Home > Valley Exchange Bank > Income and Expense
Valley Exchange Bank, Income and Expense
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $1,819,000 | 3,952 |
| Total interest expense | $77,000 | 4,416 |
| Net interest income | $1,742,000 | 3,803 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $64,000 | 4,221 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $22,000 | 3,925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 4,103 |
| Total noninterest expense | $977,000 | 4,078 |
| Salaries and employee benefits | $594,000 | 3,997 |
| Premises and equipment expense | $76,000 | 4,147 |
| Additional noninterest expense | $42,000 | 4,081 |
| Pre-tax net operating income | $829,000 | 3,242 |
| Securities gains (losses) | $11,000 | 611 |
| Applicable income taxes | $250,000 | 1,990 |
| Income before extraordinary items | $590,000 | 3,442 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $590,000 | 3,475 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $590,000 | 3,441 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $581,310 | 3,468 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $877,000 | 3,999 |
| Total interest expense | $31,000 | 4,456 |
| Net interest income | $846,000 | 3,837 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $31,000 | 4,270 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $12,000 | 3,891 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 4,158 |
| Total noninterest expense | $427,000 | 4,249 |
| Salaries and employee benefits | $286,000 | 4,071 |
| Premises and equipment expense | $32,000 | 4,311 |
| Additional noninterest expense | $19,000 | 4,158 |
| Pre-tax net operating income | $450,000 | 3,210 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $61,000 | 2,461 |
| Income before extraordinary items | $389,000 | 3,205 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $389,000 | 3,204 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $389,000 | 3,205 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $389,000 | 3,228 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $1,347,000 | 4,470 |
| Total interest expense | $120,000 | 4,330 |
| Net interest income | $1,227,000 | 4,459 |
| Provision for loan and lease losses | $8,000 | 2,944 |
| Total noninterest income | $447,000 | 3,612 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $41,000 | 4,050 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $406,000 | 3,246 |
| Total noninterest expense | $1,357,000 | 4,402 |
| Salaries and employee benefits | $805,000 | 4,350 |
| Premises and equipment expense | $151,000 | 4,220 |
| Additional noninterest expense | $406,000 | 3,246 |
| Pre-tax net operating income | $309,000 | 4,324 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $56,000 | 3,222 |
| Income before extraordinary items | $253,000 | 4,327 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $253,000 | 4,326 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $253,000 | 4,327 |
| Net charge-offs | $0 | 2,620 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $253,000 | 4,341 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $793,000 | 4,540 |
| Total interest expense | $92,000 | 4,267 |
| Net interest income | $701,000 | 4,554 |
| Provision for loan and lease losses | $8,000 | 2,735 |
| Total noninterest income | $410,000 | 3,475 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $31,000 | 4,081 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $379,000 | 3,074 |
| Total noninterest expense | $987,000 | 4,435 |
| Salaries and employee benefits | $574,000 | 4,383 |
| Premises and equipment expense | $114,000 | 4,246 |
| Additional noninterest expense | $379,000 | 3,074 |
| Pre-tax net operating income | $116,000 | 4,475 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $-6,000 | 4,595 |
| Income before extraordinary items | $122,000 | 4,425 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $122,000 | 4,424 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $122,000 | 4,424 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $122,000 | 4,450 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $408,000 | 4,653 |
| Total interest expense | $63,000 | 4,271 |
| Net interest income | $345,000 | 4,664 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $75,000 | 4,307 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $19,000 | 4,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 4,166 |
| Total noninterest expense | $657,000 | 4,455 |
| Salaries and employee benefits | $371,000 | 4,423 |
| Premises and equipment expense | $71,000 | 4,307 |
| Additional noninterest expense | $215,000 | 4,428 |
| Pre-tax net operating income | $-237,000 | 4,683 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $-6,000 | 4,602 |
| Income before extraordinary items | $-231,000 | 4,649 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-231,000 | 4,649 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $-231,000 | 4,649 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $-231,000 | 4,678 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $181,000 | 4,693 |
| Total interest expense | $32,000 | 4,268 |
| Net interest income | $149,000 | 4,711 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $27,000 | 4,440 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $10,000 | 4,138 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 4,323 |
| Total noninterest expense | $295,000 | 4,523 |
| Salaries and employee benefits | $161,000 | 4,507 |
| Premises and equipment expense | $26,000 | 4,488 |
| Additional noninterest expense | $108,000 | 4,440 |
| Pre-tax net operating income | $-119,000 | 4,692 |
| Securities gains (losses) | $42,000 | 218 |
| Applicable income taxes | $7,000 | 3,217 |
| Income before extraordinary items | $-84,000 | 4,652 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-84,000 | 4,651 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $-84,000 | 4,652 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $-126,000 | 4,687 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $1,065,000 | 4,644 |
| Total interest expense | $186,000 | 4,172 |
| Net interest income | $879,000 | 4,662 |
| Provision for loan and lease losses | $31,000 | 2,730 |
| Total noninterest income | $106,000 | 4,535 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $46,000 | 4,070 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 4,514 |
| Total noninterest expense | $1,334,000 | 4,492 |
| Salaries and employee benefits | $845,000 | 4,392 |
| Premises and equipment expense | $157,000 | 4,297 |
| Additional noninterest expense | $332,000 | 4,602 |
| Pre-tax net operating income | $-380,000 | 4,760 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $-91,000 | 4,778 |
| Income before extraordinary items | $-289,000 | 4,749 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-289,000 | 4,749 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $-289,000 | 4,749 |
| Net charge-offs | $172,000 | 1,101 |
| Cash dividends | $37,000 | 3,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $-289,000 | 4,744 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $872,000 | 4,704 |
| Total interest expense | $141,000 | 4,252 |
| Net interest income | $731,000 | 4,706 |
| Provision for loan and lease losses | $26,000 | 2,620 |
| Total noninterest income | $80,000 | 4,602 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $35,000 | 4,103 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 4,569 |
| Total noninterest expense | $1,044,000 | 4,532 |
| Salaries and employee benefits | $635,000 | 4,447 |
| Premises and equipment expense | $124,000 | 4,325 |
| Additional noninterest expense | $285,000 | 4,590 |
| Pre-tax net operating income | $-259,000 | 4,823 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $-88,000 | 4,866 |
| Income before extraordinary items | $-171,000 | 4,813 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-171,000 | 4,813 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-171,000 | 4,813 |
| Net charge-offs | $172,000 | 851 |
| Cash dividends | $37,000 | 3,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $-171,000 | 4,805 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $676,000 | 4,692 |
| Total interest expense | $94,000 | 4,309 |
| Net interest income | $582,000 | 4,698 |
| Provision for loan and lease losses | $-75,000 | 4,468 |
| Total noninterest income | $55,000 | 4,619 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $24,000 | 4,083 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 4,585 |
| Total noninterest expense | $738,000 | 4,510 |
| Salaries and employee benefits | $446,000 | 4,443 |
| Premises and equipment expense | $97,000 | 4,223 |
| Additional noninterest expense | $195,000 | 4,606 |
| Pre-tax net operating income | $-26,000 | 4,801 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $-26,000 | 4,805 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-26,000 | 4,805 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $-26,000 | 4,805 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $38,000 | 3,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $-26,000 | 4,793 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $388,000 | 4,654 |
| Total interest expense | $48,000 | 4,356 |
| Net interest income | $340,000 | 4,648 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $28,000 | 4,611 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $12,000 | 4,083 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 4,561 |
| Total noninterest expense | $408,000 | 4,449 |
| Salaries and employee benefits | $243,000 | 4,378 |
| Premises and equipment expense | $66,000 | 3,943 |
| Additional noninterest expense | $99,000 | 4,611 |
| Pre-tax net operating income | $-40,000 | 4,856 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $-40,000 | 4,853 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $-40,000 | 4,853 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-40,000 | 4,853 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $38,000 | 2,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-40,000 | 4,849 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $1,570,000 | 4,683 |
| Total interest expense | $230,000 | 4,476 |
| Net interest income | $1,340,000 | 4,675 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $117,000 | 4,591 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $63,000 | 4,003 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 4,609 |
| Total noninterest expense | $1,438,000 | 4,573 |
| Salaries and employee benefits | $881,000 | 4,497 |
| Premises and equipment expense | $132,000 | 4,561 |
| Additional noninterest expense | $425,000 | 4,589 |
| Pre-tax net operating income | $19,000 | 4,711 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $-41,000 | 4,854 |
| Income before extraordinary items | $60,000 | 4,712 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $60,000 | 4,712 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $60,000 | 4,712 |
| Net charge-offs | $0 | 3,443 |
| Cash dividends | $188,000 | 3,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $60,000 | 4,672 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $1,271,000 | 4,684 |
| Total interest expense | $178,000 | 4,520 |
| Net interest income | $1,093,000 | 4,679 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $88,000 | 4,599 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $47,000 | 4,026 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 4,611 |
| Total noninterest expense | $1,091,000 | 4,581 |
| Salaries and employee benefits | $677,000 | 4,485 |
| Premises and equipment expense | $107,000 | 4,531 |
| Additional noninterest expense | $307,000 | 4,637 |
| Pre-tax net operating income | $90,000 | 4,646 |
| Securities gains (losses) | $1,000 | 2,423 |
| Applicable income taxes | $32,000 | 3,240 |
| Income before extraordinary items | $59,000 | 4,713 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $59,000 | 4,713 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $59,000 | 4,713 |
| Net charge-offs | $0 | 3,243 |
| Cash dividends | $150,000 | 3,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $58,210 | 4,691 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $919,000 | 4,686 |
| Total interest expense | $124,000 | 4,556 |
| Net interest income | $795,000 | 4,668 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $59,000 | 4,614 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $31,000 | 4,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 4,594 |
| Total noninterest expense | $746,000 | 4,588 |
| Salaries and employee benefits | $471,000 | 4,467 |
| Premises and equipment expense | $67,000 | 4,582 |
| Additional noninterest expense | $208,000 | 4,639 |
| Pre-tax net operating income | $108,000 | 4,548 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $18,000 | 3,254 |
| Income before extraordinary items | $90,000 | 4,596 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $90,000 | 4,596 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $90,000 | 4,596 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $150,000 | 2,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $90,000 | 4,566 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $509,000 | 4,679 |
| Total interest expense | $64,000 | 4,617 |
| Net interest income | $445,000 | 4,635 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $32,000 | 4,612 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $18,000 | 4,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 4,595 |
| Total noninterest expense | $384,000 | 4,614 |
| Salaries and employee benefits | $232,000 | 4,529 |
| Premises and equipment expense | $36,000 | 4,577 |
| Additional noninterest expense | $116,000 | 4,613 |
| Pre-tax net operating income | $93,000 | 4,308 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $28,000 | 2,733 |
| Income before extraordinary items | $65,000 | 4,423 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $65,000 | 4,423 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $65,000 | 4,423 |
| Net charge-offs | $2,000 | 2,313 |
| Cash dividends | $150,000 | 2,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $65,000 | 4,416 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $2,345,000 | 4,627 |
| Total interest expense | $234,000 | 4,712 |
| Net interest income | $2,111,000 | 4,547 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $136,000 | 4,665 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $81,000 | 4,118 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 4,677 |
| Total noninterest expense | $1,445,000 | 4,718 |
| Salaries and employee benefits | $904,000 | 4,605 |
| Premises and equipment expense | $178,000 | 4,490 |
| Additional noninterest expense | $363,000 | 4,829 |
| Pre-tax net operating income | $802,000 | 4,069 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $208,000 | 2,604 |
| Income before extraordinary items | $594,000 | 4,263 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $594,000 | 4,265 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $594,000 | 4,265 |
| Net charge-offs | $-15,000 | 4,543 |
| Cash dividends | $300,000 | 3,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $594,000 | 4,246 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $1,828,000 | 4,650 |
| Total interest expense | $170,000 | 4,794 |
| Net interest income | $1,658,000 | 4,570 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $105,000 | 4,711 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $64,000 | 4,132 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 4,745 |
| Total noninterest expense | $1,097,000 | 4,765 |
| Salaries and employee benefits | $664,000 | 4,668 |
| Premises and equipment expense | $118,000 | 4,633 |
| Additional noninterest expense | $315,000 | 4,817 |
| Pre-tax net operating income | $666,000 | 4,087 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $165,000 | 2,631 |
| Income before extraordinary items | $501,000 | 4,274 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $501,000 | 4,274 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $501,000 | 4,274 |
| Net charge-offs | $-15,000 | 4,529 |
| Cash dividends | $150,000 | 3,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $501,000 | 4,248 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $1,228,000 | 4,680 |
| Total interest expense | $108,000 | 4,850 |
| Net interest income | $1,120,000 | 4,595 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $68,000 | 4,762 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $40,000 | 4,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 4,779 |
| Total noninterest expense | $722,000 | 4,813 |
| Salaries and employee benefits | $455,000 | 4,673 |
| Premises and equipment expense | $60,000 | 4,862 |
| Additional noninterest expense | $207,000 | 4,864 |
| Pre-tax net operating income | $466,000 | 4,061 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $69,000 | 2,924 |
| Income before extraordinary items | $397,000 | 4,108 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $397,000 | 4,106 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $397,000 | 4,107 |
| Net charge-offs | $-9,000 | 4,454 |
| Cash dividends | $150,000 | 2,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $397,000 | 4,098 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $584,000 | 4,765 |
| Total interest expense | $53,000 | 4,884 |
| Net interest income | $531,000 | 4,697 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $34,000 | 4,791 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $19,000 | 4,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 4,752 |
| Total noninterest expense | $348,000 | 4,885 |
| Salaries and employee benefits | $213,000 | 4,792 |
| Premises and equipment expense | $31,000 | 4,876 |
| Additional noninterest expense | $104,000 | 4,902 |
| Pre-tax net operating income | $217,000 | 4,136 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $51,000 | 2,622 |
| Income before extraordinary items | $166,000 | 4,257 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $166,000 | 4,256 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $166,000 | 4,256 |
| Net charge-offs | $-9,000 | 4,625 |
| Cash dividends | $150,000 | 2,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $166,000 | 4,250 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $2,195,000 | 4,813 |
| Total interest expense | $183,000 | 4,878 |
| Net interest income | $2,012,000 | 4,775 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $137,000 | 4,869 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $82,000 | 4,315 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 4,869 |
| Total noninterest expense | $1,347,000 | 4,933 |
| Salaries and employee benefits | $818,000 | 4,874 |
| Premises and equipment expense | $120,000 | 4,947 |
| Additional noninterest expense | $409,000 | 4,962 |
| Pre-tax net operating income | $802,000 | 4,261 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $215,000 | 2,635 |
| Income before extraordinary items | $587,000 | 4,433 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $587,000 | 4,432 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $587,000 | 4,432 |
| Net charge-offs | $1,000 | 3,708 |
| Cash dividends | $250,000 | 3,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $587,000 | 4,441 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $1,602,000 | 4,890 |
| Total interest expense | $134,000 | 4,927 |
| Net interest income | $1,468,000 | 4,852 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $102,000 | 4,931 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $60,000 | 4,387 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 4,929 |
| Total noninterest expense | $1,007,000 | 4,984 |
| Salaries and employee benefits | $611,000 | 4,903 |
| Premises and equipment expense | $89,000 | 5,008 |
| Additional noninterest expense | $307,000 | 5,003 |
| Pre-tax net operating income | $563,000 | 4,412 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $170,000 | 2,660 |
| Income before extraordinary items | $393,000 | 4,612 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $393,000 | 4,610 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $393,000 | 4,611 |
| Net charge-offs | $1,000 | 3,412 |
| Cash dividends | $100,000 | 3,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $393,000 | 4,615 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,047,000 | 4,946 |
| Total interest expense | $88,000 | 4,953 |
| Net interest income | $959,000 | 4,917 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $67,000 | 4,986 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $38,000 | 4,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 4,959 |
| Total noninterest expense | $685,000 | 5,029 |
| Salaries and employee benefits | $412,000 | 4,941 |
| Premises and equipment expense | $58,000 | 5,072 |
| Additional noninterest expense | $215,000 | 5,017 |
| Pre-tax net operating income | $341,000 | 4,509 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $100,000 | 2,730 |
| Income before extraordinary items | $241,000 | 4,676 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $241,000 | 4,675 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $241,000 | 4,675 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $100,000 | 3,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $241,000 | 4,683 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $499,000 | 5,042 |
| Total interest expense | $44,000 | 4,974 |
| Net interest income | $455,000 | 5,012 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $35,000 | 5,018 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $20,000 | 4,465 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 4,965 |
| Total noninterest expense | $334,000 | 5,096 |
| Salaries and employee benefits | $194,000 | 5,042 |
| Premises and equipment expense | $29,000 | 5,116 |
| Additional noninterest expense | $111,000 | 5,034 |
| Pre-tax net operating income | $156,000 | 4,570 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $48,000 | 2,725 |
| Income before extraordinary items | $108,000 | 4,754 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $108,000 | 4,752 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $108,000 | 4,753 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $100,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $108,000 | 4,757 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $1,840,000 | 5,147 |
| Total interest expense | $184,000 | 4,936 |
| Net interest income | $1,656,000 | 5,123 |
| Provision for loan and lease losses | $58,000 | 3,491 |
| Total noninterest income | $153,000 | 5,028 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $99,000 | 4,346 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 5,099 |
| Total noninterest expense | $1,346,000 | 5,164 |
| Salaries and employee benefits | $785,000 | 5,110 |
| Premises and equipment expense | $118,000 | 5,194 |
| Additional noninterest expense | $443,000 | 5,106 |
| Pre-tax net operating income | $405,000 | 4,871 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $175,000 | 3,035 |
| Income before extraordinary items | $230,000 | 4,980 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $230,000 | 4,980 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $230,000 | 4,980 |
| Net charge-offs | $28,000 | 3,269 |
| Cash dividends | $200,000 | 3,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $230,000 | 4,964 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $1,343,000 | 5,231 |
| Total interest expense | $139,000 | 4,966 |
| Net interest income | $1,204,000 | 5,215 |
| Provision for loan and lease losses | $58,000 | 3,139 |
| Total noninterest income | $119,000 | 5,072 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $78,000 | 4,319 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 5,165 |
| Total noninterest expense | $960,000 | 5,243 |
| Salaries and employee benefits | $539,000 | 5,217 |
| Premises and equipment expense | $92,000 | 5,201 |
| Additional noninterest expense | $329,000 | 5,152 |
| Pre-tax net operating income | $305,000 | 4,955 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $126,000 | 3,040 |
| Income before extraordinary items | $179,000 | 5,175 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $179,000 | 5,174 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $179,000 | 5,175 |
| Net charge-offs | $28,000 | 2,818 |
| Cash dividends | $100,000 | 3,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $179,000 | 5,157 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $873,000 | 5,288 |
| Total interest expense | $94,000 | 4,973 |
| Net interest income | $779,000 | 5,285 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $78,000 | 5,110 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $49,000 | 4,413 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 5,160 |
| Total noninterest expense | $653,000 | 5,269 |
| Salaries and employee benefits | $368,000 | 5,243 |
| Premises and equipment expense | $63,000 | 5,217 |
| Additional noninterest expense | $222,000 | 5,176 |
| Pre-tax net operating income | $204,000 | 4,956 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $77,000 | 3,090 |
| Income before extraordinary items | $127,000 | 5,155 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $127,000 | 5,155 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $127,000 | 5,155 |
| Net charge-offs | $27,000 | 2,414 |
| Cash dividends | $100,000 | 3,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $127,000 | 5,143 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $428,000 | 5,343 |
| Total interest expense | $49,000 | 4,951 |
| Net interest income | $379,000 | 5,340 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $41,000 | 5,124 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $24,000 | 4,451 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 5,118 |
| Total noninterest expense | $321,000 | 5,336 |
| Salaries and employee benefits | $177,000 | 5,331 |
| Premises and equipment expense | $32,000 | 5,249 |
| Additional noninterest expense | $112,000 | 5,214 |
| Pre-tax net operating income | $99,000 | 4,971 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $38,000 | 3,040 |
| Income before extraordinary items | $61,000 | 5,182 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $61,000 | 5,182 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $61,000 | 5,182 |
| Net charge-offs | $10,000 | 2,203 |
| Cash dividends | $100,000 | 2,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $61,000 | 5,167 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,713,000 | 5,388 |
| Total interest expense | $192,000 | 5,007 |
| Net interest income | $1,521,000 | 5,401 |
| Provision for loan and lease losses | $50,000 | 3,627 |
| Total noninterest income | $177,000 | 5,149 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $106,000 | 4,445 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $71,000 | 5,164 |
| Total noninterest expense | $1,424,000 | 5,305 |
| Salaries and employee benefits | $837,000 | 5,227 |
| Premises and equipment expense | $128,000 | 5,323 |
| Additional noninterest expense | $459,000 | 5,297 |
| Pre-tax net operating income | $224,000 | 5,297 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $69,000 | 3,479 |
| Income before extraordinary items | $155,000 | 5,402 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $155,000 | 5,400 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $155,000 | 5,401 |
| Net charge-offs | $106,000 | 2,562 |
| Cash dividends | $250,000 | 3,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $155,000 | 5,368 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,309,000 | 5,431 |
| Total interest expense | $143,000 | 5,067 |
| Net interest income | $1,166,000 | 5,428 |
| Provision for loan and lease losses | $50,000 | 3,314 |
| Total noninterest income | $136,000 | 5,182 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $81,000 | 4,450 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $55,000 | 5,206 |
| Total noninterest expense | $1,122,000 | 5,281 |
| Salaries and employee benefits | $657,000 | 5,180 |
| Premises and equipment expense | $97,000 | 5,368 |
| Additional noninterest expense | $368,000 | 5,272 |
| Pre-tax net operating income | $130,000 | 5,449 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $43,000 | 3,623 |
| Income before extraordinary items | $87,000 | 5,558 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $87,000 | 5,557 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $87,000 | 5,558 |
| Net charge-offs | $106,000 | 2,021 |
| Cash dividends | $150,000 | 3,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $87,000 | 5,519 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $897,000 | 5,461 |
| Total interest expense | $95,000 | 5,116 |
| Net interest income | $802,000 | 5,463 |
| Provision for loan and lease losses | $50,000 | 2,917 |
| Total noninterest income | $95,000 | 5,185 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $54,000 | 4,468 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $41,000 | 5,180 |
| Total noninterest expense | $729,000 | 5,372 |
| Salaries and employee benefits | $426,000 | 5,283 |
| Premises and equipment expense | $61,000 | 5,458 |
| Additional noninterest expense | $242,000 | 5,345 |
| Pre-tax net operating income | $118,000 | 5,408 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $41,000 | 3,497 |
| Income before extraordinary items | $77,000 | 5,551 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $77,000 | 5,549 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $77,000 | 5,550 |
| Net charge-offs | $104,000 | 1,579 |
| Cash dividends | $150,000 | 3,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $77,000 | 5,506 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $465,000 | 5,465 |
| Total interest expense | $46,000 | 5,198 |
| Net interest income | $419,000 | 5,460 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $50,000 | 5,142 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $27,000 | 4,472 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $23,000 | 5,136 |
| Total noninterest expense | $366,000 | 5,403 |
| Salaries and employee benefits | $226,000 | 5,237 |
| Premises and equipment expense | $29,000 | 5,521 |
| Additional noninterest expense | $111,000 | 5,482 |
| Pre-tax net operating income | $103,000 | 5,053 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $34,000 | 3,204 |
| Income before extraordinary items | $69,000 | 5,279 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $69,000 | 5,280 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $69,000 | 5,280 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $150,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $69,000 | 5,215 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,901,000 | 5,464 |
| Total interest expense | $191,000 | 5,220 |
| Net interest income | $1,710,000 | 5,454 |
| Provision for loan and lease losses | $-50,000 | 5,675 |
| Total noninterest income | $196,000 | 5,237 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $126,000 | 4,398 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $70,000 | 5,332 |
| Total noninterest expense | $1,482,000 | 5,450 |
| Salaries and employee benefits | $898,000 | 5,323 |
| Premises and equipment expense | $121,000 | 5,605 |
| Additional noninterest expense | $463,000 | 5,472 |
| Pre-tax net operating income | $474,000 | 4,984 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $171,000 | 3,035 |
| Income before extraordinary items | $303,000 | 5,232 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $303,000 | 5,236 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $303,000 | 5,236 |
| Net charge-offs | $6,000 | 4,165 |
| Cash dividends | $300,000 | 3,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $303,000 | 5,181 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,420,000 | 5,539 |
| Total interest expense | $145,000 | 5,283 |
| Net interest income | $1,275,000 | 5,527 |
| Provision for loan and lease losses | $-50,000 | 5,865 |
| Total noninterest income | $148,000 | 5,281 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $95,000 | 4,435 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $53,000 | 5,382 |
| Total noninterest expense | $1,123,000 | 5,495 |
| Salaries and employee benefits | $669,000 | 5,356 |
| Premises and equipment expense | $89,000 | 5,693 |
| Additional noninterest expense | $365,000 | 5,477 |
| Pre-tax net operating income | $350,000 | 5,108 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $116,000 | 3,180 |
| Income before extraordinary items | $234,000 | 5,330 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $234,000 | 5,333 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $234,000 | 5,334 |
| Net charge-offs | $3,000 | 3,929 |
| Cash dividends | $150,000 | 3,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $234,000 | 5,281 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $937,000 | 5,600 |
| Total interest expense | $98,000 | 5,324 |
| Net interest income | $839,000 | 5,588 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $97,000 | 5,316 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $61,000 | 4,483 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $36,000 | 5,412 |
| Total noninterest expense | $761,000 | 5,519 |
| Salaries and employee benefits | $450,000 | 5,391 |
| Premises and equipment expense | $62,000 | 5,692 |
| Additional noninterest expense | $249,000 | 5,496 |
| Pre-tax net operating income | $175,000 | 5,335 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $63,000 | 3,323 |
| Income before extraordinary items | $112,000 | 5,545 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $112,000 | 5,545 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $112,000 | 5,547 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $150,000 | 2,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $112,000 | 5,501 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $468,000 | 5,641 |
| Total interest expense | $49,000 | 5,367 |
| Net interest income | $419,000 | 5,638 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $51,000 | 5,292 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $32,000 | 4,403 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $19,000 | 5,435 |
| Total noninterest expense | $374,000 | 5,594 |
| Salaries and employee benefits | $217,000 | 5,487 |
| Premises and equipment expense | $38,000 | 5,539 |
| Additional noninterest expense | $119,000 | 5,590 |
| Pre-tax net operating income | $96,000 | 5,248 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $53,000 | 2,942 |
| Income before extraordinary items | $43,000 | 5,679 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $43,000 | 5,679 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $43,000 | 5,680 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $150,000 | 2,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $43,000 | 5,630 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,942,000 | 5,686 |
| Total interest expense | $208,000 | 5,454 |
| Net interest income | $1,734,000 | 5,675 |
| Provision for loan and lease losses | $-50,000 | 5,961 |
| Total noninterest income | $205,000 | 5,402 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $136,000 | 4,536 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $69,000 | 5,545 |
| Total noninterest expense | $1,462,000 | 5,720 |
| Salaries and employee benefits | $897,000 | 5,541 |
| Premises and equipment expense | $109,000 | 5,979 |
| Additional noninterest expense | $456,000 | 5,755 |
| Pre-tax net operating income | $527,000 | 4,983 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $192,000 | 2,990 |
| Income before extraordinary items | $335,000 | 5,318 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $335,000 | 5,317 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $335,000 | 5,318 |
| Net charge-offs | $14,000 | 4,453 |
| Cash dividends | $360,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $335,000 | 5,266 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,448,000 | 5,763 |
| Total interest expense | $157,000 | 5,520 |
| Net interest income | $1,291,000 | 5,748 |
| Provision for loan and lease losses | $-50,000 | 6,143 |
| Total noninterest income | $152,000 | 5,462 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $99,000 | 4,647 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $53,000 | 5,586 |
| Total noninterest expense | $1,100,000 | 5,759 |
| Salaries and employee benefits | $673,000 | 5,560 |
| Premises and equipment expense | $83,000 | 6,019 |
| Additional noninterest expense | $344,000 | 5,804 |
| Pre-tax net operating income | $393,000 | 5,076 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $136,000 | 3,104 |
| Income before extraordinary items | $257,000 | 5,375 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $257,000 | 5,375 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $257,000 | 5,377 |
| Net charge-offs | $6,000 | 4,332 |
| Cash dividends | $210,000 | 3,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $257,000 | 5,334 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $952,000 | 5,819 |
| Total interest expense | $106,000 | 5,561 |
| Net interest income | $846,000 | 5,802 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $106,000 | 5,440 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $92,000 | 4,074 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $14,000 | 6,086 |
| Total noninterest expense | $726,000 | 5,803 |
| Salaries and employee benefits | $455,000 | 5,581 |
| Premises and equipment expense | $54,000 | 6,085 |
| Additional noninterest expense | $217,000 | 5,897 |
| Pre-tax net operating income | $226,000 | 5,211 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $76,000 | 3,207 |
| Income before extraordinary items | $150,000 | 5,467 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $150,000 | 5,469 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $150,000 | 5,470 |
| Net charge-offs | $3,000 | 4,063 |
| Cash dividends | $210,000 | 2,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $150,000 | 5,429 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $481,000 | 5,860 |
| Total interest expense | $53,000 | 5,631 |
| Net interest income | $428,000 | 5,839 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $53,000 | 5,463 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $34,000 | 4,570 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $19,000 | 5,562 |
| Total noninterest expense | $371,000 | 5,846 |
| Salaries and employee benefits | $241,000 | 5,555 |
| Premises and equipment expense | $25,000 | 6,203 |
| Additional noninterest expense | $105,000 | 5,992 |
| Pre-tax net operating income | $110,000 | 5,176 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $33,000 | 3,235 |
| Income before extraordinary items | $77,000 | 5,414 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $77,000 | 5,414 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $77,000 | 5,414 |
| Net charge-offs | $3,000 | 3,257 |
| Cash dividends | $210,000 | 1,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $77,000 | 5,373 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,012,000 | 5,878 |
| Total interest expense | $242,000 | 5,690 |
| Net interest income | $1,770,000 | 5,849 |
| Provision for loan and lease losses | $-100,000 | 6,384 |
| Total noninterest income | $184,000 | 5,704 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $117,000 | 5,006 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $67,000 | 5,699 |
| Total noninterest expense | $1,514,000 | 5,898 |
| Salaries and employee benefits | $902,000 | 5,724 |
| Premises and equipment expense | $145,000 | 5,960 |
| Additional noninterest expense | $467,000 | 5,932 |
| Pre-tax net operating income | $540,000 | 4,919 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $214,000 | 2,898 |
| Income before extraordinary items | $326,000 | 5,353 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $326,000 | 5,357 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $326,000 | 5,357 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $420,000 | 2,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $326,000 | 5,303 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,506,000 | 5,938 |
| Total interest expense | $186,000 | 5,756 |
| Net interest income | $1,320,000 | 5,913 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $133,000 | 5,818 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $90,000 | 5,003 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $43,000 | 5,860 |
| Total noninterest expense | $1,153,000 | 5,881 |
| Salaries and employee benefits | $685,000 | 5,729 |
| Premises and equipment expense | $99,000 | 6,109 |
| Additional noninterest expense | $369,000 | 5,910 |
| Pre-tax net operating income | $300,000 | 5,340 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $136,000 | 3,096 |
| Income before extraordinary items | $164,000 | 5,777 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $164,000 | 5,778 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $164,000 | 5,778 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $210,000 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $164,000 | 5,711 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $985,000 | 5,995 |
| Total interest expense | $128,000 | 5,783 |
| Net interest income | $857,000 | 5,973 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $89,000 | 5,837 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $57,000 | 5,080 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $32,000 | 5,823 |
| Total noninterest expense | $766,000 | 5,914 |
| Salaries and employee benefits | $458,000 | 5,750 |
| Premises and equipment expense | $63,000 | 6,182 |
| Additional noninterest expense | $245,000 | 5,925 |
| Pre-tax net operating income | $180,000 | 5,424 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $67,000 | 3,297 |
| Income before extraordinary items | $113,000 | 5,762 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $113,000 | 5,764 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $113,000 | 5,764 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $210,000 | 2,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $113,000 | 5,675 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $486,000 | 6,051 |
| Total interest expense | $66,000 | 5,823 |
| Net interest income | $420,000 | 6,035 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $42,000 | 5,900 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $37,000 | 4,624 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,000 | 6,416 |
| Total noninterest expense | $383,000 | 5,986 |
| Salaries and employee benefits | $230,000 | 5,798 |
| Premises and equipment expense | $41,000 | 5,943 |
| Additional noninterest expense | $112,000 | 6,116 |
| Pre-tax net operating income | $79,000 | 5,523 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $20,000 | 3,600 |
| Income before extraordinary items | $59,000 | 5,731 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $59,000 | 5,733 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $59,000 | 5,733 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $210,000 | 1,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $59,000 | 5,638 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,841,000 | 6,248 |
| Total interest expense | $301,000 | 5,965 |
| Net interest income | $1,540,000 | 6,250 |
| Provision for loan and lease losses | $-120,000 | 6,890 |
| Total noninterest income | $178,000 | 5,822 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $161,000 | 4,658 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $17,000 | 6,314 |
| Total noninterest expense | $1,534,000 | 6,063 |
| Salaries and employee benefits | $917,000 | 5,852 |
| Premises and equipment expense | $159,000 | 6,044 |
| Additional noninterest expense | $458,000 | 6,183 |
| Pre-tax net operating income | $304,000 | 5,410 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $55,000 | 3,860 |
| Income before extraordinary items | $249,000 | 5,628 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $249,000 | 5,625 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $249,000 | 5,626 |
| Net charge-offs | $2,000 | 5,882 |
| Cash dividends | $420,000 | 2,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $249,000 | 5,438 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,331,000 | 6,397 |
| Total interest expense | $228,000 | 6,098 |
| Net interest income | $1,103,000 | 6,402 |
| Provision for loan and lease losses | $-120,000 | 7,030 |
| Total noninterest income | $136,000 | 5,880 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $122,000 | 4,695 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $14,000 | 6,423 |
| Total noninterest expense | $1,140,000 | 6,126 |
| Salaries and employee benefits | $690,000 | 5,886 |
| Premises and equipment expense | $112,000 | 6,192 |
| Additional noninterest expense | $338,000 | 6,264 |
| Pre-tax net operating income | $219,000 | 5,613 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $64,000 | 3,656 |
| Income before extraordinary items | $155,000 | 5,913 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $155,000 | 5,912 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $155,000 | 5,912 |
| Net charge-offs | $2,000 | 5,642 |
| Cash dividends | $210,000 | 2,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $155,000 | 5,750 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $872,000 | 6,476 |
| Total interest expense | $156,000 | 6,154 |
| Net interest income | $716,000 | 6,479 |
| Provision for loan and lease losses | $-120,000 | 7,113 |
| Total noninterest income | $93,000 | 5,880 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $83,000 | 4,665 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 6,454 |
| Total noninterest expense | $767,000 | 6,160 |
| Salaries and employee benefits | $467,000 | 5,904 |
| Premises and equipment expense | $72,000 | 6,271 |
| Additional noninterest expense | $228,000 | 6,278 |
| Pre-tax net operating income | $162,000 | 5,521 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $56,000 | 3,474 |
| Income before extraordinary items | $106,000 | 5,904 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $106,000 | 5,904 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $106,000 | 5,904 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $210,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $106,000 | 5,750 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $434,000 | 6,541 |
| Total interest expense | $81,000 | 6,195 |
| Net interest income | $353,000 | 6,544 |
| Provision for loan and lease losses | $-120,000 | 7,206 |
| Total noninterest income | $47,000 | 5,907 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $41,000 | 4,661 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,000 | 6,469 |
| Total noninterest expense | $387,000 | 6,201 |
| Salaries and employee benefits | $234,000 | 5,951 |
| Premises and equipment expense | $41,000 | 6,152 |
| Additional noninterest expense | $112,000 | 6,348 |
| Pre-tax net operating income | $133,000 | 5,087 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $4,000 | 4,331 |
| Income before extraordinary items | $129,000 | 5,053 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $129,000 | 5,057 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $129,000 | 5,058 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $210,000 | 1,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $129,000 | 4,904 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,888,000 | 6,522 |
| Total interest expense | $414,000 | 6,149 |
| Net interest income | $1,474,000 | 6,547 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $258,000 | 5,429 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $174,000 | 4,631 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $84,000 | 5,479 |
| Total noninterest expense | $1,563,000 | 6,257 |
| Salaries and employee benefits | $913,000 | 6,033 |
| Premises and equipment expense | $147,000 | 6,440 |
| Additional noninterest expense | $503,000 | 6,273 |
| Pre-tax net operating income | $169,000 | 5,576 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $38,000 | 3,864 |
| Income before extraordinary items | $131,000 | 5,776 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $131,000 | 5,778 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $131,000 | 5,778 |
| Net charge-offs | $-250,000 | 7,302 |
| Cash dividends | $420,000 | 2,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $131,000 | 5,649 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,413,000 | 6,587 |
| Total interest expense | $326,000 | 6,185 |
| Net interest income | $1,087,000 | 6,622 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $214,000 | 5,362 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $134,000 | 4,594 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $80,000 | 5,330 |
| Total noninterest expense | $1,183,000 | 6,272 |
| Salaries and employee benefits | $685,000 | 6,052 |
| Premises and equipment expense | $114,000 | 6,441 |
| Additional noninterest expense | $384,000 | 6,284 |
| Pre-tax net operating income | $118,000 | 5,741 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $12,000 | 4,209 |
| Income before extraordinary items | $106,000 | 5,870 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $106,000 | 5,871 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $106,000 | 5,871 |
| Net charge-offs | $-250,000 | 7,382 |
| Cash dividends | $210,000 | 2,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $106,000 | 5,744 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $933,000 | 6,661 |
| Total interest expense | $231,000 | 6,202 |
| Net interest income | $702,000 | 6,721 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $164,000 | 5,164 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $88,000 | 4,617 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $76,000 | 4,968 |
| Total noninterest expense | $786,000 | 6,340 |
| Salaries and employee benefits | $450,000 | 6,123 |
| Premises and equipment expense | $79,000 | 6,438 |
| Additional noninterest expense | $257,000 | 6,350 |
| Pre-tax net operating income | $80,000 | 5,789 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $21,000 | 3,807 |
| Income before extraordinary items | $59,000 | 5,956 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $59,000 | 5,955 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $59,000 | 5,956 |
| Net charge-offs | $-250,000 | 7,459 |
| Cash dividends | $210,000 | 2,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $59,000 | 5,874 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $466,000 | 6,705 |
| Total interest expense | $119,000 | 6,247 |
| Net interest income | $347,000 | 6,765 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $115,000 | 4,667 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $44,000 | 4,568 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $71,000 | 4,103 |
| Total noninterest expense | $393,000 | 6,386 |
| Salaries and employee benefits | $221,000 | 6,205 |
| Premises and equipment expense | $37,000 | 6,569 |
| Additional noninterest expense | $135,000 | 6,330 |
| Pre-tax net operating income | $69,000 | 5,502 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $21,000 | 3,412 |
| Income before extraordinary items | $48,000 | 5,740 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $48,000 | 5,739 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $48,000 | 5,740 |
| Net charge-offs | $-235,000 | 7,520 |
| Cash dividends | $210,000 | 1,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $48,000 | 5,701 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,002,000 | 6,724 |
| Total interest expense | $559,000 | 6,357 |
| Net interest income | $1,443,000 | 6,778 |
| Provision for loan and lease losses | $390,000 | 4,485 |
| Total noninterest income | $217,000 | 5,843 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $195,000 | 4,458 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $22,000 | 6,564 |
| Total noninterest expense | $1,799,000 | 6,207 |
| Salaries and employee benefits | $971,000 | 6,084 |
| Premises and equipment expense | $147,000 | 6,657 |
| Additional noninterest expense | $681,000 | 5,947 |
| Pre-tax net operating income | $-529,000 | 6,267 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-169,000 | 6,936 |
| Income before extraordinary items | $-360,000 | 6,281 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-360,000 | 6,282 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-360,000 | 6,283 |
| Net charge-offs | $301,000 | 4,294 |
| Cash dividends | $420,000 | 2,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-360,000 | 6,231 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,478,000 | 6,842 |
| Total interest expense | $427,000 | 6,476 |
| Net interest income | $1,051,000 | 6,903 |
| Provision for loan and lease losses | $100,000 | 5,670 |
| Total noninterest income | $165,000 | 5,947 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $148,000 | 4,496 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $17,000 | 6,740 |
| Total noninterest expense | $1,241,000 | 6,404 |
| Salaries and employee benefits | $703,000 | 6,190 |
| Premises and equipment expense | $110,000 | 6,743 |
| Additional noninterest expense | $428,000 | 6,341 |
| Pre-tax net operating income | $-125,000 | 6,190 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-125,000 | 6,338 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-125,000 | 6,339 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-125,000 | 6,338 |
| Net charge-offs | $23,000 | 5,964 |
| Cash dividends | $210,000 | 2,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-125,000 | 6,242 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $994,000 | 6,883 |
| Total interest expense | $285,000 | 6,575 |
| Net interest income | $709,000 | 6,929 |
| Provision for loan and lease losses | $47,000 | 5,918 |
| Total noninterest income | $108,000 | 5,969 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $97,000 | 4,543 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $11,000 | 6,798 |
| Total noninterest expense | $816,000 | 6,471 |
| Salaries and employee benefits | $469,000 | 6,241 |
| Premises and equipment expense | $74,000 | 6,764 |
| Additional noninterest expense | $273,000 | 6,448 |
| Pre-tax net operating income | $-46,000 | 6,176 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-46,000 | 6,309 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-46,000 | 6,311 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-46,000 | 6,309 |
| Net charge-offs | $23,000 | 5,442 |
| Cash dividends | $210,000 | 2,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-46,000 | 6,217 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $497,000 | 6,966 |
| Total interest expense | $144,000 | 6,677 |
| Net interest income | $353,000 | 6,996 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $54,000 | 6,024 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $46,000 | 4,630 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $8,000 | 6,771 |
| Total noninterest expense | $408,000 | 6,561 |
| Salaries and employee benefits | $241,000 | 6,269 |
| Premises and equipment expense | $35,000 | 6,925 |
| Additional noninterest expense | $132,000 | 6,561 |
| Pre-tax net operating income | $-1,000 | 6,270 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-2,000 | 7,013 |
| Income before extraordinary items | $1,000 | 6,374 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,000 | 6,376 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,000 | 6,375 |
| Net charge-offs | $3,000 | 5,292 |
| Cash dividends | $210,000 | 1,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,000 | 6,266 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,299,000 | 6,835 |
| Total interest expense | $632,000 | 6,849 |
| Net interest income | $1,667,000 | 6,713 |
| Provision for loan and lease losses | $277,000 | 5,390 |
| Total noninterest income | $223,000 | 6,081 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $201,000 | 4,655 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $22,000 | 6,913 |
| Total noninterest expense | $1,625,000 | 6,638 |
| Salaries and employee benefits | $955,000 | 6,335 |
| Premises and equipment expense | $151,000 | 6,934 |
| Additional noninterest expense | $519,000 | 6,736 |
| Pre-tax net operating income | $-12,000 | 5,442 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-9,000 | 6,236 |
| Income before extraordinary items | $-3,000 | 5,547 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,000 | 5,545 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,000 | 5,545 |
| Net charge-offs | $248,000 | 4,731 |
| Cash dividends | $420,000 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-3,000 | 5,493 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,730,000 | 6,912 |
| Total interest expense | $479,000 | 6,948 |
| Net interest income | $1,251,000 | 6,753 |
| Provision for loan and lease losses | $264,000 | 4,805 |
| Total noninterest income | $166,000 | 6,194 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $150,000 | 4,682 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $16,000 | 7,114 |
| Total noninterest expense | $1,181,000 | 6,726 |
| Salaries and employee benefits | $716,000 | 6,380 |
| Premises and equipment expense | $114,000 | 6,964 |
| Additional noninterest expense | $351,000 | 6,912 |
| Pre-tax net operating income | $-28,000 | 5,736 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $12,000 | 3,988 |
| Income before extraordinary items | $-40,000 | 5,863 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-40,000 | 5,863 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-40,000 | 5,863 |
| Net charge-offs | $243,000 | 4,012 |
| Cash dividends | $210,000 | 3,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-40,000 | 5,813 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,150,000 | 6,988 |
| Total interest expense | $321,000 | 7,049 |
| Net interest income | $829,000 | 6,783 |
| Provision for loan and lease losses | $234,000 | 4,129 |
| Total noninterest income | $106,000 | 6,305 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $95,000 | 4,760 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $11,000 | 7,209 |
| Total noninterest expense | $778,000 | 6,805 |
| Salaries and employee benefits | $473,000 | 6,454 |
| Premises and equipment expense | $73,000 | 7,077 |
| Additional noninterest expense | $232,000 | 6,975 |
| Pre-tax net operating income | $-77,000 | 6,042 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $16,000 | 3,810 |
| Income before extraordinary items | $-93,000 | 6,175 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-93,000 | 6,174 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-93,000 | 6,174 |
| Net charge-offs | $204,000 | 3,395 |
| Cash dividends | $210,000 | 2,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-93,000 | 6,132 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $598,000 | 6,974 |
| Total interest expense | $165,000 | 7,095 |
| Net interest income | $433,000 | 6,711 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $51,000 | 6,357 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $45,000 | 4,805 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $6,000 | 7,210 |
| Total noninterest expense | $381,000 | 6,837 |
| Salaries and employee benefits | $243,000 | 6,455 |
| Premises and equipment expense | $34,000 | 7,208 |
| Additional noninterest expense | $104,000 | 7,034 |
| Pre-tax net operating income | $103,000 | 5,002 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $35,000 | 3,173 |
| Income before extraordinary items | $68,000 | 5,423 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $68,000 | 5,428 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $68,000 | 5,427 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $210,000 | 1,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $68,000 | 5,244 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,825,000 | 6,740 |
| Total interest expense | $884,000 | 6,978 |
| Net interest income | $1,941,000 | 6,482 |
| Provision for loan and lease losses | $60,000 | 6,432 |
| Total noninterest income | $223,000 | 6,326 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $201,000 | 4,775 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $22,000 | 7,377 |
| Total noninterest expense | $1,577,000 | 6,775 |
| Salaries and employee benefits | $977,000 | 6,468 |
| Premises and equipment expense | $155,000 | 7,097 |
| Additional noninterest expense | $445,000 | 6,865 |
| Pre-tax net operating income | $527,000 | 4,791 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $189,000 | 2,868 |
| Income before extraordinary items | $338,000 | 4,962 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $338,000 | 4,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 4,181 |
| Cash dividends | $420,000 | 3,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $338,000 | 5,126 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,182,000 | 6,753 |
| Total interest expense | $691,000 | 7,026 |
| Net interest income | $1,491,000 | 6,475 |
| Provision for loan and lease losses | $50,000 | 5,872 |
| Total noninterest income | $166,000 | 6,447 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $149,000 | 4,838 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $17,000 | 7,516 |
| Total noninterest expense | $1,169,000 | 6,800 |
| Salaries and employee benefits | $738,000 | 6,481 |
| Premises and equipment expense | $118,000 | 7,132 |
| Additional noninterest expense | $313,000 | 6,958 |
| Pre-tax net operating income | $438,000 | 5,144 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $167,000 | 3,112 |
| Income before extraordinary items | $271,000 | 5,341 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $271,000 | 5,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 3,204 |
| Cash dividends | $210,000 | 3,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $271,000 | 5,512 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,470,000 | 6,782 |
| Total interest expense | $480,000 | 7,078 |
| Net interest income | $990,000 | 6,500 |
| Provision for loan and lease losses | $50,000 | 5,164 |
| Total noninterest income | $108,000 | 6,548 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $95,000 | 4,924 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $13,000 | 7,530 |
| Total noninterest expense | $785,000 | 6,842 |
| Salaries and employee benefits | $496,000 | 6,514 |
| Premises and equipment expense | $80,000 | 7,130 |
| Additional noninterest expense | $209,000 | 6,985 |
| Pre-tax net operating income | $263,000 | 5,442 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $91,000 | 3,548 |
| Income before extraordinary items | $172,000 | 5,817 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $172,000 | 5,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,354 |
| Cash dividends | $210,000 | 3,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $172,000 | 5,754 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $770,000 | 6,795 |
| Total interest expense | $254,000 | 7,111 |
| Net interest income | $516,000 | 6,438 |
| Provision for loan and lease losses | $50,000 | 3,776 |
| Total noninterest income | $51,000 | 6,636 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $45,000 | 5,006 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 7,600 |
| Total noninterest expense | $385,000 | 6,904 |
| Salaries and employee benefits | $245,000 | 6,571 |
| Premises and equipment expense | $41,000 | 7,126 |
| Additional noninterest expense | $99,000 | 7,081 |
| Pre-tax net operating income | $132,000 | 5,635 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $49,000 | 3,578 |
| Income before extraordinary items | $83,000 | 6,073 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $83,000 | 6,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 1,361 |
| Cash dividends | $210,000 | 2,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $83,000 | 5,985 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,468,000 | 6,537 |
| Total interest expense | $926,000 | 7,289 |
| Net interest income | $2,542,000 | 5,927 |
| Provision for loan and lease losses | $88,000 | 5,093 |
| Total noninterest income | $222,000 | 6,586 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $194,000 | 4,967 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $28,000 | 7,593 |
| Total noninterest expense | $1,646,000 | 6,700 |
| Salaries and employee benefits | $1,018,000 | 6,388 |
| Premises and equipment expense | $199,000 | 6,738 |
| Additional noninterest expense | $429,000 | 6,919 |
| Pre-tax net operating income | $1,030,000 | 4,686 |
| Securities gains (losses) | $-4,000 | 7,335 |
| Applicable income taxes | $368,000 | 3,130 |
| Income before extraordinary items | $658,000 | 5,177 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $658,000 | 5,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,669 |
| Cash dividends | $410,000 | 3,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $660,560 | 5,153 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,606,000 | 6,577 |
| Total interest expense | $670,000 | 7,362 |
| Net interest income | $1,936,000 | 5,918 |
| Provision for loan and lease losses | $18,000 | 5,899 |
| Total noninterest income | $171,000 | 6,590 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $148,000 | 4,958 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $23,000 | 7,559 |
| Total noninterest expense | $1,250,000 | 6,656 |
| Salaries and employee benefits | $767,000 | 6,374 |
| Premises and equipment expense | $159,000 | 6,624 |
| Additional noninterest expense | $324,000 | 6,885 |
| Pre-tax net operating income | $839,000 | 4,740 |
| Securities gains (losses) | $-4,000 | 7,564 |
| Applicable income taxes | $303,000 | 3,189 |
| Income before extraordinary items | $532,000 | 5,257 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $532,000 | 5,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,913 |
| Cash dividends | $200,000 | 4,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $534,560 | 5,234 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,742,000 | 6,615 |
| Total interest expense | $442,000 | 7,405 |
| Net interest income | $1,300,000 | 5,947 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $116,000 | 6,589 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $99,000 | 4,965 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $17,000 | 7,522 |
| Total noninterest expense | $865,000 | 6,622 |
| Salaries and employee benefits | $518,000 | 6,400 |
| Premises and equipment expense | $120,000 | 6,367 |
| Additional noninterest expense | $227,000 | 6,819 |
| Pre-tax net operating income | $551,000 | 4,857 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $197,000 | 3,296 |
| Income before extraordinary items | $354,000 | 5,322 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $354,000 | 5,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $200,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $354,000 | 5,310 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $856,000 | 6,679 |
| Total interest expense | $224,000 | 7,413 |
| Net interest income | $632,000 | 6,022 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $53,000 | 6,742 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $45,000 | 5,093 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $8,000 | 7,599 |
| Total noninterest expense | $423,000 | 6,695 |
| Salaries and employee benefits | $264,000 | 6,413 |
| Premises and equipment expense | $48,000 | 6,873 |
| Additional noninterest expense | $111,000 | 6,884 |
| Pre-tax net operating income | $262,000 | 4,954 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $93,000 | 3,366 |
| Income before extraordinary items | $169,000 | 5,417 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $169,000 | 5,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $200,000 | 2,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $169,000 | 5,405 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,350,000 | 6,522 |
| Total interest expense | $843,000 | 7,244 |
| Net interest income | $2,507,000 | 6,018 |
| Provision for loan and lease losses | $129,000 | 4,279 |
| Total noninterest income | $245,000 | 6,562 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $210,000 | 4,878 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $35,000 | 7,597 |
| Total noninterest expense | $1,622,000 | 6,696 |
| Salaries and employee benefits | $918,000 | 6,609 |
| Premises and equipment expense | $110,000 | 7,690 |
| Additional noninterest expense | $594,000 | 6,085 |
| Pre-tax net operating income | $1,001,000 | 5,205 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $335,000 | 3,648 |
| Income before extraordinary items | $666,000 | 5,605 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $666,000 | 5,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 2,984 |
| Cash dividends | $400,000 | 4,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $666,000 | 5,588 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,476,000 | 6,581 |
| Total interest expense | $608,000 | 7,305 |
| Net interest income | $1,868,000 | 6,102 |
| Provision for loan and lease losses | $129,000 | 3,721 |
| Total noninterest income | $192,000 | 6,532 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $162,000 | 4,872 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $30,000 | 7,516 |
| Total noninterest expense | $1,125,000 | 6,902 |
| Salaries and employee benefits | $662,000 | 6,700 |
| Premises and equipment expense | $84,000 | 7,689 |
| Additional noninterest expense | $379,000 | 6,517 |
| Pre-tax net operating income | $806,000 | 5,213 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $295,000 | 3,597 |
| Income before extraordinary items | $511,000 | 5,711 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $511,000 | 5,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 2,202 |
| Cash dividends | $200,000 | 4,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $511,000 | 5,707 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,612,000 | 6,634 |
| Total interest expense | $400,000 | 7,277 |
| Net interest income | $1,212,000 | 6,198 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $123,000 | 6,620 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $107,000 | 4,870 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,000 | 7,752 |
| Total noninterest expense | $714,000 | 7,058 |
| Salaries and employee benefits | $433,000 | 6,786 |
| Premises and equipment expense | $52,000 | 7,803 |
| Additional noninterest expense | $229,000 | 6,806 |
| Pre-tax net operating income | $621,000 | 4,909 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $227,000 | 3,448 |
| Income before extraordinary items | $394,000 | 5,422 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $394,000 | 5,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $200,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $394,000 | 5,416 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $801,000 | 6,637 |
| Total interest expense | $200,000 | 7,232 |
| Net interest income | $601,000 | 6,231 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $60,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $50,000 | 4,949 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,545 |
| Total noninterest expense | $360,000 | 7,044 |
| Salaries and employee benefits | $221,000 | 6,752 |
| Premises and equipment expense | $26,000 | 7,811 |
| Additional noninterest expense | $113,000 | 6,790 |
| Pre-tax net operating income | $301,000 | 4,961 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $110,000 | 3,471 |
| Income before extraordinary items | $191,000 | 5,447 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $191,000 | 5,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $200,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $191,000 | 5,445 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,891,000 | 6,684 |
| Total interest expense | $742,000 | 6,925 |
| Net interest income | $2,149,000 | 6,450 |
| Provision for loan and lease losses | $20,000 | 6,489 |
| Total noninterest income | $243,000 | 6,728 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $217,000 | 4,869 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $26,000 | 7,968 |
| Total noninterest expense | $1,441,000 | 6,991 |
| Salaries and employee benefits | $854,000 | 6,772 |
| Premises and equipment expense | $115,000 | 7,689 |
| Additional noninterest expense | $472,000 | 6,728 |
| Pre-tax net operating income | $931,000 | 5,552 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $337,000 | 3,968 |
| Income before extraordinary items | $594,000 | 6,023 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $594,000 | 6,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,118 |
| Cash dividends | $400,000 | 3,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $594,000 | 5,991 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,100,000 | 6,761 |
| Total interest expense | $545,000 | 6,915 |
| Net interest income | $1,555,000 | 6,585 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $181,000 | 6,775 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $160,000 | 4,941 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $21,000 | 7,938 |
| Total noninterest expense | $1,061,000 | 7,032 |
| Salaries and employee benefits | $631,000 | 6,786 |
| Premises and equipment expense | $79,000 | 7,804 |
| Additional noninterest expense | $351,000 | 6,728 |
| Pre-tax net operating income | $675,000 | 5,721 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $245,000 | 4,117 |
| Income before extraordinary items | $430,000 | 6,221 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $430,000 | 6,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,516 |
| Cash dividends | $200,000 | 4,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $430,000 | 6,182 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,350,000 | 6,802 |
| Total interest expense | $354,000 | 6,871 |
| Net interest income | $996,000 | 6,670 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $117,000 | 6,800 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $103,000 | 4,972 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $14,000 | 7,946 |
| Total noninterest expense | $700,000 | 7,061 |
| Salaries and employee benefits | $417,000 | 6,821 |
| Premises and equipment expense | $51,000 | 7,843 |
| Additional noninterest expense | $232,000 | 6,756 |
| Pre-tax net operating income | $413,000 | 5,899 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $150,000 | 4,247 |
| Income before extraordinary items | $263,000 | 6,405 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $263,000 | 6,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,895 |
| Cash dividends | $200,000 | 3,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $263,000 | 6,352 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $647,000 | 6,930 |
| Total interest expense | $175,000 | 6,851 |
| Net interest income | $472,000 | 6,853 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $55,000 | 6,909 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $47,000 | 5,132 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,922 |
| Total noninterest expense | $347,000 | 7,119 |
| Salaries and employee benefits | $209,000 | 6,871 |
| Premises and equipment expense | $22,000 | 8,069 |
| Additional noninterest expense | $116,000 | 6,761 |
| Pre-tax net operating income | $180,000 | 6,187 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $65,000 | 4,405 |
| Income before extraordinary items | $115,000 | 6,655 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $115,000 | 6,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $200,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $115,000 | 6,620 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,195,000 | 7,179 |
| Total interest expense | $656,000 | 6,739 |
| Net interest income | $1,539,000 | 7,255 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $250,000 | 6,777 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $222,000 | 5,003 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $28,000 | 8,013 |
| Total noninterest expense | $1,414,000 | 7,042 |
| Salaries and employee benefits | $853,000 | 6,783 |
| Premises and equipment expense | $109,000 | 7,856 |
| Additional noninterest expense | $452,000 | 6,831 |
| Pre-tax net operating income | $375,000 | 7,181 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $141,000 | 5,174 |
| Income before extraordinary items | $234,000 | 7,490 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $234,000 | 7,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,809 |
| Cash dividends | $400,000 | 3,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $234,000 | 7,442 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,581,000 | 7,292 |
| Total interest expense | $486,000 | 6,771 |
| Net interest income | $1,095,000 | 7,386 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $194,000 | 6,735 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $170,000 | 5,004 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $24,000 | 7,924 |
| Total noninterest expense | $1,048,000 | 7,045 |
| Salaries and employee benefits | $643,000 | 6,725 |
| Premises and equipment expense | $65,000 | 8,129 |
| Additional noninterest expense | $340,000 | 6,802 |
| Pre-tax net operating income | $241,000 | 7,498 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $86,000 | 5,511 |
| Income before extraordinary items | $155,000 | 7,741 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $155,000 | 7,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,128 |
| Cash dividends | $200,000 | 3,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $155,000 | 7,698 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,029,000 | 7,384 |
| Total interest expense | $321,000 | 6,815 |
| Net interest income | $708,000 | 7,481 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $125,000 | 6,821 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $108,000 | 5,108 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $17,000 | 7,905 |
| Total noninterest expense | $687,000 | 7,143 |
| Salaries and employee benefits | $426,000 | 6,783 |
| Premises and equipment expense | $41,000 | 8,228 |
| Additional noninterest expense | $220,000 | 6,908 |
| Pre-tax net operating income | $146,000 | 7,571 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $52,000 | 5,605 |
| Income before extraordinary items | $94,000 | 7,834 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $94,000 | 7,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,514 |
| Cash dividends | $200,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $94,000 | 7,772 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $518,000 | 7,412 |
| Total interest expense | $157,000 | 6,939 |
| Net interest income | $361,000 | 7,481 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $61,000 | 6,830 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $51,000 | 5,172 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $10,000 | 7,740 |
| Total noninterest expense | $346,000 | 7,145 |
| Salaries and employee benefits | $217,000 | 6,761 |
| Premises and equipment expense | $20,000 | 8,263 |
| Additional noninterest expense | $109,000 | 6,935 |
| Pre-tax net operating income | $76,000 | 7,524 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $27,000 | 5,505 |
| Income before extraordinary items | $49,000 | 7,802 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $49,000 | 7,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,417 |
| Cash dividends | $200,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $49,000 | 7,739 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,224,000 | 7,349 |
| Total interest expense | $709,000 | 7,011 |
| Net interest income | $1,515,000 | 7,338 |
| Provision for loan and lease losses | $15,000 | 7,196 |
| Total noninterest income | $258,000 | 6,895 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $225,000 | 5,003 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $33,000 | 8,018 |
| Total noninterest expense | $1,342,000 | 7,185 |
| Salaries and employee benefits | $806,000 | 6,900 |
| Premises and equipment expense | $95,000 | 8,127 |
| Additional noninterest expense | $441,000 | 6,892 |
| Pre-tax net operating income | $416,000 | 6,968 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $147,000 | 5,305 |
| Income before extraordinary items | $269,000 | 7,428 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $269,000 | 7,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,602 |
| Cash dividends | $400,000 | 3,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $269,000 | 7,290 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,691,000 | 7,388 |
| Total interest expense | $549,000 | 7,086 |
| Net interest income | $1,142,000 | 7,388 |
| Provision for loan and lease losses | $15,000 | 6,935 |
| Total noninterest income | $198,000 | 6,890 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $168,000 | 5,037 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $30,000 | 7,851 |
| Total noninterest expense | $1,007,000 | 7,189 |
| Salaries and employee benefits | $605,000 | 6,896 |
| Premises and equipment expense | $68,000 | 8,207 |
| Additional noninterest expense | $334,000 | 6,856 |
| Pre-tax net operating income | $318,000 | 7,081 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $115,000 | 5,417 |
| Income before extraordinary items | $203,000 | 7,568 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $203,000 | 7,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,905 |
| Cash dividends | $200,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $203,000 | 7,417 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,138,000 | 7,415 |
| Total interest expense | $373,000 | 7,167 |
| Net interest income | $765,000 | 7,379 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $130,000 | 6,919 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $110,000 | 5,032 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $20,000 | 7,844 |
| Total noninterest expense | $670,000 | 7,215 |
| Salaries and employee benefits | $400,000 | 6,942 |
| Premises and equipment expense | $45,000 | 8,229 |
| Additional noninterest expense | $225,000 | 6,827 |
| Pre-tax net operating income | $225,000 | 7,006 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $81,000 | 5,398 |
| Income before extraordinary items | $144,000 | 7,500 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $144,000 | 7,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,202 |
| Cash dividends | $200,000 | 3,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $144,000 | 7,316 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $565,000 | 7,476 |
| Total interest expense | $191,000 | 7,209 |
| Net interest income | $374,000 | 7,451 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $63,000 | 6,928 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $51,000 | 5,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 7,671 |
| Total noninterest expense | $326,000 | 7,317 |
| Salaries and employee benefits | $198,000 | 7,004 |
| Premises and equipment expense | $21,000 | 8,333 |
| Additional noninterest expense | $107,000 | 6,979 |
| Pre-tax net operating income | $111,000 | 7,026 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $40,000 | 5,397 |
| Income before extraordinary items | $71,000 | 7,460 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $71,000 | 7,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,410 |
| Cash dividends | $200,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $71,000 | 7,311 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,471,000 | 7,389 |
| Total interest expense | $970,000 | 7,011 |
| Net interest income | $1,501,000 | 7,434 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $218,000 | 7,131 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $187,000 | 5,367 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $31,000 | 8,166 |
| Total noninterest expense | $1,336,000 | 7,164 |
| Salaries and employee benefits | $824,000 | 6,801 |
| Premises and equipment expense | $87,000 | 8,349 |
| Additional noninterest expense | $425,000 | 6,978 |
| Pre-tax net operating income | $383,000 | 7,232 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $137,000 | 5,625 |
| Income before extraordinary items | $246,000 | 7,586 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $246,000 | 7,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,685 |
| Cash dividends | $400,000 | 3,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $246,000 | 7,493 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,117,000 | 7,134 |
| Total interest expense | $1,453,000 | 7,072 |
| Net interest income | $1,664,000 | 7,037 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $206,000 | 7,252 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $180,000 | 5,390 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $26,000 | 8,488 |
| Total noninterest expense | $1,307,000 | 7,211 |
| Salaries and employee benefits | $815,000 | 6,714 |
| Premises and equipment expense | $95,000 | 8,379 |
| Additional noninterest expense | $397,000 | 7,167 |
| Pre-tax net operating income | $563,000 | 6,313 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $206,000 | 4,971 |
| Income before extraordinary items | $357,000 | 6,799 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $357,000 | 6,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,614 |
| Cash dividends | $425,000 | 3,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $357,000 | 6,676 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,367,000 | 7,035 |
| Total interest expense | $1,407,000 | 7,339 |
| Net interest income | $1,960,000 | 6,616 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $213,000 | 7,135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 5,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 8,716 |
| Total noninterest expense | $1,277,000 | 7,312 |
| Salaries and employee benefits | $796,000 | 6,747 |
| Premises and equipment expense | $94,000 | 8,550 |
| Additional noninterest expense | $387,000 | 7,257 |
| Pre-tax net operating income | $896,000 | 5,563 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $326,000 | 4,411 |
| Income before extraordinary items | $570,000 | 5,989 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $570,000 | 5,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,699 |
| Cash dividends | $525,000 | 3,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $570,000 | 5,994 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,981,000 | 7,401 |
| Total interest expense | $1,207,000 | 7,627 |
| Net interest income | $1,774,000 | 7,056 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $202,000 | 7,477 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 5,419 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 9,087 |
| Total noninterest expense | $1,230,000 | 7,491 |
| Salaries and employee benefits | $764,000 | 6,924 |
| Premises and equipment expense | $91,000 | 8,805 |
| Additional noninterest expense | $375,000 | 7,488 |
| Pre-tax net operating income | $746,000 | 6,146 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $268,000 | 5,055 |
| Income before extraordinary items | $478,000 | 6,555 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $478,000 | 6,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,010 |
| Cash dividends | $40,000 | 6,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $478,000 | 6,530 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,068,000 | 7,450 |
| Total interest expense | $1,189,000 | 7,934 |
| Net interest income | $1,879,000 | 6,893 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $187,000 | 7,739 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 5,723 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 9,238 |
| Total noninterest expense | $1,175,000 | 7,609 |
| Salaries and employee benefits | $711,000 | 7,117 |
| Premises and equipment expense | $118,000 | 8,318 |
| Additional noninterest expense | $346,000 | 7,705 |
| Pre-tax net operating income | $891,000 | 5,765 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $322,000 | 4,980 |
| Income before extraordinary items | $569,000 | 6,214 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $569,000 | 6,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 10,046 |
| Cash dividends | $30,000 | 7,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $569,000 | 6,100 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,989,000 | 7,760 |
| Total interest expense | $1,139,000 | 8,285 |
| Net interest income | $1,850,000 | 7,210 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $193,000 | 7,925 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 5,813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,735 |
| Total noninterest expense | $1,144,000 | 7,862 |
| Salaries and employee benefits | $697,000 | 7,330 |
| Premises and equipment expense | $130,000 | 8,242 |
| Additional noninterest expense | $317,000 | 8,150 |
| Pre-tax net operating income | $899,000 | 6,156 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $327,000 | 5,489 |
| Income before extraordinary items | $572,000 | 6,528 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $572,000 | 6,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,735 |
| Cash dividends | $20,000 | 7,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $572,000 | 6,466 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,994,000 | 7,999 |
| Total interest expense | $1,137,000 | 8,577 |
| Net interest income | $1,857,000 | 7,449 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $202,000 | 8,196 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $181,000 | 5,890 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 10,346 |
| Total noninterest expense | $1,113,000 | 8,285 |
| Salaries and employee benefits | $695,000 | 7,565 |
| Premises and equipment expense | $112,000 | 8,981 |
| Additional noninterest expense | $306,000 | 8,818 |
| Pre-tax net operating income | $946,000 | 5,937 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $339,000 | 5,432 |
| Income before extraordinary items | $607,000 | 6,229 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $607,000 | 6,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $20,000 | 8,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $607,000 | 6,171 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,259,000 | 7,846 |
| Total interest expense | $1,198,000 | 8,590 |
| Net interest income | $2,061,000 | 7,168 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $228,000 | 8,019 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 6,200 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,981 |
| Total noninterest expense | $1,207,000 | 8,183 |
| Salaries and employee benefits | $697,000 | 7,728 |
| Premises and equipment expense | $145,000 | 8,397 |
| Additional noninterest expense | $365,000 | 8,542 |
| Pre-tax net operating income | $1,082,000 | 5,664 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $389,000 | 5,037 |
| Income before extraordinary items | $693,000 | 6,043 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $693,000 | 6,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 11,120 |
| Cash dividends | $10,000 | 8,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $693,000 | 6,021 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,896,000 | 8,238 |
| Total interest expense | $1,131,000 | 8,180 |
| Net interest income | $1,765,000 | 8,134 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $173,000 | 9,238 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 6,797 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 11,499 |
| Total noninterest expense | $1,239,000 | 8,469 |
| Salaries and employee benefits | $692,000 | 7,942 |
| Premises and equipment expense | $108,000 | 9,773 |
| Additional noninterest expense | $439,000 | 8,431 |
| Pre-tax net operating income | $699,000 | 7,386 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $256,000 | 6,437 |
| Income before extraordinary items | $443,000 | 7,780 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $443,000 | 7,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 11,264 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $443,000 | 7,827 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,775,000 | 8,707 |
| Total interest expense | $1,437,000 | 7,415 |
| Net interest income | $1,338,000 | 9,616 |
| Provision for loan and lease losses | $-38,000 | 12,679 |
| Total noninterest income | $296,000 | 7,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 7,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 6,311 |
| Total noninterest expense | $1,219,000 | 8,821 |
| Salaries and employee benefits | $633,000 | 8,532 |
| Premises and equipment expense | $150,000 | 8,908 |
| Additional noninterest expense | $436,000 | 8,865 |
| Pre-tax net operating income | $453,000 | 9,001 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $151,000 | 8,625 |
| Income before extraordinary items | $302,000 | 9,465 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $302,000 | 9,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 11,292 |
| Cash dividends | $10,000 | 8,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $302,000 | 9,200 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,547,000 | 8,111 |
| Total interest expense | $1,936,000 | 7,257 |
| Net interest income | $1,611,000 | 8,928 |
| Provision for loan and lease losses | $125,000 | 6,594 |
| Total noninterest income | $203,000 | 9,360 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,565 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 11,703 |
| Total noninterest expense | $1,124,000 | 9,392 |
| Salaries and employee benefits | $599,000 | 8,809 |
| Premises and equipment expense | $102,000 | 10,663 |
| Additional noninterest expense | $423,000 | 9,288 |
| Pre-tax net operating income | $565,000 | 7,953 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $253,000 | 6,602 |
| Income before extraordinary items | $312,000 | 9,142 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $312,000 | 9,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 13,532 |
| Cash dividends | $10,000 | 8,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $312,000 | 8,772 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.