Home > West Suburban Bank of Downers Grove/Lombard > Assets and Liabilities
West Suburban Bank of Downers Grove/Lombard, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 54 | 3,490 |
| Assets and Liabilities | ||
| Total Assets: | $147,596,000 | 3,085 |
| Cash and due from depository institutions | $4,282,000 | 3,490 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $55,658,000 | 2,193 |
| Federal funds sold & reverse repurchase agreements | $1,753,000 | 5,239 |
| Net loans & leases | $81,478,000 | 3,342 |
| Loan loss allowance | $1,310,000 | 2,757 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,426,000 | 4,866 |
| Other real estate owned | $624,000 | 3,490 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,375,000 | 3,078 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,596,000 | 3,085 |
| Total liabilities | $131,812,000 | 3,116 |
| Total deposits | $130,949,000 | 2,923 |
| Interest-bearing deposits | $120,421,000 | 2,746 |
| Deposits held in domestic offices | $130,949,000 | 2,915 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $863,000 | 3,947 |
| Total equity capital | $15,784,000 | 2,826 |
| Total bank equity capital | $15,784,000 | 2,826 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $566,000 | 4,931 |
| Surplus | $8,934,000 | 1,785 |
| Undivided profits | $6,284,000 | 3,734 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $234,000 | 6,278 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $566,000 | 4,071 |
| Earning assets | $138,889,000 | 3,020 |
| Long-term assets (5+ years) | $23,375,000 | 2,376 |
| Average Assets, year-to-date | $148,172,800 | 2,948 |
| Average Assets, quarterly | $146,495,000 | 3,075 |
| Volatile liabilities | $7,862,000 | 5,665 |
| Insider loans | $110,000 | 8,682 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $28,073,000 | 1,617 |
| Tier 1 (core) risk-based capital | $16,006,000 | 2,715 |
| Tier 2 risk-based capital | $1,289,900 | 2,349 |
| Total risk weighted assets | $103,166,900 | 2,700 |
| Total unused commitments | $28,073,000 | 1,634 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 55 | 3,539 |
| Assets and Liabilities | ||
| Total Assets: | $151,838,000 | 3,026 |
| Cash and due from depository institutions | $8,004,000 | 3,539 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $41,131,000 | 3,061 |
| Federal funds sold & reverse repurchase agreements | $5,450,000 | 2,663 |
| Net loans & leases | $92,327,000 | 2,912 |
| Loan loss allowance | $1,279,000 | 2,833 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,483,000 | 4,688 |
| Other real estate owned | $1,497,000 | 3,539 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,946,000 | 3,721 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $151,838,000 | 3,026 |
| Total liabilities | $137,099,000 | 3,017 |
| Total deposits | $136,201,000 | 2,852 |
| Interest-bearing deposits | $121,416,000 | 2,763 |
| Deposits held in domestic offices | $136,201,000 | 2,842 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $898,000 | 3,974 |
| Total equity capital | $14,739,000 | 3,021 |
| Total bank equity capital | $14,739,000 | 3,021 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $566,000 | 5,195 |
| Surplus | $8,934,000 | 1,760 |
| Undivided profits | $5,239,000 | 4,352 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,626,000 | 1,784 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $721,000 | 3,263 |
| Earning assets | $138,908,000 | 3,031 |
| Long-term assets (5+ years) | $17,894,000 | 2,708 |
| Average Assets, year-to-date | $144,499,200 | 3,036 |
| Average Assets, quarterly | $149,247,000 | 3,036 |
| Volatile liabilities | $8,217,000 | 5,203 |
| Insider loans | $67,000 | 9,619 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $23,872,000 | 1,760 |
| Tier 1 (core) risk-based capital | $14,796,000 | 2,909 |
| Tier 2 risk-based capital | $1,279,000 | 2,337 |
| Total risk weighted assets | $110,113,600 | 2,472 |
| Total unused commitments | $23,872,000 | 1,769 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 58 | 3,477 |
| Assets and Liabilities | ||
| Total Assets: | $140,095,000 | 3,199 |
| Cash and due from depository institutions | $6,328,000 | 3,477 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $40,877,000 | 3,224 |
| Federal funds sold & reverse repurchase agreements | $1,373,000 | 4,750 |
| Net loans & leases | $85,239,000 | 3,052 |
| Loan loss allowance | $1,035,000 | 3,471 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,575,000 | 4,440 |
| Other real estate owned | $2,180,000 | 3,477 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,523,000 | 3,126 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,095,000 | 3,199 |
| Total liabilities | $127,361,000 | 3,194 |
| Total deposits | $126,824,000 | 2,998 |
| Interest-bearing deposits | $112,380,000 | 2,926 |
| Deposits held in domestic offices | $126,824,000 | 2,985 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $537,000 | 4,971 |
| Total equity capital | $12,734,000 | 3,199 |
| Total bank equity capital | $12,734,000 | 3,199 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $566,000 | 5,468 |
| Surplus | $8,934,000 | 1,691 |
| Undivided profits | $3,234,000 | 5,646 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $198,000 | 6,777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $621,000 | 3,342 |
| Earning assets | $127,489,000 | 3,210 |
| Long-term assets (5+ years) | $11,932,000 | 3,692 |
| Average Assets, year-to-date | $137,049,800 | 3,201 |
| Average Assets, quarterly | $139,356,500 | 3,187 |
| Volatile liabilities | $7,472,000 | 5,335 |
| Insider loans | $396,000 | 6,364 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $24,671,000 | 1,646 |
| Tier 1 (core) risk-based capital | $13,773,000 | 3,009 |
| Tier 2 risk-based capital | $1,035,000 | 2,815 |
| Total risk weighted assets | $105,836,000 | 2,509 |
| Total unused commitments | $24,671,000 | 1,656 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 61 | 3,431 |
| Assets and Liabilities | ||
| Total Assets: | $133,351,000 | 3,412 |
| Cash and due from depository institutions | $4,450,000 | 3,431 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $32,005,000 | 4,253 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $90,847,000 | 2,819 |
| Loan loss allowance | $957,000 | 3,844 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,533,000 | 4,580 |
| Other real estate owned | $2,645,000 | 3,431 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,871,000 | 3,657 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,351,000 | 3,412 |
| Total liabilities | $120,447,000 | 3,435 |
| Total deposits | $119,639,000 | 3,292 |
| Interest-bearing deposits | $105,198,000 | 3,240 |
| Deposits held in domestic offices | $119,639,000 | 3,282 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $380,000 | 3,389 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $428,000 | 5,971 |
| Total equity capital | $12,904,000 | 3,148 |
| Total bank equity capital | $12,904,000 | 3,148 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $566,000 | 5,714 |
| Surplus | $8,934,000 | 1,615 |
| Undivided profits | $3,404,000 | 5,687 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,857,000 | 2,024 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $642,000 | 2,808 |
| Earning assets | $122,852,000 | 3,391 |
| Long-term assets (5+ years) | $10,787,000 | 4,154 |
| Average Assets, year-to-date | $129,700,600 | 3,419 |
| Average Assets, quarterly | $132,313,000 | 3,420 |
| Volatile liabilities | $6,178,000 | 5,772 |
| Insider loans | $97,000 | 9,796 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $24,319,000 | 1,655 |
| Tier 1 (core) risk-based capital | $12,904,000 | 3,073 |
| Tier 2 risk-based capital | $957,000 | 2,995 |
| Total risk weighted assets | $113,122,300 | 2,328 |
| Total unused commitments | $24,319,000 | 1,677 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 62 | 3,453 |
| Assets and Liabilities | ||
| Total Assets: | $126,454,000 | 3,665 |
| Cash and due from depository institutions | $5,558,000 | 3,453 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $36,311,000 | 3,767 |
| Federal funds sold & reverse repurchase agreements | $790,000 | 9,350 |
| Net loans & leases | $79,052,000 | 3,288 |
| Loan loss allowance | $1,044,000 | 3,579 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,598,000 | 4,408 |
| Other real estate owned | $1,512,000 | 3,453 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,633,000 | 4,284 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,454,000 | 3,665 |
| Total liabilities | $114,982,000 | 3,694 |
| Total deposits | $113,451,000 | 3,585 |
| Interest-bearing deposits | $103,139,000 | 3,436 |
| Deposits held in domestic offices | $113,451,000 | 3,576 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $1,000,000 | 310 |
| All other liabilities | $531,000 | 5,568 |
| Total equity capital | $11,472,000 | 3,348 |
| Total bank equity capital | $11,472,000 | 3,348 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $375,000 | 7,514 |
| Surplus | $8,125,000 | 1,707 |
| Undivided profits | $2,972,000 | 6,006 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,312,000 | 3,028 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $448,000 | 4,540 |
| Earning assets | $116,153,000 | 3,642 |
| Long-term assets (5+ years) | $9,215,000 | 4,569 |
| Average Assets, year-to-date | $125,441,800 | 3,621 |
| Average Assets, quarterly | $124,974,500 | 3,671 |
| Volatile liabilities | $5,305,000 | 6,322 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $20,776,000 | 1,779 |
| Tier 1 (core) risk-based capital | $11,472,000 | 3,294 |
| Tier 2 risk-based capital | $2,044,000 | 1,562 |
| Total risk weighted assets | $111,605,700 | 2,441 |
| Total unused commitments | $20,776,000 | 1,797 |
| Derivatives | $0 | 651 |