Extraordinary gains, net$030
Net income$1,605,0002,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,0001,414
Cash dividends$2,065,000695
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,627,0002,041
2005-03-31 (YTD Data)Rank
Total interest income$3,145,0002,459
Total interest expense$877,0002,593
Net interest income$2,268,0002,368
Provision for loan and lease losses$06,226
Total noninterest income$551,0001,995
Gross Fiduciary activities income$202,000450
Service charges on deposit accounts$173,0002,272
Trading account gains and fees$0115
Additional Noninterest Income$176,0002,694
Total noninterest expense$2,086,0001,983
Salaries and employee benefits$1,254,0001,837
Premises and equipment expense$334,0001,799
Additional noninterest expense$498,0002,444
Pre-tax net operating income$733,0002,754
Securities gains (losses)$-22,0008,680
Applicable income taxes$06,892
Income before extraordinary items$711,0002,298
Extraordinary gains, net$024
Net income$711,0002,299
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0001,037
Cash dividends$420,0001,406
Sale, conversion, retirement of capital stock, net$0491
Net operating income$733,0002,204
2004-12-31 (YTD Data)Rank
Total interest income$11,566,0002,480
Total interest expense$2,746,0002,808
Net interest income$8,820,0002,312
Provision for loan and lease losses$115,0004,787
Total noninterest income$2,299,0001,989
Gross Fiduciary activities income$712,000451
Service charges on deposit accounts$720,0002,320
Trading account gains and fees$0138
Additional Noninterest Income$867,0002,358
Total noninterest expense$7,876,0002,035
Salaries and employee benefits$4,539,0001,926
Premises and equipment expense$1,247,0001,841
Additional noninterest expense$2,090,0002,323
Pre-tax net operating income$3,128,0002,504
Securities gains (losses)$393,000526
Applicable income taxes$07,185
Income before extraordinary items$3,521,0001,801
Extraordinary gains, net$034
Net income$3,521,0001,801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0003,108
Cash dividends$2,114,0001,278
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,128,0001,954
2004-09-30 (YTD Data)Rank
Total interest income$8,491,0002,496
Total interest expense$1,920,0002,941
Net interest income$6,571,0002,298
Provision for loan and lease losses$115,0004,038
Total noninterest income$1,657,0002,055
Gross Fiduciary activities income$525,000459
Service charges on deposit accounts$548,0002,319
Trading account gains and fees$0134
Additional Noninterest Income$584,0002,542
Total noninterest expense$5,803,0002,058
Salaries and employee benefits$3,334,0001,958
Premises and equipment expense$916,0001,885
Additional noninterest expense$1,553,0002,324
Pre-tax net operating income$2,310,0002,558
Securities gains (losses)$393,000492
Applicable income taxes$07,220
Income before extraordinary items$2,703,0001,781
Extraordinary gains, net$026
Net income$2,703,0001,782
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,479
Cash dividends$1,337,0001,386
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,310,0001,977
2004-06-30 (YTD Data)Rank
Total interest income$5,462,0002,559
Total interest expense$1,182,0003,121
Net interest income$4,280,0002,331
Provision for loan and lease losses$100,0003,453
Total noninterest income$1,116,0002,035
Gross Fiduciary activities income$346,000462
Service charges on deposit accounts$374,0002,269
Trading account gains and fees$0130
Additional Noninterest Income$396,0002,529
Total noninterest expense$3,939,0002,020
Salaries and employee benefits$2,226,0001,963
Premises and equipment expense$618,0001,847
Additional noninterest expense$1,095,0002,212
Pre-tax net operating income$1,357,0002,795
Securities gains (losses)$252,000552
Applicable income taxes$07,214
Income before extraordinary items$1,609,0001,947
Extraordinary gains, net$021
Net income$1,609,0001,948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0008,159
Cash dividends$812,0001,503
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,357,0002,199
2004-03-31 (YTD Data)Rank
Total interest income$2,765,0002,528
Total interest expense$598,0003,121
Net interest income$2,167,0002,297
Provision for loan and lease losses$75,0002,550
Total noninterest income$557,0001,997
Gross Fiduciary activities income$172,000472
Service charges on deposit accounts$174,0002,349
Trading account gains and fees$0121
Additional Noninterest Income$211,0002,389
Total noninterest expense$2,029,0001,976
Salaries and employee benefits$1,172,0001,872
Premises and equipment expense$307,0001,890
Additional noninterest expense$550,0002,158
Pre-tax net operating income$620,0002,999
Securities gains (losses)$-40,0009,018
Applicable income taxes$07,103
Income before extraordinary items$580,0002,581
Extraordinary gains, net$016
Net income$580,0002,582
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,134
Cash dividends$343,0001,598
Sale, conversion, retirement of capital stock, net$0464
Net operating income$620,0002,336
2003-12-31 (YTD Data)Rank
Total interest income$12,311,0002,341
Total interest expense$3,077,0002,801
Net interest income$9,234,0002,114
Provision for loan and lease losses$175,0004,313
Total noninterest income$2,153,0002,199
Gross Fiduciary activities income$610,000494
Service charges on deposit accounts$684,0002,406
Trading account gains and fees$0160
Additional Noninterest Income$859,0002,619
Total noninterest expense$8,393,0001,887
Salaries and employee benefits$4,736,0001,820
Premises and equipment expense$1,195,0001,914
Additional noninterest expense$2,462,0001,954
Pre-tax net operating income$2,819,0002,638
Securities gains (losses)$662,000631
Applicable income taxes$07,459
Income before extraordinary items$3,481,0001,787
Extraordinary gains, net$054
Net income$3,481,0001,790
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$488,0001,636
Cash dividends$2,107,0001,322
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,819,0002,060
2003-09-30 (YTD Data)Rank
Total interest income$9,461,0002,316
Total interest expense$2,420,0002,770
Net interest income$7,041,0002,095
Provision for loan and lease losses$90,0004,812
Total noninterest income$1,511,0002,349
Gross Fiduciary activities income$445,000513
Service charges on deposit accounts$499,0002,477
Trading account gains and fees$0153
Additional Noninterest Income$567,0002,912
Total noninterest expense$6,093,0001,960
Salaries and employee benefits$3,541,0001,834
Premises and equipment expense$877,0001,950
Additional noninterest expense$1,675,0002,144
Pre-tax net operating income$2,369,0002,492
Securities gains (losses)$534,000652
Applicable income taxes$07,524
Income before extraordinary items$2,903,0001,659
Extraordinary gains, net$040
Net income$2,903,0001,659
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$364,0001,499
Cash dividends$1,596,0001,215
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,369,0001,919
2003-06-30 (YTD Data)Rank
Total interest income$6,472,0002,260
Total interest expense$1,702,0002,707
Net interest income$4,770,0002,048
Provision for loan and lease losses$60,0004,687
Total noninterest income$940,0002,454
Gross Fiduciary activities income$273,000543
Service charges on deposit accounts$313,0002,562
Trading account gains and fees$0150
Additional Noninterest Income$354,0002,994
Total noninterest expense$4,031,0001,953
Salaries and employee benefits$2,375,0001,808
Premises and equipment expense$574,0001,991
Additional noninterest expense$1,082,0002,200
Pre-tax net operating income$1,619,0002,440
Securities gains (losses)$534,000553
Applicable income taxes$07,529
Income before extraordinary items$2,153,0001,522
Extraordinary gains, net$030
Net income$2,153,0001,521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0003,999
Cash dividends$1,106,0001,196
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,619,0001,856
2003-03-31 (YTD Data)Rank
Total interest income$3,317,0002,217
Total interest expense$879,0002,693
Net interest income$2,438,0002,022
Provision for loan and lease losses$30,0004,429
Total noninterest income$505,0002,267
Gross Fiduciary activities income$141,000539
Service charges on deposit accounts$149,0002,595
Trading account gains and fees$0134
Additional Noninterest Income$215,0002,596
Total noninterest expense$2,108,0001,863
Salaries and employee benefits$1,203,0001,771
Premises and equipment expense$286,0001,995
Additional noninterest expense$619,0001,892
Pre-tax net operating income$805,0002,458
Securities gains (losses)$534,000333
Applicable income taxes$07,403
Income before extraordinary items$1,339,0001,232
Extraordinary gains, net$021
Net income$1,339,0001,231
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-29,0008,980
Cash dividends$798,000836
Sale, conversion, retirement of capital stock, net$0419
Net operating income$805,0001,856
2002-12-31 (YTD Data)Rank
Total interest income$14,484,0002,116
Total interest expense$4,854,0002,308
Net interest income$9,630,0002,013
Provision for loan and lease losses$560,0002,185
Total noninterest income$2,125,0002,032
Gross Fiduciary activities income$554,000544
Service charges on deposit accounts$650,0002,410
Trading account gains and fees$0153
Additional Noninterest Income$921,0002,295
Total noninterest expense$7,686,0001,961
Salaries and employee benefits$4,637,0001,727
Premises and equipment expense$984,0002,212
Additional noninterest expense$2,065,0002,237
Pre-tax net operating income$3,509,0002,204
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$3,509,0001,714
Extraordinary gains, net$070
Net income$3,509,0001,713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$567,0001,501
Cash dividends$2,100,0001,254
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,509,0001,658
2001-12-31 (YTD Data)Rank
Total interest income$17,198,0001,990
Total interest expense$7,650,0002,104
Net interest income$9,548,0001,867
Provision for loan and lease losses$1,745,000786
Total noninterest income$1,552,0002,453
Gross Fiduciary activities income$606,000532
Service charges on deposit accounts$572,0002,533
Trading account gains and fees$0177
Additional Noninterest Income$374,0003,680
Total noninterest expense$7,261,0001,976
Salaries and employee benefits$4,064,0001,838
Premises and equipment expense$1,124,0001,903
Additional noninterest expense$2,073,0002,167
Pre-tax net operating income$2,094,0003,067
Securities gains (losses)$33,0002,734
Applicable income taxes$71,0006,391
Income before extraordinary items$2,056,0002,467
Extraordinary gains, net$0105
Net income$2,056,0002,473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0003,658
Cash dividends$1,398,0001,769
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,023,9902,418
2000-12-31 (YTD Data)Rank
Total interest income$11,165,0003,093
Total interest expense$5,331,0003,131
Net interest income$5,834,0003,034
Provision for loan and lease losses$350,0002,565
Total noninterest income$1,219,0002,725
Gross Fiduciary activities income$640,000525
Service charges on deposit accounts$271,0004,317
Trading account gains and fees$0180
Additional Noninterest Income$308,0003,858
Total noninterest expense$4,165,0003,221
Salaries and employee benefits$2,391,0002,954
Premises and equipment expense$588,0003,329
Additional noninterest expense$1,186,0003,468
Pre-tax net operating income$2,538,0002,729
Securities gains (losses)$12,0001,101
Applicable income taxes$220,0005,222
Income before extraordinary items$2,330,0002,219
Extraordinary gains, net$038
Net income$2,330,0002,219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$441,0001,356
Cash dividends$1,356,0001,777
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,319,0802,231
1999-12-31 (YTD Data)Rank
Total interest income$9,947,0003,235
Total interest expense$4,554,0003,194
Net interest income$5,393,0003,216
Provision for loan and lease losses$08,503
Total noninterest income$1,727,0002,065
Gross Fiduciary activities income$587,000595
Service charges on deposit accounts$288,0004,096
Trading account gains and fees$0173
Additional Noninterest Income$852,0002,074
Total noninterest expense$4,007,0003,310
Salaries and employee benefits$2,295,0003,031
Premises and equipment expense$594,0003,288
Additional noninterest expense$1,118,0003,669
Pre-tax net operating income$3,113,0002,330
Securities gains (losses)$03,155
Applicable income taxes$274,0005,011
Income before extraordinary items$2,839,0001,870
Extraordinary gains, net$035
Net income$2,839,0001,871
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-58,0009,945
Cash dividends$1,728,0001,517
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,839,0001,841
1998-12-31 (YTD Data)Rank
Total interest income$10,302,0003,142
Total interest expense$4,848,0003,086
Net interest income$5,454,0003,146
Provision for loan and lease losses$08,652
Total noninterest income$1,408,0002,380
Gross Fiduciary activities income$538,000618
Service charges on deposit accounts$303,0003,921
Trading account gains and fees$0224
Additional Noninterest Income$567,0002,744
Total noninterest expense$3,941,0003,242
Salaries and employee benefits$2,164,0003,096
Premises and equipment expense$663,0002,907
Additional noninterest expense$1,114,0003,589
Pre-tax net operating income$2,921,0002,442
Securities gains (losses)$4,0003,561
Applicable income taxes$252,0005,629
Income before extraordinary items$2,673,0001,956
Extraordinary gains, net$032
Net income$2,673,0001,955
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-37,00010,035
Cash dividends$6,821,000517
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,669,3601,893
1997-12-31 (YTD Data)Rank
Total interest income$9,861,0003,279
Total interest expense$4,325,0003,406
Net interest income$5,536,0003,157
Provision for loan and lease losses$100,0005,146
Total noninterest income$1,408,0002,319
Gross Fiduciary activities income$511,000649
Service charges on deposit accounts$349,0003,622
Trading account gains and fees$0239
Additional Noninterest Income$548,0002,661
Total noninterest expense$3,193,0003,898
Salaries and employee benefits$1,469,0004,331
Premises and equipment expense$684,0002,802
Additional noninterest expense$1,040,0003,755
Pre-tax net operating income$3,651,0002,058
Securities gains (losses)$03,944
Applicable income taxes$805,0002,911
Income before extraordinary items$2,846,0001,855
Extraordinary gains, net$044
Net income$2,846,0001,854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0004,171
Cash dividends$2,287,0001,162
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,846,0001,809
1996-12-31 (YTD Data)Rank
Total interest income$9,910,0003,305
Total interest expense$4,000,0003,714
Net interest income$5,910,0003,002
Provision for loan and lease losses$393,0002,126
Total noninterest income$1,850,0001,965
Gross Fiduciary activities income$454,000734
Service charges on deposit accounts$319,0004,038
Trading account gains and fees$0262
Additional Noninterest Income$1,077,0001,720
Total noninterest expense$3,609,0003,680
Salaries and employee benefits$1,883,0003,525
Premises and equipment expense$676,0002,894
Additional noninterest expense$1,050,0004,233
Pre-tax net operating income$3,758,0001,927
Securities gains (losses)$-7,00010,114
Applicable income taxes$1,342,0001,784
Income before extraordinary items$2,409,0002,064
Extraordinary gains, net$053
Net income$2,409,0002,065
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$336,0001,921
Cash dividends$6,420,000569
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,413,4802,015
1995-12-31 (YTD Data)Rank
Total interest income$10,018,0003,278
Total interest expense$4,346,0003,434
Net interest income$5,672,0003,143
Provision for loan and lease losses$85,0004,951
Total noninterest income$1,093,0002,909
Gross Fiduciary activities income$424,000788
Service charges on deposit accounts$266,0004,717
Trading account gains and fees$0522
Additional Noninterest Income$403,0003,303
Total noninterest expense$3,383,0003,867
Salaries and employee benefits$1,898,0003,476
Premises and equipment expense$563,0003,390
Additional noninterest expense$922,0004,668
Pre-tax net operating income$3,297,0002,233
Securities gains (losses)$-22,00010,616
Applicable income taxes$1,100,0002,187
Income before extraordinary items$2,175,0002,325
Extraordinary gains, net$065
Net income$2,175,0002,323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$227,0002,305
Cash dividends$1,257,0001,714
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,189,5202,280
1994-12-31 (YTD Data)Rank
Total interest income$9,632,0003,146
Total interest expense$3,466,0003,483
Net interest income$6,166,0002,930
Provision for loan and lease losses$89,0004,852
Total noninterest income$928,0003,282
Gross Fiduciary activities income$239,000978
Service charges on deposit accounts$210,0005,673
Trading account gains and fees$0475
Additional Noninterest Income$479,0003,030
Total noninterest expense$3,395,0003,946
Salaries and employee benefits$1,762,0003,700
Premises and equipment expense$565,0003,447
Additional noninterest expense$1,068,0004,458
Pre-tax net operating income$3,610,0001,979
Securities gains (losses)$28,0001,509
Applicable income taxes$1,253,0001,821
Income before extraordinary items$2,385,0002,054
Extraordinary gains, net$0249
Net income$2,385,0002,052
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-53,00011,913
Cash dividends$8,092,000401
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,366,5202,082
1993-12-31 (YTD Data)Rank
Total interest income$10,043,0003,074
Total interest expense$3,516,0003,573
Net interest income$6,527,0002,767
Provision for loan and lease losses$58,0007,185
Total noninterest income$814,0003,940
Gross Fiduciary activities income$267,000980
Service charges on deposit accounts$212,0005,745
Trading account gains and fees$0532
Additional Noninterest Income$335,0004,209
Total noninterest expense$3,396,0004,024
Salaries and employee benefits$1,828,0003,554
Premises and equipment expense$606,0003,295
Additional noninterest expense$962,0005,091
Pre-tax net operating income$3,887,0001,767
Securities gains (losses)$-421,00013,242
Applicable income taxes$1,025,0002,193
Income before extraordinary items$2,442,0002,046
Extraordinary gains, net$168,0001,148
Net income$2,610,0001,985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$361,0002,197
Cash dividends$570,0002,775
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,736,7001,714
1992-12-31 (YTD Data)Rank
Total interest income$10,328,0003,385
Total interest expense$4,344,0003,779
Net interest income$5,984,0003,058
Provision for loan and lease losses$45,0009,299
Total noninterest income$975,0003,386
Gross Fiduciary activities income$319,000919
Service charges on deposit accounts$194,0006,110
Trading account gains and fees$0504
Additional Noninterest Income$462,0003,356
Total noninterest expense$3,059,0004,442
Salaries and employee benefits$1,546,0004,110
Premises and equipment expense$603,0003,343
Additional noninterest expense$910,0005,468
Pre-tax net operating income$3,855,0001,614
Securities gains (losses)$43,0004,369
Applicable income taxes$1,232,0001,709
Income before extraordinary items$2,666,0001,717
Extraordinary gains, net$01,422
Net income$2,666,0001,737
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0008,210
Cash dividends$1,989,000867
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,636,7601,602

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.