Home > Vermont Federal National Bank > Net charge- offs to loans
Vermont Federal National Bank, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6977% | 1,168 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7486% | 54 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.8145% | 16 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1377% | 290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2760% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1012% | 355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9823% | 193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3463% | 1,047 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8440% | 299 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0361% | 10,583 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1150% | 1,491 |
| Percentage Net Loans Charged-off:Construction & development | 0.0747% | 262 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.4110% | 1,505 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2256% | 1,392 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1347% | 293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0443% | 313 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1637% | 258 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3727% | 1,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4447% | 822 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6548% | 616 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7006% | 1,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1277% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0713% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3103% | 225 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1345% | 334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0920% | 240 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1524% | 308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.9715% | 13 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5521% | 581 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6418% | 142 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3368% | 842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2947% | 449 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0029% | 829 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3957% | 191 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0022% | 1,243 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5855% | 130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 20.6239% | 23 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5382% | 705 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1042% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8029% | 911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1204% | 899 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3668% | 640 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0593% | 751 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1642% | 260 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 33.8008% | 9 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4462% | 1,020 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6929% | 195 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |