WNB Bank, Income and Expense
2004-12-31 (YTD Data) | Rank | |
Total interest income | $18,093,000 | 1,601 |
Total interest expense | $4,315,000 | 1,884 |
Net interest income | $13,778,000 | 1,468 |
Provision for loan and lease losses | $600,000 | 1,645 |
Total noninterest income | $2,594,000 | 1,814 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $1,111,000 | 1,579 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $1,483,000 | 1,651 |
Total noninterest expense | $8,206,000 | 1,955 |
Salaries and employee benefits | $3,310,000 | 2,604 |
Premises and equipment expense | $531,000 | 3,904 |
Additional noninterest expense | $4,365,000 | 1,129 |
Pre-tax net operating income | $7,566,000 | 1,153 |
Securities gains (losses) | $1,000 | 3,645 |
Applicable income taxes | $1,902,000 | 1,323 |
Income before extraordinary items | $5,665,000 | 1,154 |
Extraordinary gains, net | $0 | 34 |
Net income | $5,665,000 | 1,156 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $146,000 | 3,075 |
Cash dividends | $8,250,000 | 410 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $5,664,250 | 1,125 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $13,501,000 | 1,578 |
Total interest expense | $3,255,000 | 1,836 |
Net interest income | $10,246,000 | 1,471 |
Provision for loan and lease losses | $450,000 | 1,575 |
Total noninterest income | $1,948,000 | 1,821 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $832,000 | 1,581 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $1,116,000 | 1,639 |
Total noninterest expense | $6,103,000 | 1,966 |
Salaries and employee benefits | $2,357,000 | 2,713 |
Premises and equipment expense | $401,000 | 3,865 |
Additional noninterest expense | $3,345,000 | 1,094 |
Pre-tax net operating income | $5,641,000 | 1,171 |
Securities gains (losses) | $0 | 3,710 |
Applicable income taxes | $1,410,000 | 1,354 |
Income before extraordinary items | $4,231,000 | 1,172 |
Extraordinary gains, net | $0 | 26 |
Net income | $4,231,000 | 1,173 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $167,000 | 2,142 |
Cash dividends | $6,750,000 | 363 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $4,231,000 | 1,128 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $8,988,000 | 1,573 |
Total interest expense | $2,281,000 | 1,742 |
Net interest income | $6,707,000 | 1,488 |
Provision for loan and lease losses | $300,000 | 1,523 |
Total noninterest income | $1,327,000 | 1,768 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $540,000 | 1,616 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $787,000 | 1,562 |
Total noninterest expense | $4,036,000 | 1,976 |
Salaries and employee benefits | $1,521,000 | 2,793 |
Premises and equipment expense | $273,000 | 3,808 |
Additional noninterest expense | $2,242,000 | 1,094 |
Pre-tax net operating income | $3,698,000 | 1,168 |
Securities gains (losses) | $0 | 3,413 |
Applicable income taxes | $933,000 | 1,356 |
Income before extraordinary items | $2,765,000 | 1,187 |
Extraordinary gains, net | $0 | 21 |
Net income | $2,765,000 | 1,188 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $96,000 | 2,207 |
Cash dividends | $5,000,000 | 326 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $2,765,000 | 1,143 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $4,475,000 | 1,575 |
Total interest expense | $1,159,000 | 1,745 |
Net interest income | $3,316,000 | 1,501 |
Provision for loan and lease losses | $150,000 | 1,414 |
Total noninterest income | $601,000 | 1,889 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $258,000 | 1,652 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $343,000 | 1,708 |
Total noninterest expense | $2,010,000 | 1,992 |
Salaries and employee benefits | $774,000 | 2,775 |
Premises and equipment expense | $140,000 | 3,776 |
Additional noninterest expense | $1,096,000 | 1,116 |
Pre-tax net operating income | $1,757,000 | 1,196 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $447,000 | 1,423 |
Income before extraordinary items | $1,310,000 | 1,241 |
Extraordinary gains, net | $0 | 16 |
Net income | $1,310,000 | 1,241 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $38,000 | 2,212 |
Cash dividends | $2,500,000 | 314 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $1,310,000 | 1,172 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $18,402,000 | 1,564 |
Total interest expense | $5,301,000 | 1,697 |
Net interest income | $13,101,000 | 1,483 |
Provision for loan and lease losses | $575,000 | 1,949 |
Total noninterest income | $2,703,000 | 1,830 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $1,068,000 | 1,606 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $1,635,000 | 1,703 |
Total noninterest expense | $7,840,000 | 2,016 |
Salaries and employee benefits | $2,971,000 | 2,792 |
Premises and equipment expense | $527,000 | 3,900 |
Additional noninterest expense | $4,342,000 | 1,162 |
Pre-tax net operating income | $7,389,000 | 1,131 |
Securities gains (losses) | $252,000 | 1,167 |
Applicable income taxes | $1,945,000 | 1,319 |
Income before extraordinary items | $5,696,000 | 1,125 |
Extraordinary gains, net | $0 | 54 |
Net income | $5,696,000 | 1,127 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $315,000 | 2,187 |
Cash dividends | $3,500,000 | 867 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $5,507,000 | 1,105 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $13,864,000 | 1,580 |
Total interest expense | $4,094,000 | 1,718 |
Net interest income | $9,770,000 | 1,503 |
Provision for loan and lease losses | $440,000 | 1,885 |
Total noninterest income | $2,035,000 | 1,870 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $786,000 | 1,642 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $1,249,000 | 1,756 |
Total noninterest expense | $5,918,000 | 2,013 |
Salaries and employee benefits | $2,244,000 | 2,775 |
Premises and equipment expense | $402,000 | 3,837 |
Additional noninterest expense | $3,272,000 | 1,158 |
Pre-tax net operating income | $5,447,000 | 1,192 |
Securities gains (losses) | $252,000 | 1,080 |
Applicable income taxes | $1,442,000 | 1,395 |
Income before extraordinary items | $4,257,000 | 1,174 |
Extraordinary gains, net | $0 | 40 |
Net income | $4,257,000 | 1,175 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $251,000 | 1,924 |
Cash dividends | $1,000,000 | 1,726 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $4,068,000 | 1,150 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $9,348,000 | 1,570 |
Total interest expense | $2,831,000 | 1,721 |
Net interest income | $6,517,000 | 1,500 |
Provision for loan and lease losses | $305,000 | 1,755 |
Total noninterest income | $1,445,000 | 1,768 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $518,000 | 1,631 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $927,000 | 1,602 |
Total noninterest expense | $3,891,000 | 2,025 |
Salaries and employee benefits | $1,481,000 | 2,810 |
Premises and equipment expense | $276,000 | 3,733 |
Additional noninterest expense | $2,134,000 | 1,182 |
Pre-tax net operating income | $3,766,000 | 1,138 |
Securities gains (losses) | $7,000 | 3,077 |
Applicable income taxes | $923,000 | 1,457 |
Income before extraordinary items | $2,850,000 | 1,182 |
Extraordinary gains, net | $0 | 30 |
Net income | $2,850,000 | 1,182 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $185,000 | 1,738 |
Cash dividends | $1,000,000 | 1,282 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $2,844,680 | 1,094 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $4,713,000 | 1,573 |
Total interest expense | $1,412,000 | 1,760 |
Net interest income | $3,301,000 | 1,473 |
Provision for loan and lease losses | $170,000 | 1,543 |
Total noninterest income | $715,000 | 1,744 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $261,000 | 1,577 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $454,000 | 1,585 |
Total noninterest expense | $1,899,000 | 2,061 |
Salaries and employee benefits | $733,000 | 2,841 |
Premises and equipment expense | $133,000 | 3,855 |
Additional noninterest expense | $1,033,000 | 1,182 |
Pre-tax net operating income | $1,947,000 | 1,112 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $503,000 | 1,372 |
Income before extraordinary items | $1,444,000 | 1,155 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,444,000 | 1,154 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $120,000 | 1,329 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $1,444,000 | 1,064 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $19,513,000 | 1,579 |
Total interest expense | $6,546,000 | 1,741 |
Net interest income | $12,967,000 | 1,497 |
Provision for loan and lease losses | $670,000 | 1,898 |
Total noninterest income | $2,443,000 | 1,825 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $971,000 | 1,661 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $1,472,000 | 1,675 |
Total noninterest expense | $7,806,000 | 1,935 |
Salaries and employee benefits | $2,595,000 | 3,028 |
Premises and equipment expense | $515,000 | 3,856 |
Additional noninterest expense | $4,696,000 | 1,048 |
Pre-tax net operating income | $6,934,000 | 1,217 |
Securities gains (losses) | $0 | 4,537 |
Applicable income taxes | $1,860,000 | 1,372 |
Income before extraordinary items | $5,074,000 | 1,237 |
Extraordinary gains, net | $0 | 70 |
Net income | $5,074,000 | 1,237 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $724,000 | 1,236 |
Cash dividends | $2,100,000 | 1,254 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $5,074,000 | 1,187 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $20,132,000 | 1,687 |
Total interest expense | $8,260,000 | 1,964 |
Net interest income | $11,872,000 | 1,501 |
Provision for loan and lease losses | $300,000 | 3,194 |
Total noninterest income | $2,371,000 | 1,763 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $888,000 | 1,705 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $1,483,000 | 1,536 |
Total noninterest expense | $7,798,000 | 1,857 |
Salaries and employee benefits | $2,462,000 | 2,979 |
Premises and equipment expense | $610,000 | 3,311 |
Additional noninterest expense | $4,726,000 | 1,020 |
Pre-tax net operating income | $6,145,000 | 1,220 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $1,600,000 | 1,416 |
Income before extraordinary items | $4,545,000 | 1,195 |
Extraordinary gains, net | $0 | 105 |
Net income | $4,545,000 | 1,195 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $313,000 | 2,178 |
Cash dividends | $8,979,000 | 406 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $4,545,000 | 1,149 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $19,280,000 | 1,792 |
Total interest expense | $7,488,000 | 2,269 |
Net interest income | $11,792,000 | 1,492 |
Provision for loan and lease losses | $340,000 | 2,622 |
Total noninterest income | $3,348,000 | 1,223 |
Gross Fiduciary activities income | $619,000 | 541 |
Service charges on deposit accounts | $847,000 | 1,637 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $1,882,000 | 1,188 |
Total noninterest expense | $7,488,000 | 1,858 |
Salaries and employee benefits | $3,139,000 | 2,269 |
Premises and equipment expense | $726,000 | 2,790 |
Additional noninterest expense | $3,623,000 | 1,255 |
Pre-tax net operating income | $7,312,000 | 1,036 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $2,120,000 | 1,092 |
Income before extraordinary items | $5,192,000 | 1,034 |
Extraordinary gains, net | $0 | 38 |
Net income | $5,192,000 | 1,034 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $275,000 | 1,930 |
Cash dividends | $3,421,000 | 866 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $5,192,000 | 1,030 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $18,379,000 | 1,768 |
Total interest expense | $6,836,000 | 2,162 |
Net interest income | $11,543,000 | 1,519 |
Provision for loan and lease losses | $672,000 | 1,364 |
Total noninterest income | $2,644,000 | 1,503 |
Gross Fiduciary activities income | $638,000 | 570 |
Service charges on deposit accounts | $728,000 | 1,827 |
Trading account gains and fees | $0 | 173 |
Additional Noninterest Income | $1,278,000 | 1,559 |
Total noninterest expense | $7,537,000 | 1,838 |
Salaries and employee benefits | $3,612,000 | 1,941 |
Premises and equipment expense | $764,000 | 2,662 |
Additional noninterest expense | $3,161,000 | 1,457 |
Pre-tax net operating income | $5,978,000 | 1,283 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $1,538,000 | 1,566 |
Income before extraordinary items | $4,440,000 | 1,233 |
Extraordinary gains, net | $0 | 35 |
Net income | $4,440,000 | 1,231 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $614,000 | 1,029 |
Cash dividends | $1,412,000 | 1,766 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $4,440,000 | 1,214 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $18,971,000 | 1,713 |
Total interest expense | $7,368,000 | 2,065 |
Net interest income | $11,603,000 | 1,450 |
Provision for loan and lease losses | $240,000 | 3,065 |
Total noninterest income | $2,802,000 | 1,417 |
Gross Fiduciary activities income | $569,000 | 596 |
Service charges on deposit accounts | $692,000 | 1,849 |
Trading account gains and fees | $0 | 224 |
Additional Noninterest Income | $1,541,000 | 1,381 |
Total noninterest expense | $6,982,000 | 1,862 |
Salaries and employee benefits | $3,460,000 | 1,918 |
Premises and equipment expense | $757,000 | 2,573 |
Additional noninterest expense | $2,765,000 | 1,558 |
Pre-tax net operating income | $7,183,000 | 1,054 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $1,935,000 | 1,309 |
Income before extraordinary items | $5,248,000 | 1,027 |
Extraordinary gains, net | $0 | 32 |
Net income | $5,248,000 | 1,027 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $230,000 | 2,234 |
Cash dividends | $9,645,000 | 393 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $5,248,000 | 989 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $18,764,000 | 1,764 |
Total interest expense | $7,292,000 | 2,087 |
Net interest income | $11,472,000 | 1,497 |
Provision for loan and lease losses | $240,000 | 3,015 |
Total noninterest income | $2,806,000 | 1,347 |
Gross Fiduciary activities income | $747,000 | 544 |
Service charges on deposit accounts | $640,000 | 2,046 |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $1,419,000 | 1,376 |
Total noninterest expense | $6,993,000 | 1,851 |
Salaries and employee benefits | $3,677,000 | 1,777 |
Premises and equipment expense | $783,000 | 2,470 |
Additional noninterest expense | $2,533,000 | 1,674 |
Pre-tax net operating income | $7,045,000 | 1,135 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $2,064,000 | 1,283 |
Income before extraordinary items | $4,981,000 | 1,120 |
Extraordinary gains, net | $0 | 44 |
Net income | $4,981,000 | 1,121 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $425,000 | 1,517 |
Cash dividends | $2,461,000 | 1,106 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $4,981,000 | 1,085 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $18,569,000 | 1,823 |
Total interest expense | $7,285,000 | 2,147 |
Net interest income | $11,284,000 | 1,577 |
Provision for loan and lease losses | $240,000 | 3,003 |
Total noninterest income | $2,516,000 | 1,541 |
Gross Fiduciary activities income | $532,000 | 685 |
Service charges on deposit accounts | $535,000 | 2,537 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $1,449,000 | 1,416 |
Total noninterest expense | $7,393,000 | 1,911 |
Salaries and employee benefits | $3,749,000 | 1,766 |
Premises and equipment expense | $789,000 | 2,487 |
Additional noninterest expense | $2,855,000 | 1,816 |
Pre-tax net operating income | $6,167,000 | 1,178 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $1,778,000 | 1,368 |
Income before extraordinary items | $4,389,000 | 1,161 |
Extraordinary gains, net | $0 | 53 |
Net income | $4,389,000 | 1,162 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $336,000 | 1,921 |
Cash dividends | $2,157,000 | 1,201 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $4,389,000 | 1,142 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $18,295,000 | 1,856 |
Total interest expense | $7,086,000 | 2,197 |
Net interest income | $11,209,000 | 1,602 |
Provision for loan and lease losses | $240,000 | 2,643 |
Total noninterest income | $2,402,000 | 1,588 |
Gross Fiduciary activities income | $523,000 | 728 |
Service charges on deposit accounts | $544,000 | 2,475 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $1,335,000 | 1,478 |
Total noninterest expense | $7,661,000 | 1,837 |
Salaries and employee benefits | $3,804,000 | 1,747 |
Premises and equipment expense | $837,000 | 2,381 |
Additional noninterest expense | $3,020,000 | 1,694 |
Pre-tax net operating income | $5,710,000 | 1,338 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $1,603,000 | 1,550 |
Income before extraordinary items | $4,107,000 | 1,285 |
Extraordinary gains, net | $0 | 65 |
Net income | $4,107,000 | 1,283 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $381,000 | 1,655 |
Cash dividends | $2,009,000 | 1,216 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $4,107,000 | 1,263 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $16,909,000 | 1,827 |
Total interest expense | $5,528,000 | 2,248 |
Net interest income | $11,381,000 | 1,587 |
Provision for loan and lease losses | $240,000 | 2,662 |
Total noninterest income | $1,498,000 | 2,297 |
Gross Fiduciary activities income | $474,000 | 752 |
Service charges on deposit accounts | $559,000 | 2,437 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $465,000 | 3,091 |
Total noninterest expense | $7,182,000 | 1,987 |
Salaries and employee benefits | $3,610,000 | 1,854 |
Premises and equipment expense | $889,000 | 2,268 |
Additional noninterest expense | $2,683,000 | 2,018 |
Pre-tax net operating income | $5,457,000 | 1,358 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $1,541,000 | 1,523 |
Income before extraordinary items | $3,916,000 | 1,287 |
Extraordinary gains, net | $0 | 249 |
Net income | $3,916,000 | 1,287 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $165,000 | 2,825 |
Cash dividends | $2,965,000 | 828 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $3,916,000 | 1,299 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $17,959,000 | 1,743 |
Total interest expense | $6,434,000 | 2,007 |
Net interest income | $11,525,000 | 1,563 |
Provision for loan and lease losses | $420,000 | 2,359 |
Total noninterest income | $1,433,000 | 2,527 |
Gross Fiduciary activities income | $510,000 | 757 |
Service charges on deposit accounts | $565,000 | 2,441 |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $358,000 | 4,059 |
Total noninterest expense | $6,698,000 | 2,176 |
Salaries and employee benefits | $3,427,000 | 1,938 |
Premises and equipment expense | $859,000 | 2,380 |
Additional noninterest expense | $2,412,000 | 2,315 |
Pre-tax net operating income | $5,840,000 | 1,183 |
Securities gains (losses) | $2,000 | 6,773 |
Applicable income taxes | $1,647,000 | 1,446 |
Income before extraordinary items | $4,195,000 | 1,221 |
Extraordinary gains, net | $155,000 | 1,201 |
Net income | $4,350,000 | 1,222 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $234,000 | 2,851 |
Cash dividends | $4,808,000 | 501 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $4,193,560 | 1,130 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $19,843,000 | 1,784 |
Total interest expense | $8,410,000 | 2,027 |
Net interest income | $11,433,000 | 1,621 |
Provision for loan and lease losses | $480,000 | 3,089 |
Total noninterest income | $1,541,000 | 2,345 |
Gross Fiduciary activities income | $519,000 | 752 |
Service charges on deposit accounts | $576,000 | 2,393 |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $446,000 | 3,454 |
Total noninterest expense | $6,542,000 | 2,242 |
Salaries and employee benefits | $3,323,000 | 1,978 |
Premises and equipment expense | $869,000 | 2,373 |
Additional noninterest expense | $2,350,000 | 2,443 |
Pre-tax net operating income | $5,952,000 | 1,093 |
Securities gains (losses) | $62,000 | 3,771 |
Applicable income taxes | $1,672,000 | 1,329 |
Income before extraordinary items | $4,342,000 | 1,086 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $4,342,000 | 1,086 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $286,000 | 3,430 |
Cash dividends | $1,854,000 | 919 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $4,297,360 | 1,007 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.