2004-12-31 | Rank |
Percent of loans charged-off, net |
Net charge-offs to loans | 0.0574% | 5,097 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0313% | 8,387 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0412% | 1,243 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0792% | 8,545 |
Percentage Net Loans Charged-off: Home equity loans | -0.0129% | 5,977 |
All other 1-4 family - Percent of loans charged-off, net | -0.0911% | 8,540 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.2601% | 2,869 |
Percentage Net Loans Charged-off: Loans to individuals | 0.9113% | 2,256 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0208% | 1,581 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
2004-09-30 | Rank |
Percent of loans charged-off, net |
Net charge-offs to loans | 0.0878% | 3,860 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 7,768 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 7,927 |
Percentage Net Loans Charged-off: Home equity loans | -0.0088% | 5,951 |
All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 7,899 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.4645% | 1,834 |
Percentage Net Loans Charged-off: Loans to individuals | 0.8837% | 2,155 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | -0.0035% | 7,012 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
2004-06-30 | Rank |
Percent of loans charged-off, net |
Net charge-offs to loans | 0.0767% | 3,813 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 7,709 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 7,919 |
Percentage Net Loans Charged-off: Home equity loans | -0.0138% | 5,943 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.4585% | 1,661 |
Percentage Net Loans Charged-off: Loans to individuals | 0.6659% | 2,661 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0107% | 1,192 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
2004-03-31 | Rank |
Percent of loans charged-off, net |
Net charge-offs to loans | 0.0613% | 3,483 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0023% | 1,926 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0289% | 494 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0118% | 8,217 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
All other 1-4 family - Percent of loans charged-off, net | -0.0136% | 8,235 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.2750% | 1,468 |
Percentage Net Loans Charged-off: Loans to individuals | 0.5887% | 2,677 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
2003-12-31 | Rank |
Percent of loans charged-off, net |
Net charge-offs to loans | 0.1325% | 4,246 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0583% | 2,382 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0060% | 1,546 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0928% | 1,826 |
Percentage Net Loans Charged-off: Home equity loans | -0.0169% | 5,999 |
All other 1-4 family - Percent of loans charged-off, net | 0.1070% | 1,689 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.3036% | 3,234 |
Percentage Net Loans Charged-off: Loans to individuals | 0.8330% | 2,874 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0151% | 1,802 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
2003-09-30 | Rank |
Percent of loans charged-off, net |
Net charge-offs to loans | 0.1420% | 3,648 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0547% | 2,082 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0082% | 1,221 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0849% | 1,590 |
Percentage Net Loans Charged-off: Home equity loans | -0.0234% | 5,963 |
All other 1-4 family - Percent of loans charged-off, net | 0.0983% | 1,468 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.4577% | 2,318 |
Percentage Net Loans Charged-off: Loans to individuals | 0.8252% | 2,637 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0208% | 1,558 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
2003-06-30 | Rank |
Percent of loans charged-off, net |
Net charge-offs to loans | 0.1594% | 3,175 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0552% | 1,796 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0886% | 1,350 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
All other 1-4 family - Percent of loans charged-off, net | 0.0990% | 1,262 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.4348% | 2,108 |
Percentage Net Loans Charged-off: Loans to individuals | 1.0135% | 2,035 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0134% | 1,386 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
2003-03-31 | Rank |
Percent of loans charged-off, net |
Net charge-offs to loans | 0.2070% | 2,294 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0603% | 1,339 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0960% | 1,037 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
All other 1-4 family - Percent of loans charged-off, net | 0.1066% | 965 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.8772% | 1,108 |
Percentage Net Loans Charged-off: Loans to individuals | 1.1883% | 1,677 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
2002-12-31 | Rank |
Percent of loans charged-off, net |
Net charge-offs to loans | 0.3338% | 2,501 |
Percentage Net Loans Charged-off: Total real estate loans | 0.2356% | 926 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
Percentage Net Loans Charged-off: Commercial real estate | 0.4783% | 525 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.1646% | 1,204 |
Percentage Net Loans Charged-off: Home equity loans | 0.1312% | 379 |
All other 1-4 family - Percent of loans charged-off, net | 0.1678% | 1,197 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.9797% | 1,920 |
Percentage Net Loans Charged-off: Loans to individuals | 0.8277% | 2,890 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0283% | 1,846 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
2001-12-31 | Rank |
Percent of loans charged-off, net |
Net charge-offs to loans | 0.1560% | 4,197 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0255% | 2,937 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0380% | 2,314 |
Percentage Net Loans Charged-off: Home equity loans | -0.0543% | 5,996 |
All other 1-4 family - Percent of loans charged-off, net | 0.0466% | 2,072 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.4309% | 2,854 |
Percentage Net Loans Charged-off: Loans to individuals | 0.8716% | 2,646 |
Percentage Net Loans Charged-off: Credit card loans | -16.0550% | 5,568 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
2000-12-31 | Rank |
Percent of loans charged-off, net |
Net charge-offs to loans | 0.1478% | 3,808 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1999-12-31 | Rank |
Percent of loans charged-off, net |
Net charge-offs to loans | 0.3573% | 1,951 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1998-12-31 | Rank |
Percent of loans charged-off, net |
Net charge-offs to loans | 0.1366% | 4,412 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1997-12-31 | Rank |
Percent of loans charged-off, net |
Net charge-offs to loans | 0.2527% | 3,192 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1996-12-31 | Rank |
Percent of loans charged-off, net |
Net charge-offs to loans | 0.2085% | 3,946 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1995-12-31 | Rank |
Percent of loans charged-off, net |
Net charge-offs to loans | 0.2372% | 3,451 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1994-12-31 | Rank |
Percent of loans charged-off, net |
Net charge-offs to loans | 0.1071% | 5,578 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1993-12-31 | Rank |
Percent of loans charged-off, net |
Net charge-offs to loans | 0.1487% | 6,189 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1992-12-31 | Rank |
Percent of loans charged-off, net |
Net charge-offs to loans | 0.1785% | 7,570 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |