Home > Virginia Commonwealth Bank > Net charge- offs to loans
Virginia Commonwealth Bank, Net charge- offs to loans
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0589% | 1,934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0470% | 1,021 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0234% | 4,533 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1342% | 387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1452% | 348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0428% | 1,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7215% | 330 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7215% | 294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0447% | 1,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0397% | 912 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0318% | 4,601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1206% | 381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1305% | 342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5658% | 349 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5658% | 306 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0730% | 1,520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0625% | 644 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1459% | 310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1579% | 286 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4508% | 228 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4508% | 204 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0700% | 1,329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0305% | 701 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0693% | 464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0752% | 412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0423% | 145 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0423% | 125 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1656% | 1,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0434% | 1,212 |
| Percentage Net Loans Charged-off:Construction & development | 0.0737% | 251 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 4,373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0711% | 828 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2527% | 153 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0543% | 937 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0012% | 3,856 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.9894% | 58 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.9894% | 47 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1857% | 932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0555% | 899 |
| Percentage Net Loans Charged-off:Construction & development | 0.1226% | 162 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 4,446 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0812% | 664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3295% | 109 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0578% | 786 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0008% | 3,744 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.9870% | 55 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.9870% | 46 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1750% | 932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0323% | 990 |
| Percentage Net Loans Charged-off:Construction & development | 0.1860% | 114 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0084% | 4,587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0130% | 1,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0142% | 1,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0012% | 3,730 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.7983% | 55 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.7983% | 44 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1573% | 857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0167% | 962 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0355% | 710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0389% | 640 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0025% | 3,796 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.0381% | 71 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.0381% | 59 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1480% | 1,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0139% | 1,879 |
| Percentage Net Loans Charged-off:Construction & development | 0.0579% | 287 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0131% | 1,781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0809% | 370 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0054% | 1,861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0921% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0815% | 167 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0815% | 144 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1599% | 1,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0135% | 1,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.0830% | 202 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 4,398 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0070% | 1,663 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1058% | 275 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 4,282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1307% | 1,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9709% | 183 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9709% | 160 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1598% | 963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0227% | 1,205 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,473 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0447% | 984 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1487% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0321% | 1,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2060% | 948 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3483% | 238 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3483% | 208 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0857% | 1,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 1,238 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0050% | 1,072 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0056% | 984 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0536% | 940 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4752% | 525 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4752% | 464 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2862% | 923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1906% | 558 |
| Percentage Net Loans Charged-off:Construction & development | 1.1276% | 108 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0142% | 1,163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1124% | 989 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1679% | 305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1053% | 1,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0088% | 2,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7565% | 213 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7565% | 186 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1844% | 1,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0713% | 1,029 |
| Percentage Net Loans Charged-off:Construction & development | 0.1848% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0279% | 5,051 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1023% | 950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2337% | 211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0857% | 1,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0045% | 4,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9118% | 194 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9118% | 167 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1524% | 1,241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0877% | 842 |
| Percentage Net Loans Charged-off:Construction & development | 0.3003% | 154 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0478% | 5,246 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1116% | 839 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1169% | 312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1109% | 816 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0039% | 3,965 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4400% | 253 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4400% | 215 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0597% | 1,738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0622% | 851 |
| Percentage Net Loans Charged-off:Construction & development | 0.6767% | 74 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1421% | 5,540 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0159% | 1,216 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3127% | 148 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0136% | 4,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5901% | 1,275 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5901% | 1,151 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1716% | 1,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1495% | 907 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4609% | 328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0770% | 1,576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0854% | 1,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3530% | 1,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9586% | 965 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8398% | 336 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7892% | 1,110 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3235% | 716 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2843% | 393 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0489% | 124 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0861% | 1,316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0957% | 1,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8019% | 612 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9846% | 834 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9621% | 296 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7525% | 1,024 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4699% | 468 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4135% | 275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6111% | 80 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0909% | 1,215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1682% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0820% | 1,210 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2590% | 385 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0092% | 782 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2077% | 266 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6355% | 1,141 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0905% | 1,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0980% | 856 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 5,083 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1592% | 725 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1780% | 647 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0848% | 5,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6428% | 1,166 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3565% | 354 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4212% | 1,368 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1810% | 1,592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1755% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0597% | 651 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8146% | 246 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0068% | 2,971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0929% | 695 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 5,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0432% | 2,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4727% | 478 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5138% | 243 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1540% | 595 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0787% | 2,423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0600% | 1,927 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3165% | 486 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 5,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 5,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0292% | 1,936 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4560% | 440 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2674% | 161 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9127% | 724 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0228% | 3,208 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0074% | 4,946 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0119% | 5,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0134% | 5,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7280% | 377 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1748% | 108 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9973% | 644 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0305% | 2,581 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 4,894 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0098% | 5,229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0111% | 5,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1279% | 347 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9710% | 99 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2408% | 541 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1242% | 2,788 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1186% | 2,175 |
| Percentage Net Loans Charged-off:Construction & development | 0.1696% | 843 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1475% | 1,967 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1677% | 1,751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,737 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9851% | 940 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5869% | 252 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5183% | 1,638 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1161% | 2,641 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1145% | 1,984 |
| Percentage Net Loans Charged-off:Construction & development | 0.2471% | 674 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1237% | 1,991 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1408% | 1,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7184% | 1,214 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9675% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6470% | 1,231 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1680% | 2,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1776% | 1,473 |
| Percentage Net Loans Charged-off:Construction & development | 0.3480% | 559 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2006% | 1,463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2283% | 1,292 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4921% | 1,543 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4812% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4952% | 1,407 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2235% | 1,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2395% | 1,056 |
| Percentage Net Loans Charged-off:Construction & development | -0.0496% | 5,383 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3923% | 770 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4455% | 700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5547% | 1,365 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7094% | 1,066 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3904% | 1,723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3782% | 1,472 |
| Percentage Net Loans Charged-off:Construction & development | 0.4014% | 1,157 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0407% | 6,154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5237% | 1,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0421% | 1,340 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5908% | 939 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0999% | 2,566 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8899% | 530 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5444% | 91 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9302% | 1,127 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3791% | 1,689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3547% | 1,490 |
| Percentage Net Loans Charged-off:Construction & development | -0.0843% | 5,615 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0577% | 6,281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5949% | 902 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6793% | 769 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1361% | 2,146 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1034% | 442 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4765% | 69 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9784% | 969 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3157% | 1,925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2886% | 1,704 |
| Percentage Net Loans Charged-off:Construction & development | -0.1199% | 5,712 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0872% | 6,433 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5085% | 1,066 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5831% | 911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2321% | 1,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5931% | 627 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5102% | 91 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5887% | 1,484 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2413% | 2,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2214% | 1,707 |
| Percentage Net Loans Charged-off:Construction & development | -0.1667% | 5,846 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1478% | 6,605 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4333% | 1,115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4961% | 968 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6323% | 630 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0445% | 128 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7166% | 1,173 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8276% | 1,406 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7061% | 1,460 |
| Percentage Net Loans Charged-off:Construction & development | 0.7043% | 1,644 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 6,380 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9538% | 952 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2243% | 1,382 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0627% | 839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5112% | 678 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5325% | 879 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8113% | 474 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4669% | 825 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6502% | 1,686 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5546% | 1,743 |
| Percentage Net Loans Charged-off:Construction & development | 0.9430% | 1,408 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0064% | 6,433 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6680% | 1,339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2956% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7241% | 1,205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1516% | 733 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7916% | 1,552 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1598% | 406 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4845% | 2,040 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4091% | 2,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2737% | 2,569 |
| Percentage Net Loans Charged-off:Construction & development | 0.4081% | 1,573 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0096% | 6,495 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3430% | 2,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3656% | 954 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3396% | 1,999 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3512% | 688 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6236% | 1,779 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7595% | 1,421 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0384% | 6,442 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1056% | 6,943 |
| Percentage Net Loans Charged-off:Construction & development | 0.8183% | 1,025 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.5800% | 7,109 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1402% | 2,383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7342% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0504% | 2,604 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2211% | 1,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2555% | 947 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5211% | 712 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2229% | 4,387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1626% | 4,183 |
| Percentage Net Loans Charged-off:Construction & development | 0.1200% | 2,763 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1328% | 2,979 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1851% | 3,523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0970% | 1,796 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1986% | 3,337 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0856% | 3,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0926% | 758 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1849% | 479 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9972% | 686 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1609% | 4,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1574% | 3,882 |
| Percentage Net Loans Charged-off:Construction & development | 0.1580% | 2,447 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1770% | 2,416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1564% | 3,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1280% | 1,526 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1607% | 3,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5919% | 2,290 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2263% | 631 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4454% | 2,427 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1101% | 4,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1023% | 3,925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2657% | 1,899 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0811% | 3,497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1887% | 1,258 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0645% | 3,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5318% | 2,349 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3960% | 567 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3395% | 2,596 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1169% | 3,834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1259% | 3,069 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5077% | 1,090 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0498% | 2,887 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3675% | 809 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1361% | 3,037 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8001% | 371 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3457% | 6,835 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5041% | 3,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5299% | 2,896 |
| Percentage Net Loans Charged-off:Construction & development | 0.0717% | 3,290 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0347% | 616 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2025% | 3,463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0053% | 1,936 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2325% | 3,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1696% | 4,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6836% | 2,854 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5293% | 780 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0162% | 6,314 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5134% | 3,234 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5267% | 2,635 |
| Percentage Net Loans Charged-off:Construction & development | 0.0862% | 2,957 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6815% | 387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 7,217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 7,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2413% | 1,647 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5762% | 714 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7734% | 2,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7921% | 1,893 |
| Percentage Net Loans Charged-off:Construction & development | 0.1472% | 2,530 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.9708% | 214 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0098% | 7,259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0113% | 7,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9230% | 1,065 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9207% | 632 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4037% | 2,828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4017% | 2,265 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0654% | 448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0198% | 7,338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0227% | 7,349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2695% | 1,516 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6432% | 488 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3532% | 4,465 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2560% | 3,829 |
| Percentage Net Loans Charged-off:Construction & development | 0.1810% | 3,250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3565% | 2,533 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0826% | 1,788 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3938% | 2,307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5777% | 3,600 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5843% | 984 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0188% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4329% | 3,516 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3166% | 3,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.2401% | 2,764 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4360% | 1,958 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1111% | 1,475 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4799% | 1,761 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7473% | 2,709 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0439% | 764 |
| Percentage Net Loans Charged-off: Credit card loans | 9.3836% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2972% | 3,701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1330% | 3,556 |
| Percentage Net Loans Charged-off:Construction & development | 0.3539% | 2,251 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1209% | 2,880 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1368% | 2,614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1039% | 1,883 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2264% | 675 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1401% | 448 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3293% | 2,779 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0126% | 3,631 |
| Percentage Net Loans Charged-off:Construction & development | 0.0796% | 1,761 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9866% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.8454% | 297 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4381% | 332 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0743% | 5,699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0379% | 4,526 |
| Percentage Net Loans Charged-off:Construction & development | 0.1617% | 2,465 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0482% | 2,006 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 7,704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 7,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1224% | 3,889 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9458% | 2,397 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8401% | 545 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0837% | 4,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0510% | 3,529 |
| Percentage Net Loans Charged-off:Construction & development | 0.2094% | 1,772 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0644% | 1,380 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0873% | 1,730 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0328% | 446 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0556% | 4,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0298% | 3,230 |
| Percentage Net Loans Charged-off:Construction & development | 0.0588% | 1,557 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1030% | 931 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8070% | 2,067 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8155% | 465 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0853% | 3,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0364% | 2,246 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2053% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4723% | 1,066 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6844% | 192 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0734% | 4,467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0472% | 2,889 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0738% | 2,139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0825% | 1,942 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8953% | 1,823 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0762% | 1,872 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0758% | 3,611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0634% | 1,893 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0988% | 1,424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1103% | 1,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5597% | 2,461 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3126% | 1,867 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0184% | 4,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5267% | 2,296 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4695% | 1,839 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0032% | 4,403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0920% | 3,514 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9505% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0199% | 5,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0090% | 3,072 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0145% | 2,562 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0167% | 2,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3018% | 3,881 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0318% | 901 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0239% | 4,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0115% | 2,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0185% | 2,079 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0214% | 1,901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3373% | 3,258 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8255% | 886 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0236% | 4,192 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5425% | 2,229 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4163% | 651 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0527% | 2,776 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1979% | 1,073 |
| Percentage Net Loans Charged-off: Credit card loans | 11.4644% | 70 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1932% | 2,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1511% | 910 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2320% | 724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2698% | 642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4195% | 1,156 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2765% | 2,091 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2513% | 1,581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2033% | 600 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3093% | 469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3595% | 419 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7253% | 770 |
| Percentage Net Loans Charged-off: Credit card loans | -1.7756% | 2,135 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3314% | 1,157 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2560% | 494 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3866% | 373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4491% | 335 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5505% | 419 |
| Percentage Net Loans Charged-off: Credit card loans | -1.5380% | 2,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0110% | 4,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0109% | 1,617 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0163% | 1,378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0190% | 1,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0416% | 4,190 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7805% | 2,028 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0826% | 4,531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0282% | 2,827 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0420% | 2,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0480% | 2,125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0173% | 4,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1843% | 1,664 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8210% | 490 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0752% | 4,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0335% | 2,295 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0498% | 1,864 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0565% | 1,706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0226% | 3,498 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9181% | 2,070 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9487% | 447 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0981% | 3,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0538% | 1,718 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0797% | 1,374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0899% | 1,238 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0806% | 2,654 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8782% | 2,126 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9803% | 350 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1363% | 2,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0761% | 1,146 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1110% | 920 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1240% | 833 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2789% | 1,459 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7062% | 2,397 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7429% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0607% | 5,612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0083% | 3,682 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0123% | 3,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0135% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0541% | 4,422 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8282% | 2,890 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6039% | 1,680 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0610% | 5,117 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0113% | 3,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0168% | 2,496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0184% | 2,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0764% | 3,700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7436% | 2,884 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1632% | 1,731 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0632% | 4,671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0171% | 2,416 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0254% | 1,958 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0276% | 1,852 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1180% | 2,996 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6204% | 3,130 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2475% | 1,552 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0919% | 3,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0343% | 1,569 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0506% | 1,253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0549% | 1,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2453% | 1,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6483% | 2,741 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5161% | 1,200 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1666% | 4,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0154% | 3,477 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0219% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0237% | 2,679 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5006% | 1,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4803% | 4,404 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1338% | 1,941 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1335% | 4,522 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0325% | 2,752 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0450% | 2,189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0484% | 2,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5945% | 1,157 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8759% | 1,785 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0549% | 5,674 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1233% | 4,382 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0521% | 6,321 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3473% | 2,355 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2177% | 3,824 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1045% | 5,524 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2136% | 3,859 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2195% | 5,133 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3381% | 5,654 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |