Home > West Newton Savings Bank > Assets and Liabilities
West Newton Savings Bank, Assets and Liabilities
1993-12-31 | Rank | |
# of Employees: | 56 | 3,717 |
Assets and Liabilities | ||
Total Assets: | $257,284,000 | 1,800 |
Cash and due from depository institutions | $6,200,000 | 3,717 |
Interest-bearing balances | $0 | 7,655 |
Securities | $92,379,000 | 1,477 |
Federal funds sold & reverse repurchase agreements | $6,075,000 | 2,295 |
Net loans & leases | $146,245,000 | 1,868 |
Loan loss allowance | $3,915,000 | 1,178 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $902,000 | 6,560 |
Other real estate owned | $618,000 | 3,717 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $4,865,000 | 1,609 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $257,284,000 | 1,800 |
Total liabilities | $233,120,000 | 1,818 |
Total deposits | $229,994,000 | 1,718 |
Interest-bearing deposits | $225,886,000 | 1,525 |
Deposits held in domestic offices | $229,994,000 | 1,701 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $364,000 | 3,624 |
Subordinated debt | $0 | 413 |
All other liabilities | $2,762,000 | 1,422 |
Total equity capital | $24,164,000 | 1,699 |
Total bank equity capital | $24,164,000 | 1,699 |
Perpetual preferred stock | $0 | 343 |
Common stock | $172,000 | 9,278 |
Surplus | $11,734,000 | 1,267 |
Undivided profits | $12,258,000 | 1,938 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $5,688,000 | 883 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $39,000 | 1,240 |
Income earned, not collected on loans | $637,000 | 2,828 |
Earning assets | $244,699,000 | 1,741 |
Long-term assets (5+ years) | $25,505,000 | 2,174 |
Average Assets, year-to-date | $252,632,200 | 1,778 |
Average Assets, quarterly | $255,314,000 | 1,797 |
Volatile liabilities | $19,636,000 | 2,441 |
Insider loans | $307,000 | 7,203 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $97,000 | 1,573 |
Unused loan commitments | $19,816,000 | 1,898 |
Tier 1 (core) risk-based capital | $24,164,000 | 1,648 |
Tier 2 risk-based capital | $1,354,580 | 2,186 |
Total risk weighted assets | $105,806,280 | 2,476 |
Total unused commitments | $19,816,000 | 1,917 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 56 | 3,791 |
Assets and Liabilities | ||
Total Assets: | $250,566,000 | 1,901 |
Cash and due from depository institutions | $6,763,000 | 3,791 |
Interest-bearing balances | $0 | 8,059 |
Securities | $74,304,000 | 1,810 |
Federal funds sold & reverse repurchase agreements | $15,640,000 | 1,066 |
Net loans & leases | $146,727,000 | 1,904 |
Loan loss allowance | $3,753,000 | 1,277 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $768,000 | 7,276 |
Other real estate owned | $1,138,000 | 3,791 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $5,226,000 | 1,593 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $250,566,000 | 1,901 |
Total liabilities | $228,548,000 | 1,919 |
Total deposits | $225,310,000 | 1,832 |
Interest-bearing deposits | $221,967,000 | 1,637 |
Deposits held in domestic offices | $225,310,000 | 1,821 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $3,238,000 | 1,287 |
Total equity capital | $22,018,000 | 1,761 |
Total bank equity capital | $22,018,000 | 1,761 |
Perpetual preferred stock | $0 | 346 |
Common stock | $171,000 | 9,727 |
Surplus | $11,720,000 | 1,231 |
Undivided profits | $10,127,000 | 2,177 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $3,757,000 | 1,417 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $778,000 | 2,555 |
Earning assets | $236,671,000 | 1,850 |
Long-term assets (5+ years) | $33,013,000 | 1,703 |
Average Assets, year-to-date | $244,339,200 | 1,912 |
Average Assets, quarterly | $248,045,000 | 1,905 |
Volatile liabilities | $16,497,000 | 2,763 |
Insider loans | $600,000 | 1,501 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $15,556,000 | 2,153 |
Tier 1 (core) risk-based capital | $22,018,000 | 1,716 |
Tier 2 risk-based capital | $1,381,160 | 2,206 |
Total risk weighted assets | $108,121,260 | 2,504 |
Total unused commitments | $15,556,000 | 2,169 |
Derivatives | $0 | 651 |