Home > Whidbey Island Bank > Income and Expense
Whidbey Island Bank, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $17,659,000 | 381 |
| Total interest expense | $1,118,000 | 662 |
| Net interest income | $16,541,000 | 364 |
| Provision for loan and lease losses | $-2,300,000 | 6,706 |
| Total noninterest income | $4,462,000 | 405 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $802,000 | 425 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $3,660,000 | 325 |
| Total noninterest expense | $16,320,000 | 349 |
| Salaries and employee benefits | $7,817,000 | 379 |
| Premises and equipment expense | $1,869,000 | 371 |
| Additional noninterest expense | $6,634,000 | 286 |
| Pre-tax net operating income | $6,983,000 | 332 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $2,286,000 | 302 |
| Income before extraordinary items | $4,697,000 | 374 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,697,000 | 373 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,697,000 | 374 |
| Net charge-offs | $3,000 | 3,257 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $4,697,000 | 365 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $75,401,000 | 345 |
| Total interest expense | $4,939,000 | 681 |
| Net interest income | $70,462,000 | 329 |
| Provision for loan and lease losses | $14,615,000 | 119 |
| Total noninterest income | $22,175,000 | 378 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $3,402,000 | 425 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $18,773,000 | 302 |
| Total noninterest expense | $55,314,000 | 406 |
| Salaries and employee benefits | $30,338,000 | 381 |
| Premises and equipment expense | $7,188,000 | 366 |
| Additional noninterest expense | $17,788,000 | 409 |
| Pre-tax net operating income | $22,708,000 | 393 |
| Securities gains (losses) | $556,000 | 412 |
| Applicable income taxes | $7,536,000 | 335 |
| Income before extraordinary items | $15,728,000 | 440 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $15,728,000 | 440 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $15,728,000 | 441 |
| Net charge-offs | $1,929,000 | 767 |
| Cash dividends | $8,850,000 | 358 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $15,349,920 | 446 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $56,836,000 | 345 |
| Total interest expense | $3,762,000 | 698 |
| Net interest income | $53,074,000 | 332 |
| Provision for loan and lease losses | $14,239,000 | 103 |
| Total noninterest income | $18,896,000 | 350 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $2,531,000 | 429 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $16,365,000 | 277 |
| Total noninterest expense | $39,283,000 | 423 |
| Salaries and employee benefits | $21,822,000 | 392 |
| Premises and equipment expense | $5,321,000 | 370 |
| Additional noninterest expense | $12,140,000 | 446 |
| Pre-tax net operating income | $18,448,000 | 384 |
| Securities gains (losses) | $556,000 | 370 |
| Applicable income taxes | $6,203,000 | 323 |
| Income before extraordinary items | $12,801,000 | 412 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $12,801,000 | 409 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $12,801,000 | 413 |
| Net charge-offs | $2,030,000 | 587 |
| Cash dividends | $6,100,000 | 352 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $12,428,480 | 417 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $38,343,000 | 340 |
| Total interest expense | $2,558,000 | 697 |
| Net interest income | $35,785,000 | 322 |
| Provision for loan and lease losses | $13,714,000 | 83 |
| Total noninterest income | $15,437,000 | 306 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $1,660,000 | 430 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $13,777,000 | 248 |
| Total noninterest expense | $26,132,000 | 420 |
| Salaries and employee benefits | $14,590,000 | 395 |
| Premises and equipment expense | $3,566,000 | 367 |
| Additional noninterest expense | $7,976,000 | 447 |
| Pre-tax net operating income | $11,376,000 | 396 |
| Securities gains (losses) | $556,000 | 332 |
| Applicable income taxes | $3,883,000 | 338 |
| Income before extraordinary items | $8,049,000 | 422 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $8,049,000 | 423 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $8,049,000 | 424 |
| Net charge-offs | $1,480,000 | 575 |
| Cash dividends | $5,500,000 | 276 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $7,676,480 | 429 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $19,629,000 | 336 |
| Total interest expense | $1,309,000 | 702 |
| Net interest income | $18,320,000 | 320 |
| Provision for loan and lease losses | $1,950,000 | 214 |
| Total noninterest income | $4,047,000 | 491 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $814,000 | 433 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,233,000 | 424 |
| Total noninterest expense | $13,553,000 | 410 |
| Salaries and employee benefits | $7,525,000 | 385 |
| Premises and equipment expense | $1,771,000 | 368 |
| Additional noninterest expense | $4,257,000 | 431 |
| Pre-tax net operating income | $6,864,000 | 339 |
| Securities gains (losses) | $265,000 | 363 |
| Applicable income taxes | $2,274,000 | 309 |
| Income before extraordinary items | $4,855,000 | 357 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,855,000 | 358 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,855,000 | 358 |
| Net charge-offs | $670,000 | 635 |
| Cash dividends | $2,600,000 | 241 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $4,674,800 | 360 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $89,790,000 | 314 |
| Total interest expense | $6,581,000 | 651 |
| Net interest income | $83,209,000 | 293 |
| Provision for loan and lease losses | $9,744,000 | 278 |
| Total noninterest income | $14,917,000 | 510 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $3,560,000 | 413 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $11,357,000 | 451 |
| Total noninterest expense | $63,040,000 | 361 |
| Salaries and employee benefits | $29,426,000 | 377 |
| Premises and equipment expense | $6,726,000 | 375 |
| Additional noninterest expense | $26,888,000 | 310 |
| Pre-tax net operating income | $25,342,000 | 355 |
| Securities gains (losses) | $931,000 | 568 |
| Applicable income taxes | $8,406,000 | 314 |
| Income before extraordinary items | $17,867,000 | 385 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $17,867,000 | 385 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $17,867,000 | 385 |
| Net charge-offs | $7,986,000 | 386 |
| Cash dividends | $8,900,000 | 351 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $17,233,920 | 387 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $68,336,000 | 309 |
| Total interest expense | $5,126,000 | 656 |
| Net interest income | $63,210,000 | 293 |
| Provision for loan and lease losses | $5,998,000 | 350 |
| Total noninterest income | $10,651,000 | 513 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $2,699,000 | 414 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $7,952,000 | 466 |
| Total noninterest expense | $49,391,000 | 341 |
| Salaries and employee benefits | $21,918,000 | 379 |
| Premises and equipment expense | $5,015,000 | 374 |
| Additional noninterest expense | $22,458,000 | 280 |
| Pre-tax net operating income | $18,472,000 | 364 |
| Securities gains (losses) | $685,000 | 589 |
| Applicable income taxes | $6,122,000 | 325 |
| Income before extraordinary items | $13,035,000 | 410 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $13,035,000 | 409 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $13,035,000 | 409 |
| Net charge-offs | $7,063,000 | 344 |
| Cash dividends | $6,300,000 | 301 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $12,569,200 | 399 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $46,059,000 | 309 |
| Total interest expense | $3,550,000 | 656 |
| Net interest income | $42,509,000 | 294 |
| Provision for loan and lease losses | $4,748,000 | 311 |
| Total noninterest income | $6,973,000 | 513 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,814,000 | 413 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,159,000 | 466 |
| Total noninterest expense | $33,294,000 | 337 |
| Salaries and employee benefits | $14,351,000 | 382 |
| Premises and equipment expense | $3,317,000 | 381 |
| Additional noninterest expense | $15,626,000 | 276 |
| Pre-tax net operating income | $11,440,000 | 381 |
| Securities gains (losses) | $342,000 | 771 |
| Applicable income taxes | $3,630,000 | 348 |
| Income before extraordinary items | $8,152,000 | 407 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $8,152,000 | 405 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $8,152,000 | 406 |
| Net charge-offs | $4,817,000 | 348 |
| Cash dividends | $4,500,000 | 282 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $7,916,020 | 401 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $23,251,000 | 306 |
| Total interest expense | $1,845,000 | 648 |
| Net interest income | $21,406,000 | 290 |
| Provision for loan and lease losses | $1,947,000 | 365 |
| Total noninterest income | $3,810,000 | 481 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $893,000 | 412 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,917,000 | 422 |
| Total noninterest expense | $16,275,000 | 336 |
| Salaries and employee benefits | $7,211,000 | 375 |
| Premises and equipment expense | $1,694,000 | 377 |
| Additional noninterest expense | $7,370,000 | 277 |
| Pre-tax net operating income | $6,994,000 | 313 |
| Securities gains (losses) | $342,000 | 397 |
| Applicable income taxes | $2,308,000 | 292 |
| Income before extraordinary items | $5,028,000 | 345 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $5,028,000 | 346 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $5,028,000 | 346 |
| Net charge-offs | $2,040,000 | 403 |
| Cash dividends | $2,000,000 | 258 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $4,792,020 | 341 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $89,777,000 | 321 |
| Total interest expense | $9,494,000 | 606 |
| Net interest income | $80,283,000 | 292 |
| Provision for loan and lease losses | $10,034,000 | 417 |
| Total noninterest income | $16,579,000 | 429 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $3,818,000 | 403 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $12,761,000 | 365 |
| Total noninterest expense | $62,386,000 | 342 |
| Salaries and employee benefits | $27,105,000 | 377 |
| Premises and equipment expense | $6,433,000 | 404 |
| Additional noninterest expense | $28,848,000 | 287 |
| Pre-tax net operating income | $24,442,000 | 313 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $7,593,000 | 305 |
| Income before extraordinary items | $16,849,000 | 345 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $16,849,000 | 345 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $16,849,000 | 346 |
| Net charge-offs | $11,280,000 | 404 |
| Cash dividends | $36,280,000 | 96 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $16,849,000 | 334 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $66,733,000 | 327 |
| Total interest expense | $7,448,000 | 601 |
| Net interest income | $59,285,000 | 292 |
| Provision for loan and lease losses | $8,182,000 | 380 |
| Total noninterest income | $12,886,000 | 418 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $2,884,000 | 404 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $10,002,000 | 346 |
| Total noninterest expense | $46,004,000 | 347 |
| Salaries and employee benefits | $20,811,000 | 365 |
| Premises and equipment expense | $4,806,000 | 414 |
| Additional noninterest expense | $20,387,000 | 301 |
| Pre-tax net operating income | $17,985,000 | 320 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $5,584,000 | 314 |
| Income before extraordinary items | $12,401,000 | 353 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $12,401,000 | 353 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $12,401,000 | 353 |
| Net charge-offs | $8,376,000 | 409 |
| Cash dividends | $3,800,000 | 367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $12,401,000 | 344 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $44,338,000 | 332 |
| Total interest expense | $5,140,000 | 599 |
| Net interest income | $39,198,000 | 296 |
| Provision for loan and lease losses | $6,000,000 | 357 |
| Total noninterest income | $6,425,000 | 515 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,928,000 | 403 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,497,000 | 464 |
| Total noninterest expense | $27,144,000 | 394 |
| Salaries and employee benefits | $13,601,000 | 372 |
| Premises and equipment expense | $3,166,000 | 418 |
| Additional noninterest expense | $10,377,000 | 377 |
| Pre-tax net operating income | $12,479,000 | 298 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $3,897,000 | 292 |
| Income before extraordinary items | $8,582,000 | 338 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $8,582,000 | 338 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $8,582,000 | 338 |
| Net charge-offs | $5,405,000 | 435 |
| Cash dividends | $2,700,000 | 339 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $8,582,000 | 321 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $22,081,000 | 334 |
| Total interest expense | $2,592,000 | 623 |
| Net interest income | $19,489,000 | 296 |
| Provision for loan and lease losses | $3,000,000 | 364 |
| Total noninterest income | $3,677,000 | 460 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $963,000 | 395 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,714,000 | 413 |
| Total noninterest expense | $13,816,000 | 386 |
| Salaries and employee benefits | $6,763,000 | 379 |
| Premises and equipment expense | $1,627,000 | 416 |
| Additional noninterest expense | $5,426,000 | 360 |
| Pre-tax net operating income | $6,350,000 | 294 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $2,022,000 | 272 |
| Income before extraordinary items | $4,328,000 | 327 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,328,000 | 326 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,328,000 | 327 |
| Net charge-offs | $2,574,000 | 460 |
| Cash dividends | $1,700,000 | 238 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $4,328,000 | 324 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $76,422,000 | 397 |
| Total interest expense | $11,335,000 | 705 |
| Net interest income | $65,087,000 | 350 |
| Provision for loan and lease losses | $12,150,000 | 570 |
| Total noninterest income | $32,925,000 | 270 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,347,000 | 454 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $29,578,000 | 224 |
| Total noninterest expense | $47,184,000 | 452 |
| Salaries and employee benefits | $23,246,000 | 418 |
| Premises and equipment expense | $5,546,000 | 468 |
| Additional noninterest expense | $18,392,000 | 434 |
| Pre-tax net operating income | $38,678,000 | 185 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $12,253,000 | 191 |
| Income before extraordinary items | $26,425,000 | 206 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $26,425,000 | 207 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $26,425,000 | 207 |
| Net charge-offs | $9,550,000 | 626 |
| Cash dividends | $500,000 | 2,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $26,425,000 | 200 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $52,895,000 | 428 |
| Total interest expense | $8,626,000 | 721 |
| Net interest income | $44,269,000 | 367 |
| Provision for loan and lease losses | $8,650,000 | 562 |
| Total noninterest income | $27,421,000 | 248 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $2,414,000 | 469 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $25,007,000 | 199 |
| Total noninterest expense | $31,831,000 | 480 |
| Salaries and employee benefits | $17,220,000 | 420 |
| Premises and equipment expense | $3,985,000 | 486 |
| Additional noninterest expense | $10,626,000 | 521 |
| Pre-tax net operating income | $31,209,000 | 177 |
| Securities gains (losses) | $3,000 | 3,393 |
| Applicable income taxes | $10,291,000 | 167 |
| Income before extraordinary items | $20,921,000 | 192 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $20,921,000 | 192 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $20,921,000 | 193 |
| Net charge-offs | $6,926,000 | 626 |
| Cash dividends | $500,000 | 1,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $20,918,990 | 190 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $32,830,000 | 458 |
| Total interest expense | $5,493,000 | 798 |
| Net interest income | $27,337,000 | 397 |
| Provision for loan and lease losses | $4,700,000 | 658 |
| Total noninterest income | $6,654,000 | 503 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,538,000 | 488 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $5,116,000 | 415 |
| Total noninterest expense | $19,160,000 | 532 |
| Salaries and employee benefits | $10,703,000 | 452 |
| Premises and equipment expense | $2,325,000 | 553 |
| Additional noninterest expense | $6,132,000 | 585 |
| Pre-tax net operating income | $10,131,000 | 294 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $3,099,000 | 287 |
| Income before extraordinary items | $7,032,000 | 318 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $7,032,000 | 317 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $7,032,000 | 318 |
| Net charge-offs | $3,937,000 | 674 |
| Cash dividends | $500,000 | 1,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $7,032,000 | 312 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $13,747,000 | 566 |
| Total interest expense | $2,595,000 | 901 |
| Net interest income | $11,152,000 | 493 |
| Provision for loan and lease losses | $2,150,000 | 710 |
| Total noninterest income | $1,665,000 | 817 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $711,000 | 535 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $954,000 | 825 |
| Total noninterest expense | $7,575,000 | 663 |
| Salaries and employee benefits | $4,263,000 | 566 |
| Premises and equipment expense | $1,005,000 | 667 |
| Additional noninterest expense | $2,307,000 | 782 |
| Pre-tax net operating income | $3,092,000 | 436 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $907,000 | 409 |
| Income before extraordinary items | $2,185,000 | 507 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,185,000 | 509 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $2,185,000 | 509 |
| Net charge-offs | $1,898,000 | 667 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $2,185,000 | 490 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $54,545,000 | 597 |
| Total interest expense | $13,354,000 | 884 |
| Net interest income | $41,191,000 | 516 |
| Provision for loan and lease losses | $10,200,000 | 856 |
| Total noninterest income | $7,424,000 | 806 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $3,336,000 | 505 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $4,088,000 | 831 |
| Total noninterest expense | $27,761,000 | 759 |
| Salaries and employee benefits | $14,054,000 | 679 |
| Premises and equipment expense | $4,171,000 | 637 |
| Additional noninterest expense | $9,536,000 | 837 |
| Pre-tax net operating income | $10,654,000 | 393 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $3,429,000 | 360 |
| Income before extraordinary items | $7,225,000 | 459 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,225,000 | 459 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $7,225,000 | 461 |
| Net charge-offs | $6,238,000 | 970 |
| Cash dividends | $4,175,000 | 418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $7,225,000 | 455 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $40,688,000 | 619 |
| Total interest expense | $10,447,000 | 895 |
| Net interest income | $30,241,000 | 543 |
| Provision for loan and lease losses | $7,950,000 | 747 |
| Total noninterest income | $5,759,000 | 784 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $2,551,000 | 494 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,208,000 | 821 |
| Total noninterest expense | $20,412,000 | 769 |
| Salaries and employee benefits | $10,168,000 | 721 |
| Premises and equipment expense | $3,156,000 | 646 |
| Additional noninterest expense | $7,088,000 | 803 |
| Pre-tax net operating income | $7,638,000 | 427 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $2,382,000 | 400 |
| Income before extraordinary items | $5,256,000 | 510 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $5,256,000 | 508 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $5,256,000 | 511 |
| Net charge-offs | $4,318,000 | 918 |
| Cash dividends | $3,175,000 | 385 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,256,000 | 506 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $26,771,000 | 639 |
| Total interest expense | $7,152,000 | 919 |
| Net interest income | $19,619,000 | 556 |
| Provision for loan and lease losses | $5,450,000 | 697 |
| Total noninterest income | $3,958,000 | 778 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,666,000 | 501 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,292,000 | 789 |
| Total noninterest expense | $13,250,000 | 806 |
| Salaries and employee benefits | $6,550,000 | 768 |
| Premises and equipment expense | $2,072,000 | 673 |
| Additional noninterest expense | $4,628,000 | 834 |
| Pre-tax net operating income | $4,877,000 | 447 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,521,000 | 421 |
| Income before extraordinary items | $3,356,000 | 528 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,356,000 | 527 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $3,356,000 | 528 |
| Net charge-offs | $2,930,000 | 875 |
| Cash dividends | $2,500,000 | 353 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $3,356,000 | 509 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $13,246,000 | 655 |
| Total interest expense | $3,652,000 | 927 |
| Net interest income | $9,594,000 | 569 |
| Provision for loan and lease losses | $2,450,000 | 646 |
| Total noninterest income | $1,931,000 | 765 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $836,000 | 483 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,095,000 | 789 |
| Total noninterest expense | $6,281,000 | 810 |
| Salaries and employee benefits | $3,228,000 | 781 |
| Premises and equipment expense | $1,019,000 | 701 |
| Additional noninterest expense | $2,034,000 | 813 |
| Pre-tax net operating income | $2,794,000 | 426 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $922,000 | 374 |
| Income before extraordinary items | $1,872,000 | 529 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,872,000 | 529 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,872,000 | 532 |
| Net charge-offs | $1,377,000 | 780 |
| Cash dividends | $1,500,000 | 282 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,872,000 | 490 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $58,935,000 | 630 |
| Total interest expense | $19,580,000 | 804 |
| Net interest income | $39,355,000 | 557 |
| Provision for loan and lease losses | $5,050,000 | 990 |
| Total noninterest income | $6,585,000 | 844 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,891,000 | 598 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $3,694,000 | 827 |
| Total noninterest expense | $26,245,000 | 757 |
| Salaries and employee benefits | $14,798,000 | 663 |
| Premises and equipment expense | $3,740,000 | 736 |
| Additional noninterest expense | $7,707,000 | 851 |
| Pre-tax net operating income | $14,645,000 | 374 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $4,762,000 | 335 |
| Income before extraordinary items | $9,883,000 | 387 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $9,883,000 | 387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,926,000 | 827 |
| Cash dividends | $1,200,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $9,883,000 | 411 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $44,751,000 | 644 |
| Total interest expense | $15,187,000 | 813 |
| Net interest income | $29,564,000 | 571 |
| Provision for loan and lease losses | $3,150,000 | 875 |
| Total noninterest income | $5,082,000 | 859 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $2,072,000 | 635 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,010,000 | 821 |
| Total noninterest expense | $19,816,000 | 744 |
| Salaries and employee benefits | $11,305,000 | 663 |
| Premises and equipment expense | $2,780,000 | 752 |
| Additional noninterest expense | $5,731,000 | 817 |
| Pre-tax net operating income | $11,680,000 | 440 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $3,825,000 | 382 |
| Income before extraordinary items | $7,855,000 | 461 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $7,855,000 | 460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,788,000 | 672 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $7,855,000 | 486 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $30,133,000 | 645 |
| Total interest expense | $10,501,000 | 806 |
| Net interest income | $19,632,000 | 571 |
| Provision for loan and lease losses | $2,075,000 | 764 |
| Total noninterest income | $3,331,000 | 882 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,388,000 | 617 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,943,000 | 860 |
| Total noninterest expense | $12,616,000 | 773 |
| Salaries and employee benefits | $7,508,000 | 665 |
| Premises and equipment expense | $1,841,000 | 756 |
| Additional noninterest expense | $3,267,000 | 911 |
| Pre-tax net operating income | $8,272,000 | 447 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $2,700,000 | 408 |
| Income before extraordinary items | $5,572,000 | 500 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,572,000 | 499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,616,000 | 634 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $5,572,000 | 490 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $15,558,000 | 648 |
| Total interest expense | $5,599,000 | 811 |
| Net interest income | $9,959,000 | 561 |
| Provision for loan and lease losses | $1,025,000 | 609 |
| Total noninterest income | $1,747,000 | 844 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $701,000 | 606 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,046,000 | 835 |
| Total noninterest expense | $6,616,000 | 726 |
| Salaries and employee benefits | $3,878,000 | 644 |
| Premises and equipment expense | $944,000 | 740 |
| Additional noninterest expense | $1,794,000 | 803 |
| Pre-tax net operating income | $4,065,000 | 488 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,304,000 | 484 |
| Income before extraordinary items | $2,761,000 | 552 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,761,000 | 553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $747,000 | 559 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,761,000 | 526 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $62,476,000 | 669 |
| Total interest expense | $23,048,000 | 858 |
| Net interest income | $39,428,000 | 578 |
| Provision for loan and lease losses | $3,000,000 | 629 |
| Total noninterest income | $7,271,000 | 803 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $3,011,000 | 581 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $4,260,000 | 792 |
| Total noninterest expense | $27,049,000 | 702 |
| Salaries and employee benefits | $16,714,000 | 580 |
| Premises and equipment expense | $3,730,000 | 716 |
| Additional noninterest expense | $6,605,000 | 857 |
| Pre-tax net operating income | $16,650,000 | 539 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $5,253,000 | 524 |
| Income before extraordinary items | $11,397,000 | 571 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $11,397,000 | 569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,922,000 | 635 |
| Cash dividends | $800,000 | 2,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $11,397,000 | 561 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $46,412,000 | 673 |
| Total interest expense | $16,968,000 | 873 |
| Net interest income | $29,444,000 | 579 |
| Provision for loan and lease losses | $2,200,000 | 481 |
| Total noninterest income | $5,569,000 | 790 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,264,000 | 571 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,305,000 | 771 |
| Total noninterest expense | $20,023,000 | 697 |
| Salaries and employee benefits | $12,464,000 | 582 |
| Premises and equipment expense | $2,804,000 | 711 |
| Additional noninterest expense | $4,755,000 | 864 |
| Pre-tax net operating income | $12,790,000 | 570 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $4,040,000 | 549 |
| Income before extraordinary items | $8,750,000 | 611 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $8,750,000 | 609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,493,000 | 491 |
| Cash dividends | $800,000 | 2,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $8,750,000 | 602 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $30,160,000 | 707 |
| Total interest expense | $10,973,000 | 902 |
| Net interest income | $19,187,000 | 606 |
| Provision for loan and lease losses | $1,400,000 | 452 |
| Total noninterest income | $3,699,000 | 821 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,540,000 | 571 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,159,000 | 806 |
| Total noninterest expense | $13,444,000 | 705 |
| Salaries and employee benefits | $8,404,000 | 592 |
| Premises and equipment expense | $1,883,000 | 725 |
| Additional noninterest expense | $3,157,000 | 889 |
| Pre-tax net operating income | $8,042,000 | 623 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,565,000 | 591 |
| Income before extraordinary items | $5,477,000 | 669 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,477,000 | 668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $922,000 | 473 |
| Cash dividends | $800,000 | 1,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $5,477,000 | 657 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $14,702,000 | 715 |
| Total interest expense | $5,357,000 | 907 |
| Net interest income | $9,345,000 | 614 |
| Provision for loan and lease losses | $550,000 | 493 |
| Total noninterest income | $1,768,000 | 828 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $775,000 | 535 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $993,000 | 848 |
| Total noninterest expense | $6,808,000 | 692 |
| Salaries and employee benefits | $4,386,000 | 577 |
| Premises and equipment expense | $937,000 | 729 |
| Additional noninterest expense | $1,485,000 | 920 |
| Pre-tax net operating income | $3,755,000 | 655 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,182,000 | 637 |
| Income before extraordinary items | $2,573,000 | 703 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,573,000 | 702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $386,000 | 487 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,573,000 | 693 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $55,331,000 | 697 |
| Total interest expense | $17,103,000 | 978 |
| Net interest income | $38,228,000 | 599 |
| Provision for loan and lease losses | $2,675,000 | 425 |
| Total noninterest income | $7,110,000 | 822 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $3,139,000 | 547 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,971,000 | 820 |
| Total noninterest expense | $27,035,000 | 660 |
| Salaries and employee benefits | $16,709,000 | 568 |
| Premises and equipment expense | $3,459,000 | 736 |
| Additional noninterest expense | $6,867,000 | 788 |
| Pre-tax net operating income | $15,628,000 | 663 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $4,901,000 | 642 |
| Income before extraordinary items | $10,727,000 | 695 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $10,727,000 | 694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,437,000 | 511 |
| Cash dividends | $2,850,000 | 1,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $10,727,000 | 687 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $40,522,000 | 720 |
| Total interest expense | $11,851,000 | 1,026 |
| Net interest income | $28,671,000 | 613 |
| Provision for loan and lease losses | $2,050,000 | 393 |
| Total noninterest income | $5,375,000 | 825 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,362,000 | 550 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,013,000 | 812 |
| Total noninterest expense | $19,481,000 | 695 |
| Salaries and employee benefits | $12,421,000 | 587 |
| Premises and equipment expense | $2,548,000 | 761 |
| Additional noninterest expense | $4,512,000 | 885 |
| Pre-tax net operating income | $12,515,000 | 647 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $3,926,000 | 648 |
| Income before extraordinary items | $8,589,000 | 691 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $8,589,000 | 691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $875,000 | 519 |
| Cash dividends | $1,950,000 | 1,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $8,589,000 | 682 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $26,112,000 | 727 |
| Total interest expense | $7,192,000 | 1,076 |
| Net interest income | $18,920,000 | 621 |
| Provision for loan and lease losses | $1,300,000 | 395 |
| Total noninterest income | $3,625,000 | 813 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,589,000 | 540 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,036,000 | 804 |
| Total noninterest expense | $12,829,000 | 708 |
| Salaries and employee benefits | $8,200,000 | 595 |
| Premises and equipment expense | $1,680,000 | 770 |
| Additional noninterest expense | $2,949,000 | 905 |
| Pre-tax net operating income | $8,416,000 | 640 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,774,000 | 627 |
| Income before extraordinary items | $5,642,000 | 701 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,642,000 | 700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $505,000 | 555 |
| Cash dividends | $1,100,000 | 1,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $5,642,000 | 687 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $12,622,000 | 735 |
| Total interest expense | $3,243,000 | 1,131 |
| Net interest income | $9,379,000 | 617 |
| Provision for loan and lease losses | $500,000 | 481 |
| Total noninterest income | $1,912,000 | 768 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $779,000 | 526 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,133,000 | 729 |
| Total noninterest expense | $6,533,000 | 688 |
| Salaries and employee benefits | $4,251,000 | 580 |
| Premises and equipment expense | $815,000 | 792 |
| Additional noninterest expense | $1,467,000 | 904 |
| Pre-tax net operating income | $4,258,000 | 634 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,395,000 | 619 |
| Income before extraordinary items | $2,863,000 | 680 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,863,000 | 679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 657 |
| Cash dividends | $250,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,863,000 | 667 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $45,649,000 | 711 |
| Total interest expense | $10,492,000 | 1,069 |
| Net interest income | $35,157,000 | 620 |
| Provision for loan and lease losses | $2,250,000 | 477 |
| Total noninterest income | $7,508,000 | 777 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $3,000,000 | 561 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,508,000 | 724 |
| Total noninterest expense | $24,615,000 | 700 |
| Salaries and employee benefits | $14,987,000 | 608 |
| Premises and equipment expense | $3,274,000 | 738 |
| Additional noninterest expense | $6,354,000 | 816 |
| Pre-tax net operating income | $15,800,000 | 646 |
| Securities gains (losses) | $-50,000 | 8,185 |
| Applicable income taxes | $5,136,000 | 624 |
| Income before extraordinary items | $10,614,000 | 689 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $10,614,000 | 690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,343,000 | 545 |
| Cash dividends | $2,350,000 | 1,297 |
| Sale, conversion, retirement of capital stock, net | $113,000 | 709 |
| Net operating income | $10,647,500 | 673 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $33,102,000 | 707 |
| Total interest expense | $7,506,000 | 1,056 |
| Net interest income | $25,596,000 | 629 |
| Provision for loan and lease losses | $1,500,000 | 502 |
| Total noninterest income | $5,712,000 | 771 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,191,000 | 578 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,521,000 | 715 |
| Total noninterest expense | $17,975,000 | 702 |
| Salaries and employee benefits | $10,945,000 | 619 |
| Premises and equipment expense | $2,448,000 | 740 |
| Additional noninterest expense | $4,582,000 | 842 |
| Pre-tax net operating income | $11,833,000 | 642 |
| Securities gains (losses) | $-50,000 | 8,481 |
| Applicable income taxes | $3,839,000 | 634 |
| Income before extraordinary items | $7,944,000 | 689 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,944,000 | 689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $810,000 | 575 |
| Cash dividends | $1,500,000 | 1,333 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 580 |
| Net operating income | $7,977,500 | 667 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $21,359,000 | 711 |
| Total interest expense | $4,810,000 | 1,032 |
| Net interest income | $16,549,000 | 635 |
| Provision for loan and lease losses | $950,000 | 542 |
| Total noninterest income | $3,671,000 | 786 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,396,000 | 595 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,275,000 | 733 |
| Total noninterest expense | $11,744,000 | 708 |
| Salaries and employee benefits | $7,183,000 | 621 |
| Premises and equipment expense | $1,600,000 | 750 |
| Additional noninterest expense | $2,961,000 | 852 |
| Pre-tax net operating income | $7,526,000 | 652 |
| Securities gains (losses) | $-50,000 | 8,595 |
| Applicable income taxes | $2,480,000 | 645 |
| Income before extraordinary items | $4,996,000 | 715 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,996,000 | 717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 897 |
| Cash dividends | $750,000 | 1,658 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 537 |
| Net operating income | $5,029,500 | 691 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $10,258,000 | 727 |
| Total interest expense | $2,275,000 | 1,032 |
| Net interest income | $7,983,000 | 648 |
| Provision for loan and lease losses | $425,000 | 558 |
| Total noninterest income | $1,689,000 | 821 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $663,000 | 602 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,026,000 | 774 |
| Total noninterest expense | $5,694,000 | 728 |
| Salaries and employee benefits | $3,406,000 | 650 |
| Premises and equipment expense | $772,000 | 775 |
| Additional noninterest expense | $1,516,000 | 826 |
| Pre-tax net operating income | $3,553,000 | 691 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,151,000 | 682 |
| Income before extraordinary items | $2,402,000 | 735 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,402,000 | 736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 547 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,402,000 | 712 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $38,216,000 | 726 |
| Total interest expense | $8,048,000 | 1,002 |
| Net interest income | $30,168,000 | 661 |
| Provision for loan and lease losses | $3,500,000 | 335 |
| Total noninterest income | $6,789,000 | 820 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,867,000 | 606 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,922,000 | 797 |
| Total noninterest expense | $22,666,000 | 714 |
| Salaries and employee benefits | $13,650,000 | 626 |
| Premises and equipment expense | $3,132,000 | 736 |
| Additional noninterest expense | $5,884,000 | 849 |
| Pre-tax net operating income | $10,791,000 | 819 |
| Securities gains (losses) | $144,000 | 1,005 |
| Applicable income taxes | $3,422,000 | 814 |
| Income before extraordinary items | $7,513,000 | 873 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,513,000 | 874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,713,000 | 520 |
| Cash dividends | $3,150,000 | 934 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $7,413,640 | 854 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $28,209,000 | 733 |
| Total interest expense | $5,936,000 | 1,000 |
| Net interest income | $22,273,000 | 664 |
| Provision for loan and lease losses | $2,325,000 | 376 |
| Total noninterest income | $4,741,000 | 887 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,173,000 | 605 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,568,000 | 897 |
| Total noninterest expense | $16,959,000 | 707 |
| Salaries and employee benefits | $10,254,000 | 620 |
| Premises and equipment expense | $2,331,000 | 741 |
| Additional noninterest expense | $4,374,000 | 846 |
| Pre-tax net operating income | $7,730,000 | 866 |
| Securities gains (losses) | $144,000 | 959 |
| Applicable income taxes | $2,529,000 | 846 |
| Income before extraordinary items | $5,345,000 | 931 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,345,000 | 932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $935,000 | 599 |
| Cash dividends | $2,400,000 | 830 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $5,247,080 | 912 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $18,378,000 | 746 |
| Total interest expense | $3,892,000 | 998 |
| Net interest income | $14,486,000 | 674 |
| Provision for loan and lease losses | $1,600,000 | 368 |
| Total noninterest income | $3,045,000 | 912 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,465,000 | 594 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,580,000 | 953 |
| Total noninterest expense | $11,325,000 | 706 |
| Salaries and employee benefits | $6,860,000 | 617 |
| Premises and equipment expense | $1,583,000 | 731 |
| Additional noninterest expense | $2,882,000 | 862 |
| Pre-tax net operating income | $4,606,000 | 948 |
| Securities gains (losses) | $144,000 | 808 |
| Applicable income taxes | $1,506,000 | 917 |
| Income before extraordinary items | $3,244,000 | 1,016 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,244,000 | 1,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $790,000 | 511 |
| Cash dividends | $1,650,000 | 815 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,146,080 | 1,004 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $9,055,000 | 772 |
| Total interest expense | $1,913,000 | 1,037 |
| Net interest income | $7,142,000 | 689 |
| Provision for loan and lease losses | $825,000 | 355 |
| Total noninterest income | $1,439,000 | 947 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $721,000 | 600 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $718,000 | 1,006 |
| Total noninterest expense | $5,601,000 | 723 |
| Salaries and employee benefits | $3,462,000 | 627 |
| Premises and equipment expense | $792,000 | 745 |
| Additional noninterest expense | $1,347,000 | 915 |
| Pre-tax net operating income | $2,156,000 | 1,000 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $668,000 | 1,023 |
| Income before extraordinary items | $1,488,000 | 1,103 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,488,000 | 1,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $461,000 | 450 |
| Cash dividends | $900,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,488,000 | 1,044 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $35,786,000 | 798 |
| Total interest expense | $7,987,000 | 1,126 |
| Net interest income | $27,799,000 | 674 |
| Provision for loan and lease losses | $3,200,000 | 447 |
| Total noninterest income | $6,101,000 | 957 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,037,000 | 841 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $4,064,000 | 885 |
| Total noninterest expense | $20,304,000 | 798 |
| Salaries and employee benefits | $12,185,000 | 693 |
| Premises and equipment expense | $2,847,000 | 792 |
| Additional noninterest expense | $5,272,000 | 966 |
| Pre-tax net operating income | $10,396,000 | 831 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $3,285,000 | 855 |
| Income before extraordinary items | $7,111,000 | 913 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,111,000 | 915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,598,000 | 454 |
| Cash dividends | $3,007,000 | 990 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $7,111,000 | 856 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $26,761,000 | 815 |
| Total interest expense | $6,135,000 | 1,145 |
| Net interest income | $20,626,000 | 693 |
| Provision for loan and lease losses | $2,438,000 | 454 |
| Total noninterest income | $4,702,000 | 973 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,404,000 | 924 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,298,000 | 867 |
| Total noninterest expense | $15,046,000 | 814 |
| Salaries and employee benefits | $9,091,000 | 720 |
| Premises and equipment expense | $2,070,000 | 827 |
| Additional noninterest expense | $3,885,000 | 989 |
| Pre-tax net operating income | $7,844,000 | 853 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,667,000 | 852 |
| Income before extraordinary items | $5,177,000 | 967 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,177,000 | 967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,610,000 | 517 |
| Cash dividends | $2,257,000 | 918 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $5,177,000 | 906 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $17,658,000 | 829 |
| Total interest expense | $4,197,000 | 1,138 |
| Net interest income | $13,461,000 | 707 |
| Provision for loan and lease losses | $1,600,000 | 459 |
| Total noninterest income | $2,988,000 | 1,003 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $950,000 | 895 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,038,000 | 910 |
| Total noninterest expense | $9,937,000 | 821 |
| Salaries and employee benefits | $5,991,000 | 729 |
| Premises and equipment expense | $1,360,000 | 837 |
| Additional noninterest expense | $2,586,000 | 978 |
| Pre-tax net operating income | $4,912,000 | 900 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,670,000 | 904 |
| Income before extraordinary items | $3,242,000 | 1,034 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,242,000 | 1,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,167,000 | 469 |
| Cash dividends | $1,644,000 | 885 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,242,000 | 957 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $8,666,000 | 852 |
| Total interest expense | $2,147,000 | 1,145 |
| Net interest income | $6,519,000 | 734 |
| Provision for loan and lease losses | $763,000 | 465 |
| Total noninterest income | $1,466,000 | 992 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $456,000 | 909 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,010,000 | 883 |
| Total noninterest expense | $4,954,000 | 822 |
| Salaries and employee benefits | $2,999,000 | 722 |
| Premises and equipment expense | $665,000 | 873 |
| Additional noninterest expense | $1,290,000 | 955 |
| Pre-tax net operating income | $2,268,000 | 980 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $775,000 | 978 |
| Income before extraordinary items | $1,493,000 | 1,114 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,493,000 | 1,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $402,000 | 578 |
| Cash dividends | $514,000 | 1,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,493,000 | 1,030 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $34,721,000 | 880 |
| Total interest expense | $10,221,000 | 1,094 |
| Net interest income | $24,500,000 | 770 |
| Provision for loan and lease losses | $3,866,000 | 458 |
| Total noninterest income | $5,084,000 | 1,048 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,700,000 | 947 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,384,000 | 919 |
| Total noninterest expense | $17,000,000 | 926 |
| Salaries and employee benefits | $10,205,000 | 790 |
| Premises and equipment expense | $2,313,000 | 945 |
| Additional noninterest expense | $4,482,000 | 1,105 |
| Pre-tax net operating income | $8,718,000 | 975 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,944,000 | 937 |
| Income before extraordinary items | $5,774,000 | 1,084 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,774,000 | 1,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,660,000 | 472 |
| Cash dividends | $1,811,000 | 1,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,774,000 | 1,040 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $32,619,000 | 1,046 |
| Total interest expense | $13,424,000 | 1,199 |
| Net interest income | $19,195,000 | 928 |
| Provision for loan and lease losses | $2,780,000 | 542 |
| Total noninterest income | $4,820,000 | 1,027 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,634,000 | 902 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,186,000 | 900 |
| Total noninterest expense | $14,725,000 | 1,008 |
| Salaries and employee benefits | $8,813,000 | 843 |
| Premises and equipment expense | $2,163,000 | 971 |
| Additional noninterest expense | $3,749,000 | 1,265 |
| Pre-tax net operating income | $6,510,000 | 1,146 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,004,000 | 1,173 |
| Income before extraordinary items | $4,506,000 | 1,210 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,506,000 | 1,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,136,000 | 856 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,506,000 | 1,167 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $26,913,000 | 1,314 |
| Total interest expense | $11,795,000 | 1,462 |
| Net interest income | $15,118,000 | 1,165 |
| Provision for loan and lease losses | $1,526,000 | 747 |
| Total noninterest income | $2,912,000 | 1,387 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,607,000 | 840 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,305,000 | 1,555 |
| Total noninterest expense | $12,547,000 | 1,111 |
| Salaries and employee benefits | $7,371,000 | 951 |
| Premises and equipment expense | $1,943,000 | 1,026 |
| Additional noninterest expense | $3,233,000 | 1,388 |
| Pre-tax net operating income | $3,957,000 | 1,848 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,094,000 | 1,971 |
| Income before extraordinary items | $2,863,000 | 1,821 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,863,000 | 1,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,044,000 | 725 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,863,000 | 1,822 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $20,268,000 | 1,601 |
| Total interest expense | $6,987,000 | 2,123 |
| Net interest income | $13,281,000 | 1,314 |
| Provision for loan and lease losses | $1,020,000 | 947 |
| Total noninterest income | $2,576,000 | 1,524 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,348,000 | 990 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,228,000 | 1,610 |
| Total noninterest expense | $11,573,000 | 1,198 |
| Salaries and employee benefits | $6,994,000 | 985 |
| Premises and equipment expense | $1,717,000 | 1,170 |
| Additional noninterest expense | $2,862,000 | 1,565 |
| Pre-tax net operating income | $3,264,000 | 2,233 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $853,000 | 2,496 |
| Income before extraordinary items | $2,411,000 | 2,175 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,411,000 | 2,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $583,000 | 1,075 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,411,000 | 2,141 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,192,000 | 2,003 |
| Total interest expense | $5,734,000 | 2,643 |
| Net interest income | $10,458,000 | 1,632 |
| Provision for loan and lease losses | $735,000 | 1,263 |
| Total noninterest income | $2,728,000 | 1,442 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,112,000 | 1,135 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,616,000 | 1,333 |
| Total noninterest expense | $9,332,000 | 1,412 |
| Salaries and employee benefits | $5,490,000 | 1,197 |
| Premises and equipment expense | $1,061,000 | 1,857 |
| Additional noninterest expense | $2,781,000 | 1,552 |
| Pre-tax net operating income | $3,119,000 | 2,284 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $918,000 | 2,466 |
| Income before extraordinary items | $2,201,000 | 2,348 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,201,000 | 2,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $285,000 | 1,933 |
| Cash dividends | $470,000 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 97 |
| Net operating income | $2,201,000 | 2,266 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,782,000 | 2,570 |
| Total interest expense | $4,339,000 | 3,397 |
| Net interest income | $8,443,000 | 2,066 |
| Provision for loan and lease losses | $646,000 | 1,420 |
| Total noninterest income | $1,893,000 | 1,854 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,055,000 | 1,201 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $838,000 | 1,969 |
| Total noninterest expense | $6,922,000 | 1,868 |
| Salaries and employee benefits | $3,862,000 | 1,699 |
| Premises and equipment expense | $774,000 | 2,493 |
| Additional noninterest expense | $2,286,000 | 1,859 |
| Pre-tax net operating income | $2,768,000 | 2,674 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $834,000 | 2,836 |
| Income before extraordinary items | $1,934,000 | 2,659 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,934,000 | 2,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 3,059 |
| Cash dividends | $556,000 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,934,000 | 2,618 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,311,000 | 3,503 |
| Total interest expense | $2,922,000 | 4,892 |
| Net interest income | $6,389,000 | 2,767 |
| Provision for loan and lease losses | $350,000 | 2,313 |
| Total noninterest income | $1,690,000 | 2,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000,000 | 1,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $690,000 | 2,322 |
| Total noninterest expense | $5,350,000 | 2,551 |
| Salaries and employee benefits | $3,025,000 | 2,209 |
| Premises and equipment expense | $521,000 | 3,653 |
| Additional noninterest expense | $1,804,000 | 2,685 |
| Pre-tax net operating income | $2,379,000 | 2,919 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $764,000 | 2,968 |
| Income before extraordinary items | $1,615,000 | 2,977 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,615,000 | 2,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 2,906 |
| Cash dividends | $421,000 | 3,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,615,000 | 2,939 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,025,000 | 4,004 |
| Total interest expense | $2,445,000 | 5,662 |
| Net interest income | $5,580,000 | 3,184 |
| Provision for loan and lease losses | $220,000 | 2,837 |
| Total noninterest income | $1,347,000 | 2,474 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $860,000 | 1,574 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $487,000 | 2,929 |
| Total noninterest expense | $4,853,000 | 2,790 |
| Salaries and employee benefits | $2,770,000 | 2,405 |
| Premises and equipment expense | $537,000 | 3,535 |
| Additional noninterest expense | $1,546,000 | 3,012 |
| Pre-tax net operating income | $1,854,000 | 3,730 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $534,000 | 3,985 |
| Income before extraordinary items | $1,320,000 | 3,629 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,320,000 | 3,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,794 |
| Cash dividends | $317,000 | 4,398 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 732 |
| Net operating income | $1,320,000 | 3,608 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,487,000 | 4,530 |
| Total interest expense | $1,563,000 | 6,702 |
| Net interest income | $4,924,000 | 3,615 |
| Provision for loan and lease losses | $260,000 | 2,513 |
| Total noninterest income | $1,336,000 | 2,515 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $878,000 | 1,540 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $458,000 | 3,133 |
| Total noninterest expense | $4,255,000 | 3,224 |
| Salaries and employee benefits | $2,418,000 | 2,748 |
| Premises and equipment expense | $473,000 | 3,984 |
| Additional noninterest expense | $1,364,000 | 3,614 |
| Pre-tax net operating income | $1,745,000 | 3,859 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $524,000 | 3,917 |
| Income before extraordinary items | $1,221,000 | 3,797 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,221,000 | 3,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,574 |
| Cash dividends | $307,000 | 4,384 |
| Sale, conversion, retirement of capital stock, net | $249,000 | 660 |
| Net operating income | $1,221,000 | 3,828 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,902,000 | 5,023 |
| Total interest expense | $1,584,000 | 6,926 |
| Net interest income | $4,318,000 | 4,108 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $1,088,000 | 3,133 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $896,000 | 1,518 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 5,791 |
| Total noninterest expense | $3,938,000 | 3,542 |
| Salaries and employee benefits | $2,160,000 | 3,033 |
| Premises and equipment expense | $544,000 | 3,604 |
| Additional noninterest expense | $1,234,000 | 4,100 |
| Pre-tax net operating income | $1,418,000 | 4,547 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $393,000 | 5,077 |
| Income before extraordinary items | $1,025,000 | 4,607 |
| Extraordinary gains, net | $-44,000 | 12,684 |
| Net income | $981,000 | 4,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,621 |
| Cash dividends | $288,000 | 4,543 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 1,112 |
| Net operating income | $1,025,000 | 4,365 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,556,000 | 5,852 |
| Total interest expense | $1,739,000 | 7,790 |
| Net interest income | $3,817,000 | 4,640 |
| Provision for loan and lease losses | $100,000 | 7,236 |
| Total noninterest income | $900,000 | 3,619 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $765,000 | 1,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 7,019 |
| Total noninterest expense | $3,233,000 | 4,227 |
| Salaries and employee benefits | $1,772,000 | 3,611 |
| Premises and equipment expense | $504,000 | 3,947 |
| Additional noninterest expense | $957,000 | 5,236 |
| Pre-tax net operating income | $1,384,000 | 4,360 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $440,000 | 4,451 |
| Income before extraordinary items | $944,000 | 4,744 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $944,000 | 4,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 6,285 |
| Cash dividends | $270,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $944,000 | 4,414 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.