Home > Westfield Bank, FSB > Income and Expense
Westfield Bank, FSB, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $87,943,000 | 597 |
| Total interest expense | $35,881,000 | 501 |
| Net interest income | $52,062,000 | 646 |
| Provision for loan and lease losses | $320,000 | 1,602 |
| Total noninterest income | $9,303,000 | 774 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,793,000 | 620 |
| Trading account gains and fees | $332,000 | 87 |
| Additional Noninterest Income | $7,178,000 | 696 |
| Total noninterest expense | $40,066,000 | 685 |
| Salaries and employee benefits | $24,163,000 | 633 |
| Premises and equipment expense | $2,649,000 | 960 |
| Additional noninterest expense | $7,178,000 | 696 |
| Pre-tax net operating income | $20,979,000 | 660 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $3,871,000 | 634 |
| Income before extraordinary items | $17,108,000 | 647 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $17,108,000 | 657 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $17,108,000 | 650 |
| Net charge-offs | $431,000 | 819 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $17,108,000 | 664 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $64,575,000 | 600 |
| Total interest expense | $24,657,000 | 503 |
| Net interest income | $39,918,000 | 644 |
| Provision for loan and lease losses | $509,000 | 994 |
| Total noninterest income | $6,748,000 | 804 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $1,321,000 | 626 |
| Trading account gains and fees | $160,000 | 95 |
| Additional Noninterest Income | $5,267,000 | 716 |
| Total noninterest expense | $29,995,000 | 693 |
| Salaries and employee benefits | $18,091,000 | 636 |
| Premises and equipment expense | $1,985,000 | 969 |
| Additional noninterest expense | $5,267,000 | 716 |
| Pre-tax net operating income | $16,162,000 | 670 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $2,985,000 | 648 |
| Income before extraordinary items | $13,177,000 | 656 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $13,177,000 | 660 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $13,177,000 | 656 |
| Net charge-offs | $181,000 | 922 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $13,177,000 | 667 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $41,804,000 | 589 |
| Total interest expense | $15,395,000 | 485 |
| Net interest income | $26,409,000 | 651 |
| Provision for loan and lease losses | $1,335,000 | 442 |
| Total noninterest income | $4,723,000 | 763 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $864,000 | 631 |
| Trading account gains and fees | $75,000 | 90 |
| Additional Noninterest Income | $3,784,000 | 643 |
| Total noninterest expense | $20,471,000 | 660 |
| Salaries and employee benefits | $12,535,000 | 614 |
| Premises and equipment expense | $1,338,000 | 952 |
| Additional noninterest expense | $3,784,000 | 643 |
| Pre-tax net operating income | $9,326,000 | 749 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $1,695,000 | 728 |
| Income before extraordinary items | $7,631,000 | 744 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,631,000 | 756 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,631,000 | 744 |
| Net charge-offs | $200,000 | 671 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $7,631,000 | 751 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $20,301,000 | 598 |
| Total interest expense | $6,705,000 | 489 |
| Net interest income | $13,596,000 | 646 |
| Provision for loan and lease losses | $570,000 | 481 |
| Total noninterest income | $2,201,000 | 778 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $412,000 | 672 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $1,789,000 | 656 |
| Total noninterest expense | $10,295,000 | 666 |
| Salaries and employee benefits | $6,467,000 | 611 |
| Premises and equipment expense | $654,000 | 990 |
| Additional noninterest expense | $1,789,000 | 656 |
| Pre-tax net operating income | $4,932,000 | 731 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $909,000 | 718 |
| Income before extraordinary items | $4,023,000 | 740 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,023,000 | 739 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $4,023,000 | 739 |
| Net charge-offs | $153,000 | 493 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $4,023,000 | 753 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $68,573,000 | 573 |
| Total interest expense | $8,297,000 | 528 |
| Net interest income | $60,276,000 | 575 |
| Provision for loan and lease losses | $519,000 | 1,209 |
| Total noninterest income | $9,336,000 | 798 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $1,607,000 | 695 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $7,729,000 | 665 |
| Total noninterest expense | $41,402,000 | 650 |
| Salaries and employee benefits | $24,998,000 | 614 |
| Premises and equipment expense | $2,645,000 | 963 |
| Additional noninterest expense | $7,729,000 | 665 |
| Pre-tax net operating income | $27,691,000 | 603 |
| Securities gains (losses) | $-323,000 | 4,221 |
| Applicable income taxes | $5,255,000 | 587 |
| Income before extraordinary items | $22,113,000 | 607 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $22,113,000 | 608 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $22,113,000 | 608 |
| Net charge-offs | $154,000 | 1,038 |
| Cash dividends | $4,700,000 | 820 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $22,374,630 | 613 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $49,433,000 | 563 |
| Total interest expense | $4,183,000 | 540 |
| Net interest income | $45,250,000 | 557 |
| Provision for loan and lease losses | $905,000 | 668 |
| Total noninterest income | $6,949,000 | 813 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $1,214,000 | 698 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $5,735,000 | 685 |
| Total noninterest expense | $31,221,000 | 633 |
| Salaries and employee benefits | $18,545,000 | 618 |
| Premises and equipment expense | $1,974,000 | 958 |
| Additional noninterest expense | $5,735,000 | 685 |
| Pre-tax net operating income | $20,073,000 | 611 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $3,923,000 | 597 |
| Income before extraordinary items | $16,150,000 | 609 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $16,150,000 | 610 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $16,150,000 | 610 |
| Net charge-offs | $44,000 | 1,286 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $16,150,000 | 616 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $31,608,000 | 554 |
| Total interest expense | $1,978,000 | 596 |
| Net interest income | $29,630,000 | 547 |
| Provision for loan and lease losses | $743,000 | 527 |
| Total noninterest income | $5,218,000 | 744 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $786,000 | 719 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $4,432,000 | 644 |
| Total noninterest expense | $20,465,000 | 632 |
| Salaries and employee benefits | $12,152,000 | 613 |
| Premises and equipment expense | $1,315,000 | 954 |
| Additional noninterest expense | $6,998,000 | 576 |
| Pre-tax net operating income | $13,640,000 | 578 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $2,654,000 | 550 |
| Income before extraordinary items | $10,986,000 | 570 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $10,986,000 | 569 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $10,986,000 | 570 |
| Net charge-offs | $26,000 | 1,228 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $10,986,000 | 581 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $15,571,000 | 544 |
| Total interest expense | $943,000 | 593 |
| Net interest income | $14,628,000 | 543 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $3,192,000 | 668 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $373,000 | 743 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $2,819,000 | 559 |
| Total noninterest expense | $10,011,000 | 658 |
| Salaries and employee benefits | $5,930,000 | 636 |
| Premises and equipment expense | $677,000 | 934 |
| Additional noninterest expense | $3,404,000 | 586 |
| Pre-tax net operating income | $7,809,000 | 502 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $1,531,000 | 492 |
| Income before extraordinary items | $6,278,000 | 496 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,278,000 | 497 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $6,278,000 | 496 |
| Net charge-offs | $-15,000 | 4,054 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $6,278,000 | 504 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $65,111,000 | 531 |
| Total interest expense | $5,641,000 | 480 |
| Net interest income | $59,470,000 | 534 |
| Provision for loan and lease losses | $280,000 | 1,477 |
| Total noninterest income | $9,398,000 | 871 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $1,372,000 | 750 |
| Trading account gains and fees | $65,000 | 122 |
| Additional Noninterest Income | $7,961,000 | 790 |
| Total noninterest expense | $42,051,000 | 627 |
| Salaries and employee benefits | $25,096,000 | 588 |
| Premises and equipment expense | $2,679,000 | 950 |
| Additional noninterest expense | $14,276,000 | 573 |
| Pre-tax net operating income | $26,537,000 | 599 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $5,093,000 | 617 |
| Income before extraordinary items | $21,444,000 | 610 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $21,444,000 | 610 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $21,444,000 | 611 |
| Net charge-offs | $-315,000 | 4,649 |
| Cash dividends | $3,200,000 | 1,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $21,444,000 | 601 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $48,978,000 | 536 |
| Total interest expense | $4,462,000 | 479 |
| Net interest income | $44,516,000 | 543 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $7,567,000 | 848 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $1,024,000 | 740 |
| Trading account gains and fees | $65,000 | 121 |
| Additional Noninterest Income | $6,478,000 | 764 |
| Total noninterest expense | $30,016,000 | 661 |
| Salaries and employee benefits | $18,288,000 | 608 |
| Premises and equipment expense | $2,024,000 | 954 |
| Additional noninterest expense | $9,704,000 | 614 |
| Pre-tax net operating income | $22,067,000 | 574 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $4,453,000 | 580 |
| Income before extraordinary items | $17,614,000 | 589 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $17,614,000 | 587 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $17,614,000 | 589 |
| Net charge-offs | $130,000 | 977 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $17,614,000 | 585 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $32,664,000 | 530 |
| Total interest expense | $3,174,000 | 479 |
| Net interest income | $29,490,000 | 536 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $4,742,000 | 884 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $671,000 | 721 |
| Trading account gains and fees | $27,000 | 127 |
| Additional Noninterest Income | $4,044,000 | 804 |
| Total noninterest expense | $19,395,000 | 672 |
| Salaries and employee benefits | $11,648,000 | 637 |
| Premises and equipment expense | $1,368,000 | 942 |
| Additional noninterest expense | $6,379,000 | 614 |
| Pre-tax net operating income | $14,837,000 | 565 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $2,934,000 | 578 |
| Income before extraordinary items | $11,903,000 | 583 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $11,903,000 | 583 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $11,903,000 | 583 |
| Net charge-offs | $-407,000 | 4,851 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $11,903,000 | 570 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $16,345,000 | 528 |
| Total interest expense | $1,800,000 | 452 |
| Net interest income | $14,545,000 | 536 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $2,864,000 | 781 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $326,000 | 733 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $2,538,000 | 693 |
| Total noninterest expense | $9,398,000 | 682 |
| Salaries and employee benefits | $5,628,000 | 653 |
| Premises and equipment expense | $696,000 | 935 |
| Additional noninterest expense | $3,074,000 | 621 |
| Pre-tax net operating income | $8,011,000 | 531 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $1,589,000 | 544 |
| Income before extraordinary items | $6,422,000 | 545 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $6,422,000 | 544 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $6,422,000 | 545 |
| Net charge-offs | $-331,000 | 4,908 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $6,422,000 | 534 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $63,806,000 | 536 |
| Total interest expense | $9,993,000 | 507 |
| Net interest income | $53,813,000 | 545 |
| Provision for loan and lease losses | $4,482,000 | 617 |
| Total noninterest income | $8,207,000 | 923 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $1,253,000 | 779 |
| Trading account gains and fees | $414,000 | 114 |
| Additional Noninterest Income | $6,540,000 | 849 |
| Total noninterest expense | $38,360,000 | 649 |
| Salaries and employee benefits | $23,233,000 | 605 |
| Premises and equipment expense | $3,035,000 | 850 |
| Additional noninterest expense | $12,092,000 | 623 |
| Pre-tax net operating income | $19,178,000 | 614 |
| Securities gains (losses) | $5,000 | 2,442 |
| Applicable income taxes | $3,722,000 | 604 |
| Income before extraordinary items | $15,461,000 | 647 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $15,461,000 | 647 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $15,461,000 | 647 |
| Net charge-offs | $428,000 | 1,081 |
| Cash dividends | $2,057,000 | 1,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $15,456,950 | 621 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $45,673,000 | 563 |
| Total interest expense | $8,094,000 | 501 |
| Net interest income | $37,579,000 | 572 |
| Provision for loan and lease losses | $3,325,000 | 657 |
| Total noninterest income | $6,236,000 | 883 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $924,000 | 787 |
| Trading account gains and fees | $362,000 | 107 |
| Additional Noninterest Income | $4,950,000 | 816 |
| Total noninterest expense | $28,249,000 | 654 |
| Salaries and employee benefits | $17,036,000 | 610 |
| Premises and equipment expense | $2,289,000 | 833 |
| Additional noninterest expense | $8,924,000 | 612 |
| Pre-tax net operating income | $12,241,000 | 667 |
| Securities gains (losses) | $4,000 | 2,295 |
| Applicable income taxes | $2,324,000 | 650 |
| Income before extraordinary items | $9,921,000 | 712 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $9,921,000 | 712 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $9,921,000 | 712 |
| Net charge-offs | $61,000 | 1,951 |
| Cash dividends | $1,057,000 | 1,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $9,917,760 | 689 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $30,171,000 | 575 |
| Total interest expense | $5,907,000 | 503 |
| Net interest income | $24,264,000 | 592 |
| Provision for loan and lease losses | $1,612,000 | 818 |
| Total noninterest income | $3,920,000 | 868 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $612,000 | 793 |
| Trading account gains and fees | $269,000 | 102 |
| Additional Noninterest Income | $3,039,000 | 806 |
| Total noninterest expense | $18,305,000 | 667 |
| Salaries and employee benefits | $10,929,000 | 632 |
| Premises and equipment expense | $1,548,000 | 812 |
| Additional noninterest expense | $5,828,000 | 621 |
| Pre-tax net operating income | $8,267,000 | 611 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $1,584,000 | 586 |
| Income before extraordinary items | $6,683,000 | 651 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,683,000 | 651 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $6,683,000 | 651 |
| Net charge-offs | $40,000 | 1,845 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $6,683,000 | 621 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $14,942,000 | 581 |
| Total interest expense | $3,331,000 | 503 |
| Net interest income | $11,611,000 | 609 |
| Provision for loan and lease losses | $348,000 | 1,112 |
| Total noninterest income | $2,097,000 | 792 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $312,000 | 911 |
| Trading account gains and fees | $189,000 | 92 |
| Additional Noninterest Income | $1,596,000 | 699 |
| Total noninterest expense | $9,350,000 | 648 |
| Salaries and employee benefits | $5,428,000 | 638 |
| Premises and equipment expense | $793,000 | 810 |
| Additional noninterest expense | $3,129,000 | 585 |
| Pre-tax net operating income | $4,010,000 | 566 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $768,000 | 550 |
| Income before extraordinary items | $3,242,000 | 603 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,242,000 | 604 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $3,242,000 | 603 |
| Net charge-offs | $-12,000 | 4,522 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $3,242,000 | 585 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $61,457,000 | 571 |
| Total interest expense | $15,650,000 | 465 |
| Net interest income | $45,807,000 | 609 |
| Provision for loan and lease losses | $734,000 | 1,157 |
| Total noninterest income | $7,513,000 | 858 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,305,000 | 905 |
| Trading account gains and fees | $252,000 | 116 |
| Additional Noninterest Income | $5,956,000 | 728 |
| Total noninterest expense | $34,961,000 | 679 |
| Salaries and employee benefits | $20,385,000 | 651 |
| Premises and equipment expense | $3,232,000 | 783 |
| Additional noninterest expense | $11,344,000 | 625 |
| Pre-tax net operating income | $17,625,000 | 669 |
| Securities gains (losses) | $-5,000 | 4,708 |
| Applicable income taxes | $3,385,000 | 649 |
| Income before extraordinary items | $14,235,000 | 697 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $14,235,000 | 699 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $14,235,000 | 698 |
| Net charge-offs | $880,000 | 706 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $14,239,050 | 683 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $46,316,000 | 572 |
| Total interest expense | $11,778,000 | 471 |
| Net interest income | $34,538,000 | 611 |
| Provision for loan and lease losses | $749,000 | 865 |
| Total noninterest income | $5,423,000 | 878 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $997,000 | 895 |
| Trading account gains and fees | $212,000 | 113 |
| Additional Noninterest Income | $4,214,000 | 756 |
| Total noninterest expense | $26,160,000 | 679 |
| Salaries and employee benefits | $15,237,000 | 651 |
| Premises and equipment expense | $2,445,000 | 774 |
| Additional noninterest expense | $8,478,000 | 621 |
| Pre-tax net operating income | $13,052,000 | 679 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $2,493,000 | 673 |
| Income before extraordinary items | $10,559,000 | 714 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $10,559,000 | 716 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $10,559,000 | 715 |
| Net charge-offs | $638,000 | 654 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $10,559,000 | 701 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $30,629,000 | 573 |
| Total interest expense | $7,639,000 | 474 |
| Net interest income | $22,990,000 | 612 |
| Provision for loan and lease losses | $1,274,000 | 402 |
| Total noninterest income | $3,541,000 | 879 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $655,000 | 893 |
| Trading account gains and fees | $212,000 | 103 |
| Additional Noninterest Income | $2,674,000 | 768 |
| Total noninterest expense | $17,300,000 | 679 |
| Salaries and employee benefits | $10,043,000 | 659 |
| Premises and equipment expense | $1,624,000 | 781 |
| Additional noninterest expense | $5,633,000 | 627 |
| Pre-tax net operating income | $7,957,000 | 708 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $1,493,000 | 694 |
| Income before extraordinary items | $6,464,000 | 739 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,464,000 | 740 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $6,464,000 | 739 |
| Net charge-offs | $596,000 | 507 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $6,464,000 | 723 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $15,100,000 | 578 |
| Total interest expense | $3,636,000 | 483 |
| Net interest income | $11,464,000 | 614 |
| Provision for loan and lease losses | $196,000 | 965 |
| Total noninterest income | $1,730,000 | 858 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $318,000 | 907 |
| Trading account gains and fees | $170,000 | 94 |
| Additional Noninterest Income | $1,242,000 | 771 |
| Total noninterest expense | $8,536,000 | 682 |
| Salaries and employee benefits | $4,944,000 | 666 |
| Premises and equipment expense | $831,000 | 779 |
| Additional noninterest expense | $2,761,000 | 630 |
| Pre-tax net operating income | $4,462,000 | 638 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $849,000 | 619 |
| Income before extraordinary items | $3,613,000 | 667 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,613,000 | 667 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $3,613,000 | 666 |
| Net charge-offs | $78,000 | 1,005 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $3,613,000 | 657 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $55,061,000 | 587 |
| Total interest expense | $10,247,000 | 504 |
| Net interest income | $44,814,000 | 612 |
| Provision for loan and lease losses | $1,427,000 | 660 |
| Total noninterest income | $5,760,000 | 993 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,234,000 | 971 |
| Trading account gains and fees | $268,000 | 103 |
| Additional Noninterest Income | $4,258,000 | 879 |
| Total noninterest expense | $33,462,000 | 678 |
| Salaries and employee benefits | $18,879,000 | 672 |
| Premises and equipment expense | $3,269,000 | 767 |
| Additional noninterest expense | $11,314,000 | 622 |
| Pre-tax net operating income | $15,685,000 | 727 |
| Securities gains (losses) | $1,000 | 1,025 |
| Applicable income taxes | $2,952,000 | 671 |
| Income before extraordinary items | $12,734,000 | 738 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $12,734,000 | 737 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $12,734,000 | 737 |
| Net charge-offs | $482,000 | 980 |
| Cash dividends | $400,000 | 3,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $12,733,190 | 738 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $40,532,000 | 587 |
| Total interest expense | $7,059,000 | 511 |
| Net interest income | $33,473,000 | 610 |
| Provision for loan and lease losses | $1,279,000 | 543 |
| Total noninterest income | $5,131,000 | 906 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $922,000 | 974 |
| Trading account gains and fees | $231,000 | 103 |
| Additional Noninterest Income | $3,978,000 | 781 |
| Total noninterest expense | $24,891,000 | 680 |
| Salaries and employee benefits | $14,066,000 | 677 |
| Premises and equipment expense | $2,486,000 | 757 |
| Additional noninterest expense | $8,339,000 | 615 |
| Pre-tax net operating income | $12,434,000 | 689 |
| Securities gains (losses) | $1,000 | 1,016 |
| Applicable income taxes | $2,317,000 | 666 |
| Income before extraordinary items | $10,118,000 | 709 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $10,118,000 | 708 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $10,118,000 | 708 |
| Net charge-offs | $451,000 | 754 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $10,117,190 | 706 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $26,471,000 | 589 |
| Total interest expense | $4,457,000 | 503 |
| Net interest income | $22,014,000 | 610 |
| Provision for loan and lease losses | $419,000 | 949 |
| Total noninterest income | $3,458,000 | 895 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $607,000 | 977 |
| Trading account gains and fees | $189,000 | 93 |
| Additional Noninterest Income | $2,662,000 | 780 |
| Total noninterest expense | $16,495,000 | 684 |
| Salaries and employee benefits | $9,356,000 | 680 |
| Premises and equipment expense | $1,630,000 | 775 |
| Additional noninterest expense | $5,509,000 | 624 |
| Pre-tax net operating income | $8,558,000 | 671 |
| Securities gains (losses) | $1,000 | 871 |
| Applicable income taxes | $1,594,000 | 643 |
| Income before extraordinary items | $6,965,000 | 691 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $6,965,000 | 689 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $6,965,000 | 690 |
| Net charge-offs | $388,000 | 616 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $6,964,190 | 687 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $12,884,000 | 595 |
| Total interest expense | $2,043,000 | 512 |
| Net interest income | $10,841,000 | 618 |
| Provision for loan and lease losses | $230,000 | 846 |
| Total noninterest income | $1,559,000 | 939 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $297,000 | 1,003 |
| Trading account gains and fees | $92,000 | 92 |
| Additional Noninterest Income | $1,170,000 | 821 |
| Total noninterest expense | $8,131,000 | 702 |
| Salaries and employee benefits | $4,650,000 | 693 |
| Premises and equipment expense | $834,000 | 767 |
| Additional noninterest expense | $2,647,000 | 637 |
| Pre-tax net operating income | $4,039,000 | 679 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $743,000 | 653 |
| Income before extraordinary items | $3,296,000 | 701 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $3,296,000 | 701 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $3,296,000 | 701 |
| Net charge-offs | $109,000 | 807 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $3,296,000 | 697 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $50,073,000 | 572 |
| Total interest expense | $7,221,000 | 491 |
| Net interest income | $42,852,000 | 592 |
| Provision for loan and lease losses | $1,319,000 | 721 |
| Total noninterest income | $6,906,000 | 886 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,019,000 | 1,171 |
| Trading account gains and fees | $74,000 | 126 |
| Additional Noninterest Income | $5,813,000 | 743 |
| Total noninterest expense | $32,590,000 | 675 |
| Salaries and employee benefits | $18,516,000 | 660 |
| Premises and equipment expense | $2,983,000 | 828 |
| Additional noninterest expense | $11,091,000 | 609 |
| Pre-tax net operating income | $15,849,000 | 664 |
| Securities gains (losses) | $-1,000 | 4,786 |
| Applicable income taxes | $3,507,000 | 856 |
| Income before extraordinary items | $12,341,000 | 621 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $12,341,000 | 621 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $12,341,000 | 621 |
| Net charge-offs | $129,000 | 2,208 |
| Cash dividends | $350,000 | 3,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $12,341,780 | 616 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $36,938,000 | 575 |
| Total interest expense | $5,316,000 | 488 |
| Net interest income | $31,622,000 | 597 |
| Provision for loan and lease losses | $1,165,000 | 611 |
| Total noninterest income | $4,465,000 | 1,001 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $708,000 | 1,247 |
| Trading account gains and fees | $55,000 | 124 |
| Additional Noninterest Income | $3,702,000 | 845 |
| Total noninterest expense | $24,504,000 | 673 |
| Salaries and employee benefits | $13,871,000 | 660 |
| Premises and equipment expense | $2,250,000 | 825 |
| Additional noninterest expense | $8,383,000 | 604 |
| Pre-tax net operating income | $10,418,000 | 733 |
| Securities gains (losses) | $-1,000 | 5,136 |
| Applicable income taxes | $3,113,000 | 667 |
| Income before extraordinary items | $7,304,000 | 824 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $7,304,000 | 824 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $7,304,000 | 824 |
| Net charge-offs | $23,000 | 2,920 |
| Cash dividends | $350,000 | 2,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $7,304,700 | 814 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $24,196,000 | 580 |
| Total interest expense | $3,494,000 | 482 |
| Net interest income | $20,702,000 | 600 |
| Provision for loan and lease losses | $1,007,000 | 495 |
| Total noninterest income | $3,011,000 | 985 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $455,000 | 1,270 |
| Trading account gains and fees | $55,000 | 118 |
| Additional Noninterest Income | $2,501,000 | 835 |
| Total noninterest expense | $16,437,000 | 671 |
| Salaries and employee benefits | $9,225,000 | 667 |
| Premises and equipment expense | $1,544,000 | 812 |
| Additional noninterest expense | $5,668,000 | 604 |
| Pre-tax net operating income | $6,269,000 | 808 |
| Securities gains (losses) | $-1,000 | 5,255 |
| Applicable income taxes | $1,833,000 | 712 |
| Income before extraordinary items | $4,435,000 | 886 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,435,000 | 887 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,435,000 | 886 |
| Net charge-offs | $-122,000 | 5,484 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $4,435,710 | 872 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $11,947,000 | 584 |
| Total interest expense | $1,697,000 | 479 |
| Net interest income | $10,250,000 | 601 |
| Provision for loan and lease losses | $430,000 | 506 |
| Total noninterest income | $1,360,000 | 1,073 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $212,000 | 1,344 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,148,000 | 867 |
| Total noninterest expense | $8,216,000 | 674 |
| Salaries and employee benefits | $4,535,000 | 690 |
| Premises and equipment expense | $801,000 | 796 |
| Additional noninterest expense | $2,880,000 | 593 |
| Pre-tax net operating income | $2,964,000 | 822 |
| Securities gains (losses) | $-1,000 | 5,454 |
| Applicable income taxes | $858,000 | 731 |
| Income before extraordinary items | $2,105,000 | 895 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,105,000 | 896 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,105,000 | 895 |
| Net charge-offs | $-253,000 | 5,756 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $2,105,710 | 881 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $43,203,000 | 630 |
| Total interest expense | $6,278,000 | 478 |
| Net interest income | $36,925,000 | 652 |
| Provision for loan and lease losses | $1,417,000 | 676 |
| Total noninterest income | $5,761,000 | 1,037 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $679,000 | 1,660 |
| Trading account gains and fees | $397,000 | 109 |
| Additional Noninterest Income | $4,685,000 | 887 |
| Total noninterest expense | $29,828,000 | 719 |
| Salaries and employee benefits | $16,600,000 | 718 |
| Premises and equipment expense | $2,407,000 | 985 |
| Additional noninterest expense | $10,821,000 | 645 |
| Pre-tax net operating income | $11,441,000 | 822 |
| Securities gains (losses) | $9,000 | 2,705 |
| Applicable income taxes | $3,086,000 | 762 |
| Income before extraordinary items | $8,364,000 | 891 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $8,364,000 | 890 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $8,364,000 | 890 |
| Net charge-offs | $850,000 | 751 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $8,357,430 | 866 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $31,928,000 | 635 |
| Total interest expense | $4,599,000 | 483 |
| Net interest income | $27,329,000 | 656 |
| Provision for loan and lease losses | $829,000 | 802 |
| Total noninterest income | $4,085,000 | 1,082 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $495,000 | 1,698 |
| Trading account gains and fees | $280,000 | 109 |
| Additional Noninterest Income | $3,310,000 | 929 |
| Total noninterest expense | $21,705,000 | 736 |
| Salaries and employee benefits | $11,796,000 | 748 |
| Premises and equipment expense | $1,744,000 | 1,016 |
| Additional noninterest expense | $8,165,000 | 639 |
| Pre-tax net operating income | $8,880,000 | 802 |
| Securities gains (losses) | $5,000 | 2,808 |
| Applicable income taxes | $2,381,000 | 773 |
| Income before extraordinary items | $6,504,000 | 857 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,504,000 | 857 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $6,504,000 | 857 |
| Net charge-offs | $724,000 | 612 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $6,500,350 | 834 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $21,117,000 | 637 |
| Total interest expense | $2,967,000 | 500 |
| Net interest income | $18,150,000 | 658 |
| Provision for loan and lease losses | $420,000 | 981 |
| Total noninterest income | $2,689,000 | 1,068 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $325,000 | 1,696 |
| Trading account gains and fees | $280,000 | 85 |
| Additional Noninterest Income | $2,084,000 | 935 |
| Total noninterest expense | $14,193,000 | 747 |
| Salaries and employee benefits | $7,826,000 | 750 |
| Premises and equipment expense | $1,124,000 | 1,055 |
| Additional noninterest expense | $5,243,000 | 660 |
| Pre-tax net operating income | $6,226,000 | 742 |
| Securities gains (losses) | $5,000 | 2,477 |
| Applicable income taxes | $1,802,000 | 701 |
| Income before extraordinary items | $4,429,000 | 834 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,429,000 | 832 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,429,000 | 833 |
| Net charge-offs | $612,000 | 512 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $4,425,450 | 808 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $10,446,000 | 642 |
| Total interest expense | $1,476,000 | 497 |
| Net interest income | $8,970,000 | 664 |
| Provision for loan and lease losses | $13,000 | 3,182 |
| Total noninterest income | $1,389,000 | 1,022 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $167,000 | 1,651 |
| Trading account gains and fees | $101,000 | 94 |
| Additional Noninterest Income | $1,121,000 | 864 |
| Total noninterest expense | $6,818,000 | 776 |
| Salaries and employee benefits | $3,932,000 | 753 |
| Premises and equipment expense | $549,000 | 1,082 |
| Additional noninterest expense | $2,337,000 | 714 |
| Pre-tax net operating income | $3,528,000 | 657 |
| Securities gains (losses) | $4,000 | 1,767 |
| Applicable income taxes | $1,046,000 | 622 |
| Income before extraordinary items | $2,486,000 | 738 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $2,486,000 | 737 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $2,486,000 | 737 |
| Net charge-offs | $95,000 | 1,050 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,483,200 | 714 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $38,778,000 | 665 |
| Total interest expense | $5,237,000 | 521 |
| Net interest income | $33,541,000 | 683 |
| Provision for loan and lease losses | $9,000 | 4,252 |
| Total noninterest income | $6,511,000 | 941 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $621,000 | 1,796 |
| Trading account gains and fees | $283,000 | 103 |
| Additional Noninterest Income | $5,607,000 | 755 |
| Total noninterest expense | $27,367,000 | 756 |
| Salaries and employee benefits | $14,947,000 | 764 |
| Premises and equipment expense | $2,213,000 | 1,071 |
| Additional noninterest expense | $10,207,000 | 668 |
| Pre-tax net operating income | $12,676,000 | 709 |
| Securities gains (losses) | $3,000 | 2,963 |
| Applicable income taxes | $3,590,000 | 671 |
| Income before extraordinary items | $9,089,000 | 799 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $9,089,000 | 799 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $9,089,000 | 799 |
| Net charge-offs | $-219,000 | 5,878 |
| Cash dividends | $400,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $9,086,840 | 780 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $29,061,000 | 666 |
| Total interest expense | $3,743,000 | 558 |
| Net interest income | $25,318,000 | 672 |
| Provision for loan and lease losses | $6,000 | 4,115 |
| Total noninterest income | $4,852,000 | 948 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $457,000 | 1,840 |
| Trading account gains and fees | $186,000 | 108 |
| Additional Noninterest Income | $4,209,000 | 754 |
| Total noninterest expense | $19,940,000 | 781 |
| Salaries and employee benefits | $10,534,000 | 822 |
| Premises and equipment expense | $1,681,000 | 1,076 |
| Additional noninterest expense | $7,725,000 | 661 |
| Pre-tax net operating income | $10,224,000 | 681 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $2,977,000 | 637 |
| Income before extraordinary items | $7,247,000 | 767 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,247,000 | 765 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $7,247,000 | 767 |
| Net charge-offs | $-195,000 | 5,956 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $7,247,000 | 747 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $19,094,000 | 676 |
| Total interest expense | $2,423,000 | 574 |
| Net interest income | $16,671,000 | 683 |
| Provision for loan and lease losses | $96,000 | 2,281 |
| Total noninterest income | $3,177,000 | 955 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $302,000 | 1,830 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,875,000 | 734 |
| Total noninterest expense | $12,802,000 | 811 |
| Salaries and employee benefits | $6,784,000 | 847 |
| Premises and equipment expense | $1,162,000 | 1,049 |
| Additional noninterest expense | $4,856,000 | 695 |
| Pre-tax net operating income | $6,950,000 | 682 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $2,021,000 | 630 |
| Income before extraordinary items | $4,929,000 | 747 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,929,000 | 746 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $4,929,000 | 747 |
| Net charge-offs | $-95,000 | 5,912 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $4,929,000 | 725 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $9,505,000 | 673 |
| Total interest expense | $1,196,000 | 580 |
| Net interest income | $8,309,000 | 680 |
| Provision for loan and lease losses | $24,000 | 2,747 |
| Total noninterest income | $1,628,000 | 915 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $152,000 | 1,796 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,476,000 | 692 |
| Total noninterest expense | $6,257,000 | 839 |
| Salaries and employee benefits | $3,277,000 | 871 |
| Premises and equipment expense | $587,000 | 1,041 |
| Additional noninterest expense | $2,393,000 | 689 |
| Pre-tax net operating income | $3,656,000 | 630 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $1,080,000 | 599 |
| Income before extraordinary items | $2,576,000 | 695 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $2,576,000 | 693 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $2,576,000 | 695 |
| Net charge-offs | $-205,000 | 6,250 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $2,576,000 | 674 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $33,014,000 | 764 |
| Total interest expense | $4,643,000 | 617 |
| Net interest income | $28,371,000 | 771 |
| Provision for loan and lease losses | $708,000 | 1,122 |
| Total noninterest income | $5,150,000 | 1,081 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $592,000 | 1,994 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,558,000 | 816 |
| Total noninterest expense | $24,047,000 | 833 |
| Salaries and employee benefits | $11,801,000 | 925 |
| Premises and equipment expense | $2,142,000 | 1,115 |
| Additional noninterest expense | $10,104,000 | 660 |
| Pre-tax net operating income | $8,766,000 | 945 |
| Securities gains (losses) | $18,000 | 2,377 |
| Applicable income taxes | $2,356,000 | 865 |
| Income before extraordinary items | $6,428,000 | 1,029 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $6,428,000 | 1,028 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,428,000 | 1,028 |
| Net charge-offs | $528,000 | 1,411 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,414,860 | 1,012 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $23,507,000 | 797 |
| Total interest expense | $3,464,000 | 628 |
| Net interest income | $20,043,000 | 827 |
| Provision for loan and lease losses | $710,000 | 882 |
| Total noninterest income | $3,393,000 | 1,171 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $420,000 | 2,085 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,973,000 | 908 |
| Total noninterest expense | $17,145,000 | 877 |
| Salaries and employee benefits | $8,286,000 | 986 |
| Premises and equipment expense | $1,433,000 | 1,263 |
| Additional noninterest expense | $7,426,000 | 669 |
| Pre-tax net operating income | $5,581,000 | 1,105 |
| Securities gains (losses) | $18,000 | 2,074 |
| Applicable income taxes | $1,397,000 | 1,047 |
| Income before extraordinary items | $4,202,000 | 1,181 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,202,000 | 1,179 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,202,000 | 1,180 |
| Net charge-offs | $157,000 | 2,255 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $4,188,500 | 1,159 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $15,444,000 | 806 |
| Total interest expense | $2,309,000 | 632 |
| Net interest income | $13,135,000 | 835 |
| Provision for loan and lease losses | $586,000 | 746 |
| Total noninterest income | $2,045,000 | 1,266 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $271,000 | 2,120 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,774,000 | 979 |
| Total noninterest expense | $10,953,000 | 915 |
| Salaries and employee benefits | $5,439,000 | 997 |
| Premises and equipment expense | $956,000 | 1,262 |
| Additional noninterest expense | $4,558,000 | 717 |
| Pre-tax net operating income | $3,641,000 | 1,095 |
| Securities gains (losses) | $18,000 | 1,704 |
| Applicable income taxes | $908,000 | 1,045 |
| Income before extraordinary items | $2,751,000 | 1,160 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,751,000 | 1,160 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,751,000 | 1,161 |
| Net charge-offs | $170,000 | 1,737 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,737,500 | 1,141 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $7,855,000 | 803 |
| Total interest expense | $1,169,000 | 633 |
| Net interest income | $6,686,000 | 815 |
| Provision for loan and lease losses | $554,000 | 411 |
| Total noninterest income | $966,000 | 1,285 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $137,000 | 2,080 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $829,000 | 981 |
| Total noninterest expense | $5,316,000 | 952 |
| Salaries and employee benefits | $2,651,000 | 1,031 |
| Premises and equipment expense | $482,000 | 1,277 |
| Additional noninterest expense | $2,183,000 | 743 |
| Pre-tax net operating income | $1,782,000 | 1,077 |
| Securities gains (losses) | $18,000 | 988 |
| Applicable income taxes | $446,000 | 1,010 |
| Income before extraordinary items | $1,354,000 | 1,141 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,354,000 | 1,142 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,354,000 | 1,142 |
| Net charge-offs | $-26,000 | 6,127 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,340,500 | 1,132 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $31,573,000 | 784 |
| Total interest expense | $5,338,000 | 610 |
| Net interest income | $26,235,000 | 813 |
| Provision for loan and lease losses | $1,024,000 | 1,073 |
| Total noninterest income | $5,526,000 | 1,050 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $546,000 | 2,235 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,980,000 | 804 |
| Total noninterest expense | $20,819,000 | 979 |
| Salaries and employee benefits | $10,539,000 | 1,022 |
| Premises and equipment expense | $1,760,000 | 1,354 |
| Additional noninterest expense | $8,520,000 | 802 |
| Pre-tax net operating income | $9,918,000 | 779 |
| Securities gains (losses) | $205,000 | 881 |
| Applicable income taxes | $2,873,000 | 691 |
| Income before extraordinary items | $7,250,000 | 861 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,250,000 | 863 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $7,250,000 | 863 |
| Net charge-offs | $750,000 | 1,551 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $7,102,400 | 861 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $23,627,000 | 789 |
| Total interest expense | $4,084,000 | 607 |
| Net interest income | $19,543,000 | 819 |
| Provision for loan and lease losses | $893,000 | 977 |
| Total noninterest income | $4,231,000 | 1,064 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $410,000 | 2,237 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,821,000 | 808 |
| Total noninterest expense | $15,236,000 | 1,008 |
| Salaries and employee benefits | $7,783,000 | 1,043 |
| Premises and equipment expense | $1,229,000 | 1,461 |
| Additional noninterest expense | $6,224,000 | 821 |
| Pre-tax net operating income | $7,645,000 | 768 |
| Securities gains (losses) | $205,000 | 812 |
| Applicable income taxes | $2,321,000 | 656 |
| Income before extraordinary items | $5,529,000 | 863 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $5,529,000 | 864 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,529,000 | 865 |
| Net charge-offs | $463,000 | 1,662 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,385,500 | 863 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $15,907,000 | 777 |
| Total interest expense | $2,782,000 | 606 |
| Net interest income | $13,125,000 | 808 |
| Provision for loan and lease losses | $936,000 | 714 |
| Total noninterest income | $2,987,000 | 1,016 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $264,000 | 2,269 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,723,000 | 788 |
| Total noninterest expense | $10,202,000 | 995 |
| Salaries and employee benefits | $5,153,000 | 1,053 |
| Premises and equipment expense | $827,000 | 1,454 |
| Additional noninterest expense | $4,222,000 | 800 |
| Pre-tax net operating income | $4,974,000 | 772 |
| Securities gains (losses) | $205,000 | 740 |
| Applicable income taxes | $1,522,000 | 660 |
| Income before extraordinary items | $3,657,000 | 855 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,657,000 | 856 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,657,000 | 857 |
| Net charge-offs | $383,000 | 1,474 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $3,511,450 | 853 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $8,066,000 | 771 |
| Total interest expense | $1,434,000 | 608 |
| Net interest income | $6,632,000 | 798 |
| Provision for loan and lease losses | $619,000 | 586 |
| Total noninterest income | $1,373,000 | 1,094 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $113,000 | 2,561 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,260,000 | 834 |
| Total noninterest expense | $5,116,000 | 1,000 |
| Salaries and employee benefits | $2,633,000 | 1,037 |
| Premises and equipment expense | $425,000 | 1,440 |
| Additional noninterest expense | $2,058,000 | 826 |
| Pre-tax net operating income | $2,270,000 | 825 |
| Securities gains (losses) | $204,000 | 458 |
| Applicable income taxes | $737,000 | 678 |
| Income before extraordinary items | $1,737,000 | 878 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,737,000 | 879 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,737,000 | 880 |
| Net charge-offs | $103,000 | 1,871 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,594,200 | 910 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $24,214,000 | 1,112 |
| Total interest expense | $5,895,000 | 738 |
| Net interest income | $18,319,000 | 1,209 |
| Provision for loan and lease losses | $924,000 | 1,865 |
| Total noninterest income | $4,087,000 | 1,308 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $246,000 | 3,892 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,841,000 | 992 |
| Total noninterest expense | $16,883,000 | 1,200 |
| Salaries and employee benefits | $7,985,000 | 1,296 |
| Premises and equipment expense | $809,000 | 2,716 |
| Additional noninterest expense | $8,089,000 | 866 |
| Pre-tax net operating income | $4,599,000 | 1,477 |
| Securities gains (losses) | $39,000 | 2,867 |
| Applicable income taxes | $1,424,000 | 1,137 |
| Income before extraordinary items | $3,214,000 | 1,749 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,214,000 | 1,750 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,214,000 | 1,750 |
| Net charge-offs | $778,000 | 2,086 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,187,090 | 1,659 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $17,543,000 | 1,158 |
| Total interest expense | $4,468,000 | 777 |
| Net interest income | $13,075,000 | 1,273 |
| Provision for loan and lease losses | $892,000 | 1,596 |
| Total noninterest income | $2,986,000 | 1,339 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $174,000 | 4,049 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,812,000 | 988 |
| Total noninterest expense | $11,027,000 | 1,352 |
| Salaries and employee benefits | $5,791,000 | 1,335 |
| Premises and equipment expense | $581,000 | 2,845 |
| Additional noninterest expense | $4,655,000 | 1,103 |
| Pre-tax net operating income | $4,142,000 | 1,291 |
| Securities gains (losses) | $39,000 | 2,576 |
| Applicable income taxes | $1,079,000 | 1,169 |
| Income before extraordinary items | $3,102,000 | 1,443 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,102,000 | 1,444 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,102,000 | 1,444 |
| Net charge-offs | $777,000 | 1,709 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,073,140 | 1,366 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $11,711,000 | 1,170 |
| Total interest expense | $3,060,000 | 783 |
| Net interest income | $8,651,000 | 1,285 |
| Provision for loan and lease losses | $662,000 | 1,469 |
| Total noninterest income | $1,764,000 | 1,428 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $115,000 | 4,062 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,649,000 | 1,065 |
| Total noninterest expense | $6,971,000 | 1,409 |
| Salaries and employee benefits | $3,808,000 | 1,356 |
| Premises and equipment expense | $384,000 | 2,854 |
| Additional noninterest expense | $2,779,000 | 1,229 |
| Pre-tax net operating income | $2,782,000 | 1,281 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $717,000 | 1,156 |
| Income before extraordinary items | $2,065,000 | 1,445 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,065,000 | 1,445 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,065,000 | 1,445 |
| Net charge-offs | $428,000 | 1,932 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,065,000 | 1,357 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,904,000 | 1,167 |
| Total interest expense | $1,553,000 | 804 |
| Net interest income | $4,351,000 | 1,274 |
| Provision for loan and lease losses | $215,000 | 1,937 |
| Total noninterest income | $771,000 | 1,573 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $56,000 | 4,084 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $715,000 | 1,158 |
| Total noninterest expense | $3,435,000 | 1,424 |
| Salaries and employee benefits | $1,875,000 | 1,382 |
| Premises and equipment expense | $193,000 | 2,858 |
| Additional noninterest expense | $1,367,000 | 1,229 |
| Pre-tax net operating income | $1,472,000 | 1,187 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $390,000 | 1,093 |
| Income before extraordinary items | $1,082,000 | 1,342 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,082,000 | 1,343 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,082,000 | 1,343 |
| Net charge-offs | $179,000 | 1,944 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,082,000 | 1,269 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $24,018,000 | 1,190 |
| Total interest expense | $7,630,000 | 771 |
| Net interest income | $16,388,000 | 1,345 |
| Provision for loan and lease losses | $2,345,000 | 1,404 |
| Total noninterest income | $3,541,000 | 1,332 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $239,000 | 4,052 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $3,302,000 | 968 |
| Total noninterest expense | $12,422,000 | 1,575 |
| Salaries and employee benefits | $7,112,000 | 1,390 |
| Premises and equipment expense | $1,746,000 | 1,433 |
| Additional noninterest expense | $3,564,000 | 1,888 |
| Pre-tax net operating income | $5,162,000 | 1,149 |
| Securities gains (losses) | $450,000 | 858 |
| Applicable income taxes | $1,427,000 | 1,035 |
| Income before extraordinary items | $4,185,000 | 1,201 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,185,000 | 1,201 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,185,000 | 1,201 |
| Net charge-offs | $1,832,000 | 1,638 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,847,500 | 1,221 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $18,084,000 | 1,199 |
| Total interest expense | $5,899,000 | 780 |
| Net interest income | $12,185,000 | 1,369 |
| Provision for loan and lease losses | $1,800,000 | 1,333 |
| Total noninterest income | $2,723,000 | 1,314 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 4,831 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,605,000 | 929 |
| Total noninterest expense | $9,239,000 | 1,586 |
| Salaries and employee benefits | $5,189,000 | 1,428 |
| Premises and equipment expense | $1,336,000 | 1,422 |
| Additional noninterest expense | $2,714,000 | 1,873 |
| Pre-tax net operating income | $3,869,000 | 1,195 |
| Securities gains (losses) | $529,000 | 622 |
| Applicable income taxes | $1,194,000 | 949 |
| Income before extraordinary items | $3,204,000 | 1,203 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,204,000 | 1,203 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,204,000 | 1,203 |
| Net charge-offs | $1,955,000 | 1,246 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,817,830 | 1,296 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $11,841,000 | 1,228 |
| Total interest expense | $3,954,000 | 817 |
| Net interest income | $7,887,000 | 1,423 |
| Provision for loan and lease losses | $1,533,000 | 1,098 |
| Total noninterest income | $1,917,000 | 1,269 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,917,000 | 862 |
| Total noninterest expense | $5,998,000 | 1,635 |
| Salaries and employee benefits | $3,314,000 | 1,509 |
| Premises and equipment expense | $861,000 | 1,463 |
| Additional noninterest expense | $1,823,000 | 1,872 |
| Pre-tax net operating income | $2,273,000 | 1,297 |
| Securities gains (losses) | $37,000 | 1,760 |
| Applicable income taxes | $574,000 | 1,189 |
| Income before extraordinary items | $1,736,000 | 1,420 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,736,000 | 1,420 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,736,000 | 1,420 |
| Net charge-offs | $971,000 | 1,496 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,708,250 | 1,380 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,769,000 | 1,264 |
| Total interest expense | $1,972,000 | 852 |
| Net interest income | $3,797,000 | 1,468 |
| Provision for loan and lease losses | $748,000 | 1,092 |
| Total noninterest income | $755,000 | 1,478 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $755,000 | 1,020 |
| Total noninterest expense | $2,908,000 | 1,703 |
| Salaries and employee benefits | $1,615,000 | 1,555 |
| Premises and equipment expense | $439,000 | 1,468 |
| Additional noninterest expense | $854,000 | 1,983 |
| Pre-tax net operating income | $896,000 | 1,600 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $198,000 | 1,524 |
| Income before extraordinary items | $698,000 | 1,682 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $698,000 | 1,682 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $698,000 | 1,682 |
| Net charge-offs | $297,000 | 1,764 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $698,000 | 1,634 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $22,672,000 | 1,354 |
| Total interest expense | $8,133,000 | 1,026 |
| Net interest income | $14,539,000 | 1,540 |
| Provision for loan and lease losses | $2,583,000 | 1,779 |
| Total noninterest income | $2,271,000 | 1,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,271,000 | 1,293 |
| Total noninterest expense | $11,461,000 | 1,723 |
| Salaries and employee benefits | $6,101,000 | 1,594 |
| Premises and equipment expense | $1,458,000 | 1,760 |
| Additional noninterest expense | $3,902,000 | 1,852 |
| Pre-tax net operating income | $2,766,000 | 1,739 |
| Securities gains (losses) | $250,000 | 1,415 |
| Applicable income taxes | $690,000 | 1,577 |
| Income before extraordinary items | $2,326,000 | 1,773 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,326,000 | 1,774 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,326,000 | 1,775 |
| Net charge-offs | $1,177,000 | 2,465 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,133,500 | 1,841 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $17,038,000 | 1,373 |
| Total interest expense | $6,099,000 | 1,059 |
| Net interest income | $10,939,000 | 1,548 |
| Provision for loan and lease losses | $2,133,000 | 1,582 |
| Total noninterest income | $1,506,000 | 2,080 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,506,000 | 1,340 |
| Total noninterest expense | $8,209,000 | 1,787 |
| Salaries and employee benefits | $4,562,000 | 1,605 |
| Premises and equipment expense | $1,055,000 | 1,844 |
| Additional noninterest expense | $2,592,000 | 1,998 |
| Pre-tax net operating income | $2,103,000 | 1,819 |
| Securities gains (losses) | $249,000 | 1,211 |
| Applicable income taxes | $561,000 | 1,552 |
| Income before extraordinary items | $1,791,000 | 1,838 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,791,000 | 1,839 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,791,000 | 1,840 |
| Net charge-offs | $1,117,000 | 2,065 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,601,760 | 1,944 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $11,204,000 | 1,407 |
| Total interest expense | $4,061,000 | 1,100 |
| Net interest income | $7,143,000 | 1,583 |
| Provision for loan and lease losses | $1,458,000 | 1,549 |
| Total noninterest income | $1,263,000 | 1,710 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,263,000 | 1,105 |
| Total noninterest expense | $5,582,000 | 1,774 |
| Salaries and employee benefits | $3,204,000 | 1,541 |
| Premises and equipment expense | $687,000 | 1,897 |
| Additional noninterest expense | $1,691,000 | 2,032 |
| Pre-tax net operating income | $1,366,000 | 1,850 |
| Securities gains (losses) | $249,000 | 809 |
| Applicable income taxes | $386,000 | 1,479 |
| Income before extraordinary items | $1,229,000 | 1,772 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,229,000 | 1,771 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,229,000 | 1,772 |
| Net charge-offs | $705,000 | 2,078 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,039,760 | 1,961 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,678,000 | 1,426 |
| Total interest expense | $2,058,000 | 1,144 |
| Net interest income | $3,620,000 | 1,591 |
| Provision for loan and lease losses | $754,000 | 1,385 |
| Total noninterest income | $576,000 | 1,826 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $576,000 | 1,161 |
| Total noninterest expense | $2,821,000 | 1,764 |
| Salaries and employee benefits | $1,675,000 | 1,497 |
| Premises and equipment expense | $334,000 | 2,011 |
| Additional noninterest expense | $812,000 | 2,091 |
| Pre-tax net operating income | $621,000 | 2,041 |
| Securities gains (losses) | $162,000 | 594 |
| Applicable income taxes | $181,000 | 1,526 |
| Income before extraordinary items | $602,000 | 1,820 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $602,000 | 1,819 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $602,000 | 1,821 |
| Net charge-offs | $719,000 | 1,297 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $477,260 | 2,134 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $21,884,000 | 1,567 |
| Total interest expense | $8,580,000 | 1,400 |
| Net interest income | $13,304,000 | 1,685 |
| Provision for loan and lease losses | $3,099,000 | 1,942 |
| Total noninterest income | $2,108,000 | 2,048 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,108,000 | 1,328 |
| Total noninterest expense | $9,501,000 | 2,112 |
| Salaries and employee benefits | $5,402,000 | 1,837 |
| Premises and equipment expense | $1,293,000 | 2,063 |
| Additional noninterest expense | $2,806,000 | 2,489 |
| Pre-tax net operating income | $2,812,000 | 1,423 |
| Securities gains (losses) | $997,000 | 503 |
| Applicable income taxes | $1,094,000 | 896 |
| Income before extraordinary items | $2,715,000 | 1,220 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,715,000 | 1,219 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,715,000 | 1,219 |
| Net charge-offs | $2,827,000 | 1,669 |
| Cash dividends | $3,000,000 | 573 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,007,130 | 1,622 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $16,238,000 | 1,606 |
| Total interest expense | $6,490,000 | 1,453 |
| Net interest income | $9,748,000 | 1,721 |
| Provision for loan and lease losses | $1,837,000 | 2,012 |
| Total noninterest income | $1,574,000 | 2,088 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,574,000 | 1,350 |
| Total noninterest expense | $6,892,000 | 2,168 |
| Salaries and employee benefits | $3,719,000 | 1,998 |
| Premises and equipment expense | $970,000 | 2,085 |
| Additional noninterest expense | $2,203,000 | 2,364 |
| Pre-tax net operating income | $2,593,000 | 1,244 |
| Securities gains (losses) | $266,000 | 1,086 |
| Applicable income taxes | $849,000 | 958 |
| Income before extraordinary items | $2,010,000 | 1,326 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,010,000 | 1,325 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,010,000 | 1,327 |
| Net charge-offs | $1,229,000 | 1,974 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,823,800 | 1,435 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,802,000 | 1,646 |
| Total interest expense | $4,391,000 | 1,507 |
| Net interest income | $6,411,000 | 1,744 |
| Provision for loan and lease losses | $1,218,000 | 1,846 |
| Total noninterest income | $1,083,000 | 2,054 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,083,000 | 1,353 |
| Total noninterest expense | $4,606,000 | 2,181 |
| Salaries and employee benefits | $2,439,000 | 2,064 |
| Premises and equipment expense | $651,000 | 2,104 |
| Additional noninterest expense | $1,516,000 | 2,314 |
| Pre-tax net operating income | $1,670,000 | 1,370 |
| Securities gains (losses) | $188,000 | 1,050 |
| Applicable income taxes | $563,000 | 982 |
| Income before extraordinary items | $1,295,000 | 1,446 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,295,000 | 1,444 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,295,000 | 1,445 |
| Net charge-offs | $403,000 | 2,602 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,163,400 | 1,579 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,371,000 | 1,671 |
| Total interest expense | $2,241,000 | 1,525 |
| Net interest income | $3,130,000 | 1,774 |
| Provision for loan and lease losses | $570,000 | 1,661 |
| Total noninterest income | $522,000 | 2,067 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $522,000 | 1,356 |
| Total noninterest expense | $2,181,000 | 2,242 |
| Salaries and employee benefits | $1,190,000 | 2,143 |
| Premises and equipment expense | $355,000 | 1,976 |
| Additional noninterest expense | $636,000 | 2,436 |
| Pre-tax net operating income | $901,000 | 1,430 |
| Securities gains (losses) | $138,000 | 839 |
| Applicable income taxes | $326,000 | 993 |
| Income before extraordinary items | $713,000 | 1,528 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $713,000 | 1,530 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $713,000 | 1,530 |
| Net charge-offs | $373,000 | 1,604 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $617,780 | 1,654 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $21,228,000 | 1,806 |
| Total interest expense | $9,754,000 | 1,665 |
| Net interest income | $11,474,000 | 1,934 |
| Provision for loan and lease losses | $1,503,000 | 2,154 |
| Total noninterest income | $2,278,000 | 1,944 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,278,000 | 1,188 |
| Total noninterest expense | $8,062,000 | 2,364 |
| Salaries and employee benefits | $4,575,000 | 2,219 |
| Premises and equipment expense | $1,311,000 | 2,063 |
| Additional noninterest expense | $2,176,000 | 2,650 |
| Pre-tax net operating income | $4,187,000 | 1,302 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,343,000 | 945 |
| Income before extraordinary items | $2,844,000 | 1,442 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,844,000 | 1,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $306,000 | 3,501 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,844,000 | 1,538 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $15,720,000 | 1,864 |
| Total interest expense | $7,411,000 | 1,709 |
| Net interest income | $8,309,000 | 2,023 |
| Provision for loan and lease losses | $1,033,000 | 1,790 |
| Total noninterest income | $1,743,000 | 1,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,743,000 | 1,221 |
| Total noninterest expense | $5,964,000 | 2,384 |
| Salaries and employee benefits | $3,349,000 | 2,296 |
| Premises and equipment expense | $976,000 | 2,087 |
| Additional noninterest expense | $1,639,000 | 2,560 |
| Pre-tax net operating income | $3,055,000 | 1,593 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,006,000 | 1,150 |
| Income before extraordinary items | $2,049,000 | 1,739 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,049,000 | 1,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,455 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,049,000 | 1,837 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,344,000 | 1,916 |
| Total interest expense | $5,094,000 | 1,724 |
| Net interest income | $5,250,000 | 2,112 |
| Provision for loan and lease losses | $585,000 | 1,741 |
| Total noninterest income | $1,127,000 | 2,046 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,127,000 | 1,289 |
| Total noninterest expense | $3,889,000 | 2,435 |
| Salaries and employee benefits | $2,166,000 | 2,383 |
| Premises and equipment expense | $638,000 | 2,116 |
| Additional noninterest expense | $1,085,000 | 2,558 |
| Pre-tax net operating income | $1,903,000 | 1,751 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $646,000 | 1,310 |
| Income before extraordinary items | $1,257,000 | 2,102 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,257,000 | 2,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,485 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,257,000 | 2,051 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,124,000 | 1,987 |
| Total interest expense | $2,697,000 | 1,743 |
| Net interest income | $2,427,000 | 2,269 |
| Provision for loan and lease losses | $247,000 | 1,606 |
| Total noninterest income | $520,000 | 2,181 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $520,000 | 1,378 |
| Total noninterest expense | $1,911,000 | 2,468 |
| Salaries and employee benefits | $1,081,000 | 2,405 |
| Premises and equipment expense | $317,000 | 2,151 |
| Additional noninterest expense | $513,000 | 2,662 |
| Pre-tax net operating income | $789,000 | 2,182 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $276,000 | 1,565 |
| Income before extraordinary items | $513,000 | 2,628 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $513,000 | 2,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,100 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $513,000 | 2,560 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,933,000 | 2,172 |
| Total interest expense | $11,007,000 | 1,814 |
| Net interest income | $7,926,000 | 2,747 |
| Provision for loan and lease losses | $890,000 | 1,558 |
| Total noninterest income | $3,328,000 | 1,522 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,328,000 | 934 |
| Total noninterest expense | $8,031,000 | 2,287 |
| Salaries and employee benefits | $4,658,000 | 2,160 |
| Premises and equipment expense | $1,155,000 | 2,243 |
| Additional noninterest expense | $2,218,000 | 2,427 |
| Pre-tax net operating income | $2,333,000 | 2,977 |
| Securities gains (losses) | $150,000 | 508 |
| Applicable income taxes | $778,000 | 2,176 |
| Income before extraordinary items | $1,705,000 | 3,161 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,705,000 | 3,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,086 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,601,500 | 3,283 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,851,000 | 2,239 |
| Total interest expense | $8,102,000 | 1,832 |
| Net interest income | $5,749,000 | 2,844 |
| Provision for loan and lease losses | $783,000 | 1,115 |
| Total noninterest income | $2,777,000 | 1,390 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,777,000 | 875 |
| Total noninterest expense | $6,218,000 | 2,186 |
| Salaries and employee benefits | $3,624,000 | 2,087 |
| Premises and equipment expense | $870,000 | 2,227 |
| Additional noninterest expense | $1,724,000 | 2,307 |
| Pre-tax net operating income | $1,525,000 | 3,432 |
| Securities gains (losses) | $186,000 | 381 |
| Applicable income taxes | $527,000 | 2,468 |
| Income before extraordinary items | $1,184,000 | 3,499 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,184,000 | 3,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,644 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,055,660 | 3,747 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,969,000 | 2,323 |
| Total interest expense | $5,245,000 | 1,886 |
| Net interest income | $3,724,000 | 2,954 |
| Provision for loan and lease losses | $523,000 | 994 |
| Total noninterest income | $1,953,000 | 1,354 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,953,000 | 879 |
| Total noninterest expense | $4,216,000 | 2,179 |
| Salaries and employee benefits | $2,459,000 | 2,076 |
| Premises and equipment expense | $581,000 | 2,224 |
| Additional noninterest expense | $1,176,000 | 2,256 |
| Pre-tax net operating income | $938,000 | 3,675 |
| Securities gains (losses) | $186,000 | 314 |
| Applicable income taxes | $341,000 | 2,576 |
| Income before extraordinary items | $783,000 | 3,563 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $783,000 | 3,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,311 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $652,800 | 3,973 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,350,000 | 2,386 |
| Total interest expense | $2,556,000 | 1,916 |
| Net interest income | $1,794,000 | 3,049 |
| Provision for loan and lease losses | $262,000 | 925 |
| Total noninterest income | $931,000 | 1,378 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $931,000 | 889 |
| Total noninterest expense | $2,084,000 | 2,224 |
| Salaries and employee benefits | $1,212,000 | 2,113 |
| Premises and equipment expense | $279,000 | 2,344 |
| Additional noninterest expense | $593,000 | 2,218 |
| Pre-tax net operating income | $379,000 | 4,121 |
| Securities gains (losses) | $186,000 | 214 |
| Applicable income taxes | $167,000 | 2,642 |
| Income before extraordinary items | $398,000 | 3,511 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $398,000 | 3,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,284 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $267,800 | 4,404 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,830,000 | 2,440 |
| Total interest expense | $9,190,000 | 1,814 |
| Net interest income | $6,640,000 | 3,255 |
| Provision for loan and lease losses | $269,000 | 2,984 |
| Total noninterest income | $2,381,000 | 1,955 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,381,000 | 1,184 |
| Total noninterest expense | $6,659,000 | 2,631 |
| Salaries and employee benefits | $3,557,000 | 2,708 |
| Premises and equipment expense | $945,000 | 2,604 |
| Additional noninterest expense | $2,157,000 | 2,399 |
| Pre-tax net operating income | $2,093,000 | 3,542 |
| Securities gains (losses) | $810,000 | 192 |
| Applicable income taxes | $932,000 | 2,305 |
| Income before extraordinary items | $1,971,000 | 3,132 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,971,000 | 3,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,800 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 365 |
| Net operating income | $1,420,200 | 3,881 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,571,000 | 2,478 |
| Total interest expense | $6,636,000 | 1,827 |
| Net interest income | $4,935,000 | 3,308 |
| Provision for loan and lease losses | $719,000 | 1,032 |
| Total noninterest income | $1,687,000 | 2,051 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,687,000 | 1,249 |
| Total noninterest expense | $4,840,000 | 2,707 |
| Salaries and employee benefits | $2,714,000 | 2,666 |
| Premises and equipment expense | $678,000 | 2,720 |
| Additional noninterest expense | $1,448,000 | 2,641 |
| Pre-tax net operating income | $1,063,000 | 4,595 |
| Securities gains (losses) | $540,000 | 206 |
| Applicable income taxes | $512,000 | 2,837 |
| Income before extraordinary items | $1,091,000 | 3,955 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,091,000 | 3,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,412 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 277 |
| Net operating income | $723,800 | 4,932 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,403,000 | 2,533 |
| Total interest expense | $4,206,000 | 1,826 |
| Net interest income | $3,197,000 | 3,390 |
| Provision for loan and lease losses | $529,000 | 935 |
| Total noninterest income | $1,067,000 | 2,129 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,067,000 | 1,295 |
| Total noninterest expense | $2,957,000 | 2,908 |
| Salaries and employee benefits | $1,675,000 | 2,831 |
| Premises and equipment expense | $413,000 | 2,919 |
| Additional noninterest expense | $869,000 | 2,912 |
| Pre-tax net operating income | $778,000 | 4,390 |
| Securities gains (losses) | $255,000 | 233 |
| Applicable income taxes | $337,000 | 2,881 |
| Income before extraordinary items | $696,000 | 4,086 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $696,000 | 4,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 188 |
| Net operating income | $525,150 | 4,750 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,464,000 | 2,635 |
| Total interest expense | $1,935,000 | 1,885 |
| Net interest income | $1,529,000 | 3,487 |
| Provision for loan and lease losses | $261,000 | 886 |
| Total noninterest income | $517,000 | 2,150 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $517,000 | 1,316 |
| Total noninterest expense | $1,426,000 | 3,011 |
| Salaries and employee benefits | $821,000 | 2,902 |
| Premises and equipment expense | $198,000 | 3,049 |
| Additional noninterest expense | $407,000 | 3,072 |
| Pre-tax net operating income | $359,000 | 4,535 |
| Securities gains (losses) | $85,000 | 270 |
| Applicable income taxes | $145,000 | 3,084 |
| Income before extraordinary items | $299,000 | 4,430 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $299,000 | 4,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 91 |
| Net operating income | $242,050 | 4,901 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,990,000 | 2,907 |
| Total interest expense | $5,229,000 | 2,112 |
| Net interest income | $5,761,000 | 3,547 |
| Provision for loan and lease losses | $1,135,000 | 930 |
| Total noninterest income | $2,162,000 | 2,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,162,000 | 1,283 |
| Total noninterest expense | $5,589,000 | 2,933 |
| Salaries and employee benefits | $3,307,000 | 2,730 |
| Premises and equipment expense | $730,000 | 3,135 |
| Additional noninterest expense | $1,552,000 | 3,140 |
| Pre-tax net operating income | $1,199,000 | 4,902 |
| Securities gains (losses) | $426,000 | 320 |
| Applicable income taxes | $539,000 | 3,244 |
| Income before extraordinary items | $1,086,000 | 4,606 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,086,000 | 4,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 2,227 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $800,580 | 5,319 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,810,000 | 2,995 |
| Total interest expense | $3,530,000 | 2,197 |
| Net interest income | $4,280,000 | 3,561 |
| Provision for loan and lease losses | $835,000 | 903 |
| Total noninterest income | $1,677,000 | 2,029 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,677,000 | 1,247 |
| Total noninterest expense | $4,181,000 | 2,909 |
| Salaries and employee benefits | $2,496,000 | 2,681 |
| Premises and equipment expense | $544,000 | 3,123 |
| Additional noninterest expense | $1,141,000 | 3,156 |
| Pre-tax net operating income | $941,000 | 4,926 |
| Securities gains (losses) | $316,000 | 376 |
| Applicable income taxes | $423,000 | 3,235 |
| Income before extraordinary items | $834,000 | 4,646 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $834,000 | 4,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,360 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $625,440 | 5,322 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,723,000 | 3,185 |
| Total interest expense | $1,959,000 | 2,456 |
| Net interest income | $2,764,000 | 3,635 |
| Provision for loan and lease losses | $625,000 | 791 |
| Total noninterest income | $1,151,000 | 1,974 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,151,000 | 1,217 |
| Total noninterest expense | $2,706,000 | 2,972 |
| Salaries and employee benefits | $1,603,000 | 2,757 |
| Premises and equipment expense | $355,000 | 3,148 |
| Additional noninterest expense | $748,000 | 3,186 |
| Pre-tax net operating income | $584,000 | 5,074 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $205,000 | 3,742 |
| Income before extraordinary items | $379,000 | 5,571 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $379,000 | 5,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,334 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $379,000 | 5,525 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,149,000 | 3,394 |
| Total interest expense | $870,000 | 2,609 |
| Net interest income | $1,279,000 | 3,845 |
| Provision for loan and lease losses | $287,000 | 824 |
| Total noninterest income | $542,000 | 2,026 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $542,000 | 1,256 |
| Total noninterest expense | $1,316,000 | 3,061 |
| Salaries and employee benefits | $774,000 | 2,843 |
| Premises and equipment expense | $165,000 | 3,381 |
| Additional noninterest expense | $377,000 | 3,175 |
| Pre-tax net operating income | $218,000 | 5,769 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $76,000 | 4,184 |
| Income before extraordinary items | $142,000 | 6,222 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $142,000 | 6,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 8,569 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $142,000 | 6,174 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,051,000 | 3,783 |
| Total interest expense | $2,651,000 | 2,909 |
| Net interest income | $4,400,000 | 4,183 |
| Provision for loan and lease losses | $418,000 | 2,294 |
| Total noninterest income | $1,587,000 | 2,585 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,587,000 | 1,574 |
| Total noninterest expense | $5,628,000 | 2,809 |
| Salaries and employee benefits | $3,126,000 | 2,737 |
| Premises and equipment expense | $823,000 | 2,718 |
| Additional noninterest expense | $1,679,000 | 2,836 |
| Pre-tax net operating income | $-59,000 | 8,458 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-25,000 | 8,629 |
| Income before extraordinary items | $-34,000 | 8,480 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-34,000 | 8,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,645 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-34,000 | 8,448 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,146,000 | 3,845 |
| Total interest expense | $1,933,000 | 2,922 |
| Net interest income | $3,213,000 | 4,269 |
| Provision for loan and lease losses | $350,000 | 2,001 |
| Total noninterest income | $1,105,000 | 2,732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,105,000 | 1,652 |
| Total noninterest expense | $4,299,000 | 2,737 |
| Salaries and employee benefits | $2,445,000 | 2,618 |
| Premises and equipment expense | $541,000 | 3,048 |
| Additional noninterest expense | $1,313,000 | 2,681 |
| Pre-tax net operating income | $-331,000 | 8,710 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-116,000 | 8,864 |
| Income before extraordinary items | $-215,000 | 8,692 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-215,000 | 8,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,426 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-215,000 | 8,665 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,289,000 | 3,975 |
| Total interest expense | $1,269,000 | 2,956 |
| Net interest income | $2,020,000 | 4,440 |
| Provision for loan and lease losses | $267,000 | 1,746 |
| Total noninterest income | $661,000 | 2,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $661,000 | 1,795 |
| Total noninterest expense | $2,853,000 | 2,748 |
| Salaries and employee benefits | $1,610,000 | 2,654 |
| Premises and equipment expense | $350,000 | 3,127 |
| Additional noninterest expense | $893,000 | 2,643 |
| Pre-tax net operating income | $-439,000 | 8,877 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-154,000 | 8,971 |
| Income before extraordinary items | $-285,000 | 8,845 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-285,000 | 8,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,323 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-285,000 | 8,819 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,632,000 | 3,996 |
| Total interest expense | $608,000 | 3,084 |
| Net interest income | $1,024,000 | 4,404 |
| Provision for loan and lease losses | $144,000 | 1,588 |
| Total noninterest income | $268,000 | 3,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $268,000 | 2,024 |
| Total noninterest expense | $1,366,000 | 2,864 |
| Salaries and employee benefits | $783,000 | 2,745 |
| Premises and equipment expense | $166,000 | 3,298 |
| Additional noninterest expense | $417,000 | 2,793 |
| Pre-tax net operating income | $-218,000 | 8,924 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-76,000 | 9,016 |
| Income before extraordinary items | $-142,000 | 8,900 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-142,000 | 8,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,590 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-142,000 | 8,868 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,919,000 | 4,349 |
| Total interest expense | $2,225,000 | 3,673 |
| Net interest income | $3,694,000 | 4,625 |
| Provision for loan and lease losses | $580,000 | 1,932 |
| Total noninterest income | $1,357,000 | 3,039 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,357,000 | 1,955 |
| Total noninterest expense | $4,040,000 | 3,686 |
| Salaries and employee benefits | $2,426,000 | 3,343 |
| Premises and equipment expense | $689,000 | 3,119 |
| Additional noninterest expense | $925,000 | 4,531 |
| Pre-tax net operating income | $431,000 | 6,918 |
| Securities gains (losses) | $279,000 | 1,099 |
| Applicable income taxes | $254,000 | 4,552 |
| Income before extraordinary items | $456,000 | 6,544 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $456,000 | 6,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,204 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $277,440 | 7,247 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,384,000 | 4,430 |
| Total interest expense | $1,663,000 | 3,814 |
| Net interest income | $2,721,000 | 4,698 |
| Provision for loan and lease losses | $430,000 | 1,923 |
| Total noninterest income | $1,137,000 | 2,889 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,137,000 | 1,879 |
| Total noninterest expense | $2,728,000 | 3,967 |
| Salaries and employee benefits | $1,592,000 | 3,725 |
| Premises and equipment expense | $439,000 | 3,598 |
| Additional noninterest expense | $697,000 | 4,482 |
| Pre-tax net operating income | $700,000 | 5,502 |
| Securities gains (losses) | $279,000 | 1,013 |
| Applicable income taxes | $346,000 | 3,659 |
| Income before extraordinary items | $633,000 | 5,257 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $633,000 | 5,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,109 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $451,650 | 5,919 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,894,000 | 4,492 |
| Total interest expense | $1,118,000 | 3,900 |
| Net interest income | $1,776,000 | 4,758 |
| Provision for loan and lease losses | $280,000 | 1,947 |
| Total noninterest income | $816,000 | 2,720 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $816,000 | 1,753 |
| Total noninterest expense | $1,789,000 | 4,018 |
| Salaries and employee benefits | $1,045,000 | 3,780 |
| Premises and equipment expense | $289,000 | 3,615 |
| Additional noninterest expense | $455,000 | 4,559 |
| Pre-tax net operating income | $523,000 | 5,206 |
| Securities gains (losses) | $279,000 | 846 |
| Applicable income taxes | $284,000 | 3,334 |
| Income before extraordinary items | $518,000 | 4,703 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $518,000 | 4,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,344 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $336,650 | 5,615 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,397,000 | 4,636 |
| Total interest expense | $525,000 | 4,184 |
| Net interest income | $872,000 | 4,794 |
| Provision for loan and lease losses | $145,000 | 1,841 |
| Total noninterest income | $514,000 | 2,247 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $514,000 | 1,455 |
| Total noninterest expense | $844,000 | 4,204 |
| Salaries and employee benefits | $487,000 | 3,986 |
| Premises and equipment expense | $146,000 | 3,559 |
| Additional noninterest expense | $211,000 | 4,775 |
| Pre-tax net operating income | $397,000 | 4,050 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $141,000 | 3,336 |
| Income before extraordinary items | $256,000 | 4,651 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $256,000 | 4,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,300 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $256,000 | 4,449 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,869,000 | 6,013 |
| Total interest expense | $1,818,000 | 5,118 |
| Net interest income | $2,051,000 | 6,544 |
| Provision for loan and lease losses | $478,000 | 2,469 |
| Total noninterest income | $256,000 | 6,807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $256,000 | 4,576 |
| Total noninterest expense | $3,039,000 | 4,415 |
| Salaries and employee benefits | $1,686,000 | 4,295 |
| Premises and equipment expense | $555,000 | 3,640 |
| Additional noninterest expense | $798,000 | 4,932 |
| Pre-tax net operating income | $-1,210,000 | 9,169 |
| Securities gains (losses) | $332,000 | 834 |
| Applicable income taxes | $-289,000 | 9,184 |
| Income before extraordinary items | $-589,000 | 9,067 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-589,000 | 9,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,953 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-811,440 | 9,100 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,167,000 | 9,014 |
| Total interest expense | $487,000 | 9,030 |
| Net interest income | $680,000 | 8,886 |
| Provision for loan and lease losses | $173,000 | 4,499 |
| Total noninterest income | $70,000 | 8,910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $70,000 | 7,115 |
| Total noninterest expense | $2,221,000 | 5,354 |
| Salaries and employee benefits | $1,250,000 | 5,165 |
| Premises and equipment expense | $366,000 | 4,887 |
| Additional noninterest expense | $605,000 | 5,802 |
| Pre-tax net operating income | $-1,644,000 | 9,456 |
| Securities gains (losses) | $-11,000 | 9,304 |
| Applicable income taxes | $-574,000 | 9,512 |
| Income before extraordinary items | $-1,081,000 | 9,434 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-1,081,000 | 9,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,919 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $11,000,000 | 64 |
| Net operating income | $-1,073,850 | 9,400 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.