Home > Whitaker Bank > Net charge- offs to loans
Whitaker Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1068% | 4,501 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1415% | 4,546 |
| Percentage Net Loans Charged-off:Construction & development | -0.6072% | 4,529 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1438% | 4,534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0543% | 4,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0191% | 189 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0646% | 4,433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2228% | 884 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1101% | 2,301 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1557% | 519 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1067% | 2,188 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1069% | 4,504 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1323% | 4,555 |
| Percentage Net Loans Charged-off:Construction & development | -0.7277% | 4,563 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1493% | 4,547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0004% | 639 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0005% | 588 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0430% | 1,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0903% | 2,173 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3727% | 414 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0698% | 2,183 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0980% | 4,510 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1303% | 4,576 |
| Percentage Net Loans Charged-off:Construction & development | -0.6931% | 4,596 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1616% | 4,589 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0054% | 448 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0062% | 397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0597% | 909 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2881% | 1,371 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4010% | 404 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2800% | 1,336 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1619% | 4,572 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2068% | 4,630 |
| Percentage Net Loans Charged-off:Construction & development | -1.4472% | 4,679 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1208% | 4,609 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0514% | 4,464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0582% | 4,487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0538% | 630 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4198% | 1,049 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3202% | 334 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4268% | 965 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1723% | 4,613 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2215% | 4,658 |
| Percentage Net Loans Charged-off:Construction & development | -0.0449% | 4,508 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5216% | 4,681 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 3,811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0096% | 3,884 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0506% | 4,000 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4960% | 1,018 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4441% | 142 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3675% | 1,165 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2257% | 4,657 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2781% | 4,705 |
| Percentage Net Loans Charged-off:Construction & development | -0.0596% | 4,579 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6566% | 4,723 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 3,759 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 3,847 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0526% | 3,967 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4198% | 1,052 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2303% | 89 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2375% | 1,367 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2539% | 4,628 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2976% | 4,648 |
| Percentage Net Loans Charged-off:Construction & development | 0.0048% | 86 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7537% | 4,610 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0109% | 420 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0122% | 399 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0279% | 3,604 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1375% | 1,632 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0801% | 412 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1412% | 1,552 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3039% | 4,661 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3550% | 4,687 |
| Percentage Net Loans Charged-off:Construction & development | -0.0101% | 4,098 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8837% | 4,653 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0055% | 351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 317 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0378% | 3,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1966% | 1,300 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2093% | 1,188 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0305% | 1,629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0141% | 956 |
| Percentage Net Loans Charged-off:Construction & development | -0.1804% | 4,307 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0725% | 400 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0132% | 748 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0421% | 3,333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0190% | 661 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0108% | 3,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3145% | 1,234 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6548% | 209 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2369% | 1,336 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0270% | 1,505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0130% | 889 |
| Percentage Net Loans Charged-off:Construction & development | -0.2865% | 4,400 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0586% | 382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0499% | 399 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0569% | 3,431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0607% | 353 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1047% | 4,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4146% | 878 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2006% | 162 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3142% | 985 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0864% | 818 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0731% | 407 |
| Percentage Net Loans Charged-off:Construction & development | -0.4092% | 4,445 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2385% | 189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0689% | 337 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0072% | 3,279 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0765% | 317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0551% | 825 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3734% | 925 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1550% | 104 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2195% | 1,125 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5273% | 154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5890% | 53 |
| Percentage Net Loans Charged-off:Construction & development | 0.0461% | 86 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4630% | 28 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1210% | 200 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0143% | 3,399 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1344% | 180 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1315% | 496 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2260% | 1,173 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7413% | 70 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0199% | 3,715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0382% | 4,610 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0700% | 4,718 |
| Percentage Net Loans Charged-off:Construction & development | -0.6547% | 4,548 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0079% | 961 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0045% | 1,433 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0374% | 3,489 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0084% | 1,268 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0435% | 1,750 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3236% | 1,652 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4353% | 512 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3175% | 1,553 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1258% | 4,860 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1627% | 4,876 |
| Percentage Net Loans Charged-off:Construction & development | -1.5611% | 4,600 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0530% | 4,678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0061% | 1,197 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0555% | 3,556 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0136% | 1,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1320% | 4,525 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3951% | 1,384 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5246% | 457 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3855% | 1,281 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0868% | 1,381 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0782% | 580 |
| Percentage Net Loans Charged-off:Construction & development | -0.0667% | 4,430 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2906% | 221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 3,715 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0757% | 3,608 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0082% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1605% | 4,562 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5577% | 1,150 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6889% | 440 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5479% | 1,063 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1259% | 956 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0913% | 410 |
| Percentage Net Loans Charged-off:Construction & development | -0.2215% | 4,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2940% | 156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0018% | 845 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1533% | 3,685 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0204% | 639 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0814% | 4,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7921% | 933 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8535% | 802 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1147% | 1,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0607% | 1,017 |
| Percentage Net Loans Charged-off:Construction & development | -1.0224% | 4,705 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2267% | 383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3825% | 40 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0654% | 876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0086% | 463 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0717% | 813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1571% | 1,562 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6585% | 1,258 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0372% | 452 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6298% | 1,201 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1457% | 1,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0870% | 669 |
| Percentage Net Loans Charged-off:Construction & development | -1.0090% | 4,764 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2465% | 299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5047% | 34 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0835% | 655 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0115% | 378 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0914% | 603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1850% | 1,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7411% | 1,035 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4474% | 368 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6883% | 1,016 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0642% | 1,737 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0096% | 4,293 |
| Percentage Net Loans Charged-off:Construction & development | -1.1748% | 4,786 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0458% | 475 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2521% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0991% | 526 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0175% | 302 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1079% | 474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2952% | 844 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6265% | 1,168 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1996% | 268 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5116% | 1,232 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0282% | 4,622 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0797% | 5,053 |
| Percentage Net Loans Charged-off:Construction & development | -2.2017% | 4,849 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0147% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4001% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1211% | 389 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1343% | 359 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0413% | 4,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6846% | 1,045 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1544% | 345 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6509% | 993 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4046% | 459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4132% | 155 |
| Percentage Net Loans Charged-off:Construction & development | 1.4301% | 53 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6628% | 160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3350% | 50 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0956% | 797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1267% | 275 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0925% | 815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0731% | 1,761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6500% | 1,262 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3685% | 389 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5991% | 1,261 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0471% | 2,153 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 4,173 |
| Percentage Net Loans Charged-off:Construction & development | -0.2226% | 4,796 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0291% | 4,865 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0478% | 1,092 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0961% | 287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0430% | 1,088 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0672% | 1,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6932% | 1,091 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4487% | 358 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6399% | 1,060 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0681% | 1,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 1,374 |
| Percentage Net Loans Charged-off:Construction & development | -0.0664% | 4,660 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0244% | 4,896 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0632% | 843 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1265% | 222 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0570% | 855 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0865% | 1,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7131% | 1,011 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2950% | 353 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6722% | 958 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0228% | 2,049 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0200% | 4,723 |
| Percentage Net Loans Charged-off:Construction & development | 0.0794% | 109 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0360% | 5,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0329% | 4,899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0988% | 197 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0456% | 5,027 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0203% | 1,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4291% | 1,447 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6240% | 293 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3446% | 1,487 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2892% | 911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1710% | 620 |
| Percentage Net Loans Charged-off:Construction & development | 0.1417% | 301 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3615% | 335 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1270% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0555% | 1,468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0602% | 1,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8150% | 373 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3331% | 2,203 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7151% | 369 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2333% | 2,472 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3289% | 637 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2116% | 439 |
| Percentage Net Loans Charged-off:Construction & development | 0.1690% | 247 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4514% | 227 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1822% | 80 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0624% | 1,254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0676% | 1,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5297% | 347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6148% | 1,344 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5531% | 244 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4743% | 1,514 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1463% | 1,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1117% | 702 |
| Percentage Net Loans Charged-off:Construction & development | 0.2287% | 169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1070% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0416% | 71 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1118% | 836 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1210% | 777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1458% | 1,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5946% | 1,324 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3595% | 382 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5386% | 1,309 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1178% | 1,225 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0721% | 791 |
| Percentage Net Loans Charged-off:Construction & development | 0.0450% | 178 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0232% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0967% | 44 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1196% | 690 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1291% | 641 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0679% | 4,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9770% | 866 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6026% | 319 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9305% | 796 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2385% | 1,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2035% | 648 |
| Percentage Net Loans Charged-off:Construction & development | 0.0976% | 403 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3004% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9384% | 83 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1190% | 1,191 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1272% | 1,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1255% | 1,795 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8641% | 1,082 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0260% | 118 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6394% | 1,385 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4547% | 705 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2459% | 954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2208% | 527 |
| Percentage Net Loans Charged-off:Construction & development | -0.2458% | 5,152 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3613% | 326 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2480% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1664% | 822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1776% | 772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2857% | 1,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5588% | 1,466 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1495% | 80 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2369% | 2,187 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3858% | 625 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0254% | 5,046 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0522% | 5,372 |
| Percentage Net Loans Charged-off:Construction & development | -0.3629% | 5,276 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1793% | 5,685 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9206% | 49 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0394% | 1,656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0419% | 1,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0417% | 1,514 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2571% | 2,125 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4148% | 559 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2460% | 2,003 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2070% | 698 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0910% | 1,597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1010% | 845 |
| Percentage Net Loans Charged-off:Construction & development | -0.3638% | 5,318 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1217% | 365 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0177% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0310% | 1,322 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0330% | 1,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0813% | 4,996 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1212% | 2,207 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9959% | 393 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0590% | 2,221 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1508% | 619 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6872% | 346 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6207% | 211 |
| Percentage Net Loans Charged-off:Construction & development | 2.0289% | 146 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5318% | 382 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1262% | 60 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3374% | 627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4452% | 301 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3314% | 651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8020% | 361 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4692% | 1,711 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4090% | 1,725 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5883% | 542 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5411% | 426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4597% | 324 |
| Percentage Net Loans Charged-off:Construction & development | 1.4303% | 201 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3368% | 462 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1993% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3495% | 569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1538% | 536 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3602% | 554 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7715% | 298 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4182% | 1,683 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3087% | 397 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3540% | 1,753 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5171% | 529 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5444% | 451 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5067% | 310 |
| Percentage Net Loans Charged-off:Construction & development | 1.7841% | 158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4544% | 367 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8160% | 43 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2372% | 893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2518% | 401 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2364% | 874 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0328% | 440 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6025% | 1,169 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6405% | 320 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5275% | 1,213 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4716% | 499 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1766% | 1,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1700% | 858 |
| Percentage Net Loans Charged-off:Construction & development | 0.0139% | 350 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3526% | 307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5317% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0426% | 1,514 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0448% | 1,422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1823% | 807 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2991% | 1,723 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4794% | 321 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2138% | 1,816 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1117% | 645 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8358% | 406 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7939% | 314 |
| Percentage Net Loans Charged-off:Construction & development | 0.8894% | 449 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2130% | 303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5242% | 614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2119% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5407% | 597 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9654% | 788 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4445% | 601 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1531% | 134 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2505% | 647 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6655% | 536 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6453% | 552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5578% | 500 |
| Percentage Net Loans Charged-off:Construction & development | 0.6472% | 473 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8734% | 359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2821% | 1,159 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0095% | 4,393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2977% | 1,054 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1719% | 567 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5230% | 523 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3472% | 162 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3935% | 519 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6039% | 516 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5940% | 678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5578% | 545 |
| Percentage Net Loans Charged-off:Construction & development | 0.8696% | 398 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0592% | 296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2047% | 1,444 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0275% | 4,480 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2175% | 1,333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3710% | 507 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3799% | 1,793 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7790% | 336 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2818% | 1,954 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3339% | 588 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0647% | 310 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0111% | 250 |
| Percentage Net Loans Charged-off:Construction & development | 1.7417% | 215 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9205% | 137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3842% | 790 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0537% | 4,580 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4085% | 741 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1818% | 281 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8488% | 1,027 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6069% | 225 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7264% | 1,048 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3452% | 489 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2958% | 394 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4056% | 271 |
| Percentage Net Loans Charged-off:Construction & development | 7.5270% | 162 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6256% | 882 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6593% | 217 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6977% | 773 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7370% | 746 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4488% | 1,636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7202% | 1,578 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4104% | 298 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6178% | 1,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4775% | 683 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8789% | 663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9675% | 487 |
| Percentage Net Loans Charged-off:Construction & development | 2.9165% | 413 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7697% | 694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9468% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7479% | 710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7903% | 656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0403% | 2,507 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5405% | 1,777 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3608% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4923% | 1,759 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4677% | 635 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0343% | 585 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1671% | 415 |
| Percentage Net Loans Charged-off:Construction & development | 3.2942% | 372 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8528% | 605 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4281% | 169 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9680% | 543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0232% | 515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0037% | 2,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3270% | 2,215 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1534% | 473 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2795% | 2,224 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1947% | 784 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3016% | 1,758 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3255% | 1,402 |
| Percentage Net Loans Charged-off:Construction & development | 0.2445% | 778 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3532% | 801 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8698% | 92 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1463% | 1,879 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1547% | 1,735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0726% | 1,500 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2566% | 2,159 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3328% | 1,234 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2897% | 1,932 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0355% | 889 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6666% | 1,767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6798% | 1,517 |
| Percentage Net Loans Charged-off:Construction & development | 1.3609% | 1,316 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6853% | 1,236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8501% | 480 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4966% | 1,797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5279% | 1,636 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5154% | 2,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7515% | 1,756 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1490% | 618 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7306% | 1,671 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2274% | 1,011 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3322% | 2,800 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3071% | 2,550 |
| Percentage Net Loans Charged-off:Construction & development | -0.0142% | 5,938 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3124% | 1,729 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2640% | 576 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3754% | 2,087 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3995% | 1,919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5353% | 1,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5696% | 1,995 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2566% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5339% | 1,918 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0614% | 1,208 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2976% | 2,833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2451% | 2,699 |
| Percentage Net Loans Charged-off:Construction & development | -0.0094% | 5,938 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0698% | 2,144 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3915% | 437 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3662% | 1,998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3902% | 1,845 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7623% | 1,436 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6974% | 1,637 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3110% | 514 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6662% | 1,573 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0582% | 6,051 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2694% | 2,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2649% | 2,263 |
| Percentage Net Loans Charged-off:Construction & development | -0.0234% | 6,010 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2552% | 1,225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3330% | 1,800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3547% | 1,646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2999% | 1,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4354% | 1,957 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2707% | 342 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3430% | 1,969 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1297% | 6,166 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4206% | 3,324 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4217% | 2,892 |
| Percentage Net Loans Charged-off:Construction & development | 0.2841% | 2,610 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1961% | 2,741 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6109% | 1,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2640% | 1,531 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6312% | 1,834 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3628% | 3,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4485% | 2,967 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5572% | 429 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3194% | 3,193 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5201% | 790 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1422% | 4,642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1191% | 4,129 |
| Percentage Net Loans Charged-off:Construction & development | 0.2150% | 2,387 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0485% | 2,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1613% | 3,375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2709% | 1,344 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1550% | 3,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1940% | 3,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2573% | 3,418 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7512% | 538 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1687% | 3,540 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8360% | 587 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1094% | 4,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0921% | 4,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.1975% | 2,120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0245% | 2,541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1341% | 3,208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3309% | 1,127 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1233% | 3,088 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1521% | 2,822 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2331% | 3,234 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2567% | 440 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1219% | 3,425 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4443% | 714 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0886% | 4,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0186% | 3,776 |
| Percentage Net Loans Charged-off:Construction & development | -0.0043% | 6,382 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0063% | 1,880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0383% | 2,935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2190% | 892 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0290% | 2,785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3094% | 1,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7298% | 1,705 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6183% | 301 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4950% | 1,780 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5207% | 526 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6518% | 3,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6649% | 2,534 |
| Percentage Net Loans Charged-off:Construction & development | 0.8041% | 2,643 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8163% | 1,515 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0337% | 690 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5828% | 2,068 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0415% | 1,880 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6118% | 1,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6372% | 3,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4405% | 3,619 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6610% | 752 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8263% | 874 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4046% | 3,672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3950% | 3,046 |
| Percentage Net Loans Charged-off:Construction & development | 0.1454% | 2,888 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6734% | 1,496 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3775% | 520 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2229% | 3,040 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4904% | 5,632 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2613% | 2,756 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4853% | 2,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3460% | 3,648 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8508% | 658 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7549% | 841 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5126% | 2,994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5153% | 2,435 |
| Percentage Net Loans Charged-off:Construction & development | 0.1531% | 2,526 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9809% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0635% | 358 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2024% | 2,787 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7316% | 5,663 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2534% | 2,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6362% | 2,452 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3685% | 3,331 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6102% | 664 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2481% | 1,059 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6699% | 2,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6511% | 1,805 |
| Percentage Net Loans Charged-off:Construction & development | 0.1212% | 1,920 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6860% | 533 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0672% | 2,796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0710% | 2,616 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0945% | 1,497 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5281% | 2,566 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8165% | 674 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1316% | 6,593 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4480% | 3,990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3413% | 3,438 |
| Percentage Net Loans Charged-off:Construction & development | 0.3357% | 3,075 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3423% | 2,069 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6737% | 637 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2749% | 2,878 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2909% | 2,669 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1507% | 2,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7982% | 3,201 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2898% | 595 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1570% | 926 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2803% | 4,278 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1914% | 3,648 |
| Percentage Net Loans Charged-off:Construction & development | 0.0562% | 3,009 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3111% | 1,662 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6206% | 481 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1214% | 3,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1285% | 3,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6884% | 2,806 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8027% | 2,899 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2729% | 565 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0223% | 840 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1536% | 4,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0823% | 3,934 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0569% | 1,993 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2594% | 422 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1234% | 2,859 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1306% | 2,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3656% | 2,917 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7647% | 2,798 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7737% | 602 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5919% | 914 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1108% | 4,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0630% | 3,167 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1018% | 1,115 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0650% | 2,391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0688% | 2,180 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0909% | 2,560 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6952% | 2,546 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1644% | 299 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7400% | 663 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9650% | 1,278 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8593% | 1,062 |
| Percentage Net Loans Charged-off:Construction & development | 1.8631% | 1,140 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6032% | 767 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8306% | 764 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4587% | 343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7901% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8466% | 1,141 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0245% | 2,221 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8620% | 743 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9638% | 787 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5390% | 1,567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5375% | 1,102 |
| Percentage Net Loans Charged-off:Construction & development | 0.4299% | 1,508 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5802% | 499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6128% | 761 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4722% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5562% | 776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3969% | 2,257 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6188% | 2,840 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4723% | 537 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3777% | 552 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2394% | 2,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2006% | 1,730 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4419% | 494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1348% | 1,728 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1440% | 1,559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1756% | 2,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6284% | 2,502 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7975% | 345 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3043% | 504 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0859% | 3,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0354% | 2,258 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0122% | 7,911 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0948% | 1,403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1014% | 1,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0775% | 1,936 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6360% | 2,138 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0501% | 497 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4407% | 650 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2187% | 2,458 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1135% | 1,966 |
| Percentage Net Loans Charged-off:Construction & development | 0.1944% | 1,011 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0810% | 1,143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1067% | 1,835 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1140% | 1,673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7194% | 1,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6919% | 2,386 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7123% | 676 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0699% | 612 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1361% | 2,643 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0292% | 2,469 |
| Percentage Net Loans Charged-off:Construction & development | 0.0188% | 1,001 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0241% | 1,003 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0266% | 2,207 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0284% | 2,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4868% | 1,508 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7493% | 1,877 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7453% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5296% | 748 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1554% | 2,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0415% | 1,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0281% | 741 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0738% | 1,363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0789% | 1,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5613% | 1,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8207% | 1,597 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8270% | 556 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0657% | 1,159 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1430% | 1,776 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 1,776 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0183% | 8,021 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0258% | 1,267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0276% | 1,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6679% | 756 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9493% | 1,323 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9560% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4386% | 7,300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2255% | 1,796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0153% | 2,856 |
| Percentage Net Loans Charged-off:Construction & development | -0.0025% | 7,669 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0591% | 8,117 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3021% | 112 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0573% | 1,889 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1837% | 6,104 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0746% | 1,606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7066% | 1,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5292% | 837 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8017% | 641 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6410% | 705 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1788% | 1,770 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 2,639 |
| Percentage Net Loans Charged-off:Construction & development | -0.0023% | 7,667 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0935% | 8,226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4047% | 78 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0545% | 1,570 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2423% | 6,103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0760% | 1,307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2717% | 1,761 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5141% | 737 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2528% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8692% | 543 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2016% | 1,514 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0268% | 8,085 |
| Percentage Net Loans Charged-off:Construction & development | -0.0018% | 7,655 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1341% | 8,294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7451% | 45 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0146% | 7,984 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3591% | 6,080 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0107% | 1,724 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3484% | 1,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0307% | 490 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9677% | 765 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1677% | 869 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0149% | 7,035 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0526% | 8,282 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2260% | 8,360 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0426% | 1,007 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0457% | 917 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2245% | 1,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1454% | 3,334 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8593% | 7,474 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1897% | 2,420 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0411% | 2,148 |
| Percentage Net Loans Charged-off:Construction & development | 0.0034% | 672 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0393% | 8,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1513% | 1,049 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1612% | 1,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2639% | 2,546 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1850% | 1,479 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8620% | 598 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2151% | 530 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1231% | 2,806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0248% | 2,218 |
| Percentage Net Loans Charged-off:Construction & development | 0.0048% | 515 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0635% | 8,256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1015% | 1,232 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1079% | 1,165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2679% | 2,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6296% | 2,605 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1685% | 686 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2425% | 458 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1249% | 2,545 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0063% | 2,352 |
| Percentage Net Loans Charged-off:Construction & development | 0.0074% | 401 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0966% | 8,338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0827% | 1,219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0878% | 1,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3164% | 1,717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7133% | 2,175 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5301% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4941% | 350 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1134% | 2,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0325% | 1,324 |
| Percentage Net Loans Charged-off:Construction & development | 0.0100% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0694% | 1,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0737% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2576% | 1,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5894% | 2,313 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9938% | 590 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1492% | 665 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1647% | 3,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0415% | 2,483 |
| Percentage Net Loans Charged-off:Construction & development | 0.0072% | 715 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0903% | 1,676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2177% | 281 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0817% | 1,736 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4211% | 2,331 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7472% | 2,808 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0411% | 945 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2196% | 505 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1242% | 3,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0482% | 1,978 |
| Percentage Net Loans Charged-off:Construction & development | 0.0095% | 570 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0992% | 1,374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2900% | 198 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0860% | 1,435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3253% | 2,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5090% | 3,377 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0987% | 1,211 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1838% | 997 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1181% | 3,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0453% | 1,834 |
| Percentage Net Loans Charged-off:Construction & development | 0.0155% | 427 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1055% | 1,196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1145% | 1,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3973% | 1,765 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4709% | 3,316 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2127% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4146% | 7,645 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0904% | 3,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0205% | 1,643 |
| Percentage Net Loans Charged-off:Construction & development | 0.0394% | 243 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0355% | 1,294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0374% | 1,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1627% | 1,666 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5511% | 2,778 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7149% | 640 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0686% | 7,716 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4622% | 1,592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4440% | 455 |
| Percentage Net Loans Charged-off:Construction & development | 0.0538% | 670 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1320% | 246 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1641% | 1,319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1703% | 1,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0062% | 7,545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8577% | 2,797 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3984% | 1,757 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1589% | 7,646 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2818% | 2,250 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2215% | 841 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5716% | 353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0951% | 1,514 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0989% | 1,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1694% | 8,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9160% | 2,369 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5163% | 1,273 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1100% | 3,821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0597% | 1,735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1486% | 1,045 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1547% | 1,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3665% | 8,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6958% | 2,849 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8197% | 1,396 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0582% | 4,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0559% | 1,372 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1399% | 863 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1453% | 835 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8031% | 8,520 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5725% | 2,963 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3061% | 1,029 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2620% | 3,066 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0441% | 2,681 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0691% | 1,179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0716% | 2,006 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0744% | 1,920 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8526% | 1,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7317% | 3,251 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0188% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1693% | 4,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0553% | 2,284 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0125% | 1,348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1179% | 1,379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5891% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0981% | 1,497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1649% | 3,826 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7081% | 3,236 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6469% | 1,007 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0603% | 660 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0853% | 4,936 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0196% | 649 |
| Percentage Net Loans Charged-off:Construction & development | 0.0339% | 201 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 1,277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0336% | 530 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0349% | 493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4818% | 463 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3762% | 899 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2625% | 461 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1339% | 4,169 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1125% | 4,864 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1083% | 5,326 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0201% | 10,169 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0184% | 10,297 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0239% | 7,897 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5648% | 695 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0334% | 728 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |