Home > Valley Savings Bank, FSB > Net Loans and Leases
Valley Savings Bank, FSB, Net Loans and Leases
| 1997-12-31 | Rank | |
| Net loans and leases | $59,096,000 | 4,385 |
| Loan loss allowance | $344,000 | 7,101 |
| Total loans and leases | $59,440,000 | 4,401 |
| Unearned income | NA | NA |
| Loans and leases, gross | $59,440,000 | 4,410 |
| All real estate loans | $52,095,000 | 3,444 |
| Real estate loans in domestic offices | $52,095,000 | 3,444 |
| Construction and development loans | $764,000 | 5,734 |
| Commercial RE | $9,983,000 | 3,833 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,862,000 | 1,503 |
| 1-4 family residential loans | $37,486,000 | 2,815 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $4,227,000 | 5,664 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,118,000 | 6,524 |
| Credit card loans | $87,000 | 4,629 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,031,000 | 6,383 |
| All other loans & leases | $0 | 8,942 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 8,154 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $344,000 | 691 |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $61,165,000 | 4,299 |
| Loan loss allowance | $525,000 | 5,706 |
| Total loans and leases | $61,690,000 | 4,322 |
| Unearned income | $384,000 | 2,461 |
| Loans and leases, gross | $62,074,000 | 4,309 |
| All real estate loans | $54,456,000 | 3,318 |
| Real estate loans in domestic offices | $54,456,000 | 3,318 |
| Construction and development loans | $1,200,000 | 5,039 |
| Commercial RE | $10,492,000 | 3,719 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $5,512,000 | 1,245 |
| 1-4 family residential loans | $37,252,000 | 2,892 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $3,671,000 | 6,158 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,947,000 | 5,934 |
| Credit card loans | $0 | 6,619 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,947,000 | 5,656 |
| All other loans & leases | $0 | 9,363 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 8,558 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $495,000 | 604 |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $60,447,000 | 4,245 |
| Loan loss allowance | $529,000 | 5,816 |
| Total loans and leases | $60,976,000 | 4,268 |
| Unearned income | $50,000 | 5,384 |
| Loans and leases, gross | $61,026,000 | 4,280 |
| All real estate loans | $53,100,000 | 3,352 |
| Real estate loans in domestic offices | $53,100,000 | 3,352 |
| Construction and development loans | $1,131,000 | 5,086 |
| Commercial RE | $11,528,000 | 3,434 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $5,768,000 | 1,230 |
| 1-4 family residential loans | $34,673,000 | 3,035 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $3,710,000 | 6,079 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,216,000 | 5,766 |
| Credit card loans | $0 | 6,778 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,216,000 | 5,491 |
| All other loans & leases | $0 | 9,776 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 9,003 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $493,000 | 637 |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $56,266,000 | 4,437 |
| Loan loss allowance | $620,000 | 5,264 |
| Total loans and leases | $56,886,000 | 4,455 |
| Unearned income | $211,000 | 3,923 |
| Loans and leases, gross | $57,097,000 | 4,454 |
| All real estate loans | $50,593,000 | 3,465 |
| Real estate loans in domestic offices | $50,593,000 | 3,465 |
| Construction and development loans | $811,000 | 5,750 |
| Commercial RE | $10,873,000 | 3,568 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $5,015,000 | 1,381 |
| 1-4 family residential loans | $33,894,000 | 3,075 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $2,726,000 | 6,994 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,778,000 | 6,206 |
| Credit card loans | $50,000 | 5,675 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,728,000 | 6,000 |
| All other loans & leases | $0 | 10,273 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 9,457 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $541,000 | 637 |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $58,219,000 | 4,201 |
| Loan loss allowance | $641,000 | 5,320 |
| Total loans and leases | $58,860,000 | 4,222 |
| Unearned income | $359,000 | 3,242 |
| Loans and leases, gross | $59,219,000 | 4,212 |
| All real estate loans | $50,928,000 | 3,383 |
| Real estate loans in domestic offices | $50,928,000 | 3,383 |
| Construction and development loans | $601,000 | 6,272 |
| Commercial RE | $8,498,000 | 4,166 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,635,000 | 2,130 |
| 1-4 family residential loans | $39,194,000 | 2,761 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $4,127,000 | 5,625 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,164,000 | 5,883 |
| Credit card loans | $13,000 | 6,614 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,151,000 | 5,613 |
| All other loans & leases | $0 | 10,736 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 9,884 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $5,000 | 4,501 |
| Non 1-4 family restructured loans & leases | $5,000 | 4,501 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $554,000 | 673 |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $58,693,000 | 4,247 |
| Loan loss allowance | $679,000 | 5,131 |
| Total loans and leases | $59,372,000 | 4,267 |
| Unearned income | $58,000 | 6,990 |
| Loans and leases, gross | $59,430,000 | 4,273 |
| All real estate loans | $51,611,000 | 3,403 |
| Real estate loans in domestic offices | $51,611,000 | 3,403 |
| Construction and development loans | $1,158,000 | 4,837 |
| Commercial RE | $6,231,000 | 5,051 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,351,000 | 2,286 |
| 1-4 family residential loans | $41,871,000 | 2,704 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $3,829,000 | 6,013 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,990,000 | 6,250 |
| Credit card loans | $18,000 | 6,586 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,972,000 | 5,993 |
| All other loans & leases | $0 | 11,131 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 10,230 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $88,000 | 3,737 |
| Non 1-4 family restructured loans & leases | $88,000 | 3,737 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $531,000 | 738 |
| Total loans and leases | NA | NA |