Home > Vectra Bank Colorado > Net charge- offs to loans

Vectra Bank Colorado, Net charge- offs to loans

2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1195%1,925
Percentage Net Loans Charged-off: Total real estate loans-0.1188%5,829
Percentage Net Loans Charged-off:Construction & development-0.0218%4,860
Percentage Net Loans Charged-off: Commercial real estate-0.2895%5,923
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential-0.0025%5,043
Percentage Net Loans Charged-off: Home equity loans-0.0303%4,231
All other 1-4 family - Percent of loans charged-off, net0.0286%2,317
Percentage Net Loans Charged-off: Commercial and industrial0.8259%573
Percentage Net Loans Charged-off: Loans to individuals0.3089%2,018
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3089%1,883
Percentage Net Loans Charged-off: All other loans and lease0.0144%1,231
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1541%1,559
Percentage Net Loans Charged-off: Total real estate loans-0.1909%6,010
Percentage Net Loans Charged-off:Construction & development-0.0198%4,913
Percentage Net Loans Charged-off: Commercial real estate-0.4558%6,057
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential-0.0078%5,218
Percentage Net Loans Charged-off: Home equity loans-0.0168%4,218
All other 1-4 family - Percent of loans charged-off, net0.0025%2,349
Percentage Net Loans Charged-off: Commercial and industrial1.1857%398
Percentage Net Loans Charged-off: Loans to individuals0.3641%1,701
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3641%1,574
Percentage Net Loans Charged-off: All other loans and lease0.0082%1,107
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0434%2,373
Percentage Net Loans Charged-off: Total real estate loans0.0249%1,759
Percentage Net Loans Charged-off:Construction & development0.1391%301
Percentage Net Loans Charged-off: Commercial real estate-0.0078%5,402
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0333%1,585
Percentage Net Loans Charged-off: Home equity loans0.0164%467
All other 1-4 family - Percent of loans charged-off, net0.0526%1,369
Percentage Net Loans Charged-off: Commercial and industrial0.0629%998
Percentage Net Loans Charged-off: Loans to individuals0.6202%1,121
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6202%1,017
Percentage Net Loans Charged-off: All other loans and lease0.0147%877
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0411%4,001
Percentage Net Loans Charged-off: Total real estate loans0.0081%3,753
Percentage Net Loans Charged-off:Construction & development-0.0423%5,117
Percentage Net Loans Charged-off: Commercial real estate-0.0099%5,529
Percentage Net Loans Charged-off: Multi-family residential0.0263%384
Percentage Net Loans Charged-off: 1-4 family residential0.0372%3,080
Percentage Net Loans Charged-off: Home equity loans-0.0207%4,424
All other 1-4 family - Percent of loans charged-off, net0.1023%2,271
Percentage Net Loans Charged-off: Commercial and industrial0.0802%2,279
Percentage Net Loans Charged-off: Loans to individuals0.9994%921
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9994%832
Percentage Net Loans Charged-off: All other loans and lease0.0424%1,271
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0095%5,413
Percentage Net Loans Charged-off: Total real estate loans0.0069%3,451
Percentage Net Loans Charged-off:Construction & development-0.0387%5,162
Percentage Net Loans Charged-off: Commercial real estate-0.0098%5,539
Percentage Net Loans Charged-off: Multi-family residential0.0349%324
Percentage Net Loans Charged-off: 1-4 family residential0.0328%2,832
Percentage Net Loans Charged-off: Home equity loans-0.0358%4,497
All other 1-4 family - Percent of loans charged-off, net0.1096%1,976
Percentage Net Loans Charged-off: Commercial and industrial-0.0870%5,291
Percentage Net Loans Charged-off: Loans to individuals0.1961%2,661
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1961%2,511
Percentage Net Loans Charged-off: All other loans and lease0.0405%1,164
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0067%5,233
Percentage Net Loans Charged-off: Total real estate loans0.0267%2,806
Percentage Net Loans Charged-off:Construction & development0.0394%774
Percentage Net Loans Charged-off: Commercial real estate-0.0104%5,610
Percentage Net Loans Charged-off: Multi-family residential0.0509%244
Percentage Net Loans Charged-off: 1-4 family residential0.0593%2,315
Percentage Net Loans Charged-off: Home equity loans-0.0433%4,537
All other 1-4 family - Percent of loans charged-off, net0.1736%1,512
Percentage Net Loans Charged-off: Commercial and industrial-0.1366%5,491
Percentage Net Loans Charged-off: Loans to individuals0.2487%2,207
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2487%2,075
Percentage Net Loans Charged-off: All other loans and lease0.0323%1,083
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0511%5,818
Percentage Net Loans Charged-off: Total real estate loans0.0193%2,305
Percentage Net Loans Charged-off:Construction & development-0.2121%5,642
Percentage Net Loans Charged-off: Commercial real estate-0.0184%5,872
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.1236%1,476
Percentage Net Loans Charged-off: Home equity loans-0.0718%4,615
All other 1-4 family - Percent of loans charged-off, net0.3400%852
Percentage Net Loans Charged-off: Commercial and industrial-0.2992%5,886
Percentage Net Loans Charged-off: Loans to individuals-0.0136%5,222
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0136%5,157
Percentage Net Loans Charged-off: All other loans and lease0.0295%867
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1150%3,662
Percentage Net Loans Charged-off: Total real estate loans0.0474%3,756
Percentage Net Loans Charged-off:Construction & development-0.0557%5,489
Percentage Net Loans Charged-off: Commercial real estate0.0147%2,581
Percentage Net Loans Charged-off: Multi-family residential0.0644%533
Percentage Net Loans Charged-off: 1-4 family residential0.1078%2,933
Percentage Net Loans Charged-off: Home equity loans0.1905%1,066
All other 1-4 family - Percent of loans charged-off, net0.0174%3,735
Percentage Net Loans Charged-off: Commercial and industrial0.3425%1,844
Percentage Net Loans Charged-off: Loans to individuals0.3066%2,714
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3066%2,567
Percentage Net Loans Charged-off: All other loans and lease0.0844%1,159
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0994%3,559
Percentage Net Loans Charged-off: Total real estate loans0.1006%2,917
Percentage Net Loans Charged-off:Construction & development-0.1229%5,672
Percentage Net Loans Charged-off: Commercial real estate0.1323%1,715
Percentage Net Loans Charged-off: Multi-family residential0.0862%430
Percentage Net Loans Charged-off: 1-4 family residential0.1238%2,566
Percentage Net Loans Charged-off: Home equity loans0.2082%953
All other 1-4 family - Percent of loans charged-off, net0.0318%3,267
Percentage Net Loans Charged-off: Commercial and industrial0.1022%2,251
Percentage Net Loans Charged-off: Loans to individuals0.2789%2,549
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2789%2,399
Percentage Net Loans Charged-off: All other loans and lease0.0540%1,143
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0702%3,708
Percentage Net Loans Charged-off: Total real estate loans0.0545%3,155
Percentage Net Loans Charged-off:Construction & development-0.1309%5,726
Percentage Net Loans Charged-off: Commercial real estate-0.0011%5,907
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.1716%2,143
Percentage Net Loans Charged-off: Home equity loans0.2910%777
All other 1-4 family - Percent of loans charged-off, net0.0426%2,823
Percentage Net Loans Charged-off: Commercial and industrial0.1253%1,915
Percentage Net Loans Charged-off: Loans to individuals0.2291%2,554
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2291%2,405
Percentage Net Loans Charged-off: All other loans and lease0.0474%1,069
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0999%2,858
Percentage Net Loans Charged-off: Total real estate loans0.0803%2,386
Percentage Net Loans Charged-off:Construction & development-0.2360%5,892
Percentage Net Loans Charged-off: Commercial real estate0.0461%1,283
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.2077%1,651
Percentage Net Loans Charged-off: Home equity loans0.3645%552
All other 1-4 family - Percent of loans charged-off, net0.0405%2,203
Percentage Net Loans Charged-off: Commercial and industrial0.1766%1,301
Percentage Net Loans Charged-off: Loans to individuals0.1008%2,592
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1008%2,443
Percentage Net Loans Charged-off: All other loans and lease0.0755%812
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4424%2,463
Percentage Net Loans Charged-off: Total real estate loans0.3955%2,312
Percentage Net Loans Charged-off:Construction & development0.6426%1,694
Percentage Net Loans Charged-off: Commercial real estate0.4043%1,747
Percentage Net Loans Charged-off: Multi-family residential-0.0622%5,492
Percentage Net Loans Charged-off: 1-4 family residential0.3824%2,178
Percentage Net Loans Charged-off: Home equity loans0.6579%891
All other 1-4 family - Percent of loans charged-off, net0.0452%3,957
Percentage Net Loans Charged-off: Commercial and industrial0.5653%1,973
Percentage Net Loans Charged-off: Loans to individuals1.2301%1,117
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2301%1,019
Percentage Net Loans Charged-off: All other loans and lease0.5328%753
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4759%2,192
Percentage Net Loans Charged-off: Total real estate loans0.4362%2,083
Percentage Net Loans Charged-off:Construction & development0.7480%1,509
Percentage Net Loans Charged-off: Commercial real estate0.3490%1,643
Percentage Net Loans Charged-off: Multi-family residential-0.0821%5,533
Percentage Net Loans Charged-off: 1-4 family residential0.5401%1,645
Percentage Net Loans Charged-off: Home equity loans0.7463%740
All other 1-4 family - Percent of loans charged-off, net0.2737%2,351
Percentage Net Loans Charged-off: Commercial and industrial0.5535%1,765
Percentage Net Loans Charged-off: Loans to individuals1.3609%955
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3609%856
Percentage Net Loans Charged-off: All other loans and lease0.6271%624
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4870%2,131
Percentage Net Loans Charged-off: Total real estate loans0.4039%2,126
Percentage Net Loans Charged-off:Construction & development0.9488%1,309
Percentage Net Loans Charged-off: Commercial real estate0.1045%2,041
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.7145%1,266
Percentage Net Loans Charged-off: Home equity loans0.9734%587
All other 1-4 family - Percent of loans charged-off, net0.3682%1,914
Percentage Net Loans Charged-off: Commercial and industrial0.8902%1,327
Percentage Net Loans Charged-off: Loans to individuals2.0005%624
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.0005%574
Percentage Net Loans Charged-off: All other loans and lease0.0978%997
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3298%2,331
Percentage Net Loans Charged-off: Total real estate loans0.0807%3,101
Percentage Net Loans Charged-off:Construction & development1.0370%961
Percentage Net Loans Charged-off: Commercial real estate-0.3130%7,000
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.3313%1,805
Percentage Net Loans Charged-off: Home equity loans0.3122%800
All other 1-4 family - Percent of loans charged-off, net0.3574%1,638
Percentage Net Loans Charged-off: Commercial and industrial1.3358%830
Percentage Net Loans Charged-off: Loans to individuals3.8837%280
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.8837%257
Percentage Net Loans Charged-off: All other loans and lease0.0208%926
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7479%857
Percentage Net Loans Charged-off: Total real estate loans1.3369%1,174
Percentage Net Loans Charged-off:Construction & development3.5480%1,269
Percentage Net Loans Charged-off: Commercial real estate1.0158%1,231
Percentage Net Loans Charged-off: Multi-family residential0.5719%714
Percentage Net Loans Charged-off: 1-4 family residential0.9157%1,363
Percentage Net Loans Charged-off: Home equity loans0.6970%1,060
All other 1-4 family - Percent of loans charged-off, net1.2283%1,011
Percentage Net Loans Charged-off: Commercial and industrial1.9671%1,212
Percentage Net Loans Charged-off: Loans to individuals3.0434%482
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.8833%443
Percentage Net Loans Charged-off: All other loans and lease6.5180%191
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3308%1,143
Percentage Net Loans Charged-off: Total real estate loans1.0517%1,373
Percentage Net Loans Charged-off:Construction & development4.5349%943
Percentage Net Loans Charged-off: Commercial real estate0.3339%1,978
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.7278%1,563
Percentage Net Loans Charged-off: Home equity loans0.7451%907
All other 1-4 family - Percent of loans charged-off, net0.7025%1,538
Percentage Net Loans Charged-off: Commercial and industrial1.4255%1,414
Percentage Net Loans Charged-off: Loans to individuals4.2416%318
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.9463%286
Percentage Net Loans Charged-off: All other loans and lease4.5157%222
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8974%1,735
Percentage Net Loans Charged-off: Total real estate loans0.9777%1,432
Percentage Net Loans Charged-off:Construction & development4.3877%905
Percentage Net Loans Charged-off: Commercial real estate0.3096%1,813
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.5378%1,844
Percentage Net Loans Charged-off: Home equity loans0.5823%929
All other 1-4 family - Percent of loans charged-off, net0.4722%1,891
Percentage Net Loans Charged-off: Commercial and industrial0.7646%1,817
Percentage Net Loans Charged-off: Loans to individuals1.5492%990
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4137%858
Percentage Net Loans Charged-off: All other loans and lease0.1794%955
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2007%1,159
Percentage Net Loans Charged-off: Total real estate loans1.4122%860
Percentage Net Loans Charged-off:Construction & development7.2663%470
Percentage Net Loans Charged-off: Commercial real estate0.2887%1,339
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.4795%1,602
Percentage Net Loans Charged-off: Home equity loans0.5777%693
All other 1-4 family - Percent of loans charged-off, net0.3340%1,772
Percentage Net Loans Charged-off: Commercial and industrial0.6376%1,513
Percentage Net Loans Charged-off: Loans to individuals2.0949%714
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.8359%607
Percentage Net Loans Charged-off: All other loans and lease0.1638%744
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7004%1,271
Percentage Net Loans Charged-off: Total real estate loans1.7316%1,106
Percentage Net Loans Charged-off:Construction & development4.3892%1,375
Percentage Net Loans Charged-off: Commercial real estate1.2098%1,082
Percentage Net Loans Charged-off: Multi-family residential0.0655%1,049
Percentage Net Loans Charged-off: 1-4 family residential1.0396%1,342
Percentage Net Loans Charged-off: Home equity loans0.6251%1,141
All other 1-4 family - Percent of loans charged-off, net1.6600%838
Percentage Net Loans Charged-off: Commercial and industrial1.7924%1,789
Percentage Net Loans Charged-off: Loans to individuals5.3453%286
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4107%1,151
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5679%1,272
Percentage Net Loans Charged-off: Total real estate loans1.5250%1,166
Percentage Net Loans Charged-off:Construction & development3.5823%1,436
Percentage Net Loans Charged-off: Commercial real estate1.2488%942
Percentage Net Loans Charged-off: Multi-family residential0.0917%832
Percentage Net Loans Charged-off: 1-4 family residential0.8425%1,435
Percentage Net Loans Charged-off: Home equity loans0.3442%1,267
All other 1-4 family - Percent of loans charged-off, net1.5952%794
Percentage Net Loans Charged-off: Commercial and industrial1.9261%1,497
Percentage Net Loans Charged-off: Loans to individuals3.5037%504
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4987%988
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7176%1,086
Percentage Net Loans Charged-off: Total real estate loans1.7710%965
Percentage Net Loans Charged-off:Construction & development4.3577%1,097
Percentage Net Loans Charged-off: Commercial real estate1.1965%870
Percentage Net Loans Charged-off: Multi-family residential0.1434%647
Percentage Net Loans Charged-off: 1-4 family residential1.1950%1,006
Percentage Net Loans Charged-off: Home equity loans0.6856%852
All other 1-4 family - Percent of loans charged-off, net1.9659%630
Percentage Net Loans Charged-off: Commercial and industrial1.8378%1,421
Percentage Net Loans Charged-off: Loans to individuals4.8656%341
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0950%1,285
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4374%1,204
Percentage Net Loans Charged-off: Total real estate loans1.3692%1,055
Percentage Net Loans Charged-off:Construction & development3.7559%937
Percentage Net Loans Charged-off: Commercial real estate0.7558%907
Percentage Net Loans Charged-off: Multi-family residential0.2833%391
Percentage Net Loans Charged-off: 1-4 family residential0.8293%1,168
Percentage Net Loans Charged-off: Home equity loans0.1345%904
All other 1-4 family - Percent of loans charged-off, net1.8871%592
Percentage Net Loans Charged-off: Commercial and industrial1.9733%1,079
Percentage Net Loans Charged-off: Loans to individuals2.2444%892
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1008%1,006
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5601%1,616
Percentage Net Loans Charged-off: Total real estate loans1.1085%1,780
Percentage Net Loans Charged-off:Construction & development3.0721%1,705
Percentage Net Loans Charged-off: Commercial real estate0.6453%1,530
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.1519%3,546
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.3802%2,356
Percentage Net Loans Charged-off: Commercial and industrial3.2729%1,234
Percentage Net Loans Charged-off: Loans to individuals4.8369%411
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3763%1,495
Percentage Net Loans Charged-off: Total real estate loans1.0006%1,573
Percentage Net Loans Charged-off:Construction & development2.1075%1,689
Percentage Net Loans Charged-off: Commercial real estate0.8668%938
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.2772%2,486
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.6911%1,357
Percentage Net Loans Charged-off: Commercial and industrial2.7613%1,165
Percentage Net Loans Charged-off: Loans to individuals5.1509%358
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9046%1,891
Percentage Net Loans Charged-off: Total real estate loans0.4534%2,246
Percentage Net Loans Charged-off:Construction & development1.3827%1,655
Percentage Net Loans Charged-off: Commercial real estate0.0385%2,057
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.2124%2,432
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.5252%1,454
Percentage Net Loans Charged-off: Commercial and industrial1.1355%1,858
Percentage Net Loans Charged-off: Loans to individuals55.0242%17
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5756%2,026
Percentage Net Loans Charged-off: Total real estate loans0.1755%2,517
Percentage Net Loans Charged-off:Construction & development0.4802%1,486
Percentage Net Loans Charged-off: Commercial real estate0.0052%1,379
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.1862%1,886
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.4683%1,208
Percentage Net Loans Charged-off: Commercial and industrial0.7512%1,621
Percentage Net Loans Charged-off: Loans to individuals45.9551%18
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6654%1,858
Percentage Net Loans Charged-off: Total real estate loans0.3666%2,062
Percentage Net Loans Charged-off:Construction & development0.8625%1,671
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.3116%1,719
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.7655%782
Percentage Net Loans Charged-off: Commercial and industrial1.0405%1,775
Percentage Net Loans Charged-off: Loans to individuals23.4081%23
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5976%1,428
Percentage Net Loans Charged-off: Total real estate loans0.3307%1,577
Percentage Net Loans Charged-off:Construction & development0.7521%1,244
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.2499%1,505
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.6092%710
Percentage Net Loans Charged-off: Commercial and industrial0.9885%1,345
Percentage Net Loans Charged-off: Loans to individuals18.8442%31
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5079%1,380
Percentage Net Loans Charged-off: Total real estate loans0.0968%2,395
Percentage Net Loans Charged-off:Construction & development-0.0058%7,580
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.1202%1,801
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.2874%1,081
Percentage Net Loans Charged-off: Commercial and industrial1.4429%812
Percentage Net Loans Charged-off: Loans to individuals14.7459%48
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0768%3,337
Percentage Net Loans Charged-off: Total real estate loans0.0139%2,494
Percentage Net Loans Charged-off:Construction & development-0.0251%7,578
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0902%1,420
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.2109%938
Percentage Net Loans Charged-off: Commercial and industrial0.1379%1,763
Percentage Net Loans Charged-off: Loans to individuals4.7117%238
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0708%4,523
Percentage Net Loans Charged-off: Total real estate loans0.0114%3,806
Percentage Net Loans Charged-off:Construction & development0.0075%1,536
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0368%2,650
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0865%1,904
Percentage Net Loans Charged-off: Commercial and industrial0.2171%2,676
Percentage Net Loans Charged-off: Loans to individuals2.5465%425
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0731%3,669
Percentage Net Loans Charged-off: Total real estate loans0.0087%3,070
Percentage Net Loans Charged-off:Construction & development0.0075%1,059
Percentage Net Loans Charged-off: Commercial real estate-0.0130%7,880
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0473%1,922
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.1115%1,254
Percentage Net Loans Charged-off: Commercial and industrial0.2515%2,054
Percentage Net Loans Charged-off: Loans to individuals1.5611%802
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1224%2,465
Percentage Net Loans Charged-off: Total real estate loans0.0271%2,036
Percentage Net Loans Charged-off:Construction & development0.0618%598
Percentage Net Loans Charged-off: Commercial real estate-0.0186%7,958
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0725%1,372
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.1705%813
Percentage Net Loans Charged-off: Commercial and industrial0.4112%1,382
Percentage Net Loans Charged-off: Loans to individuals1.7253%657
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2424%1,215
Percentage Net Loans Charged-off: Total real estate loans0.0201%1,541
Percentage Net Loans Charged-off:Construction & development-0.0115%7,616
Percentage Net Loans Charged-off: Commercial real estate-0.0359%8,085
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.1430%763
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.3404%426
Percentage Net Loans Charged-off: Commercial and industrial0.9799%618
Percentage Net Loans Charged-off: Loans to individuals2.4497%430
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1037%3,180
Percentage Net Loans Charged-off: Total real estate loans0.0327%2,338
Percentage Net Loans Charged-off:Construction & development-0.0113%7,711
Percentage Net Loans Charged-off: Commercial real estate0.0125%1,212
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0964%1,466
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.2218%751
Percentage Net Loans Charged-off: Commercial and industrial0.3886%1,871
Percentage Net Loans Charged-off: Loans to individuals0.4473%3,125
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0134%6,878
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1418%2,135
Percentage Net Loans Charged-off: Total real estate loans0.0403%1,784
Percentage Net Loans Charged-off:Construction & development-0.0109%7,714
Percentage Net Loans Charged-off: Commercial real estate0.0183%898
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.1092%1,106
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.2491%573
Percentage Net Loans Charged-off: Commercial and industrial0.5546%1,228
Percentage Net Loans Charged-off: Loans to individuals0.7231%1,861
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0124%6,918
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1772%1,664
Percentage Net Loans Charged-off: Total real estate loans0.0367%1,615
Percentage Net Loans Charged-off:Construction & development-0.0086%7,685
Percentage Net Loans Charged-off: Commercial real estate0.0289%683
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0790%1,171
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.1789%703
Percentage Net Loans Charged-off: Commercial and industrial0.8554%856
Percentage Net Loans Charged-off: Loans to individuals-0.1910%7,660
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0317%7,006
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3027%921
Percentage Net Loans Charged-off: Total real estate loans0.0147%1,401
Percentage Net Loans Charged-off:Construction & development-0.0143%7,681
Percentage Net Loans Charged-off: Commercial real estate0.0078%468
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0415%1,015
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0924%755
Percentage Net Loans Charged-off: Commercial and industrial1.6588%423
Percentage Net Loans Charged-off: Loans to individuals0.7946%1,541
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0645%7,081
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0595%4,538
Percentage Net Loans Charged-off: Total real estate loans-0.0138%8,015
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential-0.0372%8,284
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net-0.0874%8,406
Percentage Net Loans Charged-off: Commercial and industrial0.0606%3,593
Percentage Net Loans Charged-off: Loans to individuals3.8239%203
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1608%1,158
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0511%4,175
Percentage Net Loans Charged-off: Total real estate loans-0.0186%8,042
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0490%8,297
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net-0.1158%8,432
Percentage Net Loans Charged-off: Commercial and industrial-0.0121%6,875
Percentage Net Loans Charged-off: Loans to individuals4.1735%171
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1625%1,002
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0428%4,073
Percentage Net Loans Charged-off: Total real estate loans-0.0283%8,126
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.0735%8,355
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net-0.1744%8,491
Percentage Net Loans Charged-off: Commercial and industrial-0.0687%7,304
Percentage Net Loans Charged-off: Loans to individuals4.6407%151
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1656%863
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0631%2,994
Percentage Net Loans Charged-off: Total real estate loans-0.0308%8,231
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0793%8,435
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net-0.1866%8,559
Percentage Net Loans Charged-off: Commercial and industrial0.2103%1,417
Percentage Net Loans Charged-off: Loans to individuals2.6866%445
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1567%657
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2850%2,024
Percentage Net Loans Charged-off: Total real estate loans0.0251%2,897
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0638%1,997
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.1337%1,306
Percentage Net Loans Charged-off: Commercial and industrial1.0555%1,299
Percentage Net Loans Charged-off: Loans to individuals3.9504%232
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0557%1,442
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2347%2,053
Percentage Net Loans Charged-off: Total real estate loans0.0017%3,266
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0043%2,670
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0088%2,398
Percentage Net Loans Charged-off: Commercial and industrial0.9207%1,206
Percentage Net Loans Charged-off: Loans to individuals3.5937%264
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0080%1,399
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3103%1,523
Percentage Net Loans Charged-off: Total real estate loans0.0025%2,725
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0062%2,182
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0124%1,935
Percentage Net Loans Charged-off: Commercial and industrial1.1850%917
Percentage Net Loans Charged-off: Loans to individuals4.9241%174
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2927%1,459
Percentage Net Loans Charged-off: Total real estate loans-0.0003%7,775
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential-0.0008%8,042
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net-0.0015%8,080
Percentage Net Loans Charged-off: Commercial and industrial1.0747%782
Percentage Net Loans Charged-off: Loans to individuals4.9157%229
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5186%1,408
Percentage Net Loans Charged-off: Total real estate loans0.0097%3,629
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0236%2,837
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0397%2,432
Percentage Net Loans Charged-off: Commercial and industrial3.1157%574
Percentage Net Loans Charged-off: Loans to individuals2.3397%655
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5352%1,188
Percentage Net Loans Charged-off: Total real estate loans0.0012%3,446
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0029%2,867
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0047%2,683
Percentage Net Loans Charged-off: Commercial and industrial3.3285%436
Percentage Net Loans Charged-off: Loans to individuals2.2858%627
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2150%2,649
Percentage Net Loans Charged-off: Total real estate loans0.0018%2,895
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0042%2,343
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0066%2,185
Percentage Net Loans Charged-off: Commercial and industrial1.0473%1,276
Percentage Net Loans Charged-off: Loans to individuals2.2011%688
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2444%2,045
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial1.1557%933
Percentage Net Loans Charged-off: Loans to individuals2.6761%590
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2529%3,138
Percentage Net Loans Charged-off: Total real estate loans-0.0001%8,037
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential-0.0002%8,234
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net-0.0002%8,244
Percentage Net Loans Charged-off: Commercial and industrial1.4486%1,425
Percentage Net Loans Charged-off: Loans to individuals1.6023%1,264
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0564%5,989
Percentage Net Loans Charged-off: Total real estate loans-0.1025%9,217
Percentage Net Loans Charged-off:Construction & development-0.3780%8,331
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential-0.0281%8,935
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net-0.0334%8,975
Percentage Net Loans Charged-off: Commercial and industrial0.7637%2,142
Percentage Net Loans Charged-off: Loans to individuals0.8442%2,735
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6300%996
Percentage Net Loans Charged-off: Total real estate loans0.1918%142
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.5176%47
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0793%310
Percentage Net Loans Charged-off: Home equity loans0.6638%40
All other 1-4 family - Percent of loans charged-off, net0.0000%864
Percentage Net Loans Charged-off: Commercial and industrial3.1001%70
Percentage Net Loans Charged-off: Loans to individuals0.7383%572
Percentage Net Loans Charged-off: Credit card loans4.9567%143
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1151%287
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1749%3,549
Percentage Net Loans Charged-off: Total real estate loans0.0386%526
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.1012%291
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.1170%246
Percentage Net Loans Charged-off: Commercial and industrial0.3012%559
Percentage Net Loans Charged-off: Loans to individuals0.6992%638
Percentage Net Loans Charged-off: Credit card loans0.9022%812
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9150%87
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3143%2,357
Percentage Net Loans Charged-off: Total real estate loans0.0863%331
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.1621%188
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0725%381
Percentage Net Loans Charged-off: Home equity loans0.1501%184
All other 1-4 family - Percent of loans charged-off, net0.0542%433
Percentage Net Loans Charged-off: Commercial and industrial0.8650%204
Percentage Net Loans Charged-off: Loans to individuals0.7257%660
Percentage Net Loans Charged-off: Credit card loans1.8180%646
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2450%233
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1150%5,189
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0794%6,223
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0324%7,538
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0099%10,136
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2724%4,503
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1734%7,654
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA