Home > Wheaton Bank & Trust > Net charge- offs to loans
Wheaton Bank & Trust, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0685% | 1,165 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 3,438 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 3,823 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0274% | 4,334 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1566% | 1,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0027% | 2,784 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0027% | 2,700 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0516% | 1,163 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 3,497 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0078% | 3,894 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0366% | 4,397 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1176% | 885 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0036% | 2,546 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0036% | 2,479 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0645% | 910 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 3,565 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 3,944 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0364% | 4,423 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1467% | 716 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0051% | 2,322 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0051% | 2,254 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0569% | 802 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 3,649 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0080% | 4,010 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0362% | 4,523 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1286% | 495 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0102% | 1,874 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0102% | 1,794 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1591% | 519 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1368% | 168 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2256% | 139 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0504% | 315 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2134% | 63 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2949% | 527 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0009% | 2,663 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0009% | 2,573 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2132% | 317 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1854% | 99 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3004% | 88 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0719% | 215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3031% | 40 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3989% | 345 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0007% | 2,426 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0007% | 2,345 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3876% | 180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2828% | 72 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4502% | 66 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1143% | 152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4798% | 25 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7770% | 183 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0008% | 2,182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0008% | 2,087 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1627% | 366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4840% | 49 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9015% | 29 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1460% | 4,531 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6119% | 3,541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0507% | 501 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0015% | 1,817 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0015% | 1,729 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0758% | 1,032 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,171 |
| Percentage Net Loans Charged-off:Construction & development | 0.0320% | 161 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0936% | 360 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2728% | 4,652 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4603% | 3,575 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2018% | 4,608 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1886% | 721 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,451 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0152% | 1,779 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0263% | 718 |
| Percentage Net Loans Charged-off:Construction & development | 0.0421% | 137 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1270% | 279 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2476% | 4,698 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1777% | 3,561 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2750% | 4,706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0186% | 1,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0363% | 1,278 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0765% | 393 |
| Percentage Net Loans Charged-off:Construction & development | 0.0631% | 97 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1934% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2060% | 4,705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3075% | 47 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4128% | 4,783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0344% | 894 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0800% | 799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2221% | 147 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3885% | 104 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0344% | 4,346 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0460% | 3,503 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0295% | 4,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0418% | 668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0079% | 3,048 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0764% | 4,736 |
| Percentage Net Loans Charged-off:Construction & development | 0.0818% | 218 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 4,315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3326% | 4,841 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9393% | 3,734 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0357% | 4,474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0726% | 1,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0241% | 2,358 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0567% | 4,706 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 4,329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2123% | 4,825 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5664% | 3,737 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0373% | 4,504 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0994% | 1,252 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0003% | 4,154 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0003% | 4,107 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0143% | 2,464 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0802% | 4,798 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 4,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2935% | 4,884 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7943% | 3,753 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0412% | 4,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1010% | 1,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0384% | 4,553 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1396% | 4,908 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 4,426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5201% | 4,962 |
| Percentage Net Loans Charged-off: Home equity loans | -1.4511% | 3,777 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0412% | 4,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0289% | 1,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0011% | 2,291 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0011% | 2,205 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4164% | 467 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0091% | 4,237 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 4,339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0308% | 4,564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0535% | 4,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2465% | 413 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0006% | 3,325 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0006% | 3,227 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5970% | 270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0125% | 1,513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 4,364 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0612% | 796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2081% | 149 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0575% | 4,799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7632% | 259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0008% | 3,130 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0008% | 3,019 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6518% | 234 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 3,820 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0130% | 603 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0422% | 4,734 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0197% | 3,596 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0617% | 4,834 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9259% | 215 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0006% | 2,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0006% | 2,711 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0950% | 1,184 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0190% | 4,682 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 4,666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0711% | 4,961 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0785% | 3,813 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0643% | 4,939 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3071% | 619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0025% | 2,387 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0025% | 2,280 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0275% | 2,857 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0314% | 4,765 |
| Percentage Net Loans Charged-off:Construction & development | -0.5336% | 4,866 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0405% | 789 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1099% | 718 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6103% | 77 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4495% | 5,267 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1143% | 1,572 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0025% | 3,374 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0025% | 3,278 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0095% | 3,082 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0372% | 4,825 |
| Percentage Net Loans Charged-off:Construction & development | -0.6215% | 4,918 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0558% | 563 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1196% | 596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7417% | 61 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6153% | 5,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0693% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0020% | 3,129 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0020% | 3,027 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0114% | 4,361 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0851% | 5,135 |
| Percentage Net Loans Charged-off:Construction & development | -0.9394% | 4,987 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0865% | 381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0394% | 1,033 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8065% | 56 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8674% | 5,411 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0649% | 1,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0023% | 2,857 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0023% | 2,747 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0767% | 1,356 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1586% | 332 |
| Percentage Net Loans Charged-off:Construction & development | -0.0218% | 4,616 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2420% | 163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0821% | 606 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2289% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0889% | 5,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0281% | 1,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0063% | 2,408 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0063% | 2,289 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0119% | 3,664 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0393% | 5,059 |
| Percentage Net Loans Charged-off:Construction & development | -0.0665% | 4,721 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1201% | 5,306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1748% | 677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3445% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0555% | 5,174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0815% | 1,925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0010% | 3,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0010% | 3,498 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0286% | 2,863 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0736% | 5,256 |
| Percentage Net Loans Charged-off:Construction & development | -0.0592% | 4,746 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1585% | 5,390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1262% | 821 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2486% | 200 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0463% | 5,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1744% | 1,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0013% | 3,378 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0013% | 3,254 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0140% | 2,971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0146% | 1,681 |
| Percentage Net Loans Charged-off:Construction & development | -0.0972% | 4,864 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0511% | 576 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0303% | 4,995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1637% | 261 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3209% | 5,577 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0209% | 1,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0411% | 5,087 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0269% | 5,066 |
| Percentage Net Loans Charged-off:Construction & development | -0.0293% | 4,789 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0128% | 5,089 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0635% | 5,307 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0231% | 3,950 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1268% | 5,496 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0843% | 4,785 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0022% | 4,714 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0022% | 4,651 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0530% | 2,974 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0206% | 5,022 |
| Percentage Net Loans Charged-off:Construction & development | -0.1149% | 4,946 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0530% | 5,293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0695% | 1,654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2031% | 381 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1464% | 5,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1565% | 1,679 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0016% | 3,704 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0016% | 3,580 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0347% | 1,391 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0344% | 2,943 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0109% | 4,767 |
| Percentage Net Loans Charged-off:Construction & development | -0.1554% | 5,055 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0682% | 5,418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1404% | 956 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2745% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0764% | 5,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0938% | 1,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0012% | 3,386 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0012% | 3,249 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0507% | 1,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0243% | 2,999 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0264% | 5,121 |
| Percentage Net Loans Charged-off:Construction & development | -0.2030% | 5,161 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0982% | 5,582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1570% | 882 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2818% | 263 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0436% | 5,396 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0855% | 1,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0022% | 3,071 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0022% | 2,933 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0408% | 1,020 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 3,094 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0391% | 5,320 |
| Percentage Net Loans Charged-off:Construction & development | -0.0583% | 5,007 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1917% | 5,786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2916% | 477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5017% | 157 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0430% | 5,452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0470% | 1,081 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0047% | 4,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0047% | 4,750 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0267% | 5,357 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0897% | 5,698 |
| Percentage Net Loans Charged-off:Construction & development | -0.1645% | 5,141 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0566% | 5,508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1828% | 5,889 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1811% | 4,440 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1852% | 5,894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0396% | 2,201 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0061% | 5,107 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0061% | 5,033 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0158% | 1,348 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0628% | 5,622 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1809% | 5,927 |
| Percentage Net Loans Charged-off:Construction & development | -0.2251% | 5,278 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1515% | 5,823 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2969% | 6,024 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3334% | 4,525 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2453% | 6,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0602% | 1,770 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0151% | 5,051 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0151% | 4,969 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1068% | 5,814 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3058% | 6,100 |
| Percentage Net Loans Charged-off:Construction & development | -0.3464% | 5,409 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2478% | 5,976 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5829% | 6,154 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6790% | 4,616 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4571% | 6,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0745% | 1,467 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0067% | 3,039 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0067% | 2,899 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0524% | 2,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0719% | 1,350 |
| Percentage Net Loans Charged-off:Construction & development | -0.0789% | 5,221 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3129% | 335 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7986% | 6,242 |
| Percentage Net Loans Charged-off: Home equity loans | -1.4004% | 4,666 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0352% | 5,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0495% | 1,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4241% | 1,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4657% | 653 |
| Percentage Net Loans Charged-off:Construction & development | 0.1281% | 892 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4813% | 690 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6370% | 477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4383% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8879% | 312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4926% | 1,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1554% | 3,089 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1554% | 2,937 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5412% | 706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6231% | 440 |
| Percentage Net Loans Charged-off:Construction & development | 0.1914% | 722 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6379% | 488 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8793% | 304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6669% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1479% | 209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5830% | 955 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2128% | 2,586 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2128% | 2,433 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8461% | 444 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9773% | 256 |
| Percentage Net Loans Charged-off:Construction & development | 0.3272% | 571 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0045% | 311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3544% | 195 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0358% | 197 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7633% | 135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9021% | 691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3257% | 1,941 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3257% | 1,817 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5634% | 202 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8990% | 97 |
| Percentage Net Loans Charged-off:Construction & development | 1.1310% | 272 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0161% | 130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2221% | 94 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1162% | 89 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3645% | 94 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6421% | 351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2845% | 400 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0630% | 3,566 |
| Percentage Net Loans Charged-off:Construction & development | 0.0085% | 1,621 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4746% | 1,072 |
| Percentage Net Loans Charged-off: Multi-family residential | -7.0393% | 5,419 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9380% | 519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9319% | 413 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9453% | 534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8416% | 292 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0273% | 4,108 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0274% | 3,971 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7553% | 793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5793% | 927 |
| Percentage Net Loans Charged-off:Construction & development | 2.3278% | 489 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4195% | 1,069 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5728% | 942 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6786% | 526 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4484% | 1,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3319% | 739 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0222% | 3,800 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0223% | 3,655 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5484% | 1,202 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7032% | 796 |
| Percentage Net Loans Charged-off:Construction & development | 3.3575% | 365 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0847% | 1,655 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8046% | 245 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0301% | 390 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7073% | 140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4737% | 1,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0113% | 3,434 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0114% | 3,298 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3441% | 1,614 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1393% | 2,047 |
| Percentage Net Loans Charged-off:Construction & development | -1.9628% | 6,170 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0066% | 6,091 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7003% | 279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9637% | 327 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5711% | 169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7741% | 778 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0227% | 2,784 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0229% | 2,634 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7240% | 209 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8775% | 164 |
| Percentage Net Loans Charged-off:Construction & development | 8.8711% | 283 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9531% | 410 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.5932% | 214 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8952% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1010% | 598 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7895% | 208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2470% | 502 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2405% | 3,260 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2417% | 3,079 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2787% | 153 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6134% | 107 |
| Percentage Net Loans Charged-off:Construction & development | 11.3989% | 227 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3953% | 266 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.1824% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3920% | 272 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3971% | 453 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4997% | 167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6563% | 423 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3055% | 2,742 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3069% | 2,566 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0909% | 104 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.5711% | 66 |
| Percentage Net Loans Charged-off:Construction & development | 17.2193% | 121 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6563% | 280 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.7994% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7744% | 240 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6423% | 378 |
| All other 1-4 family - Percent of loans charged-off, net | 4.0012% | 156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4752% | 366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3277% | 2,505 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3293% | 2,325 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.2365% | 133 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.9323% | 52 |
| Percentage Net Loans Charged-off:Construction & development | 35.4425% | 57 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8830% | 267 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8181% | 202 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.8774% | 100 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2509% | 174 |
| All other 1-4 family - Percent of loans charged-off, net | 6.5752% | 65 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6949% | 1,122 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0873% | 5,824 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0877% | 5,741 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4052% | 1,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8537% | 742 |
| Percentage Net Loans Charged-off:Construction & development | 5.1353% | 957 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2695% | 977 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8328% | 473 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8091% | 1,517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6680% | 1,086 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9600% | 1,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9132% | 2,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0934% | 4,534 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9788% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0860% | 4,379 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6933% | 2,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9996% | 1,469 |
| Percentage Net Loans Charged-off:Construction & development | 5.0677% | 862 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2883% | 2,112 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2556% | 7,217 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0293% | 5,257 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5018% | 7,249 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1767% | 3,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1161% | 4,067 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1159% | 3,836 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7075% | 2,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9417% | 1,476 |
| Percentage Net Loans Charged-off:Construction & development | 4.2612% | 925 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4334% | 1,595 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3674% | 7,304 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0190% | 5,243 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7337% | 7,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3482% | 2,414 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1756% | 3,440 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1749% | 3,197 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5914% | 2,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6335% | 1,647 |
| Percentage Net Loans Charged-off:Construction & development | 2.8922% | 841 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1855% | 1,506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0255% | 6,960 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0127% | 5,241 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0384% | 7,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6713% | 1,487 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3528% | 2,448 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3500% | 2,109 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6868% | 2,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7059% | 2,427 |
| Percentage Net Loans Charged-off:Construction & development | 1.0356% | 2,491 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4133% | 489 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0967% | 820 |
| All other 1-4 family - Percent of loans charged-off, net | 4.3022% | 213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9843% | 2,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0935% | 5,005 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7965% | 2,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8766% | 1,932 |
| Percentage Net Loans Charged-off:Construction & development | 1.3649% | 2,098 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8202% | 366 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5080% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 4.8795% | 163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0056% | 2,223 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0909% | 4,722 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6955% | 2,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7023% | 2,055 |
| Percentage Net Loans Charged-off:Construction & development | 2.3542% | 1,524 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9665% | 1,220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3329% | 1,091 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1034% | 573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0052% | 2,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0820% | 4,368 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8655% | 1,815 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4384% | 1,001 |
| Percentage Net Loans Charged-off:Construction & development | 5.8416% | 699 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5193% | 1,528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7939% | 612 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0679% | 7,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4201% | 2,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0163% | 3,879 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0523% | 2,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1410% | 1,747 |
| Percentage Net Loans Charged-off:Construction & development | 3.2462% | 1,658 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1748% | 1,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0961% | 1,761 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1097% | 398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0672% | 2,767 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3484% | 4,600 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2628% | 1,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3872% | 1,202 |
| Percentage Net Loans Charged-off:Construction & development | 3.7216% | 1,233 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5234% | 734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1312% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8322% | 266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1917% | 2,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5922% | 3,443 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4246% | 3,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3136% | 2,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.1148% | 2,500 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1063% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8205% | 343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4872% | 2,688 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9163% | 1,254 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0896% | 4,273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1778% | 2,331 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4873% | 2,979 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8165% | 1,534 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1904% | 776 |
| Percentage Net Loans Charged-off:Construction & development | 2.6924% | 902 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8818% | 572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2852% | 3,275 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6841% | 3,101 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9679% | 881 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4965% | 395 |
| Percentage Net Loans Charged-off:Construction & development | 3.0344% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3121% | 269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2257% | 2,756 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3614% | 3,759 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2911% | 2,186 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4090% | 1,079 |
| Percentage Net Loans Charged-off:Construction & development | 1.0835% | 735 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2007% | 740 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0917% | 2,697 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3733% | 3,303 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5194% | 1,010 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8267% | 417 |
| Percentage Net Loans Charged-off:Construction & development | 2.1828% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4061% | 330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0679% | 1,961 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1672% | 7,313 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0531% | 4,929 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0962% | 3,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4149% | 3,453 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0901% | 3,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2080% | 2,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3798% | 3,195 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1013% | 2,732 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2509% | 1,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3397% | 2,989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0247% | 3,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0847% | 1,573 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0398% | 6,816 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0715% | 3,851 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1942% | 2,493 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0397% | 7,541 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0293% | 4,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0859% | 2,499 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1428% | 7,713 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0395% | 3,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1038% | 2,044 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0878% | 7,270 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1463% | 2,934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1168% | 1,148 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2745% | 617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6061% | 258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2000% | 2,775 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9147% | 2,073 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1935% | 2,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1633% | 764 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3769% | 381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8485% | 166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3190% | 1,944 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7162% | 8,440 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2486% | 1,510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2591% | 486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5972% | 240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4004% | 99 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3728% | 1,601 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4328% | 8,549 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5793% | 588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5447% | 200 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2471% | 116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2523% | 39 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0880% | 680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9089% | 495 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2001% | 933 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 8,118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3939% | 478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7415% | 237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9996% | 442 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2514% | 1,573 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6797% | 1,054 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6153% | 414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9848% | 397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2230% | 709 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4345% | 397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8074% | 194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1940% | 364 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3843% | 1,250 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1858% | 844 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5055% | 267 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0539% | 4,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1268% | 2,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8528% | 2,183 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2375% | 600 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0799% | 3,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2871% | 1,441 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3685% | 3,330 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0759% | 303 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3830% | 1,954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0091% | 3,650 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0178% | 2,955 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0316% | 2,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3441% | 1,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6593% | 3,526 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5547% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5102% | 1,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0123% | 2,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0239% | 2,363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0425% | 1,984 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7856% | 851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7408% | 2,894 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0661% | 581 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6546% | 930 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0185% | 2,378 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0363% | 1,815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0653% | 1,486 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1980% | 704 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5490% | 1,211 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1579% | 754 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0638% | 3,916 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0363% | 1,550 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0717% | 1,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1286% | 881 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9292% | 2,092 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4690% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2318% | 3,331 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0165% | 8,551 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0325% | 8,746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0563% | 8,843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6692% | 2,438 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4594% | 4,502 |
| Percentage Net Loans Charged-off: Credit card loans | 13.1048% | 98 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.3431% | 178 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1967% | 3,680 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2877% | 3,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0537% | 6,956 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.1516% | 108 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0468% | 5,877 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0854% | 5,155 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0375% | 6,741 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0064% | 8,291 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1021% | 5,724 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0048% | 8,685 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,921 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 9,922 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |