Home > Vibra Bank > Income and Expense

Vibra Bank, Income and Expense

2015-03-31 (YTD Data)Rank
Total interest income$1,467,0003,546
Total interest expense$124,0003,856
Net interest income$1,343,0003,474
Provision for loan and lease losses$-80,0006,188
Total noninterest income$353,0002,568
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$97,0002,535
Trading account gains and fees$0152
Additional Noninterest Income$256,0002,322
Total noninterest expense$1,674,0002,687
Salaries and employee benefits$1,002,0002,524
Premises and equipment expense$161,0003,055
Additional noninterest expense$511,0002,740
Pre-tax net operating income$102,0005,200
Securities gains (losses)$02,027
Applicable income taxes$140,0002,154
Income before extraordinary items$-38,0006,164
Extraordinary gains, net$013
Net income$-38,0006,165
Minority interest net income$064
Net income of bank and minority interests.$-38,0006,165
Net charge-offs$03,288
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$80,000292
Net operating income$-38,0006,142
2014-12-31 (YTD Data)Rank
Total interest income$6,530,0003,336
Total interest expense$732,0003,211
Net interest income$5,798,0003,330
Provision for loan and lease losses$04,603
Total noninterest income$1,467,0002,546
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$276,0003,368
Trading account gains and fees$0180
Additional Noninterest Income$1,191,0002,082
Total noninterest expense$6,559,0002,743
Salaries and employee benefits$4,119,0002,427
Premises and equipment expense$620,0003,145
Additional noninterest expense$1,820,0003,090
Pre-tax net operating income$706,0004,650
Securities gains (losses)$6,0002,820
Applicable income taxes$-219,0006,316
Income before extraordinary items$931,0004,088
Extraordinary gains, net$017
Net income$931,0004,088
Minority interest net income$084
Net income of bank and minority interests.$931,0004,089
Net charge-offs$310,0001,974
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$71,000583
Net operating income$925,0004,049
2014-09-30 (YTD Data)Rank
Total interest income$4,974,0003,340
Total interest expense$581,0003,163
Net interest income$4,393,0003,329
Provision for loan and lease losses$20,0003,930
Total noninterest income$826,0002,982
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$199,0003,475
Trading account gains and fees$0174
Additional Noninterest Income$627,0002,584
Total noninterest expense$4,977,0002,725
Salaries and employee benefits$3,137,0002,384
Premises and equipment expense$464,0003,202
Additional noninterest expense$1,376,0003,079
Pre-tax net operating income$222,0005,580
Securities gains (losses)$6,0002,508
Applicable income taxes$-102,0006,413
Income before extraordinary items$330,0005,136
Extraordinary gains, net$015
Net income$330,0005,136
Minority interest net income$081
Net income of bank and minority interests.$330,0005,138
Net charge-offs$313,0001,564
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$50,000561
Net operating income$324,0005,113
2014-06-30 (YTD Data)Rank
Total interest income$3,333,0003,334
Total interest expense$400,0003,129
Net interest income$2,933,0003,323
Provision for loan and lease losses$04,196
Total noninterest income$502,0003,105
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$125,0003,569
Trading account gains and fees$0172
Additional Noninterest Income$377,0002,724
Total noninterest expense$3,415,0002,666
Salaries and employee benefits$2,156,0002,341
Premises and equipment expense$307,0003,235
Additional noninterest expense$952,0003,006
Pre-tax net operating income$20,0006,111
Securities gains (losses)$6,0002,106
Applicable income taxes$1,0004,472
Income before extraordinary items$25,0006,110
Extraordinary gains, net$020
Net income$25,0006,111
Minority interest net income$080
Net income of bank and minority interests.$25,0006,112
Net charge-offs$293,0001,266
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$28,000552
Net operating income$19,2406,108
2014-03-31 (YTD Data)Rank
Total interest income$1,611,0003,421
Total interest expense$203,0003,139
Net interest income$1,408,0003,424
Provision for loan and lease losses$03,817
Total noninterest income$346,0002,594
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$64,0003,504
Trading account gains and fees$0147
Additional Noninterest Income$282,0002,089
Total noninterest expense$1,709,0002,680
Salaries and employee benefits$1,038,0002,420
Premises and equipment expense$152,0003,313
Additional noninterest expense$519,0002,805
Pre-tax net operating income$45,0005,799
Securities gains (losses)$6,0001,292
Applicable income taxes$04,445
Income before extraordinary items$51,0005,697
Extraordinary gains, net$016
Net income$51,0005,698
Minority interest net income$066
Net income of bank and minority interests.$51,0005,698
Net charge-offs$03,660
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$45,0005,726
2013-12-31 (YTD Data)Rank
Total interest income$6,125,0003,568
Total interest expense$730,0003,650
Net interest income$5,395,0003,521
Provision for loan and lease losses$403,0002,102
Total noninterest income$1,482,0002,608
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$172,0004,358
Trading account gains and fees$0184
Additional Noninterest Income$1,310,0002,016
Total noninterest expense$6,597,0002,764
Salaries and employee benefits$4,018,0002,468
Premises and equipment expense$612,0003,263
Additional noninterest expense$1,967,0003,015
Pre-tax net operating income$-123,0006,313
Securities gains (losses)$03,182
Applicable income taxes$1,0004,552
Income before extraordinary items$-124,0006,355
Extraordinary gains, net$029
Net income$-124,0006,356
Minority interest net income$090
Net income of bank and minority interests.$-124,0006,357
Net charge-offs$52,0004,318
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$16,000800
Net operating income$-124,0006,326
2013-09-30 (YTD Data)Rank
Total interest income$4,527,0003,647
Total interest expense$523,0003,835
Net interest income$4,004,0003,566
Provision for loan and lease losses$231,0002,376
Total noninterest income$901,0002,956
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$113,0004,615
Trading account gains and fees$0180
Additional Noninterest Income$788,0002,361
Total noninterest expense$4,840,0002,822
Salaries and employee benefits$2,947,0002,520
Premises and equipment expense$465,0003,270
Additional noninterest expense$1,428,0003,087
Pre-tax net operating income$-166,0006,466
Securities gains (losses)$03,040
Applicable income taxes$1,0004,622
Income before extraordinary items$-167,0006,500
Extraordinary gains, net$025
Net income$-167,0006,502
Minority interest net income$084
Net income of bank and minority interests.$-167,0006,501
Net charge-offs$18,0004,458
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$16,000730
Net operating income$-167,0006,477
2013-06-30 (YTD Data)Rank
Total interest income$2,922,0003,732
Total interest expense$330,0004,033
Net interest income$2,592,0003,630
Provision for loan and lease losses$231,0001,948
Total noninterest income$479,0003,370
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$68,0004,770
Trading account gains and fees$0157
Additional Noninterest Income$411,0002,761
Total noninterest expense$3,140,0002,889
Salaries and employee benefits$1,909,0002,604
Premises and equipment expense$315,0003,250
Additional noninterest expense$916,0003,165
Pre-tax net operating income$-300,0006,612
Securities gains (losses)$02,791
Applicable income taxes$1,0004,582
Income before extraordinary items$-301,0006,648
Extraordinary gains, net$022
Net income$-301,0006,648
Minority interest net income$082
Net income of bank and minority interests.$-301,0006,648
Net charge-offs$7,0004,432
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$10,000708
Net operating income$-301,0006,622
2013-03-31 (YTD Data)Rank
Total interest income$1,397,0003,872
Total interest expense$161,0004,174
Net interest income$1,236,0003,765
Provision for loan and lease losses$231,0001,208
Total noninterest income$205,0003,613
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$36,0004,669
Trading account gains and fees$0148
Additional Noninterest Income$169,0003,007
Total noninterest expense$1,572,0002,915
Salaries and employee benefits$973,0002,568
Premises and equipment expense$154,0003,327
Additional noninterest expense$445,0003,248
Pre-tax net operating income$-362,0006,819
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$-362,0006,838
Extraordinary gains, net$010
Net income$-362,0006,839
Minority interest net income$076
Net income of bank and minority interests.$-362,0006,839
Net charge-offs$8,0003,541
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$5,000663
Net operating income$-362,0006,822
2012-12-31 (YTD Data)Rank
Total interest income$5,447,0004,094
Total interest expense$714,0004,357
Net interest income$4,733,0003,952
Provision for loan and lease losses$68,0004,998
Total noninterest income$1,164,0003,016
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$117,0005,196
Trading account gains and fees$0166
Additional Noninterest Income$1,047,0002,312
Total noninterest expense$5,240,0003,356
Salaries and employee benefits$3,128,0003,039
Premises and equipment expense$524,0003,708
Additional noninterest expense$1,588,0003,648
Pre-tax net operating income$589,0004,728
Securities gains (losses)$03,810
Applicable income taxes$-560,0006,910
Income before extraordinary items$1,149,0003,648
Extraordinary gains, net$029
Net income$1,149,0003,650
Minority interest net income$093
Net income of bank and minority interests.$1,149,0003,651
Net charge-offs$05,985
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$61,000672
Net operating income$1,149,0003,489
2012-09-30 (YTD Data)Rank
Total interest income$4,061,0004,185
Total interest expense$539,0004,468
Net interest income$3,522,0004,028
Provision for loan and lease losses$50,0004,919
Total noninterest income$871,0003,026
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$89,0005,251
Trading account gains and fees$0157
Additional Noninterest Income$782,0002,301
Total noninterest expense$3,750,0003,494
Salaries and employee benefits$2,210,0003,190
Premises and equipment expense$383,0003,812
Additional noninterest expense$1,157,0003,740
Pre-tax net operating income$593,0004,472
Securities gains (losses)$03,575
Applicable income taxes$-373,0007,019
Income before extraordinary items$966,0003,497
Extraordinary gains, net$020
Net income$966,0003,497
Minority interest net income$086
Net income of bank and minority interests.$966,0003,499
Net charge-offs$05,771
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$31,000696
Net operating income$966,0003,337
2012-06-30 (YTD Data)Rank
Total interest income$2,721,0004,199
Total interest expense$353,0004,621
Net interest income$2,368,0004,021
Provision for loan and lease losses$50,0004,550
Total noninterest income$475,0003,335
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$59,0005,271
Trading account gains and fees$0153
Additional Noninterest Income$416,0002,590
Total noninterest expense$2,366,0003,660
Salaries and employee benefits$1,414,0003,292
Premises and equipment expense$196,0004,417
Additional noninterest expense$756,0003,807
Pre-tax net operating income$427,0004,345
Securities gains (losses)$03,178
Applicable income taxes$-248,0007,087
Income before extraordinary items$675,0003,405
Extraordinary gains, net$019
Net income$675,0003,406
Minority interest net income$084
Net income of bank and minority interests.$675,0003,406
Net charge-offs$05,507
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$21,000666
Net operating income$675,0003,224
2012-03-31 (YTD Data)Rank
Total interest income$1,380,0004,209
Total interest expense$176,0004,739
Net interest income$1,204,0003,999
Provision for loan and lease losses$50,0003,648
Total noninterest income$369,0002,601
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$27,0005,391
Trading account gains and fees$0148
Additional Noninterest Income$342,0001,948
Total noninterest expense$1,179,0003,674
Salaries and employee benefits$722,0003,271
Premises and equipment expense$121,0003,968
Additional noninterest expense$336,0004,091
Pre-tax net operating income$344,0003,590
Securities gains (losses)$02,210
Applicable income taxes$-125,0007,188
Income before extraordinary items$469,0002,743
Extraordinary gains, net$019
Net income$469,0002,745
Minority interest net income$078
Net income of bank and minority interests.$469,0002,746
Net charge-offs$04,730
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$10,000618
Net operating income$469,0002,608
2011-12-31 (YTD Data)Rank
Total interest income$4,345,0004,938
Total interest expense$637,0005,395
Net interest income$3,708,0004,741
Provision for loan and lease losses$132,0005,081
Total noninterest income$1,522,0002,427
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$99,0005,528
Trading account gains and fees$0146
Additional Noninterest Income$1,423,0001,706
Total noninterest expense$4,150,0004,016
Salaries and employee benefits$2,343,0003,745
Premises and equipment expense$466,0004,227
Additional noninterest expense$1,341,0004,150
Pre-tax net operating income$948,0003,825
Securities gains (losses)$03,838
Applicable income taxes$-338,0006,995
Income before extraordinary items$1,286,0003,085
Extraordinary gains, net$029
Net income$1,286,0003,087
Minority interest net income$096
Net income of bank and minority interests.$1,286,0003,087
Net charge-offs$06,441
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$73,000731
Net operating income$1,286,0002,980
2011-09-30 (YTD Data)Rank
Total interest income$3,062,0005,157
Total interest expense$474,0005,528
Net interest income$2,588,0004,967
Provision for loan and lease losses$77,0005,227
Total noninterest income$1,184,0002,353
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$71,0005,622
Trading account gains and fees$0145
Additional Noninterest Income$1,113,0001,635
Total noninterest expense$2,985,0004,133
Salaries and employee benefits$1,683,0003,870
Premises and equipment expense$351,0004,245
Additional noninterest expense$951,0004,291
Pre-tax net operating income$710,0003,949
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$710,0003,736
Extraordinary gains, net$021
Net income$710,0003,740
Minority interest net income$087
Net income of bank and minority interests.$710,0003,738
Net charge-offs$06,185
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$55,000693
Net operating income$710,0003,623
2011-06-30 (YTD Data)Rank
Total interest income$1,987,0005,263
Total interest expense$348,0005,442
Net interest income$1,639,0005,111
Provision for loan and lease losses$27,0005,569
Total noninterest income$812,0002,304
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$44,0005,703
Trading account gains and fees$0153
Additional Noninterest Income$768,0001,608
Total noninterest expense$1,959,0004,223
Salaries and employee benefits$1,079,0003,995
Premises and equipment expense$237,0004,251
Additional noninterest expense$643,0004,338
Pre-tax net operating income$465,0003,943
Securities gains (losses)$02,914
Applicable income taxes$1,0004,573
Income before extraordinary items$464,0003,723
Extraordinary gains, net$015
Net income$464,0003,724
Minority interest net income$089
Net income of bank and minority interests.$464,0003,725
Net charge-offs$05,875
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$36,000618
Net operating income$464,0003,621
2011-03-31 (YTD Data)Rank
Total interest income$993,0005,278
Total interest expense$203,0005,217
Net interest income$790,0005,211
Provision for loan and lease losses$05,840
Total noninterest income$278,0002,951
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$20,0005,795
Trading account gains and fees$0158
Additional Noninterest Income$258,0002,101
Total noninterest expense$933,0004,385
Salaries and employee benefits$493,0004,273
Premises and equipment expense$91,0004,936
Additional noninterest expense$349,0004,103
Pre-tax net operating income$135,0004,773
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$135,0004,611
Extraordinary gains, net$09
Net income$135,0004,611
Minority interest net income$086
Net income of bank and minority interests.$135,0004,612
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$18,000571
Net operating income$135,0004,552
2010-12-31 (YTD Data)Rank
Total interest income$3,460,0005,745
Total interest expense$569,0006,330
Net interest income$2,891,0005,455
Provision for loan and lease losses$630,0003,760
Total noninterest income$184,0006,061
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$93,0005,568
Trading account gains and fees$0175
Additional Noninterest Income$91,0005,550
Total noninterest expense$2,986,0005,035
Salaries and employee benefits$1,560,0004,952
Premises and equipment expense$454,0004,438
Additional noninterest expense$972,0005,170
Pre-tax net operating income$-541,0006,274
Securities gains (losses)$03,793
Applicable income taxes$1,0004,548
Income before extraordinary items$-542,0006,390
Extraordinary gains, net$029
Net income$-542,0006,391
Minority interest net income$0111
Net income of bank and minority interests.$-542,0006,391
Net charge-offs$06,851
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$116,000748
Net operating income$-542,0006,344
2010-09-30 (YTD Data)Rank
Total interest income$2,479,0005,952
Total interest expense$405,0006,557
Net interest income$2,074,0005,625
Provision for loan and lease losses$603,0003,236
Total noninterest income$146,0006,102
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$71,0005,642
Trading account gains and fees$0165
Additional Noninterest Income$75,0005,577
Total noninterest expense$2,211,0005,086
Salaries and employee benefits$1,157,0005,019
Premises and equipment expense$341,0004,497
Additional noninterest expense$713,0005,216
Pre-tax net operating income$-594,0006,597
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$-594,0006,722
Extraordinary gains, net$023
Net income$-594,0006,723
Minority interest net income$0110
Net income of bank and minority interests.$-594,0006,723
Net charge-offs$06,672
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$102,000653
Net operating income$-594,0006,667
2010-06-30 (YTD Data)Rank
Total interest income$1,511,0006,172
Total interest expense$253,0006,738
Net interest income$1,258,0005,853
Provision for loan and lease losses$302,0003,583
Total noninterest income$107,0005,979
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$47,0005,677
Trading account gains and fees$0152
Additional Noninterest Income$60,0005,377
Total noninterest expense$1,455,0005,148
Salaries and employee benefits$771,0005,035
Premises and equipment expense$197,0004,909
Additional noninterest expense$487,0005,153
Pre-tax net operating income$-392,0006,661
Securities gains (losses)$03,184
Applicable income taxes$1,0004,552
Income before extraordinary items$-393,0006,779
Extraordinary gains, net$019
Net income$-393,0006,781
Minority interest net income$0105
Net income of bank and minority interests.$-393,0006,780
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$68,000573
Net operating income$-393,0006,736
2010-03-31 (YTD Data)Rank
Total interest income$665,0006,501
Total interest expense$125,0006,868
Net interest income$540,0006,254
Provision for loan and lease losses$155,0003,289
Total noninterest income$65,0005,755
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$22,0005,793
Trading account gains and fees$0175
Additional Noninterest Income$43,0004,938
Total noninterest expense$723,0005,214
Salaries and employee benefits$406,0004,957
Premises and equipment expense$114,0004,601
Additional noninterest expense$203,0005,658
Pre-tax net operating income$-273,0006,937
Securities gains (losses)$02,284
Applicable income taxes$1,0004,457
Income before extraordinary items$-274,0007,046
Extraordinary gains, net$016
Net income$-274,0007,047
Minority interest net income$091
Net income of bank and minority interests.$-274,0007,046
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$34,000514
Net operating income$-274,0007,004
2009-12-31 (YTD Data)Rank
Total interest income$1,686,0007,287
Total interest expense$305,0007,578
Net interest income$1,381,0007,039
Provision for loan and lease losses$397,0004,887
Total noninterest income$127,0006,768
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$100,0005,753
Trading account gains and fees$0211
Additional Noninterest Income$27,0006,800
Total noninterest expense$2,594,0005,587
Salaries and employee benefits$1,455,0005,290
Premises and equipment expense$442,0004,732
Additional noninterest expense$697,0006,142
Pre-tax net operating income$-1,483,0006,432
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$-1,483,0006,561
Extraordinary gains, net$034
Net income$-1,483,0006,561
Minority interest net income$0115
Net income of bank and minority interests.$-1,483,0006,561
Net charge-offs$07,246
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$231,000685
Net operating income$-1,483,0006,557
2009-09-30 (YTD Data)Rank
Total interest income$1,083,0007,541
Total interest expense$214,0007,727
Net interest income$869,0007,332
Provision for loan and lease losses$321,0004,494
Total noninterest income$89,0006,948
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$73,0005,846
Trading account gains and fees$0212
Additional Noninterest Income$16,0007,114
Total noninterest expense$1,936,0005,613
Salaries and employee benefits$1,079,0005,359
Premises and equipment expense$332,0004,756
Additional noninterest expense$525,0006,132
Pre-tax net operating income$-1,299,0006,785
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$-1,299,0006,905
Extraordinary gains, net$027
Net income$-1,299,0006,907
Minority interest net income$0118
Net income of bank and minority interests.$-1,299,0006,907
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$173,000618
Net operating income$-1,299,0006,889
2009-06-30 (YTD Data)Rank
Total interest income$602,0007,755
Total interest expense$134,0007,851
Net interest income$468,0007,621
Provision for loan and lease losses$179,0004,523
Total noninterest income$53,0007,119
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$47,0005,894
Trading account gains and fees$0193
Additional Noninterest Income$6,0007,431
Total noninterest expense$1,258,0005,721
Salaries and employee benefits$707,0005,463
Premises and equipment expense$221,0004,799
Additional noninterest expense$330,0006,287
Pre-tax net operating income$-916,0006,970
Securities gains (losses)$03,136
Applicable income taxes$2,0004,423
Income before extraordinary items$-918,0007,113
Extraordinary gains, net$021
Net income$-918,0007,113
Minority interest net income$0112
Net income of bank and minority interests.$-918,0007,113
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$115,000573
Net operating income$-918,0007,089
2009-03-31 (YTD Data)Rank
Total interest income$257,0007,926
Total interest expense$66,0007,928
Net interest income$191,0007,824
Provision for loan and lease losses$67,0004,526
Total noninterest income$20,0007,420
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$18,0006,172
Trading account gains and fees$0171
Additional Noninterest Income$2,0007,617
Total noninterest expense$611,0005,756
Salaries and employee benefits$353,0005,511
Premises and equipment expense$110,0004,855
Additional noninterest expense$148,0006,343
Pre-tax net operating income$-467,0007,282
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-467,0007,414
Extraordinary gains, net$015
Net income$-467,0007,415
Minority interest net income$0102
Net income of bank and minority interests.$-467,0007,415
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$58,000468
Net operating income$-467,0007,383
2008-12-31 (YTD Data)Rank
Total interest income$351,0008,219
Total interest expense$51,0008,229
Net interest income$300,0008,193
Provision for loan and lease losses$113,0005,905
Total noninterest income$5,0008,054
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$3,0007,266
Trading account gains and fees$0154
Additional Noninterest Income$2,0007,889
Total noninterest expense$3,059,0005,054
Salaries and employee benefits$1,913,0004,612
Premises and equipment expense$391,0005,146
Additional noninterest expense$755,0005,623
Pre-tax net operating income$-2,867,0007,565
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-2,867,0007,583
Extraordinary gains, net$039
Net income$-2,867,0007,582
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$15,501,000108
Net operating income$-2,867,0007,656
2008-09-30 (YTD Data)Rank
Total interest income$210,0008,327
Total interest expense$17,0008,332
Net interest income$193,0008,301
Provision for loan and lease losses$20,0006,492
Total noninterest income$08,226
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$07,386
Trading account gains and fees$0148
Additional Noninterest Income$08,105
Total noninterest expense$2,384,0004,913
Salaries and employee benefits$1,481,0004,527
Premises and equipment expense$278,0005,309
Additional noninterest expense$625,0005,311
Pre-tax net operating income$-2,211,0007,903
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-2,211,0007,903
Extraordinary gains, net$031
Net income$-2,211,0007,902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$15,348,00072
Net operating income$-2,211,0007,974

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.