VistaBank, Income and Expense
2016-09-30 (YTD Data) | Rank | |
Total interest income | $2,932,000 | 4,279 |
Total interest expense | $377,000 | 3,658 |
Net interest income | $2,555,000 | 4,329 |
Provision for loan and lease losses | $280,000 | 1,693 |
Total noninterest income | $10,000 | 5,890 |
Gross Fiduciary activities income | $0 | 1,132 |
Service charges on deposit accounts | $18,000 | 5,585 |
Trading account gains and fees | $0 | 169 |
Additional Noninterest Income | $-8,000 | 5,910 |
Total noninterest expense | $2,807,000 | 3,787 |
Salaries and employee benefits | $1,207,000 | 4,262 |
Premises and equipment expense | $334,000 | 3,601 |
Additional noninterest expense | $1,266,000 | 3,095 |
Pre-tax net operating income | $-522,000 | 5,882 |
Securities gains (losses) | $260,000 | 661 |
Applicable income taxes | $-76,000 | 5,882 |
Income before extraordinary items | $-186,000 | 5,829 |
Extraordinary gains, net | $0 | 5 |
Net income | $-186,000 | 5,829 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $-186,000 | 5,829 |
Net charge-offs | $228,000 | 1,360 |
Cash dividends | $0 | 3,792 |
Sale, conversion, retirement of capital stock, net | $0 | 719 |
Net operating income | $-370,600 | 5,867 |
2016-06-30 (YTD Data) | Rank | |
Total interest income | $1,977,000 | 4,292 |
Total interest expense | $255,000 | 3,652 |
Net interest income | $1,722,000 | 4,333 |
Provision for loan and lease losses | $55,000 | 2,867 |
Total noninterest income | $4,000 | 5,975 |
Gross Fiduciary activities income | $0 | 1,122 |
Service charges on deposit accounts | $13,000 | 5,608 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $-9,000 | 5,991 |
Total noninterest expense | $1,791,000 | 3,916 |
Salaries and employee benefits | $832,000 | 4,228 |
Premises and equipment expense | $227,000 | 3,602 |
Additional noninterest expense | $732,000 | 3,436 |
Pre-tax net operating income | $-120,000 | 5,882 |
Securities gains (losses) | $54,000 | 1,367 |
Applicable income taxes | $-24,000 | 5,930 |
Income before extraordinary items | $-42,000 | 5,846 |
Extraordinary gains, net | $0 | 16 |
Net income | $-42,000 | 5,844 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $-42,000 | 5,844 |
Net charge-offs | $-5,000 | 4,738 |
Cash dividends | $0 | 3,654 |
Sale, conversion, retirement of capital stock, net | $0 | 705 |
Net operating income | $-76,560 | 5,857 |
2016-03-31 (YTD Data) | Rank | |
Total interest income | $1,008,000 | 4,274 |
Total interest expense | $125,000 | 3,707 |
Net interest income | $883,000 | 4,309 |
Provision for loan and lease losses | $20,000 | 2,874 |
Total noninterest income | $8,000 | 5,968 |
Gross Fiduciary activities income | $0 | 1,076 |
Service charges on deposit accounts | $7,000 | 5,613 |
Trading account gains and fees | $0 | 142 |
Additional Noninterest Income | $1,000 | 5,950 |
Total noninterest expense | $834,000 | 4,093 |
Salaries and employee benefits | $422,000 | 4,232 |
Premises and equipment expense | $110,000 | 3,683 |
Additional noninterest expense | $302,000 | 3,872 |
Pre-tax net operating income | $37,000 | 5,572 |
Securities gains (losses) | $13,000 | 1,414 |
Applicable income taxes | $20,000 | 3,484 |
Income before extraordinary items | $30,000 | 5,625 |
Extraordinary gains, net | $0 | 12 |
Net income | $30,000 | 5,624 |
Minority interest net income | $0 | 62 |
Net income of bank and minority interests. | $30,000 | 5,624 |
Net charge-offs | $-5,000 | 4,858 |
Cash dividends | $0 | 2,895 |
Sale, conversion, retirement of capital stock, net | $0 | 659 |
Net operating income | $21,680 | 5,652 |
2015-12-31 (YTD Data) | Rank | |
Total interest income | $4,015,000 | 4,303 |
Total interest expense | $470,000 | 3,840 |
Net interest income | $3,545,000 | 4,311 |
Provision for loan and lease losses | $-200,000 | 5,815 |
Total noninterest income | $-212,000 | 6,155 |
Gross Fiduciary activities income | $0 | 1,209 |
Service charges on deposit accounts | $21,000 | 5,806 |
Trading account gains and fees | $0 | 159 |
Additional Noninterest Income | $-233,000 | 6,149 |
Total noninterest expense | $3,425,000 | 4,062 |
Salaries and employee benefits | $1,771,000 | 4,160 |
Premises and equipment expense | $431,000 | 3,758 |
Additional noninterest expense | $1,223,000 | 3,883 |
Pre-tax net operating income | $108,000 | 5,659 |
Securities gains (losses) | $-31,000 | 5,979 |
Applicable income taxes | $-2,785,000 | 6,138 |
Income before extraordinary items | $2,862,000 | 2,126 |
Extraordinary gains, net | $0 | 23 |
Net income | $2,862,000 | 2,127 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $2,862,000 | 2,128 |
Net charge-offs | $66,000 | 3,039 |
Cash dividends | $0 | 4,291 |
Sale, conversion, retirement of capital stock, net | $0 | 804 |
Net operating income | $2,893,000 | 2,066 |
2015-09-30 (YTD Data) | Rank | |
Total interest income | $3,046,000 | 4,312 |
Total interest expense | $351,000 | 3,907 |
Net interest income | $2,695,000 | 4,326 |
Provision for loan and lease losses | $-185,000 | 5,973 |
Total noninterest income | $-206,000 | 6,249 |
Gross Fiduciary activities income | $0 | 1,169 |
Service charges on deposit accounts | $15,000 | 5,897 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $-221,000 | 6,232 |
Total noninterest expense | $2,523,000 | 4,119 |
Salaries and employee benefits | $1,307,000 | 4,210 |
Premises and equipment expense | $321,000 | 3,822 |
Additional noninterest expense | $895,000 | 3,955 |
Pre-tax net operating income | $151,000 | 5,596 |
Securities gains (losses) | $13,000 | 2,219 |
Applicable income taxes | $-2,820,000 | 6,249 |
Income before extraordinary items | $2,984,000 | 1,632 |
Extraordinary gains, net | $0 | 21 |
Net income | $2,984,000 | 1,633 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $2,984,000 | 1,634 |
Net charge-offs | $-3,000 | 4,866 |
Cash dividends | $0 | 3,825 |
Sale, conversion, retirement of capital stock, net | $0 | 773 |
Net operating income | $2,971,000 | 1,599 |
2015-06-30 (YTD Data) | Rank | |
Total interest income | $2,010,000 | 4,369 |
Total interest expense | $228,000 | 3,990 |
Net interest income | $1,782,000 | 4,373 |
Provision for loan and lease losses | $15,000 | 3,621 |
Total noninterest income | $12,000 | 6,190 |
Gross Fiduciary activities income | $0 | 1,152 |
Service charges on deposit accounts | $9,000 | 5,984 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $3,000 | 6,101 |
Total noninterest expense | $1,664,000 | 4,175 |
Salaries and employee benefits | $868,000 | 4,262 |
Premises and equipment expense | $206,000 | 3,937 |
Additional noninterest expense | $590,000 | 3,994 |
Pre-tax net operating income | $115,000 | 5,561 |
Securities gains (losses) | $0 | 2,636 |
Applicable income taxes | $-2,835,000 | 6,333 |
Income before extraordinary items | $2,950,000 | 1,191 |
Extraordinary gains, net | $0 | 22 |
Net income | $2,950,000 | 1,191 |
Minority interest net income | $0 | 75 |
Net income of bank and minority interests. | $2,950,000 | 1,192 |
Net charge-offs | $8,000 | 3,322 |
Cash dividends | $0 | 3,664 |
Sale, conversion, retirement of capital stock, net | $0 | 751 |
Net operating income | $2,950,000 | 1,158 |
2015-03-31 (YTD Data) | Rank | |
Total interest income | $1,007,000 | 4,389 |
Total interest expense | $110,000 | 4,099 |
Net interest income | $897,000 | 4,383 |
Provision for loan and lease losses | $15,000 | 2,956 |
Total noninterest income | $7,000 | 6,245 |
Gross Fiduciary activities income | $0 | 1,118 |
Service charges on deposit accounts | $4,000 | 6,054 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $3,000 | 6,096 |
Total noninterest expense | $824,000 | 4,231 |
Salaries and employee benefits | $427,000 | 4,312 |
Premises and equipment expense | $100,000 | 4,027 |
Additional noninterest expense | $297,000 | 3,998 |
Pre-tax net operating income | $65,000 | 5,503 |
Securities gains (losses) | $0 | 2,027 |
Applicable income taxes | $-68,000 | 6,347 |
Income before extraordinary items | $133,000 | 4,811 |
Extraordinary gains, net | $0 | 13 |
Net income | $133,000 | 4,813 |
Minority interest net income | $0 | 64 |
Net income of bank and minority interests. | $133,000 | 4,815 |
Net charge-offs | $8,000 | 2,565 |
Cash dividends | $0 | 2,892 |
Sale, conversion, retirement of capital stock, net | $0 | 697 |
Net operating income | $133,000 | 4,746 |
2014-12-31 (YTD Data) | Rank | |
Total interest income | $4,213,000 | 4,355 |
Total interest expense | $498,000 | 4,016 |
Net interest income | $3,715,000 | 4,350 |
Provision for loan and lease losses | $240,000 | 2,251 |
Total noninterest income | $-142,000 | 6,455 |
Gross Fiduciary activities income | $0 | 1,256 |
Service charges on deposit accounts | $22,000 | 6,105 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $-164,000 | 6,410 |
Total noninterest expense | $3,181,000 | 4,346 |
Salaries and employee benefits | $1,688,000 | 4,371 |
Premises and equipment expense | $418,000 | 3,992 |
Additional noninterest expense | $1,075,000 | 4,292 |
Pre-tax net operating income | $152,000 | 5,770 |
Securities gains (losses) | $-4,000 | 5,927 |
Applicable income taxes | $-140,000 | 6,283 |
Income before extraordinary items | $288,000 | 5,430 |
Extraordinary gains, net | $0 | 17 |
Net income | $288,000 | 5,429 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $288,000 | 5,430 |
Net charge-offs | $262,000 | 2,173 |
Cash dividends | $0 | 4,358 |
Sale, conversion, retirement of capital stock, net | $358,000 | 348 |
Net operating income | $292,000 | 5,372 |
2014-09-30 (YTD Data) | Rank | |
Total interest income | $3,154,000 | 4,403 |
Total interest expense | $382,000 | 4,040 |
Net interest income | $2,772,000 | 4,389 |
Provision for loan and lease losses | $175,000 | 2,247 |
Total noninterest income | $-57,000 | 6,523 |
Gross Fiduciary activities income | $0 | 1,202 |
Service charges on deposit accounts | $16,000 | 6,192 |
Trading account gains and fees | $0 | 174 |
Additional Noninterest Income | $-73,000 | 6,487 |
Total noninterest expense | $2,433,000 | 4,321 |
Salaries and employee benefits | $1,271,000 | 4,370 |
Premises and equipment expense | $320,000 | 4,005 |
Additional noninterest expense | $842,000 | 4,221 |
Pre-tax net operating income | $107,000 | 5,869 |
Securities gains (losses) | $-35,000 | 6,310 |
Applicable income taxes | $-69,000 | 6,396 |
Income before extraordinary items | $141,000 | 5,769 |
Extraordinary gains, net | $0 | 15 |
Net income | $141,000 | 5,768 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $141,000 | 5,769 |
Net charge-offs | $263,000 | 1,706 |
Cash dividends | $0 | 3,845 |
Sale, conversion, retirement of capital stock, net | $358,000 | 283 |
Net operating income | $176,000 | 5,604 |
2014-06-30 (YTD Data) | Rank | |
Total interest income | $2,100,000 | 4,420 |
Total interest expense | $256,000 | 4,074 |
Net interest income | $1,844,000 | 4,405 |
Provision for loan and lease losses | $125,000 | 2,089 |
Total noninterest income | $-44,000 | 6,599 |
Gross Fiduciary activities income | $0 | 1,182 |
Service charges on deposit accounts | $11,000 | 6,231 |
Trading account gains and fees | $0 | 172 |
Additional Noninterest Income | $-55,000 | 6,558 |
Total noninterest expense | $1,622,000 | 4,365 |
Salaries and employee benefits | $841,000 | 4,430 |
Premises and equipment expense | $206,000 | 4,113 |
Additional noninterest expense | $575,000 | 4,186 |
Pre-tax net operating income | $53,000 | 5,967 |
Securities gains (losses) | $0 | 2,580 |
Applicable income taxes | $2,000 | 4,388 |
Income before extraordinary items | $51,000 | 5,983 |
Extraordinary gains, net | $0 | 20 |
Net income | $51,000 | 5,984 |
Minority interest net income | $0 | 80 |
Net income of bank and minority interests. | $51,000 | 5,985 |
Net charge-offs | $95,000 | 2,223 |
Cash dividends | $0 | 3,668 |
Sale, conversion, retirement of capital stock, net | $358,000 | 206 |
Net operating income | $51,000 | 5,950 |
2014-03-31 (YTD Data) | Rank | |
Total interest income | $1,067,000 | 4,411 |
Total interest expense | $125,000 | 4,167 |
Net interest income | $942,000 | 4,391 |
Provision for loan and lease losses | $50,000 | 2,211 |
Total noninterest income | $22,000 | 6,208 |
Gross Fiduciary activities income | $0 | 1,141 |
Service charges on deposit accounts | $6,000 | 6,247 |
Trading account gains and fees | $0 | 147 |
Additional Noninterest Income | $16,000 | 5,685 |
Total noninterest expense | $887,000 | 4,178 |
Salaries and employee benefits | $441,000 | 4,355 |
Premises and equipment expense | $107,000 | 4,064 |
Additional noninterest expense | $339,000 | 3,825 |
Pre-tax net operating income | $27,000 | 5,975 |
Securities gains (losses) | $0 | 1,715 |
Applicable income taxes | $1,000 | 4,330 |
Income before extraordinary items | $26,000 | 5,981 |
Extraordinary gains, net | $0 | 16 |
Net income | $26,000 | 5,982 |
Minority interest net income | $0 | 66 |
Net income of bank and minority interests. | $26,000 | 5,983 |
Net charge-offs | $15,000 | 2,640 |
Cash dividends | $0 | 2,887 |
Sale, conversion, retirement of capital stock, net | $359,000 | 129 |
Net operating income | $26,000 | 5,946 |
2013-12-31 (YTD Data) | Rank | |
Total interest income | $4,044,000 | 4,583 |
Total interest expense | $600,000 | 4,081 |
Net interest income | $3,444,000 | 4,641 |
Provision for loan and lease losses | $55,000 | 4,206 |
Total noninterest income | $110,000 | 6,140 |
Gross Fiduciary activities income | $0 | 1,299 |
Service charges on deposit accounts | $27,000 | 6,337 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $83,000 | 5,528 |
Total noninterest expense | $3,428,000 | 4,308 |
Salaries and employee benefits | $1,681,000 | 4,480 |
Premises and equipment expense | $446,000 | 3,986 |
Additional noninterest expense | $1,301,000 | 4,007 |
Pre-tax net operating income | $71,000 | 6,025 |
Securities gains (losses) | $56,000 | 1,717 |
Applicable income taxes | $-42,000 | 6,399 |
Income before extraordinary items | $169,000 | 5,798 |
Extraordinary gains, net | $0 | 29 |
Net income | $169,000 | 5,801 |
Minority interest net income | $0 | 90 |
Net income of bank and minority interests. | $169,000 | 5,801 |
Net charge-offs | $813,000 | 1,471 |
Cash dividends | $0 | 4,350 |
Sale, conversion, retirement of capital stock, net | $758,000 | 241 |
Net operating income | $113,000 | 5,905 |
2013-09-30 (YTD Data) | Rank | |
Total interest income | $3,046,000 | 4,626 |
Total interest expense | $474,000 | 4,059 |
Net interest income | $2,572,000 | 4,693 |
Provision for loan and lease losses | $45,000 | 4,007 |
Total noninterest income | $72,000 | 6,315 |
Gross Fiduciary activities income | $0 | 1,238 |
Service charges on deposit accounts | $20,000 | 6,404 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $52,000 | 5,744 |
Total noninterest expense | $2,547,000 | 4,352 |
Salaries and employee benefits | $1,248,000 | 4,513 |
Premises and equipment expense | $333,000 | 4,045 |
Additional noninterest expense | $966,000 | 4,033 |
Pre-tax net operating income | $52,000 | 6,137 |
Securities gains (losses) | $56,000 | 1,579 |
Applicable income taxes | $0 | 4,713 |
Income before extraordinary items | $108,000 | 5,987 |
Extraordinary gains, net | $0 | 25 |
Net income | $108,000 | 5,989 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $108,000 | 5,989 |
Net charge-offs | $610,000 | 1,407 |
Cash dividends | $0 | 3,782 |
Sale, conversion, retirement of capital stock, net | $21,000 | 703 |
Net operating income | $52,000 | 6,131 |
2013-06-30 (YTD Data) | Rank | |
Total interest income | $2,053,000 | 4,615 |
Total interest expense | $331,000 | 4,026 |
Net interest income | $1,722,000 | 4,677 |
Provision for loan and lease losses | $25,000 | 4,134 |
Total noninterest income | $92,000 | 5,813 |
Gross Fiduciary activities income | $0 | 1,226 |
Service charges on deposit accounts | $15,000 | 6,376 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $77,000 | 5,053 |
Total noninterest expense | $1,771,000 | 4,260 |
Salaries and employee benefits | $827,000 | 4,558 |
Premises and equipment expense | $225,000 | 4,036 |
Additional noninterest expense | $719,000 | 3,757 |
Pre-tax net operating income | $18,000 | 6,220 |
Securities gains (losses) | $56,000 | 1,450 |
Applicable income taxes | $0 | 4,679 |
Income before extraordinary items | $74,000 | 6,001 |
Extraordinary gains, net | $0 | 22 |
Net income | $74,000 | 6,002 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $74,000 | 6,003 |
Net charge-offs | $595,000 | 1,108 |
Cash dividends | $0 | 3,564 |
Sale, conversion, retirement of capital stock, net | $12,000 | 686 |
Net operating income | $18,000 | 6,224 |
2013-03-31 (YTD Data) | Rank | |
Total interest income | $1,021,000 | 4,665 |
Total interest expense | $166,000 | 4,104 |
Net interest income | $855,000 | 4,708 |
Provision for loan and lease losses | $20,000 | 3,573 |
Total noninterest income | $68,000 | 5,375 |
Gross Fiduciary activities income | $0 | 1,171 |
Service charges on deposit accounts | $7,000 | 6,447 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $61,000 | 4,468 |
Total noninterest expense | $901,000 | 4,254 |
Salaries and employee benefits | $469,000 | 4,308 |
Premises and equipment expense | $115,000 | 3,997 |
Additional noninterest expense | $317,000 | 4,092 |
Pre-tax net operating income | $2,000 | 6,313 |
Securities gains (losses) | $42,000 | 1,000 |
Applicable income taxes | $0 | 4,602 |
Income before extraordinary items | $44,000 | 5,925 |
Extraordinary gains, net | $0 | 10 |
Net income | $44,000 | 5,927 |
Minority interest net income | $0 | 76 |
Net income of bank and minority interests. | $44,000 | 5,927 |
Net charge-offs | $189,000 | 1,406 |
Cash dividends | $0 | 2,726 |
Sale, conversion, retirement of capital stock, net | $4,000 | 682 |
Net operating income | $2,000 | 6,318 |
2012-12-31 (YTD Data) | Rank | |
Total interest income | $4,423,000 | 4,615 |
Total interest expense | $845,000 | 3,997 |
Net interest income | $3,578,000 | 4,695 |
Provision for loan and lease losses | $525,000 | 2,656 |
Total noninterest income | $162,000 | 5,899 |
Gross Fiduciary activities income | $0 | 1,334 |
Service charges on deposit accounts | $45,000 | 6,301 |
Trading account gains and fees | $0 | 166 |
Additional Noninterest Income | $117,000 | 5,198 |
Total noninterest expense | $3,644,000 | 4,275 |
Salaries and employee benefits | $1,648,000 | 4,622 |
Premises and equipment expense | $489,000 | 3,875 |
Additional noninterest expense | $1,507,000 | 3,778 |
Pre-tax net operating income | $-429,000 | 6,472 |
Securities gains (losses) | $96,000 | 2,303 |
Applicable income taxes | $0 | 4,751 |
Income before extraordinary items | $-333,000 | 6,525 |
Extraordinary gains, net | $0 | 29 |
Net income | $-333,000 | 6,520 |
Minority interest net income | $0 | 93 |
Net income of bank and minority interests. | $-333,000 | 6,522 |
Net charge-offs | $792,000 | 2,064 |
Cash dividends | $0 | 4,373 |
Sale, conversion, retirement of capital stock, net | $100,000 | 576 |
Net operating income | $-429,000 | 6,492 |
2012-09-30 (YTD Data) | Rank | |
Total interest income | $3,347,000 | 4,672 |
Total interest expense | $668,000 | 4,007 |
Net interest income | $2,679,000 | 4,771 |
Provision for loan and lease losses | $475,000 | 2,338 |
Total noninterest income | $119,000 | 6,001 |
Gross Fiduciary activities income | $0 | 1,274 |
Service charges on deposit accounts | $34,000 | 6,378 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $85,000 | 5,296 |
Total noninterest expense | $2,754,000 | 4,279 |
Salaries and employee benefits | $1,174,000 | 4,755 |
Premises and equipment expense | $371,000 | 3,901 |
Additional noninterest expense | $1,209,000 | 3,643 |
Pre-tax net operating income | $-431,000 | 6,651 |
Securities gains (losses) | $79,000 | 2,147 |
Applicable income taxes | $0 | 4,802 |
Income before extraordinary items | $-352,000 | 6,700 |
Extraordinary gains, net | $0 | 20 |
Net income | $-352,000 | 6,698 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $-352,000 | 6,698 |
Net charge-offs | $711,000 | 1,797 |
Cash dividends | $0 | 3,773 |
Sale, conversion, retirement of capital stock, net | $89,000 | 489 |
Net operating income | $-431,000 | 6,669 |
2012-06-30 (YTD Data) | Rank | |
Total interest income | $2,268,000 | 4,664 |
Total interest expense | $469,000 | 3,977 |
Net interest income | $1,799,000 | 4,776 |
Provision for loan and lease losses | $306,000 | 2,367 |
Total noninterest income | $79,000 | 6,034 |
Gross Fiduciary activities income | $0 | 1,262 |
Service charges on deposit accounts | $24,000 | 6,374 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $55,000 | 5,357 |
Total noninterest expense | $1,985,000 | 4,098 |
Salaries and employee benefits | $775,000 | 4,824 |
Premises and equipment expense | $252,000 | 3,847 |
Additional noninterest expense | $958,000 | 3,237 |
Pre-tax net operating income | $-413,000 | 6,766 |
Securities gains (losses) | $59,000 | 1,939 |
Applicable income taxes | $0 | 4,770 |
Income before extraordinary items | $-354,000 | 6,804 |
Extraordinary gains, net | $0 | 19 |
Net income | $-354,000 | 6,804 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $-354,000 | 6,804 |
Net charge-offs | $711,000 | 1,431 |
Cash dividends | $0 | 3,576 |
Sale, conversion, retirement of capital stock, net | $60,000 | 461 |
Net operating income | $-413,000 | 6,782 |
2012-03-31 (YTD Data) | Rank | |
Total interest income | $1,150,000 | 4,673 |
Total interest expense | $240,000 | 4,023 |
Net interest income | $910,000 | 4,779 |
Provision for loan and lease losses | $170,000 | 2,183 |
Total noninterest income | $40,000 | 6,083 |
Gross Fiduciary activities income | $0 | 1,204 |
Service charges on deposit accounts | $11,000 | 6,444 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $29,000 | 5,390 |
Total noninterest expense | $1,056,000 | 3,956 |
Salaries and employee benefits | $417,000 | 4,672 |
Premises and equipment expense | $132,000 | 3,770 |
Additional noninterest expense | $507,000 | 3,059 |
Pre-tax net operating income | $-276,000 | 6,926 |
Securities gains (losses) | $26,000 | 1,495 |
Applicable income taxes | $0 | 4,704 |
Income before extraordinary items | $-250,000 | 6,943 |
Extraordinary gains, net | $0 | 19 |
Net income | $-250,000 | 6,944 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $-250,000 | 6,944 |
Net charge-offs | $349,000 | 1,361 |
Cash dividends | $0 | 2,768 |
Sale, conversion, retirement of capital stock, net | $30,000 | 414 |
Net operating income | $-276,000 | 6,935 |
2011-12-31 (YTD Data) | Rank | |
Total interest income | $5,314,000 | 4,392 |
Total interest expense | $1,322,000 | 3,735 |
Net interest income | $3,992,000 | 4,538 |
Provision for loan and lease losses | $2,649,000 | 1,303 |
Total noninterest income | $121,000 | 6,267 |
Gross Fiduciary activities income | $0 | 1,311 |
Service charges on deposit accounts | $62,000 | 6,122 |
Trading account gains and fees | $0 | 146 |
Additional Noninterest Income | $59,000 | 5,802 |
Total noninterest expense | $3,611,000 | 4,409 |
Salaries and employee benefits | $1,847,000 | 4,365 |
Premises and equipment expense | $547,000 | 3,813 |
Additional noninterest expense | $1,217,000 | 4,409 |
Pre-tax net operating income | $-2,147,000 | 6,812 |
Securities gains (losses) | $13,000 | 3,238 |
Applicable income taxes | $0 | 4,719 |
Income before extraordinary items | $-2,134,000 | 6,856 |
Extraordinary gains, net | $0 | 29 |
Net income | $-2,134,000 | 6,856 |
Minority interest net income | $0 | 96 |
Net income of bank and minority interests. | $-2,134,000 | 6,856 |
Net charge-offs | $2,099,000 | 1,506 |
Cash dividends | $0 | 4,207 |
Sale, conversion, retirement of capital stock, net | $119,000 | 624 |
Net operating income | $-2,147,000 | 6,842 |
2011-09-30 (YTD Data) | Rank | |
Total interest income | $4,085,000 | 4,385 |
Total interest expense | $1,058,000 | 3,699 |
Net interest income | $3,027,000 | 4,538 |
Provision for loan and lease losses | $690,000 | 2,459 |
Total noninterest income | $80,000 | 6,460 |
Gross Fiduciary activities income | $0 | 1,257 |
Service charges on deposit accounts | $50,000 | 6,073 |
Trading account gains and fees | $0 | 145 |
Additional Noninterest Income | $30,000 | 6,169 |
Total noninterest expense | $2,672,000 | 4,454 |
Salaries and employee benefits | $1,363,000 | 4,415 |
Premises and equipment expense | $404,000 | 3,881 |
Additional noninterest expense | $905,000 | 4,438 |
Pre-tax net operating income | $-255,000 | 6,429 |
Securities gains (losses) | $13,000 | 2,968 |
Applicable income taxes | $0 | 4,740 |
Income before extraordinary items | $-242,000 | 6,538 |
Extraordinary gains, net | $0 | 21 |
Net income | $-242,000 | 6,539 |
Minority interest net income | $0 | 87 |
Net income of bank and minority interests. | $-242,000 | 6,539 |
Net charge-offs | $733,000 | 2,230 |
Cash dividends | $0 | 3,617 |
Sale, conversion, retirement of capital stock, net | $89,000 | 583 |
Net operating income | $-255,000 | 6,488 |
2011-06-30 (YTD Data) | Rank | |
Total interest income | $2,772,000 | 4,374 |
Total interest expense | $743,000 | 3,674 |
Net interest income | $2,029,000 | 4,545 |
Provision for loan and lease losses | $589,000 | 2,130 |
Total noninterest income | $51,000 | 6,566 |
Gross Fiduciary activities income | $0 | 1,239 |
Service charges on deposit accounts | $30,000 | 6,196 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $21,000 | 6,204 |
Total noninterest expense | $1,795,000 | 4,469 |
Salaries and employee benefits | $900,000 | 4,480 |
Premises and equipment expense | $270,000 | 3,911 |
Additional noninterest expense | $625,000 | 4,415 |
Pre-tax net operating income | $-304,000 | 6,657 |
Securities gains (losses) | $13,000 | 2,268 |
Applicable income taxes | $0 | 4,697 |
Income before extraordinary items | $-291,000 | 6,715 |
Extraordinary gains, net | $0 | 15 |
Net income | $-291,000 | 6,715 |
Minority interest net income | $0 | 89 |
Net income of bank and minority interests. | $-291,000 | 6,716 |
Net charge-offs | $682,000 | 1,824 |
Cash dividends | $0 | 3,374 |
Sale, conversion, retirement of capital stock, net | $59,000 | 508 |
Net operating income | $-304,000 | 6,695 |
2011-03-31 (YTD Data) | Rank | |
Total interest income | $1,437,000 | 4,297 |
Total interest expense | $386,000 | 3,682 |
Net interest income | $1,051,000 | 4,427 |
Provision for loan and lease losses | $454,000 | 1,507 |
Total noninterest income | $23,000 | 6,705 |
Gross Fiduciary activities income | $0 | 1,199 |
Service charges on deposit accounts | $12,000 | 6,371 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $11,000 | 6,315 |
Total noninterest expense | $950,000 | 4,328 |
Salaries and employee benefits | $504,000 | 4,202 |
Premises and equipment expense | $142,000 | 3,848 |
Additional noninterest expense | $304,000 | 4,493 |
Pre-tax net operating income | $-330,000 | 6,966 |
Securities gains (losses) | $0 | 1,772 |
Applicable income taxes | $0 | 4,545 |
Income before extraordinary items | $-330,000 | 7,016 |
Extraordinary gains, net | $0 | 9 |
Net income | $-330,000 | 7,016 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $-330,000 | 7,016 |
Net charge-offs | $623,000 | 1,163 |
Cash dividends | $0 | 2,576 |
Sale, conversion, retirement of capital stock, net | $30,000 | 459 |
Net operating income | $-330,000 | 7,001 |
2010-12-31 (YTD Data) | Rank | |
Total interest income | $6,127,000 | 4,262 |
Total interest expense | $2,126,000 | 3,409 |
Net interest income | $4,001,000 | 4,586 |
Provision for loan and lease losses | $1,425,000 | 2,531 |
Total noninterest income | $107,000 | 6,624 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $46,000 | 6,288 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $61,000 | 5,936 |
Total noninterest expense | $4,059,000 | 4,174 |
Salaries and employee benefits | $2,187,000 | 3,977 |
Premises and equipment expense | $579,000 | 3,808 |
Additional noninterest expense | $1,293,000 | 4,415 |
Pre-tax net operating income | $-1,376,000 | 6,619 |
Securities gains (losses) | $84,000 | 2,306 |
Applicable income taxes | $1,849,000 | 777 |
Income before extraordinary items | $-3,141,000 | 7,018 |
Extraordinary gains, net | $0 | 29 |
Net income | $-3,141,000 | 7,018 |
Minority interest net income | $0 | 111 |
Net income of bank and minority interests. | $-3,141,000 | 7,019 |
Net charge-offs | $1,120,000 | 2,531 |
Cash dividends | $0 | 4,193 |
Sale, conversion, retirement of capital stock, net | $118,000 | 745 |
Net operating income | $-3,225,000 | 7,006 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $4,655,000 | 4,312 |
Total interest expense | $1,660,000 | 3,425 |
Net interest income | $2,995,000 | 4,661 |
Provision for loan and lease losses | $853,000 | 2,752 |
Total noninterest income | $69,000 | 6,877 |
Gross Fiduciary activities income | $0 | 1,319 |
Service charges on deposit accounts | $29,000 | 6,489 |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $40,000 | 6,202 |
Total noninterest expense | $3,074,000 | 4,153 |
Salaries and employee benefits | $1,685,000 | 3,938 |
Premises and equipment expense | $426,000 | 3,927 |
Additional noninterest expense | $963,000 | 4,410 |
Pre-tax net operating income | $-863,000 | 6,732 |
Securities gains (losses) | $48,000 | 2,435 |
Applicable income taxes | $-259,000 | 7,250 |
Income before extraordinary items | $-556,000 | 6,698 |
Extraordinary gains, net | $0 | 23 |
Net income | $-556,000 | 6,699 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $-556,000 | 6,699 |
Net charge-offs | $387,000 | 3,410 |
Cash dividends | $0 | 3,702 |
Sale, conversion, retirement of capital stock, net | $88,000 | 685 |
Net operating income | $-588,640 | 6,661 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $3,132,000 | 4,318 |
Total interest expense | $1,144,000 | 3,429 |
Net interest income | $1,988,000 | 4,675 |
Provision for loan and lease losses | $200,000 | 4,223 |
Total noninterest income | $54,000 | 6,781 |
Gross Fiduciary activities income | $0 | 1,300 |
Service charges on deposit accounts | $21,000 | 6,463 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $33,000 | 6,051 |
Total noninterest expense | $2,001,000 | 4,232 |
Salaries and employee benefits | $1,119,000 | 3,962 |
Premises and equipment expense | $274,000 | 4,046 |
Additional noninterest expense | $608,000 | 4,554 |
Pre-tax net operating income | $-159,000 | 6,372 |
Securities gains (losses) | $48,000 | 1,915 |
Applicable income taxes | $-34,000 | 7,024 |
Income before extraordinary items | $-77,000 | 6,373 |
Extraordinary gains, net | $0 | 19 |
Net income | $-77,000 | 6,375 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $-77,000 | 6,373 |
Net charge-offs | $110,000 | 4,139 |
Cash dividends | $0 | 3,476 |
Sale, conversion, retirement of capital stock, net | $57,000 | 626 |
Net operating income | $-110,120 | 6,362 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $1,580,000 | 4,349 |
Total interest expense | $587,000 | 3,488 |
Net interest income | $993,000 | 4,706 |
Provision for loan and lease losses | $33,000 | 5,259 |
Total noninterest income | $34,000 | 6,601 |
Gross Fiduciary activities income | $0 | 1,246 |
Service charges on deposit accounts | $11,000 | 6,478 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $23,000 | 5,777 |
Total noninterest expense | $979,000 | 4,338 |
Salaries and employee benefits | $551,000 | 4,071 |
Premises and equipment expense | $131,000 | 4,251 |
Additional noninterest expense | $297,000 | 4,608 |
Pre-tax net operating income | $15,000 | 6,085 |
Securities gains (losses) | $48,000 | 1,164 |
Applicable income taxes | $20,000 | 3,454 |
Income before extraordinary items | $43,000 | 5,801 |
Extraordinary gains, net | $0 | 16 |
Net income | $43,000 | 5,803 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $43,000 | 5,801 |
Net charge-offs | $10,000 | 4,830 |
Cash dividends | $0 | 2,646 |
Sale, conversion, retirement of capital stock, net | $26,000 | 592 |
Net operating income | $10,360 | 6,145 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $4,668,000 | 5,325 |
Total interest expense | $2,206,000 | 4,191 |
Net interest income | $2,462,000 | 5,872 |
Provision for loan and lease losses | $611,000 | 4,228 |
Total noninterest income | $168,000 | 6,457 |
Gross Fiduciary activities income | $0 | 1,390 |
Service charges on deposit accounts | $31,000 | 6,759 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $137,000 | 5,224 |
Total noninterest expense | $3,769,000 | 4,499 |
Salaries and employee benefits | $2,125,000 | 4,171 |
Premises and equipment expense | $528,000 | 4,228 |
Additional noninterest expense | $1,116,000 | 4,930 |
Pre-tax net operating income | $-1,750,000 | 6,548 |
Securities gains (losses) | $0 | 3,754 |
Applicable income taxes | $-639,000 | 7,126 |
Income before extraordinary items | $-1,111,000 | 6,411 |
Extraordinary gains, net | $0 | 34 |
Net income | $-1,111,000 | 6,412 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $-1,111,000 | 6,412 |
Net charge-offs | $2,000 | 7,148 |
Cash dividends | $0 | 4,670 |
Sale, conversion, retirement of capital stock, net | $108,000 | 872 |
Net operating income | $-1,111,000 | 6,413 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $3,159,000 | 5,649 |
Total interest expense | $1,571,000 | 4,460 |
Net interest income | $1,588,000 | 6,243 |
Provision for loan and lease losses | $496,000 | 3,809 |
Total noninterest income | $118,000 | 6,643 |
Gross Fiduciary activities income | $0 | 1,353 |
Service charges on deposit accounts | $22,000 | 6,824 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $96,000 | 5,446 |
Total noninterest expense | $2,726,000 | 4,617 |
Salaries and employee benefits | $1,558,000 | 4,266 |
Premises and equipment expense | $412,000 | 4,171 |
Additional noninterest expense | $756,000 | 5,209 |
Pre-tax net operating income | $-1,516,000 | 6,869 |
Securities gains (losses) | $0 | 3,497 |
Applicable income taxes | $-515,000 | 7,351 |
Income before extraordinary items | $-1,001,000 | 6,749 |
Extraordinary gains, net | $0 | 27 |
Net income | $-1,001,000 | 6,750 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $-1,001,000 | 6,750 |
Net charge-offs | $0 | 6,987 |
Cash dividends | $0 | 4,191 |
Sale, conversion, retirement of capital stock, net | $82,000 | 806 |
Net operating income | $-1,001,000 | 6,744 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $1,840,000 | 6,035 |
Total interest expense | $967,000 | 4,811 |
Net interest income | $873,000 | 6,677 |
Provision for loan and lease losses | $326,000 | 3,579 |
Total noninterest income | $93,000 | 6,479 |
Gross Fiduciary activities income | $0 | 1,340 |
Service charges on deposit accounts | $14,000 | 6,894 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $79,000 | 5,184 |
Total noninterest expense | $1,784,000 | 4,717 |
Salaries and employee benefits | $1,014,000 | 4,396 |
Premises and equipment expense | $266,000 | 4,291 |
Additional noninterest expense | $504,000 | 5,229 |
Pre-tax net operating income | $-1,144,000 | 7,087 |
Securities gains (losses) | $0 | 3,136 |
Applicable income taxes | $-389,000 | 7,507 |
Income before extraordinary items | $-755,000 | 6,990 |
Extraordinary gains, net | $0 | 21 |
Net income | $-755,000 | 6,990 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $-755,000 | 6,990 |
Net charge-offs | $0 | 6,628 |
Cash dividends | $0 | 3,983 |
Sale, conversion, retirement of capital stock, net | $55,000 | 775 |
Net operating income | $-755,000 | 6,976 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $802,000 | 6,384 |
Total interest expense | $451,000 | 5,093 |
Net interest income | $351,000 | 7,117 |
Provision for loan and lease losses | $115,000 | 3,686 |
Total noninterest income | $24,000 | 7,263 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $5,000 | 7,012 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $19,000 | 6,215 |
Total noninterest expense | $846,000 | 4,782 |
Salaries and employee benefits | $496,000 | 4,491 |
Premises and equipment expense | $126,000 | 4,497 |
Additional noninterest expense | $224,000 | 5,279 |
Pre-tax net operating income | $-586,000 | 7,403 |
Securities gains (losses) | $0 | 2,434 |
Applicable income taxes | $-199,000 | 7,708 |
Income before extraordinary items | $-387,000 | 7,322 |
Extraordinary gains, net | $0 | 15 |
Net income | $-387,000 | 7,323 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $-387,000 | 7,323 |
Net charge-offs | $0 | 5,728 |
Cash dividends | $0 | 3,051 |
Sale, conversion, retirement of capital stock, net | $27,000 | 672 |
Net operating income | $-387,000 | 7,283 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $1,731,000 | 7,519 |
Total interest expense | $901,000 | 6,955 |
Net interest income | $830,000 | 7,787 |
Provision for loan and lease losses | $584,000 | 3,560 |
Total noninterest income | $59,000 | 7,674 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $8,000 | 7,190 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $51,000 | 6,739 |
Total noninterest expense | $4,094,000 | 4,158 |
Salaries and employee benefits | $2,515,000 | 3,765 |
Premises and equipment expense | $536,000 | 4,280 |
Additional noninterest expense | $1,043,000 | 4,698 |
Pre-tax net operating income | $-3,789,000 | 7,699 |
Securities gains (losses) | $0 | 3,220 |
Applicable income taxes | $-1,208,000 | 7,769 |
Income before extraordinary items | $-2,581,000 | 7,525 |
Extraordinary gains, net | $0 | 39 |
Net income | $-2,581,000 | 7,522 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,039 |
Cash dividends | $0 | 5,455 |
Sale, conversion, retirement of capital stock, net | $16,430,000 | 104 |
Net operating income | $-2,581,000 | 7,605 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $1,054,000 | 7,831 |
Total interest expense | $543,000 | 7,394 |
Net interest income | $511,000 | 8,006 |
Provision for loan and lease losses | $339,000 | 3,351 |
Total noninterest income | $32,000 | 7,916 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $3,000 | 7,312 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $29,000 | 7,145 |
Total noninterest expense | $3,249,000 | 3,976 |
Salaries and employee benefits | $2,049,000 | 3,539 |
Premises and equipment expense | $399,000 | 4,324 |
Additional noninterest expense | $801,000 | 4,556 |
Pre-tax net operating income | $-3,045,000 | 8,023 |
Securities gains (losses) | $0 | 3,106 |
Applicable income taxes | $-955,000 | 8,034 |
Income before extraordinary items | $-2,090,000 | 7,882 |
Extraordinary gains, net | $0 | 31 |
Net income | $-2,090,000 | 7,882 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,534 |
Cash dividends | $0 | 4,937 |
Sale, conversion, retirement of capital stock, net | $16,403,000 | 70 |
Net operating income | $-2,090,000 | 7,959 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $576,000 | 8,057 |
Total interest expense | $304,000 | 7,692 |
Net interest income | $272,000 | 8,200 |
Provision for loan and lease losses | $231,000 | 2,926 |
Total noninterest income | $18,000 | 8,054 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $1,000 | 7,382 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $17,000 | 7,333 |
Total noninterest expense | $2,528,000 | 3,541 |
Salaries and employee benefits | $1,659,000 | 3,034 |
Premises and equipment expense | $297,000 | 3,990 |
Additional noninterest expense | $572,000 | 4,334 |
Pre-tax net operating income | $-2,469,000 | 8,208 |
Securities gains (losses) | $0 | 3,233 |
Applicable income taxes | $-762,000 | 8,239 |
Income before extraordinary items | $-1,707,000 | 8,181 |
Extraordinary gains, net | $0 | 21 |
Net income | $-1,707,000 | 8,181 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,998 |
Cash dividends | $0 | 4,733 |
Sale, conversion, retirement of capital stock, net | $16,383,000 | 54 |
Net operating income | $-1,707,000 | 8,173 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $270,000 | 8,166 |
Total interest expense | $123,000 | 7,960 |
Net interest income | $147,000 | 8,215 |
Provision for loan and lease losses | $32,000 | 4,306 |
Total noninterest income | $6,000 | 8,165 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $0 | 7,431 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $6,000 | 7,600 |
Total noninterest expense | $1,899,000 | 2,484 |
Salaries and employee benefits | $1,282,000 | 2,048 |
Premises and equipment expense | $197,000 | 3,281 |
Additional noninterest expense | $420,000 | 3,171 |
Pre-tax net operating income | $-1,778,000 | 8,354 |
Securities gains (losses) | $0 | 2,688 |
Applicable income taxes | $-594,000 | 8,372 |
Income before extraordinary items | $-1,184,000 | 8,333 |
Extraordinary gains, net | $0 | 15 |
Net income | $-1,184,000 | 8,333 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,009 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $16,360,000 | 27 |
Net operating income | $-1,184,000 | 8,323 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.