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Vision Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$41,846,000	1,087
Total interest expense	$11,058,000	1,203
Net interest income	$30,788,000	1,019
Provision for loan and lease losses	$1,155,000	766
Total noninterest income	$8,158,000	863
Gross Fiduciary activities income	$1,002,000	508
Service charges on deposit accounts	$3,336,000	371
Trading account gains and fees	$0	123
Additional Noninterest Income	$3,820,000	1,065
Total noninterest expense	$30,784,000	872
Salaries and employee benefits	$17,253,000	865
Premises and equipment expense	$2,818,000	923
Additional noninterest expense	$3,820,000	1,065
Pre-tax net operating income	$7,007,000	1,541
Securities gains (losses)	$0	988
Applicable income taxes	$0	3,369
Income before extraordinary items	$7,007,000	1,338
Extraordinary gains, net	$0	54
Net income	$7,007,000	1,354
Minority interest net income	$0	88
Net income of bank and minority interests.	$7,007,000	1,341
Net charge-offs	$699,000	633
Cash dividends	$5,779,000	724
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$7,007,000	1,360
2023-09-30 (YTD Data)		Rank
Total interest income	$30,400,000	1,096
Total interest expense	$7,404,000	1,226
Net interest income	$22,996,000	1,024
Provision for loan and lease losses	$875,000	723
Total noninterest income	$6,047,000	875
Gross Fiduciary activities income	$729,000	510
Service charges on deposit accounts	$2,578,000	362
Trading account gains and fees	$0	125
Additional Noninterest Income	$2,740,000	1,101
Total noninterest expense	$22,982,000	878
Salaries and employee benefits	$12,945,000	874
Premises and equipment expense	$2,076,000	943
Additional noninterest expense	$2,740,000	1,101
Pre-tax net operating income	$5,186,000	1,612
Securities gains (losses)	$0	849
Applicable income taxes	$0	3,407
Income before extraordinary items	$5,186,000	1,407
Extraordinary gains, net	$0	52
Net income	$5,186,000	1,418
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,186,000	1,407
Net charge-offs	$359,000	673
Cash dividends	$4,776,000	633
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$5,186,000	1,425
2023-06-30 (YTD Data)		Rank
Total interest income	$19,512,000	1,099
Total interest expense	$4,262,000	1,254
Net interest income	$15,250,000	1,035
Provision for loan and lease losses	$210,000	1,292
Total noninterest income	$4,017,000	840
Gross Fiduciary activities income	$467,000	508
Service charges on deposit accounts	$1,732,000	350
Trading account gains and fees	$0	112
Additional Noninterest Income	$1,818,000	1,046
Total noninterest expense	$15,461,000	855
Salaries and employee benefits	$8,684,000	858
Premises and equipment expense	$1,383,000	933
Additional noninterest expense	$1,818,000	1,045
Pre-tax net operating income	$3,596,000	1,559
Securities gains (losses)	$0	938
Applicable income taxes	$0	3,436
Income before extraordinary items	$3,596,000	1,352
Extraordinary gains, net	$0	51
Net income	$3,596,000	1,367
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,596,000	1,352
Net charge-offs	$127,000	837
Cash dividends	$4,776,000	458
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$3,596,000	1,367
2023-03-31 (YTD Data)		Rank
Total interest income	$9,472,000	1,110
Total interest expense	$1,823,000	1,275
Net interest income	$7,649,000	1,033
Provision for loan and lease losses	$-11,000	4,444
Total noninterest income	$2,011,000	831
Gross Fiduciary activities income	$233,000	522
Service charges on deposit accounts	$889,000	359
Trading account gains and fees	$0	97
Additional Noninterest Income	$889,000	1,057
Total noninterest expense	$7,738,000	863
Salaries and employee benefits	$4,356,000	866
Premises and equipment expense	$676,000	965
Additional noninterest expense	$889,000	1,057
Pre-tax net operating income	$1,933,000	1,504
Securities gains (losses)	$0	950
Applicable income taxes	$0	3,388
Income before extraordinary items	$1,933,000	1,322
Extraordinary gains, net	$0	4
Net income	$1,933,000	1,321
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,933,000	1,322
Net charge-offs	$44,000	848
Cash dividends	$2,145,000	457
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,933,000	1,340
2022-12-31 (YTD Data)		Rank
Total interest income	$33,766,000	1,036
Total interest expense	$2,544,000	1,342
Net interest income	$31,222,000	992
Provision for loan and lease losses	$1,970,000	525
Total noninterest income	$8,659,000	837
Gross Fiduciary activities income	$887,000	538
Service charges on deposit accounts	$3,546,000	372
Trading account gains and fees	$0	116
Additional Noninterest Income	$4,226,000	1,015
Total noninterest expense	$28,888,000	900
Salaries and employee benefits	$16,537,000	886
Premises and equipment expense	$2,913,000	885
Additional noninterest expense	$4,226,000	1,015
Pre-tax net operating income	$9,023,000	1,372
Securities gains (losses)	$-15,000	3,522
Applicable income taxes	$0	3,596
Income before extraordinary items	$9,008,000	1,198
Extraordinary gains, net	$0	5
Net income	$9,008,000	1,197
Minority interest net income	$0	63
Net income of bank and minority interests.	$9,008,000	1,198
Net charge-offs	$623,000	533
Cash dividends	$8,652,000	527
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$9,023,000	1,219
2022-09-30 (YTD Data)		Rank
Total interest income	$24,648,000	1,017
Total interest expense	$1,484,000	1,324
Net interest income	$23,164,000	983
Provision for loan and lease losses	$1,575,000	461
Total noninterest income	$6,640,000	839
Gross Fiduciary activities income	$645,000	538
Service charges on deposit accounts	$2,652,000	378
Trading account gains and fees	$0	111
Additional Noninterest Income	$3,343,000	989
Total noninterest expense	$21,230,000	904
Salaries and employee benefits	$11,972,000	911
Premises and equipment expense	$2,153,000	894
Additional noninterest expense	$3,343,000	989
Pre-tax net operating income	$6,999,000	1,322
Securities gains (losses)	$0	740
Applicable income taxes	$0	3,603
Income before extraordinary items	$6,999,000	1,150
Extraordinary gains, net	$0	4
Net income	$6,999,000	1,148
Minority interest net income	$0	57
Net income of bank and minority interests.	$6,999,000	1,150
Net charge-offs	$465,000	461
Cash dividends	$5,745,000	531
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$6,999,000	1,172
2022-06-30 (YTD Data)		Rank
Total interest income	$16,156,000	991
Total interest expense	$937,000	1,201
Net interest income	$15,219,000	975
Provision for loan and lease losses	$1,050,000	406
Total noninterest income	$4,409,000	828
Gross Fiduciary activities income	$406,000	520
Service charges on deposit accounts	$1,713,000	384
Trading account gains and fees	$0	108
Additional Noninterest Income	$2,290,000	996
Total noninterest expense	$13,846,000	905
Salaries and employee benefits	$7,827,000	908
Premises and equipment expense	$1,390,000	909
Additional noninterest expense	$4,629,000	818
Pre-tax net operating income	$4,732,000	1,248
Securities gains (losses)	$0	687
Applicable income taxes	$0	3,564
Income before extraordinary items	$4,732,000	1,087
Extraordinary gains, net	$0	4
Net income	$4,732,000	1,086
Minority interest net income	$0	60
Net income of bank and minority interests.	$4,732,000	1,087
Net charge-offs	$325,000	420
Cash dividends	$5,329,000	407
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$4,732,000	1,111
2022-03-31 (YTD Data)		Rank
Total interest income	$7,995,000	973
Total interest expense	$482,000	1,137
Net interest income	$7,513,000	964
Provision for loan and lease losses	$525,000	320
Total noninterest income	$2,001,000	883
Gross Fiduciary activities income	$189,000	527
Service charges on deposit accounts	$834,000	390
Trading account gains and fees	$0	103
Additional Noninterest Income	$978,000	1,096
Total noninterest expense	$6,809,000	914
Salaries and employee benefits	$3,845,000	926
Premises and equipment expense	$677,000	934
Additional noninterest expense	$2,287,000	822
Pre-tax net operating income	$2,180,000	1,281
Securities gains (losses)	$0	623
Applicable income taxes	$0	3,450
Income before extraordinary items	$2,180,000	1,128
Extraordinary gains, net	$0	4
Net income	$2,180,000	1,127
Minority interest net income	$0	50
Net income of bank and minority interests.	$2,180,000	1,128
Net charge-offs	$39,000	755
Cash dividends	$4,706,000	271
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$2,180,000	1,140
2021-12-31 (YTD Data)		Rank
Total interest income	$32,922,000	973
Total interest expense	$2,432,000	1,116
Net interest income	$30,490,000	956
Provision for loan and lease losses	$2,100,000	270
Total noninterest income	$8,811,000	908
Gross Fiduciary activities income	$788,000	519
Service charges on deposit accounts	$3,150,000	383
Trading account gains and fees	$0	132
Additional Noninterest Income	$4,873,000	1,089
Total noninterest expense	$26,206,000	949
Salaries and employee benefits	$14,805,000	945
Premises and equipment expense	$2,842,000	908
Additional noninterest expense	$8,559,000	882
Pre-tax net operating income	$10,995,000	1,196
Securities gains (losses)	$274,000	501
Applicable income taxes	$0	3,710
Income before extraordinary items	$11,269,000	1,045
Extraordinary gains, net	$0	10
Net income	$11,269,000	1,046
Minority interest net income	$0	74
Net income of bank and minority interests.	$11,269,000	1,046
Net charge-offs	$461,000	670
Cash dividends	$7,994,000	574
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$10,995,000	1,055
2021-09-30 (YTD Data)		Rank
Total interest income	$24,914,000	984
Total interest expense	$1,915,000	1,117
Net interest income	$22,999,000	970
Provision for loan and lease losses	$1,575,000	281
Total noninterest income	$6,556,000	947
Gross Fiduciary activities income	$584,000	516
Service charges on deposit accounts	$2,298,000	390
Trading account gains and fees	$0	132
Additional Noninterest Income	$3,674,000	1,107
Total noninterest expense	$19,454,000	958
Salaries and employee benefits	$11,106,000	957
Premises and equipment expense	$2,112,000	925
Additional noninterest expense	$6,236,000	905
Pre-tax net operating income	$8,526,000	1,211
Securities gains (losses)	$274,000	472
Applicable income taxes	$0	3,719
Income before extraordinary items	$8,800,000	1,056
Extraordinary gains, net	$0	8
Net income	$8,800,000	1,057
Minority interest net income	$0	69
Net income of bank and minority interests.	$8,800,000	1,057
Net charge-offs	$353,000	603
Cash dividends	$7,094,000	485
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$8,526,000	1,061
2021-06-30 (YTD Data)		Rank
Total interest income	$16,063,000	1,004
Total interest expense	$1,333,000	1,118
Net interest income	$14,730,000	986
Provision for loan and lease losses	$1,050,000	291
Total noninterest income	$4,331,000	950
Gross Fiduciary activities income	$372,000	522
Service charges on deposit accounts	$1,419,000	403
Trading account gains and fees	$0	133
Additional Noninterest Income	$2,540,000	1,103
Total noninterest expense	$12,812,000	961
Salaries and employee benefits	$7,360,000	949
Premises and equipment expense	$1,392,000	927
Additional noninterest expense	$4,060,000	917
Pre-tax net operating income	$5,199,000	1,276
Securities gains (losses)	$208,000	457
Applicable income taxes	$0	3,702
Income before extraordinary items	$5,407,000	1,116
Extraordinary gains, net	$0	6
Net income	$5,407,000	1,117
Minority interest net income	$0	67
Net income of bank and minority interests.	$5,407,000	1,117
Net charge-offs	$252,000	572
Cash dividends	$6,714,000	362
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$5,199,000	1,130
2021-03-31 (YTD Data)		Rank
Total interest income	$7,974,000	998
Total interest expense	$688,000	1,152
Net interest income	$7,286,000	982
Provision for loan and lease losses	$525,000	356
Total noninterest income	$2,104,000	968
Gross Fiduciary activities income	$186,000	522
Service charges on deposit accounts	$675,000	414
Trading account gains and fees	$0	127
Additional Noninterest Income	$1,243,000	1,105
Total noninterest expense	$6,256,000	970
Salaries and employee benefits	$3,662,000	947
Premises and equipment expense	$707,000	927
Additional noninterest expense	$1,887,000	950
Pre-tax net operating income	$2,609,000	1,272
Securities gains (losses)	$0	1,392
Applicable income taxes	$0	3,613
Income before extraordinary items	$2,609,000	1,155
Extraordinary gains, net	$0	3
Net income	$2,609,000	1,155
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,609,000	1,155
Net charge-offs	$135,000	541
Cash dividends	$5,918,000	221
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,609,000	1,127
2020-12-31 (YTD Data)		Rank
Total interest income	$31,325,000	1,012
Total interest expense	$4,156,000	1,126
Net interest income	$27,169,000	998
Provision for loan and lease losses	$2,025,000	1,035
Total noninterest income	$8,229,000	921
Gross Fiduciary activities income	$655,000	542
Service charges on deposit accounts	$2,878,000	397
Trading account gains and fees	$0	133
Additional Noninterest Income	$4,696,000	1,061
Total noninterest expense	$24,457,000	966
Salaries and employee benefits	$14,244,000	944
Premises and equipment expense	$2,840,000	894
Additional noninterest expense	$7,373,000	947
Pre-tax net operating income	$8,916,000	1,165
Securities gains (losses)	$0	2,675
Applicable income taxes	$0	3,697
Income before extraordinary items	$8,916,000	1,060
Extraordinary gains, net	$0	4
Net income	$8,916,000	1,060
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,916,000	1,060
Net charge-offs	$918,000	691
Cash dividends	$7,122,000	586
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$8,916,000	1,028
2020-09-30 (YTD Data)		Rank
Total interest income	$23,655,000	1,009
Total interest expense	$3,320,000	1,127
Net interest income	$20,335,000	992
Provision for loan and lease losses	$1,425,000	1,102
Total noninterest income	$6,151,000	893
Gross Fiduciary activities income	$564,000	504
Service charges on deposit accounts	$2,107,000	401
Trading account gains and fees	$0	125
Additional Noninterest Income	$3,480,000	1,038
Total noninterest expense	$18,083,000	959
Salaries and employee benefits	$10,415,000	952
Premises and equipment expense	$2,057,000	906
Additional noninterest expense	$5,611,000	912
Pre-tax net operating income	$6,978,000	1,082
Securities gains (losses)	$0	2,494
Applicable income taxes	$0	3,696
Income before extraordinary items	$6,978,000	978
Extraordinary gains, net	$0	4
Net income	$6,978,000	978
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,978,000	978
Net charge-offs	$821,000	561
Cash dividends	$6,762,000	473
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$6,978,000	951
2020-06-30 (YTD Data)		Rank
Total interest income	$15,906,000	1,015
Total interest expense	$2,385,000	1,136
Net interest income	$13,521,000	1,000
Provision for loan and lease losses	$825,000	1,207
Total noninterest income	$3,921,000	867
Gross Fiduciary activities income	$371,000	511
Service charges on deposit accounts	$1,371,000	403
Trading account gains and fees	$0	123
Additional Noninterest Income	$2,179,000	1,010
Total noninterest expense	$11,930,000	949
Salaries and employee benefits	$6,968,000	945
Premises and equipment expense	$1,358,000	918
Additional noninterest expense	$3,604,000	944
Pre-tax net operating income	$4,687,000	1,015
Securities gains (losses)	$0	2,249
Applicable income taxes	$0	3,655
Income before extraordinary items	$4,687,000	901
Extraordinary gains, net	$0	4
Net income	$4,687,000	901
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,687,000	901
Net charge-offs	$671,000	502
Cash dividends	$6,416,000	366
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$4,687,000	877
2020-03-31 (YTD Data)		Rank
Total interest income	$7,763,000	1,043
Total interest expense	$1,364,000	1,107
Net interest income	$6,399,000	1,031
Provision for loan and lease losses	$375,000	1,053
Total noninterest income	$2,044,000	804
Gross Fiduciary activities income	$189,000	513
Service charges on deposit accounts	$805,000	395
Trading account gains and fees	$0	106
Additional Noninterest Income	$1,050,000	938
Total noninterest expense	$6,118,000	946
Salaries and employee benefits	$3,498,000	940
Premises and equipment expense	$667,000	946
Additional noninterest expense	$1,953,000	884
Pre-tax net operating income	$1,950,000	1,068
Securities gains (losses)	$0	1,705
Applicable income taxes	$0	3,513
Income before extraordinary items	$1,950,000	954
Extraordinary gains, net	$0	4
Net income	$1,950,000	954
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,950,000	954
Net charge-offs	$238,000	572
Cash dividends	$5,897,000	279
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,950,000	950
2019-12-31 (YTD Data)		Rank
Total interest income	$31,055,000	1,055
Total interest expense	$4,935,000	1,255
Net interest income	$26,120,000	1,011
Provision for loan and lease losses	$1,468,000	680
Total noninterest income	$8,239,000	796
Gross Fiduciary activities income	$774,000	500
Service charges on deposit accounts	$3,315,000	389
Trading account gains and fees	$0	135
Additional Noninterest Income	$4,150,000	939
Total noninterest expense	$24,941,000	922
Salaries and employee benefits	$13,749,000	935
Premises and equipment expense	$2,957,000	871
Additional noninterest expense	$8,235,000	831
Pre-tax net operating income	$7,950,000	1,234
Securities gains (losses)	$27,000	1,515
Applicable income taxes	$0	3,859
Income before extraordinary items	$7,977,000	1,115
Extraordinary gains, net	$0	11
Net income	$7,977,000	1,117
Minority interest net income	$0	76
Net income of bank and minority interests.	$7,977,000	1,117
Net charge-offs	$1,436,000	525
Cash dividends	$6,229,000	676
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$7,950,000	1,099
2019-09-30 (YTD Data)		Rank
Total interest income	$23,074,000	1,068
Total interest expense	$3,540,000	1,316
Net interest income	$19,534,000	1,018
Provision for loan and lease losses	$1,125,000	624
Total noninterest income	$6,130,000	793
Gross Fiduciary activities income	$572,000	506
Service charges on deposit accounts	$2,418,000	397
Trading account gains and fees	$0	129
Additional Noninterest Income	$3,140,000	922
Total noninterest expense	$18,682,000	914
Salaries and employee benefits	$10,262,000	931
Premises and equipment expense	$2,181,000	879
Additional noninterest expense	$6,239,000	816
Pre-tax net operating income	$5,857,000	1,280
Securities gains (losses)	$27,000	1,314
Applicable income taxes	$0	3,902
Income before extraordinary items	$5,884,000	1,153
Extraordinary gains, net	$0	11
Net income	$5,884,000	1,154
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,884,000	1,154
Net charge-offs	$1,025,000	491
Cash dividends	$5,904,000	544
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$5,857,000	1,138
2019-06-30 (YTD Data)		Rank
Total interest income	$15,051,000	1,082
Total interest expense	$2,214,000	1,355
Net interest income	$12,837,000	1,025
Provision for loan and lease losses	$750,000	613
Total noninterest income	$4,016,000	792
Gross Fiduciary activities income	$365,000	513
Service charges on deposit accounts	$1,525,000	417
Trading account gains and fees	$0	131
Additional Noninterest Income	$2,126,000	895
Total noninterest expense	$12,486,000	907
Salaries and employee benefits	$6,741,000	940
Premises and equipment expense	$1,442,000	888
Additional noninterest expense	$4,303,000	803
Pre-tax net operating income	$3,617,000	1,336
Securities gains (losses)	$1,000	1,602
Applicable income taxes	$0	3,901
Income before extraordinary items	$3,618,000	1,204
Extraordinary gains, net	$0	11
Net income	$3,618,000	1,204
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,618,000	1,204
Net charge-offs	$555,000	535
Cash dividends	$5,572,000	407
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$3,617,000	1,178
2019-03-31 (YTD Data)		Rank
Total interest income	$7,368,000	1,096
Total interest expense	$1,056,000	1,378
Net interest income	$6,312,000	1,047
Provision for loan and lease losses	$375,000	582
Total noninterest income	$1,908,000	797
Gross Fiduciary activities income	$187,000	509
Service charges on deposit accounts	$729,000	430
Trading account gains and fees	$0	126
Additional Noninterest Income	$992,000	907
Total noninterest expense	$6,192,000	910
Salaries and employee benefits	$3,328,000	953
Premises and equipment expense	$714,000	897
Additional noninterest expense	$2,150,000	793
Pre-tax net operating income	$1,653,000	1,407
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$1,653,000	1,262
Extraordinary gains, net	$0	5
Net income	$1,653,000	1,261
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,653,000	1,261
Net charge-offs	$237,000	546
Cash dividends	$5,052,000	258
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,653,000	1,241
2018-12-31 (YTD Data)		Rank
Total interest income	$28,164,000	1,066
Total interest expense	$3,112,000	1,389
Net interest income	$25,052,000	1,028
Provision for loan and lease losses	$1,463,000	647
Total noninterest income	$7,839,000	817
Gross Fiduciary activities income	$751,000	510
Service charges on deposit accounts	$3,075,000	424
Trading account gains and fees	$0	126
Additional Noninterest Income	$4,013,000	917
Total noninterest expense	$23,511,000	931
Salaries and employee benefits	$12,897,000	953
Premises and equipment expense	$2,874,000	870
Additional noninterest expense	$7,740,000	863
Pre-tax net operating income	$7,917,000	1,228
Securities gains (losses)	$0	1,125
Applicable income taxes	$0	3,978
Income before extraordinary items	$7,917,000	1,098
Extraordinary gains, net	$0	6
Net income	$7,917,000	1,097
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,917,000	1,097
Net charge-offs	$931,000	624
Cash dividends	$5,641,000	672
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$7,917,000	1,094
2018-09-30 (YTD Data)		Rank
Total interest income	$20,953,000	1,062
Total interest expense	$2,157,000	1,415
Net interest income	$18,796,000	1,024
Provision for loan and lease losses	$1,125,000	595
Total noninterest income	$5,818,000	827
Gross Fiduciary activities income	$554,000	512
Service charges on deposit accounts	$2,255,000	431
Trading account gains and fees	$0	138
Additional Noninterest Income	$3,009,000	923
Total noninterest expense	$17,344,000	942
Salaries and employee benefits	$9,590,000	963
Premises and equipment expense	$2,119,000	879
Additional noninterest expense	$5,635,000	879
Pre-tax net operating income	$6,145,000	1,219
Securities gains (losses)	$0	1,118
Applicable income taxes	$0	4,032
Income before extraordinary items	$6,145,000	1,080
Extraordinary gains, net	$0	5
Net income	$6,145,000	1,079
Minority interest net income	$0	66
Net income of bank and minority interests.	$6,145,000	1,079
Net charge-offs	$580,000	654
Cash dividends	$5,225,000	514
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$6,145,000	1,073
2018-06-30 (YTD Data)		Rank
Total interest income	$13,834,000	1,057
Total interest expense	$1,323,000	1,434
Net interest income	$12,511,000	1,029
Provision for loan and lease losses	$750,000	585
Total noninterest income	$3,921,000	822
Gross Fiduciary activities income	$360,000	520
Service charges on deposit accounts	$1,449,000	439
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,112,000	900
Total noninterest expense	$11,366,000	959
Salaries and employee benefits	$6,354,000	965
Premises and equipment expense	$1,398,000	894
Additional noninterest expense	$3,614,000	909
Pre-tax net operating income	$4,316,000	1,149
Securities gains (losses)	$0	961
Applicable income taxes	$0	4,018
Income before extraordinary items	$4,316,000	1,026
Extraordinary gains, net	$0	6
Net income	$4,316,000	1,025
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,316,000	1,025
Net charge-offs	$457,000	555
Cash dividends	$4,879,000	403
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$4,316,000	1,018
2018-03-31 (YTD Data)		Rank
Total interest income	$6,795,000	1,065
Total interest expense	$645,000	1,401
Net interest income	$6,150,000	1,043
Provision for loan and lease losses	$375,000	579
Total noninterest income	$1,970,000	797
Gross Fiduciary activities income	$177,000	534
Service charges on deposit accounts	$707,000	456
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,086,000	879
Total noninterest expense	$5,586,000	980
Salaries and employee benefits	$3,169,000	975
Premises and equipment expense	$682,000	920
Additional noninterest expense	$1,735,000	936
Pre-tax net operating income	$2,159,000	1,133
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$2,159,000	1,010
Extraordinary gains, net	$0	7
Net income	$2,159,000	1,009
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,159,000	1,010
Net charge-offs	$254,000	479
Cash dividends	$4,291,000	232
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$2,159,000	999
2017-12-31 (YTD Data)		Rank
Total interest income	$25,950,000	1,082
Total interest expense	$2,309,000	1,371
Net interest income	$23,641,000	1,060
Provision for loan and lease losses	$1,124,000	823
Total noninterest income	$7,083,000	872
Gross Fiduciary activities income	$722,000	514
Service charges on deposit accounts	$2,548,000	502
Trading account gains and fees	$0	151
Additional Noninterest Income	$3,813,000	980
Total noninterest expense	$23,180,000	927
Salaries and employee benefits	$12,746,000	938
Premises and equipment expense	$2,863,000	854
Additional noninterest expense	$7,571,000	861
Pre-tax net operating income	$6,420,000	1,399
Securities gains (losses)	$64,000	788
Applicable income taxes	$0	4,135
Income before extraordinary items	$6,484,000	1,097
Extraordinary gains, net	$0	9
Net income	$6,484,000	1,097
Minority interest net income	$0	76
Net income of bank and minority interests.	$6,484,000	1,097
Net charge-offs	$1,181,000	613
Cash dividends	$5,350,000	637
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$6,420,000	1,094
2017-09-30 (YTD Data)		Rank
Total interest income	$19,222,000	1,097
Total interest expense	$1,693,000	1,380
Net interest income	$17,529,000	1,069
Provision for loan and lease losses	$644,000	987
Total noninterest income	$5,277,000	894
Gross Fiduciary activities income	$533,000	523
Service charges on deposit accounts	$1,845,000	525
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,899,000	997
Total noninterest expense	$17,385,000	928
Salaries and employee benefits	$9,616,000	937
Premises and equipment expense	$2,109,000	880
Additional noninterest expense	$5,660,000	872
Pre-tax net operating income	$4,777,000	1,418
Securities gains (losses)	$64,000	769
Applicable income taxes	$0	4,172
Income before extraordinary items	$4,841,000	1,189
Extraordinary gains, net	$0	9
Net income	$4,841,000	1,189
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,841,000	1,189
Net charge-offs	$743,000	605
Cash dividends	$4,970,000	512
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$4,777,000	1,185
2017-06-30 (YTD Data)		Rank
Total interest income	$12,650,000	1,098
Total interest expense	$1,095,000	1,386
Net interest income	$11,555,000	1,077
Provision for loan and lease losses	$429,000	949
Total noninterest income	$3,622,000	871
Gross Fiduciary activities income	$350,000	531
Service charges on deposit accounts	$1,193,000	533
Trading account gains and fees	$0	139
Additional Noninterest Income	$2,079,000	944
Total noninterest expense	$11,647,000	928
Salaries and employee benefits	$6,525,000	929
Premises and equipment expense	$1,405,000	882
Additional noninterest expense	$3,717,000	882
Pre-tax net operating income	$3,101,000	1,432
Securities gains (losses)	$64,000	566
Applicable income taxes	$0	4,189
Income before extraordinary items	$3,165,000	1,191
Extraordinary gains, net	$0	11
Net income	$3,165,000	1,190
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,165,000	1,191
Net charge-offs	$344,000	753
Cash dividends	$4,693,000	381
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$3,101,000	1,193
2017-03-31 (YTD Data)		Rank
Total interest income	$6,251,000	1,103
Total interest expense	$522,000	1,418
Net interest income	$5,729,000	1,077
Provision for loan and lease losses	$215,000	893
Total noninterest income	$1,896,000	845
Gross Fiduciary activities income	$174,000	539
Service charges on deposit accounts	$571,000	553
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,151,000	865
Total noninterest expense	$5,906,000	922
Salaries and employee benefits	$3,326,000	920
Premises and equipment expense	$686,000	910
Additional noninterest expense	$1,894,000	858
Pre-tax net operating income	$1,504,000	1,436
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$1,504,000	1,212
Extraordinary gains, net	$0	8
Net income	$1,504,000	1,211
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,504,000	1,212
Net charge-offs	$51,000	1,313
Cash dividends	$4,381,000	219
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,504,000	1,195
2016-12-31 (YTD Data)		Rank
Total interest income	$24,931,000	1,073
Total interest expense	$2,189,000	1,309
Net interest income	$22,742,000	1,045
Provision for loan and lease losses	$600,000	1,295
Total noninterest income	$6,824,000	922
Gross Fiduciary activities income	$700,000	523
Service charges on deposit accounts	$2,268,000	577
Trading account gains and fees	$0	170
Additional Noninterest Income	$3,856,000	1,006
Total noninterest expense	$23,009,000	920
Salaries and employee benefits	$12,982,000	918
Premises and equipment expense	$2,264,000	1,045
Additional noninterest expense	$7,763,000	851
Pre-tax net operating income	$5,957,000	1,403
Securities gains (losses)	$76,000	1,543
Applicable income taxes	$0	4,278
Income before extraordinary items	$6,033,000	1,195
Extraordinary gains, net	$0	5
Net income	$6,033,000	1,194
Minority interest net income	$0	82
Net income of bank and minority interests.	$6,033,000	1,194
Net charge-offs	$408,000	1,238
Cash dividends	$4,776,000	703
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$5,957,000	1,174
2016-09-30 (YTD Data)		Rank
Total interest income	$18,674,000	1,080
Total interest expense	$1,645,000	1,303
Net interest income	$17,029,000	1,054
Provision for loan and lease losses	$450,000	1,227
Total noninterest income	$4,976,000	936
Gross Fiduciary activities income	$516,000	527
Service charges on deposit accounts	$1,695,000	575
Trading account gains and fees	$0	169
Additional Noninterest Income	$2,765,000	1,045
Total noninterest expense	$17,129,000	926
Salaries and employee benefits	$9,684,000	918
Premises and equipment expense	$1,669,000	1,064
Additional noninterest expense	$5,776,000	860
Pre-tax net operating income	$4,426,000	1,438
Securities gains (losses)	$66,000	1,564
Applicable income taxes	$0	4,325
Income before extraordinary items	$4,492,000	1,208
Extraordinary gains, net	$0	5
Net income	$4,492,000	1,208
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,492,000	1,208
Net charge-offs	$331,000	1,062
Cash dividends	$4,429,000	556
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$4,426,000	1,191
2016-06-30 (YTD Data)		Rank
Total interest income	$12,394,000	1,083
Total interest expense	$1,093,000	1,308
Net interest income	$11,301,000	1,055
Provision for loan and lease losses	$300,000	1,234
Total noninterest income	$3,192,000	949
Gross Fiduciary activities income	$333,000	538
Service charges on deposit accounts	$1,109,000	577
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,750,000	1,070
Total noninterest expense	$11,343,000	933
Salaries and employee benefits	$6,423,000	926
Premises and equipment expense	$1,100,000	1,075
Additional noninterest expense	$3,820,000	862
Pre-tax net operating income	$2,850,000	1,460
Securities gains (losses)	$20,000	1,940
Applicable income taxes	$0	4,338
Income before extraordinary items	$2,870,000	1,248
Extraordinary gains, net	$0	16
Net income	$2,870,000	1,248
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,870,000	1,248
Net charge-offs	$47,000	2,186
Cash dividends	$4,118,000	433
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,850,000	1,210
2016-03-31 (YTD Data)		Rank
Total interest income	$6,073,000	1,101
Total interest expense	$543,000	1,308
Net interest income	$5,530,000	1,074
Provision for loan and lease losses	$150,000	1,146
Total noninterest income	$1,560,000	934
Gross Fiduciary activities income	$161,000	551
Service charges on deposit accounts	$544,000	586
Trading account gains and fees	$0	142
Additional Noninterest Income	$855,000	1,047
Total noninterest expense	$5,733,000	918
Salaries and employee benefits	$3,233,000	917
Premises and equipment expense	$536,000	1,110
Additional noninterest expense	$1,964,000	828
Pre-tax net operating income	$1,207,000	1,658
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$1,207,000	1,404
Extraordinary gains, net	$0	12
Net income	$1,207,000	1,405
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,207,000	1,406
Net charge-offs	$26,000	1,827
Cash dividends	$3,564,000	275
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,207,000	1,367
2015-12-31 (YTD Data)		Rank
Total interest income	$24,959,000	1,044
Total interest expense	$2,450,000	1,136
Net interest income	$22,509,000	1,022
Provision for loan and lease losses	$1,125,000	734
Total noninterest income	$6,676,000	920
Gross Fiduciary activities income	$671,000	545
Service charges on deposit accounts	$2,340,000	563
Trading account gains and fees	$0	159
Additional Noninterest Income	$3,665,000	1,016
Total noninterest expense	$21,767,000	948
Salaries and employee benefits	$12,863,000	884
Premises and equipment expense	$2,290,000	1,037
Additional noninterest expense	$6,614,000	997
Pre-tax net operating income	$6,293,000	1,314
Securities gains (losses)	$376,000	456
Applicable income taxes	$0	4,402
Income before extraordinary items	$6,669,000	1,065
Extraordinary gains, net	$0	23
Net income	$6,669,000	1,064
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,669,000	1,065
Net charge-offs	$476,000	1,206
Cash dividends	$5,689,000	593
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$6,293,000	1,095
2015-09-30 (YTD Data)		Rank
Total interest income	$18,720,000	1,046
Total interest expense	$1,891,000	1,122
Net interest income	$16,829,000	1,032
Provision for loan and lease losses	$975,000	614
Total noninterest income	$4,899,000	940
Gross Fiduciary activities income	$476,000	553
Service charges on deposit accounts	$1,735,000	577
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,688,000	1,056
Total noninterest expense	$16,220,000	961
Salaries and employee benefits	$9,684,000	889
Premises and equipment expense	$1,698,000	1,068
Additional noninterest expense	$4,838,000	1,026
Pre-tax net operating income	$4,533,000	1,381
Securities gains (losses)	$302,000	472
Applicable income taxes	$0	4,489
Income before extraordinary items	$4,835,000	1,108
Extraordinary gains, net	$0	21
Net income	$4,835,000	1,106
Minority interest net income	$0	78
Net income of bank and minority interests.	$4,835,000	1,108
Net charge-offs	$319,000	1,160
Cash dividends	$4,997,000	491
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$4,533,000	1,143
2015-06-30 (YTD Data)		Rank
Total interest income	$12,476,000	1,043
Total interest expense	$1,312,000	1,088
Net interest income	$11,164,000	1,037
Provision for loan and lease losses	$750,000	537
Total noninterest income	$3,165,000	960
Gross Fiduciary activities income	$305,000	570
Service charges on deposit accounts	$1,102,000	587
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,758,000	1,063
Total noninterest expense	$10,748,000	970
Salaries and employee benefits	$6,485,000	880
Premises and equipment expense	$1,129,000	1,077
Additional noninterest expense	$3,134,000	1,050
Pre-tax net operating income	$2,831,000	1,446
Securities gains (losses)	$287,000	395
Applicable income taxes	$0	4,497
Income before extraordinary items	$3,118,000	1,127
Extraordinary gains, net	$0	22
Net income	$3,118,000	1,126
Minority interest net income	$0	75
Net income of bank and minority interests.	$3,118,000	1,128
Net charge-offs	$224,000	1,111
Cash dividends	$4,651,000	370
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,831,000	1,200
2015-03-31 (YTD Data)		Rank
Total interest income	$6,236,000	1,042
Total interest expense	$660,000	1,086
Net interest income	$5,576,000	1,032
Provision for loan and lease losses	$375,000	519
Total noninterest income	$1,570,000	941
Gross Fiduciary activities income	$154,000	570
Service charges on deposit accounts	$531,000	595
Trading account gains and fees	$0	152
Additional Noninterest Income	$885,000	1,019
Total noninterest expense	$5,375,000	966
Salaries and employee benefits	$3,272,000	873
Premises and equipment expense	$560,000	1,082
Additional noninterest expense	$1,543,000	1,047
Pre-tax net operating income	$1,396,000	1,422
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$1,396,000	1,208
Extraordinary gains, net	$0	13
Net income	$1,396,000	1,208
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,396,000	1,209
Net charge-offs	$20,000	2,118
Cash dividends	$4,084,000	220
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,396,000	1,172
2014-12-31 (YTD Data)		Rank
Total interest income	$25,447,000	1,004
Total interest expense	$2,879,000	1,037
Net interest income	$22,568,000	992
Provision for loan and lease losses	$1,500,000	609
Total noninterest income	$6,839,000	883
Gross Fiduciary activities income	$768,000	524
Service charges on deposit accounts	$2,481,000	550
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,590,000	972
Total noninterest expense	$21,533,000	940
Salaries and employee benefits	$12,829,000	852
Premises and equipment expense	$2,359,000	1,022
Additional noninterest expense	$6,345,000	1,039
Pre-tax net operating income	$6,374,000	1,251
Securities gains (losses)	$736,000	278
Applicable income taxes	$0	4,531
Income before extraordinary items	$7,110,000	937
Extraordinary gains, net	$0	17
Net income	$7,110,000	936
Minority interest net income	$0	84
Net income of bank and minority interests.	$7,110,000	936
Net charge-offs	$457,000	1,565
Cash dividends	$4,706,000	635
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$6,374,000	1,018
2014-09-30 (YTD Data)		Rank
Total interest income	$19,039,000	1,012
Total interest expense	$2,179,000	1,036
Net interest income	$16,860,000	1,002
Provision for loan and lease losses	$1,125,000	597
Total noninterest income	$5,141,000	871
Gross Fiduciary activities income	$582,000	519
Service charges on deposit accounts	$1,843,000	552
Trading account gains and fees	$0	174
Additional Noninterest Income	$2,716,000	978
Total noninterest expense	$16,144,000	933
Salaries and employee benefits	$9,560,000	860
Premises and equipment expense	$1,840,000	992
Additional noninterest expense	$4,744,000	1,035
Pre-tax net operating income	$4,732,000	1,272
Securities gains (losses)	$-8,000	6,123
Applicable income taxes	$0	4,583
Income before extraordinary items	$4,724,000	1,056
Extraordinary gains, net	$0	15
Net income	$4,724,000	1,055
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,724,000	1,055
Net charge-offs	$409,000	1,332
Cash dividends	$4,395,000	497
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$4,732,000	1,034
2014-06-30 (YTD Data)		Rank
Total interest income	$12,530,000	1,018
Total interest expense	$1,462,000	1,033
Net interest income	$11,068,000	1,016
Provision for loan and lease losses	$750,000	594
Total noninterest income	$3,369,000	870
Gross Fiduciary activities income	$369,000	527
Service charges on deposit accounts	$1,170,000	569
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,830,000	955
Total noninterest expense	$10,639,000	944
Salaries and employee benefits	$6,358,000	858
Premises and equipment expense	$1,246,000	983
Additional noninterest expense	$3,035,000	1,070
Pre-tax net operating income	$3,048,000	1,273
Securities gains (losses)	$-11,000	6,304
Applicable income taxes	$0	4,568
Income before extraordinary items	$3,037,000	1,057
Extraordinary gains, net	$0	20
Net income	$3,037,000	1,057
Minority interest net income	$0	80
Net income of bank and minority interests.	$3,037,000	1,058
Net charge-offs	$622,000	725
Cash dividends	$4,118,000	363
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$3,048,000	1,039
2014-03-31 (YTD Data)		Rank
Total interest income	$6,165,000	1,037
Total interest expense	$730,000	1,040
Net interest income	$5,435,000	1,032
Provision for loan and lease losses	$375,000	572
Total noninterest income	$1,596,000	865
Gross Fiduciary activities income	$177,000	540
Service charges on deposit accounts	$569,000	577
Trading account gains and fees	$0	147
Additional Noninterest Income	$850,000	959
Total noninterest expense	$5,304,000	956
Salaries and employee benefits	$3,182,000	871
Premises and equipment expense	$665,000	952
Additional noninterest expense	$1,457,000	1,100
Pre-tax net operating income	$1,352,000	1,376
Securities gains (losses)	$13,000	1,084
Applicable income taxes	$0	4,445
Income before extraordinary items	$1,365,000	1,132
Extraordinary gains, net	$0	16
Net income	$1,365,000	1,133
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,365,000	1,133
Net charge-offs	$116,000	1,278
Cash dividends	$3,634,000	206
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,352,000	1,125
2013-12-31 (YTD Data)		Rank
Total interest income	$25,598,000	991
Total interest expense	$3,192,000	1,055
Net interest income	$22,406,000	970
Provision for loan and lease losses	$1,400,000	835
Total noninterest income	$5,946,000	994
Gross Fiduciary activities income	$739,000	522
Service charges on deposit accounts	$2,435,000	565
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,772,000	1,200
Total noninterest expense	$21,367,000	955
Salaries and employee benefits	$12,546,000	858
Premises and equipment expense	$2,366,000	1,010
Additional noninterest expense	$6,455,000	1,045
Pre-tax net operating income	$5,585,000	1,315
Securities gains (losses)	$-5,000	6,182
Applicable income taxes	$0	4,631
Income before extraordinary items	$5,580,000	1,106
Extraordinary gains, net	$0	29
Net income	$5,580,000	1,109
Minority interest net income	$0	90
Net income of bank and minority interests.	$5,580,000	1,109
Net charge-offs	$836,000	1,441
Cash dividends	$4,360,000	634
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$5,585,000	1,083
2013-09-30 (YTD Data)		Rank
Total interest income	$19,195,000	1,000
Total interest expense	$2,437,000	1,069
Net interest income	$16,758,000	981
Provision for loan and lease losses	$1,025,000	861
Total noninterest income	$4,643,000	990
Gross Fiduciary activities income	$548,000	521
Service charges on deposit accounts	$1,829,000	564
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,266,000	1,168
Total noninterest expense	$16,208,000	945
Salaries and employee benefits	$9,472,000	856
Premises and equipment expense	$1,841,000	985
Additional noninterest expense	$4,895,000	1,036
Pre-tax net operating income	$4,168,000	1,347
Securities gains (losses)	$-5,000	6,429
Applicable income taxes	$0	4,713
Income before extraordinary items	$4,163,000	1,116
Extraordinary gains, net	$0	25
Net income	$4,163,000	1,118
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,163,000	1,118
Net charge-offs	$451,000	1,701
Cash dividends	$4,083,000	496
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$4,168,000	1,094
2013-06-30 (YTD Data)		Rank
Total interest income	$12,812,000	990
Total interest expense	$1,658,000	1,075
Net interest income	$11,154,000	965
Provision for loan and lease losses	$750,000	835
Total noninterest income	$3,174,000	973
Gross Fiduciary activities income	$364,000	528
Service charges on deposit accounts	$1,169,000	567
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,641,000	1,128
Total noninterest expense	$10,774,000	943
Salaries and employee benefits	$6,289,000	866
Premises and equipment expense	$1,193,000	1,004
Additional noninterest expense	$3,292,000	1,016
Pre-tax net operating income	$2,804,000	1,311
Securities gains (losses)	$-5,000	6,590
Applicable income taxes	$0	4,679
Income before extraordinary items	$2,799,000	1,104
Extraordinary gains, net	$0	22
Net income	$2,799,000	1,105
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,799,000	1,107
Net charge-offs	$201,000	2,097
Cash dividends	$3,807,000	372
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$2,804,000	1,063
2013-03-31 (YTD Data)		Rank
Total interest income	$6,461,000	980
Total interest expense	$850,000	1,085
Net interest income	$5,611,000	954
Provision for loan and lease losses	$375,000	844
Total noninterest income	$1,586,000	986
Gross Fiduciary activities income	$180,000	541
Service charges on deposit accounts	$562,000	589
Trading account gains and fees	$0	148
Additional Noninterest Income	$844,000	1,107
Total noninterest expense	$5,333,000	962
Salaries and employee benefits	$3,141,000	874
Premises and equipment expense	$591,000	1,039
Additional noninterest expense	$1,601,000	1,054
Pre-tax net operating income	$1,489,000	1,220
Securities gains (losses)	$-5,000	6,741
Applicable income taxes	$0	4,602
Income before extraordinary items	$1,484,000	1,030
Extraordinary gains, net	$0	10
Net income	$1,484,000	1,029
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,484,000	1,032
Net charge-offs	$44,000	2,511
Cash dividends	$3,530,000	192
Sale, conversion, retirement of capital stock, net	$5,000,000	17
Net operating income	$1,489,000	971
2012-12-31 (YTD Data)		Rank
Total interest income	$24,440,000	1,095
Total interest expense	$3,626,000	1,238
Net interest income	$20,814,000	1,057
Provision for loan and lease losses	$1,200,000	1,554
Total noninterest income	$5,662,000	1,050
Gross Fiduciary activities income	$699,000	533
Service charges on deposit accounts	$1,944,000	736
Trading account gains and fees	$0	166
Additional Noninterest Income	$3,019,000	1,157
Total noninterest expense	$19,325,000	1,036
Salaries and employee benefits	$11,129,000	934
Premises and equipment expense	$2,217,000	1,074
Additional noninterest expense	$5,979,000	1,162
Pre-tax net operating income	$5,951,000	1,189
Securities gains (losses)	$350,000	1,226
Applicable income taxes	$0	4,751
Income before extraordinary items	$6,301,000	962
Extraordinary gains, net	$0	29
Net income	$6,301,000	962
Minority interest net income	$0	93
Net income of bank and minority interests.	$6,301,000	962
Net charge-offs	$1,957,000	1,181
Cash dividends	$2,589,000	985
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$5,951,000	961
2012-09-30 (YTD Data)		Rank
Total interest income	$18,174,000	1,129
Total interest expense	$2,749,000	1,281
Net interest income	$15,425,000	1,078
Provision for loan and lease losses	$900,000	1,552
Total noninterest income	$4,123,000	1,069
Gross Fiduciary activities income	$522,000	534
Service charges on deposit accounts	$1,418,000	761
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,183,000	1,180
Total noninterest expense	$14,091,000	1,060
Salaries and employee benefits	$8,153,000	955
Premises and equipment expense	$1,587,000	1,125
Additional noninterest expense	$4,351,000	1,184
Pre-tax net operating income	$4,557,000	1,180
Securities gains (losses)	$299,000	1,125
Applicable income taxes	$0	4,802
Income before extraordinary items	$4,856,000	951
Extraordinary gains, net	$0	20
Net income	$4,856,000	951
Minority interest net income	$0	86
Net income of bank and minority interests.	$4,856,000	951
Net charge-offs	$1,357,000	1,203
Cash dividends	$2,381,000	674
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$4,557,000	958
2012-06-30 (YTD Data)		Rank
Total interest income	$12,176,000	1,123
Total interest expense	$1,850,000	1,313
Net interest income	$10,326,000	1,081
Provision for loan and lease losses	$600,000	1,572
Total noninterest income	$2,699,000	1,070
Gross Fiduciary activities income	$345,000	541
Service charges on deposit accounts	$940,000	757
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,414,000	1,184
Total noninterest expense	$9,422,000	1,055
Salaries and employee benefits	$5,452,000	956
Premises and equipment expense	$1,055,000	1,130
Additional noninterest expense	$2,915,000	1,184
Pre-tax net operating income	$3,003,000	1,186
Securities gains (losses)	$0	3,178
Applicable income taxes	$0	4,770
Income before extraordinary items	$3,003,000	1,010
Extraordinary gains, net	$0	19
Net income	$3,003,000	1,010
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,003,000	1,010
Net charge-offs	$583,000	1,627
Cash dividends	$2,104,000	499
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$3,003,000	952
2012-03-31 (YTD Data)		Rank
Total interest income	$6,115,000	1,129
Total interest expense	$941,000	1,341
Net interest income	$5,174,000	1,071
Provision for loan and lease losses	$300,000	1,500
Total noninterest income	$1,343,000	1,055
Gross Fiduciary activities income	$165,000	555
Service charges on deposit accounts	$472,000	747
Trading account gains and fees	$0	148
Additional Noninterest Income	$706,000	1,169
Total noninterest expense	$4,609,000	1,084
Salaries and employee benefits	$2,693,000	964
Premises and equipment expense	$517,000	1,159
Additional noninterest expense	$1,399,000	1,209
Pre-tax net operating income	$1,608,000	1,093
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$1,608,000	929
Extraordinary gains, net	$0	19
Net income	$1,608,000	930
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,608,000	930
Net charge-offs	$123,000	2,278
Cash dividends	$1,661,000	313
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,608,000	881
2011-12-31 (YTD Data)		Rank
Total interest income	$25,424,000	1,111
Total interest expense	$4,403,000	1,381
Net interest income	$21,021,000	1,053
Provision for loan and lease losses	$1,828,000	1,662
Total noninterest income	$5,140,000	1,024
Gross Fiduciary activities income	$627,000	516
Service charges on deposit accounts	$2,219,000	666
Trading account gains and fees	$0	146
Additional Noninterest Income	$2,294,000	1,238
Total noninterest expense	$18,259,000	1,075
Salaries and employee benefits	$10,288,000	956
Premises and equipment expense	$2,213,000	1,126
Additional noninterest expense	$5,758,000	1,213
Pre-tax net operating income	$6,074,000	990
Securities gains (losses)	$-68,000	7,056
Applicable income taxes	$0	4,719
Income before extraordinary items	$6,006,000	832
Extraordinary gains, net	$0	29
Net income	$6,006,000	830
Minority interest net income	$0	96
Net income of bank and minority interests.	$6,006,000	832
Net charge-offs	$1,818,000	1,650
Cash dividends	$2,630,000	742
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$6,074,000	796
2011-09-30 (YTD Data)		Rank
Total interest income	$19,027,000	1,131
Total interest expense	$3,417,000	1,386
Net interest income	$15,610,000	1,076
Provision for loan and lease losses	$1,624,000	1,435
Total noninterest income	$3,730,000	1,056
Gross Fiduciary activities income	$476,000	510
Service charges on deposit accounts	$1,612,000	685
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,642,000	1,262
Total noninterest expense	$13,699,000	1,075
Salaries and employee benefits	$7,708,000	957
Premises and equipment expense	$1,572,000	1,207
Additional noninterest expense	$4,419,000	1,174
Pre-tax net operating income	$4,017,000	1,144
Securities gains (losses)	$-71,000	7,190
Applicable income taxes	$0	4,740
Income before extraordinary items	$3,946,000	978
Extraordinary gains, net	$0	21
Net income	$3,946,000	975
Minority interest net income	$0	87
Net income of bank and minority interests.	$3,946,000	978
Net charge-offs	$1,424,000	1,548
Cash dividends	$2,353,000	559
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$4,017,000	910
2011-06-30 (YTD Data)		Rank
Total interest income	$12,647,000	1,147
Total interest expense	$2,375,000	1,379
Net interest income	$10,272,000	1,086
Provision for loan and lease losses	$1,500,000	1,115
Total noninterest income	$2,290,000	1,109
Gross Fiduciary activities income	$309,000	522
Service charges on deposit accounts	$998,000	729
Trading account gains and fees	$0	153
Additional Noninterest Income	$983,000	1,357
Total noninterest expense	$9,155,000	1,094
Salaries and employee benefits	$5,095,000	967
Premises and equipment expense	$1,028,000	1,250
Additional noninterest expense	$3,032,000	1,168
Pre-tax net operating income	$1,907,000	1,517
Securities gains (losses)	$-17,000	7,113
Applicable income taxes	$0	4,697
Income before extraordinary items	$1,890,000	1,331
Extraordinary gains, net	$0	15
Net income	$1,890,000	1,331
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,890,000	1,331
Net charge-offs	$705,000	1,793
Cash dividends	$2,076,000	413
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,907,000	1,254
2011-03-31 (YTD Data)		Rank
Total interest income	$6,253,000	1,172
Total interest expense	$1,190,000	1,429
Net interest income	$5,063,000	1,095
Provision for loan and lease losses	$750,000	1,063
Total noninterest income	$1,123,000	1,116
Gross Fiduciary activities income	$152,000	527
Service charges on deposit accounts	$475,000	753
Trading account gains and fees	$0	158
Additional Noninterest Income	$496,000	1,351
Total noninterest expense	$4,627,000	1,086
Salaries and employee benefits	$2,569,000	970
Premises and equipment expense	$527,000	1,247
Additional noninterest expense	$1,531,000	1,164
Pre-tax net operating income	$809,000	1,764
Securities gains (losses)	$-18,000	7,231
Applicable income taxes	$0	4,545
Income before extraordinary items	$791,000	1,499
Extraordinary gains, net	$0	9
Net income	$791,000	1,499
Minority interest net income	$0	86
Net income of bank and minority interests.	$791,000	1,499
Net charge-offs	$341,000	1,637
Cash dividends	$1,661,000	251
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$809,000	1,425
2010-12-31 (YTD Data)		Rank
Total interest income	$25,833,000	1,201
Total interest expense	$5,001,000	1,663
Net interest income	$20,832,000	1,067
Provision for loan and lease losses	$3,530,000	1,450
Total noninterest income	$5,503,000	1,006
Gross Fiduciary activities income	$638,000	502
Service charges on deposit accounts	$2,158,000	698
Trading account gains and fees	$0	175
Additional Noninterest Income	$2,707,000	1,132
Total noninterest expense	$18,402,000	1,083
Salaries and employee benefits	$10,184,000	957
Premises and equipment expense	$1,905,000	1,348
Additional noninterest expense	$6,313,000	1,174
Pre-tax net operating income	$4,403,000	1,148
Securities gains (losses)	$-215,000	7,317
Applicable income taxes	$0	4,655
Income before extraordinary items	$4,188,000	1,031
Extraordinary gains, net	$0	29
Net income	$4,188,000	1,032
Minority interest net income	$0	111
Net income of bank and minority interests.	$4,188,000	1,034
Net charge-offs	$5,298,000	961
Cash dividends	$2,492,000	672
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$4,403,000	950
2010-09-30 (YTD Data)		Rank
Total interest income	$19,418,000	1,214
Total interest expense	$3,757,000	1,703
Net interest income	$15,661,000	1,069
Provision for loan and lease losses	$3,030,000	1,258
Total noninterest income	$3,844,000	1,039
Gross Fiduciary activities income	$487,000	494
Service charges on deposit accounts	$1,679,000	681
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,678,000	1,248
Total noninterest expense	$13,820,000	1,062
Salaries and employee benefits	$7,741,000	935
Premises and equipment expense	$1,353,000	1,440
Additional noninterest expense	$4,726,000	1,152
Pre-tax net operating income	$2,655,000	1,479
Securities gains (losses)	$-85,000	7,382
Applicable income taxes	$0	4,726
Income before extraordinary items	$2,570,000	1,293
Extraordinary gains, net	$0	23
Net income	$2,570,000	1,297
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,570,000	1,297
Net charge-offs	$5,094,000	773
Cash dividends	$2,492,000	444
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$2,655,000	1,208
2010-06-30 (YTD Data)		Rank
Total interest income	$12,871,000	1,232
Total interest expense	$2,470,000	1,786
Net interest income	$10,401,000	1,074
Provision for loan and lease losses	$1,800,000	1,356
Total noninterest income	$2,463,000	1,058
Gross Fiduciary activities income	$307,000	512
Service charges on deposit accounts	$1,086,000	705
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,070,000	1,232
Total noninterest expense	$9,124,000	1,077
Salaries and employee benefits	$5,205,000	938
Premises and equipment expense	$892,000	1,473
Additional noninterest expense	$3,027,000	1,177
Pre-tax net operating income	$1,940,000	1,338
Securities gains (losses)	$135,000	1,214
Applicable income taxes	$0	4,691
Income before extraordinary items	$2,075,000	1,083
Extraordinary gains, net	$0	19
Net income	$2,075,000	1,085
Minority interest net income	$0	105
Net income of bank and minority interests.	$2,075,000	1,084
Net charge-offs	$2,960,000	839
Cash dividends	$2,492,000	289
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,940,000	1,104
2010-03-31 (YTD Data)		Rank
Total interest income	$6,350,000	1,271
Total interest expense	$1,174,000	1,950
Net interest income	$5,176,000	1,089
Provision for loan and lease losses	$900,000	1,245
Total noninterest income	$1,129,000	1,104
Gross Fiduciary activities income	$160,000	516
Service charges on deposit accounts	$467,000	834
Trading account gains and fees	$0	175
Additional Noninterest Income	$502,000	1,296
Total noninterest expense	$4,425,000	1,131
Salaries and employee benefits	$2,600,000	942
Premises and equipment expense	$421,000	1,607
Additional noninterest expense	$1,404,000	1,259
Pre-tax net operating income	$980,000	1,328
Securities gains (losses)	$140,000	652
Applicable income taxes	$0	4,611
Income before extraordinary items	$1,120,000	978
Extraordinary gains, net	$0	16
Net income	$1,120,000	982
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,120,000	982
Net charge-offs	$2,761,000	514
Cash dividends	$2,492,000	148
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$980,000	1,075
2009-12-31 (YTD Data)		Rank
Total interest income	$26,341,000	1,309
Total interest expense	$5,543,000	2,052
Net interest income	$20,798,000	1,055
Provision for loan and lease losses	$3,300,000	1,856
Total noninterest income	$5,061,000	1,089
Gross Fiduciary activities income	$614,000	505
Service charges on deposit accounts	$2,109,000	816
Trading account gains and fees	$0	211
Additional Noninterest Income	$2,338,000	1,226
Total noninterest expense	$17,114,000	1,221
Salaries and employee benefits	$9,640,000	1,022
Premises and equipment expense	$1,494,000	1,814
Additional noninterest expense	$5,980,000	1,266
Pre-tax net operating income	$5,445,000	781
Securities gains (losses)	$199,000	1,555
Applicable income taxes	$0	4,388
Income before extraordinary items	$5,644,000	594
Extraordinary gains, net	$0	34
Net income	$5,644,000	594
Minority interest net income	$0	115
Net income of bank and minority interests.	$5,644,000	595
Net charge-offs	$701,000	3,345
Cash dividends	$4,291,000	412
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$5,445,000	621
2009-09-30 (YTD Data)		Rank
Total interest income	$19,769,000	1,324
Total interest expense	$4,358,000	2,058
Net interest income	$15,411,000	1,069
Provision for loan and lease losses	$2,400,000	1,704
Total noninterest income	$3,822,000	1,088
Gross Fiduciary activities income	$464,000	491
Service charges on deposit accounts	$1,585,000	812
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,773,000	1,250
Total noninterest expense	$12,708,000	1,218
Salaries and employee benefits	$7,184,000	1,037
Premises and equipment expense	$1,089,000	1,867
Additional noninterest expense	$4,435,000	1,256
Pre-tax net operating income	$4,125,000	818
Securities gains (losses)	$-324,000	7,671
Applicable income taxes	$0	4,592
Income before extraordinary items	$3,801,000	707
Extraordinary gains, net	$0	27
Net income	$3,801,000	708
Minority interest net income	$0	118
Net income of bank and minority interests.	$3,801,000	709
Net charge-offs	$477,000	3,115
Cash dividends	$4,083,000	305
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$4,125,000	644
2009-06-30 (YTD Data)		Rank
Total interest income	$13,200,000	1,350
Total interest expense	$3,057,000	2,062
Net interest income	$10,143,000	1,082
Provision for loan and lease losses	$1,500,000	1,645
Total noninterest income	$2,649,000	1,061
Gross Fiduciary activities income	$301,000	505
Service charges on deposit accounts	$1,055,000	797
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,293,000	1,197
Total noninterest expense	$8,332,000	1,253
Salaries and employee benefits	$4,759,000	1,065
Premises and equipment expense	$710,000	1,940
Additional noninterest expense	$2,863,000	1,299
Pre-tax net operating income	$2,960,000	788
Securities gains (losses)	$-62,000	7,626
Applicable income taxes	$0	4,657
Income before extraordinary items	$2,898,000	633
Extraordinary gains, net	$0	21
Net income	$2,898,000	632
Minority interest net income	$0	112
Net income of bank and minority interests.	$2,898,000	634
Net charge-offs	$361,000	2,718
Cash dividends	$3,876,000	231
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$2,960,000	596
2009-03-31 (YTD Data)		Rank
Total interest income	$6,711,000	1,354
Total interest expense	$1,622,000	2,030
Net interest income	$5,089,000	1,071
Provision for loan and lease losses	$600,000	1,587
Total noninterest income	$1,295,000	1,046
Gross Fiduciary activities income	$159,000	497
Service charges on deposit accounts	$505,000	803
Trading account gains and fees	$0	171
Additional Noninterest Income	$631,000	1,192
Total noninterest expense	$3,909,000	1,282
Salaries and employee benefits	$2,411,000	1,049
Premises and equipment expense	$355,000	1,976
Additional noninterest expense	$1,143,000	1,427
Pre-tax net operating income	$1,875,000	658
Securities gains (losses)	$-11,000	7,833
Applicable income taxes	$0	4,835
Income before extraordinary items	$1,864,000	533
Extraordinary gains, net	$0	15
Net income	$1,864,000	532
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,864,000	536
Net charge-offs	$92,000	2,958
Cash dividends	$3,045,000	140
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,875,000	489
2008-12-31 (YTD Data)		Rank
Total interest income	$28,473,000	1,362
Total interest expense	$9,792,000	1,659
Net interest income	$18,681,000	1,189
Provision for loan and lease losses	$901,000	2,866
Total noninterest income	$7,377,000	762
Gross Fiduciary activities income	$681,000	502
Service charges on deposit accounts	$2,245,000	784
Trading account gains and fees	$0	154
Additional Noninterest Income	$4,451,000	721
Total noninterest expense	$14,965,000	1,308
Salaries and employee benefits	$8,679,000	1,142
Premises and equipment expense	$1,419,000	1,927
Additional noninterest expense	$4,867,000	1,296
Pre-tax net operating income	$10,192,000	525
Securities gains (losses)	$-4,005,000	8,041
Applicable income taxes	$0	4,979
Income before extraordinary items	$6,187,000	654
Extraordinary gains, net	$0	39
Net income	$6,187,000	654
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$423,000	3,032
Cash dividends	$2,845,000	968
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$10,192,000	399
2008-09-30 (YTD Data)		Rank
Total interest income	$21,408,000	1,387
Total interest expense	$7,566,000	1,666
Net interest income	$13,842,000	1,226
Provision for loan and lease losses	$600,000	2,479
Total noninterest income	$6,311,000	716
Gross Fiduciary activities income	$516,000	502
Service charges on deposit accounts	$1,679,000	790
Trading account gains and fees	$0	148
Additional Noninterest Income	$4,116,000	642
Total noninterest expense	$10,788,000	1,334
Salaries and employee benefits	$6,384,000	1,189
Premises and equipment expense	$1,064,000	1,919
Additional noninterest expense	$3,340,000	1,346
Pre-tax net operating income	$8,765,000	572
Securities gains (losses)	$-2,158,000	8,074
Applicable income taxes	$0	5,372
Income before extraordinary items	$6,607,000	551
Extraordinary gains, net	$0	31
Net income	$6,607,000	550
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$188,000	3,131
Cash dividends	$2,422,000	866
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$8,765,000	438
2008-06-30 (YTD Data)		Rank
Total interest income	$14,442,000	1,382
Total interest expense	$5,298,000	1,655
Net interest income	$9,144,000	1,223
Provision for loan and lease losses	$300,000	2,524
Total noninterest income	$5,018,000	635
Gross Fiduciary activities income	$334,000	520
Service charges on deposit accounts	$1,086,000	795
Trading account gains and fees	$0	149
Additional Noninterest Income	$3,598,000	543
Total noninterest expense	$6,919,000	1,388
Salaries and employee benefits	$4,210,000	1,223
Premises and equipment expense	$643,000	2,097
Additional noninterest expense	$2,066,000	1,416
Pre-tax net operating income	$6,943,000	519
Securities gains (losses)	$-1,036,000	8,377
Applicable income taxes	$0	5,627
Income before extraordinary items	$5,907,000	469
Extraordinary gains, net	$0	21
Net income	$5,907,000	468
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$103,000	2,994
Cash dividends	$2,422,000	675
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$6,943,000	388
2008-03-31 (YTD Data)		Rank
Total interest income	$7,482,000	1,378
Total interest expense	$2,965,000	1,583
Net interest income	$4,517,000	1,224
Provision for loan and lease losses	$150,000	2,123
Total noninterest income	$2,774,000	599
Gross Fiduciary activities income	$173,000	521
Service charges on deposit accounts	$526,000	816
Trading account gains and fees	$0	158
Additional Noninterest Income	$2,075,000	495
Total noninterest expense	$3,432,000	1,391
Salaries and employee benefits	$2,083,000	1,255
Premises and equipment expense	$319,000	2,135
Additional noninterest expense	$1,030,000	1,395
Pre-tax net operating income	$3,709,000	532
Securities gains (losses)	$-1,036,000	8,463
Applicable income taxes	$0	5,622
Income before extraordinary items	$2,673,000	567
Extraordinary gains, net	$0	15
Net income	$2,673,000	568
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	2,776
Cash dividends	$1,800,000	472
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$3,709,000	384
2007-12-31 (YTD Data)		Rank
Total interest income	$28,652,000	1,500
Total interest expense	$14,082,000	1,418
Net interest income	$14,570,000	1,559
Provision for loan and lease losses	$330,000	3,017
Total noninterest income	$4,750,000	1,146
Gross Fiduciary activities income	$679,000	521
Service charges on deposit accounts	$2,212,000	807
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,859,000	1,427
Total noninterest expense	$12,538,000	1,471
Salaries and employee benefits	$7,615,000	1,318
Premises and equipment expense	$1,044,000	2,467
Additional noninterest expense	$3,879,000	1,430
Pre-tax net operating income	$6,452,000	1,304
Securities gains (losses)	$-1,698,000	8,452
Applicable income taxes	$-54,000	7,941
Income before extraordinary items	$4,808,000	1,336
Extraordinary gains, net	$0	39
Net income	$4,808,000	1,336
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$243,000	2,573
Cash dividends	$3,891,000	949
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$6,506,000	989
2007-09-30 (YTD Data)		Rank
Total interest income	$20,860,000	1,553
Total interest expense	$10,358,000	1,447
Net interest income	$10,502,000	1,619
Provision for loan and lease losses	$180,000	3,151
Total noninterest income	$3,532,000	1,142
Gross Fiduciary activities income	$505,000	524
Service charges on deposit accounts	$1,635,000	799
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,392,000	1,450
Total noninterest expense	$9,183,000	1,489
Salaries and employee benefits	$5,667,000	1,323
Premises and equipment expense	$810,000	2,387
Additional noninterest expense	$2,706,000	1,499
Pre-tax net operating income	$4,671,000	1,453
Securities gains (losses)	$-79,000	8,253
Applicable income taxes	$-26,000	8,100
Income before extraordinary items	$4,618,000	1,136
Extraordinary gains, net	$0	33
Net income	$4,618,000	1,133
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$104,000	2,771
Cash dividends	$3,476,000	776
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$4,697,000	1,095
2007-06-30 (YTD Data)		Rank
Total interest income	$13,342,000	1,636
Total interest expense	$6,565,000	1,527
Net interest income	$6,777,000	1,699
Provision for loan and lease losses	$120,000	2,960
Total noninterest income	$2,327,000	1,186
Gross Fiduciary activities income	$322,000	540
Service charges on deposit accounts	$1,086,000	816
Trading account gains and fees	$0	168
Additional Noninterest Income	$919,000	1,475
Total noninterest expense	$5,963,000	1,538
Salaries and employee benefits	$3,717,000	1,368
Premises and equipment expense	$521,000	2,481
Additional noninterest expense	$1,725,000	1,569
Pre-tax net operating income	$3,021,000	1,537
Securities gains (losses)	$-79,000	8,369
Applicable income taxes	$-26,000	8,225
Income before extraordinary items	$2,968,000	1,206
Extraordinary gains, net	$0	29
Net income	$2,968,000	1,205
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	2,815
Cash dividends	$2,561,000	728
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$3,047,000	1,152
2007-03-31 (YTD Data)		Rank
Total interest income	$6,478,000	1,667
Total interest expense	$3,152,000	1,578
Net interest income	$3,326,000	1,730
Provision for loan and lease losses	$60,000	2,747
Total noninterest income	$1,087,000	1,221
Gross Fiduciary activities income	$158,000	553
Service charges on deposit accounts	$486,000	887
Trading account gains and fees	$0	195
Additional Noninterest Income	$443,000	1,488
Total noninterest expense	$2,961,000	1,551
Salaries and employee benefits	$1,858,000	1,388
Premises and equipment expense	$256,000	2,532
Additional noninterest expense	$847,000	1,578
Pre-tax net operating income	$1,392,000	1,647
Securities gains (losses)	$-79,000	8,534
Applicable income taxes	$-26,000	8,330
Income before extraordinary items	$1,339,000	1,311
Extraordinary gains, net	$0	22
Net income	$1,339,000	1,311
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	2,389
Cash dividends	$2,007,000	444
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$1,418,000	1,225
2006-12-31 (YTD Data)		Rank
Total interest income	$24,059,000	1,677
Total interest expense	$11,806,000	1,420
Net interest income	$12,253,000	1,893
Provision for loan and lease losses	$255,000	3,055
Total noninterest income	$4,900,000	1,109
Gross Fiduciary activities income	$649,000	523
Service charges on deposit accounts	$1,978,000	897
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,273,000	1,230
Total noninterest expense	$10,946,000	1,618
Salaries and employee benefits	$6,507,000	1,523
Premises and equipment expense	$907,000	2,699
Additional noninterest expense	$3,532,000	1,493
Pre-tax net operating income	$5,952,000	1,617
Securities gains (losses)	$-89,000	8,161
Applicable income taxes	$5,000	6,317
Income before extraordinary items	$5,858,000	1,245
Extraordinary gains, net	$0	51
Net income	$5,858,000	1,246
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$327,000	1,559
Cash dividends	$2,865,000	1,171
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$5,947,000	1,220
2006-09-30 (YTD Data)		Rank
Total interest income	$17,712,000	1,693
Total interest expense	$8,667,000	1,406
Net interest income	$9,045,000	1,940
Provision for loan and lease losses	$255,000	2,423
Total noninterest income	$3,787,000	1,095
Gross Fiduciary activities income	$493,000	517
Service charges on deposit accounts	$1,473,000	905
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,821,000	1,178
Total noninterest expense	$8,044,000	1,661
Salaries and employee benefits	$4,725,000	1,575
Premises and equipment expense	$691,000	2,674
Additional noninterest expense	$2,628,000	1,507
Pre-tax net operating income	$4,533,000	1,636
Securities gains (losses)	$-33,000	8,024
Applicable income taxes	$0	6,687
Income before extraordinary items	$4,500,000	1,258
Extraordinary gains, net	$0	45
Net income	$4,500,000	1,258
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$216,000	1,444
Cash dividends	$2,450,000	976
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$4,533,000	1,232
2006-06-30 (YTD Data)		Rank
Total interest income	$11,559,000	1,691
Total interest expense	$5,585,000	1,387
Net interest income	$5,974,000	1,959
Provision for loan and lease losses	$180,000	2,262
Total noninterest income	$2,552,000	1,088
Gross Fiduciary activities income	$316,000	533
Service charges on deposit accounts	$966,000	907
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,270,000	1,137
Total noninterest expense	$5,269,000	1,697
Salaries and employee benefits	$3,099,000	1,604
Premises and equipment expense	$450,000	2,720
Additional noninterest expense	$1,720,000	1,541
Pre-tax net operating income	$3,077,000	1,611
Securities gains (losses)	$-33,000	8,240
Applicable income taxes	$0	6,706
Income before extraordinary items	$3,044,000	1,229
Extraordinary gains, net	$0	39
Net income	$3,044,000	1,230
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$148,000	1,348
Cash dividends	$2,450,000	695
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$3,077,000	1,200
2006-03-31 (YTD Data)		Rank
Total interest income	$5,536,000	1,720
Total interest expense	$2,578,000	1,427
Net interest income	$2,958,000	1,964
Provision for loan and lease losses	$105,000	1,911
Total noninterest income	$1,373,000	1,005
Gross Fiduciary activities income	$169,000	518
Service charges on deposit accounts	$467,000	906
Trading account gains and fees	$0	115
Additional Noninterest Income	$737,000	1,005
Total noninterest expense	$2,551,000	1,749
Salaries and employee benefits	$1,539,000	1,616
Premises and equipment expense	$219,000	2,795
Additional noninterest expense	$793,000	1,650
Pre-tax net operating income	$1,675,000	1,473
Securities gains (losses)	$-23,000	8,408
Applicable income taxes	$0	6,588
Income before extraordinary items	$1,652,000	1,127
Extraordinary gains, net	$0	21
Net income	$1,652,000	1,126
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	1,405
Cash dividends	$1,950,000	445
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,675,000	1,099
2005-12-31 (YTD Data)		Rank
Total interest income	$19,463,000	1,723
Total interest expense	$8,010,000	1,417
Net interest income	$11,453,000	1,935
Provision for loan and lease losses	$420,000	2,180
Total noninterest income	$5,215,000	1,055
Gross Fiduciary activities income	$647,000	513
Service charges on deposit accounts	$1,893,000	910
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,675,000	1,103
Total noninterest expense	$9,743,000	1,745
Salaries and employee benefits	$5,831,000	1,604
Premises and equipment expense	$827,000	2,813
Additional noninterest expense	$3,085,000	1,639
Pre-tax net operating income	$6,505,000	1,466
Securities gains (losses)	$-236,000	8,610
Applicable income taxes	$628,000	2,997
Income before extraordinary items	$5,641,000	1,270
Extraordinary gains, net	$0	46
Net income	$5,641,000	1,270
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$469,000	1,223
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$5,853,400	1,209
2005-09-30 (YTD Data)		Rank
Total interest income	$14,258,000	1,720
Total interest expense	$5,779,000	1,388
Net interest income	$8,479,000	1,947
Provision for loan and lease losses	$315,000	2,100
Total noninterest income	$4,090,000	1,028
Gross Fiduciary activities income	$492,000	501
Service charges on deposit accounts	$1,394,000	934
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,204,000	1,045
Total noninterest expense	$7,235,000	1,733
Salaries and employee benefits	$4,293,000	1,618
Premises and equipment expense	$661,000	2,631
Additional noninterest expense	$2,281,000	1,651
Pre-tax net operating income	$5,019,000	1,430
Securities gains (losses)	$-279,000	8,754
Applicable income taxes	$470,000	3,057
Income before extraordinary items	$4,270,000	1,266
Extraordinary gains, net	$0	35
Net income	$4,270,000	1,266
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$421,000	960
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$4,521,100	1,168
2005-06-30 (YTD Data)		Rank
Total interest income	$9,325,000	1,714
Total interest expense	$3,683,000	1,371
Net interest income	$5,642,000	1,915
Provision for loan and lease losses	$210,000	2,058
Total noninterest income	$1,970,000	1,284
Gross Fiduciary activities income	$315,000	521
Service charges on deposit accounts	$882,000	967
Trading account gains and fees	$0	116
Additional Noninterest Income	$773,000	1,618
Total noninterest expense	$4,805,000	1,734
Salaries and employee benefits	$2,836,000	1,630
Premises and equipment expense	$422,000	2,702
Additional noninterest expense	$1,547,000	1,594
Pre-tax net operating income	$2,597,000	1,775
Securities gains (losses)	$-203,000	8,767
Applicable income taxes	$312,000	3,035
Income before extraordinary items	$2,082,000	1,647
Extraordinary gains, net	$0	30
Net income	$2,082,000	1,647
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$303,000	887
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$2,258,610	1,505
2005-03-31 (YTD Data)		Rank
Total interest income	$4,479,000	1,742
Total interest expense	$1,763,000	1,356
Net interest income	$2,716,000	1,978
Provision for loan and lease losses	$105,000	1,941
Total noninterest income	$987,000	1,257
Gross Fiduciary activities income	$157,000	526
Service charges on deposit accounts	$419,000	987
Trading account gains and fees	$0	115
Additional Noninterest Income	$411,000	1,522
Total noninterest expense	$2,290,000	1,820
Salaries and employee benefits	$1,415,000	1,634
Premises and equipment expense	$253,000	2,332
Additional noninterest expense	$622,000	1,977
Pre-tax net operating income	$1,308,000	1,748
Securities gains (losses)	$-178,000	8,864
Applicable income taxes	$153,000	3,060
Income before extraordinary items	$977,000	1,719
Extraordinary gains, net	$0	24
Net income	$977,000	1,720
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$110,000	1,051
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,130,080	1,472
2004-12-31 (YTD Data)		Rank
Total interest income	$16,259,000	1,761
Total interest expense	$5,211,000	1,573
Net interest income	$11,048,000	1,827
Provision for loan and lease losses	$525,000	1,881
Total noninterest income	$3,959,000	1,285
Gross Fiduciary activities income	$492,000	577
Service charges on deposit accounts	$1,935,000	899
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,532,000	1,617
Total noninterest expense	$10,023,000	1,617
Salaries and employee benefits	$5,375,000	1,632
Premises and equipment expense	$1,171,000	1,970
Additional noninterest expense	$3,477,000	1,428
Pre-tax net operating income	$4,459,000	1,867
Securities gains (losses)	$147,000	998
Applicable income taxes	$1,289,000	1,809
Income before extraordinary items	$3,317,000	1,904
Extraordinary gains, net	$0	34
Net income	$3,317,000	1,904
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$455,000	1,447
Cash dividends	$5,999,000	534
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$3,211,160	1,906
2004-09-30 (YTD Data)		Rank
Total interest income	$12,079,000	1,753
Total interest expense	$3,727,000	1,620
Net interest income	$8,352,000	1,801
Provision for loan and lease losses	$450,000	1,575
Total noninterest income	$2,954,000	1,321
Gross Fiduciary activities income	$373,000	576
Service charges on deposit accounts	$1,468,000	889
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,113,000	1,641
Total noninterest expense	$6,824,000	1,770
Salaries and employee benefits	$4,002,000	1,653
Premises and equipment expense	$881,000	1,963
Additional noninterest expense	$1,941,000	1,844
Pre-tax net operating income	$4,032,000	1,600
Securities gains (losses)	$117,000	1,075
Applicable income taxes	$1,238,000	1,503
Income before extraordinary items	$2,911,000	1,667
Extraordinary gains, net	$0	26
Net income	$2,911,000	1,668
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$363,000	1,256
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,829,100	1,671
2004-06-30 (YTD Data)		Rank
Total interest income	$7,964,000	1,763
Total interest expense	$2,407,000	1,656
Net interest income	$5,557,000	1,790
Provision for loan and lease losses	$300,000	1,523
Total noninterest income	$2,000,000	1,287
Gross Fiduciary activities income	$225,000	603
Service charges on deposit accounts	$973,000	882
Trading account gains and fees	$0	130
Additional Noninterest Income	$802,000	1,548
Total noninterest expense	$4,553,000	1,760
Salaries and employee benefits	$2,638,000	1,669
Premises and equipment expense	$578,000	1,990
Additional noninterest expense	$1,337,000	1,790
Pre-tax net operating income	$2,704,000	1,562
Securities gains (losses)	$62,000	1,323
Applicable income taxes	$730,000	1,646
Income before extraordinary items	$2,036,000	1,578
Extraordinary gains, net	$0	21
Net income	$2,036,000	1,579
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$233,000	1,239
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,990,120	1,554
2004-03-31 (YTD Data)		Rank
Total interest income	$3,916,000	1,802
Total interest expense	$1,196,000	1,682
Net interest income	$2,720,000	1,833
Provision for loan and lease losses	$150,000	1,414
Total noninterest income	$934,000	1,324
Gross Fiduciary activities income	$116,000	608
Service charges on deposit accounts	$480,000	873
Trading account gains and fees	$0	121
Additional Noninterest Income	$338,000	1,732
Total noninterest expense	$2,321,000	1,749
Salaries and employee benefits	$1,300,000	1,712
Premises and equipment expense	$277,000	2,092
Additional noninterest expense	$744,000	1,604
Pre-tax net operating income	$1,183,000	1,750
Securities gains (losses)	$10,000	2,045
Applicable income taxes	$310,000	1,876
Income before extraordinary items	$883,000	1,770
Extraordinary gains, net	$0	16
Net income	$883,000	1,770
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$89,000	1,416
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$875,600	1,707
2003-12-31 (YTD Data)		Rank
Total interest income	$15,776,000	1,802
Total interest expense	$4,858,000	1,845
Net interest income	$10,918,000	1,790
Provision for loan and lease losses	$600,000	1,837
Total noninterest income	$4,345,000	1,255
Gross Fiduciary activities income	$406,000	631
Service charges on deposit accounts	$2,120,000	815
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,819,000	1,572
Total noninterest expense	$10,862,000	1,474
Salaries and employee benefits	$5,074,000	1,696
Premises and equipment expense	$1,190,000	1,921
Additional noninterest expense	$4,598,000	1,101
Pre-tax net operating income	$3,801,000	2,051
Securities gains (losses)	$663,000	630
Applicable income taxes	$1,200,000	1,937
Income before extraordinary items	$3,264,000	1,895
Extraordinary gains, net	$0	54
Net income	$3,264,000	1,897
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$563,000	1,465
Cash dividends	$2,769,000	1,070
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,780,010	2,081
2003-09-30 (YTD Data)		Rank
Total interest income	$11,788,000	1,846
Total interest expense	$3,664,000	1,908
Net interest income	$8,124,000	1,809
Provision for loan and lease losses	$450,000	1,799
Total noninterest income	$3,346,000	1,266
Gross Fiduciary activities income	$302,000	632
Service charges on deposit accounts	$1,599,000	813
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,445,000	1,574
Total noninterest expense	$8,868,000	1,373
Salaries and employee benefits	$3,835,000	1,691
Premises and equipment expense	$854,000	2,010
Additional noninterest expense	$4,179,000	925
Pre-tax net operating income	$2,152,000	2,692
Securities gains (losses)	$654,000	580
Applicable income taxes	$887,000	2,044
Income before extraordinary items	$1,919,000	2,425
Extraordinary gains, net	$0	40
Net income	$1,919,000	2,424
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$332,000	1,601
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,474,280	2,859
2003-06-30 (YTD Data)		Rank
Total interest income	$7,999,000	1,827
Total interest expense	$2,488,000	1,931
Net interest income	$5,511,000	1,770
Provision for loan and lease losses	$300,000	1,769
Total noninterest income	$2,121,000	1,313
Gross Fiduciary activities income	$189,000	653
Service charges on deposit accounts	$1,057,000	816
Trading account gains and fees	$0	150
Additional Noninterest Income	$875,000	1,669
Total noninterest expense	$7,066,000	1,153
Salaries and employee benefits	$2,587,000	1,657
Premises and equipment expense	$575,000	1,989
Additional noninterest expense	$3,904,000	686
Pre-tax net operating income	$266,000	6,731
Securities gains (losses)	$362,000	714
Applicable income taxes	$205,000	3,917
Income before extraordinary items	$423,000	5,264
Extraordinary gains, net	$0	30
Net income	$423,000	5,264
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$316,000	1,202
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$180,460	6,981
2003-03-31 (YTD Data)		Rank
Total interest income	$4,037,000	1,819
Total interest expense	$1,274,000	1,935
Net interest income	$2,763,000	1,758
Provision for loan and lease losses	$150,000	1,666
Total noninterest income	$1,086,000	1,266
Gross Fiduciary activities income	$91,000	672
Service charges on deposit accounts	$588,000	705
Trading account gains and fees	$0	134
Additional Noninterest Income	$407,000	1,717
Total noninterest expense	$2,217,000	1,779
Salaries and employee benefits	$1,305,000	1,632
Premises and equipment expense	$279,000	2,047
Additional noninterest expense	$633,000	1,857
Pre-tax net operating income	$1,482,000	1,444
Securities gains (losses)	$6,000	2,344
Applicable income taxes	$496,000	1,383
Income before extraordinary items	$992,000	1,621
Extraordinary gains, net	$0	21
Net income	$992,000	1,620
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$176,000	1,020
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$987,980	1,527
2002-12-31 (YTD Data)		Rank
Total interest income	$17,627,000	1,746
Total interest expense	$6,001,000	1,899
Net interest income	$11,626,000	1,668
Provision for loan and lease losses	$900,000	1,473
Total noninterest income	$4,156,000	1,215
Gross Fiduciary activities income	$373,000	656
Service charges on deposit accounts	$2,105,000	768
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,678,000	1,508
Total noninterest expense	$8,722,000	1,738
Salaries and employee benefits	$4,811,000	1,671
Premises and equipment expense	$1,072,000	2,043
Additional noninterest expense	$2,839,000	1,652
Pre-tax net operating income	$6,160,000	1,360
Securities gains (losses)	$21,000	3,108
Applicable income taxes	$1,872,000	1,361
Income before extraordinary items	$4,309,000	1,440
Extraordinary gains, net	$0	70
Net income	$4,309,000	1,437
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$204,000	2,986
Cash dividends	$2,769,000	986
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,294,300	1,401
2001-12-31 (YTD Data)		Rank
Total interest income	$19,252,000	1,769
Total interest expense	$8,613,000	1,878
Net interest income	$10,639,000	1,677
Provision for loan and lease losses	$742,000	1,596
Total noninterest income	$3,581,000	1,284
Gross Fiduciary activities income	$395,000	662
Service charges on deposit accounts	$1,894,000	777
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,292,000	1,716
Total noninterest expense	$7,861,000	1,840
Salaries and employee benefits	$4,251,000	1,767
Premises and equipment expense	$1,108,000	1,939
Additional noninterest expense	$2,502,000	1,830
Pre-tax net operating income	$5,617,000	1,315
Securities gains (losses)	$23,000	3,041
Applicable income taxes	$1,587,000	1,427
Income before extraordinary items	$4,053,000	1,348
Extraordinary gains, net	$0	105
Net income	$4,053,000	1,350
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$777,000	1,125
Cash dividends	$2,076,000	1,280
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$4,036,440	1,292
2000-12-31 (YTD Data)		Rank
Total interest income	$19,172,000	1,810
Total interest expense	$9,518,000	1,807
Net interest income	$9,654,000	1,827
Provision for loan and lease losses	$384,000	2,351
Total noninterest income	$2,544,000	1,563
Gross Fiduciary activities income	$453,000	627
Service charges on deposit accounts	$1,296,000	1,043
Trading account gains and fees	$0	180
Additional Noninterest Income	$795,000	2,157
Total noninterest expense	$7,216,000	1,928
Salaries and employee benefits	$4,090,000	1,758
Premises and equipment expense	$887,000	2,339
Additional noninterest expense	$2,239,000	1,943
Pre-tax net operating income	$4,598,000	1,607
Securities gains (losses)	$-11,000	8,394
Applicable income taxes	$1,255,000	1,762
Income before extraordinary items	$3,332,000	1,584
Extraordinary gains, net	$0	38
Net income	$3,332,000	1,584
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$354,000	1,617
Cash dividends	$2,076,000	1,310
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$3,340,030	1,571
1999-12-31 (YTD Data)		Rank
Total interest income	$13,408,000	2,438
Total interest expense	$6,329,000	2,322
Net interest income	$7,079,000	2,492
Provision for loan and lease losses	$432,000	1,973
Total noninterest income	$2,118,000	1,785
Gross Fiduciary activities income	$417,000	690
Service charges on deposit accounts	$923,000	1,408
Trading account gains and fees	$0	173
Additional Noninterest Income	$778,000	2,195
Total noninterest expense	$5,106,000	2,640
Salaries and employee benefits	$2,727,000	2,583
Premises and equipment expense	$721,000	2,801
Additional noninterest expense	$1,658,000	2,603
Pre-tax net operating income	$3,659,000	2,002
Securities gains (losses)	$3,000	2,393
Applicable income taxes	$1,005,000	2,211
Income before extraordinary items	$2,657,000	1,994
Extraordinary gains, net	$0	35
Net income	$2,657,000	1,995
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$123,000	3,187
Cash dividends	$2,350,000	1,193
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,654,810	1,963
1998-12-31 (YTD Data)		Rank
Total interest income	$12,860,000	2,544
Total interest expense	$6,026,000	2,510
Net interest income	$6,834,000	2,481
Provision for loan and lease losses	$598,000	1,513
Total noninterest income	$1,586,000	2,171
Gross Fiduciary activities income	$418,000	698
Service charges on deposit accounts	$692,000	1,849
Trading account gains and fees	$0	224
Additional Noninterest Income	$476,000	3,070
Total noninterest expense	$4,400,000	2,949
Salaries and employee benefits	$2,535,000	2,669
Premises and equipment expense	$562,000	3,371
Additional noninterest expense	$1,303,000	3,126
Pre-tax net operating income	$3,422,000	2,113
Securities gains (losses)	$7,000	3,223
Applicable income taxes	$1,007,000	2,302
Income before extraordinary items	$2,422,000	2,152
Extraordinary gains, net	$0	32
Net income	$2,422,000	2,151
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$680,000	994
Cash dividends	$1,800,000	1,452
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$2,417,030	2,092
1997-12-31 (YTD Data)		Rank
Total interest income	$12,315,000	2,657
Total interest expense	$5,858,000	2,551
Net interest income	$6,457,000	2,695
Provision for loan and lease losses	$220,000	3,234
Total noninterest income	$1,367,000	2,378
Gross Fiduciary activities income	$413,000	721
Service charges on deposit accounts	$602,000	2,179
Trading account gains and fees	$0	239
Additional Noninterest Income	$352,000	3,569
Total noninterest expense	$4,027,000	3,156
Salaries and employee benefits	$2,288,000	2,891
Premises and equipment expense	$497,000	3,722
Additional noninterest expense	$1,242,000	3,263
Pre-tax net operating income	$3,577,000	2,101
Securities gains (losses)	$-23,000	10,419
Applicable income taxes	$1,145,000	2,181
Income before extraordinary items	$2,409,000	2,186
Extraordinary gains, net	$0	44
Net income	$2,409,000	2,185
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$189,000	2,636
Cash dividends	$1,000,000	2,147
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$2,424,640	2,115
1996-12-31 (YTD Data)		Rank
Total interest income	$11,219,000	2,940
Total interest expense	$5,224,000	2,889
Net interest income	$5,995,000	2,958
Provision for loan and lease losses	$150,000	4,046
Total noninterest income	$1,316,000	2,517
Gross Fiduciary activities income	$361,000	811
Service charges on deposit accounts	$575,000	2,366
Trading account gains and fees	$0	262
Additional Noninterest Income	$380,000	3,499
Total noninterest expense	$3,733,000	3,555
Salaries and employee benefits	$2,075,000	3,222
Premises and equipment expense	$427,000	4,309
Additional noninterest expense	$1,231,000	3,704
Pre-tax net operating income	$3,428,000	2,090
Securities gains (losses)	$18,000	2,073
Applicable income taxes	$1,161,000	2,058
Income before extraordinary items	$2,285,000	2,168
Extraordinary gains, net	$0	53
Net income	$2,285,000	2,169
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$295,000	2,106
Cash dividends	$2,100,000	1,230
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$2,273,120	2,125
1995-12-31 (YTD Data)		Rank
Total interest income	$10,500,000	3,159
Total interest expense	$4,979,000	3,036
Net interest income	$5,521,000	3,217
Provision for loan and lease losses	$0	8,958
Total noninterest income	$1,183,000	2,755
Gross Fiduciary activities income	$324,000	868
Service charges on deposit accounts	$545,000	2,473
Trading account gains and fees	$0	522
Additional Noninterest Income	$314,000	3,899
Total noninterest expense	$3,553,000	3,690
Salaries and employee benefits	$1,983,000	3,335
Premises and equipment expense	$378,000	4,760
Additional noninterest expense	$1,192,000	3,761
Pre-tax net operating income	$3,151,000	2,335
Securities gains (losses)	$4,000	2,936
Applicable income taxes	$1,084,000	2,216
Income before extraordinary items	$2,071,000	2,426
Extraordinary gains, net	$0	65
Net income	$2,071,000	2,425
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$112,000	3,500
Cash dividends	$1,100,000	1,865
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$2,068,360	2,399
1994-12-31 (YTD Data)		Rank
Total interest income	$8,565,000	3,498
Total interest expense	$3,592,000	3,374
Net interest income	$4,973,000	3,586
Provision for loan and lease losses	$0	9,146
Total noninterest income	$1,610,000	2,166
Gross Fiduciary activities income	$299,000	902
Service charges on deposit accounts	$515,000	2,655
Trading account gains and fees	$0	475
Additional Noninterest Income	$796,000	2,147
Total noninterest expense	$3,422,000	3,929
Salaries and employee benefits	$1,870,000	3,491
Premises and equipment expense	$339,000	5,193
Additional noninterest expense	$1,213,000	4,021
Pre-tax net operating income	$3,161,000	2,239
Securities gains (losses)	$-180,000	11,899
Applicable income taxes	$1,074,000	2,083
Income before extraordinary items	$1,907,000	2,544
Extraordinary gains, net	$0	249
Net income	$1,907,000	2,545
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-43,000	11,800
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$2,022,200	2,414
1993-12-31 (YTD Data)		Rank
Total interest income	$8,103,000	3,775
Total interest expense	$3,219,000	3,876
Net interest income	$4,884,000	3,646
Provision for loan and lease losses	$207,000	3,838
Total noninterest income	$1,984,000	1,993
Gross Fiduciary activities income	$310,000	926
Service charges on deposit accounts	$506,000	2,757
Trading account gains and fees	$0	532
Additional Noninterest Income	$1,168,000	1,844
Total noninterest expense	$3,603,000	3,812
Salaries and employee benefits	$1,804,000	3,608
Premises and equipment expense	$389,000	4,823
Additional noninterest expense	$1,410,000	3,682
Pre-tax net operating income	$3,058,000	2,228
Securities gains (losses)	$172,000	1,847
Applicable income taxes	$545,000	3,875
Income before extraordinary items	$2,685,000	1,859
Extraordinary gains, net	$284,000	759
Net income	$2,969,000	1,755
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	11,785
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$89,000	911
Net operating income	$2,542,240	1,850
1992-12-31 (YTD Data)		Rank
Total interest income	$8,725,000	3,966
Total interest expense	$4,058,000	4,022
Net interest income	$4,667,000	3,869
Provision for loan and lease losses	$253,000	4,557
Total noninterest income	$1,398,000	2,526
Gross Fiduciary activities income	$285,000	979
Service charges on deposit accounts	$486,000	2,863
Trading account gains and fees	$0	504
Additional Noninterest Income	$627,000	2,752
Total noninterest expense	$3,935,000	3,555
Salaries and employee benefits	$1,863,000	3,424
Premises and equipment expense	$338,000	5,498
Additional noninterest expense	$1,734,000	3,158
Pre-tax net operating income	$1,877,000	3,300
Securities gains (losses)	$263,000	1,661
Applicable income taxes	$743,000	2,799
Income before extraordinary items	$1,397,000	3,284
Extraordinary gains, net	$0	1,422
Net income	$1,397,000	3,326
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$347,000	3,073
Cash dividends	$800,000	1,894
Sale, conversion, retirement of capital stock, net	$106,000	817
Net operating income	$1,226,050	3,461

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.