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Westbury Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$34,838,0001,240
Total interest expense$5,385,0001,931
Net interest income$29,453,0001,059
Provision for loan and lease losses$03,275
Total noninterest income$5,037,0001,189
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,616,000686
Trading account gains and fees$0123
Additional Noninterest Income$3,421,0001,156
Total noninterest expense$21,312,0001,151
Salaries and employee benefits$11,692,0001,187
Premises and equipment expense$2,077,0001,176
Additional noninterest expense$3,421,0001,156
Pre-tax net operating income$13,178,000949
Securities gains (losses)$-1,334,0004,344
Applicable income taxes$4,441,000584
Income before extraordinary items$7,403,0001,281
Extraordinary gains, net$054
Net income$7,403,0001,297
Minority interest net income$088
Net income of bank and minority interests.$7,403,0001,284
Net charge-offs$2,593,000340
Cash dividends$7,000,000622
Sale, conversion, retirement of capital stock, net$0540
Net operating income$8,456,8601,181
2023-09-30 (YTD Data)Rank
Total interest income$26,115,0001,220
Total interest expense$3,451,0001,997
Net interest income$22,664,0001,038
Provision for loan and lease losses$03,085
Total noninterest income$3,915,0001,164
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,188,000694
Trading account gains and fees$0125
Additional Noninterest Income$2,727,0001,110
Total noninterest expense$15,926,0001,157
Salaries and employee benefits$8,688,0001,197
Premises and equipment expense$1,595,0001,157
Additional noninterest expense$2,727,0001,110
Pre-tax net operating income$10,653,000927
Securities gains (losses)$-892,0004,438
Applicable income taxes$4,142,000524
Income before extraordinary items$5,619,0001,313
Extraordinary gains, net$052
Net income$5,619,0001,322
Minority interest net income$081
Net income of bank and minority interests.$5,619,0001,313
Net charge-offs$2,593,000262
Cash dividends$5,800,000554
Sale, conversion, retirement of capital stock, net$0507
Net operating income$6,323,6801,222
2023-06-30 (YTD Data)Rank
Total interest income$17,418,0001,192
Total interest expense$1,812,0002,137
Net interest income$15,606,0001,009
Provision for loan and lease losses$02,940
Total noninterest income$2,635,0001,100
Gross Fiduciary activities income$0931
Service charges on deposit accounts$763,000713
Trading account gains and fees$0112
Additional Noninterest Income$1,872,0001,018
Total noninterest expense$10,664,0001,136
Salaries and employee benefits$5,761,0001,200
Premises and equipment expense$1,068,0001,146
Additional noninterest expense$1,872,0001,017
Pre-tax net operating income$7,577,000895
Securities gains (losses)$-610,0004,493
Applicable income taxes$1,769,000708
Income before extraordinary items$5,198,0001,023
Extraordinary gains, net$051
Net income$5,198,0001,036
Minority interest net income$081
Net income of bank and minority interests.$5,198,0001,023
Net charge-offs$2,593,000196
Cash dividends$4,600,000470
Sale, conversion, retirement of capital stock, net$0486
Net operating income$5,679,900971
2023-03-31 (YTD Data)Rank
Total interest income$8,664,0001,185
Total interest expense$589,0002,442
Net interest income$8,075,000988
Provision for loan and lease losses$02,612
Total noninterest income$1,563,000981
Gross Fiduciary activities income$0913
Service charges on deposit accounts$414,000668
Trading account gains and fees$097
Additional Noninterest Income$1,149,000876
Total noninterest expense$5,298,0001,161
Salaries and employee benefits$2,917,0001,204
Premises and equipment expense$574,0001,102
Additional noninterest expense$1,149,000876
Pre-tax net operating income$4,340,000831
Securities gains (losses)$-528,0004,554
Applicable income taxes$975,000690
Income before extraordinary items$2,837,000980
Extraordinary gains, net$04
Net income$2,837,000979
Minority interest net income$048
Net income of bank and minority interests.$2,837,000979
Net charge-offs$02,062
Cash dividends$3,700,000328
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,254,120897
2022-12-31 (YTD Data)Rank
Total interest income$30,082,0001,151
Total interest expense$910,0002,544
Net interest income$29,172,0001,057
Provision for loan and lease losses$375,0001,385
Total noninterest income$5,156,0001,185
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,577,000707
Trading account gains and fees$0116
Additional Noninterest Income$3,579,0001,130
Total noninterest expense$21,280,0001,131
Salaries and employee benefits$12,467,0001,108
Premises and equipment expense$1,894,0001,278
Additional noninterest expense$3,579,0001,130
Pre-tax net operating income$12,673,0001,078
Securities gains (losses)$-53,0003,768
Applicable income taxes$3,497,000751
Income before extraordinary items$9,123,0001,180
Extraordinary gains, net$05
Net income$9,123,0001,179
Minority interest net income$063
Net income of bank and minority interests.$9,123,0001,180
Net charge-offs$201,000922
Cash dividends$8,995,000518
Sale, conversion, retirement of capital stock, net$1,510,000200
Net operating income$9,164,8701,200
2022-09-30 (YTD Data)Rank
Total interest income$21,528,0001,144
Total interest expense$600,0002,413
Net interest income$20,928,0001,078
Provision for loan and lease losses$375,0001,114
Total noninterest income$3,951,0001,178
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,151,000730
Trading account gains and fees$0111
Additional Noninterest Income$2,800,0001,120
Total noninterest expense$16,043,0001,128
Salaries and employee benefits$9,498,0001,093
Premises and equipment expense$1,439,0001,264
Additional noninterest expense$2,800,0001,120
Pre-tax net operating income$8,461,0001,155
Securities gains (losses)$-53,0004,118
Applicable income taxes$2,393,000801
Income before extraordinary items$6,015,0001,290
Extraordinary gains, net$04
Net income$6,015,0001,289
Minority interest net income$057
Net income of bank and minority interests.$6,015,0001,290
Net charge-offs$101,000930
Cash dividends$4,960,000594
Sale, conversion, retirement of capital stock, net$1,385,000164
Net operating income$6,056,8701,307
2022-06-30 (YTD Data)Rank
Total interest income$13,593,0001,151
Total interest expense$400,0002,263
Net interest income$13,193,0001,103
Provision for loan and lease losses$02,599
Total noninterest income$2,606,0001,174
Gross Fiduciary activities income$0925
Service charges on deposit accounts$720,000767
Trading account gains and fees$0108
Additional Noninterest Income$1,886,0001,133
Total noninterest expense$10,891,0001,099
Salaries and employee benefits$6,405,0001,086
Premises and equipment expense$963,0001,251
Additional noninterest expense$3,523,0001,031
Pre-tax net operating income$4,908,0001,223
Securities gains (losses)$-53,0004,254
Applicable income taxes$1,405,000823
Income before extraordinary items$3,450,0001,365
Extraordinary gains, net$04
Net income$3,450,0001,365
Minority interest net income$060
Net income of bank and minority interests.$3,450,0001,365
Net charge-offs$-24,0003,945
Cash dividends$650,0001,673
Sale, conversion, retirement of capital stock, net$949,000148
Net operating income$3,491,8701,391
2022-03-31 (YTD Data)Rank
Total interest income$6,712,0001,135
Total interest expense$208,0002,149
Net interest income$6,504,0001,087
Provision for loan and lease losses$02,285
Total noninterest income$1,327,0001,158
Gross Fiduciary activities income$0892
Service charges on deposit accounts$353,000773
Trading account gains and fees$0103
Additional Noninterest Income$974,0001,098
Total noninterest expense$5,482,0001,091
Salaries and employee benefits$3,216,0001,085
Premises and equipment expense$505,0001,202
Additional noninterest expense$1,761,0001,021
Pre-tax net operating income$2,349,0001,211
Securities gains (losses)$0623
Applicable income taxes$686,000812
Income before extraordinary items$1,663,0001,357
Extraordinary gains, net$04
Net income$1,663,0001,357
Minority interest net income$050
Net income of bank and minority interests.$1,663,0001,357
Net charge-offs$-22,0004,191
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$486,000122
Net operating income$1,663,0001,371
2021-12-31 (YTD Data)Rank
Total interest income$28,164,0001,111
Total interest expense$1,223,0001,929
Net interest income$26,941,0001,065
Provision for loan and lease losses$500,0001,035
Total noninterest income$7,953,000985
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,272,000802
Trading account gains and fees$0132
Additional Noninterest Income$6,681,000877
Total noninterest expense$21,614,0001,102
Salaries and employee benefits$12,289,0001,104
Premises and equipment expense$2,035,0001,189
Additional noninterest expense$7,290,0001,002
Pre-tax net operating income$12,780,0001,068
Securities gains (losses)$153,000696
Applicable income taxes$3,625,000767
Income before extraordinary items$9,308,0001,206
Extraordinary gains, net$010
Net income$9,308,0001,206
Minority interest net income$074
Net income of bank and minority interests.$9,308,0001,206
Net charge-offs$-12,0003,708
Cash dividends$9,150,000516
Sale, conversion, retirement of capital stock, net$1,523,000192
Net operating income$9,187,1301,204
2021-09-30 (YTD Data)Rank
Total interest income$21,291,0001,137
Total interest expense$954,0001,960
Net interest income$20,337,0001,082
Provision for loan and lease losses$500,000801
Total noninterest income$6,442,000955
Gross Fiduciary activities income$0957
Service charges on deposit accounts$925,000822
Trading account gains and fees$0132
Additional Noninterest Income$5,517,000846
Total noninterest expense$16,470,0001,097
Salaries and employee benefits$9,287,0001,108
Premises and equipment expense$1,611,0001,151
Additional noninterest expense$5,572,000988
Pre-tax net operating income$9,809,0001,089
Securities gains (losses)$-1,0004,431
Applicable income taxes$2,798,000781
Income before extraordinary items$7,010,0001,248
Extraordinary gains, net$08
Net income$7,010,0001,248
Minority interest net income$069
Net income of bank and minority interests.$7,010,0001,248
Net charge-offs$-10,0003,659
Cash dividends$7,650,000459
Sale, conversion, retirement of capital stock, net$1,404,000158
Net operating income$7,010,7901,233
2021-06-30 (YTD Data)Rank
Total interest income$13,952,0001,143
Total interest expense$653,0001,990
Net interest income$13,299,0001,081
Provision for loan and lease losses$500,000605
Total noninterest income$4,489,000922
Gross Fiduciary activities income$0951
Service charges on deposit accounts$566,000846
Trading account gains and fees$0133
Additional Noninterest Income$3,923,000816
Total noninterest expense$10,753,0001,106
Salaries and employee benefits$6,041,0001,115
Premises and equipment expense$1,029,0001,187
Additional noninterest expense$3,683,000991
Pre-tax net operating income$6,535,0001,076
Securities gains (losses)$-1,0004,500
Applicable income taxes$1,856,000790
Income before extraordinary items$4,678,0001,245
Extraordinary gains, net$06
Net income$4,678,0001,246
Minority interest net income$067
Net income of bank and minority interests.$4,678,0001,246
Net charge-offs$-8,0003,728
Cash dividends$6,150,000381
Sale, conversion, retirement of capital stock, net$887,000141
Net operating income$4,678,7901,219
2021-03-31 (YTD Data)Rank
Total interest income$6,956,0001,140
Total interest expense$345,0001,985
Net interest income$6,611,0001,081
Provision for loan and lease losses$02,741
Total noninterest income$2,235,000924
Gross Fiduciary activities income$0922
Service charges on deposit accounts$268,000864
Trading account gains and fees$0127
Additional Noninterest Income$1,967,000829
Total noninterest expense$5,371,0001,096
Salaries and employee benefits$2,990,0001,121
Premises and equipment expense$510,0001,203
Additional noninterest expense$1,871,000957
Pre-tax net operating income$3,475,0001,032
Securities gains (losses)$-1,0004,533
Applicable income taxes$980,000760
Income before extraordinary items$2,494,0001,194
Extraordinary gains, net$03
Net income$2,494,0001,194
Minority interest net income$055
Net income of bank and minority interests.$2,494,0001,194
Net charge-offs$-4,0003,680
Cash dividends$5,000,000236
Sale, conversion, retirement of capital stock, net$402,000132
Net operating income$2,494,7901,162
2020-12-31 (YTD Data)Rank
Total interest income$30,232,0001,041
Total interest expense$3,349,0001,361
Net interest income$26,883,0001,006
Provision for loan and lease losses$1,765,0001,141
Total noninterest income$7,856,000954
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,266,000769
Trading account gains and fees$0133
Additional Noninterest Income$6,590,000842
Total noninterest expense$22,013,0001,037
Salaries and employee benefits$12,360,0001,051
Premises and equipment expense$1,957,0001,204
Additional noninterest expense$7,696,000906
Pre-tax net operating income$10,961,000983
Securities gains (losses)$667,000499
Applicable income taxes$3,208,000669
Income before extraordinary items$8,420,0001,103
Extraordinary gains, net$04
Net income$8,420,0001,102
Minority interest net income$072
Net income of bank and minority interests.$8,420,0001,103
Net charge-offs$266,0001,360
Cash dividends$7,985,000550
Sale, conversion, retirement of capital stock, net$1,169,000191
Net operating income$7,893,0701,122
2020-09-30 (YTD Data)Rank
Total interest income$22,351,0001,055
Total interest expense$2,888,0001,277
Net interest income$19,463,0001,027
Provision for loan and lease losses$1,215,0001,209
Total noninterest income$5,448,000969
Gross Fiduciary activities income$0981
Service charges on deposit accounts$919,000790
Trading account gains and fees$0125
Additional Noninterest Income$4,529,000871
Total noninterest expense$16,278,0001,040
Salaries and employee benefits$9,335,0001,032
Premises and equipment expense$1,496,0001,183
Additional noninterest expense$5,447,000942
Pre-tax net operating income$7,418,0001,031
Securities gains (losses)$367,000610
Applicable income taxes$2,162,000683
Income before extraordinary items$5,623,0001,158
Extraordinary gains, net$04
Net income$5,623,0001,158
Minority interest net income$065
Net income of bank and minority interests.$5,623,0001,158
Net charge-offs$293,0001,031
Cash dividends$7,185,000455
Sale, conversion, retirement of capital stock, net$941,000165
Net operating income$5,333,0701,172
2020-06-30 (YTD Data)Rank
Total interest income$15,092,0001,060
Total interest expense$2,180,0001,224
Net interest income$12,912,0001,038
Provision for loan and lease losses$641,0001,400
Total noninterest income$3,194,000992
Gross Fiduciary activities income$0970
Service charges on deposit accounts$601,000801
Trading account gains and fees$0123
Additional Noninterest Income$2,593,000906
Total noninterest expense$10,650,0001,041
Salaries and employee benefits$6,194,0001,027
Premises and equipment expense$1,031,0001,139
Additional noninterest expense$3,425,000993
Pre-tax net operating income$4,815,000989
Securities gains (losses)$173,000755
Applicable income taxes$1,391,000637
Income before extraordinary items$3,597,0001,125
Extraordinary gains, net$04
Net income$3,597,0001,125
Minority interest net income$065
Net income of bank and minority interests.$3,597,0001,125
Net charge-offs$-5,0004,124
Cash dividends$6,035,000378
Sale, conversion, retirement of capital stock, net$642,000147
Net operating income$3,460,3301,142
2020-03-31 (YTD Data)Rank
Total interest income$7,744,0001,045
Total interest expense$1,284,0001,164
Net interest income$6,460,0001,018
Provision for loan and lease losses$90,0002,048
Total noninterest income$1,440,0001,006
Gross Fiduciary activities income$0941
Service charges on deposit accounts$365,000802
Trading account gains and fees$0106
Additional Noninterest Income$1,075,000924
Total noninterest expense$5,340,0001,046
Salaries and employee benefits$3,143,0001,031
Premises and equipment expense$549,0001,098
Additional noninterest expense$1,648,0001,031
Pre-tax net operating income$2,470,000895
Securities gains (losses)$128,000523
Applicable income taxes$731,000571
Income before extraordinary items$1,867,000993
Extraordinary gains, net$04
Net income$1,867,000993
Minority interest net income$056
Net income of bank and minority interests.$1,867,000993
Net charge-offs$-3,0004,005
Cash dividends$4,260,000323
Sale, conversion, retirement of capital stock, net$342,000138
Net operating income$1,765,8801,023
2019-12-31 (YTD Data)Rank
Total interest income$32,551,0001,010
Total interest expense$6,498,000992
Net interest income$26,053,0001,012
Provision for loan and lease losses$460,0001,563
Total noninterest income$5,828,0001,019
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,793,000699
Trading account gains and fees$0135
Additional Noninterest Income$4,035,000961
Total noninterest expense$21,166,0001,039
Salaries and employee benefits$12,636,000994
Premises and equipment expense$1,843,0001,242
Additional noninterest expense$6,687,0001,010
Pre-tax net operating income$10,255,0001,038
Securities gains (losses)$-49,0005,013
Applicable income taxes$2,803,000723
Income before extraordinary items$7,403,0001,189
Extraordinary gains, net$011
Net income$7,403,0001,190
Minority interest net income$076
Net income of bank and minority interests.$7,403,0001,191
Net charge-offs$-43,0004,748
Cash dividends$7,037,000623
Sale, conversion, retirement of capital stock, net$1,463,000177
Net operating income$7,441,7101,166
2019-09-30 (YTD Data)Rank
Total interest income$24,679,0001,004
Total interest expense$4,983,000984
Net interest income$19,696,0001,012
Provision for loan and lease losses$400,0001,347
Total noninterest income$4,267,0001,014
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,345,000693
Trading account gains and fees$0129
Additional Noninterest Income$2,922,000980
Total noninterest expense$15,934,0001,041
Salaries and employee benefits$9,412,000999
Premises and equipment expense$1,432,0001,224
Additional noninterest expense$5,090,000982
Pre-tax net operating income$7,629,0001,061
Securities gains (losses)$-53,0005,116
Applicable income taxes$2,058,000755
Income before extraordinary items$5,518,0001,210
Extraordinary gains, net$011
Net income$5,518,0001,212
Minority interest net income$072
Net income of bank and minority interests.$5,518,0001,212
Net charge-offs$-7,0004,332
Cash dividends$5,337,000578
Sale, conversion, retirement of capital stock, net$1,009,000167
Net operating income$5,559,8701,181
2019-06-30 (YTD Data)Rank
Total interest income$16,523,000993
Total interest expense$3,297,000973
Net interest income$13,226,000999
Provision for loan and lease losses$300,0001,195
Total noninterest income$2,642,0001,048
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$863,000712
Trading account gains and fees$0131
Additional Noninterest Income$1,779,0001,022
Total noninterest expense$10,638,0001,031
Salaries and employee benefits$6,261,000993
Premises and equipment expense$979,0001,206
Additional noninterest expense$3,398,000991
Pre-tax net operating income$4,930,0001,066
Securities gains (losses)$-87,0005,198
Applicable income taxes$1,298,000757
Income before extraordinary items$3,545,0001,226
Extraordinary gains, net$011
Net income$3,545,0001,226
Minority interest net income$069
Net income of bank and minority interests.$3,545,0001,226
Net charge-offs$-4,0004,200
Cash dividends$3,297,000601
Sale, conversion, retirement of capital stock, net$582,000160
Net operating income$3,613,7301,180
2019-03-31 (YTD Data)Rank
Total interest income$8,135,0001,005
Total interest expense$1,639,000952
Net interest income$6,496,0001,016
Provision for loan and lease losses$300,000677
Total noninterest income$1,254,0001,059
Gross Fiduciary activities income$0972
Service charges on deposit accounts$416,000726
Trading account gains and fees$0126
Additional Noninterest Income$838,0001,016
Total noninterest expense$5,200,0001,046
Salaries and employee benefits$3,083,0001,009
Premises and equipment expense$465,0001,283
Additional noninterest expense$1,652,0001,000
Pre-tax net operating income$2,250,0001,120
Securities gains (losses)$-71,0005,276
Applicable income taxes$574,000813
Income before extraordinary items$1,605,0001,294
Extraordinary gains, net$05
Net income$1,605,0001,292
Minority interest net income$052
Net income of bank and minority interests.$1,605,0001,293
Net charge-offs$-2,0004,062
Cash dividends$1,434,000657
Sale, conversion, retirement of capital stock, net$275,000144
Net operating income$1,661,0901,237
2018-12-31 (YTD Data)Rank
Total interest income$30,432,0001,004
Total interest expense$5,342,000873
Net interest income$25,090,0001,027
Provision for loan and lease losses$850,0001,006
Total noninterest income$5,674,0001,005
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,878,000681
Trading account gains and fees$0126
Additional Noninterest Income$3,796,000955
Total noninterest expense$21,386,0001,013
Salaries and employee benefits$12,183,000994
Premises and equipment expense$2,075,0001,133
Additional noninterest expense$7,128,000943
Pre-tax net operating income$8,528,0001,172
Securities gains (losses)$-61,0004,889
Applicable income taxes$2,429,000761
Income before extraordinary items$6,038,0001,352
Extraordinary gains, net$06
Net income$6,038,0001,350
Minority interest net income$072
Net income of bank and minority interests.$6,038,0001,351
Net charge-offs$132,0001,949
Cash dividends$3,990,000884
Sale, conversion, retirement of capital stock, net$1,125,000216
Net operating income$6,086,1901,340
2018-09-30 (YTD Data)Rank
Total interest income$22,266,0001,014
Total interest expense$3,818,000864
Net interest income$18,448,0001,043
Provision for loan and lease losses$400,0001,318
Total noninterest income$4,205,0001,025
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,364,000699
Trading account gains and fees$0138
Additional Noninterest Income$2,841,000969
Total noninterest expense$16,245,000991
Salaries and employee benefits$9,113,0001,003
Premises and equipment expense$1,614,0001,094
Additional noninterest expense$5,518,000896
Pre-tax net operating income$6,008,0001,229
Securities gains (losses)$-69,0005,179
Applicable income taxes$1,746,000797
Income before extraordinary items$4,193,0001,450
Extraordinary gains, net$05
Net income$4,193,0001,449
Minority interest net income$066
Net income of bank and minority interests.$4,193,0001,449
Net charge-offs$72,0001,964
Cash dividends$3,100,000763
Sale, conversion, retirement of capital stock, net$788,000204
Net operating income$4,247,5101,420
2018-06-30 (YTD Data)Rank
Total interest income$14,429,0001,029
Total interest expense$2,418,000846
Net interest income$12,011,0001,062
Provision for loan and lease losses$200,0001,508
Total noninterest income$2,842,0001,010
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$884,000710
Trading account gains and fees$0130
Additional Noninterest Income$1,958,000948
Total noninterest expense$10,787,000995
Salaries and employee benefits$5,958,0001,028
Premises and equipment expense$1,136,0001,056
Additional noninterest expense$3,693,000890
Pre-tax net operating income$3,866,0001,248
Securities gains (losses)$-30,0005,186
Applicable income taxes$1,120,000807
Income before extraordinary items$2,716,0001,457
Extraordinary gains, net$06
Net income$2,716,0001,457
Minority interest net income$065
Net income of bank and minority interests.$2,716,0001,456
Net charge-offs$74,0001,516
Cash dividends$2,100,000729
Sale, conversion, retirement of capital stock, net$505,000195
Net operating income$2,739,7001,432
2018-03-31 (YTD Data)Rank
Total interest income$7,033,0001,039
Total interest expense$1,132,000850
Net interest income$5,901,0001,077
Provision for loan and lease losses$50,0002,055
Total noninterest income$1,420,0001,009
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$440,000711
Trading account gains and fees$0123
Additional Noninterest Income$980,000945
Total noninterest expense$5,467,000996
Salaries and employee benefits$2,954,0001,043
Premises and equipment expense$606,0001,008
Additional noninterest expense$1,907,000860
Pre-tax net operating income$1,804,0001,289
Securities gains (losses)$0735
Applicable income taxes$518,000842
Income before extraordinary items$1,286,0001,500
Extraordinary gains, net$07
Net income$1,286,0001,500
Minority interest net income$052
Net income of bank and minority interests.$1,286,0001,500
Net charge-offs$49,0001,211
Cash dividends$1,600,000503
Sale, conversion, retirement of capital stock, net$237,000179
Net operating income$1,286,0001,489
2017-12-31 (YTD Data)Rank
Total interest income$26,293,0001,071
Total interest expense$3,820,000871
Net interest income$22,473,0001,104
Provision for loan and lease losses$250,0002,142
Total noninterest income$6,060,000968
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,046,000620
Trading account gains and fees$0151
Additional Noninterest Income$4,014,000944
Total noninterest expense$22,634,000951
Salaries and employee benefits$11,618,0001,023
Premises and equipment expense$3,009,000821
Additional noninterest expense$8,007,000829
Pre-tax net operating income$5,649,0001,555
Securities gains (losses)$17,0001,392
Applicable income taxes$2,767,0001,019
Income before extraordinary items$2,899,0002,106
Extraordinary gains, net$09
Net income$2,899,0002,107
Minority interest net income$076
Net income of bank and minority interests.$2,899,0002,107
Net charge-offs$-63,0005,196
Cash dividends$1,000,0002,186
Sale, conversion, retirement of capital stock, net$1,354,000197
Net operating income$2,888,1202,097
2017-09-30 (YTD Data)Rank
Total interest income$19,321,0001,088
Total interest expense$2,776,000873
Net interest income$16,545,0001,121
Provision for loan and lease losses$250,0001,804
Total noninterest income$4,520,000986
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,537,000621
Trading account gains and fees$0145
Additional Noninterest Income$2,983,000975
Total noninterest expense$17,102,000943
Salaries and employee benefits$8,662,0001,036
Premises and equipment expense$2,478,000759
Additional noninterest expense$5,962,000826
Pre-tax net operating income$3,713,0001,747
Securities gains (losses)$12,0001,539
Applicable income taxes$1,348,0001,207
Income before extraordinary items$2,377,0002,110
Extraordinary gains, net$09
Net income$2,377,0002,111
Minority interest net income$071
Net income of bank and minority interests.$2,377,0002,111
Net charge-offs$-58,0005,206
Cash dividends$1,000,0001,672
Sale, conversion, retirement of capital stock, net$1,132,000179
Net operating income$2,369,3202,088
2017-06-30 (YTD Data)Rank
Total interest income$12,535,0001,109
Total interest expense$1,759,000897
Net interest income$10,776,0001,136
Provision for loan and lease losses$150,0001,808
Total noninterest income$2,995,000993
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,019,000614
Trading account gains and fees$0139
Additional Noninterest Income$1,976,000982
Total noninterest expense$10,868,000987
Salaries and employee benefits$5,799,0001,034
Premises and equipment expense$1,199,0001,005
Additional noninterest expense$3,870,000846
Pre-tax net operating income$2,753,0001,573
Securities gains (losses)$21,000972
Applicable income taxes$1,015,0001,093
Income before extraordinary items$1,759,0001,884
Extraordinary gains, net$011
Net income$1,759,0001,884
Minority interest net income$071
Net income of bank and minority interests.$1,759,0001,884
Net charge-offs$-10,0004,795
Cash dividends$250,0002,646
Sale, conversion, retirement of capital stock, net$425,000207
Net operating income$1,745,5601,878
2017-03-31 (YTD Data)Rank
Total interest income$6,092,0001,124
Total interest expense$824,000927
Net interest income$5,268,0001,147
Provision for loan and lease losses$100,0001,432
Total noninterest income$1,486,000983
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$492,000639
Trading account gains and fees$0142
Additional Noninterest Income$994,000960
Total noninterest expense$5,307,0001,016
Salaries and employee benefits$2,805,0001,081
Premises and equipment expense$622,000979
Additional noninterest expense$1,880,000869
Pre-tax net operating income$1,347,0001,557
Securities gains (losses)$1,0001,030
Applicable income taxes$497,0001,084
Income before extraordinary items$851,0001,882
Extraordinary gains, net$08
Net income$851,0001,882
Minority interest net income$055
Net income of bank and minority interests.$851,0001,882
Net charge-offs$-9,0004,951
Cash dividends$250,0001,772
Sale, conversion, retirement of capital stock, net$214,000178
Net operating income$850,3601,866
2016-12-31 (YTD Data)Rank
Total interest income$23,271,0001,137
Total interest expense$2,856,0001,011
Net interest income$20,415,0001,147
Provision for loan and lease losses$825,0001,071
Total noninterest income$6,425,000968
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,281,000572
Trading account gains and fees$0170
Additional Noninterest Income$4,144,000965
Total noninterest expense$21,249,000996
Salaries and employee benefits$11,143,0001,052
Premises and equipment expense$2,110,0001,121
Additional noninterest expense$7,996,000832
Pre-tax net operating income$4,766,0001,684
Securities gains (losses)$561,000391
Applicable income taxes$1,843,0001,109
Income before extraordinary items$3,484,0001,850
Extraordinary gains, net$05
Net income$3,484,0001,849
Minority interest net income$082
Net income of bank and minority interests.$3,484,0001,849
Net charge-offs$120,0002,452
Cash dividends$1,300,0001,860
Sale, conversion, retirement of capital stock, net$800,000229
Net operating income$3,119,3501,984
2016-09-30 (YTD Data)Rank
Total interest income$17,347,0001,143
Total interest expense$2,107,0001,027
Net interest income$15,240,0001,154
Provision for loan and lease losses$625,000989
Total noninterest income$4,498,0001,007
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,682,000582
Trading account gains and fees$0169
Additional Noninterest Income$2,816,0001,036
Total noninterest expense$15,609,0001,012
Salaries and employee benefits$8,200,0001,066
Premises and equipment expense$1,573,0001,129
Additional noninterest expense$5,836,000848
Pre-tax net operating income$3,504,0001,734
Securities gains (losses)$557,000350
Applicable income taxes$1,409,0001,125
Income before extraordinary items$2,652,0001,859
Extraordinary gains, net$05
Net income$2,652,0001,859
Minority interest net income$071
Net income of bank and minority interests.$2,652,0001,859
Net charge-offs$128,0001,842
Cash dividends$800,0001,879
Sale, conversion, retirement of capital stock, net$594,000206
Net operating income$2,289,9502,043
2016-06-30 (YTD Data)Rank
Total interest income$11,466,0001,154
Total interest expense$1,382,0001,038
Net interest income$10,084,0001,158
Provision for loan and lease losses$375,0001,061
Total noninterest income$2,886,0001,026
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,088,000589
Trading account gains and fees$0157
Additional Noninterest Income$1,798,0001,051
Total noninterest expense$9,878,0001,061
Salaries and employee benefits$5,086,0001,140
Premises and equipment expense$961,0001,232
Additional noninterest expense$3,831,000857
Pre-tax net operating income$2,717,0001,525
Securities gains (losses)$219,000563
Applicable income taxes$1,012,0001,071
Income before extraordinary items$1,924,0001,723
Extraordinary gains, net$016
Net income$1,924,0001,724
Minority interest net income$071
Net income of bank and minority interests.$1,924,0001,724
Net charge-offs$60,0002,015
Cash dividends$800,0001,496
Sale, conversion, retirement of capital stock, net$394,000196
Net operating income$1,779,4601,782
2016-03-31 (YTD Data)Rank
Total interest income$5,703,0001,163
Total interest expense$673,0001,064
Net interest income$5,030,0001,170
Provision for loan and lease losses$125,0001,322
Total noninterest income$1,488,000967
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$541,000588
Trading account gains and fees$0142
Additional Noninterest Income$947,000973
Total noninterest expense$4,867,0001,082
Salaries and employee benefits$2,541,0001,146
Premises and equipment expense$443,0001,322
Additional noninterest expense$1,883,000865
Pre-tax net operating income$1,526,0001,391
Securities gains (losses)$9,0001,537
Applicable income taxes$586,000946
Income before extraordinary items$949,0001,700
Extraordinary gains, net$012
Net income$949,0001,701
Minority interest net income$062
Net income of bank and minority interests.$949,0001,701
Net charge-offs$9,0002,377
Cash dividends$500,0001,173
Sale, conversion, retirement of capital stock, net$191,000184
Net operating income$943,2401,668
2015-12-31 (YTD Data)Rank
Total interest income$21,453,0001,196
Total interest expense$2,240,0001,236
Net interest income$19,213,0001,192
Provision for loan and lease losses$750,0001,014
Total noninterest income$6,255,000963
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,472,000541
Trading account gains and fees$0159
Additional Noninterest Income$3,783,000997
Total noninterest expense$21,671,000955
Salaries and employee benefits$10,053,0001,120
Premises and equipment expense$2,835,000867
Additional noninterest expense$8,783,000750
Pre-tax net operating income$3,047,0002,300
Securities gains (losses)$27,0002,055
Applicable income taxes$-1,283,0006,115
Income before extraordinary items$4,357,0001,511
Extraordinary gains, net$023
Net income$4,357,0001,511
Minority interest net income$081
Net income of bank and minority interests.$4,357,0001,511
Net charge-offs$228,0001,863
Cash dividends$2,600,0001,100
Sale, conversion, retirement of capital stock, net$356,000355
Net operating income$4,330,0001,488
2015-09-30 (YTD Data)Rank
Total interest income$15,860,0001,213
Total interest expense$1,621,0001,298
Net interest income$14,239,0001,202
Provision for loan and lease losses$600,000892
Total noninterest income$4,615,000986
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,831,000547
Trading account gains and fees$0153
Additional Noninterest Income$2,784,0001,025
Total noninterest expense$16,969,000919
Salaries and employee benefits$7,689,0001,101
Premises and equipment expense$2,369,000795
Additional noninterest expense$6,911,000726
Pre-tax net operating income$1,285,0003,339
Securities gains (losses)$25,0001,898
Applicable income taxes$-1,937,0006,243
Income before extraordinary items$3,247,0001,528
Extraordinary gains, net$021
Net income$3,247,0001,529
Minority interest net income$078
Net income of bank and minority interests.$3,247,0001,529
Net charge-offs$226,0001,436
Cash dividends$1,100,0001,506
Sale, conversion, retirement of capital stock, net$265,000324
Net operating income$3,222,0001,502
2015-06-30 (YTD Data)Rank
Total interest income$10,368,0001,231
Total interest expense$1,040,0001,355
Net interest income$9,328,0001,221
Provision for loan and lease losses$450,000841
Total noninterest income$3,026,000994
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,202,000549
Trading account gains and fees$0157
Additional Noninterest Income$1,824,0001,038
Total noninterest expense$10,751,000969
Salaries and employee benefits$4,985,0001,141
Premises and equipment expense$960,0001,246
Additional noninterest expense$4,806,000701
Pre-tax net operating income$1,153,0002,820
Securities gains (losses)$19,0001,735
Applicable income taxes$383,0001,886
Income before extraordinary items$789,0003,193
Extraordinary gains, net$022
Net income$789,0003,193
Minority interest net income$075
Net income of bank and minority interests.$789,0003,194
Net charge-offs$138,0001,442
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$176,000305
Net operating income$776,2703,156
2015-03-31 (YTD Data)Rank
Total interest income$5,089,0001,250
Total interest expense$491,0001,427
Net interest income$4,598,0001,230
Provision for loan and lease losses$300,000621
Total noninterest income$1,657,000901
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$580,000550
Trading account gains and fees$0152
Additional Noninterest Income$1,077,000884
Total noninterest expense$5,105,0001,016
Salaries and employee benefits$2,510,0001,133
Premises and equipment expense$510,0001,183
Additional noninterest expense$2,085,000785
Pre-tax net operating income$850,0002,115
Securities gains (losses)$02,027
Applicable income taxes$288,0001,484
Income before extraordinary items$562,0002,507
Extraordinary gains, net$013
Net income$562,0002,510
Minority interest net income$064
Net income of bank and minority interests.$562,0002,509
Net charge-offs$42,0001,682
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$86,000279
Net operating income$562,0002,432
2014-12-31 (YTD Data)Rank
Total interest income$18,537,0001,370
Total interest expense$1,770,0001,640
Net interest income$16,767,0001,335
Provision for loan and lease losses$750,0001,065
Total noninterest income$5,838,000978
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,458,000557
Trading account gains and fees$0180
Additional Noninterest Income$3,380,0001,017
Total noninterest expense$23,465,000857
Salaries and employee benefits$9,577,0001,140
Premises and equipment expense$2,761,000883
Additional noninterest expense$11,127,000604
Pre-tax net operating income$-1,610,0006,412
Securities gains (losses)$114,0001,154
Applicable income taxes$-799,0006,409
Income before extraordinary items$-697,0006,332
Extraordinary gains, net$017
Net income$-697,0006,332
Minority interest net income$084
Net income of bank and minority interests.$-697,0006,332
Net charge-offs$268,0002,136
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$337,000357
Net operating income$-769,9606,338
2014-09-30 (YTD Data)Rank
Total interest income$13,687,0001,395
Total interest expense$1,309,0001,676
Net interest income$12,378,0001,349
Provision for loan and lease losses$400,0001,373
Total noninterest income$4,270,000992
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,763,000575
Trading account gains and fees$0174
Additional Noninterest Income$2,507,0001,037
Total noninterest expense$18,579,000811
Salaries and employee benefits$7,141,0001,143
Premises and equipment expense$2,344,000799
Additional noninterest expense$9,094,000551
Pre-tax net operating income$-2,331,0006,541
Securities gains (losses)$43,0001,534
Applicable income taxes$-1,053,0006,544
Income before extraordinary items$-1,235,0006,497
Extraordinary gains, net$015
Net income$-1,235,0006,496
Minority interest net income$081
Net income of bank and minority interests.$-1,235,0006,496
Net charge-offs$71,0002,995
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$225,000335
Net operating income$-1,262,5206,497
2014-06-30 (YTD Data)Rank
Total interest income$8,897,0001,422
Total interest expense$858,0001,727
Net interest income$8,039,0001,380
Provision for loan and lease losses$200,0001,637
Total noninterest income$2,837,000982
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,119,000600
Trading account gains and fees$0172
Additional Noninterest Income$1,718,000999
Total noninterest expense$13,427,000753
Salaries and employee benefits$4,736,0001,151
Premises and equipment expense$1,846,000669
Additional noninterest expense$6,845,000493
Pre-tax net operating income$-2,751,0006,636
Securities gains (losses)$28,0001,480
Applicable income taxes$-1,168,0006,627
Income before extraordinary items$-1,555,0006,614
Extraordinary gains, net$020
Net income$-1,555,0006,614
Minority interest net income$080
Net income of bank and minority interests.$-1,555,0006,614
Net charge-offs$-96,0006,311
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$147,000321
Net operating income$-1,572,9206,613
2014-03-31 (YTD Data)Rank
Total interest income$4,434,0001,426
Total interest expense$431,0001,736
Net interest income$4,003,0001,384
Provision for loan and lease losses$200,000985
Total noninterest income$1,393,000972
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$526,000627
Trading account gains and fees$0147
Additional Noninterest Income$867,000944
Total noninterest expense$8,047,000643
Salaries and employee benefits$2,478,0001,120
Premises and equipment expense$1,145,000555
Additional noninterest expense$4,424,000401
Pre-tax net operating income$-2,851,0006,723
Securities gains (losses)$28,000845
Applicable income taxes$-1,153,0006,718
Income before extraordinary items$-1,670,0006,707
Extraordinary gains, net$016
Net income$-1,670,0006,707
Minority interest net income$066
Net income of bank and minority interests.$-1,670,0006,707
Net charge-offs$44,0001,967
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$73,000293
Net operating income$-1,687,9206,707
2013-12-31 (YTD Data)Rank
Total interest income$18,372,0001,385
Total interest expense$1,993,0001,708
Net interest income$16,379,0001,330
Provision for loan and lease losses$1,200,000946
Total noninterest income$7,184,000874
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,308,000600
Trading account gains and fees$0184
Additional Noninterest Income$4,876,000823
Total noninterest expense$20,935,000975
Salaries and employee benefits$9,184,0001,182
Premises and equipment expense$2,283,0001,042
Additional noninterest expense$9,468,000736
Pre-tax net operating income$1,428,0003,500
Securities gains (losses)$13,0002,535
Applicable income taxes$402,0002,361
Income before extraordinary items$1,039,0003,819
Extraordinary gains, net$029
Net income$1,039,0003,823
Minority interest net income$090
Net income of bank and minority interests.$1,039,0003,823
Net charge-offs$3,426,000480
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$20,498,00021
Net operating income$1,029,6403,780
2013-09-30 (YTD Data)Rank
Total interest income$13,885,0001,380
Total interest expense$1,536,0001,710
Net interest income$12,349,0001,319
Provision for loan and lease losses$1,050,000841
Total noninterest income$5,672,000851
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,706,000604
Trading account gains and fees$0180
Additional Noninterest Income$3,966,000786
Total noninterest expense$15,725,000971
Salaries and employee benefits$6,837,0001,190
Premises and equipment expense$1,726,0001,047
Additional noninterest expense$7,162,000732
Pre-tax net operating income$1,246,0003,292
Securities gains (losses)$13,0002,404
Applicable income taxes$372,0002,209
Income before extraordinary items$887,0003,643
Extraordinary gains, net$025
Net income$887,0003,645
Minority interest net income$084
Net income of bank and minority interests.$887,0003,647
Net charge-offs$2,752,000459
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$20,211,00012
Net operating income$877,9003,586
2013-06-30 (YTD Data)Rank
Total interest income$9,322,0001,362
Total interest expense$1,021,0001,747
Net interest income$8,301,0001,294
Provision for loan and lease losses$970,000692
Total noninterest income$3,903,000828
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,091,000616
Trading account gains and fees$0157
Additional Noninterest Income$2,812,000766
Total noninterest expense$10,399,000973
Salaries and employee benefits$4,496,0001,197
Premises and equipment expense$1,170,0001,027
Additional noninterest expense$4,733,000723
Pre-tax net operating income$835,0003,256
Securities gains (losses)$12,0002,226
Applicable income taxes$251,0002,207
Income before extraordinary items$596,0003,622
Extraordinary gains, net$022
Net income$596,0003,624
Minority interest net income$082
Net income of bank and minority interests.$596,0003,625
Net charge-offs$2,375,000390
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$20,211,0009
Net operating income$587,6003,541
2013-03-31 (YTD Data)Rank
Total interest income$4,696,0001,354
Total interest expense$533,0001,722
Net interest income$4,163,0001,295
Provision for loan and lease losses$820,000480
Total noninterest income$2,129,000786
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$544,000614
Trading account gains and fees$0148
Additional Noninterest Income$1,585,000714
Total noninterest expense$4,991,0001,026
Salaries and employee benefits$2,062,0001,301
Premises and equipment expense$600,0001,022
Additional noninterest expense$2,329,000733
Pre-tax net operating income$481,0002,943
Securities gains (losses)$13,0001,412
Applicable income taxes$153,0001,970
Income before extraordinary items$341,0003,322
Extraordinary gains, net$010
Net income$341,0003,322
Minority interest net income$076
Net income of bank and minority interests.$341,0003,324
Net charge-offs$1,408,000354
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$332,0303,274
2012-12-31 (YTD Data)Rank
Total interest income$21,374,0001,241
Total interest expense$2,793,0001,590
Net interest income$18,581,0001,188
Provision for loan and lease losses$3,349,000706
Total noninterest income$9,223,000725
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,924,000497
Trading account gains and fees$0166
Additional Noninterest Income$6,299,000686
Total noninterest expense$22,915,000883
Salaries and employee benefits$9,826,0001,068
Premises and equipment expense$2,408,000991
Additional noninterest expense$10,681,000674
Pre-tax net operating income$1,540,0003,292
Securities gains (losses)$640,000785
Applicable income taxes$691,0001,850
Income before extraordinary items$1,489,0003,143
Extraordinary gains, net$029
Net income$1,489,0003,143
Minority interest net income$093
Net income of bank and minority interests.$1,489,0003,143
Net charge-offs$4,497,000624
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,053,8003,643
2012-09-30 (YTD Data)Rank
Total interest income$16,338,0001,251
Total interest expense$2,192,0001,588
Net interest income$14,146,0001,179
Provision for loan and lease losses$3,019,000620
Total noninterest income$6,616,000745
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$2,232,000494
Trading account gains and fees$0157
Additional Noninterest Income$4,384,000705
Total noninterest expense$17,277,000870
Salaries and employee benefits$7,473,0001,052
Premises and equipment expense$1,833,000976
Additional noninterest expense$7,971,000660
Pre-tax net operating income$466,0004,796
Securities gains (losses)$421,000863
Applicable income taxes$257,0002,612
Income before extraordinary items$630,0004,287
Extraordinary gains, net$020
Net income$630,0004,286
Minority interest net income$086
Net income of bank and minority interests.$630,0004,286
Net charge-offs$3,445,000608
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$331,0905,016
2012-06-30 (YTD Data)Rank
Total interest income$11,099,0001,233
Total interest expense$1,550,0001,554
Net interest income$9,549,0001,169
Provision for loan and lease losses$2,040,000628
Total noninterest income$4,291,000759
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,463,000502
Trading account gains and fees$0153
Additional Noninterest Income$2,828,000721
Total noninterest expense$11,241,000888
Salaries and employee benefits$5,042,0001,036
Premises and equipment expense$1,267,000950
Additional noninterest expense$4,932,000706
Pre-tax net operating income$559,0003,927
Securities gains (losses)$369,000732
Applicable income taxes$312,0002,018
Income before extraordinary items$616,0003,586
Extraordinary gains, net$019
Net income$616,0003,587
Minority interest net income$084
Net income of bank and minority interests.$616,0003,588
Net charge-offs$2,959,000518
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$372,4604,297
2012-03-31 (YTD Data)Rank
Total interest income$5,678,0001,215
Total interest expense$825,0001,529
Net interest income$4,853,0001,144
Provision for loan and lease losses$750,000765
Total noninterest income$2,652,000654
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$713,000512
Trading account gains and fees$0148
Additional Noninterest Income$1,939,000565
Total noninterest expense$5,850,000849
Salaries and employee benefits$2,665,000972
Premises and equipment expense$635,000956
Additional noninterest expense$2,550,000673
Pre-tax net operating income$905,0001,826
Securities gains (losses)$202,000602
Applicable income taxes$432,0001,011
Income before extraordinary items$675,0002,062
Extraordinary gains, net$019
Net income$675,0002,063
Minority interest net income$078
Net income of bank and minority interests.$675,0002,064
Net charge-offs$396,0001,261
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$545,7202,317
2011-12-31 (YTD Data)Rank
Total interest income$24,136,0001,182
Total interest expense$5,701,0001,058
Net interest income$18,435,0001,203
Provision for loan and lease losses$7,533,000546
Total noninterest income$5,460,000967
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,674,000555
Trading account gains and fees$0146
Additional Noninterest Income$2,786,0001,086
Total noninterest expense$25,690,000770
Salaries and employee benefits$12,090,000817
Premises and equipment expense$2,943,000863
Additional noninterest expense$10,657,000672
Pre-tax net operating income$-9,328,0007,200
Securities gains (losses)$601,000690
Applicable income taxes$-1,183,0007,187
Income before extraordinary items$-7,544,0007,156
Extraordinary gains, net$029
Net income$-7,544,0007,155
Minority interest net income$096
Net income of bank and minority interests.$-7,544,0007,157
Net charge-offs$4,697,000851
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-8,060,8607,166
2011-09-30 (YTD Data)Rank
Total interest income$18,354,0001,182
Total interest expense$4,583,0001,036
Net interest income$13,771,0001,220
Provision for loan and lease losses$3,990,000742
Total noninterest income$6,423,000696
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,933,000578
Trading account gains and fees$0145
Additional Noninterest Income$4,490,000632
Total noninterest expense$18,500,000800
Salaries and employee benefits$8,363,000877
Premises and equipment expense$2,373,000795
Additional noninterest expense$7,764,000685
Pre-tax net operating income$-2,296,0007,041
Securities gains (losses)$527,000627
Applicable income taxes$-807,0007,276
Income before extraordinary items$-962,0006,846
Extraordinary gains, net$021
Net income$-962,0006,848
Minority interest net income$087
Net income of bank and minority interests.$-962,0006,847
Net charge-offs$3,956,000757
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-1,299,2806,905
2011-06-30 (YTD Data)Rank
Total interest income$12,445,0001,166
Total interest expense$3,229,0001,026
Net interest income$9,216,0001,217
Provision for loan and lease losses$1,890,000954
Total noninterest income$2,968,000933
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$2,219,000356
Trading account gains and fees$0153
Additional Noninterest Income$749,0001,634
Total noninterest expense$11,826,000848
Salaries and employee benefits$5,803,000858
Premises and equipment expense$4,063,000336
Additional noninterest expense$1,960,0001,757
Pre-tax net operating income$-1,532,0007,106
Securities gains (losses)$385,000445
Applicable income taxes$-558,0007,354
Income before extraordinary items$-589,0006,878
Extraordinary gains, net$015
Net income$-589,0006,877
Minority interest net income$089
Net income of bank and minority interests.$-589,0006,878
Net charge-offs$2,219,000854
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-835,4006,963
2011-03-31 (YTD Data)Rank
Total interest income$6,260,0001,169
Total interest expense$1,670,0001,031
Net interest income$4,590,0001,213
Provision for loan and lease losses$990,000870
Total noninterest income$1,427,000948
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,077,000362
Trading account gains and fees$0158
Additional Noninterest Income$350,0001,730
Total noninterest expense$6,041,000830
Salaries and employee benefits$2,977,000859
Premises and equipment expense$2,104,000323
Additional noninterest expense$960,0001,766
Pre-tax net operating income$-1,014,0007,277
Securities gains (losses)$275,000270
Applicable income taxes$-348,0007,438
Income before extraordinary items$-391,0007,069
Extraordinary gains, net$09
Net income$-391,0007,070
Minority interest net income$086
Net income of bank and minority interests.$-391,0007,070
Net charge-offs$683,0001,104
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-567,0007,150
2010-12-31 (YTD Data)Rank
Total interest income$26,997,0001,147
Total interest expense$8,701,000960
Net interest income$18,296,0001,233
Provision for loan and lease losses$3,057,0001,594
Total noninterest income$7,502,000793
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$7,502,000557
Total noninterest expense$25,955,000770
Salaries and employee benefits$13,267,000730
Premises and equipment expense$8,301,000327
Additional noninterest expense$4,387,0001,641
Pre-tax net operating income$-3,214,0006,945
Securities gains (losses)$409,0001,033
Applicable income taxes$-1,481,0007,399
Income before extraordinary items$-1,324,0006,698
Extraordinary gains, net$029
Net income$-1,324,0006,698
Minority interest net income$0111
Net income of bank and minority interests.$-1,324,0006,699
Net charge-offs$2,084,0001,819
Cash dividends$166,0003,430
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-1,585,7606,739
2010-09-30 (YTD Data)Rank
Total interest income$20,603,0001,142
Total interest expense$6,784,000955
Net interest income$13,819,0001,234
Provision for loan and lease losses$2,435,0001,455
Total noninterest income$6,283,000705
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$6,283,000496
Total noninterest expense$19,385,000758
Salaries and employee benefits$9,931,000725
Premises and equipment expense$6,241,000326
Additional noninterest expense$3,213,0001,658
Pre-tax net operating income$-1,718,0007,008
Securities gains (losses)$245,0001,219
Applicable income taxes$-929,0007,478
Income before extraordinary items$-544,0006,683
Extraordinary gains, net$023
Net income$-544,0006,684
Minority interest net income$0110
Net income of bank and minority interests.$-544,0006,684
Net charge-offs$1,434,0001,823
Cash dividends$166,0002,854
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-700,8006,725
2010-06-30 (YTD Data)Rank
Total interest income$13,862,0001,140
Total interest expense$4,729,000942
Net interest income$9,133,0001,248
Provision for loan and lease losses$1,885,0001,328
Total noninterest income$3,986,000723
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$3,986,000491
Total noninterest expense$12,837,000764
Salaries and employee benefits$6,580,000726
Premises and equipment expense$4,143,000330
Additional noninterest expense$2,114,0001,665
Pre-tax net operating income$-1,603,0007,191
Securities gains (losses)$378,000597
Applicable income taxes$-603,0007,516
Income before extraordinary items$-622,0006,928
Extraordinary gains, net$019
Net income$-622,0006,928
Minority interest net income$0105
Net income of bank and minority interests.$-622,0006,928
Net charge-offs$1,022,0001,702
Cash dividends$166,0002,457
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-863,9207,000
2010-03-31 (YTD Data)Rank
Total interest income$6,999,0001,152
Total interest expense$2,425,000967
Net interest income$4,574,0001,254
Provision for loan and lease losses$685,0001,501
Total noninterest income$2,014,000710
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$2,014,000483
Total noninterest expense$6,445,000762
Salaries and employee benefits$3,287,000743
Premises and equipment expense$2,133,000331
Additional noninterest expense$1,025,0001,711
Pre-tax net operating income$-542,0007,205
Securities gains (losses)$281,000407
Applicable income taxes$-96,0007,442
Income before extraordinary items$-165,0006,878
Extraordinary gains, net$016
Net income$-165,0006,879
Minority interest net income$091
Net income of bank and minority interests.$-165,0006,878
Net charge-offs$-16,0007,594
Cash dividends$166,0001,526
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-344,8407,091
2009-12-31 (YTD Data)Rank
Total interest income$30,787,0001,111
Total interest expense$12,833,000921
Net interest income$17,954,0001,247
Provision for loan and lease losses$2,240,0002,337
Total noninterest income$9,312,000682
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$9,312,000470
Total noninterest expense$27,637,000762
Salaries and employee benefits$14,253,000670
Premises and equipment expense$8,728,000324
Additional noninterest expense$4,656,0001,605
Pre-tax net operating income$-2,611,0006,801
Securities gains (losses)$2,012,000273
Applicable income taxes$-730,0007,167
Income before extraordinary items$131,0005,058
Extraordinary gains, net$034
Net income$131,0005,057
Minority interest net income$0115
Net income of bank and minority interests.$131,0005,057
Net charge-offs$2,513,0001,790
Cash dividends$1,912,000962
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-1,156,6806,427
2009-09-30 (YTD Data)Rank
Total interest income$23,346,0001,124
Total interest expense$10,074,000925
Net interest income$13,272,0001,266
Provision for loan and lease losses$1,425,0002,281
Total noninterest income$7,819,000629
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$7,819,000434
Total noninterest expense$21,211,000745
Salaries and employee benefits$10,896,000673
Premises and equipment expense$6,602,000323
Additional noninterest expense$3,713,0001,458
Pre-tax net operating income$-1,545,0006,884
Securities gains (losses)$1,108,000347
Applicable income taxes$-296,0007,197
Income before extraordinary items$-141,0006,035
Extraordinary gains, net$027
Net income$-141,0006,036
Minority interest net income$0118
Net income of bank and minority interests.$-141,0006,035
Net charge-offs$1,686,0001,668
Cash dividends$1,732,000742
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-850,1206,657
2009-06-30 (YTD Data)Rank
Total interest income$15,849,0001,128
Total interest expense$7,056,000934
Net interest income$8,793,0001,268
Provision for loan and lease losses$930,0002,159
Total noninterest income$5,437,000621
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$5,437,000431
Total noninterest expense$14,823,000717
Salaries and employee benefits$7,765,000635
Premises and equipment expense$4,514,000320
Additional noninterest expense$2,544,0001,457
Pre-tax net operating income$-1,523,0007,248
Securities gains (losses)$526,000488
Applicable income taxes$-495,0007,574
Income before extraordinary items$-502,0006,773
Extraordinary gains, net$021
Net income$-502,0006,774
Minority interest net income$0112
Net income of bank and minority interests.$-502,0006,774
Net charge-offs$1,356,0001,414
Cash dividends$1,600,000550
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-838,6407,036
2009-03-31 (YTD Data)Rank
Total interest income$8,106,0001,109
Total interest expense$3,696,000915
Net interest income$4,410,0001,255
Provision for loan and lease losses$630,0001,549
Total noninterest income$2,413,000655
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$2,413,000446
Total noninterest expense$7,462,000681
Salaries and employee benefits$4,002,000612
Premises and equipment expense$2,309,000322
Additional noninterest expense$1,151,0001,414
Pre-tax net operating income$-1,269,0007,706
Securities gains (losses)$446,000372
Applicable income taxes$-394,0007,857
Income before extraordinary items$-429,0007,373
Extraordinary gains, net$015
Net income$-429,0007,374
Minority interest net income$0102
Net income of bank and minority interests.$-429,0007,374
Net charge-offs$1,070,000921
Cash dividends$200,0001,688
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-714,4407,576
2008-12-31 (YTD Data)Rank
Total interest income$34,436,0001,113
Total interest expense$16,923,000939
Net interest income$17,513,0001,264
Provision for loan and lease losses$1,721,0001,987
Total noninterest income$9,933,000599
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$9,933,000391
Total noninterest expense$28,000,000715
Salaries and employee benefits$14,762,000665
Premises and equipment expense$8,322,000337
Additional noninterest expense$4,916,0001,284
Pre-tax net operating income$-2,275,0007,440
Securities gains (losses)$796,000255
Applicable income taxes$-1,103,0007,738
Income before extraordinary items$-376,0006,628
Extraordinary gains, net$039
Net income$-376,0006,628
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$879,0002,108
Cash dividends$700,0002,846
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-885,4407,056
2008-09-30 (YTD Data)Rank
Total interest income$17,394,0001,709
Total interest expense$8,007,0001,575
Net interest income$9,387,0001,797
Provision for loan and lease losses$323,0003,436
Total noninterest income$5,925,000760
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$5,925,000489
Total noninterest expense$14,999,000992
Salaries and employee benefits$8,471,000911
Premises and equipment expense$4,252,000488
Additional noninterest expense$2,276,0001,919
Pre-tax net operating income$-10,0006,763
Securities gains (losses)$1,080,000171
Applicable income taxes$-16,0007,330
Income before extraordinary items$1,086,0002,941
Extraordinary gains, net$031
Net income$1,086,0002,937
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$430,0002,137
Cash dividends$500,0002,719
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,0006,743
2008-06-30 (YTD Data)Rank
Total interest income$11,598,0001,732
Total interest expense$5,356,0001,638
Net interest income$6,242,0001,795
Provision for loan and lease losses$126,0003,898
Total noninterest income$3,851,000784
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$3,851,000516
Total noninterest expense$10,061,000983
Salaries and employee benefits$5,686,000904
Premises and equipment expense$2,852,000488
Additional noninterest expense$1,523,0001,894
Pre-tax net operating income$-94,0007,178
Securities gains (losses)$719,000236
Applicable income taxes$-43,0007,734
Income before extraordinary items$668,0003,400
Extraordinary gains, net$021
Net income$668,0003,401
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$366,0001,589
Cash dividends$500,0002,245
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-51,0007,124
2008-03-31 (YTD Data)Rank
Total interest income$5,899,0001,747
Total interest expense$2,735,0001,716
Net interest income$3,164,0001,765
Provision for loan and lease losses$63,0003,434
Total noninterest income$1,903,000782
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$1,903,000526
Total noninterest expense$5,064,000961
Salaries and employee benefits$2,840,000916
Premises and equipment expense$1,470,000476
Additional noninterest expense$754,0001,866
Pre-tax net operating income$-60,0007,437
Securities gains (losses)$608,000207
Applicable income taxes$71,0003,202
Income before extraordinary items$477,0002,801
Extraordinary gains, net$015
Net income$477,0002,803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0002,318
Cash dividends$200,0002,298
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-51,9607,449
2007-12-31 (YTD Data)Rank
Total interest income$23,632,0001,800
Total interest expense$12,244,0001,632
Net interest income$11,388,0001,993
Provision for loan and lease losses$975,0001,452
Total noninterest income$7,415,000791
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$7,415,000498
Total noninterest expense$18,844,000992
Salaries and employee benefits$10,439,000957
Premises and equipment expense$5,461,000490
Additional noninterest expense$2,944,0001,874
Pre-tax net operating income$-1,016,0008,051
Securities gains (losses)$690,000226
Applicable income taxes$-553,0008,329
Income before extraordinary items$227,0006,698
Extraordinary gains, net$039
Net income$227,0006,697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$943,0001,071
Cash dividends$810,0002,935
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-214,6007,704
2007-09-30 (YTD Data)Rank
Total interest income$17,539,0001,822
Total interest expense$9,101,0001,644
Net interest income$8,438,0002,033
Provision for loan and lease losses$95,0004,180
Total noninterest income$5,422,000809
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$5,422,000518
Total noninterest expense$13,904,0001,000
Salaries and employee benefits$7,834,000947
Premises and equipment expense$4,035,000489
Additional noninterest expense$2,035,0001,975
Pre-tax net operating income$-139,0007,843
Securities gains (losses)$550,000218
Applicable income taxes$-89,0008,228
Income before extraordinary items$500,0005,383
Extraordinary gains, net$033
Net income$500,0005,383
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0003,106
Cash dividends$610,0002,646
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-50,0007,759
2007-06-30 (YTD Data)Rank
Total interest income$11,501,0001,862
Total interest expense$5,910,0001,696
Net interest income$5,591,0002,077
Provision for loan and lease losses$55,0004,254
Total noninterest income$3,587,000836
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$3,587,000546
Total noninterest expense$9,396,0001,004
Salaries and employee benefits$5,354,000945
Premises and equipment expense$2,672,000510
Additional noninterest expense$1,370,0001,967
Pre-tax net operating income$-273,0008,132
Securities gains (losses)$378,000212
Applicable income taxes$-242,0008,481
Income before extraordinary items$347,0005,364
Extraordinary gains, net$029
Net income$347,0005,364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0002,577
Cash dividends$410,0002,719
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-31,0007,863
2007-03-31 (YTD Data)Rank
Total interest income$5,690,0001,880
Total interest expense$2,947,0001,692
Net interest income$2,743,0002,112
Provision for loan and lease losses$24,0004,189
Total noninterest income$1,714,000849
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$1,714,000554
Total noninterest expense$4,599,0001,024
Salaries and employee benefits$2,628,000968
Premises and equipment expense$1,309,000522
Additional noninterest expense$662,0001,991
Pre-tax net operating income$-166,0008,257
Securities gains (losses)$194,000204
Applicable income taxes$-133,0008,535
Income before extraordinary items$161,0005,516
Extraordinary gains, net$022
Net income$161,0005,516
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0002,191
Cash dividends$210,0002,351
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-33,0007,993
2006-12-31 (YTD Data)Rank
Total interest income$21,231,0001,891
Total interest expense$10,222,0001,643
Net interest income$11,009,0002,102
Provision for loan and lease losses$110,0004,597
Total noninterest income$6,438,000888
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$6,438,000564
Total noninterest expense$17,260,0001,039
Salaries and employee benefits$9,756,000987
Premises and equipment expense$4,807,000527
Additional noninterest expense$2,697,0001,958
Pre-tax net operating income$77,0007,770
Securities gains (losses)$512,000248
Applicable income taxes$-264,0008,501
Income before extraordinary items$853,0005,074
Extraordinary gains, net$051
Net income$853,0005,077
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$217,0002,078
Cash dividends$820,0002,900
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$341,0006,753
2006-09-30 (YTD Data)Rank
Total interest income$15,542,0001,921
Total interest expense$7,383,0001,659
Net interest income$8,159,0002,147
Provision for loan and lease losses$40,0005,377
Total noninterest income$4,842,000904
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$4,842,000570
Total noninterest expense$12,796,0001,060
Salaries and employee benefits$7,284,0001,003
Premises and equipment expense$3,515,000547
Additional noninterest expense$1,997,0001,955
Pre-tax net operating income$165,0007,566
Securities gains (losses)$314,000266
Applicable income taxes$-127,0008,585
Income before extraordinary items$606,0005,335
Extraordinary gains, net$045
Net income$606,0005,338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0002,696
Cash dividends$610,0002,627
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$292,0006,762
2006-06-30 (YTD Data)Rank
Total interest income$10,100,0001,928
Total interest expense$4,712,0001,650
Net interest income$5,388,0002,168
Provision for loan and lease losses$40,0004,712
Total noninterest income$3,173,000901
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$3,173,000575
Total noninterest expense$8,511,0001,059
Salaries and employee benefits$4,858,0001,008
Premises and equipment expense$2,324,000558
Additional noninterest expense$1,329,0001,971
Pre-tax net operating income$10,0008,128
Securities gains (losses)$223,000254
Applicable income taxes$-133,0008,655
Income before extraordinary items$366,0005,586
Extraordinary gains, net$039
Net income$366,0005,587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0003,025
Cash dividends$450,0002,520
Sale, conversion, retirement of capital stock, net$0887
Net operating income$143,0007,226
2006-03-31 (YTD Data)Rank
Total interest income$4,887,0001,946
Total interest expense$2,238,0001,649
Net interest income$2,649,0002,206
Provision for loan and lease losses$06,013
Total noninterest income$1,526,000923
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$1,526,000594
Total noninterest expense$4,175,0001,085
Salaries and employee benefits$2,404,0001,019
Premises and equipment expense$1,135,000569
Additional noninterest expense$636,0002,047
Pre-tax net operating income$08,194
Securities gains (losses)$90,000264
Applicable income taxes$-77,0008,677
Income before extraordinary items$167,0005,722
Extraordinary gains, net$021
Net income$167,0005,723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0008,092
Cash dividends$250,0002,135
Sale, conversion, retirement of capital stock, net$0648
Net operating income$77,0007,088
2005-12-31 (YTD Data)Rank
Total interest income$18,335,0001,835
Total interest expense$7,095,0001,612
Net interest income$11,240,0001,984
Provision for loan and lease losses$310,0002,744
Total noninterest income$6,407,000880
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$6,407,000579
Total noninterest expense$15,900,0001,076
Salaries and employee benefits$9,046,0001,023
Premises and equipment expense$4,197,000579
Additional noninterest expense$2,657,0001,913
Pre-tax net operating income$1,437,0004,485
Securities gains (losses)$1,189,000179
Applicable income taxes$622,0003,013
Income before extraordinary items$2,004,0003,093
Extraordinary gains, net$046
Net income$2,004,0003,095
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$259,0001,923
Cash dividends$855,0002,738
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,100,3604,524
2005-09-30 (YTD Data)Rank
Total interest income$13,462,0001,828
Total interest expense$5,010,0001,605
Net interest income$8,452,0001,956
Provision for loan and lease losses$250,0002,545
Total noninterest income$4,771,000891
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$4,771,000579
Total noninterest expense$11,711,0001,078
Salaries and employee benefits$6,692,0001,022
Premises and equipment expense$3,118,000582
Additional noninterest expense$1,901,0001,961
Pre-tax net operating income$1,262,0004,186
Securities gains (losses)$991,000183
Applicable income taxes$573,0002,720
Income before extraordinary items$1,680,0002,854
Extraordinary gains, net$035
Net income$1,680,0002,855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$425,000947
Cash dividends$655,0002,402
Sale, conversion, retirement of capital stock, net$0769
Net operating income$936,7504,294
2005-06-30 (YTD Data)Rank
Total interest income$8,796,0001,809
Total interest expense$3,200,0001,576
Net interest income$5,596,0001,928
Provision for loan and lease losses$190,0002,233
Total noninterest income$3,091,000901
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$3,091,000584
Total noninterest expense$7,625,0001,100
Salaries and employee benefits$4,402,0001,027
Premises and equipment expense$2,047,000586
Additional noninterest expense$1,176,0002,091
Pre-tax net operating income$872,0004,068
Securities gains (losses)$740,000177
Applicable income taxes$426,0002,512
Income before extraordinary items$1,186,0002,670
Extraordinary gains, net$030
Net income$1,186,0002,671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$422,000686
Cash dividends$430,0002,431
Sale, conversion, retirement of capital stock, net$0643
Net operating income$638,4004,207
2005-03-31 (YTD Data)Rank
Total interest income$4,297,0001,823
Total interest expense$1,523,0001,568
Net interest income$2,774,0001,940
Provision for loan and lease losses$110,0001,892
Total noninterest income$1,448,000927
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$1,448,000598
Total noninterest expense$3,659,0001,146
Salaries and employee benefits$2,093,0001,089
Premises and equipment expense$1,011,000589
Additional noninterest expense$555,0002,203
Pre-tax net operating income$453,0003,937
Securities gains (losses)$395,000169
Applicable income taxes$228,0002,392
Income before extraordinary items$620,0002,547
Extraordinary gains, net$024
Net income$620,0002,548
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$278,000543
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$331,6504,063
2004-12-31 (YTD Data)Rank
Total interest income$15,825,0001,813
Total interest expense$4,619,0001,762
Net interest income$11,206,0001,806
Provision for loan and lease losses$240,0003,319
Total noninterest income$5,726,000965
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$5,726,000606
Total noninterest expense$15,222,0001,057
Salaries and employee benefits$8,766,000972
Premises and equipment expense$3,997,000565
Additional noninterest expense$2,459,0001,983
Pre-tax net operating income$1,470,0004,298
Securities gains (losses)$1,440,000221
Applicable income taxes$742,0002,651
Income before extraordinary items$2,168,0002,725
Extraordinary gains, net$034
Net income$2,168,0002,728
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$276,0002,115
Cash dividends$480,0003,623
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,088,0004,396
2004-09-30 (YTD Data)Rank
Total interest income$11,607,0001,833
Total interest expense$3,358,0001,786
Net interest income$8,249,0001,820
Provision for loan and lease losses$180,0003,152
Total noninterest income$4,145,0001,007
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$4,145,000641
Total noninterest expense$11,384,0001,060
Salaries and employee benefits$6,539,000976
Premises and equipment expense$3,011,000570
Additional noninterest expense$1,834,0001,962
Pre-tax net operating income$830,0005,089
Securities gains (losses)$1,153,000242
Applicable income taxes$494,0002,924
Income before extraordinary items$1,489,0002,969
Extraordinary gains, net$026
Net income$1,489,0002,970
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$239,0001,674
Cash dividends$270,0003,597
Sale, conversion, retirement of capital stock, net$0738
Net operating income$624,2505,173
2004-06-30 (YTD Data)Rank
Total interest income$7,640,0001,836
Total interest expense$2,242,0001,770
Net interest income$5,398,0001,849
Provision for loan and lease losses$120,0003,090
Total noninterest income$2,702,0001,015
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$2,702,000653
Total noninterest expense$7,618,0001,053
Salaries and employee benefits$4,372,000974
Premises and equipment expense$2,011,000566
Additional noninterest expense$1,235,0001,931
Pre-tax net operating income$362,0006,106
Securities gains (losses)$817,000247
Applicable income taxes$289,0003,139
Income before extraordinary items$890,0003,254
Extraordinary gains, net$021
Net income$890,0003,254
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0001,940
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$277,2506,138
2004-03-31 (YTD Data)Rank
Total interest income$3,805,0001,845
Total interest expense$1,135,0001,775
Net interest income$2,670,0001,870
Provision for loan and lease losses$60,0002,918
Total noninterest income$1,359,000990
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$1,359,000632
Total noninterest expense$3,860,0001,048
Salaries and employee benefits$2,184,000988
Premises and equipment expense$1,045,000554
Additional noninterest expense$631,0001,866
Pre-tax net operating income$109,0007,009
Securities gains (losses)$411,000293
Applicable income taxes$133,0003,317
Income before extraordinary items$387,0003,597
Extraordinary gains, net$016
Net income$387,0003,596
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0001,147
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$82,8607,110
2003-12-31 (YTD Data)Rank
Total interest income$14,718,0001,925
Total interest expense$4,981,0001,796
Net interest income$9,737,0002,014
Provision for loan and lease losses$391,0002,635
Total noninterest income$5,168,0001,102
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$5,168,000745
Total noninterest expense$16,702,000981
Salaries and employee benefits$9,847,000867
Premises and equipment expense$3,800,000599
Additional noninterest expense$3,055,0001,609
Pre-tax net operating income$-2,188,0009,084
Securities gains (losses)$4,391,000173
Applicable income taxes$467,0003,489
Income before extraordinary items$1,736,0003,191
Extraordinary gains, net$054
Net income$1,736,0003,191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$337,0002,096
Cash dividends$735,0002,866
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-1,732,8909,068
2003-09-30 (YTD Data)Rank
Total interest income$11,342,0001,909
Total interest expense$3,821,0001,831
Net interest income$7,521,0001,954
Provision for loan and lease losses$298,0002,538
Total noninterest income$3,772,0001,146
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$3,772,000788
Total noninterest expense$13,048,000938
Salaries and employee benefits$7,748,000830
Premises and equipment expense$2,871,000603
Additional noninterest expense$2,429,0001,511
Pre-tax net operating income$-2,053,0009,161
Securities gains (losses)$4,433,000170
Applicable income taxes$652,0002,510
Income before extraordinary items$1,728,0002,649
Extraordinary gains, net$040
Net income$1,728,0002,648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$305,0001,686
Cash dividends$610,0002,369
Sale, conversion, retirement of capital stock, net$0722
Net operating income$-1,508,0909,139
2003-06-30 (YTD Data)Rank
Total interest income$7,605,0001,912
Total interest expense$2,585,0001,866
Net interest income$5,020,0001,946
Provision for loan and lease losses$246,0002,158
Total noninterest income$1,736,0001,531
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$1,736,0001,008
Total noninterest expense$8,492,000968
Salaries and employee benefits$5,033,000853
Premises and equipment expense$1,877,000621
Additional noninterest expense$1,582,0001,539
Pre-tax net operating income$-1,982,0009,214
Securities gains (losses)$3,526,000164
Applicable income taxes$478,0002,381
Income before extraordinary items$1,066,0002,845
Extraordinary gains, net$030
Net income$1,066,0002,844
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$285,0001,294
Cash dividends$250,0003,135
Sale, conversion, retirement of capital stock, net$0589
Net operating income$-1,366,9409,197
2003-03-31 (YTD Data)Rank
Total interest income$3,764,0001,948
Total interest expense$1,310,0001,883
Net interest income$2,454,0001,999
Provision for loan and lease losses$123,0002,012
Total noninterest income$898,0001,444
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$898,000966
Total noninterest expense$4,097,000994
Salaries and employee benefits$2,508,000854
Premises and equipment expense$945,000611
Additional noninterest expense$644,0001,829
Pre-tax net operating income$-868,0009,256
Securities gains (losses)$1,796,000157
Applicable income taxes$307,0002,016
Income before extraordinary items$621,0002,456
Extraordinary gains, net$021
Net income$621,0002,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$216,000899
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-582,3209,217
2002-12-31 (YTD Data)Rank
Total interest income$16,079,0001,913
Total interest expense$6,849,0001,667
Net interest income$9,230,0002,097
Provision for loan and lease losses$550,0002,218
Total noninterest income$7,220,000781
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$7,220,000536
Total noninterest expense$14,914,0001,040
Salaries and employee benefits$8,613,000937
Premises and equipment expense$3,797,000584
Additional noninterest expense$2,504,0001,852
Pre-tax net operating income$986,0005,242
Securities gains (losses)$1,818,000296
Applicable income taxes$883,0002,416
Income before extraordinary items$1,921,0002,893
Extraordinary gains, net$070
Net income$1,921,0002,891
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$332,0002,213
Cash dividends$380,0003,942
Sale, conversion, retirement of capital stock, net$0862
Net operating income$666,5805,533
2001-12-31 (YTD Data)Rank
Total interest income$19,042,0001,791
Total interest expense$9,799,0001,653
Net interest income$9,243,0001,928
Provision for loan and lease losses$686,0001,700
Total noninterest income$9,215,000641
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,676,000877
Trading account gains and fees$0177
Additional Noninterest Income$7,539,000490
Total noninterest expense$14,496,0001,020
Salaries and employee benefits$7,543,000991
Premises and equipment expense$2,457,000855
Additional noninterest expense$4,496,0001,057
Pre-tax net operating income$3,276,0002,087
Securities gains (losses)$479,000628
Applicable income taxes$1,273,0001,725
Income before extraordinary items$2,482,0002,101
Extraordinary gains, net$0105
Net income$2,482,0002,105
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$283,0002,328
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$3,000,000251
Net operating income$2,165,8602,290
2000-12-31 (YTD Data)Rank
Total interest income$17,454,0002,018
Total interest expense$9,926,0001,737
Net interest income$7,528,0002,363
Provision for loan and lease losses$144,0004,490
Total noninterest income$5,652,000848
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$2,099,000638
Trading account gains and fees$0180
Additional Noninterest Income$3,553,000770
Total noninterest expense$11,221,0001,237
Salaries and employee benefits$5,764,0001,232
Premises and equipment expense$1,683,0001,204
Additional noninterest expense$3,774,0001,209
Pre-tax net operating income$1,815,0003,551
Securities gains (losses)$01,956
Applicable income taxes$556,0003,261
Income before extraordinary items$1,259,0003,732
Extraordinary gains, net$038
Net income$1,259,0003,733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,934
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$-88,0009,773
Net operating income$1,259,0003,717
1999-12-31 (YTD Data)Rank
Total interest income$14,066,0002,316
Total interest expense$7,087,0002,105
Net interest income$6,979,0002,518
Provision for loan and lease losses$160,0004,104
Total noninterest income$7,295,000739
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,059,000641
Trading account gains and fees$0173
Additional Noninterest Income$5,236,000630
Total noninterest expense$11,697,0001,185
Salaries and employee benefits$6,219,0001,102
Premises and equipment expense$1,487,0001,368
Additional noninterest expense$3,991,0001,171
Pre-tax net operating income$2,417,0002,865
Securities gains (losses)$1,0002,805
Applicable income taxes$846,0002,516
Income before extraordinary items$1,572,0003,132
Extraordinary gains, net$035
Net income$1,572,0003,132
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0006,573
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,571,3503,103
1998-12-31 (YTD Data)Rank
Total interest income$13,428,0002,420
Total interest expense$7,019,0002,161
Net interest income$6,409,0002,678
Provision for loan and lease losses$70,0005,864
Total noninterest income$8,130,000682
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,737,000711
Trading account gains and fees$0224
Additional Noninterest Income$6,393,000558
Total noninterest expense$11,765,0001,120
Salaries and employee benefits$6,519,0001,005
Premises and equipment expense$1,213,0001,620
Additional noninterest expense$4,033,0001,117
Pre-tax net operating income$2,704,0002,605
Securities gains (losses)$32,0002,083
Applicable income taxes$1,055,0002,210
Income before extraordinary items$1,681,0002,958
Extraordinary gains, net$032
Net income$1,681,0002,959
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0005,363
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,660,5202,905
1997-12-31 (YTD Data)Rank
Total interest income$13,059,0002,514
Total interest expense$6,661,0002,258
Net interest income$6,398,0002,718
Provision for loan and lease losses$116,0004,876
Total noninterest income$6,415,000776
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,625,000785
Trading account gains and fees$0239
Additional Noninterest Income$4,790,000634
Total noninterest expense$9,801,0001,342
Salaries and employee benefits$5,273,0001,247
Premises and equipment expense$972,0002,042
Additional noninterest expense$3,556,0001,239
Pre-tax net operating income$2,896,0002,564
Securities gains (losses)$2,0003,292
Applicable income taxes$1,141,0002,184
Income before extraordinary items$1,757,0002,897
Extraordinary gains, net$044
Net income$1,757,0002,896
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0005,260
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,755,7202,845
1996-12-31 (YTD Data)Rank
Total interest income$12,024,0002,749
Total interest expense$6,103,0002,514
Net interest income$5,921,0002,990
Provision for loan and lease losses$119,0004,742
Total noninterest income$5,138,000937
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,371,000969
Trading account gains and fees$0262
Additional Noninterest Income$3,767,000764
Total noninterest expense$9,971,0001,438
Salaries and employee benefits$4,655,0001,447
Premises and equipment expense$1,024,0001,958
Additional noninterest expense$4,292,0001,287
Pre-tax net operating income$969,0005,844
Securities gains (losses)$4,0003,123
Applicable income taxes$386,0005,000
Income before extraordinary items$587,0006,346
Extraordinary gains, net$053
Net income$587,0006,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0007,019
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$584,4406,294
1995-12-31 (YTD Data)Rank
Total interest income$11,148,0002,977
Total interest expense$5,528,0002,772
Net interest income$5,620,0003,161
Provision for loan and lease losses$120,0004,090
Total noninterest income$4,540,0001,021
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,170,0001,140
Trading account gains and fees$0522
Additional Noninterest Income$3,370,000833
Total noninterest expense$8,413,0001,674
Salaries and employee benefits$4,210,0001,584
Premises and equipment expense$920,0002,182
Additional noninterest expense$3,283,0001,572
Pre-tax net operating income$1,627,0004,168
Securities gains (losses)$-6,0009,789
Applicable income taxes$615,0003,600
Income before extraordinary items$1,006,0004,597
Extraordinary gains, net$065
Net income$1,006,0004,595
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,009,8404,556
1994-12-31 (YTD Data)Rank
Total interest income$9,723,0003,107
Total interest expense$4,570,0002,676
Net interest income$5,153,0003,458
Provision for loan and lease losses$104,0004,473
Total noninterest income$4,168,0001,046
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,303,0001,020
Trading account gains and fees$0475
Additional Noninterest Income$2,865,000905
Total noninterest expense$7,654,0001,891
Salaries and employee benefits$2,993,0002,221
Premises and equipment expense$733,0002,724
Additional noninterest expense$3,928,0001,430
Pre-tax net operating income$1,563,0004,260
Securities gains (losses)$5,0002,624
Applicable income taxes$622,0003,403
Income before extraordinary items$946,0004,716
Extraordinary gains, net$0249
Net income$946,0004,716
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0006,338
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$942,8004,775
1993-12-31 (YTD Data)Rank
Total interest income$9,923,0003,110
Total interest expense$4,806,0002,678
Net interest income$5,117,0003,490
Provision for loan and lease losses$120,0005,200
Total noninterest income$4,045,0001,156
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,189,0001,125
Trading account gains and fees$0532
Additional Noninterest Income$2,856,000993
Total noninterest expense$7,053,0002,077
Salaries and employee benefits$3,623,0001,850
Premises and equipment expense$631,0003,166
Additional noninterest expense$2,799,0002,021
Pre-tax net operating income$1,989,0003,331
Securities gains (losses)$07,477
Applicable income taxes$749,0002,909
Income before extraordinary items$1,240,0003,885
Extraordinary gains, net$03,149
Net income$1,240,0003,989
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,00011,543
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,240,0003,679
1992-12-31 (YTD Data)Rank
Total interest income$10,709,0003,264
Total interest expense$5,917,0002,814
Net interest income$4,792,0003,793
Provision for loan and lease losses$113,0006,955
Total noninterest income$1,362,0002,578
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$1,362,0001,615
Total noninterest expense$4,272,0003,296
Salaries and employee benefits$1,930,0003,305
Premises and equipment expense$1,097,0001,921
Additional noninterest expense$1,245,0004,208
Pre-tax net operating income$1,769,0003,489
Securities gains (losses)$08,369
Applicable income taxes$660,0003,149
Income before extraordinary items$1,109,0004,097
Extraordinary gains, net$01,422
Net income$1,109,0004,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,00010,059
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,109,0003,796

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.