Home > Wilshire Bank > Income and Expense

Wilshire Bank, Income and Expense

2016-06-30 (YTD Data)Rank
Total interest income$93,769,000194
Total interest expense$13,893,000138
Net interest income$79,876,000198
Provision for loan and lease losses$500,000847
Total noninterest income$21,061,000241
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$5,628,000147
Trading account gains and fees$0157
Additional Noninterest Income$15,433,000225
Total noninterest expense$50,277,000254
Salaries and employee benefits$26,709,000242
Premises and equipment expense$6,522,000222
Additional noninterest expense$17,046,000255
Pre-tax net operating income$50,160,000170
Securities gains (losses)$02,835
Applicable income taxes$18,271,000151
Income before extraordinary items$31,889,000179
Extraordinary gains, net$016
Net income$31,889,000178
Minority interest net income$071
Net income of bank and minority interests.$31,889,000178
Net charge-offs$-277,0005,903
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$31,889,000178
2016-03-31 (YTD Data)Rank
Total interest income$46,617,000192
Total interest expense$6,831,000137
Net interest income$39,786,000200
Provision for loan and lease losses$500,000456
Total noninterest income$8,077,000284
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$2,850,000145
Trading account gains and fees$0142
Additional Noninterest Income$5,227,000286
Total noninterest expense$25,587,000243
Salaries and employee benefits$14,031,000234
Premises and equipment expense$3,283,000219
Additional noninterest expense$8,273,000249
Pre-tax net operating income$21,776,000181
Securities gains (losses)$02,077
Applicable income taxes$7,848,000165
Income before extraordinary items$13,928,000194
Extraordinary gains, net$012
Net income$13,928,000194
Minority interest net income$062
Net income of bank and minority interests.$13,928,000194
Net charge-offs$237,000579
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$13,928,000190
2015-12-31 (YTD Data)Rank
Total interest income$179,005,000191
Total interest expense$24,264,000138
Net interest income$154,741,000196
Provision for loan and lease losses$500,0001,348
Total noninterest income$44,319,000239
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$12,301,000140
Trading account gains and fees$0159
Additional Noninterest Income$32,018,000219
Total noninterest expense$98,615,000251
Salaries and employee benefits$52,312,000235
Premises and equipment expense$13,317,000210
Additional noninterest expense$32,986,000250
Pre-tax net operating income$99,945,000153
Securities gains (losses)$03,216
Applicable income taxes$36,118,000140
Income before extraordinary items$63,827,000174
Extraordinary gains, net$023
Net income$63,827,000173
Minority interest net income$081
Net income of bank and minority interests.$63,827,000174
Net charge-offs$-3,281,0006,161
Cash dividends$30,000,000167
Sale, conversion, retirement of capital stock, net$0804
Net operating income$63,827,000172
2015-09-30 (YTD Data)Rank
Total interest income$131,962,000194
Total interest expense$17,495,000143
Net interest income$114,467,000202
Provision for loan and lease losses$500,0001,034
Total noninterest income$35,143,000231
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$9,379,000141
Trading account gains and fees$0153
Additional Noninterest Income$25,764,000210
Total noninterest expense$72,490,000264
Salaries and employee benefits$39,009,000242
Premises and equipment expense$9,923,000215
Additional noninterest expense$23,558,000271
Pre-tax net operating income$76,620,000151
Securities gains (losses)$03,031
Applicable income taxes$27,476,000140
Income before extraordinary items$49,144,000170
Extraordinary gains, net$021
Net income$49,144,000170
Minority interest net income$078
Net income of bank and minority interests.$49,144,000170
Net charge-offs$-992,0006,197
Cash dividends$30,000,000135
Sale, conversion, retirement of capital stock, net$0773
Net operating income$49,144,000170
2015-06-30 (YTD Data)Rank
Total interest income$87,325,000194
Total interest expense$11,205,000144
Net interest income$76,120,000203
Provision for loan and lease losses$04,069
Total noninterest income$26,175,000216
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$6,278,000136
Trading account gains and fees$0157
Additional Noninterest Income$19,897,000192
Total noninterest expense$47,219,000272
Salaries and employee benefits$25,778,000249
Premises and equipment expense$6,578,000218
Additional noninterest expense$14,863,000281
Pre-tax net operating income$55,076,000149
Securities gains (losses)$02,636
Applicable income taxes$19,762,000134
Income before extraordinary items$35,314,000159
Extraordinary gains, net$022
Net income$35,314,000159
Minority interest net income$075
Net income of bank and minority interests.$35,314,000159
Net charge-offs$-196,0006,073
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$35,314,000157
2015-03-31 (YTD Data)Rank
Total interest income$42,577,000196
Total interest expense$5,326,000152
Net interest income$37,251,000204
Provision for loan and lease losses$03,703
Total noninterest income$14,753,000188
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$3,106,000134
Trading account gains and fees$0152
Additional Noninterest Income$11,647,000161
Total noninterest expense$22,279,000282
Salaries and employee benefits$12,308,000261
Premises and equipment expense$3,377,000213
Additional noninterest expense$6,594,000304
Pre-tax net operating income$29,725,000136
Securities gains (losses)$02,027
Applicable income taxes$10,622,000128
Income before extraordinary items$19,103,000145
Extraordinary gains, net$013
Net income$19,103,000145
Minority interest net income$064
Net income of bank and minority interests.$19,103,000145
Net charge-offs$454,000386
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$19,103,000144
2014-12-31 (YTD Data)Rank
Total interest income$164,945,000195
Total interest expense$16,448,000184
Net interest income$148,497,000195
Provision for loan and lease losses$04,603
Total noninterest income$39,431,000244
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$12,662,000143
Trading account gains and fees$0180
Additional Noninterest Income$26,769,000224
Total noninterest expense$94,703,000256
Salaries and employee benefits$48,679,000249
Premises and equipment expense$13,410,000206
Additional noninterest expense$32,614,000261
Pre-tax net operating income$93,225,000162
Securities gains (losses)$03,259
Applicable income taxes$32,077,000149
Income before extraordinary items$61,148,000172
Extraordinary gains, net$017
Net income$61,148,000172
Minority interest net income$084
Net income of bank and minority interests.$61,148,000172
Net charge-offs$4,939,000238
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$61,148,000172
2014-09-30 (YTD Data)Rank
Total interest income$121,693,000196
Total interest expense$11,431,000197
Net interest income$110,262,000197
Provision for loan and lease losses$04,401
Total noninterest income$30,066,000240
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$9,563,000142
Trading account gains and fees$0174
Additional Noninterest Income$20,503,000217
Total noninterest expense$71,878,000249
Salaries and employee benefits$36,679,000244
Premises and equipment expense$10,020,000203
Additional noninterest expense$25,179,000246
Pre-tax net operating income$68,450,000161
Securities gains (losses)$02,980
Applicable income taxes$23,866,000150
Income before extraordinary items$44,584,000174
Extraordinary gains, net$015
Net income$44,584,000174
Minority interest net income$081
Net income of bank and minority interests.$44,584,000174
Net charge-offs$447,0001,254
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$44,584,000172
2014-06-30 (YTD Data)Rank
Total interest income$80,031,000197
Total interest expense$7,303,000200
Net interest income$72,728,000199
Provision for loan and lease losses$04,196
Total noninterest income$20,840,000233
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$6,305,000143
Trading account gains and fees$0172
Additional Noninterest Income$14,535,000206
Total noninterest expense$49,168,000238
Salaries and employee benefits$24,769,000235
Premises and equipment expense$6,705,000204
Additional noninterest expense$17,694,000240
Pre-tax net operating income$44,400,000165
Securities gains (losses)$02,580
Applicable income taxes$15,444,000154
Income before extraordinary items$28,956,000180
Extraordinary gains, net$020
Net income$28,956,000180
Minority interest net income$080
Net income of bank and minority interests.$28,956,000180
Net charge-offs$894,000555
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$28,956,000177
2014-03-31 (YTD Data)Rank
Total interest income$39,645,000198
Total interest expense$3,750,000199
Net interest income$35,895,000199
Provision for loan and lease losses$03,817
Total noninterest income$10,670,000227
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$3,145,000140
Trading account gains and fees$0147
Additional Noninterest Income$7,525,000198
Total noninterest expense$25,465,000232
Salaries and employee benefits$12,707,000230
Premises and equipment expense$3,295,000211
Additional noninterest expense$9,463,000231
Pre-tax net operating income$21,100,000165
Securities gains (losses)$01,715
Applicable income taxes$7,338,000159
Income before extraordinary items$13,762,000184
Extraordinary gains, net$016
Net income$13,762,000184
Minority interest net income$066
Net income of bank and minority interests.$13,762,000184
Net charge-offs$99,0001,376
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$13,762,000180
2013-12-31 (YTD Data)Rank
Total interest income$124,329,000232
Total interest expense$12,212,000258
Net interest income$112,117,000225
Provision for loan and lease losses$05,091
Total noninterest income$33,737,000273
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$11,465,000148
Trading account gains and fees$0184
Additional Noninterest Income$22,272,000270
Total noninterest expense$73,267,000317
Salaries and employee benefits$39,713,000291
Premises and equipment expense$8,758,000300
Additional noninterest expense$24,796,000317
Pre-tax net operating income$72,587,000171
Securities gains (losses)$19,0002,369
Applicable income taxes$24,549,000166
Income before extraordinary items$48,057,000196
Extraordinary gains, net$029
Net income$48,057,000196
Minority interest net income$090
Net income of bank and minority interests.$48,057,000196
Net charge-offs$9,722,000184
Cash dividends$121,700,00062
Sale, conversion, retirement of capital stock, net$0924
Net operating income$48,044,460195
2013-09-30 (YTD Data)Rank
Total interest income$87,933,000242
Total interest expense$8,702,000280
Net interest income$79,231,000235
Provision for loan and lease losses$04,941
Total noninterest income$24,627,000285
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$8,450,000150
Trading account gains and fees$0180
Additional Noninterest Income$16,177,000283
Total noninterest expense$50,209,000341
Salaries and employee benefits$26,406,000323
Premises and equipment expense$6,069,000322
Additional noninterest expense$17,734,000328
Pre-tax net operating income$53,649,000174
Securities gains (losses)$15,0002,337
Applicable income taxes$17,580,000175
Income before extraordinary items$36,084,000192
Extraordinary gains, net$025
Net income$36,084,000193
Minority interest net income$084
Net income of bank and minority interests.$36,084,000192
Net charge-offs$10,888,000139
Cash dividends$65,000,00075
Sale, conversion, retirement of capital stock, net$0868
Net operating income$36,073,950192
2013-06-30 (YTD Data)Rank
Total interest income$57,815,000243
Total interest expense$5,742,000285
Net interest income$52,073,000237
Provision for loan and lease losses$04,788
Total noninterest income$16,970,000287
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$5,645,000150
Trading account gains and fees$0157
Additional Noninterest Income$11,325,000279
Total noninterest expense$33,599,000342
Salaries and employee benefits$17,852,000319
Premises and equipment expense$4,032,000318
Additional noninterest expense$11,715,000324
Pre-tax net operating income$35,444,000175
Securities gains (losses)$15,0002,143
Applicable income taxes$11,528,000174
Income before extraordinary items$23,931,000185
Extraordinary gains, net$022
Net income$23,931,000186
Minority interest net income$082
Net income of bank and minority interests.$23,931,000186
Net charge-offs$8,348,000127
Cash dividends$20,000,000111
Sale, conversion, retirement of capital stock, net$0838
Net operating income$23,920,950183
2013-03-31 (YTD Data)Rank
Total interest income$28,847,000243
Total interest expense$2,929,000285
Net interest income$25,918,000245
Provision for loan and lease losses$04,409
Total noninterest income$8,787,000275
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$2,824,000151
Trading account gains and fees$0148
Additional Noninterest Income$5,963,000269
Total noninterest expense$17,077,000340
Salaries and employee benefits$8,549,000340
Premises and equipment expense$2,016,000318
Additional noninterest expense$6,512,000307
Pre-tax net operating income$17,628,000178
Securities gains (losses)$01,966
Applicable income taxes$5,684,000179
Income before extraordinary items$11,944,000192
Extraordinary gains, net$010
Net income$11,944,000193
Minority interest net income$076
Net income of bank and minority interests.$11,944,000193
Net charge-offs$4,708,000124
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$11,944,000188
2012-12-31 (YTD Data)Rank
Total interest income$117,115,000245
Total interest expense$15,306,000266
Net interest income$101,809,000242
Provision for loan and lease losses$-31,600,0007,081
Total noninterest income$28,493,000329
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$12,724,000143
Trading account gains and fees$0166
Additional Noninterest Income$15,769,000353
Total noninterest expense$70,034,000323
Salaries and employee benefits$32,996,000333
Premises and equipment expense$7,783,000325
Additional noninterest expense$29,255,000291
Pre-tax net operating income$91,868,000148
Securities gains (losses)$3,0003,606
Applicable income taxes$-2,546,0007,023
Income before extraordinary items$94,417,000125
Extraordinary gains, net$029
Net income$94,417,000125
Minority interest net income$093
Net income of bank and minority interests.$94,417,000125
Net charge-offs$8,097,000384
Cash dividends$77,622,00091
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$94,414,000119
2012-09-30 (YTD Data)Rank
Total interest income$87,793,000251
Total interest expense$12,120,000266
Net interest income$75,673,000247
Provision for loan and lease losses$-21,000,0007,177
Total noninterest income$21,867,000326
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$9,643,000142
Trading account gains and fees$0157
Additional Noninterest Income$12,224,000344
Total noninterest expense$51,430,000322
Salaries and employee benefits$25,357,000321
Premises and equipment expense$5,752,000326
Additional noninterest expense$20,321,000308
Pre-tax net operating income$67,110,000157
Securities gains (losses)$3,0003,350
Applicable income taxes$-10,870,0007,165
Income before extraordinary items$77,983,000113
Extraordinary gains, net$020
Net income$77,983,000113
Minority interest net income$086
Net income of bank and minority interests.$77,983,000113
Net charge-offs$7,629,000321
Cash dividends$62,158,00069
Sale, conversion, retirement of capital stock, net$0952
Net operating income$77,980,000110
2012-06-30 (YTD Data)Rank
Total interest income$58,081,000253
Total interest expense$8,456,000266
Net interest income$49,625,000254
Provision for loan and lease losses$-9,000,0007,240
Total noninterest income$15,089,000309
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$6,451,000139
Trading account gains and fees$0153
Additional Noninterest Income$8,638,000317
Total noninterest expense$33,305,000335
Salaries and employee benefits$16,349,000334
Premises and equipment expense$3,846,000325
Additional noninterest expense$13,110,000319
Pre-tax net operating income$40,409,000159
Securities gains (losses)$3,0002,959
Applicable income taxes$375,0001,801
Income before extraordinary items$40,037,000133
Extraordinary gains, net$019
Net income$40,037,000133
Minority interest net income$084
Net income of bank and minority interests.$40,037,000133
Net charge-offs$4,848,000345
Cash dividends$62,158,00049
Sale, conversion, retirement of capital stock, net$0928
Net operating income$40,034,030132
2012-03-31 (YTD Data)Rank
Total interest income$29,266,000252
Total interest expense$4,353,000262
Net interest income$24,913,000250
Provision for loan and lease losses$05,254
Total noninterest income$6,790,000325
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$3,175,000139
Trading account gains and fees$0148
Additional Noninterest Income$3,615,000357
Total noninterest expense$14,761,000370
Salaries and employee benefits$7,848,000344
Premises and equipment expense$1,919,000325
Additional noninterest expense$4,994,000380
Pre-tax net operating income$16,942,000175
Securities gains (losses)$3,0001,983
Applicable income taxes$-195,0007,212
Income before extraordinary items$17,140,000152
Extraordinary gains, net$019
Net income$17,140,000153
Minority interest net income$078
Net income of bank and minority interests.$17,140,000153
Net charge-offs$3,156,000273
Cash dividends$62,158,00030
Sale, conversion, retirement of capital stock, net$0861
Net operating income$17,137,000150
2011-12-31 (YTD Data)Rank
Total interest income$130,017,000234
Total interest expense$21,141,000262
Net interest income$108,876,000231
Provision for loan and lease losses$59,603,00099
Total noninterest income$19,145,000385
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$12,700,000145
Trading account gains and fees$0146
Additional Noninterest Income$6,445,000585
Total noninterest expense$62,342,000343
Salaries and employee benefits$27,713,000368
Premises and equipment expense$7,766,000332
Additional noninterest expense$26,863,000315
Pre-tax net operating income$6,076,000989
Securities gains (losses)$99,0002,075
Applicable income taxes$34,786,000121
Income before extraordinary items$-28,611,0007,322
Extraordinary gains, net$029
Net income$-28,611,0007,323
Minority interest net income$096
Net income of bank and minority interests.$-28,611,0007,322
Net charge-offs$67,573,000103
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-28,674,3607,320
2011-09-30 (YTD Data)Rank
Total interest income$99,617,000231
Total interest expense$16,408,000264
Net interest income$83,209,000226
Provision for loan and lease losses$58,103,00080
Total noninterest income$13,837,000395
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$9,474,000146
Trading account gains and fees$0145
Additional Noninterest Income$4,363,000639
Total noninterest expense$47,077,000338
Salaries and employee benefits$20,795,000368
Premises and equipment expense$5,903,000336
Additional noninterest expense$20,379,000302
Pre-tax net operating income$-8,134,0007,314
Securities gains (losses)$95,0001,838
Applicable income taxes$26,785,000119
Income before extraordinary items$-34,824,0007,422
Extraordinary gains, net$021
Net income$-34,824,0007,422
Minority interest net income$087
Net income of bank and minority interests.$-34,824,0007,422
Net charge-offs$63,749,00084
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-34,919,0007,420
2011-06-30 (YTD Data)Rank
Total interest income$68,649,000230
Total interest expense$11,376,000269
Net interest income$57,273,000223
Provision for loan and lease losses$54,923,00068
Total noninterest income$8,345,000426
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$6,262,000148
Trading account gains and fees$0153
Additional Noninterest Income$2,083,000813
Total noninterest expense$31,444,000342
Salaries and employee benefits$14,107,000356
Premises and equipment expense$4,003,000343
Additional noninterest expense$13,334,000311
Pre-tax net operating income$-20,749,0007,488
Securities gains (losses)$42,0001,689
Applicable income taxes$25,673,00099
Income before extraordinary items$-46,380,0007,500
Extraordinary gains, net$015
Net income$-46,380,0007,500
Minority interest net income$089
Net income of bank and minority interests.$-46,380,0007,500
Net charge-offs$54,881,00079
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-46,422,0007,500
2011-03-31 (YTD Data)Rank
Total interest income$35,593,000224
Total interest expense$6,123,000261
Net interest income$29,470,000216
Provision for loan and lease losses$44,800,00052
Total noninterest income$7,805,000267
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$3,094,000150
Trading account gains and fees$0158
Additional Noninterest Income$4,711,000287
Total noninterest expense$16,166,000335
Salaries and employee benefits$7,674,000328
Premises and equipment expense$1,965,000349
Additional noninterest expense$6,527,000303
Pre-tax net operating income$-23,691,0007,565
Securities gains (losses)$36,000869
Applicable income taxes$26,550,00066
Income before extraordinary items$-50,205,0007,567
Extraordinary gains, net$09
Net income$-50,205,0007,567
Minority interest net income$086
Net income of bank and minority interests.$-50,205,0007,567
Net charge-offs$40,910,00069
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-50,241,0007,567
2010-12-31 (YTD Data)Rank
Total interest income$156,190,000217
Total interest expense$41,066,000184
Net interest income$115,124,000220
Provision for loan and lease losses$148,800,00082
Total noninterest income$22,916,000355
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$12,578,000141
Trading account gains and fees$0175
Additional Noninterest Income$10,338,000444
Total noninterest expense$63,107,000345
Salaries and employee benefits$28,003,000351
Premises and equipment expense$7,930,000343
Additional noninterest expense$27,174,000317
Pre-tax net operating income$-73,867,0007,627
Securities gains (losses)$8,783,00071
Applicable income taxes$-32,333,0007,643
Income before extraordinary items$-32,751,0007,573
Extraordinary gains, net$029
Net income$-32,751,0007,573
Minority interest net income$0111
Net income of bank and minority interests.$-32,751,0007,573
Net charge-offs$105,620,000101
Cash dividends$12,000,000153
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-38,372,1207,580
2010-09-30 (YTD Data)Rank
Total interest income$122,071,000209
Total interest expense$33,029,000175
Net interest income$89,042,000216
Provision for loan and lease losses$66,200,000121
Total noninterest income$17,967,000337
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$9,522,000142
Trading account gains and fees$0165
Additional Noninterest Income$8,445,000407
Total noninterest expense$44,395,000365
Salaries and employee benefits$21,034,000349
Premises and equipment expense$6,009,000340
Additional noninterest expense$17,352,000341
Pre-tax net operating income$-3,586,0007,267
Securities gains (losses)$8,742,00064
Applicable income taxes$-890,0007,473
Income before extraordinary items$6,046,000571
Extraordinary gains, net$023
Net income$6,046,000570
Minority interest net income$0110
Net income of bank and minority interests.$6,046,000571
Net charge-offs$34,951,000176
Cash dividends$12,000,00094
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-2,696,0007,208
2010-06-30 (YTD Data)Rank
Total interest income$82,454,000206
Total interest expense$23,490,000176
Net interest income$58,964,000217
Provision for loan and lease losses$48,200,000118
Total noninterest income$10,659,000357
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$6,433,000138
Trading account gains and fees$0152
Additional Noninterest Income$4,226,000475
Total noninterest expense$30,215,000349
Salaries and employee benefits$13,830,000346
Premises and equipment expense$4,101,000331
Additional noninterest expense$12,284,000325
Pre-tax net operating income$-8,792,0007,664
Securities gains (losses)$6,142,00055
Applicable income taxes$-3,792,0007,754
Income before extraordinary items$1,142,0001,881
Extraordinary gains, net$019
Net income$1,142,0001,880
Minority interest net income$0105
Net income of bank and minority interests.$1,142,0001,881
Net charge-offs$21,601,000190
Cash dividends$12,000,00059
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-2,788,8807,423
2010-03-31 (YTD Data)Rank
Total interest income$41,316,000211
Total interest expense$12,178,000187
Net interest income$29,138,000220
Provision for loan and lease losses$16,930,000152
Total noninterest income$4,784,000386
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$3,219,000139
Trading account gains and fees$0175
Additional Noninterest Income$1,565,000572
Total noninterest expense$13,883,000385
Salaries and employee benefits$6,805,000362
Premises and equipment expense$2,168,000325
Additional noninterest expense$4,910,000387
Pre-tax net operating income$3,109,000434
Securities gains (losses)$2,484,00069
Applicable income taxes$1,774,000245
Income before extraordinary items$3,819,000284
Extraordinary gains, net$016
Net income$3,819,000286
Minority interest net income$091
Net income of bank and minority interests.$3,819,000286
Net charge-offs$5,315,000320
Cash dividends$12,000,00028
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,129,880506
2009-12-31 (YTD Data)Rank
Total interest income$158,398,000227
Total interest expense$56,166,000201
Net interest income$102,232,000240
Provision for loan and lease losses$67,328,000191
Total noninterest income$46,033,000216
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$12,921,000152
Trading account gains and fees$0211
Additional Noninterest Income$33,112,000202
Total noninterest expense$57,047,000402
Salaries and employee benefits$25,203,000382
Premises and equipment expense$7,404,000367
Additional noninterest expense$24,440,000378
Pre-tax net operating income$23,890,000197
Securities gains (losses)$11,158,00067
Applicable income taxes$12,097,000141
Income before extraordinary items$22,951,000166
Extraordinary gains, net$034
Net income$22,951,000166
Minority interest net income$0115
Net income of bank and minority interests.$22,951,000166
Net charge-offs$35,491,000256
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$15,698,300217
2009-09-30 (YTD Data)Rank
Total interest income$113,782,000247
Total interest expense$41,531,000222
Net interest income$72,251,000253
Provision for loan and lease losses$42,788,000228
Total noninterest income$38,031,000206
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$9,498,000153
Trading account gains and fees$0212
Additional Noninterest Income$28,533,000189
Total noninterest expense$39,954,000416
Salaries and employee benefits$18,394,000407
Premises and equipment expense$5,255,000394
Additional noninterest expense$16,305,000405
Pre-tax net operating income$27,540,000153
Securities gains (losses)$1,588,000250
Applicable income taxes$10,624,000136
Income before extraordinary items$18,504,000165
Extraordinary gains, net$027
Net income$18,504,000165
Minority interest net income$0118
Net income of bank and minority interests.$18,504,000165
Net charge-offs$17,489,000341
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$17,487,680172
2009-06-30 (YTD Data)Rank
Total interest income$68,629,000279
Total interest expense$26,460,000250
Net interest income$42,169,000285
Provision for loan and lease losses$18,822,000310
Total noninterest income$30,694,000177
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$6,137,000159
Trading account gains and fees$0193
Additional Noninterest Income$24,557,000162
Total noninterest expense$25,306,000443
Salaries and employee benefits$11,597,000429
Premises and equipment expense$3,333,000430
Additional noninterest expense$10,376,000419
Pre-tax net operating income$28,735,000115
Securities gains (losses)$1,588,000197
Applicable income taxes$12,022,00092
Income before extraordinary items$18,301,000126
Extraordinary gains, net$021
Net income$18,301,000125
Minority interest net income$0112
Net income of bank and minority interests.$18,301,000126
Net charge-offs$9,500,000390
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$17,284,680124
2009-03-31 (YTD Data)Rank
Total interest income$33,424,000291
Total interest expense$12,953,000266
Net interest income$20,471,000289
Provision for loan and lease losses$7,009,000324
Total noninterest income$3,455,000497
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$2,961,000160
Trading account gains and fees$0171
Additional Noninterest Income$494,0001,402
Total noninterest expense$11,071,000470
Salaries and employee benefits$5,891,000426
Premises and equipment expense$1,663,000433
Additional noninterest expense$3,517,000495
Pre-tax net operating income$5,846,000218
Securities gains (losses)$13,0001,839
Applicable income taxes$2,146,000200
Income before extraordinary items$3,713,000275
Extraordinary gains, net$015
Net income$3,713,000274
Minority interest net income$0102
Net income of bank and minority interests.$3,713,000276
Net charge-offs$2,290,000550
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,704,680253
2008-12-31 (YTD Data)Rank
Total interest income$149,130,000273
Total interest expense$61,860,000270
Net interest income$87,270,000283
Provision for loan and lease losses$12,865,000500
Total noninterest income$19,882,000355
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$12,244,000159
Trading account gains and fees$0154
Additional Noninterest Income$7,638,000467
Total noninterest expense$45,734,000458
Salaries and employee benefits$25,054,000387
Premises and equipment expense$6,115,000445
Additional noninterest expense$14,565,000488
Pre-tax net operating income$48,553,000143
Securities gains (losses)$3,0002,883
Applicable income taxes$18,710,000121
Income before extraordinary items$29,846,000147
Extraordinary gains, net$039
Net income$29,846,000148
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,007,000690
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$29,844,080161
2008-09-30 (YTD Data)Rank
Total interest income$112,783,000288
Total interest expense$47,537,000282
Net interest income$65,246,000295
Provision for loan and lease losses$6,963,000519
Total noninterest income$15,450,000372
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$9,109,000166
Trading account gains and fees$0148
Additional Noninterest Income$6,341,000462
Total noninterest expense$34,971,000447
Salaries and employee benefits$20,240,000374
Premises and equipment expense$4,493,000462
Additional noninterest expense$10,238,000479
Pre-tax net operating income$38,762,000174
Securities gains (losses)$3,0002,756
Applicable income taxes$14,837,000139
Income before extraordinary items$23,928,000180
Extraordinary gains, net$031
Net income$23,928,000179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,592,000704
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$23,926,080193
2008-06-30 (YTD Data)Rank
Total interest income$74,994,000293
Total interest expense$32,346,000286
Net interest income$42,648,000301
Provision for loan and lease losses$3,168,000583
Total noninterest income$10,344,000381
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$5,907,000169
Trading account gains and fees$0149
Additional Noninterest Income$4,437,000469
Total noninterest expense$23,491,000444
Salaries and employee benefits$13,914,000370
Premises and equipment expense$2,917,000480
Additional noninterest expense$6,660,000480
Pre-tax net operating income$26,333,000171
Securities gains (losses)$3,0002,869
Applicable income taxes$10,074,000154
Income before extraordinary items$16,262,000200
Extraordinary gains, net$021
Net income$16,262,000199
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,253,000751
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$16,260,080196
2008-03-31 (YTD Data)Rank
Total interest income$38,121,000302
Total interest expense$16,980,000294
Net interest income$21,141,000304
Provision for loan and lease losses$1,512,000472
Total noninterest income$4,974,000394
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$2,819,000170
Trading account gains and fees$0158
Additional Noninterest Income$2,155,000486
Total noninterest expense$11,910,000430
Salaries and employee benefits$6,861,000377
Premises and equipment expense$1,425,000492
Additional noninterest expense$3,624,000439
Pre-tax net operating income$12,693,000187
Securities gains (losses)$4,0002,294
Applicable income taxes$4,822,000168
Income before extraordinary items$7,875,000215
Extraordinary gains, net$015
Net income$7,875,000215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,020,000460
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$7,872,440207
2007-12-31 (YTD Data)Rank
Total interest income$158,075,000302
Total interest expense$71,683,000306
Net interest income$86,392,000293
Provision for loan and lease losses$13,873,000205
Total noninterest income$21,864,000354
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$10,001,000195
Trading account gains and fees$0178
Additional Noninterest Income$11,863,000368
Total noninterest expense$44,963,000446
Salaries and employee benefits$23,747,000414
Premises and equipment expense$5,302,000504
Additional noninterest expense$15,914,000411
Pre-tax net operating income$49,420,000234
Securities gains (losses)$43,000843
Applicable income taxes$19,558,000200
Income before extraordinary items$29,905,000267
Extraordinary gains, net$039
Net income$29,905,000264
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,948,000168
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$29,877,480264
2007-09-30 (YTD Data)Rank
Total interest income$117,901,000306
Total interest expense$53,608,000306
Net interest income$64,293,000291
Provision for loan and lease losses$9,056,000165
Total noninterest income$16,292,000357
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$7,344,000193
Trading account gains and fees$0184
Additional Noninterest Income$8,948,000369
Total noninterest expense$32,533,000447
Salaries and employee benefits$16,686,000437
Premises and equipment expense$3,887,000512
Additional noninterest expense$11,960,000401
Pre-tax net operating income$38,996,000243
Securities gains (losses)$01,655
Applicable income taxes$15,484,000206
Income before extraordinary items$23,512,000281
Extraordinary gains, net$033
Net income$23,512,000279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,808,000154
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$23,512,000278
2007-06-30 (YTD Data)Rank
Total interest income$77,358,000319
Total interest expense$35,417,000313
Net interest income$41,941,000309
Provision for loan and lease losses$5,176,000169
Total noninterest income$11,172,000366
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$4,890,000197
Trading account gains and fees$0168
Additional Noninterest Income$6,282,000377
Total noninterest expense$21,444,000465
Salaries and employee benefits$11,034,000457
Premises and equipment expense$2,570,000528
Additional noninterest expense$7,840,000409
Pre-tax net operating income$26,493,000256
Securities gains (losses)$01,444
Applicable income taxes$10,484,000220
Income before extraordinary items$16,009,000287
Extraordinary gains, net$029
Net income$16,009,000286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,452,000155
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$16,009,000285
2007-03-31 (YTD Data)Rank
Total interest income$37,764,000318
Total interest expense$17,756,000314
Net interest income$20,008,000322
Provision for loan and lease losses$1,255,000248
Total noninterest income$5,068,000386
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$2,339,000196
Trading account gains and fees$0195
Additional Noninterest Income$2,729,000407
Total noninterest expense$10,604,000469
Salaries and employee benefits$5,502,000459
Premises and equipment expense$1,270,000533
Additional noninterest expense$3,832,000407
Pre-tax net operating income$13,217,000262
Securities gains (losses)$01,187
Applicable income taxes$5,237,000223
Income before extraordinary items$7,980,000290
Extraordinary gains, net$022
Net income$7,980,000288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,695,000132
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$7,980,000287
2006-12-31 (YTD Data)Rank
Total interest income$141,775,000315
Total interest expense$61,317,000307
Net interest income$80,458,000311
Provision for loan and lease losses$5,896,000211
Total noninterest income$26,115,000306
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$9,749,000189
Trading account gains and fees$0130
Additional Noninterest Income$16,366,000304
Total noninterest expense$40,543,000472
Salaries and employee benefits$23,164,000420
Premises and equipment expense$4,554,000551
Additional noninterest expense$12,825,000454
Pre-tax net operating income$60,134,000235
Securities gains (losses)$2,0001,439
Applicable income taxes$23,649,000205
Income before extraordinary items$36,487,000265
Extraordinary gains, net$051
Net income$36,487,000264
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,842,000419
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$36,485,720261
2006-09-30 (YTD Data)Rank
Total interest income$103,409,000328
Total interest expense$43,713,000322
Net interest income$59,696,000328
Provision for loan and lease losses$4,709,000200
Total noninterest income$19,475,000319
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$7,280,000196
Trading account gains and fees$0126
Additional Noninterest Income$12,195,000320
Total noninterest expense$29,797,000490
Salaries and employee benefits$17,088,000436
Premises and equipment expense$3,225,000601
Additional noninterest expense$9,484,000463
Pre-tax net operating income$44,665,000253
Securities gains (losses)$01,388
Applicable income taxes$18,990,000211
Income before extraordinary items$25,675,000298
Extraordinary gains, net$045
Net income$25,675,000298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$892,000507
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$25,675,000295
2006-06-30 (YTD Data)Rank
Total interest income$65,846,000338
Total interest expense$27,268,000330
Net interest income$38,578,000338
Provision for loan and lease losses$1,944,000283
Total noninterest income$12,266,000343
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$4,676,000201
Trading account gains and fees$0126
Additional Noninterest Income$7,590,000333
Total noninterest expense$19,496,000501
Salaries and employee benefits$10,993,000459
Premises and equipment expense$1,968,000674
Additional noninterest expense$6,535,000453
Pre-tax net operating income$29,404,000261
Securities gains (losses)$01,185
Applicable income taxes$12,344,000222
Income before extraordinary items$17,060,000300
Extraordinary gains, net$039
Net income$17,060,000300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$186,0001,150
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$17,060,000297
2006-03-31 (YTD Data)Rank
Total interest income$31,118,000345
Total interest expense$12,939,000327
Net interest income$18,179,000350
Provision for loan and lease losses$949,000283
Total noninterest income$5,776,000350
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,177,000204
Trading account gains and fees$0115
Additional Noninterest Income$3,599,000343
Total noninterest expense$8,897,000532
Salaries and employee benefits$5,144,000484
Premises and equipment expense$896,000730
Additional noninterest expense$2,857,000507
Pre-tax net operating income$14,109,000266
Securities gains (losses)$0955
Applicable income taxes$5,712,000227
Income before extraordinary items$8,397,000293
Extraordinary gains, net$021
Net income$8,397,000292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0001,117
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$8,397,000292
2005-12-31 (YTD Data)Rank
Total interest income$97,578,000378
Total interest expense$32,285,000392
Net interest income$65,293,000372
Provision for loan and lease losses$3,213,000339
Total noninterest income$20,459,000395
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$7,636,000232
Trading account gains and fees$0138
Additional Noninterest Income$12,823,000377
Total noninterest expense$33,702,000540
Salaries and employee benefits$19,144,000498
Premises and equipment expense$3,466,000714
Additional noninterest expense$11,092,000510
Pre-tax net operating income$48,837,000285
Securities gains (losses)$02,296
Applicable income taxes$19,730,000242
Income before extraordinary items$29,107,000313
Extraordinary gains, net$046
Net income$29,107,000314
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$325,0001,623
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$29,107,000308
2005-09-30 (YTD Data)Rank
Total interest income$67,561,000388
Total interest expense$21,144,000410
Net interest income$46,417,000388
Provision for loan and lease losses$2,381,000333
Total noninterest income$14,643,000414
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$5,561,000232
Trading account gains and fees$0126
Additional Noninterest Income$9,082,000389
Total noninterest expense$23,819,000564
Salaries and employee benefits$13,569,000506
Premises and equipment expense$2,496,000725
Additional noninterest expense$7,754,000538
Pre-tax net operating income$34,860,000300
Securities gains (losses)$02,317
Applicable income taxes$14,272,000260
Income before extraordinary items$20,588,000327
Extraordinary gains, net$035
Net income$20,588,000328
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-59,0008,493
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$20,588,000319
2005-06-30 (YTD Data)Rank
Total interest income$42,218,000401
Total interest expense$12,744,000417
Net interest income$29,474,000396
Provision for loan and lease losses$1,190,000422
Total noninterest income$9,403,000416
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$3,554,000235
Trading account gains and fees$0116
Additional Noninterest Income$5,849,000393
Total noninterest expense$15,311,000575
Salaries and employee benefits$8,678,000522
Premises and equipment expense$1,603,000749
Additional noninterest expense$5,030,000555
Pre-tax net operating income$22,376,000305
Securities gains (losses)$02,146
Applicable income taxes$8,945,000261
Income before extraordinary items$13,431,000325
Extraordinary gains, net$030
Net income$13,431,000325
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-149,0008,724
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$13,431,000320
2005-03-31 (YTD Data)Rank
Total interest income$19,529,000415
Total interest expense$5,647,000446
Net interest income$13,882,000410
Provision for loan and lease losses$502,000468
Total noninterest income$4,935,000389
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$1,714,000232
Trading account gains and fees$0115
Additional Noninterest Income$3,221,000353
Total noninterest expense$7,837,000558
Salaries and employee benefits$4,372,000517
Premises and equipment expense$833,000718
Additional noninterest expense$2,632,000528
Pre-tax net operating income$10,478,000312
Securities gains (losses)$01,685
Applicable income taxes$4,277,000262
Income before extraordinary items$6,201,000339
Extraordinary gains, net$024
Net income$6,201,000339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-56,0008,672
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$6,201,000335
2004-12-31 (YTD Data)Rank
Total interest income$59,918,000488
Total interest expense$17,234,000487
Net interest income$42,684,000488
Provision for loan and lease losses$3,008,000382
Total noninterest income$20,614,000378
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$7,475,000238
Trading account gains and fees$0138
Additional Noninterest Income$13,139,000344
Total noninterest expense$27,851,000607
Salaries and employee benefits$14,530,000589
Premises and equipment expense$2,731,000827
Additional noninterest expense$10,590,000516
Pre-tax net operating income$32,439,000351
Securities gains (losses)$272,000681
Applicable income taxes$13,024,000318
Income before extraordinary items$19,687,000397
Extraordinary gains, net$034
Net income$19,687,000399
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$908,000843
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$10,482,00094
Net operating income$19,512,920383
2004-09-30 (YTD Data)Rank
Total interest income$42,264,000508
Total interest expense$12,383,000492
Net interest income$29,881,000514
Provision for loan and lease losses$2,561,000356
Total noninterest income$15,857,000383
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$5,612,000244
Trading account gains and fees$0134
Additional Noninterest Income$10,245,000344
Total noninterest expense$19,732,000631
Salaries and employee benefits$10,321,000613
Premises and equipment expense$1,996,000844
Additional noninterest expense$7,415,000551
Pre-tax net operating income$23,445,000358
Securities gains (losses)$272,000639
Applicable income taxes$9,405,000323
Income before extraordinary items$14,312,000408
Extraordinary gains, net$026
Net income$14,312,000409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$441,0001,076
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$10,606,00074
Net operating income$14,137,920397
2004-06-30 (YTD Data)Rank
Total interest income$26,290,000537
Total interest expense$7,615,000528
Net interest income$18,675,000540
Provision for loan and lease losses$1,180,000465
Total noninterest income$10,227,000389
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$3,686,000243
Trading account gains and fees$0130
Additional Noninterest Income$6,541,000349
Total noninterest expense$12,536,000652
Salaries and employee benefits$6,693,000629
Premises and equipment expense$1,285,000867
Additional noninterest expense$4,558,000584
Pre-tax net operating income$15,186,000366
Securities gains (losses)$5,0002,738
Applicable income taxes$6,023,000326
Income before extraordinary items$9,168,000414
Extraordinary gains, net$021
Net income$9,168,000414
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-60,0008,781
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$9,955,00056
Net operating income$9,164,800402
2004-03-31 (YTD Data)Rank
Total interest income$12,667,000564
Total interest expense$3,548,000573
Net interest income$9,119,000553
Provision for loan and lease losses$470,000547
Total noninterest income$5,057,000380
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,846,000240
Trading account gains and fees$0121
Additional Noninterest Income$3,211,000352
Total noninterest expense$6,533,000638
Salaries and employee benefits$3,422,000631
Premises and equipment expense$609,000950
Additional noninterest expense$2,502,000533
Pre-tax net operating income$7,173,000375
Securities gains (losses)$5,0002,336
Applicable income taxes$2,833,000342
Income before extraordinary items$4,345,000426
Extraordinary gains, net$016
Net income$4,345,000425
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0008,046
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$9,501,00033
Net operating income$4,341,800405
2003-12-31 (YTD Data)Rank
Total interest income$40,954,000680
Total interest expense$11,944,000736
Net interest income$29,010,000651
Provision for loan and lease losses$2,770,000511
Total noninterest income$17,028,000445
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$6,845,000260
Trading account gains and fees$0160
Additional Noninterest Income$10,183,000442
Total noninterest expense$21,986,000738
Salaries and employee benefits$12,142,000698
Premises and equipment expense$2,159,0001,056
Additional noninterest expense$7,685,000693
Pre-tax net operating income$21,282,000469
Securities gains (losses)$30,0002,926
Applicable income taxes$8,495,000418
Income before extraordinary items$12,817,000548
Extraordinary gains, net$054
Net income$12,817,000548
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0004,012
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$404,000517
Net operating income$12,797,800513
2003-09-30 (YTD Data)Rank
Total interest income$29,395,000735
Total interest expense$8,579,000811
Net interest income$20,816,000691
Provision for loan and lease losses$1,550,000632
Total noninterest income$11,700,000500
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$5,100,000276
Trading account gains and fees$0153
Additional Noninterest Income$6,600,000521
Total noninterest expense$15,507,000789
Salaries and employee benefits$8,767,000746
Premises and equipment expense$1,571,0001,095
Additional noninterest expense$5,169,000757
Pre-tax net operating income$15,459,000476
Securities gains (losses)$7,0003,479
Applicable income taxes$6,128,000432
Income before extraordinary items$9,338,000578
Extraordinary gains, net$040
Net income$9,338,000577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-264,0009,186
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$298,000414
Net operating income$9,333,520533
2003-06-30 (YTD Data)Rank
Total interest income$18,661,000788
Total interest expense$5,599,000857
Net interest income$13,062,000730
Provision for loan and lease losses$800,000760
Total noninterest income$7,517,000505
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$3,503,000265
Trading account gains and fees$0150
Additional Noninterest Income$4,014,000549
Total noninterest expense$9,771,000836
Salaries and employee benefits$5,663,000768
Premises and equipment expense$1,001,0001,141
Additional noninterest expense$3,107,000841
Pre-tax net operating income$10,008,000490
Securities gains (losses)$5,0003,210
Applicable income taxes$4,006,000451
Income before extraordinary items$6,007,000593
Extraordinary gains, net$030
Net income$6,007,000592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-135,0009,164
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$250,000304
Net operating income$6,003,800546
2003-03-31 (YTD Data)Rank
Total interest income$9,034,000822
Total interest expense$2,741,000895
Net interest income$6,293,000763
Provision for loan and lease losses$450,000656
Total noninterest income$3,420,000539
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,549,000291
Trading account gains and fees$0134
Additional Noninterest Income$1,871,000567
Total noninterest expense$4,608,000880
Salaries and employee benefits$2,753,000789
Premises and equipment expense$488,0001,178
Additional noninterest expense$1,367,000915
Pre-tax net operating income$4,655,000514
Securities gains (losses)$02,891
Applicable income taxes$1,898,000470
Income before extraordinary items$2,757,000629
Extraordinary gains, net$021
Net income$2,757,000627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-39,0009,064
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$104,000222
Net operating income$2,757,000584
2002-12-31 (YTD Data)Rank
Total interest income$32,797,000927
Total interest expense$9,008,0001,249
Net interest income$23,789,000801
Provision for loan and lease losses$3,170,000523
Total noninterest income$11,363,000580
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$5,693,000302
Trading account gains and fees$0153
Additional Noninterest Income$5,670,000632
Total noninterest expense$17,658,000890
Salaries and employee benefits$10,005,000805
Premises and equipment expense$1,929,0001,143
Additional noninterest expense$5,724,000876
Pre-tax net operating income$14,324,000612
Securities gains (losses)$04,537
Applicable income taxes$5,731,000528
Income before extraordinary items$8,593,000738
Extraordinary gains, net$070
Net income$8,593,000739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,386,000509
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$643,000440
Net operating income$8,593,000706
2001-12-31 (YTD Data)Rank
Total interest income$32,775,0001,041
Total interest expense$13,144,0001,229
Net interest income$19,631,000902
Provision for loan and lease losses$3,935,000426
Total noninterest income$9,162,000645
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$4,426,000351
Trading account gains and fees$0177
Additional Noninterest Income$4,736,000685
Total noninterest expense$15,461,000956
Salaries and employee benefits$8,823,000842
Premises and equipment expense$1,792,0001,185
Additional noninterest expense$4,846,0001,004
Pre-tax net operating income$9,397,000812
Securities gains (losses)$04,612
Applicable income taxes$3,215,000789
Income before extraordinary items$6,182,000891
Extraordinary gains, net$0105
Net income$6,182,000892
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,344,000403
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$888,000432
Net operating income$6,182,000850
2000-12-31 (YTD Data)Rank
Total interest income$32,059,0001,093
Total interest expense$12,079,0001,429
Net interest income$19,980,000861
Provision for loan and lease losses$3,010,000461
Total noninterest income$6,782,000740
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$3,608,000378
Trading account gains and fees$0180
Additional Noninterest Income$3,174,000830
Total noninterest expense$14,930,000950
Salaries and employee benefits$8,260,000843
Premises and equipment expense$1,750,0001,148
Additional noninterest expense$4,920,000957
Pre-tax net operating income$8,822,000877
Securities gains (losses)$01,956
Applicable income taxes$3,653,000696
Income before extraordinary items$5,169,0001,038
Extraordinary gains, net$038
Net income$5,169,0001,038
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,468,000576
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$207,000633
Net operating income$5,169,0001,033
1999-12-31 (YTD Data)Rank
Total interest income$20,172,0001,609
Total interest expense$7,207,0002,073
Net interest income$12,965,0001,350
Provision for loan and lease losses$2,000,000565
Total noninterest income$5,675,000846
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,588,000524
Trading account gains and fees$0173
Additional Noninterest Income$3,087,000871
Total noninterest expense$12,574,0001,104
Salaries and employee benefits$7,257,000944
Premises and equipment expense$1,633,0001,241
Additional noninterest expense$3,684,0001,250
Pre-tax net operating income$4,066,0001,812
Securities gains (losses)$03,155
Applicable income taxes$1,481,0001,618
Income before extraordinary items$2,585,0002,047
Extraordinary gains, net$035
Net income$2,585,0002,048
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,948,000459
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$30,000898
Net operating income$2,585,0002,014
1998-12-31 (YTD Data)Rank
Total interest income$16,453,0001,966
Total interest expense$6,230,0002,423
Net interest income$10,223,0001,674
Provision for loan and lease losses$1,997,000583
Total noninterest income$7,667,000707
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$2,341,000538
Trading account gains and fees$0224
Additional Noninterest Income$5,326,000615
Total noninterest expense$10,950,0001,208
Salaries and employee benefits$6,013,0001,081
Premises and equipment expense$1,440,0001,353
Additional noninterest expense$3,497,0001,270
Pre-tax net operating income$4,943,0001,492
Securities gains (losses)$04,449
Applicable income taxes$1,814,0001,389
Income before extraordinary items$3,129,0001,687
Extraordinary gains, net$032
Net income$3,129,0001,688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,534,000552
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$6,968,000175
Net operating income$3,129,0001,621
1997-12-31 (YTD Data)Rank
Total interest income$11,980,0002,734
Total interest expense$4,009,0003,670
Net interest income$7,971,0002,197
Provision for loan and lease losses$1,086,000923
Total noninterest income$4,975,000930
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,781,000715
Trading account gains and fees$0239
Additional Noninterest Income$3,194,000811
Total noninterest expense$7,945,0001,644
Salaries and employee benefits$4,229,0001,541
Premises and equipment expense$1,078,0001,841
Additional noninterest expense$2,638,0001,622
Pre-tax net operating income$3,915,0001,918
Securities gains (losses)$03,944
Applicable income taxes$1,392,0001,823
Income before extraordinary items$2,523,0002,094
Extraordinary gains, net$044
Net income$2,523,0002,093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$416,0001,545
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,523,0002,047
1996-12-31 (YTD Data)Rank
Total interest income$9,415,0003,459
Total interest expense$2,803,0005,069
Net interest income$6,612,0002,680
Provision for loan and lease losses$750,0001,257
Total noninterest income$3,416,0001,238
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,716,000769
Trading account gains and fees$0262
Additional Noninterest Income$1,700,0001,296
Total noninterest expense$6,308,0002,179
Salaries and employee benefits$3,220,0002,069
Premises and equipment expense$913,0002,179
Additional noninterest expense$2,175,0002,276
Pre-tax net operating income$2,970,0002,396
Securities gains (losses)$04,148
Applicable income taxes$940,0002,488
Income before extraordinary items$2,030,0002,427
Extraordinary gains, net$053
Net income$2,030,0002,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$441,0001,572
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,030,0002,376
1995-12-31 (YTD Data)Rank
Total interest income$8,502,0003,797
Total interest expense$2,317,0005,861
Net interest income$6,185,0002,875
Provision for loan and lease losses$990,000958
Total noninterest income$3,138,0001,323
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,555,000852
Trading account gains and fees$0522
Additional Noninterest Income$1,583,0001,333
Total noninterest expense$8,570,0001,645
Salaries and employee benefits$3,053,0002,175
Premises and equipment expense$987,0002,040
Additional noninterest expense$4,530,0001,211
Pre-tax net operating income$-237,00011,693
Securities gains (losses)$03,831
Applicable income taxes$-52,00011,645
Income before extraordinary items$-185,00011,671
Extraordinary gains, net$065
Net income$-185,00011,669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,206,000785
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$-185,00011,657
1994-12-31 (YTD Data)Rank
Total interest income$6,625,0004,443
Total interest expense$1,562,0006,710
Net interest income$5,063,0003,517
Provision for loan and lease losses$680,0001,227
Total noninterest income$2,507,0001,555
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,377,000960
Trading account gains and fees$0475
Additional Noninterest Income$1,130,0001,696
Total noninterest expense$6,845,0002,084
Salaries and employee benefits$2,806,0002,387
Premises and equipment expense$1,118,0001,832
Additional noninterest expense$2,921,0001,854
Pre-tax net operating income$45,00011,932
Securities gains (losses)$-346,00012,152
Applicable income taxes$-16,00012,112
Income before extraordinary items$-285,00012,268
Extraordinary gains, net$0249
Net income$-285,00012,266
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,071,000831
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$1,149,000400
Net operating income$43,70011,895
1993-12-31 (YTD Data)Rank
Total interest income$6,895,0004,371
Total interest expense$1,833,0006,258
Net interest income$5,062,0003,534
Provision for loan and lease losses$1,941,000834
Total noninterest income$3,146,0001,409
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,326,000996
Trading account gains and fees$0532
Additional Noninterest Income$1,820,0001,343
Total noninterest expense$7,133,0002,059
Salaries and employee benefits$3,018,0002,202
Premises and equipment expense$1,028,0001,999
Additional noninterest expense$3,087,0001,871
Pre-tax net operating income$-866,00012,950
Securities gains (losses)$07,477
Applicable income taxes$-256,00013,068
Income before extraordinary items$-610,00012,927
Extraordinary gains, net$03,149
Net income$-610,00012,936
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,456,000643
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-610,00012,877
1992-12-31 (YTD Data)Rank
Total interest income$8,332,0004,146
Total interest expense$2,827,0005,433
Net interest income$5,505,0003,324
Provision for loan and lease losses$4,119,000665
Total noninterest income$2,087,0001,879
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,305,000992
Trading account gains and fees$0504
Additional Noninterest Income$782,0002,338
Total noninterest expense$6,442,0002,270
Salaries and employee benefits$2,959,0002,204
Premises and equipment expense$1,005,0002,086
Additional noninterest expense$2,478,0002,344
Pre-tax net operating income$-2,969,00013,716
Securities gains (losses)$08,369
Applicable income taxes$-1,091,00013,831
Income before extraordinary items$-1,878,00013,659
Extraordinary gains, net$-100,00013,647
Net income$-1,978,00013,669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,794,0001,036
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-1,878,00013,609

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.