Home > VIST Bank > Net charge- offs to loans

VIST Bank, Net charge- offs to loans

2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4896%168
Percentage Net Loans Charged-off: Total real estate loans0.5793%41
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate1.2974%44
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0362%4,133
Percentage Net Loans Charged-off: Home equity loans-0.1282%3,466
All other 1-4 family - Percent of loans charged-off, net-0.0236%4,006
Percentage Net Loans Charged-off: Commercial and industrial-0.0098%3,470
Percentage Net Loans Charged-off: Loans to individuals1.2575%316
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2575%286
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0464%4,326
Percentage Net Loans Charged-off: Total real estate loans-0.0543%4,471
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate-0.0752%4,561
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0546%4,360
Percentage Net Loans Charged-off: Home equity loans-0.1891%3,568
All other 1-4 family - Percent of loans charged-off, net-0.0359%4,244
Percentage Net Loans Charged-off: Commercial and industrial-0.0131%3,559
Percentage Net Loans Charged-off: Loans to individuals0.2134%1,355
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2134%1,243
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0581%4,435
Percentage Net Loans Charged-off: Total real estate loans-0.0695%4,581
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate-0.1114%4,666
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0500%4,391
Percentage Net Loans Charged-off: Home equity loans-0.1472%3,568
All other 1-4 family - Percent of loans charged-off, net-0.0363%4,287
Percentage Net Loans Charged-off: Commercial and industrial-0.0023%3,314
Percentage Net Loans Charged-off: Loans to individuals-0.1930%4,274
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1930%4,235
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0134%3,803
Percentage Net Loans Charged-off: Total real estate loans-0.0158%4,205
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate-0.0085%4,409
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0332%4,339
Percentage Net Loans Charged-off: Home equity loans-0.0899%3,570
All other 1-4 family - Percent of loans charged-off, net-0.0253%4,279
Percentage Net Loans Charged-off: Commercial and industrial-0.0023%3,436
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,666
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,563
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0165%4,379
Percentage Net Loans Charged-off: Total real estate loans-0.0139%4,268
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate-0.0067%4,353
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0307%4,408
Percentage Net Loans Charged-off: Home equity loans-0.1797%3,658
All other 1-4 family - Percent of loans charged-off, net-0.0078%4,022
Percentage Net Loans Charged-off: Commercial and industrial-0.0490%4,266
Percentage Net Loans Charged-off: Loans to individuals0.5195%1,176
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5195%1,074
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0197%4,419
Percentage Net Loans Charged-off: Total real estate loans-0.0159%4,332
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate-0.0051%4,339
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0387%4,505
Percentage Net Loans Charged-off: Home equity loans-0.2461%3,703
All other 1-4 family - Percent of loans charged-off, net-0.0062%3,977
Percentage Net Loans Charged-off: Commercial and industrial-0.0639%4,346
Percentage Net Loans Charged-off: Loans to individuals0.6434%941
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6434%854
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0192%4,392
Percentage Net Loans Charged-off: Total real estate loans-0.0249%4,541
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate-0.0046%4,388
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0653%4,677
Percentage Net Loans Charged-off: Home equity loans-0.3308%3,718
All other 1-4 family - Percent of loans charged-off, net-0.0229%4,388
Percentage Net Loans Charged-off: Commercial and industrial-0.0025%3,689
Percentage Net Loans Charged-off: Loans to individuals0.7069%951
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7069%856
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0165%4,264
Percentage Net Loans Charged-off: Total real estate loans-0.0219%4,506
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate-0.0123%4,569
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0468%4,614
Percentage Net Loans Charged-off: Home equity loans-0.0791%3,634
All other 1-4 family - Percent of loans charged-off, net-0.0415%4,597
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,103
Percentage Net Loans Charged-off: Loans to individuals0.8226%910
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8226%826
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2597%798
Percentage Net Loans Charged-off: Total real estate loans0.2952%244
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate0.6248%180
Percentage Net Loans Charged-off: Multi-family residential-0.0051%4,085
Percentage Net Loans Charged-off: 1-4 family residential0.0223%1,397
Percentage Net Loans Charged-off: Home equity loans0.1455%216
All other 1-4 family - Percent of loans charged-off, net-0.0003%3,933
Percentage Net Loans Charged-off: Commercial and industrial0.0993%1,770
Percentage Net Loans Charged-off: Loans to individuals1.0575%761
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0575%684
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3213%537
Percentage Net Loans Charged-off: Total real estate loans0.3853%147
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate0.8310%117
Percentage Net Loans Charged-off: Multi-family residential-0.0052%4,149
Percentage Net Loans Charged-off: 1-4 family residential0.0011%1,593
Percentage Net Loans Charged-off: Home equity loans0.0770%267
All other 1-4 family - Percent of loans charged-off, net-0.0131%4,344
Percentage Net Loans Charged-off: Commercial and industrial-0.0314%4,177
Percentage Net Loans Charged-off: Loans to individuals1.1828%637
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1828%570
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4715%338
Percentage Net Loans Charged-off: Total real estate loans0.5705%92
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate1.2435%79
Percentage Net Loans Charged-off: Multi-family residential-0.0077%4,187
Percentage Net Loans Charged-off: 1-4 family residential-0.0265%4,581
Percentage Net Loans Charged-off: Home equity loans0.0135%311
All other 1-4 family - Percent of loans charged-off, net-0.0341%4,677
Percentage Net Loans Charged-off: Commercial and industrial-0.0469%4,286
Percentage Net Loans Charged-off: Loans to individuals1.0345%724
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0345%648
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9854%141
Percentage Net Loans Charged-off: Total real estate loans1.1923%36
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate2.5629%26
Percentage Net Loans Charged-off: Multi-family residential-0.0074%4,237
Percentage Net Loans Charged-off: 1-4 family residential-0.0076%4,273
Percentage Net Loans Charged-off: Home equity loans-0.0475%3,757
All other 1-4 family - Percent of loans charged-off, net0.0000%925
Percentage Net Loans Charged-off: Commercial and industrial-0.0509%4,346
Percentage Net Loans Charged-off: Loans to individuals0.5324%1,242
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5324%1,149
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0241%2,923
Percentage Net Loans Charged-off: Total real estate loans0.0166%1,810
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate0.0119%995
Percentage Net Loans Charged-off: Multi-family residential-0.0088%4,250
Percentage Net Loans Charged-off: 1-4 family residential0.0360%1,411
Percentage Net Loans Charged-off: Home equity loans0.0977%331
All other 1-4 family - Percent of loans charged-off, net0.0236%1,517
Percentage Net Loans Charged-off: Commercial and industrial-0.0079%3,987
Percentage Net Loans Charged-off: Loans to individuals5.9347%59
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.9347%51
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0279%2,544
Percentage Net Loans Charged-off: Total real estate loans0.0130%1,614
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate0.0160%748
Percentage Net Loans Charged-off: Multi-family residential-0.0080%4,280
Percentage Net Loans Charged-off: 1-4 family residential0.0193%1,432
Percentage Net Loans Charged-off: Home equity loans0.1289%236
All other 1-4 family - Percent of loans charged-off, net-0.0031%4,226
Percentage Net Loans Charged-off: Commercial and industrial0.0298%1,692
Percentage Net Loans Charged-off: Loans to individuals7.4919%51
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual7.4919%40
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0120%2,730
Percentage Net Loans Charged-off: Total real estate loans0.0105%1,419
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate-0.0076%4,670
Percentage Net Loans Charged-off: Multi-family residential-0.0102%4,326
Percentage Net Loans Charged-off: 1-4 family residential0.0445%988
Percentage Net Loans Charged-off: Home equity loans0.1536%199
All other 1-4 family - Percent of loans charged-off, net0.0219%1,161
Percentage Net Loans Charged-off: Commercial and industrial-0.0764%4,573
Percentage Net Loans Charged-off: Loans to individuals6.8686%57
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual6.8686%49
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0079%2,452
Percentage Net Loans Charged-off: Total real estate loans0.0070%1,149
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate-0.0048%4,766
Percentage Net Loans Charged-off: Multi-family residential-0.0080%4,368
Percentage Net Loans Charged-off: 1-4 family residential0.0300%883
Percentage Net Loans Charged-off: Home equity loans-0.1462%3,998
All other 1-4 family - Percent of loans charged-off, net0.0674%625
Percentage Net Loans Charged-off: Commercial and industrial-0.0554%4,469
Percentage Net Loans Charged-off: Loans to individuals4.8696%98
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.8696%82
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0185%3,480
Percentage Net Loans Charged-off: Total real estate loans0.0031%2,569
Percentage Net Loans Charged-off:Construction & development-0.0014%4,368
Percentage Net Loans Charged-off: Commercial real estate-0.0750%5,221
Percentage Net Loans Charged-off: Multi-family residential-0.1160%4,500
Percentage Net Loans Charged-off: 1-4 family residential0.1498%784
Percentage Net Loans Charged-off: Home equity loans0.4271%144
All other 1-4 family - Percent of loans charged-off, net0.0834%1,163
Percentage Net Loans Charged-off: Commercial and industrial0.1114%1,805
Percentage Net Loans Charged-off: Loans to individuals1.9154%377
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.9154%336
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0116%4,673
Percentage Net Loans Charged-off: Total real estate loans-0.0276%4,929
Percentage Net Loans Charged-off:Construction & development-0.0020%4,421
Percentage Net Loans Charged-off: Commercial real estate-0.1195%5,350
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0905%1,016
Percentage Net Loans Charged-off: Home equity loans0.2873%186
All other 1-4 family - Percent of loans charged-off, net0.0420%1,436
Percentage Net Loans Charged-off: Commercial and industrial0.0688%1,621
Percentage Net Loans Charged-off: Loans to individuals1.8812%367
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.8812%326
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0559%2,133
Percentage Net Loans Charged-off: Total real estate loans0.0490%1,198
Percentage Net Loans Charged-off:Construction & development-0.0032%4,486
Percentage Net Loans Charged-off: Commercial real estate0.0200%700
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.1198%793
Percentage Net Loans Charged-off: Home equity loans0.3316%151
All other 1-4 family - Percent of loans charged-off, net0.0673%1,073
Percentage Net Loans Charged-off: Commercial and industrial0.1067%1,257
Percentage Net Loans Charged-off: Loans to individuals1.9355%363
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.9355%318
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0370%2,050
Percentage Net Loans Charged-off: Total real estate loans0.0374%1,044
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.0525%377
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0364%1,068
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.0455%943
Percentage Net Loans Charged-off: Commercial and industrial0.0281%1,046
Percentage Net Loans Charged-off: Loans to individuals1.9205%393
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.9205%347
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0755%2,623
Percentage Net Loans Charged-off: Total real estate loans0.0119%2,608
Percentage Net Loans Charged-off:Construction & development-0.1454%5,002
Percentage Net Loans Charged-off: Commercial real estate0.0002%1,460
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0678%1,669
Percentage Net Loans Charged-off: Home equity loans0.1725%434
All other 1-4 family - Percent of loans charged-off, net0.0363%2,001
Percentage Net Loans Charged-off: Commercial and industrial0.5307%999
Percentage Net Loans Charged-off: Loans to individuals3.7786%139
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.7786%126
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0638%2,439
Percentage Net Loans Charged-off: Total real estate loans0.0155%2,224
Percentage Net Loans Charged-off:Construction & development-0.2025%5,106
Percentage Net Loans Charged-off: Commercial real estate0.0043%1,137
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0843%1,339
Percentage Net Loans Charged-off: Home equity loans0.1754%376
All other 1-4 family - Percent of loans charged-off, net0.0557%1,540
Percentage Net Loans Charged-off: Commercial and industrial0.3914%941
Percentage Net Loans Charged-off: Loans to individuals3.8580%121
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.8580%111
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1090%1,734
Percentage Net Loans Charged-off: Total real estate loans0.0395%1,606
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate0.0099%892
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.1151%1,071
Percentage Net Loans Charged-off: Home equity loans0.2603%279
All other 1-4 family - Percent of loans charged-off, net0.0666%1,343
Percentage Net Loans Charged-off: Commercial and industrial0.6187%647
Percentage Net Loans Charged-off: Loans to individuals4.0444%125
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.0444%110
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0711%1,768
Percentage Net Loans Charged-off: Total real estate loans0.0501%1,184
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate-0.0398%5,499
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.2381%562
Percentage Net Loans Charged-off: Home equity loans0.5174%151
All other 1-4 family - Percent of loans charged-off, net0.1397%754
Percentage Net Loans Charged-off: Commercial and industrial0.2122%798
Percentage Net Loans Charged-off: Loans to individuals3.9604%146
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.9604%129
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0684%2,869
Percentage Net Loans Charged-off: Total real estate loans0.0648%2,063
Percentage Net Loans Charged-off:Construction & development-0.1557%5,118
Percentage Net Loans Charged-off: Commercial real estate0.0306%1,372
Percentage Net Loans Charged-off: Multi-family residential0.1965%174
Percentage Net Loans Charged-off: 1-4 family residential0.1265%1,531
Percentage Net Loans Charged-off: Home equity loans0.2990%397
All other 1-4 family - Percent of loans charged-off, net0.0542%2,209
Percentage Net Loans Charged-off: Commercial and industrial0.0584%2,115
Percentage Net Loans Charged-off: Loans to individuals5.3117%62
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.3117%55
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0675%2,602
Percentage Net Loans Charged-off: Total real estate loans0.0641%1,873
Percentage Net Loans Charged-off:Construction & development-0.2058%5,258
Percentage Net Loans Charged-off: Commercial real estate0.0446%1,089
Percentage Net Loans Charged-off: Multi-family residential0.2671%132
Percentage Net Loans Charged-off: 1-4 family residential0.0833%1,755
Percentage Net Loans Charged-off: Home equity loans0.1455%544
All other 1-4 family - Percent of loans charged-off, net0.0562%1,981
Percentage Net Loans Charged-off: Commercial and industrial0.0505%1,806
Percentage Net Loans Charged-off: Loans to individuals5.6069%65
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.6069%56
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0478%2,749
Percentage Net Loans Charged-off: Total real estate loans0.0369%2,089
Percentage Net Loans Charged-off:Construction & development-0.3801%5,431
Percentage Net Loans Charged-off: Commercial real estate0.0657%867
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0949%1,557
Percentage Net Loans Charged-off: Home equity loans0.1107%544
All other 1-4 family - Percent of loans charged-off, net0.0878%1,543
Percentage Net Loans Charged-off: Commercial and industrial0.0754%1,462
Percentage Net Loans Charged-off: Loans to individuals5.3961%76
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.3962%65
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0308%5,273
Percentage Net Loans Charged-off: Total real estate loans-0.0382%5,572
Percentage Net Loans Charged-off:Construction & development-0.7285%5,599
Percentage Net Loans Charged-off: Commercial real estate-0.0027%5,292
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0496%1,473
Percentage Net Loans Charged-off: Home equity loans0.1667%353
All other 1-4 family - Percent of loans charged-off, net-0.0052%5,172
Percentage Net Loans Charged-off: Commercial and industrial-0.0240%4,568
Percentage Net Loans Charged-off: Loans to individuals2.3025%318
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.3025%281
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1693%2,338
Percentage Net Loans Charged-off: Total real estate loans0.1500%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%1,139
Percentage Net Loans Charged-off: Commercial real estate0.1521%1,350
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.2377%1,414
Percentage Net Loans Charged-off: Home equity loans0.3087%554
All other 1-4 family - Percent of loans charged-off, net0.2010%1,568
Percentage Net Loans Charged-off: Commercial and industrial0.2551%1,663
Percentage Net Loans Charged-off: Loans to individuals9.0707%46
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual9.0707%46
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1891%1,951
Percentage Net Loans Charged-off: Total real estate loans0.1710%1,540
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate0.1970%1,042
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.2199%1,393
Percentage Net Loans Charged-off: Home equity loans0.2311%635
All other 1-4 family - Percent of loans charged-off, net0.2140%1,360
Percentage Net Loans Charged-off: Commercial and industrial0.3431%1,279
Percentage Net Loans Charged-off: Loans to individuals5.2430%96
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.2430%89
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2018%1,817
Percentage Net Loans Charged-off: Total real estate loans0.2195%1,280
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.2587%839
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.2670%1,193
Percentage Net Loans Charged-off: Home equity loans0.1654%644
All other 1-4 family - Percent of loans charged-off, net0.3217%1,000
Percentage Net Loans Charged-off: Commercial and industrial0.0530%1,785
Percentage Net Loans Charged-off: Loans to individuals6.3518%87
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual6.3518%83
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0741%2,405
Percentage Net Loans Charged-off: Total real estate loans0.0666%1,837
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0236%954
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.1928%1,201
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.2984%916
Percentage Net Loans Charged-off: Commercial and industrial0.0806%1,128
Percentage Net Loans Charged-off: Loans to individuals5.4545%111
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.4545%100
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4586%1,448
Percentage Net Loans Charged-off: Total real estate loans0.1200%2,985
Percentage Net Loans Charged-off:Construction & development0.0000%1,642
Percentage Net Loans Charged-off: Commercial real estate0.0430%2,381
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.3451%1,525
Percentage Net Loans Charged-off: Home equity loans0.5582%629
All other 1-4 family - Percent of loans charged-off, net0.2193%2,056
Percentage Net Loans Charged-off: Commercial and industrial3.4966%336
Percentage Net Loans Charged-off: Loans to individuals6.5825%89
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual6.5825%81
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5602%1,126
Percentage Net Loans Charged-off: Total real estate loans0.1133%2,794
Percentage Net Loans Charged-off:Construction & development0.0000%1,483
Percentage Net Loans Charged-off: Commercial real estate0.0103%2,287
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.3874%1,350
Percentage Net Loans Charged-off: Home equity loans0.6085%570
All other 1-4 family - Percent of loans charged-off, net0.2551%1,772
Percentage Net Loans Charged-off: Commercial and industrial4.6627%227
Percentage Net Loans Charged-off: Loans to individuals6.3533%98
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual6.3533%85
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7269%899
Percentage Net Loans Charged-off: Total real estate loans0.0414%3,301
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate0.0155%1,960
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.1181%2,434
Percentage Net Loans Charged-off: Home equity loans0.2570%813
All other 1-4 family - Percent of loans charged-off, net0.0324%2,914
Percentage Net Loans Charged-off: Commercial and industrial7.0209%137
Percentage Net Loans Charged-off: Loans to individuals6.9900%98
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual6.9900%86
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0786%3,053
Percentage Net Loans Charged-off: Total real estate loans0.0595%2,542
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.2162%1,624
Percentage Net Loans Charged-off: Home equity loans0.4637%503
All other 1-4 family - Percent of loans charged-off, net0.0594%2,102
Percentage Net Loans Charged-off: Commercial and industrial0.1667%1,320
Percentage Net Loans Charged-off: Loans to individuals7.3964%103
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual7.3964%96
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0023%5,958
Percentage Net Loans Charged-off: Total real estate loans-0.0001%6,388
Percentage Net Loans Charged-off:Construction & development0.0000%2,360
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,215
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential-0.0005%6,434
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net-0.0007%6,388
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,620
Percentage Net Loans Charged-off: Loans to individuals1.2483%1,094
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2483%1,000
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0029%5,727
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,896
Percentage Net Loans Charged-off:Construction & development0.0000%2,174
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,867
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,243
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net0.0000%4,065
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,269
Percentage Net Loans Charged-off: Loans to individuals1.4383%901
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4383%806
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8595%1,284
Percentage Net Loans Charged-off: Total real estate loans1.0036%974
Percentage Net Loans Charged-off:Construction & development6.8014%402
Percentage Net Loans Charged-off: Commercial real estate0.1362%1,957
Percentage Net Loans Charged-off: Multi-family residential0.3403%451
Percentage Net Loans Charged-off: 1-4 family residential1.2247%713
Percentage Net Loans Charged-off: Home equity loans1.9284%314
All other 1-4 family - Percent of loans charged-off, net0.7911%1,118
Percentage Net Loans Charged-off: Commercial and industrial0.0907%2,519
Percentage Net Loans Charged-off: Loans to individuals6.7157%148
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual6.7157%143
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0815%955
Percentage Net Loans Charged-off: Total real estate loans1.2308%753
Percentage Net Loans Charged-off:Construction & development8.3579%297
Percentage Net Loans Charged-off: Commercial real estate0.1592%1,356
Percentage Net Loans Charged-off: Multi-family residential-0.0891%5,588
Percentage Net Loans Charged-off: 1-4 family residential1.6641%488
Percentage Net Loans Charged-off: Home equity loans3.0665%187
All other 1-4 family - Percent of loans charged-off, net0.8022%1,002
Percentage Net Loans Charged-off: Commercial and industrial0.2652%1,526
Percentage Net Loans Charged-off: Loans to individuals12.4077%74
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual12.4077%72
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9851%1,760
Percentage Net Loans Charged-off: Total real estate loans0.9698%1,658
Percentage Net Loans Charged-off:Construction & development1.9096%1,733
Percentage Net Loans Charged-off: Commercial real estate0.4983%1,994
Percentage Net Loans Charged-off: Multi-family residential3.9005%287
Percentage Net Loans Charged-off: 1-4 family residential0.8063%1,518
Percentage Net Loans Charged-off: Home equity loans0.8506%928
All other 1-4 family - Percent of loans charged-off, net0.7816%1,538
Percentage Net Loans Charged-off: Commercial and industrial1.2672%1,713
Percentage Net Loans Charged-off: Loans to individuals14.3968%66
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual13.9431%61
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7199%2,112
Percentage Net Loans Charged-off: Total real estate loans0.6834%1,990
Percentage Net Loans Charged-off:Construction & development1.9160%1,542
Percentage Net Loans Charged-off: Commercial real estate0.3426%1,965
Percentage Net Loans Charged-off: Multi-family residential0.6961%574
Percentage Net Loans Charged-off: 1-4 family residential0.8736%1,352
Percentage Net Loans Charged-off: Home equity loans1.0797%704
All other 1-4 family - Percent of loans charged-off, net0.7608%1,457
Percentage Net Loans Charged-off: Commercial and industrial0.9761%1,798
Percentage Net Loans Charged-off: Loans to individuals16.9596%58
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual16.2531%51
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6856%2,126
Percentage Net Loans Charged-off: Total real estate loans0.7183%1,816
Percentage Net Loans Charged-off:Construction & development1.1003%1,638
Percentage Net Loans Charged-off: Commercial real estate0.4666%1,549
Percentage Net Loans Charged-off: Multi-family residential0.8098%459
Percentage Net Loans Charged-off: 1-4 family residential1.0060%1,165
Percentage Net Loans Charged-off: Home equity loans1.4574%553
All other 1-4 family - Percent of loans charged-off, net0.7645%1,389
Percentage Net Loans Charged-off: Commercial and industrial0.6552%1,937
Percentage Net Loans Charged-off: Loans to individuals4.1920%328
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.9419%282
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6891%1,837
Percentage Net Loans Charged-off: Total real estate loans0.6981%1,550
Percentage Net Loans Charged-off:Construction & development0.6288%1,325
Percentage Net Loans Charged-off: Commercial real estate0.4847%1,113
Percentage Net Loans Charged-off: Multi-family residential1.2532%260
Percentage Net Loans Charged-off: 1-4 family residential0.9535%1,001
Percentage Net Loans Charged-off: Home equity loans1.9899%356
All other 1-4 family - Percent of loans charged-off, net0.4101%1,616
Percentage Net Loans Charged-off: Commercial and industrial0.8186%1,373
Percentage Net Loans Charged-off: Loans to individuals5.8093%225
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.4913%178
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7337%2,821
Percentage Net Loans Charged-off: Total real estate loans0.8279%2,192
Percentage Net Loans Charged-off:Construction & development3.2000%1,689
Percentage Net Loans Charged-off: Commercial real estate0.1099%3,158
Percentage Net Loans Charged-off: Multi-family residential0.1306%1,011
Percentage Net Loans Charged-off: 1-4 family residential1.1928%1,197
Percentage Net Loans Charged-off: Home equity loans1.3612%697
All other 1-4 family - Percent of loans charged-off, net1.1057%1,260
Percentage Net Loans Charged-off: Commercial and industrial0.3682%3,605
Percentage Net Loans Charged-off: Loans to individuals0.9563%2,228
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7575%2,531
Percentage Net Loans Charged-off: Total real estate loans0.8394%1,988
Percentage Net Loans Charged-off:Construction & development4.2106%1,290
Percentage Net Loans Charged-off: Commercial real estate0.1470%2,597
Percentage Net Loans Charged-off: Multi-family residential0.1871%796
Percentage Net Loans Charged-off: 1-4 family residential0.7314%1,605
Percentage Net Loans Charged-off: Home equity loans1.2579%682
All other 1-4 family - Percent of loans charged-off, net0.4591%2,120
Percentage Net Loans Charged-off: Commercial and industrial0.5390%2,855
Percentage Net Loans Charged-off: Loans to individuals0.8042%2,384
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7127%2,433
Percentage Net Loans Charged-off: Total real estate loans0.7992%1,881
Percentage Net Loans Charged-off:Construction & development4.2594%1,126
Percentage Net Loans Charged-off: Commercial real estate0.0174%2,567
Percentage Net Loans Charged-off: Multi-family residential0.2934%600
Percentage Net Loans Charged-off: 1-4 family residential0.6563%1,604
Percentage Net Loans Charged-off: Home equity loans0.9635%729
All other 1-4 family - Percent of loans charged-off, net0.4988%1,833
Percentage Net Loans Charged-off: Commercial and industrial0.4481%2,720
Percentage Net Loans Charged-off: Loans to individuals0.7760%2,281
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5614%2,397
Percentage Net Loans Charged-off: Total real estate loans0.6566%1,798
Percentage Net Loans Charged-off:Construction & development4.1580%877
Percentage Net Loans Charged-off: Commercial real estate-0.0011%7,283
Percentage Net Loans Charged-off: Multi-family residential0.6126%333
Percentage Net Loans Charged-off: 1-4 family residential0.2183%2,217
Percentage Net Loans Charged-off: Home equity loans-0.0046%5,546
All other 1-4 family - Percent of loans charged-off, net0.3328%1,814
Percentage Net Loans Charged-off: Commercial and industrial0.0979%2,597
Percentage Net Loans Charged-off: Loans to individuals2.0282%981
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5836%3,467
Percentage Net Loans Charged-off: Total real estate loans0.5527%2,761
Percentage Net Loans Charged-off:Construction & development2.0946%2,049
Percentage Net Loans Charged-off: Commercial real estate0.2461%2,291
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.4607%2,188
Percentage Net Loans Charged-off: Home equity loans0.6355%1,096
All other 1-4 family - Percent of loans charged-off, net0.3794%2,359
Percentage Net Loans Charged-off: Commercial and industrial1.0048%2,851
Percentage Net Loans Charged-off: Loans to individuals3.5566%630
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3953%3,686
Percentage Net Loans Charged-off: Total real estate loans0.4028%2,728
Percentage Net Loans Charged-off:Construction & development0.7061%2,344
Percentage Net Loans Charged-off: Commercial real estate0.2888%1,717
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.4942%1,793
Percentage Net Loans Charged-off: Home equity loans0.7012%873
All other 1-4 family - Percent of loans charged-off, net0.4000%1,961
Percentage Net Loans Charged-off: Commercial and industrial0.4183%3,335
Percentage Net Loans Charged-off: Loans to individuals4.2098%471
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2737%3,828
Percentage Net Loans Charged-off: Total real estate loans0.2448%2,923
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.4111%1,149
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.1676%2,634
Percentage Net Loans Charged-off: Home equity loans0.3083%991
All other 1-4 family - Percent of loans charged-off, net0.1055%2,770
Percentage Net Loans Charged-off: Commercial and industrial0.3940%2,857
Percentage Net Loans Charged-off: Loans to individuals5.5351%330
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3523%2,676
Percentage Net Loans Charged-off: Total real estate loans0.3829%1,857
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.8189%508
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0424%2,509
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0602%2,210
Percentage Net Loans Charged-off: Commercial and industrial0.1602%2,385
Percentage Net Loans Charged-off: Loans to individuals5.2490%341
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4637%2,511
Percentage Net Loans Charged-off: Total real estate loans0.2081%2,810
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.5605%1,106
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.7276%819
Percentage Net Loans Charged-off: Commercial and industrial1.9604%1,073
Percentage Net Loans Charged-off: Loans to individuals6.4760%174
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2889%2,609
Percentage Net Loans Charged-off: Total real estate loans0.0697%3,271
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.1870%1,783
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.2390%1,445
Percentage Net Loans Charged-off: Commercial and industrial1.4980%978
Percentage Net Loans Charged-off: Loans to individuals5.6704%179
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3475%1,899
Percentage Net Loans Charged-off: Total real estate loans0.0868%2,489
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.2321%1,331
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.2949%1,062
Percentage Net Loans Charged-off: Commercial and industrial2.0490%605
Percentage Net Loans Charged-off: Loans to individuals1.1958%1,420
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2382%1,936
Percentage Net Loans Charged-off: Total real estate loans0.0630%1,985
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.1645%1,155
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.2080%946
Percentage Net Loans Charged-off: Commercial and industrial1.4099%638
Percentage Net Loans Charged-off: Loans to individuals0.4278%2,667
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1695%2,956
Percentage Net Loans Charged-off: Total real estate loans0.0396%3,032
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0996%1,897
Percentage Net Loans Charged-off: Home equity loans0.4375%357
All other 1-4 family - Percent of loans charged-off, net0.0015%3,086
Percentage Net Loans Charged-off: Commercial and industrial0.9533%1,212
Percentage Net Loans Charged-off: Loans to individuals1.8269%737
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1776%2,192
Percentage Net Loans Charged-off: Total real estate loans0.0101%3,013
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate-0.0027%7,777
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0277%2,191
Percentage Net Loans Charged-off: Home equity loans0.1645%449
All other 1-4 family - Percent of loans charged-off, net-0.0129%7,791
Percentage Net Loans Charged-off: Commercial and industrial1.1956%803
Percentage Net Loans Charged-off: Loans to individuals1.8984%606
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1071%2,657
Percentage Net Loans Charged-off: Total real estate loans0.0165%2,269
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0408%1,611
Percentage Net Loans Charged-off: Home equity loans0.2107%324
All other 1-4 family - Percent of loans charged-off, net-0.0113%7,784
Percentage Net Loans Charged-off: Commercial and industrial0.6125%1,096
Percentage Net Loans Charged-off: Loans to individuals1.7945%617
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0160%7,160
Percentage Net Loans Charged-off: Total real estate loans0.0153%1,621
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0379%1,195
Percentage Net Loans Charged-off: Home equity loans0.2268%225
All other 1-4 family - Percent of loans charged-off, net-0.0229%7,931
Percentage Net Loans Charged-off: Commercial and industrial-0.2678%7,716
Percentage Net Loans Charged-off: Loans to individuals0.7390%1,658
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1523%2,461
Percentage Net Loans Charged-off: Total real estate loans0.1047%1,269
Percentage Net Loans Charged-off:Construction & development0.3002%292
Percentage Net Loans Charged-off: Commercial real estate0.0312%1,060
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.1143%1,313
Percentage Net Loans Charged-off: Home equity loans0.0499%565
All other 1-4 family - Percent of loans charged-off, net0.1374%1,101
Percentage Net Loans Charged-off: Commercial and industrial0.3118%2,086
Percentage Net Loans Charged-off: Loans to individuals1.9873%549
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1544%1,999
Percentage Net Loans Charged-off: Total real estate loans0.1116%987
Percentage Net Loans Charged-off:Construction & development0.4245%164
Percentage Net Loans Charged-off: Commercial real estate0.0436%761
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0842%1,299
Percentage Net Loans Charged-off: Home equity loans0.0652%410
All other 1-4 family - Percent of loans charged-off, net0.0912%1,196
Percentage Net Loans Charged-off: Commercial and industrial0.3940%1,476
Percentage Net Loans Charged-off: Loans to individuals0.1574%4,295
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2157%1,433
Percentage Net Loans Charged-off: Total real estate loans0.1584%688
Percentage Net Loans Charged-off:Construction & development0.6689%96
Percentage Net Loans Charged-off: Commercial real estate0.0248%704
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1294%896
Percentage Net Loans Charged-off: Home equity loans0.0965%285
All other 1-4 family - Percent of loans charged-off, net0.1417%822
Percentage Net Loans Charged-off: Commercial and industrial0.5040%1,140
Percentage Net Loans Charged-off: Loans to individuals0.4837%2,410
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2736%1,000
Percentage Net Loans Charged-off: Total real estate loans0.1953%441
Percentage Net Loans Charged-off:Construction & development1.4366%37
Percentage Net Loans Charged-off: Commercial real estate0.0512%388
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0015%7,790
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-0.0021%7,816
Percentage Net Loans Charged-off: Commercial and industrial0.6062%771
Percentage Net Loans Charged-off: Loans to individuals1.1272%1,153
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1719%2,601
Percentage Net Loans Charged-off: Total real estate loans0.0962%1,323
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0605%925
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.1385%1,137
Percentage Net Loans Charged-off: Home equity loans0.0664%480
All other 1-4 family - Percent of loans charged-off, net0.1656%992
Percentage Net Loans Charged-off: Commercial and industrial0.4331%2,053
Percentage Net Loans Charged-off: Loans to individuals1.0672%1,711
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2050%1,922
Percentage Net Loans Charged-off: Total real estate loans0.1422%873
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0836%671
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.2035%700
Percentage Net Loans Charged-off: Home equity loans0.1332%298
All other 1-4 family - Percent of loans charged-off, net0.2298%652
Percentage Net Loans Charged-off: Commercial and industrial0.4288%1,693
Percentage Net Loans Charged-off: Loans to individuals0.9335%1,745
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2781%1,380
Percentage Net Loans Charged-off: Total real estate loans0.1828%668
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0993%523
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.2612%553
Percentage Net Loans Charged-off: Home equity loans0.0356%382
All other 1-4 family - Percent of loans charged-off, net0.3443%437
Percentage Net Loans Charged-off: Commercial and industrial0.6391%1,226
Percentage Net Loans Charged-off: Loans to individuals0.9073%1,743
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2238%1,462
Percentage Net Loans Charged-off: Total real estate loans0.2036%494
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate-0.0028%8,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.3458%409
Percentage Net Loans Charged-off: Home equity loans0.0724%249
All other 1-4 family - Percent of loans charged-off, net0.4452%327
Percentage Net Loans Charged-off: Commercial and industrial0.2749%1,293
Percentage Net Loans Charged-off: Loans to individuals0.9460%1,592
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1193%3,874
Percentage Net Loans Charged-off: Total real estate loans0.0384%2,559
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate-0.0085%8,217
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0731%1,896
Percentage Net Loans Charged-off: Home equity loans0.0469%512
All other 1-4 family - Percent of loans charged-off, net0.0852%1,696
Percentage Net Loans Charged-off: Commercial and industrial0.2936%2,749
Percentage Net Loans Charged-off: Loans to individuals0.7410%2,832
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0857%3,899
Percentage Net Loans Charged-off: Total real estate loans0.0719%1,626
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate-0.0097%8,263
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.1376%1,109
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.2092%795
Percentage Net Loans Charged-off: Commercial and industrial0.1029%2,990
Percentage Net Loans Charged-off: Loans to individuals0.3020%4,368
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1156%3,152
Percentage Net Loans Charged-off: Total real estate loans0.1135%1,168
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate-0.0098%8,344
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.2140%749
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.3261%532
Percentage Net Loans Charged-off: Commercial and industrial0.0945%2,598
Percentage Net Loans Charged-off: Loans to individuals0.3913%3,669
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1453%2,385
Percentage Net Loans Charged-off: Total real estate loans0.1558%763
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate-0.0102%8,427
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.2876%515
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.4374%366
Percentage Net Loans Charged-off: Commercial and industrial0.0529%1,982
Percentage Net Loans Charged-off: Loans to individuals0.7344%2,329
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2244%3,152
Percentage Net Loans Charged-off: Total real estate loans0.2856%776
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.6095%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.1369%1,486
Percentage Net Loans Charged-off: Home equity loans0.0283%552
All other 1-4 family - Percent of loans charged-off, net0.1756%1,257
Percentage Net Loans Charged-off: Commercial and industrial0.0455%4,472
Percentage Net Loans Charged-off: Loans to individuals0.5161%4,172
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2901%2,196
Percentage Net Loans Charged-off: Total real estate loans0.3812%466
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.8056%261
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.1790%1,029
Percentage Net Loans Charged-off: Home equity loans0.0407%417
All other 1-4 family - Percent of loans charged-off, net0.2236%859
Percentage Net Loans Charged-off: Commercial and industrial0.0457%3,870
Percentage Net Loans Charged-off: Loans to individuals0.5235%3,737
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3643%1,718
Percentage Net Loans Charged-off: Total real estate loans0.0411%1,995
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0726%1,468
Percentage Net Loans Charged-off: Home equity loans0.0459%349
All other 1-4 family - Percent of loans charged-off, net0.0802%1,379
Percentage Net Loans Charged-off: Commercial and industrial1.2169%1,134
Percentage Net Loans Charged-off: Loans to individuals0.2845%4,530
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6018%912
Percentage Net Loans Charged-off: Total real estate loans0.0367%1,548
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0651%1,171
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0826%1,056
Percentage Net Loans Charged-off: Commercial and industrial2.1880%550
Percentage Net Loans Charged-off: Loans to individuals0.1582%4,452
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3058%2,685
Percentage Net Loans Charged-off: Total real estate loans0.0363%2,855
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0596%2,180
Percentage Net Loans Charged-off: Home equity loans0.1570%341
All other 1-4 family - Percent of loans charged-off, net0.0420%2,347
Percentage Net Loans Charged-off: Commercial and industrial0.7856%2,222
Percentage Net Loans Charged-off: Loans to individuals1.2828%1,752
Percentage Net Loans Charged-off: Credit card loans250.0000%7
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2906%2,762
Percentage Net Loans Charged-off: Total real estate loans0.0533%2,314
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0737%1,807
Percentage Net Loans Charged-off: Home equity loans0.2525%274
All other 1-4 family - Percent of loans charged-off, net0.0565%1,928
Percentage Net Loans Charged-off: Commercial and industrial0.6930%2,261
Percentage Net Loans Charged-off: Loans to individuals0.3090%5,249
Percentage Net Loans Charged-off: Credit card loans11.6197%122
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1701%3,547
Percentage Net Loans Charged-off: Total real estate loans0.1290%199
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1667%155
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.1755%152
Percentage Net Loans Charged-off: Commercial and industrial0.1997%692
Percentage Net Loans Charged-off: Loans to individuals0.4148%863
Percentage Net Loans Charged-off: Credit card loans1.3107%691
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0890%5,072
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0364%6,779
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0068%8,273
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3873%2,311
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2487%3,299
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0619%6,662
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1345%6,434
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0582%12,765
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA