Home > Western State Bank > Income and Expense

Western State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$131,477,000419
Total interest expense$39,778,000467
Net interest income$91,699,000395
Provision for loan and lease losses$7,075,000265
Total noninterest income$7,862,000885
Gross Fiduciary activities income$0981
Service charges on deposit accounts$554,0001,544
Trading account gains and feesNANA
Additional Noninterest Income$7,308,000681
Total noninterest expense$51,665,000553
Salaries and employee benefits$32,937,000484
Premises and equipment expense$3,740,000708
Additional noninterest expense$7,308,000681
Pre-tax net operating income$40,821,000411
Securities gains (losses)$101,000246
Applicable income taxes$9,735,000355
Income before extraordinary items$31,187,000412
Extraordinary gains, net$054
Net income$31,187,000417
Minority interest net income$088
Net income of bank and minority interests.$31,187,000414
Net charge-offs$2,716,000332
Cash dividends$6,025,000694
Sale, conversion, retirement of capital stock, net$0540
Net operating income$31,107,210425
2023-09-30 (YTD Data)Rank
Total interest income$94,293,000428
Total interest expense$26,622,000479
Net interest income$67,671,000410
Provision for loan and lease losses$5,275,000261
Total noninterest income$6,101,000871
Gross Fiduciary activities income$0950
Service charges on deposit accounts$413,0001,548
Trading account gains and feesNANA
Additional Noninterest Income$5,688,000669
Total noninterest expense$39,165,000549
Salaries and employee benefits$25,436,000468
Premises and equipment expense$2,800,000717
Additional noninterest expense$5,688,000669
Pre-tax net operating income$29,332,000438
Securities gains (losses)$16,000507
Applicable income taxes$7,266,000372
Income before extraordinary items$22,082,000449
Extraordinary gains, net$052
Net income$22,082,000453
Minority interest net income$081
Net income of bank and minority interests.$22,082,000449
Net charge-offs$1,639,000328
Cash dividends$4,575,000647
Sale, conversion, retirement of capital stock, net$0507
Net operating income$22,069,360460
2023-06-30 (YTD Data)Rank
Total interest income$60,049,000430
Total interest expense$15,108,000496
Net interest income$44,941,000411
Provision for loan and lease losses$3,475,000260
Total noninterest income$4,595,000773
Gross Fiduciary activities income$0931
Service charges on deposit accounts$261,0001,585
Trading account gains and feesNANA
Additional Noninterest Income$4,334,000585
Total noninterest expense$25,789,000539
Salaries and employee benefits$16,954,000460
Premises and equipment expense$1,880,000705
Additional noninterest expense$4,334,000585
Pre-tax net operating income$20,272,000427
Securities gains (losses)$12,000583
Applicable income taxes$5,025,000364
Income before extraordinary items$15,259,000433
Extraordinary gains, net$051
Net income$15,259,000441
Minority interest net income$081
Net income of bank and minority interests.$15,259,000433
Net charge-offs$770,000348
Cash dividends$3,400,000585
Sale, conversion, retirement of capital stock, net$0486
Net operating income$15,249,520440
2023-03-31 (YTD Data)Rank
Total interest income$28,627,000448
Total interest expense$6,656,000493
Net interest income$21,971,000434
Provision for loan and lease losses$1,200,000313
Total noninterest income$2,299,000757
Gross Fiduciary activities income$0913
Service charges on deposit accounts$140,0001,535
Trading account gains and feesNANA
Additional Noninterest Income$2,159,000580
Total noninterest expense$12,905,000552
Salaries and employee benefits$8,459,000475
Premises and equipment expense$950,000728
Additional noninterest expense$2,159,000580
Pre-tax net operating income$10,165,000433
Securities gains (losses)$7,000681
Applicable income taxes$2,523,000376
Income before extraordinary items$7,649,000449
Extraordinary gains, net$04
Net income$7,649,000449
Minority interest net income$048
Net income of bank and minority interests.$7,649,000450
Net charge-offs$212,000427
Cash dividends$800,000953
Sale, conversion, retirement of capital stock, net$0430
Net operating income$7,643,470456
2022-12-31 (YTD Data)Rank
Total interest income$94,123,000438
Total interest expense$6,954,000604
Net interest income$87,169,000419
Provision for loan and lease losses$03,012
Total noninterest income$10,728,000728
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$509,0001,661
Trading account gains and feesNANA
Additional Noninterest Income$10,219,000553
Total noninterest expense$46,422,000580
Salaries and employee benefits$31,081,000489
Premises and equipment expense$3,382,000756
Additional noninterest expense$10,219,000553
Pre-tax net operating income$51,475,000370
Securities gains (losses)$-6,0003,342
Applicable income taxes$12,548,000324
Income before extraordinary items$38,921,000386
Extraordinary gains, net$05
Net income$38,921,000387
Minority interest net income$063
Net income of bank and minority interests.$38,921,000387
Net charge-offs$2,673,000236
Cash dividends$9,250,000509
Sale, conversion, retirement of capital stock, net$0568
Net operating income$38,925,740392
2022-09-30 (YTD Data)Rank
Total interest income$67,814,000435
Total interest expense$3,853,000591
Net interest income$63,961,000416
Provision for loan and lease losses$02,835
Total noninterest income$9,008,000698
Gross Fiduciary activities income$0968
Service charges on deposit accounts$364,0001,726
Trading account gains and feesNANA
Additional Noninterest Income$8,644,000522
Total noninterest expense$34,215,000588
Salaries and employee benefits$23,324,000484
Premises and equipment expense$2,509,000767
Additional noninterest expense$8,644,000522
Pre-tax net operating income$38,754,000369
Securities gains (losses)$-9,0003,750
Applicable income taxes$9,635,000329
Income before extraordinary items$29,110,000380
Extraordinary gains, net$04
Net income$29,110,000380
Minority interest net income$057
Net income of bank and minority interests.$29,110,000380
Net charge-offs$1,751,000228
Cash dividends$5,050,000571
Sale, conversion, retirement of capital stock, net$0519
Net operating income$29,117,110387
2022-06-30 (YTD Data)Rank
Total interest income$43,595,000421
Total interest expense$2,457,000482
Net interest income$41,138,000418
Provision for loan and lease losses$02,599
Total noninterest income$7,525,000585
Gross Fiduciary activities income$0925
Service charges on deposit accounts$247,0001,707
Trading account gains and feesNANA
Additional Noninterest Income$7,278,000457
Total noninterest expense$22,521,000586
Salaries and employee benefits$15,441,000483
Premises and equipment expense$1,673,000763
Additional noninterest expense$5,407,000724
Pre-tax net operating income$26,142,000359
Securities gains (losses)$-11,0003,956
Applicable income taxes$6,501,000312
Income before extraordinary items$19,630,000364
Extraordinary gains, net$04
Net income$19,630,000364
Minority interest net income$060
Net income of bank and minority interests.$19,630,000364
Net charge-offs$1,232,000214
Cash dividends$4,150,000478
Sale, conversion, retirement of capital stock, net$0494
Net operating income$19,638,690373
2022-03-31 (YTD Data)Rank
Total interest income$21,564,000411
Total interest expense$1,231,000453
Net interest income$20,333,000412
Provision for loan and lease losses$02,285
Total noninterest income$4,624,000509
Gross Fiduciary activities income$0892
Service charges on deposit accounts$106,0001,867
Trading account gains and feesNANA
Additional Noninterest Income$4,518,000411
Total noninterest expense$11,254,000586
Salaries and employee benefits$7,659,000487
Premises and equipment expense$841,000770
Additional noninterest expense$2,754,000701
Pre-tax net operating income$13,703,000336
Securities gains (losses)$-4,0004,101
Applicable income taxes$3,409,000296
Income before extraordinary items$10,290,000355
Extraordinary gains, net$04
Net income$10,290,000355
Minority interest net income$050
Net income of bank and minority interests.$10,290,000355
Net charge-offs$812,000176
Cash dividends$2,400,000419
Sale, conversion, retirement of capital stock, net$0453
Net operating income$10,293,160360
2021-12-31 (YTD Data)Rank
Total interest income$86,070,000416
Total interest expense$5,791,000467
Net interest income$80,279,000414
Provision for loan and lease losses$5,780,00096
Total noninterest income$14,735,000648
Gross Fiduciary activities income$0994
Service charges on deposit accounts$402,0001,850
Trading account gains and feesNANA
Additional Noninterest Income$14,333,000529
Total noninterest expense$43,122,000611
Salaries and employee benefits$29,036,000506
Premises and equipment expense$5,236,000516
Additional noninterest expense$8,850,000863
Pre-tax net operating income$46,112,000410
Securities gains (losses)$20,0001,501
Applicable income taxes$11,129,000364
Income before extraordinary items$35,003,000433
Extraordinary gains, net$010
Net income$35,003,000433
Minority interest net income$074
Net income of bank and minority interests.$35,003,000433
Net charge-offs$2,687,000241
Cash dividends$2,775,0001,247
Sale, conversion, retirement of capital stock, net$0582
Net operating income$34,987,200426
2021-09-30 (YTD Data)Rank
Total interest income$64,691,000419
Total interest expense$4,418,000484
Net interest income$60,273,000419
Provision for loan and lease losses$4,550,00084
Total noninterest income$12,127,000626
Gross Fiduciary activities income$0957
Service charges on deposit accounts$291,0001,896
Trading account gains and feesNANA
Additional Noninterest Income$11,836,000516
Total noninterest expense$31,432,000628
Salaries and employee benefits$21,149,000520
Premises and equipment expense$3,881,000524
Additional noninterest expense$6,402,000884
Pre-tax net operating income$36,418,000406
Securities gains (losses)$15,0001,526
Applicable income taxes$8,978,000357
Income before extraordinary items$27,455,000427
Extraordinary gains, net$08
Net income$27,455,000427
Minority interest net income$069
Net income of bank and minority interests.$27,455,000428
Net charge-offs$2,312,000226
Cash dividends$2,275,0001,062
Sale, conversion, retirement of capital stock, net$0543
Net operating income$27,443,150422
2021-06-30 (YTD Data)Rank
Total interest income$42,388,000423
Total interest expense$3,145,000481
Net interest income$39,243,000420
Provision for loan and lease losses$3,050,00087
Total noninterest income$7,660,000652
Gross Fiduciary activities income$0951
Service charges on deposit accounts$188,0001,880
Trading account gains and feesNANA
Additional Noninterest Income$7,472,000535
Total noninterest expense$20,811,000624
Salaries and employee benefits$14,048,000523
Premises and equipment expense$2,559,000534
Additional noninterest expense$4,204,000884
Pre-tax net operating income$23,042,000419
Securities gains (losses)$10,0001,415
Applicable income taxes$5,679,000371
Income before extraordinary items$17,373,000440
Extraordinary gains, net$06
Net income$17,373,000439
Minority interest net income$067
Net income of bank and minority interests.$17,373,000440
Net charge-offs$1,627,000212
Cash dividends$2,275,000767
Sale, conversion, retirement of capital stock, net$0517
Net operating income$17,365,100434
2021-03-31 (YTD Data)Rank
Total interest income$20,717,000429
Total interest expense$1,725,000473
Net interest income$18,992,000423
Provision for loan and lease losses$2,025,00088
Total noninterest income$2,840,000786
Gross Fiduciary activities income$0922
Service charges on deposit accounts$90,0001,926
Trading account gains and feesNANA
Additional Noninterest Income$2,750,000655
Total noninterest expense$10,410,000625
Salaries and employee benefits$7,091,000524
Premises and equipment expense$1,259,000538
Additional noninterest expense$2,060,000873
Pre-tax net operating income$9,397,000474
Securities gains (losses)$10,0001,056
Applicable income taxes$2,326,000422
Income before extraordinary items$7,081,000508
Extraordinary gains, net$03
Net income$7,081,000508
Minority interest net income$055
Net income of bank and minority interests.$7,081,000508
Net charge-offs$798,000203
Cash dividends$1,075,000710
Sale, conversion, retirement of capital stock, net$0482
Net operating income$7,073,100501
2020-12-31 (YTD Data)Rank
Total interest income$78,933,000444
Total interest expense$12,434,000413
Net interest income$66,499,000449
Provision for loan and lease losses$12,135,000299
Total noninterest income$10,335,000779
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$413,0001,861
Trading account gains and feesNANA
Additional Noninterest Income$9,922,000646
Total noninterest expense$37,564,000665
Salaries and employee benefits$24,488,000580
Premises and equipment expense$5,126,000514
Additional noninterest expense$7,950,000886
Pre-tax net operating income$27,135,000461
Securities gains (losses)$22,0002,079
Applicable income taxes$6,489,000414
Income before extraordinary items$20,668,000505
Extraordinary gains, net$04
Net income$20,668,000505
Minority interest net income$072
Net income of bank and minority interests.$20,668,000505
Net charge-offs$2,925,000323
Cash dividends$5,500,000701
Sale, conversion, retirement of capital stock, net$0566
Net operating income$20,650,620491
2020-09-30 (YTD Data)Rank
Total interest income$60,011,000436
Total interest expense$10,034,000415
Net interest income$49,977,000438
Provision for loan and lease losses$10,435,000298
Total noninterest income$7,026,000813
Gross Fiduciary activities income$0981
Service charges on deposit accounts$308,0001,848
Trading account gains and feesNANA
Additional Noninterest Income$6,718,000668
Total noninterest expense$27,635,000670
Salaries and employee benefits$18,270,000570
Premises and equipment expense$3,890,000508
Additional noninterest expense$5,475,000932
Pre-tax net operating income$18,933,000463
Securities gains (losses)$18,0001,959
Applicable income taxes$4,665,000393
Income before extraordinary items$14,286,000513
Extraordinary gains, net$04
Net income$14,286,000512
Minority interest net income$065
Net income of bank and minority interests.$14,286,000513
Net charge-offs$2,024,000323
Cash dividends$4,550,000607
Sale, conversion, retirement of capital stock, net$0532
Net operating income$14,271,780500
2020-06-30 (YTD Data)Rank
Total interest income$40,629,000436
Total interest expense$7,218,000427
Net interest income$33,411,000435
Provision for loan and lease losses$8,785,000285
Total noninterest income$4,686,000766
Gross Fiduciary activities income$0970
Service charges on deposit accounts$203,0001,891
Trading account gains and feesNANA
Additional Noninterest Income$4,483,000617
Total noninterest expense$18,170,000673
Salaries and employee benefits$11,996,000570
Premises and equipment expense$2,585,000513
Additional noninterest expense$3,589,000951
Pre-tax net operating income$11,142,000463
Securities gains (losses)$16,0001,748
Applicable income taxes$2,743,000387
Income before extraordinary items$8,415,000519
Extraordinary gains, net$04
Net income$8,415,000517
Minority interest net income$065
Net income of bank and minority interests.$8,415,000519
Net charge-offs$1,244,000345
Cash dividends$3,750,000534
Sale, conversion, retirement of capital stock, net$0504
Net operating income$8,402,360498
2020-03-31 (YTD Data)Rank
Total interest income$18,188,000487
Total interest expense$3,751,000456
Net interest income$14,437,000495
Provision for loan and lease losses$2,120,000387
Total noninterest income$2,476,000700
Gross Fiduciary activities income$0941
Service charges on deposit accounts$124,0001,876
Trading account gains and feesNANA
Additional Noninterest Income$2,352,000523
Total noninterest expense$9,031,000677
Salaries and employee benefits$5,788,000593
Premises and equipment expense$1,284,000519
Additional noninterest expense$1,959,000882
Pre-tax net operating income$5,762,000413
Securities gains (losses)$01,705
Applicable income taxes$1,409,000347
Income before extraordinary items$4,353,000460
Extraordinary gains, net$04
Net income$4,353,000459
Minority interest net income$056
Net income of bank and minority interests.$4,353,000460
Net charge-offs$421,000420
Cash dividends$950,000856
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,353,000446
2019-12-31 (YTD Data)Rank
Total interest income$71,334,000494
Total interest expense$14,674,000488
Net interest income$56,660,000495
Provision for loan and lease losses$5,520,000244
Total noninterest income$8,331,000788
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$538,0001,818
Trading account gains and feesNANA
Additional Noninterest Income$7,793,000627
Total noninterest expense$34,084,000690
Salaries and employee benefits$21,327,000618
Premises and equipment expense$5,150,000512
Additional noninterest expense$7,607,000893
Pre-tax net operating income$25,387,000512
Securities gains (losses)$02,379
Applicable income taxes$5,981,000445
Income before extraordinary items$19,406,000552
Extraordinary gains, net$011
Net income$19,406,000553
Minority interest net income$076
Net income of bank and minority interests.$19,406,000553
Net charge-offs$3,130,000300
Cash dividends$5,650,000728
Sale, conversion, retirement of capital stock, net$0626
Net operating income$19,406,000541
2019-09-30 (YTD Data)Rank
Total interest income$52,545,000506
Total interest expense$10,693,000509
Net interest income$41,852,000503
Provision for loan and lease losses$3,960,000242
Total noninterest income$6,458,000767
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$410,0001,800
Trading account gains and feesNANA
Additional Noninterest Income$6,048,000603
Total noninterest expense$25,660,000690
Salaries and employee benefits$16,261,000610
Premises and equipment expense$3,912,000511
Additional noninterest expense$5,487,000914
Pre-tax net operating income$18,690,000524
Securities gains (losses)$02,167
Applicable income taxes$4,592,000448
Income before extraordinary items$14,098,000572
Extraordinary gains, net$011
Net income$14,098,000570
Minority interest net income$072
Net income of bank and minority interests.$14,098,000572
Net charge-offs$1,945,000319
Cash dividends$4,900,000628
Sale, conversion, retirement of capital stock, net$0590
Net operating income$14,098,000565
2019-06-30 (YTD Data)Rank
Total interest income$33,851,000524
Total interest expense$6,632,000535
Net interest income$27,219,000513
Provision for loan and lease losses$2,870,000230
Total noninterest income$3,838,000822
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$269,0001,804
Trading account gains and fees$0131
Additional Noninterest Income$3,569,000644
Total noninterest expense$17,049,000688
Salaries and employee benefits$10,718,000614
Premises and equipment expense$2,606,000514
Additional noninterest expense$3,725,000911
Pre-tax net operating income$11,138,000551
Securities gains (losses)$01,702
Applicable income taxes$2,736,000482
Income before extraordinary items$8,402,000603
Extraordinary gains, net$011
Net income$8,402,000603
Minority interest net income$069
Net income of bank and minority interests.$8,402,000603
Net charge-offs$908,000367
Cash dividends$4,550,000472
Sale, conversion, retirement of capital stock, net$0573
Net operating income$8,402,000593
2019-03-31 (YTD Data)Rank
Total interest income$16,421,000532
Total interest expense$3,005,000569
Net interest income$13,416,000518
Provision for loan and lease losses$975,000295
Total noninterest income$1,904,000798
Gross Fiduciary activities income$0972
Service charges on deposit accounts$135,0001,781
Trading account gains and fees$0126
Additional Noninterest Income$1,769,000611
Total noninterest expense$8,119,000719
Salaries and employee benefits$5,291,000619
Premises and equipment expense$1,147,000568
Additional noninterest expense$1,681,000977
Pre-tax net operating income$6,226,000502
Securities gains (losses)$01,087
Applicable income taxes$1,532,000432
Income before extraordinary items$4,694,000550
Extraordinary gains, net$05
Net income$4,694,000549
Minority interest net income$052
Net income of bank and minority interests.$4,694,000549
Net charge-offs$396,000394
Cash dividends$1,350,000689
Sale, conversion, retirement of capital stock, net$0529
Net operating income$4,694,000537
2018-12-31 (YTD Data)Rank
Total interest income$63,800,000515
Total interest expense$9,169,000569
Net interest income$54,631,000499
Provision for loan and lease losses$3,960,000308
Total noninterest income$6,277,000948
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$582,0001,773
Trading account gains and feesNANA
Additional Noninterest Income$5,695,000742
Total noninterest expense$32,114,000711
Salaries and employee benefits$20,472,000612
Premises and equipment expense$4,573,000552
Additional noninterest expense$7,069,000952
Pre-tax net operating income$24,834,000500
Securities gains (losses)$01,125
Applicable income taxes$5,702,000435
Income before extraordinary items$19,132,000536
Extraordinary gains, net$06
Net income$19,132,000534
Minority interest net income$072
Net income of bank and minority interests.$19,132,000535
Net charge-offs$2,348,000326
Cash dividends$2,850,0001,132
Sale, conversion, retirement of capital stock, net$0671
Net operating income$19,132,000534
2018-09-30 (YTD Data)Rank
Total interest income$46,551,000517
Total interest expense$6,372,000569
Net interest income$40,179,000504
Provision for loan and lease losses$3,245,000278
Total noninterest income$5,011,000921
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$415,0001,855
Trading account gains and feesNANA
Additional Noninterest Income$4,596,000716
Total noninterest expense$24,136,000704
Salaries and employee benefits$15,732,000599
Premises and equipment expense$3,341,000570
Additional noninterest expense$5,063,000984
Pre-tax net operating income$17,809,000518
Securities gains (losses)$01,118
Applicable income taxes$4,383,000434
Income before extraordinary items$13,426,000559
Extraordinary gains, net$05
Net income$13,426,000557
Minority interest net income$066
Net income of bank and minority interests.$13,426,000558
Net charge-offs$1,590,000321
Cash dividends$2,100,0001,025
Sale, conversion, retirement of capital stock, net$0633
Net operating income$13,426,000559
2018-06-30 (YTD Data)Rank
Total interest income$30,465,000521
Total interest expense$3,916,000568
Net interest income$26,549,000510
Provision for loan and lease losses$1,880,000308
Total noninterest income$3,647,000859
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$269,0001,885
Trading account gains and feesNANA
Additional Noninterest Income$3,378,000679
Total noninterest expense$16,168,000702
Salaries and employee benefits$10,538,000597
Premises and equipment expense$2,195,000579
Additional noninterest expense$3,435,000956
Pre-tax net operating income$12,148,000509
Securities gains (losses)$0961
Applicable income taxes$2,992,000430
Income before extraordinary items$9,156,000550
Extraordinary gains, net$06
Net income$9,156,000547
Minority interest net income$065
Net income of bank and minority interests.$9,156,000549
Net charge-offs$940,000344
Cash dividends$1,450,000992
Sale, conversion, retirement of capital stock, net$0620
Net operating income$9,156,000550
2018-03-31 (YTD Data)Rank
Total interest income$14,869,000525
Total interest expense$1,896,000556
Net interest income$12,973,000520
Provision for loan and lease losses$940,000294
Total noninterest income$2,632,000653
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$137,0001,871
Trading account gains and feesNANA
Additional Noninterest Income$2,495,000491
Total noninterest expense$7,916,000721
Salaries and employee benefits$5,251,000604
Premises and equipment expense$973,000660
Additional noninterest expense$1,692,000961
Pre-tax net operating income$6,749,000459
Securities gains (losses)$0735
Applicable income taxes$1,659,000387
Income before extraordinary items$5,090,000492
Extraordinary gains, net$07
Net income$5,090,000491
Minority interest net income$052
Net income of bank and minority interests.$5,090,000492
Net charge-offs$276,000446
Cash dividends$275,0001,677
Sale, conversion, retirement of capital stock, net$0580
Net operating income$5,090,000492
2017-12-31 (YTD Data)Rank
Total interest income$57,904,000502
Total interest expense$7,876,000452
Net interest income$50,028,000507
Provision for loan and lease losses$4,950,000253
Total noninterest income$5,281,0001,076
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$556,0001,883
Trading account gains and feesNANA
Additional Noninterest Income$4,725,000853
Total noninterest expense$30,696,000717
Salaries and employee benefits$19,400,000626
Premises and equipment expense$3,847,000645
Additional noninterest expense$7,449,000882
Pre-tax net operating income$19,663,000557
Securities gains (losses)$02,243
Applicable income taxes$8,304,000471
Income before extraordinary items$11,359,000665
Extraordinary gains, net$09
Net income$11,359,000665
Minority interest net income$076
Net income of bank and minority interests.$11,359,000665
Net charge-offs$4,449,000226
Cash dividends$4,075,000800
Sale, conversion, retirement of capital stock, net$0711
Net operating income$11,359,000660
2017-09-30 (YTD Data)Rank
Total interest income$42,946,000506
Total interest expense$6,033,000435
Net interest income$36,913,000516
Provision for loan and lease losses$3,850,000241
Total noninterest income$4,124,0001,066
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$435,0001,835
Trading account gains and feesNANA
Additional Noninterest Income$3,689,000847
Total noninterest expense$23,336,000705
Salaries and employee benefits$14,868,000607
Premises and equipment expense$2,901,000649
Additional noninterest expense$5,567,000882
Pre-tax net operating income$13,851,000589
Securities gains (losses)$02,274
Applicable income taxes$5,343,000469
Income before extraordinary items$8,508,000730
Extraordinary gains, net$09
Net income$8,508,000730
Minority interest net income$071
Net income of bank and minority interests.$8,508,000730
Net charge-offs$3,489,000205
Cash dividends$1,275,0001,466
Sale, conversion, retirement of capital stock, net$0677
Net operating income$8,508,000714
2017-06-30 (YTD Data)Rank
Total interest income$28,084,000508
Total interest expense$3,939,000428
Net interest income$24,145,000519
Provision for loan and lease losses$2,400,000242
Total noninterest income$2,621,0001,102
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$291,0001,819
Trading account gains and feesNANA
Additional Noninterest Income$2,330,000870
Total noninterest expense$15,538,000708
Salaries and employee benefits$9,795,000620
Premises and equipment expense$1,953,000635
Additional noninterest expense$3,790,000867
Pre-tax net operating income$8,828,000603
Securities gains (losses)$01,906
Applicable income taxes$3,404,000481
Income before extraordinary items$5,424,000741
Extraordinary gains, net$011
Net income$5,424,000740
Minority interest net income$071
Net income of bank and minority interests.$5,424,000741
Net charge-offs$2,904,000180
Cash dividends$925,0001,400
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,424,000721
2017-03-31 (YTD Data)Rank
Total interest income$13,789,000518
Total interest expense$1,922,000425
Net interest income$11,867,000525
Provision for loan and lease losses$1,200,000237
Total noninterest income$1,124,0001,213
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$140,0001,862
Trading account gains and feesNANA
Additional Noninterest Income$984,000966
Total noninterest expense$7,578,000728
Salaries and employee benefits$4,783,000645
Premises and equipment expense$895,000717
Additional noninterest expense$1,900,000855
Pre-tax net operating income$4,213,000609
Securities gains (losses)$01,153
Applicable income taxes$1,624,000483
Income before extraordinary items$2,589,000750
Extraordinary gains, net$08
Net income$2,589,000750
Minority interest net income$055
Net income of bank and minority interests.$2,589,000750
Net charge-offs$691,000272
Cash dividends$125,0002,249
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,589,000735
2016-12-31 (YTD Data)Rank
Total interest income$54,062,000501
Total interest expense$7,113,000428
Net interest income$46,949,000510
Provision for loan and lease losses$4,150,000303
Total noninterest income$6,851,000920
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$574,0001,860
Trading account gains and fees$0170
Additional Noninterest Income$6,277,000713
Total noninterest expense$28,847,000743
Salaries and employee benefits$18,349,000640
Premises and equipment expense$3,349,000745
Additional noninterest expense$7,149,000925
Pre-tax net operating income$20,803,000492
Securities gains (losses)$30,0002,159
Applicable income taxes$7,762,000400
Income before extraordinary items$13,071,000593
Extraordinary gains, net$05
Net income$13,071,000592
Minority interest net income$082
Net income of bank and minority interests.$13,071,000592
Net charge-offs$3,150,000289
Cash dividends$4,350,000763
Sale, conversion, retirement of capital stock, net$0759
Net operating income$13,051,800586
2016-09-30 (YTD Data)Rank
Total interest income$40,103,000502
Total interest expense$5,128,000437
Net interest income$34,975,000514
Provision for loan and lease losses$3,300,000270
Total noninterest income$5,709,000850
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$429,0001,865
Trading account gains and fees$0169
Additional Noninterest Income$5,280,000658
Total noninterest expense$21,344,000751
Salaries and employee benefits$13,811,000639
Premises and equipment expense$2,367,000796
Additional noninterest expense$5,166,000952
Pre-tax net operating income$16,040,000488
Securities gains (losses)$30,0002,103
Applicable income taxes$6,144,000396
Income before extraordinary items$9,926,000589
Extraordinary gains, net$05
Net income$9,926,000589
Minority interest net income$071
Net income of bank and minority interests.$9,926,000589
Net charge-offs$1,654,000340
Cash dividends$1,475,0001,301
Sale, conversion, retirement of capital stock, net$0719
Net operating income$9,906,800571
2016-06-30 (YTD Data)Rank
Total interest income$26,247,000510
Total interest expense$3,288,000446
Net interest income$22,959,000519
Provision for loan and lease losses$2,250,000262
Total noninterest income$4,508,000743
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$273,0001,921
Trading account gains and fees$0157
Additional Noninterest Income$4,235,000576
Total noninterest expense$14,192,000748
Salaries and employee benefits$9,079,000650
Premises and equipment expense$1,564,000800
Additional noninterest expense$3,549,000935
Pre-tax net operating income$11,025,000468
Securities gains (losses)$14,0002,123
Applicable income taxes$4,220,000386
Income before extraordinary items$6,819,000562
Extraordinary gains, net$016
Net income$6,819,000560
Minority interest net income$071
Net income of bank and minority interests.$6,819,000561
Net charge-offs$1,088,000334
Cash dividends$1,375,0001,040
Sale, conversion, retirement of capital stock, net$0705
Net operating income$6,810,040547
2016-03-31 (YTD Data)Rank
Total interest income$12,901,000516
Total interest expense$1,612,000448
Net interest income$11,289,000532
Provision for loan and lease losses$1,075,000264
Total noninterest income$1,536,000943
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$124,0002,067
Trading account gains and fees$0142
Additional Noninterest Income$1,412,000738
Total noninterest expense$7,149,000742
Salaries and employee benefits$4,589,000645
Premises and equipment expense$814,000773
Additional noninterest expense$1,746,000934
Pre-tax net operating income$4,601,000523
Securities gains (losses)$14,0001,386
Applicable income taxes$1,761,000431
Income before extraordinary items$2,854,000647
Extraordinary gains, net$012
Net income$2,854,000646
Minority interest net income$062
Net income of bank and minority interests.$2,854,000647
Net charge-offs$441,000374
Cash dividends$1,300,000589
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,845,040636
2015-12-31 (YTD Data)Rank
Total interest income$47,829,000537
Total interest expense$6,066,000450
Net interest income$41,763,000545
Provision for loan and lease losses$2,890,000330
Total noninterest income$5,378,0001,070
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$521,0002,066
Trading account gains and fees$0159
Additional Noninterest Income$4,857,000835
Total noninterest expense$25,837,000808
Salaries and employee benefits$16,524,000692
Premises and equipment expense$2,241,0001,054
Additional noninterest expense$7,072,000926
Pre-tax net operating income$18,414,000525
Securities gains (losses)$8,0002,689
Applicable income taxes$7,026,000415
Income before extraordinary items$11,396,000652
Extraordinary gains, net$023
Net income$11,396,000650
Minority interest net income$081
Net income of bank and minority interests.$11,396,000653
Net charge-offs$1,869,000398
Cash dividends$2,170,0001,267
Sale, conversion, retirement of capital stock, net$0804
Net operating income$11,390,880639
2015-09-30 (YTD Data)Rank
Total interest income$35,355,000550
Total interest expense$4,494,000458
Net interest income$30,861,000558
Provision for loan and lease losses$1,640,000392
Total noninterest income$3,758,0001,137
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$385,0002,099
Trading account gains and fees$0153
Additional Noninterest Income$3,373,000879
Total noninterest expense$18,980,000825
Salaries and employee benefits$12,423,000700
Premises and equipment expense$1,661,0001,088
Additional noninterest expense$4,896,0001,011
Pre-tax net operating income$13,999,000527
Securities gains (losses)$03,031
Applicable income taxes$5,536,000423
Income before extraordinary items$8,463,000655
Extraordinary gains, net$021
Net income$8,463,000653
Minority interest net income$078
Net income of bank and minority interests.$8,463,000655
Net charge-offs$1,318,000391
Cash dividends$1,370,0001,297
Sale, conversion, retirement of capital stock, net$0773
Net operating income$8,463,000641
2015-06-30 (YTD Data)Rank
Total interest income$23,181,000555
Total interest expense$2,972,000458
Net interest income$20,209,000561
Provision for loan and lease losses$1,180,000377
Total noninterest income$2,424,0001,167
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$250,0002,108
Trading account gains and fees$0157
Additional Noninterest Income$2,174,000910
Total noninterest expense$12,476,000843
Salaries and employee benefits$8,140,000713
Premises and equipment expense$1,078,0001,126
Additional noninterest expense$3,258,0001,010
Pre-tax net operating income$8,977,000539
Securities gains (losses)$02,636
Applicable income taxes$3,516,000436
Income before extraordinary items$5,461,000676
Extraordinary gains, net$022
Net income$5,461,000673
Minority interest net income$075
Net income of bank and minority interests.$5,461,000676
Net charge-offs$538,000602
Cash dividends$1,370,000962
Sale, conversion, retirement of capital stock, net$0751
Net operating income$5,461,000653
2015-03-31 (YTD Data)Rank
Total interest income$11,457,000553
Total interest expense$1,484,000450
Net interest income$9,973,000566
Provision for loan and lease losses$690,000308
Total noninterest income$1,203,0001,136
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$118,0002,199
Trading account gains and fees$0152
Additional Noninterest Income$1,085,000876
Total noninterest expense$6,115,000857
Salaries and employee benefits$3,975,000742
Premises and equipment expense$532,0001,140
Additional noninterest expense$1,608,0001,007
Pre-tax net operating income$4,371,000543
Securities gains (losses)$02,027
Applicable income taxes$1,646,000442
Income before extraordinary items$2,725,000658
Extraordinary gains, net$013
Net income$2,725,000656
Minority interest net income$064
Net income of bank and minority interests.$2,725,000658
Net charge-offs$155,000855
Cash dividends$500,0001,094
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,725,000639
2014-12-31 (YTD Data)Rank
Total interest income$43,722,000567
Total interest expense$5,936,000466
Net interest income$37,786,000589
Provision for loan and lease losses$2,240,000432
Total noninterest income$5,056,0001,098
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$564,0002,063
Trading account gains and fees$0180
Additional Noninterest Income$4,492,000825
Total noninterest expense$23,023,000872
Salaries and employee benefits$14,507,000764
Premises and equipment expense$2,122,0001,125
Additional noninterest expense$6,394,0001,030
Pre-tax net operating income$17,579,000516
Securities gains (losses)$5,0002,877
Applicable income taxes$6,686,000413
Income before extraordinary items$10,898,000625
Extraordinary gains, net$017
Net income$10,898,000623
Minority interest net income$084
Net income of bank and minority interests.$10,898,000625
Net charge-offs$1,214,000767
Cash dividends$3,045,000897
Sale, conversion, retirement of capital stock, net$0862
Net operating income$10,894,800615
2014-09-30 (YTD Data)Rank
Total interest income$32,236,000576
Total interest expense$4,428,000471
Net interest income$27,808,000598
Provision for loan and lease losses$1,490,000461
Total noninterest income$4,190,0001,013
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$416,0002,111
Trading account gains and fees$0174
Additional Noninterest Income$3,774,000750
Total noninterest expense$17,143,000878
Salaries and employee benefits$10,949,000759
Premises and equipment expense$1,631,0001,109
Additional noninterest expense$4,563,0001,085
Pre-tax net operating income$13,365,000510
Securities gains (losses)$5,0002,558
Applicable income taxes$5,090,000406
Income before extraordinary items$8,280,000617
Extraordinary gains, net$015
Net income$8,280,000613
Minority interest net income$081
Net income of bank and minority interests.$8,280,000615
Net charge-offs$1,051,000645
Cash dividends$2,035,000911
Sale, conversion, retirement of capital stock, net$0819
Net operating income$8,276,800609
2014-06-30 (YTD Data)Rank
Total interest income$21,111,000582
Total interest expense$2,945,000475
Net interest income$18,166,000605
Provision for loan and lease losses$1,240,000380
Total noninterest income$2,464,0001,109
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$269,0002,144
Trading account gains and fees$0172
Additional Noninterest Income$2,195,000818
Total noninterest expense$11,317,000888
Salaries and employee benefits$7,132,000769
Premises and equipment expense$1,080,0001,129
Additional noninterest expense$3,105,0001,047
Pre-tax net operating income$8,073,000539
Securities gains (losses)$5,0002,165
Applicable income taxes$3,063,000432
Income before extraordinary items$5,015,000652
Extraordinary gains, net$020
Net income$5,015,000650
Minority interest net income$080
Net income of bank and minority interests.$5,015,000652
Net charge-offs$532,000827
Cash dividends$1,810,000710
Sale, conversion, retirement of capital stock, net$0794
Net operating income$5,011,800637
2014-03-31 (YTD Data)Rank
Total interest income$10,206,000608
Total interest expense$1,454,000486
Net interest income$8,752,000622
Provision for loan and lease losses$640,000364
Total noninterest income$889,0001,356
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$134,0002,125
Trading account gains and fees$0147
Additional Noninterest Income$755,0001,053
Total noninterest expense$5,417,000931
Salaries and employee benefits$3,462,000806
Premises and equipment expense$538,0001,150
Additional noninterest expense$1,417,0001,127
Pre-tax net operating income$3,584,000568
Securities gains (losses)$5,0001,340
Applicable income taxes$1,353,000453
Income before extraordinary items$2,236,000697
Extraordinary gains, net$016
Net income$2,236,000696
Minority interest net income$066
Net income of bank and minority interests.$2,236,000699
Net charge-offs$192,000978
Cash dividends$985,000635
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,232,800688
2013-12-31 (YTD Data)Rank
Total interest income$37,892,000648
Total interest expense$5,603,000577
Net interest income$32,289,000658
Provision for loan and lease losses$3,808,000344
Total noninterest income$5,902,0001,005
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$551,0002,218
Trading account gains and fees$0184
Additional Noninterest Income$5,351,000764
Total noninterest expense$19,921,0001,027
Salaries and employee benefits$12,110,000890
Premises and equipment expense$1,922,0001,224
Additional noninterest expense$5,889,0001,145
Pre-tax net operating income$14,462,000566
Securities gains (losses)$03,182
Applicable income taxes$5,056,000452
Income before extraordinary items$9,406,000681
Extraordinary gains, net$029
Net income$9,406,000681
Minority interest net income$090
Net income of bank and minority interests.$9,406,000681
Net charge-offs$965,0001,308
Cash dividends$2,760,000927
Sale, conversion, retirement of capital stock, net$0924
Net operating income$9,406,000654
2013-09-30 (YTD Data)Rank
Total interest income$27,725,000666
Total interest expense$4,160,000595
Net interest income$23,565,000674
Provision for loan and lease losses$3,438,000293
Total noninterest income$4,743,000971
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$404,0002,262
Trading account gains and fees$0180
Additional Noninterest Income$4,339,000738
Total noninterest expense$14,277,0001,075
Salaries and employee benefits$8,847,000917
Premises and equipment expense$1,389,0001,290
Additional noninterest expense$4,041,0001,239
Pre-tax net operating income$10,593,000584
Securities gains (losses)$03,040
Applicable income taxes$3,913,000457
Income before extraordinary items$6,680,000727
Extraordinary gains, net$025
Net income$6,680,000727
Minority interest net income$084
Net income of bank and minority interests.$6,680,000729
Net charge-offs$816,0001,160
Cash dividends$2,260,000790
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,680,000704
2013-06-30 (YTD Data)Rank
Total interest income$18,008,000685
Total interest expense$2,742,000625
Net interest income$15,266,000691
Provision for loan and lease losses$1,725,000413
Total noninterest income$2,331,0001,222
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$262,0002,280
Trading account gains and fees$0157
Additional Noninterest Income$2,069,000967
Total noninterest expense$9,237,0001,102
Salaries and employee benefits$5,694,000947
Premises and equipment expense$932,0001,277
Additional noninterest expense$2,611,0001,273
Pre-tax net operating income$6,635,000598
Securities gains (losses)$02,791
Applicable income taxes$2,450,000470
Income before extraordinary items$4,185,000747
Extraordinary gains, net$022
Net income$4,185,000749
Minority interest net income$082
Net income of bank and minority interests.$4,185,000749
Net charge-offs$650,0001,050
Cash dividends$2,260,000568
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,185,000717
2013-03-31 (YTD Data)Rank
Total interest income$8,701,000722
Total interest expense$1,355,000659
Net interest income$7,346,000725
Provision for loan and lease losses$863,000463
Total noninterest income$366,0002,692
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$129,0002,293
Trading account gains and fees$0148
Additional Noninterest Income$237,0002,534
Total noninterest expense$4,387,0001,162
Salaries and employee benefits$2,745,000996
Premises and equipment expense$445,0001,369
Additional noninterest expense$1,197,0001,364
Pre-tax net operating income$2,462,000772
Securities gains (losses)$01,966
Applicable income taxes$907,000583
Income before extraordinary items$1,555,000978
Extraordinary gains, net$010
Net income$1,555,000978
Minority interest net income$076
Net income of bank and minority interests.$1,555,000980
Net charge-offs$309,0001,036
Cash dividends$870,000628
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,555,000927
2012-12-31 (YTD Data)Rank
Total interest income$33,495,000786
Total interest expense$5,602,000800
Net interest income$27,893,000773
Provision for loan and lease losses$1,735,0001,198
Total noninterest income$2,294,0001,990
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$533,0002,359
Trading account gains and fees$0166
Additional Noninterest Income$1,761,0001,668
Total noninterest expense$16,832,0001,204
Salaries and employee benefits$10,243,0001,029
Premises and equipment expense$1,704,0001,396
Additional noninterest expense$4,885,0001,389
Pre-tax net operating income$11,620,000636
Securities gains (losses)$4,0003,557
Applicable income taxes$4,254,000481
Income before extraordinary items$7,370,000803
Extraordinary gains, net$029
Net income$7,370,000802
Minority interest net income$093
Net income of bank and minority interests.$7,370,000803
Net charge-offs$698,0002,237
Cash dividends$2,975,000892
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$7,367,440753
2012-09-30 (YTD Data)Rank
Total interest income$24,846,000806
Total interest expense$4,147,000852
Net interest income$20,699,000792
Provision for loan and lease losses$845,0001,646
Total noninterest income$2,092,0001,725
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$385,0002,456
Trading account gains and fees$0157
Additional Noninterest Income$1,707,0001,407
Total noninterest expense$12,233,0001,233
Salaries and employee benefits$7,485,0001,049
Premises and equipment expense$1,240,0001,446
Additional noninterest expense$3,508,0001,448
Pre-tax net operating income$9,713,000599
Securities gains (losses)$4,0003,304
Applicable income taxes$3,553,000461
Income before extraordinary items$6,164,000742
Extraordinary gains, net$020
Net income$6,164,000740
Minority interest net income$086
Net income of bank and minority interests.$6,164,000742
Net charge-offs$411,0002,435
Cash dividends$2,400,000665
Sale, conversion, retirement of capital stock, net$0952
Net operating income$6,161,440711
2012-06-30 (YTD Data)Rank
Total interest income$16,168,000830
Total interest expense$2,736,000892
Net interest income$13,432,000818
Provision for loan and lease losses$610,0001,554
Total noninterest income$736,0002,614
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$251,0002,471
Trading account gains and fees$0153
Additional Noninterest Income$485,0002,379
Total noninterest expense$7,824,0001,280
Salaries and employee benefits$4,888,0001,069
Premises and equipment expense$782,0001,520
Additional noninterest expense$2,154,0001,574
Pre-tax net operating income$5,734,000646
Securities gains (losses)$4,0002,922
Applicable income taxes$2,110,000491
Income before extraordinary items$3,628,000834
Extraordinary gains, net$019
Net income$3,628,000833
Minority interest net income$084
Net income of bank and minority interests.$3,628,000834
Net charge-offs$323,0002,236
Cash dividends$2,000,000523
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,625,440776
2012-03-31 (YTD Data)Rank
Total interest income$7,813,000856
Total interest expense$1,373,000924
Net interest income$6,440,000848
Provision for loan and lease losses$285,0001,646
Total noninterest income$327,0002,809
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$128,0002,428
Trading account gains and fees$0148
Additional Noninterest Income$199,0002,667
Total noninterest expense$3,894,0001,272
Salaries and employee benefits$2,410,0001,081
Premises and equipment expense$381,0001,561
Additional noninterest expense$1,103,0001,525
Pre-tax net operating income$2,588,000712
Securities gains (losses)$02,210
Applicable income taxes$950,000532
Income before extraordinary items$1,638,000912
Extraordinary gains, net$019
Net income$1,638,000913
Minority interest net income$078
Net income of bank and minority interests.$1,638,000913
Net charge-offs$161,0002,025
Cash dividends$1,150,000415
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,638,000858
2011-12-31 (YTD Data)Rank
Total interest income$28,819,000965
Total interest expense$5,550,0001,086
Net interest income$23,269,000941
Provision for loan and lease losses$2,073,0001,534
Total noninterest income$1,458,0002,495
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$545,0002,403
Trading account gains and fees$0146
Additional Noninterest Income$913,0002,266
Total noninterest expense$15,084,0001,303
Salaries and employee benefits$8,915,0001,100
Premises and equipment expense$1,753,0001,425
Additional noninterest expense$4,416,0001,546
Pre-tax net operating income$7,570,000809
Securities gains (losses)$13,0003,238
Applicable income taxes$2,762,000617
Income before extraordinary items$4,821,0001,036
Extraordinary gains, net$029
Net income$4,821,0001,036
Minority interest net income$096
Net income of bank and minority interests.$4,821,0001,036
Net charge-offs$1,847,0001,628
Cash dividends$825,0001,842
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,812,680997
2011-09-30 (YTD Data)Rank
Total interest income$21,198,0001,001
Total interest expense$4,158,0001,136
Net interest income$17,040,000976
Provision for loan and lease losses$1,769,0001,353
Total noninterest income$1,098,0002,482
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$429,0002,334
Trading account gains and fees$0145
Additional Noninterest Income$669,0002,275
Total noninterest expense$11,101,0001,329
Salaries and employee benefits$6,742,0001,098
Premises and equipment expense$1,295,0001,457
Additional noninterest expense$3,064,0001,666
Pre-tax net operating income$5,268,000885
Securities gains (losses)$11,0003,028
Applicable income taxes$1,920,000642
Income before extraordinary items$3,359,0001,137
Extraordinary gains, net$021
Net income$3,359,0001,137
Minority interest net income$087
Net income of bank and minority interests.$3,359,0001,137
Net charge-offs$1,659,0001,391
Cash dividends$825,0001,328
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,351,9601,086
2011-06-30 (YTD Data)Rank
Total interest income$13,910,0001,029
Total interest expense$2,772,0001,168
Net interest income$11,138,000993
Provision for loan and lease losses$1,374,0001,214
Total noninterest income$754,0002,416
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$251,0002,557
Trading account gains and fees$0153
Additional Noninterest Income$503,0002,085
Total noninterest expense$7,447,0001,333
Salaries and employee benefits$4,433,0001,128
Premises and equipment expense$922,0001,372
Additional noninterest expense$2,092,0001,645
Pre-tax net operating income$3,071,000987
Securities gains (losses)$11,0002,322
Applicable income taxes$1,116,000692
Income before extraordinary items$1,966,0001,275
Extraordinary gains, net$015
Net income$1,966,0001,275
Minority interest net income$089
Net income of bank and minority interests.$1,966,0001,275
Net charge-offs$1,461,0001,146
Cash dividends$825,000954
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,958,9601,218
2011-03-31 (YTD Data)Rank
Total interest income$6,892,0001,046
Total interest expense$1,384,0001,212
Net interest income$5,508,0001,003
Provision for loan and lease losses$935,000904
Total noninterest income$422,0002,266
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$193,0001,793
Trading account gains and fees$0158
Additional Noninterest Income$229,0002,281
Total noninterest expense$3,707,0001,345
Salaries and employee benefits$2,194,0001,157
Premises and equipment expense$461,0001,405
Additional noninterest expense$1,052,0001,641
Pre-tax net operating income$1,288,0001,134
Securities gains (losses)$11,0001,280
Applicable income taxes$468,000791
Income before extraordinary items$831,0001,432
Extraordinary gains, net$09
Net income$831,0001,432
Minority interest net income$086
Net income of bank and minority interests.$831,0001,432
Net charge-offs$1,215,000749
Cash dividends$825,000466
Sale, conversion, retirement of capital stock, net$0925
Net operating income$823,9601,403
2010-12-31 (YTD Data)Rank
Total interest income$27,280,0001,139
Total interest expense$6,513,0001,268
Net interest income$20,767,0001,073
Provision for loan and lease losses$3,261,0001,534
Total noninterest income$4,260,0001,206
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$757,0001,922
Trading account gains and fees$0175
Additional Noninterest Income$3,503,000957
Total noninterest expense$15,270,0001,314
Salaries and employee benefits$8,803,0001,124
Premises and equipment expense$1,688,0001,509
Additional noninterest expense$4,779,0001,510
Pre-tax net operating income$6,496,000817
Securities gains (losses)$-1,0006,878
Applicable income taxes$2,365,000638
Income before extraordinary items$4,130,0001,049
Extraordinary gains, net$029
Net income$4,130,0001,051
Minority interest net income$0111
Net income of bank and minority interests.$4,130,0001,052
Net charge-offs$3,330,0001,378
Cash dividends$700,0001,924
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,130,6401,006
2010-09-30 (YTD Data)Rank
Total interest income$20,324,0001,161
Total interest expense$5,035,0001,277
Net interest income$15,289,0001,103
Provision for loan and lease losses$2,518,0001,426
Total noninterest income$2,079,0001,646
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$565,0001,973
Trading account gains and fees$0165
Additional Noninterest Income$1,514,0001,335
Total noninterest expense$11,371,0001,302
Salaries and employee benefits$6,698,0001,104
Premises and equipment expense$1,292,0001,502
Additional noninterest expense$3,381,0001,571
Pre-tax net operating income$3,479,0001,153
Securities gains (losses)$-2,0007,110
Applicable income taxes$1,256,000857
Income before extraordinary items$2,221,0001,502
Extraordinary gains, net$023
Net income$2,221,0001,505
Minority interest net income$0110
Net income of bank and minority interests.$2,221,0001,505
Net charge-offs$1,671,0001,680
Cash dividends$675,0001,436
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,222,2801,439
2010-06-30 (YTD Data)Rank
Total interest income$13,518,0001,182
Total interest expense$3,430,0001,307
Net interest income$10,088,0001,109
Provision for loan and lease losses$1,530,0001,495
Total noninterest income$1,264,0001,709
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$356,0002,071
Trading account gains and fees$0152
Additional Noninterest Income$908,0001,384
Total noninterest expense$7,540,0001,306
Salaries and employee benefits$4,395,0001,118
Premises and equipment expense$863,0001,520
Additional noninterest expense$2,282,0001,554
Pre-tax net operating income$2,282,0001,160
Securities gains (losses)$-2,0007,211
Applicable income taxes$833,000828
Income before extraordinary items$1,447,0001,517
Extraordinary gains, net$019
Net income$1,447,0001,518
Minority interest net income$0105
Net income of bank and minority interests.$1,447,0001,518
Net charge-offs$1,459,0001,385
Cash dividends$550,0001,229
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,448,2801,447
2010-03-31 (YTD Data)Rank
Total interest income$6,674,0001,222
Total interest expense$1,735,0001,358
Net interest income$4,939,0001,146
Provision for loan and lease losses$805,0001,342
Total noninterest income$532,0001,943
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$170,0002,132
Trading account gains and fees$0175
Additional Noninterest Income$362,0001,613
Total noninterest expense$3,773,0001,332
Salaries and employee benefits$2,185,0001,141
Premises and equipment expense$440,0001,534
Additional noninterest expense$1,148,0001,539
Pre-tax net operating income$893,0001,464
Securities gains (losses)$-1,0007,364
Applicable income taxes$320,0001,001
Income before extraordinary items$572,0001,903
Extraordinary gains, net$016
Net income$572,0001,901
Minority interest net income$091
Net income of bank and minority interests.$572,0001,903
Net charge-offs$1,126,000958
Cash dividends$365,000929
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$572,6401,833
2009-12-31 (YTD Data)Rank
Total interest income$27,270,0001,268
Total interest expense$9,596,0001,241
Net interest income$17,674,0001,268
Provision for loan and lease losses$6,922,0001,136
Total noninterest income$1,893,0002,200
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$592,0002,561
Trading account gains and fees$0211
Additional Noninterest Income$1,301,0001,813
Total noninterest expense$15,649,0001,320
Salaries and employee benefits$8,431,0001,164
Premises and equipment expense$1,801,0001,498
Additional noninterest expense$5,417,0001,375
Pre-tax net operating income$-3,004,0006,890
Securities gains (losses)$36,0002,792
Applicable income taxes$-1,140,0007,324
Income before extraordinary items$-1,828,0006,695
Extraordinary gains, net$034
Net income$-1,828,0006,695
Minority interest net income$0115
Net income of bank and minority interests.$-1,828,0006,694
Net charge-offs$6,974,000902
Cash dividends$325,0003,114
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-1,851,0406,695
2009-09-30 (YTD Data)Rank
Total interest income$20,293,0001,303
Total interest expense$7,448,0001,263
Net interest income$12,845,0001,299
Provision for loan and lease losses$5,737,000953
Total noninterest income$1,670,0002,016
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$565,0002,140
Trading account gains and fees$0212
Additional Noninterest Income$1,105,0001,708
Total noninterest expense$11,951,0001,289
Salaries and employee benefits$6,403,0001,153
Premises and equipment expense$1,351,0001,511
Additional noninterest expense$4,197,0001,299
Pre-tax net operating income$-3,173,0007,319
Securities gains (losses)$36,0002,456
Applicable income taxes$-1,193,0007,608
Income before extraordinary items$-1,944,0007,150
Extraordinary gains, net$027
Net income$-1,944,0007,150
Minority interest net income$0118
Net income of bank and minority interests.$-1,944,0007,149
Net charge-offs$5,672,000744
Cash dividends$325,0002,529
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,967,0407,157
2009-06-30 (YTD Data)Rank
Total interest income$13,579,0001,324
Total interest expense$4,914,0001,347
Net interest income$8,665,0001,289
Provision for loan and lease losses$3,868,000912
Total noninterest income$823,0002,482
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$371,0002,144
Trading account gains and fees$0193
Additional Noninterest Income$452,0002,365
Total noninterest expense$7,698,0001,356
Salaries and employee benefits$4,242,0001,194
Premises and equipment expense$918,0001,518
Additional noninterest expense$2,538,0001,459
Pre-tax net operating income$-2,078,0007,402
Securities gains (losses)$36,0002,081
Applicable income taxes$-776,0007,692
Income before extraordinary items$-1,266,0007,259
Extraordinary gains, net$021
Net income$-1,266,0007,258
Minority interest net income$0112
Net income of bank and minority interests.$-1,266,0007,258
Net charge-offs$3,880,000694
Cash dividends$325,0002,106
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-1,289,0407,261
2009-03-31 (YTD Data)Rank
Total interest income$6,812,0001,336
Total interest expense$2,534,0001,357
Net interest income$4,278,0001,295
Provision for loan and lease losses$1,703,000837
Total noninterest income$553,0001,987
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$206,0001,911
Trading account gains and fees$0171
Additional Noninterest Income$347,0001,771
Total noninterest expense$3,677,0001,364
Salaries and employee benefits$2,121,0001,214
Premises and equipment expense$475,0001,499
Additional noninterest expense$1,081,0001,492
Pre-tax net operating income$-549,0007,374
Securities gains (losses)$6,0002,034
Applicable income taxes$-211,0007,727
Income before extraordinary items$-332,0007,252
Extraordinary gains, net$015
Net income$-332,0007,253
Minority interest net income$0102
Net income of bank and minority interests.$-332,0007,253
Net charge-offs$1,681,000680
Cash dividends$225,0001,606
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-335,8407,210
2008-12-31 (YTD Data)Rank
Total interest income$29,140,0001,326
Total interest expense$11,495,0001,426
Net interest income$17,645,0001,250
Provision for loan and lease losses$6,328,000850
Total noninterest income$2,855,0001,644
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$835,0002,045
Trading account gains and fees$0154
Additional Noninterest Income$2,020,0001,293
Total noninterest expense$15,208,0001,286
Salaries and employee benefits$8,936,0001,105
Premises and equipment expense$1,900,0001,457
Additional noninterest expense$4,372,0001,424
Pre-tax net operating income$-1,036,0007,031
Securities gains (losses)$30,0001,931
Applicable income taxes$-399,0007,409
Income before extraordinary items$-607,0006,774
Extraordinary gains, net$039
Net income$-607,0006,774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,918,000594
Cash dividends$2,135,0001,269
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-626,2006,913
2008-09-30 (YTD Data)Rank
Total interest income$21,776,0001,354
Total interest expense$8,711,0001,468
Net interest income$13,065,0001,289
Provision for loan and lease losses$3,925,000774
Total noninterest income$2,264,0001,618
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$609,0002,122
Trading account gains and fees$0148
Additional Noninterest Income$1,655,0001,266
Total noninterest expense$11,523,0001,258
Salaries and employee benefits$6,799,0001,109
Premises and equipment expense$1,430,0001,457
Additional noninterest expense$3,294,0001,357
Pre-tax net operating income$-119,0006,939
Securities gains (losses)$30,0001,749
Applicable income taxes$-49,0007,448
Income before extraordinary items$-40,0006,681
Extraordinary gains, net$031
Net income$-40,0006,679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,349,000492
Cash dividends$1,755,0001,157
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-59,2006,896
2008-06-30 (YTD Data)Rank
Total interest income$14,424,0001,386
Total interest expense$5,922,0001,492
Net interest income$8,502,0001,321
Provision for loan and lease losses$2,653,000656
Total noninterest income$1,248,0001,875
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$386,0002,198
Trading account gains and fees$0149
Additional Noninterest Income$862,0001,562
Total noninterest expense$7,681,0001,259
Salaries and employee benefits$4,585,0001,119
Premises and equipment expense$952,0001,464
Additional noninterest expense$2,144,0001,374
Pre-tax net operating income$-584,0007,665
Securities gains (losses)$03,233
Applicable income taxes$-227,0008,004
Income before extraordinary items$-357,0007,579
Extraordinary gains, net$021
Net income$-357,0007,579
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,439,000390
Cash dividends$1,430,0001,043
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-357,0007,560
2008-03-31 (YTD Data)Rank
Total interest income$7,203,0001,432
Total interest expense$3,119,0001,513
Net interest income$4,084,0001,357
Provision for loan and lease losses$635,000867
Total noninterest income$711,0001,724
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$184,0002,232
Trading account gains and fees$0158
Additional Noninterest Income$527,0001,364
Total noninterest expense$3,721,0001,298
Salaries and employee benefits$2,256,0001,143
Premises and equipment expense$429,0001,630
Additional noninterest expense$1,036,0001,385
Pre-tax net operating income$439,0003,324
Securities gains (losses)$02,688
Applicable income taxes$158,0002,257
Income before extraordinary items$281,0003,958
Extraordinary gains, net$015
Net income$281,0003,960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,101,000433
Cash dividends$1,300,000583
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$281,0003,870
2007-12-31 (YTD Data)Rank
Total interest income$30,084,0001,431
Total interest expense$12,197,0001,636
Net interest income$17,887,0001,248
Provision for loan and lease losses$293,0003,249
Total noninterest income$4,977,0001,106
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$801,0002,130
Trading account gains and fees$0178
Additional Noninterest Income$4,176,000800
Total noninterest expense$13,376,0001,378
Salaries and employee benefits$7,716,0001,296
Premises and equipment expense$1,644,0001,614
Additional noninterest expense$4,016,0001,382
Pre-tax net operating income$9,195,000922
Securities gains (losses)$5,0001,575
Applicable income taxes$3,434,000724
Income before extraordinary items$5,766,0001,120
Extraordinary gains, net$039
Net income$5,766,0001,118
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$618,0001,455
Cash dividends$1,290,0002,241
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,762,8001,109
2007-09-30 (YTD Data)Rank
Total interest income$21,724,0001,493
Total interest expense$8,761,0001,710
Net interest income$12,963,0001,293
Provision for loan and lease losses$06,528
Total noninterest income$2,532,0001,505
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$585,0002,160
Trading account gains and fees$0184
Additional Noninterest Income$1,947,0001,145
Total noninterest expense$9,682,0001,413
Salaries and employee benefits$5,633,0001,335
Premises and equipment expense$1,135,0001,728
Additional noninterest expense$2,914,0001,384
Pre-tax net operating income$5,813,0001,176
Securities gains (losses)$5,0001,185
Applicable income taxes$2,145,000911
Income before extraordinary items$3,673,0001,390
Extraordinary gains, net$033
Net income$3,673,0001,387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$197,0001,991
Cash dividends$840,0002,253
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,669,8001,379
2007-06-30 (YTD Data)Rank
Total interest income$13,805,0001,580
Total interest expense$5,489,0001,815
Net interest income$8,316,0001,370
Provision for loan and lease losses$06,209
Total noninterest income$1,602,0001,586
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$387,0002,183
Trading account gains and fees$0168
Additional Noninterest Income$1,215,0001,212
Total noninterest expense$6,277,0001,463
Salaries and employee benefits$3,635,0001,418
Premises and equipment expense$743,0001,780
Additional noninterest expense$1,899,0001,433
Pre-tax net operating income$3,641,0001,300
Securities gains (losses)$5,0001,010
Applicable income taxes$1,344,0001,005
Income before extraordinary items$2,302,0001,519
Extraordinary gains, net$029
Net income$2,302,0001,518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0003,719
Cash dividends$765,0001,860
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,298,8001,506
2007-03-31 (YTD Data)Rank
Total interest income$6,483,0001,665
Total interest expense$2,573,0001,902
Net interest income$3,910,0001,467
Provision for loan and lease losses$05,779
Total noninterest income$819,0001,549
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$197,0002,077
Trading account gains and fees$0195
Additional Noninterest Income$622,0001,162
Total noninterest expense$3,080,0001,486
Salaries and employee benefits$1,760,0001,471
Premises and equipment expense$374,0001,778
Additional noninterest expense$946,0001,420
Pre-tax net operating income$1,649,0001,416
Securities gains (losses)$5,000805
Applicable income taxes$614,0001,096
Income before extraordinary items$1,040,0001,655
Extraordinary gains, net$022
Net income$1,040,0001,655
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,847
Cash dividends$690,0001,098
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,036,8001,648
2006-12-31 (YTD Data)Rank
Total interest income$22,164,0001,825
Total interest expense$7,967,0002,057
Net interest income$14,197,0001,615
Provision for loan and lease losses$-859,0008,623
Total noninterest income$2,586,0001,834
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$921,0001,875
Trading account gains and fees$0130
Additional Noninterest Income$1,665,0001,539
Total noninterest expense$10,728,0001,662
Salaries and employee benefits$5,997,0001,635
Premises and equipment expense$1,325,0001,897
Additional noninterest expense$3,406,0001,550
Pre-tax net operating income$6,914,0001,423
Securities gains (losses)$-56,0007,986
Applicable income taxes$2,571,0001,072
Income before extraordinary items$4,287,0001,677
Extraordinary gains, net$051
Net income$4,287,0001,678
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-352,0008,629
Cash dividends$1,245,0002,206
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,322,8401,656
2006-09-30 (YTD Data)Rank
Total interest income$16,009,0001,874
Total interest expense$5,535,0002,133
Net interest income$10,474,0001,653
Provision for loan and lease losses$16,0006,161
Total noninterest income$2,227,0001,652
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$713,0001,832
Trading account gains and fees$0126
Additional Noninterest Income$1,514,0001,358
Total noninterest expense$7,887,0001,695
Salaries and employee benefits$4,464,0001,653
Premises and equipment expense$996,0001,906
Additional noninterest expense$2,427,0001,628
Pre-tax net operating income$4,798,0001,552
Securities gains (losses)$-31,0008,000
Applicable income taxes$1,786,0001,198
Income before extraordinary items$2,981,0001,842
Extraordinary gains, net$045
Net income$2,981,0001,844
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-215,0008,638
Cash dividends$820,0002,209
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,000,8401,811
2006-06-30 (YTD Data)Rank
Total interest income$10,285,0001,904
Total interest expense$3,398,0002,189
Net interest income$6,887,0001,679
Provision for loan and lease losses$16,0005,712
Total noninterest income$1,488,0001,657
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$466,0001,843
Trading account gains and fees$0126
Additional Noninterest Income$1,022,0001,332
Total noninterest expense$5,200,0001,720
Salaries and employee benefits$2,920,0001,687
Premises and equipment expense$663,0001,896
Additional noninterest expense$1,617,0001,630
Pre-tax net operating income$3,159,0001,579
Securities gains (losses)$-19,0008,060
Applicable income taxes$1,174,0001,222
Income before extraordinary items$1,966,0001,862
Extraordinary gains, net$039
Net income$1,966,0001,863
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-198,0008,675
Cash dividends$750,0001,794
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,978,1601,837
2006-03-31 (YTD Data)Rank
Total interest income$4,970,0001,920
Total interest expense$1,577,0002,228
Net interest income$3,393,0001,703
Provision for loan and lease losses$16,0004,730
Total noninterest income$678,0001,747
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$226,0001,847
Trading account gains and fees$0115
Additional Noninterest Income$452,0001,443
Total noninterest expense$2,551,0001,749
Salaries and employee benefits$1,433,0001,720
Premises and equipment expense$338,0001,870
Additional noninterest expense$780,0001,671
Pre-tax net operating income$1,504,0001,627
Securities gains (losses)$0955
Applicable income taxes$562,0001,263
Income before extraordinary items$942,0001,896
Extraordinary gains, net$021
Net income$942,0001,895
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-37,0008,405
Cash dividends$700,0001,018
Sale, conversion, retirement of capital stock, net$0648
Net operating income$942,0001,875
2005-12-31 (YTD Data)Rank
Total interest income$19,140,0001,756
Total interest expense$5,183,0002,128
Net interest income$13,957,0001,573
Provision for loan and lease losses$352,0002,505
Total noninterest income$3,274,0001,494
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,053,0001,650
Trading account gains and fees$0138
Additional Noninterest Income$2,221,0001,257
Total noninterest expense$10,373,0001,646
Salaries and employee benefits$5,861,0001,595
Premises and equipment expense$1,240,0001,939
Additional noninterest expense$3,272,0001,561
Pre-tax net operating income$6,506,0001,464
Securities gains (losses)$20,0001,252
Applicable income taxes$2,411,0001,170
Income before extraordinary items$4,115,0001,707
Extraordinary gains, net$046
Net income$4,115,0001,706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$604,000991
Cash dividends$460,0003,791
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,102,2001,683
2005-09-30 (YTD Data)Rank
Total interest income$14,245,0001,722
Total interest expense$3,732,0002,102
Net interest income$10,513,0001,544
Provision for loan and lease losses$324,0002,065
Total noninterest income$2,579,0001,457
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$785,0001,643
Trading account gains and fees$0126
Additional Noninterest Income$1,794,0001,195
Total noninterest expense$7,720,0001,638
Salaries and employee benefits$4,379,0001,591
Premises and equipment expense$937,0001,918
Additional noninterest expense$2,404,0001,564
Pre-tax net operating income$5,048,0001,420
Securities gains (losses)$20,0001,227
Applicable income taxes$1,873,0001,135
Income before extraordinary items$3,195,0001,644
Extraordinary gains, net$035
Net income$3,195,0001,646
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0003,823
Cash dividends$85,0004,797
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,182,2001,613
2005-06-30 (YTD Data)Rank
Total interest income$9,514,0001,686
Total interest expense$2,362,0002,087
Net interest income$7,152,0001,488
Provision for loan and lease losses$290,0001,600
Total noninterest income$1,496,0001,597
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$509,0001,654
Trading account gains and fees$0116
Additional Noninterest Income$987,0001,360
Total noninterest expense$5,239,0001,613
Salaries and employee benefits$3,003,0001,540
Premises and equipment expense$638,0001,871
Additional noninterest expense$1,598,0001,556
Pre-tax net operating income$3,119,0001,495
Securities gains (losses)$20,0001,110
Applicable income taxes$1,160,0001,205
Income before extraordinary items$1,979,0001,731
Extraordinary gains, net$030
Net income$1,979,0001,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-82,0008,619
Cash dividends$85,0004,429
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,966,2001,711
2005-03-31 (YTD Data)Rank
Total interest income$4,749,0001,657
Total interest expense$1,163,0002,026
Net interest income$3,586,0001,475
Provision for loan and lease losses$74,0002,620
Total noninterest income$597,0001,890
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$249,0001,634
Trading account gains and fees$0115
Additional Noninterest Income$348,0001,704
Total noninterest expense$2,579,0001,638
Salaries and employee benefits$1,514,0001,535
Premises and equipment expense$324,0001,852
Additional noninterest expense$741,0001,657
Pre-tax net operating income$1,530,0001,490
Securities gains (losses)$20,000797
Applicable income taxes$573,0001,193
Income before extraordinary items$977,0001,719
Extraordinary gains, net$024
Net income$977,0001,720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-36,0008,547
Cash dividends$85,0003,089
Sale, conversion, retirement of capital stock, net$0491
Net operating income$964,2001,711
2004-12-31 (YTD Data)Rank
Total interest income$19,152,0001,509
Total interest expense$4,610,0001,765
Net interest income$14,542,0001,390
Provision for loan and lease losses$1,006,0001,029
Total noninterest income$2,464,0001,884
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$919,0001,904
Trading account gains and fees$0138
Additional Noninterest Income$1,545,0001,609
Total noninterest expense$10,511,0001,550
Salaries and employee benefits$5,978,0001,489
Premises and equipment expense$1,302,0001,774
Additional noninterest expense$3,231,0001,523
Pre-tax net operating income$5,489,0001,552
Securities gains (losses)$29,0002,137
Applicable income taxes$1,881,0001,342
Income before extraordinary items$3,637,0001,747
Extraordinary gains, net$034
Net income$3,637,0001,746
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,170,000690
Cash dividends$510,0003,489
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,617,8601,712
2004-09-30 (YTD Data)Rank
Total interest income$14,410,0001,494
Total interest expense$3,485,0001,727
Net interest income$10,925,0001,371
Provision for loan and lease losses$823,000936
Total noninterest income$1,744,0001,983
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$661,0001,981
Trading account gains and fees$0134
Additional Noninterest Income$1,083,0001,675
Total noninterest expense$7,810,0001,556
Salaries and employee benefits$4,484,0001,484
Premises and equipment expense$963,0001,800
Additional noninterest expense$2,363,0001,541
Pre-tax net operating income$4,036,0001,597
Securities gains (losses)$29,0002,064
Applicable income taxes$1,345,0001,417
Income before extraordinary items$2,720,0001,775
Extraordinary gains, net$026
Net income$2,720,0001,776
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,178,000512
Cash dividends$115,0004,534
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,700,5701,732
2004-06-30 (YTD Data)Rank
Total interest income$9,543,0001,486
Total interest expense$2,377,0001,675
Net interest income$7,166,0001,375
Provision for loan and lease losses$732,000699
Total noninterest income$1,176,0001,952
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$428,0002,017
Trading account gains and fees$0130
Additional Noninterest Income$748,0001,634
Total noninterest expense$5,203,0001,557
Salaries and employee benefits$3,004,0001,474
Premises and equipment expense$644,0001,788
Additional noninterest expense$1,555,0001,557
Pre-tax net operating income$2,407,0001,748
Securities gains (losses)$42,0001,561
Applicable income taxes$750,0001,608
Income before extraordinary items$1,699,0001,850
Extraordinary gains, net$021
Net income$1,699,0001,851
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$531,000668
Cash dividends$85,0004,334
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,670,0201,837
2004-03-31 (YTD Data)Rank
Total interest income$4,746,0001,495
Total interest expense$1,213,0001,661
Net interest income$3,533,0001,399
Provision for loan and lease losses$386,000647
Total noninterest income$568,0001,973
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$191,0002,170
Trading account gains and fees$0121
Additional Noninterest Income$377,0001,598
Total noninterest expense$2,553,0001,594
Salaries and employee benefits$1,488,0001,494
Premises and equipment expense$323,0001,808
Additional noninterest expense$742,0001,608
Pre-tax net operating income$1,162,0001,773
Securities gains (losses)$44,0001,269
Applicable income taxes$442,0001,434
Income before extraordinary items$764,0002,023
Extraordinary gains, net$016
Net income$764,0002,023
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,593
Cash dividends$85,0003,031
Sale, conversion, retirement of capital stock, net$0464
Net operating income$735,8401,998
2003-12-31 (YTD Data)Rank
Total interest income$21,089,0001,348
Total interest expense$6,375,0001,393
Net interest income$14,714,0001,334
Provision for loan and lease losses$3,316,000437
Total noninterest income$2,388,0002,034
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$774,0002,170
Trading account gains and fees$0160
Additional Noninterest Income$1,614,0001,726
Total noninterest expense$10,251,0001,552
Salaries and employee benefits$5,562,0001,549
Premises and equipment expense$1,231,0001,859
Additional noninterest expense$3,458,0001,415
Pre-tax net operating income$3,535,0002,201
Securities gains (losses)$4,0003,987
Applicable income taxes$1,282,0001,840
Income before extraordinary items$2,257,0002,610
Extraordinary gains, net$054
Net income$2,257,0002,612
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,583,000257
Cash dividends$1,760,0001,540
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,254,4402,486
2003-09-30 (YTD Data)Rank
Total interest income$16,089,0001,346
Total interest expense$5,076,0001,367
Net interest income$11,013,0001,336
Provision for loan and lease losses$2,615,000433
Total noninterest income$1,736,0002,124
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$579,0002,194
Trading account gains and fees$0153
Additional Noninterest Income$1,157,0001,856
Total noninterest expense$7,745,0001,559
Salaries and employee benefits$4,265,0001,519
Premises and equipment expense$969,0001,767
Additional noninterest expense$2,511,0001,469
Pre-tax net operating income$2,389,0002,478
Securities gains (losses)$6,0003,549
Applicable income taxes$861,0002,093
Income before extraordinary items$1,534,0002,919
Extraordinary gains, net$040
Net income$1,534,0002,919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,717,000241
Cash dividends$1,065,0001,663
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,530,1602,776
2003-06-30 (YTD Data)Rank
Total interest income$11,008,0001,325
Total interest expense$3,652,0001,307
Net interest income$7,356,0001,331
Provision for loan and lease losses$1,674,000440
Total noninterest income$1,269,0001,960
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$393,0002,130
Trading account gains and fees$0150
Additional Noninterest Income$876,0001,666
Total noninterest expense$5,184,0001,553
Salaries and employee benefits$2,826,0001,526
Premises and equipment expense$621,0001,839
Additional noninterest expense$1,737,0001,427
Pre-tax net operating income$1,767,0002,277
Securities gains (losses)$4,0003,287
Applicable income taxes$638,0001,962
Income before extraordinary items$1,133,0002,702
Extraordinary gains, net$030
Net income$1,133,0002,701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,704,000374
Cash dividends$1,025,0001,264
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,130,4402,553
2003-03-31 (YTD Data)Rank
Total interest income$5,604,0001,305
Total interest expense$1,896,0001,289
Net interest income$3,708,0001,317
Provision for loan and lease losses$771,000461
Total noninterest income$608,0001,980
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$187,0002,139
Trading account gains and fees$0134
Additional Noninterest Income$421,0001,679
Total noninterest expense$2,588,0001,543
Salaries and employee benefits$1,418,0001,509
Premises and equipment expense$312,0001,834
Additional noninterest expense$858,0001,404
Pre-tax net operating income$957,0002,121
Securities gains (losses)$02,891
Applicable income taxes$345,0001,840
Income before extraordinary items$612,0002,499
Extraordinary gains, net$021
Net income$612,0002,495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,196,000294
Cash dividends$475,0001,273
Sale, conversion, retirement of capital stock, net$0419
Net operating income$612,0002,360
2002-12-31 (YTD Data)Rank
Total interest income$23,652,0001,291
Total interest expense$8,586,0001,302
Net interest income$15,066,0001,283
Provision for loan and lease losses$6,589,000318
Total noninterest income$1,653,0002,459
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$843,0001,912
Trading account gains and fees$0153
Additional Noninterest Income$810,0002,486
Total noninterest expense$9,460,0001,623
Salaries and employee benefits$5,215,0001,556
Premises and equipment expense$1,200,0001,850
Additional noninterest expense$3,045,0001,559
Pre-tax net operating income$670,0006,188
Securities gains (losses)$119,0001,588
Applicable income taxes$235,0004,862
Income before extraordinary items$554,0006,164
Extraordinary gains, net$070
Net income$554,0006,164
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,605,000394
Cash dividends$915,0002,404
Sale, conversion, retirement of capital stock, net$0862
Net operating income$470,7006,392
2001-12-31 (YTD Data)Rank
Total interest income$25,915,0001,319
Total interest expense$11,266,0001,438
Net interest income$14,649,0001,211
Provision for loan and lease losses$7,949,000270
Total noninterest income$2,759,0001,576
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$857,0001,778
Trading account gains and fees$0177
Additional Noninterest Income$1,902,0001,292
Total noninterest expense$8,341,0001,745
Salaries and employee benefits$4,316,0001,743
Premises and equipment expense$970,0002,206
Additional noninterest expense$3,055,0001,525
Pre-tax net operating income$1,118,0004,608
Securities gains (losses)$18,0003,221
Applicable income taxes$355,0003,952
Income before extraordinary items$781,0004,929
Extraordinary gains, net$0105
Net income$781,0004,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,484,000336
Cash dividends$177,0005,160
Sale, conversion, retirement of capital stock, net$0922
Net operating income$768,5804,865
2000-12-31 (YTD Data)Rank
Total interest income$22,071,0001,561
Total interest expense$10,034,0001,716
Net interest income$12,037,0001,461
Provision for loan and lease losses$2,421,000531
Total noninterest income$1,972,0001,896
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$647,0002,134
Trading account gains and fees$0180
Additional Noninterest Income$1,325,0001,532
Total noninterest expense$7,018,0001,982
Salaries and employee benefits$4,012,0001,797
Premises and equipment expense$952,0002,166
Additional noninterest expense$2,054,0002,103
Pre-tax net operating income$4,570,0001,613
Securities gains (losses)$-25,0008,855
Applicable income taxes$1,640,0001,394
Income before extraordinary items$2,905,0001,794
Extraordinary gains, net$038
Net income$2,905,0001,794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,874,000493
Cash dividends$434,0003,815
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,921,0001,780
1999-12-31 (YTD Data)Rank
Total interest income$17,054,0001,912
Total interest expense$6,621,0002,225
Net interest income$10,433,0001,676
Provision for loan and lease losses$1,544,000684
Total noninterest income$924,0003,290
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$454,0002,872
Trading account gains and fees$0173
Additional Noninterest Income$470,0003,072
Total noninterest expense$6,010,0002,272
Salaries and employee benefits$3,382,0002,074
Premises and equipment expense$727,0002,778
Additional noninterest expense$1,901,0002,302
Pre-tax net operating income$3,803,0001,935
Securities gains (losses)$3,0002,393
Applicable income taxes$1,396,0001,691
Income before extraordinary items$2,410,0002,177
Extraordinary gains, net$035
Net income$2,410,0002,178
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,064,000682
Cash dividends$242,0004,923
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,408,0802,144
1998-12-31 (YTD Data)Rank
Total interest income$14,212,0002,298
Total interest expense$5,799,0002,610
Net interest income$8,413,0002,038
Provision for loan and lease losses$1,389,000744
Total noninterest income$873,0003,390
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$421,0002,993
Trading account gains and fees$0224
Additional Noninterest Income$452,0003,173
Total noninterest expense$4,513,0002,883
Salaries and employee benefits$2,483,0002,733
Premises and equipment expense$500,0003,697
Additional noninterest expense$1,530,0002,720
Pre-tax net operating income$3,384,0002,129
Securities gains (losses)$53,0001,685
Applicable income taxes$1,244,0001,931
Income before extraordinary items$2,193,0002,359
Extraordinary gains, net$032
Net income$2,193,0002,358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$555,0001,167
Cash dividends$295,0004,677
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,159,0802,307
1997-12-31 (YTD Data)Rank
Total interest income$11,494,0002,851
Total interest expense$5,007,0002,971
Net interest income$6,487,0002,681
Provision for loan and lease losses$970,0001,013
Total noninterest income$683,0004,038
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$376,0003,395
Trading account gains and fees$0239
Additional Noninterest Income$307,0003,872
Total noninterest expense$3,907,0003,250
Salaries and employee benefits$2,163,0003,063
Premises and equipment expense$497,0003,722
Additional noninterest expense$1,247,0003,242
Pre-tax net operating income$2,293,0003,133
Securities gains (losses)$38,0001,502
Applicable income taxes$862,0002,760
Income before extraordinary items$1,469,0003,423
Extraordinary gains, net$044
Net income$1,469,0003,423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$246,0002,234
Cash dividends$310,0004,472
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,444,6803,384
1996-12-31 (YTD Data)Rank
Total interest income$5,964,0005,209
Total interest expense$2,612,0005,342
Net interest income$3,352,0005,004
Provision for loan and lease losses$459,0001,858
Total noninterest income$726,0003,991
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$256,0004,744
Trading account gains and feesNANA
Additional Noninterest Income$470,0003,056
Total noninterest expense$2,349,0005,266
Salaries and employee benefits$1,276,0004,922
Premises and equipment expense$305,0005,523
Additional noninterest expense$768,0005,363
Pre-tax net operating income$1,270,0004,919
Securities gains (losses)$3,0003,304
Applicable income taxes$460,0004,430
Income before extraordinary items$813,0005,246
Extraordinary gains, net$053
Net income$813,0005,246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0004,157
Cash dividends$265,0004,823
Sale, conversion, retirement of capital stock, net$0953
Net operating income$811,0805,187
1995-12-31 (YTD Data)Rank
Total interest income$5,178,0005,841
Total interest expense$2,301,0005,889
Net interest income$2,876,0005,690
Provision for loan and lease losses$263,0002,476
Total noninterest income$792,0003,710
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$211,0005,500
Trading account gains and feesNANA
Additional Noninterest Income$581,0002,592
Total noninterest expense$1,970,0006,052
Salaries and employee benefits$1,043,0005,838
Premises and equipment expense$241,0006,490
Additional noninterest expense$686,0005,952
Pre-tax net operating income$1,433,0004,619
Securities gains (losses)$2,0003,270
Applicable income taxes$538,0003,969
Income before extraordinary items$899,0005,003
Extraordinary gains, net$065
Net income$899,0005,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0002,942
Cash dividends$125,0006,392
Sale, conversion, retirement of capital stock, net$0809
Net operating income$897,7204,986
1994-12-31 (YTD Data)Rank
Total interest income$3,940,0006,777
Total interest expense$1,556,0006,736
Net interest income$2,384,0006,688
Provision for loan and lease losses$180,0003,202
Total noninterest income$353,0006,645
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$194,0005,987
Trading account gains and feesNANA
Additional Noninterest Income$159,0006,034
Total noninterest expense$1,622,0007,226
Salaries and employee benefits$771,0007,371
Premises and equipment expense$180,0007,850
Additional noninterest expense$671,0006,526
Pre-tax net operating income$935,0006,237
Securities gains (losses)$03,600
Applicable income taxes$315,0005,695
Income before extraordinary items$620,0006,396
Extraordinary gains, net$0249
Net income$620,0006,412
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,702
Cash dividends$78,0007,375
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$620,0006,461
1993-12-31 (YTD Data)Rank
Total interest income$3,151,0008,092
Total interest expense$1,128,0008,564
Net interest income$2,023,0007,602
Provision for loan and lease losses$133,0004,955
Total noninterest income$333,0007,226
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$158,0006,889
Trading account gains and feesNANA
Additional Noninterest Income$175,0006,069
Total noninterest expense$1,282,0008,573
Salaries and employee benefits$632,0008,539
Premises and equipment expense$145,0009,044
Additional noninterest expense$505,0008,159
Pre-tax net operating income$941,0006,160
Securities gains (losses)$13,0005,183
Applicable income taxes$333,0005,697
Income before extraordinary items$621,0006,626
Extraordinary gains, net$-36,00012,608
Net income$585,0007,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0004,468
Cash dividends$113,0006,670
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$612,5506,434
1992-12-31 (YTD Data)Rank
Total interest income$3,099,0008,799
Total interest expense$1,308,0009,196
Net interest income$1,791,0008,373
Provision for loan and lease losses$67,0008,339
Total noninterest income$293,0007,827
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$127,0007,760
Trading account gains and feesNANA
Additional Noninterest Income$166,0006,287
Total noninterest expense$1,097,0009,523
Salaries and employee benefits$519,0009,591
Premises and equipment expense$127,0009,784
Additional noninterest expense$451,0008,958
Pre-tax net operating income$920,0005,992
Securities gains (losses)$65,0003,702
Applicable income taxes$358,0005,245
Income before extraordinary items$627,0006,389
Extraordinary gains, net$01,422
Net income$627,0006,459
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0008,305
Cash dividends$275,0004,239
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$585,4006,314

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.