Home > Waterford Bank, N.A. > Income and Expense
Waterford Bank, N.A., Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $78,247,000 | 650 |
| Total interest expense | $37,539,000 | 486 |
| Net interest income | $40,708,000 | 797 |
| Provision for loan and lease losses | $564,000 | 1,187 |
| Total noninterest income | $3,763,000 | 1,417 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,070,000 | 949 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,693,000 | 1,358 |
| Total noninterest expense | $28,335,000 | 937 |
| Salaries and employee benefits | $15,521,000 | 937 |
| Premises and equipment expense | $1,619,000 | 1,445 |
| Additional noninterest expense | $2,693,000 | 1,358 |
| Pre-tax net operating income | $15,572,000 | 829 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $2,744,000 | 788 |
| Income before extraordinary items | $12,828,000 | 822 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $12,828,000 | 833 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $12,828,000 | 825 |
| Net charge-offs | $-219,000 | 4,457 |
| Cash dividends | $5,500,000 | 751 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $12,828,000 | 834 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $56,996,000 | 656 |
| Total interest expense | $26,746,000 | 475 |
| Net interest income | $30,250,000 | 813 |
| Provision for loan and lease losses | $380,000 | 1,171 |
| Total noninterest income | $2,853,000 | 1,407 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $790,000 | 959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,063,000 | 1,329 |
| Total noninterest expense | $22,007,000 | 909 |
| Salaries and employee benefits | $12,542,000 | 893 |
| Premises and equipment expense | $1,207,000 | 1,451 |
| Additional noninterest expense | $2,063,000 | 1,329 |
| Pre-tax net operating income | $10,716,000 | 921 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $1,824,000 | 877 |
| Income before extraordinary items | $8,892,000 | 912 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $8,892,000 | 917 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $8,892,000 | 912 |
| Net charge-offs | $-69,000 | 4,282 |
| Cash dividends | $4,000,000 | 715 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $8,892,000 | 927 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $36,653,000 | 648 |
| Total interest expense | $16,585,000 | 457 |
| Net interest income | $20,068,000 | 818 |
| Provision for loan and lease losses | $84,000 | 1,933 |
| Total noninterest income | $1,886,000 | 1,353 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $523,000 | 948 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,363,000 | 1,249 |
| Total noninterest expense | $14,762,000 | 891 |
| Salaries and employee benefits | $8,484,000 | 875 |
| Premises and equipment expense | $794,000 | 1,466 |
| Additional noninterest expense | $1,363,000 | 1,248 |
| Pre-tax net operating income | $7,108,000 | 935 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $1,200,000 | 898 |
| Income before extraordinary items | $5,908,000 | 928 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,908,000 | 940 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,908,000 | 928 |
| Net charge-offs | $-69,000 | 4,392 |
| Cash dividends | $2,600,000 | 707 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $5,908,000 | 937 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $17,508,000 | 672 |
| Total interest expense | $7,129,000 | 461 |
| Net interest income | $10,379,000 | 795 |
| Provision for loan and lease losses | $108,000 | 1,234 |
| Total noninterest income | $908,000 | 1,375 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $259,000 | 971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $649,000 | 1,288 |
| Total noninterest expense | $7,445,000 | 892 |
| Salaries and employee benefits | $4,320,000 | 873 |
| Premises and equipment expense | $401,000 | 1,486 |
| Additional noninterest expense | $649,000 | 1,288 |
| Pre-tax net operating income | $3,734,000 | 929 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $620,000 | 904 |
| Income before extraordinary items | $3,114,000 | 918 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,114,000 | 917 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $3,114,000 | 917 |
| Net charge-offs | $-56,000 | 4,462 |
| Cash dividends | $1,400,000 | 630 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $3,114,000 | 930 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $58,123,000 | 667 |
| Total interest expense | $9,398,000 | 473 |
| Net interest income | $48,725,000 | 685 |
| Provision for loan and lease losses | $792,000 | 950 |
| Total noninterest income | $4,773,000 | 1,233 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $1,182,000 | 894 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,591,000 | 1,123 |
| Total noninterest expense | $28,998,000 | 894 |
| Salaries and employee benefits | $16,923,000 | 873 |
| Premises and equipment expense | $1,728,000 | 1,390 |
| Additional noninterest expense | $3,591,000 | 1,123 |
| Pre-tax net operating income | $23,708,000 | 667 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $4,547,000 | 639 |
| Income before extraordinary items | $19,161,000 | 667 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $19,161,000 | 668 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $19,161,000 | 668 |
| Net charge-offs | $2,963,000 | 225 |
| Cash dividends | $3,900,000 | 955 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $19,161,000 | 674 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $41,135,000 | 669 |
| Total interest expense | $4,630,000 | 493 |
| Net interest income | $36,505,000 | 682 |
| Provision for loan and lease losses | $768,000 | 745 |
| Total noninterest income | $3,876,000 | 1,188 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $902,000 | 890 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,974,000 | 1,079 |
| Total noninterest expense | $21,588,000 | 894 |
| Salaries and employee benefits | $12,714,000 | 864 |
| Premises and equipment expense | $1,276,000 | 1,408 |
| Additional noninterest expense | $2,974,000 | 1,079 |
| Pre-tax net operating income | $18,025,000 | 664 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $3,513,000 | 636 |
| Income before extraordinary items | $14,512,000 | 660 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $14,512,000 | 660 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $14,512,000 | 660 |
| Net charge-offs | $2,791,000 | 180 |
| Cash dividends | $3,400,000 | 774 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $14,512,000 | 667 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $25,317,000 | 680 |
| Total interest expense | $1,749,000 | 677 |
| Net interest income | $23,568,000 | 677 |
| Provision for loan and lease losses | $619,000 | 598 |
| Total noninterest income | $2,410,000 | 1,230 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $603,000 | 880 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,807,000 | 1,169 |
| Total noninterest expense | $13,980,000 | 892 |
| Salaries and employee benefits | $8,355,000 | 860 |
| Premises and equipment expense | $854,000 | 1,387 |
| Additional noninterest expense | $4,771,000 | 794 |
| Pre-tax net operating income | $11,379,000 | 646 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $2,223,000 | 623 |
| Income before extraordinary items | $9,156,000 | 642 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $9,156,000 | 642 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $9,156,000 | 642 |
| Net charge-offs | $1,846,000 | 172 |
| Cash dividends | $2,200,000 | 778 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $9,156,000 | 654 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $11,965,000 | 692 |
| Total interest expense | $677,000 | 806 |
| Net interest income | $11,288,000 | 685 |
| Provision for loan and lease losses | $256,000 | 555 |
| Total noninterest income | $1,232,000 | 1,218 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $292,000 | 898 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $940,000 | 1,126 |
| Total noninterest expense | $6,855,000 | 909 |
| Salaries and employee benefits | $4,147,000 | 870 |
| Premises and equipment expense | $431,000 | 1,376 |
| Additional noninterest expense | $2,277,000 | 824 |
| Pre-tax net operating income | $5,409,000 | 652 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $1,058,000 | 629 |
| Income before extraordinary items | $4,351,000 | 648 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,351,000 | 648 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $4,351,000 | 648 |
| Net charge-offs | $1,846,000 | 120 |
| Cash dividends | $1,000,000 | 760 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $4,351,000 | 655 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $48,699,000 | 697 |
| Total interest expense | $2,882,000 | 949 |
| Net interest income | $45,817,000 | 679 |
| Provision for loan and lease losses | $3,357,000 | 171 |
| Total noninterest income | $6,231,000 | 1,142 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $1,121,000 | 889 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,110,000 | 1,058 |
| Total noninterest expense | $28,148,000 | 895 |
| Salaries and employee benefits | $16,719,000 | 861 |
| Premises and equipment expense | $1,629,000 | 1,425 |
| Additional noninterest expense | $9,800,000 | 797 |
| Pre-tax net operating income | $20,543,000 | 719 |
| Securities gains (losses) | $3,000 | 1,928 |
| Applicable income taxes | $4,031,000 | 724 |
| Income before extraordinary items | $16,515,000 | 756 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $16,515,000 | 757 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $16,515,000 | 757 |
| Net charge-offs | $68,000 | 1,516 |
| Cash dividends | $5,000,000 | 790 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $16,512,600 | 735 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $36,287,000 | 711 |
| Total interest expense | $2,201,000 | 982 |
| Net interest income | $34,086,000 | 696 |
| Provision for loan and lease losses | $2,157,000 | 196 |
| Total noninterest income | $4,930,000 | 1,127 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $829,000 | 897 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,101,000 | 1,036 |
| Total noninterest expense | $20,981,000 | 904 |
| Salaries and employee benefits | $12,492,000 | 870 |
| Premises and equipment expense | $1,240,000 | 1,434 |
| Additional noninterest expense | $7,249,000 | 797 |
| Pre-tax net operating income | $15,878,000 | 725 |
| Securities gains (losses) | $3,000 | 1,854 |
| Applicable income taxes | $3,145,000 | 732 |
| Income before extraordinary items | $12,736,000 | 761 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $12,736,000 | 761 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $12,736,000 | 761 |
| Net charge-offs | $68,000 | 1,239 |
| Cash dividends | $3,900,000 | 702 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $12,733,600 | 740 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $24,228,000 | 709 |
| Total interest expense | $1,508,000 | 996 |
| Net interest income | $22,720,000 | 693 |
| Provision for loan and lease losses | $1,540,000 | 189 |
| Total noninterest income | $3,388,000 | 1,101 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $537,000 | 887 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,851,000 | 1,011 |
| Total noninterest expense | $13,663,000 | 917 |
| Salaries and employee benefits | $8,151,000 | 882 |
| Premises and equipment expense | $826,000 | 1,437 |
| Additional noninterest expense | $4,686,000 | 818 |
| Pre-tax net operating income | $10,905,000 | 706 |
| Securities gains (losses) | $3,000 | 1,649 |
| Applicable income taxes | $2,139,000 | 714 |
| Income before extraordinary items | $8,769,000 | 734 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $8,769,000 | 734 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $8,769,000 | 734 |
| Net charge-offs | $-33,000 | 4,230 |
| Cash dividends | $2,800,000 | 659 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $8,766,600 | 714 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $11,709,000 | 728 |
| Total interest expense | $782,000 | 1,009 |
| Net interest income | $10,927,000 | 700 |
| Provision for loan and lease losses | $809,000 | 224 |
| Total noninterest income | $1,698,000 | 1,106 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $259,000 | 887 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,439,000 | 1,004 |
| Total noninterest expense | $6,434,000 | 951 |
| Salaries and employee benefits | $3,929,000 | 902 |
| Premises and equipment expense | $372,000 | 1,571 |
| Additional noninterest expense | $2,133,000 | 854 |
| Pre-tax net operating income | $5,382,000 | 721 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $1,025,000 | 732 |
| Income before extraordinary items | $4,357,000 | 761 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $4,357,000 | 761 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $4,357,000 | 761 |
| Net charge-offs | $-34,000 | 4,500 |
| Cash dividends | $2,000,000 | 449 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $4,357,000 | 738 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $46,975,000 | 722 |
| Total interest expense | $5,199,000 | 915 |
| Net interest income | $41,776,000 | 695 |
| Provision for loan and lease losses | $4,231,000 | 648 |
| Total noninterest income | $5,762,000 | 1,153 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $981,000 | 969 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,781,000 | 1,046 |
| Total noninterest expense | $26,755,000 | 900 |
| Salaries and employee benefits | $15,514,000 | 879 |
| Premises and equipment expense | $2,177,000 | 1,092 |
| Additional noninterest expense | $9,064,000 | 798 |
| Pre-tax net operating income | $16,552,000 | 683 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $3,136,000 | 677 |
| Income before extraordinary items | $13,416,000 | 732 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $13,416,000 | 732 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $13,416,000 | 732 |
| Net charge-offs | $90,000 | 2,081 |
| Cash dividends | $10,348,000 | 443 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $13,416,000 | 700 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $34,911,000 | 724 |
| Total interest expense | $4,257,000 | 898 |
| Net interest income | $30,654,000 | 698 |
| Provision for loan and lease losses | $3,449,000 | 645 |
| Total noninterest income | $4,196,000 | 1,147 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $722,000 | 977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,474,000 | 1,039 |
| Total noninterest expense | $20,081,000 | 886 |
| Salaries and employee benefits | $11,639,000 | 861 |
| Premises and equipment expense | $1,694,000 | 1,059 |
| Additional noninterest expense | $6,748,000 | 785 |
| Pre-tax net operating income | $11,320,000 | 713 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $2,116,000 | 699 |
| Income before extraordinary items | $9,204,000 | 766 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $9,204,000 | 766 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $9,204,000 | 766 |
| Net charge-offs | $115,000 | 1,579 |
| Cash dividends | $10,348,000 | 349 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $9,204,000 | 741 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $23,996,000 | 712 |
| Total interest expense | $3,179,000 | 874 |
| Net interest income | $20,817,000 | 682 |
| Provision for loan and lease losses | $2,099,000 | 699 |
| Total noninterest income | $2,678,000 | 1,121 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $464,000 | 1,020 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,214,000 | 1,001 |
| Total noninterest expense | $13,123,000 | 891 |
| Salaries and employee benefits | $7,665,000 | 861 |
| Premises and equipment expense | $747,000 | 1,517 |
| Additional noninterest expense | $4,711,000 | 761 |
| Pre-tax net operating income | $8,273,000 | 610 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $1,571,000 | 591 |
| Income before extraordinary items | $6,702,000 | 649 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,702,000 | 649 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $6,702,000 | 649 |
| Net charge-offs | $121,000 | 1,265 |
| Cash dividends | $9,348,000 | 286 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $6,702,000 | 620 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $11,134,000 | 752 |
| Total interest expense | $1,892,000 | 831 |
| Net interest income | $9,242,000 | 741 |
| Provision for loan and lease losses | $415,000 | 989 |
| Total noninterest income | $1,238,000 | 1,115 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $227,000 | 1,192 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,011,000 | 958 |
| Total noninterest expense | $6,956,000 | 853 |
| Salaries and employee benefits | $3,784,000 | 879 |
| Premises and equipment expense | $365,000 | 1,568 |
| Additional noninterest expense | $2,807,000 | 650 |
| Pre-tax net operating income | $3,109,000 | 708 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $541,000 | 700 |
| Income before extraordinary items | $2,568,000 | 751 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,568,000 | 751 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $2,568,000 | 751 |
| Net charge-offs | $134,000 | 757 |
| Cash dividends | $8,348,000 | 223 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,568,000 | 730 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $34,976,000 | 955 |
| Total interest expense | $7,316,000 | 898 |
| Net interest income | $27,660,000 | 966 |
| Provision for loan and lease losses | $531,000 | 1,436 |
| Total noninterest income | $4,071,000 | 1,299 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $706,000 | 1,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,365,000 | 1,112 |
| Total noninterest expense | $19,154,000 | 1,126 |
| Salaries and employee benefits | $11,476,000 | 1,083 |
| Premises and equipment expense | $1,210,000 | 1,787 |
| Additional noninterest expense | $6,468,000 | 1,033 |
| Pre-tax net operating income | $12,046,000 | 903 |
| Securities gains (losses) | $81,000 | 1,040 |
| Applicable income taxes | $2,270,000 | 832 |
| Income before extraordinary items | $9,857,000 | 946 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $9,857,000 | 947 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $9,857,000 | 947 |
| Net charge-offs | $0 | 3,726 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $9,791,390 | 933 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $26,445,000 | 952 |
| Total interest expense | $5,539,000 | 901 |
| Net interest income | $20,906,000 | 962 |
| Provision for loan and lease losses | $312,000 | 1,572 |
| Total noninterest income | $2,938,000 | 1,320 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $533,000 | 1,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,405,000 | 1,137 |
| Total noninterest expense | $14,285,000 | 1,126 |
| Salaries and employee benefits | $8,673,000 | 1,074 |
| Premises and equipment expense | $923,000 | 1,785 |
| Additional noninterest expense | $4,689,000 | 1,051 |
| Pre-tax net operating income | $9,247,000 | 900 |
| Securities gains (losses) | $81,000 | 878 |
| Applicable income taxes | $1,740,000 | 847 |
| Income before extraordinary items | $7,588,000 | 950 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $7,588,000 | 951 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $7,588,000 | 951 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $7,522,390 | 930 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $17,470,000 | 958 |
| Total interest expense | $3,595,000 | 899 |
| Net interest income | $13,875,000 | 965 |
| Provision for loan and lease losses | $292,000 | 1,276 |
| Total noninterest income | $1,868,000 | 1,336 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $348,000 | 1,485 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,520,000 | 1,154 |
| Total noninterest expense | $9,376,000 | 1,131 |
| Salaries and employee benefits | $5,744,000 | 1,074 |
| Premises and equipment expense | $615,000 | 1,794 |
| Additional noninterest expense | $3,017,000 | 1,082 |
| Pre-tax net operating income | $6,075,000 | 891 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $1,117,000 | 848 |
| Income before extraordinary items | $4,958,000 | 928 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,958,000 | 928 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,958,000 | 928 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $4,958,000 | 910 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $8,651,000 | 962 |
| Total interest expense | $1,756,000 | 884 |
| Net interest income | $6,895,000 | 973 |
| Provision for loan and lease losses | $19,000 | 2,802 |
| Total noninterest income | $836,000 | 1,390 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $167,000 | 1,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $669,000 | 1,203 |
| Total noninterest expense | $4,516,000 | 1,169 |
| Salaries and employee benefits | $2,807,000 | 1,097 |
| Premises and equipment expense | $305,000 | 1,813 |
| Additional noninterest expense | $1,404,000 | 1,134 |
| Pre-tax net operating income | $3,196,000 | 837 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $574,000 | 813 |
| Income before extraordinary items | $2,622,000 | 886 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,622,000 | 885 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,622,000 | 885 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $2,622,000 | 864 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $31,201,000 | 987 |
| Total interest expense | $4,608,000 | 992 |
| Net interest income | $26,593,000 | 982 |
| Provision for loan and lease losses | $852,000 | 1,004 |
| Total noninterest income | $3,843,000 | 1,303 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $629,000 | 1,680 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,214,000 | 1,088 |
| Total noninterest expense | $17,153,000 | 1,196 |
| Salaries and employee benefits | $10,358,000 | 1,138 |
| Premises and equipment expense | $1,283,000 | 1,715 |
| Additional noninterest expense | $5,512,000 | 1,156 |
| Pre-tax net operating income | $12,431,000 | 874 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $2,428,000 | 762 |
| Income before extraordinary items | $10,003,000 | 918 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $10,003,000 | 917 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $10,003,000 | 917 |
| Net charge-offs | $0 | 3,782 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $10,003,000 | 919 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $22,782,000 | 1,000 |
| Total interest expense | $3,069,000 | 1,046 |
| Net interest income | $19,713,000 | 989 |
| Provision for loan and lease losses | $612,000 | 972 |
| Total noninterest income | $2,947,000 | 1,295 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $478,000 | 1,670 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,469,000 | 1,075 |
| Total noninterest expense | $12,759,000 | 1,207 |
| Salaries and employee benefits | $7,643,000 | 1,156 |
| Premises and equipment expense | $970,000 | 1,723 |
| Additional noninterest expense | $4,146,000 | 1,143 |
| Pre-tax net operating income | $9,289,000 | 881 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $1,816,000 | 778 |
| Income before extraordinary items | $7,473,000 | 923 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,473,000 | 921 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $7,473,000 | 922 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $7,473,000 | 916 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $14,728,000 | 1,015 |
| Total interest expense | $1,794,000 | 1,113 |
| Net interest income | $12,934,000 | 1,001 |
| Provision for loan and lease losses | $310,000 | 1,142 |
| Total noninterest income | $2,004,000 | 1,285 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $316,000 | 1,665 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,688,000 | 1,066 |
| Total noninterest expense | $8,408,000 | 1,224 |
| Salaries and employee benefits | $5,004,000 | 1,176 |
| Premises and equipment expense | $643,000 | 1,743 |
| Additional noninterest expense | $2,761,000 | 1,146 |
| Pre-tax net operating income | $6,220,000 | 863 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $1,204,000 | 774 |
| Income before extraordinary items | $5,016,000 | 902 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,016,000 | 900 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $5,016,000 | 901 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $5,016,000 | 897 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $7,142,000 | 1,031 |
| Total interest expense | $787,000 | 1,190 |
| Net interest income | $6,355,000 | 1,013 |
| Provision for loan and lease losses | $130,000 | 1,266 |
| Total noninterest income | $961,000 | 1,298 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $162,000 | 1,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $799,000 | 1,081 |
| Total noninterest expense | $4,202,000 | 1,226 |
| Salaries and employee benefits | $2,484,000 | 1,185 |
| Premises and equipment expense | $323,000 | 1,753 |
| Additional noninterest expense | $1,395,000 | 1,128 |
| Pre-tax net operating income | $2,984,000 | 873 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $563,000 | 790 |
| Income before extraordinary items | $2,421,000 | 900 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $2,421,000 | 900 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,421,000 | 900 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $2,421,000 | 895 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $25,986,000 | 1,079 |
| Total interest expense | $2,817,000 | 1,151 |
| Net interest income | $23,169,000 | 1,079 |
| Provision for loan and lease losses | $575,000 | 1,330 |
| Total noninterest income | $4,689,000 | 1,165 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $621,000 | 1,726 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,068,000 | 938 |
| Total noninterest expense | $16,652,000 | 1,215 |
| Salaries and employee benefits | $9,927,000 | 1,167 |
| Premises and equipment expense | $1,417,000 | 1,595 |
| Additional noninterest expense | $5,308,000 | 1,195 |
| Pre-tax net operating income | $10,631,000 | 942 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $4,055,000 | 772 |
| Income before extraordinary items | $6,576,000 | 1,080 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $6,576,000 | 1,080 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,576,000 | 1,080 |
| Net charge-offs | $-6,000 | 4,696 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $6,576,000 | 1,069 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $19,175,000 | 1,099 |
| Total interest expense | $2,036,000 | 1,166 |
| Net interest income | $17,139,000 | 1,088 |
| Provision for loan and lease losses | $405,000 | 1,341 |
| Total noninterest income | $3,383,000 | 1,216 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $463,000 | 1,741 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,920,000 | 990 |
| Total noninterest expense | $12,100,000 | 1,252 |
| Salaries and employee benefits | $7,169,000 | 1,210 |
| Premises and equipment expense | $1,115,000 | 1,534 |
| Additional noninterest expense | $3,816,000 | 1,223 |
| Pre-tax net operating income | $8,017,000 | 959 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $2,278,000 | 848 |
| Income before extraordinary items | $5,739,000 | 1,044 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,739,000 | 1,043 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,739,000 | 1,044 |
| Net charge-offs | $-6,000 | 4,598 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $5,739,000 | 1,027 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $12,252,000 | 1,129 |
| Total interest expense | $1,274,000 | 1,203 |
| Net interest income | $10,978,000 | 1,117 |
| Provision for loan and lease losses | $287,000 | 1,271 |
| Total noninterest income | $1,942,000 | 1,331 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $299,000 | 1,767 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,643,000 | 1,110 |
| Total noninterest expense | $7,974,000 | 1,265 |
| Salaries and employee benefits | $4,756,000 | 1,218 |
| Premises and equipment expense | $772,000 | 1,495 |
| Additional noninterest expense | $2,446,000 | 1,257 |
| Pre-tax net operating income | $4,659,000 | 1,047 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,201,000 | 972 |
| Income before extraordinary items | $3,458,000 | 1,108 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,458,000 | 1,108 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,458,000 | 1,108 |
| Net charge-offs | $-6,000 | 4,624 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $3,458,000 | 1,097 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $5,911,000 | 1,150 |
| Total interest expense | $603,000 | 1,230 |
| Net interest income | $5,308,000 | 1,139 |
| Provision for loan and lease losses | $130,000 | 1,262 |
| Total noninterest income | $921,000 | 1,370 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $143,000 | 1,828 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $778,000 | 1,139 |
| Total noninterest expense | $3,936,000 | 1,288 |
| Salaries and employee benefits | $2,365,000 | 1,235 |
| Premises and equipment expense | $388,000 | 1,505 |
| Additional noninterest expense | $1,183,000 | 1,300 |
| Pre-tax net operating income | $2,163,000 | 1,096 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $667,000 | 884 |
| Income before extraordinary items | $1,496,000 | 1,217 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,496,000 | 1,216 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,496,000 | 1,217 |
| Net charge-offs | $-4,000 | 4,579 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,496,000 | 1,201 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $21,987,000 | 1,198 |
| Total interest expense | $2,019,000 | 1,409 |
| Net interest income | $19,968,000 | 1,169 |
| Provision for loan and lease losses | $497,000 | 1,486 |
| Total noninterest income | $3,840,000 | 1,380 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $567,000 | 1,880 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $3,273,000 | 1,140 |
| Total noninterest expense | $15,142,000 | 1,313 |
| Salaries and employee benefits | $8,689,000 | 1,284 |
| Premises and equipment expense | $1,489,000 | 1,536 |
| Additional noninterest expense | $4,964,000 | 1,266 |
| Pre-tax net operating income | $8,169,000 | 1,088 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $2,520,000 | 888 |
| Income before extraordinary items | $5,649,000 | 1,253 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,649,000 | 1,252 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,649,000 | 1,252 |
| Net charge-offs | $-27,000 | 5,192 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $5,649,000 | 1,230 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $16,368,000 | 1,207 |
| Total interest expense | $1,424,000 | 1,481 |
| Net interest income | $14,944,000 | 1,174 |
| Provision for loan and lease losses | $270,000 | 1,728 |
| Total noninterest income | $2,860,000 | 1,387 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $419,000 | 1,912 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,441,000 | 1,146 |
| Total noninterest expense | $10,820,000 | 1,358 |
| Salaries and employee benefits | $6,435,000 | 1,297 |
| Premises and equipment expense | $1,114,000 | 1,542 |
| Additional noninterest expense | $3,271,000 | 1,418 |
| Pre-tax net operating income | $6,714,000 | 1,017 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $2,193,000 | 822 |
| Income before extraordinary items | $4,521,000 | 1,203 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,521,000 | 1,203 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,521,000 | 1,203 |
| Net charge-offs | $-63,000 | 5,439 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $4,521,000 | 1,170 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $10,638,000 | 1,234 |
| Total interest expense | $895,000 | 1,551 |
| Net interest income | $9,743,000 | 1,201 |
| Provision for loan and lease losses | $230,000 | 1,499 |
| Total noninterest income | $1,809,000 | 1,422 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $273,000 | 1,921 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,536,000 | 1,169 |
| Total noninterest expense | $7,082,000 | 1,388 |
| Salaries and employee benefits | $4,174,000 | 1,331 |
| Premises and equipment expense | $735,000 | 1,555 |
| Additional noninterest expense | $2,173,000 | 1,421 |
| Pre-tax net operating income | $4,240,000 | 1,060 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,382,000 | 846 |
| Income before extraordinary items | $2,858,000 | 1,252 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,858,000 | 1,252 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,858,000 | 1,252 |
| Net charge-offs | $-63,000 | 5,571 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,858,000 | 1,206 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $5,192,000 | 1,263 |
| Total interest expense | $426,000 | 1,608 |
| Net interest income | $4,766,000 | 1,226 |
| Provision for loan and lease losses | $132,000 | 1,303 |
| Total noninterest income | $812,000 | 1,501 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $132,000 | 1,968 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $680,000 | 1,243 |
| Total noninterest expense | $3,462,000 | 1,415 |
| Salaries and employee benefits | $2,076,000 | 1,342 |
| Premises and equipment expense | $373,000 | 1,548 |
| Additional noninterest expense | $1,013,000 | 1,508 |
| Pre-tax net operating income | $1,984,000 | 1,095 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $644,000 | 866 |
| Income before extraordinary items | $1,340,000 | 1,291 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,340,000 | 1,292 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,340,000 | 1,292 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,340,000 | 1,254 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $18,956,000 | 1,336 |
| Total interest expense | $1,519,000 | 1,752 |
| Net interest income | $17,437,000 | 1,297 |
| Provision for loan and lease losses | $506,000 | 1,332 |
| Total noninterest income | $3,574,000 | 1,407 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $516,000 | 2,084 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $3,058,000 | 1,145 |
| Total noninterest expense | $13,661,000 | 1,423 |
| Salaries and employee benefits | $7,967,000 | 1,368 |
| Premises and equipment expense | $1,496,000 | 1,541 |
| Additional noninterest expense | $4,198,000 | 1,463 |
| Pre-tax net operating income | $6,844,000 | 1,225 |
| Securities gains (losses) | $1,000 | 3,117 |
| Applicable income taxes | $2,192,000 | 948 |
| Income before extraordinary items | $4,653,000 | 1,428 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,653,000 | 1,428 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,653,000 | 1,428 |
| Net charge-offs | $-135,000 | 5,785 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,652,320 | 1,404 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $14,051,000 | 1,355 |
| Total interest expense | $1,124,000 | 1,793 |
| Net interest income | $12,927,000 | 1,317 |
| Provision for loan and lease losses | $250,000 | 1,694 |
| Total noninterest income | $2,673,000 | 1,422 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $385,000 | 2,099 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,288,000 | 1,165 |
| Total noninterest expense | $10,046,000 | 1,455 |
| Salaries and employee benefits | $5,905,000 | 1,381 |
| Premises and equipment expense | $1,101,000 | 1,573 |
| Additional noninterest expense | $3,040,000 | 1,507 |
| Pre-tax net operating income | $5,304,000 | 1,203 |
| Securities gains (losses) | $1,000 | 2,915 |
| Applicable income taxes | $1,697,000 | 945 |
| Income before extraordinary items | $3,608,000 | 1,409 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,608,000 | 1,410 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,608,000 | 1,410 |
| Net charge-offs | $-36,000 | 5,514 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,607,320 | 1,385 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $9,223,000 | 1,375 |
| Total interest expense | $724,000 | 1,841 |
| Net interest income | $8,499,000 | 1,332 |
| Provision for loan and lease losses | $89,000 | 2,409 |
| Total noninterest income | $1,673,000 | 1,493 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $255,000 | 2,074 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,418,000 | 1,229 |
| Total noninterest expense | $6,630,000 | 1,483 |
| Salaries and employee benefits | $3,861,000 | 1,407 |
| Premises and equipment expense | $735,000 | 1,581 |
| Additional noninterest expense | $2,034,000 | 1,518 |
| Pre-tax net operating income | $3,453,000 | 1,220 |
| Securities gains (losses) | $1,000 | 2,511 |
| Applicable income taxes | $1,112,000 | 958 |
| Income before extraordinary items | $2,342,000 | 1,426 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,342,000 | 1,426 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,342,000 | 1,427 |
| Net charge-offs | $-32,000 | 5,610 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,341,320 | 1,383 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,483,000 | 1,406 |
| Total interest expense | $358,000 | 1,877 |
| Net interest income | $4,125,000 | 1,368 |
| Provision for loan and lease losses | $103,000 | 1,413 |
| Total noninterest income | $699,000 | 1,659 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $126,000 | 2,075 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $573,000 | 1,361 |
| Total noninterest expense | $3,244,000 | 1,506 |
| Salaries and employee benefits | $1,882,000 | 1,432 |
| Premises and equipment expense | $376,000 | 1,569 |
| Additional noninterest expense | $986,000 | 1,551 |
| Pre-tax net operating income | $1,477,000 | 1,355 |
| Securities gains (losses) | $1,000 | 1,909 |
| Applicable income taxes | $484,000 | 1,043 |
| Income before extraordinary items | $994,000 | 1,611 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $994,000 | 1,612 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $994,000 | 1,613 |
| Net charge-offs | $-28,000 | 5,789 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $993,330 | 1,543 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $17,864,000 | 1,413 |
| Total interest expense | $1,431,000 | 1,974 |
| Net interest income | $16,433,000 | 1,354 |
| Provision for loan and lease losses | $166,000 | 2,672 |
| Total noninterest income | $2,975,000 | 1,583 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $451,000 | 2,452 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,524,000 | 1,244 |
| Total noninterest expense | $12,497,000 | 1,523 |
| Salaries and employee benefits | $7,382,000 | 1,419 |
| Premises and equipment expense | $1,387,000 | 1,687 |
| Additional noninterest expense | $3,728,000 | 1,666 |
| Pre-tax net operating income | $6,745,000 | 1,199 |
| Securities gains (losses) | $31,000 | 2,055 |
| Applicable income taxes | $2,259,000 | 897 |
| Income before extraordinary items | $4,517,000 | 1,431 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,517,000 | 1,429 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,517,000 | 1,430 |
| Net charge-offs | $95,000 | 3,228 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,496,230 | 1,407 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $13,298,000 | 1,435 |
| Total interest expense | $1,070,000 | 1,999 |
| Net interest income | $12,228,000 | 1,366 |
| Provision for loan and lease losses | $348,000 | 1,500 |
| Total noninterest income | $2,139,000 | 1,629 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $327,000 | 2,549 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,812,000 | 1,275 |
| Total noninterest expense | $9,116,000 | 1,581 |
| Salaries and employee benefits | $5,412,000 | 1,456 |
| Premises and equipment expense | $1,012,000 | 1,742 |
| Additional noninterest expense | $2,692,000 | 1,718 |
| Pre-tax net operating income | $4,903,000 | 1,241 |
| Securities gains (losses) | $21,000 | 1,994 |
| Applicable income taxes | $1,675,000 | 922 |
| Income before extraordinary items | $3,249,000 | 1,466 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,249,000 | 1,465 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,249,000 | 1,466 |
| Net charge-offs | $51,000 | 3,235 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,235,140 | 1,453 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,802,000 | 1,441 |
| Total interest expense | $704,000 | 2,044 |
| Net interest income | $8,098,000 | 1,370 |
| Provision for loan and lease losses | $309,000 | 1,202 |
| Total noninterest income | $1,338,000 | 1,677 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $212,000 | 2,577 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,126,000 | 1,342 |
| Total noninterest expense | $5,993,000 | 1,595 |
| Salaries and employee benefits | $3,545,000 | 1,479 |
| Premises and equipment expense | $653,000 | 1,812 |
| Additional noninterest expense | $1,795,000 | 1,718 |
| Pre-tax net operating income | $3,134,000 | 1,248 |
| Securities gains (losses) | $21,000 | 1,622 |
| Applicable income taxes | $1,072,000 | 914 |
| Income before extraordinary items | $2,083,000 | 1,478 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,083,000 | 1,480 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,083,000 | 1,480 |
| Net charge-offs | $131,000 | 1,958 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,069,140 | 1,456 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,402,000 | 1,442 |
| Total interest expense | $355,000 | 2,045 |
| Net interest income | $4,047,000 | 1,371 |
| Provision for loan and lease losses | $174,000 | 1,105 |
| Total noninterest income | $598,000 | 1,800 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $106,000 | 2,552 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $492,000 | 1,425 |
| Total noninterest expense | $3,036,000 | 1,586 |
| Salaries and employee benefits | $1,825,000 | 1,446 |
| Premises and equipment expense | $360,000 | 1,668 |
| Additional noninterest expense | $851,000 | 1,788 |
| Pre-tax net operating income | $1,435,000 | 1,301 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $483,000 | 954 |
| Income before extraordinary items | $952,000 | 1,557 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $952,000 | 1,560 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $952,000 | 1,560 |
| Net charge-offs | $51,000 | 1,858 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $952,000 | 1,533 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $16,835,000 | 1,491 |
| Total interest expense | $1,505,000 | 2,154 |
| Net interest income | $15,330,000 | 1,406 |
| Provision for loan and lease losses | $372,000 | 2,198 |
| Total noninterest income | $3,397,000 | 1,481 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $409,000 | 2,758 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,988,000 | 1,150 |
| Total noninterest expense | $12,142,000 | 1,588 |
| Salaries and employee benefits | $7,258,000 | 1,440 |
| Premises and equipment expense | $1,453,000 | 1,622 |
| Additional noninterest expense | $3,431,000 | 1,852 |
| Pre-tax net operating income | $6,213,000 | 1,189 |
| Securities gains (losses) | $64,000 | 1,628 |
| Applicable income taxes | $2,126,000 | 860 |
| Income before extraordinary items | $4,151,000 | 1,450 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,151,000 | 1,453 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,151,000 | 1,454 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $4,108,760 | 1,431 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $12,557,000 | 1,508 |
| Total interest expense | $1,147,000 | 2,190 |
| Net interest income | $11,410,000 | 1,416 |
| Provision for loan and lease losses | $115,000 | 3,222 |
| Total noninterest income | $2,721,000 | 1,438 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $304,000 | 2,797 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,417,000 | 1,123 |
| Total noninterest expense | $9,032,000 | 1,601 |
| Salaries and employee benefits | $5,440,000 | 1,449 |
| Premises and equipment expense | $1,095,000 | 1,623 |
| Additional noninterest expense | $2,497,000 | 1,888 |
| Pre-tax net operating income | $4,984,000 | 1,144 |
| Securities gains (losses) | $64,000 | 1,494 |
| Applicable income taxes | $1,661,000 | 867 |
| Income before extraordinary items | $3,387,000 | 1,339 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,387,000 | 1,341 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,387,000 | 1,341 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,344,120 | 1,332 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,282,000 | 1,521 |
| Total interest expense | $773,000 | 2,209 |
| Net interest income | $7,509,000 | 1,429 |
| Provision for loan and lease losses | $215,000 | 2,023 |
| Total noninterest income | $1,760,000 | 1,476 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $199,000 | 2,796 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,561,000 | 1,169 |
| Total noninterest expense | $5,863,000 | 1,636 |
| Salaries and employee benefits | $3,484,000 | 1,496 |
| Premises and equipment expense | $731,000 | 1,626 |
| Additional noninterest expense | $1,648,000 | 1,905 |
| Pre-tax net operating income | $3,191,000 | 1,167 |
| Securities gains (losses) | $64,000 | 1,370 |
| Applicable income taxes | $1,069,000 | 888 |
| Income before extraordinary items | $2,186,000 | 1,384 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,186,000 | 1,386 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,186,000 | 1,387 |
| Net charge-offs | $-6,000 | 6,001 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,143,120 | 1,356 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,173,000 | 1,521 |
| Total interest expense | $395,000 | 2,224 |
| Net interest income | $3,778,000 | 1,424 |
| Provision for loan and lease losses | $192,000 | 1,405 |
| Total noninterest income | $783,000 | 1,595 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $92,000 | 2,953 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $691,000 | 1,261 |
| Total noninterest expense | $2,863,000 | 1,692 |
| Salaries and employee benefits | $1,702,000 | 1,547 |
| Premises and equipment expense | $368,000 | 1,636 |
| Additional noninterest expense | $793,000 | 1,972 |
| Pre-tax net operating income | $1,506,000 | 1,210 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $498,000 | 919 |
| Income before extraordinary items | $1,008,000 | 1,475 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,008,000 | 1,478 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,008,000 | 1,477 |
| Net charge-offs | $-6,000 | 5,985 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,008,000 | 1,414 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $15,193,000 | 1,744 |
| Total interest expense | $1,762,000 | 2,388 |
| Net interest income | $13,431,000 | 1,642 |
| Provision for loan and lease losses | $884,000 | 1,921 |
| Total noninterest income | $4,148,000 | 1,296 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $357,000 | 3,146 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,791,000 | 1,005 |
| Total noninterest expense | $11,003,000 | 1,746 |
| Salaries and employee benefits | $6,690,000 | 1,520 |
| Premises and equipment expense | $885,000 | 2,524 |
| Additional noninterest expense | $3,428,000 | 1,917 |
| Pre-tax net operating income | $5,692,000 | 1,217 |
| Securities gains (losses) | $57,000 | 2,640 |
| Applicable income taxes | $2,057,000 | 860 |
| Income before extraordinary items | $3,692,000 | 1,551 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,692,000 | 1,552 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,692,000 | 1,552 |
| Net charge-offs | $161,000 | 3,990 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,655,520 | 1,477 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,245,000 | 1,791 |
| Total interest expense | $1,349,000 | 2,437 |
| Net interest income | $9,896,000 | 1,690 |
| Provision for loan and lease losses | $543,000 | 2,175 |
| Total noninterest income | $3,097,000 | 1,307 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $263,000 | 3,219 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,834,000 | 978 |
| Total noninterest expense | $7,894,000 | 1,821 |
| Salaries and employee benefits | $4,864,000 | 1,552 |
| Premises and equipment expense | $509,000 | 3,123 |
| Additional noninterest expense | $2,521,000 | 1,957 |
| Pre-tax net operating income | $4,556,000 | 1,181 |
| Securities gains (losses) | $57,000 | 2,357 |
| Applicable income taxes | $1,575,000 | 868 |
| Income before extraordinary items | $3,038,000 | 1,470 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,038,000 | 1,471 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,038,000 | 1,471 |
| Net charge-offs | $161,000 | 3,520 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,000,380 | 1,398 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,326,000 | 1,842 |
| Total interest expense | $924,000 | 2,455 |
| Net interest income | $6,402,000 | 1,739 |
| Provision for loan and lease losses | $500,000 | 1,802 |
| Total noninterest income | $2,222,000 | 1,234 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $170,000 | 3,271 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,052,000 | 897 |
| Total noninterest expense | $5,159,000 | 1,855 |
| Salaries and employee benefits | $3,180,000 | 1,594 |
| Premises and equipment expense | $270,000 | 3,675 |
| Additional noninterest expense | $1,709,000 | 1,930 |
| Pre-tax net operating income | $2,965,000 | 1,197 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,014,000 | 877 |
| Income before extraordinary items | $1,951,000 | 1,519 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,951,000 | 1,518 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,951,000 | 1,519 |
| Net charge-offs | $156,000 | 3,001 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,951,000 | 1,433 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,629,000 | 1,869 |
| Total interest expense | $472,000 | 2,505 |
| Net interest income | $3,157,000 | 1,772 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $653,000 | 1,799 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $81,000 | 3,352 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $572,000 | 1,385 |
| Total noninterest expense | $2,400,000 | 1,997 |
| Salaries and employee benefits | $1,541,000 | 1,648 |
| Premises and equipment expense | $129,000 | 3,811 |
| Additional noninterest expense | $730,000 | 2,210 |
| Pre-tax net operating income | $1,410,000 | 1,247 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $486,000 | 913 |
| Income before extraordinary items | $924,000 | 1,584 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $924,000 | 1,585 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $924,000 | 1,585 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $924,000 | 1,484 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,990,000 | 2,004 |
| Total interest expense | $2,384,000 | 2,415 |
| Net interest income | $11,606,000 | 1,896 |
| Provision for loan and lease losses | $609,000 | 3,140 |
| Total noninterest income | $1,990,000 | 2,016 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $273,000 | 3,790 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,717,000 | 1,504 |
| Total noninterest expense | $8,573,000 | 2,216 |
| Salaries and employee benefits | $5,436,000 | 1,784 |
| Premises and equipment expense | $530,000 | 3,880 |
| Additional noninterest expense | $2,607,000 | 2,511 |
| Pre-tax net operating income | $4,414,000 | 1,322 |
| Securities gains (losses) | $36,000 | 2,789 |
| Applicable income taxes | $1,392,000 | 1,052 |
| Income before extraordinary items | $3,058,000 | 1,578 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,058,000 | 1,579 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,058,000 | 1,579 |
| Net charge-offs | $52,000 | 5,452 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,033,160 | 1,515 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,329,000 | 2,049 |
| Total interest expense | $1,854,000 | 2,429 |
| Net interest income | $8,475,000 | 1,944 |
| Provision for loan and lease losses | $410,000 | 3,174 |
| Total noninterest income | $1,333,000 | 2,186 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $193,000 | 3,919 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,140,000 | 1,608 |
| Total noninterest expense | $6,345,000 | 2,257 |
| Salaries and employee benefits | $3,988,000 | 1,839 |
| Premises and equipment expense | $393,000 | 3,957 |
| Additional noninterest expense | $1,964,000 | 2,510 |
| Pre-tax net operating income | $3,053,000 | 1,466 |
| Securities gains (losses) | $36,000 | 2,537 |
| Applicable income taxes | $1,019,000 | 1,074 |
| Income before extraordinary items | $2,070,000 | 1,787 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,070,000 | 1,787 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,070,000 | 1,787 |
| Net charge-offs | $52,000 | 4,949 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,045,880 | 1,727 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,738,000 | 2,117 |
| Total interest expense | $1,248,000 | 2,478 |
| Net interest income | $5,490,000 | 2,009 |
| Provision for loan and lease losses | $395,000 | 2,617 |
| Total noninterest income | $819,000 | 2,291 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $121,000 | 4,021 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $698,000 | 1,719 |
| Total noninterest expense | $4,206,000 | 2,280 |
| Salaries and employee benefits | $2,627,000 | 1,871 |
| Premises and equipment expense | $247,000 | 4,140 |
| Additional noninterest expense | $1,332,000 | 2,495 |
| Pre-tax net operating income | $1,708,000 | 1,660 |
| Securities gains (losses) | $36,000 | 1,782 |
| Applicable income taxes | $563,000 | 1,216 |
| Income before extraordinary items | $1,181,000 | 1,981 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,181,000 | 1,981 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,181,000 | 1,981 |
| Net charge-offs | $52,000 | 4,419 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,156,520 | 1,941 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,285,000 | 2,183 |
| Total interest expense | $630,000 | 2,536 |
| Net interest income | $2,655,000 | 2,053 |
| Provision for loan and lease losses | $94,000 | 3,457 |
| Total noninterest income | $294,000 | 2,860 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $58,000 | 4,076 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $236,000 | 2,233 |
| Total noninterest expense | $2,110,000 | 2,301 |
| Salaries and employee benefits | $1,356,000 | 1,830 |
| Premises and equipment expense | $126,000 | 4,142 |
| Additional noninterest expense | $628,000 | 2,630 |
| Pre-tax net operating income | $745,000 | 1,883 |
| Securities gains (losses) | $4,000 | 1,490 |
| Applicable income taxes | $245,000 | 1,297 |
| Income before extraordinary items | $504,000 | 2,239 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $504,000 | 2,238 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $504,000 | 2,239 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $501,320 | 2,206 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,480,000 | 2,408 |
| Total interest expense | $2,495,000 | 2,997 |
| Net interest income | $9,985,000 | 2,198 |
| Provision for loan and lease losses | $619,000 | 3,796 |
| Total noninterest income | $886,000 | 3,445 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $184,000 | 4,574 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $702,000 | 2,687 |
| Total noninterest expense | $7,344,000 | 2,626 |
| Salaries and employee benefits | $4,571,000 | 2,122 |
| Premises and equipment expense | $440,000 | 4,516 |
| Additional noninterest expense | $2,333,000 | 2,835 |
| Pre-tax net operating income | $2,908,000 | 1,665 |
| Securities gains (losses) | $142,000 | 1,882 |
| Applicable income taxes | $1,018,000 | 1,204 |
| Income before extraordinary items | $2,032,000 | 2,000 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,032,000 | 2,000 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,032,000 | 2,001 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,936,860 | 2,003 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,127,000 | 2,520 |
| Total interest expense | $1,800,000 | 3,207 |
| Net interest income | $7,327,000 | 2,295 |
| Provision for loan and lease losses | $459,000 | 3,683 |
| Total noninterest income | $437,000 | 4,342 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $128,000 | 4,775 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $309,000 | 3,510 |
| Total noninterest expense | $5,267,000 | 2,718 |
| Salaries and employee benefits | $3,239,000 | 2,241 |
| Premises and equipment expense | $328,000 | 4,609 |
| Additional noninterest expense | $1,700,000 | 2,849 |
| Pre-tax net operating income | $2,038,000 | 1,865 |
| Securities gains (losses) | $128,000 | 1,728 |
| Applicable income taxes | $733,000 | 1,289 |
| Income before extraordinary items | $1,433,000 | 2,227 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,433,000 | 2,228 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,433,000 | 2,230 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,348,520 | 2,230 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,899,000 | 2,631 |
| Total interest expense | $1,103,000 | 3,537 |
| Net interest income | $4,796,000 | 2,332 |
| Provision for loan and lease losses | $315,000 | 3,528 |
| Total noninterest income | $257,000 | 4,563 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $77,000 | 4,938 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $180,000 | 3,678 |
| Total noninterest expense | $3,381,000 | 2,809 |
| Salaries and employee benefits | $2,065,000 | 2,367 |
| Premises and equipment expense | $211,000 | 4,717 |
| Additional noninterest expense | $1,105,000 | 2,931 |
| Pre-tax net operating income | $1,357,000 | 1,856 |
| Securities gains (losses) | $30,000 | 2,176 |
| Applicable income taxes | $471,000 | 1,276 |
| Income before extraordinary items | $916,000 | 2,276 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $916,000 | 2,273 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $916,000 | 2,276 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $896,200 | 2,220 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,867,000 | 2,754 |
| Total interest expense | $494,000 | 3,967 |
| Net interest income | $2,373,000 | 2,372 |
| Provision for loan and lease losses | $165,000 | 3,229 |
| Total noninterest income | $113,000 | 4,834 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $33,000 | 5,208 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $80,000 | 3,909 |
| Total noninterest expense | $1,628,000 | 2,924 |
| Salaries and employee benefits | $1,023,000 | 2,418 |
| Premises and equipment expense | $107,000 | 4,771 |
| Additional noninterest expense | $498,000 | 3,196 |
| Pre-tax net operating income | $693,000 | 1,842 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $237,000 | 1,257 |
| Income before extraordinary items | $456,000 | 2,298 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $456,000 | 2,297 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $456,000 | 2,298 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $456,000 | 2,217 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,881,000 | 3,858 |
| Total interest expense | $2,055,000 | 4,366 |
| Net interest income | $5,826,000 | 3,551 |
| Provision for loan and lease losses | $751,000 | 3,932 |
| Total noninterest income | $832,000 | 3,693 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $110,000 | 5,624 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $722,000 | 2,607 |
| Total noninterest expense | $5,347,000 | 3,480 |
| Salaries and employee benefits | $3,304,000 | 2,933 |
| Premises and equipment expense | $474,000 | 4,517 |
| Additional noninterest expense | $1,569,000 | 3,960 |
| Pre-tax net operating income | $560,000 | 3,857 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-1,389,000 | 7,395 |
| Income before extraordinary items | $1,949,000 | 1,724 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,949,000 | 1,723 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,949,000 | 1,724 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,949,000 | 1,677 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,236,000 | 4,226 |
| Total interest expense | $1,563,000 | 4,476 |
| Net interest income | $3,673,000 | 4,005 |
| Provision for loan and lease losses | $433,000 | 4,055 |
| Total noninterest income | $286,000 | 5,272 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $76,000 | 5,778 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $210,000 | 4,204 |
| Total noninterest expense | $3,855,000 | 3,594 |
| Salaries and employee benefits | $2,314,000 | 3,124 |
| Premises and equipment expense | $374,000 | 4,422 |
| Additional noninterest expense | $1,167,000 | 3,937 |
| Pre-tax net operating income | $-329,000 | 6,163 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-329,000 | 6,270 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-329,000 | 6,271 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-329,000 | 6,270 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-329,000 | 6,258 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,290,000 | 4,446 |
| Total interest expense | $1,049,000 | 4,588 |
| Net interest income | $2,241,000 | 4,236 |
| Provision for loan and lease losses | $260,000 | 3,945 |
| Total noninterest income | $145,000 | 5,773 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $46,000 | 5,925 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $99,000 | 4,807 |
| Total noninterest expense | $2,569,000 | 3,641 |
| Salaries and employee benefits | $1,545,000 | 3,157 |
| Premises and equipment expense | $261,000 | 4,340 |
| Additional noninterest expense | $763,000 | 4,017 |
| Pre-tax net operating income | $-443,000 | 6,580 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-443,000 | 6,697 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-443,000 | 6,698 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-443,000 | 6,698 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-443,000 | 6,675 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,541,000 | 4,682 |
| Total interest expense | $523,000 | 4,716 |
| Net interest income | $1,018,000 | 4,522 |
| Provision for loan and lease losses | $96,000 | 3,963 |
| Total noninterest income | $70,000 | 5,827 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $22,000 | 5,942 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $48,000 | 4,911 |
| Total noninterest expense | $1,247,000 | 3,663 |
| Salaries and employee benefits | $765,000 | 3,222 |
| Premises and equipment expense | $133,000 | 4,317 |
| Additional noninterest expense | $349,000 | 3,962 |
| Pre-tax net operating income | $-255,000 | 6,980 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-255,000 | 7,123 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-255,000 | 7,123 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-255,000 | 7,124 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-255,000 | 7,059 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,603,000 | 5,679 |
| Total interest expense | $1,832,000 | 5,521 |
| Net interest income | $2,771,000 | 5,635 |
| Provision for loan and lease losses | $958,000 | 2,772 |
| Total noninterest income | $178,000 | 6,650 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $49,000 | 6,646 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $129,000 | 5,550 |
| Total noninterest expense | $4,802,000 | 3,676 |
| Salaries and employee benefits | $2,823,000 | 3,426 |
| Premises and equipment expense | $566,000 | 4,123 |
| Additional noninterest expense | $1,413,000 | 3,784 |
| Pre-tax net operating income | $-2,811,000 | 7,549 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-2,811,000 | 7,570 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,811,000 | 7,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,811,000 | 7,642 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,065,000 | 6,029 |
| Total interest expense | $1,228,000 | 5,907 |
| Net interest income | $1,837,000 | 5,999 |
| Provision for loan and lease losses | $761,000 | 2,152 |
| Total noninterest income | $114,000 | 6,974 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $27,000 | 6,881 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $87,000 | 5,830 |
| Total noninterest expense | $3,480,000 | 3,772 |
| Salaries and employee benefits | $2,080,000 | 3,495 |
| Premises and equipment expense | $397,000 | 4,335 |
| Additional noninterest expense | $1,003,000 | 3,861 |
| Pre-tax net operating income | $-2,290,000 | 7,917 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-2,290,000 | 7,917 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,290,000 | 7,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,290,000 | 7,990 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,739,000 | 6,471 |
| Total interest expense | $662,000 | 6,483 |
| Net interest income | $1,077,000 | 6,306 |
| Provision for loan and lease losses | $497,000 | 1,933 |
| Total noninterest income | $57,000 | 7,339 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $9,000 | 7,166 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $48,000 | 6,189 |
| Total noninterest expense | $2,288,000 | 3,836 |
| Salaries and employee benefits | $1,372,000 | 3,574 |
| Premises and equipment expense | $273,000 | 4,266 |
| Additional noninterest expense | $643,000 | 3,968 |
| Pre-tax net operating income | $-1,651,000 | 8,114 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-1,651,000 | 8,176 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,651,000 | 8,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,651,000 | 8,168 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $815,000 | 6,674 |
| Total interest expense | $300,000 | 6,833 |
| Net interest income | $515,000 | 6,446 |
| Provision for loan and lease losses | $260,000 | 1,545 |
| Total noninterest income | $19,000 | 7,748 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $1,000 | 7,357 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $18,000 | 6,579 |
| Total noninterest expense | $1,142,000 | 3,848 |
| Salaries and employee benefits | $677,000 | 3,635 |
| Premises and equipment expense | $137,000 | 4,265 |
| Additional noninterest expense | $328,000 | 3,854 |
| Pre-tax net operating income | $-868,000 | 8,244 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-868,000 | 8,283 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-868,000 | 8,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-868,000 | 8,270 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $787,000 | 8,290 |
| Total interest expense | $240,000 | 8,265 |
| Net interest income | $547,000 | 8,244 |
| Provision for loan and lease losses | $322,000 | 3,067 |
| Total noninterest income | $35,000 | 8,156 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,000 | 7,438 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $33,000 | 7,470 |
| Total noninterest expense | $2,938,000 | 5,066 |
| Salaries and employee benefits | $1,854,000 | 4,648 |
| Premises and equipment expense | $168,000 | 7,064 |
| Additional noninterest expense | $916,000 | 4,922 |
| Pre-tax net operating income | $-2,678,000 | 8,350 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-116,000 | 8,039 |
| Income before extraordinary items | $-2,562,000 | 8,378 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,562,000 | 8,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $26,500,000 | 49 |
| Net operating income | $-2,562,000 | 8,369 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $157,000 | 8,519 |
| Total interest expense | $24,000 | 8,482 |
| Net interest income | $133,000 | 8,507 |
| Provision for loan and lease losses | $23,000 | 5,748 |
| Total noninterest income | $25,000 | 8,210 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $25,000 | 7,502 |
| Total noninterest expense | $1,974,000 | 5,403 |
| Salaries and employee benefits | $1,202,000 | 5,088 |
| Premises and equipment expense | $53,000 | 8,044 |
| Additional noninterest expense | $719,000 | 4,718 |
| Pre-tax net operating income | $-1,839,000 | 8,430 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-53,000 | 8,164 |
| Income before extraordinary items | $-1,786,000 | 8,449 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-1,786,000 | 8,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $26,500,000 | 36 |
| Net operating income | $-1,786,000 | 8,438 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.