Home > Valley View State Bank > Net charge- offs to loans
Valley View State Bank, Net charge- offs to loans
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0916% | 2,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1185% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | -0.2047% | 5,070 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2861% | 494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1634% | 5,604 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0173% | 3,980 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2197% | 5,659 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0239% | 4,543 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0679% | 3,401 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0340% | 3,468 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0714% | 5,473 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0887% | 5,505 |
| Percentage Net Loans Charged-off:Construction & development | -0.2924% | 5,189 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 4,824 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2090% | 5,697 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0226% | 4,008 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2812% | 5,748 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0232% | 4,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0909% | 2,976 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0453% | 3,075 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0066% | 4,594 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0067% | 4,633 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 4,922 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0381% | 5,339 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0341% | 4,092 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0397% | 5,370 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0228% | 4,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1342% | 2,548 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0671% | 2,692 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0090% | 4,483 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 4,674 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0059% | 5,087 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0379% | 5,371 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0670% | 4,210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0264% | 5,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0230% | 4,475 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0559% | 5,587 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0552% | 5,536 |
| Percentage Net Loans Charged-off:Construction & development | -0.2538% | 5,239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 5,004 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0172% | 5,364 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0465% | 4,240 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 5,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1126% | 5,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0842% | 3,295 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0562% | 5,221 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0716% | 5,667 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0711% | 5,669 |
| Percentage Net Loans Charged-off:Construction & development | -0.3387% | 5,355 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 5,088 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0113% | 5,270 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0616% | 4,309 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0078% | 2,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1400% | 5,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0727% | 3,085 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0724% | 5,220 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0181% | 5,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 2,643 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 5,155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0513% | 1,952 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0607% | 4,353 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0953% | 1,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2057% | 5,457 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2640% | 1,999 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0528% | 2,764 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0188% | 2,782 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0130% | 1,895 |
| Percentage Net Loans Charged-off:Construction & development | -0.0187% | 5,014 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 5,298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1721% | 930 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0604% | 4,406 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2647% | 686 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0492% | 1,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2040% | 1,971 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2040% | 1,851 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2175% | 1,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2699% | 1,159 |
| Percentage Net Loans Charged-off:Construction & development | -0.0523% | 5,150 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3574% | 869 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3918% | 864 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7727% | 278 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2244% | 1,433 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0250% | 4,917 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5088% | 1,792 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4425% | 1,808 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2499% | 1,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3094% | 951 |
| Percentage Net Loans Charged-off:Construction & development | -0.0655% | 5,243 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4704% | 639 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0167% | 3,045 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1272% | 794 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0322% | 5,909 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0254% | 4,834 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5780% | 1,484 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5201% | 1,485 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3805% | 1,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4635% | 669 |
| Percentage Net Loans Charged-off:Construction & development | -0.1052% | 5,412 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6983% | 446 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0489% | 2,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2432% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0350% | 5,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0218% | 4,753 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0021% | 873 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9186% | 876 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0134% | 3,332 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0084% | 5,396 |
| Percentage Net Loans Charged-off:Construction & development | -0.0093% | 5,214 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 5,578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0485% | 6,062 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1085% | 4,676 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0230% | 5,852 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0228% | 4,786 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3605% | 643 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2805% | 617 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3188% | 64 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8147% | 38 |
| Percentage Net Loans Charged-off:Construction & development | 6.0971% | 205 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.5320% | 112 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.8950% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 6,003 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0743% | 4,785 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0261% | 3,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0591% | 558 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8690% | 1,326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7855% | 1,349 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8476% | 46 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.3603% | 35 |
| Percentage Net Loans Charged-off:Construction & development | 5.2357% | 246 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.4669% | 77 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.8254% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0048% | 3,722 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0652% | 4,800 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0337% | 3,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6984% | 398 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9704% | 1,077 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9489% | 998 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.9846% | 54 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.2942% | 46 |
| Percentage Net Loans Charged-off:Construction & development | -0.0083% | 5,421 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.6508% | 55 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0281% | 3,118 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0721% | 4,803 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0694% | 2,611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8785% | 277 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4724% | 693 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4411% | 636 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.6575% | 22 |
| Percentage Net Loans Charged-off: Total real estate loans | 8.2611% | 17 |
| Percentage Net Loans Charged-off:Construction & development | -0.0076% | 5,527 |
| Percentage Net Loans Charged-off: Commercial real estate | 13.0223% | 23 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0564% | 6,365 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0939% | 4,833 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0403% | 6,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.3690% | 117 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3021% | 2,042 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2417% | 2,057 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5393% | 2,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4044% | 2,283 |
| Percentage Net Loans Charged-off:Construction & development | 0.7920% | 1,597 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3249% | 1,914 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4427% | 1,968 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3430% | 1,220 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4912% | 1,751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1306% | 1,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1460% | 1,201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1326% | 1,121 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3399% | 2,754 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3277% | 2,460 |
| Percentage Net Loans Charged-off:Construction & development | -0.0067% | 5,914 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4252% | 1,508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6057% | 1,496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4762% | 951 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6702% | 1,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3227% | 2,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3545% | 957 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3721% | 851 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4726% | 2,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4739% | 1,911 |
| Percentage Net Loans Charged-off:Construction & development | -0.0065% | 5,930 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6289% | 1,100 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7968% | 1,134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7171% | 703 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8387% | 1,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4586% | 1,774 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0742% | 1,168 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0742% | 1,044 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6937% | 1,438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9482% | 982 |
| Percentage Net Loans Charged-off:Construction & development | -0.0129% | 5,982 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2649% | 554 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6237% | 500 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4479% | 380 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7191% | 489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0631% | 5,774 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0604% | 6,905 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0604% | 6,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3330% | 1,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2996% | 1,222 |
| Percentage Net Loans Charged-off:Construction & development | 1.7860% | 1,784 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4353% | 856 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3860% | 2,582 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6838% | 1,071 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2381% | 3,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7109% | 1,372 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5892% | 2,539 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5448% | 2,377 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7485% | 779 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7044% | 786 |
| Percentage Net Loans Charged-off:Construction & development | 2.3385% | 1,421 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8826% | 528 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5100% | 1,985 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9063% | 805 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3170% | 2,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2831% | 950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4592% | 2,701 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4161% | 2,535 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2056% | 1,299 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7446% | 1,780 |
| Percentage Net Loans Charged-off:Construction & development | 3.4232% | 1,053 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2646% | 2,610 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6845% | 862 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0587% | 3,432 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4567% | 607 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5025% | 2,429 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4408% | 2,264 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2914% | 1,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3660% | 899 |
| Percentage Net Loans Charged-off:Construction & development | 6.1412% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4311% | 1,695 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3289% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0166% | 6,871 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2023% | 1,140 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4301% | 2,258 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3563% | 2,095 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9510% | 2,282 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1517% | 1,677 |
| Percentage Net Loans Charged-off:Construction & development | 3.7794% | 1,531 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0757% | 3,294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3419% | 2,819 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0324% | 5,497 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5200% | 2,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1847% | 4,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6230% | 3,041 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1093% | 5,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1075% | 4,462 |
| Percentage Net Loans Charged-off:Construction & development | 0.0641% | 2,990 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1009% | 2,769 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3136% | 2,669 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0431% | 5,552 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4813% | 2,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0832% | 4,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5640% | 2,975 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0518% | 5,662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0472% | 4,588 |
| Percentage Net Loans Charged-off:Construction & development | 0.0893% | 2,583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1901% | 2,845 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0635% | 5,574 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3116% | 2,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0442% | 3,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3739% | 3,312 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0479% | 7,337 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0506% | 7,527 |
| Percentage Net Loans Charged-off:Construction & development | -0.1324% | 7,016 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0511% | 7,479 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1248% | 5,641 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0152% | 7,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0930% | 6,790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3309% | 2,984 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1110% | 2,201 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0135% | 1,903 |
| Percentage Net Loans Charged-off:Construction & development | 1.3547% | 2,378 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9256% | 1,202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3848% | 2,437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3135% | 1,459 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4170% | 2,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8448% | 2,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6432% | 3,639 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8056% | 2,354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5938% | 2,211 |
| Percentage Net Loans Charged-off:Construction & development | 1.5983% | 1,887 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1463% | 3,167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0813% | 1,515 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1751% | 2,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0073% | 1,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4503% | 3,886 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9860% | 1,781 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7113% | 1,747 |
| Percentage Net Loans Charged-off:Construction & development | 1.8540% | 1,476 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0929% | 3,061 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1333% | 2,633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4647% | 1,109 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3845% | 3,829 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0136% | 5,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0194% | 3,569 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2123% | 1,812 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3044% | 1,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0332% | 6,951 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1932% | 3,739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8957% | 1,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1086% | 3,607 |
| Percentage Net Loans Charged-off:Construction & development | 0.0125% | 2,810 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1763% | 1,478 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2612% | 1,896 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3802% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2708% | 466 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1698% | 1,927 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1093% | 4,296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0403% | 3,678 |
| Percentage Net Loans Charged-off:Construction & development | 0.0180% | 2,172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 7,646 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3592% | 1,171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5237% | 813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3139% | 2,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8757% | 2,146 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1460% | 3,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0415% | 3,057 |
| Percentage Net Loans Charged-off:Construction & development | -0.0197% | 7,601 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 7,713 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5617% | 697 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8276% | 443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5112% | 1,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8398% | 1,994 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0364% | 3,998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0462% | 2,152 |
| Percentage Net Loans Charged-off:Construction & development | -0.0401% | 7,595 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 7,829 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7520% | 422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1373% | 253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0049% | 6,712 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0754% | 3,815 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0555% | 8,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1187% | 1,921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0820% | 1,234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8439% | 310 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0101% | 5,967 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2251% | 198 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0531% | 8,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7425% | 2,236 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2178% | 8,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 3,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.0203% | 991 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 7,648 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0135% | 5,968 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5720% | 8,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7261% | 1,944 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3016% | 8,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0121% | 2,379 |
| Percentage Net Loans Charged-off:Construction & development | 0.0312% | 681 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0059% | 7,676 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0203% | 5,969 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.1769% | 8,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8457% | 1,551 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.9054% | 8,519 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 7,456 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0115% | 7,822 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0409% | 5,986 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -6.2898% | 8,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0952% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4321% | 882 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 3,297 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 7,757 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0259% | 2,355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1172% | 428 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0109% | 7,908 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9224% | 527 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9650% | 1,539 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5728% | 515 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 7,523 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 7,810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0101% | 7,894 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0142% | 7,939 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4462% | 335 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9050% | 1,478 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8058% | 338 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 7,435 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0090% | 6,207 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3925% | 245 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7225% | 1,747 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0195% | 3,624 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 7,548 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 8,002 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7431% | 1,643 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0958% | 3,735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0003% | 3,542 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0081% | 173 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3733% | 2,209 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5940% | 3,145 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1236% | 2,797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5146% | 1,511 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6414% | 2,567 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1782% | 2,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7966% | 1,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6511% | 2,341 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3709% | 941 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8740% | 473 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5445% | 2,439 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0117% | 8,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 3,825 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0467% | 161 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0037% | 4,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4348% | 4,142 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0702% | 7,774 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0172% | 7,960 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 3,248 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0589% | 122 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0215% | 3,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4262% | 3,756 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.6164% | 7,802 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0128% | 5,485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0331% | 2,904 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2858% | 4,166 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1057% | 7,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0110% | 4,758 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0498% | 1,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2201% | 3,880 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2061% | 7,484 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0216% | 8,524 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0306% | 8,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.4782% | 6,555 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0344% | 7,740 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3515% | 5,004 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1551% | 7,641 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1636% | 8,944 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0430% | 8,650 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.2512% | 6,540 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6978% | 8,512 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0789% | 6,137 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1541% | 7,652 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1244% | 8,826 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0541% | 8,724 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.5066% | 6,476 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4388% | 8,371 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0147% | 7,965 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1150% | 7,593 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0707% | 8,459 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 8,223 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2214% | 6,379 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4193% | 8,335 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2607% | 4,025 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1152% | 7,589 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4460% | 1,865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0848% | 1,989 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8661% | 78 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1924% | 971 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5214% | 4,210 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1541% | 7,824 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0325% | 6,630 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0278% | 8,875 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2820% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.8697% | 6,701 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2779% | 3,343 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2816% | 5,433 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0891% | 9,481 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0834% | 1,519 |
| Percentage Net Loans Charged-off:Construction & development | -0.0087% | 1,374 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0819% | 1,453 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6205% | 1,429 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 1,329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 1,344 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1496% | 1,420 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0312% | 1,490 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2163% | 947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1577% | 3,795 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2541% | 98 |
| Percentage Net Loans Charged-off:Construction & development | -0.0084% | 1,336 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5639% | 42 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4007% | 1,410 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1369% | 1,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2249% | 1,122 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.2279% | 10,388 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.7414% | 1,484 |
| Percentage Net Loans Charged-off:Construction & development | -2.9132% | 1,399 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.0652% | 1,447 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6326% | 1,364 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 1,317 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0118% | 1,326 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2840% | 1,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1334% | 1,193 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3833% | 2,118 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2630% | 125 |
| Percentage Net Loans Charged-off:Construction & development | -0.8158% | 1,363 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5168% | 86 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3191% | 1,354 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3647% | 112 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0570% | 1,275 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8907% | 875 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.1847% | 1,296 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7906% | 987 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3515% | 1,516 |
| Percentage Net Loans Charged-off:Construction & development | -0.0215% | 1,309 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2564% | 1,421 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.6309% | 1,434 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0137% | 843 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0183% | 748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.3392% | 21 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3639% | 1,026 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.7766% | 8 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2122% | 11,521 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2404% | 1,526 |
| Percentage Net Loans Charged-off:Construction & development | -0.0803% | 1,358 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0906% | 1,350 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.5860% | 1,438 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7388% | 231 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2226% | 1,527 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1186% | 783 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.8815% | 1,330 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7658% | 309 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4326% | 64 |
| Percentage Net Loans Charged-off:Construction & development | 12.5688% | 19 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1961% | 418 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.4058% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9097% | 114 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5469% | 584 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1390% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.2208% | 11 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0507% | 210 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3833% | 40 |
| Percentage Net Loans Charged-off:Construction & development | 1.0734% | 262 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.8863% | 76 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.3978% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3637% | 310 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0068% | 1,444 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3931% | 934 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.4135% | 20 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8705% | 379 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5215% | 67 |
| Percentage Net Loans Charged-off:Construction & development | 1.2682% | 347 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.6045% | 38 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5144% | 298 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4477% | 146 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5006% | 968 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4205% | 992 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1372% | 37 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |