Home > Watertown Savings Bank > Income and Expense

Watertown Savings Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$41,656,0001,092
Total interest expense$10,781,0001,224
Net interest income$30,875,0001,015
Provision for loan and lease losses$03,275
Total noninterest income$3,508,0001,481
Gross Fiduciary activities income$0981
Service charges on deposit accounts$720,0001,293
Trading account gains and feesNANA
Additional Noninterest Income$2,788,0001,322
Total noninterest expense$25,910,000994
Salaries and employee benefits$14,024,0001,015
Premises and equipment expense$4,947,000557
Additional noninterest expense$2,788,0001,322
Pre-tax net operating income$8,473,0001,332
Securities gains (losses)$0988
Applicable income taxes$1,985,000990
Income before extraordinary items$6,488,0001,434
Extraordinary gains, net$054
Net income$6,488,0001,450
Minority interest net income$088
Net income of bank and minority interests.$6,488,0001,437
Net charge-offs$11,0002,397
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,488,0001,461
2023-09-30 (YTD Data)Rank
Total interest income$30,613,0001,085
Total interest expense$6,929,0001,278
Net interest income$23,684,000994
Provision for loan and lease losses$03,085
Total noninterest income$2,546,0001,516
Gross Fiduciary activities income$0950
Service charges on deposit accounts$525,0001,317
Trading account gains and feesNANA
Additional Noninterest Income$2,021,0001,349
Total noninterest expense$19,172,0001,002
Salaries and employee benefits$10,347,0001,032
Premises and equipment expense$3,715,000561
Additional noninterest expense$2,021,0001,349
Pre-tax net operating income$7,058,0001,270
Securities gains (losses)$0849
Applicable income taxes$1,696,000930
Income before extraordinary items$5,362,0001,371
Extraordinary gains, net$052
Net income$5,362,0001,381
Minority interest net income$081
Net income of bank and minority interests.$5,362,0001,371
Net charge-offs$4,0002,363
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,362,0001,389
2023-06-30 (YTD Data)Rank
Total interest income$19,884,0001,084
Total interest expense$3,687,0001,363
Net interest income$16,197,000981
Provision for loan and lease losses$02,940
Total noninterest income$1,659,0001,461
Gross Fiduciary activities income$0931
Service charges on deposit accounts$338,0001,339
Trading account gains and feesNANA
Additional Noninterest Income$1,321,0001,278
Total noninterest expense$13,643,000948
Salaries and employee benefits$7,669,000946
Premises and equipment expense$2,498,000545
Additional noninterest expense$1,321,0001,277
Pre-tax net operating income$4,213,0001,366
Securities gains (losses)$0938
Applicable income taxes$1,023,000995
Income before extraordinary items$3,190,0001,488
Extraordinary gains, net$051
Net income$3,190,0001,506
Minority interest net income$081
Net income of bank and minority interests.$3,190,0001,488
Net charge-offs$3,0002,145
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,190,0001,500
2023-03-31 (YTD Data)Rank
Total interest income$9,572,0001,100
Total interest expense$1,185,0001,648
Net interest income$8,387,000956
Provision for loan and lease losses$02,612
Total noninterest income$839,0001,442
Gross Fiduciary activities income$0913
Service charges on deposit accounts$160,0001,406
Trading account gains and feesNANA
Additional Noninterest Income$679,0001,245
Total noninterest expense$6,852,000950
Salaries and employee benefits$3,909,000952
Premises and equipment expense$1,245,000570
Additional noninterest expense$679,0001,245
Pre-tax net operating income$2,374,0001,277
Securities gains (losses)$0950
Applicable income taxes$669,000869
Income before extraordinary items$1,705,0001,455
Extraordinary gains, net$04
Net income$1,705,0001,455
Minority interest net income$048
Net income of bank and minority interests.$1,705,0001,455
Net charge-offs$5,0001,579
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,705,0001,466
2022-12-31 (YTD Data)Rank
Total interest income$33,373,0001,049
Total interest expense$2,326,0001,445
Net interest income$31,047,0001,000
Provision for loan and lease losses$03,012
Total noninterest income$3,438,0001,505
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$673,0001,384
Trading account gains and feesNANA
Additional Noninterest Income$2,765,0001,327
Total noninterest expense$27,646,000923
Salaries and employee benefits$16,340,000896
Premises and equipment expense$4,749,000581
Additional noninterest expense$2,765,0001,327
Pre-tax net operating income$6,839,0001,673
Securities gains (losses)$0691
Applicable income taxes$1,525,0001,248
Income before extraordinary items$5,314,0001,742
Extraordinary gains, net$05
Net income$5,314,0001,739
Minority interest net income$063
Net income of bank and minority interests.$5,314,0001,741
Net charge-offs$8,0002,207
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$5,314,0001,776
2022-09-30 (YTD Data)Rank
Total interest income$23,920,0001,051
Total interest expense$1,652,0001,203
Net interest income$22,268,0001,022
Provision for loan and lease losses$02,835
Total noninterest income$2,532,0001,541
Gross Fiduciary activities income$0968
Service charges on deposit accounts$516,0001,376
Trading account gains and feesNANA
Additional Noninterest Income$2,016,0001,367
Total noninterest expense$19,733,000964
Salaries and employee benefits$11,521,000935
Premises and equipment expense$3,582,000575
Additional noninterest expense$2,016,0001,367
Pre-tax net operating income$5,067,0001,681
Securities gains (losses)$0740
Applicable income taxes$1,153,0001,249
Income before extraordinary items$3,914,0001,756
Extraordinary gains, net$04
Net income$3,914,0001,756
Minority interest net income$057
Net income of bank and minority interests.$3,914,0001,755
Net charge-offs$6,0001,967
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,914,0001,792
2022-06-30 (YTD Data)Rank
Total interest income$15,243,0001,037
Total interest expense$1,106,0001,042
Net interest income$14,137,0001,040
Provision for loan and lease losses$02,599
Total noninterest income$1,662,0001,548
Gross Fiduciary activities income$0925
Service charges on deposit accounts$343,0001,352
Trading account gains and feesNANA
Additional Noninterest Income$1,319,0001,426
Total noninterest expense$13,148,000941
Salaries and employee benefits$7,617,000928
Premises and equipment expense$2,401,000567
Additional noninterest expense$3,130,0001,116
Pre-tax net operating income$2,651,0001,875
Securities gains (losses)$0687
Applicable income taxes$531,0001,444
Income before extraordinary items$2,120,0001,928
Extraordinary gains, net$04
Net income$2,120,0001,928
Minority interest net income$060
Net income of bank and minority interests.$2,120,0001,928
Net charge-offs$2,0001,931
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,120,0001,969
2022-03-31 (YTD Data)Rank
Total interest income$7,415,0001,038
Total interest expense$557,000989
Net interest income$6,858,0001,040
Provision for loan and lease losses$02,285
Total noninterest income$852,0001,523
Gross Fiduciary activities income$0892
Service charges on deposit accounts$170,0001,344
Trading account gains and feesNANA
Additional Noninterest Income$682,0001,400
Total noninterest expense$6,652,000934
Salaries and employee benefits$3,850,000924
Premises and equipment expense$1,257,000538
Additional noninterest expense$1,545,0001,120
Pre-tax net operating income$1,058,0002,038
Securities gains (losses)$0623
Applicable income taxes$150,0001,800
Income before extraordinary items$908,0002,040
Extraordinary gains, net$04
Net income$908,0002,039
Minority interest net income$050
Net income of bank and minority interests.$908,0002,040
Net charge-offs$2,0001,559
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$908,0002,056
2021-12-31 (YTD Data)Rank
Total interest income$30,420,0001,042
Total interest expense$2,710,0001,009
Net interest income$27,710,0001,040
Provision for loan and lease losses$03,064
Total noninterest income$3,765,0001,574
Gross Fiduciary activities income$0994
Service charges on deposit accounts$605,0001,402
Trading account gains and feesNANA
Additional Noninterest Income$3,160,0001,439
Total noninterest expense$26,956,000927
Salaries and employee benefits$16,167,000882
Premises and equipment expense$4,678,000566
Additional noninterest expense$6,111,0001,124
Pre-tax net operating income$4,519,0002,182
Securities gains (losses)$02,062
Applicable income taxes$795,0001,771
Income before extraordinary items$3,724,0002,267
Extraordinary gains, net$010
Net income$3,724,0002,268
Minority interest net income$074
Net income of bank and minority interests.$3,724,0002,268
Net charge-offs$3,0002,526
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,724,0002,238
2021-09-30 (YTD Data)Rank
Total interest income$22,735,0001,066
Total interest expense$2,101,0001,028
Net interest income$20,634,0001,070
Provision for loan and lease losses$02,963
Total noninterest income$2,806,0001,610
Gross Fiduciary activities income$0957
Service charges on deposit accounts$430,0001,450
Trading account gains and feesNANA
Additional Noninterest Income$2,376,0001,487
Total noninterest expense$20,003,000939
Salaries and employee benefits$11,975,000896
Premises and equipment expense$3,498,000575
Additional noninterest expense$4,530,0001,146
Pre-tax net operating income$3,437,0002,254
Securities gains (losses)$02,015
Applicable income taxes$605,0001,844
Income before extraordinary items$2,832,0002,339
Extraordinary gains, net$08
Net income$2,832,0002,338
Minority interest net income$069
Net income of bank and minority interests.$2,832,0002,339
Net charge-offs$02,463
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,832,0002,312
2021-06-30 (YTD Data)Rank
Total interest income$15,037,0001,061
Total interest expense$1,459,0001,038
Net interest income$13,578,0001,062
Provision for loan and lease losses$02,862
Total noninterest income$1,918,0001,565
Gross Fiduciary activities income$0951
Service charges on deposit accounts$272,0001,451
Trading account gains and feesNANA
Additional Noninterest Income$1,646,0001,434
Total noninterest expense$13,400,000928
Salaries and employee benefits$7,944,000895
Premises and equipment expense$2,350,000569
Additional noninterest expense$3,106,0001,100
Pre-tax net operating income$2,096,0002,327
Securities gains (losses)$01,818
Applicable income taxes$429,0001,790
Income before extraordinary items$1,667,0002,484
Extraordinary gains, net$06
Net income$1,667,0002,484
Minority interest net income$067
Net income of bank and minority interests.$1,667,0002,484
Net charge-offs$-1,0003,056
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,667,0002,444
2021-03-31 (YTD Data)Rank
Total interest income$7,488,0001,057
Total interest expense$757,0001,045
Net interest income$6,731,0001,058
Provision for loan and lease losses$02,741
Total noninterest income$810,0001,721
Gross Fiduciary activities income$0922
Service charges on deposit accounts$129,0001,508
Trading account gains and feesNANA
Additional Noninterest Income$681,0001,610
Total noninterest expense$6,642,000921
Salaries and employee benefits$3,873,000909
Premises and equipment expense$1,195,000570
Additional noninterest expense$1,574,0001,078
Pre-tax net operating income$899,0002,522
Securities gains (losses)$01,392
Applicable income taxes$223,0001,739
Income before extraordinary items$676,0002,741
Extraordinary gains, net$03
Net income$676,0002,739
Minority interest net income$055
Net income of bank and minority interests.$676,0002,741
Net charge-offs$-2,0003,357
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$676,0002,704
2020-12-31 (YTD Data)Rank
Total interest income$33,560,000965
Total interest expense$4,976,000952
Net interest income$28,584,000948
Provision for loan and lease losses$710,0001,927
Total noninterest income$3,313,0001,629
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$609,0001,402
Trading account gains and feesNANA
Additional Noninterest Income$2,704,0001,523
Total noninterest expense$28,802,000846
Salaries and employee benefits$17,335,000809
Premises and equipment expense$4,671,000562
Additional noninterest expense$6,796,0001,011
Pre-tax net operating income$2,385,0002,739
Securities gains (losses)$104,0001,362
Applicable income taxes$-180,0004,917
Income before extraordinary items$2,669,0002,452
Extraordinary gains, net$04
Net income$2,669,0002,452
Minority interest net income$072
Net income of bank and minority interests.$2,669,0002,452
Net charge-offs$16,0002,873
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,565,0002,463
2020-09-30 (YTD Data)Rank
Total interest income$25,965,000941
Total interest expense$4,044,000949
Net interest income$21,921,000928
Provision for loan and lease losses$710,0001,655
Total noninterest income$2,402,0001,615
Gross Fiduciary activities income$0981
Service charges on deposit accounts$433,0001,458
Trading account gains and feesNANA
Additional Noninterest Income$1,969,0001,510
Total noninterest expense$21,254,000842
Salaries and employee benefits$12,736,000808
Premises and equipment expense$3,506,000553
Additional noninterest expense$5,012,0001,011
Pre-tax net operating income$2,359,0002,362
Securities gains (losses)$104,0001,194
Applicable income taxes$-107,0004,929
Income before extraordinary items$2,570,0002,109
Extraordinary gains, net$04
Net income$2,570,0002,109
Minority interest net income$065
Net income of bank and minority interests.$2,570,0002,109
Net charge-offs$17,0002,566
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,466,0002,110
2020-06-30 (YTD Data)Rank
Total interest income$18,076,000916
Total interest expense$3,010,000921
Net interest income$15,066,000914
Provision for loan and lease losses$665,0001,363
Total noninterest income$1,594,0001,557
Gross Fiduciary activities income$0970
Service charges on deposit accounts$300,0001,426
Trading account gains and feesNANA
Additional Noninterest Income$1,294,0001,439
Total noninterest expense$14,255,000828
Salaries and employee benefits$8,519,000800
Premises and equipment expense$2,283,000567
Additional noninterest expense$3,453,000982
Pre-tax net operating income$1,740,0002,191
Securities gains (losses)$104,000961
Applicable income taxes$-199,0004,957
Income before extraordinary items$2,043,0001,818
Extraordinary gains, net$04
Net income$2,043,0001,819
Minority interest net income$065
Net income of bank and minority interests.$2,043,0001,819
Net charge-offs$-1,0003,744
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,939,0001,849
2020-03-31 (YTD Data)Rank
Total interest income$9,421,000897
Total interest expense$1,731,000893
Net interest income$7,690,000886
Provision for loan and lease losses$545,000850
Total noninterest income$930,0001,358
Gross Fiduciary activities income$0941
Service charges on deposit accounts$196,0001,313
Trading account gains and feesNANA
Additional Noninterest Income$734,0001,205
Total noninterest expense$7,209,000826
Salaries and employee benefits$4,335,000792
Premises and equipment expense$1,126,000581
Additional noninterest expense$1,748,000985
Pre-tax net operating income$866,0002,046
Securities gains (losses)$01,705
Applicable income taxes$-375,0005,015
Income before extraordinary items$1,241,0001,387
Extraordinary gains, net$04
Net income$1,241,0001,386
Minority interest net income$056
Net income of bank and minority interests.$1,241,0001,387
Net charge-offs$2,0002,313
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,241,0001,364
2019-12-31 (YTD Data)Rank
Total interest income$37,599,000899
Total interest expense$6,268,0001,020
Net interest income$31,331,000872
Provision for loan and lease losses$180,0002,435
Total noninterest income$3,769,0001,371
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$857,0001,265
Trading account gains and fees$0135
Additional Noninterest Income$2,912,0001,224
Total noninterest expense$28,024,000815
Salaries and employee benefits$16,450,000800
Premises and equipment expense$4,580,000562
Additional noninterest expense$6,994,000969
Pre-tax net operating income$6,896,0001,375
Securities gains (losses)$17,0001,705
Applicable income taxes$1,568,0001,077
Income before extraordinary items$5,345,0001,526
Extraordinary gains, net$011
Net income$5,345,0001,527
Minority interest net income$076
Net income of bank and minority interests.$5,345,0001,528
Net charge-offs$16,0003,200
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,331,5701,497
2019-09-30 (YTD Data)Rank
Total interest income$28,152,000904
Total interest expense$4,523,0001,054
Net interest income$23,629,000870
Provision for loan and lease losses$135,0002,339
Total noninterest income$2,743,0001,393
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$632,0001,280
Trading account gains and fees$0129
Additional Noninterest Income$2,111,0001,244
Total noninterest expense$20,985,000806
Salaries and employee benefits$12,192,000806
Premises and equipment expense$3,380,000571
Additional noninterest expense$5,413,000931
Pre-tax net operating income$5,252,0001,392
Securities gains (losses)$29,0001,288
Applicable income taxes$1,264,0001,051
Income before extraordinary items$4,017,0001,547
Extraordinary gains, net$011
Net income$4,017,0001,549
Minority interest net income$072
Net income of bank and minority interests.$4,017,0001,549
Net charge-offs$11,0002,925
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,994,0901,521
2019-06-30 (YTD Data)Rank
Total interest income$18,591,000909
Total interest expense$2,763,0001,119
Net interest income$15,828,000860
Provision for loan and lease losses$90,0002,284
Total noninterest income$1,823,0001,361
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$414,0001,288
Trading account gains and fees$0131
Additional Noninterest Income$1,409,0001,214
Total noninterest expense$14,146,000796
Salaries and employee benefits$7,809,000823
Premises and equipment expense$2,369,000558
Additional noninterest expense$3,968,000854
Pre-tax net operating income$3,415,0001,394
Securities gains (losses)$01,702
Applicable income taxes$830,0001,022
Income before extraordinary items$2,585,0001,558
Extraordinary gains, net$011
Net income$2,585,0001,558
Minority interest net income$069
Net income of bank and minority interests.$2,585,0001,558
Net charge-offs$1,0003,090
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,585,0001,529
2019-03-31 (YTD Data)Rank
Total interest income$9,172,000917
Total interest expense$1,223,0001,211
Net interest income$7,949,000862
Provision for loan and lease losses$45,0002,137
Total noninterest income$945,0001,280
Gross Fiduciary activities income$0972
Service charges on deposit accounts$206,0001,286
Trading account gains and fees$0126
Additional Noninterest Income$739,0001,123
Total noninterest expense$6,879,000819
Salaries and employee benefits$3,823,000842
Premises and equipment expense$1,250,000534
Additional noninterest expense$1,806,000925
Pre-tax net operating income$1,970,0001,230
Securities gains (losses)$01,087
Applicable income taxes$499,000909
Income before extraordinary items$1,471,0001,374
Extraordinary gains, net$05
Net income$1,471,0001,372
Minority interest net income$052
Net income of bank and minority interests.$1,471,0001,373
Net charge-offs$2,0002,456
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,471,0001,351
2018-12-31 (YTD Data)Rank
Total interest income$33,978,000926
Total interest expense$2,800,0001,505
Net interest income$31,178,000857
Provision for loan and lease losses$205,0002,338
Total noninterest income$3,742,0001,337
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$881,0001,267
Trading account gains and fees$0126
Additional Noninterest Income$2,861,0001,180
Total noninterest expense$27,977,000794
Salaries and employee benefits$15,924,000790
Premises and equipment expense$4,454,000569
Additional noninterest expense$7,599,000875
Pre-tax net operating income$6,738,0001,396
Securities gains (losses)$1,173,00079
Applicable income taxes$1,393,0001,098
Income before extraordinary items$6,518,0001,285
Extraordinary gains, net$06
Net income$6,518,0001,284
Minority interest net income$072
Net income of bank and minority interests.$6,518,0001,284
Net charge-offs$39,0002,762
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,556,1401,445
2018-09-30 (YTD Data)Rank
Total interest income$25,058,000931
Total interest expense$1,848,0001,590
Net interest income$23,210,000858
Provision for loan and lease losses$135,0002,344
Total noninterest income$2,667,0001,388
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$639,0001,314
Trading account gains and fees$0138
Additional Noninterest Income$2,028,0001,252
Total noninterest expense$21,069,000787
Salaries and employee benefits$12,427,000759
Premises and equipment expense$3,342,000569
Additional noninterest expense$5,300,000935
Pre-tax net operating income$4,673,0001,491
Securities gains (losses)$1,173,00081
Applicable income taxes$883,0001,274
Income before extraordinary items$4,963,0001,288
Extraordinary gains, net$05
Net income$4,963,0001,286
Minority interest net income$066
Net income of bank and minority interests.$4,963,0001,287
Net charge-offs$11,0002,953
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,965,9501,514
2018-06-30 (YTD Data)Rank
Total interest income$16,435,000936
Total interest expense$1,136,0001,612
Net interest income$15,299,000860
Provision for loan and lease losses$90,0002,265
Total noninterest income$1,779,0001,392
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$423,0001,321
Trading account gains and fees$0130
Additional Noninterest Income$1,356,0001,243
Total noninterest expense$13,747,000807
Salaries and employee benefits$8,184,000776
Premises and equipment expense$2,316,000553
Additional noninterest expense$3,247,0001,011
Pre-tax net operating income$3,241,0001,442
Securities gains (losses)$1,173,00062
Applicable income taxes$1,206,000773
Income before extraordinary items$3,208,0001,293
Extraordinary gains, net$06
Net income$3,208,0001,291
Minority interest net income$065
Net income of bank and minority interests.$3,208,0001,292
Net charge-offs$9,0002,627
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,281,3301,694
2018-03-31 (YTD Data)Rank
Total interest income$8,116,000931
Total interest expense$550,0001,589
Net interest income$7,566,000860
Provision for loan and lease losses$45,0002,144
Total noninterest income$918,0001,343
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$213,0001,315
Trading account gains and fees$0123
Additional Noninterest Income$705,0001,199
Total noninterest expense$6,870,000812
Salaries and employee benefits$4,026,000797
Premises and equipment expense$1,178,000545
Additional noninterest expense$1,666,000974
Pre-tax net operating income$1,569,0001,435
Securities gains (losses)$1,174,00038
Applicable income taxes$754,000650
Income before extraordinary items$1,989,0001,063
Extraordinary gains, net$07
Net income$1,989,0001,062
Minority interest net income$052
Net income of bank and minority interests.$1,989,0001,063
Net charge-offs$1,0002,559
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,061,5401,740
2017-12-31 (YTD Data)Rank
Total interest income$31,031,000928
Total interest expense$2,015,0001,523
Net interest income$29,016,000861
Provision for loan and lease losses$04,227
Total noninterest income$3,626,0001,375
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$896,0001,298
Trading account gains and fees$0151
Additional Noninterest Income$2,730,0001,245
Total noninterest expense$27,659,000790
Salaries and employee benefits$17,107,000719
Premises and equipment expense$4,249,000578
Additional noninterest expense$6,303,0001,029
Pre-tax net operating income$4,983,0001,719
Securities gains (losses)$11,541,00022
Applicable income taxes$9,697,000419
Income before extraordinary items$6,827,0001,045
Extraordinary gains, net$09
Net income$6,827,0001,045
Minority interest net income$076
Net income of bank and minority interests.$6,827,0001,045
Net charge-offs$55,0002,906
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-559,2405,529
2017-09-30 (YTD Data)Rank
Total interest income$23,093,000931
Total interest expense$1,471,0001,537
Net interest income$21,622,000870
Provision for loan and lease losses$04,088
Total noninterest income$2,625,0001,417
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$656,0001,332
Trading account gains and fees$0145
Additional Noninterest Income$1,969,0001,293
Total noninterest expense$20,505,000799
Salaries and employee benefits$12,813,000723
Premises and equipment expense$3,094,000606
Additional noninterest expense$4,598,0001,053
Pre-tax net operating income$3,742,0001,738
Securities gains (losses)$11,582,00020
Applicable income taxes$5,977,000433
Income before extraordinary items$9,347,000667
Extraordinary gains, net$09
Net income$9,347,000667
Minority interest net income$071
Net income of bank and minority interests.$9,347,000667
Net charge-offs$1,0003,697
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,934,5202,434
2017-06-30 (YTD Data)Rank
Total interest income$15,232,000935
Total interest expense$954,0001,537
Net interest income$14,278,000878
Provision for loan and lease losses$03,871
Total noninterest income$1,714,0001,455
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$439,0001,313
Trading account gains and fees$0139
Additional Noninterest Income$1,275,0001,322
Total noninterest expense$13,864,000783
Salaries and employee benefits$8,720,000707
Premises and equipment expense$2,113,000585
Additional noninterest expense$3,031,0001,069
Pre-tax net operating income$2,128,0001,940
Securities gains (losses)$11,582,00013
Applicable income taxes$5,381,000352
Income before extraordinary items$8,329,000505
Extraordinary gains, net$011
Net income$8,329,000503
Minority interest net income$071
Net income of bank and minority interests.$8,329,000505
Net charge-offs$-1,0004,147
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$916,5202,935
2017-03-31 (YTD Data)Rank
Total interest income$7,570,000929
Total interest expense$481,0001,509
Net interest income$7,089,000878
Provision for loan and lease losses$03,537
Total noninterest income$903,0001,387
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$212,0001,344
Trading account gains and fees$0142
Additional Noninterest Income$691,0001,245
Total noninterest expense$7,257,000760
Salaries and employee benefits$4,675,000666
Premises and equipment expense$1,071,000594
Additional noninterest expense$1,511,0001,060
Pre-tax net operating income$735,0002,448
Securities gains (losses)$11,623,0007
Applicable income taxes$4,894,000233
Income before extraordinary items$7,464,000322
Extraordinary gains, net$08
Net income$7,464,000322
Minority interest net income$055
Net income of bank and minority interests.$7,464,000322
Net charge-offs$02,943
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$25,2805,447
2016-12-31 (YTD Data)Rank
Total interest income$29,878,000909
Total interest expense$2,076,0001,373
Net interest income$27,802,000857
Provision for loan and lease losses$04,332
Total noninterest income$3,578,0001,449
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,194,000591
Trading account gains and fees$0170
Additional Noninterest Income$1,384,0001,986
Total noninterest expense$26,770,000796
Salaries and employee benefits$16,397,000726
Premises and equipment expense$4,137,000599
Additional noninterest expense$6,236,0001,050
Pre-tax net operating income$4,610,0001,728
Securities gains (losses)$168,000971
Applicable income taxes$1,677,0001,193
Income before extraordinary items$3,101,0002,051
Extraordinary gains, net$05
Net income$3,101,0002,049
Minority interest net income$082
Net income of bank and minority interests.$3,101,0002,050
Net charge-offs$15,0003,736
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,991,8002,056
2016-09-30 (YTD Data)Rank
Total interest income$22,575,000890
Total interest expense$1,570,0001,359
Net interest income$21,005,000843
Provision for loan and lease losses$04,186
Total noninterest income$2,607,0001,473
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,660,000591
Trading account gains and fees$0169
Additional Noninterest Income$947,0002,111
Total noninterest expense$19,694,000814
Salaries and employee benefits$11,870,000743
Premises and equipment expense$3,068,000609
Additional noninterest expense$4,756,0001,042
Pre-tax net operating income$3,918,0001,582
Securities gains (losses)$168,000898
Applicable income taxes$1,521,0001,062
Income before extraordinary items$2,565,0001,904
Extraordinary gains, net$05
Net income$2,565,0001,904
Minority interest net income$071
Net income of bank and minority interests.$2,565,0001,904
Net charge-offs$13,0003,342
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,457,4801,918
2016-06-30 (YTD Data)Rank
Total interest income$15,095,000891
Total interest expense$1,048,0001,360
Net interest income$14,047,000831
Provision for loan and lease losses$04,017
Total noninterest income$1,749,0001,456
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,081,000593
Trading account gains and fees$0157
Additional Noninterest Income$668,0002,010
Total noninterest expense$12,994,000822
Salaries and employee benefits$7,763,000759
Premises and equipment expense$2,027,000614
Additional noninterest expense$3,204,0001,021
Pre-tax net operating income$2,802,0001,487
Securities gains (losses)$168,000673
Applicable income taxes$1,101,0001,010
Income before extraordinary items$1,869,0001,768
Extraordinary gains, net$016
Net income$1,869,0001,768
Minority interest net income$071
Net income of bank and minority interests.$1,869,0001,768
Net charge-offs$10,0003,081
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,761,4801,803
2016-03-31 (YTD Data)Rank
Total interest income$7,635,000878
Total interest expense$525,0001,353
Net interest income$7,110,000827
Provision for loan and lease losses$03,656
Total noninterest income$921,0001,389
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$526,000609
Trading account gains and fees$0142
Additional Noninterest Income$395,0001,758
Total noninterest expense$6,488,000814
Salaries and employee benefits$3,914,000757
Premises and equipment expense$1,011,000621
Additional noninterest expense$1,563,0001,048
Pre-tax net operating income$1,543,0001,382
Securities gains (losses)$31,0001,042
Applicable income taxes$583,000949
Income before extraordinary items$991,0001,641
Extraordinary gains, net$012
Net income$991,0001,642
Minority interest net income$062
Net income of bank and minority interests.$991,0001,642
Net charge-offs$4,0002,652
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$971,1601,627
2015-12-31 (YTD Data)Rank
Total interest income$29,407,000877
Total interest expense$2,189,0001,270
Net interest income$27,218,000833
Provision for loan and lease losses$04,380
Total noninterest income$3,764,0001,353
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,295,000580
Trading account gains and fees$0159
Additional Noninterest Income$1,469,0001,879
Total noninterest expense$25,315,000816
Salaries and employee benefits$14,868,000771
Premises and equipment expense$4,181,000592
Additional noninterest expense$6,266,0001,048
Pre-tax net operating income$5,667,0001,422
Securities gains (losses)$51,0001,633
Applicable income taxes$1,813,0001,073
Income before extraordinary items$3,905,0001,629
Extraordinary gains, net$023
Net income$3,905,0001,631
Minority interest net income$081
Net income of bank and minority interests.$3,905,0001,631
Net charge-offs$13,0003,925
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,870,3201,612
2015-09-30 (YTD Data)Rank
Total interest income$21,960,000883
Total interest expense$1,648,0001,274
Net interest income$20,312,000837
Provision for loan and lease losses$04,232
Total noninterest income$2,874,0001,350
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,738,000575
Trading account gains and fees$0153
Additional Noninterest Income$1,136,0001,860
Total noninterest expense$18,893,000833
Salaries and employee benefits$11,050,000790
Premises and equipment expense$3,221,000580
Additional noninterest expense$4,622,0001,064
Pre-tax net operating income$4,293,0001,441
Securities gains (losses)$51,0001,449
Applicable income taxes$1,374,0001,100
Income before extraordinary items$2,970,0001,641
Extraordinary gains, net$021
Net income$2,970,0001,643
Minority interest net income$078
Net income of bank and minority interests.$2,970,0001,643
Net charge-offs$4,0003,882
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,935,3201,617
2015-06-30 (YTD Data)Rank
Total interest income$14,643,000882
Total interest expense$1,110,0001,262
Net interest income$13,533,000837
Provision for loan and lease losses$04,069
Total noninterest income$1,876,0001,381
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,079,000600
Trading account gains and fees$0157
Additional Noninterest Income$797,0001,816
Total noninterest expense$12,538,000833
Salaries and employee benefits$7,330,000796
Premises and equipment expense$2,199,000576
Additional noninterest expense$3,009,0001,088
Pre-tax net operating income$2,871,0001,428
Securities gains (losses)$02,636
Applicable income taxes$884,0001,114
Income before extraordinary items$1,987,0001,621
Extraordinary gains, net$022
Net income$1,987,0001,624
Minority interest net income$075
Net income of bank and minority interests.$1,987,0001,624
Net charge-offs$1,0003,770
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,987,0001,578
2015-03-31 (YTD Data)Rank
Total interest income$7,383,000868
Total interest expense$571,0001,230
Net interest income$6,812,000829
Provision for loan and lease losses$03,703
Total noninterest income$976,0001,319
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$514,000612
Trading account gains and fees$0152
Additional Noninterest Income$462,0001,597
Total noninterest expense$6,396,000818
Salaries and employee benefits$3,693,000797
Premises and equipment expense$1,202,000542
Additional noninterest expense$1,501,0001,069
Pre-tax net operating income$1,392,0001,426
Securities gains (losses)$02,027
Applicable income taxes$419,0001,155
Income before extraordinary items$973,0001,648
Extraordinary gains, net$013
Net income$973,0001,650
Minority interest net income$064
Net income of bank and minority interests.$973,0001,650
Net charge-offs$03,288
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$973,0001,583
2014-12-31 (YTD Data)Rank
Total interest income$30,048,000835
Total interest expense$2,721,0001,095
Net interest income$27,327,000800
Provision for loan and lease losses$04,603
Total noninterest income$3,840,0001,311
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,285,000603
Trading account gains and fees$0180
Additional Noninterest Income$1,555,0001,731
Total noninterest expense$24,224,000827
Salaries and employee benefits$13,795,000802
Premises and equipment expense$4,215,000586
Additional noninterest expense$6,214,0001,066
Pre-tax net operating income$6,943,0001,166
Securities gains (losses)$272,000652
Applicable income taxes$2,206,000912
Income before extraordinary items$5,009,0001,305
Extraordinary gains, net$017
Net income$5,009,0001,304
Minority interest net income$084
Net income of bank and minority interests.$5,009,0001,304
Net charge-offs$-42,0005,953
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,821,3201,315
2014-09-30 (YTD Data)Rank
Total interest income$22,498,000838
Total interest expense$2,081,0001,086
Net interest income$20,417,000802
Provision for loan and lease losses$04,401
Total noninterest income$2,932,0001,312
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,708,000600
Trading account gains and fees$0174
Additional Noninterest Income$1,224,0001,694
Total noninterest expense$17,915,000843
Salaries and employee benefits$10,172,000815
Premises and equipment expense$3,172,000582
Additional noninterest expense$4,571,0001,080
Pre-tax net operating income$5,434,0001,131
Securities gains (losses)$272,000512
Applicable income taxes$1,776,000878
Income before extraordinary items$3,930,0001,233
Extraordinary gains, net$015
Net income$3,930,0001,230
Minority interest net income$081
Net income of bank and minority interests.$3,930,0001,232
Net charge-offs$-55,0006,062
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,742,3201,275
2014-06-30 (YTD Data)Rank
Total interest income$15,041,000833
Total interest expense$1,428,0001,056
Net interest income$13,613,000804
Provision for loan and lease losses$04,196
Total noninterest income$2,020,0001,278
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,133,000596
Trading account gains and fees$0172
Additional Noninterest Income$887,0001,576
Total noninterest expense$11,833,000845
Salaries and employee benefits$6,685,000818
Premises and equipment expense$2,121,000584
Additional noninterest expense$3,027,0001,076
Pre-tax net operating income$3,800,0001,065
Securities gains (losses)$61,0001,060
Applicable income taxes$1,248,000818
Income before extraordinary items$2,613,0001,211
Extraordinary gains, net$020
Net income$2,613,0001,210
Minority interest net income$080
Net income of bank and minority interests.$2,613,0001,212
Net charge-offs$-24,0005,949
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,571,5201,204
2014-03-31 (YTD Data)Rank
Total interest income$7,567,000826
Total interest expense$737,0001,031
Net interest income$6,830,000802
Provision for loan and lease losses$03,817
Total noninterest income$1,028,0001,225
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$507,000643
Trading account gains and fees$0147
Additional Noninterest Income$521,0001,377
Total noninterest expense$5,917,000850
Salaries and employee benefits$3,323,000837
Premises and equipment expense$1,091,000577
Additional noninterest expense$1,503,0001,077
Pre-tax net operating income$1,941,0001,007
Securities gains (losses)$01,715
Applicable income taxes$632,000784
Income before extraordinary items$1,309,0001,169
Extraordinary gains, net$016
Net income$1,309,0001,169
Minority interest net income$066
Net income of bank and minority interests.$1,309,0001,170
Net charge-offs$6,0003,056
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,309,0001,150
2013-12-31 (YTD Data)Rank
Total interest income$30,886,000802
Total interest expense$4,631,000726
Net interest income$26,255,000812
Provision for loan and lease losses$25,0004,614
Total noninterest income$3,867,0001,344
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,238,000621
Trading account gains and fees$0184
Additional Noninterest Income$1,629,0001,757
Total noninterest expense$24,951,000809
Salaries and employee benefits$14,835,000739
Premises and equipment expense$4,091,000592
Additional noninterest expense$6,025,0001,127
Pre-tax net operating income$5,146,0001,397
Securities gains (losses)$3,0002,899
Applicable income taxes$1,146,0001,340
Income before extraordinary items$4,003,0001,508
Extraordinary gains, net$029
Net income$4,003,0001,510
Minority interest net income$090
Net income of bank and minority interests.$4,003,0001,512
Net charge-offs$122,0003,553
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,000,6601,474
2013-09-30 (YTD Data)Rank
Total interest income$23,215,000803
Total interest expense$3,786,000689
Net interest income$19,429,000824
Provision for loan and lease losses$04,941
Total noninterest income$2,976,0001,355
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,681,000620
Trading account gains and fees$0180
Additional Noninterest Income$1,295,0001,725
Total noninterest expense$18,472,000831
Salaries and employee benefits$11,145,000738
Premises and equipment expense$3,026,000608
Additional noninterest expense$4,301,0001,166
Pre-tax net operating income$3,933,0001,401
Securities gains (losses)$3,0002,773
Applicable income taxes$769,0001,488
Income before extraordinary items$3,167,0001,430
Extraordinary gains, net$025
Net income$3,167,0001,432
Minority interest net income$084
Net income of bank and minority interests.$3,167,0001,432
Net charge-offs$86,0003,402
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,164,6001,402
2013-06-30 (YTD Data)Rank
Total interest income$15,629,000789
Total interest expense$2,596,000680
Net interest income$13,033,000815
Provision for loan and lease losses$04,788
Total noninterest income$1,837,0001,433
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,106,000608
Trading account gains and fees$0157
Additional Noninterest Income$731,0001,953
Total noninterest expense$12,405,000818
Salaries and employee benefits$7,550,000723
Premises and equipment expense$2,041,000607
Additional noninterest expense$2,814,0001,180
Pre-tax net operating income$2,465,0001,452
Securities gains (losses)$02,791
Applicable income taxes$301,0002,017
Income before extraordinary items$2,164,0001,400
Extraordinary gains, net$022
Net income$2,164,0001,403
Minority interest net income$082
Net income of bank and minority interests.$2,164,0001,403
Net charge-offs$36,0003,609
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,164,0001,337
2013-03-31 (YTD Data)Rank
Total interest income$7,936,000783
Total interest expense$1,319,000700
Net interest income$6,617,000800
Provision for loan and lease losses$04,409
Total noninterest income$966,0001,390
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$537,000623
Trading account gains and fees$0148
Additional Noninterest Income$429,0001,765
Total noninterest expense$6,356,000811
Salaries and employee benefits$3,900,000713
Premises and equipment expense$1,059,000593
Additional noninterest expense$1,397,0001,180
Pre-tax net operating income$1,227,0001,445
Securities gains (losses)$01,966
Applicable income taxes$-71,0006,899
Income before extraordinary items$1,298,0001,148
Extraordinary gains, net$010
Net income$1,298,0001,150
Minority interest net income$076
Net income of bank and minority interests.$1,298,0001,150
Net charge-offs$35,0002,690
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,298,0001,093
2012-12-31 (YTD Data)Rank
Total interest income$34,650,000751
Total interest expense$5,836,000750
Net interest income$28,814,000749
Provision for loan and lease losses$05,905
Total noninterest income$3,565,0001,441
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,276,000627
Trading account gains and fees$0166
Additional Noninterest Income$1,289,0002,032
Total noninterest expense$24,127,000828
Salaries and employee benefits$14,601,000714
Premises and equipment expense$3,845,000629
Additional noninterest expense$5,681,0001,209
Pre-tax net operating income$8,252,000865
Securities gains (losses)$226,0001,597
Applicable income taxes$2,801,000644
Income before extraordinary items$5,677,0001,048
Extraordinary gains, net$029
Net income$5,677,0001,048
Minority interest net income$093
Net income of bank and minority interests.$5,677,0001,048
Net charge-offs$215,0003,687
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,525,5801,022
2012-09-30 (YTD Data)Rank
Total interest income$26,404,000753
Total interest expense$4,448,000782
Net interest income$21,956,000742
Provision for loan and lease losses$05,790
Total noninterest income$2,697,0001,415
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,699,000632
Trading account gains and fees$0157
Additional Noninterest Income$998,0002,001
Total noninterest expense$17,622,000848
Salaries and employee benefits$10,691,000731
Premises and equipment expense$2,853,000639
Additional noninterest expense$4,078,0001,253
Pre-tax net operating income$7,031,000797
Securities gains (losses)$226,0001,336
Applicable income taxes$2,409,000606
Income before extraordinary items$4,848,000953
Extraordinary gains, net$020
Net income$4,848,000953
Minority interest net income$086
Net income of bank and minority interests.$4,848,000953
Net charge-offs$142,0003,655
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,696,580924
2012-06-30 (YTD Data)Rank
Total interest income$17,865,000750
Total interest expense$3,005,000801
Net interest income$14,860,000740
Provision for loan and lease losses$05,619
Total noninterest income$1,871,0001,385
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,143,000622
Trading account gains and fees$0153
Additional Noninterest Income$728,0001,869
Total noninterest expense$11,678,000846
Salaries and employee benefits$7,094,000733
Premises and equipment expense$1,895,000638
Additional noninterest expense$2,689,0001,263
Pre-tax net operating income$5,053,000734
Securities gains (losses)$76,0001,783
Applicable income taxes$1,723,000572
Income before extraordinary items$3,406,000892
Extraordinary gains, net$019
Net income$3,406,000891
Minority interest net income$084
Net income of bank and minority interests.$3,406,000892
Net charge-offs$110,0003,324
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,355,840847
2012-03-31 (YTD Data)Rank
Total interest income$9,076,000748
Total interest expense$1,508,000837
Net interest income$7,568,000725
Provision for loan and lease losses$05,254
Total noninterest income$998,0001,327
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$568,000622
Trading account gains and fees$0148
Additional Noninterest Income$430,0001,670
Total noninterest expense$5,831,000855
Salaries and employee benefits$3,588,000725
Premises and equipment expense$921,000652
Additional noninterest expense$1,322,0001,268
Pre-tax net operating income$2,735,000676
Securities gains (losses)$62,0001,137
Applicable income taxes$1,000,000506
Income before extraordinary items$1,797,000840
Extraordinary gains, net$019
Net income$1,797,000839
Minority interest net income$078
Net income of bank and minority interests.$1,797,000841
Net charge-offs$42,0003,150
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,757,320798
2011-12-31 (YTD Data)Rank
Total interest income$39,182,000715
Total interest expense$6,683,000907
Net interest income$32,499,000663
Provision for loan and lease losses$400,0003,737
Total noninterest income$3,412,0001,367
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,039,000718
Trading account gains and fees$0146
Additional Noninterest Income$1,373,0001,744
Total noninterest expense$22,550,000874
Salaries and employee benefits$13,539,000730
Premises and equipment expense$3,714,000661
Additional noninterest expense$5,297,0001,311
Pre-tax net operating income$12,961,000502
Securities gains (losses)$-472,0007,231
Applicable income taxes$4,089,000467
Income before extraordinary items$8,400,000611
Extraordinary gains, net$029
Net income$8,400,000611
Minority interest net income$096
Net income of bank and minority interests.$8,400,000612
Net charge-offs$274,0003,905
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$8,716,240577
2011-09-30 (YTD Data)Rank
Total interest income$29,833,000718
Total interest expense$5,120,000932
Net interest income$24,713,000660
Provision for loan and lease losses$360,0003,361
Total noninterest income$2,634,0001,344
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,516,000730
Trading account gains and fees$0145
Additional Noninterest Income$1,118,0001,630
Total noninterest expense$16,515,000898
Salaries and employee benefits$9,774,000762
Premises and equipment expense$2,827,000669
Additional noninterest expense$3,914,0001,319
Pre-tax net operating income$10,472,000489
Securities gains (losses)$-434,0007,334
Applicable income taxes$3,297,000447
Income before extraordinary items$6,741,000608
Extraordinary gains, net$021
Net income$6,741,000604
Minority interest net income$087
Net income of bank and minority interests.$6,741,000608
Net charge-offs$206,0003,685
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$7,031,780572
2011-06-30 (YTD Data)Rank
Total interest income$20,231,000719
Total interest expense$3,492,000937
Net interest income$16,739,000651
Provision for loan and lease losses$240,0003,291
Total noninterest income$1,809,0001,315
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$988,000743
Trading account gains and fees$0153
Additional Noninterest Income$821,0001,533
Total noninterest expense$11,217,000893
Salaries and employee benefits$6,493,000769
Premises and equipment expense$1,911,000661
Additional noninterest expense$2,813,0001,255
Pre-tax net operating income$7,091,000482
Securities gains (losses)$-1,042,0007,471
Applicable income taxes$2,109,000445
Income before extraordinary items$3,940,000661
Extraordinary gains, net$015
Net income$3,940,000659
Minority interest net income$089
Net income of bank and minority interests.$3,940,000661
Net charge-offs$48,0004,483
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$4,617,300561
2011-03-31 (YTD Data)Rank
Total interest income$10,160,000721
Total interest expense$1,782,000951
Net interest income$8,378,000656
Provision for loan and lease losses$120,0003,114
Total noninterest income$1,012,0001,204
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$444,000810
Trading account gains and fees$0158
Additional Noninterest Income$568,0001,236
Total noninterest expense$5,710,000877
Salaries and employee benefits$3,245,000779
Premises and equipment expense$984,000664
Additional noninterest expense$1,481,0001,204
Pre-tax net operating income$3,560,000483
Securities gains (losses)$-100,0007,401
Applicable income taxes$1,311,000385
Income before extraordinary items$2,149,000611
Extraordinary gains, net$09
Net income$2,149,000608
Minority interest net income$086
Net income of bank and minority interests.$2,149,000611
Net charge-offs$12,0004,307
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,213,000577
2010-12-31 (YTD Data)Rank
Total interest income$44,940,000665
Total interest expense$9,240,000897
Net interest income$35,700,000605
Provision for loan and lease losses$570,0003,947
Total noninterest income$3,656,0001,351
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,184,000689
Trading account gains and fees$0175
Additional Noninterest Income$1,472,0001,724
Total noninterest expense$23,588,000850
Salaries and employee benefits$13,165,000734
Premises and equipment expense$3,818,000674
Additional noninterest expense$6,605,0001,119
Pre-tax net operating income$15,198,000382
Securities gains (losses)$-16,316,0007,639
Applicable income taxes$-1,569,0007,410
Income before extraordinary items$451,0004,456
Extraordinary gains, net$029
Net income$451,0004,456
Minority interest net income$0111
Net income of bank and minority interests.$451,0004,456
Net charge-offs$495,0003,670
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$10,893,240404
2010-09-30 (YTD Data)Rank
Total interest income$34,236,000660
Total interest expense$7,172,000902
Net interest income$27,064,000599
Provision for loan and lease losses$300,0004,314
Total noninterest income$2,719,0001,339
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,646,000693
Trading account gains and fees$0165
Additional Noninterest Income$1,073,0001,733
Total noninterest expense$17,049,000868
Salaries and employee benefits$9,532,000756
Premises and equipment expense$2,847,000683
Additional noninterest expense$4,670,0001,161
Pre-tax net operating income$12,434,000351
Securities gains (losses)$-8,450,0007,736
Applicable income taxes$542,0001,594
Income before extraordinary items$3,442,0001,002
Extraordinary gains, net$023
Net income$3,442,0001,005
Minority interest net income$0110
Net income of bank and minority interests.$3,442,0001,005
Net charge-offs$472,0003,157
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$10,709,000316
2010-06-30 (YTD Data)Rank
Total interest income$23,143,000655
Total interest expense$4,825,000924
Net interest income$18,318,000592
Provision for loan and lease losses$150,0004,587
Total noninterest income$1,798,0001,320
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,082,000709
Trading account gains and fees$0152
Additional Noninterest Income$716,0001,645
Total noninterest expense$11,411,000870
Salaries and employee benefits$6,346,000756
Premises and equipment expense$1,942,000671
Additional noninterest expense$3,123,0001,141
Pre-tax net operating income$8,555,000338
Securities gains (losses)$-4,127,0007,799
Applicable income taxes$1,972,000405
Income before extraordinary items$2,456,000913
Extraordinary gains, net$019
Net income$2,456,000913
Minority interest net income$0105
Net income of bank and minority interests.$2,456,000914
Net charge-offs$421,0002,642
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$5,097,280424
2010-03-31 (YTD Data)Rank
Total interest income$11,598,000671
Total interest expense$2,439,000961
Net interest income$9,159,000603
Provision for loan and lease losses$75,0004,293
Total noninterest income$1,014,0001,221
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$521,000743
Trading account gains and fees$0175
Additional Noninterest Income$493,0001,314
Total noninterest expense$5,671,000879
Salaries and employee benefits$3,132,000777
Premises and equipment expense$978,000683
Additional noninterest expense$1,561,0001,126
Pre-tax net operating income$4,427,000324
Securities gains (losses)$-3,034,0007,909
Applicable income taxes$711,000505
Income before extraordinary items$682,0001,602
Extraordinary gains, net$016
Net income$682,0001,604
Minority interest net income$091
Net income of bank and minority interests.$682,0001,604
Net charge-offs$205,0002,409
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,623,760404
2009-12-31 (YTD Data)Rank
Total interest income$51,485,000630
Total interest expense$16,307,000701
Net interest income$35,178,000610
Provision for loan and lease losses$320,0005,175
Total noninterest income$3,166,0001,550
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,216,000765
Trading account gains and fees$0211
Additional Noninterest Income$950,0002,210
Total noninterest expense$23,597,000890
Salaries and employee benefits$12,820,000765
Premises and equipment expense$3,989,000666
Additional noninterest expense$6,788,0001,148
Pre-tax net operating income$14,427,000292
Securities gains (losses)$-9,072,0007,937
Applicable income taxes$2,954,000406
Income before extraordinary items$2,401,0001,394
Extraordinary gains, net$034
Net income$2,401,0001,392
Minority interest net income$0115
Net income of bank and minority interests.$2,401,0001,393
Net charge-offs$76,0005,926
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$8,207,080400
2009-09-30 (YTD Data)Rank
Total interest income$39,402,000636
Total interest expense$13,528,000677
Net interest income$25,874,000625
Provision for loan and lease losses$290,0004,636
Total noninterest income$2,367,0001,573
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,642,000770
Trading account gains and fees$0212
Additional Noninterest Income$725,0002,249
Total noninterest expense$17,398,000905
Salaries and employee benefits$9,261,000802
Premises and equipment expense$2,948,000691
Additional noninterest expense$5,189,0001,088
Pre-tax net operating income$10,553,000310
Securities gains (losses)$-5,838,0008,015
Applicable income taxes$2,871,000338
Income before extraordinary items$1,844,0001,454
Extraordinary gains, net$027
Net income$1,844,0001,452
Minority interest net income$0118
Net income of bank and minority interests.$1,844,0001,454
Net charge-offs$71,0005,390
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,580,320469
2009-06-30 (YTD Data)Rank
Total interest income$26,725,000641
Total interest expense$10,003,000647
Net interest income$16,722,000645
Provision for loan and lease losses$60,0005,816
Total noninterest income$1,629,0001,551
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,080,000768
Trading account gains and fees$0193
Additional Noninterest Income$549,0002,091
Total noninterest expense$11,702,000906
Salaries and employee benefits$6,190,000822
Premises and equipment expense$1,989,000706
Additional noninterest expense$3,523,0001,091
Pre-tax net operating income$6,589,000336
Securities gains (losses)$-3,244,0008,093
Applicable income taxes$1,903,000347
Income before extraordinary items$1,442,0001,314
Extraordinary gains, net$021
Net income$1,442,0001,313
Minority interest net income$0112
Net income of bank and minority interests.$1,442,0001,313
Net charge-offs$65,0004,675
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,518,160482
2009-03-31 (YTD Data)Rank
Total interest income$13,678,000635
Total interest expense$5,623,000590
Net interest income$8,055,000655
Provision for loan and lease losses$30,0005,394
Total noninterest income$841,0001,496
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$526,000762
Trading account gains and fees$0171
Additional Noninterest Income$315,0001,887
Total noninterest expense$5,902,000855
Salaries and employee benefits$3,116,000812
Premises and equipment expense$1,013,000704
Additional noninterest expense$1,773,000943
Pre-tax net operating income$2,964,000408
Securities gains (losses)$-636,0008,116
Applicable income taxes$1,277,000298
Income before extraordinary items$1,051,0001,029
Extraordinary gains, net$015
Net income$1,051,0001,029
Minority interest net income$0102
Net income of bank and minority interests.$1,051,0001,031
Net charge-offs$83,0003,063
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,458,040659
2008-12-31 (YTD Data)Rank
Total interest income$65,662,000570
Total interest expense$35,807,000452
Net interest income$29,855,000732
Provision for loan and lease losses$120,0005,805
Total noninterest income$3,677,0001,353
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,144,000818
Trading account gains and fees$0154
Additional Noninterest Income$1,533,0001,565
Total noninterest expense$23,988,000827
Salaries and employee benefits$13,867,000714
Premises and equipment expense$3,905,000701
Additional noninterest expense$6,216,0001,034
Pre-tax net operating income$9,424,000586
Securities gains (losses)$-20,575,0008,229
Applicable income taxes$2,035,000671
Income before extraordinary items$-13,186,0008,040
Extraordinary gains, net$039
Net income$-13,186,0008,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0005,124
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$7,389,000571
2008-09-30 (YTD Data)Rank
Total interest income$50,662,000575
Total interest expense$29,015,000443
Net interest income$21,647,000769
Provision for loan and lease losses$90,0005,263
Total noninterest income$2,431,0001,532
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,603,000829
Trading account gains and fees$0148
Additional Noninterest Income$828,0002,073
Total noninterest expense$17,116,000861
Salaries and employee benefits$9,629,000790
Premises and equipment expense$2,886,000717
Additional noninterest expense$4,601,000998
Pre-tax net operating income$6,872,000729
Securities gains (losses)$-19,435,0008,325
Applicable income taxes$2,198,000599
Income before extraordinary items$-14,761,0008,253
Extraordinary gains, net$031
Net income$-14,761,0008,252
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0005,625
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,674,000826
2008-06-30 (YTD Data)Rank
Total interest income$34,334,000574
Total interest expense$20,783,000425
Net interest income$13,551,000807
Provision for loan and lease losses$60,0004,901
Total noninterest income$1,565,0001,595
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,004,000868
Trading account gains and fees$0149
Additional Noninterest Income$561,0002,079
Total noninterest expense$11,317,000868
Salaries and employee benefits$6,411,000803
Premises and equipment expense$1,876,000739
Additional noninterest expense$3,030,000980
Pre-tax net operating income$3,739,000948
Securities gains (losses)$-15,647,0008,428
Applicable income taxes$1,165,000823
Income before extraordinary items$-13,073,0008,377
Extraordinary gains, net$021
Net income$-13,073,0008,376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,516
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,574,0001,061
2008-03-31 (YTD Data)Rank
Total interest income$17,381,000582
Total interest expense$10,932,000436
Net interest income$6,449,000838
Provision for loan and lease losses$30,0004,346
Total noninterest income$840,0001,514
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$473,000915
Trading account gains and fees$0158
Additional Noninterest Income$367,0001,721
Total noninterest expense$5,564,000866
Salaries and employee benefits$3,136,000823
Premises and equipment expense$951,000737
Additional noninterest expense$1,477,000983
Pre-tax net operating income$1,695,0001,123
Securities gains (losses)$13,0001,848
Applicable income taxes$536,000955
Income before extraordinary items$1,172,0001,285
Extraordinary gains, net$015
Net income$1,172,0001,288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,163,0301,260
2007-12-31 (YTD Data)Rank
Total interest income$66,647,000631
Total interest expense$41,430,000493
Net interest income$25,217,000876
Provision for loan and lease losses$18,0006,370
Total noninterest income$2,662,0001,792
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,614,0001,096
Trading account gains and fees$0178
Additional Noninterest Income$1,048,0002,157
Total noninterest expense$22,353,000828
Salaries and employee benefits$13,163,000739
Premises and equipment expense$3,863,000689
Additional noninterest expense$5,327,0001,057
Pre-tax net operating income$5,508,0001,516
Securities gains (losses)$-378,0008,338
Applicable income taxes$1,684,0001,292
Income before extraordinary items$3,446,0001,818
Extraordinary gains, net$039
Net income$3,446,0001,817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,0003,433
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,699,2601,699
2007-09-30 (YTD Data)Rank
Total interest income$49,239,000637
Total interest expense$30,269,000505
Net interest income$18,970,000869
Provision for loan and lease losses$14,0006,059
Total noninterest income$1,918,0001,851
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,188,0001,108
Trading account gains and fees$0184
Additional Noninterest Income$730,0002,250
Total noninterest expense$16,521,000832
Salaries and employee benefits$9,777,000749
Premises and equipment expense$2,857,000694
Additional noninterest expense$3,887,0001,059
Pre-tax net operating income$4,353,0001,552
Securities gains (losses)$-471,0008,452
Applicable income taxes$1,299,0001,361
Income before extraordinary items$2,583,0001,948
Extraordinary gains, net$033
Net income$2,583,0001,946
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0002,453
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,898,5701,732
2007-06-30 (YTD Data)Rank
Total interest income$32,151,000662
Total interest expense$19,573,000527
Net interest income$12,578,000889
Provision for loan and lease losses$9,0005,815
Total noninterest income$1,268,0001,875
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$777,0001,135
Trading account gains and fees$0168
Additional Noninterest Income$491,0002,268
Total noninterest expense$11,084,000841
Salaries and employee benefits$6,579,000761
Premises and equipment expense$1,927,000707
Additional noninterest expense$2,578,0001,077
Pre-tax net operating income$2,753,0001,672
Securities gains (losses)$73,000470
Applicable income taxes$937,0001,333
Income before extraordinary items$1,889,0001,837
Extraordinary gains, net$029
Net income$1,889,0001,837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,783
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,840,0901,861
2007-03-31 (YTD Data)Rank
Total interest income$15,701,000664
Total interest expense$9,503,000527
Net interest income$6,198,000901
Provision for loan and lease losses$5,0005,396
Total noninterest income$640,0001,850
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$371,0001,158
Trading account gains and fees$0195
Additional Noninterest Income$269,0002,115
Total noninterest expense$5,483,000846
Salaries and employee benefits$3,207,000791
Premises and equipment expense$977,000699
Additional noninterest expense$1,299,0001,053
Pre-tax net operating income$1,350,0001,693
Securities gains (losses)$33,000468
Applicable income taxes$453,0001,386
Income before extraordinary items$930,0001,833
Extraordinary gains, net$022
Net income$930,0001,833
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0003,890
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$907,8901,850
2006-12-31 (YTD Data)Rank
Total interest income$56,112,000688
Total interest expense$31,804,000544
Net interest income$24,308,000911
Provision for loan and lease losses$11,0006,554
Total noninterest income$2,482,0001,893
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,467,0001,209
Trading account gains and fees$0130
Additional Noninterest Income$1,015,0002,199
Total noninterest expense$21,551,000822
Salaries and employee benefits$12,076,000779
Premises and equipment expense$3,740,000686
Additional noninterest expense$5,735,000928
Pre-tax net operating income$5,228,0001,810
Securities gains (losses)$-716,0008,550
Applicable income taxes$1,459,0001,701
Income before extraordinary items$3,053,0002,246
Extraordinary gains, net$051
Net income$3,053,0002,246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0005,001
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,539,8801,988
2006-09-30 (YTD Data)Rank
Total interest income$40,937,000710
Total interest expense$22,715,000563
Net interest income$18,222,000933
Provision for loan and lease losses$6,0006,493
Total noninterest income$1,742,0002,001
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,077,0001,242
Trading account gains and fees$0126
Additional Noninterest Income$665,0002,393
Total noninterest expense$15,890,000844
Salaries and employee benefits$8,940,000808
Premises and equipment expense$2,728,000721
Additional noninterest expense$4,222,000943
Pre-tax net operating income$4,068,0001,808
Securities gains (losses)$-716,0008,655
Applicable income taxes$1,133,0001,720
Income before extraordinary items$2,219,0002,384
Extraordinary gains, net$045
Net income$2,219,0002,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0004,313
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,691,5602,010
2006-06-30 (YTD Data)Rank
Total interest income$26,410,000716
Total interest expense$14,462,000563
Net interest income$11,948,000953
Provision for loan and lease losses$2,0006,347
Total noninterest income$1,192,0001,961
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$714,0001,243
Trading account gains and fees$0126
Additional Noninterest Income$478,0002,279
Total noninterest expense$10,613,000845
Salaries and employee benefits$6,034,000806
Premises and equipment expense$1,812,000727
Additional noninterest expense$2,767,000973
Pre-tax net operating income$2,525,0001,935
Securities gains (losses)$-228,0008,638
Applicable income taxes$768,0001,720
Income before extraordinary items$1,529,0002,308
Extraordinary gains, net$039
Net income$1,529,0002,311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0003,668
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,681,7602,119
2006-03-31 (YTD Data)Rank
Total interest income$13,111,000704
Total interest expense$6,917,000550
Net interest income$6,194,000913
Provision for loan and lease losses$06,013
Total noninterest income$611,0001,914
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$343,0001,255
Trading account gains and fees$0115
Additional Noninterest Income$268,0002,103
Total noninterest expense$5,248,000851
Salaries and employee benefits$2,944,000827
Premises and equipment expense$928,000701
Additional noninterest expense$1,376,000969
Pre-tax net operating income$1,557,0001,574
Securities gains (losses)$-228,0008,717
Applicable income taxes$450,0001,512
Income before extraordinary items$879,0002,012
Extraordinary gains, net$021
Net income$879,0002,011
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0002,493
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,029,4801,726
2005-12-31 (YTD Data)Rank
Total interest income$48,722,000664
Total interest expense$23,370,000515
Net interest income$25,352,000843
Provision for loan and lease losses$25,0006,321
Total noninterest income$2,404,0001,929
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,381,0001,290
Trading account gains and fees$0138
Additional Noninterest Income$1,023,0002,179
Total noninterest expense$20,228,000838
Salaries and employee benefits$11,277,000799
Premises and equipment expense$3,456,000715
Additional noninterest expense$5,495,000945
Pre-tax net operating income$7,503,0001,266
Securities gains (losses)$-728,0008,735
Applicable income taxes$2,269,0001,230
Income before extraordinary items$4,506,0001,559
Extraordinary gains, net$046
Net income$4,506,0001,559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0005,115
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,993,7601,398
2005-09-30 (YTD Data)Rank
Total interest income$35,809,000657
Total interest expense$16,656,000507
Net interest income$19,153,000826
Provision for loan and lease losses$06,899
Total noninterest income$1,719,0001,995
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,026,0001,287
Trading account gains and fees$0126
Additional Noninterest Income$693,0002,334
Total noninterest expense$14,871,000849
Salaries and employee benefits$8,289,000813
Premises and equipment expense$2,583,000705
Additional noninterest expense$3,999,000960
Pre-tax net operating income$6,001,0001,193
Securities gains (losses)$-728,0008,804
Applicable income taxes$1,841,0001,156
Income before extraordinary items$3,432,0001,536
Extraordinary gains, net$035
Net income$3,432,0001,536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,033
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,905,2001,353
2005-06-30 (YTD Data)Rank
Total interest income$23,341,000654
Total interest expense$10,474,000501
Net interest income$12,867,000813
Provision for loan and lease losses$06,626
Total noninterest income$1,166,0001,961
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$673,0001,267
Trading account gains and fees$0116
Additional Noninterest Income$493,0002,206
Total noninterest expense$9,694,000865
Salaries and employee benefits$5,356,000831
Premises and equipment expense$1,689,000709
Additional noninterest expense$2,649,000960
Pre-tax net operating income$4,339,0001,088
Securities gains (losses)$-407,0008,809
Applicable income taxes$1,382,0001,024
Income before extraordinary items$2,550,0001,369
Extraordinary gains, net$030
Net income$2,550,0001,370
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,491
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,814,5501,228
2005-03-31 (YTD Data)Rank
Total interest income$11,389,000660
Total interest expense$4,926,000501
Net interest income$6,463,000803
Provision for loan and lease losses$06,226
Total noninterest income$591,0001,903
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$324,0001,264
Trading account gains and fees$0115
Additional Noninterest Income$267,0002,045
Total noninterest expense$4,730,000880
Salaries and employee benefits$2,590,000857
Premises and equipment expense$852,000702
Additional noninterest expense$1,288,000972
Pre-tax net operating income$2,324,0001,008
Securities gains (losses)$-117,0008,846
Applicable income taxes$809,000897
Income before extraordinary items$1,398,0001,238
Extraordinary gains, net$024
Net income$1,398,0001,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,869
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,472,8801,150
2004-12-31 (YTD Data)Rank
Total interest income$42,214,000664
Total interest expense$17,166,000490
Net interest income$25,048,000787
Provision for loan and lease losses$07,314
Total noninterest income$2,072,0002,147
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,108,0001,583
Trading account gains and fees$0138
Additional Noninterest Income$964,0002,198
Total noninterest expense$18,580,000875
Salaries and employee benefits$10,493,000818
Premises and equipment expense$2,866,000787
Additional noninterest expense$5,221,000966
Pre-tax net operating income$8,540,0001,025
Securities gains (losses)$815,000324
Applicable income taxes$2,792,000953
Income before extraordinary items$6,563,0001,012
Extraordinary gains, net$034
Net income$6,563,0001,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0006,043
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,992,5001,060
2004-09-30 (YTD Data)Rank
Total interest income$31,164,000666
Total interest expense$12,495,000486
Net interest income$18,669,000785
Provision for loan and lease losses$07,100
Total noninterest income$1,390,0002,326
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$663,0001,976
Trading account gains and fees$0134
Additional Noninterest Income$727,0002,210
Total noninterest expense$13,519,000904
Salaries and employee benefits$7,734,000835
Premises and equipment expense$2,038,000830
Additional noninterest expense$3,747,000996
Pre-tax net operating income$6,540,0001,011
Securities gains (losses)$811,000308
Applicable income taxes$2,221,000931
Income before extraordinary items$5,130,000971
Extraordinary gains, net$026
Net income$5,130,000972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,550
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,562,3001,039
2004-06-30 (YTD Data)Rank
Total interest income$20,504,000669
Total interest expense$8,107,000491
Net interest income$12,397,000775
Provision for loan and lease losses$06,885
Total noninterest income$897,0002,374
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$472,0001,850
Trading account gains and fees$0130
Additional Noninterest Income$425,0002,421
Total noninterest expense$8,951,000909
Salaries and employee benefits$5,119,000840
Premises and equipment expense$1,326,000846
Additional noninterest expense$2,506,000986
Pre-tax net operating income$4,343,0001,007
Securities gains (losses)$811,000251
Applicable income taxes$1,720,000820
Income before extraordinary items$3,434,000956
Extraordinary gains, net$021
Net income$3,434,000957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,183
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,890,6301,090
2004-03-31 (YTD Data)Rank
Total interest income$10,197,000681
Total interest expense$3,995,000506
Net interest income$6,202,000789
Provision for loan and lease losses$06,501
Total noninterest income$456,0002,311
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$221,0001,907
Trading account gains and fees$0121
Additional Noninterest Income$235,0002,218
Total noninterest expense$4,553,000902
Salaries and employee benefits$2,642,000825
Premises and equipment expense$654,000868
Additional noninterest expense$1,257,000981
Pre-tax net operating income$2,105,0001,027
Securities gains (losses)$-129,0009,074
Applicable income taxes$639,0001,066
Income before extraordinary items$1,337,0001,220
Extraordinary gains, net$016
Net income$1,337,0001,220
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,994
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,424,7201,083
2003-12-31 (YTD Data)Rank
Total interest income$42,246,000661
Total interest expense$17,411,000527
Net interest income$24,835,000769
Provision for loan and lease losses$300,0003,140
Total noninterest income$2,022,0002,302
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,024,0001,688
Trading account gains and fees$0160
Additional Noninterest Income$998,0002,389
Total noninterest expense$17,151,000952
Salaries and employee benefits$9,658,000881
Premises and equipment expense$2,571,000870
Additional noninterest expense$4,922,0001,039
Pre-tax net operating income$9,406,000900
Securities gains (losses)$1,979,000302
Applicable income taxes$3,866,000758
Income before extraordinary items$7,519,000866
Extraordinary gains, net$054
Net income$7,519,000868
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,736
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,212,860971
2003-09-30 (YTD Data)Rank
Total interest income$32,118,000667
Total interest expense$13,376,000537
Net interest income$18,742,000775
Provision for loan and lease losses$300,0002,501
Total noninterest income$1,398,0002,475
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$766,0001,689
Trading account gains and fees$0153
Additional Noninterest Income$632,0002,739
Total noninterest expense$12,877,000954
Salaries and employee benefits$7,307,000884
Premises and equipment expense$1,921,000888
Additional noninterest expense$3,649,0001,055
Pre-tax net operating income$6,963,000945
Securities gains (losses)$1,979,000281
Applicable income taxes$3,082,000757
Income before extraordinary items$5,860,000864
Extraordinary gains, net$040
Net income$5,860,000865
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0003,415
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,553,8601,030
2003-06-30 (YTD Data)Rank
Total interest income$21,793,000662
Total interest expense$9,215,000540
Net interest income$12,578,000768
Provision for loan and lease losses$300,0001,769
Total noninterest income$924,0002,482
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$495,0001,712
Trading account gains and fees$0150
Additional Noninterest Income$429,0002,676
Total noninterest expense$8,572,000960
Salaries and employee benefits$4,854,000889
Premises and equipment expense$1,278,000895
Additional noninterest expense$2,440,0001,044
Pre-tax net operating income$4,630,000946
Securities gains (losses)$1,845,000245
Applicable income taxes$2,205,000714
Income before extraordinary items$4,270,000793
Extraordinary gains, net$030
Net income$4,270,000794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0002,673
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,052,3001,017
2003-03-31 (YTD Data)Rank
Total interest income$11,251,000652
Total interest expense$4,682,000543
Net interest income$6,569,000726
Provision for loan and lease losses$150,0001,666
Total noninterest income$495,0002,295
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$233,0001,748
Trading account gains and fees$0134
Additional Noninterest Income$262,0002,299
Total noninterest expense$4,338,000941
Salaries and employee benefits$2,503,000857
Premises and equipment expense$611,000945
Additional noninterest expense$1,224,0001,004
Pre-tax net operating income$2,576,000881
Securities gains (losses)$493,000350
Applicable income taxes$1,045,000768
Income before extraordinary items$2,024,000834
Extraordinary gains, net$021
Net income$2,024,000833
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,698,620913
2002-12-31 (YTD Data)Rank
Total interest income$50,800,000610
Total interest expense$24,684,000479
Net interest income$26,116,000725
Provision for loan and lease losses$600,0002,054
Total noninterest income$1,928,0002,192
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$928,0001,728
Trading account gains and fees$0153
Additional Noninterest Income$1,000,0002,179
Total noninterest expense$16,288,000962
Salaries and employee benefits$9,089,000889
Premises and equipment expense$2,308,000947
Additional noninterest expense$4,891,0001,011
Pre-tax net operating income$11,156,000777
Securities gains (losses)$27,0002,929
Applicable income taxes$3,860,000749
Income before extraordinary items$7,323,000856
Extraordinary gains, net$070
Net income$7,323,000854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,483
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,305,450825
2001-12-31 (YTD Data)Rank
Total interest income$50,229,000697
Total interest expense$28,086,000595
Net interest income$22,143,000800
Provision for loan and lease losses$647,0001,787
Total noninterest income$1,641,0002,341
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$715,0002,104
Trading account gains and fees$0177
Additional Noninterest Income$926,0002,163
Total noninterest expense$14,243,0001,040
Salaries and employee benefits$7,769,000968
Premises and equipment expense$2,051,0001,025
Additional noninterest expense$4,423,0001,077
Pre-tax net operating income$8,894,000855
Securities gains (losses)$681,000515
Applicable income taxes$3,170,000799
Income before extraordinary items$6,405,000864
Extraordinary gains, net$0105
Net income$6,405,000866
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0006,555
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,948,730882
2000-12-31 (YTD Data)Rank
Total interest income$43,574,000813
Total interest expense$23,595,000769
Net interest income$19,979,000862
Provision for loan and lease losses$608,0001,589
Total noninterest income$1,247,0002,683
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$506,0002,664
Trading account gains and fees$0180
Additional Noninterest Income$741,0002,261
Total noninterest expense$12,324,0001,132
Salaries and employee benefits$6,388,0001,102
Premises and equipment expense$1,563,0001,309
Additional noninterest expense$4,373,0001,076
Pre-tax net operating income$8,294,000933
Securities gains (losses)$4,0001,432
Applicable income taxes$2,732,000895
Income before extraordinary items$5,566,000961
Extraordinary gains, net$038
Net income$5,566,000961
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0004,889
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$5,563,320960
1999-12-31 (YTD Data)Rank
Total interest income$35,808,000936
Total interest expense$19,185,000826
Net interest income$16,623,0001,051
Provision for loan and lease losses$154,0004,195
Total noninterest income$640,0004,238
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$327,0003,743
Trading account gains and fees$0173
Additional Noninterest Income$313,0003,935
Total noninterest expense$10,053,0001,383
Salaries and employee benefits$5,541,0001,247
Premises and equipment expense$1,479,0001,376
Additional noninterest expense$3,033,0001,506
Pre-tax net operating income$7,056,0001,097
Securities gains (losses)$90,000777
Applicable income taxes$2,480,0001,024
Income before extraordinary items$4,666,0001,175
Extraordinary gains, net$035
Net income$4,666,0001,175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0005,975
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,607,5001,170
1998-12-31 (YTD Data)Rank
Total interest income$31,533,0001,040
Total interest expense$17,369,000912
Net interest income$14,164,0001,195
Provision for loan and lease losses$174,0003,870
Total noninterest income$544,0004,693
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$277,0004,184
Trading account gains and fees$0224
Additional Noninterest Income$267,0004,263
Total noninterest expense$8,339,0001,592
Salaries and employee benefits$4,541,0001,439
Premises and equipment expense$1,501,0001,289
Additional noninterest expense$2,297,0001,840
Pre-tax net operating income$6,195,0001,204
Securities gains (losses)$90,0001,353
Applicable income taxes$2,269,0001,108
Income before extraordinary items$4,016,0001,317
Extraordinary gains, net$032
Net income$4,016,0001,317
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,985
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,958,4001,285
1997-12-31 (YTD Data)Rank
Total interest income$28,111,0001,195
Total interest expense$15,073,0001,084
Net interest income$13,038,0001,331
Provision for loan and lease losses$46,0006,840
Total noninterest income$526,0004,829
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$270,0004,401
Trading account gains and fees$0239
Additional Noninterest Income$256,0004,304
Total noninterest expense$7,476,0001,738
Salaries and employee benefits$3,908,0001,683
Premises and equipment expense$1,329,0001,468
Additional noninterest expense$2,239,0001,900
Pre-tax net operating income$6,042,0001,296
Securities gains (losses)$-40,00010,586
Applicable income taxes$2,098,0001,262
Income before extraordinary items$3,904,0001,403
Extraordinary gains, net$044
Net income$3,904,0001,404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,805
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,930,0001,352
1996-12-31 (YTD Data)Rank
Total interest income$23,874,0001,427
Total interest expense$12,600,0001,283
Net interest income$11,274,0001,578
Provision for loan and lease losses$09,041
Total noninterest income$537,0004,924
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$253,0004,779
Trading account gains and fees$0262
Additional Noninterest Income$284,0004,213
Total noninterest expense$6,458,0002,134
Salaries and employee benefits$3,459,0001,903
Premises and equipment expense$1,332,0001,522
Additional noninterest expense$1,667,0002,855
Pre-tax net operating income$5,353,0001,335
Securities gains (losses)$23,0001,905
Applicable income taxes$1,906,0001,299
Income before extraordinary items$3,470,0001,426
Extraordinary gains, net$053
Net income$3,470,0001,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,00010,223
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,455,0501,397
1995-12-31 (YTD Data)Rank
Total interest income$21,140,0001,605
Total interest expense$11,109,0001,467
Net interest income$10,031,0001,780
Provision for loan and lease losses$08,958
Total noninterest income$438,0005,651
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$225,0005,262
Trading account gains and fees$0522
Additional Noninterest Income$213,0004,944
Total noninterest expense$6,237,0002,188
Salaries and employee benefits$3,168,0002,104
Premises and equipment expense$1,167,0001,733
Additional noninterest expense$1,902,0002,508
Pre-tax net operating income$4,232,0001,739
Securities gains (losses)$-257,00011,725
Applicable income taxes$1,437,0001,708
Income before extraordinary items$2,538,0001,983
Extraordinary gains, net$065
Net income$2,538,0001,980
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,00010,150
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,702,4801,840
1994-12-31 (YTD Data)Rank
Total interest income$18,275,0001,689
Total interest expense$8,447,0001,528
Net interest income$9,828,0001,837
Provision for loan and lease losses$198,0003,053
Total noninterest income$360,0006,552
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$202,0005,828
Trading account gains and fees$0475
Additional Noninterest Income$158,0006,060
Total noninterest expense$5,775,0002,436
Salaries and employee benefits$2,929,0002,282
Premises and equipment expense$932,0002,168
Additional noninterest expense$1,914,0002,668
Pre-tax net operating income$4,215,0001,694
Securities gains (losses)$-68,00011,275
Applicable income taxes$1,479,0001,575
Income before extraordinary items$2,668,0001,824
Extraordinary gains, net$0249
Net income$2,668,0001,823
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,00010,805
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,711,5201,805
1993-12-31 (YTD Data)Rank
Total interest income$18,050,0001,734
Total interest expense$8,402,0001,579
Net interest income$9,648,0001,871
Provision for loan and lease losses$170,0004,340
Total noninterest income$340,0007,148
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$192,0006,118
Trading account gains and fees$0532
Additional Noninterest Income$148,0006,604
Total noninterest expense$5,182,0002,757
Salaries and employee benefits$2,728,0002,437
Premises and equipment expense$782,0002,611
Additional noninterest expense$1,672,0003,187
Pre-tax net operating income$4,636,0001,515
Securities gains (losses)$1,312,000435
Applicable income taxes$2,176,0001,121
Income before extraordinary items$3,772,0001,342
Extraordinary gains, net$-45,00012,688
Net income$3,727,0001,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0008,132
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,932,3201,621
1992-12-31 (YTD Data)Rank
Total interest income$20,167,0001,754
Total interest expense$11,261,0001,556
Net interest income$8,906,0002,050
Provision for loan and lease losses$120,0006,707
Total noninterest income$318,0007,487
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$178,0006,441
Trading account gains and fees$0504
Additional Noninterest Income$140,0006,888
Total noninterest expense$4,864,0002,944
Salaries and employee benefits$2,634,0002,448
Premises and equipment expense$857,0002,405
Additional noninterest expense$1,373,0003,867
Pre-tax net operating income$4,240,0001,490
Securities gains (losses)$790,000770
Applicable income taxes$1,856,0001,195
Income before extraordinary items$3,174,0001,470
Extraordinary gains, net$01,422
Net income$3,174,0001,479
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0009,043
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,668,4001,583

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.