Home > Washington Trust Bank > Net charge- offs to loans
Washington Trust Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0227% | 1,874 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 3,419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 3,702 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0178% | 4,306 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 3,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0322% | 1,433 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4368% | 1,314 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8148% | 297 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2711% | 1,587 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0175% | 1,782 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,592 |
| Percentage Net Loans Charged-off:Construction & development | -0.0007% | 4,217 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 3,891 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0426% | 4,411 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 3,587 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0159% | 1,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3490% | 1,333 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8562% | 234 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1753% | 1,763 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0255% | 1,377 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 3,683 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0091% | 3,970 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0522% | 4,454 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 3,614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0061% | 1,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8505% | 673 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2371% | 193 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6941% | 759 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0341% | 1,039 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 3,870 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0129% | 4,134 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0797% | 4,589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 3,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0057% | 3,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4605% | 400 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8275% | 144 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3091% | 411 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0148% | 3,873 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0102% | 3,828 |
| Percentage Net Loans Charged-off:Construction & development | -0.0129% | 4,418 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0252% | 4,144 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0789% | 4,557 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0155% | 4,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0310% | 3,809 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0434% | 4,142 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1729% | 266 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1710% | 4,439 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0234% | 3,948 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0134% | 3,868 |
| Percentage Net Loans Charged-off:Construction & development | -0.0197% | 4,064 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0321% | 4,107 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1049% | 3,406 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0190% | 3,988 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0811% | 3,964 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0017% | 3,788 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6092% | 193 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1770% | 4,214 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0219% | 3,960 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0227% | 4,180 |
| Percentage Net Loans Charged-off:Construction & development | -0.0389% | 4,194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0520% | 4,330 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1486% | 3,454 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0349% | 4,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0837% | 4,032 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2030% | 4,233 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5302% | 181 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3933% | 4,363 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0215% | 1,839 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0985% | 4,586 |
| Percentage Net Loans Charged-off:Construction & development | -0.4419% | 4,378 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0877% | 4,431 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3272% | 3,556 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0361% | 4,165 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0800% | 4,105 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0171% | 3,869 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5378% | 384 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0747% | 4,090 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0589% | 1,053 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1262% | 4,696 |
| Percentage Net Loans Charged-off:Construction & development | -0.5685% | 4,440 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1047% | 4,539 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3848% | 3,619 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0412% | 4,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0111% | 3,519 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0349% | 3,858 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3307% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1758% | 4,275 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0947% | 765 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1728% | 4,774 |
| Percentage Net Loans Charged-off:Construction & development | -0.8620% | 4,478 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0976% | 4,572 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4221% | 3,630 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0209% | 4,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0200% | 3,746 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0114% | 3,683 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5046% | 228 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1695% | 4,192 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0244% | 4,093 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0348% | 4,451 |
| Percentage Net Loans Charged-off:Construction & development | -0.0606% | 4,357 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0818% | 4,580 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3560% | 3,637 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0160% | 4,145 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0036% | 3,466 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1206% | 4,049 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1803% | 267 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2597% | 4,272 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0645% | 4,724 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0595% | 4,685 |
| Percentage Net Loans Charged-off:Construction & development | -0.2226% | 4,478 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0763% | 4,641 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3506% | 3,695 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0122% | 4,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1060% | 4,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0332% | 2,850 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6609% | 307 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1506% | 4,514 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.8649% | 1,072 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0299% | 4,532 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0582% | 4,709 |
| Percentage Net Loans Charged-off:Construction & development | -0.1827% | 4,501 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0930% | 4,707 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4362% | 3,722 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0132% | 4,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0068% | 3,799 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0552% | 2,597 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1710% | 248 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1842% | 4,544 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0323% | 4,568 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0675% | 4,767 |
| Percentage Net Loans Charged-off:Construction & development | -0.2438% | 4,535 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0922% | 4,744 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4145% | 3,726 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0151% | 4,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0027% | 1,569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0397% | 2,516 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5286% | 234 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2456% | 4,598 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0464% | 4,613 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0756% | 4,815 |
| Percentage Net Loans Charged-off:Construction & development | -0.2774% | 4,578 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1023% | 4,797 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4694% | 3,746 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0107% | 4,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0373% | 4,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1371% | 1,997 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2666% | 237 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1150% | 4,399 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0570% | 4,845 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2127% | 5,031 |
| Percentage Net Loans Charged-off:Construction & development | -1.1406% | 4,713 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0798% | 4,830 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2251% | 3,782 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0370% | 4,618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2252% | 1,372 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1259% | 2,767 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6432% | 369 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0943% | 4,645 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.9273% | 20 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1282% | 5,041 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2392% | 5,108 |
| Percentage Net Loans Charged-off:Construction & development | -1.3293% | 4,781 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0593% | 4,816 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1885% | 3,815 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0193% | 4,447 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0313% | 1,712 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1264% | 2,601 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7942% | 323 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1229% | 4,695 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1148% | 5,029 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2317% | 5,144 |
| Percentage Net Loans Charged-off:Construction & development | -1.2610% | 4,790 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0666% | 4,870 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2550% | 3,860 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0059% | 4,154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0805% | 1,256 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0545% | 4,492 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3704% | 354 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2720% | 4,835 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1400% | 5,108 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2850% | 5,221 |
| Percentage Net Loans Charged-off:Construction & development | -1.4925% | 4,835 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1067% | 5,049 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2382% | 3,894 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0634% | 4,934 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1297% | 816 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1919% | 4,726 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7415% | 292 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5045% | 4,970 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0315% | 4,827 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1855% | 5,222 |
| Percentage Net Loans Charged-off:Construction & development | -0.9272% | 4,897 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0926% | 5,054 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3256% | 3,962 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 4,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2160% | 1,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3859% | 1,814 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1566% | 283 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0776% | 2,936 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0647% | 5,023 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1841% | 5,261 |
| Percentage Net Loans Charged-off:Construction & development | -0.9336% | 4,949 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0835% | 5,074 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3332% | 3,988 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0146% | 1,452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0988% | 1,395 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4119% | 1,599 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9904% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1375% | 2,419 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0378% | 4,820 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1748% | 5,302 |
| Percentage Net Loans Charged-off:Construction & development | -0.9280% | 4,986 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0516% | 4,966 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2429% | 4,000 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0267% | 1,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1579% | 1,030 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5003% | 1,325 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5080% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1485% | 2,203 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0373% | 4,840 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1260% | 5,308 |
| Percentage Net Loans Charged-off:Construction & development | -0.8203% | 5,019 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0518% | 740 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0495% | 3,879 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0940% | 533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0480% | 954 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5201% | 1,292 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7980% | 270 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2917% | 1,603 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0978% | 5,370 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1253% | 5,391 |
| Percentage Net Loans Charged-off:Construction & development | -0.2345% | 4,928 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1272% | 5,315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0884% | 5,282 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2457% | 4,128 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0211% | 4,895 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1497% | 4,958 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4810% | 1,788 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1000% | 297 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1773% | 2,699 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1028% | 1,209 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1166% | 5,419 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1319% | 5,433 |
| Percentage Net Loans Charged-off:Construction & development | -0.1936% | 4,940 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1698% | 5,405 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0622% | 5,229 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2160% | 4,154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0034% | 1,944 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2060% | 5,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6223% | 1,329 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0991% | 294 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3421% | 1,901 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1417% | 1,198 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0935% | 5,391 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0675% | 5,299 |
| Percentage Net Loans Charged-off:Construction & development | -0.2091% | 4,977 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1221% | 5,435 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4608% | 4,222 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0225% | 1,447 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2680% | 5,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7581% | 1,073 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4914% | 247 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4178% | 1,559 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1410% | 1,179 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1446% | 5,554 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0916% | 5,479 |
| Percentage Net Loans Charged-off:Construction & development | -0.2850% | 5,112 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1633% | 5,548 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0163% | 3,923 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2262% | 5,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4504% | 5,363 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0569% | 796 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1327% | 193 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6413% | 1,085 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1438% | 1,140 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0391% | 3,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0101% | 2,652 |
| Percentage Net Loans Charged-off:Construction & development | 0.2144% | 323 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0173% | 5,066 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0648% | 5,405 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0762% | 4,164 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0591% | 5,409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0892% | 1,934 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2781% | 2,474 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9528% | 314 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0663% | 5,128 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0148% | 1,490 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3426% | 1,215 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0116% | 3,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0326% | 1,833 |
| Percentage Net Loans Charged-off:Construction & development | 0.3136% | 232 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0234% | 5,166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0358% | 5,281 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0019% | 685 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0551% | 5,411 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0796% | 4,897 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4940% | 1,586 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1604% | 267 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1522% | 2,528 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4025% | 1,199 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0329% | 2,794 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0956% | 1,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.6246% | 146 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0152% | 5,160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0183% | 5,078 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0368% | 517 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0466% | 5,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1314% | 5,146 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5201% | 1,444 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7955% | 315 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2548% | 1,979 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0350% | 5,183 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4671% | 1,192 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1205% | 1,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2379% | 450 |
| Percentage Net Loans Charged-off:Construction & development | 1.3279% | 72 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0312% | 5,441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0656% | 1,105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2362% | 244 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0227% | 5,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1619% | 5,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3565% | 601 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7064% | 308 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2808% | 579 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1840% | 5,374 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.5002% | 1,169 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0314% | 5,413 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0644% | 5,588 |
| Percentage Net Loans Charged-off:Construction & development | -0.1741% | 5,152 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0083% | 5,117 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1035% | 5,790 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0904% | 4,344 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1107% | 5,801 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1008% | 5,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0652% | 3,416 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6833% | 366 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2500% | 5,630 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3736% | 674 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.7722% | 1,283 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0341% | 5,404 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0639% | 5,639 |
| Percentage Net Loans Charged-off:Construction & development | -0.1995% | 5,248 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0109% | 5,235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0823% | 5,792 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0207% | 4,189 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1166% | 5,864 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1709% | 5,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1288% | 2,773 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3380% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2932% | 5,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5259% | 527 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1576% | 24 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0450% | 5,508 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1167% | 5,863 |
| Percentage Net Loans Charged-off:Construction & development | -0.4056% | 5,441 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0160% | 5,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1305% | 5,948 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1702% | 4,497 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1081% | 5,898 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1302% | 5,256 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0324% | 5,010 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9414% | 280 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4080% | 5,768 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7265% | 411 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.0645% | 1,249 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1632% | 6,000 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1746% | 6,040 |
| Percentage Net Loans Charged-off:Construction & development | -0.6488% | 5,583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2056% | 6,084 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2498% | 4,570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1800% | 6,077 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2329% | 5,583 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1761% | 5,401 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6350% | 215 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6955% | 5,930 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1547% | 605 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.3358% | 1,225 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2196% | 1,908 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 3,824 |
| Percentage Net Loans Charged-off:Construction & development | -0.0865% | 5,251 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0114% | 2,086 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0520% | 2,904 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0036% | 4,346 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0848% | 2,428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6718% | 1,018 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0965% | 832 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7969% | 362 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9695% | 865 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0600% | 1,203 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2158% | 40 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2855% | 1,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0382% | 2,882 |
| Percentage Net Loans Charged-off:Construction & development | -0.0743% | 5,267 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0163% | 1,735 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1493% | 1,813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1041% | 837 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1760% | 1,567 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9255% | 686 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5226% | 1,611 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9897% | 315 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2575% | 2,248 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0567% | 1,114 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.7631% | 24 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0130% | 5,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0682% | 2,314 |
| Percentage Net Loans Charged-off:Construction & development | -0.0832% | 5,370 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0243% | 1,434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2405% | 1,298 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2817% | 532 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2166% | 1,337 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3227% | 5,867 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7068% | 1,185 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9709% | 312 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4725% | 1,446 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0505% | 1,026 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.0575% | 1,296 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0239% | 3,088 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0438% | 2,027 |
| Percentage Net Loans Charged-off:Construction & development | -0.2006% | 5,628 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1028% | 782 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1183% | 1,491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3482% | 389 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0090% | 5,583 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1108% | 5,444 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5479% | 1,377 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7254% | 305 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3220% | 1,716 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0688% | 774 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.5995% | 1,268 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0287% | 4,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0398% | 3,869 |
| Percentage Net Loans Charged-off:Construction & development | -0.2639% | 5,742 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0192% | 6,044 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2883% | 1,760 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7225% | 517 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0520% | 3,341 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1335% | 5,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2446% | 2,956 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9154% | 582 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0967% | 3,580 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3280% | 788 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.4964% | 1,408 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0138% | 4,860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0676% | 3,236 |
| Percentage Net Loans Charged-off:Construction & development | -0.1316% | 5,686 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0187% | 6,081 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2993% | 1,616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8039% | 476 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0251% | 3,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1883% | 5,890 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1287% | 3,257 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0030% | 530 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0683% | 5,671 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1442% | 942 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.3570% | 1,384 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0135% | 5,839 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0674% | 3,030 |
| Percentage Net Loans Charged-off:Construction & development | -0.0874% | 5,668 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0263% | 6,216 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2800% | 1,662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7829% | 479 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0087% | 3,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2623% | 6,034 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1224% | 2,996 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9790% | 504 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0713% | 5,550 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0321% | 1,117 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.4731% | 1,351 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1169% | 6,509 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0574% | 6,417 |
| Percentage Net Loans Charged-off:Construction & development | -0.9357% | 6,087 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0279% | 6,320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3136% | 1,359 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6256% | 433 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1442% | 1,777 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3721% | 6,216 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1948% | 2,319 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0739% | 445 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0100% | 5,364 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0434% | 873 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.7779% | 1,319 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5675% | 2,028 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7957% | 1,290 |
| Percentage Net Loans Charged-off:Construction & development | 2.4304% | 980 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2453% | 2,119 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8572% | 1,060 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8052% | 350 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2176% | 2,758 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1135% | 3,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7358% | 1,792 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2825% | 402 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3649% | 2,625 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0460% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1512% | 1,439 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6459% | 1,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9090% | 1,082 |
| Percentage Net Loans Charged-off:Construction & development | 2.8553% | 834 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2743% | 1,821 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9381% | 943 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9903% | 313 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1915% | 2,710 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1560% | 2,631 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6627% | 1,788 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1754% | 401 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3031% | 2,581 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0488% | 1,257 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0317% | 1,412 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8585% | 1,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1306% | 853 |
| Percentage Net Loans Charged-off:Construction & development | 4.3228% | 581 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0552% | 6,726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2362% | 702 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5830% | 227 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2372% | 2,334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4028% | 1,863 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8927% | 1,381 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0646% | 398 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6076% | 1,681 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0434% | 1,127 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.4280% | 60 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2834% | 797 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8279% | 464 |
| Percentage Net Loans Charged-off:Construction & development | 7.4476% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0302% | 1,624 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4550% | 561 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7617% | 214 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4414% | 1,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2226% | 1,580 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0396% | 1,106 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0209% | 362 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7907% | 1,219 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0244% | 918 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4024% | 1,355 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7211% | 882 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9266% | 694 |
| Percentage Net Loans Charged-off:Construction & development | 5.4808% | 904 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1464% | 2,927 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0186% | 1,000 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0643% | 515 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7186% | 330 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5287% | 799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6000% | 1,453 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8945% | 840 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9294% | 384 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6261% | 851 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0180% | 1,629 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.5993% | 64 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6357% | 854 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6680% | 804 |
| Percentage Net Loans Charged-off:Construction & development | 3.9863% | 1,038 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1846% | 2,393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0246% | 836 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1562% | 462 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6813% | 314 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7244% | 658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9568% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9739% | 769 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1358% | 348 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6740% | 769 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0015% | 5,852 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.5365% | 49 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9133% | 710 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9337% | 667 |
| Percentage Net Loans Charged-off:Construction & development | 4.8857% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1916% | 2,068 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0382% | 658 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2172% | 463 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6713% | 324 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8471% | 618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4136% | 865 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4266% | 1,069 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7367% | 300 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8525% | 1,405 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0012% | 5,896 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.2317% | 36 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8320% | 708 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4638% | 829 |
| Percentage Net Loans Charged-off:Construction & development | 2.5910% | 889 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2074% | 1,462 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3462% | 425 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9467% | 265 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8540% | 545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4021% | 550 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5960% | 910 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5560% | 251 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8527% | 1,222 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0608% | 6,120 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1800% | 54 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6295% | 1,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0447% | 897 |
| Percentage Net Loans Charged-off:Construction & development | 3.9398% | 1,490 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8448% | 1,483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1538% | 579 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4122% | 265 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1149% | 1,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7445% | 2,893 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3007% | 1,711 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1985% | 373 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4835% | 1,090 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.2360% | 110 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7019% | 1,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1453% | 790 |
| Percentage Net Loans Charged-off:Construction & development | 3.8952% | 1,358 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1020% | 1,050 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1713% | 520 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2835% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2530% | 1,001 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7461% | 2,557 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2494% | 1,636 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1340% | 377 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6416% | 899 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.6787% | 104 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6227% | 1,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1359% | 774 |
| Percentage Net Loans Charged-off:Construction & development | 4.7921% | 1,028 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8723% | 1,099 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5722% | 778 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2659% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0013% | 1,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4372% | 2,746 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1900% | 1,639 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4984% | 362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6471% | 798 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4428% | 1,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9699% | 768 |
| Percentage Net Loans Charged-off:Construction & development | 4.2970% | 861 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9455% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2505% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1026% | 365 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5538% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2600% | 2,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8260% | 2,045 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8197% | 409 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1188% | 982 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0722% | 1,184 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6028% | 760 |
| Percentage Net Loans Charged-off:Construction & development | 6.5132% | 969 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1447% | 2,669 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9426% | 675 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2293% | 310 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7622% | 1,511 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9368% | 2,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5490% | 1,801 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6075% | 565 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5549% | 1,237 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.4582% | 141 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9783% | 999 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4659% | 638 |
| Percentage Net Loans Charged-off:Construction & development | 6.1831% | 811 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1960% | 1,976 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7181% | 651 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7395% | 321 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7554% | 1,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9728% | 2,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7855% | 1,434 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4740% | 543 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2321% | 1,361 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.0993% | 114 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0625% | 896 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6058% | 535 |
| Percentage Net Loans Charged-off:Construction & development | 6.6598% | 661 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2862% | 1,349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4698% | 680 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7185% | 280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2901% | 1,993 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9011% | 2,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1412% | 1,110 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5243% | 516 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1463% | 1,292 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6165% | 105 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1815% | 659 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8383% | 393 |
| Percentage Net Loans Charged-off:Construction & development | 7.9633% | 377 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2009% | 646 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4975% | 244 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0193% | 7,681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6110% | 1,739 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1536% | 684 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9650% | 515 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2218% | 929 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6213% | 64 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4478% | 804 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8669% | 453 |
| Percentage Net Loans Charged-off:Construction & development | 4.6575% | 550 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 7,681 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0282% | 590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6049% | 628 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4016% | 414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1222% | 3,891 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.9474% | 204 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6716% | 566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0654% | 6,942 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6684% | 84 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6919% | 1,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9086% | 704 |
| Percentage Net Loans Charged-off:Construction & development | 2.5948% | 594 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 7,710 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1166% | 2,218 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0195% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2007% | 1,586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0167% | 3,787 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6230% | 573 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0625% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0402% | 1,497 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.9364% | 58 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5778% | 1,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8006% | 620 |
| Percentage Net Loans Charged-off:Construction & development | 2.3767% | 451 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 7,782 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0260% | 7,917 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0477% | 7,980 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0790% | 7,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1952% | 681 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8284% | 616 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0572% | 6,921 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0354% | 4,020 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0272% | 7,977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0532% | 1,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0051% | 789 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0876% | 8,105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1584% | 8,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1085% | 1,828 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3898% | 1,141 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3227% | 463 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2843% | 7,144 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0447% | 5,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0107% | 3,841 |
| Percentage Net Loans Charged-off:Construction & development | -0.0011% | 7,591 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0369% | 2,647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1117% | 690 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0176% | 7,906 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0873% | 3,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5738% | 2,785 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3973% | 787 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0378% | 1,582 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.8735% | 46 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0621% | 3,901 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 3,109 |
| Percentage Net Loans Charged-off:Construction & development | -0.0010% | 7,566 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0249% | 7,941 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0524% | 1,861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1546% | 456 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0208% | 7,859 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1498% | 2,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4640% | 2,823 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2800% | 743 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0499% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.2551% | 26 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1030% | 2,710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0185% | 2,209 |
| Percentage Net Loans Charged-off:Construction & development | -0.0013% | 7,566 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0384% | 8,029 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1022% | 1,182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2420% | 303 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0038% | 1,917 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2700% | 1,660 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3677% | 2,879 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9290% | 757 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0775% | 1,131 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0611% | 2,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0419% | 1,293 |
| Percentage Net Loans Charged-off:Construction & development | -0.0013% | 7,579 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0784% | 8,162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2217% | 590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5080% | 142 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0272% | 1,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0317% | 1,740 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8458% | 1,468 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5275% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0509% | 875 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0477% | 4,449 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0250% | 8,098 |
| Percentage Net Loans Charged-off:Construction & development | -0.0013% | 7,652 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0544% | 8,107 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0232% | 8,084 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0314% | 6,047 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0179% | 8,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2474% | 2,289 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0253% | 7,484 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1327% | 856 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1746% | 7,312 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0588% | 3,546 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0435% | 8,203 |
| Percentage Net Loans Charged-off:Construction & development | -0.0013% | 7,662 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0731% | 8,183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0648% | 8,257 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0431% | 6,047 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0789% | 8,250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3339% | 1,609 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1296% | 7,669 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3033% | 1,080 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1795% | 7,341 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0399% | 3,676 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0432% | 8,205 |
| Percentage Net Loans Charged-off:Construction & development | -0.0016% | 7,652 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0864% | 8,234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0471% | 8,205 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0460% | 6,017 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0479% | 8,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2322% | 1,629 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0911% | 7,286 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2488% | 980 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0137% | 6,918 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0659% | 7,898 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0264% | 8,128 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 7,641 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0358% | 8,190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0480% | 8,248 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0944% | 6,010 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0188% | 8,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0721% | 7,197 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3050% | 7,635 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5319% | 1,870 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3294% | 7,343 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1754% | 2,557 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0184% | 8,088 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 7,677 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0096% | 8,027 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0067% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0397% | 8,300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0114% | 648 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0718% | 8,375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3741% | 2,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5141% | 3,514 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0253% | 570 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8796% | 634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0667% | 3,787 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0207% | 8,077 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 7,681 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0317% | 8,157 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0089% | 141 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0176% | 8,071 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0520% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0612% | 8,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0921% | 7,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7770% | 2,127 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3437% | 443 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3968% | 429 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0395% | 4,162 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0108% | 7,849 |
| Percentage Net Loans Charged-off:Construction & development | -0.0021% | 7,675 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0333% | 8,203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0121% | 101 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0033% | 2,106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0014% | 442 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0044% | 1,928 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0071% | 6,746 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9296% | 1,694 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9871% | 373 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3076% | 724 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0532% | 3,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 1,667 |
| Percentage Net Loans Charged-off:Construction & development | -0.0011% | 7,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0587% | 8,371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0608% | 44 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0879% | 935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0230% | 289 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1298% | 760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0838% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5985% | 2,281 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2640% | 315 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0333% | 802 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2132% | 2,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1187% | 1,424 |
| Percentage Net Loans Charged-off:Construction & development | 0.1627% | 406 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0746% | 1,087 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1199% | 1,410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4097% | 172 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0787% | 8,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0391% | 3,985 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6939% | 3,003 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4870% | 550 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6719% | 402 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1943% | 2,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0658% | 1,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.2263% | 289 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0274% | 1,037 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0354% | 8,378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0034% | 545 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0622% | 8,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0241% | 7,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6080% | 2,975 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1098% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1910% | 302 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2868% | 1,634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0973% | 1,273 |
| Percentage Net Loans Charged-off:Construction & development | 0.3516% | 201 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0499% | 758 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0714% | 8,548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0071% | 416 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1266% | 8,651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0974% | 2,581 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6189% | 2,797 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9963% | 651 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8318% | 240 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1782% | 2,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1694% | 720 |
| Percentage Net Loans Charged-off:Construction & development | 0.7261% | 122 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 8,392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1010% | 8,657 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0181% | 267 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1880% | 8,730 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1503% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5588% | 2,754 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4786% | 533 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1481% | 716 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2015% | 3,375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0220% | 3,227 |
| Percentage Net Loans Charged-off:Construction & development | 0.0099% | 788 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0524% | 8,605 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0031% | 6,465 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1515% | 1,385 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0838% | 6,052 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2734% | 881 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3479% | 3,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7561% | 3,137 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1414% | 818 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5845% | 920 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1825% | 3,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0148% | 2,911 |
| Percentage Net Loans Charged-off:Construction & development | -0.0500% | 8,024 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0609% | 8,668 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0041% | 6,454 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1955% | 952 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0816% | 6,001 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3251% | 633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3570% | 2,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7035% | 3,015 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0525% | 812 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3298% | 1,030 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1001% | 3,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0203% | 2,344 |
| Percentage Net Loans Charged-off:Construction & development | -0.0787% | 8,007 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0811% | 8,717 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0061% | 6,408 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2622% | 703 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1290% | 5,985 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4229% | 470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1180% | 2,997 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7397% | 2,727 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6416% | 659 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2279% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1114% | 8,666 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0824% | 8,856 |
| Percentage Net Loans Charged-off:Construction & development | -0.1587% | 7,982 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0595% | 8,761 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0586% | 8,769 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2577% | 5,930 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0170% | 1,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3136% | 8,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9156% | 2,114 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6332% | 390 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0225% | 7,362 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4042% | 2,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2090% | 1,030 |
| Percentage Net Loans Charged-off:Construction & development | 0.0694% | 698 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0929% | 1,094 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3289% | 108 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5079% | 425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2720% | 241 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5736% | 368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6455% | 2,489 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9611% | 2,509 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4428% | 831 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3090% | 1,239 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2876% | 2,788 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1538% | 1,233 |
| Percentage Net Loans Charged-off:Construction & development | 0.0689% | 632 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0481% | 1,142 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3227% | 605 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3091% | 249 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3249% | 589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3246% | 3,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3990% | 4,694 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9525% | 1,285 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2897% | 587 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3556% | 1,899 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3046% | 80 |
| Percentage Net Loans Charged-off:Construction & development | 0.1673% | 109 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2793% | 85 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4123% | 75 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2760% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4312% | 67 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2519% | 637 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1024% | 367 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6882% | 580 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6051% | 139 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4271% | 1,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1470% | 189 |
| Percentage Net Loans Charged-off:Construction & development | 0.0507% | 168 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1571% | 154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1848% | 160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0672% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2017% | 147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4976% | 389 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3228% | 312 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1535% | 511 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9257% | 45 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2370% | 3,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2094% | 131 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2204% | 162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2878% | 88 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3911% | 92 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2744% | 93 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1128% | 749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9257% | 524 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5943% | 691 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1118% | 301 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2960% | 2,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0966% | 353 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0133% | 434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2105% | 147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3583% | 102 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1937% | 145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4227% | 382 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2433% | 424 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9005% | 688 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1895% | 4,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0582% | 567 |
| Percentage Net Loans Charged-off:Construction & development | -0.0193% | 1,304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0554% | 1,296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1341% | 295 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0087% | 1,283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1498% | 267 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0314% | 825 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1933% | 430 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9165% | 429 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6740% | 104 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1187% | 5,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0935% | 517 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0352% | 1,281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2176% | 210 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2102% | 158 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2185% | 202 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2061% | 1,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9797% | 383 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7185% | 597 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7482% | 97 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0141% | 10,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1635% | 457 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3117% | 355 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1276% | 356 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1448% | 321 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2762% | 1,222 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0013% | 1,393 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4764% | 884 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0718% | 1,152 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1217% | 6,664 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0189% | 1,406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0389% | 1,375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0085% | 1,394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0967% | 289 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0237% | 1,435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2657% | 694 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2770% | 1,004 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0281% | 767 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3637% | 5,412 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5062% | 456 |
| Percentage Net Loans Charged-off:Construction & development | 1.3172% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7254% | 480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1303% | 1,554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1477% | 1,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1555% | 995 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5828% | 882 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0032% | 881 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0358% | 434 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |