Home > Valley National Bank > Net charge- offs to loans
Valley National Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1260% | 783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0615% | 343 |
| Percentage Net Loans Charged-off:Construction & development | 0.3136% | 71 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0468% | 332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0270% | 50 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 3,437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 3,486 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4378% | 601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0879% | 2,384 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5282% | 234 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0692% | 2,357 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1212% | 665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0439% | 341 |
| Percentage Net Loans Charged-off:Construction & development | 0.3500% | 47 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0145% | 344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0040% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 3,487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 3,531 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4972% | 443 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0767% | 2,227 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9051% | 146 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0574% | 2,243 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1608% | 487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0652% | 206 |
| Percentage Net Loans Charged-off:Construction & development | 0.5282% | 24 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0220% | 245 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0001% | 28 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0002% | 3,497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0002% | 3,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6610% | 337 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0538% | 2,125 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9210% | 145 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0347% | 2,164 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2541% | 297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0627% | 173 |
| Percentage Net Loans Charged-off:Construction & development | 0.6138% | 8 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0000% | 4,123 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0011% | 4,632 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 3,682 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 3,754 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3068% | 142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0097% | 1,875 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9362% | 276 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0037% | 1,802 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0465% | 1,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0057% | 829 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0169% | 382 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0026% | 4,638 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0133% | 3,928 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0056% | 4,290 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0140% | 3,974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2323% | 595 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0469% | 2,409 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5811% | 371 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0437% | 2,332 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0112% | 3,749 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 649 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0199% | 273 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0035% | 4,688 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0173% | 4,014 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0029% | 4,323 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0186% | 4,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1286% | 4,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0058% | 2,404 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3914% | 393 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0035% | 2,336 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0120% | 1,549 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 3,475 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 3,858 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0040% | 3,821 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0196% | 3,953 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0045% | 3,181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0210% | 4,018 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0879% | 583 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0324% | 3,873 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7417% | 302 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0368% | 3,857 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0006% | 2,982 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 3,587 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0001% | 4,000 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0053% | 19 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0270% | 4,134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0789% | 54 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0367% | 4,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0246% | 551 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0871% | 4,020 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0261% | 230 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0933% | 3,999 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0457% | 1,372 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0120% | 3,875 |
| Percentage Net Loans Charged-off:Construction & development | -0.0002% | 3,889 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0168% | 4,242 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0015% | 3,875 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0151% | 3,826 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0496% | 3,353 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0118% | 3,809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2836% | 571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0188% | 2,457 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3490% | 241 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0125% | 2,389 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0641% | 1,003 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0058% | 3,649 |
| Percentage Net Loans Charged-off:Construction & development | -0.0003% | 3,954 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 4,096 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0015% | 3,918 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0180% | 3,950 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0661% | 3,449 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0133% | 3,922 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3517% | 420 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0145% | 2,250 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3431% | 254 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0084% | 2,176 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0944% | 767 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 3,674 |
| Percentage Net Loans Charged-off:Construction & development | -0.0005% | 4,020 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0050% | 4,234 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0018% | 3,937 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0080% | 3,799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0084% | 166 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0096% | 3,901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4927% | 291 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0179% | 1,942 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7263% | 322 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0148% | 1,847 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0740% | 829 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 686 |
| Percentage Net Loans Charged-off:Construction & development | -0.0009% | 4,129 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0118% | 303 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0024% | 3,946 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 3,627 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0009% | 3,310 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 3,678 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3308% | 329 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0388% | 1,598 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0569% | 275 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0345% | 1,503 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1203% | 1,291 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 3,898 |
| Percentage Net Loans Charged-off:Construction & development | -0.0264% | 4,256 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 4,233 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0017% | 3,960 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 3,651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0133% | 361 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 3,786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5312% | 655 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2805% | 1,778 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6143% | 122 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2677% | 1,695 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1488% | 985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0017% | 1,672 |
| Percentage Net Loans Charged-off:Construction & development | -0.0063% | 4,155 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0080% | 738 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0018% | 3,971 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0059% | 3,943 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0183% | 306 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 4,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6668% | 475 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3146% | 1,612 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5373% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3025% | 1,514 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1266% | 1,082 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 3,808 |
| Percentage Net Loans Charged-off:Construction & development | -0.0047% | 4,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0004% | 661 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0022% | 4,000 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0078% | 4,055 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0271% | 247 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0116% | 4,180 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5469% | 544 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3472% | 1,568 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5148% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3392% | 1,445 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0637% | 1,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0055% | 990 |
| Percentage Net Loans Charged-off:Construction & development | -0.0047% | 4,256 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0004% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0030% | 4,050 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0292% | 648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0661% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0251% | 612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1867% | 706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3046% | 1,601 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3627% | 122 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2896% | 1,535 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0599% | 2,246 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 4,083 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0115% | 4,490 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0003% | 4,047 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0011% | 1,851 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0020% | 492 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0010% | 1,745 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2367% | 1,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2815% | 2,158 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9609% | 141 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2685% | 2,085 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0535% | 2,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 1,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0014% | 865 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0003% | 4,113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0027% | 1,542 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0014% | 3,424 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0032% | 1,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1631% | 1,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2663% | 2,077 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8789% | 136 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2537% | 1,983 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0653% | 1,718 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,704 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 4,376 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0003% | 4,146 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0003% | 3,869 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0008% | 3,463 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0003% | 3,923 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2517% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2548% | 1,925 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1610% | 387 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2516% | 1,814 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0845% | 1,256 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 3,773 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 4,518 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0003% | 4,209 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0006% | 990 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0008% | 3,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 923 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3536% | 581 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2972% | 1,671 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1022% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2941% | 1,562 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0029% | 3,636 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,959 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,361 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0003% | 4,197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 4,247 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0250% | 3,660 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 4,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0825% | 4,570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1525% | 2,657 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1949% | 602 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1523% | 2,560 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0023% | 4,107 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 3,912 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,402 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0003% | 4,238 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0067% | 4,286 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0291% | 3,718 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 4,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1239% | 4,711 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1589% | 2,432 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9958% | 425 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1553% | 2,335 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0057% | 4,136 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,901 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 4,467 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0003% | 4,283 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0062% | 4,294 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0149% | 3,658 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0050% | 4,311 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1623% | 4,824 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1767% | 2,226 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9704% | 406 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1733% | 2,109 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0255% | 4,673 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 4,014 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 4,711 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0002% | 4,337 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 4,273 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0239% | 3,796 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 4,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2875% | 5,034 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1632% | 2,019 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7517% | 379 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1607% | 1,907 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0117% | 3,675 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0094% | 4,588 |
| Percentage Net Loans Charged-off:Construction & development | -0.1016% | 4,786 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0003% | 1,312 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0003% | 4,356 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0118% | 4,727 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0195% | 628 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0163% | 4,822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0062% | 2,367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1533% | 2,932 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0331% | 482 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1496% | 2,814 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0216% | 3,041 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0059% | 4,391 |
| Percentage Net Loans Charged-off:Construction & development | -0.0455% | 4,690 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0007% | 1,027 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0004% | 4,388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0127% | 4,736 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0282% | 521 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0186% | 4,875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0507% | 1,717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1593% | 2,677 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5111% | 369 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1536% | 2,557 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0465% | 2,286 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 4,455 |
| Percentage Net Loans Charged-off:Construction & development | -0.0694% | 4,814 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0025% | 798 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0003% | 4,432 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0150% | 4,763 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0297% | 428 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0216% | 4,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2739% | 917 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1301% | 2,561 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0149% | 291 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1222% | 2,457 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0316% | 2,135 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 4,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0196% | 458 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0004% | 4,489 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0331% | 5,089 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0368% | 320 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0435% | 5,190 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1356% | 815 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1236% | 2,250 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5504% | 323 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1176% | 2,135 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0219% | 3,605 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0097% | 4,796 |
| Percentage Net Loans Charged-off:Construction & development | -0.0013% | 4,448 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0259% | 5,145 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0005% | 4,512 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0060% | 2,635 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0173% | 750 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0043% | 2,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1293% | 1,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1042% | 3,223 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6271% | 366 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0978% | 3,116 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0647% | 1,271 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0287% | 3,087 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0089% | 4,698 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 4,516 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0265% | 5,198 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0005% | 4,558 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0098% | 2,262 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0198% | 651 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0083% | 2,187 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1717% | 1,346 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1027% | 2,917 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8134% | 321 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0955% | 2,797 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0800% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0022% | 3,632 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0132% | 4,858 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0389% | 5,381 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0006% | 4,590 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0131% | 1,953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0284% | 530 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0108% | 1,883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0034% | 1,684 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0927% | 2,718 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5375% | 221 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0824% | 2,628 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1075% | 844 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0371% | 2,244 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 1,679 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0015% | 625 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0005% | 4,632 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0203% | 1,416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0675% | 350 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0132% | 1,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1175% | 932 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1401% | 2,156 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3045% | 112 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1224% | 2,057 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0772% | 734 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0276% | 3,676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0170% | 2,885 |
| Percentage Net Loans Charged-off:Construction & development | 0.0020% | 796 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0216% | 1,451 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0001% | 4,669 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0236% | 2,705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0673% | 747 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0166% | 2,689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0242% | 2,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0993% | 3,183 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5607% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0878% | 3,114 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0543% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0205% | 3,528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0197% | 2,574 |
| Percentage Net Loans Charged-off:Construction & development | 0.0005% | 690 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0305% | 1,173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0193% | 2,534 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0903% | 628 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0078% | 2,573 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0422% | 4,755 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0968% | 2,947 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0575% | 181 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0827% | 2,885 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0850% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0561% | 2,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0406% | 2,029 |
| Percentage Net Loans Charged-off:Construction & development | -0.0134% | 4,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0707% | 851 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0293% | 2,176 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1220% | 522 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0137% | 2,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0798% | 1,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1230% | 2,600 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5083% | 215 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1114% | 2,509 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0813% | 865 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0082% | 4,639 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0150% | 5,209 |
| Percentage Net Loans Charged-off:Construction & development | -0.2706% | 5,454 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0047% | 766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 5,170 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0053% | 481 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0098% | 5,260 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0671% | 4,996 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1075% | 2,265 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8314% | 141 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0888% | 2,192 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0465% | 786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1210% | 2,824 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0810% | 2,572 |
| Percentage Net Loans Charged-off:Construction & development | 0.8089% | 471 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0534% | 1,790 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0405% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0261% | 3,214 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0093% | 1,127 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0289% | 3,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3114% | 1,528 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1239% | 3,268 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1920% | 305 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1114% | 3,190 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1326% | 1,007 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1179% | 2,627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0612% | 2,567 |
| Percentage Net Loans Charged-off:Construction & development | 0.2764% | 648 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0843% | 1,373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0553% | 311 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0022% | 3,232 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0443% | 4,520 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0098% | 2,984 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4164% | 1,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0956% | 3,152 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1875% | 291 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0825% | 3,077 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0613% | 1,095 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1681% | 2,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0968% | 2,071 |
| Percentage Net Loans Charged-off:Construction & development | 0.4231% | 521 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1196% | 1,091 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0844% | 227 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0266% | 2,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1929% | 620 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 5,474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5547% | 931 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1255% | 2,764 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9711% | 311 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1133% | 2,681 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0712% | 969 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4071% | 890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1479% | 1,401 |
| Percentage Net Loans Charged-off:Construction & development | 0.5964% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2055% | 621 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1742% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 5,418 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0251% | 4,495 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0017% | 2,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8109% | 318 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2266% | 2,092 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5264% | 160 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2036% | 2,025 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1614% | 636 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2810% | 2,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1642% | 2,590 |
| Percentage Net Loans Charged-off:Construction & development | 0.6465% | 998 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1464% | 1,906 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0841% | 518 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1425% | 2,669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4132% | 754 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0978% | 2,899 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8639% | 1,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2396% | 2,987 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7160% | 409 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2277% | 2,880 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1503% | 998 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3130% | 1,976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1634% | 2,424 |
| Percentage Net Loans Charged-off:Construction & development | 0.3845% | 1,046 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1642% | 1,623 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0808% | 434 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1564% | 2,337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4532% | 681 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1072% | 2,590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0562% | 879 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2556% | 2,644 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9346% | 364 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2418% | 2,545 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1205% | 976 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3077% | 1,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2310% | 1,975 |
| Percentage Net Loans Charged-off:Construction & development | 0.7942% | 775 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2471% | 1,236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0049% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1925% | 2,040 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5970% | 551 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1248% | 2,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7542% | 1,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1855% | 2,722 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3039% | 308 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1678% | 2,656 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0833% | 961 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3586% | 1,567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1563% | 1,960 |
| Percentage Net Loans Charged-off:Construction & development | 1.2453% | 520 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0582% | 1,252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0228% | 277 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1513% | 1,862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2204% | 625 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1397% | 1,792 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2993% | 584 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3247% | 1,987 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0407% | 233 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3016% | 1,905 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2196% | 636 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2666% | 3,340 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1910% | 3,322 |
| Percentage Net Loans Charged-off:Construction & development | 0.4560% | 1,827 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2495% | 2,109 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0378% | 810 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1218% | 3,498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2130% | 1,399 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1067% | 3,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5939% | 1,935 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2627% | 3,166 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6964% | 343 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2400% | 3,091 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2815% | 944 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3043% | 2,916 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2100% | 3,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.4351% | 1,718 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3080% | 1,740 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0195% | 718 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1084% | 3,335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1561% | 1,327 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1005% | 3,230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7546% | 1,523 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2224% | 3,093 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2016% | 400 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2038% | 2,992 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2852% | 850 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3101% | 2,789 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2009% | 2,921 |
| Percentage Net Loans Charged-off:Construction & development | 0.4224% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2891% | 1,613 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0305% | 566 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1057% | 3,107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2215% | 1,093 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0865% | 3,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8115% | 1,385 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2204% | 2,906 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8715% | 299 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1952% | 2,806 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3725% | 707 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2408% | 2,729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1060% | 2,942 |
| Percentage Net Loans Charged-off:Construction & development | 0.4514% | 1,156 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0518% | 1,568 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1413% | 2,377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3514% | 778 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1055% | 2,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7828% | 1,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2231% | 2,458 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3978% | 247 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1923% | 2,363 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4858% | 506 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4545% | 3,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1986% | 3,951 |
| Percentage Net Loans Charged-off:Construction & development | 0.8542% | 2,213 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1920% | 2,751 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1315% | 3,849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1252% | 1,742 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1327% | 3,699 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5407% | 1,496 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3534% | 3,327 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8451% | 289 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2709% | 3,403 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5670% | 752 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3734% | 3,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1417% | 3,978 |
| Percentage Net Loans Charged-off:Construction & development | 0.0949% | 2,519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2134% | 2,306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0873% | 3,835 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1402% | 1,510 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0773% | 3,747 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3161% | 1,480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3324% | 3,156 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8852% | 286 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2433% | 3,200 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4956% | 753 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3314% | 3,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1658% | 3,525 |
| Percentage Net Loans Charged-off:Construction & development | -0.0859% | 6,477 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2752% | 1,886 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1032% | 3,377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1510% | 1,299 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0940% | 3,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9457% | 1,632 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3620% | 2,826 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8199% | 290 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2526% | 2,891 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5778% | 645 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3768% | 2,562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1014% | 3,210 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0994% | 1,671 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1388% | 2,495 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2241% | 887 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1220% | 2,387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4142% | 1,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4400% | 2,234 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9373% | 283 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2796% | 2,326 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3858% | 602 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2807% | 4,617 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1089% | 4,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.3688% | 2,952 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0459% | 3,414 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0462% | 1,067 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1507% | 3,761 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0630% | 1,855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1686% | 3,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5784% | 3,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8071% | 2,529 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9090% | 253 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9316% | 818 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3132% | 4,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1038% | 4,491 |
| Percentage Net Loans Charged-off:Construction & development | 0.1198% | 2,909 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0578% | 2,932 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0617% | 847 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1661% | 3,342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0703% | 1,614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1857% | 3,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7309% | 2,574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8677% | 2,250 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5656% | 218 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0437% | 720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3420% | 3,634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1190% | 4,014 |
| Percentage Net Loans Charged-off:Construction & development | 0.1792% | 2,494 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0808% | 2,349 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0047% | 5,902 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1758% | 2,909 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0464% | 1,368 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2025% | 2,666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8041% | 2,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9246% | 2,024 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1397% | 254 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9086% | 688 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4628% | 2,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0917% | 3,427 |
| Percentage Net Loans Charged-off:Construction & development | 0.3632% | 1,756 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0709% | 1,688 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0094% | 5,955 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0839% | 2,723 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0009% | 5,542 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1013% | 2,490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3870% | 1,336 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1842% | 1,593 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7516% | 238 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1817% | 516 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4021% | 4,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1229% | 4,632 |
| Percentage Net Loans Charged-off:Construction & development | 0.2514% | 3,169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0969% | 2,890 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0173% | 907 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1434% | 3,602 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0668% | 1,820 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1574% | 3,349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6957% | 3,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1350% | 2,430 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1881% | 387 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2830% | 537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3463% | 3,906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0484% | 4,804 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0112% | 2,749 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0233% | 688 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1015% | 3,471 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0346% | 1,572 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1134% | 3,195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5540% | 3,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1581% | 2,181 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0051% | 387 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3849% | 380 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3127% | 3,626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0275% | 4,516 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0063% | 2,218 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0355% | 508 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0546% | 3,335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0639% | 3,048 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4844% | 2,695 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1994% | 1,986 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2852% | 366 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2807% | 394 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2893% | 2,958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0275% | 3,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0146% | 1,339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0709% | 288 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0409% | 2,522 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0474% | 2,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4068% | 1,981 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3726% | 1,603 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7308% | 378 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4698% | 779 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2142% | 4,068 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0337% | 4,599 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0470% | 2,016 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0024% | 6,220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0300% | 3,735 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0342% | 3,455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2366% | 3,443 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8224% | 2,720 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2469% | 479 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4217% | 653 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1945% | 3,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0398% | 3,686 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0632% | 1,386 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0035% | 6,206 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0289% | 3,099 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0328% | 2,842 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2000% | 2,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6802% | 2,645 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6015% | 516 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0302% | 435 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2010% | 2,719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0406% | 3,067 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0790% | 1,000 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0059% | 6,172 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0179% | 2,654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0203% | 2,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1945% | 2,339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6779% | 2,373 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2624% | 399 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.6746% | 283 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1819% | 2,273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0394% | 2,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0965% | 595 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0097% | 6,111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0017% | 1,935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0019% | 1,769 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1579% | 1,707 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6120% | 2,180 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3075% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5067% | 245 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1399% | 3,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0315% | 3,239 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0495% | 1,282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2612% | 196 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0033% | 3,290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0038% | 3,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2223% | 2,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3996% | 3,529 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5145% | 487 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2611% | 397 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1142% | 2,958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0125% | 2,909 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 7,743 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3069% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0010% | 2,686 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0011% | 2,476 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2786% | 1,960 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3213% | 3,455 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9892% | 570 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0809% | 1,256 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1026% | 2,716 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0151% | 2,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0082% | 7,883 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4522% | 80 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 7,551 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 7,564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3027% | 1,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2342% | 3,488 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2755% | 472 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0203% | 1,280 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0527% | 2,908 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 7,591 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0110% | 7,980 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0002% | 7,637 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0002% | 7,633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0877% | 1,561 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2435% | 2,937 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9195% | 373 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0391% | 902 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1180% | 2,950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0157% | 2,844 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0129% | 1,206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0220% | 182 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0202% | 2,455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0237% | 2,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3881% | 1,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2503% | 4,178 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4339% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1031% | 1,245 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0948% | 2,813 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0114% | 2,491 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0101% | 943 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0154% | 2,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0182% | 1,958 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3153% | 1,653 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2050% | 3,963 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4408% | 1,024 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0951% | 2,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0144% | 2,045 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0080% | 772 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0233% | 1,680 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0276% | 1,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3315% | 1,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1746% | 3,810 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4964% | 911 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0287% | 3,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0134% | 1,415 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0248% | 431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0081% | 1,291 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0097% | 1,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0034% | 6,569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1271% | 3,402 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6548% | 758 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0536% | 4,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 3,400 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0096% | 1,258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 7,792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 7,796 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0337% | 3,813 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2808% | 4,664 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0756% | 1,159 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0062% | 1,595 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0455% | 4,329 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 7,429 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0017% | 1,035 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 7,748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 7,753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0451% | 3,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2324% | 4,404 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1688% | 986 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0426% | 4,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0042% | 2,416 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0067% | 766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0034% | 2,105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0041% | 1,934 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0011% | 6,687 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2481% | 3,927 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2974% | 869 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0356% | 3,578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 1,653 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0183% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0039% | 1,504 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0048% | 1,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0526% | 7,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2374% | 3,434 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6056% | 673 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1063% | 4,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 3,856 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 8,110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 3,175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0010% | 653 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0035% | 2,995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2655% | 2,848 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3230% | 4,704 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8181% | 1,006 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0853% | 3,901 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 7,744 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0102% | 8,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0036% | 2,695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0045% | 2,512 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1948% | 2,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2829% | 4,479 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0370% | 884 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1001% | 3,397 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 7,804 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0118% | 8,363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 2,238 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0036% | 2,104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3071% | 1,947 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2535% | 4,324 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1527% | 837 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1094% | 2,769 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,796 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0145% | 8,450 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0083% | 1,536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0102% | 1,411 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3172% | 1,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2838% | 3,620 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8144% | 622 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1123% | 4,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 3,913 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0021% | 1,581 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0796% | 136 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 3,458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0009% | 3,266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2580% | 3,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3442% | 5,056 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9681% | 1,532 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1120% | 4,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 3,470 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 8,431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1056% | 92 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 8,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 8,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2869% | 2,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3265% | 4,688 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1290% | 1,417 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0544% | 4,857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 2,898 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0167% | 8,535 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1986% | 59 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0035% | 2,356 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0042% | 2,228 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0127% | 7,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3135% | 4,357 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6248% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0376% | 4,451 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0023% | 2,023 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0078% | 603 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 8,292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 8,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0389% | 7,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2433% | 4,082 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5691% | 978 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2396% | 3,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0060% | 3,863 |
| Percentage Net Loans Charged-off:Construction & development | 0.2461% | 467 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0367% | 8,702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0107% | 3,107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0125% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8125% | 2,178 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4296% | 4,650 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1634% | 2,871 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1818% | 1,463 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2657% | 2,962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0163% | 3,239 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0444% | 1,161 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 8,485 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0074% | 5,947 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0002% | 8,487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9027% | 1,938 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3838% | 4,770 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8953% | 1,779 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0477% | 1,713 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1631% | 3,626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 755 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 1,234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1242% | 63 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 722 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0502% | 276 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0084% | 731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1454% | 771 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5485% | 738 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9481% | 321 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2061% | 3,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0430% | 493 |
| Percentage Net Loans Charged-off:Construction & development | -0.1808% | 1,415 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0695% | 237 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0062% | 112 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0456% | 524 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0373% | 1,326 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0548% | 442 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0273% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6452% | 680 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7651% | 249 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2841% | 2,588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0736% | 376 |
| Percentage Net Loans Charged-off:Construction & development | -0.2305% | 1,352 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1081% | 245 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0203% | 1,290 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0813% | 345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0718% | 273 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0822% | 318 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0558% | 1,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8078% | 603 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0533% | 266 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3367% | 2,449 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0276% | 670 |
| Percentage Net Loans Charged-off:Construction & development | -0.1110% | 1,308 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0375% | 371 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0093% | 1,281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0343% | 650 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0523% | 322 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0324% | 615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9372% | 192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6658% | 757 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2179% | 625 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0324% | 7,538 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0090% | 911 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0878% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0631% | 491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1123% | 245 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0578% | 483 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5816% | 1,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3550% | 1,036 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8628% | 914 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1934% | 3,966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2123% | 308 |
| Percentage Net Loans Charged-off:Construction & development | 3.2931% | 50 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1136% | 448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0467% | 556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2475% | 138 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0212% | 719 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0339% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2649% | 1,046 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3216% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0561% | 1,221 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1803% | 4,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0710% | 661 |
| Percentage Net Loans Charged-off:Construction & development | -0.7977% | 1,375 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1688% | 439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0100% | 325 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1006% | 423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2759% | 123 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0697% | 494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4650% | 360 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2950% | 866 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0353% | 409 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2422% | 4,875 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1500% | 643 |
| Percentage Net Loans Charged-off:Construction & development | 0.7801% | 290 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0928% | 692 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2012% | 149 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0331% | 799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1386% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0106% | 939 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4598% | 565 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3430% | 912 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8245% | 548 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6760% | 3,241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1277% | 879 |
| Percentage Net Loans Charged-off:Construction & development | 1.1925% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0203% | 982 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0600% | 387 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0073% | 1,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4124% | 286 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6959% | 792 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4525% | 345 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |