Home > Winfield Community Bank > Income and Expense
Winfield Community Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,953,000 | 5,679 |
| Total interest expense | $249,000 | 5,232 |
| Net interest income | $1,704,000 | 5,700 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $213,000 | 5,363 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $43,000 | 5,813 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $170,000 | 4,724 |
| Total noninterest expense | $4,284,000 | 3,667 |
| Salaries and employee benefits | $839,000 | 5,629 |
| Premises and equipment expense | $287,000 | 4,755 |
| Additional noninterest expense | $3,158,000 | 1,944 |
| Pre-tax net operating income | $-2,367,000 | 6,441 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-2,367,000 | 6,436 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-2,367,000 | 6,435 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,367,000 | 6,435 |
| Net charge-offs | $60,000 | 3,617 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-2,367,000 | 6,436 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,503,000 | 5,707 |
| Total interest expense | $191,000 | 5,276 |
| Net interest income | $1,312,000 | 5,728 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $167,000 | 5,376 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $34,000 | 5,854 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $133,000 | 4,722 |
| Total noninterest expense | $3,646,000 | 3,402 |
| Salaries and employee benefits | $631,000 | 5,655 |
| Premises and equipment expense | $232,000 | 4,661 |
| Additional noninterest expense | $2,783,000 | 1,675 |
| Pre-tax net operating income | $-2,167,000 | 6,538 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-2,167,000 | 6,531 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,167,000 | 6,530 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-2,167,000 | 6,530 |
| Net charge-offs | $60,000 | 3,115 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-2,167,000 | 6,533 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,008,000 | 5,734 |
| Total interest expense | $131,000 | 5,289 |
| Net interest income | $877,000 | 5,760 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $108,000 | 5,423 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $23,000 | 5,870 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $85,000 | 4,773 |
| Total noninterest expense | $1,074,000 | 5,223 |
| Salaries and employee benefits | $422,000 | 5,693 |
| Premises and equipment expense | $163,000 | 4,613 |
| Additional noninterest expense | $489,000 | 4,540 |
| Pre-tax net operating income | $-89,000 | 6,328 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-89,000 | 6,342 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-89,000 | 6,343 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-89,000 | 6,344 |
| Net charge-offs | $60,000 | 2,626 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-89,000 | 6,331 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $509,000 | 5,778 |
| Total interest expense | $69,000 | 5,276 |
| Net interest income | $440,000 | 5,809 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $59,000 | 5,330 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $14,000 | 5,710 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $45,000 | 4,685 |
| Total noninterest expense | $511,000 | 5,364 |
| Salaries and employee benefits | $212,000 | 5,752 |
| Premises and equipment expense | $83,000 | 4,629 |
| Additional noninterest expense | $216,000 | 4,826 |
| Pre-tax net operating income | $-12,000 | 6,259 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-12,000 | 6,274 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-12,000 | 6,275 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-12,000 | 6,275 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-12,000 | 6,263 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,202,000 | 5,744 |
| Total interest expense | $436,000 | 4,742 |
| Net interest income | $1,766,000 | 5,851 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $182,000 | 5,719 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $87,000 | 5,424 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $95,000 | 5,423 |
| Total noninterest expense | $2,125,000 | 5,360 |
| Salaries and employee benefits | $809,000 | 5,897 |
| Premises and equipment expense | $301,000 | 4,842 |
| Additional noninterest expense | $1,015,000 | 4,553 |
| Pre-tax net operating income | $-177,000 | 6,347 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-177,000 | 6,388 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-177,000 | 6,388 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-177,000 | 6,389 |
| Net charge-offs | $66,000 | 4,139 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-177,000 | 6,369 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 5,788 |
| Total interest expense | $358,000 | 4,656 |
| Net interest income | $1,310,000 | 5,924 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $129,000 | 5,849 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $67,000 | 5,463 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $62,000 | 5,611 |
| Total noninterest expense | $1,621,000 | 5,349 |
| Salaries and employee benefits | $597,000 | 5,946 |
| Premises and equipment expense | $237,000 | 4,772 |
| Additional noninterest expense | $787,000 | 4,515 |
| Pre-tax net operating income | $-182,000 | 6,475 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-182,000 | 6,510 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-182,000 | 6,512 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-182,000 | 6,511 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-182,000 | 6,486 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,124,000 | 5,807 |
| Total interest expense | $260,000 | 4,538 |
| Net interest income | $864,000 | 5,967 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $84,000 | 5,884 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $43,000 | 5,507 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $41,000 | 5,653 |
| Total noninterest expense | $1,105,000 | 5,331 |
| Salaries and employee benefits | $399,000 | 5,980 |
| Premises and equipment expense | $157,000 | 4,786 |
| Additional noninterest expense | $549,000 | 4,415 |
| Pre-tax net operating income | $-157,000 | 6,519 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-157,000 | 6,572 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-157,000 | 6,574 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-157,000 | 6,574 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-157,000 | 6,536 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $572,000 | 5,819 |
| Total interest expense | $138,000 | 4,486 |
| Net interest income | $434,000 | 5,994 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $40,000 | 5,936 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $21,000 | 5,534 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $19,000 | 5,716 |
| Total noninterest expense | $544,000 | 5,407 |
| Salaries and employee benefits | $198,000 | 6,031 |
| Premises and equipment expense | $77,000 | 4,877 |
| Additional noninterest expense | $269,000 | 4,480 |
| Pre-tax net operating income | $-70,000 | 6,571 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-70,000 | 6,626 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-70,000 | 6,627 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-70,000 | 6,627 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-70,000 | 6,588 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,582,000 | 5,754 |
| Total interest expense | $659,000 | 4,547 |
| Net interest income | $1,923,000 | 5,924 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $185,000 | 5,780 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $66,000 | 5,964 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $119,000 | 5,182 |
| Total noninterest expense | $2,405,000 | 5,261 |
| Salaries and employee benefits | $894,000 | 5,908 |
| Premises and equipment expense | $283,000 | 5,092 |
| Additional noninterest expense | $1,228,000 | 4,295 |
| Pre-tax net operating income | $-297,000 | 6,410 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-297,000 | 6,506 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-297,000 | 6,500 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-297,000 | 6,502 |
| Net charge-offs | $36,000 | 5,123 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-297,000 | 6,435 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,980,000 | 5,801 |
| Total interest expense | $508,000 | 4,614 |
| Net interest income | $1,472,000 | 5,980 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $144,000 | 5,817 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $48,000 | 6,080 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $96,000 | 5,171 |
| Total noninterest expense | $1,783,000 | 5,323 |
| Salaries and employee benefits | $703,000 | 5,855 |
| Premises and equipment expense | $243,000 | 4,857 |
| Additional noninterest expense | $837,000 | 4,557 |
| Pre-tax net operating income | $-167,000 | 6,496 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-167,000 | 6,596 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-167,000 | 6,594 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-167,000 | 6,594 |
| Net charge-offs | $36,000 | 4,740 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-167,000 | 6,510 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,310,000 | 5,864 |
| Total interest expense | $352,000 | 4,626 |
| Net interest income | $958,000 | 6,062 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $98,000 | 5,810 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $27,000 | 6,263 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $71,000 | 5,087 |
| Total noninterest expense | $1,191,000 | 5,349 |
| Salaries and employee benefits | $489,000 | 5,836 |
| Premises and equipment expense | $164,000 | 4,848 |
| Additional noninterest expense | $538,000 | 4,658 |
| Pre-tax net operating income | $-135,000 | 6,568 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-135,000 | 6,662 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-135,000 | 6,662 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-135,000 | 6,662 |
| Net charge-offs | $-3,000 | 6,365 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-135,000 | 6,583 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $645,000 | 5,943 |
| Total interest expense | $186,000 | 4,615 |
| Net interest income | $459,000 | 6,177 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $32,000 | 6,305 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $15,000 | 6,165 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $17,000 | 5,857 |
| Total noninterest expense | $625,000 | 5,270 |
| Salaries and employee benefits | $267,000 | 5,707 |
| Premises and equipment expense | $81,000 | 4,903 |
| Additional noninterest expense | $277,000 | 4,580 |
| Pre-tax net operating income | $-134,000 | 6,781 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-134,000 | 6,846 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-134,000 | 6,847 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-134,000 | 6,847 |
| Net charge-offs | $-3,000 | 6,199 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-134,000 | 6,795 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,698,000 | 5,945 |
| Total interest expense | $810,000 | 4,899 |
| Net interest income | $1,888,000 | 6,174 |
| Provision for loan and lease losses | $155,000 | 4,896 |
| Total noninterest income | $-230,000 | 7,122 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $68,000 | 6,020 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-298,000 | 7,017 |
| Total noninterest expense | $2,612,000 | 5,240 |
| Salaries and employee benefits | $988,000 | 5,896 |
| Premises and equipment expense | $349,000 | 4,872 |
| Additional noninterest expense | $1,275,000 | 4,282 |
| Pre-tax net operating income | $-1,109,000 | 6,613 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-1,109,000 | 6,671 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,109,000 | 6,672 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,109,000 | 6,671 |
| Net charge-offs | $97,000 | 5,001 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,109,000 | 6,643 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,012,000 | 6,020 |
| Total interest expense | $614,000 | 4,990 |
| Net interest income | $1,398,000 | 6,243 |
| Provision for loan and lease losses | $155,000 | 4,455 |
| Total noninterest income | $-259,000 | 7,252 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $52,000 | 6,032 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-311,000 | 7,180 |
| Total noninterest expense | $1,879,000 | 5,356 |
| Salaries and employee benefits | $734,000 | 5,910 |
| Premises and equipment expense | $251,000 | 5,034 |
| Additional noninterest expense | $894,000 | 4,471 |
| Pre-tax net operating income | $-895,000 | 6,766 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-895,000 | 6,829 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-895,000 | 6,830 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-895,000 | 6,829 |
| Net charge-offs | $50,000 | 4,981 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-895,000 | 6,801 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,322,000 | 6,105 |
| Total interest expense | $410,000 | 5,090 |
| Net interest income | $912,000 | 6,335 |
| Provision for loan and lease losses | $155,000 | 3,847 |
| Total noninterest income | $-306,000 | 7,380 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $35,000 | 6,003 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-341,000 | 7,335 |
| Total noninterest expense | $1,212,000 | 5,494 |
| Salaries and employee benefits | $472,000 | 6,041 |
| Premises and equipment expense | $167,000 | 5,089 |
| Additional noninterest expense | $573,000 | 4,647 |
| Pre-tax net operating income | $-761,000 | 6,899 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-761,000 | 6,955 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-761,000 | 6,954 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-761,000 | 6,955 |
| Net charge-offs | $48,000 | 4,483 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-761,000 | 6,940 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $666,000 | 6,126 |
| Total interest expense | $207,000 | 5,171 |
| Net interest income | $459,000 | 6,345 |
| Provision for loan and lease losses | $15,000 | 5,117 |
| Total noninterest income | $-64,000 | 7,406 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $17,000 | 6,004 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-81,000 | 7,343 |
| Total noninterest expense | $642,000 | 5,369 |
| Salaries and employee benefits | $247,000 | 5,999 |
| Premises and equipment expense | $84,000 | 5,123 |
| Additional noninterest expense | $311,000 | 4,430 |
| Pre-tax net operating income | $-262,000 | 6,894 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-262,000 | 6,952 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-262,000 | 6,952 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-262,000 | 6,952 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-262,000 | 6,936 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,907,000 | 6,100 |
| Total interest expense | $1,018,000 | 5,178 |
| Net interest income | $1,889,000 | 6,338 |
| Provision for loan and lease losses | $710,000 | 3,576 |
| Total noninterest income | $168,000 | 6,175 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $74,000 | 5,857 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $94,000 | 5,502 |
| Total noninterest expense | $3,766,000 | 4,378 |
| Salaries and employee benefits | $1,202,000 | 5,674 |
| Premises and equipment expense | $253,000 | 5,780 |
| Additional noninterest expense | $2,311,000 | 2,864 |
| Pre-tax net operating income | $-2,419,000 | 6,848 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-2,419,000 | 6,920 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,419,000 | 6,920 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,419,000 | 6,921 |
| Net charge-offs | $655,000 | 3,272 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-2,419,000 | 6,900 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,222,000 | 6,170 |
| Total interest expense | $787,000 | 5,264 |
| Net interest income | $1,435,000 | 6,411 |
| Provision for loan and lease losses | $45,000 | 6,297 |
| Total noninterest income | $125,000 | 6,297 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $55,000 | 5,946 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $70,000 | 5,647 |
| Total noninterest expense | $2,022,000 | 5,336 |
| Salaries and employee benefits | $943,000 | 5,591 |
| Premises and equipment expense | $173,000 | 6,010 |
| Additional noninterest expense | $906,000 | 4,585 |
| Pre-tax net operating income | $-507,000 | 6,552 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-507,000 | 6,666 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-507,000 | 6,666 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-507,000 | 6,666 |
| Net charge-offs | $5,000 | 6,437 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-507,000 | 6,607 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,495,000 | 6,199 |
| Total interest expense | $534,000 | 5,324 |
| Net interest income | $961,000 | 6,440 |
| Provision for loan and lease losses | $30,000 | 6,130 |
| Total noninterest income | $78,000 | 6,392 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $35,000 | 6,033 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $43,000 | 5,756 |
| Total noninterest expense | $1,271,000 | 5,519 |
| Salaries and employee benefits | $580,000 | 5,823 |
| Premises and equipment expense | $95,000 | 6,394 |
| Additional noninterest expense | $596,000 | 4,601 |
| Pre-tax net operating income | $-262,000 | 6,519 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-262,000 | 6,639 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-262,000 | 6,641 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-262,000 | 6,640 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-262,000 | 6,589 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $747,000 | 6,277 |
| Total interest expense | $269,000 | 5,440 |
| Net interest income | $478,000 | 6,509 |
| Provision for loan and lease losses | $15,000 | 5,865 |
| Total noninterest income | $38,000 | 6,463 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $18,000 | 6,033 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $20,000 | 5,932 |
| Total noninterest expense | $596,000 | 5,751 |
| Salaries and employee benefits | $261,000 | 6,113 |
| Premises and equipment expense | $79,000 | 5,473 |
| Additional noninterest expense | $256,000 | 5,049 |
| Pre-tax net operating income | $-95,000 | 6,640 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-95,000 | 6,745 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-95,000 | 6,746 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-95,000 | 6,745 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $340,000 | 180 |
| Net operating income | $-95,000 | 6,680 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,220,000 | 6,203 |
| Total interest expense | $1,254,000 | 5,565 |
| Net interest income | $1,966,000 | 6,384 |
| Provision for loan and lease losses | $305,000 | 5,232 |
| Total noninterest income | $-166,000 | 7,809 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $63,000 | 6,289 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-229,000 | 7,700 |
| Total noninterest expense | $2,229,000 | 5,964 |
| Salaries and employee benefits | $1,062,000 | 6,110 |
| Premises and equipment expense | $240,000 | 6,155 |
| Additional noninterest expense | $927,000 | 5,451 |
| Pre-tax net operating income | $-734,000 | 6,136 |
| Securities gains (losses) | $76,000 | 2,337 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-658,000 | 6,170 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-658,000 | 6,169 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-658,000 | 6,169 |
| Net charge-offs | $253,000 | 4,707 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-734,000 | 6,234 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,421,000 | 6,258 |
| Total interest expense | $961,000 | 5,655 |
| Net interest income | $1,460,000 | 6,437 |
| Provision for loan and lease losses | $30,000 | 6,781 |
| Total noninterest income | $118,000 | 6,643 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $48,000 | 6,312 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $70,000 | 5,852 |
| Total noninterest expense | $1,604,000 | 6,078 |
| Salaries and employee benefits | $798,000 | 6,140 |
| Premises and equipment expense | $163,000 | 6,394 |
| Additional noninterest expense | $643,000 | 5,652 |
| Pre-tax net operating income | $-56,000 | 5,804 |
| Securities gains (losses) | $76,000 | 2,013 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $20,000 | 5,693 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $20,000 | 5,693 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $20,000 | 5,693 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-56,000 | 5,850 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,624,000 | 6,314 |
| Total interest expense | $652,000 | 5,733 |
| Net interest income | $972,000 | 6,452 |
| Provision for loan and lease losses | $20,000 | 6,682 |
| Total noninterest income | $79,000 | 6,694 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $33,000 | 6,301 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $46,000 | 5,941 |
| Total noninterest expense | $1,055,000 | 6,170 |
| Salaries and employee benefits | $542,000 | 6,167 |
| Premises and equipment expense | $83,000 | 6,886 |
| Additional noninterest expense | $430,000 | 5,634 |
| Pre-tax net operating income | $-24,000 | 5,889 |
| Securities gains (losses) | $62,000 | 1,773 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $38,000 | 5,658 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $38,000 | 5,656 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $38,000 | 5,656 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-24,000 | 5,927 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $804,000 | 6,377 |
| Total interest expense | $327,000 | 5,834 |
| Net interest income | $477,000 | 6,505 |
| Provision for loan and lease losses | $5,000 | 6,536 |
| Total noninterest income | $61,000 | 6,076 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $19,000 | 6,115 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $42,000 | 5,129 |
| Total noninterest expense | $562,000 | 5,968 |
| Salaries and employee benefits | $280,000 | 6,137 |
| Premises and equipment expense | $87,000 | 5,464 |
| Additional noninterest expense | $195,000 | 5,669 |
| Pre-tax net operating income | $-29,000 | 6,409 |
| Securities gains (losses) | $62,000 | 1,207 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $33,000 | 5,948 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $33,000 | 5,950 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $33,000 | 5,950 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-29,000 | 6,442 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,627,000 | 6,245 |
| Total interest expense | $1,519,000 | 5,957 |
| Net interest income | $2,108,000 | 6,311 |
| Provision for loan and lease losses | $45,000 | 6,657 |
| Total noninterest income | $338,000 | 5,623 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $65,000 | 6,421 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $273,000 | 4,269 |
| Total noninterest expense | $2,213,000 | 5,963 |
| Salaries and employee benefits | $1,088,000 | 6,235 |
| Premises and equipment expense | $344,000 | 5,470 |
| Additional noninterest expense | $781,000 | 5,535 |
| Pre-tax net operating income | $188,000 | 5,788 |
| Securities gains (losses) | $17,000 | 2,264 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $205,000 | 5,468 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $205,000 | 5,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $188,000 | 5,680 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,798,000 | 6,241 |
| Total interest expense | $1,178,000 | 6,005 |
| Net interest income | $1,620,000 | 6,302 |
| Provision for loan and lease losses | $35,000 | 6,193 |
| Total noninterest income | $267,000 | 5,596 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $47,000 | 6,503 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $220,000 | 4,241 |
| Total noninterest expense | $1,670,000 | 5,937 |
| Salaries and employee benefits | $810,000 | 6,257 |
| Premises and equipment expense | $257,000 | 5,505 |
| Additional noninterest expense | $603,000 | 5,411 |
| Pre-tax net operating income | $182,000 | 6,104 |
| Securities gains (losses) | $17,000 | 2,103 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $199,000 | 5,700 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $199,000 | 5,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $182,000 | 5,976 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,842,000 | 6,335 |
| Total interest expense | $830,000 | 6,024 |
| Net interest income | $1,012,000 | 6,454 |
| Provision for loan and lease losses | $20,000 | 5,946 |
| Total noninterest income | $178,000 | 5,676 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $31,000 | 6,533 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $147,000 | 4,348 |
| Total noninterest expense | $1,087,000 | 6,048 |
| Salaries and employee benefits | $533,000 | 6,341 |
| Premises and equipment expense | $169,000 | 5,583 |
| Additional noninterest expense | $385,000 | 5,529 |
| Pre-tax net operating income | $83,000 | 6,493 |
| Securities gains (losses) | $17,000 | 2,146 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $100,000 | 6,353 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $100,000 | 6,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $83,000 | 6,400 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $945,000 | 6,356 |
| Total interest expense | $449,000 | 6,009 |
| Net interest income | $496,000 | 6,525 |
| Provision for loan and lease losses | $5,000 | 5,755 |
| Total noninterest income | $91,000 | 5,627 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $15,000 | 6,545 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $76,000 | 4,301 |
| Total noninterest expense | $539,000 | 6,106 |
| Salaries and employee benefits | $267,000 | 6,368 |
| Premises and equipment expense | $84,000 | 5,611 |
| Additional noninterest expense | $188,000 | 5,537 |
| Pre-tax net operating income | $43,000 | 6,697 |
| Securities gains (losses) | $16,000 | 1,726 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $59,000 | 6,436 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $59,000 | 6,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $43,000 | 6,582 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,873,000 | 6,287 |
| Total interest expense | $1,957,000 | 5,878 |
| Net interest income | $1,916,000 | 6,597 |
| Provision for loan and lease losses | $50,000 | 5,648 |
| Total noninterest income | $168,000 | 6,978 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $71,000 | 6,428 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $97,000 | 6,257 |
| Total noninterest expense | $1,989,000 | 6,232 |
| Salaries and employee benefits | $860,000 | 6,824 |
| Premises and equipment expense | $352,000 | 5,391 |
| Additional noninterest expense | $777,000 | 5,445 |
| Pre-tax net operating income | $45,000 | 7,308 |
| Securities gains (losses) | $9,000 | 1,380 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $54,000 | 7,313 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $54,000 | 7,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,625 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $276,000 | 663 |
| Net operating income | $45,000 | 7,313 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,864,000 | 6,363 |
| Total interest expense | $1,452,000 | 5,925 |
| Net interest income | $1,412,000 | 6,690 |
| Provision for loan and lease losses | $35,000 | 5,456 |
| Total noninterest income | $122,000 | 7,060 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $53,000 | 6,468 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $69,000 | 6,360 |
| Total noninterest expense | $1,392,000 | 6,382 |
| Salaries and employee benefits | $634,000 | 6,826 |
| Premises and equipment expense | $270,000 | 5,315 |
| Additional noninterest expense | $488,000 | 5,876 |
| Pre-tax net operating income | $107,000 | 7,297 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $107,000 | 7,238 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $107,000 | 7,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,320 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $276,000 | 525 |
| Net operating income | $107,000 | 7,224 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,866,000 | 6,453 |
| Total interest expense | $949,000 | 5,992 |
| Net interest income | $917,000 | 6,786 |
| Provision for loan and lease losses | $20,000 | 5,312 |
| Total noninterest income | $79,000 | 7,147 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $34,000 | 6,547 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $45,000 | 6,440 |
| Total noninterest expense | $919,000 | 6,450 |
| Salaries and employee benefits | $430,000 | 6,837 |
| Premises and equipment expense | $182,000 | 5,314 |
| Additional noninterest expense | $307,000 | 6,059 |
| Pre-tax net operating income | $57,000 | 7,483 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $57,000 | 7,435 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $57,000 | 7,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,005 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $276,000 | 392 |
| Net operating income | $57,000 | 7,425 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $903,000 | 6,550 |
| Total interest expense | $461,000 | 6,040 |
| Net interest income | $442,000 | 6,890 |
| Provision for loan and lease losses | $5,000 | 5,396 |
| Total noninterest income | $40,000 | 7,127 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $17,000 | 6,538 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $23,000 | 6,395 |
| Total noninterest expense | $452,000 | 6,537 |
| Salaries and employee benefits | $221,000 | 6,817 |
| Premises and equipment expense | $91,000 | 5,339 |
| Additional noninterest expense | $140,000 | 6,307 |
| Pre-tax net operating income | $25,000 | 7,595 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $25,000 | 7,548 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $25,000 | 7,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $276,000 | 207 |
| Net operating income | $25,000 | 7,530 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,574,000 | 6,373 |
| Total interest expense | $1,680,000 | 5,847 |
| Net interest income | $1,894,000 | 6,685 |
| Provision for loan and lease losses | $20,000 | 6,291 |
| Total noninterest income | $240,000 | 6,601 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $65,000 | 6,653 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $175,000 | 5,346 |
| Total noninterest expense | $2,001,000 | 6,162 |
| Salaries and employee benefits | $910,000 | 6,630 |
| Premises and equipment expense | $440,000 | 4,637 |
| Additional noninterest expense | $651,000 | 5,843 |
| Pre-tax net operating income | $113,000 | 7,667 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $113,000 | 7,626 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $113,000 | 7,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,076 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $1,724,000 | 434 |
| Net operating income | $113,000 | 7,622 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,606,000 | 6,465 |
| Total interest expense | $1,232,000 | 5,853 |
| Net interest income | $1,374,000 | 6,841 |
| Provision for loan and lease losses | $10,000 | 6,330 |
| Total noninterest income | $154,000 | 6,921 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $50,000 | 6,711 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $104,000 | 5,775 |
| Total noninterest expense | $1,483,000 | 6,187 |
| Salaries and employee benefits | $695,000 | 6,582 |
| Premises and equipment expense | $317,000 | 4,749 |
| Additional noninterest expense | $471,000 | 5,941 |
| Pre-tax net operating income | $35,000 | 8,005 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $35,000 | 8,013 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $35,000 | 8,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,083 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $1,600,000 | 335 |
| Net operating income | $35,000 | 8,000 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,688,000 | 6,522 |
| Total interest expense | $794,000 | 5,827 |
| Net interest income | $894,000 | 6,934 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $112,000 | 6,788 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $34,000 | 6,726 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $78,000 | 5,602 |
| Total noninterest expense | $998,000 | 6,179 |
| Salaries and employee benefits | $483,000 | 6,524 |
| Premises and equipment expense | $220,000 | 4,646 |
| Additional noninterest expense | $295,000 | 6,128 |
| Pre-tax net operating income | $8,000 | 8,135 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $8,000 | 8,143 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,000 | 8,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,102 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $1,581,000 | 235 |
| Net operating income | $8,000 | 8,137 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $846,000 | 6,504 |
| Total interest expense | $384,000 | 5,802 |
| Net interest income | $462,000 | 6,881 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $38,000 | 7,377 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $15,000 | 6,832 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $23,000 | 6,492 |
| Total noninterest expense | $486,000 | 6,258 |
| Salaries and employee benefits | $248,000 | 6,475 |
| Premises and equipment expense | $109,000 | 4,692 |
| Additional noninterest expense | $129,000 | 6,472 |
| Pre-tax net operating income | $14,000 | 8,089 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $14,000 | 8,060 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $14,000 | 8,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,154 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 313 |
| Net operating income | $14,000 | 8,054 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,237,000 | 6,402 |
| Total interest expense | $1,318,000 | 5,589 |
| Net interest income | $1,919,000 | 6,728 |
| Provision for loan and lease losses | $90,000 | 4,964 |
| Total noninterest income | $244,000 | 6,717 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $70,000 | 6,747 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $174,000 | 5,449 |
| Total noninterest expense | $2,496,000 | 5,386 |
| Salaries and employee benefits | $1,010,000 | 6,328 |
| Premises and equipment expense | $461,000 | 4,421 |
| Additional noninterest expense | $1,025,000 | 4,347 |
| Pre-tax net operating income | $-423,000 | 8,477 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-423,000 | 8,525 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-423,000 | 8,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $414,000 | 1,360 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-423,000 | 8,502 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,382,000 | 6,445 |
| Total interest expense | $949,000 | 5,583 |
| Net interest income | $1,433,000 | 6,784 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $196,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $55,000 | 6,735 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $141,000 | 5,297 |
| Total noninterest expense | $1,885,000 | 5,330 |
| Salaries and employee benefits | $765,000 | 6,283 |
| Premises and equipment expense | $348,000 | 4,381 |
| Additional noninterest expense | $772,000 | 4,294 |
| Pre-tax net operating income | $-346,000 | 8,549 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-346,000 | 8,584 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-346,000 | 8,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $414,000 | 978 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-346,000 | 8,556 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,569,000 | 6,442 |
| Total interest expense | $600,000 | 5,567 |
| Net interest income | $969,000 | 6,739 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $91,000 | 7,214 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $37,000 | 6,721 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $54,000 | 6,283 |
| Total noninterest expense | $1,348,000 | 5,099 |
| Salaries and employee benefits | $510,000 | 6,275 |
| Premises and equipment expense | $230,000 | 4,380 |
| Additional noninterest expense | $608,000 | 3,761 |
| Pre-tax net operating income | $-348,000 | 8,620 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-348,000 | 8,659 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-348,000 | 8,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $414,000 | 698 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-348,000 | 8,633 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $767,000 | 6,509 |
| Total interest expense | $287,000 | 5,602 |
| Net interest income | $480,000 | 6,813 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $41,000 | 7,388 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $21,000 | 6,536 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $20,000 | 6,849 |
| Total noninterest expense | $532,000 | 5,889 |
| Salaries and employee benefits | $271,000 | 6,125 |
| Premises and equipment expense | $114,000 | 4,448 |
| Additional noninterest expense | $147,000 | 6,073 |
| Pre-tax net operating income | $-41,000 | 8,557 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-41,000 | 8,579 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-41,000 | 8,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-41,000 | 8,555 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,706,000 | 6,703 |
| Total interest expense | $899,000 | 5,946 |
| Net interest income | $1,807,000 | 6,890 |
| Provision for loan and lease losses | $279,000 | 3,058 |
| Total noninterest income | $229,000 | 6,930 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $95,000 | 6,547 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $134,000 | 5,904 |
| Total noninterest expense | $1,922,000 | 6,132 |
| Salaries and employee benefits | $929,000 | 6,516 |
| Premises and equipment expense | $388,000 | 4,861 |
| Additional noninterest expense | $605,000 | 5,946 |
| Pre-tax net operating income | $-165,000 | 8,517 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-165,000 | 8,559 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-165,000 | 8,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-165,000 | 8,533 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,979,000 | 6,785 |
| Total interest expense | $628,000 | 6,137 |
| Net interest income | $1,351,000 | 6,907 |
| Provision for loan and lease losses | $69,000 | 4,945 |
| Total noninterest income | $164,000 | 7,032 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $72,000 | 6,590 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $92,000 | 6,087 |
| Total noninterest expense | $1,405,000 | 6,187 |
| Salaries and employee benefits | $693,000 | 6,493 |
| Premises and equipment expense | $275,000 | 5,042 |
| Additional noninterest expense | $437,000 | 6,026 |
| Pre-tax net operating income | $41,000 | 8,334 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $41,000 | 8,351 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $41,000 | 8,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $41,000 | 8,310 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,256,000 | 6,929 |
| Total interest expense | $393,000 | 6,333 |
| Net interest income | $863,000 | 7,053 |
| Provision for loan and lease losses | $54,000 | 4,620 |
| Total noninterest income | $105,000 | 7,137 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $47,000 | 6,635 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $58,000 | 6,187 |
| Total noninterest expense | $921,000 | 6,283 |
| Salaries and employee benefits | $464,000 | 6,533 |
| Premises and equipment expense | $176,000 | 5,184 |
| Additional noninterest expense | $281,000 | 6,175 |
| Pre-tax net operating income | $-7,000 | 8,549 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-7,000 | 8,601 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-7,000 | 8,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-7,000 | 8,550 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $606,000 | 7,046 |
| Total interest expense | $187,000 | 6,515 |
| Net interest income | $419,000 | 7,159 |
| Provision for loan and lease losses | $32,000 | 4,015 |
| Total noninterest income | $55,000 | 7,060 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $23,000 | 6,604 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $32,000 | 5,977 |
| Total noninterest expense | $474,000 | 6,220 |
| Salaries and employee benefits | $246,000 | 6,394 |
| Premises and equipment expense | $87,000 | 5,269 |
| Additional noninterest expense | $141,000 | 6,189 |
| Pre-tax net operating income | $-32,000 | 8,688 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-32,000 | 8,726 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-32,000 | 8,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-32,000 | 8,685 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,354,000 | 7,194 |
| Total interest expense | $876,000 | 6,489 |
| Net interest income | $1,478,000 | 7,396 |
| Provision for loan and lease losses | $66,000 | 5,889 |
| Total noninterest income | $176,000 | 7,560 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $76,000 | 6,964 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $100,000 | 6,539 |
| Total noninterest expense | $1,823,000 | 6,317 |
| Salaries and employee benefits | $885,000 | 6,642 |
| Premises and equipment expense | $380,000 | 4,919 |
| Additional noninterest expense | $558,000 | 6,207 |
| Pre-tax net operating income | $-235,000 | 8,716 |
| Securities gains (losses) | $9,000 | 3,670 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-226,000 | 8,795 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-226,000 | 8,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $693,000 | 458 |
| Net operating income | $-235,000 | 8,732 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,730,000 | 7,327 |
| Total interest expense | $665,000 | 6,604 |
| Net interest income | $1,065,000 | 7,531 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $125,000 | 7,698 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $56,000 | 7,053 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $69,000 | 6,726 |
| Total noninterest expense | $1,393,000 | 6,195 |
| Salaries and employee benefits | $685,000 | 6,534 |
| Premises and equipment expense | $292,000 | 4,808 |
| Additional noninterest expense | $416,000 | 6,222 |
| Pre-tax net operating income | $-248,000 | 8,848 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-248,000 | 8,931 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-248,000 | 8,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $693,000 | 348 |
| Net operating income | $-248,000 | 8,865 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,149,000 | 7,392 |
| Total interest expense | $450,000 | 6,677 |
| Net interest income | $699,000 | 7,582 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $70,000 | 7,961 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $40,000 | 6,948 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $30,000 | 7,328 |
| Total noninterest expense | $946,000 | 6,163 |
| Salaries and employee benefits | $473,000 | 6,453 |
| Premises and equipment expense | $196,000 | 4,760 |
| Additional noninterest expense | $277,000 | 6,223 |
| Pre-tax net operating income | $-207,000 | 8,923 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-207,000 | 9,008 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-207,000 | 9,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $693,000 | 239 |
| Net operating income | $-207,000 | 8,934 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $559,000 | 7,498 |
| Total interest expense | $221,000 | 6,805 |
| Net interest income | $338,000 | 7,674 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $33,000 | 8,028 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $20,000 | 6,904 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,000 | 7,569 |
| Total noninterest expense | $479,000 | 6,142 |
| Salaries and employee benefits | $236,000 | 6,472 |
| Premises and equipment expense | $97,000 | 4,800 |
| Additional noninterest expense | $146,000 | 6,033 |
| Pre-tax net operating income | $-123,000 | 8,996 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-123,000 | 9,061 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-123,000 | 9,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-123,000 | 8,994 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,184,000 | 7,663 |
| Total interest expense | $1,070,000 | 6,747 |
| Net interest income | $1,114,000 | 8,092 |
| Provision for loan and lease losses | $90,000 | 5,880 |
| Total noninterest income | $99,000 | 8,417 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $58,000 | 7,387 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $41,000 | 7,847 |
| Total noninterest expense | $1,610,000 | 6,633 |
| Salaries and employee benefits | $760,000 | 7,041 |
| Premises and equipment expense | $332,000 | 5,255 |
| Additional noninterest expense | $518,000 | 6,401 |
| Pre-tax net operating income | $-487,000 | 8,973 |
| Securities gains (losses) | $71,000 | 2,079 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-416,000 | 9,013 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-416,000 | 9,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-487,000 | 8,990 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,612,000 | 8,625 |
| Total interest expense | $1,218,000 | 7,586 |
| Net interest income | $394,000 | 9,314 |
| Provision for loan and lease losses | $208,000 | 4,047 |
| Total noninterest income | $40,000 | 9,271 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $22,000 | 8,096 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $18,000 | 8,807 |
| Total noninterest expense | $1,330,000 | 7,162 |
| Salaries and employee benefits | $597,000 | 7,687 |
| Premises and equipment expense | $281,000 | 5,731 |
| Additional noninterest expense | $452,000 | 6,771 |
| Pre-tax net operating income | $-1,104,000 | 9,382 |
| Securities gains (losses) | $80,000 | 1,936 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-1,024,000 | 9,423 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-1,024,000 | 9,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-1,104,000 | 9,409 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $263,000 | 9,800 |
| Total interest expense | $184,000 | 9,675 |
| Net interest income | $79,000 | 9,853 |
| Provision for loan and lease losses | $36,000 | 6,984 |
| Total noninterest income | $2,000 | 9,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 8,577 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 9,788 |
| Total noninterest expense | $881,000 | 8,353 |
| Salaries and employee benefits | $191,000 | 9,652 |
| Premises and equipment expense | $667,000 | 2,996 |
| Additional noninterest expense | $23,000 | 9,879 |
| Pre-tax net operating income | $-836,000 | 9,678 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-836,000 | 9,695 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-836,000 | 9,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 207 |
| Net operating income | $-836,000 | 9,692 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.