Home > Washington Federal Bank > Net charge- offs to loans
Washington Federal Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2595% | 410 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 3,625 |
| Percentage Net Loans Charged-off:Construction & development | -0.0047% | 4,231 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 4,048 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 3,721 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0009% | 4,189 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 3,764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4466% | 126 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2843% | 1,688 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3021% | 1,510 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3481% | 248 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 3,563 |
| Percentage Net Loans Charged-off:Construction & development | -0.0029% | 4,253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 4,116 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 3,653 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0006% | 4,236 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 3,703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2384% | 85 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3376% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3580% | 1,243 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1866% | 426 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,542 |
| Percentage Net Loans Charged-off:Construction & development | -0.0016% | 4,303 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0001% | 4,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 3,756 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0009% | 4,283 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 3,768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7239% | 180 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3088% | 4,505 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3253% | 4,510 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1358% | 494 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 3,686 |
| Percentage Net Loans Charged-off:Construction & development | 0.0025% | 58 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0001% | 4,125 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0065% | 3,958 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0068% | 4,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2319% | 150 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2742% | 4,439 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2860% | 4,449 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0119% | 3,887 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0191% | 4,077 |
| Percentage Net Loans Charged-off:Construction & development | -0.0131% | 4,369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0303% | 4,348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0235% | 4,109 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1843% | 4,611 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0181% | 4,054 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0589% | 1,004 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7003% | 4,632 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7183% | 4,634 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0120% | 3,777 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0216% | 4,116 |
| Percentage Net Loans Charged-off:Construction & development | -0.0170% | 4,434 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0417% | 4,445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0220% | 4,093 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2538% | 4,657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0143% | 4,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0749% | 730 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7557% | 4,658 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7726% | 4,662 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0140% | 3,735 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0275% | 4,140 |
| Percentage Net Loans Charged-off:Construction & development | -0.0250% | 4,089 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0544% | 4,380 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0264% | 4,051 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3953% | 3,516 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0145% | 3,909 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0833% | 597 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5227% | 4,461 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5328% | 4,438 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0126% | 3,682 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0392% | 4,351 |
| Percentage Net Loans Charged-off:Construction & development | -0.0496% | 4,211 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1068% | 4,554 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0178% | 4,027 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2350% | 3,490 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0109% | 3,921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1619% | 342 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5901% | 4,477 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5994% | 4,443 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0489% | 4,316 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0514% | 4,402 |
| Percentage Net Loans Charged-off:Construction & development | -0.2351% | 4,336 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 4,144 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0282% | 4,052 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0336% | 3,311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0281% | 4,078 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0015% | 3,265 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8630% | 4,625 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8664% | 4,589 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0456% | 4,309 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0472% | 4,425 |
| Percentage Net Loans Charged-off:Construction & development | -0.1670% | 4,351 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0408% | 4,452 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0276% | 4,118 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0448% | 3,402 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0271% | 4,151 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0008% | 3,237 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8642% | 4,670 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8664% | 4,636 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0541% | 4,408 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0575% | 4,523 |
| Percentage Net Loans Charged-off:Construction & development | -0.2173% | 4,405 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0581% | 4,576 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0248% | 4,150 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0682% | 3,494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0236% | 4,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0005% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8613% | 4,678 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8628% | 4,642 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0750% | 4,542 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0841% | 4,678 |
| Percentage Net Loans Charged-off:Construction & development | -0.4298% | 4,471 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0288% | 4,561 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0205% | 4,190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0211% | 4,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0013% | 810 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7706% | 4,636 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7717% | 4,601 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0192% | 4,415 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0550% | 4,674 |
| Percentage Net Loans Charged-off:Construction & development | -0.0686% | 4,368 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1605% | 4,781 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0321% | 4,415 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0014% | 3,272 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0329% | 4,451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2385% | 1,051 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3190% | 4,691 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3191% | 4,652 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0074% | 4,156 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0534% | 4,690 |
| Percentage Net Loans Charged-off:Construction & development | -0.0898% | 4,434 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1595% | 4,809 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0239% | 4,360 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0019% | 3,307 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0244% | 4,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3436% | 766 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3316% | 4,693 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3317% | 4,655 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0014% | 3,779 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0515% | 4,710 |
| Percentage Net Loans Charged-off:Construction & development | -0.1113% | 4,480 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1436% | 4,846 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0198% | 4,318 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0014% | 3,342 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0203% | 4,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4293% | 636 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5125% | 4,798 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5126% | 4,757 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0592% | 4,685 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0649% | 4,773 |
| Percentage Net Loans Charged-off:Construction & development | -0.1236% | 4,534 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2425% | 4,915 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0133% | 4,224 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0028% | 3,405 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0135% | 4,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0261% | 1,028 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4720% | 4,777 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4720% | 4,736 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0395% | 4,775 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0661% | 4,830 |
| Percentage Net Loans Charged-off:Construction & development | -0.3538% | 4,641 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0313% | 4,673 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0109% | 4,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0442% | 382 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0122% | 4,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2266% | 1,367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0837% | 2,978 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0837% | 2,857 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0241% | 4,637 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0548% | 4,865 |
| Percentage Net Loans Charged-off:Construction & development | -0.2822% | 4,688 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0406% | 4,788 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0087% | 4,217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1485% | 190 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0124% | 4,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3089% | 965 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0371% | 3,016 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0371% | 2,906 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0351% | 4,727 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0569% | 4,906 |
| Percentage Net Loans Charged-off:Construction & development | -0.3271% | 4,730 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0422% | 4,891 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0005% | 1,342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2242% | 119 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 4,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2302% | 967 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1817% | 4,768 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1817% | 4,734 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0393% | 4,757 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0563% | 4,984 |
| Percentage Net Loans Charged-off:Construction & development | -0.3042% | 4,787 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0622% | 5,056 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0002% | 3,985 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4534% | 60 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0109% | 4,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1132% | 836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1693% | 1,970 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1693% | 1,858 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0816% | 5,104 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1156% | 5,126 |
| Percentage Net Loans Charged-off:Construction & development | -0.8621% | 4,891 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0064% | 1,053 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0150% | 1,743 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0920% | 48 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0103% | 4,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3529% | 1,008 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2515% | 5,021 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2515% | 4,979 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0931% | 5,144 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1359% | 5,218 |
| Percentage Net Loans Charged-off:Construction & development | -0.9899% | 4,953 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0139% | 4,708 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0146% | 1,523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5878% | 72 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0011% | 1,678 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4575% | 735 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2741% | 5,022 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2741% | 4,990 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0258% | 4,678 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0767% | 5,107 |
| Percentage Net Loans Charged-off:Construction & development | -0.5487% | 4,941 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 4,669 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0032% | 1,474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0033% | 1,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6885% | 509 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3535% | 5,084 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3535% | 5,055 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0486% | 4,956 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0428% | 5,018 |
| Percentage Net Loans Charged-off:Construction & development | -0.3446% | 4,942 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0096% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0055% | 1,067 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0029% | 286 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0055% | 986 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0585% | 4,497 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3443% | 5,090 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3443% | 5,046 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1123% | 5,400 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1117% | 5,365 |
| Percentage Net Loans Charged-off:Construction & development | -0.8902% | 5,127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0984% | 5,272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0169% | 2,074 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0227% | 617 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0168% | 1,971 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1360% | 4,938 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3074% | 5,307 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3074% | 5,263 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1128% | 5,409 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1093% | 5,385 |
| Percentage Net Loans Charged-off:Construction & development | -0.8451% | 5,156 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1341% | 5,374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0147% | 1,849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0288% | 520 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0144% | 1,773 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1960% | 5,036 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2325% | 5,270 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2325% | 5,218 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1228% | 5,476 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1326% | 5,480 |
| Percentage Net Loans Charged-off:Construction & development | -0.9969% | 5,192 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2073% | 5,486 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0136% | 1,646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0681% | 365 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0121% | 1,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0793% | 4,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1025% | 2,680 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1025% | 2,542 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2003% | 5,623 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2269% | 5,650 |
| Percentage Net Loans Charged-off:Construction & development | -1.7036% | 5,268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3694% | 5,621 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0145% | 1,227 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1414% | 232 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0112% | 1,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0688% | 4,684 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6685% | 1,172 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6685% | 1,048 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1758% | 5,714 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1496% | 5,630 |
| Percentage Net Loans Charged-off:Construction & development | -1.4764% | 5,367 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1758% | 5,562 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0215% | 2,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0606% | 641 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0204% | 2,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5179% | 5,469 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7371% | 5,649 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7371% | 5,614 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1643% | 5,711 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1345% | 5,637 |
| Percentage Net Loans Charged-off:Construction & development | -1.3815% | 5,408 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1979% | 5,631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0286% | 1,957 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0491% | 579 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0281% | 1,889 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5528% | 5,522 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7456% | 5,692 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7456% | 5,655 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1332% | 5,709 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1391% | 5,696 |
| Percentage Net Loans Charged-off:Construction & development | -1.5447% | 5,447 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2655% | 5,745 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0501% | 1,544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0727% | 463 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0495% | 1,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0451% | 4,684 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2919% | 5,498 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2919% | 5,442 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1469% | 5,768 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1452% | 5,785 |
| Percentage Net Loans Charged-off:Construction & development | -1.6214% | 5,480 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3630% | 5,857 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0654% | 1,107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0722% | 346 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0653% | 1,062 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2057% | 5,375 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2691% | 5,394 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2691% | 5,337 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0625% | 5,628 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0886% | 5,696 |
| Percentage Net Loans Charged-off:Construction & development | 0.0235% | 734 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0925% | 1,062 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1448% | 5,852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0308% | 852 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1494% | 5,856 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6313% | 849 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3131% | 5,742 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3131% | 5,694 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0684% | 5,654 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1002% | 5,777 |
| Percentage Net Loans Charged-off:Construction & development | -0.0256% | 4,882 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1431% | 760 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1618% | 5,936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0572% | 698 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1675% | 5,939 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8274% | 571 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3106% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3107% | 5,665 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0648% | 5,639 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1031% | 5,830 |
| Percentage Net Loans Charged-off:Construction & development | -0.0561% | 5,059 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2152% | 557 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1704% | 6,002 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0341% | 656 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1758% | 6,013 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0874% | 427 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2425% | 5,614 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2426% | 5,575 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1453% | 5,971 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1721% | 6,035 |
| Percentage Net Loans Charged-off:Construction & development | -0.1746% | 5,369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2356% | 6,076 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1898% | 6,072 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1948% | 6,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4928% | 541 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0751% | 5,133 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0751% | 5,072 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1111% | 6,136 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0617% | 5,966 |
| Percentage Net Loans Charged-off:Construction & development | -0.2113% | 5,421 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0095% | 2,109 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0269% | 4,973 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0615% | 6,022 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0327% | 1,074 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0641% | 6,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6966% | 6,156 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3110% | 5,997 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3114% | 5,948 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1356% | 6,215 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0720% | 6,039 |
| Percentage Net Loans Charged-off:Construction & development | -0.3958% | 5,614 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0132% | 1,761 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0621% | 6,058 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0436% | 955 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0649% | 6,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.3339% | 6,257 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1818% | 5,792 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1820% | 5,736 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0920% | 6,121 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0319% | 5,842 |
| Percentage Net Loans Charged-off:Construction & development | 0.1836% | 645 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0224% | 1,442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0649% | 6,113 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0245% | 828 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0673% | 6,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.1450% | 6,298 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3557% | 6,015 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3564% | 5,966 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0756% | 5,993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0488% | 1,988 |
| Percentage Net Loans Charged-off:Construction & development | 0.3754% | 404 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0402% | 914 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0256% | 2,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0263% | 1,885 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.5126% | 6,408 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3923% | 6,030 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3936% | 5,986 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0228% | 4,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 4,425 |
| Percentage Net Loans Charged-off:Construction & development | -0.0864% | 5,562 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0699% | 2,224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0661% | 530 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0001% | 4,085 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0709% | 1,283 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 5,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4336% | 1,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6661% | 1,672 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6695% | 1,547 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1314% | 3,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1135% | 2,792 |
| Percentage Net Loans Charged-off:Construction & development | -0.2647% | 5,799 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0927% | 1,847 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0897% | 426 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1561% | 2,341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0937% | 1,117 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1579% | 2,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7055% | 1,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7378% | 1,391 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7418% | 1,274 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2193% | 2,430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2230% | 2,009 |
| Percentage Net Loans Charged-off:Construction & development | 0.3515% | 962 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0359% | 1,853 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1376% | 337 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2481% | 1,802 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0502% | 1,029 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2538% | 1,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0214% | 2,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7039% | 1,390 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7079% | 1,265 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1966% | 2,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1893% | 1,818 |
| Percentage Net Loans Charged-off:Construction & development | -0.1050% | 5,775 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0751% | 1,201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3646% | 205 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2117% | 1,638 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0380% | 750 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2167% | 1,536 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0312% | 1,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7073% | 601 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7177% | 538 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8124% | 1,441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8110% | 1,263 |
| Percentage Net Loans Charged-off:Construction & development | 3.8707% | 698 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1365% | 2,537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0277% | 820 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6667% | 1,391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1884% | 1,431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6786% | 1,325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0563% | 3,334 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9402% | 396 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9805% | 360 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9206% | 1,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9187% | 1,068 |
| Percentage Net Loans Charged-off:Construction & development | 4.2722% | 621 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1429% | 2,239 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0366% | 5,506 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7662% | 1,169 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2066% | 1,245 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7797% | 1,125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0612% | 2,966 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1089% | 359 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1570% | 333 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1003% | 988 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0985% | 884 |
| Percentage Net Loans Charged-off:Construction & development | 5.5551% | 472 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0741% | 2,133 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0521% | 5,523 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8693% | 1,040 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3083% | 997 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8826% | 1,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0744% | 2,578 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5132% | 320 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5735% | 302 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3962% | 720 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3951% | 660 |
| Percentage Net Loans Charged-off:Construction & development | 8.3219% | 300 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1053% | 1,440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0554% | 366 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9377% | 905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2208% | 858 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9545% | 880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1696% | 1,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8760% | 281 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9498% | 252 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9657% | 1,785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9418% | 1,708 |
| Percentage Net Loans Charged-off:Construction & development | 4.8074% | 1,016 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1425% | 2,943 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3339% | 808 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6531% | 1,825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5633% | 1,164 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6551% | 1,785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1874% | 1,800 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1754% | 458 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2265% | 384 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5626% | 2,555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4843% | 2,453 |
| Percentage Net Loans Charged-off:Construction & development | 1.1313% | 1,837 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1637% | 2,460 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4976% | 627 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4405% | 2,198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7941% | 874 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4325% | 2,097 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6058% | 601 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4443% | 399 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4951% | 328 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6738% | 2,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5631% | 2,125 |
| Percentage Net Loans Charged-off:Construction & development | 3.2017% | 1,094 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1946% | 2,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4970% | 520 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3012% | 2,454 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0516% | 694 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2844% | 2,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5706% | 342 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9263% | 360 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9734% | 279 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8612% | 1,533 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6628% | 1,603 |
| Percentage Net Loans Charged-off:Construction & development | 4.0660% | 720 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1302% | 7,167 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9580% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2995% | 1,972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9919% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2839% | 1,879 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.7715% | 146 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8586% | 281 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.8875% | 206 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0356% | 2,129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9672% | 1,967 |
| Percentage Net Loans Charged-off:Construction & development | 7.4174% | 849 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0728% | 3,307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5818% | 822 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1767% | 3,600 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0171% | 5,483 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1811% | 3,459 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4498% | 1,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7229% | 344 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1285% | 1,807 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0319% | 1,713 |
| Percentage Net Loans Charged-off:Construction & development | 7.6809% | 735 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1746% | 2,512 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4699% | 698 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2036% | 3,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0454% | 1,649 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2071% | 2,984 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9952% | 757 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7576% | 324 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4978% | 1,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4184% | 1,187 |
| Percentage Net Loans Charged-off:Construction & development | 11.0611% | 437 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0961% | 2,299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5274% | 548 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1969% | 2,812 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2014% | 2,669 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7677% | 770 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5621% | 372 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5039% | 651 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4735% | 582 |
| Percentage Net Loans Charged-off:Construction & development | 19.6809% | 185 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 7,281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5578% | 341 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2946% | 2,012 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3013% | 1,898 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1562% | 1,008 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6426% | 309 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6724% | 1,511 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4900% | 1,382 |
| Percentage Net Loans Charged-off:Construction & development | 9.9572% | 606 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4509% | 1,838 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1339% | 830 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1424% | 3,606 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1937% | 1,621 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1415% | 3,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 13.4938% | 151 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9842% | 398 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9958% | 987 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8291% | 927 |
| Percentage Net Loans Charged-off:Construction & development | 11.8298% | 391 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5581% | 1,265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1534% | 610 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1411% | 3,213 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1831% | 1,373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1404% | 3,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.8875% | 144 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8234% | 389 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1928% | 832 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0289% | 755 |
| Percentage Net Loans Charged-off:Construction & development | 13.0361% | 316 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6607% | 904 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1998% | 445 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0899% | 3,071 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0656% | 1,222 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0903% | 2,869 |
| Percentage Net Loans Charged-off: Commercial and industrial | 13.2585% | 164 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7121% | 420 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2518% | 645 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1595% | 521 |
| Percentage Net Loans Charged-off:Construction & development | 14.0040% | 219 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0510% | 2,455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0517% | 2,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.8591% | 318 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0277% | 367 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6930% | 1,769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6495% | 1,366 |
| Percentage Net Loans Charged-off:Construction & development | 3.2275% | 776 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1435% | 2,505 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1448% | 2,343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1484% | 985 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9417% | 577 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5122% | 1,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4921% | 1,179 |
| Percentage Net Loans Charged-off:Construction & development | 2.1089% | 699 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1754% | 1,831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1769% | 1,699 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7266% | 541 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2172% | 2,614 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1973% | 1,747 |
| Percentage Net Loans Charged-off:Construction & development | 0.0483% | 1,576 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2586% | 1,243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2605% | 1,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3645% | 621 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1540% | 2,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1349% | 1,514 |
| Percentage Net Loans Charged-off:Construction & development | 0.0278% | 1,062 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1782% | 1,111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1792% | 1,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8334% | 494 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0192% | 5,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0193% | 3,558 |
| Percentage Net Loans Charged-off:Construction & development | 0.0479% | 1,349 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0143% | 3,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0143% | 2,829 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0104% | 7,001 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0110% | 7,439 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0191% | 5,150 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0192% | 2,721 |
| Percentage Net Loans Charged-off:Construction & development | 0.0572% | 848 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0119% | 2,475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0119% | 2,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0139% | 6,863 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0155% | 7,213 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0125% | 4,852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0126% | 2,362 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0170% | 1,905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0171% | 1,758 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0223% | 6,888 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0251% | 7,032 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0004% | 6,499 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 7,417 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 7,639 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 7,635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0013% | 7,465 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 7,552 |
| Percentage Net Loans Charged-off:Construction & development | 0.0019% | 815 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 7,716 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 7,708 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0027% | 7,207 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 7,582 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 7,713 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 7,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0003% | 5,355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0003% | 2,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0004% | 2,017 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0004% | 1,877 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0006% | 4,391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 1,632 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 1,345 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0065% | 7,798 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 7,809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 7,996 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0086% | 7,968 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0054% | 7,447 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 7,701 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0071% | 7,886 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 7,869 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0085% | 7,282 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0085% | 7,787 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0112% | 7,957 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0112% | 7,946 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0069% | 6,871 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0069% | 7,845 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0091% | 8,007 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 8,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0032% | 7,888 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 7,865 |
| Percentage Net Loans Charged-off:Construction & development | 0.0019% | 747 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0045% | 7,965 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 7,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0042% | 7,635 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 7,856 |
| Percentage Net Loans Charged-off:Construction & development | -0.0002% | 7,811 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0054% | 7,961 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0054% | 7,960 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0089% | 7,553 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0089% | 8,014 |
| Percentage Net Loans Charged-off:Construction & development | 0.0003% | 462 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0115% | 8,131 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0115% | 8,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0350% | 4,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0350% | 1,469 |
| Percentage Net Loans Charged-off:Construction & development | 0.0006% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0453% | 1,251 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0453% | 1,168 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0084% | 8,372 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0084% | 8,208 |
| Percentage Net Loans Charged-off:Construction & development | -0.0007% | 7,918 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0106% | 8,350 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0106% | 8,344 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0106% | 6,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0106% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | -0.0109% | 7,952 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0152% | 2,533 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0152% | 2,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0085% | 6,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0085% | 2,681 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0109% | 2,208 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0109% | 2,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0004% | 5,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 2,063 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0005% | 1,644 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0005% | 1,547 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0031% | 7,527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 4,002 |
| Percentage Net Loans Charged-off:Construction & development | 0.0248% | 792 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0006% | 3,425 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0006% | 3,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,113 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0310% | 6,669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0310% | 2,789 |
| Percentage Net Loans Charged-off:Construction & development | 0.1879% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0130% | 2,882 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0130% | 2,729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,235 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0029% | 8,680 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 1,293 |
| Percentage Net Loans Charged-off:Construction & development | 0.0737% | 155 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8596% | 1,518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 1,307 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 1,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0008% | 7,890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 1,006 |
| Percentage Net Loans Charged-off:Construction & development | 0.0033% | 243 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2959% | 1,454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0061% | 909 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 862 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1334% | 1,228 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0332% | 6,885 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0333% | 574 |
| Percentage Net Loans Charged-off:Construction & development | 0.3047% | 71 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6736% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0153% | 733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0153% | 676 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,315 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0397% | 9,996 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0393% | 1,353 |
| Percentage Net Loans Charged-off:Construction & development | 0.1063% | 150 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.0567% | 1,444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0001% | 1,007 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0001% | 950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,313 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0018% | 9,770 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 1,252 |
| Percentage Net Loans Charged-off:Construction & development | 0.0402% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.1710% | 1,491 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0147% | 831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0147% | 782 |
| Percentage Net Loans Charged-off: Commercial and industrial | -50.7246% | 1,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0212% | 1,360 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0072% | 8,571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0062% | 968 |
| Percentage Net Loans Charged-off:Construction & development | 0.0318% | 298 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0108% | 587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0002% | 1,032 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0002% | 987 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3029% | 1,000 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5291% | 660 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0206% | 8,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0189% | 890 |
| Percentage Net Loans Charged-off:Construction & development | 0.1122% | 282 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0615% | 1,280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0728% | 1,216 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4229% | 901 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0130% | 11,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0103% | 1,117 |
| Percentage Net Loans Charged-off:Construction & development | 0.1431% | 405 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2603% | 1,453 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 1,366 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 1,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.3533% | 40 |
| Percentage Net Loans Charged-off: Loans to individuals | -5.7967% | 1,545 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3087% | 13,498 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2902% | 1,572 |
| Percentage Net Loans Charged-off:Construction & development | 0.1567% | 559 |
| Percentage Net Loans Charged-off: Commercial real estate | -5.1421% | 1,559 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3462% | 1,458 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0104% | 1,070 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0104% | 1,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |