Home > West Suburban Bank of Downers Grove/Lombard > Income and Expense

West Suburban Bank of Downers Grove/Lombard, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$10,718,0003,066
Total interest expense$4,503,0003,316
Net interest income$6,215,0002,860
Provision for loan and lease losses$76,0005,685
Total noninterest income$1,066,0002,973
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$683,0001,980
Trading account gains and fees$0262
Additional Noninterest Income$383,0003,486
Total noninterest expense$3,786,0003,508
Salaries and employee benefits$1,306,0004,833
Premises and equipment expense$471,0003,964
Additional noninterest expense$2,009,0002,442
Pre-tax net operating income$3,419,0002,095
Securities gains (losses)$56,0001,263
Applicable income taxes$1,129,0002,109
Income before extraordinary items$2,346,0002,110
Extraordinary gains, net$053
Net income$2,346,0002,110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0005,513
Cash dividends$1,132,0001,955
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,307,9202,100
1995-12-31 (YTD Data)Rank
Total interest income$10,715,0003,092
Total interest expense$4,676,0003,208
Net interest income$6,039,0002,953
Provision for loan and lease losses$300,0002,267
Total noninterest income$973,0003,164
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$654,0002,076
Trading account gains and fees$0522
Additional Noninterest Income$319,0003,861
Total noninterest expense$3,759,0003,509
Salaries and employee benefits$1,291,0004,885
Premises and equipment expense$444,0004,153
Additional noninterest expense$2,024,0002,374
Pre-tax net operating income$2,953,0002,466
Securities gains (losses)$-14,00010,322
Applicable income taxes$971,0002,449
Income before extraordinary items$1,968,0002,550
Extraordinary gains, net$065
Net income$1,968,0002,549
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0004,931
Cash dividends$1,033,0001,970
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,977,3802,508
1994-12-31 (YTD Data)Rank
Total interest income$9,012,0003,328
Total interest expense$3,413,0003,525
Net interest income$5,599,0003,203
Provision for loan and lease losses$382,0001,885
Total noninterest income$1,030,0003,044
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$664,0002,039
Trading account gains and fees$0475
Additional Noninterest Income$366,0003,610
Total noninterest expense$3,341,0004,013
Salaries and employee benefits$1,294,0004,906
Premises and equipment expense$429,0004,328
Additional noninterest expense$1,618,0003,096
Pre-tax net operating income$2,906,0002,441
Securities gains (losses)$66,000993
Applicable income taxes$1,023,0002,187
Income before extraordinary items$1,949,0002,490
Extraordinary gains, net$0249
Net income$1,949,0002,490
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$304,0001,887
Cash dividends$992,0001,954
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,905,4402,563
1993-12-31 (YTD Data)Rank
Total interest income$8,278,0003,693
Total interest expense$3,183,0003,914
Net interest income$5,095,0003,506
Provision for loan and lease losses$275,0003,195
Total noninterest income$1,034,0003,254
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$653,0002,094
Trading account gains and fees$0532
Additional Noninterest Income$381,0003,878
Total noninterest expense$3,276,0004,167
Salaries and employee benefits$1,230,0005,121
Premises and equipment expense$398,0004,731
Additional noninterest expense$1,648,0003,231
Pre-tax net operating income$2,578,0002,641
Securities gains (losses)$-4,00012,523
Applicable income taxes$952,0002,380
Income before extraordinary items$1,622,0003,003
Extraordinary gains, net$126,0001,380
Net income$1,748,0002,915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$362,0002,193
Cash dividends$3,359,000650
Sale, conversion, retirement of capital stock, net$3,000,000275
Net operating income$1,624,5602,844
1992-12-31 (YTD Data)Rank
Total interest income$9,152,0003,801
Total interest expense$3,991,0004,086
Net interest income$5,161,0003,528
Provision for loan and lease losses$350,0003,771
Total noninterest income$962,0003,424
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$651,0002,093
Trading account gains and fees$0504
Additional Noninterest Income$311,0004,331
Total noninterest expense$3,253,0004,208
Salaries and employee benefits$1,417,0004,450
Premises and equipment expense$407,0004,729
Additional noninterest expense$1,429,0003,733
Pre-tax net operating income$2,520,0002,462
Securities gains (losses)$-34,00013,605
Applicable income taxes$908,0002,303
Income before extraordinary items$1,578,0002,925
Extraordinary gains, net$01,422
Net income$1,578,0002,961
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$277,0003,500
Cash dividends$994,0001,591
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,599,7602,654

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.