Home > Webster Bank > Net charge- offs to loans
Webster Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2133% | 509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2308% | 113 |
| Percentage Net Loans Charged-off:Construction & development | -0.0010% | 4,171 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5427% | 92 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0492% | 44 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0365% | 318 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1500% | 78 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0223% | 387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2336% | 870 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.0181% | 113 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 7.0181% | 63 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1949% | 450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2127% | 85 |
| Percentage Net Loans Charged-off:Construction & development | -0.0006% | 4,213 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5536% | 67 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0216% | 37 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0137% | 4,040 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1594% | 70 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0357% | 4,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2117% | 702 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.2451% | 78 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.2451% | 81 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1761% | 446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1825% | 83 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4884% | 61 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0336% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0411% | 4,384 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0385% | 4,431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0414% | 4,349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2166% | 620 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0195% | 134 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0195% | 165 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1944% | 375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1168% | 118 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2912% | 68 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0685% | 14 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0362% | 4,401 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0222% | 4,487 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0380% | 4,414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4043% | 309 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2484% | 127 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2484% | 115 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1609% | 513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0646% | 312 |
| Percentage Net Loans Charged-off:Construction & development | 0.3903% | 41 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1594% | 168 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0253% | 40 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0649% | 4,427 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0214% | 4,398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0715% | 4,460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3941% | 438 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1867% | 220 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1867% | 202 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1575% | 411 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0170% | 493 |
| Percentage Net Loans Charged-off:Construction & development | 0.5497% | 28 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0357% | 232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0113% | 34 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0749% | 4,485 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0073% | 4,359 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0856% | 4,516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4763% | 298 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8300% | 241 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8300% | 222 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0997% | 592 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 2,973 |
| Percentage Net Loans Charged-off:Construction & development | 0.8860% | 16 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0499% | 4,364 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0096% | 24 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0722% | 4,367 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0166% | 3,250 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0812% | 4,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3145% | 325 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5709% | 288 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5709% | 266 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1085% | 490 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 3,658 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0546% | 120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0011% | 22 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0678% | 4,395 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0103% | 3,272 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0774% | 4,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3410% | 236 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8091% | 259 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8091% | 232 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0177% | 1,929 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0078% | 3,707 |
| Percentage Net Loans Charged-off:Construction & development | -0.0328% | 4,123 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0921% | 363 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0002% | 3,864 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0789% | 4,401 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0041% | 3,150 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0944% | 4,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0169% | 1,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1150% | 107 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1150% | 100 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0314% | 1,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0138% | 879 |
| Percentage Net Loans Charged-off:Construction & development | -0.0467% | 4,225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1453% | 258 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0002% | 3,907 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0758% | 4,455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0143% | 187 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0951% | 4,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0129% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2509% | 94 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2509% | 85 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0387% | 1,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0405% | 569 |
| Percentage Net Loans Charged-off:Construction & development | -0.0698% | 4,318 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2187% | 200 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0002% | 3,924 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0764% | 4,504 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0085% | 3,293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0914% | 4,555 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0235% | 3,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6037% | 91 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6037% | 77 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0990% | 692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1345% | 226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0017% | 114 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4240% | 101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0481% | 4,448 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0132% | 121 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0619% | 4,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0249% | 3,908 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0177% | 97 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0177% | 86 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2119% | 821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0112% | 1,604 |
| Percentage Net Loans Charged-off:Construction & development | -0.0009% | 4,035 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0442% | 738 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0002% | 3,943 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0084% | 4,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0345% | 299 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0185% | 4,245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5339% | 654 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0212% | 171 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0212% | 150 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2247% | 679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0142% | 1,327 |
| Percentage Net Loans Charged-off:Construction & development | -0.0012% | 4,083 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0396% | 578 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0001% | 3,955 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0006% | 1,320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0315% | 272 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0068% | 4,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5763% | 540 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7222% | 179 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7222% | 155 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2313% | 680 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0137% | 1,144 |
| Percentage Net Loans Charged-off:Construction & development | -0.0018% | 4,142 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0009% | 658 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0002% | 3,980 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0250% | 822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0637% | 199 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0157% | 877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5991% | 506 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1176% | 181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1176% | 154 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1526% | 848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0340% | 667 |
| Percentage Net Loans Charged-off:Construction & development | -0.0036% | 4,245 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0019% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0004% | 4,026 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0620% | 493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0787% | 145 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0579% | 466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3170% | 580 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1121% | 209 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1121% | 175 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2132% | 961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0410% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | -0.0277% | 4,356 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0626% | 710 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0974% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0248% | 1,355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0022% | 491 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0307% | 1,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4642% | 933 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6703% | 152 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6703% | 128 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2450% | 724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0615% | 852 |
| Percentage Net Loans Charged-off:Construction & development | -0.0361% | 4,454 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0857% | 504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1321% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0443% | 929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0072% | 392 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0541% | 814 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5184% | 724 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6105% | 145 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6105% | 125 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2245% | 749 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0832% | 626 |
| Percentage Net Loans Charged-off:Construction & development | -0.0081% | 4,344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1302% | 356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1996% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0463% | 803 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0174% | 3,580 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0635% | 654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4090% | 721 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5289% | 153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5289% | 136 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2050% | 681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0221% | 892 |
| Percentage Net Loans Charged-off:Construction & development | -0.0097% | 4,474 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0045% | 423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4026% | 17 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0184% | 4,555 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0299% | 3,704 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0152% | 4,511 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4764% | 496 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3153% | 182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3153% | 163 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1642% | 1,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0500% | 1,198 |
| Percentage Net Loans Charged-off:Construction & development | -0.0096% | 4,300 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0022% | 1,109 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2064% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0566% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0229% | 505 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0665% | 1,012 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2546% | 1,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8855% | 115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8855% | 95 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1499% | 1,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0618% | 883 |
| Percentage Net Loans Charged-off:Construction & development | -0.0101% | 4,361 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0021% | 868 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2741% | 40 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0666% | 916 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0044% | 458 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0851% | 773 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1589% | 1,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4127% | 104 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.4127% | 89 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1592% | 968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0396% | 972 |
| Percentage Net Loans Charged-off:Construction & development | -0.0094% | 4,423 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0003% | 693 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0108% | 67 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0655% | 829 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0204% | 3,704 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0913% | 666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2304% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6187% | 95 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.6187% | 77 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1277% | 1,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0439% | 742 |
| Percentage Net Loans Charged-off:Construction & development | -0.0057% | 4,509 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0054% | 432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0085% | 37 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0701% | 650 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0281% | 253 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0827% | 567 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1057% | 831 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8130% | 102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.8130% | 86 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2035% | 1,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1227% | 844 |
| Percentage Net Loans Charged-off:Construction & development | 0.0267% | 429 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2719% | 410 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0135% | 4,417 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0751% | 1,276 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0709% | 484 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0765% | 1,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1225% | 1,762 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5196% | 92 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.5196% | 79 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1578% | 1,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0549% | 1,213 |
| Percentage Net Loans Charged-off:Construction & development | 0.0134% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0278% | 819 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0180% | 4,457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0803% | 1,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0892% | 400 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0774% | 1,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1189% | 1,451 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3778% | 88 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.3778% | 78 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1455% | 1,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0499% | 1,188 |
| Percentage Net Loans Charged-off:Construction & development | 0.0209% | 293 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 4,664 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0256% | 4,513 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0869% | 973 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0522% | 390 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0981% | 875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0772% | 1,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5058% | 85 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.5058% | 71 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1336% | 1,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0568% | 889 |
| Percentage Net Loans Charged-off:Construction & development | -0.0387% | 4,826 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 4,872 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0004% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1004% | 751 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0682% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1109% | 693 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0046% | 3,965 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7819% | 89 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.7819% | 77 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2265% | 1,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0850% | 1,377 |
| Percentage Net Loans Charged-off:Construction & development | -0.0746% | 4,849 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0716% | 956 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0034% | 212 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1114% | 1,261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1258% | 507 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1064% | 1,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3468% | 1,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7113% | 147 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7113% | 131 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2028% | 961 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0110% | 1,180 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2552% | 920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0957% | 1,072 |
| Percentage Net Loans Charged-off:Construction & development | -0.0524% | 4,812 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0902% | 690 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0047% | 165 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1185% | 1,095 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1618% | 394 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1034% | 1,154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4509% | 871 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1054% | 167 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1054% | 155 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2351% | 766 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0151% | 1,167 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3025% | 785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1202% | 915 |
| Percentage Net Loans Charged-off:Construction & development | -0.0931% | 5,010 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1408% | 503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0072% | 135 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1384% | 947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1680% | 350 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1279% | 959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5983% | 661 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5430% | 242 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5430% | 208 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1358% | 790 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0222% | 1,161 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4149% | 544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1426% | 696 |
| Percentage Net Loans Charged-off:Construction & development | -0.0597% | 5,014 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1878% | 307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0138% | 80 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1509% | 747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1670% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1451% | 728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9370% | 408 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4861% | 269 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4861% | 241 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1723% | 606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0434% | 1,148 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2266% | 1,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2170% | 867 |
| Percentage Net Loans Charged-off:Construction & development | 0.0157% | 755 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2616% | 648 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0175% | 4,729 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2354% | 936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2725% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2205% | 990 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1974% | 1,560 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0737% | 295 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0737% | 259 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0505% | 5,294 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0281% | 1,246 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1989% | 1,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2237% | 764 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2724% | 538 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0237% | 4,785 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2425% | 843 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3271% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2075% | 959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0710% | 1,728 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0438% | 296 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0438% | 258 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2447% | 721 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0425% | 1,232 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1934% | 1,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2248% | 801 |
| Percentage Net Loans Charged-off:Construction & development | 0.0005% | 554 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2997% | 481 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0361% | 4,843 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2326% | 908 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3114% | 350 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1985% | 1,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0506% | 1,557 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3056% | 264 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3056% | 235 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2324% | 641 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0405% | 1,212 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1992% | 1,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2840% | 587 |
| Percentage Net Loans Charged-off:Construction & development | -0.0124% | 4,966 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4543% | 282 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0648% | 4,919 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2614% | 716 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3398% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2267% | 752 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0884% | 5,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0561% | 211 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0561% | 187 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2797% | 499 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0920% | 1,202 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2296% | 1,831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2360% | 1,303 |
| Percentage Net Loans Charged-off:Construction & development | -0.1073% | 5,295 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1562% | 1,331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0675% | 346 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3041% | 1,156 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4751% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2280% | 1,410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1871% | 1,860 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5366% | 286 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5366% | 261 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0888% | 5,594 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2949% | 35 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2418% | 1,594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2422% | 1,170 |
| Percentage Net Loans Charged-off:Construction & development | -0.1050% | 5,342 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1175% | 1,256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0832% | 294 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3275% | 1,005 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5493% | 368 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2290% | 1,301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2043% | 1,559 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3262% | 315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3262% | 280 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1505% | 898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3941% | 30 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2452% | 1,581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2566% | 1,151 |
| Percentage Net Loans Charged-off:Construction & development | -0.1557% | 5,471 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2088% | 912 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0719% | 236 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3141% | 1,038 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4766% | 378 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2421% | 1,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1871% | 1,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6398% | 274 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6398% | 247 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0563% | 1,015 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3253% | 1,277 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2479% | 1,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2890% | 944 |
| Percentage Net Loans Charged-off:Construction & development | -0.2045% | 5,630 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3692% | 502 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1460% | 133 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2925% | 967 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4704% | 332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2141% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1226% | 1,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7676% | 286 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7676% | 255 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0584% | 5,649 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.6660% | 1,259 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4697% | 1,421 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5056% | 1,089 |
| Percentage Net Loans Charged-off:Construction & development | 0.1290% | 1,403 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5851% | 942 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0321% | 571 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5215% | 1,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6466% | 558 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4667% | 1,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4045% | 1,718 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2111% | 427 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2111% | 386 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3488% | 5,966 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.3080% | 27 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4790% | 1,338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5181% | 1,047 |
| Percentage Net Loans Charged-off:Construction & development | 0.2525% | 1,144 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5372% | 913 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0450% | 465 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5518% | 984 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6911% | 518 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4910% | 1,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4194% | 1,477 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0060% | 480 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0060% | 434 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5238% | 6,063 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.1297% | 25 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4872% | 1,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5126% | 1,088 |
| Percentage Net Loans Charged-off:Construction & development | -0.1395% | 5,736 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4778% | 919 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0703% | 372 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5774% | 953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8134% | 457 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4741% | 1,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4813% | 1,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1057% | 454 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1057% | 415 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7149% | 6,080 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3007% | 41 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5542% | 1,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6517% | 809 |
| Percentage Net Loans Charged-off:Construction & development | -0.0967% | 5,769 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5944% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7390% | 728 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9928% | 322 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6276% | 797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3312% | 1,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2903% | 442 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2903% | 399 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6003% | 6,076 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6279% | 23 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6684% | 1,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6426% | 1,600 |
| Percentage Net Loans Charged-off:Construction & development | -0.4001% | 6,202 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3937% | 1,769 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0037% | 844 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7946% | 1,155 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0320% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6875% | 1,304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8019% | 1,642 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2398% | 550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2398% | 510 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9357% | 6,349 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0667% | 119 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7103% | 1,558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6465% | 1,530 |
| Percentage Net Loans Charged-off:Construction & development | -0.0757% | 6,052 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5295% | 1,337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0053% | 736 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7376% | 1,208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9041% | 661 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6621% | 1,313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9749% | 1,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1818% | 547 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1818% | 491 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.4006% | 6,424 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0833% | 106 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7653% | 1,438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6724% | 1,475 |
| Percentage Net Loans Charged-off:Construction & development | 0.0395% | 1,882 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5602% | 1,175 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7578% | 1,190 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0008% | 573 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6472% | 1,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0860% | 1,176 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1792% | 562 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1792% | 510 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5802% | 6,379 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.8839% | 71 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9605% | 1,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7314% | 1,230 |
| Percentage Net Loans Charged-off:Construction & development | -0.0618% | 6,100 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9232% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7166% | 1,146 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1336% | 455 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5255% | 1,333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7337% | 711 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2885% | 517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2885% | 464 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8255% | 6,390 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.9541% | 35 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9981% | 1,740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9814% | 1,644 |
| Percentage Net Loans Charged-off:Construction & development | 4.1353% | 1,140 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8524% | 1,423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1277% | 920 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9630% | 1,290 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2997% | 683 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8051% | 1,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0500% | 1,931 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0012% | 800 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0006% | 684 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6935% | 691 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0182% | 1,577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9822% | 1,497 |
| Percentage Net Loans Charged-off:Construction & development | 3.5374% | 1,137 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7207% | 1,353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1542% | 755 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0220% | 1,164 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3416% | 602 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8716% | 1,311 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1116% | 1,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1230% | 702 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1222% | 600 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1294% | 499 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0051% | 1,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0436% | 1,349 |
| Percentage Net Loans Charged-off:Construction & development | 2.3059% | 1,298 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9050% | 1,076 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2330% | 585 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0801% | 1,090 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5139% | 538 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8760% | 1,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8746% | 1,712 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1565% | 690 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1551% | 555 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8129% | 544 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2226% | 1,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1725% | 1,060 |
| Percentage Net Loans Charged-off:Construction & development | 4.5733% | 667 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1503% | 713 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1189% | 879 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6536% | 405 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8683% | 1,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3826% | 1,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1600% | 686 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1575% | 520 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9795% | 395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2284% | 1,823 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1390% | 1,692 |
| Percentage Net Loans Charged-off:Construction & development | 6.8205% | 927 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1158% | 3,133 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0265% | 1,078 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2394% | 1,153 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4401% | 664 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1426% | 1,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4072% | 2,089 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2966% | 923 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8891% | 448 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2308% | 1,662 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1190% | 1,615 |
| Percentage Net Loans Charged-off:Construction & development | 5.7723% | 985 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2754% | 982 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4218% | 619 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2044% | 1,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4667% | 1,804 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0853% | 996 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1638% | 379 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3190% | 1,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2166% | 1,363 |
| Percentage Net Loans Charged-off:Construction & development | 6.2952% | 828 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0263% | 7,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3796% | 872 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6283% | 496 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2582% | 959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5100% | 1,606 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9121% | 1,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5891% | 297 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4696% | 1,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4109% | 1,024 |
| Percentage Net Loans Charged-off:Construction & development | 8.0449% | 548 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5326% | 726 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8157% | 413 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3936% | 784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4522% | 1,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1982% | 903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.2997% | 217 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6811% | 1,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2911% | 1,564 |
| Percentage Net Loans Charged-off:Construction & development | 5.0306% | 1,227 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1014% | 2,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4371% | 930 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9483% | 506 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1964% | 1,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7257% | 1,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1712% | 1,219 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9150% | 575 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6282% | 1,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2071% | 1,348 |
| Percentage Net Loans Charged-off:Construction & development | 3.1019% | 1,396 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0388% | 2,607 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4571% | 762 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9092% | 441 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2466% | 873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7589% | 1,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0333% | 1,222 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3936% | 535 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3328% | 1,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1363% | 1,238 |
| Percentage Net Loans Charged-off:Construction & development | 3.0945% | 1,165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0014% | 2,246 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3659% | 752 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8019% | 383 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1671% | 839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8635% | 1,385 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9926% | 1,204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3085% | 673 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9901% | 1,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9143% | 1,081 |
| Percentage Net Loans Charged-off:Construction & development | 1.5248% | 1,071 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0028% | 1,390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1602% | 667 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6977% | 323 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9205% | 762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1631% | 1,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9662% | 1,173 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4613% | 521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0942% | 1,114 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1129% | 835 |
| Percentage Net Loans Charged-off:Construction & development | 9.9798% | 200 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0925% | 1,784 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1568% | 461 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6080% | 1,022 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0840% | 427 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4362% | 1,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0093% | 1,812 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8965% | 2,506 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1711% | 517 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8930% | 975 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8050% | 781 |
| Percentage Net Loans Charged-off:Construction & development | 5.5664% | 289 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1218% | 1,165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2073% | 291 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5443% | 850 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0035% | 350 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3871% | 1,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1079% | 1,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6555% | 2,723 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9647% | 439 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6943% | 1,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6426% | 747 |
| Percentage Net Loans Charged-off:Construction & development | 3.7993% | 308 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1903% | 762 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1137% | 208 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4574% | 829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9428% | 318 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2968% | 1,054 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8020% | 1,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5033% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9617% | 407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7459% | 701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5264% | 630 |
| Percentage Net Loans Charged-off:Construction & development | 2.7556% | 237 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0071% | 784 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4387% | 673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8258% | 243 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3150% | 753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3210% | 669 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0139% | 1,510 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9262% | 355 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1960% | 2,684 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1917% | 1,394 |
| Percentage Net Loans Charged-off:Construction & development | 1.1370% | 390 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0097% | 1,564 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1185% | 1,731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3235% | 438 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0591% | 2,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1561% | 2,938 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0365% | 1,542 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3885% | 531 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1397% | 2,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1137% | 1,375 |
| Percentage Net Loans Charged-off:Construction & development | 0.3366% | 477 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0137% | 1,076 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1052% | 1,381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3309% | 310 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0410% | 1,861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1586% | 2,379 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1880% | 1,138 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3254% | 464 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1466% | 2,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1283% | 1,035 |
| Percentage Net Loans Charged-off:Construction & development | 0.4831% | 274 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1063% | 1,149 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4002% | 230 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0245% | 1,671 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1509% | 1,999 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4287% | 838 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0962% | 482 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1639% | 1,631 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1772% | 618 |
| Percentage Net Loans Charged-off:Construction & development | 0.9427% | 107 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1102% | 862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3887% | 173 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0347% | 1,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1112% | 1,491 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2583% | 483 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1260% | 2,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0298% | 2,426 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1881% | 582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0103% | 2,671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0302% | 617 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0051% | 2,601 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4250% | 1,772 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8758% | 613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0754% | 3,179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 2,688 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0072% | 2,295 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0297% | 490 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0013% | 2,245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2943% | 1,709 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7378% | 610 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0651% | 3,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0060% | 2,262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0079% | 1,890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0190% | 400 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0049% | 1,820 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2483% | 1,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1063% | 469 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0529% | 2,769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0066% | 1,528 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 1,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0122% | 298 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0077% | 1,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1845% | 1,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8667% | 361 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0327% | 5,249 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0109% | 3,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0584% | 934 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0036% | 2,962 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0011% | 677 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0043% | 2,743 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0981% | 3,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3020% | 1,300 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0282% | 4,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0156% | 2,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0770% | 685 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0062% | 2,487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0019% | 552 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 2,296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0587% | 3,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2977% | 1,161 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0132% | 5,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0213% | 1,969 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1146% | 496 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0065% | 2,057 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0030% | 439 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0075% | 1,884 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0371% | 7,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2692% | 1,183 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0366% | 3,555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0355% | 1,297 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2262% | 251 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0037% | 1,507 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0065% | 5,902 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0066% | 1,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0249% | 1,894 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1256% | 1,341 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0951% | 4,296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0098% | 3,449 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 8,197 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0137% | 2,900 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0014% | 5,935 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0177% | 2,653 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4529% | 2,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2446% | 1,584 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0960% | 3,703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0158% | 2,756 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0094% | 8,257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0217% | 2,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0031% | 547 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0266% | 2,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4379% | 1,899 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3863% | 1,248 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1035% | 3,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0239% | 2,164 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0154% | 8,386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0325% | 1,785 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0033% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0399% | 1,619 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4611% | 1,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0931% | 1,678 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0958% | 2,946 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0472% | 1,349 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0587% | 1,171 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0018% | 5,877 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0731% | 1,027 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3434% | 1,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8388% | 2,105 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2241% | 3,157 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 3,942 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0039% | 3,353 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0107% | 5,982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0068% | 3,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2834% | 1,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4112% | 1,492 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2681% | 2,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 3,388 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0033% | 2,855 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0019% | 5,915 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0043% | 2,689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5431% | 997 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3103% | 1,522 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1375% | 3,420 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0046% | 2,815 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0056% | 2,320 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0026% | 5,885 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0072% | 2,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7504% | 1,572 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3848% | 1,418 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1216% | 3,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 2,044 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0017% | 1,636 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0070% | 5,861 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0035% | 1,523 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6695% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5341% | 1,257 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3354% | 2,492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0102% | 3,698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0125% | 3,058 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0010% | 612 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0147% | 2,869 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9548% | 1,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5654% | 1,303 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1879% | 3,779 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0210% | 3,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0359% | 1,195 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0209% | 2,660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0347% | 525 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0191% | 2,579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9941% | 1,817 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3423% | 1,506 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0754% | 5,149 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0150% | 1,404 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2998% | 1,503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0308% | 550 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0814% | 234 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0260% | 556 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4954% | 452 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4448% | 834 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0674% | 5,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0555% | 423 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0204% | 341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0643% | 421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2216% | 137 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0514% | 467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0590% | 871 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5134% | 793 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0760% | 1,281 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2879% | 2,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2597% | 104 |
| Percentage Net Loans Charged-off:Construction & development | -0.0189% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0940% | 1,314 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1242% | 1,331 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3048% | 80 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3724% | 98 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2992% | 85 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1818% | 653 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4581% | 310 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4702% | 214 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3336% | 2,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2667% | 121 |
| Percentage Net Loans Charged-off:Construction & development | -0.0752% | 1,291 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2660% | 145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5209% | 81 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2809% | 98 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3174% | 118 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2777% | 90 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4966% | 335 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1995% | 211 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2335% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6706% | 1,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7152% | 58 |
| Percentage Net Loans Charged-off:Construction & development | 0.0190% | 254 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6258% | 45 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8093% | 35 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6284% | 51 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1517% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6637% | 45 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1286% | 659 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2340% | 1,161 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5996% | 962 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4484% | 1,912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4189% | 183 |
| Percentage Net Loans Charged-off:Construction & development | 0.1108% | 240 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8093% | 163 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6242% | 53 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3409% | 127 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3962% | 1,354 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4011% | 109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6004% | 107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1242% | 1,205 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5659% | 936 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7625% | 1,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6876% | 148 |
| Percentage Net Loans Charged-off:Construction & development | -0.1713% | 1,306 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2170% | 151 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4143% | 206 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5027% | 104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5672% | 98 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3453% | 156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9215% | 335 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8547% | 785 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1309% | 419 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3879% | 63 |
| Percentage Net Loans Charged-off:Construction & development | 48.9273% | 5 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5363% | 384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3950% | 610 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0133% | 98 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4378% | 1,282 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4884% | 158 |
| Percentage Net Loans Charged-off:Construction & development | 17.4277% | 28 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5217% | 294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2312% | 350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5202% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1866% | 412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2345% | 516 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1465% | 495 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |