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Washington State Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$15,126,000	2,268
Total interest expense	$4,031,000	2,271
Net interest income	$11,095,000	2,239
Provision for loan and lease losses	$120,000	2,323
Total noninterest income	$4,035,000	1,355
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$474,000	1,701
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,561,000	1,128
Total noninterest expense	$8,435,000	2,251
Salaries and employee benefits	$4,856,000	2,231
Premises and equipment expense	$1,050,000	1,970
Additional noninterest expense	$3,561,000	1,128
Pre-tax net operating income	$6,575,000	1,614
Securities gains (losses)	$-976,000	4,290
Applicable income taxes	$0	3,369
Income before extraordinary items	$5,599,000	1,595
Extraordinary gains, net	$0	54
Net income	$5,599,000	1,615
Minority interest net income	$0	88
Net income of bank and minority interests.	$5,599,000	1,598
Net charge-offs	$196,000	1,171
Cash dividends	$3,105,000	1,154
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$6,575,000	1,440
2023-09-30 (YTD Data)		Rank
Total interest income	$11,239,000	2,253
Total interest expense	$2,701,000	2,278
Net interest income	$8,538,000	2,203
Provision for loan and lease losses	$120,000	2,020
Total noninterest income	$3,335,000	1,272
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$356,000	1,701
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,979,000	1,044
Total noninterest expense	$6,137,000	2,288
Salaries and employee benefits	$3,518,000	2,276
Premises and equipment expense	$782,000	1,984
Additional noninterest expense	$2,979,000	1,044
Pre-tax net operating income	$5,616,000	1,517
Securities gains (losses)	$0	849
Applicable income taxes	$0	3,407
Income before extraordinary items	$5,616,000	1,314
Extraordinary gains, net	$0	52
Net income	$5,616,000	1,323
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,616,000	1,314
Net charge-offs	$84,000	1,256
Cash dividends	$1,334,000	1,463
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$5,616,000	1,335
2023-06-30 (YTD Data)		Rank
Total interest income	$7,402,000	2,244
Total interest expense	$1,550,000	2,298
Net interest income	$5,852,000	2,175
Provision for loan and lease losses	$120,000	1,688
Total noninterest income	$607,000	2,472
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$236,000	1,699
Trading account gains and fees	NA	NA
Additional Noninterest Income	$371,000	2,538
Total noninterest expense	$4,053,000	2,297
Salaries and employee benefits	$2,396,000	2,241
Premises and equipment expense	$522,000	1,971
Additional noninterest expense	$371,000	2,533
Pre-tax net operating income	$2,286,000	2,077
Securities gains (losses)	$0	938
Applicable income taxes	$0	3,436
Income before extraordinary items	$2,286,000	1,888
Extraordinary gains, net	$0	51
Net income	$2,286,000	1,912
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,286,000	1,888
Net charge-offs	$29,000	1,403
Cash dividends	$1,032,000	1,343
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,286,000	1,896
2023-03-31 (YTD Data)		Rank
Total interest income	$3,691,000	2,216
Total interest expense	$645,000	2,337
Net interest income	$3,046,000	2,137
Provision for loan and lease losses	$120,000	1,169
Total noninterest income	$281,000	2,559
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$121,000	1,684
Trading account gains and fees	NA	NA
Additional Noninterest Income	$160,000	2,675
Total noninterest expense	$1,948,000	2,379
Salaries and employee benefits	$1,137,000	2,350
Premises and equipment expense	$263,000	1,985
Additional noninterest expense	$160,000	2,675
Pre-tax net operating income	$1,259,000	2,006
Securities gains (losses)	$0	950
Applicable income taxes	$0	3,388
Income before extraordinary items	$1,259,000	1,791
Extraordinary gains, net	$0	4
Net income	$1,259,000	1,792
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,259,000	1,791
Net charge-offs	$26,000	1,016
Cash dividends	$349,000	1,497
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,259,000	1,813
2022-12-31 (YTD Data)		Rank
Total interest income	$12,145,000	2,258
Total interest expense	$1,048,000	2,365
Net interest income	$11,097,000	2,220
Provision for loan and lease losses	$720,000	1,004
Total noninterest income	$979,000	2,839
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$481,000	1,725
Trading account gains and fees	NA	NA
Additional Noninterest Income	$498,000	3,051
Total noninterest expense	$7,833,000	2,330
Salaries and employee benefits	$4,677,000	2,277
Premises and equipment expense	$1,115,000	1,897
Additional noninterest expense	$498,000	3,051
Pre-tax net operating income	$3,523,000	2,458
Securities gains (losses)	$0	691
Applicable income taxes	$0	3,596
Income before extraordinary items	$3,523,000	2,261
Extraordinary gains, net	$0	5
Net income	$3,523,000	2,260
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,523,000	2,260
Net charge-offs	$34,000	1,727
Cash dividends	$1,259,000	1,916
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$3,523,000	2,290
2022-09-30 (YTD Data)		Rank
Total interest income	$8,707,000	2,268
Total interest expense	$555,000	2,539
Net interest income	$8,152,000	2,225
Provision for loan and lease losses	$420,000	1,063
Total noninterest income	$787,000	2,784
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$349,000	1,768
Trading account gains and fees	NA	NA
Additional Noninterest Income	$438,000	2,935
Total noninterest expense	$5,692,000	2,374
Salaries and employee benefits	$3,381,000	2,316
Premises and equipment expense	$833,000	1,914
Additional noninterest expense	$438,000	2,935
Pre-tax net operating income	$2,827,000	2,360
Securities gains (losses)	$0	740
Applicable income taxes	$0	3,603
Income before extraordinary items	$2,827,000	2,153
Extraordinary gains, net	$0	4
Net income	$2,827,000	2,152
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,827,000	2,152
Net charge-offs	$25,000	1,523
Cash dividends	$1,049,000	1,626
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,827,000	2,186
2022-06-30 (YTD Data)		Rank
Total interest income	$5,498,000	2,298
Total interest expense	$379,000	2,348
Net interest income	$5,119,000	2,276
Provision for loan and lease losses	$240,000	1,056
Total noninterest income	$466,000	2,910
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$219,000	1,839
Trading account gains and fees	NA	NA
Additional Noninterest Income	$247,000	3,119
Total noninterest expense	$3,832,000	2,346
Salaries and employee benefits	$2,310,000	2,289
Premises and equipment expense	$564,000	1,907
Additional noninterest expense	$958,000	2,684
Pre-tax net operating income	$1,513,000	2,558
Securities gains (losses)	$0	687
Applicable income taxes	$0	3,564
Income before extraordinary items	$1,513,000	2,329
Extraordinary gains, net	$0	4
Net income	$1,513,000	2,329
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,513,000	2,329
Net charge-offs	$26,000	1,228
Cash dividends	$686,000	1,644
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,513,000	2,370
2022-03-31 (YTD Data)		Rank
Total interest income	$2,578,000	2,361
Total interest expense	$205,000	2,175
Net interest income	$2,373,000	2,339
Provision for loan and lease losses	$110,000	923
Total noninterest income	$238,000	2,846
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$108,000	1,843
Trading account gains and fees	NA	NA
Additional Noninterest Income	$130,000	3,019
Total noninterest expense	$1,939,000	2,328
Salaries and employee benefits	$1,149,000	2,297
Premises and equipment expense	$284,000	1,909
Additional noninterest expense	$506,000	2,567
Pre-tax net operating income	$562,000	2,782
Securities gains (losses)	$0	623
Applicable income taxes	$0	3,450
Income before extraordinary items	$562,000	2,619
Extraordinary gains, net	$0	4
Net income	$562,000	2,616
Minority interest net income	$0	50
Net income of bank and minority interests.	$562,000	2,619
Net charge-offs	$1,000	1,671
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$562,000	2,641
2021-12-31 (YTD Data)		Rank
Total interest income	$9,858,000	2,487
Total interest expense	$1,160,000	2,007
Net interest income	$8,698,000	2,519
Provision for loan and lease losses	$140,000	1,961
Total noninterest income	$884,000	3,114
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$349,000	2,020
Trading account gains and fees	NA	NA
Additional Noninterest Income	$535,000	3,202
Total noninterest expense	$7,404,000	2,390
Salaries and employee benefits	$4,564,000	2,287
Premises and equipment expense	$1,107,000	1,920
Additional noninterest expense	$1,733,000	2,851
Pre-tax net operating income	$2,038,000	3,123
Securities gains (losses)	$0	2,062
Applicable income taxes	$0	3,710
Income before extraordinary items	$2,038,000	2,998
Extraordinary gains, net	$0	10
Net income	$2,038,000	2,998
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,038,000	2,998
Net charge-offs	$-38,000	4,040
Cash dividends	$495,000	2,830
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,038,000	2,977
2021-09-30 (YTD Data)		Rank
Total interest income	$7,318,000	2,537
Total interest expense	$943,000	1,976
Net interest income	$6,375,000	2,596
Provision for loan and lease losses	$100,000	1,926
Total noninterest income	$640,000	3,177
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$247,000	2,085
Trading account gains and fees	NA	NA
Additional Noninterest Income	$393,000	3,274
Total noninterest expense	$5,455,000	2,428
Salaries and employee benefits	$3,357,000	2,328
Premises and equipment expense	$837,000	1,936
Additional noninterest expense	$1,261,000	2,901
Pre-tax net operating income	$1,460,000	3,292
Securities gains (losses)	$0	2,015
Applicable income taxes	$0	3,719
Income before extraordinary items	$1,460,000	3,167
Extraordinary gains, net	$0	8
Net income	$1,460,000	3,166
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,460,000	3,167
Net charge-offs	$-8,000	3,588
Cash dividends	$169,000	2,908
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,460,000	3,150
2021-06-30 (YTD Data)		Rank
Total interest income	$4,828,000	2,561
Total interest expense	$677,000	1,940
Net interest income	$4,151,000	2,634
Provision for loan and lease losses	$80,000	1,844
Total noninterest income	$423,000	3,186
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$157,000	2,092
Trading account gains and fees	NA	NA
Additional Noninterest Income	$266,000	3,236
Total noninterest expense	$3,623,000	2,437
Salaries and employee benefits	$2,268,000	2,307
Premises and equipment expense	$561,000	1,922
Additional noninterest expense	$794,000	2,992
Pre-tax net operating income	$871,000	3,427
Securities gains (losses)	$0	1,818
Applicable income taxes	$0	3,702
Income before extraordinary items	$871,000	3,298
Extraordinary gains, net	$0	6
Net income	$871,000	3,297
Minority interest net income	$0	67
Net income of bank and minority interests.	$871,000	3,298
Net charge-offs	$-8,000	3,728
Cash dividends	$169,000	2,683
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$871,000	3,266
2021-03-31 (YTD Data)		Rank
Total interest income	$2,302,000	2,635
Total interest expense	$367,000	1,904
Net interest income	$1,935,000	2,722
Provision for loan and lease losses	$20,000	2,251
Total noninterest income	$205,000	3,205
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$76,000	2,119
Trading account gains and fees	NA	NA
Additional Noninterest Income	$129,000	3,264
Total noninterest expense	$1,724,000	2,496
Salaries and employee benefits	$1,066,000	2,399
Premises and equipment expense	$274,000	1,955
Additional noninterest expense	$384,000	3,019
Pre-tax net operating income	$396,000	3,511
Securities gains (losses)	$0	1,392
Applicable income taxes	$0	3,613
Income before extraordinary items	$396,000	3,390
Extraordinary gains, net	$0	3
Net income	$396,000	3,391
Minority interest net income	$0	55
Net income of bank and minority interests.	$396,000	3,390
Net charge-offs	$-8,000	3,977
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$396,000	3,358
2020-12-31 (YTD Data)		Rank
Total interest income	$8,741,000	2,729
Total interest expense	$1,703,000	2,184
Net interest income	$7,038,000	2,812
Provision for loan and lease losses	$45,000	3,931
Total noninterest income	$903,000	2,982
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$324,000	2,141
Trading account gains and fees	NA	NA
Additional Noninterest Income	$579,000	3,001
Total noninterest expense	$7,278,000	2,404
Salaries and employee benefits	$4,582,000	2,265
Premises and equipment expense	$985,000	2,060
Additional noninterest expense	$1,711,000	2,801
Pre-tax net operating income	$618,000	4,090
Securities gains (losses)	$0	2,675
Applicable income taxes	$0	3,697
Income before extraordinary items	$618,000	4,064
Extraordinary gains, net	$0	4
Net income	$618,000	4,063
Minority interest net income	$0	72
Net income of bank and minority interests.	$618,000	4,064
Net charge-offs	$82,000	2,130
Cash dividends	$581,000	2,717
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$618,000	4,002
2020-09-30 (YTD Data)		Rank
Total interest income	$6,542,000	2,742
Total interest expense	$1,314,000	2,251
Net interest income	$5,228,000	2,829
Provision for loan and lease losses	$25,000	3,952
Total noninterest income	$565,000	3,168
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$240,000	2,147
Trading account gains and fees	NA	NA
Additional Noninterest Income	$325,000	3,264
Total noninterest expense	$5,418,000	2,404
Salaries and employee benefits	$3,397,000	2,263
Premises and equipment expense	$748,000	2,035
Additional noninterest expense	$1,273,000	2,805
Pre-tax net operating income	$350,000	4,273
Securities gains (losses)	$0	2,494
Applicable income taxes	$0	3,696
Income before extraordinary items	$350,000	4,266
Extraordinary gains, net	$0	4
Net income	$350,000	4,265
Minority interest net income	$0	65
Net income of bank and minority interests.	$350,000	4,266
Net charge-offs	$83,000	1,780
Cash dividends	$580,000	2,192
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$350,000	4,217
2020-06-30 (YTD Data)		Rank
Total interest income	$4,467,000	2,736
Total interest expense	$897,000	2,325
Net interest income	$3,570,000	2,809
Provision for loan and lease losses	$25,000	3,779
Total noninterest income	$356,000	3,203
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$157,000	2,206
Trading account gains and fees	NA	NA
Additional Noninterest Income	$199,000	3,305
Total noninterest expense	$3,621,000	2,405
Salaries and employee benefits	$2,297,000	2,249
Premises and equipment expense	$486,000	2,061
Additional noninterest expense	$838,000	2,828
Pre-tax net operating income	$280,000	4,163
Securities gains (losses)	$0	2,249
Applicable income taxes	$0	3,655
Income before extraordinary items	$280,000	4,126
Extraordinary gains, net	$0	4
Net income	$280,000	4,125
Minority interest net income	$0	65
Net income of bank and minority interests.	$280,000	4,126
Net charge-offs	$99,000	1,364
Cash dividends	$410,000	2,134
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$280,000	4,079
2020-03-31 (YTD Data)		Rank
Total interest income	$2,298,000	2,696
Total interest expense	$464,000	2,414
Net interest income	$1,834,000	2,742
Provision for loan and lease losses	$25,000	2,983
Total noninterest income	$181,000	3,137
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$93,000	2,237
Trading account gains and fees	NA	NA
Additional Noninterest Income	$88,000	3,320
Total noninterest expense	$1,772,000	2,443
Salaries and employee benefits	$1,128,000	2,292
Premises and equipment expense	$244,000	2,077
Additional noninterest expense	$400,000	2,937
Pre-tax net operating income	$218,000	3,704
Securities gains (losses)	$0	1,705
Applicable income taxes	$0	3,513
Income before extraordinary items	$218,000	3,621
Extraordinary gains, net	$0	4
Net income	$218,000	3,622
Minority interest net income	$0	56
Net income of bank and minority interests.	$218,000	3,622
Net charge-offs	$0	2,581
Cash dividends	$227,000	1,859
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$218,000	3,600
2019-12-31 (YTD Data)		Rank
Total interest income	$9,740,000	2,619
Total interest expense	$1,603,000	2,665
Net interest income	$8,137,000	2,594
Provision for loan and lease losses	$925,000	953
Total noninterest income	$733,000	3,212
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$369,000	2,313
Trading account gains and fees	NA	NA
Additional Noninterest Income	$364,000	3,381
Total noninterest expense	$6,390,000	2,587
Salaries and employee benefits	$3,901,000	2,490
Premises and equipment expense	$1,004,000	2,025
Additional noninterest expense	$1,485,000	3,100
Pre-tax net operating income	$1,555,000	3,346
Securities gains (losses)	$0	2,379
Applicable income taxes	$0	3,859
Income before extraordinary items	$1,555,000	3,225
Extraordinary gains, net	$0	11
Net income	$1,555,000	3,226
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,555,000	3,226
Net charge-offs	$864,000	716
Cash dividends	$1,034,000	2,291
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,555,000	3,193
2019-09-30 (YTD Data)		Rank
Total interest income	$7,421,000	2,640
Total interest expense	$1,154,000	2,736
Net interest income	$6,267,000	2,576
Provision for loan and lease losses	$855,000	782
Total noninterest income	$540,000	3,250
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$272,000	2,358
Trading account gains and fees	NA	NA
Additional Noninterest Income	$268,000	3,412
Total noninterest expense	$4,803,000	2,606
Salaries and employee benefits	$2,944,000	2,486
Premises and equipment expense	$729,000	2,086
Additional noninterest expense	$1,130,000	3,097
Pre-tax net operating income	$1,149,000	3,455
Securities gains (losses)	$0	2,167
Applicable income taxes	$0	3,902
Income before extraordinary items	$1,149,000	3,306
Extraordinary gains, net	$0	11
Net income	$1,149,000	3,305
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,149,000	3,306
Net charge-offs	$835,000	546
Cash dividends	$913,000	1,913
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,149,000	3,283
2019-06-30 (YTD Data)		Rank
Total interest income	$4,921,000	2,655
Total interest expense	$725,000	2,798
Net interest income	$4,196,000	2,578
Provision for loan and lease losses	$170,000	1,708
Total noninterest income	$358,000	3,213
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$180,000	2,349
Trading account gains and fees	NA	NA
Additional Noninterest Income	$178,000	3,402
Total noninterest expense	$3,131,000	2,657
Salaries and employee benefits	$1,899,000	2,564
Premises and equipment expense	$513,000	2,028
Additional noninterest expense	$719,000	3,217
Pre-tax net operating income	$1,253,000	2,783
Securities gains (losses)	$0	1,702
Applicable income taxes	$0	3,901
Income before extraordinary items	$1,253,000	2,600
Extraordinary gains, net	$0	11
Net income	$1,253,000	2,599
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,253,000	2,599
Net charge-offs	$7,000	2,725
Cash dividends	$654,000	1,828
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,253,000	2,564
2019-03-31 (YTD Data)		Rank
Total interest income	$2,465,000	2,653
Total interest expense	$353,000	2,805
Net interest income	$2,112,000	2,574
Provision for loan and lease losses	$60,000	1,874
Total noninterest income	$173,000	3,228
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$89,000	2,362
Trading account gains and fees	NA	NA
Additional Noninterest Income	$84,000	3,438
Total noninterest expense	$1,616,000	2,629
Salaries and employee benefits	$1,008,000	2,471
Premises and equipment expense	$249,000	2,088
Additional noninterest expense	$359,000	3,228
Pre-tax net operating income	$609,000	2,793
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$609,000	2,597
Extraordinary gains, net	$0	5
Net income	$609,000	2,596
Minority interest net income	$0	52
Net income of bank and minority interests.	$609,000	2,596
Net charge-offs	$0	2,740
Cash dividends	$347,000	1,624
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$609,000	2,581
2018-12-31 (YTD Data)		Rank
Total interest income	$8,877,000	2,739
Total interest expense	$1,009,000	2,906
Net interest income	$7,868,000	2,680
Provision for loan and lease losses	$250,000	2,131
Total noninterest income	$754,000	3,223
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$394,000	2,316
Trading account gains and fees	NA	NA
Additional Noninterest Income	$360,000	3,478
Total noninterest expense	$6,026,000	2,726
Salaries and employee benefits	$3,551,000	2,651
Premises and equipment expense	$948,000	2,124
Additional noninterest expense	$1,527,000	3,135
Pre-tax net operating income	$2,346,000	2,881
Securities gains (losses)	$0	1,125
Applicable income taxes	$0	3,978
Income before extraordinary items	$2,346,000	2,690
Extraordinary gains, net	$0	6
Net income	$2,346,000	2,688
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,346,000	2,689
Net charge-offs	$1,000	3,708
Cash dividends	$1,206,000	2,009
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,346,000	2,683
2018-09-30 (YTD Data)		Rank
Total interest income	$6,491,000	2,789
Total interest expense	$687,000	2,997
Net interest income	$5,804,000	2,718
Provision for loan and lease losses	$135,000	2,344
Total noninterest income	$569,000	3,239
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$292,000	2,337
Trading account gains and fees	NA	NA
Additional Noninterest Income	$277,000	3,470
Total noninterest expense	$4,434,000	2,753
Salaries and employee benefits	$2,622,000	2,688
Premises and equipment expense	$692,000	2,164
Additional noninterest expense	$1,120,000	3,192
Pre-tax net operating income	$1,804,000	2,896
Securities gains (losses)	$0	1,118
Applicable income taxes	$0	4,032
Income before extraordinary items	$1,804,000	2,687
Extraordinary gains, net	$0	5
Net income	$1,804,000	2,686
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,804,000	2,686
Net charge-offs	$2,000	3,345
Cash dividends	$918,000	1,752
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,804,000	2,678
2018-06-30 (YTD Data)		Rank
Total interest income	$4,255,000	2,808
Total interest expense	$410,000	3,079
Net interest income	$3,845,000	2,739
Provision for loan and lease losses	$90,000	2,265
Total noninterest income	$378,000	3,252
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$190,000	2,368
Trading account gains and fees	NA	NA
Additional Noninterest Income	$188,000	3,460
Total noninterest expense	$2,893,000	2,813
Salaries and employee benefits	$1,700,000	2,757
Premises and equipment expense	$440,000	2,263
Additional noninterest expense	$753,000	3,176
Pre-tax net operating income	$1,240,000	2,818
Securities gains (losses)	$0	961
Applicable income taxes	$0	4,018
Income before extraordinary items	$1,240,000	2,607
Extraordinary gains, net	$0	6
Net income	$1,240,000	2,606
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,240,000	2,606
Net charge-offs	$2,000	3,018
Cash dividends	$705,000	1,622
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,240,000	2,601
2018-03-31 (YTD Data)		Rank
Total interest income	$2,052,000	2,883
Total interest expense	$179,000	3,260
Net interest income	$1,873,000	2,798
Provision for loan and lease losses	$45,000	2,144
Total noninterest income	$203,000	3,159
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$95,000	2,377
Trading account gains and fees	NA	NA
Additional Noninterest Income	$108,000	3,231
Total noninterest expense	$1,543,000	2,733
Salaries and employee benefits	$910,000	2,657
Premises and equipment expense	$219,000	2,309
Additional noninterest expense	$414,000	3,000
Pre-tax net operating income	$488,000	3,135
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$488,000	2,939
Extraordinary gains, net	$0	7
Net income	$488,000	2,940
Minority interest net income	$0	52
Net income of bank and minority interests.	$488,000	2,939
Net charge-offs	$0	2,722
Cash dividends	$408,000	1,352
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$488,000	2,930
2017-12-31 (YTD Data)		Rank
Total interest income	$7,629,000	2,962
Total interest expense	$637,000	3,288
Net interest income	$6,992,000	2,887
Provision for loan and lease losses	$156,000	2,618
Total noninterest income	$785,000	3,308
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$354,000	2,569
Trading account gains and fees	NA	NA
Additional Noninterest Income	$431,000	3,360
Total noninterest expense	$5,789,000	2,833
Salaries and employee benefits	$3,456,000	2,733
Premises and equipment expense	$831,000	2,387
Additional noninterest expense	$1,502,000	3,224
Pre-tax net operating income	$1,832,000	3,245
Securities gains (losses)	$35,000	1,066
Applicable income taxes	$0	4,135
Income before extraordinary items	$1,867,000	2,802
Extraordinary gains, net	$0	9
Net income	$1,867,000	2,801
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,867,000	2,802
Net charge-offs	$63,000	2,806
Cash dividends	$1,180,000	2,010
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,832,000	2,810
2017-09-30 (YTD Data)		Rank
Total interest income	$5,640,000	3,005
Total interest expense	$468,000	3,328
Net interest income	$5,172,000	2,940
Provision for loan and lease losses	$91,000	2,733
Total noninterest income	$575,000	3,371
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$260,000	2,622
Trading account gains and fees	NA	NA
Additional Noninterest Income	$315,000	3,407
Total noninterest expense	$4,430,000	2,813
Salaries and employee benefits	$2,670,000	2,697
Premises and equipment expense	$633,000	2,377
Additional noninterest expense	$1,127,000	3,232
Pre-tax net operating income	$1,226,000	3,459
Securities gains (losses)	$35,000	1,042
Applicable income taxes	$0	4,172
Income before extraordinary items	$1,261,000	3,129
Extraordinary gains, net	$0	9
Net income	$1,261,000	3,128
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,261,000	3,129
Net charge-offs	$34,000	2,698
Cash dividends	$914,000	1,795
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,226,000	3,152
2017-06-30 (YTD Data)		Rank
Total interest income	$3,638,000	3,059
Total interest expense	$295,000	3,393
Net interest income	$3,343,000	2,990
Provision for loan and lease losses	$30,000	3,129
Total noninterest income	$384,000	3,375
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$164,000	2,717
Trading account gains and fees	NA	NA
Additional Noninterest Income	$220,000	3,348
Total noninterest expense	$3,027,000	2,785
Salaries and employee benefits	$1,849,000	2,645
Premises and equipment expense	$427,000	2,358
Additional noninterest expense	$751,000	3,245
Pre-tax net operating income	$670,000	3,725
Securities gains (losses)	$0	1,906
Applicable income taxes	$0	4,189
Income before extraordinary items	$670,000	3,483
Extraordinary gains, net	$0	11
Net income	$670,000	3,482
Minority interest net income	$0	71
Net income of bank and minority interests.	$670,000	3,483
Net charge-offs	$34,000	2,273
Cash dividends	$669,000	1,693
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$670,000	3,460
2017-03-31 (YTD Data)		Rank
Total interest income	$1,742,000	3,154
Total interest expense	$135,000	3,538
Net interest income	$1,607,000	3,070
Provision for loan and lease losses	$0	3,537
Total noninterest income	$198,000	3,316
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$78,000	2,814
Trading account gains and fees	NA	NA
Additional Noninterest Income	$120,000	3,217
Total noninterest expense	$1,477,000	2,857
Salaries and employee benefits	$883,000	2,755
Premises and equipment expense	$212,000	2,415
Additional noninterest expense	$382,000	3,204
Pre-tax net operating income	$328,000	3,706
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$328,000	3,479
Extraordinary gains, net	$0	8
Net income	$328,000	3,478
Minority interest net income	$0	55
Net income of bank and minority interests.	$328,000	3,479
Net charge-offs	$34,000	1,581
Cash dividends	$465,000	1,290
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$328,000	3,455
2016-12-31 (YTD Data)		Rank
Total interest income	$6,720,000	3,205
Total interest expense	$523,000	3,568
Net interest income	$6,197,000	3,127
Provision for loan and lease losses	$0	4,332
Total noninterest income	$1,202,000	2,775
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$298,000	2,942
Trading account gains and fees	$0	170
Additional Noninterest Income	$904,000	2,514
Total noninterest expense	$5,433,000	3,031
Salaries and employee benefits	$3,093,000	2,970
Premises and equipment expense	$837,000	2,415
Additional noninterest expense	$1,503,000	3,341
Pre-tax net operating income	$1,966,000	3,086
Securities gains (losses)	$89,000	1,420
Applicable income taxes	$0	4,278
Income before extraordinary items	$2,055,000	2,742
Extraordinary gains, net	$0	5
Net income	$2,055,000	2,740
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,055,000	2,741
Net charge-offs	$0	4,281
Cash dividends	$971,000	2,255
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,966,000	2,772
2016-09-30 (YTD Data)		Rank
Total interest income	$4,979,000	3,238
Total interest expense	$385,000	3,619
Net interest income	$4,594,000	3,164
Provision for loan and lease losses	$0	4,186
Total noninterest income	$557,000	3,508
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$220,000	2,982
Trading account gains and fees	$0	169
Additional Noninterest Income	$337,000	3,415
Total noninterest expense	$4,005,000	3,060
Salaries and employee benefits	$2,298,000	2,981
Premises and equipment expense	$621,000	2,436
Additional noninterest expense	$1,086,000	3,435
Pre-tax net operating income	$1,146,000	3,534
Securities gains (losses)	$89,000	1,338
Applicable income taxes	$0	4,325
Income before extraordinary items	$1,235,000	3,155
Extraordinary gains, net	$0	5
Net income	$1,235,000	3,155
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,235,000	3,155
Net charge-offs	$-1,000	4,445
Cash dividends	$688,000	2,069
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,146,000	3,223
2016-06-30 (YTD Data)		Rank
Total interest income	$3,223,000	3,317
Total interest expense	$254,000	3,658
Net interest income	$2,969,000	3,242
Provision for loan and lease losses	$0	4,017
Total noninterest income	$373,000	3,502
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$143,000	3,023
Trading account gains and fees	$0	157
Additional Noninterest Income	$230,000	3,405
Total noninterest expense	$2,606,000	3,124
Salaries and employee benefits	$1,471,000	3,085
Premises and equipment expense	$410,000	2,468
Additional noninterest expense	$725,000	3,463
Pre-tax net operating income	$736,000	3,584
Securities gains (losses)	$89,000	1,037
Applicable income taxes	$0	4,338
Income before extraordinary items	$825,000	3,132
Extraordinary gains, net	$0	16
Net income	$825,000	3,131
Minority interest net income	$0	71
Net income of bank and minority interests.	$825,000	3,131
Net charge-offs	$-1,000	4,332
Cash dividends	$510,000	1,943
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$736,000	3,280
2016-03-31 (YTD Data)		Rank
Total interest income	$1,594,000	3,347
Total interest expense	$127,000	3,681
Net interest income	$1,467,000	3,265
Provision for loan and lease losses	$0	3,656
Total noninterest income	$182,000	3,513
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$71,000	3,039
Trading account gains and fees	$0	142
Additional Noninterest Income	$111,000	3,406
Total noninterest expense	$1,366,000	3,054
Salaries and employee benefits	$753,000	3,061
Premises and equipment expense	$213,000	2,434
Additional noninterest expense	$400,000	3,237
Pre-tax net operating income	$283,000	3,954
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$283,000	3,720
Extraordinary gains, net	$0	12
Net income	$283,000	3,717
Minority interest net income	$0	62
Net income of bank and minority interests.	$283,000	3,718
Net charge-offs	$0	3,094
Cash dividends	$336,000	1,530
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$283,000	3,663
2015-12-31 (YTD Data)		Rank
Total interest income	$6,430,000	3,304
Total interest expense	$485,000	3,780
Net interest income	$5,945,000	3,206
Provision for loan and lease losses	$416,000	1,552
Total noninterest income	$1,299,000	2,678
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$288,000	3,110
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,011,000	2,366
Total noninterest expense	$5,190,000	3,133
Salaries and employee benefits	$2,960,000	3,056
Premises and equipment expense	$847,000	2,445
Additional noninterest expense	$1,383,000	3,596
Pre-tax net operating income	$1,638,000	3,359
Securities gains (losses)	$23,000	2,161
Applicable income taxes	$0	4,402
Income before extraordinary items	$1,661,000	3,045
Extraordinary gains, net	$0	23
Net income	$1,661,000	3,046
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,661,000	3,047
Net charge-offs	$236,000	1,832
Cash dividends	$796,000	2,400
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,638,000	3,032
2015-09-30 (YTD Data)		Rank
Total interest income	$4,882,000	3,298
Total interest expense	$360,000	3,856
Net interest income	$4,522,000	3,200
Provision for loan and lease losses	$682,000	806
Total noninterest income	$1,138,000	2,487
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$217,000	3,118
Trading account gains and fees	$0	153
Additional Noninterest Income	$921,000	2,132
Total noninterest expense	$3,879,000	3,165
Salaries and employee benefits	$2,253,000	3,055
Premises and equipment expense	$623,000	2,515
Additional noninterest expense	$1,003,000	3,680
Pre-tax net operating income	$1,099,000	3,595
Securities gains (losses)	$23,000	1,941
Applicable income taxes	$0	4,489
Income before extraordinary items	$1,122,000	3,299
Extraordinary gains, net	$0	21
Net income	$1,122,000	3,297
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,122,000	3,298
Net charge-offs	$-3,000	4,866
Cash dividends	$706,000	1,968
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,099,000	3,281
2015-06-30 (YTD Data)		Rank
Total interest income	$3,234,000	3,323
Total interest expense	$240,000	3,891
Net interest income	$2,994,000	3,223
Provision for loan and lease losses	$0	4,069
Total noninterest income	$299,000	3,937
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$145,000	3,081
Trading account gains and fees	$0	157
Additional Noninterest Income	$154,000	3,992
Total noninterest expense	$2,530,000	3,235
Salaries and employee benefits	$1,475,000	3,117
Premises and equipment expense	$399,000	2,607
Additional noninterest expense	$656,000	3,766
Pre-tax net operating income	$763,000	3,505
Securities gains (losses)	$0	2,636
Applicable income taxes	$0	4,497
Income before extraordinary items	$763,000	3,253
Extraordinary gains, net	$0	22
Net income	$763,000	3,253
Minority interest net income	$0	75
Net income of bank and minority interests.	$763,000	3,254
Net charge-offs	$-1,000	4,579
Cash dividends	$437,000	2,063
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$763,000	3,188
2015-03-31 (YTD Data)		Rank
Total interest income	$1,541,000	3,433
Total interest expense	$123,000	3,874
Net interest income	$1,418,000	3,349
Provision for loan and lease losses	$0	3,703
Total noninterest income	$156,000	3,841
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$72,000	3,080
Trading account gains and fees	$0	152
Additional Noninterest Income	$84,000	3,857
Total noninterest expense	$1,266,000	3,257
Salaries and employee benefits	$758,000	3,085
Premises and equipment expense	$198,000	2,668
Additional noninterest expense	$310,000	3,887
Pre-tax net operating income	$308,000	3,829
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$308,000	3,601
Extraordinary gains, net	$0	13
Net income	$308,000	3,604
Minority interest net income	$0	64
Net income of bank and minority interests.	$308,000	3,604
Net charge-offs	$0	3,288
Cash dividends	$118,000	2,224
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$308,000	3,507
2014-12-31 (YTD Data)		Rank
Total interest income	$6,057,000	3,505
Total interest expense	$526,000	3,911
Net interest income	$5,531,000	3,420
Provision for loan and lease losses	$0	4,603
Total noninterest income	$582,000	4,047
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$306,000	3,172
Trading account gains and fees	$0	180
Additional Noninterest Income	$276,000	4,123
Total noninterest expense	$4,808,000	3,407
Salaries and employee benefits	$2,751,000	3,263
Premises and equipment expense	$757,000	2,764
Additional noninterest expense	$1,300,000	3,875
Pre-tax net operating income	$1,305,000	3,717
Securities gains (losses)	$11,000	2,605
Applicable income taxes	$0	4,531
Income before extraordinary items	$1,316,000	3,461
Extraordinary gains, net	$0	17
Net income	$1,316,000	3,463
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,316,000	3,463
Net charge-offs	$637,000	1,243
Cash dividends	$531,000	2,776
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,305,000	3,426
2014-09-30 (YTD Data)		Rank
Total interest income	$4,488,000	3,565
Total interest expense	$404,000	3,920
Net interest income	$4,084,000	3,484
Provision for loan and lease losses	$0	4,401
Total noninterest income	$428,000	4,107
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$227,000	3,220
Trading account gains and fees	$0	174
Additional Noninterest Income	$201,000	4,198
Total noninterest expense	$3,511,000	3,482
Salaries and employee benefits	$1,996,000	3,352
Premises and equipment expense	$570,000	2,794
Additional noninterest expense	$945,000	3,966
Pre-tax net operating income	$1,001,000	3,756
Securities gains (losses)	$0	2,980
Applicable income taxes	$0	4,583
Income before extraordinary items	$1,001,000	3,505
Extraordinary gains, net	$0	15
Net income	$1,001,000	3,505
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,001,000	3,506
Net charge-offs	$638,000	961
Cash dividends	$451,000	2,312
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,001,000	3,445
2014-06-30 (YTD Data)		Rank
Total interest income	$2,997,000	3,566
Total interest expense	$273,000	3,943
Net interest income	$2,724,000	3,482
Provision for loan and lease losses	$0	4,196
Total noninterest income	$273,000	4,191
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$149,000	3,239
Trading account gains and fees	$0	172
Additional Noninterest Income	$124,000	4,287
Total noninterest expense	$2,271,000	3,554
Salaries and employee benefits	$1,309,000	3,410
Premises and equipment expense	$350,000	2,964
Additional noninterest expense	$612,000	4,053
Pre-tax net operating income	$726,000	3,542
Securities gains (losses)	$0	2,580
Applicable income taxes	$0	4,568
Income before extraordinary items	$726,000	3,269
Extraordinary gains, net	$0	20
Net income	$726,000	3,275
Minority interest net income	$0	80
Net income of bank and minority interests.	$726,000	3,275
Net charge-offs	$642,000	710
Cash dividends	$353,000	2,159
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$726,000	3,228
2014-03-31 (YTD Data)		Rank
Total interest income	$1,553,000	3,505
Total interest expense	$138,000	3,978
Net interest income	$1,415,000	3,407
Provision for loan and lease losses	$0	3,817
Total noninterest income	$123,000	4,313
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$75,000	3,201
Trading account gains and fees	$0	147
Additional Noninterest Income	$48,000	4,613
Total noninterest expense	$1,161,000	3,543
Salaries and employee benefits	$681,000	3,349
Premises and equipment expense	$174,000	3,020
Additional noninterest expense	$306,000	4,058
Pre-tax net operating income	$377,000	3,391
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$377,000	3,123
Extraordinary gains, net	$0	16
Net income	$377,000	3,125
Minority interest net income	$0	66
Net income of bank and minority interests.	$377,000	3,126
Net charge-offs	$642,000	408
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$377,000	3,086
2013-12-31 (YTD Data)		Rank
Total interest income	$5,370,000	3,882
Total interest expense	$523,000	4,367
Net interest income	$4,847,000	3,770
Provision for loan and lease losses	$-570,000	6,608
Total noninterest income	$862,000	3,485
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$295,000	3,386
Trading account gains and fees	$0	184
Additional Noninterest Income	$567,000	3,193
Total noninterest expense	$4,590,000	3,606
Salaries and employee benefits	$2,576,000	3,466
Premises and equipment expense	$635,000	3,172
Additional noninterest expense	$1,379,000	3,855
Pre-tax net operating income	$1,689,000	3,180
Securities gains (losses)	$0	3,182
Applicable income taxes	$0	4,631
Income before extraordinary items	$1,689,000	2,921
Extraordinary gains, net	$0	29
Net income	$1,689,000	2,923
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,689,000	2,924
Net charge-offs	$-483,000	6,731
Cash dividends	$414,000	2,953
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,689,000	2,874
2013-09-30 (YTD Data)		Rank
Total interest income	$3,921,000	3,986
Total interest expense	$392,000	4,455
Net interest income	$3,529,000	3,872
Provision for loan and lease losses	$30,000	4,276
Total noninterest income	$730,000	3,300
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$220,000	3,420
Trading account gains and fees	$0	180
Additional Noninterest Income	$510,000	2,984
Total noninterest expense	$3,466,000	3,609
Salaries and employee benefits	$1,956,000	3,457
Premises and equipment expense	$466,000	3,266
Additional noninterest expense	$1,044,000	3,842
Pre-tax net operating income	$763,000	4,137
Securities gains (losses)	$0	3,040
Applicable income taxes	$0	4,713
Income before extraordinary items	$763,000	3,903
Extraordinary gains, net	$0	25
Net income	$763,000	3,906
Minority interest net income	$0	84
Net income of bank and minority interests.	$763,000	3,906
Net charge-offs	$-483,000	6,815
Cash dividends	$149,000	3,133
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$763,000	3,837
2013-06-30 (YTD Data)		Rank
Total interest income	$2,644,000	3,974
Total interest expense	$262,000	4,516
Net interest income	$2,382,000	3,835
Provision for loan and lease losses	$30,000	3,938
Total noninterest income	$540,000	3,161
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$144,000	3,411
Trading account gains and fees	$0	157
Additional Noninterest Income	$396,000	2,815
Total noninterest expense	$2,217,000	3,720
Salaries and employee benefits	$1,275,000	3,517
Premises and equipment expense	$297,000	3,379
Additional noninterest expense	$645,000	4,022
Pre-tax net operating income	$675,000	3,631
Securities gains (losses)	$0	2,791
Applicable income taxes	$0	4,679
Income before extraordinary items	$675,000	3,386
Extraordinary gains, net	$0	22
Net income	$675,000	3,386
Minority interest net income	$0	82
Net income of bank and minority interests.	$675,000	3,388
Net charge-offs	$-487,000	6,886
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$675,000	3,294
2013-03-31 (YTD Data)		Rank
Total interest income	$1,232,000	4,181
Total interest expense	$134,000	4,553
Net interest income	$1,098,000	4,067
Provision for loan and lease losses	$30,000	3,174
Total noninterest income	$135,000	4,364
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$73,000	3,385
Trading account gains and fees	$0	148
Additional Noninterest Income	$62,000	4,443
Total noninterest expense	$963,000	4,081
Salaries and employee benefits	$500,000	4,164
Premises and equipment expense	$150,000	3,380
Additional noninterest expense	$313,000	4,116
Pre-tax net operating income	$240,000	4,198
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$240,000	3,956
Extraordinary gains, net	$0	10
Net income	$240,000	3,958
Minority interest net income	$0	76
Net income of bank and minority interests.	$240,000	3,959
Net charge-offs	$1,000	4,010
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$240,000	3,871
2012-12-31 (YTD Data)		Rank
Total interest income	$5,452,000	4,088
Total interest expense	$593,000	4,776
Net interest income	$4,859,000	3,886
Provision for loan and lease losses	$120,000	4,465
Total noninterest income	$522,000	4,431
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$295,000	3,516
Trading account gains and fees	$0	166
Additional Noninterest Income	$227,000	4,424
Total noninterest expense	$3,673,000	4,259
Salaries and employee benefits	$2,009,000	4,122
Premises and equipment expense	$559,000	3,562
Additional noninterest expense	$1,105,000	4,551
Pre-tax net operating income	$1,588,000	3,237
Securities gains (losses)	$0	3,810
Applicable income taxes	$0	4,751
Income before extraordinary items	$1,588,000	3,010
Extraordinary gains, net	$0	29
Net income	$1,588,000	3,011
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,588,000	3,012
Net charge-offs	$721,000	2,194
Cash dividends	$550,000	2,661
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,588,000	2,881
2012-09-30 (YTD Data)		Rank
Total interest income	$4,172,000	4,102
Total interest expense	$456,000	4,854
Net interest income	$3,716,000	3,904
Provision for loan and lease losses	$90,000	4,446
Total noninterest income	$384,000	4,497
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$220,000	3,565
Trading account gains and fees	$0	157
Additional Noninterest Income	$164,000	4,514
Total noninterest expense	$2,778,000	4,257
Salaries and employee benefits	$1,487,000	4,167
Premises and equipment expense	$438,000	3,494
Additional noninterest expense	$853,000	4,519
Pre-tax net operating income	$1,232,000	3,261
Securities gains (losses)	$0	3,575
Applicable income taxes	$0	4,802
Income before extraordinary items	$1,232,000	3,009
Extraordinary gains, net	$0	20
Net income	$1,232,000	3,009
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,232,000	3,008
Net charge-offs	$489,000	2,219
Cash dividends	$400,000	2,271
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,232,000	2,869
2012-06-30 (YTD Data)		Rank
Total interest income	$2,793,000	4,127
Total interest expense	$306,000	4,937
Net interest income	$2,487,000	3,904
Provision for loan and lease losses	$60,000	4,338
Total noninterest income	$256,000	4,514
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$144,000	3,597
Trading account gains and fees	$0	153
Additional Noninterest Income	$112,000	4,494
Total noninterest expense	$1,916,000	4,177
Salaries and employee benefits	$1,037,000	4,075
Premises and equipment expense	$296,000	3,464
Additional noninterest expense	$583,000	4,465
Pre-tax net operating income	$767,000	3,368
Securities gains (losses)	$0	3,178
Applicable income taxes	$0	4,770
Income before extraordinary items	$767,000	3,135
Extraordinary gains, net	$0	19
Net income	$767,000	3,134
Minority interest net income	$0	84
Net income of bank and minority interests.	$767,000	3,135
Net charge-offs	$489,000	1,793
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$767,000	2,980
2012-03-31 (YTD Data)		Rank
Total interest income	$1,470,000	4,017
Total interest expense	$155,000	5,022
Net interest income	$1,315,000	3,780
Provision for loan and lease losses	$30,000	4,088
Total noninterest income	$130,000	4,510
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$72,000	3,586
Trading account gains and fees	$0	148
Additional Noninterest Income	$58,000	4,488
Total noninterest expense	$930,000	4,287
Salaries and employee benefits	$495,000	4,226
Premises and equipment expense	$150,000	3,460
Additional noninterest expense	$285,000	4,511
Pre-tax net operating income	$485,000	2,927
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$485,000	2,680
Extraordinary gains, net	$0	19
Net income	$485,000	2,682
Minority interest net income	$0	78
Net income of bank and minority interests.	$485,000	2,683
Net charge-offs	$495,000	1,102
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$485,000	2,550
2011-12-31 (YTD Data)		Rank
Total interest income	$5,967,000	4,081
Total interest expense	$936,000	4,553
Net interest income	$5,031,000	3,894
Provision for loan and lease losses	$660,000	3,033
Total noninterest income	$552,000	4,232
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$338,000	3,363
Trading account gains and fees	$0	146
Additional Noninterest Income	$214,000	4,373
Total noninterest expense	$3,657,000	4,375
Salaries and employee benefits	$1,906,000	4,289
Premises and equipment expense	$592,000	3,605
Additional noninterest expense	$1,159,000	4,561
Pre-tax net operating income	$1,266,000	3,308
Securities gains (losses)	$0	3,838
Applicable income taxes	$0	4,719
Income before extraordinary items	$1,266,000	3,107
Extraordinary gains, net	$0	29
Net income	$1,266,000	3,111
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,266,000	3,111
Net charge-offs	$352,000	3,605
Cash dividends	$330,000	2,905
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,266,000	3,005
2011-09-30 (YTD Data)		Rank
Total interest income	$4,560,000	4,067
Total interest expense	$759,000	4,486
Net interest income	$3,801,000	3,884
Provision for loan and lease losses	$540,000	2,764
Total noninterest income	$428,000	4,189
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$257,000	3,357
Trading account gains and fees	$0	145
Additional Noninterest Income	$171,000	4,328
Total noninterest expense	$2,699,000	4,423
Salaries and employee benefits	$1,381,000	4,381
Premises and equipment expense	$467,000	3,518
Additional noninterest expense	$851,000	4,602
Pre-tax net operating income	$990,000	3,329
Securities gains (losses)	$0	3,555
Applicable income taxes	$0	4,740
Income before extraordinary items	$990,000	3,085
Extraordinary gains, net	$0	21
Net income	$990,000	3,087
Minority interest net income	$0	87
Net income of bank and minority interests.	$990,000	3,087
Net charge-offs	$343,000	3,099
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$990,000	2,985
2011-06-30 (YTD Data)		Rank
Total interest income	$3,055,000	4,088
Total interest expense	$538,000	4,461
Net interest income	$2,517,000	3,919
Provision for loan and lease losses	$360,000	2,724
Total noninterest income	$293,000	4,147
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$166,000	3,400
Trading account gains and fees	$0	153
Additional Noninterest Income	$127,000	4,205
Total noninterest expense	$1,795,000	4,469
Salaries and employee benefits	$918,000	4,427
Premises and equipment expense	$314,000	3,534
Additional noninterest expense	$563,000	4,684
Pre-tax net operating income	$655,000	3,299
Securities gains (losses)	$0	2,914
Applicable income taxes	$0	4,697
Income before extraordinary items	$655,000	3,031
Extraordinary gains, net	$0	15
Net income	$655,000	3,035
Minority interest net income	$0	89
Net income of bank and minority interests.	$655,000	3,034
Net charge-offs	$316,000	2,632
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$655,000	2,951
2011-03-31 (YTD Data)		Rank
Total interest income	$1,571,000	4,034
Total interest expense	$295,000	4,338
Net interest income	$1,276,000	3,887
Provision for loan and lease losses	$180,000	2,550
Total noninterest income	$129,000	4,454
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$80,000	3,436
Trading account gains and fees	$0	158
Additional Noninterest Income	$49,000	4,699
Total noninterest expense	$848,000	4,638
Salaries and employee benefits	$438,000	4,594
Premises and equipment expense	$140,000	3,885
Additional noninterest expense	$270,000	4,792
Pre-tax net operating income	$377,000	3,086
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$377,000	2,789
Extraordinary gains, net	$0	9
Net income	$377,000	2,788
Minority interest net income	$0	86
Net income of bank and minority interests.	$377,000	2,789
Net charge-offs	$319,000	1,689
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$377,000	2,732
2010-12-31 (YTD Data)		Rank
Total interest income	$6,907,000	3,942
Total interest expense	$1,513,000	4,243
Net interest income	$5,394,000	3,757
Provision for loan and lease losses	$2,120,000	1,988
Total noninterest income	$521,000	4,479
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$342,000	3,391
Trading account gains and fees	$0	175
Additional Noninterest Income	$179,000	4,745
Total noninterest expense	$3,486,000	4,609
Salaries and employee benefits	$1,842,000	4,459
Premises and equipment expense	$584,000	3,791
Additional noninterest expense	$1,060,000	4,938
Pre-tax net operating income	$309,000	4,875
Securities gains (losses)	$0	3,793
Applicable income taxes	$0	4,655
Income before extraordinary items	$309,000	4,907
Extraordinary gains, net	$0	29
Net income	$309,000	4,910
Minority interest net income	$0	111
Net income of bank and minority interests.	$309,000	4,910
Net charge-offs	$847,000	2,911
Cash dividends	$887,000	1,642
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$309,000	4,765
2010-09-30 (YTD Data)		Rank
Total interest income	$5,311,000	3,952
Total interest expense	$1,177,000	4,295
Net interest income	$4,134,000	3,747
Provision for loan and lease losses	$550,000	3,381
Total noninterest income	$389,000	4,566
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$256,000	3,458
Trading account gains and fees	$0	165
Additional Noninterest Income	$133,000	4,831
Total noninterest expense	$2,532,000	4,712
Salaries and employee benefits	$1,336,000	4,589
Premises and equipment expense	$442,000	3,820
Additional noninterest expense	$754,000	5,077
Pre-tax net operating income	$1,441,000	2,448
Securities gains (losses)	$0	3,651
Applicable income taxes	$0	4,726
Income before extraordinary items	$1,441,000	2,213
Extraordinary gains, net	$0	23
Net income	$1,441,000	2,214
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,441,000	2,216
Net charge-offs	$1,000	6,616
Cash dividends	$887,000	1,170
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,441,000	2,117
2010-06-30 (YTD Data)		Rank
Total interest income	$3,518,000	4,008
Total interest expense	$807,000	4,322
Net interest income	$2,711,000	3,798
Provision for loan and lease losses	$210,000	4,142
Total noninterest income	$257,000	4,563
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$165,000	3,524
Trading account gains and fees	$0	152
Additional Noninterest Income	$92,000	4,756
Total noninterest expense	$1,699,000	4,704
Salaries and employee benefits	$895,000	4,594
Premises and equipment expense	$304,000	3,766
Additional noninterest expense	$500,000	5,088
Pre-tax net operating income	$1,059,000	2,274
Securities gains (losses)	$0	3,184
Applicable income taxes	$0	4,691
Income before extraordinary items	$1,059,000	2,006
Extraordinary gains, net	$0	19
Net income	$1,059,000	2,006
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,059,000	2,006
Net charge-offs	$1,000	6,292
Cash dividends	$501,000	1,313
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,059,000	1,920
2010-03-31 (YTD Data)		Rank
Total interest income	$1,768,000	4,055
Total interest expense	$418,000	4,357
Net interest income	$1,350,000	3,820
Provision for loan and lease losses	$90,000	4,075
Total noninterest income	$129,000	4,583
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$82,000	3,542
Trading account gains and fees	$0	175
Additional Noninterest Income	$47,000	4,792
Total noninterest expense	$843,000	4,757
Salaries and employee benefits	$418,000	4,866
Premises and equipment expense	$150,000	3,885
Additional noninterest expense	$275,000	4,839
Pre-tax net operating income	$546,000	2,256
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$546,000	1,981
Extraordinary gains, net	$0	16
Net income	$546,000	1,979
Minority interest net income	$0	91
Net income of bank and minority interests.	$546,000	1,981
Net charge-offs	$0	5,610
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$546,000	1,905
2009-12-31 (YTD Data)		Rank
Total interest income	$7,250,000	4,086
Total interest expense	$1,870,000	4,648
Net interest income	$5,380,000	3,765
Provision for loan and lease losses	$635,000	4,170
Total noninterest income	$518,000	4,669
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$333,000	3,675
Trading account gains and fees	$0	211
Additional Noninterest Income	$185,000	4,766
Total noninterest expense	$3,384,000	4,824
Salaries and employee benefits	$1,748,000	4,742
Premises and equipment expense	$569,000	4,027
Additional noninterest expense	$1,067,000	5,059
Pre-tax net operating income	$1,879,000	2,007
Securities gains (losses)	$181,000	1,623
Applicable income taxes	$0	4,388
Income before extraordinary items	$2,060,000	1,624
Extraordinary gains, net	$0	34
Net income	$2,060,000	1,622
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,060,000	1,623
Net charge-offs	$462,000	3,900
Cash dividends	$1,377,000	1,279
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,879,000	1,736
2009-09-30 (YTD Data)		Rank
Total interest income	$5,423,000	4,148
Total interest expense	$1,438,000	4,720
Net interest income	$3,985,000	3,800
Provision for loan and lease losses	$280,000	4,682
Total noninterest income	$385,000	4,757
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$242,000	3,761
Trading account gains and fees	$0	212
Additional Noninterest Income	$143,000	4,855
Total noninterest expense	$2,433,000	4,959
Salaries and employee benefits	$1,285,000	4,828
Premises and equipment expense	$440,000	3,981
Additional noninterest expense	$708,000	5,382
Pre-tax net operating income	$1,657,000	1,880
Securities gains (losses)	$181,000	1,363
Applicable income taxes	$0	4,592
Income before extraordinary items	$1,838,000	1,461
Extraordinary gains, net	$0	27
Net income	$1,838,000	1,459
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,838,000	1,461
Net charge-offs	$-13,000	7,898
Cash dividends	$1,109,000	1,143
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,657,000	1,573
2009-06-30 (YTD Data)		Rank
Total interest income	$3,491,000	4,274
Total interest expense	$962,000	4,830
Net interest income	$2,529,000	3,909
Provision for loan and lease losses	$160,000	4,648
Total noninterest income	$250,000	4,805
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$151,000	3,857
Trading account gains and fees	$0	193
Additional Noninterest Income	$99,000	4,807
Total noninterest expense	$1,658,000	4,942
Salaries and employee benefits	$890,000	4,778
Premises and equipment expense	$296,000	3,976
Additional noninterest expense	$472,000	5,404
Pre-tax net operating income	$961,000	2,187
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$961,000	1,903
Extraordinary gains, net	$0	21
Net income	$961,000	1,900
Minority interest net income	$0	112
Net income of bank and minority interests.	$961,000	1,902
Net charge-offs	$-13,000	7,937
Cash dividends	$925,000	996
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$961,000	1,849
2009-03-31 (YTD Data)		Rank
Total interest income	$1,926,000	4,053
Total interest expense	$484,000	4,920
Net interest income	$1,442,000	3,570
Provision for loan and lease losses	$70,000	4,469
Total noninterest income	$126,000	4,776
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$73,000	3,879
Trading account gains and fees	$0	171
Additional Noninterest Income	$53,000	4,730
Total noninterest expense	$759,000	5,140
Salaries and employee benefits	$421,000	4,992
Premises and equipment expense	$141,000	4,156
Additional noninterest expense	$197,000	5,637
Pre-tax net operating income	$739,000	1,724
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$739,000	1,471
Extraordinary gains, net	$0	15
Net income	$739,000	1,473
Minority interest net income	$0	102
Net income of bank and minority interests.	$739,000	1,473
Net charge-offs	$0	5,728
Cash dividends	$434,000	1,018
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$739,000	1,392
2008-12-31 (YTD Data)		Rank
Total interest income	$6,926,000	4,512
Total interest expense	$2,008,000	5,287
Net interest income	$4,918,000	3,992
Provision for loan and lease losses	$0	7,334
Total noninterest income	$476,000	4,949
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$323,000	3,880
Trading account gains and fees	$0	154
Additional Noninterest Income	$153,000	5,275
Total noninterest expense	$3,573,000	4,566
Salaries and employee benefits	$2,179,000	4,172
Premises and equipment expense	$535,000	4,284
Additional noninterest expense	$859,000	5,278
Pre-tax net operating income	$1,821,000	2,646
Securities gains (losses)	$116,000	1,025
Applicable income taxes	$0	4,979
Income before extraordinary items	$1,937,000	2,050
Extraordinary gains, net	$0	39
Net income	$1,937,000	2,052
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	8,009
Cash dividends	$725,000	2,798
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,821,000	2,292
2008-09-30 (YTD Data)		Rank
Total interest income	$5,101,000	4,646
Total interest expense	$1,532,000	5,376
Net interest income	$3,569,000	4,108
Provision for loan and lease losses	$0	6,991
Total noninterest income	$349,000	5,082
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$245,000	3,895
Trading account gains and fees	$0	148
Additional Noninterest Income	$104,000	5,570
Total noninterest expense	$2,467,000	4,794
Salaries and employee benefits	$1,423,000	4,646
Premises and equipment expense	$407,000	4,264
Additional noninterest expense	$637,000	5,248
Pre-tax net operating income	$1,451,000	2,912
Securities gains (losses)	$116,000	869
Applicable income taxes	$0	5,372
Income before extraordinary items	$1,567,000	2,245
Extraordinary gains, net	$0	31
Net income	$1,567,000	2,243
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	7,914
Cash dividends	$726,000	2,230
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,451,000	2,501
2008-06-30 (YTD Data)		Rank
Total interest income	$3,447,000	4,673
Total interest expense	$1,067,000	5,408
Net interest income	$2,380,000	4,102
Provision for loan and lease losses	$0	6,671
Total noninterest income	$241,000	5,065
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$165,000	3,872
Trading account gains and fees	$0	149
Additional Noninterest Income	$76,000	5,498
Total noninterest expense	$1,626,000	4,866
Salaries and employee benefits	$909,000	4,813
Premises and equipment expense	$260,000	4,404
Additional noninterest expense	$457,000	5,010
Pre-tax net operating income	$995,000	2,958
Securities gains (losses)	$116,000	861
Applicable income taxes	$0	5,627
Income before extraordinary items	$1,111,000	2,360
Extraordinary gains, net	$0	21
Net income	$1,111,000	2,360
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,297
Cash dividends	$300,000	2,935
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$995,000	2,533
2008-03-31 (YTD Data)		Rank
Total interest income	$1,793,000	4,651
Total interest expense	$561,000	5,463
Net interest income	$1,232,000	4,027
Provision for loan and lease losses	$0	6,080
Total noninterest income	$125,000	4,991
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$87,000	3,733
Trading account gains and fees	$0	158
Additional Noninterest Income	$38,000	5,536
Total noninterest expense	$718,000	5,288
Salaries and employee benefits	$382,000	5,384
Premises and equipment expense	$130,000	4,415
Additional noninterest expense	$206,000	5,288
Pre-tax net operating income	$639,000	2,582
Securities gains (losses)	$93,000	750
Applicable income taxes	$0	5,622
Income before extraordinary items	$732,000	1,949
Extraordinary gains, net	$0	15
Net income	$732,000	1,951
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$639,000	2,120
2007-12-31 (YTD Data)		Rank
Total interest income	$7,579,000	4,522
Total interest expense	$2,443,000	5,326
Net interest income	$5,136,000	3,907
Provision for loan and lease losses	$0	6,851
Total noninterest income	$484,000	5,090
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$355,000	3,750
Trading account gains and fees	$0	178
Additional Noninterest Income	$129,000	5,824
Total noninterest expense	$3,234,000	4,780
Salaries and employee benefits	$1,914,000	4,540
Premises and equipment expense	$488,000	4,446
Additional noninterest expense	$832,000	5,220
Pre-tax net operating income	$2,386,000	2,928
Securities gains (losses)	$0	2,146
Applicable income taxes	$218,000	3,761
Income before extraordinary items	$2,168,000	2,655
Extraordinary gains, net	$0	39
Net income	$2,168,000	2,654
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	5,216
Cash dividends	$1,331,000	2,194
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,168,000	2,652
2007-09-30 (YTD Data)		Rank
Total interest income	$5,646,000	4,555
Total interest expense	$1,817,000	5,364
Net interest income	$3,829,000	3,943
Provision for loan and lease losses	$0	6,528
Total noninterest income	$369,000	5,084
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$269,000	3,733
Trading account gains and fees	$0	184
Additional Noninterest Income	$100,000	5,804
Total noninterest expense	$2,393,000	4,788
Salaries and employee benefits	$1,405,000	4,578
Premises and equipment expense	$385,000	4,274
Additional noninterest expense	$603,000	5,283
Pre-tax net operating income	$1,805,000	3,056
Securities gains (losses)	$0	1,655
Applicable income taxes	$218,000	3,608
Income before extraordinary items	$1,587,000	2,852
Extraordinary gains, net	$0	33
Net income	$1,587,000	2,851
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	4,396
Cash dividends	$687,000	2,502
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,587,000	2,838
2007-06-30 (YTD Data)		Rank
Total interest income	$3,756,000	4,577
Total interest expense	$1,216,000	5,349
Net interest income	$2,540,000	3,983
Provision for loan and lease losses	$0	6,209
Total noninterest income	$244,000	5,124
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$175,000	3,780
Trading account gains and fees	$0	168
Additional Noninterest Income	$69,000	5,763
Total noninterest expense	$1,590,000	4,834
Salaries and employee benefits	$928,000	4,653
Premises and equipment expense	$257,000	4,299
Additional noninterest expense	$405,000	5,263
Pre-tax net operating income	$1,194,000	3,129
Securities gains (losses)	$0	1,444
Applicable income taxes	$218,000	3,151
Income before extraordinary items	$976,000	3,094
Extraordinary gains, net	$0	29
Net income	$976,000	3,093
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,333
Cash dividends	$687,000	2,009
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$976,000	3,076
2007-03-31 (YTD Data)		Rank
Total interest income	$1,795,000	4,699
Total interest expense	$598,000	5,392
Net interest income	$1,197,000	4,166
Provision for loan and lease losses	$0	5,779
Total noninterest income	$130,000	4,935
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$89,000	3,686
Trading account gains and fees	$0	195
Additional Noninterest Income	$41,000	5,473
Total noninterest expense	$770,000	4,920
Salaries and employee benefits	$430,000	4,926
Premises and equipment expense	$130,000	4,270
Additional noninterest expense	$210,000	5,109
Pre-tax net operating income	$557,000	3,280
Securities gains (losses)	$0	1,187
Applicable income taxes	$218,000	2,276
Income before extraordinary items	$339,000	3,908
Extraordinary gains, net	$0	22
Net income	$339,000	3,909
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	6,955
Cash dividends	$300,000	1,961
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$339,000	3,883
2006-12-31 (YTD Data)		Rank
Total interest income	$6,987,000	4,575
Total interest expense	$2,249,000	5,098
Net interest income	$4,738,000	4,176
Provision for loan and lease losses	$45,000	5,711
Total noninterest income	$507,000	5,102
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$370,000	3,697
Trading account gains and fees	$0	130
Additional Noninterest Income	$137,000	5,790
Total noninterest expense	$3,110,000	4,761
Salaries and employee benefits	$1,753,000	4,704
Premises and equipment expense	$493,000	4,313
Additional noninterest expense	$864,000	4,992
Pre-tax net operating income	$2,090,000	3,545
Securities gains (losses)	$0	1,687
Applicable income taxes	$659,000	2,745
Income before extraordinary items	$1,431,000	3,877
Extraordinary gains, net	$0	51
Net income	$1,431,000	3,877
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	7,921
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$-608,000	8,648
Net operating income	$1,431,000	3,857
2006-09-30 (YTD Data)		Rank
Total interest income	$5,121,000	4,623
Total interest expense	$1,603,000	5,169
Net interest income	$3,518,000	4,234
Provision for loan and lease losses	$40,000	5,377
Total noninterest income	$379,000	5,136
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$276,000	3,733
Trading account gains and fees	$0	126
Additional Noninterest Income	$103,000	5,795
Total noninterest expense	$2,296,000	4,810
Salaries and employee benefits	$1,306,000	4,696
Premises and equipment expense	$388,000	4,179
Additional noninterest expense	$602,000	5,204
Pre-tax net operating income	$1,561,000	3,701
Securities gains (losses)	$0	1,388
Applicable income taxes	$486,000	2,902
Income before extraordinary items	$1,075,000	3,991
Extraordinary gains, net	$0	45
Net income	$1,075,000	3,994
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	7,687
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,075,000	3,982
2006-06-30 (YTD Data)		Rank
Total interest income	$3,361,000	4,628
Total interest expense	$1,001,000	5,217
Net interest income	$2,360,000	4,210
Provision for loan and lease losses	$40,000	4,712
Total noninterest income	$247,000	5,177
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$179,000	3,778
Trading account gains and fees	$0	126
Additional Noninterest Income	$68,000	5,845
Total noninterest expense	$1,479,000	4,928
Salaries and employee benefits	$836,000	4,852
Premises and equipment expense	$255,000	4,223
Additional noninterest expense	$388,000	5,309
Pre-tax net operating income	$1,088,000	3,593
Securities gains (losses)	$0	1,185
Applicable income taxes	$346,000	2,849
Income before extraordinary items	$742,000	3,914
Extraordinary gains, net	$0	39
Net income	$742,000	3,917
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,463
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$742,000	3,903
2006-03-31 (YTD Data)		Rank
Total interest income	$1,622,000	4,677
Total interest expense	$500,000	5,120
Net interest income	$1,122,000	4,368
Provision for loan and lease losses	$30,000	3,822
Total noninterest income	$130,000	5,013
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$92,000	3,651
Trading account gains and fees	$0	115
Additional Noninterest Income	$38,000	5,631
Total noninterest expense	$766,000	4,830
Salaries and employee benefits	$430,000	4,785
Premises and equipment expense	$125,000	4,297
Additional noninterest expense	$211,000	5,010
Pre-tax net operating income	$456,000	3,968
Securities gains (losses)	$0	955
Applicable income taxes	$138,000	3,162
Income before extraordinary items	$318,000	4,272
Extraordinary gains, net	$0	21
Net income	$318,000	4,272
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,131
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$318,000	4,256
2005-12-31 (YTD Data)		Rank
Total interest income	$5,157,000	5,053
Total interest expense	$1,205,000	5,798
Net interest income	$3,952,000	4,660
Provision for loan and lease losses	$143,000	4,229
Total noninterest income	$554,000	4,995
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$397,000	3,572
Trading account gains and fees	$0	138
Additional Noninterest Income	$157,000	5,649
Total noninterest expense	$2,891,000	4,893
Salaries and employee benefits	$1,585,000	4,875
Premises and equipment expense	$440,000	4,566
Additional noninterest expense	$866,000	4,898
Pre-tax net operating income	$1,472,000	4,437
Securities gains (losses)	$-20,000	7,814
Applicable income taxes	$434,000	3,579
Income before extraordinary items	$1,018,000	4,794
Extraordinary gains, net	$0	46
Net income	$1,018,000	4,795
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$144,000	2,792
Cash dividends	$1,170,000	2,200
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,032,000	4,719
2005-09-30 (YTD Data)		Rank
Total interest income	$3,751,000	5,117
Total interest expense	$856,000	5,840
Net interest income	$2,895,000	4,750
Provision for loan and lease losses	$113,000	3,996
Total noninterest income	$432,000	4,923
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$312,000	3,467
Trading account gains and fees	$0	126
Additional Noninterest Income	$120,000	5,607
Total noninterest expense	$2,177,000	4,853
Salaries and employee benefits	$1,210,000	4,801
Premises and equipment expense	$330,000	4,539
Additional noninterest expense	$637,000	4,917
Pre-tax net operating income	$1,037,000	4,679
Securities gains (losses)	$-20,000	8,173
Applicable income taxes	$290,000	3,860
Income before extraordinary items	$727,000	4,985
Extraordinary gains, net	$0	35
Net income	$727,000	4,986
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$201,000	1,669
Cash dividends	$1,020,000	1,755
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$741,200	4,903
2005-06-30 (YTD Data)		Rank
Total interest income	$2,381,000	5,214
Total interest expense	$518,000	5,946
Net interest income	$1,863,000	4,834
Provision for loan and lease losses	$84,000	3,691
Total noninterest income	$294,000	4,840
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$211,000	3,380
Trading account gains and fees	$0	116
Additional Noninterest Income	$83,000	5,536
Total noninterest expense	$1,422,000	4,915
Salaries and employee benefits	$811,000	4,765
Premises and equipment expense	$216,000	4,551
Additional noninterest expense	$395,000	5,130
Pre-tax net operating income	$651,000	4,794
Securities gains (losses)	$-21,000	8,378
Applicable income taxes	$166,000	4,096
Income before extraordinary items	$464,000	5,064
Extraordinary gains, net	$0	30
Net income	$464,000	5,065
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$190,000	1,240
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$479,540	4,938
2005-03-31 (YTD Data)		Rank
Total interest income	$1,089,000	5,474
Total interest expense	$249,000	5,976
Net interest income	$840,000	5,187
Provision for loan and lease losses	$20,000	4,626
Total noninterest income	$153,000	4,660
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$103,000	3,372
Trading account gains and fees	$0	115
Additional Noninterest Income	$50,000	5,188
Total noninterest expense	$721,000	4,887
Salaries and employee benefits	$410,000	4,749
Premises and equipment expense	$110,000	4,551
Additional noninterest expense	$201,000	5,048
Pre-tax net operating income	$252,000	5,435
Securities gains (losses)	$-21,000	8,675
Applicable income taxes	$39,000	5,067
Income before extraordinary items	$192,000	5,518
Extraordinary gains, net	$0	24
Net income	$192,000	5,519
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$90,000	1,197
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$209,430	5,277
2004-12-31 (YTD Data)		Rank
Total interest income	$4,408,000	5,246
Total interest expense	$941,000	5,832
Net interest income	$3,467,000	4,940
Provision for loan and lease losses	$165,000	4,077
Total noninterest income	$590,000	4,847
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$399,000	3,654
Trading account gains and fees	$0	138
Additional Noninterest Income	$191,000	5,203
Total noninterest expense	$2,879,000	4,792
Salaries and employee benefits	$1,662,000	4,597
Premises and equipment expense	$439,000	4,488
Additional noninterest expense	$778,000	5,190
Pre-tax net operating income	$1,013,000	5,203
Securities gains (losses)	$6,000	3,079
Applicable income taxes	$228,000	4,583
Income before extraordinary items	$791,000	5,289
Extraordinary gains, net	$0	34
Net income	$791,000	5,291
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$398,000	1,600
Cash dividends	$75,000	5,663
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$786,320	5,227
2004-09-30 (YTD Data)		Rank
Total interest income	$3,317,000	5,215
Total interest expense	$705,000	5,802
Net interest income	$2,612,000	4,905
Provision for loan and lease losses	$150,000	3,509
Total noninterest income	$450,000	4,833
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$294,000	3,715
Trading account gains and fees	$0	134
Additional Noninterest Income	$156,000	5,039
Total noninterest expense	$2,200,000	4,694
Salaries and employee benefits	$1,277,000	4,471
Premises and equipment expense	$335,000	4,420
Additional noninterest expense	$588,000	5,105
Pre-tax net operating income	$712,000	5,481
Securities gains (losses)	$-11,000	8,532
Applicable income taxes	$154,000	4,817
Income before extraordinary items	$547,000	5,598
Extraordinary gains, net	$0	26
Net income	$547,000	5,598
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$388,000	1,189
Cash dividends	$75,000	4,794
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$555,580	5,493
2004-06-30 (YTD Data)		Rank
Total interest income	$2,165,000	5,296
Total interest expense	$468,000	5,841
Net interest income	$1,697,000	4,996
Provision for loan and lease losses	$135,000	2,929
Total noninterest income	$314,000	4,715
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$188,000	3,792
Trading account gains and fees	$0	130
Additional Noninterest Income	$126,000	4,677
Total noninterest expense	$1,468,000	4,734
Salaries and employee benefits	$858,000	4,479
Premises and equipment expense	$213,000	4,576
Additional noninterest expense	$397,000	5,090
Pre-tax net operating income	$408,000	5,810
Securities gains (losses)	$-9,000	8,681
Applicable income taxes	$82,000	5,085
Income before extraordinary items	$317,000	5,909
Extraordinary gains, net	$0	21
Net income	$317,000	5,909
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$187,000	1,447
Cash dividends	$75,000	4,419
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$324,110	5,781
2004-03-31 (YTD Data)		Rank
Total interest income	$1,058,000	5,391
Total interest expense	$233,000	5,901
Net interest income	$825,000	5,107
Provision for loan and lease losses	$120,000	1,785
Total noninterest income	$194,000	4,135
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$100,000	3,583
Trading account gains and fees	$0	121
Additional Noninterest Income	$94,000	3,835
Total noninterest expense	$730,000	4,778
Salaries and employee benefits	$428,000	4,494
Premises and equipment expense	$109,000	4,538
Additional noninterest expense	$193,000	5,204
Pre-tax net operating income	$169,000	6,189
Securities gains (losses)	$0	2,934
Applicable income taxes	$28,000	5,476
Income before extraordinary items	$141,000	6,154
Extraordinary gains, net	$0	16
Net income	$141,000	6,154
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$197,000	828
Cash dividends	$75,000	3,114
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$141,000	6,041
2003-12-31 (YTD Data)		Rank
Total interest income	$4,653,000	5,135
Total interest expense	$1,054,000	5,971
Net interest income	$3,599,000	4,700
Provision for loan and lease losses	$1,089,000	1,098
Total noninterest income	$658,000	4,720
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$428,000	3,500
Trading account gains and fees	$0	160
Additional Noninterest Income	$230,000	5,002
Total noninterest expense	$2,812,000	4,812
Salaries and employee benefits	$1,582,000	4,674
Premises and equipment expense	$460,000	4,318
Additional noninterest expense	$770,000	5,183
Pre-tax net operating income	$356,000	7,211
Securities gains (losses)	$51,000	2,493
Applicable income taxes	$79,000	5,941
Income before extraordinary items	$328,000	7,141
Extraordinary gains, net	$0	54
Net income	$328,000	7,142
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,031,000	547
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$286,690	7,203
2003-09-30 (YTD Data)		Rank
Total interest income	$3,547,000	5,150
Total interest expense	$824,000	5,983
Net interest income	$2,723,000	4,695
Provision for loan and lease losses	$977,000	918
Total noninterest income	$504,000	4,722
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$324,000	3,485
Trading account gains and fees	$0	153
Additional Noninterest Income	$180,000	4,992
Total noninterest expense	$2,088,000	4,842
Salaries and employee benefits	$1,191,000	4,647
Premises and equipment expense	$347,000	4,293
Additional noninterest expense	$550,000	5,324
Pre-tax net operating income	$162,000	7,913
Securities gains (losses)	$51,000	2,293
Applicable income taxes	$31,000	6,549
Income before extraordinary items	$182,000	7,700
Extraordinary gains, net	$0	40
Net income	$182,000	7,702
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,639,000	507
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$138,650	7,844
2003-06-30 (YTD Data)		Rank
Total interest income	$2,357,000	5,187
Total interest expense	$568,000	5,997
Net interest income	$1,789,000	4,732
Provision for loan and lease losses	$411,000	1,360
Total noninterest income	$299,000	4,991
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$218,000	3,416
Trading account gains and fees	$0	150
Additional Noninterest Income	$81,000	5,693
Total noninterest expense	$1,360,000	4,915
Salaries and employee benefits	$772,000	4,736
Premises and equipment expense	$236,000	4,233
Additional noninterest expense	$352,000	5,458
Pre-tax net operating income	$317,000	6,395
Securities gains (losses)	$51,000	2,000
Applicable income taxes	$102,000	5,103
Income before extraordinary items	$266,000	6,378
Extraordinary gains, net	$0	30
Net income	$266,000	6,377
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,483,000	408
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$229,280	6,502
2003-03-31 (YTD Data)		Rank
Total interest income	$1,182,000	5,216
Total interest expense	$294,000	5,992
Net interest income	$888,000	4,746
Provision for loan and lease losses	$411,000	707
Total noninterest income	$156,000	4,797
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$109,000	3,332
Trading account gains and fees	$0	134
Additional Noninterest Income	$47,000	5,386
Total noninterest expense	$672,000	4,936
Salaries and employee benefits	$382,000	4,772
Premises and equipment expense	$118,000	4,220
Additional noninterest expense	$172,000	5,511
Pre-tax net operating income	$-39,000	8,859
Securities gains (losses)	$0	2,891
Applicable income taxes	$-13,000	9,090
Income before extraordinary items	$-26,000	8,896
Extraordinary gains, net	$0	21
Net income	$-26,000	8,893
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,520,000	258
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$-26,000	8,801
2002-12-31 (YTD Data)		Rank
Total interest income	$5,081,000	5,123
Total interest expense	$1,415,000	5,901
Net interest income	$3,666,000	4,620
Provision for loan and lease losses	$2,007,000	724
Total noninterest income	$606,000	4,703
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$451,000	3,226
Trading account gains and fees	$0	153
Additional Noninterest Income	$155,000	5,526
Total noninterest expense	$2,761,000	4,733
Salaries and employee benefits	$1,455,000	4,801
Premises and equipment expense	$525,000	3,797
Additional noninterest expense	$781,000	5,018
Pre-tax net operating income	$-496,000	8,975
Securities gains (losses)	$-403,000	9,245
Applicable income taxes	$-354,000	9,207
Income before extraordinary items	$-545,000	9,053
Extraordinary gains, net	$0	70
Net income	$-545,000	9,051
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$911,000	1,056
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$-287,080	8,902
2001-12-31 (YTD Data)		Rank
Total interest income	$6,270,000	4,813
Total interest expense	$2,554,000	5,328
Net interest income	$3,716,000	4,371
Provision for loan and lease losses	$420,000	2,511
Total noninterest income	$525,000	4,939
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$403,000	3,375
Trading account gains and fees	$0	177
Additional Noninterest Income	$122,000	5,970
Total noninterest expense	$2,954,000	4,383
Salaries and employee benefits	$1,532,000	4,445
Premises and equipment expense	$571,000	3,514
Additional noninterest expense	$851,000	4,597
Pre-tax net operating income	$867,000	5,291
Securities gains (losses)	$404,000	713
Applicable income taxes	$324,000	4,119
Income before extraordinary items	$947,000	4,431
Extraordinary gains, net	$0	105
Net income	$947,000	4,432
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$648,000	1,286
Cash dividends	$552,000	3,293
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$644,000	5,311
2000-12-31 (YTD Data)		Rank
Total interest income	$6,608,000	4,790
Total interest expense	$2,696,000	5,311
Net interest income	$3,912,000	4,260
Provision for loan and lease losses	$85,000	5,634
Total noninterest income	$626,000	4,304
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$492,000	2,736
Trading account gains and fees	NA	NA
Additional Noninterest Income	$134,000	5,749
Total noninterest expense	$2,985,000	4,250
Salaries and employee benefits	$1,502,000	4,354
Premises and equipment expense	$603,000	3,264
Additional noninterest expense	$880,000	4,424
Pre-tax net operating income	$1,468,000	4,125
Securities gains (losses)	$-37,000	9,058
Applicable income taxes	$422,000	3,872
Income before extraordinary items	$1,009,000	4,356
Extraordinary gains, net	$0	38
Net income	$1,009,000	4,358
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	4,034
Cash dividends	$426,000	3,826
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,035,270	4,289
1999-12-31 (YTD Data)		Rank
Total interest income	$6,083,000	4,901
Total interest expense	$2,553,000	5,127
Net interest income	$3,530,000	4,629
Provision for loan and lease losses	$0	8,503
Total noninterest income	$679,000	4,077
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$563,000	2,371
Trading account gains and fees	NA	NA
Additional Noninterest Income	$116,000	6,271
Total noninterest expense	$2,760,000	4,518
Salaries and employee benefits	$1,440,000	4,489
Premises and equipment expense	$575,000	3,390
Additional noninterest expense	$745,000	5,035
Pre-tax net operating income	$1,449,000	4,193
Securities gains (losses)	$-171,000	10,024
Applicable income taxes	$367,000	4,375
Income before extraordinary items	$911,000	4,712
Extraordinary gains, net	$0	35
Net income	$911,000	4,711
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$142,000	2,946
Cash dividends	$420,000	3,823
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,032,410	4,293
1998-12-31 (YTD Data)		Rank
Total interest income	$5,807,000	5,127
Total interest expense	$2,530,000	5,321
Net interest income	$3,277,000	4,828
Provision for loan and lease losses	$-46,000	10,275
Total noninterest income	$608,000	4,346
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$479,000	2,654
Trading account gains and fees	NA	NA
Additional Noninterest Income	$129,000	6,022
Total noninterest expense	$2,785,000	4,393
Salaries and employee benefits	$1,398,000	4,507
Premises and equipment expense	$566,000	3,344
Additional noninterest expense	$821,000	4,595
Pre-tax net operating income	$1,146,000	5,025
Securities gains (losses)	$-56,000	10,376
Applicable income taxes	$249,000	5,656
Income before extraordinary items	$841,000	5,028
Extraordinary gains, net	$0	32
Net income	$841,000	5,028
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$139,000	3,049
Cash dividends	$465,000	3,691
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$884,120	4,796
1997-12-31 (YTD Data)		Rank
Total interest income	$5,913,000	5,126
Total interest expense	$2,162,000	5,953
Net interest income	$3,751,000	4,469
Provision for loan and lease losses	$300,000	2,568
Total noninterest income	$530,000	4,808
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$438,000	2,970
Trading account gains and fees	NA	NA
Additional Noninterest Income	$92,000	7,011
Total noninterest expense	$2,689,000	4,500
Salaries and employee benefits	$1,288,000	4,820
Premises and equipment expense	$536,000	3,486
Additional noninterest expense	$865,000	4,461
Pre-tax net operating income	$1,292,000	4,990
Securities gains (losses)	$-26,000	10,459
Applicable income taxes	$305,000	5,683
Income before extraordinary items	$961,000	4,839
Extraordinary gains, net	$0	44
Net income	$961,000	4,839
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	4,696
Cash dividends	$390,000	4,036
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$980,760	4,706
1996-12-31 (YTD Data)		Rank
Total interest income	$5,525,000	5,506
Total interest expense	$2,150,000	6,121
Net interest income	$3,375,000	4,986
Provision for loan and lease losses	$86,000	5,456
Total noninterest income	$568,000	4,728
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$455,000	2,965
Trading account gains and fees	NA	NA
Additional Noninterest Income	$113,000	6,777
Total noninterest expense	$2,552,000	4,921
Salaries and employee benefits	$1,245,000	5,040
Premises and equipment expense	$488,000	3,850
Additional noninterest expense	$819,000	5,124
Pre-tax net operating income	$1,305,000	4,818
Securities gains (losses)	$-101,000	11,208
Applicable income taxes	$273,000	6,139
Income before extraordinary items	$931,000	4,758
Extraordinary gains, net	$0	53
Net income	$931,000	4,759
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$170,000	2,947
Cash dividends	$390,000	3,980
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,008,770	4,415
1995-12-31 (YTD Data)		Rank
Total interest income	$4,972,000	6,012
Total interest expense	$1,711,000	7,114
Net interest income	$3,261,000	5,156
Provision for loan and lease losses	$190,000	3,120
Total noninterest income	$446,000	5,577
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$397,000	3,392
Trading account gains and fees	NA	NA
Additional Noninterest Income	$49,000	9,276
Total noninterest expense	$2,412,000	5,159
Salaries and employee benefits	$1,100,000	5,598
Premises and equipment expense	$469,000	3,959
Additional noninterest expense	$843,000	5,031
Pre-tax net operating income	$1,105,000	5,583
Securities gains (losses)	$24,000	1,774
Applicable income taxes	$305,000	5,940
Income before extraordinary items	$824,000	5,334
Extraordinary gains, net	$0	65
Net income	$824,000	5,330
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	10,757
Cash dividends	$390,000	3,959
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$806,480	5,392
1994-12-31 (YTD Data)		Rank
Total interest income	$3,874,000	6,863
Total interest expense	$1,135,000	8,163
Net interest income	$2,739,000	6,028
Provision for loan and lease losses	$233,000	2,768
Total noninterest income	$463,000	5,568
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$419,000	3,240
Trading account gains and fees	NA	NA
Additional Noninterest Income	$44,000	9,933
Total noninterest expense	$1,930,000	6,389
Salaries and employee benefits	$862,000	6,861
Premises and equipment expense	$516,000	3,697
Additional noninterest expense	$552,000	7,407
Pre-tax net operating income	$1,039,000	5,800
Securities gains (losses)	$78,000	892
Applicable income taxes	$329,000	5,526
Income before extraordinary items	$788,000	5,422
Extraordinary gains, net	$0	249
Net income	$788,000	5,437
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$168,000	2,790
Cash dividends	$390,000	3,826
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$732,620	5,787
1993-12-31 (YTD Data)		Rank
Total interest income	$3,614,000	7,381
Total interest expense	$991,000	9,156
Net interest income	$2,623,000	6,312
Provision for loan and lease losses	$389,000	2,517
Total noninterest income	$426,000	6,211
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$373,000	3,675
Trading account gains and fees	NA	NA
Additional Noninterest Income	$53,000	9,919
Total noninterest expense	$1,926,000	6,539
Salaries and employee benefits	$855,000	6,994
Premises and equipment expense	$481,000	4,008
Additional noninterest expense	$590,000	7,431
Pre-tax net operating income	$734,000	7,185
Securities gains (losses)	$22,000	4,534
Applicable income taxes	$204,000	7,541
Income before extraordinary items	$552,000	7,134
Extraordinary gains, net	$217,000	957
Net income	$769,000	5,875
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	5,605
Cash dividends	$390,000	3,767
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$535,940	7,005
1992-12-31 (YTD Data)		Rank
Total interest income	$3,727,000	7,866
Total interest expense	$1,192,000	9,632
Net interest income	$2,535,000	6,523
Provision for loan and lease losses	$350,000	3,771
Total noninterest income	$402,000	6,520
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$348,000	3,932
Trading account gains and fees	NA	NA
Additional Noninterest Income	$54,000	10,164
Total noninterest expense	$1,772,000	7,036
Salaries and employee benefits	$827,000	7,090
Premises and equipment expense	$431,000	4,524
Additional noninterest expense	$514,000	8,322
Pre-tax net operating income	$815,000	6,497
Securities gains (losses)	$20,000	5,594
Applicable income taxes	$144,000	8,775
Income before extraordinary items	$691,000	5,981
Extraordinary gains, net	$0	1,422
Net income	$691,000	6,056
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$117,000	5,509
Cash dividends	$396,000	3,390
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$674,400	5,731

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.