Home > Village Bank and Trust > Net charge- offs to loans
Village Bank and Trust, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1149% | 828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0196% | 643 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0818% | 179 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0746% | 4,429 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1223% | 136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1766% | 965 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0280% | 2,692 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0280% | 2,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1107% | 719 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 3,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0156% | 4,066 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0761% | 4,458 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2129% | 700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0377% | 2,411 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0377% | 2,339 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0652% | 903 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 3,751 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0163% | 4,112 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0801% | 4,490 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1108% | 778 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0541% | 2,124 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0541% | 2,077 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0596% | 780 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 3,859 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0180% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0904% | 4,595 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1226% | 507 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3001% | 258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 991 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0155% | 389 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0307% | 4,202 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0368% | 4,450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0289% | 4,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6188% | 309 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0011% | 2,659 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0011% | 2,569 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3793% | 164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 776 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0210% | 270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0422% | 4,329 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0485% | 4,500 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0402% | 4,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7795% | 207 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2348% | 275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0136% | 466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0321% | 185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0195% | 3,952 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0720% | 3,365 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 3,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4698% | 251 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0005% | 2,185 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0005% | 2,090 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0315% | 4,104 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0106% | 3,898 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 4,057 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0401% | 4,261 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1411% | 3,450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 3,722 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0592% | 3,940 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0227% | 1,803 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0379% | 4,301 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 4,004 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1572% | 4,559 |
| Percentage Net Loans Charged-off: Home equity loans | -1.3118% | 3,620 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4134% | 61 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0553% | 1,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0006% | 2,546 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0006% | 2,447 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0131% | 1,841 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0540% | 4,470 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 4,106 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2279% | 4,684 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6436% | 3,646 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 3,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0443% | 989 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0008% | 2,290 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0008% | 2,195 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0658% | 961 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0058% | 3,750 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 4,251 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0108% | 3,898 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0119% | 3,320 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0102% | 3,922 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1160% | 662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1115% | 630 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0099% | 4,030 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0117% | 4,456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0135% | 4,064 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0233% | 3,443 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 3,893 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1952% | 417 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3529% | 490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1637% | 386 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0344% | 787 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5633% | 52 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2732% | 36 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0749% | 613 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5252% | 663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0016% | 2,984 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0016% | 2,889 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1441% | 1,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1735% | 318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0215% | 4,542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7006% | 33 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6653% | 28 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0427% | 702 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1697% | 1,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0029% | 2,805 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0029% | 2,709 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1879% | 812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2694% | 214 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0236% | 4,627 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0169% | 28 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4104% | 25 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0681% | 487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2034% | 893 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0027% | 2,621 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0027% | 2,522 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3718% | 383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5242% | 90 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0208% | 4,650 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8555% | 14 |
| Percentage Net Loans Charged-off: Home equity loans | 4.5969% | 12 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4024% | 523 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0019% | 2,290 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0019% | 2,204 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2674% | 777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1932% | 426 |
| Percentage Net Loans Charged-off:Construction & development | -0.3657% | 4,643 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0423% | 796 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6551% | 70 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3228% | 37 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1170% | 568 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3805% | 1,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0037% | 3,318 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0037% | 3,220 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2958% | 590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2037% | 330 |
| Percentage Net Loans Charged-off:Construction & development | -0.5108% | 4,725 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0644% | 550 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6731% | 66 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4740% | 33 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 3,991 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4287% | 810 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0035% | 3,125 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0035% | 3,014 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0719% | 1,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2218% | 292 |
| Percentage Net Loans Charged-off:Construction & development | -0.7843% | 4,772 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0550% | 4,930 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0239% | 38 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1895% | 20 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0102% | 1,525 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0031% | 2,812 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0031% | 2,705 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0304% | 4,649 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1242% | 5,127 |
| Percentage Net Loans Charged-off:Construction & development | -1.5842% | 4,838 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0841% | 5,092 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0075% | 4,269 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0158% | 3,627 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0121% | 1,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0021% | 2,389 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0021% | 2,282 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0570% | 2,328 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0682% | 5,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0980% | 5,050 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2548% | 4,360 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0412% | 1,341 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0115% | 3,572 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0962% | 778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1573% | 1,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0027% | 3,372 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0027% | 3,276 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0781% | 1,737 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0712% | 5,060 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1260% | 5,150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 4,243 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0102% | 3,580 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2047% | 1,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0029% | 3,127 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0029% | 3,025 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1082% | 1,287 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1021% | 5,195 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1837% | 5,261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 4,131 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0038% | 3,563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2919% | 819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0045% | 2,854 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0045% | 2,744 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0444% | 4,917 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1984% | 5,391 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3580% | 5,398 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 4,258 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0076% | 3,680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0496% | 949 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0091% | 2,404 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0091% | 2,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1052% | 2,014 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0786% | 1,151 |
| Percentage Net Loans Charged-off:Construction & development | -0.0425% | 4,643 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0431% | 961 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2359% | 489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2707% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1947% | 611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1539% | 1,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0123% | 3,588 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0123% | 3,460 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1231% | 1,555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0691% | 1,044 |
| Percentage Net Loans Charged-off:Construction & development | -0.0612% | 4,752 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 4,707 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3146% | 314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3573% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2627% | 406 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1993% | 1,222 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0087% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0087% | 3,235 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1267% | 1,403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1781% | 488 |
| Percentage Net Loans Charged-off:Construction & development | -0.0753% | 4,832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1498% | 388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4113% | 242 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4184% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4024% | 251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1252% | 1,206 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0070% | 3,044 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0070% | 2,909 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1750% | 950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1930% | 382 |
| Percentage Net Loans Charged-off:Construction & development | -0.0741% | 4,933 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 4,799 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8195% | 109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8233% | 67 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8145% | 116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2176% | 717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0046% | 2,513 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0046% | 2,376 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1906% | 1,452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0235% | 2,298 |
| Percentage Net Loans Charged-off:Construction & development | -0.1338% | 4,980 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,708 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1287% | 1,119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1817% | 417 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0555% | 1,729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3938% | 1,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0112% | 3,686 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0112% | 3,563 |
| Percentage Net Loans Charged-off: All other loans and lease | 7.2347% | 141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1697% | 1,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0132% | 2,269 |
| Percentage Net Loans Charged-off:Construction & development | -0.1612% | 5,059 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 4,715 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0873% | 1,304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0959% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0754% | 1,348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3607% | 990 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0093% | 3,366 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0093% | 3,233 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.7714% | 163 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0309% | 2,852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 2,328 |
| Percentage Net Loans Charged-off:Construction & development | -0.1811% | 5,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 4,830 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0453% | 1,589 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0105% | 3,973 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1250% | 966 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0643% | 1,434 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0064% | 3,064 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0064% | 2,926 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.8780% | 166 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0050% | 4,291 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0124% | 4,888 |
| Percentage Net Loans Charged-off:Construction & development | -0.1992% | 5,221 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 4,951 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0083% | 4,870 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0140% | 4,029 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0010% | 4,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4922% | 189 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2164% | 1,362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4846% | 315 |
| Percentage Net Loans Charged-off:Construction & development | -0.1403% | 5,096 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6963% | 299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2322% | 947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3858% | 337 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0367% | 2,222 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0075% | 3,713 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0075% | 3,574 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0336% | 3,242 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0596% | 1,932 |
| Percentage Net Loans Charged-off:Construction & development | -0.1477% | 5,171 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0161% | 5,303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3197% | 634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5259% | 247 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0200% | 1,982 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0028% | 3,394 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0028% | 3,252 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0448% | 2,801 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0991% | 1,408 |
| Percentage Net Loans Charged-off:Construction & development | -0.1607% | 5,259 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0234% | 5,495 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5147% | 396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8320% | 178 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0072% | 1,734 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0028% | 3,045 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0028% | 2,905 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0694% | 2,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1635% | 888 |
| Percentage Net Loans Charged-off:Construction & development | -0.1899% | 5,385 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 5,268 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7350% | 268 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1955% | 115 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0011% | 1,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0028% | 2,510 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0028% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3089% | 1,424 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3727% | 830 |
| Percentage Net Loans Charged-off:Construction & development | -0.2173% | 5,428 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3553% | 871 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6448% | 466 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0152% | 211 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0141% | 5,739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3597% | 1,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0182% | 3,866 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0182% | 3,743 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4069% | 971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5058% | 576 |
| Percentage Net Loans Charged-off:Construction & development | -0.2212% | 5,496 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4795% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8763% | 308 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3640% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0194% | 5,798 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4592% | 1,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0195% | 3,571 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0196% | 3,422 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2934% | 1,371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1639% | 1,561 |
| Percentage Net Loans Charged-off:Construction & development | -0.2308% | 5,559 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 5,445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7455% | 432 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1534% | 177 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0224% | 5,854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5381% | 950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0031% | 3,290 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0031% | 3,144 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0480% | 2,713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0097% | 2,423 |
| Percentage Net Loans Charged-off:Construction & development | -0.2335% | 5,659 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 5,570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0819% | 1,668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1321% | 507 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0150% | 5,703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1016% | 1,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0095% | 2,709 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0095% | 2,578 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1855% | 2,980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0652% | 3,540 |
| Percentage Net Loans Charged-off:Construction & development | -0.2176% | 5,703 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0498% | 2,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1773% | 2,379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2325% | 995 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0257% | 3,628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2151% | 2,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4314% | 2,270 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4314% | 2,137 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1463% | 3,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0449% | 3,514 |
| Percentage Net Loans Charged-off:Construction & development | -0.2233% | 5,775 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0450% | 2,071 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1061% | 2,714 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1557% | 1,035 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0452% | 6,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2799% | 1,779 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0062% | 3,842 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0062% | 3,699 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1956% | 2,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0410% | 3,307 |
| Percentage Net Loans Charged-off:Construction & development | -0.2238% | 5,810 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0073% | 2,004 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1934% | 2,037 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2686% | 797 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0627% | 6,367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3849% | 1,411 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0057% | 3,447 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0057% | 3,310 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0706% | 3,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0941% | 2,302 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0128% | 1,384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3591% | 1,256 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4711% | 498 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0544% | 6,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0752% | 1,494 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0118% | 5,436 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0118% | 5,367 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0788% | 6,785 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6999% | 6,984 |
| Percentage Net Loans Charged-off:Construction & development | -31.6758% | 6,487 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3465% | 1,864 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7395% | 434 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3734% | 478 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2467% | 154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4075% | 2,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0045% | 4,461 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0045% | 4,310 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3865% | 7,079 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.2597% | 7,091 |
| Percentage Net Loans Charged-off:Construction & development | -40.9858% | 6,540 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2374% | 1,939 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6700% | 451 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0205% | 598 |
| All other 1-4 family - Percent of loans charged-off, net | 4.4195% | 100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2218% | 2,427 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0047% | 4,179 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0047% | 4,000 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4895% | 2,114 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0044% | 973 |
| Percentage Net Loans Charged-off:Construction & development | 9.2265% | 295 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1578% | 1,886 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7531% | 441 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1250% | 520 |
| All other 1-4 family - Percent of loans charged-off, net | 4.4898% | 126 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1941% | 2,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0048% | 3,765 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0048% | 3,587 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5452% | 1,725 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1098% | 845 |
| Percentage Net Loans Charged-off:Construction & development | 9.6546% | 256 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3330% | 1,119 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5550% | 527 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8835% | 312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2202% | 1,588 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0201% | 1,711 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7254% | 836 |
| Percentage Net Loans Charged-off:Construction & development | 5.3061% | 938 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8309% | 645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3076% | 930 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6203% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5655% | 2,638 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,804 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9889% | 1,630 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7142% | 773 |
| Percentage Net Loans Charged-off:Construction & development | 7.0148% | 627 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6698% | 639 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2796% | 886 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6000% | 518 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4610% | 2,480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0019% | 4,574 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0019% | 4,413 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9177% | 1,695 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7514% | 772 |
| Percentage Net Loans Charged-off:Construction & development | 10.4525% | 397 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2760% | 814 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5136% | 750 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9057% | 443 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2129% | 2,679 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0029% | 6,090 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0029% | 6,025 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3572% | 2,631 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0017% | 1,203 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1436% | 717 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2170% | 821 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5311% | 422 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2943% | 6,756 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8475% | 1,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1200% | 470 |
| Percentage Net Loans Charged-off:Construction & development | 9.2930% | 651 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.2367% | 190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2509% | 3,223 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3336% | 1,434 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7467% | 2,887 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5949% | 1,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8281% | 515 |
| Percentage Net Loans Charged-off:Construction & development | 6.7456% | 847 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.0729% | 199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2474% | 2,916 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3340% | 1,280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4094% | 3,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0023% | 5,044 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7018% | 1,100 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8544% | 507 |
| Percentage Net Loans Charged-off:Construction & development | 6.3276% | 823 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.1395% | 198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3730% | 2,199 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5125% | 961 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5398% | 2,591 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0076% | 4,621 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8454% | 558 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.0958% | 194 |
| Percentage Net Loans Charged-off:Construction & development | 11.9457% | 363 |
| Percentage Net Loans Charged-off: Commercial real estate | 7.1065% | 90 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7546% | 1,244 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0433% | 545 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2805% | 2,280 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0079% | 6,470 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0823% | 399 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.9361% | 164 |
| Percentage Net Loans Charged-off:Construction & development | 19.4395% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.0934% | 118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7824% | 1,558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9467% | 881 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3741% | 2,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4234% | 2,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0499% | 5,818 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.9820% | 353 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.7134% | 148 |
| Percentage Net Loans Charged-off:Construction & development | 20.4904% | 171 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.3441% | 116 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3451% | 2,228 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2841% | 1,256 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4952% | 1,731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2962% | 2,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0210% | 5,588 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2436% | 1,485 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7166% | 889 |
| Percentage Net Loans Charged-off:Construction & development | 8.4909% | 522 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6006% | 945 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5161% | 1,546 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4269% | 909 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7293% | 1,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4579% | 2,744 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1045% | 7,322 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1375% | 1,210 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5934% | 713 |
| Percentage Net Loans Charged-off:Construction & development | 8.5512% | 351 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2652% | 871 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4176% | 1,378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1362% | 751 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0971% | 666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3097% | 2,099 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1979% | 7,326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2246% | 3,987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1515% | 3,212 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1567% | 1,529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3365% | 401 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1989% | 2,177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2784% | 923 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3330% | 3,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7779% | 1,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1808% | 3,490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1123% | 2,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1270% | 1,147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4946% | 240 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0589% | 2,728 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0820% | 977 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2734% | 2,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8795% | 907 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2149% | 2,627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1488% | 1,998 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2186% | 710 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0957% | 213 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0945% | 1,963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1295% | 731 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3230% | 1,982 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3476% | 3,409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1159% | 2,824 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3018% | 1,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8711% | 1,728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1138% | 3,735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1583% | 1,610 |
| Percentage Net Loans Charged-off:Construction & development | 0.5586% | 631 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0066% | 1,596 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2155% | 1,185 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0525% | 818 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6785% | 388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0418% | 3,636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7331% | 2,264 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1150% | 2,940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1824% | 981 |
| Percentage Net Loans Charged-off:Construction & development | 0.6310% | 331 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0092% | 1,107 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2368% | 803 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0174% | 5,976 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9549% | 199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0193% | 3,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5504% | 2,490 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1648% | 1,985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2740% | 568 |
| Percentage Net Loans Charged-off:Construction & development | 0.9478% | 179 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0140% | 802 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3448% | 521 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0309% | 5,983 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3955% | 122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0214% | 2,596 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2972% | 3,166 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0567% | 2,833 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0109% | 7,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0275% | 447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1063% | 8,231 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1441% | 6,023 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1441% | 1,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4513% | 2,268 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0430% | 4,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0113% | 2,996 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0399% | 2,109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0456% | 574 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0233% | 2,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0534% | 3,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9318% | 1,603 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0296% | 4,379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 2,737 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0135% | 2,175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0528% | 1,517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0476% | 2,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3829% | 3,043 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0144% | 4,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 2,250 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0207% | 1,705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0789% | 1,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0279% | 2,469 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1008% | 7,325 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0861% | 2,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1790% | 1,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0631% | 3,679 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2057% | 2,250 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1611% | 849 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2832% | 469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1917% | 2,824 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5717% | 1,001 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3549% | 1,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4455% | 241 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7660% | 180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1750% | 2,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7355% | 764 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1424% | 7,389 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1295% | 2,489 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2288% | 1,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5470% | 913 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2202% | 7,418 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5724% | 597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8223% | 793 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6084% | 2,254 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1782% | 3,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1950% | 3,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0085% | 386 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6728% | 704 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0788% | 4,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0264% | 3,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8534% | 386 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0599% | 4,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0228% | 7,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8128% | 447 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0565% | 3,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8658% | 933 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4191% | 1,776 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1755% | 1,230 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5056% | 447 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0038% | 46 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0765% | 1,584 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6144% | 1,212 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3386% | 1,926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3049% | 1,151 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8540% | 875 |
| Percentage Net Loans Charged-off: Credit card loans | -89.0000% | 2,818 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4958% | 1,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9856% | 770 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4647% | 577 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8911% | 567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2003% | 301 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6686% | 591 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1508% | 4,300 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4808% | 2,859 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7709% | 3,101 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2521% | 3,077 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7411% | 2,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4824% | 4,233 |
| Percentage Net Loans Charged-off: Credit card loans | 9.1241% | 173 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1668% | 1,400 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4460% | 1,480 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1696% | 3,610 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1978% | 3,509 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3483% | 2,344 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,805 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,856 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |