Virginia Commerce Bank

Status:Inactive as of 2014-02-01
 Merger - Without Assistance
Successor Bank:United Bank
Headquarters:Virginia Commerce Bank
5350 Lee Highway
Arlington, VA 22207
Established:1988-05-16
FDIC Insurance:1988-05-16
FDIC Cert:#27249
Charter Class:Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
# of Branches:28
Total Assets:$2,742,790,000
Total Deposits:$2,084,946,000

History

1988-05-16Institution established: Original name:Virginia Commerce Bank, National Association
1995-06-01Changed primary regulatory agency from COMPTROLLER OF THE CURRENCY to FEDERAL RESERVE BOARD
1995-06-01Changed name to Virginia Commerce Bank
1995-06-01Moved bank headquarters from ARLINGTON COUNTY, VA to ARLINGTON, VA
2014-02-01Merged into and subsequently operated as part of United Bank (22858) in FAIRFAX, VA

Historical Financial Information

2013-12-31Rank
# of Employees:261556
Assets and Liabilities
Total Assets:$2,742,790,000279
Cash and due from depository institutions$138,637,000556
Interest-bearing balances$112,186,000316
Securities$461,046,000331
Federal funds sold & reverse repurchase agreements$02,964
Net loans & leases$2,028,935,000252
Loan loss allowance$38,932,000206
Trading account assets$0247
Bank premises and fixed assets$8,422,0001,400
Other real estate owned$8,445,000556
Goodwill and other intangibles$02,889
All other assets$97,305,000279
Life insurance assets$46,604,000184
Total liabilities and capital$2,742,790,000279
Total liabilities$2,440,589,000281
Total deposits$2,084,946,000289
Interest-bearing deposits$1,603,451,000294
Deposits held in domestic offices$2,084,946,000289
% insured51.20%6,626
Federal funds purchased & repurchase agreements$290,899,00087
Trading liabilities$0167
Other borrowed funds$60,000,000488
Subordinated debt$0136
All other liabilities$4,744,0001,023
Total equity capital$302,201,000283
Total bank equity capital$302,201,000282
Perpetual preferred stock$0206
Common stock$1,969,0001,549
Surplus$184,591,000270
Undivided profits$115,641,000304
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$32,435,000268
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0991
Income earned, not collected on loans$7,532,000306
Earning assets$2,602,167,000271
Long-term assets (5+ years)$1,148,303,000224
Average Assets, year-to-date$2,806,756,400269
Average Assets, quarterly$2,748,460,000278
Volatile liabilities$458,524,000163
Insider loans$58,726,00061
FHLB advances$60,000,000450
Loans and leases held for sale$1,241,000855
Unused loan commitments$527,189,000243
Tier 1 (core) risk-based capital$311,846,000256
Tier 2 risk-based capital$27,119,000233
Total risk weighted assets$2,157,720,000253
Total unused commitments$527,189,000243
Derivatives$01,395
2013-09-30Rank
# of Employees:269537
Assets and Liabilities
Total Assets:$2,754,130,000280
Cash and due from depository institutions$139,961,000537
Interest-bearing balances$109,487,000334
Securities$481,177,000319
Federal funds sold & reverse repurchase agreements$02,981
Net loans & leases$2,019,843,000250
Loan loss allowance$40,909,000201
Trading account assets$0248
Bank premises and fixed assets$8,780,0001,346
Other real estate owned$9,923,000537
Goodwill and other intangibles$02,909
All other assets$94,446,000286
Life insurance assets$46,210,000186
Total liabilities and capital$2,754,131,000280
Total liabilities$2,439,272,000280
Total deposits$2,109,523,000283
Interest-bearing deposits$1,650,328,000286
Deposits held in domestic offices$2,109,523,000282
% insured51.09%6,718
Federal funds purchased & repurchase agreements$285,413,00088
Trading liabilities$0163
Other borrowed funds$40,000,000662
Subordinated debt$0150
All other liabilities$4,336,0001,133
Total equity capital$314,859,000265
Total bank equity capital$314,859,000264
Perpetual preferred stock$0217
Common stock$1,969,0001,580
Surplus$184,591,000265
Undivided profits$128,299,000280
Noncontrolling interests in consolidated subsidiaries$0159
Memoranda
Noncurrent loans and leases$29,747,000305
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,015
Income earned, not collected on loans$7,706,000312
Earning assets$2,610,507,000262
Long-term assets (5+ years)$1,157,764,000216
Average Assets, year-to-date$2,822,748,000267
Average Assets, quarterly$2,794,086,500270
Volatile liabilities$429,330,000164
Insider loans$54,646,00066
FHLB advances$40,000,000610
Loans and leases held for sale$847,0001,112
Unused loan commitments$540,507,000228
Tier 1 (core) risk-based capital$321,605,000245
Tier 2 risk-based capital$27,095,000236
Total risk weighted assets$2,154,345,000250
Total unused commitments$540,507,000228
Derivatives$01,430
2013-06-30Rank
# of Employees:291498
Assets and Liabilities
Total Assets:$2,834,043,000265
Cash and due from depository institutions$127,804,000498
Interest-bearing balances$104,319,000344
Securities$482,727,000316
Federal funds sold & reverse repurchase agreements$03,098
Net loans & leases$2,103,239,000241
Loan loss allowance$41,131,000202
Trading account assets$0250
Bank premises and fixed assets$9,199,0001,284
Other real estate owned$11,290,000498
Goodwill and other intangibles$02,910
All other assets$99,784,000277
Life insurance assets$45,854,000186
Total liabilities and capital$2,834,043,000265
Total liabilities$2,527,249,000265
Total deposits$2,192,718,000270
Interest-bearing deposits$1,713,753,000275
Deposits held in domestic offices$2,192,718,000269
% insured51.33%6,774
Federal funds purchased & repurchase agreements$301,620,00081
Trading liabilities$0154
Other borrowed funds$25,000,000920
Subordinated debt$0152
All other liabilities$7,911,000722
Total equity capital$306,794,000269
Total bank equity capital$306,794,000269
Perpetual preferred stock$0228
Common stock$1,969,0001,586
Surplus$184,591,000262
Undivided profits$120,234,000296
Noncontrolling interests in consolidated subsidiaries$0162
Memoranda
Noncurrent loans and leases$35,670,000282
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,060
Income earned, not collected on loans$8,620,000278
Earning assets$2,690,285,000255
Long-term assets (5+ years)$1,115,240,000218
Average Assets, year-to-date$2,845,620,670264
Average Assets, quarterly$2,857,620,500265
Volatile liabilities$444,526,000161
Insider loans$54,966,00069
FHLB advances$25,000,000870
Loans and leases held for sale$7,848,000473
Unused loan commitments$512,751,000237
Tier 1 (core) risk-based capital$313,025,000246
Tier 2 risk-based capital$28,414,000222
Total risk weighted assets$2,260,375,000238
Total unused commitments$512,751,000237
Derivatives$01,417
2013-03-31Rank
# of Employees:331430
Assets and Liabilities
Total Assets:$2,881,198,000260
Cash and due from depository institutions$112,662,000430
Interest-bearing balances$93,490,000457
Securities$495,086,000312
Federal funds sold & reverse repurchase agreements$03,440
Net loans & leases$2,157,758,000234
Loan loss allowance$41,970,000205
Trading account assets$0242
Bank premises and fixed assets$9,668,0001,224
Other real estate owned$9,562,000430
Goodwill and other intangibles$02,913
All other assets$96,462,000282
Life insurance assets$45,467,000186
Total liabilities and capital$2,881,198,000260
Total liabilities$2,574,806,000258
Total deposits$2,199,198,000263
Interest-bearing deposits$1,766,353,000266
Deposits held in domestic offices$2,199,198,000262
% insured51.59%6,855
Federal funds purchased & repurchase agreements$342,409,00082
Trading liabilities$0154
Other borrowed funds$25,000,000883
Subordinated debt$0155
All other liabilities$8,199,000712
Total equity capital$306,392,000277
Total bank equity capital$306,392,000277
Perpetual preferred stock$0239
Common stock$1,969,0001,616
Surplus$184,591,000266
Undivided profits$119,832,000310
Noncontrolling interests in consolidated subsidiaries$0167
Memoranda
Noncurrent loans and leases$35,439,000308
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,043
Income earned, not collected on loans$9,075,000269
Earning assets$2,746,334,000246
Long-term assets (5+ years)$1,115,888,000209
Average Assets, year-to-date$2,851,409,500266
Average Assets, quarterly$2,851,409,500266
Volatile liabilities$493,874,000148
Insider loans$55,243,00069
FHLB advances$25,000,000823
Loans and leases held for sale$4,941,000598
Unused loan commitments$568,401,000216
Tier 1 (core) risk-based capital$304,312,000252
Tier 2 risk-based capital$29,062,000216
Total risk weighted assets$2,311,994,000229
Total unused commitments$568,401,000216
Derivatives$01,405
2012-12-31Rank
# of Employees:330432
Assets and Liabilities
Total Assets:$2,821,621,000272
Cash and due from depository institutions$50,531,000432
Interest-bearing balances$17,950,0002,179
Securities$493,424,000311
Federal funds sold & reverse repurchase agreements$03,307
Net loans & leases$2,158,066,000231
Loan loss allowance$42,773,000209
Trading account assets$0243
Bank premises and fixed assets$10,072,0001,166
Other real estate owned$12,302,000432
Goodwill and other intangibles$02,913
All other assets$97,226,000288
Life insurance assets$45,529,000183
Total liabilities and capital$2,821,622,000272
Total liabilities$2,521,747,000266
Total deposits$2,255,492,000258
Interest-bearing deposits$1,829,301,000256
Deposits held in domestic offices$2,255,492,000257
% insured51.43%6,989
Federal funds purchased & repurchase agreements$250,719,00098
Trading liabilities$0152
Other borrowed funds$7,000,0002,093
Subordinated debt$0159
All other liabilities$8,536,000714
Total equity capital$299,875,000284
Total bank equity capital$299,875,000283
Perpetual preferred stock$0246
Common stock$1,969,0001,630
Surplus$184,591,000263
Undivided profits$113,315,000315
Noncontrolling interests in consolidated subsidiaries$0169
Memoranda
Noncurrent loans and leases$37,929,000307
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,020
Income earned, not collected on loans$8,563,000276
Earning assets$2,669,440,000255
Long-term assets (5+ years)$1,105,156,000207
Average Assets, year-to-date$2,945,516,400250
Average Assets, quarterly$2,912,083,000257
Volatile liabilities$376,114,000178
Insider loans$46,213,00079
FHLB advances$03,864
Loans and leases held for sale$15,195,000392
Unused loan commitments$575,734,000211
Tier 1 (core) risk-based capital$296,892,000257
Tier 2 risk-based capital$29,118,000218
Total risk weighted assets$2,315,942,000225
Total unused commitments$575,734,000211
Derivatives$01,366
2012-09-30Rank
# of Employees:325436
Assets and Liabilities
Total Assets:$3,002,545,000250
Cash and due from depository institutions$243,593,000436
Interest-bearing balances$220,685,000198
Securities$545,143,000286
Federal funds sold & reverse repurchase agreements$03,418
Net loans & leases$2,121,918,000232
Loan loss allowance$41,288,000218
Trading account assets$0231
Bank premises and fixed assets$10,511,0001,120
Other real estate owned$14,089,000436
Goodwill and other intangibles$02,937
All other assets$67,291,000384
Life insurance assets$15,301,000495
Total liabilities and capital$3,002,545,000250
Total liabilities$2,637,605,000250
Total deposits$2,223,983,000258
Interest-bearing deposits$1,821,864,000258
Deposits held in domestic offices$2,223,983,000257
% insured51.49%7,101
Federal funds purchased & repurchase agreements$409,320,00079
Trading liabilities$0150
Other borrowed funds$04,201
Subordinated debt$0163
All other liabilities$4,302,0001,230
Total equity capital$364,940,000248
Total bank equity capital$364,940,000247
Perpetual preferred stock$0250
Common stock$1,969,0001,663
Surplus$184,591,000260
Undivided profits$178,380,000212
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$45,450,000280
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$9,541,000267
Earning assets$2,887,746,000235
Long-term assets (5+ years)$1,095,739,000205
Average Assets, year-to-date$2,976,490,250245
Average Assets, quarterly$3,008,809,000246
Volatile liabilities$536,952,000138
Insider loans$40,970,00092
FHLB advances$03,944
Loans and leases held for sale$19,930,000323
Unused loan commitments$580,838,000210
Tier 1 (core) risk-based capital$359,431,000230
Tier 2 risk-based capital$28,581,000222
Total risk weighted assets$2,273,774,000226
Total unused commitments$580,838,000210
Derivatives$01,366
2012-06-30Rank
# of Employees:320446
Assets and Liabilities
Total Assets:$3,015,073,000248
Cash and due from depository institutions$209,782,000446
Interest-bearing balances$187,826,000224
Securities$566,688,000276
Federal funds sold & reverse repurchase agreements$03,541
Net loans & leases$2,144,423,000224
Loan loss allowance$46,632,000204
Trading account assets$0211
Bank premises and fixed assets$10,646,0001,096
Other real estate owned$14,018,000446
Goodwill and other intangibles$02,925
All other assets$69,516,000372
Life insurance assets$15,199,000489
Total liabilities and capital$3,015,073,000248
Total liabilities$2,659,962,000250
Total deposits$2,264,464,000250
Interest-bearing deposits$1,867,978,000246
Deposits held in domestic offices$2,264,464,000249
% insured51.67%7,156
Federal funds purchased & repurchase agreements$364,568,00083
Trading liabilities$0130
Other borrowed funds$25,000,000973
Subordinated debt$0180
All other liabilities$5,930,000922
Total equity capital$355,111,000249
Total bank equity capital$355,111,000248
Perpetual preferred stock$0254
Common stock$1,969,0001,693
Surplus$184,591,000262
Undivided profits$168,551,000215
Noncontrolling interests in consolidated subsidiaries$0171
Memoranda
Noncurrent loans and leases$46,404,000290
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,080
Income earned, not collected on loans$9,334,000266
Earning assets$2,898,937,000233
Long-term assets (5+ years)$1,061,932,000202
Average Assets, year-to-date$2,967,805,330247
Average Assets, quarterly$2,983,547,000247
Volatile liabilities$503,095,000149
Insider loans$40,954,00093
FHLB advances$25,000,000907
Loans and leases held for sale$12,851,000371
Unused loan commitments$531,644,000221
Tier 1 (core) risk-based capital$350,038,000231
Tier 2 risk-based capital$29,009,000221
Total risk weighted assets$2,303,102,000225
Total unused commitments$531,644,000221
Derivatives$01,332
2012-03-31Rank
# of Employees:316445
Assets and Liabilities
Total Assets:$2,952,021,000247
Cash and due from depository institutions$149,047,000445
Interest-bearing balances$126,624,000315
Securities$598,178,000265
Federal funds sold & reverse repurchase agreements$03,754
Net loans & leases$2,107,648,000223
Loan loss allowance$45,371,000207
Trading account assets$0215
Bank premises and fixed assets$11,058,0001,054
Other real estate owned$12,928,000445
Goodwill and other intangibles$02,935
All other assets$73,162,000349
Life insurance assets$15,175,000477
Total liabilities and capital$2,952,022,000247
Total liabilities$2,605,262,000251
Total deposits$2,251,953,000249
Interest-bearing deposits$1,902,268,000241
Deposits held in domestic offices$2,251,953,000249
% insured48.22%7,246
Federal funds purchased & repurchase agreements$315,633,00098
Trading liabilities$0123
Other borrowed funds$25,000,000990
Subordinated debt$0185
All other liabilities$12,676,000495
Total equity capital$346,760,000244
Total bank equity capital$346,760,000244
Perpetual preferred stock$0259
Common stock$1,969,0001,718
Surplus$184,591,000254
Undivided profits$160,200,000219
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$46,598,000311
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,111
Income earned, not collected on loans$9,798,000255
Earning assets$2,832,450,000235
Long-term assets (5+ years)$1,053,203,000200
Average Assets, year-to-date$2,944,171,500247
Average Assets, quarterly$2,944,171,500247
Volatile liabilities$467,302,000158
Insider loans$38,119,000107
FHLB advances$25,000,000929
Loans and leases held for sale$8,164,000465
Unused loan commitments$571,255,000204
Tier 1 (core) risk-based capital$341,345,000228
Tier 2 risk-based capital$28,779,000217
Total risk weighted assets$2,285,722,000220
Total unused commitments$571,255,000204
Derivatives$01,297
2011-12-31Rank
# of Employees:313456
Assets and Liabilities
Total Assets:$2,936,322,000249
Cash and due from depository institutions$82,569,000456
Interest-bearing balances$59,946,000645
Securities$624,956,000251
Federal funds sold & reverse repurchase agreements$03,658
Net loans & leases$2,138,776,000223
Loan loss allowance$48,729,000200
Trading account assets$0205
Bank premises and fixed assets$11,413,0001,019
Other real estate owned$8,925,000456
Goodwill and other intangibles$02,970
All other assets$69,683,000379
Life insurance assets$15,053,000471
Total liabilities and capital$2,936,322,000249
Total liabilities$2,596,248,000248
Total deposits$2,300,278,000242
Interest-bearing deposits$1,954,221,000239
Deposits held in domestic offices$2,300,278,000242
% insured47.75%7,293
Federal funds purchased & repurchase agreements$263,273,000109
Trading liabilities$0115
Other borrowed funds$25,000,0001,063
Subordinated debt$0193
All other liabilities$7,697,000742
Total equity capital$340,074,000247
Total bank equity capital$340,074,000247
Perpetual preferred stock$0263
Common stock$1,969,0001,728
Surplus$184,591,000255
Undivided profits$153,514,000222
Noncontrolling interests in consolidated subsidiaries$0168
Memoranda
Noncurrent loans and leases$38,868,000396
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,138
Income earned, not collected on loans$10,007,000255
Earning assets$2,823,678,000234
Long-term assets (5+ years)$959,487,000167
Average Assets, year-to-date$2,838,578,400252
Average Assets, quarterly$2,938,223,000250
Volatile liabilities$445,724,000179
Insider loans$46,609,00080
FHLB advances$25,000,000990
Loans and leases held for sale$18,485,000250
Unused loan commitments$553,733,000210
Tier 1 (core) risk-based capital$334,273,000233
Tier 2 risk-based capital$29,638,000215
Total risk weighted assets$2,351,909,000219
Total unused commitments$553,733,000210
Derivatives$01,191
2011-09-30Rank
# of Employees:319440
Assets and Liabilities
Total Assets:$2,940,124,000251
Cash and due from depository institutions$129,925,000440
Interest-bearing balances$105,147,000406
Securities$602,565,000247
Federal funds sold & reverse repurchase agreements$03,873
Net loans & leases$2,114,506,000223
Loan loss allowance$49,405,000198
Trading account assets$0209
Bank premises and fixed assets$11,442,0001,020
Other real estate owned$10,377,000440
Goodwill and other intangibles$02,996
All other assets$71,309,000365
Life insurance assets$14,986,000466
Total liabilities and capital$2,940,124,000251
Total liabilities$2,607,198,000250
Total deposits$2,376,582,000236
Interest-bearing deposits$1,979,406,000235
Deposits held in domestic offices$2,376,582,000236
% insured47.81%7,370
Federal funds purchased & repurchase agreements$201,652,000126
Trading liabilities$0112
Other borrowed funds$25,000,0001,094
Subordinated debt$0206
All other liabilities$3,964,0001,254
Total equity capital$332,926,000256
Total bank equity capital$332,926,000255
Perpetual preferred stock$0266
Common stock$1,969,0001,761
Surplus$184,591,000259
Undivided profits$146,366,000236
Noncontrolling interests in consolidated subsidiaries$0175
Memoranda
Noncurrent loans and leases$45,499,000351
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,137
Income earned, not collected on loans$10,258,000252
Earning assets$2,822,218,000236
Long-term assets (5+ years)$1,071,739,000152
Average Assets, year-to-date$2,814,142,500251
Average Assets, quarterly$2,867,849,000252
Volatile liabilities$387,227,000194
Insider loans$45,256,00088
FHLB advances$25,000,0001,003
Loans and leases held for sale$17,464,000229
Unused loan commitments$592,157,000202
Tier 1 (core) risk-based capital$326,504,000239
Tier 2 risk-based capital$28,812,000222
Total risk weighted assets$2,284,327,000222
Total unused commitments$592,157,000202
Derivatives$01,195
2011-06-30Rank
# of Employees:305471
Assets and Liabilities
Total Assets:$2,795,574,000257
Cash and due from depository institutions$80,143,000471
Interest-bearing balances$58,662,000636
Securities$511,052,000292
Federal funds sold & reverse repurchase agreements$03,997
Net loans & leases$2,102,616,000225
Loan loss allowance$53,217,000197
Trading account assets$0213
Bank premises and fixed assets$11,326,0001,037
Other real estate owned$14,690,000471
Goodwill and other intangibles$03,017
All other assets$75,747,000349
Life insurance assets$14,978,000465
Total liabilities and capital$2,795,574,000257
Total liabilities$2,472,396,000256
Total deposits$2,260,506,000241
Interest-bearing deposits$1,960,649,000235
Deposits held in domestic offices$2,260,506,000241
% insured47.79%7,447
Federal funds purchased & repurchase agreements$179,105,000137
Trading liabilities$0112
Other borrowed funds$25,000,0001,136
Subordinated debt$0212
All other liabilities$7,785,000703
Total equity capital$323,178,000257
Total bank equity capital$323,178,000256
Perpetual preferred stock$0222
Common stock$1,969,0001,789
Surplus$184,591,000265
Undivided profits$136,618,000239
Noncontrolling interests in consolidated subsidiaries$0179
Memoranda
Noncurrent loans and leases$60,050,000295
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,160
Income earned, not collected on loans$10,023,000249
Earning assets$2,672,330,000236
Long-term assets (5+ years)$1,101,315,000149
Average Assets, year-to-date$2,772,148,670260
Average Assets, quarterly$2,788,502,000259
Volatile liabilities$354,327,000205
Insider loans$45,280,00086
FHLB advances$25,000,0001,050
Loans and leases held for sale$7,667,000294
Unused loan commitments$574,891,000203
Tier 1 (core) risk-based capital$319,043,000239
Tier 2 risk-based capital$28,497,000227
Total risk weighted assets$2,255,063,000225
Total unused commitments$574,891,000204
Derivatives$01,174
2011-03-31Rank
# of Employees:300480
Assets and Liabilities
Total Assets:$2,781,430,000260
Cash and due from depository institutions$126,488,000480
Interest-bearing balances$107,745,000362
Securities$417,072,000350
Federal funds sold & reverse repurchase agreements$04,332
Net loans & leases$2,126,959,000222
Loan loss allowance$56,465,000196
Trading account assets$0208
Bank premises and fixed assets$11,666,0001,004
Other real estate owned$18,879,000480
Goodwill and other intangibles$03,025
All other assets$80,366,000337
Life insurance assets$15,189,000456
Total liabilities and capital$2,781,430,000260
Total liabilities$2,472,900,000260
Total deposits$2,265,084,000242
Interest-bearing deposits$1,966,585,000238
Deposits held in domestic offices$2,265,084,000242
% insured52.22%7,460
Federal funds purchased & repurchase agreements$177,732,000146
Trading liabilities$0108
Other borrowed funds$25,000,0001,158
Subordinated debt$0214
All other liabilities$5,084,0001,002
Total equity capital$308,530,000259
Total bank equity capital$308,530,000258
Perpetual preferred stock$0224
Common stock$1,969,0001,816
Surplus$184,591,000265
Undivided profits$121,970,000262
Noncontrolling interests in consolidated subsidiaries$0181
Memoranda
Noncurrent loans and leases$54,634,000332
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,152
Income earned, not collected on loans$10,832,000237
Earning assets$2,651,776,000239
Long-term assets (5+ years)$1,014,857,000150
Average Assets, year-to-date$2,760,436,000263
Average Assets, quarterly$2,760,436,000263
Volatile liabilities$345,505,000223
Insider loans$62,185,00060
FHLB advances$25,000,0001,069
Loans and leases held for sale$4,650,000335
Unused loan commitments$522,032,000215
Tier 1 (core) risk-based capital$309,295,000242
Tier 2 risk-based capital$28,499,000230
Total risk weighted assets$2,251,919,000225
Total unused commitments$522,032,000215
Derivatives$01,153
2010-12-31Rank
# of Employees:299486
Assets and Liabilities
Total Assets:$2,739,442,000266
Cash and due from depository institutions$47,387,000486
Interest-bearing balances$27,610,0001,268
Securities$411,761,000344
Federal funds sold & reverse repurchase agreements$04,270
Net loans & leases$2,159,640,000222
Loan loss allowance$62,442,000184
Trading account assets$0207
Bank premises and fixed assets$12,000,000995
Other real estate owned$17,165,000486
Goodwill and other intangibles$03,026
All other assets$91,489,000305
Life insurance assets$15,062,000447
Total liabilities and capital$2,739,442,000266
Total liabilities$2,437,753,000265
Total deposits$2,254,717,000244
Interest-bearing deposits$1,982,457,000236
Deposits held in domestic offices$2,254,717,000243
% insured52.64%7,533
Federal funds purchased & repurchase agreements$152,726,000169
Trading liabilities$0108
Other borrowed funds$25,000,0001,256
Subordinated debt$0220
All other liabilities$5,310,000960
Total equity capital$301,689,000264
Total bank equity capital$301,689,000262
Perpetual preferred stock$0224
Common stock$1,969,0001,842
Surplus$184,591,000265
Undivided profits$115,129,000269
Noncontrolling interests in consolidated subsidiaries$0190
Memoranda
Noncurrent loans and leases$57,400,000327
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$10,003,000258
Earning assets$2,599,011,000248
Long-term assets (5+ years)$1,048,493,000145
Average Assets, year-to-date$2,785,456,200254
Average Assets, quarterly$2,791,436,500256
Volatile liabilities$576,428,000248
Insider loans$61,499,00060
FHLB advances$25,000,0001,164
Loans and leases held for sale$10,049,000339
Unused loan commitments$504,680,000225
Tier 1 (core) risk-based capital$303,278,000240
Tier 2 risk-based capital$29,461,000227
Total risk weighted assets$2,323,872,000221
Total unused commitments$504,680,000225
Derivatives$01,176
2010-09-30Rank
# of Employees:304475
Assets and Liabilities
Total Assets:$2,843,431,000251
Cash and due from depository institutions$147,770,000475
Interest-bearing balances$113,631,000351
Securities$380,915,000355
Federal funds sold & reverse repurchase agreements$04,450
Net loans & leases$2,192,209,000221
Loan loss allowance$62,776,000181
Trading account assets$0210
Bank premises and fixed assets$12,224,000979
Other real estate owned$24,395,000475
Goodwill and other intangibles$03,048
All other assets$85,918,000319
Life insurance assets$14,926,000439
Total liabilities and capital$2,843,431,000251
Total liabilities$2,542,078,000252
Total deposits$2,333,172,000238
Interest-bearing deposits$2,053,775,000230
Deposits held in domestic offices$2,333,172,000238
% insured53.58%7,554
Federal funds purchased & repurchase agreements$178,632,000155
Trading liabilities$0103
Other borrowed funds$25,000,0001,330
Subordinated debt$0233
All other liabilities$5,274,0001,034
Total equity capital$301,353,000262
Total bank equity capital$301,353,000260
Perpetual preferred stock$0229
Common stock$1,969,0001,869
Surplus$184,591,000259
Undivided profits$114,793,000273
Noncontrolling interests in consolidated subsidiaries$0194
Memoranda
Noncurrent loans and leases$57,997,000331
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$10,616,000252
Earning assets$2,686,755,000239
Long-term assets (5+ years)$917,787,000147
Average Assets, year-to-date$2,796,959,750254
Average Assets, quarterly$2,833,963,500253
Volatile liabilities$618,261,000227
Insider loans$48,277,00078
FHLB advances$25,000,0001,238
Loans and leases held for sale$14,175,000289
Unused loan commitments$492,444,000228
Tier 1 (core) risk-based capital$297,438,000241
Tier 2 risk-based capital$29,616,000228
Total risk weighted assets$2,336,111,000222
Total unused commitments$492,444,000230
Derivatives$01,218
2010-06-30Rank
# of Employees:279512
Assets and Liabilities
Total Assets:$2,824,496,000255
Cash and due from depository institutions$120,528,000512
Interest-bearing balances$91,876,000407
Securities$379,212,000344
Federal funds sold & reverse repurchase agreements$04,532
Net loans & leases$2,197,533,000221
Loan loss allowance$62,345,000184
Trading account assets$0210
Bank premises and fixed assets$12,738,000943
Other real estate owned$26,477,000512
Goodwill and other intangibles$03,062
All other assets$88,008,000312
Life insurance assets$15,454,000423
Total liabilities and capital$2,824,497,000255
Total liabilities$2,531,011,000253
Total deposits$2,314,975,000238
Interest-bearing deposits$2,059,611,000230
Deposits held in domestic offices$2,314,975,000236
% insured54.76%7,602
Federal funds purchased & repurchase agreements$183,456,000144
Trading liabilities$0104
Other borrowed funds$25,000,0001,393
Subordinated debt$0241
All other liabilities$7,580,000742
Total equity capital$293,486,000264
Total bank equity capital$293,486,000261
Perpetual preferred stock$0222
Common stock$1,969,0001,890
Surplus$184,591,000256
Undivided profits$106,926,000283
Noncontrolling interests in consolidated subsidiaries$0198
Memoranda
Noncurrent loans and leases$65,142,000301
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,233
Income earned, not collected on loans$10,317,000250
Earning assets$2,668,621,000243
Long-term assets (5+ years)$921,930,000150
Average Assets, year-to-date$2,781,469,330255
Average Assets, quarterly$2,811,651,500257
Volatile liabilities$622,635,000232
Insider loans$48,625,00080
FHLB advances$25,000,0001,308
Loans and leases held for sale$9,620,000306
Unused loan commitments$502,637,000223
Tier 1 (core) risk-based capital$290,605,000242
Tier 2 risk-based capital$30,034,000223
Total risk weighted assets$2,370,388,000218
Total unused commitments$502,637,000224
Derivatives$01,168
2010-03-31Rank
# of Employees:288498
Assets and Liabilities
Total Assets:$2,798,807,000268
Cash and due from depository institutions$132,992,000498
Interest-bearing balances$108,747,000357
Securities$334,160,000396
Federal funds sold & reverse repurchase agreements$04,804
Net loans & leases$2,206,161,000225
Loan loss allowance$62,407,000195
Trading account assets$0227
Bank premises and fixed assets$13,253,000925
Other real estate owned$26,269,000498
Goodwill and other intangibles$03,074
All other assets$85,972,000327
Life insurance assets$15,377,000422
Total liabilities and capital$2,798,808,000268
Total liabilities$2,513,266,000266
Total deposits$2,300,458,000245
Interest-bearing deposits$2,068,263,000241
Deposits held in domestic offices$2,300,458,000242
% insured57.02%7,670
Federal funds purchased & repurchase agreements$179,073,000164
Trading liabilities$0108
Other borrowed funds$25,000,0001,466
Subordinated debt$0248
All other liabilities$8,735,000658
Total equity capital$285,542,000271
Total bank equity capital$285,542,000267
Perpetual preferred stock$0220
Common stock$1,969,0001,931
Surplus$184,591,000259
Undivided profits$98,982,000300
Noncontrolling interests in consolidated subsidiaries$0204
Memoranda
Noncurrent loans and leases$82,550,000266
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,219
Income earned, not collected on loans$10,013,000275
Earning assets$2,649,068,000255
Long-term assets (5+ years)$804,947,000161
Average Assets, year-to-date$2,759,956,000267
Average Assets, quarterly$2,759,956,000267
Volatile liabilities$714,629,000227
Insider loans$48,625,00088
FHLB advances$25,000,0001,372
Loans and leases held for sale$3,005,000498
Unused loan commitments$490,804,000233
Tier 1 (core) risk-based capital$283,851,000245
Tier 2 risk-based capital$30,045,000236
Total risk weighted assets$2,371,226,000225
Total unused commitments$490,804,000234
Derivatives$01,155
2009-12-31Rank
# of Employees:289498
Assets and Liabilities
Total Assets:$2,721,105,000272
Cash and due from depository institutions$25,211,000498
Interest-bearing balances$98,0006,530
Securities$348,584,000372
Federal funds sold & reverse repurchase agreements$04,737
Net loans & leases$2,216,556,000227
Loan loss allowance$65,152,000186
Trading account assets$0224
Bank premises and fixed assets$13,794,000892
Other real estate owned$28,499,000498
Goodwill and other intangibles$03,096
All other assets$88,461,000322
Life insurance assets$15,288,000420
Total liabilities and capital$2,721,105,000272
Total liabilities$2,440,353,000272
Total deposits$2,229,496,000253
Interest-bearing deposits$1,989,723,000248
Deposits held in domestic offices$2,229,496,000250
% insured56.55%7,738
Federal funds purchased & repurchase agreements$176,728,000168
Trading liabilities$0104
Other borrowed funds$25,000,0001,583
Subordinated debt$0258
All other liabilities$9,129,000639
Total equity capital$280,752,000275
Total bank equity capital$280,752,000271
Perpetual preferred stock$0219
Common stock$1,969,0001,966
Surplus$184,591,000257
Undivided profits$94,192,000304
Noncontrolling interests in consolidated subsidiaries$0209
Memoranda
Noncurrent loans and leases$69,635,000307
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,191
Income earned, not collected on loans$10,537,000265
Earning assets$2,565,238,000258
Long-term assets (5+ years)$814,150,000160
Average Assets, year-to-date$2,726,424,600272
Average Assets, quarterly$2,725,763,500272
Volatile liabilities$710,905,000231
Insider loans$58,983,00068
FHLB advances$25,000,0001,483
Loans and leases held for sale$6,492,000368
Unused loan commitments$526,128,000226
Tier 1 (core) risk-based capital$280,401,000249
Tier 2 risk-based capital$30,726,000231
Total risk weighted assets$2,423,655,000221
Total unused commitments$526,128,000226
Derivatives$01,139
2009-09-30Rank
# of Employees:295491
Assets and Liabilities
Total Assets:$2,730,422,000283
Cash and due from depository institutions$25,760,000491
Interest-bearing balances$92,0006,485
Securities$369,058,000353
Federal funds sold & reverse repurchase agreements$56,413,000147
Net loans & leases$2,156,537,000247
Loan loss allowance$70,114,000181
Trading account assets$0238
Bank premises and fixed assets$14,150,000882
Other real estate owned$36,402,000491
Goodwill and other intangibles$03,142
All other assets$72,102,000354
Life insurance assets$15,188,000425
Total liabilities and capital$2,730,422,000283
Total liabilities$2,452,042,000282
Total deposits$2,235,092,000256
Interest-bearing deposits$2,006,409,000256
Deposits held in domestic offices$2,235,092,000253
% insured57.99%7,808
Federal funds purchased & repurchase agreements$185,531,000177
Trading liabilities$0103
Other borrowed funds$25,000,0001,629
Subordinated debt$0269
All other liabilities$6,419,000923
Total equity capital$278,380,000281
Total bank equity capital$278,380,000278
Perpetual preferred stock$0212
Common stock$1,969,0001,991
Surplus$184,591,000262
Undivided profits$91,820,000329
Noncontrolling interests in consolidated subsidiaries$0214
Memoranda
Noncurrent loans and leases$87,098,000272
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,174
Income earned, not collected on loans$10,359,000293
Earning assets$2,582,100,000272
Long-term assets (5+ years)$830,112,000159
Average Assets, year-to-date$2,727,754,500284
Average Assets, quarterly$2,713,337,000283
Volatile liabilities$748,329,000228
Insider loans$57,440,00073
FHLB advances$25,000,0001,530
Loans and leases held for sale$2,285,000618
Unused loan commitments$551,886,000237
Tier 1 (core) risk-based capital$277,357,000255
Tier 2 risk-based capital$30,193,000250
Total risk weighted assets$2,393,668,000243
Total unused commitments$551,886,000237
Derivatives$01,183
2009-06-30Rank
# of Employees:302492
Assets and Liabilities
Total Assets:$2,696,252,000291
Cash and due from depository institutions$31,692,000492
Interest-bearing balances$79,0006,461
Securities$309,089,000420
Federal funds sold & reverse repurchase agreements$22,999,000377
Net loans & leases$2,230,886,000252
Loan loss allowance$38,978,000271
Trading account assets$0240
Bank premises and fixed assets$14,601,000861
Other real estate owned$28,198,000492
Goodwill and other intangibles$03,161
All other assets$58,787,000439
Life insurance assets$15,078,000438
Total liabilities and capital$2,696,252,000291
Total liabilities$2,390,637,000293
Total deposits$2,191,742,000269
Interest-bearing deposits$1,951,815,000261
Deposits held in domestic offices$2,191,742,000266
% insured52.09%7,671
Federal funds purchased & repurchase agreements$165,730,000191
Trading liabilities$0100
Other borrowed funds$25,000,0001,722
Subordinated debt$0276
All other liabilities$8,165,000774
Total equity capital$305,615,000261
Total bank equity capital$305,615,000259
Perpetual preferred stock$0213
Common stock$1,969,0002,021
Surplus$184,591,000262
Undivided profits$119,055,000251
Noncontrolling interests in consolidated subsidiaries$0219
Memoranda
Noncurrent loans and leases$111,368,000214
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,161
Income earned, not collected on loans$9,826,000322
Earning assets$2,563,053,000277
Long-term assets (5+ years)$806,273,000168
Average Assets, year-to-date$2,726,865,330291
Average Assets, quarterly$2,733,451,000288
Volatile liabilities$785,219,000223
Insider loans$54,057,00088
FHLB advances$25,000,0001,611
Loans and leases held for sale$12,940,000310
Unused loan commitments$539,870,000243
Tier 1 (core) risk-based capital$308,186,000231
Tier 2 risk-based capital$30,372,000248
Total risk weighted assets$2,422,871,000254
Total unused commitments$539,870,000243
Derivatives$01,221
2009-03-31Rank
# of Employees:316468
Assets and Liabilities
Total Assets:$2,770,650,000289
Cash and due from depository institutions$29,594,000468
Interest-bearing balances$79,0006,250
Securities$339,720,000394
Federal funds sold & reverse repurchase agreements$67,720,000143
Net loans & leases$2,251,896,000250
Loan loss allowance$37,494,000265
Trading account assets$0234
Bank premises and fixed assets$14,833,000856
Other real estate owned$12,455,000468
Goodwill and other intangibles$03,204
All other assets$54,432,000449
Life insurance assets$14,984,000440
Total liabilities and capital$2,770,650,000289
Total liabilities$2,457,849,000290
Total deposits$2,239,924,000259
Interest-bearing deposits$2,020,805,000254
Deposits held in domestic offices$2,239,924,000257
% insured59.96%7,269
Federal funds purchased & repurchase agreements$184,223,000192
Trading liabilities$092
Other borrowed funds$25,000,0001,758
Subordinated debt$0271
All other liabilities$8,702,000741
Total equity capital$312,801,000264
Total bank equity capital$312,801,000262
Perpetual preferred stock$0193
Common stock$1,969,0002,032
Surplus$184,591,000254
Undivided profits$126,241,000251
Noncontrolling interests in consolidated subsidiaries$0220
Memoranda
Noncurrent loans and leases$149,604,000158
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,134
Income earned, not collected on loans$10,596,000304
Earning assets$2,659,415,000274
Long-term assets (5+ years)$787,749,000172
Average Assets, year-to-date$2,742,172,000288
Average Assets, quarterly$2,742,172,000288
Volatile liabilities$883,225,000218
Insider loans$54,150,00092
FHLB advances$25,000,0001,646
Loans and leases held for sale$7,936,000350
Unused loan commitments$554,534,000254
Tier 1 (core) risk-based capital$314,423,000230
Tier 2 risk-based capital$30,064,000248
Total risk weighted assets$2,405,103,000255
Total unused commitments$554,534,000254
Derivatives$01,177
2008-12-31Rank
# of Employees:312480
Assets and Liabilities
Total Assets:$2,713,694,000289
Cash and due from depository institutions$33,515,000480
Interest-bearing balances$80,0005,893
Securities$325,742,000400
Federal funds sold & reverse repurchase agreements$05,377
Net loans & leases$2,279,307,000250
Loan loss allowance$36,475,000248
Trading account assets$0236
Bank premises and fixed assets$14,740,000866
Other real estate owned$7,569,000480
Goodwill and other intangibles$03,219
All other assets$52,821,000465
Life insurance assets$14,917,000443
Total liabilities and capital$2,713,694,000289
Total liabilities$2,397,526,000290
Total deposits$2,172,699,000263
Interest-bearing deposits$1,977,351,000256
Deposits held in domestic offices$2,172,699,000260
% insured0.00%1
Federal funds purchased & repurchase agreements$187,959,000191
Trading liabilities$088
Other borrowed funds$25,000,0001,907
Subordinated debt$0278
All other liabilities$11,868,000599
Total equity capital$316,168,000251
Total bank equity capital$316,168,000251
Perpetual preferred stock$0141
Common stock$1,969,0002,040
Surplus$184,591,000252
Undivided profits$129,608,000235
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$117,349,000153
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$10,594,000318
Earning assets$2,605,129,000276
Long-term assets (5+ years)$790,428,000167
Average Assets, year-to-date$2,573,156,400291
Average Assets, quarterly$2,686,592,500288
Volatile liabilities$735,654,000251
Insider loans$39,751,000139
FHLB advances$25,000,0001,798
Loans and leases held for sale$6,221,000316
Unused loan commitments$554,888,000264
Tier 1 (core) risk-based capital$316,891,000226
Tier 2 risk-based capital$30,091,000251
Total risk weighted assets$2,407,283,000253
Total unused commitments$554,888,000264
Derivatives$01,109
2008-09-30Rank
# of Employees:306500
Assets and Liabilities
Total Assets:$2,659,491,000292
Cash and due from depository institutions$32,538,000500
Interest-bearing balances$1,269,0002,766
Securities$317,862,000396
Federal funds sold & reverse repurchase agreements$05,854
Net loans & leases$2,237,326,000261
Loan loss allowance$32,634,000250
Trading account assets$0251
Bank premises and fixed assets$13,947,000911
Other real estate owned$6,002,000500
Goodwill and other intangibles$03,276
All other assets$51,816,000447
Life insurance assets$14,957,000436
Total liabilities and capital$2,659,491,000292
Total liabilities$2,418,005,000289
Total deposits$2,156,837,000260
Interest-bearing deposits$1,949,315,000249
Deposits held in domestic offices$2,156,837,000256
% insured0.00%1
Federal funds purchased & repurchase agreements$198,009,000199
Trading liabilities$091
Other borrowed funds$50,000,0001,175
Subordinated debt$0276
All other liabilities$13,159,000534
Total equity capital$241,486,000320
Total bank equity capital$241,486,000320
Perpetual preferred stock$0110
Common stock$1,969,0002,056
Surplus$115,091,000341
Undivided profits$124,426,000268
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$79,259,000188
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,110
Income earned, not collected on loans$11,165,000318
Earning assets$2,556,457,000279
Long-term assets (5+ years)$456,614,000298
Average Assets, year-to-date$2,538,022,000299
Average Assets, quarterly$2,656,797,000292
Volatile liabilities$650,288,000277
Insider loans$23,495,000258
FHLB advances$50,000,0001,099
Loans and leases held for sale$4,547,000334
Unused loan commitments$493,283,000303
Tier 1 (core) risk-based capital$244,824,000287
Tier 2 risk-based capital$29,642,000258
Total risk weighted assets$2,371,379,000265
Total unused commitments$493,283,000305
Derivatives$01,077
2008-06-30Rank
# of Employees:306506
Assets and Liabilities
Total Assets:$2,654,103,000293
Cash and due from depository institutions$60,783,000506
Interest-bearing balances$16,825,000386
Securities$338,446,000379
Federal funds sold & reverse repurchase agreements$05,934
Net loans & leases$2,187,774,000262
Loan loss allowance$26,103,000284
Trading account assets$0267
Bank premises and fixed assets$13,601,000918
Other real estate owned$6,091,000506
Goodwill and other intangibles$03,301
All other assets$47,408,000468
Life insurance assets$14,847,000440
Total liabilities and capital$2,654,103,000293
Total liabilities$2,479,683,000282
Total deposits$2,100,406,000263
Interest-bearing deposits$1,895,925,000256
Deposits held in domestic offices$2,100,406,000262
% insured0.00%1
Federal funds purchased & repurchase agreements$278,895,000175
Trading liabilities$094
Other borrowed funds$50,000,0001,150
Subordinated debt$40,000,00099
All other liabilities$10,382,000644
Total equity capital$174,420,000424
Total bank equity capital$174,420,000424
Perpetual preferred stock$0107
Common stock$1,969,0002,068
Surplus$50,091,000672
Undivided profits$122,360,000280
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$37,926,000282
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,082
Income earned, not collected on loans$10,992,000316
Earning assets$2,543,045,000279
Long-term assets (5+ years)$404,198,000328
Average Assets, year-to-date$2,497,532,330306
Average Assets, quarterly$2,577,083,500299
Volatile liabilities$841,981,000239
Insider loans$25,117,000238
FHLB advances$50,000,0001,066
Loans and leases held for sale$3,415,000463
Unused loan commitments$669,630,000257
Tier 1 (core) risk-based capital$176,645,000376
Tier 2 risk-based capital$66,103,000148
Total risk weighted assets$2,337,892,000267
Total unused commitments$669,630,000257
Derivatives$01,075
2008-03-31Rank
# of Employees:296515
Assets and Liabilities
Total Assets:$2,500,064,000310
Cash and due from depository institutions$35,939,000515
Interest-bearing balances$1,218,0002,813
Securities$316,048,000415
Federal funds sold & reverse repurchase agreements$06,601
Net loans & leases$2,086,581,000270
Loan loss allowance$25,426,000284
Trading account assets$0252
Bank premises and fixed assets$13,463,000928
Other real estate owned$5,720,000515
Goodwill and other intangibles$03,304
All other assets$42,313,000498
Life insurance assets$14,592,000440
Total liabilities and capital$2,500,064,000310
Total liabilities$2,325,925,000299
Total deposits$2,022,099,000270
Interest-bearing deposits$1,828,519,000262
Deposits held in domestic offices$2,022,099,000268
% insured0.00%1
Federal funds purchased & repurchase agreements$225,099,000188
Trading liabilities$086
Other borrowed funds$25,000,0001,736
Subordinated debt$40,000,00097
All other liabilities$13,727,000554
Total equity capital$174,139,000434
Total bank equity capital$174,139,000434
Perpetual preferred stock$0108
Common stock$1,969,0002,066
Surplus$50,091,000666
Undivided profits$122,079,000300
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$19,480,000414
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,070
Income earned, not collected on loans$11,090,000326
Earning assets$2,403,847,000293
Long-term assets (5+ years)$324,841,000399
Average Assets, year-to-date$2,419,247,000311
Average Assets, quarterly$2,419,247,000311
Volatile liabilities$808,132,000240
Insider loans$30,367,000180
FHLB advances$25,000,0001,650
Loans and leases held for sale$3,432,000495
Unused loan commitments$636,373,000275
Tier 1 (core) risk-based capital$171,323,000384
Tier 2 risk-based capital$65,426,000142
Total risk weighted assets$2,261,355,000276
Total unused commitments$636,373,000275
Derivatives$01,109
2007-12-31Rank
# of Employees:299520
Assets and Liabilities
Total Assets:$2,338,430,000324
Cash and due from depository institutions$35,341,000520
Interest-bearing balances$1,316,0002,294
Securities$320,109,000395
Federal funds sold & reverse repurchase agreements$06,130
Net loans & leases$1,929,080,000281
Loan loss allowance$22,260,000291
Trading account assets$0237
Bank premises and fixed assets$12,705,000982
Other real estate owned$0520
Goodwill and other intangibles$03,293
All other assets$41,195,000505
Life insurance assets$14,370,000442
Total liabilities and capital$2,338,430,000324
Total liabilities$2,174,270,000313
Total deposits$1,873,991,000285
Interest-bearing deposits$1,655,345,000283
Deposits held in domestic offices$1,873,991,000283
% insured0.00%1
Federal funds purchased & repurchase agreements$222,534,000203
Trading liabilities$078
Other borrowed funds$25,000,0001,635
Subordinated debt$40,000,00097
All other liabilities$12,745,000558
Total equity capital$164,160,000449
Total bank equity capital$164,160,000449
Perpetual preferred stock$0111
Common stock$1,969,0002,058
Surplus$46,091,000708
Undivided profits$116,100,000312
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,405,0001,236
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,085
Income earned, not collected on loans$11,452,000339
Earning assets$2,250,505,000307
Long-term assets (5+ years)$265,676,000476
Average Assets, year-to-date$2,137,028,000330
Average Assets, quarterly$2,282,668,000325
Volatile liabilities$795,019,000251
Insider loans$32,321,000158
FHLB advances$25,000,0001,543
Loans and leases held for sale$4,339,000401
Unused loan commitments$725,843,000256
Tier 1 (core) risk-based capital$162,951,000402
Tier 2 risk-based capital$62,260,000146
Total risk weighted assets$2,096,585,000290
Total unused commitments$725,843,000256
Derivatives$11,900,000438
2007-09-30Rank
# of Employees:292523
Assets and Liabilities
Total Assets:$2,226,906,000331
Cash and due from depository institutions$31,557,000523
Interest-bearing balances$1,247,0002,206
Securities$321,710,000398
Federal funds sold & reverse repurchase agreements$06,196
Net loans & leases$1,820,624,000293
Loan loss allowance$19,594,000311
Trading account assets$0244
Bank premises and fixed assets$11,894,0001,027
Other real estate owned$0523
Goodwill and other intangibles$03,301
All other assets$41,121,000505
Life insurance assets$14,087,000435
Total liabilities and capital$2,226,906,000331
Total liabilities$2,069,692,000320
Total deposits$1,810,730,000292
Interest-bearing deposits$1,606,852,000287
Deposits held in domestic offices$1,810,730,000291
% insured0.00%1
Federal funds purchased & repurchase agreements$180,551,000206
Trading liabilities$078
Other borrowed funds$25,000,0001,522
Subordinated debt$43,000,00092
All other liabilities$10,411,000655
Total equity capital$157,214,000463
Total bank equity capital$157,214,000463
Perpetual preferred stock$0113
Common stock$1,969,0002,040
Surplus$46,091,000700
Undivided profits$109,154,000343
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,859,0002,099
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,109
Income earned, not collected on loans$11,793,000346
Earning assets$2,143,581,000314
Long-term assets (5+ years)$231,194,000524
Average Assets, year-to-date$2,086,677,500337
Average Assets, quarterly$2,169,502,500332
Volatile liabilities$718,785,000259
Insider loans$32,764,000162
FHLB advances$25,000,0001,437
Loans and leases held for sale$4,291,000385
Unused loan commitments$572,496,000292
Tier 1 (core) risk-based capital$157,139,000418
Tier 2 risk-based capital$62,594,000137
Total risk weighted assets$1,956,850,000306
Total unused commitments$572,496,000292
Derivatives$01,033
2007-06-30Rank
# of Employees:279564
Assets and Liabilities
Total Assets:$2,112,099,000348
Cash and due from depository institutions$34,760,000564
Interest-bearing balances$1,178,0002,281
Securities$260,166,000479
Federal funds sold & reverse repurchase agreements$16,000,000968
Net loans & leases$1,750,816,000305
Loan loss allowance$18,737,000325
Trading account assets$0245
Bank premises and fixed assets$10,903,0001,133
Other real estate owned$0564
Goodwill and other intangibles$03,329
All other assets$39,454,000518
Life insurance assets$13,780,000438
Total liabilities and capital$2,112,099,000348
Total liabilities$1,963,860,000338
Total deposits$1,749,991,000313
Interest-bearing deposits$1,539,608,000307
Deposits held in domestic offices$1,749,991,000311
% insured0.00%1
Federal funds purchased & repurchase agreements$163,041,000236
Trading liabilities$087
Other borrowed funds$05,494
Subordinated debt$43,000,00095
All other liabilities$7,828,000821
Total equity capital$148,239,000484
Total bank equity capital$148,239,000484
Perpetual preferred stock$0111
Common stock$1,969,0002,032
Surplus$46,091,000716
Undivided profits$100,179,000367
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,714,0001,055
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,127
Income earned, not collected on loans$10,890,000359
Earning assets$2,028,160,000336
Long-term assets (5+ years)$183,175,000632
Average Assets, year-to-date$2,039,934,670355
Average Assets, quarterly$2,086,088,500350
Volatile liabilities$658,037,000277
Insider loans$32,726,000155
FHLB advances$05,027
Loans and leases held for sale$12,964,000223
Unused loan commitments$610,589,000291
Tier 1 (core) risk-based capital$150,118,000437
Tier 2 risk-based capital$61,737,000148
Total risk weighted assets$1,917,332,000312
Total unused commitments$610,589,000291
Derivatives$01,067
2007-03-31Rank
# of Employees:273568
Assets and Liabilities
Total Assets:$2,060,078,000356
Cash and due from depository institutions$24,733,000568
Interest-bearing balances$1,116,0002,431
Securities$253,776,000494
Federal funds sold & reverse repurchase agreements$37,159,000486
Net loans & leases$1,697,872,000309
Loan loss allowance$18,443,000317
Trading account assets$0267
Bank premises and fixed assets$10,113,0001,198
Other real estate owned$0568
Goodwill and other intangibles$03,322
All other assets$36,425,000538
Life insurance assets$13,459,000439
Total liabilities and capital$2,060,078,000356
Total liabilities$1,917,577,000343
Total deposits$1,715,482,000320
Interest-bearing deposits$1,518,658,000305
Deposits held in domestic offices$1,715,482,000318
% insured0.00%1
Federal funds purchased & repurchase agreements$147,631,000242
Trading liabilities$089
Other borrowed funds$05,479
Subordinated debt$43,000,00094
All other liabilities$11,464,000627
Total equity capital$142,501,000498
Total bank equity capital$142,501,000498
Perpetual preferred stock$0113
Common stock$1,969,0002,020
Surplus$46,091,000692
Undivided profits$94,441,000398
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,865,000922
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,132
Income earned, not collected on loans$9,825,000390
Earning assets$1,989,923,000335
Long-term assets (5+ years)$170,988,000660
Average Assets, year-to-date$2,003,852,500361
Average Assets, quarterly$2,003,852,500361
Volatile liabilities$652,742,000273
Insider loans$40,859,000129
FHLB advances$05,010
Loans and leases held for sale$8,202,000292
Unused loan commitments$516,106,000316
Tier 1 (core) risk-based capital$143,027,000450
Tier 2 risk-based capital$61,443,000145
Total risk weighted assets$1,824,312,000324
Total unused commitments$516,106,000316
Derivatives$01,065
2006-12-31Rank
# of Employees:275575
Assets and Liabilities
Total Assets:$1,947,627,000370
Cash and due from depository institutions$36,068,000575
Interest-bearing balances$1,333,0002,235
Securities$229,672,000542
Federal funds sold & reverse repurchase agreements$06,403
Net loans & leases$1,637,623,000314
Loan loss allowance$18,101,000312
Trading account assets$0156
Bank premises and fixed assets$9,273,0001,290
Other real estate owned$0575
Goodwill and other intangibles$03,315
All other assets$34,991,000553
Life insurance assets$13,233,000438
Total liabilities and capital$1,947,627,000370
Total liabilities$1,811,980,000359
Total deposits$1,610,252,000337
Interest-bearing deposits$1,419,002,000322
Deposits held in domestic offices$1,610,252,000335
% insured0.00%1
Federal funds purchased & repurchase agreements$148,871,000245
Trading liabilities$077
Other borrowed funds$05,610
Subordinated debt$43,000,00092
All other liabilities$9,857,000695
Total equity capital$135,647,000508
Total bank equity capital$135,647,000508
Perpetual preferred stock$0112
Common stock$1,969,0002,010
Surplus$46,091,000676
Undivided profits$87,587,000411
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,920,000812
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,087
Income earned, not collected on loans$9,315,000420
Earning assets$1,868,628,000351
Long-term assets (5+ years)$136,820,000796
Average Assets, year-to-date$1,749,016,200397
Average Assets, quarterly$1,912,104,000378
Volatile liabilities$639,588,000314
Insider loans$60,697,00069
FHLB advances$05,139
Loans and leases held for sale$7,796,000298
Unused loan commitments$500,202,000318
Tier 1 (core) risk-based capital$136,331,000461
Tier 2 risk-based capital$61,101,000144
Total risk weighted assets$1,741,356,000330
Total unused commitments$500,202,000318
Derivatives$01,023
2006-09-30Rank
# of Employees:256624
Assets and Liabilities
Total Assets:$1,876,581,000395
Cash and due from depository institutions$35,472,000624
Interest-bearing balances$1,194,0002,233
Securities$201,066,000641
Federal funds sold & reverse repurchase agreements$46,200,000298
Net loans & leases$1,556,322,000324
Loan loss allowance$17,100,000334
Trading account assets$0154
Bank premises and fixed assets$8,920,0001,336
Other real estate owned$0624
Goodwill and other intangibles$03,332
All other assets$28,601,000679
Life insurance assets$6,917,000819
Total liabilities and capital$1,876,581,000395
Total liabilities$1,747,852,000379
Total deposits$1,572,003,000343
Interest-bearing deposits$1,342,287,000341
Deposits held in domestic offices$1,572,003,000341
% insured0.00%1
Federal funds purchased & repurchase agreements$125,280,000273
Trading liabilities$074
Other borrowed funds$05,812
Subordinated debt$43,000,00097
All other liabilities$7,569,000812
Total equity capital$128,729,000533
Total bank equity capital$128,729,000533
Perpetual preferred stock$0118
Common stock$1,969,0002,012
Surplus$46,091,000672
Undivided profits$80,669,000456
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,796,000405
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,131
Income earned, not collected on loans$9,072,000419
Earning assets$1,804,782,000368
Long-term assets (5+ years)$117,966,000917
Average Assets, year-to-date$1,699,363,500414
Average Assets, quarterly$1,801,853,000405
Volatile liabilities$597,773,000339
Insider loans$52,741,00093
FHLB advances$05,308
Loans and leases held for sale$11,501,000226
Unused loan commitments$532,785,000317
Tier 1 (core) risk-based capital$129,701,000488
Tier 2 risk-based capital$60,100,000155
Total risk weighted assets$1,681,149,000344
Total unused commitments$532,785,000317
Derivatives$01,023
2006-06-30Rank
# of Employees:254632
Assets and Liabilities
Total Assets:$1,727,125,000418
Cash and due from depository institutions$30,622,000632
Interest-bearing balances$1,135,0002,318
Securities$200,261,000642
Federal funds sold & reverse repurchase agreements$05,870
Net loans & leases$1,460,649,000339
Loan loss allowance$15,701,000359
Trading account assets$0157
Bank premises and fixed assets$8,322,0001,400
Other real estate owned$0632
Goodwill and other intangibles$03,333
All other assets$27,271,000712
Life insurance assets$6,850,000808
Total liabilities and capital$1,727,125,000418
Total liabilities$1,605,939,000401
Total deposits$1,432,267,000365
Interest-bearing deposits$1,222,598,000363
Deposits held in domestic offices$1,432,267,000362
% insured0.00%1
Federal funds purchased & repurchase agreements$124,252,000281
Trading liabilities$073
Other borrowed funds$05,848
Subordinated debt$43,000,00099
All other liabilities$6,420,000867
Total equity capital$121,186,000550
Total bank equity capital$121,186,000550
Perpetual preferred stock$0119
Common stock$1,969,0002,005
Surplus$46,091,000664
Undivided profits$73,126,000471
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,607,0001,042
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,150
Income earned, not collected on loans$7,490,000479
Earning assets$1,662,045,000397
Long-term assets (5+ years)$117,906,000903
Average Assets, year-to-date$1,640,291,000429
Average Assets, quarterly$1,702,002,000417
Volatile liabilities$527,167,000366
Insider loans$52,629,00087
FHLB advances$05,334
Loans and leases held for sale$8,785,000283
Unused loan commitments$535,757,000314
Tier 1 (core) risk-based capital$123,504,000498
Tier 2 risk-based capital$58,701,000156
Total risk weighted assets$1,561,371,000360
Total unused commitments$535,757,000314
Derivatives$01,000
2006-03-31Rank
# of Employees:241662
Assets and Liabilities
Total Assets:$1,676,879,000421
Cash and due from depository institutions$34,424,000662
Interest-bearing balances$1,224,0002,371
Securities$164,999,000771
Federal funds sold & reverse repurchase agreements$68,000,000206
Net loans & leases$1,376,675,000347
Loan loss allowance$14,813,000368
Trading account assets$0154
Bank premises and fixed assets$7,817,0001,445
Other real estate owned$0662
Goodwill and other intangibles$03,321
All other assets$24,964,000737
Life insurance assets$6,784,000792
Total liabilities and capital$1,676,879,000421
Total liabilities$1,561,453,000406
Total deposits$1,395,135,000371
Interest-bearing deposits$1,191,599,000361
Deposits held in domestic offices$1,395,135,000370
% insured0.00%1
Federal funds purchased & repurchase agreements$114,940,000277
Trading liabilities$077
Other borrowed funds$05,773
Subordinated debt$43,000,00098
All other liabilities$8,378,000711
Total equity capital$115,426,000566
Total bank equity capital$115,426,000566
Perpetual preferred stock$0120
Common stock$1,969,0001,999
Surplus$46,091,000641
Undivided profits$67,366,000511
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,245,000809
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,164
Income earned, not collected on loans$6,499,000511
Earning assets$1,610,898,000401
Long-term assets (5+ years)$109,173,000950
Average Assets, year-to-date$1,596,874,000437
Average Assets, quarterly$1,596,874,000437
Volatile liabilities$502,629,000362
Insider loans$54,194,00077
FHLB advances$05,285
Loans and leases held for sale$8,065,000267
Unused loan commitments$521,309,000313
Tier 1 (core) risk-based capital$117,056,000509
Tier 2 risk-based capital$57,813,000155
Total risk weighted assets$1,475,594,000360
Total unused commitments$521,309,000313
Derivatives$0990
2005-12-31Rank
# of Employees:219729
Assets and Liabilities
Total Assets:$1,516,869,000452
Cash and due from depository institutions$33,642,000729
Interest-bearing balances$1,300,0002,369
Securities$169,279,000758
Federal funds sold & reverse repurchase agreements$06,145
Net loans & leases$1,282,803,000364
Loan loss allowance$13,821,000380
Trading account assets$0155
Bank premises and fixed assets$7,534,0001,481
Other real estate owned$0729
Goodwill and other intangibles$03,315
All other assets$23,611,000758
Life insurance assets$0351
Total liabilities and capital$1,516,869,000452
Total liabilities$1,407,252,000437
Total deposits$1,245,490,000409
Interest-bearing deposits$1,054,952,000400
Deposits held in domestic offices$1,245,490,000408
% insured0.00%1
Federal funds purchased & repurchase agreements$111,794,000292
Trading liabilities$072
Other borrowed funds$05,856
Subordinated debt$43,000,00099
All other liabilities$6,968,000782
Total equity capital$109,617,000581
Total bank equity capital$109,617,000581
Perpetual preferred stock$0122
Common stock$1,969,0001,984
Surplus$46,091,000623
Undivided profits$61,557,000561
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,001,0001,307
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,175
Income earned, not collected on loans$6,550,000512
Earning assets$1,453,382,000430
Long-term assets (5+ years)$102,166,0001,007
Average Assets, year-to-date$1,348,055,000471
Average Assets, quarterly$1,482,547,000453
Volatile liabilities$449,974,000389
Insider loans$45,464,00094
FHLB advances$05,326
Loans and leases held for sale$12,549,000220
Unused loan commitments$500,334,000318
Tier 1 (core) risk-based capital$111,154,000522
Tier 2 risk-based capital$56,821,000152
Total risk weighted assets$1,368,526,000377
Total unused commitments$500,334,000318
Derivatives$0930
2005-09-30Rank
# of Employees:218723
Assets and Liabilities
Total Assets:$1,448,225,000453
Cash and due from depository institutions$31,693,000723
Interest-bearing balances$1,109,0002,570
Securities$165,357,000768
Federal funds sold & reverse repurchase agreements$21,917,000608
Net loans & leases$1,199,424,000378
Loan loss allowance$13,196,000391
Trading account assets$0146
Bank premises and fixed assets$7,538,0001,450
Other real estate owned$0723
Goodwill and other intangibles$03,310
All other assets$22,296,000770
Life insurance assets$0341
Total liabilities and capital$1,448,225,000453
Total liabilities$1,343,887,000441
Total deposits$1,233,711,000398
Interest-bearing deposits$1,037,439,000392
Deposits held in domestic offices$1,233,711,000397
% insured0.00%1
Federal funds purchased & repurchase agreements$86,385,000320
Trading liabilities$063
Other borrowed funds$05,928
Subordinated debt$18,000,000123
All other liabilities$5,791,000876
Total equity capital$104,338,000594
Total bank equity capital$104,338,000594
Perpetual preferred stock$0120
Common stock$1,969,0001,951
Surplus$46,091,000606
Undivided profits$56,278,000622
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,902,000920
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,225
Income earned, not collected on loans$5,545,000555
Earning assets$1,387,807,000436
Long-term assets (5+ years)$97,025,0001,030
Average Assets, year-to-date$1,305,851,500475
Average Assets, quarterly$1,420,685,500451
Volatile liabilities$442,210,000384
Insider loans$48,336,00092
FHLB advances$05,403
Loans and leases held for sale$12,127,000243
Unused loan commitments$471,509,000329
Tier 1 (core) risk-based capital$105,299,000537
Tier 2 risk-based capital$31,196,000222
Total risk weighted assets$1,283,967,000397
Total unused commitments$471,509,000329
Derivatives$0909
2005-06-30Rank
# of Employees:215736
Assets and Liabilities
Total Assets:$1,393,146,000454
Cash and due from depository institutions$26,438,000736
Interest-bearing balances$1,117,0002,591
Securities$151,612,000819
Federal funds sold & reverse repurchase agreements$66,198,000195
Net loans & leases$1,120,264,000393
Loan loss allowance$12,266,000419
Trading account assets$0148
Bank premises and fixed assets$7,344,0001,453
Other real estate owned$0736
Goodwill and other intangibles$03,307
All other assets$21,290,000801
Life insurance assets$0339
Total liabilities and capital$1,393,146,000454
Total liabilities$1,294,081,000444
Total deposits$1,223,557,000392
Interest-bearing deposits$1,010,004,000386
Deposits held in domestic offices$1,223,557,000390
% insured0.00%1
Federal funds purchased & repurchase agreements$47,986,000461
Trading liabilities$065
Other borrowed funds$05,868
Subordinated debt$18,000,000120
All other liabilities$4,538,000997
Total equity capital$99,065,000610
Total bank equity capital$99,065,000610
Perpetual preferred stock$0118
Common stock$1,969,0001,933
Surplus$46,091,000592
Undivided profits$51,005,000672
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,834,000684
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,247
Income earned, not collected on loans$4,906,000580
Earning assets$1,339,191,000435
Long-term assets (5+ years)$98,982,0001,013
Average Assets, year-to-date$1,258,393,670485
Average Assets, quarterly$1,318,359,500472
Volatile liabilities$383,272,000427
Insider loans$45,875,00096
FHLB advances$05,357
Loans and leases held for sale$17,244,000203
Unused loan commitments$442,146,000331
Tier 1 (core) risk-based capital$99,871,000555
Tier 2 risk-based capital$30,266,000222
Total risk weighted assets$1,200,227,000401
Total unused commitments$442,146,000331
Derivatives$0866
2005-03-31Rank
# of Employees:197795
Assets and Liabilities
Total Assets:$1,243,573,000493
Cash and due from depository institutions$22,150,000795
Interest-bearing balances$1,142,0002,570
Securities$157,172,000811
Federal funds sold & reverse repurchase agreements$06,340
Net loans & leases$1,035,383,000404
Loan loss allowance$11,234,000443
Trading account assets$0148
Bank premises and fixed assets$7,165,0001,466
Other real estate owned$0795
Goodwill and other intangibles$03,297
All other assets$21,703,000774
Life insurance assets$0333
Total liabilities and capital$1,243,573,000493
Total liabilities$1,149,667,000477
Total deposits$1,046,963,000436
Interest-bearing deposits$876,572,000433
Deposits held in domestic offices$1,046,963,000435
% insured0.00%1
Federal funds purchased & repurchase agreements$47,898,000462
Trading liabilities$065
Other borrowed funds$31,000,0001,260
Subordinated debt$18,000,000122
All other liabilities$5,806,000832
Total equity capital$93,906,000627
Total bank equity capital$93,906,000627
Perpetual preferred stock$0120
Common stock$1,969,0001,938
Surplus$46,091,000579
Undivided profits$45,846,000723
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$30,0007,147
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,234
Income earned, not collected on loans$4,376,000623
Earning assets$1,193,697,000466
Long-term assets (5+ years)$96,773,0001,049
Average Assets, year-to-date$1,191,017,500512
Average Assets, quarterly$1,191,017,500512
Volatile liabilities$354,378,000428
Insider loans$44,967,00092
FHLB advances$31,000,0001,174
Loans and leases held for sale$5,323,000367
Unused loan commitments$390,673,000353
Tier 1 (core) risk-based capital$95,288,000568
Tier 2 risk-based capital$29,234,000232
Total risk weighted assets$1,112,087,000414
Total unused commitments$390,673,000353
Derivatives$0790
2004-12-31Rank
# of Employees:189839
Assets and Liabilities
Total Assets:$1,138,462,000537
Cash and due from depository institutions$17,792,000839
Interest-bearing balances$1,094,0002,682
Securities$159,974,000813
Federal funds sold & reverse repurchase agreements$06,164
Net loans & leases$935,444,000446
Loan loss allowance$10,402,000482
Trading account assets$0153
Bank premises and fixed assets$6,692,0001,536
Other real estate owned$0839
Goodwill and other intangibles$03,293
All other assets$18,560,000860
Life insurance assets$0334
Total liabilities and capital$1,138,462,000537
Total liabilities$1,048,150,000522
Total deposits$971,654,000459
Interest-bearing deposits$822,905,000460
Deposits held in domestic offices$971,654,000458
% insured0.00%1
Federal funds purchased & repurchase agreements$53,207,000445
Trading liabilities$066
Other borrowed funds$05,836
Subordinated debt$18,000,000127
All other liabilities$5,289,000876
Total equity capital$90,312,000651
Total bank equity capital$90,312,000651
Perpetual preferred stock$0118
Common stock$1,969,0001,921
Surplus$46,091,000575
Undivided profits$42,252,000794
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$33,0007,174
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,187
Income earned, not collected on loans$4,105,000645
Earning assets$1,096,512,000512
Long-term assets (5+ years)$101,383,0001,040
Average Assets, year-to-date$1,026,247,600563
Average Assets, quarterly$1,122,320,000536
Volatile liabilities$306,413,000473
Insider loans$35,233,000127
FHLB advances$05,260
Loans and leases held for sale$9,662,000253
Unused loan commitments$361,283,000367
Tier 1 (core) risk-based capital$90,831,000592
Tier 2 risk-based capital$28,402,000243
Total risk weighted assets$1,008,336,000454
Total unused commitments$361,283,000368
Derivatives$0774
2004-09-30Rank
# of Employees:184866
Assets and Liabilities
Total Assets:$1,106,178,000545
Cash and due from depository institutions$18,970,000866
Interest-bearing balances$1,071,0002,786
Securities$169,593,000768
Federal funds sold & reverse repurchase agreements$28,655,000394
Net loans & leases$864,884,000478
Loan loss allowance$9,468,000520
Trading account assets$0149
Bank premises and fixed assets$6,425,0001,583
Other real estate owned$0866
Goodwill and other intangibles$03,268
All other assets$17,651,000876
Life insurance assets$0330
Total liabilities and capital$1,106,178,000545
Total liabilities$1,019,371,000525
Total deposits$952,464,000464
Interest-bearing deposits$796,124,000471
Deposits held in domestic offices$952,464,000461
% insured0.00%1
Federal funds purchased & repurchase agreements$45,136,000470
Trading liabilities$068
Other borrowed funds$05,863
Subordinated debt$18,000,000131
All other liabilities$3,771,0001,160
Total equity capital$86,807,000670
Total bank equity capital$86,807,000670
Perpetual preferred stock$0124
Common stock$1,969,0001,918
Surplus$46,091,000563
Undivided profits$38,747,000866
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$227,0005,417
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,251
Income earned, not collected on loans$3,893,000689
Earning assets$1,064,203,000515
Long-term assets (5+ years)$98,709,0001,068
Average Assets, year-to-date$998,194,000575
Average Assets, quarterly$1,078,029,000552
Volatile liabilities$242,911,000558
Insider loans$31,402,000132
FHLB advances$05,299
Loans and leases held for sale$7,618,000286
Unused loan commitments$344,927,000372
Tier 1 (core) risk-based capital$86,848,000613
Tier 2 risk-based capital$27,468,000251
Total risk weighted assets$944,798,000471
Total unused commitments$344,927,000372
Derivatives$0770
2004-06-30Rank
# of Employees:172937
Assets and Liabilities
Total Assets:$1,049,880,000558
Cash and due from depository institutions$22,530,000937
Interest-bearing balances$53,0005,784
Securities$168,527,000781
Federal funds sold & reverse repurchase agreements$44,318,000258
Net loans & leases$790,675,000496
Loan loss allowance$8,768,000551
Trading account assets$0153
Bank premises and fixed assets$6,286,0001,591
Other real estate owned$0937
Goodwill and other intangibles$03,275
All other assets$17,544,000900
Life insurance assets$0323
Total liabilities and capital$1,049,880,000558
Total liabilities$968,296,000544
Total deposits$902,316,000478
Interest-bearing deposits$743,330,000497
Deposits held in domestic offices$902,316,000475
% insured0.00%1
Federal funds purchased & repurchase agreements$45,444,000473
Trading liabilities$069
Other borrowed funds$05,862
Subordinated debt$18,000,000132
All other liabilities$2,536,0001,467
Total equity capital$81,584,000679
Total bank equity capital$81,584,000679
Perpetual preferred stock$0126
Common stock$1,969,0001,923
Surplus$46,091,000539
Undivided profits$33,524,000945
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$223,0005,481
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,328
Income earned, not collected on loans$3,319,000772
Earning assets$1,003,573,000535
Long-term assets (5+ years)$92,388,0001,168
Average Assets, year-to-date$962,199,330589
Average Assets, quarterly$1,002,952,500575
Volatile liabilities$222,861,000586
Insider loans$30,451,000135
FHLB advances$05,298
Loans and leases held for sale$10,491,000251
Unused loan commitments$325,207,000375
Tier 1 (core) risk-based capital$82,951,000620
Tier 2 risk-based capital$26,768,000253
Total risk weighted assets$875,147,000488
Total unused commitments$325,207,000375
Derivatives$0740
2004-03-31Rank
# of Employees:169949
Assets and Liabilities
Total Assets:$956,025,000607
Cash and due from depository institutions$20,641,000949
Interest-bearing balances$41,0006,044
Securities$134,819,000955
Federal funds sold & reverse repurchase agreements$44,187,000312
Net loans & leases$735,192,000518
Loan loss allowance$7,948,000604
Trading account assets$0144
Bank premises and fixed assets$6,264,0001,567
Other real estate owned$0949
Goodwill and other intangibles$03,256
All other assets$14,922,000992
Life insurance assets$0322
Total liabilities and capital$956,025,000607
Total liabilities$898,098,000579
Total deposits$846,010,000508
Interest-bearing deposits$714,172,000518
Deposits held in domestic offices$846,010,000505
% insured0.00%1
Federal funds purchased & repurchase agreements$30,574,000556
Trading liabilities$070
Other borrowed funds$05,747
Subordinated debt$18,000,000132
All other liabilities$3,514,0001,272
Total equity capital$57,927,000979
Total bank equity capital$57,927,000979
Perpetual preferred stock$0129
Common stock$1,969,0001,920
Surplus$24,091,000919
Undivided profits$31,867,0001,037
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$424,0004,456
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,356
Income earned, not collected on loans$3,059,000849
Earning assets$914,239,000580
Long-term assets (5+ years)$98,814,0001,066
Average Assets, year-to-date$918,359,000618
Average Assets, quarterly$918,359,000618
Volatile liabilities$193,760,000628
Insider loans$26,302,000151
FHLB advances$05,150
Loans and leases held for sale$12,453,000238
Unused loan commitments$271,461,000424
Tier 1 (core) risk-based capital$57,456,000898
Tier 2 risk-based capital$25,948,000246
Total risk weighted assets$798,969,000518
Total unused commitments$271,461,000424
Derivatives$0699
2003-12-31Rank
# of Employees:168971
Assets and Liabilities
Total Assets:$880,693,000648
Cash and due from depository institutions$22,434,000971
Interest-bearing balances$33,0006,125
Securities$147,076,000914
Federal funds sold & reverse repurchase agreements$31,622,000368
Net loans & leases$658,364,000563
Loan loss allowance$7,457,000637
Trading account assets$0168
Bank premises and fixed assets$6,190,0001,571
Other real estate owned$0971
Goodwill and other intangibles$3,0003,196
All other assets$15,004,0001,002
Life insurance assets$01
Total liabilities and capital$880,693,000648
Total liabilities$826,379,000624
Total deposits$773,860,000554
Interest-bearing deposits$653,726,000561
Deposits held in domestic offices$773,860,000552
% insured0.00%1
Federal funds purchased & repurchase agreements$30,887,000592
Trading liabilities$072
Other borrowed funds$05,772
Subordinated debt$18,000,000136
All other liabilities$3,632,0001,185
Total equity capital$54,314,0001,017
Total bank equity capital$54,314,0001,017
Perpetual preferred stock$0131
Common stock$1,969,0001,936
Surplus$24,091,000900
Undivided profits$28,254,0001,130
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$539,0003,959
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,287
Income earned, not collected on loans$3,372,000764
Earning assets$837,095,000621
Long-term assets (5+ years)$98,995,0001,085
Average Assets, year-to-date$780,644,800704
Average Assets, quarterly$860,523,500661
Volatile liabilities$171,568,000692
Insider loans$26,440,000155
FHLB advances$05,171
Loans and leases held for sale$3,513,000470
Unused loan commitments$247,058,000446
Tier 1 (core) risk-based capital$54,324,000948
Tier 2 risk-based capital$25,457,000256
Total risk weighted assets$723,464,000556
Total unused commitments$247,058,000446
Derivatives$0665
2003-09-30Rank
# of Employees:171960
Assets and Liabilities
Total Assets:$840,354,000692
Cash and due from depository institutions$17,638,000960
Interest-bearing balances$77,0005,650
Securities$163,954,000817
Federal funds sold & reverse repurchase agreements$13,859,0001,053
Net loans & leases$624,279,000587
Loan loss allowance$6,969,000694
Trading account assets$0165
Bank premises and fixed assets$6,376,0001,507
Other real estate owned$0960
Goodwill and other intangibles$7,0003,144
All other assets$14,241,0001,036
Life insurance assets$01
Total liabilities and capital$840,354,000692
Total liabilities$789,781,000661
Total deposits$735,535,000594
Interest-bearing deposits$609,058,000610
Deposits held in domestic offices$735,535,000593
% insured0.00%1
Federal funds purchased & repurchase agreements$32,779,000563
Trading liabilities$072
Other borrowed funds$400,0005,256
Subordinated debt$18,000,000138
All other liabilities$3,067,0001,417
Total equity capital$50,573,0001,096
Total bank equity capital$50,573,0001,096
Perpetual preferred stock$0137
Common stock$1,969,0001,942
Surplus$23,291,000927
Undivided profits$25,313,0001,274
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$285,0005,447
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,354
Income earned, not collected on loans$2,817,000968
Earning assets$802,169,000666
Long-term assets (5+ years)$108,364,0001,003
Average Assets, year-to-date$755,632,750740
Average Assets, quarterly$819,905,500702
Volatile liabilities$169,720,000692
Insider loans$16,947,000255
FHLB advances$400,0004,973
Loans and leases held for sale$9,877,000342
Unused loan commitments$216,768,000487
Tier 1 (core) risk-based capital$50,463,0001,012
Tier 2 risk-based capital$24,969,000259
Total risk weighted assets$672,071,000589
Total unused commitments$216,768,000488
Derivatives$0666
2003-06-30Rank
# of Employees:168992
Assets and Liabilities
Total Assets:$799,457,000710
Cash and due from depository institutions$28,521,000992
Interest-bearing balances$69,0005,773
Securities$107,740,0001,222
Federal funds sold & reverse repurchase agreements$45,430,000348
Net loans & leases$597,824,000608
Loan loss allowance$6,652,000718
Trading account assets$0170
Bank premises and fixed assets$6,405,0001,471
Other real estate owned$0992
Goodwill and other intangibles$8,0003,103
All other assets$13,529,0001,051
Life insurance assets$01
Total liabilities and capital$799,457,000710
Total liabilities$751,689,000692
Total deposits$698,290,000605
Interest-bearing deposits$578,405,000640
Deposits held in domestic offices$698,290,000603
% insured0.00%1
Federal funds purchased & repurchase agreements$32,539,000547
Trading liabilities$074
Other borrowed funds$400,0005,315
Subordinated debt$18,000,000133
All other liabilities$2,460,0001,725
Total equity capital$47,768,0001,138
Total bank equity capital$47,768,0001,138
Perpetual preferred stock$0140
Common stock$1,969,0001,940
Surplus$23,291,000907
Undivided profits$22,508,0001,458
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$607,0003,955
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,408
Income earned, not collected on loans$2,538,0001,066
Earning assets$751,063,000693
Long-term assets (5+ years)$67,853,0001,445
Average Assets, year-to-date$727,392,330754
Average Assets, quarterly$759,915,000736
Volatile liabilities$161,844,000715
Insider loans$15,697,000290
FHLB advances$400,0004,946
Loans and leases held for sale$23,851,000252
Unused loan commitments$185,297,000548
Tier 1 (core) risk-based capital$47,143,0001,054
Tier 2 risk-based capital$24,652,000257
Total risk weighted assets$636,589,000604
Total unused commitments$185,297,000551
Derivatives$0623
2003-03-31Rank
# of Employees:166986
Assets and Liabilities
Total Assets:$720,373,000768
Cash and due from depository institutions$20,931,000986
Interest-bearing balances$62,0005,724
Securities$95,392,0001,334
Federal funds sold & reverse repurchase agreements$27,070,000592
Net loans & leases$563,234,000627
Loan loss allowance$6,274,000756
Trading account assets$0169
Bank premises and fixed assets$6,515,0001,426
Other real estate owned$0986
Goodwill and other intangibles$11,0003,059
All other assets$7,220,0001,751
Life insurance assets$01
Total liabilities and capital$720,373,000768
Total liabilities$676,793,000740
Total deposits$626,523,000669
Interest-bearing deposits$517,217,000719
Deposits held in domestic offices$626,523,000665
% insured0.00%1
Federal funds purchased & repurchase agreements$28,529,000563
Trading liabilities$079
Other borrowed funds$400,0005,165
Subordinated debt$18,000,000130
All other liabilities$3,341,0001,400
Total equity capital$43,580,0001,225
Total bank equity capital$43,580,0001,225
Perpetual preferred stock$0141
Common stock$1,969,0001,953
Surplus$22,091,000943
Undivided profits$19,520,0001,637
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,263,0002,394
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,422
Income earned, not collected on loans$2,593,0001,073
Earning assets$685,758,000744
Long-term assets (5+ years)$65,151,0001,455
Average Assets, year-to-date$691,360,000793
Average Assets, quarterly$691,360,000793
Volatile liabilities$153,750,000729
Insider loans$16,150,000281
FHLB advances$400,0004,885
Loans and leases held for sale$15,239,000304
Unused loan commitments$180,621,000551
Tier 1 (core) risk-based capital$43,052,0001,137
Tier 2 risk-based capital$24,274,000258
Total risk weighted assets$592,676,000637
Total unused commitments$180,621,000552
Derivatives$0578
2002-12-31Rank
# of Employees:1601,018
Assets and Liabilities
Total Assets:$662,347,000815
Cash and due from depository institutions$19,907,0001,018
Interest-bearing balances$52,0005,748
Securities$69,440,0001,761
Federal funds sold & reverse repurchase agreements$24,071,000575
Net loans & leases$535,848,000646
Loan loss allowance$5,924,000781
Trading account assets$0170
Bank premises and fixed assets$6,517,0001,413
Other real estate owned$01,018
Goodwill and other intangibles$13,0003,019
All other assets$6,551,0001,844
Life insurance assets$01
Total liabilities and capital$662,347,000815
Total liabilities$625,085,000784
Total deposits$575,086,000717
Interest-bearing deposits$468,421,000780
Deposits held in domestic offices$575,086,000714
% insured0.00%1
Federal funds purchased & repurchase agreements$32,081,000549
Trading liabilities$075
Other borrowed funds$400,0005,321
Subordinated debt$14,000,000133
All other liabilities$3,518,0001,319
Total equity capital$37,262,0001,396
Total bank equity capital$37,262,0001,396
Perpetual preferred stock$0142
Common stock$1,969,0001,949
Surplus$18,091,0001,084
Undivided profits$17,202,0001,810
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,387,0001,298
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,384
Income earned, not collected on loans$2,489,0001,148
Earning assets$629,411,000789
Long-term assets (5+ years)$47,153,0001,800
Average Assets, year-to-date$581,040,000876
Average Assets, quarterly$645,277,500825
Volatile liabilities$143,182,000764
Insider loans$15,733,000278
FHLB advances$400,0004,919
Loans and leases held for sale$18,948,000304
Unused loan commitments$168,698,000551
Tier 1 (core) risk-based capital$36,568,0001,321
Tier 2 risk-based capital$19,924,000295
Total risk weighted assets$546,617,000676
Total unused commitments$168,698,000552
Derivatives$0527
2001-12-31Rank
# of Employees:1381,180
Assets and Liabilities
Total Assets:$489,505,0001,046
Cash and due from depository institutions$15,155,0001,180
Interest-bearing balances$22,0006,241
Securities$51,834,0002,128
Federal funds sold & reverse repurchase agreements$07,110
Net loans & leases$410,950,000809
Loan loss allowance$4,355,000963
Trading account assets$0182
Bank premises and fixed assets$6,238,0001,420
Other real estate owned$01,180
Goodwill and other intangibles$23,0002,935
All other assets$5,305,0002,081
Life insurance assets$01
Total liabilities and capital$489,505,0001,046
Total liabilities$463,409,000989
Total deposits$406,923,000984
Interest-bearing deposits$340,473,0001,006
Deposits held in domestic offices$406,923,000982
% insured0.00%1
Federal funds purchased & repurchase agreements$42,452,000485
Trading liabilities$069
Other borrowed funds$400,0005,112
Subordinated debt$11,100,000144
All other liabilities$2,534,0001,675
Total equity capital$26,096,0001,874
Total bank equity capital$26,096,0001,874
Perpetual preferred stock$0158
Common stock$1,969,0001,975
Surplus$11,091,0001,550
Undivided profits$13,036,0002,180
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$569,0003,902
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$2,211,0001,459
Earning assets$462,806,0001,008
Long-term assets (5+ years)$91,150,0001,035
Average Assets, year-to-date$440,107,8001,097
Average Assets, quarterly$477,427,5001,066
Volatile liabilities$127,660,000803
Insider loans$10,393,000412
FHLB advances$400,0004,770
Loans and leases held for sale$15,842,000283
Unused loan commitments$111,822,000697
Tier 1 (core) risk-based capital$25,902,0001,761
Tier 2 risk-based capital$15,456,000335
Total risk weighted assets$409,946,000842
Total unused commitments$111,822,000697
Derivatives$0450
2000-12-31Rank
# of Employees:1231,339
Assets and Liabilities
Total Assets:$371,229,0001,304
Cash and due from depository institutions$10,952,0001,339
Interest-bearing balances$06,829
Securities$45,255,0002,401
Federal funds sold & reverse repurchase agreements$07,010
Net loans & leases$305,717,0001,053
Loan loss allowance$2,803,0001,381
Trading account assets$0175
Bank premises and fixed assets$5,741,0001,507
Other real estate owned$01,339
Goodwill and other intangibles$33,0002,886
All other assets$3,531,0002,477
Life insurance assets$01
Total liabilities and capital$371,229,0001,304
Total liabilities$350,024,0001,241
Total deposits$310,938,0001,217
Interest-bearing deposits$256,035,0001,281
Deposits held in domestic offices$310,938,0001,213
% insured0.00%1
Federal funds purchased & repurchase agreements$29,097,000599
Trading liabilities$077
Other borrowed funds$400,0005,099
Subordinated debt$7,000,000156
All other liabilities$2,589,0001,663
Total equity capital$21,205,0002,206
Total bank equity capital$21,205,0002,206
Perpetual preferred stock$0178
Common stock$1,969,0001,997
Surplus$11,091,0001,515
Undivided profits$8,145,0003,073
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$529,0003,618
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$1,636,0001,557
Earning assets$350,972,0001,262
Long-term assets (5+ years)$59,896,0001,416
Average Assets, year-to-date$326,459,0001,406
Average Assets, quarterly$362,342,0001,315
Volatile liabilities$85,455,0001,116
Insider loans$8,172,000544
FHLB advances$0771
Loans and leases held for sale$4,967,000344
Unused loan commitments$79,879,000830
Tier 1 (core) risk-based capital$21,296,0002,107
Tier 2 risk-based capital$9,803,000459
Total risk weighted assets$308,807,0001,065
Total unused commitments$79,879,000831
Derivatives$0481
1999-12-31Rank
# of Employees:1001,698
Assets and Liabilities
Total Assets:$282,598,0001,670
Cash and due from depository institutions$15,758,0001,698
Interest-bearing balances$5,000,000830
Securities$46,325,0002,448
Federal funds sold & reverse repurchase agreements$6,957,0001,380
Net loans & leases$205,171,0001,480
Loan loss allowance$1,889,0001,946
Trading account assets$0165
Bank premises and fixed assets$5,719,0001,490
Other real estate owned$01,698
Goodwill and other intangibles$43,0002,914
All other assets$2,625,0003,172
Life insurance assets$01
Total liabilities and capital$282,598,0001,670
Total liabilities$265,088,0001,605
Total deposits$243,044,0001,560
Interest-bearing deposits$200,830,0001,629
Deposits held in domestic offices$243,044,0001,556
% insured0.00%1
Federal funds purchased & repurchase agreements$17,837,000881
Trading liabilities$065
Other borrowed funds$400,0005,108
Subordinated debt$2,500,000190
All other liabilities$1,307,0002,620
Total equity capital$17,510,0002,513
Total bank equity capital$17,510,0002,513
Perpetual preferred stock$0193
Common stock$1,969,0002,019
Surplus$11,091,0001,489
Undivided profits$4,450,0004,519
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$317,0004,656
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$907,0002,540
Earning assets$263,453,0001,645
Long-term assets (5+ years)$58,066,0001,522
Average Assets, year-to-date$252,517,6001,783
Average Assets, quarterly$274,684,5001,705
Volatile liabilities$58,710,0001,454
Insider loans$1,975,0002,256
FHLB advances$0802
Loans and leases held for sale$1,086,000672
Unused loan commitments$49,142,0001,206
Tier 1 (core) risk-based capital$18,021,0002,443
Tier 2 risk-based capital$4,389,000863
Total risk weighted assets$216,080,8001,450
Total unused commitments$49,142,0001,208
Derivatives$0488
1998-12-31Rank
# of Employees:802,180
Assets and Liabilities
Total Assets:$222,442,0002,077
Cash and due from depository institutions$10,475,0002,180
Interest-bearing balances$06,728
Securities$54,805,0002,112
Federal funds sold & reverse repurchase agreements$777,0007,366
Net loans & leases$149,440,0001,880
Loan loss allowance$1,438,0002,415
Trading account assets$0197
Bank premises and fixed assets$4,977,0001,602
Other real estate owned$02,180
Goodwill and other intangibles$53,0002,883
All other assets$1,915,0003,694
Life insurance assets$01
Total liabilities and capital$222,442,0002,077
Total liabilities$206,610,0002,017
Total deposits$188,743,0002,003
Interest-bearing deposits$157,622,0002,049
Deposits held in domestic offices$188,743,0001,998
% insured0.00%1
Federal funds purchased & repurchase agreements$15,726,000824
Trading liabilities$069
Other borrowed funds$1,000,0003,737
Subordinated debt$0255
All other liabilities$1,141,0003,152
Total equity capital$15,832,0002,833
Total bank equity capital$15,832,0002,833
Perpetual preferred stock$0199
Common stock$1,787,0002,092
Surplus$11,240,0001,392
Undivided profits$2,805,0006,062
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$327,0005,001
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$670,0003,483
Earning assets$205,022,0002,074
Long-term assets (5+ years)$63,234,0001,310
Average Assets, year-to-date$200,994,8002,163
Average Assets, quarterly$219,455,5002,071
Volatile liabilities$48,038,0001,436
Insider loans$2,769,0001,554
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$41,460,0001,293
Tier 1 (core) risk-based capital$15,794,0002,707
Tier 2 risk-based capital$1,438,0002,189
Total risk weighted assets$165,754,8001,739
Total unused commitments$41,460,0001,298
Derivatives$0527
1997-12-31Rank
# of Employees:593,069
Assets and Liabilities
Total Assets:$165,120,0002,709
Cash and due from depository institutions$7,760,0003,069
Interest-bearing balances$3,000,0001,353
Securities$46,960,0002,437
Federal funds sold & reverse repurchase agreements$3,077,0003,875
Net loans & leases$100,917,0002,745
Loan loss allowance$990,0003,386
Trading account assets$0203
Bank premises and fixed assets$4,634,0001,706
Other real estate owned$03,069
Goodwill and other intangibles$63,0002,821
All other assets$1,709,0004,013
Life insurance assets$01
Total liabilities and capital$165,120,0002,709
Total liabilities$153,847,0002,622
Total deposits$142,428,0002,621
Interest-bearing deposits$120,627,0002,658
Deposits held in domestic offices$142,428,0002,615
% insured0.00%1
Federal funds purchased & repurchase agreements$7,957,0001,183
Trading liabilities$080
Other borrowed funds$2,800,0002,543
Subordinated debt$0260
All other liabilities$662,0004,881
Total equity capital$11,273,0003,878
Total bank equity capital$11,273,0003,878
Perpetual preferred stock$0223
Common stock$7,120,000501
Surplus$2,948,0004,264
Undivided profits$1,205,0008,279
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$431,0004,434
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$548,0004,320
Earning assets$153,954,0002,667
Long-term assets (5+ years)$21,321,0002,678
Average Assets, year-to-date$140,580,4003,003
Average Assets, quarterly$158,700,0002,774
Volatile liabilities$35,912,0001,829
Insider loans$1,706,0002,351
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$17,351,0002,352
Tier 1 (core) risk-based capital$11,326,0003,728
Tier 2 risk-based capital$990,0002,957
Total risk weighted assets$119,099,8002,339
Total unused commitments$17,351,0002,357
Derivatives$0533
1996-12-31Rank
# of Employees:434,297
Assets and Liabilities
Total Assets:$122,721,0003,671
Cash and due from depository institutions$3,676,0004,297
Interest-bearing balances$06,640
Securities$36,251,0003,340
Federal funds sold & reverse repurchase agreements$3,314,0003,595
Net loans & leases$76,313,0003,557
Loan loss allowance$748,0004,459
Trading account assets$0240
Bank premises and fixed assets$1,731,0004,210
Other real estate owned$04,297
Goodwill and other intangibles$73,0002,652
All other assets$1,363,0004,969
Life insurance assets$01
Total liabilities and capital$122,721,0003,671
Total liabilities$112,667,0003,601
Total deposits$103,723,0003,652
Interest-bearing deposits$88,929,0003,668
Deposits held in domestic offices$103,723,0003,639
% insured0.00%1
Federal funds purchased & repurchase agreements$5,394,0001,530
Trading liabilities$097
Other borrowed funds$2,800,0002,386
Subordinated debt$0298
All other liabilities$750,0004,417
Total equity capital$10,054,0004,319
Total bank equity capital$10,054,0004,319
Perpetual preferred stock$0250
Common stock$4,796,000816
Surplus$4,027,0003,394
Undivided profits$1,231,0008,451
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$81,0008,467
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$395,0005,715
Earning assets$115,878,0003,571
Long-term assets (5+ years)$17,728,0002,907
Average Assets, year-to-date$106,664,8004,026
Average Assets, quarterly$119,004,5003,719
Volatile liabilities$25,746,0002,370
Insider loans$1,660,0002,491
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$18,827,0002,145
Tier 1 (core) risk-based capital$10,188,0004,178
Tier 2 risk-based capital$748,0003,853
Total risk weighted assets$87,591,1003,145
Total unused commitments$18,827,0002,158
Derivatives$0549
1995-12-31Rank
# of Employees:325,686
Assets and Liabilities
Total Assets:$90,313,0004,841
Cash and due from depository institutions$4,588,0005,686
Interest-bearing balances$06,853
Securities$24,755,0004,745
Federal funds sold & reverse repurchase agreements$800,0007,691
Net loans & leases$56,631,0004,527
Loan loss allowance$552,0005,631
Trading account assets$0261
Bank premises and fixed assets$1,778,0004,113
Other real estate owned$717,0005,686
Goodwill and other intangibles$83,0002,435
All other assets$961,0006,548
Life insurance assets$01
Total liabilities and capital$90,313,0004,841
Total liabilities$81,024,0004,847
Total deposits$73,773,0005,036
Interest-bearing deposits$61,708,0005,178
Deposits held in domestic offices$73,773,0005,026
% insured0.00%1
Federal funds purchased & repurchase agreements$3,906,0001,715
Trading liabilities$0110
Other borrowed funds$2,800,0002,127
Subordinated debt$0337
All other liabilities$545,0005,872
Total equity capital$9,289,0004,623
Total bank equity capital$9,289,0004,623
Perpetual preferred stock$0288
Common stock$3,968,0001,008
Surplus$3,983,0003,502
Undivided profits$1,338,0008,608
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$198,0006,728
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$316,0006,891
Earning assets$82,186,0004,887
Long-term assets (5+ years)$7,462,0004,776
Average Assets, year-to-date$77,860,6005,275
Average Assets, quarterly$88,987,5004,845
Volatile liabilities$17,865,0002,894
Insider loans$1,746,0002,441
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$12,155,0002,841
Tier 1 (core) risk-based capital$9,123,0004,561
Tier 2 risk-based capital$552,0004,873
Total risk weighted assets$63,499,4004,107
Total unused commitments$12,155,0002,852
Derivatives$0628
1994-12-31Rank
# of Employees:306,160
Assets and Liabilities
Total Assets:$65,625,0006,207
Cash and due from depository institutions$1,895,0006,160
Interest-bearing balances$07,034
Securities$18,138,0006,308
Federal funds sold & reverse repurchase agreements$1,454,0004,595
Net loans & leases$40,946,0005,684
Loan loss allowance$507,0006,110
Trading account assets$0286
Bank premises and fixed assets$2,384,0003,103
Other real estate owned$06,160
Goodwill and other intangibles$93,0002,292
All other assets$715,0008,182
Life insurance assets$01
Total liabilities and capital$65,625,0006,207
Total liabilities$57,035,0006,413
Total deposits$53,102,0006,519
Interest-bearing deposits$43,980,0006,662
Deposits held in domestic offices$53,102,0006,513
% insured0.00%1
Federal funds purchased & repurchase agreements$1,824,0002,743
Trading liabilities$087
Other borrowed funds$1,800,0002,634
Subordinated debt$0372
All other liabilities$309,0007,179
Total equity capital$8,590,0004,649
Total bank equity capital$8,590,0004,649
Perpetual preferred stock$0310
Common stock$3,968,000997
Surplus$3,983,0003,401
Undivided profits$639,0009,949
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$965,0002,693
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$183,0008,868
Earning assets$60,538,0006,178
Long-term assets (5+ years)$2,425,0007,890
Average Assets, year-to-date$58,571,2006,649
Average Assets, quarterly$63,656,5006,338
Volatile liabilities$10,025,0004,334
Insider loans$1,364,0002,916
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$6,528,0004,170
Tier 1 (core) risk-based capital$8,546,0004,726
Tier 2 risk-based capital$507,0005,229
Total risk weighted assets$45,133,5005,383
Total unused commitments$6,528,0004,177
Derivatives$0687
1993-12-31Rank
# of Employees:188,903
Assets and Liabilities
Total Assets:$54,104,0007,345
Cash and due from depository institutions$3,402,0008,903
Interest-bearing balances$07,655
Securities$16,543,0006,956
Federal funds sold & reverse repurchase agreements$1,935,0005,926
Net loans & leases$30,836,0006,862
Loan loss allowance$404,0007,346
Trading account assets$0330
Bank premises and fixed assets$682,0007,624
Other real estate owned$125,0008,903
Goodwill and other intangibles$03,091
All other assets$581,0008,667
Life insurance assets$01
Total liabilities and capital$54,104,0007,345
Total liabilities$45,672,0007,694
Total deposits$42,813,0007,829
Interest-bearing deposits$33,462,0008,274
Deposits held in domestic offices$42,813,0007,822
% insured0.00%1
Federal funds purchased & repurchase agreements$796,0002,959
Trading liabilities$01
Other borrowed funds$1,800,0002,246
Subordinated debt$0413
All other liabilities$263,0008,128
Total equity capital$8,432,0004,776
Total bank equity capital$8,432,0004,776
Perpetual preferred stock$0343
Common stock$3,968,000996
Surplus$3,983,0003,354
Undivided profits$481,00010,899
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,029,0003,080
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$122,00010,330
Earning assets$49,314,0007,343
Long-term assets (5+ years)$908,00010,082
Average Assets, year-to-date$51,212,2007,454
Average Assets, quarterly$52,590,0007,421
Volatile liabilities$9,113,0004,375
Insider loans$684,0004,802
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$6,556,0004,127
Tier 1 (core) risk-based capital$8,432,0004,679
Tier 2 risk-based capital$404,0006,217
Total risk weighted assets$34,778,7006,551
Total unused commitments$6,556,0004,152
Derivatives$0714
1992-12-31Rank
# of Employees:218,413
Assets and Liabilities
Total Assets:$49,090,0007,948
Cash and due from depository institutions$1,641,0008,413
Interest-bearing balances$08,059
Securities$15,390,0007,236
Federal funds sold & reverse repurchase agreements$4,185,0003,840
Net loans & leases$26,510,0007,624
Loan loss allowance$443,0007,014
Trading account assets$0344
Bank premises and fixed assets$739,0007,428
Other real estate owned$145,0008,413
Goodwill and other intangibles$15,0002,812
All other assets$465,00010,017
Life insurance assets$01
Total liabilities and capital$49,090,0007,948
Total liabilities$40,945,0008,407
Total deposits$40,019,0008,351
Interest-bearing deposits$33,007,0008,564
Deposits held in domestic offices$40,019,0008,344
% insured0.00%1
Federal funds purchased & repurchase agreements$659,0002,834
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$267,0008,736
Total equity capital$8,145,0004,713
Total bank equity capital$8,145,0004,713
Perpetual preferred stock$0346
Common stock$3,968,0001,003
Surplus$3,983,0003,236
Undivided profits$194,00011,949
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,004,0003,677
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$105,00011,403
Earning assets$46,085,0007,792
Long-term assets (5+ years)$1,232,0009,913
Average Assets, year-to-date$48,326,2007,875
Average Assets, quarterly$50,735,0007,721
Volatile liabilities$7,439,0005,074
Insider loans$09,493
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$5,766,0004,219
Tier 1 (core) risk-based capital$8,130,0004,647
Tier 2 risk-based capital$368,2406,649
Total risk weighted assets$29,384,0407,445
Total unused commitments$5,766,0004,239
Derivatives$0651