Home > West Suburban Bank > Income and Expense

West Suburban Bank, Income and Expense

2021-09-30 (YTD Data)Rank
Total interest income$55,008,000484
Total interest expense$3,326,000645
Net interest income$51,682,000471
Provision for loan and lease losses$250,0001,285
Total noninterest income$17,590,000475
Gross Fiduciary activities income$151,000662
Service charges on deposit accounts$1,848,000464
Trading account gains and fees$0132
Additional Noninterest Income$15,591,000421
Total noninterest expense$43,320,000461
Salaries and employee benefits$21,894,000508
Premises and equipment expense$8,863,000254
Additional noninterest expense$12,563,000501
Pre-tax net operating income$25,702,000505
Securities gains (losses)$02,015
Applicable income taxes$6,821,000423
Income before extraordinary items$18,881,000555
Extraordinary gains, net$08
Net income$18,881,000554
Minority interest net income$069
Net income of bank and minority interests.$18,881,000555
Net charge-offs$-240,0004,695
Cash dividends$6,100,000525
Sale, conversion, retirement of capital stock, net$0543
Net operating income$18,881,000549
2021-06-30 (YTD Data)Rank
Total interest income$35,768,000493
Total interest expense$2,258,000660
Net interest income$33,510,000477
Provision for loan and lease losses$250,0001,025
Total noninterest income$14,829,000402
Gross Fiduciary activities income$141,000640
Service charges on deposit accounts$1,181,000463
Trading account gains and fees$0133
Additional Noninterest Income$13,507,000347
Total noninterest expense$27,949,000470
Salaries and employee benefits$14,199,000517
Premises and equipment expense$6,140,000253
Additional noninterest expense$7,610,000526
Pre-tax net operating income$20,140,000454
Securities gains (losses)$01,818
Applicable income taxes$5,414,000380
Income before extraordinary items$14,726,000495
Extraordinary gains, net$06
Net income$14,726,000493
Minority interest net income$067
Net income of bank and minority interests.$14,726,000495
Net charge-offs$-158,0004,703
Cash dividends$2,500,000708
Sale, conversion, retirement of capital stock, net$0517
Net operating income$14,726,000485
2021-03-31 (YTD Data)Rank
Total interest income$17,275,000502
Total interest expense$1,144,000693
Net interest income$16,131,000491
Provision for loan and lease losses$02,741
Total noninterest income$12,161,000300
Gross Fiduciary activities income$123,000578
Service charges on deposit accounts$589,000460
Trading account gains and fees$0127
Additional Noninterest Income$11,449,000252
Total noninterest expense$14,488,000450
Salaries and employee benefits$7,465,000498
Premises and equipment expense$3,273,000237
Additional noninterest expense$3,750,000510
Pre-tax net operating income$13,804,000363
Securities gains (losses)$01,392
Applicable income taxes$3,791,000306
Income before extraordinary items$10,013,000405
Extraordinary gains, net$03
Net income$10,013,000403
Minority interest net income$055
Net income of bank and minority interests.$10,013,000405
Net charge-offs$-1,0003,038
Cash dividends$2,500,000394
Sale, conversion, retirement of capital stock, net$0482
Net operating income$10,013,000394
2020-12-31 (YTD Data)Rank
Total interest income$68,422,000509
Total interest expense$7,308,000661
Net interest income$61,114,000486
Provision for loan and lease losses$6,003,000497
Total noninterest income$15,523,000595
Gross Fiduciary activities income$110,000714
Service charges on deposit accounts$2,013,000522
Trading account gains and fees$0133
Additional Noninterest Income$13,400,000530
Total noninterest expense$58,092,000437
Salaries and employee benefits$31,728,000450
Premises and equipment expense$12,730,000242
Additional noninterest expense$13,634,000556
Pre-tax net operating income$12,542,000879
Securities gains (losses)$1,607,000253
Applicable income taxes$3,141,000676
Income before extraordinary items$11,008,000878
Extraordinary gains, net$04
Net income$11,008,000878
Minority interest net income$072
Net income of bank and minority interests.$11,008,000878
Net charge-offs$1,645,000473
Cash dividends$1,500,0001,772
Sale, conversion, retirement of capital stock, net$0566
Net operating income$9,738,470948
2020-09-30 (YTD Data)Rank
Total interest income$52,429,000492
Total interest expense$6,040,000651
Net interest income$46,389,000477
Provision for loan and lease losses$6,003,000435
Total noninterest income$12,694,000541
Gross Fiduciary activities income$90,000702
Service charges on deposit accounts$1,405,000546
Trading account gains and fees$0125
Additional Noninterest Income$11,199,000478
Total noninterest expense$44,527,000424
Salaries and employee benefits$24,280,000436
Premises and equipment expense$9,690,000235
Additional noninterest expense$10,557,000522
Pre-tax net operating income$8,553,000921
Securities gains (losses)$1,065,000291
Applicable income taxes$1,980,000733
Income before extraordinary items$7,638,000898
Extraordinary gains, net$04
Net income$7,638,000898
Minority interest net income$065
Net income of bank and minority interests.$7,638,000898
Net charge-offs$720,000608
Cash dividends$1,500,0001,324
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,796,650969
2020-06-30 (YTD Data)Rank
Total interest income$36,284,000482
Total interest expense$4,445,000638
Net interest income$31,839,000460
Provision for loan and lease losses$4,573,000418
Total noninterest income$7,608,000551
Gross Fiduciary activities income$83,000687
Service charges on deposit accounts$915,000558
Trading account gains and fees$0123
Additional Noninterest Income$6,610,000481
Total noninterest expense$29,857,000418
Salaries and employee benefits$16,566,000419
Premises and equipment expense$6,484,000233
Additional noninterest expense$6,807,000540
Pre-tax net operating income$5,017,000951
Securities gains (losses)$1,065,000208
Applicable income taxes$1,324,000671
Income before extraordinary items$4,758,000889
Extraordinary gains, net$04
Net income$4,758,000888
Minority interest net income$065
Net income of bank and minority interests.$4,758,000889
Net charge-offs$462,000630
Cash dividends$1,500,000984
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,916,6501,036
2020-03-31 (YTD Data)Rank
Total interest income$19,223,000468
Total interest expense$2,722,000594
Net interest income$16,501,000438
Provision for loan and lease losses$873,000668
Total noninterest income$2,284,000747
Gross Fiduciary activities income$74,000635
Service charges on deposit accounts$534,000572
Trading account gains and fees$0106
Additional Noninterest Income$1,676,000677
Total noninterest expense$15,771,000399
Salaries and employee benefits$8,856,000397
Premises and equipment expense$3,318,000234
Additional noninterest expense$3,597,000515
Pre-tax net operating income$2,141,000985
Securities gains (losses)$01,705
Applicable income taxes$372,000924
Income before extraordinary items$1,769,0001,034
Extraordinary gains, net$04
Net income$1,769,0001,033
Minority interest net income$056
Net income of bank and minority interests.$1,769,0001,034
Net charge-offs$394,000435
Cash dividends$1,500,000602
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,769,0001,021
2019-12-31 (YTD Data)Rank
Total interest income$82,455,000435
Total interest expense$13,532,000520
Net interest income$68,923,000414
Provision for loan and lease losses$03,973
Total noninterest income$9,601,000715
Gross Fiduciary activities income$111,000729
Service charges on deposit accounts$2,283,000550
Trading account gains and fees$0135
Additional Noninterest Income$7,207,000652
Total noninterest expense$57,861,000411
Salaries and employee benefits$32,639,000413
Premises and equipment expense$12,305,000241
Additional noninterest expense$12,917,000555
Pre-tax net operating income$20,663,000598
Securities gains (losses)$02,379
Applicable income taxes$4,910,000522
Income before extraordinary items$15,753,000645
Extraordinary gains, net$011
Net income$15,753,000647
Minority interest net income$076
Net income of bank and minority interests.$15,753,000646
Net charge-offs$1,075,000633
Cash dividends$15,000,000356
Sale, conversion, retirement of capital stock, net$0626
Net operating income$15,753,000630
2019-09-30 (YTD Data)Rank
Total interest income$62,866,000435
Total interest expense$10,344,000519
Net interest income$52,522,000412
Provision for loan and lease losses$03,836
Total noninterest income$6,572,000754
Gross Fiduciary activities income$102,000710
Service charges on deposit accounts$1,713,000543
Trading account gains and fees$0129
Additional Noninterest Income$4,757,000701
Total noninterest expense$43,130,000411
Salaries and employee benefits$24,440,000412
Premises and equipment expense$9,159,000248
Additional noninterest expense$9,531,000555
Pre-tax net operating income$15,964,000585
Securities gains (losses)$02,167
Applicable income taxes$3,820,000506
Income before extraordinary items$12,144,000634
Extraordinary gains, net$011
Net income$12,144,000636
Minority interest net income$072
Net income of bank and minority interests.$12,144,000635
Net charge-offs$-160,0005,049
Cash dividends$11,000,000345
Sale, conversion, retirement of capital stock, net$0590
Net operating income$12,144,000620
2019-06-30 (YTD Data)Rank
Total interest income$42,774,000417
Total interest expense$6,925,000514
Net interest income$35,849,000399
Provision for loan and lease losses$03,685
Total noninterest income$4,912,000691
Gross Fiduciary activities income$93,000690
Service charges on deposit accounts$1,119,000554
Trading account gains and fees$0131
Additional Noninterest Income$3,700,000629
Total noninterest expense$28,953,000414
Salaries and employee benefits$16,384,000410
Premises and equipment expense$6,159,000247
Additional noninterest expense$6,410,000557
Pre-tax net operating income$11,808,000530
Securities gains (losses)$01,702
Applicable income taxes$2,873,000463
Income before extraordinary items$8,935,000582
Extraordinary gains, net$011
Net income$8,935,000582
Minority interest net income$069
Net income of bank and minority interests.$8,935,000582
Net charge-offs$-65,0004,973
Cash dividends$7,000,000341
Sale, conversion, retirement of capital stock, net$0573
Net operating income$8,935,000570
2019-03-31 (YTD Data)Rank
Total interest income$21,921,000410
Total interest expense$3,358,000514
Net interest income$18,563,000391
Provision for loan and lease losses$03,406
Total noninterest income$2,425,000671
Gross Fiduciary activities income$78,000652
Service charges on deposit accounts$559,000546
Trading account gains and fees$0126
Additional Noninterest Income$1,788,000604
Total noninterest expense$14,578,000411
Salaries and employee benefits$8,348,000400
Premises and equipment expense$3,118,000245
Additional noninterest expense$3,112,000560
Pre-tax net operating income$6,410,000491
Securities gains (losses)$01,087
Applicable income taxes$1,570,000421
Income before extraordinary items$4,840,000532
Extraordinary gains, net$05
Net income$4,840,000530
Minority interest net income$052
Net income of bank and minority interests.$4,840,000531
Net charge-offs$-133,0005,228
Cash dividends$3,000,000372
Sale, conversion, retirement of capital stock, net$0529
Net operating income$4,840,000519
2018-12-31 (YTD Data)Rank
Total interest income$77,655,000425
Total interest expense$7,714,000649
Net interest income$69,941,000396
Provision for loan and lease losses$940,000935
Total noninterest income$8,647,000758
Gross Fiduciary activities income$114,000753
Service charges on deposit accounts$2,454,000521
Trading account gains and fees$0126
Additional Noninterest Income$6,079,000712
Total noninterest expense$54,247,000429
Salaries and employee benefits$30,223,000420
Premises and equipment expense$10,895,000266
Additional noninterest expense$13,129,000533
Pre-tax net operating income$23,401,000526
Securities gains (losses)$-7,0004,318
Applicable income taxes$4,999,000476
Income before extraordinary items$18,395,000555
Extraordinary gains, net$06
Net income$18,395,000554
Minority interest net income$072
Net income of bank and minority interests.$18,395,000554
Net charge-offs$1,113,000527
Cash dividends$13,000,000337
Sale, conversion, retirement of capital stock, net$0671
Net operating income$18,400,530553
2018-09-30 (YTD Data)Rank
Total interest income$57,154,000426
Total interest expense$4,753,000730
Net interest income$52,401,000396
Provision for loan and lease losses$940,000675
Total noninterest income$6,985,000724
Gross Fiduciary activities income$101,000734
Service charges on deposit accounts$1,839,000522
Trading account gains and fees$0138
Additional Noninterest Income$5,045,000678
Total noninterest expense$39,960,000435
Salaries and employee benefits$22,359,000425
Premises and equipment expense$8,082,000268
Additional noninterest expense$9,519,000546
Pre-tax net operating income$18,486,000504
Securities gains (losses)$-7,0004,683
Applicable income taxes$3,849,000469
Income before extraordinary items$14,630,000526
Extraordinary gains, net$05
Net income$14,630,000524
Minority interest net income$066
Net income of bank and minority interests.$14,630,000525
Net charge-offs$1,324,000365
Cash dividends$9,500,000330
Sale, conversion, retirement of capital stock, net$0633
Net operating income$14,635,530525
2018-06-30 (YTD Data)Rank
Total interest income$37,465,000429
Total interest expense$2,819,000751
Net interest income$34,646,000401
Provision for loan and lease losses$940,000494
Total noninterest income$4,808,000706
Gross Fiduciary activities income$92,000716
Service charges on deposit accounts$1,206,000525
Trading account gains and fees$0130
Additional Noninterest Income$3,510,000657
Total noninterest expense$26,393,000445
Salaries and employee benefits$14,684,000432
Premises and equipment expense$5,428,000265
Additional noninterest expense$6,281,000550
Pre-tax net operating income$12,121,000510
Securities gains (losses)$-7,0004,923
Applicable income taxes$2,288,000515
Income before extraordinary items$9,826,000519
Extraordinary gains, net$06
Net income$9,826,000517
Minority interest net income$065
Net income of bank and minority interests.$9,826,000518
Net charge-offs$245,000835
Cash dividends$6,500,000310
Sale, conversion, retirement of capital stock, net$0620
Net operating income$9,831,670520
2018-03-31 (YTD Data)Rank
Total interest income$18,191,000435
Total interest expense$1,331,000751
Net interest income$16,860,000408
Provision for loan and lease losses$940,000294
Total noninterest income$2,582,000661
Gross Fiduciary activities income$78,000655
Service charges on deposit accounts$608,000521
Trading account gains and fees$0123
Additional Noninterest Income$1,896,000602
Total noninterest expense$13,116,000443
Salaries and employee benefits$7,300,000439
Premises and equipment expense$2,794,000262
Additional noninterest expense$3,022,000566
Pre-tax net operating income$5,386,000553
Securities gains (losses)$-24,0005,329
Applicable income taxes$1,277,000471
Income before extraordinary items$4,085,000585
Extraordinary gains, net$07
Net income$4,085,000585
Minority interest net income$052
Net income of bank and minority interests.$4,085,000585
Net charge-offs$-41,0005,193
Cash dividends$3,000,000300
Sale, conversion, retirement of capital stock, net$0580
Net operating income$4,103,960585
2017-12-31 (YTD Data)Rank
Total interest income$72,205,000414
Total interest expense$5,444,000632
Net interest income$66,761,000397
Provision for loan and lease losses$-500,0005,512
Total noninterest income$10,431,000664
Gross Fiduciary activities income$115,000771
Service charges on deposit accounts$2,503,000509
Trading account gains and fees$0151
Additional Noninterest Income$7,813,000610
Total noninterest expense$49,980,000452
Salaries and employee benefits$26,762,000448
Premises and equipment expense$9,304,000299
Additional noninterest expense$13,914,000490
Pre-tax net operating income$27,712,000419
Securities gains (losses)$02,243
Applicable income taxes$12,154,000349
Income before extraordinary items$15,558,000504
Extraordinary gains, net$09
Net income$15,558,000502
Minority interest net income$076
Net income of bank and minority interests.$15,558,000504
Net charge-offs$718,000864
Cash dividends$8,400,000431
Sale, conversion, retirement of capital stock, net$0711
Net operating income$15,558,000501
2017-09-30 (YTD Data)Rank
Total interest income$53,006,000420
Total interest expense$4,094,000616
Net interest income$48,912,000400
Provision for loan and lease losses$04,088
Total noninterest income$7,922,000672
Gross Fiduciary activities income$105,000749
Service charges on deposit accounts$1,871,000515
Trading account gains and fees$0145
Additional Noninterest Income$5,946,000612
Total noninterest expense$37,158,000460
Salaries and employee benefits$19,749,000459
Premises and equipment expense$6,915,000305
Additional noninterest expense$10,494,000494
Pre-tax net operating income$19,676,000448
Securities gains (losses)$02,274
Applicable income taxes$6,412,000410
Income before extraordinary items$13,264,000490
Extraordinary gains, net$09
Net income$13,264,000488
Minority interest net income$071
Net income of bank and minority interests.$13,264,000490
Net charge-offs$261,0001,213
Cash dividends$5,400,000469
Sale, conversion, retirement of capital stock, net$0677
Net operating income$13,264,000485
2017-06-30 (YTD Data)Rank
Total interest income$35,063,000420
Total interest expense$2,708,000608
Net interest income$32,355,000403
Provision for loan and lease losses$03,871
Total noninterest income$4,216,000783
Gross Fiduciary activities income$96,000722
Service charges on deposit accounts$1,234,000515
Trading account gains and fees$0139
Additional Noninterest Income$2,886,000756
Total noninterest expense$24,799,000463
Salaries and employee benefits$13,061,000465
Premises and equipment expense$4,736,000293
Additional noninterest expense$7,002,000493
Pre-tax net operating income$11,772,000487
Securities gains (losses)$01,906
Applicable income taxes$4,012,000420
Income before extraordinary items$7,760,000543
Extraordinary gains, net$011
Net income$7,760,000542
Minority interest net income$071
Net income of bank and minority interests.$7,760,000543
Net charge-offs$177,0001,135
Cash dividends$3,600,000470
Sale, conversion, retirement of capital stock, net$0659
Net operating income$7,760,000533
2017-03-31 (YTD Data)Rank
Total interest income$17,477,000420
Total interest expense$1,339,000593
Net interest income$16,138,000404
Provision for loan and lease losses$03,537
Total noninterest income$2,227,000744
Gross Fiduciary activities income$82,000667
Service charges on deposit accounts$630,000512
Trading account gains and fees$0142
Additional Noninterest Income$1,515,000723
Total noninterest expense$12,675,000457
Salaries and employee benefits$6,611,000474
Premises and equipment expense$2,396,000295
Additional noninterest expense$3,668,000477
Pre-tax net operating income$5,690,000478
Securities gains (losses)$01,153
Applicable income taxes$1,953,000428
Income before extraordinary items$3,737,000553
Extraordinary gains, net$08
Net income$3,737,000552
Minority interest net income$055
Net income of bank and minority interests.$3,737,000553
Net charge-offs$51,0001,313
Cash dividends$1,800,000441
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,737,000540
2016-12-31 (YTD Data)Rank
Total interest income$63,992,000427
Total interest expense$5,368,000557
Net interest income$58,624,000417
Provision for loan and lease losses$04,332
Total noninterest income$9,978,000698
Gross Fiduciary activities income$119,000792
Service charges on deposit accounts$2,638,000500
Trading account gains and fees$0170
Additional Noninterest Income$7,221,000653
Total noninterest expense$48,704,000460
Salaries and employee benefits$25,712,000471
Premises and equipment expense$9,170,000296
Additional noninterest expense$13,822,000506
Pre-tax net operating income$19,898,000511
Securities gains (losses)$955,000250
Applicable income taxes$7,040,000437
Income before extraordinary items$13,813,000558
Extraordinary gains, net$05
Net income$13,813,000556
Minority interest net income$082
Net income of bank and minority interests.$13,813,000557
Net charge-offs$1,535,000475
Cash dividends$7,900,000467
Sale, conversion, retirement of capital stock, net$0759
Net operating income$13,182,700576
2016-09-30 (YTD Data)Rank
Total interest income$48,154,000426
Total interest expense$4,016,000559
Net interest income$44,138,000419
Provision for loan and lease losses$04,186
Total noninterest income$7,314,000708
Gross Fiduciary activities income$111,000763
Service charges on deposit accounts$1,968,000499
Trading account gains and fees$0169
Additional Noninterest Income$5,235,000662
Total noninterest expense$36,604,000459
Salaries and employee benefits$19,329,000470
Premises and equipment expense$6,867,000295
Additional noninterest expense$10,408,000500
Pre-tax net operating income$14,848,000518
Securities gains (losses)$955,000216
Applicable income taxes$5,349,000438
Income before extraordinary items$10,454,000562
Extraordinary gains, net$05
Net income$10,454,000562
Minority interest net income$071
Net income of bank and minority interests.$10,454,000562
Net charge-offs$1,257,000405
Cash dividends$6,100,000423
Sale, conversion, retirement of capital stock, net$0719
Net operating income$9,823,700577
2016-06-30 (YTD Data)Rank
Total interest income$32,041,000425
Total interest expense$2,665,000552
Net interest income$29,376,000423
Provision for loan and lease losses$04,017
Total noninterest income$4,689,000721
Gross Fiduciary activities income$97,000742
Service charges on deposit accounts$1,286,000504
Trading account gains and fees$0157
Additional Noninterest Income$3,306,000682
Total noninterest expense$24,786,000455
Salaries and employee benefits$12,969,000469
Premises and equipment expense$4,638,000293
Additional noninterest expense$7,179,000486
Pre-tax net operating income$9,279,000537
Securities gains (losses)$800,000179
Applicable income taxes$3,375,000449
Income before extraordinary items$6,704,000574
Extraordinary gains, net$016
Net income$6,704,000572
Minority interest net income$071
Net income of bank and minority interests.$6,704,000573
Net charge-offs$800,000422
Cash dividends$4,400,000403
Sale, conversion, retirement of capital stock, net$0705
Net operating income$6,168,000609
2016-03-31 (YTD Data)Rank
Total interest income$16,181,000424
Total interest expense$1,329,000548
Net interest income$14,852,000418
Provision for loan and lease losses$03,656
Total noninterest income$2,435,000683
Gross Fiduciary activities income$84,000666
Service charges on deposit accounts$644,000498
Trading account gains and fees$0142
Additional Noninterest Income$1,707,000644
Total noninterest expense$12,588,000441
Salaries and employee benefits$6,542,000467
Premises and equipment expense$2,396,000285
Additional noninterest expense$3,650,000472
Pre-tax net operating income$4,699,000512
Securities gains (losses)$792,00090
Applicable income taxes$1,861,000410
Income before extraordinary items$3,630,000519
Extraordinary gains, net$012
Net income$3,630,000517
Minority interest net income$062
Net income of bank and minority interests.$3,630,000519
Net charge-offs$600,000296
Cash dividends$2,700,000343
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,107,280575
2015-12-31 (YTD Data)Rank
Total interest income$65,129,000402
Total interest expense$5,491,000502
Net interest income$59,638,000397
Provision for loan and lease losses$-1,965,0006,102
Total noninterest income$9,318,000715
Gross Fiduciary activities income$125,000801
Service charges on deposit accounts$2,840,000466
Trading account gains and fees$0159
Additional Noninterest Income$6,353,000679
Total noninterest expense$50,239,000437
Salaries and employee benefits$27,291,000434
Premises and equipment expense$8,747,000303
Additional noninterest expense$14,201,000483
Pre-tax net operating income$20,682,000474
Securities gains (losses)$1,502,000139
Applicable income taxes$7,286,000409
Income before extraordinary items$14,898,000497
Extraordinary gains, net$023
Net income$14,898,000496
Minority interest net income$081
Net income of bank and minority interests.$14,898,000498
Net charge-offs$5,156,000183
Cash dividends$5,000,000661
Sale, conversion, retirement of capital stock, net$0804
Net operating income$13,891,660524
2015-09-30 (YTD Data)Rank
Total interest income$48,680,000403
Total interest expense$4,155,000502
Net interest income$44,525,000404
Provision for loan and lease losses$-1,965,0006,212
Total noninterest income$7,420,000698
Gross Fiduciary activities income$113,000780
Service charges on deposit accounts$2,108,000474
Trading account gains and fees$0153
Additional Noninterest Income$5,199,000642
Total noninterest expense$35,920,000460
Salaries and employee benefits$18,688,000468
Premises and equipment expense$6,606,000309
Additional noninterest expense$10,626,000483
Pre-tax net operating income$17,990,000425
Securities gains (losses)$1,491,000123
Applicable income taxes$6,819,000354
Income before extraordinary items$12,662,000446
Extraordinary gains, net$021
Net income$12,662,000445
Minority interest net income$078
Net income of bank and minority interests.$12,662,000446
Net charge-offs$1,993,000284
Cash dividends$5,000,000479
Sale, conversion, retirement of capital stock, net$0773
Net operating income$11,692,850473
2015-06-30 (YTD Data)Rank
Total interest income$32,127,000406
Total interest expense$2,781,000496
Net interest income$29,346,000405
Provision for loan and lease losses$-1,965,0006,301
Total noninterest income$4,785,000715
Gross Fiduciary activities income$99,000764
Service charges on deposit accounts$1,375,000475
Trading account gains and fees$0157
Additional Noninterest Income$3,311,000667
Total noninterest expense$24,124,000452
Salaries and employee benefits$12,413,000470
Premises and equipment expense$4,376,000318
Additional noninterest expense$7,335,000472
Pre-tax net operating income$11,972,000423
Securities gains (losses)$1,487,00097
Applicable income taxes$4,838,000333
Income before extraordinary items$8,621,000436
Extraordinary gains, net$022
Net income$8,621,000436
Minority interest net income$075
Net income of bank and minority interests.$8,621,000436
Net charge-offs$1,695,000239
Cash dividends$5,000,000347
Sale, conversion, retirement of capital stock, net$0751
Net operating income$7,669,320481
2015-03-31 (YTD Data)Rank
Total interest income$15,884,000410
Total interest expense$1,390,000495
Net interest income$14,494,000410
Provision for loan and lease losses$-2,475,0006,400
Total noninterest income$2,243,000721
Gross Fiduciary activities income$85,000676
Service charges on deposit accounts$687,000469
Trading account gains and fees$0152
Additional Noninterest Income$1,471,000695
Total noninterest expense$12,174,000455
Salaries and employee benefits$6,271,000467
Premises and equipment expense$2,206,000314
Additional noninterest expense$3,697,000457
Pre-tax net operating income$7,038,000374
Securities gains (losses)$02,027
Applicable income taxes$2,545,000318
Income before extraordinary items$4,493,000417
Extraordinary gains, net$013
Net income$4,493,000417
Minority interest net income$064
Net income of bank and minority interests.$4,493,000417
Net charge-offs$180,000788
Cash dividends$2,000,000355
Sale, conversion, retirement of capital stock, net$0697
Net operating income$4,493,000410
2014-12-31 (YTD Data)Rank
Total interest income$64,352,000400
Total interest expense$5,888,000474
Net interest income$58,464,000397
Provision for loan and lease losses$-4,994,0006,471
Total noninterest income$7,744,000791
Gross Fiduciary activities income$121,000827
Service charges on deposit accounts$3,091,000450
Trading account gains and fees$0180
Additional Noninterest Income$4,532,000821
Total noninterest expense$49,307,000439
Salaries and employee benefits$24,724,000453
Premises and equipment expense$8,823,000302
Additional noninterest expense$15,760,000443
Pre-tax net operating income$21,895,000426
Securities gains (losses)$166,000905
Applicable income taxes$8,164,000350
Income before extraordinary items$13,897,000492
Extraordinary gains, net$017
Net income$13,897,000490
Minority interest net income$084
Net income of bank and minority interests.$13,897,000491
Net charge-offs$176,0002,609
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$13,790,760487
2014-09-30 (YTD Data)Rank
Total interest income$47,991,000400
Total interest expense$4,450,000468
Net interest income$43,541,000400
Provision for loan and lease losses$04,401
Total noninterest income$5,261,000861
Gross Fiduciary activities income$111,000810
Service charges on deposit accounts$2,306,000448
Trading account gains and fees$0174
Additional Noninterest Income$2,844,000943
Total noninterest expense$37,005,000438
Salaries and employee benefits$18,558,000449
Premises and equipment expense$6,582,000301
Additional noninterest expense$11,865,000442
Pre-tax net operating income$11,797,000562
Securities gains (losses)$141,000791
Applicable income taxes$3,902,000484
Income before extraordinary items$8,036,000639
Extraordinary gains, net$015
Net income$8,036,000635
Minority interest net income$081
Net income of bank and minority interests.$8,036,000637
Net charge-offs$142,0002,345
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$7,941,530635
2014-06-30 (YTD Data)Rank
Total interest income$31,559,000401
Total interest expense$2,979,000471
Net interest income$28,580,000398
Provision for loan and lease losses$04,196
Total noninterest income$2,890,000973
Gross Fiduciary activities income$100,000776
Service charges on deposit accounts$1,521,000451
Trading account gains and fees$0172
Additional Noninterest Income$1,269,0001,234
Total noninterest expense$24,459,000441
Salaries and employee benefits$12,421,000451
Premises and equipment expense$4,467,000296
Additional noninterest expense$7,571,000457
Pre-tax net operating income$7,011,000607
Securities gains (losses)$141,000615
Applicable income taxes$2,278,000521
Income before extraordinary items$4,874,000671
Extraordinary gains, net$020
Net income$4,874,000670
Minority interest net income$080
Net income of bank and minority interests.$4,874,000671
Net charge-offs$68,0002,525
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,778,120669
2014-03-31 (YTD Data)Rank
Total interest income$15,505,000412
Total interest expense$1,503,000471
Net interest income$14,002,000403
Provision for loan and lease losses$03,817
Total noninterest income$1,455,000941
Gross Fiduciary activities income$86,000685
Service charges on deposit accounts$762,000441
Trading account gains and fees$0147
Additional Noninterest Income$607,0001,232
Total noninterest expense$12,524,000441
Salaries and employee benefits$6,238,000454
Premises and equipment expense$2,366,000286
Additional noninterest expense$3,920,000438
Pre-tax net operating income$2,933,000685
Securities gains (losses)$71,000536
Applicable income taxes$909,000605
Income before extraordinary items$2,095,000744
Extraordinary gains, net$016
Net income$2,095,000745
Minority interest net income$066
Net income of bank and minority interests.$2,095,000745
Net charge-offs$-4,0005,342
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,045,300749
2013-12-31 (YTD Data)Rank
Total interest income$60,981,000412
Total interest expense$7,393,000425
Net interest income$53,588,000412
Provision for loan and lease losses$4,985,000271
Total noninterest income$9,677,000688
Gross Fiduciary activities income$127,000838
Service charges on deposit accounts$3,354,000429
Trading account gains and fees$0184
Additional Noninterest Income$6,196,000686
Total noninterest expense$48,731,000443
Salaries and employee benefits$23,766,000460
Premises and equipment expense$8,361,000313
Additional noninterest expense$16,604,000433
Pre-tax net operating income$9,549,000803
Securities gains (losses)$1,176,000201
Applicable income taxes$3,053,000657
Income before extraordinary items$7,672,000818
Extraordinary gains, net$029
Net income$7,672,000819
Minority interest net income$090
Net income of bank and minority interests.$7,672,000820
Net charge-offs$5,631,000304
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,825,280892
2013-09-30 (YTD Data)Rank
Total interest income$45,473,000416
Total interest expense$5,802,000419
Net interest income$39,671,000420
Provision for loan and lease losses$3,525,000288
Total noninterest income$7,218,000706
Gross Fiduciary activities income$117,000811
Service charges on deposit accounts$2,494,000433
Trading account gains and fees$0180
Additional Noninterest Income$4,607,000704
Total noninterest expense$36,180,000451
Salaries and employee benefits$17,596,000473
Premises and equipment expense$6,067,000323
Additional noninterest expense$12,517,000429
Pre-tax net operating income$7,184,000822
Securities gains (losses)$1,152,000182
Applicable income taxes$2,394,000635
Income before extraordinary items$5,942,000805
Extraordinary gains, net$025
Net income$5,942,000807
Minority interest net income$084
Net income of bank and minority interests.$5,942,000807
Net charge-offs$5,366,000247
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,124,080893
2013-06-30 (YTD Data)Rank
Total interest income$30,215,000417
Total interest expense$4,119,000397
Net interest income$26,096,000423
Provision for loan and lease losses$2,925,000259
Total noninterest income$5,296,000659
Gross Fiduciary activities income$107,000763
Service charges on deposit accounts$1,620,000440
Trading account gains and fees$0157
Additional Noninterest Income$3,569,000638
Total noninterest expense$23,994,000455
Salaries and employee benefits$11,738,000473
Premises and equipment expense$4,031,000319
Additional noninterest expense$8,225,000429
Pre-tax net operating income$4,473,000859
Securities gains (losses)$1,149,000159
Applicable income taxes$1,604,000634
Income before extraordinary items$4,018,000775
Extraordinary gains, net$022
Net income$4,018,000777
Minority interest net income$082
Net income of bank and minority interests.$4,018,000777
Net charge-offs$4,980,000200
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,202,210920
2013-03-31 (YTD Data)Rank
Total interest income$15,104,000420
Total interest expense$2,171,000385
Net interest income$12,933,000428
Provision for loan and lease losses$2,925,000152
Total noninterest income$2,526,000683
Gross Fiduciary activities income$81,000699
Service charges on deposit accounts$823,000429
Trading account gains and fees$0148
Additional Noninterest Income$1,622,000699
Total noninterest expense$11,923,000464
Salaries and employee benefits$5,880,000481
Premises and equipment expense$2,050,000315
Additional noninterest expense$3,993,000454
Pre-tax net operating income$611,0002,525
Securities gains (losses)$617,000176
Applicable income taxes$157,0001,947
Income before extraordinary items$1,071,0001,381
Extraordinary gains, net$010
Net income$1,071,0001,383
Minority interest net income$076
Net income of bank and minority interests.$1,071,0001,383
Net charge-offs$4,177,000136
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$534,2102,372
2012-12-31 (YTD Data)Rank
Total interest income$64,250,000408
Total interest expense$9,748,000415
Net interest income$54,502,000412
Provision for loan and lease losses$8,165,000331
Total noninterest income$8,653,000757
Gross Fiduciary activities income$116,000865
Service charges on deposit accounts$3,513,000418
Trading account gains and fees$0166
Additional Noninterest Income$5,024,000809
Total noninterest expense$47,633,000462
Salaries and employee benefits$22,830,000475
Premises and equipment expense$7,940,000313
Additional noninterest expense$16,863,000459
Pre-tax net operating income$7,357,000968
Securities gains (losses)$4,214,000106
Applicable income taxes$3,221,000574
Income before extraordinary items$8,350,000718
Extraordinary gains, net$029
Net income$8,350,000714
Minority interest net income$093
Net income of bank and minority interests.$8,350,000718
Net charge-offs$4,551,000619
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,315,9201,059
2012-09-30 (YTD Data)Rank
Total interest income$48,945,000408
Total interest expense$7,445,000429
Net interest income$41,500,000414
Provision for loan and lease losses$8,165,000265
Total noninterest income$6,022,000793
Gross Fiduciary activities income$109,000832
Service charges on deposit accounts$2,606,000424
Trading account gains and fees$0157
Additional Noninterest Income$3,307,000871
Total noninterest expense$35,501,000460
Salaries and employee benefits$17,129,000469
Premises and equipment expense$6,039,000310
Additional noninterest expense$12,333,000465
Pre-tax net operating income$3,856,0001,371
Securities gains (losses)$4,200,00088
Applicable income taxes$2,187,000651
Income before extraordinary items$5,869,000779
Extraordinary gains, net$020
Net income$5,869,000777
Minority interest net income$086
Net income of bank and minority interests.$5,869,000779
Net charge-offs$3,384,000619
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,803,0001,488
2012-06-30 (YTD Data)Rank
Total interest income$33,023,000411
Total interest expense$5,007,000440
Net interest income$28,016,000409
Provision for loan and lease losses$8,165,000201
Total noninterest income$5,666,000617
Gross Fiduciary activities income$99,000790
Service charges on deposit accounts$1,722,000423
Trading account gains and fees$0153
Additional Noninterest Income$3,845,000573
Total noninterest expense$24,535,000442
Salaries and employee benefits$11,425,000467
Premises and equipment expense$3,955,000316
Additional noninterest expense$9,155,000419
Pre-tax net operating income$982,0002,890
Securities gains (losses)$2,751,00097
Applicable income taxes$825,0001,037
Income before extraordinary items$2,908,0001,038
Extraordinary gains, net$019
Net income$2,908,0001,038
Minority interest net income$084
Net income of bank and minority interests.$2,908,0001,038
Net charge-offs$2,017,000686
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$762,2202,991
2012-03-31 (YTD Data)Rank
Total interest income$16,417,000414
Total interest expense$2,542,000455
Net interest income$13,875,000408
Provision for loan and lease losses$7,165,000125
Total noninterest income$2,786,000627
Gross Fiduciary activities income$90,000679
Service charges on deposit accounts$875,000416
Trading account gains and fees$0148
Additional Noninterest Income$1,821,000591
Total noninterest expense$12,199,000432
Salaries and employee benefits$5,737,000457
Premises and equipment expense$1,896,000328
Additional noninterest expense$4,566,000405
Pre-tax net operating income$-2,703,0007,261
Securities gains (losses)$766,000183
Applicable income taxes$-1,080,0007,274
Income before extraordinary items$-857,0007,153
Extraordinary gains, net$019
Net income$-857,0007,151
Minority interest net income$078
Net income of bank and minority interests.$-857,0007,153
Net charge-offs$345,0001,373
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-1,347,2407,197
2011-12-31 (YTD Data)Rank
Total interest income$68,179,000406
Total interest expense$11,847,000474
Net interest income$56,332,000391
Provision for loan and lease losses$11,928,000368
Total noninterest income$12,687,000520
Gross Fiduciary activities income$125,000812
Service charges on deposit accounts$3,976,000386
Trading account gains and fees$0146
Additional Noninterest Income$8,586,000493
Total noninterest expense$54,894,000392
Salaries and employee benefits$23,184,000430
Premises and equipment expense$7,876,000329
Additional noninterest expense$23,834,000344
Pre-tax net operating income$2,197,0002,338
Securities gains (losses)$7,982,00077
Applicable income taxes$2,132,000743
Income before extraordinary items$8,047,000638
Extraordinary gains, net$029
Net income$8,047,000636
Minority interest net income$096
Net income of bank and minority interests.$8,047,000638
Net charge-offs$12,416,000365
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,741,2202,428
2011-09-30 (YTD Data)Rank
Total interest income$51,557,000412
Total interest expense$9,130,000485
Net interest income$42,427,000395
Provision for loan and lease losses$9,568,000334
Total noninterest income$9,983,000502
Gross Fiduciary activities income$113,000780
Service charges on deposit accounts$2,970,000394
Trading account gains and fees$0145
Additional Noninterest Income$6,900,000459
Total noninterest expense$39,957,000398
Salaries and employee benefits$16,995,000435
Premises and equipment expense$5,910,000335
Additional noninterest expense$17,052,000345
Pre-tax net operating income$2,885,0001,537
Securities gains (losses)$7,779,00059
Applicable income taxes$3,748,000407
Income before extraordinary items$6,916,000593
Extraordinary gains, net$021
Net income$6,916,000590
Minority interest net income$087
Net income of bank and minority interests.$6,916,000593
Net charge-offs$9,774,000354
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,859,6501,856
2011-06-30 (YTD Data)Rank
Total interest income$34,887,000414
Total interest expense$6,246,000495
Net interest income$28,641,000392
Provision for loan and lease losses$4,818,000457
Total noninterest income$6,767,000498
Gross Fiduciary activities income$103,000744
Service charges on deposit accounts$1,929,000402
Trading account gains and fees$0153
Additional Noninterest Income$4,735,000445
Total noninterest expense$25,286,000421
Salaries and employee benefits$11,172,000438
Premises and equipment expense$4,063,000336
Additional noninterest expense$10,051,000394
Pre-tax net operating income$5,304,000597
Securities gains (losses)$4,741,00061
Applicable income taxes$3,402,000335
Income before extraordinary items$6,643,000414
Extraordinary gains, net$015
Net income$6,643,000414
Minority interest net income$089
Net income of bank and minority interests.$6,643,000414
Net charge-offs$5,884,000404
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,513,940705
2011-03-31 (YTD Data)Rank
Total interest income$17,612,000413
Total interest expense$3,239,000497
Net interest income$14,373,000389
Provision for loan and lease losses$3,000,000364
Total noninterest income$3,580,000465
Gross Fiduciary activities income$90,000635
Service charges on deposit accounts$949,000402
Trading account gains and fees$0158
Additional Noninterest Income$2,541,000433
Total noninterest expense$11,949,000438
Salaries and employee benefits$5,721,000433
Premises and equipment expense$1,965,000349
Additional noninterest expense$4,263,000442
Pre-tax net operating income$3,004,000554
Securities gains (losses)$1,099,00094
Applicable income taxes$1,264,000390
Income before extraordinary items$2,839,000477
Extraordinary gains, net$09
Net income$2,839,000475
Minority interest net income$086
Net income of bank and minority interests.$2,839,000477
Net charge-offs$860,000946
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,080,690611
2010-12-31 (YTD Data)Rank
Total interest income$76,424,000396
Total interest expense$18,463,000424
Net interest income$57,961,000374
Provision for loan and lease losses$18,725,000391
Total noninterest income$16,424,000451
Gross Fiduciary activities income$125,000835
Service charges on deposit accounts$4,608,000344
Trading account gains and fees$0175
Additional Noninterest Income$11,691,000411
Total noninterest expense$56,665,000384
Salaries and employee benefits$23,472,000413
Premises and equipment expense$7,700,000352
Additional noninterest expense$25,493,000335
Pre-tax net operating income$-1,005,0006,485
Securities gains (losses)$267,0001,360
Applicable income taxes$-1,954,0007,447
Income before extraordinary items$1,216,0002,887
Extraordinary gains, net$029
Net income$1,216,0002,884
Minority interest net income$0111
Net income of bank and minority interests.$1,216,0002,888
Net charge-offs$16,575,000393
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,045,1203,012
2010-09-30 (YTD Data)Rank
Total interest income$58,634,000389
Total interest expense$14,826,000414
Net interest income$43,808,000370
Provision for loan and lease losses$8,425,000577
Total noninterest income$9,962,000517
Gross Fiduciary activities income$114,000795
Service charges on deposit accounts$3,523,000337
Trading account gains and fees$0165
Additional Noninterest Income$6,325,000492
Total noninterest expense$39,488,000396
Salaries and employee benefits$17,091,000423
Premises and equipment expense$5,721,000353
Additional noninterest expense$16,676,000353
Pre-tax net operating income$5,857,000715
Securities gains (losses)$267,0001,163
Applicable income taxes$1,410,000775
Income before extraordinary items$4,714,000735
Extraordinary gains, net$023
Net income$4,714,000734
Minority interest net income$0110
Net income of bank and minority interests.$4,714,000735
Net charge-offs$5,353,000741
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,508,410728
2010-06-30 (YTD Data)Rank
Total interest income$39,041,000390
Total interest expense$10,317,000408
Net interest income$28,724,000380
Provision for loan and lease losses$5,550,000592
Total noninterest income$5,825,000554
Gross Fiduciary activities income$107,000742
Service charges on deposit accounts$2,377,000331
Trading account gains and fees$0152
Additional Noninterest Income$3,341,000554
Total noninterest expense$25,077,000409
Salaries and employee benefits$11,111,000434
Premises and equipment expense$3,836,000350
Additional noninterest expense$10,130,000375
Pre-tax net operating income$3,922,000707
Securities gains (losses)$03,184
Applicable income taxes$1,022,000706
Income before extraordinary items$2,900,000778
Extraordinary gains, net$019
Net income$2,900,000775
Minority interest net income$0105
Net income of bank and minority interests.$2,900,000778
Net charge-offs$2,751,000885
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,900,000751
2010-03-31 (YTD Data)Rank
Total interest income$19,481,000409
Total interest expense$5,380,000415
Net interest income$14,101,000394
Provision for loan and lease losses$2,375,000653
Total noninterest income$3,078,000514
Gross Fiduciary activities income$93,000629
Service charges on deposit accounts$1,184,000334
Trading account gains and fees$0175
Additional Noninterest Income$1,801,000525
Total noninterest expense$12,750,000412
Salaries and employee benefits$5,855,000410
Premises and equipment expense$1,984,000352
Additional noninterest expense$4,911,000386
Pre-tax net operating income$2,054,000664
Securities gains (losses)$02,284
Applicable income taxes$415,000817
Income before extraordinary items$1,639,000680
Extraordinary gains, net$016
Net income$1,639,000681
Minority interest net income$091
Net income of bank and minority interests.$1,639,000684
Net charge-offs$1,132,000954
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,639,000653
2009-12-31 (YTD Data)Rank
Total interest income$82,436,000405
Total interest expense$25,065,000446
Net interest income$57,371,000383
Provision for loan and lease losses$24,925,000420
Total noninterest income$36,486,000251
Gross Fiduciary activities income$132,000833
Service charges on deposit accounts$5,300,000327
Trading account gains and fees$0211
Additional Noninterest Income$31,054,000212
Total noninterest expense$66,948,000340
Salaries and employee benefits$27,243,000355
Premises and equipment expense$8,552,000328
Additional noninterest expense$31,153,000311
Pre-tax net operating income$1,984,0001,922
Securities gains (losses)$-8,211,0007,930
Applicable income taxes$-5,411,0007,773
Income before extraordinary items$-816,0006,268
Extraordinary gains, net$034
Net income$-816,0006,267
Minority interest net income$0115
Net income of bank and minority interests.$-816,0006,267
Net charge-offs$14,581,000510
Cash dividends$3,261,000531
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,439,040763
2009-09-30 (YTD Data)Rank
Total interest income$62,531,000414
Total interest expense$18,965,000474
Net interest income$43,566,000382
Provision for loan and lease losses$14,550,000474
Total noninterest income$23,739,000283
Gross Fiduciary activities income$123,000796
Service charges on deposit accounts$3,929,000334
Trading account gains and fees$0212
Additional Noninterest Income$19,687,000240
Total noninterest expense$50,424,000340
Salaries and employee benefits$20,540,000365
Premises and equipment expense$6,506,000327
Additional noninterest expense$23,378,000310
Pre-tax net operating income$2,331,0001,381
Securities gains (losses)$-8,211,0008,034
Applicable income taxes$-4,657,0007,892
Income before extraordinary items$-1,223,0006,865
Extraordinary gains, net$027
Net income$-1,223,0006,867
Minority interest net income$0118
Net income of bank and minority interests.$-1,223,0006,867
Net charge-offs$4,982,000818
Cash dividends$3,261,000376
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,032,040661
2009-06-30 (YTD Data)Rank
Total interest income$42,301,000417
Total interest expense$12,865,000498
Net interest income$29,436,000378
Provision for loan and lease losses$8,950,000486
Total noninterest income$15,529,000284
Gross Fiduciary activities income$110,000742
Service charges on deposit accounts$2,514,000339
Trading account gains and fees$0193
Additional Noninterest Income$12,905,000242
Total noninterest expense$33,490,000343
Salaries and employee benefits$13,450,000378
Premises and equipment expense$4,432,000325
Additional noninterest expense$15,608,000316
Pre-tax net operating income$2,525,000901
Securities gains (losses)$-782,0007,979
Applicable income taxes$228,0001,823
Income before extraordinary items$1,515,0001,242
Extraordinary gains, net$021
Net income$1,515,0001,240
Minority interest net income$0112
Net income of bank and minority interests.$1,515,0001,241
Net charge-offs$3,288,000790
Cash dividends$3,261,000266
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,195,340834
2009-03-31 (YTD Data)Rank
Total interest income$21,405,000419
Total interest expense$6,551,000508
Net interest income$14,854,000369
Provision for loan and lease losses$1,300,0001,004
Total noninterest income$7,514,000273
Gross Fiduciary activities income$94,000615
Service charges on deposit accounts$1,238,000334
Trading account gains and fees$0171
Additional Noninterest Income$6,182,000224
Total noninterest expense$15,744,000349
Salaries and employee benefits$6,244,000402
Premises and equipment expense$2,344,000314
Additional noninterest expense$7,156,000293
Pre-tax net operating income$5,324,000235
Securities gains (losses)$02,434
Applicable income taxes$1,433,000267
Income before extraordinary items$3,891,000262
Extraordinary gains, net$015
Net income$3,891,000262
Minority interest net income$0102
Net income of bank and minority interests.$3,891,000263
Net charge-offs$643,0001,206
Cash dividends$3,261,000133
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,891,000241
2008-12-31 (YTD Data)Rank
Total interest income$95,322,000405
Total interest expense$34,214,000469
Net interest income$61,108,000378
Provision for loan and lease losses$10,360,000583
Total noninterest income$30,007,000262
Gross Fiduciary activities income$136,000838
Service charges on deposit accounts$5,680,000317
Trading account gains and fees$0154
Additional Noninterest Income$24,191,000215
Total noninterest expense$60,217,000367
Salaries and employee benefits$21,890,000440
Premises and equipment expense$8,534,000328
Additional noninterest expense$29,793,000305
Pre-tax net operating income$20,538,000278
Securities gains (losses)$1,184,000187
Applicable income taxes$4,988,000319
Income before extraordinary items$16,734,000245
Extraordinary gains, net$039
Net income$16,734,000245
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,052,000806
Cash dividends$11,762,000254
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$15,822,320266
2008-09-30 (YTD Data)Rank
Total interest income$72,711,000414
Total interest expense$26,608,000478
Net interest income$46,103,000391
Provision for loan and lease losses$7,110,000513
Total noninterest income$22,880,000272
Gross Fiduciary activities income$117,000831
Service charges on deposit accounts$4,204,000328
Trading account gains and fees$0148
Additional Noninterest Income$18,559,000229
Total noninterest expense$45,011,000356
Salaries and employee benefits$17,624,000422
Premises and equipment expense$6,369,000338
Additional noninterest expense$21,018,000290
Pre-tax net operating income$16,862,000316
Securities gains (losses)$1,174,000163
Applicable income taxes$3,676,000394
Income before extraordinary items$14,360,000262
Extraordinary gains, net$031
Net income$14,360,000262
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,096,000804
Cash dividends$11,762,000208
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$13,420,800293
2008-06-30 (YTD Data)Rank
Total interest income$48,850,000421
Total interest expense$18,599,000475
Net interest income$30,251,000395
Provision for loan and lease losses$3,050,000593
Total noninterest income$15,277,000281
Gross Fiduciary activities income$107,000786
Service charges on deposit accounts$2,690,000333
Trading account gains and fees$0149
Additional Noninterest Income$12,480,000238
Total noninterest expense$30,120,000353
Salaries and employee benefits$11,859,000424
Premises and equipment expense$4,251,000337
Additional noninterest expense$14,010,000284
Pre-tax net operating income$12,358,000309
Securities gains (losses)$1,174,000161
Applicable income taxes$3,546,000345
Income before extraordinary items$9,986,000292
Extraordinary gains, net$021
Net income$9,986,000291
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$437,0001,441
Cash dividends$8,599,000209
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$9,117,240305
2008-03-31 (YTD Data)Rank
Total interest income$24,926,000426
Total interest expense$10,206,000467
Net interest income$14,720,000407
Provision for loan and lease losses$850,000701
Total noninterest income$8,096,000278
Gross Fiduciary activities income$91,000666
Service charges on deposit accounts$1,319,000333
Trading account gains and fees$0158
Additional Noninterest Income$6,686,000229
Total noninterest expense$15,071,000347
Salaries and employee benefits$5,449,000471
Premises and equipment expense$2,201,000332
Additional noninterest expense$7,421,000260
Pre-tax net operating income$6,895,000314
Securities gains (losses)$1,118,000137
Applicable income taxes$2,246,000308
Income before extraordinary items$5,767,000283
Extraordinary gains, net$015
Net income$5,767,000283
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0002,134
Cash dividends$5,139,000176
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$4,962,040304
2007-12-31 (YTD Data)Rank
Total interest income$108,715,000412
Total interest expense$48,718,000426
Net interest income$59,997,000404
Provision for loan and lease losses$375,0002,799
Total noninterest income$27,139,000300
Gross Fiduciary activities income$140,000861
Service charges on deposit accounts$5,751,000313
Trading account gains and fees$0178
Additional Noninterest Income$21,248,000251
Total noninterest expense$54,851,000368
Salaries and employee benefits$24,113,000410
Premises and equipment expense$7,518,000367
Additional noninterest expense$23,220,000310
Pre-tax net operating income$31,910,000332
Securities gains (losses)$-387,0008,341
Applicable income taxes$8,483,000370
Income before extraordinary items$23,040,000325
Extraordinary gains, net$039
Net income$23,040,000322
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,755,000674
Cash dividends$20,557,000240
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$23,322,510321
2007-09-30 (YTD Data)Rank
Total interest income$82,592,000408
Total interest expense$36,933,000428
Net interest income$45,659,000399
Provision for loan and lease losses$100,0004,093
Total noninterest income$20,003,000307
Gross Fiduciary activities income$122,000839
Service charges on deposit accounts$4,272,000312
Trading account gains and fees$0184
Additional Noninterest Income$15,609,000259
Total noninterest expense$40,349,000374
Salaries and employee benefits$18,894,000395
Premises and equipment expense$5,578,000370
Additional noninterest expense$15,877,000316
Pre-tax net operating income$25,213,000341
Securities gains (losses)$-6,0007,659
Applicable income taxes$7,026,000376
Income before extraordinary items$18,181,000338
Extraordinary gains, net$033
Net income$18,181,000336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$928,000682
Cash dividends$15,418,000243
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$18,185,320333
2007-06-30 (YTD Data)Rank
Total interest income$54,871,000418
Total interest expense$24,497,000441
Net interest income$30,374,000409
Provision for loan and lease losses$06,209
Total noninterest income$13,012,000332
Gross Fiduciary activities income$108,000797
Service charges on deposit accounts$2,761,000329
Trading account gains and fees$0168
Additional Noninterest Income$10,143,000278
Total noninterest expense$26,587,000390
Salaries and employee benefits$12,902,000400
Premises and equipment expense$3,697,000386
Additional noninterest expense$9,988,000337
Pre-tax net operating income$16,799,000367
Securities gains (losses)$-6,0007,884
Applicable income taxes$4,544,000410
Income before extraordinary items$12,249,000357
Extraordinary gains, net$029
Net income$12,249,000356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,029,000444
Cash dividends$10,279,000247
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$12,253,380352
2007-03-31 (YTD Data)Rank
Total interest income$27,151,000420
Total interest expense$12,207,000435
Net interest income$14,944,000412
Provision for loan and lease losses$05,779
Total noninterest income$6,285,000336
Gross Fiduciary activities income$86,000694
Service charges on deposit accounts$1,353,000328
Trading account gains and fees$0195
Additional Noninterest Income$4,846,000278
Total noninterest expense$12,863,000391
Salaries and employee benefits$6,416,000406
Premises and equipment expense$1,864,000381
Additional noninterest expense$4,583,000349
Pre-tax net operating income$8,366,000364
Securities gains (losses)$-30,0008,431
Applicable income taxes$2,057,000443
Income before extraordinary items$6,279,000351
Extraordinary gains, net$022
Net income$6,279,000350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$687,000325
Cash dividends$5,140,000238
Sale, conversion, retirement of capital stock, net$0885
Net operating income$6,301,500344
2006-12-31 (YTD Data)Rank
Total interest income$106,058,000400
Total interest expense$45,903,000397
Net interest income$60,155,000392
Provision for loan and lease losses$150,0004,039
Total noninterest income$22,361,000349
Gross Fiduciary activities income$133,000887
Service charges on deposit accounts$6,216,000282
Trading account gains and fees$0130
Additional Noninterest Income$16,012,000309
Total noninterest expense$47,713,000410
Salaries and employee benefits$23,917,000409
Premises and equipment expense$7,201,000368
Additional noninterest expense$16,595,000376
Pre-tax net operating income$34,653,000358
Securities gains (losses)$85,000566
Applicable income taxes$9,805,000396
Income before extraordinary items$24,933,000356
Extraordinary gains, net$051
Net income$24,933,000354
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0002,320
Cash dividends$20,756,000230
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$24,871,800352
2006-09-30 (YTD Data)Rank
Total interest income$78,682,000414
Total interest expense$33,152,000410
Net interest income$45,530,000402
Provision for loan and lease losses$150,0003,386
Total noninterest income$16,302,000370
Gross Fiduciary activities income$120,000839
Service charges on deposit accounts$4,681,000282
Trading account gains and fees$0126
Additional Noninterest Income$11,501,000333
Total noninterest expense$35,383,000419
Salaries and employee benefits$17,966,000419
Premises and equipment expense$5,452,000369
Additional noninterest expense$11,965,000399
Pre-tax net operating income$26,299,000373
Securities gains (losses)$73,000486
Applicable income taxes$7,490,000417
Income before extraordinary items$18,882,000375
Extraordinary gains, net$045
Net income$18,882,000374
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0002,678
Cash dividends$15,814,000222
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$18,829,440369
2006-06-30 (YTD Data)Rank
Total interest income$51,333,000415
Total interest expense$20,988,000411
Net interest income$30,345,000406
Provision for loan and lease losses$150,0002,563
Total noninterest income$10,659,000379
Gross Fiduciary activities income$108,000789
Service charges on deposit accounts$3,051,000286
Trading account gains and fees$0126
Additional Noninterest Income$7,500,000337
Total noninterest expense$23,933,000412
Salaries and employee benefits$11,934,000429
Premises and equipment expense$3,895,000353
Additional noninterest expense$8,104,000401
Pre-tax net operating income$16,921,000387
Securities gains (losses)$73,000389
Applicable income taxes$4,732,000436
Income before extraordinary items$12,262,000383
Extraordinary gains, net$039
Net income$12,262,000382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0001,572
Cash dividends$10,872,000206
Sale, conversion, retirement of capital stock, net$0887
Net operating income$12,209,440376
2006-03-31 (YTD Data)Rank
Total interest income$24,855,000418
Total interest expense$9,872,000412
Net interest income$14,983,000410
Provision for loan and lease losses$06,013
Total noninterest income$5,710,000354
Gross Fiduciary activities income$95,000654
Service charges on deposit accounts$1,492,000280
Trading account gains and fees$0115
Additional Noninterest Income$4,123,000314
Total noninterest expense$12,438,000401
Salaries and employee benefits$6,200,000415
Premises and equipment expense$2,247,000300
Additional noninterest expense$3,991,000391
Pre-tax net operating income$8,255,000390
Securities gains (losses)$24,000442
Applicable income taxes$2,373,000434
Income before extraordinary items$5,906,000380
Extraordinary gains, net$021
Net income$5,906,000378
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0001,028
Cash dividends$5,930,000181
Sale, conversion, retirement of capital stock, net$0648
Net operating income$5,888,960377
2005-12-31 (YTD Data)Rank
Total interest income$89,772,000401
Total interest expense$30,523,000402
Net interest income$59,249,000408
Provision for loan and lease losses$1,375,000778
Total noninterest income$22,731,000361
Gross Fiduciary activities income$143,000877
Service charges on deposit accounts$6,637,000260
Trading account gains and fees$0138
Additional Noninterest Income$15,951,000327
Total noninterest expense$45,195,000417
Salaries and employee benefits$22,845,000419
Premises and equipment expense$7,004,000363
Additional noninterest expense$15,346,000413
Pre-tax net operating income$35,410,000355
Securities gains (losses)$44,000973
Applicable income taxes$10,310,000391
Income before extraordinary items$25,144,000350
Extraordinary gains, net$046
Net income$25,144,000351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,221,000583
Cash dividends$24,906,000207
Sale, conversion, retirement of capital stock, net$0934
Net operating income$25,112,760343
2005-09-30 (YTD Data)Rank
Total interest income$65,707,000397
Total interest expense$21,570,000403
Net interest income$44,137,000404
Provision for loan and lease losses$1,375,000556
Total noninterest income$16,383,000378
Gross Fiduciary activities income$132,000814
Service charges on deposit accounts$4,933,000256
Trading account gains and fees$0126
Additional Noninterest Income$11,318,000334
Total noninterest expense$33,638,000420
Salaries and employee benefits$17,311,000414
Premises and equipment expense$5,268,000361
Additional noninterest expense$11,059,000419
Pre-tax net operating income$25,507,000362
Securities gains (losses)$32,0001,037
Applicable income taxes$7,467,000410
Income before extraordinary items$18,072,000367
Extraordinary gains, net$035
Net income$18,072,000368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$205,0001,647
Cash dividends$18,976,000199
Sale, conversion, retirement of capital stock, net$0769
Net operating income$18,049,280358
2005-06-30 (YTD Data)Rank
Total interest income$42,494,000399
Total interest expense$13,667,000402
Net interest income$28,827,000406
Provision for loan and lease losses$625,000791
Total noninterest income$11,167,000364
Gross Fiduciary activities income$117,000758
Service charges on deposit accounts$3,171,000258
Trading account gains and fees$0116
Additional Noninterest Income$7,879,000327
Total noninterest expense$22,474,000417
Salaries and employee benefits$11,429,000411
Premises and equipment expense$3,632,000340
Additional noninterest expense$7,413,000410
Pre-tax net operating income$16,895,000363
Securities gains (losses)$20,0001,110
Applicable income taxes$4,844,000414
Income before extraordinary items$12,071,000359
Extraordinary gains, net$030
Net income$12,071,000359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0001,627
Cash dividends$12,849,000174
Sale, conversion, retirement of capital stock, net$0643
Net operating income$12,056,800348
2005-03-31 (YTD Data)Rank
Total interest income$20,531,000397
Total interest expense$6,539,000396
Net interest income$13,992,000407
Provision for loan and lease losses$06,226
Total noninterest income$5,709,000346
Gross Fiduciary activities income$97,000646
Service charges on deposit accounts$1,544,000256
Trading account gains and fees$0115
Additional Noninterest Income$4,068,000317
Total noninterest expense$11,303,000409
Salaries and employee benefits$5,650,000406
Premises and equipment expense$1,785,000349
Additional noninterest expense$3,868,000386
Pre-tax net operating income$8,398,000360
Securities gains (losses)$01,685
Applicable income taxes$2,586,000394
Income before extraordinary items$5,812,000359
Extraordinary gains, net$024
Net income$5,812,000359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0001,526
Cash dividends$5,436,000166
Sale, conversion, retirement of capital stock, net$0491
Net operating income$5,812,000353
2004-12-31 (YTD Data)Rank
Total interest income$80,483,000374
Total interest expense$21,972,000388
Net interest income$58,511,000378
Provision for loan and lease losses$200,0003,677
Total noninterest income$19,233,000400
Gross Fiduciary activities income$156,000846
Service charges on deposit accounts$6,957,000251
Trading account gains and fees$0138
Additional Noninterest Income$12,120,000366
Total noninterest expense$43,015,000421
Salaries and employee benefits$21,737,000417
Premises and equipment expense$7,179,000326
Additional noninterest expense$14,099,000420
Pre-tax net operating income$34,529,000336
Securities gains (losses)$-1,957,0008,917
Applicable income taxes$9,034,000392
Income before extraordinary items$23,538,000345
Extraordinary gains, net$034
Net income$23,538,000346
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,093,000268
Cash dividends$22,633,000200
Sale, conversion, retirement of capital stock, net$0872
Net operating income$24,947,040325
2004-09-30 (YTD Data)Rank
Total interest income$60,199,000375
Total interest expense$15,982,000393
Net interest income$44,217,000377
Provision for loan and lease losses$200,0002,980
Total noninterest income$13,782,000428
Gross Fiduciary activities income$131,000817
Service charges on deposit accounts$5,179,000258
Trading account gains and fees$0134
Additional Noninterest Income$8,472,000387
Total noninterest expense$32,227,000424
Salaries and employee benefits$16,355,000420
Premises and equipment expense$5,363,000330
Additional noninterest expense$10,509,000421
Pre-tax net operating income$25,572,000336
Securities gains (losses)$-1,957,0008,992
Applicable income taxes$6,858,000388
Income before extraordinary items$16,757,000361
Extraordinary gains, net$026
Net income$16,757,000361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,434,000440
Cash dividends$16,308,000197
Sale, conversion, retirement of capital stock, net$0738
Net operating income$18,146,470333
2004-06-30 (YTD Data)Rank
Total interest income$39,996,000373
Total interest expense$10,374,000398
Net interest income$29,622,000369
Provision for loan and lease losses$200,0002,196
Total noninterest income$9,220,000418
Gross Fiduciary activities income$118,000757
Service charges on deposit accounts$3,370,000256
Trading account gains and fees$0130
Additional Noninterest Income$5,732,000378
Total noninterest expense$21,740,000420
Salaries and employee benefits$11,071,000420
Premises and equipment expense$3,616,000327
Additional noninterest expense$7,053,000409
Pre-tax net operating income$16,902,000332
Securities gains (losses)$52,0001,433
Applicable income taxes$5,123,000372
Income before extraordinary items$11,831,000339
Extraordinary gains, net$021
Net income$11,831,000338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,359,000335
Cash dividends$10,872,000184
Sale, conversion, retirement of capital stock, net$0638
Net operating income$11,794,600327
2004-03-31 (YTD Data)Rank
Total interest income$19,780,000383
Total interest expense$5,056,000415
Net interest income$14,724,000380
Provision for loan and lease losses$06,501
Total noninterest income$4,525,000419
Gross Fiduciary activities income$96,000654
Service charges on deposit accounts$1,612,000263
Trading account gains and fees$0121
Additional Noninterest Income$2,817,000380
Total noninterest expense$10,755,000424
Salaries and employee benefits$5,535,000428
Premises and equipment expense$1,838,000332
Additional noninterest expense$3,382,000422
Pre-tax net operating income$8,494,000332
Securities gains (losses)$-14,0008,945
Applicable income taxes$2,780,000348
Income before extraordinary items$5,700,000350
Extraordinary gains, net$016
Net income$5,700,000350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$758,000330
Cash dividends$5,436,000167
Sale, conversion, retirement of capital stock, net$0464
Net operating income$5,709,380330
2003-12-31 (YTD Data)Rank
Total interest income$81,356,000376
Total interest expense$22,165,000417
Net interest income$59,191,000359
Provision for loan and lease losses$2,150,000611
Total noninterest income$19,449,000406
Gross Fiduciary activities income$163,000854
Service charges on deposit accounts$8,229,000218
Trading account gains and fees$0160
Additional Noninterest Income$11,057,000417
Total noninterest expense$40,746,000450
Salaries and employee benefits$22,383,000402
Premises and equipment expense$7,715,000325
Additional noninterest expense$10,648,000528
Pre-tax net operating income$35,744,000312
Securities gains (losses)$2,330,000269
Applicable income taxes$12,127,000317
Income before extraordinary items$25,947,000308
Extraordinary gains, net$054
Net income$25,947,000310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,576,000658
Cash dividends$25,586,000192
Sale, conversion, retirement of capital stock, net$0868
Net operating income$24,362,600307
2003-09-30 (YTD Data)Rank
Total interest income$61,258,000387
Total interest expense$17,040,000428
Net interest income$44,218,000369
Provision for loan and lease losses$2,150,000505
Total noninterest income$14,112,000436
Gross Fiduciary activities income$144,000806
Service charges on deposit accounts$6,207,000229
Trading account gains and fees$0153
Additional Noninterest Income$7,761,000456
Total noninterest expense$29,608,000469
Salaries and employee benefits$16,244,000431
Premises and equipment expense$5,790,000333
Additional noninterest expense$7,574,000555
Pre-tax net operating income$26,572,000321
Securities gains (losses)$2,315,000254
Applicable income taxes$9,344,000329
Income before extraordinary items$19,543,000325
Extraordinary gains, net$040
Net income$19,543,000326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,109,000644
Cash dividends$15,586,000226
Sale, conversion, retirement of capital stock, net$0722
Net operating income$17,968,800320
2003-06-30 (YTD Data)Rank
Total interest income$41,062,000390
Total interest expense$11,757,000432
Net interest income$29,305,000373
Provision for loan and lease losses$900,000691
Total noninterest income$9,626,000431
Gross Fiduciary activities income$126,000742
Service charges on deposit accounts$4,271,000218
Trading account gains and fees$0150
Additional Noninterest Income$5,229,000455
Total noninterest expense$19,345,000476
Salaries and employee benefits$10,728,000429
Premises and equipment expense$3,990,000329
Additional noninterest expense$4,627,000600
Pre-tax net operating income$18,686,000312
Securities gains (losses)$1,863,000244
Applicable income taxes$6,760,000316
Income before extraordinary items$13,789,000314
Extraordinary gains, net$030
Net income$13,789,000316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$148,0001,989
Cash dividends$9,587,000217
Sale, conversion, retirement of capital stock, net$0589
Net operating income$12,540,790307
2003-03-31 (YTD Data)Rank
Total interest income$20,523,000395
Total interest expense$5,863,000440
Net interest income$14,660,000379
Provision for loan and lease losses$400,000718
Total noninterest income$5,232,000410
Gross Fiduciary activities income$103,000636
Service charges on deposit accounts$2,251,000211
Trading account gains and fees$0134
Additional Noninterest Income$2,878,000427
Total noninterest expense$9,515,000484
Salaries and employee benefits$5,069,000453
Premises and equipment expense$1,993,000336
Additional noninterest expense$2,453,000570
Pre-tax net operating income$9,977,000296
Securities gains (losses)$1,567,000167
Applicable income taxes$3,745,000300
Income before extraordinary items$7,799,000292
Extraordinary gains, net$021
Net income$7,799,000292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0002,432
Cash dividends$4,645,000203
Sale, conversion, retirement of capital stock, net$0419
Net operating income$6,733,440292
2002-12-31 (YTD Data)Rank
Total interest income$85,669,000397
Total interest expense$28,040,000433
Net interest income$57,629,000384
Provision for loan and lease losses$8,125,000273
Total noninterest income$13,146,000532
Gross Fiduciary activities income$172,000876
Service charges on deposit accounts$5,450,000310
Trading account gains and fees$0153
Additional Noninterest Income$7,524,000526
Total noninterest expense$37,303,000468
Salaries and employee benefits$19,106,000452
Premises and equipment expense$7,345,000340
Additional noninterest expense$10,852,000532
Pre-tax net operating income$25,347,000389
Securities gains (losses)$1,099,000396
Applicable income taxes$8,487,000404
Income before extraordinary items$17,959,000399
Extraordinary gains, net$070
Net income$17,959,000400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,541,000275
Cash dividends$13,145,000296
Sale, conversion, retirement of capital stock, net$0862
Net operating income$17,211,680393
2001-12-31 (YTD Data)Rank
Total interest income$98,525,000400
Total interest expense$40,727,000446
Net interest income$57,798,000367
Provision for loan and lease losses$2,950,000520
Total noninterest income$10,920,000569
Gross Fiduciary activities income$159,000895
Service charges on deposit accounts$3,800,000398
Trading account gains and fees$0177
Additional Noninterest Income$6,961,000517
Total noninterest expense$35,630,000476
Salaries and employee benefits$19,674,000412
Premises and equipment expense$7,115,000345
Additional noninterest expense$8,841,000632
Pre-tax net operating income$30,138,000313
Securities gains (losses)$-627,0009,584
Applicable income taxes$9,407,000344
Income before extraordinary items$20,104,000325
Extraordinary gains, net$0105
Net income$20,104,000324
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,087,000552
Cash dividends$13,343,000302
Sale, conversion, retirement of capital stock, net$0922
Net operating income$20,530,360305
2000-12-31 (YTD Data)Rank
Total interest income$102,962,000404
Total interest expense$46,387,000444
Net interest income$56,575,000376
Provision for loan and lease losses$1,500,000757
Total noninterest income$8,899,000633
Gross Fiduciary activities income$139,000869
Service charges on deposit accounts$3,513,000385
Trading account gains and fees$0180
Additional Noninterest Income$5,247,000615
Total noninterest expense$33,978,000476
Salaries and employee benefits$18,743,000401
Premises and equipment expense$7,015,000337
Additional noninterest expense$8,220,000663
Pre-tax net operating income$29,996,000336
Securities gains (losses)$-7,0008,117
Applicable income taxes$9,093,000359
Income before extraordinary items$20,896,000323
Extraordinary gains, net$038
Net income$20,896,000323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$860,000839
Cash dividends$22,040,000229
Sale, conversion, retirement of capital stock, net$0969
Net operating income$20,900,900321
1999-12-31 (YTD Data)Rank
Total interest income$89,592,000435
Total interest expense$37,474,000475
Net interest income$52,118,000404
Provision for loan and lease losses$3,084,000408
Total noninterest income$12,444,000543
Gross Fiduciary activities income$153,000919
Service charges on deposit accounts$3,467,000400
Trading account gains and fees$0173
Additional Noninterest Income$8,824,000482
Total noninterest expense$32,412,000511
Salaries and employee benefits$17,435,000432
Premises and equipment expense$6,869,000354
Additional noninterest expense$8,108,000695
Pre-tax net operating income$29,066,000371
Securities gains (losses)$91,000766
Applicable income taxes$8,997,000394
Income before extraordinary items$20,160,000365
Extraordinary gains, net$035
Net income$20,160,000365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,323,000413
Cash dividends$14,727,000309
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$20,097,210359
1998-12-31 (YTD Data)Rank
Total interest income$91,602,000436
Total interest expense$42,603,000446
Net interest income$48,999,000413
Provision for loan and lease losses$2,563,000490
Total noninterest income$10,298,000592
Gross Fiduciary activities income$161,000908
Service charges on deposit accounts$3,248,000401
Trading account gains and fees$0224
Additional Noninterest Income$6,889,000530
Total noninterest expense$30,854,000523
Salaries and employee benefits$16,070,000450
Premises and equipment expense$6,487,000357
Additional noninterest expense$8,297,000672
Pre-tax net operating income$25,880,000360
Securities gains (losses)$-2,647,00010,454
Applicable income taxes$7,016,000435
Income before extraordinary items$16,217,000390
Extraordinary gains, net$032
Net income$16,217,000390
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,337,000425
Cash dividends$9,488,000402
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$18,069,900347
1997-12-31 (YTD Data)Rank
Total interest income$95,207,000418
Total interest expense$45,038,000428
Net interest income$50,169,000408
Provision for loan and lease losses$1,622,000690
Total noninterest income$12,263,000490
Gross Fiduciary activities income$171,000936
Service charges on deposit accounts$3,414,000385
Trading account gains and fees$0239
Additional Noninterest Income$8,678,000453
Total noninterest expense$29,207,000528
Salaries and employee benefits$16,007,000434
Premises and equipment expense$5,703,000387
Additional noninterest expense$7,497,000726
Pre-tax net operating income$31,603,000313
Securities gains (losses)$136,000853
Applicable income taxes$9,782,000366
Income before extraordinary items$21,957,000307
Extraordinary gains, net$044
Net income$21,957,000307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,454,000619
Cash dividends$18,796,000251
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$21,863,160299
1996-12-31 (YTD Data)Rank
Total interest income$34,445,0001,021
Total interest expense$15,213,0001,077
Net interest income$19,232,000957
Provision for loan and lease losses$689,0001,349
Total noninterest income$5,351,000905
Gross Fiduciary activities income$156,0001,031
Service charges on deposit accounts$1,067,0001,249
Trading account gains and fees$0262
Additional Noninterest Income$4,128,000721
Total noninterest expense$17,209,000895
Salaries and employee benefits$8,236,000833
Premises and equipment expense$2,702,000804
Additional noninterest expense$6,271,000963
Pre-tax net operating income$6,685,0001,109
Securities gains (losses)$147,000804
Applicable income taxes$2,038,0001,211
Income before extraordinary items$4,794,0001,083
Extraordinary gains, net$053
Net income$4,794,0001,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$485,0001,462
Cash dividends$2,570,0001,077
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,691,1001,084
1995-12-31 (YTD Data)Rank
Total interest income$31,491,0001,120
Total interest expense$13,688,0001,213
Net interest income$17,803,0001,037
Provision for loan and lease losses$900,0001,018
Total noninterest income$5,074,000952
Gross Fiduciary activities income$243,000952
Service charges on deposit accounts$957,0001,431
Trading account gains and fees$0522
Additional Noninterest Income$3,874,000772
Total noninterest expense$14,575,0001,026
Salaries and employee benefits$6,578,0001,049
Premises and equipment expense$2,315,000930
Additional noninterest expense$5,682,0001,017
Pre-tax net operating income$7,402,0001,053
Securities gains (losses)$104,000944
Applicable income taxes$2,394,0001,083
Income before extraordinary items$5,112,0001,052
Extraordinary gains, net$065
Net income$5,112,0001,049
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$827,0001,001
Cash dividends$2,957,000939
Sale, conversion, retirement of capital stock, net$0809
Net operating income$5,041,2801,046
1994-12-31 (YTD Data)Rank
Total interest income$25,471,0001,229
Total interest expense$9,560,0001,360
Net interest income$15,911,0001,149
Provision for loan and lease losses$996,000932
Total noninterest income$5,252,000897
Gross Fiduciary activities income$280,000927
Service charges on deposit accounts$927,0001,457
Trading account gains and fees$0475
Additional Noninterest Income$4,045,000729
Total noninterest expense$12,307,0001,213
Salaries and employee benefits$5,827,0001,165
Premises and equipment expense$1,810,0001,168
Additional noninterest expense$4,670,0001,245
Pre-tax net operating income$7,860,000978
Securities gains (losses)$107,000748
Applicable income taxes$2,700,000948
Income before extraordinary items$5,267,000972
Extraordinary gains, net$0249
Net income$5,267,000969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$380,0001,640
Cash dividends$2,636,000897
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$5,196,380997
1993-12-31 (YTD Data)Rank
Total interest income$23,485,0001,356
Total interest expense$8,900,0001,500
Net interest income$14,585,0001,242
Provision for loan and lease losses$2,910,000626
Total noninterest income$5,314,000940
Gross Fiduciary activities income$270,000976
Service charges on deposit accounts$928,0001,452
Trading account gains and fees$0532
Additional Noninterest Income$4,116,000788
Total noninterest expense$11,182,0001,373
Salaries and employee benefits$5,472,0001,224
Premises and equipment expense$1,765,0001,216
Additional noninterest expense$3,945,0001,541
Pre-tax net operating income$5,807,0001,193
Securities gains (losses)$-103,00013,180
Applicable income taxes$2,073,0001,169
Income before extraordinary items$3,631,0001,404
Extraordinary gains, net$65,0001,965
Net income$3,696,0001,420
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,172,000547
Cash dividends$3,780,000602
Sale, conversion, retirement of capital stock, net$1,990,000362
Net operating income$3,696,9201,290
1992-12-31 (YTD Data)Rank
Total interest income$25,954,0001,410
Total interest expense$11,043,0001,584
Net interest income$14,911,0001,250
Provision for loan and lease losses$1,900,0001,199
Total noninterest income$5,369,000929
Gross Fiduciary activities income$254,0001,014
Service charges on deposit accounts$911,0001,477
Trading account gains and fees$0504
Additional Noninterest Income$4,204,000759
Total noninterest expense$11,632,0001,358
Salaries and employee benefits$5,844,0001,147
Premises and equipment expense$1,909,0001,164
Additional noninterest expense$3,879,0001,626
Pre-tax net operating income$6,748,000962
Securities gains (losses)$-26,00013,541
Applicable income taxes$2,399,000966
Income before extraordinary items$4,323,0001,089
Extraordinary gains, net$01,422
Net income$4,323,0001,089
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,237,0001,375
Cash dividends$3,150,000567
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$4,339,640996

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.