Home > West One Bank > Income and Expense
West One Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,921,000 | 5,702 |
| Total interest expense | $310,000 | 4,899 |
| Net interest income | $1,611,000 | 5,775 |
| Provision for loan and lease losses | $-400,000 | 6,220 |
| Total noninterest income | $250,000 | 5,197 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $115,000 | 4,786 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $135,000 | 4,957 |
| Total noninterest expense | $1,306,000 | 5,839 |
| Salaries and employee benefits | $546,000 | 6,085 |
| Premises and equipment expense | $262,000 | 4,909 |
| Additional noninterest expense | $498,000 | 5,647 |
| Pre-tax net operating income | $955,000 | 4,227 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $385,000 | 2,437 |
| Income before extraordinary items | $570,000 | 4,763 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $570,000 | 4,762 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $570,000 | 4,763 |
| Net charge-offs | $-166,000 | 6,221 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $570,000 | 4,715 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,410,000 | 5,794 |
| Total interest expense | $233,000 | 4,972 |
| Net interest income | $1,177,000 | 5,865 |
| Provision for loan and lease losses | $-400,000 | 6,356 |
| Total noninterest income | $124,000 | 5,654 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $75,000 | 5,062 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $49,000 | 5,639 |
| Total noninterest expense | $896,000 | 5,975 |
| Salaries and employee benefits | $393,000 | 6,163 |
| Premises and equipment expense | $158,000 | 5,339 |
| Additional noninterest expense | $345,000 | 5,800 |
| Pre-tax net operating income | $805,000 | 4,109 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $313,000 | 2,424 |
| Income before extraordinary items | $492,000 | 4,641 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $492,000 | 4,641 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $492,000 | 4,642 |
| Net charge-offs | $-149,000 | 6,288 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $492,000 | 4,589 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $939,000 | 5,836 |
| Total interest expense | $154,000 | 5,030 |
| Net interest income | $785,000 | 5,902 |
| Provision for loan and lease losses | $-400,000 | 6,475 |
| Total noninterest income | $80,000 | 5,720 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $48,000 | 5,127 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $32,000 | 5,683 |
| Total noninterest expense | $603,000 | 6,020 |
| Salaries and employee benefits | $256,000 | 6,240 |
| Premises and equipment expense | $117,000 | 5,212 |
| Additional noninterest expense | $230,000 | 5,825 |
| Pre-tax net operating income | $662,000 | 3,693 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $249,000 | 2,206 |
| Income before extraordinary items | $413,000 | 4,262 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $413,000 | 4,266 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $413,000 | 4,267 |
| Net charge-offs | $-74,000 | 6,253 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $413,000 | 4,201 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $470,000 | 5,891 |
| Total interest expense | $78,000 | 5,075 |
| Net interest income | $392,000 | 5,960 |
| Provision for loan and lease losses | $-400,000 | 6,613 |
| Total noninterest income | $38,000 | 5,785 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $23,000 | 5,185 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $15,000 | 5,734 |
| Total noninterest expense | $294,000 | 6,115 |
| Salaries and employee benefits | $125,000 | 6,326 |
| Premises and equipment expense | $57,000 | 5,305 |
| Additional noninterest expense | $112,000 | 5,915 |
| Pre-tax net operating income | $536,000 | 2,766 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $215,000 | 1,644 |
| Income before extraordinary items | $321,000 | 3,425 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $321,000 | 3,428 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $321,000 | 3,428 |
| Net charge-offs | $-72,000 | 6,410 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $321,000 | 3,380 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,806,000 | 6,008 |
| Total interest expense | $348,000 | 5,159 |
| Net interest income | $1,458,000 | 6,097 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $193,000 | 5,653 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $116,000 | 5,023 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $77,000 | 5,581 |
| Total noninterest expense | $1,198,000 | 6,175 |
| Salaries and employee benefits | $499,000 | 6,413 |
| Premises and equipment expense | $183,000 | 5,680 |
| Additional noninterest expense | $516,000 | 5,806 |
| Pre-tax net operating income | $453,000 | 5,105 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $164,000 | 3,090 |
| Income before extraordinary items | $289,000 | 5,445 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $289,000 | 5,449 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $289,000 | 5,449 |
| Net charge-offs | $-242,000 | 6,651 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $289,000 | 5,401 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,345,000 | 6,084 |
| Total interest expense | $267,000 | 5,211 |
| Net interest income | $1,078,000 | 6,173 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $152,000 | 5,686 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $87,000 | 5,070 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $65,000 | 5,570 |
| Total noninterest expense | $893,000 | 6,215 |
| Salaries and employee benefits | $370,000 | 6,468 |
| Premises and equipment expense | $142,000 | 5,673 |
| Additional noninterest expense | $381,000 | 5,853 |
| Pre-tax net operating income | $337,000 | 5,212 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $115,000 | 3,209 |
| Income before extraordinary items | $222,000 | 5,557 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $222,000 | 5,558 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $222,000 | 5,558 |
| Net charge-offs | $-255,000 | 6,755 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $222,000 | 5,489 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $881,000 | 6,138 |
| Total interest expense | $182,000 | 5,221 |
| Net interest income | $699,000 | 6,239 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $99,000 | 5,744 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $54,000 | 5,183 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $45,000 | 5,584 |
| Total noninterest expense | $583,000 | 6,271 |
| Salaries and employee benefits | $243,000 | 6,521 |
| Premises and equipment expense | $100,000 | 5,608 |
| Additional noninterest expense | $240,000 | 5,947 |
| Pre-tax net operating income | $215,000 | 5,238 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $71,000 | 3,253 |
| Income before extraordinary items | $144,000 | 5,589 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $144,000 | 5,592 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $144,000 | 5,592 |
| Net charge-offs | $-119,000 | 6,716 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $144,000 | 5,483 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $436,000 | 6,194 |
| Total interest expense | $93,000 | 5,282 |
| Net interest income | $343,000 | 6,306 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $46,000 | 5,826 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $25,000 | 5,295 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $21,000 | 5,637 |
| Total noninterest expense | $288,000 | 6,354 |
| Salaries and employee benefits | $120,000 | 6,597 |
| Premises and equipment expense | $51,000 | 5,624 |
| Additional noninterest expense | $117,000 | 6,045 |
| Pre-tax net operating income | $101,000 | 5,311 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $35,000 | 3,248 |
| Income before extraordinary items | $66,000 | 5,648 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $66,000 | 5,650 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $66,000 | 5,650 |
| Net charge-offs | $-12,000 | 6,270 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $66,000 | 5,551 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,940,000 | 6,183 |
| Total interest expense | $506,000 | 5,090 |
| Net interest income | $1,434,000 | 6,339 |
| Provision for loan and lease losses | $50,000 | 5,179 |
| Total noninterest income | $191,000 | 5,745 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $112,000 | 5,271 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $79,000 | 5,523 |
| Total noninterest expense | $1,171,000 | 6,425 |
| Salaries and employee benefits | $480,000 | 6,666 |
| Premises and equipment expense | $231,000 | 5,501 |
| Additional noninterest expense | $460,000 | 6,175 |
| Pre-tax net operating income | $404,000 | 5,138 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $148,000 | 3,226 |
| Income before extraordinary items | $256,000 | 5,603 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $256,000 | 5,599 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $256,000 | 5,601 |
| Net charge-offs | $145,000 | 4,080 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $256,000 | 5,414 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,476,000 | 6,267 |
| Total interest expense | $395,000 | 5,146 |
| Net interest income | $1,081,000 | 6,428 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $148,000 | 5,786 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $84,000 | 5,339 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $64,000 | 5,545 |
| Total noninterest expense | $855,000 | 6,513 |
| Salaries and employee benefits | $359,000 | 6,733 |
| Premises and equipment expense | $181,000 | 5,465 |
| Additional noninterest expense | $315,000 | 6,347 |
| Pre-tax net operating income | $374,000 | 5,061 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $142,000 | 3,114 |
| Income before extraordinary items | $232,000 | 5,586 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $232,000 | 5,585 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $232,000 | 5,585 |
| Net charge-offs | $105,000 | 3,921 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $232,000 | 5,408 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,015,000 | 6,278 |
| Total interest expense | $272,000 | 5,191 |
| Net interest income | $743,000 | 6,429 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $100,000 | 5,785 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $57,000 | 5,318 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $43,000 | 5,589 |
| Total noninterest expense | $564,000 | 6,583 |
| Salaries and employee benefits | $246,000 | 6,773 |
| Premises and equipment expense | $123,000 | 5,458 |
| Additional noninterest expense | $195,000 | 6,489 |
| Pre-tax net operating income | $279,000 | 4,929 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $108,000 | 3,005 |
| Income before extraordinary items | $171,000 | 5,517 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $171,000 | 5,516 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $171,000 | 5,516 |
| Net charge-offs | $-10,000 | 6,639 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $171,000 | 5,330 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $515,000 | 6,311 |
| Total interest expense | $146,000 | 5,148 |
| Net interest income | $369,000 | 6,491 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $47,000 | 5,907 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $28,000 | 5,334 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $19,000 | 5,771 |
| Total noninterest expense | $275,000 | 6,665 |
| Salaries and employee benefits | $122,000 | 6,839 |
| Premises and equipment expense | $60,000 | 5,513 |
| Additional noninterest expense | $93,000 | 6,589 |
| Pre-tax net operating income | $141,000 | 5,021 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $48,000 | 3,100 |
| Income before extraordinary items | $93,000 | 5,457 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $93,000 | 5,457 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $93,000 | 5,457 |
| Net charge-offs | $-2,000 | 6,038 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $93,000 | 5,298 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,375,000 | 6,191 |
| Total interest expense | $703,000 | 5,185 |
| Net interest income | $1,672,000 | 6,379 |
| Provision for loan and lease losses | $2,140,000 | 1,496 |
| Total noninterest income | $196,000 | 5,752 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $114,000 | 5,338 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $82,000 | 5,505 |
| Total noninterest expense | $1,293,000 | 6,527 |
| Salaries and employee benefits | $570,000 | 6,768 |
| Premises and equipment expense | $257,000 | 5,549 |
| Additional noninterest expense | $466,000 | 6,367 |
| Pre-tax net operating income | $-1,565,000 | 6,714 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-600,000 | 7,094 |
| Income before extraordinary items | $-965,000 | 6,629 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-965,000 | 6,630 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-965,000 | 6,629 |
| Net charge-offs | $2,443,000 | 1,377 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-965,000 | 6,603 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,831,000 | 6,201 |
| Total interest expense | $548,000 | 5,230 |
| Net interest income | $1,283,000 | 6,393 |
| Provision for loan and lease losses | $330,000 | 3,475 |
| Total noninterest income | $169,000 | 5,686 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $85,000 | 5,375 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $84,000 | 5,283 |
| Total noninterest expense | $963,000 | 6,569 |
| Salaries and employee benefits | $429,000 | 6,793 |
| Premises and equipment expense | $166,000 | 5,875 |
| Additional noninterest expense | $368,000 | 6,353 |
| Pre-tax net operating income | $159,000 | 5,616 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $60,000 | 3,526 |
| Income before extraordinary items | $99,000 | 5,894 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $99,000 | 5,895 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $99,000 | 5,895 |
| Net charge-offs | $380,000 | 2,974 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $99,000 | 5,777 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,233,000 | 6,233 |
| Total interest expense | $373,000 | 5,290 |
| Net interest income | $860,000 | 6,424 |
| Provision for loan and lease losses | $255,000 | 3,217 |
| Total noninterest income | $119,000 | 5,643 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $58,000 | 5,319 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $61,000 | 5,244 |
| Total noninterest expense | $645,000 | 6,623 |
| Salaries and employee benefits | $293,000 | 6,825 |
| Premises and equipment expense | $111,000 | 5,903 |
| Additional noninterest expense | $241,000 | 6,435 |
| Pre-tax net operating income | $79,000 | 5,794 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $23,000 | 3,768 |
| Income before extraordinary items | $56,000 | 5,976 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $56,000 | 5,975 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $56,000 | 5,976 |
| Net charge-offs | $398,000 | 2,369 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $56,000 | 5,896 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $620,000 | 6,257 |
| Total interest expense | $191,000 | 5,344 |
| Net interest income | $429,000 | 6,454 |
| Provision for loan and lease losses | $180,000 | 2,550 |
| Total noninterest income | $51,000 | 5,918 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $31,000 | 5,167 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $20,000 | 5,800 |
| Total noninterest expense | $319,000 | 6,694 |
| Salaries and employee benefits | $146,000 | 6,876 |
| Premises and equipment expense | $66,000 | 5,640 |
| Additional noninterest expense | $107,000 | 6,651 |
| Pre-tax net operating income | $-19,000 | 6,444 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-25,000 | 7,105 |
| Income before extraordinary items | $6,000 | 6,304 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $6,000 | 6,303 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $6,000 | 6,304 |
| Net charge-offs | $354,000 | 1,614 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $6,000 | 6,267 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,109,000 | 5,959 |
| Total interest expense | $1,120,000 | 4,975 |
| Net interest income | $1,989,000 | 6,252 |
| Provision for loan and lease losses | $1,224,000 | 2,751 |
| Total noninterest income | $185,000 | 6,052 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $152,000 | 4,873 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $33,000 | 6,362 |
| Total noninterest expense | $1,588,000 | 6,425 |
| Salaries and employee benefits | $705,000 | 6,664 |
| Premises and equipment expense | $283,000 | 5,552 |
| Additional noninterest expense | $600,000 | 6,212 |
| Pre-tax net operating income | $-638,000 | 6,323 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-250,000 | 7,012 |
| Income before extraordinary items | $-388,000 | 6,301 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-388,000 | 6,302 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-388,000 | 6,302 |
| Net charge-offs | $1,046,000 | 2,627 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $634,000 | 424 |
| Net operating income | $-388,000 | 6,251 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,417,000 | 5,997 |
| Total interest expense | $885,000 | 5,016 |
| Net interest income | $1,532,000 | 6,299 |
| Provision for loan and lease losses | $850,000 | 2,759 |
| Total noninterest income | $151,000 | 6,063 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $119,000 | 4,892 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $32,000 | 6,375 |
| Total noninterest expense | $1,214,000 | 6,445 |
| Salaries and employee benefits | $554,000 | 6,639 |
| Premises and equipment expense | $210,000 | 5,637 |
| Additional noninterest expense | $450,000 | 6,265 |
| Pre-tax net operating income | $-381,000 | 6,456 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-132,000 | 7,123 |
| Income before extraordinary items | $-249,000 | 6,487 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-249,000 | 6,488 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-249,000 | 6,487 |
| Net charge-offs | $605,000 | 2,815 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $634,000 | 342 |
| Net operating income | $-249,000 | 6,404 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,646,000 | 6,009 |
| Total interest expense | $603,000 | 5,063 |
| Net interest income | $1,043,000 | 6,281 |
| Provision for loan and lease losses | $500,000 | 2,840 |
| Total noninterest income | $128,000 | 5,743 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $72,000 | 5,061 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $56,000 | 5,457 |
| Total noninterest expense | $849,000 | 6,400 |
| Salaries and employee benefits | $376,000 | 6,652 |
| Premises and equipment expense | $141,000 | 5,645 |
| Additional noninterest expense | $332,000 | 6,084 |
| Pre-tax net operating income | $-178,000 | 6,402 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-80,000 | 7,155 |
| Income before extraordinary items | $-98,000 | 6,412 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-98,000 | 6,414 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-98,000 | 6,412 |
| Net charge-offs | $435,000 | 2,602 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $634,000 | 241 |
| Net operating income | $-98,000 | 6,334 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $829,000 | 6,059 |
| Total interest expense | $298,000 | 5,212 |
| Net interest income | $531,000 | 6,294 |
| Provision for loan and lease losses | $320,000 | 2,316 |
| Total noninterest income | $61,000 | 5,853 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $34,000 | 5,147 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $27,000 | 5,578 |
| Total noninterest expense | $444,000 | 6,404 |
| Salaries and employee benefits | $189,000 | 6,732 |
| Premises and equipment expense | $74,000 | 5,638 |
| Additional noninterest expense | $181,000 | 5,921 |
| Pre-tax net operating income | $-172,000 | 6,792 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $9,000 | 3,859 |
| Income before extraordinary items | $-181,000 | 6,906 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-181,000 | 6,907 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-181,000 | 6,906 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $634,000 | 142 |
| Net operating income | $-181,000 | 6,863 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,654,000 | 5,924 |
| Total interest expense | $1,466,000 | 5,214 |
| Net interest income | $2,188,000 | 6,174 |
| Provision for loan and lease losses | $288,000 | 5,333 |
| Total noninterest income | $282,000 | 5,699 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $148,000 | 5,185 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $134,000 | 5,252 |
| Total noninterest expense | $1,655,000 | 6,600 |
| Salaries and employee benefits | $733,000 | 6,879 |
| Premises and equipment expense | $252,000 | 6,046 |
| Additional noninterest expense | $670,000 | 6,238 |
| Pre-tax net operating income | $527,000 | 3,935 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $200,000 | 2,375 |
| Income before extraordinary items | $327,000 | 4,392 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $327,000 | 4,393 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $327,000 | 4,394 |
| Net charge-offs | $107,000 | 5,635 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $327,000 | 4,312 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,751,000 | 5,985 |
| Total interest expense | $1,134,000 | 5,276 |
| Net interest income | $1,617,000 | 6,208 |
| Provision for loan and lease losses | $168,000 | 5,390 |
| Total noninterest income | $215,000 | 5,756 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $108,000 | 5,265 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $107,000 | 5,290 |
| Total noninterest expense | $1,240,000 | 6,640 |
| Salaries and employee benefits | $544,000 | 6,931 |
| Premises and equipment expense | $186,000 | 6,135 |
| Additional noninterest expense | $510,000 | 6,206 |
| Pre-tax net operating income | $424,000 | 4,114 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $52,000 | 3,300 |
| Income before extraordinary items | $372,000 | 4,150 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $372,000 | 4,146 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $372,000 | 4,149 |
| Net charge-offs | $83,000 | 5,234 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $372,000 | 4,058 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,821,000 | 6,056 |
| Total interest expense | $780,000 | 5,332 |
| Net interest income | $1,041,000 | 6,307 |
| Provision for loan and lease losses | $75,000 | 5,625 |
| Total noninterest income | $153,000 | 5,682 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $67,000 | 5,365 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $86,000 | 5,059 |
| Total noninterest expense | $846,000 | 6,655 |
| Salaries and employee benefits | $360,000 | 7,027 |
| Premises and equipment expense | $125,000 | 6,166 |
| Additional noninterest expense | $361,000 | 6,083 |
| Pre-tax net operating income | $273,000 | 4,270 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $273,000 | 4,115 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $273,000 | 4,115 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $273,000 | 4,115 |
| Net charge-offs | $26,000 | 5,436 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $273,000 | 4,001 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $922,000 | 6,074 |
| Total interest expense | $401,000 | 5,384 |
| Net interest income | $521,000 | 6,328 |
| Provision for loan and lease losses | $38,000 | 5,245 |
| Total noninterest income | $65,000 | 5,965 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $33,000 | 5,355 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $32,000 | 5,513 |
| Total noninterest expense | $401,000 | 6,739 |
| Salaries and employee benefits | $166,000 | 7,200 |
| Premises and equipment expense | $68,000 | 6,010 |
| Additional noninterest expense | $167,000 | 6,048 |
| Pre-tax net operating income | $147,000 | 4,540 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $147,000 | 4,387 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $147,000 | 4,390 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $147,000 | 4,390 |
| Net charge-offs | $4,000 | 5,207 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $147,000 | 4,226 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,922,000 | 6,047 |
| Total interest expense | $1,935,000 | 5,393 |
| Net interest income | $1,987,000 | 6,423 |
| Provision for loan and lease losses | $98,000 | 6,089 |
| Total noninterest income | $256,000 | 6,099 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $150,000 | 5,321 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $106,000 | 5,844 |
| Total noninterest expense | $1,555,000 | 6,797 |
| Salaries and employee benefits | $809,000 | 6,873 |
| Premises and equipment expense | $231,000 | 6,410 |
| Additional noninterest expense | $515,000 | 6,568 |
| Pre-tax net operating income | $590,000 | 4,635 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $228,000 | 2,688 |
| Income before extraordinary items | $362,000 | 4,870 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $362,000 | 4,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,841 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $362,000 | 5,036 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,971,000 | 6,102 |
| Total interest expense | $1,456,000 | 5,506 |
| Net interest income | $1,515,000 | 6,444 |
| Provision for loan and lease losses | $68,000 | 5,598 |
| Total noninterest income | $196,000 | 6,148 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $111,000 | 5,379 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $85,000 | 5,873 |
| Total noninterest expense | $1,125,000 | 6,868 |
| Salaries and employee benefits | $578,000 | 6,974 |
| Premises and equipment expense | $144,000 | 6,784 |
| Additional noninterest expense | $403,000 | 6,451 |
| Pre-tax net operating income | $518,000 | 4,892 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $203,000 | 2,893 |
| Income before extraordinary items | $315,000 | 5,151 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $315,000 | 5,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,620 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $315,000 | 5,325 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,000,000 | 6,139 |
| Total interest expense | $977,000 | 5,638 |
| Net interest income | $1,023,000 | 6,429 |
| Provision for loan and lease losses | $45,000 | 5,277 |
| Total noninterest income | $128,000 | 6,260 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $73,000 | 5,418 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $55,000 | 6,001 |
| Total noninterest expense | $752,000 | 6,917 |
| Salaries and employee benefits | $401,000 | 6,965 |
| Premises and equipment expense | $91,000 | 6,912 |
| Additional noninterest expense | $260,000 | 6,551 |
| Pre-tax net operating income | $354,000 | 5,001 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $141,000 | 3,094 |
| Income before extraordinary items | $213,000 | 5,517 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $213,000 | 5,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $213,000 | 5,447 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,005,000 | 6,207 |
| Total interest expense | $507,000 | 5,720 |
| Net interest income | $498,000 | 6,518 |
| Provision for loan and lease losses | $23,000 | 4,788 |
| Total noninterest income | $54,000 | 6,542 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $37,000 | 5,370 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $17,000 | 6,648 |
| Total noninterest expense | $351,000 | 7,097 |
| Salaries and employee benefits | $189,000 | 7,104 |
| Premises and equipment expense | $46,000 | 6,918 |
| Additional noninterest expense | $116,000 | 6,795 |
| Pre-tax net operating income | $178,000 | 5,168 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $57,000 | 3,422 |
| Income before extraordinary items | $121,000 | 5,555 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $121,000 | 5,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $121,000 | 5,456 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,816,000 | 6,329 |
| Total interest expense | $1,745,000 | 6,121 |
| Net interest income | $2,071,000 | 6,418 |
| Provision for loan and lease losses | $120,000 | 4,617 |
| Total noninterest income | $257,000 | 6,337 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $137,000 | 5,570 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $120,000 | 5,934 |
| Total noninterest expense | $1,203,000 | 7,355 |
| Salaries and employee benefits | $594,000 | 7,557 |
| Premises and equipment expense | $169,000 | 7,052 |
| Additional noninterest expense | $440,000 | 6,866 |
| Pre-tax net operating income | $1,005,000 | 4,738 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $388,000 | 3,064 |
| Income before extraordinary items | $617,000 | 5,290 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $617,000 | 5,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,808 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $142,000 | 838 |
| Net operating income | $617,000 | 5,279 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,834,000 | 6,387 |
| Total interest expense | $1,269,000 | 6,213 |
| Net interest income | $1,565,000 | 6,433 |
| Provision for loan and lease losses | $90,000 | 4,255 |
| Total noninterest income | $201,000 | 6,297 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $97,000 | 5,682 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $104,000 | 5,733 |
| Total noninterest expense | $860,000 | 7,419 |
| Salaries and employee benefits | $421,000 | 7,623 |
| Premises and equipment expense | $126,000 | 7,037 |
| Additional noninterest expense | $313,000 | 6,950 |
| Pre-tax net operating income | $816,000 | 4,800 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $325,000 | 3,087 |
| Income before extraordinary items | $491,000 | 5,418 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $491,000 | 5,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,597 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $142,000 | 679 |
| Net operating income | $491,000 | 5,403 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,869,000 | 6,448 |
| Total interest expense | $838,000 | 6,271 |
| Net interest income | $1,031,000 | 6,509 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $150,000 | 6,137 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $67,000 | 5,649 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $83,000 | 5,442 |
| Total noninterest expense | $567,000 | 7,489 |
| Salaries and employee benefits | $282,000 | 7,669 |
| Premises and equipment expense | $78,000 | 7,202 |
| Additional noninterest expense | $207,000 | 6,999 |
| Pre-tax net operating income | $554,000 | 4,844 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $225,000 | 3,110 |
| Income before extraordinary items | $329,000 | 5,460 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $329,000 | 5,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,333 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $142,000 | 521 |
| Net operating income | $329,000 | 5,448 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $959,000 | 6,401 |
| Total interest expense | $415,000 | 6,302 |
| Net interest income | $544,000 | 6,421 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $84,000 | 5,880 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $31,000 | 5,740 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $53,000 | 4,993 |
| Total noninterest expense | $281,000 | 7,545 |
| Salaries and employee benefits | $123,000 | 7,899 |
| Premises and equipment expense | $39,000 | 7,229 |
| Additional noninterest expense | $119,000 | 6,711 |
| Pre-tax net operating income | $317,000 | 4,530 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $115,000 | 3,083 |
| Income before extraordinary items | $202,000 | 5,036 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $202,000 | 5,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $142,000 | 287 |
| Net operating income | $202,000 | 5,028 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,941,000 | 6,822 |
| Total interest expense | $1,335,000 | 6,358 |
| Net interest income | $1,606,000 | 7,039 |
| Provision for loan and lease losses | $155,000 | 3,995 |
| Total noninterest income | $181,000 | 7,081 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $100,000 | 6,156 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $81,000 | 6,654 |
| Total noninterest expense | $957,000 | 7,782 |
| Salaries and employee benefits | $444,000 | 8,038 |
| Premises and equipment expense | $154,000 | 7,211 |
| Additional noninterest expense | $359,000 | 7,265 |
| Pre-tax net operating income | $675,000 | 5,981 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $264,000 | 3,967 |
| Income before extraordinary items | $411,000 | 6,479 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $411,000 | 6,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,486 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $411,000 | 6,481 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,127,000 | 6,940 |
| Total interest expense | $953,000 | 6,428 |
| Net interest income | $1,174,000 | 7,178 |
| Provision for loan and lease losses | $125,000 | 3,756 |
| Total noninterest income | $130,000 | 7,177 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $71,000 | 6,303 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $59,000 | 6,707 |
| Total noninterest expense | $700,000 | 7,813 |
| Salaries and employee benefits | $320,000 | 8,083 |
| Premises and equipment expense | $109,000 | 7,320 |
| Additional noninterest expense | $271,000 | 7,262 |
| Pre-tax net operating income | $479,000 | 6,306 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $187,000 | 4,212 |
| Income before extraordinary items | $292,000 | 6,759 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $292,000 | 6,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $292,000 | 6,762 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,369,000 | 7,020 |
| Total interest expense | $617,000 | 6,388 |
| Net interest income | $752,000 | 7,290 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $86,000 | 7,234 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $47,000 | 6,322 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $39,000 | 6,754 |
| Total noninterest expense | $462,000 | 7,856 |
| Salaries and employee benefits | $212,000 | 8,127 |
| Premises and equipment expense | $76,000 | 7,288 |
| Additional noninterest expense | $174,000 | 7,354 |
| Pre-tax net operating income | $286,000 | 6,555 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $143,000 | 4,076 |
| Income before extraordinary items | $143,000 | 7,210 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $143,000 | 7,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $143,000 | 7,226 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $644,000 | 7,133 |
| Total interest expense | $303,000 | 6,369 |
| Net interest income | $341,000 | 7,492 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $39,000 | 7,341 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $19,000 | 6,578 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $20,000 | 6,714 |
| Total noninterest expense | $218,000 | 7,966 |
| Salaries and employee benefits | $87,000 | 8,352 |
| Premises and equipment expense | $42,000 | 7,104 |
| Additional noninterest expense | $89,000 | 7,310 |
| Pre-tax net operating income | $117,000 | 6,846 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $64,000 | 4,174 |
| Income before extraordinary items | $53,000 | 7,486 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $53,000 | 7,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $53,000 | 7,493 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,207,000 | 7,259 |
| Total interest expense | $825,000 | 6,706 |
| Net interest income | $1,382,000 | 7,447 |
| Provision for loan and lease losses | $150,000 | 4,107 |
| Total noninterest income | $100,000 | 7,941 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $69,000 | 6,762 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $31,000 | 7,834 |
| Total noninterest expense | $701,000 | 8,235 |
| Salaries and employee benefits | $318,000 | 8,441 |
| Premises and equipment expense | $96,000 | 7,905 |
| Additional noninterest expense | $287,000 | 7,723 |
| Pre-tax net operating income | $631,000 | 6,322 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $245,000 | 4,390 |
| Income before extraordinary items | $386,000 | 6,837 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $386,000 | 6,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $386,000 | 6,806 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,561,000 | 7,390 |
| Total interest expense | $565,000 | 6,843 |
| Net interest income | $996,000 | 7,568 |
| Provision for loan and lease losses | $105,000 | 4,091 |
| Total noninterest income | $72,000 | 8,020 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $48,000 | 6,889 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $24,000 | 7,836 |
| Total noninterest expense | $493,000 | 8,295 |
| Salaries and employee benefits | $227,000 | 8,470 |
| Premises and equipment expense | $48,000 | 8,296 |
| Additional noninterest expense | $218,000 | 7,703 |
| Pre-tax net operating income | $470,000 | 6,504 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $179,000 | 4,578 |
| Income before extraordinary items | $291,000 | 6,962 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $291,000 | 6,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $291,000 | 6,922 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $960,000 | 7,532 |
| Total interest expense | $337,000 | 6,973 |
| Net interest income | $623,000 | 7,697 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $44,000 | 8,099 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $28,000 | 7,031 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $16,000 | 7,844 |
| Total noninterest expense | $319,000 | 8,332 |
| Salaries and employee benefits | $145,000 | 8,517 |
| Premises and equipment expense | $30,000 | 8,363 |
| Additional noninterest expense | $144,000 | 7,710 |
| Pre-tax net operating income | $288,000 | 6,659 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $101,000 | 4,803 |
| Income before extraordinary items | $187,000 | 7,024 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $187,000 | 7,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $187,000 | 6,983 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $432,000 | 7,764 |
| Total interest expense | $151,000 | 7,148 |
| Net interest income | $281,000 | 7,904 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $15,000 | 8,445 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $13,000 | 7,104 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,574 |
| Total noninterest expense | $155,000 | 8,446 |
| Salaries and employee benefits | $78,000 | 8,525 |
| Premises and equipment expense | $15,000 | 8,426 |
| Additional noninterest expense | $62,000 | 7,991 |
| Pre-tax net operating income | $111,000 | 7,068 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $36,000 | 5,142 |
| Income before extraordinary items | $75,000 | 7,329 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $75,000 | 7,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $75,000 | 7,296 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,320,000 | 8,087 |
| Total interest expense | $397,000 | 7,708 |
| Net interest income | $923,000 | 8,134 |
| Provision for loan and lease losses | $150,000 | 4,230 |
| Total noninterest income | $57,000 | 8,522 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $53,000 | 7,247 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,000 | 8,722 |
| Total noninterest expense | $489,000 | 8,685 |
| Salaries and employee benefits | $226,000 | 8,768 |
| Premises and equipment expense | $65,000 | 8,418 |
| Additional noninterest expense | $198,000 | 8,316 |
| Pre-tax net operating income | $341,000 | 7,301 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $122,000 | 5,315 |
| Income before extraordinary items | $219,000 | 7,552 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $219,000 | 7,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,894 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $219,000 | 7,512 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $909,000 | 8,243 |
| Total interest expense | $272,000 | 7,864 |
| Net interest income | $637,000 | 8,272 |
| Provision for loan and lease losses | $120,000 | 3,974 |
| Total noninterest income | $42,000 | 8,580 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $38,000 | 7,324 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,732 |
| Total noninterest expense | $343,000 | 8,750 |
| Salaries and employee benefits | $153,000 | 8,844 |
| Premises and equipment expense | $44,000 | 8,511 |
| Additional noninterest expense | $146,000 | 8,339 |
| Pre-tax net operating income | $216,000 | 7,620 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $78,000 | 5,616 |
| Income before extraordinary items | $138,000 | 7,860 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $138,000 | 7,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $138,000 | 7,814 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $548,000 | 8,410 |
| Total interest expense | $169,000 | 8,028 |
| Net interest income | $379,000 | 8,448 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $39,000 | 8,417 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $25,000 | 7,362 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $14,000 | 8,074 |
| Total noninterest expense | $218,000 | 8,833 |
| Salaries and employee benefits | $86,000 | 8,951 |
| Premises and equipment expense | $40,000 | 8,252 |
| Additional noninterest expense | $92,000 | 8,434 |
| Pre-tax net operating income | $110,000 | 7,850 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $25,000 | 6,158 |
| Income before extraordinary items | $86,000 | 7,920 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $86,000 | 7,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $85,230 | 7,869 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $247,000 | 8,560 |
| Total interest expense | $80,000 | 8,165 |
| Net interest income | $167,000 | 8,609 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $11,000 | 8,767 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $10,000 | 7,505 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,000 | 8,837 |
| Total noninterest expense | $91,000 | 8,955 |
| Salaries and employee benefits | $39,000 | 9,016 |
| Premises and equipment expense | $13,000 | 8,652 |
| Additional noninterest expense | $39,000 | 8,657 |
| Pre-tax net operating income | $42,000 | 8,025 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $42,000 | 7,936 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $42,000 | 7,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $42,000 | 7,878 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $537,000 | 8,925 |
| Total interest expense | $135,000 | 8,885 |
| Net interest income | $402,000 | 8,897 |
| Provision for loan and lease losses | $110,000 | 5,170 |
| Total noninterest income | $22,000 | 8,992 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $15,000 | 7,882 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $7,000 | 8,858 |
| Total noninterest expense | $369,000 | 9,010 |
| Salaries and employee benefits | $132,000 | 9,092 |
| Premises and equipment expense | $50,000 | 8,765 |
| Additional noninterest expense | $187,000 | 8,527 |
| Pre-tax net operating income | $-55,000 | 8,603 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-11,000 | 8,771 |
| Income before extraordinary items | $-44,000 | 8,687 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-44,000 | 8,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $3,500,000 | 250 |
| Net operating income | $-44,000 | 8,607 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $300,000 | 9,083 |
| Total interest expense | $71,000 | 9,065 |
| Net interest income | $229,000 | 9,064 |
| Provision for loan and lease losses | $65,000 | 5,417 |
| Total noninterest income | $13,000 | 9,092 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $6,000 | 8,015 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 8,842 |
| Total noninterest expense | $271,000 | 9,063 |
| Salaries and employee benefits | $89,000 | 9,160 |
| Premises and equipment expense | $28,000 | 8,953 |
| Additional noninterest expense | $154,000 | 8,428 |
| Pre-tax net operating income | $-94,000 | 8,753 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-94,000 | 8,832 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-94,000 | 8,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $3,500,000 | 168 |
| Net operating income | $-94,000 | 8,762 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $108,000 | 9,193 |
| Total interest expense | $23,000 | 9,170 |
| Net interest income | $85,000 | 9,184 |
| Provision for loan and lease losses | $20,000 | 6,304 |
| Total noninterest income | $12,000 | 9,092 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,000 | 8,110 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $11,000 | 8,392 |
| Total noninterest expense | $143,000 | 9,170 |
| Salaries and employee benefits | $49,000 | 9,209 |
| Premises and equipment expense | $17,000 | 9,006 |
| Additional noninterest expense | $77,000 | 8,773 |
| Pre-tax net operating income | $-66,000 | 8,789 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-66,000 | 8,878 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-66,000 | 8,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $3,500,000 | 103 |
| Net operating income | $-66,000 | 8,784 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.