Home > WashingtonFirst Bank > Income and Expense
WashingtonFirst Bank, Income and Expense
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $85,262,000 | 370 |
| Total interest expense | $13,997,000 | 296 |
| Net interest income | $71,265,000 | 380 |
| Provision for loan and lease losses | $2,850,000 | 380 |
| Total noninterest income | $19,834,000 | 422 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $710,000 | 1,551 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $19,124,000 | 321 |
| Total noninterest expense | $57,181,000 | 400 |
| Salaries and employee benefits | $31,943,000 | 396 |
| Premises and equipment expense | $6,897,000 | 387 |
| Additional noninterest expense | $18,341,000 | 398 |
| Pre-tax net operating income | $31,068,000 | 394 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $15,228,000 | 314 |
| Income before extraordinary items | $15,840,000 | 499 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $15,840,000 | 497 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $15,840,000 | 499 |
| Net charge-offs | $1,777,000 | 449 |
| Cash dividends | $12,514,000 | 314 |
| Sale, conversion, retirement of capital stock, net | $8,656,000 | 74 |
| Net operating income | $15,840,000 | 492 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $63,193,000 | 377 |
| Total interest expense | $10,215,000 | 292 |
| Net interest income | $52,978,000 | 385 |
| Provision for loan and lease losses | $2,315,000 | 348 |
| Total noninterest income | $15,902,000 | 403 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $503,000 | 1,627 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $15,399,000 | 308 |
| Total noninterest expense | $39,750,000 | 437 |
| Salaries and employee benefits | $25,282,000 | 388 |
| Premises and equipment expense | $5,169,000 | 392 |
| Additional noninterest expense | $9,299,000 | 543 |
| Pre-tax net operating income | $26,815,000 | 368 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $9,541,000 | 317 |
| Income before extraordinary items | $17,274,000 | 402 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $17,274,000 | 401 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $17,274,000 | 402 |
| Net charge-offs | $1,760,000 | 327 |
| Cash dividends | $4,513,000 | 546 |
| Sale, conversion, retirement of capital stock, net | $8,494,000 | 58 |
| Net operating income | $17,274,000 | 398 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $41,398,000 | 381 |
| Total interest expense | $6,522,000 | 288 |
| Net interest income | $34,876,000 | 387 |
| Provision for loan and lease losses | $1,940,000 | 291 |
| Total noninterest income | $10,685,000 | 404 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $335,000 | 1,613 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $10,350,000 | 309 |
| Total noninterest expense | $26,471,000 | 438 |
| Salaries and employee benefits | $16,952,000 | 385 |
| Premises and equipment expense | $3,416,000 | 392 |
| Additional noninterest expense | $6,103,000 | 556 |
| Pre-tax net operating income | $17,150,000 | 377 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $6,021,000 | 328 |
| Income before extraordinary items | $11,129,000 | 415 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $11,129,000 | 414 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $11,129,000 | 415 |
| Net charge-offs | $1,448,000 | 275 |
| Cash dividends | $2,680,000 | 597 |
| Sale, conversion, retirement of capital stock, net | $8,333,000 | 46 |
| Net operating income | $11,129,000 | 411 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $20,114,000 | 385 |
| Total interest expense | $3,110,000 | 290 |
| Net interest income | $17,004,000 | 391 |
| Provision for loan and lease losses | $1,015,000 | 267 |
| Total noninterest income | $4,539,000 | 457 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $170,000 | 1,596 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $4,369,000 | 342 |
| Total noninterest expense | $12,806,000 | 451 |
| Salaries and employee benefits | $8,171,000 | 409 |
| Premises and equipment expense | $1,640,000 | 414 |
| Additional noninterest expense | $2,995,000 | 570 |
| Pre-tax net operating income | $7,722,000 | 398 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $2,751,000 | 348 |
| Income before extraordinary items | $4,971,000 | 442 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,971,000 | 441 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $4,971,000 | 442 |
| Net charge-offs | $92,000 | 978 |
| Cash dividends | $860,000 | 828 |
| Sale, conversion, retirement of capital stock, net | $8,162,000 | 26 |
| Net operating income | $4,971,000 | 435 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $73,057,000 | 391 |
| Total interest expense | $10,379,000 | 302 |
| Net interest income | $62,678,000 | 398 |
| Provision for loan and lease losses | $3,880,000 | 324 |
| Total noninterest income | $24,988,000 | 362 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $724,000 | 1,569 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $24,264,000 | 269 |
| Total noninterest expense | $53,767,000 | 428 |
| Salaries and employee benefits | $33,337,000 | 382 |
| Premises and equipment expense | $7,079,000 | 386 |
| Additional noninterest expense | $13,351,000 | 519 |
| Pre-tax net operating income | $30,019,000 | 372 |
| Securities gains (losses) | $1,323,000 | 176 |
| Applicable income taxes | $11,302,000 | 313 |
| Income before extraordinary items | $20,040,000 | 405 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $20,040,000 | 404 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $20,040,000 | 404 |
| Net charge-offs | $2,587,000 | 329 |
| Cash dividends | $1,470,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $740,000 | 239 |
| Net operating income | $19,193,280 | 419 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $54,083,000 | 391 |
| Total interest expense | $7,701,000 | 297 |
| Net interest income | $46,382,000 | 403 |
| Provision for loan and lease losses | $2,640,000 | 337 |
| Total noninterest income | $19,805,000 | 349 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $538,000 | 1,586 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $19,267,000 | 265 |
| Total noninterest expense | $41,354,000 | 420 |
| Salaries and employee benefits | $25,827,000 | 369 |
| Premises and equipment expense | $5,262,000 | 386 |
| Additional noninterest expense | $10,265,000 | 512 |
| Pre-tax net operating income | $22,193,000 | 373 |
| Securities gains (losses) | $1,287,000 | 155 |
| Applicable income taxes | $8,674,000 | 311 |
| Income before extraordinary items | $14,806,000 | 410 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $14,806,000 | 409 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $14,806,000 | 410 |
| Net charge-offs | $1,969,000 | 300 |
| Cash dividends | $735,000 | 1,993 |
| Sale, conversion, retirement of capital stock, net | $410,000 | 241 |
| Net operating income | $13,982,320 | 425 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $35,394,000 | 400 |
| Total interest expense | $5,130,000 | 301 |
| Net interest income | $30,264,000 | 413 |
| Provision for loan and lease losses | $1,605,000 | 348 |
| Total noninterest income | $11,536,000 | 372 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $468,000 | 1,254 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $11,068,000 | 289 |
| Total noninterest expense | $26,473,000 | 434 |
| Salaries and employee benefits | $16,235,000 | 391 |
| Premises and equipment expense | $3,532,000 | 385 |
| Additional noninterest expense | $6,706,000 | 516 |
| Pre-tax net operating income | $13,722,000 | 396 |
| Securities gains (losses) | $1,152,000 | 124 |
| Applicable income taxes | $5,480,000 | 319 |
| Income before extraordinary items | $9,394,000 | 419 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $9,394,000 | 418 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $9,394,000 | 418 |
| Net charge-offs | $1,299,000 | 292 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $270,000 | 238 |
| Net operating income | $8,656,720 | 448 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $17,403,000 | 401 |
| Total interest expense | $2,468,000 | 302 |
| Net interest income | $14,935,000 | 414 |
| Provision for loan and lease losses | $625,000 | 387 |
| Total noninterest income | $4,411,000 | 444 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $221,000 | 1,316 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $4,190,000 | 337 |
| Total noninterest expense | $11,747,000 | 475 |
| Salaries and employee benefits | $7,348,000 | 422 |
| Premises and equipment expense | $1,743,000 | 395 |
| Additional noninterest expense | $2,656,000 | 642 |
| Pre-tax net operating income | $6,974,000 | 379 |
| Securities gains (losses) | $75,000 | 649 |
| Applicable income taxes | $2,592,000 | 329 |
| Income before extraordinary items | $4,457,000 | 419 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $4,457,000 | 418 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $4,457,000 | 419 |
| Net charge-offs | $586,000 | 301 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 222 |
| Net operating income | $4,409,000 | 414 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $62,295,000 | 418 |
| Total interest expense | $8,414,000 | 329 |
| Net interest income | $53,881,000 | 430 |
| Provision for loan and lease losses | $3,550,000 | 279 |
| Total noninterest income | $10,070,000 | 674 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $999,000 | 1,222 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $9,071,000 | 531 |
| Total noninterest expense | $38,533,000 | 548 |
| Salaries and employee benefits | $22,788,000 | 503 |
| Premises and equipment expense | $6,268,000 | 421 |
| Additional noninterest expense | $9,477,000 | 706 |
| Pre-tax net operating income | $21,868,000 | 448 |
| Securities gains (losses) | $10,000 | 2,597 |
| Applicable income taxes | $7,595,000 | 392 |
| Income before extraordinary items | $14,283,000 | 517 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $14,283,000 | 516 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $14,283,000 | 518 |
| Net charge-offs | $518,000 | 1,136 |
| Cash dividends | $275,000 | 3,488 |
| Sale, conversion, retirement of capital stock, net | $62,035,000 | 12 |
| Net operating income | $14,276,500 | 508 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $45,378,000 | 431 |
| Total interest expense | $6,078,000 | 340 |
| Net interest income | $39,300,000 | 438 |
| Provision for loan and lease losses | $2,475,000 | 281 |
| Total noninterest income | $5,941,000 | 822 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $745,000 | 1,233 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,196,000 | 643 |
| Total noninterest expense | $27,005,000 | 595 |
| Salaries and employee benefits | $15,351,000 | 561 |
| Premises and equipment expense | $4,605,000 | 436 |
| Additional noninterest expense | $7,049,000 | 714 |
| Pre-tax net operating income | $15,761,000 | 482 |
| Securities gains (losses) | $10,000 | 2,368 |
| Applicable income taxes | $5,642,000 | 413 |
| Income before extraordinary items | $10,129,000 | 559 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $10,129,000 | 557 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $10,129,000 | 559 |
| Net charge-offs | $159,000 | 1,733 |
| Cash dividends | $275,000 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $26,387,000 | 18 |
| Net operating income | $10,122,600 | 546 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $29,099,000 | 439 |
| Total interest expense | $3,891,000 | 350 |
| Net interest income | $25,208,000 | 449 |
| Provision for loan and lease losses | $1,550,000 | 296 |
| Total noninterest income | $2,602,000 | 1,115 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $495,000 | 1,218 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,107,000 | 931 |
| Total noninterest expense | $16,157,000 | 658 |
| Salaries and employee benefits | $8,704,000 | 661 |
| Premises and equipment expense | $2,989,000 | 442 |
| Additional noninterest expense | $4,464,000 | 749 |
| Pre-tax net operating income | $10,103,000 | 496 |
| Securities gains (losses) | $22,000 | 1,669 |
| Applicable income taxes | $3,618,000 | 427 |
| Income before extraordinary items | $6,507,000 | 580 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $6,507,000 | 577 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $6,507,000 | 580 |
| Net charge-offs | $181,000 | 1,252 |
| Cash dividends | $275,000 | 2,507 |
| Sale, conversion, retirement of capital stock, net | $15,185,000 | 20 |
| Net operating income | $6,492,920 | 568 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $14,104,000 | 448 |
| Total interest expense | $1,916,000 | 359 |
| Net interest income | $12,188,000 | 467 |
| Provision for loan and lease losses | $700,000 | 302 |
| Total noninterest income | $1,150,000 | 1,171 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $223,000 | 1,317 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $927,000 | 981 |
| Total noninterest expense | $7,700,000 | 683 |
| Salaries and employee benefits | $4,133,000 | 709 |
| Premises and equipment expense | $1,483,000 | 453 |
| Additional noninterest expense | $2,084,000 | 786 |
| Pre-tax net operating income | $4,938,000 | 493 |
| Securities gains (losses) | $16,000 | 1,315 |
| Applicable income taxes | $1,755,000 | 425 |
| Income before extraordinary items | $3,199,000 | 570 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $3,199,000 | 567 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $3,199,000 | 570 |
| Net charge-offs | $102,000 | 1,105 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $10,059,000 | 19 |
| Net operating income | $3,188,600 | 551 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $54,095,000 | 456 |
| Total interest expense | $6,798,000 | 413 |
| Net interest income | $47,297,000 | 464 |
| Provision for loan and lease losses | $3,005,000 | 332 |
| Total noninterest income | $4,165,000 | 1,251 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $958,000 | 1,344 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,207,000 | 1,050 |
| Total noninterest expense | $32,171,000 | 644 |
| Salaries and employee benefits | $18,101,000 | 599 |
| Premises and equipment expense | $5,776,000 | 451 |
| Additional noninterest expense | $8,294,000 | 784 |
| Pre-tax net operating income | $16,286,000 | 548 |
| Securities gains (losses) | $166,000 | 905 |
| Applicable income taxes | $5,310,000 | 472 |
| Income before extraordinary items | $11,142,000 | 611 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $11,142,000 | 609 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $11,142,000 | 611 |
| Net charge-offs | $2,281,000 | 447 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $283,000 | 381 |
| Net operating income | $11,029,120 | 609 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $39,631,000 | 467 |
| Total interest expense | $4,949,000 | 431 |
| Net interest income | $34,682,000 | 468 |
| Provision for loan and lease losses | $2,205,000 | 321 |
| Total noninterest income | $2,938,000 | 1,309 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $716,000 | 1,360 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,222,000 | 1,117 |
| Total noninterest expense | $23,745,000 | 651 |
| Salaries and employee benefits | $13,390,000 | 608 |
| Premises and equipment expense | $4,342,000 | 449 |
| Additional noninterest expense | $6,013,000 | 806 |
| Pre-tax net operating income | $11,670,000 | 567 |
| Securities gains (losses) | $166,000 | 725 |
| Applicable income taxes | $3,677,000 | 505 |
| Income before extraordinary items | $8,159,000 | 631 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $8,159,000 | 627 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $8,159,000 | 629 |
| Net charge-offs | $1,764,000 | 427 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $166,000 | 377 |
| Net operating income | $8,044,460 | 624 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $25,577,000 | 479 |
| Total interest expense | $3,180,000 | 445 |
| Net interest income | $22,397,000 | 482 |
| Provision for loan and lease losses | $1,305,000 | 367 |
| Total noninterest income | $1,793,000 | 1,370 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $469,000 | 1,369 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,324,000 | 1,192 |
| Total noninterest expense | $15,527,000 | 661 |
| Salaries and employee benefits | $8,597,000 | 636 |
| Premises and equipment expense | $2,925,000 | 447 |
| Additional noninterest expense | $4,005,000 | 809 |
| Pre-tax net operating income | $7,358,000 | 581 |
| Securities gains (losses) | $144,000 | 603 |
| Applicable income taxes | $2,598,000 | 474 |
| Income before extraordinary items | $4,904,000 | 668 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,904,000 | 667 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $4,904,000 | 668 |
| Net charge-offs | $1,507,000 | 364 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $111,000 | 366 |
| Net operating income | $4,810,400 | 664 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $11,863,000 | 524 |
| Total interest expense | $1,506,000 | 466 |
| Net interest income | $10,357,000 | 525 |
| Provision for loan and lease losses | $545,000 | 422 |
| Total noninterest income | $900,000 | 1,343 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $223,000 | 1,406 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $677,000 | 1,153 |
| Total noninterest expense | $7,751,000 | 669 |
| Salaries and employee benefits | $4,068,000 | 685 |
| Premises and equipment expense | $1,508,000 | 441 |
| Additional noninterest expense | $2,175,000 | 747 |
| Pre-tax net operating income | $2,961,000 | 679 |
| Securities gains (losses) | $142,000 | 343 |
| Applicable income taxes | $1,071,000 | 530 |
| Income before extraordinary items | $2,032,000 | 769 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,032,000 | 770 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,032,000 | 770 |
| Net charge-offs | $1,156,000 | 271 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 337 |
| Net operating income | $1,939,700 | 789 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $46,159,000 | 534 |
| Total interest expense | $5,764,000 | 556 |
| Net interest income | $40,395,000 | 527 |
| Provision for loan and lease losses | $4,755,000 | 281 |
| Total noninterest income | $4,195,000 | 1,283 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $988,000 | 1,379 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,207,000 | 1,104 |
| Total noninterest expense | $26,809,000 | 755 |
| Salaries and employee benefits | $14,035,000 | 771 |
| Premises and equipment expense | $5,496,000 | 460 |
| Additional noninterest expense | $7,278,000 | 933 |
| Pre-tax net operating income | $13,026,000 | 607 |
| Securities gains (losses) | $-1,472,000 | 6,761 |
| Applicable income taxes | $3,425,000 | 608 |
| Income before extraordinary items | $8,129,000 | 778 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,129,000 | 777 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $8,129,000 | 779 |
| Net charge-offs | $2,482,000 | 634 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $227,000 | 404 |
| Net operating income | $9,159,400 | 681 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $34,166,000 | 544 |
| Total interest expense | $4,389,000 | 558 |
| Net interest income | $29,777,000 | 541 |
| Provision for loan and lease losses | $3,875,000 | 265 |
| Total noninterest income | $3,188,000 | 1,291 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $737,000 | 1,396 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,451,000 | 1,116 |
| Total noninterest expense | $19,711,000 | 776 |
| Salaries and employee benefits | $10,087,000 | 804 |
| Premises and equipment expense | $4,150,000 | 457 |
| Additional noninterest expense | $5,474,000 | 927 |
| Pre-tax net operating income | $9,379,000 | 645 |
| Securities gains (losses) | $-20,000 | 6,574 |
| Applicable income taxes | $2,951,000 | 560 |
| Income before extraordinary items | $6,408,000 | 752 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $6,408,000 | 752 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,408,000 | 754 |
| Net charge-offs | $2,627,000 | 480 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 393 |
| Net operating income | $6,421,600 | 725 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $22,836,000 | 539 |
| Total interest expense | $2,997,000 | 556 |
| Net interest income | $19,839,000 | 536 |
| Provision for loan and lease losses | $2,075,000 | 342 |
| Total noninterest income | $1,394,000 | 1,740 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $472,000 | 1,411 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $922,000 | 1,682 |
| Total noninterest expense | $13,188,000 | 781 |
| Salaries and employee benefits | $6,655,000 | 818 |
| Premises and equipment expense | $2,769,000 | 453 |
| Additional noninterest expense | $3,764,000 | 900 |
| Pre-tax net operating income | $5,970,000 | 654 |
| Securities gains (losses) | $-20,000 | 6,728 |
| Applicable income taxes | $2,240,000 | 501 |
| Income before extraordinary items | $3,710,000 | 833 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,710,000 | 833 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,710,000 | 835 |
| Net charge-offs | $2,397,000 | 387 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $114,000 | 349 |
| Net operating income | $3,722,800 | 809 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $11,559,000 | 538 |
| Total interest expense | $1,427,000 | 613 |
| Net interest income | $10,132,000 | 528 |
| Provision for loan and lease losses | $1,100,000 | 349 |
| Total noninterest income | $161,000 | 4,052 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $221,000 | 1,488 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-60,000 | 6,894 |
| Total noninterest expense | $6,521,000 | 788 |
| Salaries and employee benefits | $3,243,000 | 847 |
| Premises and equipment expense | $1,357,000 | 463 |
| Additional noninterest expense | $1,921,000 | 876 |
| Pre-tax net operating income | $2,672,000 | 723 |
| Securities gains (losses) | $-20,000 | 6,868 |
| Applicable income taxes | $1,025,000 | 536 |
| Income before extraordinary items | $1,627,000 | 937 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,627,000 | 938 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,627,000 | 939 |
| Net charge-offs | $1,183,000 | 409 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 286 |
| Net operating income | $1,639,800 | 883 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $27,876,000 | 939 |
| Total interest expense | $4,967,000 | 906 |
| Net interest income | $22,909,000 | 951 |
| Provision for loan and lease losses | $3,224,000 | 724 |
| Total noninterest income | $1,387,000 | 2,735 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $864,000 | 1,583 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $523,000 | 3,287 |
| Total noninterest expense | $18,412,000 | 1,083 |
| Salaries and employee benefits | $8,441,000 | 1,241 |
| Premises and equipment expense | $2,729,000 | 881 |
| Additional noninterest expense | $7,242,000 | 965 |
| Pre-tax net operating income | $2,660,000 | 2,303 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $863,000 | 1,613 |
| Income before extraordinary items | $1,797,000 | 2,785 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,797,000 | 2,788 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,797,000 | 2,787 |
| Net charge-offs | $1,896,000 | 1,211 |
| Cash dividends | $950,000 | 2,023 |
| Sale, conversion, retirement of capital stock, net | $15,152,000 | 26 |
| Net operating income | $1,797,000 | 2,668 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $20,424,000 | 981 |
| Total interest expense | $3,705,000 | 953 |
| Net interest income | $16,719,000 | 987 |
| Provision for loan and lease losses | $2,586,000 | 697 |
| Total noninterest income | $765,000 | 3,246 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $638,000 | 1,630 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $127,000 | 4,825 |
| Total noninterest expense | $11,245,000 | 1,328 |
| Salaries and employee benefits | $6,198,000 | 1,269 |
| Premises and equipment expense | $2,024,000 | 901 |
| Additional noninterest expense | $3,023,000 | 1,663 |
| Pre-tax net operating income | $3,653,000 | 1,445 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,404,000 | 955 |
| Income before extraordinary items | $2,249,000 | 1,897 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,249,000 | 1,896 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,249,000 | 1,898 |
| Net charge-offs | $1,359,000 | 1,200 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $532,000 | 231 |
| Net operating income | $2,249,000 | 1,794 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $13,417,000 | 1,004 |
| Total interest expense | $2,472,000 | 989 |
| Net interest income | $10,945,000 | 1,008 |
| Provision for loan and lease losses | $2,071,000 | 625 |
| Total noninterest income | $575,000 | 2,994 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $502,000 | 1,405 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $73,000 | 5,052 |
| Total noninterest expense | $7,142,000 | 1,383 |
| Salaries and employee benefits | $3,932,000 | 1,315 |
| Premises and equipment expense | $1,317,000 | 921 |
| Additional noninterest expense | $1,893,000 | 1,754 |
| Pre-tax net operating income | $2,307,000 | 1,505 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $886,000 | 980 |
| Income before extraordinary items | $1,421,000 | 1,970 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,421,000 | 1,968 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,421,000 | 1,970 |
| Net charge-offs | $1,268,000 | 962 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $429,000 | 185 |
| Net operating income | $1,421,000 | 1,875 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $6,658,000 | 1,023 |
| Total interest expense | $1,233,000 | 1,036 |
| Net interest income | $5,425,000 | 1,015 |
| Provision for loan and lease losses | $1,221,000 | 534 |
| Total noninterest income | $339,000 | 2,742 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $306,000 | 1,153 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $33,000 | 5,248 |
| Total noninterest expense | $3,329,000 | 1,475 |
| Salaries and employee benefits | $1,811,000 | 1,429 |
| Premises and equipment expense | $643,000 | 944 |
| Additional noninterest expense | $875,000 | 1,886 |
| Pre-tax net operating income | $1,214,000 | 1,429 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $467,000 | 942 |
| Income before extraordinary items | $747,000 | 1,903 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $747,000 | 1,904 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $747,000 | 1,905 |
| Net charge-offs | $397,000 | 1,258 |
| Cash dividends | $18,000 | 2,653 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 281 |
| Net operating income | $747,000 | 1,803 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $24,735,000 | 1,148 |
| Total interest expense | $5,049,000 | 1,191 |
| Net interest income | $19,686,000 | 1,133 |
| Provision for loan and lease losses | $2,301,000 | 1,420 |
| Total noninterest income | $793,000 | 3,543 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $631,000 | 2,152 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $162,000 | 4,752 |
| Total noninterest expense | $13,819,000 | 1,406 |
| Salaries and employee benefits | $7,656,000 | 1,285 |
| Premises and equipment expense | $2,292,000 | 1,087 |
| Additional noninterest expense | $3,871,000 | 1,753 |
| Pre-tax net operating income | $4,359,000 | 1,336 |
| Securities gains (losses) | $12,000 | 3,271 |
| Applicable income taxes | $1,783,000 | 874 |
| Income before extraordinary items | $2,588,000 | 1,827 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,588,000 | 1,828 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,588,000 | 1,828 |
| Net charge-offs | $816,000 | 2,609 |
| Cash dividends | $554,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $3,830,000 | 176 |
| Net operating income | $2,580,320 | 1,754 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $17,982,000 | 1,205 |
| Total interest expense | $3,805,000 | 1,241 |
| Net interest income | $14,177,000 | 1,182 |
| Provision for loan and lease losses | $1,495,000 | 1,514 |
| Total noninterest income | $553,000 | 3,700 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $426,000 | 2,343 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $127,000 | 4,782 |
| Total noninterest expense | $9,785,000 | 1,497 |
| Salaries and employee benefits | $5,408,000 | 1,379 |
| Premises and equipment expense | $1,735,000 | 1,086 |
| Additional noninterest expense | $2,642,000 | 1,917 |
| Pre-tax net operating income | $3,450,000 | 1,305 |
| Securities gains (losses) | $12,000 | 2,990 |
| Applicable income taxes | $1,343,000 | 864 |
| Income before extraordinary items | $2,119,000 | 1,756 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,119,000 | 1,756 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,119,000 | 1,756 |
| Net charge-offs | $264,000 | 3,386 |
| Cash dividends | $178,000 | 2,793 |
| Sale, conversion, retirement of capital stock, net | $3,731,000 | 147 |
| Net operating income | $2,111,320 | 1,678 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $11,648,000 | 1,247 |
| Total interest expense | $2,537,000 | 1,298 |
| Net interest income | $9,111,000 | 1,228 |
| Provision for loan and lease losses | $855,000 | 1,651 |
| Total noninterest income | $360,000 | 3,771 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $276,000 | 2,368 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $84,000 | 4,816 |
| Total noninterest expense | $6,488,000 | 1,516 |
| Salaries and employee benefits | $3,581,000 | 1,403 |
| Premises and equipment expense | $1,140,000 | 1,118 |
| Additional noninterest expense | $1,767,000 | 1,933 |
| Pre-tax net operating income | $2,128,000 | 1,371 |
| Securities gains (losses) | $9,000 | 2,392 |
| Applicable income taxes | $823,000 | 901 |
| Income before extraordinary items | $1,314,000 | 1,807 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,314,000 | 1,807 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,314,000 | 1,807 |
| Net charge-offs | $117,000 | 3,688 |
| Cash dividends | $178,000 | 2,383 |
| Sale, conversion, retirement of capital stock, net | $183,000 | 323 |
| Net operating income | $1,308,240 | 1,740 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,602,000 | 1,305 |
| Total interest expense | $1,233,000 | 1,381 |
| Net interest income | $4,369,000 | 1,280 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $177,000 | 3,826 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $142,000 | 2,298 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $35,000 | 5,181 |
| Total noninterest expense | $3,160,000 | 1,563 |
| Salaries and employee benefits | $1,690,000 | 1,492 |
| Premises and equipment expense | $571,000 | 1,153 |
| Additional noninterest expense | $899,000 | 1,880 |
| Pre-tax net operating income | $1,086,000 | 1,332 |
| Securities gains (losses) | $-1,000 | 6,978 |
| Applicable income taxes | $418,000 | 852 |
| Income before extraordinary items | $667,000 | 1,752 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $667,000 | 1,752 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $667,000 | 1,752 |
| Net charge-offs | $107,000 | 2,665 |
| Cash dividends | $178,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $96,000 | 274 |
| Net operating income | $667,640 | 1,706 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $20,128,000 | 1,530 |
| Total interest expense | $5,517,000 | 1,508 |
| Net interest income | $14,611,000 | 1,531 |
| Provision for loan and lease losses | $1,747,000 | 2,256 |
| Total noninterest income | $769,000 | 3,733 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $647,000 | 2,173 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $122,000 | 5,212 |
| Total noninterest expense | $11,176,000 | 1,764 |
| Salaries and employee benefits | $6,252,000 | 1,565 |
| Premises and equipment expense | $2,100,000 | 1,230 |
| Additional noninterest expense | $2,824,000 | 2,398 |
| Pre-tax net operating income | $2,457,000 | 1,915 |
| Securities gains (losses) | $1,000 | 3,687 |
| Applicable income taxes | $944,000 | 1,283 |
| Income before extraordinary items | $1,514,000 | 2,496 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,514,000 | 2,493 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,514,000 | 2,498 |
| Net charge-offs | $1,157,000 | 2,487 |
| Cash dividends | $593,000 | 2,155 |
| Sale, conversion, retirement of capital stock, net | $309,000 | 545 |
| Net operating income | $1,513,360 | 2,404 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $14,766,000 | 1,599 |
| Total interest expense | $4,229,000 | 1,535 |
| Net interest income | $10,537,000 | 1,609 |
| Provision for loan and lease losses | $997,000 | 2,513 |
| Total noninterest income | $569,000 | 3,795 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $479,000 | 2,231 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $90,000 | 5,337 |
| Total noninterest expense | $8,398,000 | 1,758 |
| Salaries and employee benefits | $4,714,000 | 1,564 |
| Premises and equipment expense | $1,524,000 | 1,299 |
| Additional noninterest expense | $2,160,000 | 2,331 |
| Pre-tax net operating income | $1,711,000 | 2,147 |
| Securities gains (losses) | $1,000 | 3,533 |
| Applicable income taxes | $657,000 | 1,399 |
| Income before extraordinary items | $1,055,000 | 2,789 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,055,000 | 2,784 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,055,000 | 2,789 |
| Net charge-offs | $341,000 | 3,561 |
| Cash dividends | $502,000 | 1,749 |
| Sale, conversion, retirement of capital stock, net | $249,000 | 475 |
| Net operating income | $1,054,360 | 2,659 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,513,000 | 1,665 |
| Total interest expense | $2,828,000 | 1,597 |
| Net interest income | $6,685,000 | 1,686 |
| Provision for loan and lease losses | $702,000 | 2,361 |
| Total noninterest income | $362,000 | 3,843 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $304,000 | 2,334 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $58,000 | 5,422 |
| Total noninterest expense | $5,381,000 | 1,825 |
| Salaries and employee benefits | $2,968,000 | 1,668 |
| Premises and equipment expense | $1,013,000 | 1,307 |
| Additional noninterest expense | $1,400,000 | 2,385 |
| Pre-tax net operating income | $964,000 | 2,441 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $369,000 | 1,518 |
| Income before extraordinary items | $595,000 | 3,084 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $595,000 | 3,079 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $595,000 | 3,082 |
| Net charge-offs | $346,000 | 2,881 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $165,000 | 399 |
| Net operating income | $595,000 | 2,974 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,698,000 | 1,717 |
| Total interest expense | $1,462,000 | 1,608 |
| Net interest income | $3,236,000 | 1,755 |
| Provision for loan and lease losses | $367,000 | 2,176 |
| Total noninterest income | $152,000 | 4,247 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $122,000 | 2,761 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $30,000 | 5,438 |
| Total noninterest expense | $2,607,000 | 1,901 |
| Salaries and employee benefits | $1,435,000 | 1,742 |
| Premises and equipment expense | $510,000 | 1,336 |
| Additional noninterest expense | $662,000 | 2,485 |
| Pre-tax net operating income | $414,000 | 2,781 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $157,000 | 1,691 |
| Income before extraordinary items | $257,000 | 3,430 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $257,000 | 3,428 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $257,000 | 3,430 |
| Net charge-offs | $206,000 | 2,400 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $98,000 | 318 |
| Net operating income | $257,000 | 3,310 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $17,513,000 | 1,928 |
| Total interest expense | $6,262,000 | 1,859 |
| Net interest income | $11,251,000 | 1,966 |
| Provision for loan and lease losses | $1,515,000 | 2,892 |
| Total noninterest income | $713,000 | 4,027 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $503,000 | 2,869 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $210,000 | 4,551 |
| Total noninterest expense | $10,155,000 | 1,994 |
| Salaries and employee benefits | $4,779,000 | 2,059 |
| Premises and equipment expense | $2,085,000 | 1,304 |
| Additional noninterest expense | $3,291,000 | 2,169 |
| Pre-tax net operating income | $294,000 | 4,520 |
| Securities gains (losses) | $851,000 | 566 |
| Applicable income taxes | $549,000 | 1,464 |
| Income before extraordinary items | $596,000 | 3,600 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $596,000 | 3,599 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $596,000 | 3,599 |
| Net charge-offs | $804,000 | 3,175 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $13,487,000 | 67 |
| Net operating income | $51,360 | 5,285 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,896,000 | 2,006 |
| Total interest expense | $4,775,000 | 1,904 |
| Net interest income | $8,121,000 | 2,024 |
| Provision for loan and lease losses | $1,163,000 | 2,552 |
| Total noninterest income | $549,000 | 4,030 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $393,000 | 2,804 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $156,000 | 4,688 |
| Total noninterest expense | $7,548,000 | 1,998 |
| Salaries and employee benefits | $3,723,000 | 1,997 |
| Premises and equipment expense | $1,522,000 | 1,346 |
| Additional noninterest expense | $2,303,000 | 2,262 |
| Pre-tax net operating income | $-41,000 | 5,772 |
| Securities gains (losses) | $417,000 | 802 |
| Applicable income taxes | $135,000 | 2,655 |
| Income before extraordinary items | $241,000 | 4,669 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $241,000 | 4,667 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $241,000 | 4,670 |
| Net charge-offs | $763,000 | 2,536 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $6,565,000 | 116 |
| Net operating income | $-25,880 | 5,779 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,346,000 | 2,108 |
| Total interest expense | $3,175,000 | 2,002 |
| Net interest income | $5,171,000 | 2,114 |
| Provision for loan and lease losses | $919,000 | 2,172 |
| Total noninterest income | $369,000 | 3,984 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $239,000 | 2,956 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $130,000 | 4,354 |
| Total noninterest expense | $4,980,000 | 2,041 |
| Salaries and employee benefits | $2,335,000 | 2,157 |
| Premises and equipment expense | $1,017,000 | 1,365 |
| Additional noninterest expense | $1,628,000 | 2,172 |
| Pre-tax net operating income | $-359,000 | 6,497 |
| Securities gains (losses) | $417,000 | 587 |
| Applicable income taxes | $21,000 | 3,672 |
| Income before extraordinary items | $37,000 | 5,669 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $37,000 | 5,667 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $37,000 | 5,667 |
| Net charge-offs | $652,000 | 2,051 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $6,481,000 | 82 |
| Net operating income | $-229,880 | 6,419 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,042,000 | 2,192 |
| Total interest expense | $1,641,000 | 2,008 |
| Net interest income | $2,401,000 | 2,275 |
| Provision for loan and lease losses | $423,000 | 1,951 |
| Total noninterest income | $180,000 | 4,025 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $116,000 | 2,969 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $64,000 | 4,408 |
| Total noninterest expense | $2,572,000 | 1,923 |
| Salaries and employee benefits | $1,155,000 | 2,204 |
| Premises and equipment expense | $514,000 | 1,379 |
| Additional noninterest expense | $903,000 | 1,785 |
| Pre-tax net operating income | $-414,000 | 7,218 |
| Securities gains (losses) | $417,000 | 400 |
| Applicable income taxes | $1,000 | 4,679 |
| Income before extraordinary items | $2,000 | 6,380 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,000 | 6,382 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $2,000 | 6,382 |
| Net charge-offs | $75,000 | 3,171 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $6,690,000 | 42 |
| Net operating income | $-277,390 | 7,108 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $16,026,000 | 2,330 |
| Total interest expense | $6,708,000 | 2,279 |
| Net interest income | $9,318,000 | 2,349 |
| Provision for loan and lease losses | $605,000 | 3,477 |
| Total noninterest income | $810,000 | 3,851 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $409,000 | 3,415 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $401,000 | 3,584 |
| Total noninterest expense | $9,478,000 | 2,033 |
| Salaries and employee benefits | $4,819,000 | 2,109 |
| Premises and equipment expense | $2,140,000 | 1,279 |
| Additional noninterest expense | $2,519,000 | 2,321 |
| Pre-tax net operating income | $45,000 | 6,178 |
| Securities gains (losses) | $281,000 | 578 |
| Applicable income taxes | $129,000 | 3,183 |
| Income before extraordinary items | $197,000 | 5,496 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $197,000 | 5,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $575,000 | 2,613 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $1,704,000 | 345 |
| Net operating income | $17,160 | 6,300 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,052,000 | 2,373 |
| Total interest expense | $5,055,000 | 2,360 |
| Net interest income | $6,997,000 | 2,360 |
| Provision for loan and lease losses | $293,000 | 3,598 |
| Total noninterest income | $598,000 | 3,965 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $296,000 | 3,503 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $302,000 | 3,673 |
| Total noninterest expense | $7,198,000 | 1,993 |
| Salaries and employee benefits | $3,670,000 | 2,089 |
| Premises and equipment expense | $1,636,000 | 1,261 |
| Additional noninterest expense | $1,892,000 | 2,263 |
| Pre-tax net operating income | $104,000 | 6,388 |
| Securities gains (losses) | $281,000 | 491 |
| Applicable income taxes | $117,000 | 3,463 |
| Income before extraordinary items | $268,000 | 5,357 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $268,000 | 5,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $475,000 | 2,005 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $165,000 | 632 |
| Net operating income | $71,300 | 6,467 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,011,000 | 2,415 |
| Total interest expense | $3,446,000 | 2,404 |
| Net interest income | $4,565,000 | 2,392 |
| Provision for loan and lease losses | $155,000 | 3,554 |
| Total noninterest income | $449,000 | 3,755 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $187,000 | 3,617 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $262,000 | 3,256 |
| Total noninterest expense | $4,823,000 | 1,988 |
| Salaries and employee benefits | $2,437,000 | 2,126 |
| Premises and equipment expense | $1,096,000 | 1,250 |
| Additional noninterest expense | $1,290,000 | 2,197 |
| Pre-tax net operating income | $36,000 | 6,752 |
| Securities gains (losses) | $273,000 | 491 |
| Applicable income taxes | $101,000 | 3,449 |
| Income before extraordinary items | $208,000 | 5,551 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $208,000 | 5,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $345,000 | 1,654 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $130,000 | 520 |
| Net operating income | $25,090 | 6,806 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,115,000 | 2,418 |
| Total interest expense | $1,785,000 | 2,464 |
| Net interest income | $2,330,000 | 2,361 |
| Provision for loan and lease losses | $55,000 | 3,686 |
| Total noninterest income | $178,000 | 4,229 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $87,000 | 3,733 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $91,000 | 3,952 |
| Total noninterest expense | $2,527,000 | 1,888 |
| Salaries and employee benefits | $1,231,000 | 2,131 |
| Premises and equipment expense | $545,000 | 1,263 |
| Additional noninterest expense | $751,000 | 1,876 |
| Pre-tax net operating income | $-74,000 | 7,482 |
| Securities gains (losses) | $251,000 | 385 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $177,000 | 4,932 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $177,000 | 4,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,413 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 548 |
| Net operating income | $-74,000 | 7,536 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,461,000 | 2,476 |
| Total interest expense | $7,015,000 | 2,625 |
| Net interest income | $9,446,000 | 2,359 |
| Provision for loan and lease losses | $659,000 | 1,925 |
| Total noninterest income | $471,000 | 5,144 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $231,000 | 4,606 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $240,000 | 4,677 |
| Total noninterest expense | $8,442,000 | 2,173 |
| Salaries and employee benefits | $4,436,000 | 2,270 |
| Premises and equipment expense | $2,067,000 | 1,283 |
| Additional noninterest expense | $1,939,000 | 2,731 |
| Pre-tax net operating income | $816,000 | 5,143 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-364,000 | 8,252 |
| Income before extraordinary items | $1,180,000 | 3,969 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,180,000 | 3,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,475 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $142,000 | 838 |
| Net operating income | $1,180,000 | 3,967 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,083,000 | 2,527 |
| Total interest expense | $5,025,000 | 2,730 |
| Net interest income | $7,058,000 | 2,379 |
| Provision for loan and lease losses | $375,000 | 1,954 |
| Total noninterest income | $362,000 | 5,126 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $167,000 | 4,709 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $195,000 | 4,528 |
| Total noninterest expense | $6,243,000 | 2,176 |
| Salaries and employee benefits | $3,314,000 | 2,272 |
| Premises and equipment expense | $1,527,000 | 1,298 |
| Additional noninterest expense | $1,402,000 | 2,770 |
| Pre-tax net operating income | $802,000 | 4,828 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $33,000 | 5,207 |
| Income before extraordinary items | $769,000 | 4,435 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $769,000 | 4,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $106,000 | 739 |
| Net operating income | $769,000 | 4,423 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,798,000 | 2,613 |
| Total interest expense | $3,127,000 | 2,899 |
| Net interest income | $4,671,000 | 2,422 |
| Provision for loan and lease losses | $199,000 | 2,192 |
| Total noninterest income | $234,000 | 5,249 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $109,000 | 4,763 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $125,000 | 4,665 |
| Total noninterest expense | $4,147,000 | 2,214 |
| Salaries and employee benefits | $2,227,000 | 2,290 |
| Premises and equipment expense | $1,019,000 | 1,313 |
| Additional noninterest expense | $901,000 | 2,880 |
| Pre-tax net operating income | $559,000 | 4,829 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $25,000 | 5,215 |
| Income before extraordinary items | $534,000 | 4,416 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $534,000 | 4,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 664 |
| Net operating income | $534,000 | 4,412 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,663,000 | 2,747 |
| Total interest expense | $1,466,000 | 3,046 |
| Net interest income | $2,197,000 | 2,545 |
| Provision for loan and lease losses | $33,000 | 3,661 |
| Total noninterest income | $90,000 | 5,752 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $60,000 | 4,528 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $30,000 | 5,964 |
| Total noninterest expense | $2,021,000 | 2,273 |
| Salaries and employee benefits | $1,096,000 | 2,340 |
| Premises and equipment expense | $497,000 | 1,350 |
| Additional noninterest expense | $428,000 | 2,993 |
| Pre-tax net operating income | $233,000 | 5,198 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $233,000 | 4,724 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $233,000 | 4,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 558 |
| Net operating income | $233,000 | 4,707 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,821,000 | 3,630 |
| Total interest expense | $3,684,000 | 3,786 |
| Net interest income | $6,137,000 | 3,466 |
| Provision for loan and lease losses | $271,000 | 2,966 |
| Total noninterest income | $210,000 | 6,846 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $163,000 | 5,368 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $47,000 | 7,312 |
| Total noninterest expense | $5,692,000 | 3,002 |
| Salaries and employee benefits | $3,015,000 | 3,112 |
| Premises and equipment expense | $1,252,000 | 2,001 |
| Additional noninterest expense | $1,425,000 | 3,429 |
| Pre-tax net operating income | $384,000 | 6,835 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $384,000 | 6,570 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $384,000 | 6,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $7,832,000 | 256 |
| Net operating income | $384,000 | 6,573 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,260,000 | 4,057 |
| Total interest expense | $2,251,000 | 4,230 |
| Net interest income | $4,009,000 | 3,841 |
| Provision for loan and lease losses | $-92,000 | 8,568 |
| Total noninterest income | $112,000 | 7,370 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $103,000 | 5,740 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,000 | 8,272 |
| Total noninterest expense | $3,998,000 | 3,172 |
| Salaries and employee benefits | $2,028,000 | 3,412 |
| Premises and equipment expense | $796,000 | 2,339 |
| Additional noninterest expense | $1,174,000 | 3,196 |
| Pre-tax net operating income | $215,000 | 7,363 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $215,000 | 7,139 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $215,000 | 7,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $7,675,000 | 196 |
| Net operating income | $215,000 | 7,140 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,904,000 | 4,205 |
| Total interest expense | $1,335,000 | 4,412 |
| Net interest income | $2,569,000 | 3,972 |
| Provision for loan and lease losses | $225,000 | 1,918 |
| Total noninterest income | $-29,000 | 8,764 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $66,000 | 5,810 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $-95,000 | 8,772 |
| Total noninterest expense | $2,162,000 | 3,747 |
| Salaries and employee benefits | $1,257,000 | 3,610 |
| Premises and equipment expense | $437,000 | 2,782 |
| Additional noninterest expense | $468,000 | 4,682 |
| Pre-tax net operating income | $153,000 | 7,370 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $153,000 | 7,133 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $153,000 | 7,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 642 |
| Net operating income | $153,000 | 7,147 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,672,000 | 4,600 |
| Total interest expense | $549,000 | 4,847 |
| Net interest income | $1,123,000 | 4,365 |
| Provision for loan and lease losses | $152,000 | 1,411 |
| Total noninterest income | $44,000 | 7,159 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $31,000 | 5,867 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,271 |
| Total noninterest expense | $999,000 | 4,022 |
| Salaries and employee benefits | $566,000 | 3,920 |
| Premises and equipment expense | $208,000 | 2,926 |
| Additional noninterest expense | $225,000 | 4,805 |
| Pre-tax net operating income | $16,000 | 8,067 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $16,000 | 8,036 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $16,000 | 8,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $-13,000 | 8,730 |
| Net operating income | $16,000 | 8,035 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,301,000 | 5,610 |
| Total interest expense | $1,298,000 | 5,621 |
| Net interest income | $3,003,000 | 5,505 |
| Provision for loan and lease losses | $462,000 | 2,023 |
| Total noninterest income | $161,000 | 7,397 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $84,000 | 6,521 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $77,000 | 6,809 |
| Total noninterest expense | $3,283,000 | 4,496 |
| Salaries and employee benefits | $1,776,000 | 4,520 |
| Premises and equipment expense | $780,000 | 2,965 |
| Additional noninterest expense | $727,000 | 5,478 |
| Pre-tax net operating income | $-581,000 | 8,521 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-581,000 | 8,568 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-581,000 | 8,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $5,268,000 | 290 |
| Net operating income | $-581,000 | 8,550 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,779,000 | 6,013 |
| Total interest expense | $817,000 | 5,962 |
| Net interest income | $1,962,000 | 5,945 |
| Provision for loan and lease losses | $321,000 | 2,074 |
| Total noninterest income | $120,000 | 7,439 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $58,000 | 6,669 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $62,000 | 6,714 |
| Total noninterest expense | $2,381,000 | 4,571 |
| Salaries and employee benefits | $1,319,000 | 4,521 |
| Premises and equipment expense | $554,000 | 3,075 |
| Additional noninterest expense | $508,000 | 5,646 |
| Pre-tax net operating income | $-620,000 | 8,639 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-620,000 | 8,678 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-620,000 | 8,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $531,000 | 398 |
| Net operating income | $-620,000 | 8,656 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,552,000 | 6,471 |
| Total interest expense | $443,000 | 6,351 |
| Net interest income | $1,109,000 | 6,398 |
| Provision for loan and lease losses | $260,000 | 1,721 |
| Total noninterest income | $56,000 | 7,853 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $34,000 | 6,810 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $22,000 | 7,544 |
| Total noninterest expense | $1,532,000 | 4,662 |
| Salaries and employee benefits | $867,000 | 4,541 |
| Premises and equipment expense | $341,000 | 3,265 |
| Additional noninterest expense | $324,000 | 5,772 |
| Pre-tax net operating income | $-627,000 | 8,712 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-627,000 | 8,738 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-627,000 | 8,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $520,000 | 284 |
| Net operating income | $-627,000 | 8,715 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $653,000 | 6,914 |
| Total interest expense | $168,000 | 6,944 |
| Net interest income | $485,000 | 6,784 |
| Provision for loan and lease losses | $98,000 | 2,104 |
| Total noninterest income | $16,000 | 8,407 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $15,000 | 6,958 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,675 |
| Total noninterest expense | $719,000 | 4,901 |
| Salaries and employee benefits | $434,000 | 4,560 |
| Premises and equipment expense | $146,000 | 3,725 |
| Additional noninterest expense | $139,000 | 6,259 |
| Pre-tax net operating income | $-316,000 | 8,790 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-316,000 | 8,810 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-316,000 | 8,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 391 |
| Net operating income | $-316,000 | 8,793 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $777,000 | 8,586 |
| Total interest expense | $166,000 | 8,571 |
| Net interest income | $611,000 | 8,536 |
| Provision for loan and lease losses | $288,000 | 3,013 |
| Total noninterest income | $13,000 | 8,823 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $10,000 | 7,777 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,000 | 8,748 |
| Total noninterest expense | $1,619,000 | 6,676 |
| Salaries and employee benefits | $905,000 | 6,591 |
| Premises and equipment expense | $213,000 | 6,599 |
| Additional noninterest expense | $501,000 | 6,525 |
| Pre-tax net operating income | $-1,283,000 | 8,839 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-1,283,000 | 8,865 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,283,000 | 8,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $13,140,000 | 66 |
| Net operating income | $-1,283,000 | 8,843 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $350,000 | 8,830 |
| Total interest expense | $67,000 | 8,818 |
| Net interest income | $283,000 | 8,803 |
| Provision for loan and lease losses | $171,000 | 3,319 |
| Total noninterest income | $2,000 | 8,956 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,000 | 7,895 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $0 | 8,890 |
| Total noninterest expense | $1,009,000 | 7,147 |
| Salaries and employee benefits | $553,000 | 7,120 |
| Premises and equipment expense | $114,000 | 7,277 |
| Additional noninterest expense | $342,000 | 6,781 |
| Pre-tax net operating income | $-895,000 | 8,881 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-895,000 | 8,914 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-895,000 | 8,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $9,235,000 | 94 |
| Net operating income | $-895,000 | 8,894 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $100,000 | 9,003 |
| Total interest expense | $13,000 | 8,987 |
| Net interest income | $87,000 | 8,990 |
| Provision for loan and lease losses | $55,000 | 4,589 |
| Total noninterest income | $0 | 9,031 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $0 | 8,943 |
| Total noninterest expense | $624,000 | 7,375 |
| Salaries and employee benefits | $309,000 | 7,595 |
| Premises and equipment expense | $54,000 | 7,890 |
| Additional noninterest expense | $261,000 | 6,403 |
| Pre-tax net operating income | $-592,000 | 8,933 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-592,000 | 8,957 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-592,000 | 8,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $9,234,000 | 64 |
| Net operating income | $-592,000 | 8,939 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.