Wallkill Valley Federal Savings and Loan Association, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$18,831,0001,974
Total interest expense$6,311,0001,768
Net interest income$12,520,0002,053
Provision for loan and lease losses$-44,0004,263
Total noninterest income$1,595,0002,250
Gross Fiduciary activities income$0981
Service charges on deposit accounts$622,0001,431
Trading account gains and feesNANA
Additional Noninterest Income$973,0002,300
Total noninterest expense$12,937,0001,712
Salaries and employee benefits$6,755,0001,809
Premises and equipment expense$2,134,0001,153
Additional noninterest expense$973,0002,300
Pre-tax net operating income$1,222,0003,431
Securities gains (losses)$4,000883
Applicable income taxes$191,0002,468
Income before extraordinary items$1,035,0003,442
Extraordinary gains, net$054
Net income$1,035,0003,479
Minority interest net income$088
Net income of bank and minority interests.$1,035,0003,444
Net charge-offs$-179,0004,428
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$1,031,6403,470
2023-09-30 (YTD Data)Rank
Total interest income$14,029,0001,951
Total interest expense$4,368,0001,739
Net interest income$9,661,0002,034
Provision for loan and lease losses$-44,0004,322
Total noninterest income$1,089,0002,330
Gross Fiduciary activities income$0950
Service charges on deposit accounts$439,0001,489
Trading account gains and feesNANA
Additional Noninterest Income$650,0002,417
Total noninterest expense$9,718,0001,707
Salaries and employee benefits$5,116,0001,798
Premises and equipment expense$1,604,0001,150
Additional noninterest expense$650,0002,416
Pre-tax net operating income$1,076,0003,376
Securities gains (losses)$5,000699
Applicable income taxes$176,0002,415
Income before extraordinary items$905,0003,386
Extraordinary gains, net$052
Net income$905,0003,418
Minority interest net income$081
Net income of bank and minority interests.$905,0003,386
Net charge-offs$-160,0004,443
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$900,8003,411
2023-06-30 (YTD Data)Rank
Total interest income$9,196,0001,941
Total interest expense$2,633,0001,699
Net interest income$6,563,0002,033
Provision for loan and lease losses$90,0001,868
Total noninterest income$743,0002,267
Gross Fiduciary activities income$0931
Service charges on deposit accounts$287,0001,491
Trading account gains and feesNANA
Additional Noninterest Income$456,0002,298
Total noninterest expense$6,462,0001,702
Salaries and employee benefits$3,401,0001,804
Premises and equipment expense$1,094,0001,119
Additional noninterest expense$456,0002,294
Pre-tax net operating income$754,0003,342
Securities gains (losses)$0938
Applicable income taxes$125,0002,430
Income before extraordinary items$629,0003,392
Extraordinary gains, net$051
Net income$629,0003,425
Minority interest net income$081
Net income of bank and minority interests.$629,0003,391
Net charge-offs$16,0001,633
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$629,0003,408
2023-03-31 (YTD Data)Rank
Total interest income$4,456,0001,967
Total interest expense$1,125,0001,703
Net interest income$3,331,0002,020
Provision for loan and lease losses$02,612
Total noninterest income$360,0002,294
Gross Fiduciary activities income$0913
Service charges on deposit accounts$133,0001,571
Trading account gains and feesNANA
Additional Noninterest Income$227,0002,295
Total noninterest expense$3,264,0001,713
Salaries and employee benefits$1,723,0001,813
Premises and equipment expense$575,0001,099
Additional noninterest expense$227,0002,295
Pre-tax net operating income$427,0003,265
Securities gains (losses)$0950
Applicable income taxes$77,0002,333
Income before extraordinary items$350,0003,317
Extraordinary gains, net$04
Net income$350,0003,315
Minority interest net income$048
Net income of bank and minority interests.$350,0003,317
Net charge-offs$40,000881
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$350,0003,348
2022-12-31 (YTD Data)Rank
Total interest income$14,977,0001,968
Total interest expense$1,531,0001,887
Net interest income$13,446,0001,939
Provision for loan and lease losses$340,0001,457
Total noninterest income$1,307,0002,492
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$472,0001,746
Trading account gains and feesNANA
Additional Noninterest Income$835,0002,537
Total noninterest expense$12,399,0001,736
Salaries and employee benefits$6,356,0001,882
Premises and equipment expense$2,009,0001,203
Additional noninterest expense$835,0002,537
Pre-tax net operating income$2,014,0003,122
Securities gains (losses)$0691
Applicable income taxes$372,0002,250
Income before extraordinary items$1,642,0003,167
Extraordinary gains, net$05
Net income$1,642,0003,164
Minority interest net income$063
Net income of bank and minority interests.$1,642,0003,166
Net charge-offs$416,000660
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$1,642,0003,200
2022-09-30 (YTD Data)Rank
Total interest income$10,786,0001,968
Total interest expense$912,0001,885
Net interest income$9,874,0001,948
Provision for loan and lease losses$245,0001,355
Total noninterest income$997,0002,498
Gross Fiduciary activities income$0968
Service charges on deposit accounts$349,0001,768
Trading account gains and feesNANA
Additional Noninterest Income$648,0002,516
Total noninterest expense$9,256,0001,741
Salaries and employee benefits$4,701,0001,887
Premises and equipment expense$1,463,0001,243
Additional noninterest expense$648,0002,516
Pre-tax net operating income$1,370,0003,212
Securities gains (losses)$0740
Applicable income taxes$258,0002,322
Income before extraordinary items$1,112,0003,258
Extraordinary gains, net$04
Net income$1,112,0003,256
Minority interest net income$057
Net income of bank and minority interests.$1,112,0003,257
Net charge-offs$447,000473
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$1,112,0003,285
2022-06-30 (YTD Data)Rank
Total interest income$6,796,0001,997
Total interest expense$593,0001,752
Net interest income$6,203,0001,996
Provision for loan and lease losses$02,599
Total noninterest income$626,0002,568
Gross Fiduciary activities income$0925
Service charges on deposit accounts$234,0001,762
Trading account gains and feesNANA
Additional Noninterest Income$392,0002,657
Total noninterest expense$6,151,0001,727
Salaries and employee benefits$3,067,0001,908
Premises and equipment expense$958,0001,260
Additional noninterest expense$2,126,0001,534
Pre-tax net operating income$678,0003,428
Securities gains (losses)$0687
Applicable income taxes$126,0002,451
Income before extraordinary items$552,0003,462
Extraordinary gains, net$04
Net income$552,0003,461
Minority interest net income$060
Net income of bank and minority interests.$552,0003,462
Net charge-offs$508,000334
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$552,0003,497
2022-03-31 (YTD Data)Rank
Total interest income$3,419,0001,922
Total interest expense$297,0001,693
Net interest income$3,122,0001,931
Provision for loan and lease losses$02,285
Total noninterest income$338,0002,460
Gross Fiduciary activities income$0892
Service charges on deposit accounts$120,0001,722
Trading account gains and feesNANA
Additional Noninterest Income$218,0002,479
Total noninterest expense$2,980,0001,759
Salaries and employee benefits$1,553,0001,889
Premises and equipment expense$491,0001,239
Additional noninterest expense$936,0001,656
Pre-tax net operating income$480,0002,957
Securities gains (losses)$0623
Applicable income taxes$85,0002,171
Income before extraordinary items$395,0002,992
Extraordinary gains, net$04
Net income$395,0002,991
Minority interest net income$050
Net income of bank and minority interests.$395,0002,992
Net charge-offs$-35,0004,311
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$395,0003,015
2021-12-31 (YTD Data)Rank
Total interest income$13,868,0001,987
Total interest expense$1,434,0001,721
Net interest income$12,434,0001,979
Provision for loan and lease losses$75,0002,339
Total noninterest income$1,869,0002,311
Gross Fiduciary activities income$0994
Service charges on deposit accounts$492,0001,626
Trading account gains and feesNANA
Additional Noninterest Income$1,377,0002,311
Total noninterest expense$12,460,0001,697
Salaries and employee benefits$6,354,0001,847
Premises and equipment expense$1,784,0001,327
Additional noninterest expense$4,322,0001,498
Pre-tax net operating income$1,768,0003,301
Securities gains (losses)$02,062
Applicable income taxes$-75,0004,768
Income before extraordinary items$1,843,0003,127
Extraordinary gains, net$010
Net income$1,843,0003,127
Minority interest net income$074
Net income of bank and minority interests.$1,843,0003,127
Net charge-offs$-97,0004,348
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$1,843,0003,106
2021-09-30 (YTD Data)Rank
Total interest income$10,537,0002,002
Total interest expense$1,108,0001,767
Net interest income$9,429,0001,999
Provision for loan and lease losses$75,0002,140
Total noninterest income$1,371,0002,377
Gross Fiduciary activities income$0957
Service charges on deposit accounts$364,0001,636
Trading account gains and feesNANA
Additional Noninterest Income$1,007,0002,376
Total noninterest expense$9,163,0001,722
Salaries and employee benefits$4,792,0001,847
Premises and equipment expense$1,301,0001,382
Additional noninterest expense$3,070,0001,566
Pre-tax net operating income$1,562,0003,207
Securities gains (losses)$02,015
Applicable income taxes$-92,0004,867
Income before extraordinary items$1,654,0003,022
Extraordinary gains, net$08
Net income$1,654,0003,022
Minority interest net income$069
Net income of bank and minority interests.$1,654,0003,022
Net charge-offs$-97,0004,447
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$1,654,0003,000
2021-06-30 (YTD Data)Rank
Total interest income$6,628,0002,070
Total interest expense$749,0001,808
Net interest income$5,879,0002,076
Provision for loan and lease losses$75,0001,864
Total noninterest income$1,076,0002,160
Gross Fiduciary activities income$0951
Service charges on deposit accounts$232,0001,631
Trading account gains and feesNANA
Additional Noninterest Income$844,0002,101
Total noninterest expense$5,754,0001,779
Salaries and employee benefits$3,060,0001,899
Premises and equipment expense$876,0001,369
Additional noninterest expense$1,818,0001,684
Pre-tax net operating income$1,126,0003,125
Securities gains (losses)$01,818
Applicable income taxes$222,0002,237
Income before extraordinary items$904,0003,252
Extraordinary gains, net$06
Net income$904,0003,251
Minority interest net income$067
Net income of bank and minority interests.$904,0003,252
Net charge-offs$-90,0004,561
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$904,0003,224
2021-03-31 (YTD Data)Rank
Total interest income$3,369,0002,034
Total interest expense$366,0001,908
Net interest income$3,003,0002,032
Provision for loan and lease losses$75,0001,426
Total noninterest income$591,0002,050
Gross Fiduciary activities income$0922
Service charges on deposit accounts$112,0001,658
Trading account gains and feesNANA
Additional Noninterest Income$479,0001,962
Total noninterest expense$2,872,0001,775
Salaries and employee benefits$1,506,0001,897
Premises and equipment expense$458,0001,330
Additional noninterest expense$908,0001,652
Pre-tax net operating income$647,0002,946
Securities gains (losses)$01,392
Applicable income taxes$139,0002,060
Income before extraordinary items$508,0003,096
Extraordinary gains, net$03
Net income$508,0003,095
Minority interest net income$055
Net income of bank and minority interests.$508,0003,096
Net charge-offs$-20,0004,337
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$508,0003,069
2020-12-31 (YTD Data)Rank
Total interest income$13,822,0002,003
Total interest expense$2,012,0001,977
Net interest income$11,810,0001,977
Provision for loan and lease losses$875,0001,746
Total noninterest income$2,149,0002,040
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$494,0001,630
Trading account gains and feesNANA
Additional Noninterest Income$1,655,0001,988
Total noninterest expense$11,167,0001,792
Salaries and employee benefits$6,168,0001,868
Premises and equipment expense$1,561,0001,471
Additional noninterest expense$3,438,0001,725
Pre-tax net operating income$1,917,0002,991
Securities gains (losses)$179,0001,086
Applicable income taxes$359,0002,169
Income before extraordinary items$1,737,0003,006
Extraordinary gains, net$04
Net income$1,737,0003,005
Minority interest net income$072
Net income of bank and minority interests.$1,737,0003,006
Net charge-offs$298,0001,294
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$1,588,4303,073
2020-09-30 (YTD Data)Rank
Total interest income$10,343,0002,014
Total interest expense$1,623,0001,960
Net interest income$8,720,0002,006
Provision for loan and lease losses$825,0001,523
Total noninterest income$1,547,0002,057
Gross Fiduciary activities income$0981
Service charges on deposit accounts$369,0001,637
Trading account gains and feesNANA
Additional Noninterest Income$1,178,0002,002
Total noninterest expense$8,208,0001,806
Salaries and employee benefits$4,507,0001,874
Premises and equipment expense$1,111,0001,529
Additional noninterest expense$2,590,0001,698
Pre-tax net operating income$1,234,0003,200
Securities gains (losses)$169,000971
Applicable income taxes$243,0002,242
Income before extraordinary items$1,160,0003,166
Extraordinary gains, net$04
Net income$1,160,0003,165
Minority interest net income$065
Net income of bank and minority interests.$1,160,0003,166
Net charge-offs$304,0001,011
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,019,7303,278
2020-06-30 (YTD Data)Rank
Total interest income$6,896,0002,035
Total interest expense$1,147,0001,987
Net interest income$5,749,0002,032
Provision for loan and lease losses$600,0001,444
Total noninterest income$947,0002,075
Gross Fiduciary activities income$0970
Service charges on deposit accounts$265,0001,570
Trading account gains and feesNANA
Additional Noninterest Income$682,0002,048
Total noninterest expense$5,489,0001,798
Salaries and employee benefits$2,967,0001,890
Premises and equipment expense$768,0001,482
Additional noninterest expense$1,754,0001,674
Pre-tax net operating income$607,0003,533
Securities gains (losses)$169,000764
Applicable income taxes$135,0002,343
Income before extraordinary items$641,0003,398
Extraordinary gains, net$04
Net income$641,0003,398
Minority interest net income$065
Net income of bank and minority interests.$641,0003,398
Net charge-offs$259,000876
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$500,7303,606
2020-03-31 (YTD Data)Rank
Total interest income$3,509,0002,008
Total interest expense$564,0002,130
Net interest income$2,945,0001,946
Provision for loan and lease losses$450,000941
Total noninterest income$474,0001,999
Gross Fiduciary activities income$0941
Service charges on deposit accounts$178,0001,430
Trading account gains and feesNANA
Additional Noninterest Income$296,0002,014
Total noninterest expense$2,753,0001,808
Salaries and employee benefits$1,494,0001,891
Premises and equipment expense$365,0001,568
Additional noninterest expense$894,0001,666
Pre-tax net operating income$216,0003,716
Securities gains (losses)$169,000433
Applicable income taxes$69,0002,197
Income before extraordinary items$316,0003,223
Extraordinary gains, net$04
Net income$316,0003,223
Minority interest net income$056
Net income of bank and minority interests.$316,0003,224
Net charge-offs$262,000540
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$177,4203,797
2019-12-31 (YTD Data)Rank
Total interest income$14,540,0001,968
Total interest expense$2,361,0002,114
Net interest income$12,179,0001,906
Provision for loan and lease losses$538,0001,427
Total noninterest income$1,723,0002,141
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$657,0001,576
Trading account gains and feesNANA
Additional Noninterest Income$1,066,0002,170
Total noninterest expense$10,250,0001,881
Salaries and employee benefits$5,766,0001,905
Premises and equipment expense$1,319,0001,668
Additional noninterest expense$3,165,0001,830
Pre-tax net operating income$3,114,0002,398
Securities gains (losses)$02,379
Applicable income taxes$580,0001,872
Income before extraordinary items$2,534,0002,552
Extraordinary gains, net$011
Net income$2,534,0002,553
Minority interest net income$076
Net income of bank and minority interests.$2,534,0002,554
Net charge-offs$173,0001,803
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,534,0002,521
2019-09-30 (YTD Data)Rank
Total interest income$10,871,0001,992
Total interest expense$1,747,0002,145
Net interest income$9,124,0001,932
Provision for loan and lease losses$378,0001,392
Total noninterest income$1,236,0002,189
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$476,0001,610
Trading account gains and feesNANA
Additional Noninterest Income$760,0002,223
Total noninterest expense$7,483,0001,936
Salaries and employee benefits$4,289,0001,912
Premises and equipment expense$934,0001,766
Additional noninterest expense$2,260,0001,904
Pre-tax net operating income$2,499,0002,365
Securities gains (losses)$02,167
Applicable income taxes$443,0001,914
Income before extraordinary items$2,056,0002,484
Extraordinary gains, net$011
Net income$2,056,0002,485
Minority interest net income$072
Net income of bank and minority interests.$2,056,0002,485
Net charge-offs$128,0001,603
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,056,0002,452
2019-06-30 (YTD Data)Rank
Total interest income$7,281,0001,986
Total interest expense$1,140,0002,152
Net interest income$6,141,0001,920
Provision for loan and lease losses$270,0001,320
Total noninterest income$774,0002,235
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$301,0001,656
Trading account gains and feesNANA
Additional Noninterest Income$473,0002,270
Total noninterest expense$4,803,0001,997
Salaries and employee benefits$2,827,0001,936
Premises and equipment expense$645,0001,725
Additional noninterest expense$1,331,0002,127
Pre-tax net operating income$1,842,0002,197
Securities gains (losses)$01,702
Applicable income taxes$328,0001,779
Income before extraordinary items$1,514,0002,320
Extraordinary gains, net$011
Net income$1,514,0002,320
Minority interest net income$069
Net income of bank and minority interests.$1,514,0002,320
Net charge-offs$140,0001,211
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,514,0002,285
2019-03-31 (YTD Data)Rank
Total interest income$3,773,0001,931
Total interest expense$581,0002,100
Net interest income$3,192,0001,871
Provision for loan and lease losses$250,000784
Total noninterest income$362,0002,292
Gross Fiduciary activities income$0972
Service charges on deposit accounts$146,0001,675
Trading account gains and feesNANA
Additional Noninterest Income$216,0002,314
Total noninterest expense$2,063,0002,221
Salaries and employee benefits$1,419,0001,951
Premises and equipment expense$334,0001,698
Additional noninterest expense$310,0003,486
Pre-tax net operating income$1,241,0001,762
Securities gains (losses)$01,087
Applicable income taxes$225,0001,480
Income before extraordinary items$1,016,0001,848
Extraordinary gains, net$05
Net income$1,016,0001,846
Minority interest net income$052
Net income of bank and minority interests.$1,016,0001,847
Net charge-offs$48,0001,230
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,016,0001,825
2018-12-31 (YTD Data)Rank
Total interest income$13,551,0002,010
Total interest expense$1,950,0001,970
Net interest income$11,601,0002,000
Provision for loan and lease losses$473,0001,513
Total noninterest income$1,439,0002,388
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$587,0001,759
Trading account gains and feesNANA
Additional Noninterest Income$852,0002,422
Total noninterest expense$11,309,0001,711
Salaries and employee benefits$5,223,0002,030
Premises and equipment expense$1,257,0001,751
Additional noninterest expense$4,829,0001,276
Pre-tax net operating income$1,258,0003,764
Securities gains (losses)$01,125
Applicable income taxes$267,0002,475
Income before extraordinary items$991,0003,919
Extraordinary gains, net$06
Net income$991,0003,918
Minority interest net income$072
Net income of bank and minority interests.$991,0003,918
Net charge-offs$512,000943
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$991,0003,928
2018-09-30 (YTD Data)Rank
Total interest income$10,085,0002,011
Total interest expense$1,348,0002,003
Net interest income$8,737,0001,995
Provision for loan and lease losses$399,0001,340
Total noninterest income$1,106,0002,369
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$434,0001,801
Trading account gains and feesNANA
Additional Noninterest Income$672,0002,389
Total noninterest expense$8,713,0001,660
Salaries and employee benefits$3,834,0002,053
Premises and equipment expense$951,0001,752
Additional noninterest expense$3,928,0001,203
Pre-tax net operating income$731,0004,135
Securities gains (losses)$01,118
Applicable income taxes$183,0002,610
Income before extraordinary items$548,0004,302
Extraordinary gains, net$05
Net income$548,0004,301
Minority interest net income$066
Net income of bank and minority interests.$548,0004,301
Net charge-offs$499,000711
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$548,0004,308
2018-06-30 (YTD Data)Rank
Total interest income$6,714,0002,003
Total interest expense$874,0001,967
Net interest income$5,840,0002,001
Provision for loan and lease losses$182,0001,592
Total noninterest income$708,0002,416
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$284,0001,825
Trading account gains and feesNANA
Additional Noninterest Income$424,0002,450
Total noninterest expense$5,171,0001,863
Salaries and employee benefits$2,495,0002,108
Premises and equipment expense$667,0001,697
Additional noninterest expense$2,009,0001,497
Pre-tax net operating income$1,195,0002,877
Securities gains (losses)$0961
Applicable income taxes$266,0001,971
Income before extraordinary items$929,0003,071
Extraordinary gains, net$06
Net income$929,0003,069
Minority interest net income$065
Net income of bank and minority interests.$929,0003,070
Net charge-offs$391,000611
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$929,0003,061
2018-03-31 (YTD Data)Rank
Total interest income$3,367,0001,986
Total interest expense$444,0001,871
Net interest income$2,923,0001,994
Provision for loan and lease losses$70,0001,800
Total noninterest income$348,0002,420
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$139,0001,853
Trading account gains and feesNANA
Additional Noninterest Income$209,0002,422
Total noninterest expense$2,525,0001,918
Salaries and employee benefits$1,241,0002,135
Premises and equipment expense$360,0001,610
Additional noninterest expense$924,0001,613
Pre-tax net operating income$676,0002,641
Securities gains (losses)$0735
Applicable income taxes$151,0001,823
Income before extraordinary items$525,0002,818
Extraordinary gains, net$07
Net income$525,0002,818
Minority interest net income$052
Net income of bank and minority interests.$525,0002,818
Net charge-offs$203,000574
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$525,0002,805
2017-12-31 (YTD Data)Rank
Total interest income$9,851,0002,468
Total interest expense$1,326,0002,107
Net interest income$8,525,0002,520
Provision for loan and lease losses$375,0001,724
Total noninterest income$925,0003,053
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$321,0002,747
Trading account gains and feesNANA
Additional Noninterest Income$604,0002,921
Total noninterest expense$9,136,0002,051
Salaries and employee benefits$3,740,0002,584
Premises and equipment expense$1,055,0002,029
Additional noninterest expense$4,341,0001,413
Pre-tax net operating income$-61,0005,479
Securities gains (losses)$02,243
Applicable income taxes$1,878,0001,327
Income before extraordinary items$-1,939,0005,615
Extraordinary gains, net$09
Net income$-1,939,0005,615
Minority interest net income$076
Net income of bank and minority interests.$-1,939,0005,615
Net charge-offs$109,0002,345
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-1,939,0005,615
2017-09-30 (YTD Data)Rank
Total interest income$6,594,0002,702
Total interest expense$898,0002,228
Net interest income$5,696,0002,755
Provision for loan and lease losses$300,0001,614
Total noninterest income$525,0003,488
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$181,0003,205
Trading account gains and feesNANA
Additional Noninterest Income$344,0003,288
Total noninterest expense$6,632,0002,108
Salaries and employee benefits$2,442,0002,862
Premises and equipment expense$630,0002,382
Additional noninterest expense$3,560,0001,295
Pre-tax net operating income$-711,0005,670
Securities gains (losses)$02,274
Applicable income taxes$-301,0005,689
Income before extraordinary items$-410,0005,642
Extraordinary gains, net$09
Net income$-410,0005,642
Minority interest net income$071
Net income of bank and minority interests.$-410,0005,642
Net charge-offs$106,0001,875
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$-410,0005,642
2017-06-30 (YTD Data)Rank
Total interest income$3,924,0002,911
Total interest expense$548,0002,322
Net interest income$3,376,0002,970
Provision for loan and lease losses$70,0002,522
Total noninterest income$290,0003,775
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$54,0004,307
Trading account gains and feesNANA
Additional Noninterest Income$236,0003,257
Total noninterest expense$2,999,0002,803
Salaries and employee benefits$1,424,0003,123
Premises and equipment expense$379,0002,565
Additional noninterest expense$1,196,0002,332
Pre-tax net operating income$597,0003,903
Securities gains (losses)$01,906
Applicable income taxes$209,0002,431
Income before extraordinary items$388,0004,201
Extraordinary gains, net$011
Net income$388,0004,200
Minority interest net income$071
Net income of bank and minority interests.$388,0004,201
Net charge-offs$100,0001,521
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$388,0004,180
2017-03-31 (YTD Data)Rank
Total interest income$1,955,0002,913
Total interest expense$273,0002,314
Net interest income$1,682,0002,985
Provision for loan and lease losses$20,0002,800
Total noninterest income$141,0003,826
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$35,0003,988
Trading account gains and feesNANA
Additional Noninterest Income$106,0003,383
Total noninterest expense$1,486,0002,846
Salaries and employee benefits$710,0003,169
Premises and equipment expense$205,0002,471
Additional noninterest expense$571,0002,405
Pre-tax net operating income$317,0003,751
Securities gains (losses)$01,153
Applicable income taxes$100,0002,429
Income before extraordinary items$217,0004,027
Extraordinary gains, net$08
Net income$217,0004,026
Minority interest net income$055
Net income of bank and minority interests.$217,0004,027
Net charge-offs$54,0001,274
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$217,0004,008
2016-12-31 (YTD Data)Rank
Total interest income$7,554,0002,975
Total interest expense$1,060,0002,313
Net interest income$6,494,0003,034
Provision for loan and lease losses$175,0002,605
Total noninterest income$493,0004,106
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$135,0004,154
Trading account gains and fees$0170
Additional Noninterest Income$358,0003,722
Total noninterest expense$5,932,0002,871
Salaries and employee benefits$2,687,0003,268
Premises and equipment expense$764,0002,581
Additional noninterest expense$2,481,0002,324
Pre-tax net operating income$880,0004,219
Securities gains (losses)$49,0001,853
Applicable income taxes$208,0002,906
Income before extraordinary items$721,0004,327
Extraordinary gains, net$05
Net income$721,0004,325
Minority interest net income$082
Net income of bank and minority interests.$721,0004,326
Net charge-offs$-123,0005,565
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$682,7804,333
2016-09-30 (YTD Data)Rank
Total interest income$5,665,0002,974
Total interest expense$784,0002,344
Net interest income$4,881,0003,044
Provision for loan and lease losses$175,0002,207
Total noninterest income$380,0004,094
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$94,0004,274
Trading account gains and fees$0169
Additional Noninterest Income$286,0003,641
Total noninterest expense$4,542,0002,831
Salaries and employee benefits$2,042,0003,233
Premises and equipment expense$562,0002,612
Additional noninterest expense$1,938,0002,241
Pre-tax net operating income$544,0004,541
Securities gains (losses)$49,0001,784
Applicable income taxes$170,0002,916
Income before extraordinary items$423,0004,693
Extraordinary gains, net$05
Net income$423,0004,693
Minority interest net income$071
Net income of bank and minority interests.$423,0004,693
Net charge-offs$78,0002,275
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$388,2104,719
2016-06-30 (YTD Data)Rank
Total interest income$3,772,0002,986
Total interest expense$514,0002,387
Net interest income$3,258,0003,057
Provision for loan and lease losses$150,0001,887
Total noninterest income$272,0004,000
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$62,0004,311
Trading account gains and fees$0157
Additional Noninterest Income$210,0003,527
Total noninterest expense$3,025,0002,850
Salaries and employee benefits$1,357,0003,258
Premises and equipment expense$383,0002,594
Additional noninterest expense$1,285,0002,261
Pre-tax net operating income$355,0004,590
Securities gains (losses)$49,0001,440
Applicable income taxes$120,0002,880
Income before extraordinary items$284,0004,685
Extraordinary gains, net$016
Net income$284,0004,684
Minority interest net income$071
Net income of bank and minority interests.$284,0004,684
Net charge-offs$64,0001,966
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$249,7004,764
2016-03-31 (YTD Data)Rank
Total interest income$1,852,0003,039
Total interest expense$254,0002,413
Net interest income$1,598,0003,102
Provision for loan and lease losses$65,0001,911
Total noninterest income$156,0003,762
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$32,0004,246
Trading account gains and fees$0142
Additional Noninterest Income$124,0003,228
Total noninterest expense$1,483,0002,897
Salaries and employee benefits$680,0003,274
Premises and equipment expense$198,0002,558
Additional noninterest expense$605,0002,367
Pre-tax net operating income$206,0004,398
Securities gains (losses)$49,000842
Applicable income taxes$78,0002,663
Income before extraordinary items$177,0004,408
Extraordinary gains, net$012
Net income$177,0004,406
Minority interest net income$062
Net income of bank and minority interests.$177,0004,408
Net charge-offs$14,0002,180
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$143,1904,619
2015-12-31 (YTD Data)Rank
Total interest income$7,229,0003,040
Total interest expense$918,0002,575
Net interest income$6,311,0003,093
Provision for loan and lease losses$630,0001,139
Total noninterest income$595,0003,918
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$81,0004,949
Trading account gains and fees$0159
Additional Noninterest Income$514,0003,248
Total noninterest expense$5,727,0002,956
Salaries and employee benefits$2,592,0003,327
Premises and equipment expense$717,0002,775
Additional noninterest expense$2,418,0002,409
Pre-tax net operating income$549,0004,842
Securities gains (losses)$8,0002,689
Applicable income taxes$524,0002,181
Income before extraordinary items$33,0005,844
Extraordinary gains, net$023
Net income$33,0005,847
Minority interest net income$081
Net income of bank and minority interests.$33,0005,847
Net charge-offs$487,0001,187
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$27,8805,824
2015-09-30 (YTD Data)Rank
Total interest income$5,340,0003,093
Total interest expense$670,0002,665
Net interest income$4,670,0003,138
Provision for loan and lease losses$520,0001,011
Total noninterest income$463,0003,879
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$60,0005,018
Trading account gains and fees$0153
Additional Noninterest Income$403,0003,204
Total noninterest expense$4,288,0002,984
Salaries and employee benefits$1,968,0003,313
Premises and equipment expense$538,0002,819
Additional noninterest expense$1,782,0002,431
Pre-tax net operating income$325,0005,156
Securities gains (losses)$8,0002,465
Applicable income taxes$74,0003,440
Income before extraordinary items$259,0005,243
Extraordinary gains, net$021
Net income$259,0005,248
Minority interest net income$078
Net income of bank and minority interests.$259,0005,249
Net charge-offs$426,000962
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$252,7605,219
2015-06-30 (YTD Data)Rank
Total interest income$3,486,0003,144
Total interest expense$435,0002,711
Net interest income$3,051,0003,184
Provision for loan and lease losses$455,000834
Total noninterest income$326,0003,790
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$38,0005,095
Trading account gains and fees$0157
Additional Noninterest Income$288,0003,115
Total noninterest expense$2,793,0003,053
Salaries and employee benefits$1,435,0003,166
Premises and equipment expense$361,0002,816
Additional noninterest expense$997,0002,818
Pre-tax net operating income$129,0005,502
Securities gains (losses)$8,0002,109
Applicable income taxes$36,0003,619
Income before extraordinary items$101,0005,607
Extraordinary gains, net$022
Net income$101,0005,608
Minority interest net income$075
Net income of bank and minority interests.$101,0005,609
Net charge-offs$422,000724
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$95,0805,588
2015-03-31 (YTD Data)Rank
Total interest income$1,720,0003,191
Total interest expense$210,0002,797
Net interest income$1,510,0003,206
Provision for loan and lease losses$375,000519
Total noninterest income$223,0003,230
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$18,0005,147
Trading account gains and fees$0152
Additional Noninterest Income$205,0002,594
Total noninterest expense$1,404,0003,040
Salaries and employee benefits$727,0003,164
Premises and equipment expense$189,0002,756
Additional noninterest expense$488,0002,840
Pre-tax net operating income$-46,0006,150
Securities gains (losses)$02,027
Applicable income taxes$-39,0006,312
Income before extraordinary items$-7,0006,085
Extraordinary gains, net$013
Net income$-7,0006,086
Minority interest net income$064
Net income of bank and minority interests.$-7,0006,086
Net charge-offs$410,000427
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-7,0006,049
2014-12-31 (YTD Data)Rank
Total interest income$6,809,0003,244
Total interest expense$807,0003,017
Net interest income$6,002,0003,247
Provision for loan and lease losses$455,0001,552
Total noninterest income$588,0004,034
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$90,0005,132
Trading account gains and fees$0180
Additional Noninterest Income$498,0003,277
Total noninterest expense$5,377,0003,158
Salaries and employee benefits$2,363,0003,622
Premises and equipment expense$491,0003,683
Additional noninterest expense$2,523,0002,394
Pre-tax net operating income$758,0004,555
Securities gains (losses)$-28,0006,172
Applicable income taxes$225,0002,861
Income before extraordinary items$505,0004,920
Extraordinary gains, net$017
Net income$505,0004,919
Minority interest net income$084
Net income of bank and minority interests.$505,0004,920
Net charge-offs$454,0001,568
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$524,3204,821
2014-09-30 (YTD Data)Rank
Total interest income$5,124,0003,267
Total interest expense$603,0003,078
Net interest income$4,521,0003,258
Provision for loan and lease losses$385,0001,411
Total noninterest income$454,0004,019
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$69,0005,183
Trading account gains and fees$0174
Additional Noninterest Income$385,0003,266
Total noninterest expense$3,993,0003,186
Salaries and employee benefits$1,743,0003,674
Premises and equipment expense$370,0003,719
Additional noninterest expense$1,880,0002,394
Pre-tax net operating income$597,0004,574
Securities gains (losses)$-22,0006,262
Applicable income taxes$150,0003,025
Income before extraordinary items$425,0004,859
Extraordinary gains, net$015
Net income$425,0004,859
Minority interest net income$081
Net income of bank and minority interests.$425,0004,860
Net charge-offs$371,0001,411
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$441,2804,751
2014-06-30 (YTD Data)Rank
Total interest income$3,360,0003,313
Total interest expense$404,0003,104
Net interest income$2,956,0003,305
Provision for loan and lease losses$315,0001,189
Total noninterest income$332,0003,839
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$45,0005,223
Trading account gains and fees$0172
Additional Noninterest Income$287,0003,104
Total noninterest expense$2,674,0003,191
Salaries and employee benefits$1,158,0003,696
Premises and equipment expense$250,0003,712
Additional noninterest expense$1,266,0002,370
Pre-tax net operating income$299,0004,910
Securities gains (losses)$-19,0006,373
Applicable income taxes$68,0003,273
Income before extraordinary items$212,0005,160
Extraordinary gains, net$020
Net income$212,0005,162
Minority interest net income$080
Net income of bank and minority interests.$212,0005,163
Net charge-offs$290,0001,274
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$226,4405,047
2014-03-31 (YTD Data)Rank
Total interest income$1,684,0003,314
Total interest expense$204,0003,132
Net interest income$1,480,0003,303
Provision for loan and lease losses$60,0002,013
Total noninterest income$190,0003,541
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$19,0005,404
Trading account gains and fees$0147
Additional Noninterest Income$171,0002,778
Total noninterest expense$1,286,0003,303
Salaries and employee benefits$567,0003,789
Premises and equipment expense$135,0003,577
Additional noninterest expense$584,0002,546
Pre-tax net operating income$324,0003,683
Securities gains (losses)$01,715
Applicable income taxes$123,0002,171
Income before extraordinary items$201,0004,243
Extraordinary gains, net$016
Net income$201,0004,243
Minority interest net income$066
Net income of bank and minority interests.$201,0004,245
Net charge-offs$13,0002,721
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$201,0004,188
2013-12-31 (YTD Data)Rank
Total interest income$6,929,0003,275
Total interest expense$757,0003,567
Net interest income$6,172,0003,201
Provision for loan and lease losses$885,0001,226
Total noninterest income$488,0004,442
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$83,0005,476
Trading account gains and fees$0184
Additional Noninterest Income$405,0003,656
Total noninterest expense$7,830,0002,388
Salaries and employee benefits$2,503,0003,547
Premises and equipment expense$424,0004,076
Additional noninterest expense$4,903,0001,365
Pre-tax net operating income$-2,055,0006,660
Securities gains (losses)$49,0001,806
Applicable income taxes$-512,0006,639
Income before extraordinary items$-1,494,0006,640
Extraordinary gains, net$029
Net income$-1,494,0006,639
Minority interest net income$090
Net income of bank and minority interests.$-1,494,0006,639
Net charge-offs$908,0001,372
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-1,530,2606,637
2013-09-30 (YTD Data)Rank
Total interest income$5,194,0003,304
Total interest expense$543,0003,760
Net interest income$4,651,0003,202
Provision for loan and lease losses$785,0001,079
Total noninterest income$409,0004,350
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$68,0005,436
Trading account gains and fees$0180
Additional Noninterest Income$341,0003,552
Total noninterest expense$6,151,0002,300
Salaries and employee benefits$1,914,0003,507
Premises and equipment expense$299,0004,264
Additional noninterest expense$3,938,0001,279
Pre-tax net operating income$-1,876,0006,781
Securities gains (losses)$03,040
Applicable income taxes$-863,0006,821
Income before extraordinary items$-1,013,0006,717
Extraordinary gains, net$025
Net income$-1,013,0006,718
Minority interest net income$084
Net income of bank and minority interests.$-1,013,0006,718
Net charge-offs$759,0001,224
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-1,013,0006,708
2013-06-30 (YTD Data)Rank
Total interest income$3,528,0003,262
Total interest expense$349,0003,903
Net interest income$3,179,0003,145
Provision for loan and lease losses$325,0001,567
Total noninterest income$300,0004,223
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$44,0005,477
Trading account gains and fees$0157
Additional Noninterest Income$256,0003,423
Total noninterest expense$2,625,0003,309
Salaries and employee benefits$1,210,0003,656
Premises and equipment expense$199,0004,283
Additional noninterest expense$1,216,0002,506
Pre-tax net operating income$529,0004,051
Securities gains (losses)$02,791
Applicable income taxes$151,0002,684
Income before extraordinary items$378,0004,416
Extraordinary gains, net$022
Net income$378,0004,418
Minority interest net income$082
Net income of bank and minority interests.$378,0004,419
Net charge-offs$426,0001,390
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$378,0004,305
2013-03-31 (YTD Data)Rank
Total interest income$1,765,0003,291
Total interest expense$179,0003,932
Net interest income$1,586,0003,160
Provision for loan and lease losses$150,0001,610
Total noninterest income$173,0003,907
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$22,0005,472
Trading account gains and fees$0148
Additional Noninterest Income$151,0003,163
Total noninterest expense$1,272,0003,409
Salaries and employee benefits$593,0003,743
Premises and equipment expense$111,0004,078
Additional noninterest expense$568,0002,676
Pre-tax net operating income$337,0003,592
Securities gains (losses)$01,966
Applicable income taxes$100,0002,402
Income before extraordinary items$237,0003,980
Extraordinary gains, net$010
Net income$237,0003,983
Minority interest net income$076
Net income of bank and minority interests.$237,0003,983
Net charge-offs$99,0001,902
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$237,0003,893
2012-12-31 (YTD Data)Rank
Total interest income$6,892,0003,479
Total interest expense$1,071,0003,463
Net interest income$5,821,0003,446
Provision for loan and lease losses$780,0002,109
Total noninterest income$-21,0006,858
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$81,0005,710
Trading account gains and fees$0166
Additional Noninterest Income$-102,0006,733
Total noninterest expense$4,396,0003,786
Salaries and employee benefits$2,139,0003,972
Premises and equipment expense$347,0004,622
Additional noninterest expense$1,910,0003,198
Pre-tax net operating income$624,0004,662
Securities gains (losses)$-35,0006,827
Applicable income taxes$186,0003,064
Income before extraordinary items$403,0005,196
Extraordinary gains, net$-729,0007,071
Net income$-326,0006,517
Minority interest net income$093
Net income of bank and minority interests.$-326,0006,519
Net charge-offs$814,0002,037
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$426,8004,916
2012-09-30 (YTD Data)Rank
Total interest income$5,095,0003,575
Total interest expense$849,0003,437
Net interest income$4,246,0003,567
Provision for loan and lease losses$600,0002,031
Total noninterest income$369,0004,574
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$57,0005,863
Trading account gains and fees$0157
Additional Noninterest Income$312,0003,634
Total noninterest expense$3,015,0004,052
Salaries and employee benefits$1,480,0004,177
Premises and equipment expense$248,0004,814
Additional noninterest expense$1,287,0003,464
Pre-tax net operating income$1,000,0003,629
Securities gains (losses)$-35,0006,943
Applicable income taxes$259,0002,606
Income before extraordinary items$706,0004,097
Extraordinary gains, net$-348,0007,173
Net income$358,0005,122
Minority interest net income$086
Net income of bank and minority interests.$358,0005,122
Net charge-offs$550,0002,066
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$731,5503,849
2012-06-30 (YTD Data)Rank
Total interest income$3,287,0003,710
Total interest expense$541,0003,642
Net interest income$2,746,0003,657
Provision for loan and lease losses$400,0002,061
Total noninterest income$171,0005,129
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$34,0006,029
Trading account gains and fees$0153
Additional Noninterest Income$137,0004,209
Total noninterest expense$1,818,0004,327
Salaries and employee benefits$867,0004,536
Premises and equipment expense$155,0004,974
Additional noninterest expense$796,0003,679
Pre-tax net operating income$699,0003,528
Securities gains (losses)$-26,0007,001
Applicable income taxes$236,0002,294
Income before extraordinary items$437,0004,213
Extraordinary gains, net$-322,0007,239
Net income$115,0005,864
Minority interest net income$084
Net income of bank and minority interests.$115,0005,864
Net charge-offs$423,0001,941
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$453,9003,961
2012-03-31 (YTD Data)Rank
Total interest income$1,632,0003,767
Total interest expense$272,0003,730
Net interest income$1,360,0003,700
Provision for loan and lease losses$220,0001,918
Total noninterest income$124,0004,584
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$17,0006,021
Trading account gains and fees$0148
Additional Noninterest Income$107,0003,599
Total noninterest expense$883,0004,439
Salaries and employee benefits$417,0004,672
Premises and equipment expense$82,0004,875
Additional noninterest expense$384,0003,736
Pre-tax net operating income$381,0003,393
Securities gains (losses)$-26,0007,119
Applicable income taxes$142,0002,102
Income before extraordinary items$213,0004,268
Extraordinary gains, net$-233,0007,304
Net income$-20,0006,628
Minority interest net income$078
Net income of bank and minority interests.$-20,0006,628
Net charge-offs$299,0001,498
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$229,6404,005
2011-12-31 (YTD Data)Rank
Total interest income$6,302,0003,924
Total interest expense$1,254,0003,859
Net interest income$5,048,0003,887
Provision for loan and lease losses$855,0002,640
Total noninterest income$167,0005,937
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$67,0006,037
Trading account gains and fees$0146
Additional Noninterest Income$100,0005,307
Total noninterest expense$3,664,0004,371
Salaries and employee benefits$1,917,0004,273
Premises and equipment expense$556,0003,772
Additional noninterest expense$1,191,0004,469
Pre-tax net operating income$696,0004,294
Securities gains (losses)$-27,0006,951
Applicable income taxes$197,0002,919
Income before extraordinary items$472,0004,734
Extraordinary gains, net$029
Net income$472,0004,736
Minority interest net income$096
Net income of bank and minority interests.$472,0004,735
Net charge-offs$1,271,0002,086
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$491,1704,570
2011-09-30 (YTD Data)Rank
Total interest income$4,677,0003,987
Total interest expense$922,0004,033
Net interest income$3,755,0003,915
Provision for loan and lease losses$645,0002,555
Total noninterest income$135,0005,958
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$47,0006,146
Trading account gains and fees$0145
Additional Noninterest Income$88,0005,233
Total noninterest expense$2,417,0004,688
Salaries and employee benefits$1,372,0004,401
Premises and equipment expense$418,0003,808
Additional noninterest expense$627,0005,343
Pre-tax net operating income$828,0003,651
Securities gains (losses)$-27,0007,085
Applicable income taxes$265,0002,398
Income before extraordinary items$536,0004,193
Extraordinary gains, net$021
Net income$536,0004,195
Minority interest net income$087
Net income of bank and minority interests.$536,0004,195
Net charge-offs$1,098,0001,805
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$554,0904,032
2011-06-30 (YTD Data)Rank
Total interest income$3,093,0004,051
Total interest expense$631,0004,074
Net interest income$2,462,0003,974
Provision for loan and lease losses$410,0002,562
Total noninterest income$118,0005,655
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$29,0006,234
Trading account gains and fees$0153
Additional Noninterest Income$89,0004,726
Total noninterest expense$1,578,0004,803
Salaries and employee benefits$865,0004,599
Premises and equipment expense$286,0003,770
Additional noninterest expense$427,0005,362
Pre-tax net operating income$592,0003,496
Securities gains (losses)$-27,0007,167
Applicable income taxes$195,0002,254
Income before extraordinary items$370,0004,118
Extraordinary gains, net$015
Net income$370,0004,118
Minority interest net income$089
Net income of bank and minority interests.$370,0004,120
Net charge-offs$926,0001,540
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$387,5503,945
2011-03-31 (YTD Data)Rank
Total interest income$1,529,0004,105
Total interest expense$328,0004,077
Net interest income$1,201,0004,047
Provision for loan and lease losses$255,0002,143
Total noninterest income$62,0005,664
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$14,0006,236
Trading account gains and fees$0158
Additional Noninterest Income$48,0004,728
Total noninterest expense$759,0004,940
Salaries and employee benefits$426,0004,688
Premises and equipment expense$143,0003,826
Additional noninterest expense$190,0005,666
Pre-tax net operating income$249,0003,839
Securities gains (losses)$-27,0007,272
Applicable income taxes$68,0002,582
Income before extraordinary items$154,0004,408
Extraordinary gains, net$09
Net income$154,0004,407
Minority interest net income$086
Net income of bank and minority interests.$154,0004,408
Net charge-offs$819,000973
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$172,6304,175
2010-12-31 (YTD Data)Rank
Total interest income$6,153,0004,248
Total interest expense$1,556,0004,172
Net interest income$4,597,0004,180
Provision for loan and lease losses$686,0003,629
Total noninterest income$344,0005,186
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$344,0003,745
Total noninterest expense$2,910,0005,098
Salaries and employee benefits$1,828,0004,475
Premises and equipment expense$460,0004,402
Additional noninterest expense$622,0006,147
Pre-tax net operating income$1,345,0002,901
Securities gains (losses)$-1,534,0007,553
Applicable income taxes$-133,0006,888
Income before extraordinary items$-56,0006,027
Extraordinary gains, net$029
Net income$-56,0006,027
Minority interest net income$0111
Net income of bank and minority interests.$-56,0006,027
Net charge-offs$391,0003,957
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$925,7603,228
2010-09-30 (YTD Data)Rank
Total interest income$4,572,0004,367
Total interest expense$1,199,0004,252
Net interest income$3,373,0004,305
Provision for loan and lease losses$411,0003,864
Total noninterest income$233,0005,437
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$233,0003,942
Total noninterest expense$2,116,0005,209
Salaries and employee benefits$1,334,0004,594
Premises and equipment expense$331,0004,586
Additional noninterest expense$451,0006,261
Pre-tax net operating income$1,079,0002,951
Securities gains (losses)$-1,534,0007,681
Applicable income taxes$-209,0007,204
Income before extraordinary items$-246,0006,484
Extraordinary gains, net$023
Net income$-246,0006,485
Minority interest net income$0110
Net income of bank and minority interests.$-246,0006,484
Net charge-offs$64,0005,324
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$735,7603,288
2010-06-30 (YTD Data)Rank
Total interest income$3,054,0004,395
Total interest expense$811,0004,309
Net interest income$2,243,0004,314
Provision for loan and lease losses$255,0003,855
Total noninterest income$138,0005,633
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$138,0004,125
Total noninterest expense$1,391,0005,265
Salaries and employee benefits$883,0004,644
Premises and equipment expense$228,0004,525
Additional noninterest expense$280,0006,404
Pre-tax net operating income$735,0002,945
Securities gains (losses)$-336,0007,649
Applicable income taxes$167,0002,301
Income before extraordinary items$232,0004,681
Extraordinary gains, net$019
Net income$232,0004,681
Minority interest net income$0105
Net income of bank and minority interests.$232,0004,681
Net charge-offs$64,0004,667
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$447,0403,484
2010-03-31 (YTD Data)Rank
Total interest income$1,525,0004,449
Total interest expense$410,0004,414
Net interest income$1,115,0004,347
Provision for loan and lease losses$130,0003,611
Total noninterest income$71,0005,623
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$71,0004,108
Total noninterest expense$680,0005,388
Salaries and employee benefits$426,0004,816
Premises and equipment expense$114,0004,601
Additional noninterest expense$140,0006,466
Pre-tax net operating income$376,0002,938
Securities gains (losses)$02,284
Applicable income taxes$128,0001,880
Income before extraordinary items$248,0003,512
Extraordinary gains, net$016
Net income$248,0003,509
Minority interest net income$091
Net income of bank and minority interests.$248,0003,511
Net charge-offs$64,0003,518
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$248,0003,379
2009-12-31 (YTD Data)Rank
Total interest income$6,048,0004,594
Total interest expense$2,294,0004,107
Net interest income$3,754,0004,757
Provision for loan and lease losses$735,0003,963
Total noninterest income$281,0005,705
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$281,0004,067
Total noninterest expense$2,751,0005,420
Salaries and employee benefits$1,704,0004,815
Premises and equipment expense$477,0004,496
Additional noninterest expense$570,0006,557
Pre-tax net operating income$549,0003,882
Securities gains (losses)$03,754
Applicable income taxes$137,0002,664
Income before extraordinary items$412,0004,133
Extraordinary gains, net$034
Net income$412,0004,131
Minority interest net income$0115
Net income of bank and minority interests.$412,0004,131
Net charge-offs$07,246
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$412,0004,060
2009-09-30 (YTD Data)Rank
Total interest income$4,558,0004,631
Total interest expense$1,794,0004,134
Net interest income$2,764,0004,825
Provision for loan and lease losses$610,0003,496
Total noninterest income$208,0005,814
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$208,0004,227
Total noninterest expense$2,098,0005,383
Salaries and employee benefits$1,255,0004,905
Premises and equipment expense$362,0004,521
Additional noninterest expense$481,0006,346
Pre-tax net operating income$264,0004,666
Securities gains (losses)$03,497
Applicable income taxes$67,0003,152
Income before extraordinary items$197,0004,867
Extraordinary gains, net$027
Net income$197,0004,866
Minority interest net income$0118
Net income of bank and minority interests.$197,0004,867
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$197,0004,803
2009-06-30 (YTD Data)Rank
Total interest income$3,050,0004,657
Total interest expense$1,224,0004,191
Net interest income$1,826,0004,846
Provision for loan and lease losses$450,0003,101
Total noninterest income$124,0006,046
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$124,0004,433
Total noninterest expense$1,376,0005,470
Salaries and employee benefits$798,0005,103
Premises and equipment expense$253,0004,419
Additional noninterest expense$325,0006,324
Pre-tax net operating income$124,0005,071
Securities gains (losses)$03,136
Applicable income taxes$17,0003,789
Income before extraordinary items$107,0005,152
Extraordinary gains, net$021
Net income$107,0005,149
Minority interest net income$0112
Net income of bank and minority interests.$107,0005,149
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$107,0005,063
2009-03-31 (YTD Data)Rank
Total interest income$1,517,0004,726
Total interest expense$620,0004,277
Net interest income$897,0004,901
Provision for loan and lease losses$225,0002,683
Total noninterest income$55,0006,240
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$55,0004,661
Total noninterest expense$686,0005,444
Salaries and employee benefits$375,0005,351
Premises and equipment expense$137,0004,253
Additional noninterest expense$174,0005,951
Pre-tax net operating income$41,0005,752
Securities gains (losses)$02,434
Applicable income taxes$-5,0007,129
Income before extraordinary items$46,0005,746
Extraordinary gains, net$015
Net income$46,0005,749
Minority interest net income$0102
Net income of bank and minority interests.$46,0005,749
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$46,0005,579
2008-12-31 (YTD Data)Rank
Total interest income$6,567,0004,667
Total interest expense$3,019,0004,238
Net interest income$3,548,0004,943
Provision for loan and lease losses$384,0004,201
Total noninterest income$232,0006,268
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$232,0004,593
Total noninterest expense$2,712,0005,419
Salaries and employee benefits$1,908,0004,626
Premises and equipment expense$438,0004,836
Additional noninterest expense$366,0007,178
Pre-tax net operating income$684,0004,434
Securities gains (losses)$-92,0007,232
Applicable income taxes$177,0002,926
Income before extraordinary items$415,0004,713
Extraordinary gains, net$039
Net income$415,0004,713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,714
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$479,4004,680
2008-09-30 (YTD Data)Rank
Total interest income$4,969,0004,729
Total interest expense$2,338,0004,268
Net interest income$2,631,0005,013
Provision for loan and lease losses$234,0003,949
Total noninterest income$170,0006,412
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$170,0004,747
Total noninterest expense$1,984,0005,481
Salaries and employee benefits$1,384,0004,732
Premises and equipment expense$330,0004,833
Additional noninterest expense$270,0007,209
Pre-tax net operating income$583,0004,689
Securities gains (losses)$-92,0007,525
Applicable income taxes$160,0003,170
Income before extraordinary items$331,0005,082
Extraordinary gains, net$031
Net income$331,0005,079
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$392,6404,988
2008-06-30 (YTD Data)Rank
Total interest income$3,304,0004,794
Total interest expense$1,616,0004,297
Net interest income$1,688,0005,128
Provision for loan and lease losses$84,0004,545
Total noninterest income$116,0006,431
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$116,0004,793
Total noninterest expense$1,324,0005,508
Salaries and employee benefits$917,0004,790
Premises and equipment expense$227,0004,775
Additional noninterest expense$180,0007,230
Pre-tax net operating income$396,0004,812
Securities gains (losses)$03,233
Applicable income taxes$144,0003,067
Income before extraordinary items$252,0005,266
Extraordinary gains, net$021
Net income$252,0005,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$252,0005,193
2008-03-31 (YTD Data)Rank
Total interest income$1,680,0004,846
Total interest expense$835,0004,398
Net interest income$845,0005,135
Provision for loan and lease losses$22,0004,820
Total noninterest income$55,0006,514
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$55,0004,866
Total noninterest expense$652,0005,580
Salaries and employee benefits$430,0005,019
Premises and equipment expense$124,0004,535
Additional noninterest expense$98,0007,100
Pre-tax net operating income$226,0004,734
Securities gains (losses)$02,688
Applicable income taxes$91,0002,912
Income before extraordinary items$135,0005,386
Extraordinary gains, net$015
Net income$135,0005,388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$135,0005,287
2007-12-31 (YTD Data)Rank
Total interest income$6,967,0004,744
Total interest expense$3,275,0004,524
Net interest income$3,692,0004,857
Provision for loan and lease losses$70,0005,343
Total noninterest income$224,0006,576
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$224,0004,832
Total noninterest expense$2,688,0005,367
Salaries and employee benefits$1,855,0004,643
Premises and equipment expense$452,0004,657
Additional noninterest expense$381,0007,133
Pre-tax net operating income$1,158,0004,430
Securities gains (losses)$02,146
Applicable income taxes$372,0003,117
Income before extraordinary items$786,0004,833
Extraordinary gains, net$039
Net income$786,0004,834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,400
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$786,0004,804
2007-09-30 (YTD Data)Rank
Total interest income$5,210,0004,778
Total interest expense$2,436,0004,560
Net interest income$2,774,0004,875
Provision for loan and lease losses$54,0004,965
Total noninterest income$173,0006,567
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$173,0004,781
Total noninterest expense$2,043,0005,297
Salaries and employee benefits$1,404,0004,582
Premises and equipment expense$336,0004,667
Additional noninterest expense$303,0007,021
Pre-tax net operating income$850,0004,710
Securities gains (losses)$01,655
Applicable income taxes$278,0003,299
Income before extraordinary items$572,0005,109
Extraordinary gains, net$033
Net income$572,0005,109
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,809
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$572,0005,104
2007-06-30 (YTD Data)Rank
Total interest income$3,446,0004,814
Total interest expense$1,605,0004,585
Net interest income$1,841,0004,923
Provision for loan and lease losses$36,0004,731
Total noninterest income$118,0006,568
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$118,0004,783
Total noninterest expense$1,262,0005,568
Salaries and employee benefits$840,0004,971
Premises and equipment expense$225,0004,674
Additional noninterest expense$197,0007,105
Pre-tax net operating income$661,0004,448
Securities gains (losses)$01,444
Applicable income taxes$235,0003,054
Income before extraordinary items$426,0004,917
Extraordinary gains, net$029
Net income$426,0004,916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,139
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$426,0004,919
2007-03-31 (YTD Data)Rank
Total interest income$1,703,0004,842
Total interest expense$791,0004,598
Net interest income$912,0004,953
Provision for loan and lease losses$18,0004,475
Total noninterest income$75,0006,097
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$75,0004,329
Total noninterest expense$630,0005,600
Salaries and employee benefits$413,0005,057
Premises and equipment expense$117,0004,586
Additional noninterest expense$100,0007,079
Pre-tax net operating income$339,0004,386
Securities gains (losses)$01,187
Applicable income taxes$127,0002,960
Income before extraordinary items$212,0004,924
Extraordinary gains, net$022
Net income$212,0004,925
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,049
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$212,0004,908
2006-12-31 (YTD Data)Rank
Total interest income$6,429,0004,789
Total interest expense$2,627,0004,693
Net interest income$3,802,0004,809
Provision for loan and lease losses$72,0005,138
Total noninterest income$323,0006,031
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$323,0004,160
Total noninterest expense$2,844,0005,061
Salaries and employee benefits$2,001,0004,261
Premises and equipment expense$423,0004,750
Additional noninterest expense$420,0006,971
Pre-tax net operating income$1,209,0004,768
Securities gains (losses)$9,0001,119
Applicable income taxes$354,0003,581
Income before extraordinary items$864,0005,043
Extraordinary gains, net$051
Net income$864,0005,046
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,128
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$857,6105,051
2006-09-30 (YTD Data)Rank
Total interest income$4,730,0004,835
Total interest expense$1,849,0004,772
Net interest income$2,881,0004,816
Provision for loan and lease losses$54,0004,980
Total noninterest income$243,0006,072
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$243,0004,147
Total noninterest expense$2,191,0004,954
Salaries and employee benefits$1,577,0004,098
Premises and equipment expense$309,0004,829
Additional noninterest expense$305,0007,058
Pre-tax net operating income$879,0005,022
Securities gains (losses)$9,000918
Applicable income taxes$257,0003,798
Income before extraordinary items$631,0005,239
Extraordinary gains, net$045
Net income$631,0005,242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,547
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$624,6105,252
2006-06-30 (YTD Data)Rank
Total interest income$3,092,0004,852
Total interest expense$1,172,0004,790
Net interest income$1,920,0004,835
Provision for loan and lease losses$36,0004,837
Total noninterest income$134,0006,446
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$134,0004,528
Total noninterest expense$1,263,0005,443
Salaries and employee benefits$868,0004,735
Premises and equipment expense$210,0004,785
Additional noninterest expense$185,0007,235
Pre-tax net operating income$755,0004,451
Securities gains (losses)$9,000755
Applicable income taxes$264,0003,217
Income before extraordinary items$500,0004,876
Extraordinary gains, net$039
Net income$500,0004,881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$494,1504,893
2006-03-31 (YTD Data)Rank
Total interest income$1,532,0004,837
Total interest expense$552,0004,835
Net interest income$980,0004,775
Provision for loan and lease losses$18,0004,638
Total noninterest income$62,0006,574
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$62,0004,677
Total noninterest expense$582,0005,717
Salaries and employee benefits$389,0005,105
Premises and equipment expense$105,0004,798
Additional noninterest expense$88,0007,332
Pre-tax net operating income$442,0004,039
Securities gains (losses)$0955
Applicable income taxes$160,0002,946
Income before extraordinary items$282,0004,578
Extraordinary gains, net$021
Net income$282,0004,578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$282,0004,562
2005-12-31 (YTD Data)Rank
Total interest income$5,850,0004,670
Total interest expense$1,811,0004,723
Net interest income$4,039,0004,596
Provision for loan and lease losses$71,0005,294
Total noninterest income$241,0006,745
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$241,0004,808
Total noninterest expense$2,448,0005,437
Salaries and employee benefits$1,572,0004,899
Premises and equipment expense$485,0004,276
Additional noninterest expense$391,0007,126
Pre-tax net operating income$1,761,0004,006
Securities gains (losses)$-11,0007,567
Applicable income taxes$620,0003,018
Income before extraordinary items$1,130,0004,499
Extraordinary gains, net$046
Net income$1,130,0004,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,381
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,137,1504,436
2005-09-30 (YTD Data)Rank
Total interest income$4,341,0004,670
Total interest expense$1,293,0004,732
Net interest income$3,048,0004,592
Provision for loan and lease losses$53,0005,130
Total noninterest income$177,0006,823
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$177,0004,870
Total noninterest expense$1,867,0005,365
Salaries and employee benefits$1,180,0004,875
Premises and equipment expense$394,0004,009
Additional noninterest expense$293,0007,146
Pre-tax net operating income$1,305,0004,103
Securities gains (losses)$-11,0007,939
Applicable income taxes$498,0002,951
Income before extraordinary items$796,0004,770
Extraordinary gains, net$035
Net income$796,0004,772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,856
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$803,0404,712
2005-06-30 (YTD Data)Rank
Total interest income$2,858,0004,651
Total interest expense$816,0004,724
Net interest income$2,042,0004,549
Provision for loan and lease losses$35,0005,026
Total noninterest income$118,0006,779
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$118,0004,849
Total noninterest expense$1,251,0005,337
Salaries and employee benefits$741,0005,074
Premises and equipment expense$318,0003,457
Additional noninterest expense$192,0007,170
Pre-tax net operating income$874,0004,064
Securities gains (losses)$-11,0008,167
Applicable income taxes$324,0002,966
Income before extraordinary items$539,0004,700
Extraordinary gains, net$030
Net income$539,0004,701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,290
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$546,0404,615
2005-03-31 (YTD Data)Rank
Total interest income$1,406,0004,679
Total interest expense$382,0004,806
Net interest income$1,024,0004,540
Provision for loan and lease losses$17,0004,817
Total noninterest income$58,0006,821
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$58,0004,849
Total noninterest expense$568,0005,677
Salaries and employee benefits$357,0005,220
Premises and equipment expense$114,0004,448
Additional noninterest expense$97,0007,205
Pre-tax net operating income$497,0003,696
Securities gains (losses)$-11,0008,547
Applicable income taxes$186,0002,728
Income before extraordinary items$300,0004,376
Extraordinary gains, net$024
Net income$300,0004,377
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,435
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$307,0404,258
2004-12-31 (YTD Data)Rank
Total interest income$5,493,0004,546
Total interest expense$1,602,0004,332
Net interest income$3,891,0004,569
Provision for loan and lease losses$60,0005,645
Total noninterest income$259,0006,706
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$259,0004,560
Total noninterest expense$2,112,0005,838
Salaries and employee benefits$1,372,0005,251
Premises and equipment expense$388,0004,861
Additional noninterest expense$352,0007,394
Pre-tax net operating income$1,978,0003,525
Securities gains (losses)$03,819
Applicable income taxes$773,0002,587
Income before extraordinary items$1,205,0004,198
Extraordinary gains, net$034
Net income$1,205,0004,199
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,855
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,205,0004,127
2004-09-30 (YTD Data)Rank
Total interest income$4,096,0004,541
Total interest expense$1,204,0004,270
Net interest income$2,892,0004,596
Provision for loan and lease losses$45,0005,471
Total noninterest income$201,0006,665
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$201,0004,487
Total noninterest expense$1,572,0005,827
Salaries and employee benefits$1,024,0005,239
Premises and equipment expense$292,0004,837
Additional noninterest expense$256,0007,446
Pre-tax net operating income$1,476,0003,609
Securities gains (losses)$03,710
Applicable income taxes$572,0002,662
Income before extraordinary items$904,0004,260
Extraordinary gains, net$026
Net income$904,0004,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,361
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$904,0004,183
2004-06-30 (YTD Data)Rank
Total interest income$2,719,0004,561
Total interest expense$811,0004,239
Net interest income$1,908,0004,626
Provision for loan and lease losses$30,0005,293
Total noninterest income$132,0006,734
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$132,0004,565
Total noninterest expense$1,042,0005,881
Salaries and employee benefits$684,0005,265
Premises and equipment expense$197,0004,802
Additional noninterest expense$161,0007,599
Pre-tax net operating income$968,0003,611
Securities gains (losses)$03,413
Applicable income taxes$371,0002,694
Income before extraordinary items$597,0004,267
Extraordinary gains, net$021
Net income$597,0004,268
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,839
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$597,0004,182
2004-03-31 (YTD Data)Rank
Total interest income$1,370,0004,559
Total interest expense$421,0004,173
Net interest income$949,0004,647
Provision for loan and lease losses$15,0005,048
Total noninterest income$72,0006,518
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$72,0004,381
Total noninterest expense$516,0005,945
Salaries and employee benefits$333,0005,370
Premises and equipment expense$101,0004,760
Additional noninterest expense$82,0007,590
Pre-tax net operating income$490,0003,578
Securities gains (losses)$02,934
Applicable income taxes$192,0002,640
Income before extraordinary items$298,0004,283
Extraordinary gains, net$016
Net income$298,0004,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$298,0004,159
2003-12-31 (YTD Data)Rank
Total interest income$5,346,0004,670
Total interest expense$1,879,0004,216
Net interest income$3,467,0004,835
Provision for loan and lease losses$60,0005,969
Total noninterest income$341,0006,313
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$341,0004,259
Total noninterest expense$2,010,0005,981
Salaries and employee benefits$1,266,0005,451
Premises and equipment expense$394,0004,773
Additional noninterest expense$350,0007,449
Pre-tax net operating income$1,738,0003,731
Securities gains (losses)$04,500
Applicable income taxes$685,0002,838
Income before extraordinary items$1,053,0004,496
Extraordinary gains, net$054
Net income$1,053,0004,498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,310
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,053,0004,326
2003-09-30 (YTD Data)Rank
Total interest income$4,005,0004,727
Total interest expense$1,429,0004,284
Net interest income$2,576,0004,865
Provision for loan and lease losses$45,0005,860
Total noninterest income$271,0006,229
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$271,0004,222
Total noninterest expense$1,517,0005,943
Salaries and employee benefits$954,0005,410
Premises and equipment expense$293,0004,793
Additional noninterest expense$270,0007,397
Pre-tax net operating income$1,285,0003,887
Securities gains (losses)$04,204
Applicable income taxes$506,0003,003
Income before extraordinary items$779,0004,676
Extraordinary gains, net$040
Net income$779,0004,677
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,822
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$779,0004,493
2003-06-30 (YTD Data)Rank
Total interest income$2,705,0004,715
Total interest expense$975,0004,323
Net interest income$1,730,0004,838
Provision for loan and lease losses$30,0005,740
Total noninterest income$187,0006,144
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$187,0004,154
Total noninterest expense$1,025,0005,911
Salaries and employee benefits$639,0005,413
Premises and equipment expense$203,0004,657
Additional noninterest expense$183,0007,357
Pre-tax net operating income$862,0003,870
Securities gains (losses)$03,782
Applicable income taxes$339,0003,012
Income before extraordinary items$523,0004,678
Extraordinary gains, net$030
Net income$523,0004,678
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,334
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$523,0004,477
2003-03-31 (YTD Data)Rank
Total interest income$1,359,0004,722
Total interest expense$494,0004,372
Net interest income$865,0004,823
Provision for loan and lease losses$15,0005,504
Total noninterest income$98,0005,965
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$98,0003,968
Total noninterest expense$517,0005,889
Salaries and employee benefits$311,0005,510
Premises and equipment expense$114,0004,333
Additional noninterest expense$92,0007,360
Pre-tax net operating income$431,0003,863
Securities gains (losses)$02,891
Applicable income taxes$166,0003,033
Income before extraordinary items$265,0004,578
Extraordinary gains, net$021
Net income$265,0004,578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$265,0004,365
2002-12-31 (YTD Data)Rank
Total interest income$5,483,0004,850
Total interest expense$2,297,0004,375
Net interest income$3,186,0005,095
Provision for loan and lease losses$60,0006,444
Total noninterest income$342,0006,155
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$342,0003,995
Total noninterest expense$1,815,0006,224
Salaries and employee benefits$1,112,0005,768
Premises and equipment expense$332,0005,255
Additional noninterest expense$371,0007,340
Pre-tax net operating income$1,653,0003,855
Securities gains (losses)$04,537
Applicable income taxes$622,0003,058
Income before extraordinary items$1,031,0004,512
Extraordinary gains, net$070
Net income$1,031,0004,512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,031,0004,390
2001-12-31 (YTD Data)Rank
Total interest income$5,678,0005,180
Total interest expense$2,978,0004,757
Net interest income$2,700,0005,453
Provision for loan and lease losses$42,0006,879
Total noninterest income$305,0006,377
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$305,0004,084
Total noninterest expense$1,301,0007,225
Salaries and employee benefits$886,0006,432
Premises and equipment expense$162,0007,325
Additional noninterest expense$253,0008,193
Pre-tax net operating income$1,662,0003,613
Securities gains (losses)$04,612
Applicable income taxes$634,0002,869
Income before extraordinary items$1,028,0004,213
Extraordinary gains, net$0105
Net income$1,028,0004,214
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,028,0004,100
2000-12-31 (YTD Data)Rank
Total interest income$5,386,0005,465
Total interest expense$2,780,0005,203
Net interest income$2,606,0005,654
Provision for loan and lease losses$15,0007,764
Total noninterest income$240,0006,876
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$240,0004,373
Total noninterest expense$1,272,0007,324
Salaries and employee benefits$869,0006,422
Premises and equipment expense$175,0007,161
Additional noninterest expense$228,0008,527
Pre-tax net operating income$1,559,0003,966
Securities gains (losses)$01,956
Applicable income taxes$620,0003,030
Income before extraordinary items$939,0004,559
Extraordinary gains, net$038
Net income$939,0004,560
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,934
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$939,0004,558
1999-12-31 (YTD Data)Rank
Total interest income$5,233,0005,403
Total interest expense$2,551,0005,134
Net interest income$2,682,0005,559
Provision for loan and lease losses$45,0006,711
Total noninterest income$242,0007,027
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$242,0004,505
Total noninterest expense$1,191,0007,589
Salaries and employee benefits$755,0006,968
Premises and equipment expense$193,0006,926
Additional noninterest expense$243,0008,626
Pre-tax net operating income$1,688,0003,791
Securities gains (losses)$03,155
Applicable income taxes$642,0003,078
Income before extraordinary items$1,046,0004,282
Extraordinary gains, net$035
Net income$1,046,0004,285
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,046,0004,245
1998-12-31 (YTD Data)Rank
Total interest income$5,180,0005,543
Total interest expense$2,665,0005,149
Net interest income$2,515,0005,836
Provision for loan and lease losses$60,0006,123
Total noninterest income$212,0007,437
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$212,0004,815
Total noninterest expense$1,108,0007,803
Salaries and employee benefits$709,0007,128
Premises and equipment expense$167,0007,299
Additional noninterest expense$232,0008,773
Pre-tax net operating income$1,559,0004,062
Securities gains (losses)$04,449
Applicable income taxes$631,0003,270
Income before extraordinary items$928,0004,733
Extraordinary gains, net$032
Net income$928,0004,733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,135
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$928,0004,641
1997-12-31 (YTD Data)Rank
Total interest income$5,102,0005,708
Total interest expense$2,665,0005,154
Net interest income$2,437,0006,148
Provision for loan and lease losses$75,0005,767
Total noninterest income$210,0007,712
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$210,0004,846
Total noninterest expense$1,066,0008,113
Salaries and employee benefits$689,0007,377
Premises and equipment expense$142,0007,983
Additional noninterest expense$235,0009,026
Pre-tax net operating income$1,506,0004,489
Securities gains (losses)$03,944
Applicable income taxes$628,0003,540
Income before extraordinary items$878,0005,130
Extraordinary gains, net$044
Net income$878,0005,132
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0003,667
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$878,0005,081
1996-12-31 (YTD Data)Rank
Total interest income$5,029,0005,906
Total interest expense$2,651,0005,295
Net interest income$2,378,0006,421
Provision for loan and lease losses$60,0006,086
Total noninterest income$264,0007,405
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$264,0004,401
Total noninterest expense$1,479,0007,166
Salaries and employee benefits$665,0007,742
Premises and equipment expense$135,0008,405
Additional noninterest expense$679,0005,860
Pre-tax net operating income$1,103,0005,406
Securities gains (losses)$04,148
Applicable income taxes$454,0004,475
Income before extraordinary items$649,0005,993
Extraordinary gains, net$053
Net income$649,0005,994
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$303,0002,064
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$649,0005,937
1995-12-31 (YTD Data)Rank
Total interest income$4,762,0006,191
Total interest expense$2,638,0005,327
Net interest income$2,124,0007,035
Provision for loan and lease losses$120,0004,090
Total noninterest income$184,0008,695
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$184,0005,355
Total noninterest expense$1,077,0008,670
Salaries and employee benefits$638,0008,131
Premises and equipment expense$133,0008,707
Additional noninterest expense$306,0009,183
Pre-tax net operating income$1,111,0005,567
Securities gains (losses)$03,831
Applicable income taxes$459,0004,468
Income before extraordinary items$652,0006,297
Extraordinary gains, net$065
Net income$652,0006,295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$402,0001,590
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$652,0006,278
1994-12-31 (YTD Data)Rank
Total interest income$4,641,0006,013
Total interest expense$2,168,0005,234
Net interest income$2,473,0006,530
Provision for loan and lease losses$160,0003,463
Total noninterest income$150,0009,703
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$150,0006,205
Total noninterest expense$1,073,0009,074
Salaries and employee benefits$610,0008,545
Premises and equipment expense$133,0009,004
Additional noninterest expense$330,0009,596
Pre-tax net operating income$1,390,0004,697
Securities gains (losses)$03,600
Applicable income taxes$583,0003,600
Income before extraordinary items$807,0005,328
Extraordinary gains, net$0249
Net income$807,0005,341
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$807,0005,386
1993-12-31 (YTD Data)Rank
Total interest income$4,977,0005,802
Total interest expense$2,319,0005,124
Net interest income$2,658,0006,240
Provision for loan and lease losses$453,0002,251
Total noninterest income$112,00011,030
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$112,0007,533
Total noninterest expense$1,005,0009,706
Salaries and employee benefits$569,0009,059
Premises and equipment expense$130,0009,470
Additional noninterest expense$306,00010,371
Pre-tax net operating income$1,312,0004,826
Securities gains (losses)$16,0004,943
Applicable income taxes$413,0004,893
Income before extraordinary items$915,0005,033
Extraordinary gains, net$03,149
Net income$915,0005,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0007,819
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$903,9604,859
1992-12-31 (YTD Data)Rank
Total interest income$5,511,0005,888
Total interest expense$3,002,0005,161
Net interest income$2,509,0006,576
Provision for loan and lease losses$103,0007,189
Total noninterest income$137,00010,753
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$137,0006,960
Total noninterest expense$1,014,0009,906
Salaries and employee benefits$565,0009,128
Premises and equipment expense$129,0009,729
Additional noninterest expense$320,00010,554
Pre-tax net operating income$1,529,0003,984
Securities gains (losses)$7,0006,774
Applicable income taxes$674,0003,101
Income before extraordinary items$862,0005,071
Extraordinary gains, net$01,422
Net income$862,0005,124
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$271,0003,549
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$857,5204,786

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.