Home > Valley Bank & Trust > Income and Expense
Valley Bank & Trust, Income and Expense
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $9,049,000 | 2,125 |
| Total interest expense | $237,000 | 4,360 |
| Net interest income | $8,812,000 | 1,954 |
| Provision for loan and lease losses | $21,000 | 3,686 |
| Total noninterest income | $2,308,000 | 1,574 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $461,000 | 1,752 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,847,000 | 1,354 |
| Total noninterest expense | $7,512,000 | 1,908 |
| Salaries and employee benefits | $4,087,000 | 1,965 |
| Premises and equipment expense | $1,535,000 | 1,154 |
| Additional noninterest expense | $1,890,000 | 2,246 |
| Pre-tax net operating income | $3,587,000 | 1,799 |
| Securities gains (losses) | $-162,000 | 5,661 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $3,425,000 | 1,541 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,425,000 | 1,541 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,425,000 | 1,541 |
| Net charge-offs | $-56,000 | 5,199 |
| Cash dividends | $308,000 | 2,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,587,000 | 1,478 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,948,000 | 2,132 |
| Total interest expense | $168,000 | 4,268 |
| Net interest income | $5,780,000 | 1,968 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $1,704,000 | 1,461 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $298,000 | 1,778 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,406,000 | 1,236 |
| Total noninterest expense | $4,703,000 | 2,010 |
| Salaries and employee benefits | $2,693,000 | 1,989 |
| Premises and equipment expense | $1,117,000 | 1,066 |
| Additional noninterest expense | $893,000 | 2,881 |
| Pre-tax net operating income | $2,781,000 | 1,559 |
| Securities gains (losses) | $-162,000 | 5,728 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $2,619,000 | 1,382 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,619,000 | 1,382 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,619,000 | 1,383 |
| Net charge-offs | $40,000 | 2,153 |
| Cash dividends | $130,000 | 3,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,781,000 | 1,301 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,861,000 | 2,192 |
| Total interest expense | $93,000 | 4,124 |
| Net interest income | $2,768,000 | 2,029 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $749,000 | 1,596 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $145,000 | 1,807 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $604,000 | 1,358 |
| Total noninterest expense | $2,342,000 | 2,041 |
| Salaries and employee benefits | $1,333,000 | 2,035 |
| Premises and equipment expense | $575,000 | 1,044 |
| Additional noninterest expense | $434,000 | 2,950 |
| Pre-tax net operating income | $1,175,000 | 1,745 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $1,175,000 | 1,486 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,175,000 | 1,486 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,175,000 | 1,486 |
| Net charge-offs | $-12,000 | 5,065 |
| Cash dividends | $62,000 | 2,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,175,000 | 1,469 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $11,457,000 | 2,150 |
| Total interest expense | $300,000 | 4,460 |
| Net interest income | $11,157,000 | 1,987 |
| Provision for loan and lease losses | $149,000 | 2,760 |
| Total noninterest income | $2,115,000 | 2,053 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $615,000 | 1,772 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,500,000 | 1,885 |
| Total noninterest expense | $10,408,000 | 1,835 |
| Salaries and employee benefits | $5,729,000 | 1,867 |
| Premises and equipment expense | $2,114,000 | 1,120 |
| Additional noninterest expense | $2,565,000 | 2,260 |
| Pre-tax net operating income | $2,715,000 | 2,547 |
| Securities gains (losses) | $136,000 | 1,117 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $2,851,000 | 2,192 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,851,000 | 2,190 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,851,000 | 2,191 |
| Net charge-offs | $-141,000 | 5,596 |
| Cash dividends | $1,883,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,715,000 | 2,222 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,404,000 | 2,190 |
| Total interest expense | $228,000 | 4,473 |
| Net interest income | $8,176,000 | 2,026 |
| Provision for loan and lease losses | $46,000 | 3,401 |
| Total noninterest income | $1,654,000 | 2,000 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $468,000 | 1,759 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,186,000 | 1,832 |
| Total noninterest expense | $7,539,000 | 1,898 |
| Salaries and employee benefits | $4,266,000 | 1,867 |
| Premises and equipment expense | $1,549,000 | 1,152 |
| Additional noninterest expense | $1,724,000 | 2,485 |
| Pre-tax net operating income | $2,245,000 | 2,434 |
| Securities gains (losses) | $136,000 | 1,056 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $2,381,000 | 2,028 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,381,000 | 2,027 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,381,000 | 2,028 |
| Net charge-offs | $-200,000 | 5,727 |
| Cash dividends | $507,000 | 2,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,245,000 | 2,085 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,622,000 | 2,194 |
| Total interest expense | $156,000 | 4,470 |
| Net interest income | $5,466,000 | 2,031 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $942,000 | 2,179 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $308,000 | 1,769 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $634,000 | 2,074 |
| Total noninterest expense | $4,815,000 | 1,983 |
| Salaries and employee benefits | $2,654,000 | 2,000 |
| Premises and equipment expense | $1,049,000 | 1,128 |
| Additional noninterest expense | $1,112,000 | 2,547 |
| Pre-tax net operating income | $1,593,000 | 2,301 |
| Securities gains (losses) | $109,000 | 907 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,702,000 | 1,897 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,702,000 | 1,896 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,702,000 | 1,896 |
| Net charge-offs | $-41,000 | 5,446 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,593,000 | 1,950 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,760,000 | 2,229 |
| Total interest expense | $78,000 | 4,497 |
| Net interest income | $2,682,000 | 2,066 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $480,000 | 2,117 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $154,000 | 1,765 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $326,000 | 1,993 |
| Total noninterest expense | $2,436,000 | 1,972 |
| Salaries and employee benefits | $1,358,000 | 1,965 |
| Premises and equipment expense | $525,000 | 1,138 |
| Additional noninterest expense | $553,000 | 2,562 |
| Pre-tax net operating income | $726,000 | 2,426 |
| Securities gains (losses) | $104,000 | 513 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $830,000 | 1,925 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $830,000 | 1,925 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $830,000 | 1,925 |
| Net charge-offs | $-4,000 | 4,749 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $726,000 | 2,092 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,813,000 | 2,220 |
| Total interest expense | $331,000 | 4,464 |
| Net interest income | $10,482,000 | 2,048 |
| Provision for loan and lease losses | $137,000 | 2,732 |
| Total noninterest income | $2,180,000 | 2,002 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $637,000 | 1,764 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,543,000 | 1,821 |
| Total noninterest expense | $10,199,000 | 1,862 |
| Salaries and employee benefits | $5,513,000 | 1,894 |
| Premises and equipment expense | $2,189,000 | 1,087 |
| Additional noninterest expense | $2,497,000 | 2,342 |
| Pre-tax net operating income | $2,326,000 | 2,759 |
| Securities gains (losses) | $-45,000 | 6,020 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $2,281,000 | 2,494 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,281,000 | 2,496 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,281,000 | 2,496 |
| Net charge-offs | $276,000 | 1,687 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,326,000 | 2,420 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,873,000 | 2,293 |
| Total interest expense | $250,000 | 4,503 |
| Net interest income | $7,623,000 | 2,114 |
| Provision for loan and lease losses | $14,000 | 3,951 |
| Total noninterest income | $1,829,000 | 1,873 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $479,000 | 1,778 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,350,000 | 1,665 |
| Total noninterest expense | $7,771,000 | 1,833 |
| Salaries and employee benefits | $4,163,000 | 1,884 |
| Premises and equipment expense | $1,683,000 | 1,074 |
| Additional noninterest expense | $1,925,000 | 2,282 |
| Pre-tax net operating income | $1,667,000 | 2,892 |
| Securities gains (losses) | $-68,000 | 6,169 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,599,000 | 2,658 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,599,000 | 2,658 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,599,000 | 2,659 |
| Net charge-offs | $298,000 | 1,202 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,667,000 | 2,535 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,156,000 | 2,324 |
| Total interest expense | $167,000 | 4,540 |
| Net interest income | $4,989,000 | 2,142 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,344,000 | 1,746 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $310,000 | 1,798 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,034,000 | 1,522 |
| Total noninterest expense | $5,320,000 | 1,801 |
| Salaries and employee benefits | $2,886,000 | 1,819 |
| Premises and equipment expense | $1,139,000 | 1,065 |
| Additional noninterest expense | $1,295,000 | 2,273 |
| Pre-tax net operating income | $1,013,000 | 3,048 |
| Securities gains (losses) | $-68,000 | 6,257 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $945,000 | 2,852 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $945,000 | 2,852 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $945,000 | 2,854 |
| Net charge-offs | $308,000 | 893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,013,000 | 2,680 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,607,000 | 2,298 |
| Total interest expense | $84,000 | 4,586 |
| Net interest income | $2,523,000 | 2,115 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $507,000 | 2,077 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $151,000 | 1,808 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $356,000 | 1,907 |
| Total noninterest expense | $2,580,000 | 1,847 |
| Salaries and employee benefits | $1,350,000 | 1,939 |
| Premises and equipment expense | $584,000 | 1,048 |
| Additional noninterest expense | $646,000 | 2,267 |
| Pre-tax net operating income | $450,000 | 3,191 |
| Securities gains (losses) | $-68,000 | 6,357 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $382,000 | 3,211 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $382,000 | 3,214 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $382,000 | 3,214 |
| Net charge-offs | $364,000 | 468 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $450,000 | 2,841 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,564,000 | 2,277 |
| Total interest expense | $400,000 | 4,448 |
| Net interest income | $10,164,000 | 2,092 |
| Provision for loan and lease losses | $-721,000 | 6,305 |
| Total noninterest income | $1,891,000 | 2,187 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $729,000 | 1,702 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,162,000 | 2,124 |
| Total noninterest expense | $10,283,000 | 1,837 |
| Salaries and employee benefits | $5,365,000 | 1,912 |
| Premises and equipment expense | $2,526,000 | 959 |
| Additional noninterest expense | $2,392,000 | 2,490 |
| Pre-tax net operating income | $2,493,000 | 2,597 |
| Securities gains (losses) | $-114,000 | 6,345 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $2,379,000 | 2,394 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,379,000 | 2,394 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,379,000 | 2,394 |
| Net charge-offs | $-1,071,000 | 6,456 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,493,000 | 2,264 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,893,000 | 2,303 |
| Total interest expense | $309,000 | 4,458 |
| Net interest income | $7,584,000 | 2,115 |
| Provision for loan and lease losses | $-725,000 | 6,422 |
| Total noninterest income | $1,550,000 | 2,061 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $557,000 | 1,682 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $993,000 | 1,941 |
| Total noninterest expense | $7,621,000 | 1,868 |
| Salaries and employee benefits | $3,951,000 | 1,950 |
| Premises and equipment expense | $1,886,000 | 975 |
| Additional noninterest expense | $1,784,000 | 2,521 |
| Pre-tax net operating income | $2,238,000 | 2,327 |
| Securities gains (losses) | $-88,000 | 6,427 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $2,150,000 | 2,101 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,150,000 | 2,099 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,150,000 | 2,099 |
| Net charge-offs | $-974,000 | 6,537 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,238,000 | 1,989 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,167,000 | 2,339 |
| Total interest expense | $214,000 | 4,430 |
| Net interest income | $4,953,000 | 2,144 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,121,000 | 1,949 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $369,000 | 1,675 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $752,000 | 1,773 |
| Total noninterest expense | $5,161,000 | 1,828 |
| Salaries and employee benefits | $2,632,000 | 1,965 |
| Premises and equipment expense | $1,225,000 | 1,000 |
| Additional noninterest expense | $1,304,000 | 2,294 |
| Pre-tax net operating income | $913,000 | 3,125 |
| Securities gains (losses) | $-106,000 | 6,545 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $807,000 | 3,073 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $807,000 | 3,079 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $807,000 | 3,079 |
| Net charge-offs | $-978,000 | 6,614 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $913,000 | 2,778 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,589,000 | 2,329 |
| Total interest expense | $111,000 | 4,410 |
| Net interest income | $2,478,000 | 2,131 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $497,000 | 2,054 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $183,000 | 1,674 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $314,000 | 1,941 |
| Total noninterest expense | $2,541,000 | 1,866 |
| Salaries and employee benefits | $1,292,000 | 2,007 |
| Premises and equipment expense | $640,000 | 983 |
| Additional noninterest expense | $609,000 | 2,454 |
| Pre-tax net operating income | $434,000 | 3,153 |
| Securities gains (losses) | $-193,000 | 6,681 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $241,000 | 3,929 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $241,000 | 3,931 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $241,000 | 3,931 |
| Net charge-offs | $-26,000 | 6,127 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $434,000 | 2,803 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,068,000 | 2,409 |
| Total interest expense | $568,000 | 4,192 |
| Net interest income | $9,500,000 | 2,197 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $2,376,000 | 1,921 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $853,000 | 1,560 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,523,000 | 1,827 |
| Total noninterest expense | $12,240,000 | 1,577 |
| Salaries and employee benefits | $5,694,000 | 1,793 |
| Premises and equipment expense | $2,382,000 | 1,005 |
| Additional noninterest expense | $4,164,000 | 1,577 |
| Pre-tax net operating income | $-364,000 | 6,430 |
| Securities gains (losses) | $171,000 | 984 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-193,000 | 6,397 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-193,000 | 6,397 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-193,000 | 6,398 |
| Net charge-offs | $599,000 | 1,817 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-364,000 | 6,443 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,492,000 | 2,443 |
| Total interest expense | $444,000 | 4,187 |
| Net interest income | $7,048,000 | 2,226 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,851,000 | 1,895 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $654,000 | 1,528 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,197,000 | 1,825 |
| Total noninterest expense | $9,534,000 | 1,525 |
| Salaries and employee benefits | $4,325,000 | 1,786 |
| Premises and equipment expense | $1,763,000 | 1,025 |
| Additional noninterest expense | $3,446,000 | 1,434 |
| Pre-tax net operating income | $-635,000 | 6,654 |
| Securities gains (losses) | $113,000 | 1,142 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-522,000 | 6,639 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-522,000 | 6,640 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-522,000 | 6,640 |
| Net charge-offs | $602,000 | 1,424 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-635,000 | 6,655 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,934,000 | 2,464 |
| Total interest expense | $302,000 | 4,215 |
| Net interest income | $4,632,000 | 2,251 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $1,249,000 | 1,913 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $437,000 | 1,509 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $812,000 | 1,839 |
| Total noninterest expense | $6,814,000 | 1,450 |
| Salaries and employee benefits | $2,879,000 | 1,789 |
| Premises and equipment expense | $1,183,000 | 1,014 |
| Additional noninterest expense | $2,752,000 | 1,210 |
| Pre-tax net operating income | $-933,000 | 6,779 |
| Securities gains (losses) | $113,000 | 1,035 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-820,000 | 6,786 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-820,000 | 6,788 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-820,000 | 6,787 |
| Net charge-offs | $654,000 | 1,046 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-933,000 | 6,787 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,420,000 | 2,519 |
| Total interest expense | $155,000 | 4,246 |
| Net interest income | $2,265,000 | 2,315 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $654,000 | 1,836 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $224,000 | 1,462 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $430,000 | 1,762 |
| Total noninterest expense | $3,521,000 | 1,413 |
| Salaries and employee benefits | $1,429,000 | 1,829 |
| Premises and equipment expense | $593,000 | 1,037 |
| Additional noninterest expense | $1,499,000 | 1,107 |
| Pre-tax net operating income | $-602,000 | 6,882 |
| Securities gains (losses) | $-24,000 | 6,882 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-626,000 | 6,901 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-626,000 | 6,902 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-626,000 | 6,902 |
| Net charge-offs | $748,000 | 582 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-602,000 | 6,881 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,570,000 | 2,436 |
| Total interest expense | $774,000 | 4,189 |
| Net interest income | $9,796,000 | 2,199 |
| Provision for loan and lease losses | $986,000 | 1,787 |
| Total noninterest income | $2,256,000 | 2,015 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $945,000 | 1,484 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,311,000 | 2,014 |
| Total noninterest expense | $11,058,000 | 1,740 |
| Salaries and employee benefits | $5,660,000 | 1,789 |
| Premises and equipment expense | $2,329,000 | 1,023 |
| Additional noninterest expense | $3,069,000 | 2,111 |
| Pre-tax net operating income | $8,000 | 6,130 |
| Securities gains (losses) | $837,000 | 625 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $845,000 | 4,197 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $845,000 | 4,197 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $845,000 | 4,199 |
| Net charge-offs | $1,771,000 | 1,271 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $8,000 | 6,148 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,930,000 | 2,490 |
| Total interest expense | $606,000 | 4,217 |
| Net interest income | $7,324,000 | 2,233 |
| Provision for loan and lease losses | $986,000 | 1,454 |
| Total noninterest income | $1,719,000 | 1,986 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $706,000 | 1,495 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,013,000 | 1,987 |
| Total noninterest expense | $7,902,000 | 1,819 |
| Salaries and employee benefits | $4,231,000 | 1,778 |
| Premises and equipment expense | $1,741,000 | 1,026 |
| Additional noninterest expense | $1,930,000 | 2,499 |
| Pre-tax net operating income | $155,000 | 5,845 |
| Securities gains (losses) | $652,000 | 609 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $807,000 | 3,846 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $807,000 | 3,846 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $807,000 | 3,847 |
| Net charge-offs | $1,564,000 | 1,078 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $155,000 | 5,750 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,248,000 | 2,518 |
| Total interest expense | $410,000 | 4,279 |
| Net interest income | $4,838,000 | 2,248 |
| Provision for loan and lease losses | $986,000 | 1,120 |
| Total noninterest income | $1,154,000 | 1,952 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $469,000 | 1,494 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $685,000 | 1,945 |
| Total noninterest expense | $5,269,000 | 1,821 |
| Salaries and employee benefits | $2,847,000 | 1,756 |
| Premises and equipment expense | $1,166,000 | 1,014 |
| Additional noninterest expense | $1,256,000 | 2,569 |
| Pre-tax net operating income | $-263,000 | 6,670 |
| Securities gains (losses) | $224,000 | 1,029 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-39,000 | 6,557 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-39,000 | 6,556 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-39,000 | 6,556 |
| Net charge-offs | $1,565,000 | 837 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-263,000 | 6,690 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,625,000 | 2,542 |
| Total interest expense | $206,000 | 4,384 |
| Net interest income | $2,419,000 | 2,263 |
| Provision for loan and lease losses | $986,000 | 626 |
| Total noninterest income | $548,000 | 2,022 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $226,000 | 1,534 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $322,000 | 2,020 |
| Total noninterest expense | $2,819,000 | 1,709 |
| Salaries and employee benefits | $1,404,000 | 1,787 |
| Premises and equipment expense | $594,000 | 1,010 |
| Additional noninterest expense | $821,000 | 1,989 |
| Pre-tax net operating income | $-838,000 | 7,139 |
| Securities gains (losses) | $26,000 | 1,495 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-812,000 | 7,149 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-812,000 | 7,147 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-812,000 | 7,149 |
| Net charge-offs | $1,495,000 | 503 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-838,000 | 7,143 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,089,000 | 2,516 |
| Total interest expense | $1,000,000 | 4,396 |
| Net interest income | $10,089,000 | 2,164 |
| Provision for loan and lease losses | $1,323,000 | 2,035 |
| Total noninterest income | $2,271,000 | 1,834 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,085,000 | 1,369 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,186,000 | 1,925 |
| Total noninterest expense | $11,630,000 | 1,666 |
| Salaries and employee benefits | $5,454,000 | 1,774 |
| Premises and equipment expense | $2,587,000 | 960 |
| Additional noninterest expense | $3,589,000 | 1,878 |
| Pre-tax net operating income | $-593,000 | 6,452 |
| Securities gains (losses) | $1,102,000 | 403 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $509,000 | 4,636 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $509,000 | 4,639 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $509,000 | 4,638 |
| Net charge-offs | $189,000 | 4,360 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-593,000 | 6,476 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,486,000 | 2,499 |
| Total interest expense | $779,000 | 4,427 |
| Net interest income | $7,707,000 | 2,132 |
| Provision for loan and lease losses | $1,323,000 | 1,644 |
| Total noninterest income | $1,748,000 | 1,790 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $834,000 | 1,340 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $914,000 | 1,865 |
| Total noninterest expense | $8,939,000 | 1,635 |
| Salaries and employee benefits | $4,136,000 | 1,763 |
| Premises and equipment expense | $1,994,000 | 956 |
| Additional noninterest expense | $2,809,000 | 1,811 |
| Pre-tax net operating income | $-807,000 | 6,732 |
| Securities gains (losses) | $993,000 | 361 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $186,000 | 5,540 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $186,000 | 5,541 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $186,000 | 5,541 |
| Net charge-offs | $102,000 | 4,407 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-807,000 | 6,767 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,605,000 | 2,535 |
| Total interest expense | $545,000 | 4,428 |
| Net interest income | $5,060,000 | 2,162 |
| Provision for loan and lease losses | $334,000 | 2,824 |
| Total noninterest income | $1,084,000 | 1,883 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $541,000 | 1,352 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $543,000 | 1,985 |
| Total noninterest expense | $5,957,000 | 1,642 |
| Salaries and employee benefits | $2,762,000 | 1,775 |
| Premises and equipment expense | $1,348,000 | 951 |
| Additional noninterest expense | $1,847,000 | 1,843 |
| Pre-tax net operating income | $-147,000 | 6,499 |
| Securities gains (losses) | $163,000 | 838 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $16,000 | 6,220 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $16,000 | 6,220 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $16,000 | 6,220 |
| Net charge-offs | $2,000 | 5,706 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-147,000 | 6,533 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,745,000 | 2,600 |
| Total interest expense | $289,000 | 4,403 |
| Net interest income | $2,456,000 | 2,228 |
| Provision for loan and lease losses | $334,000 | 1,819 |
| Total noninterest income | $539,000 | 1,879 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $263,000 | 1,358 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $276,000 | 2,016 |
| Total noninterest expense | $2,904,000 | 1,705 |
| Salaries and employee benefits | $1,361,000 | 1,822 |
| Premises and equipment expense | $698,000 | 949 |
| Additional noninterest expense | $845,000 | 2,002 |
| Pre-tax net operating income | $-243,000 | 6,876 |
| Securities gains (losses) | $23,000 | 1,043 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-220,000 | 6,913 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-220,000 | 6,913 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-220,000 | 6,913 |
| Net charge-offs | $-43,000 | 7,331 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-243,000 | 6,925 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,478,000 | 2,409 |
| Total interest expense | $1,611,000 | 4,092 |
| Net interest income | $10,867,000 | 2,009 |
| Provision for loan and lease losses | $817,000 | 3,378 |
| Total noninterest income | $2,851,000 | 1,610 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,263,000 | 1,188 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,588,000 | 1,636 |
| Total noninterest expense | $11,441,000 | 1,727 |
| Salaries and employee benefits | $5,597,000 | 1,734 |
| Premises and equipment expense | $2,557,000 | 1,012 |
| Additional noninterest expense | $3,287,000 | 2,117 |
| Pre-tax net operating income | $1,460,000 | 2,766 |
| Securities gains (losses) | $191,000 | 1,625 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,651,000 | 2,355 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,651,000 | 2,353 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,651,000 | 2,356 |
| Net charge-offs | $758,000 | 3,066 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,460,000 | 2,461 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,252,000 | 2,491 |
| Total interest expense | $1,271,000 | 4,113 |
| Net interest income | $7,981,000 | 2,075 |
| Provision for loan and lease losses | $642,000 | 3,152 |
| Total noninterest income | $2,247,000 | 1,547 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $958,000 | 1,219 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,289,000 | 1,509 |
| Total noninterest expense | $8,779,000 | 1,682 |
| Salaries and employee benefits | $4,198,000 | 1,751 |
| Premises and equipment expense | $2,041,000 | 942 |
| Additional noninterest expense | $2,540,000 | 2,041 |
| Pre-tax net operating income | $807,000 | 3,450 |
| Securities gains (losses) | $146,000 | 1,620 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $953,000 | 2,976 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $953,000 | 2,973 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $953,000 | 2,976 |
| Net charge-offs | $564,000 | 2,915 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $807,000 | 3,143 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,231,000 | 2,492 |
| Total interest expense | $883,000 | 4,113 |
| Net interest income | $5,348,000 | 2,067 |
| Provision for loan and lease losses | $211,000 | 4,136 |
| Total noninterest income | $1,310,000 | 1,661 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $633,000 | 1,235 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $677,000 | 1,719 |
| Total noninterest expense | $5,895,000 | 1,669 |
| Salaries and employee benefits | $2,801,000 | 1,750 |
| Premises and equipment expense | $1,366,000 | 962 |
| Additional noninterest expense | $1,728,000 | 1,996 |
| Pre-tax net operating income | $552,000 | 3,466 |
| Securities gains (losses) | $75,000 | 1,628 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $627,000 | 2,981 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $627,000 | 2,976 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $627,000 | 2,980 |
| Net charge-offs | $295,000 | 3,072 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $552,000 | 3,116 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,139,000 | 2,531 |
| Total interest expense | $468,000 | 4,098 |
| Net interest income | $2,671,000 | 2,096 |
| Provision for loan and lease losses | $103,000 | 3,915 |
| Total noninterest income | $584,000 | 1,810 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $307,000 | 1,276 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $277,000 | 1,933 |
| Total noninterest expense | $2,813,000 | 1,774 |
| Salaries and employee benefits | $1,390,000 | 1,802 |
| Premises and equipment expense | $706,000 | 959 |
| Additional noninterest expense | $717,000 | 2,339 |
| Pre-tax net operating income | $339,000 | 3,138 |
| Securities gains (losses) | $27,000 | 1,400 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $366,000 | 2,717 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $366,000 | 2,715 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $366,000 | 2,717 |
| Net charge-offs | $77,000 | 3,336 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $339,000 | 2,775 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,471,000 | 2,311 |
| Total interest expense | $2,599,000 | 3,791 |
| Net interest income | $11,872,000 | 1,869 |
| Provision for loan and lease losses | $545,000 | 4,410 |
| Total noninterest income | $3,011,000 | 1,609 |
| Gross Fiduciary activities income | $52,000 | 957 |
| Service charges on deposit accounts | $1,475,000 | 1,170 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,484,000 | 1,660 |
| Total noninterest expense | $13,510,000 | 1,527 |
| Salaries and employee benefits | $6,044,000 | 1,644 |
| Premises and equipment expense | $2,942,000 | 918 |
| Additional noninterest expense | $4,524,000 | 1,637 |
| Pre-tax net operating income | $828,000 | 3,288 |
| Securities gains (losses) | $209,000 | 1,523 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,037,000 | 2,707 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,037,000 | 2,706 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,037,000 | 2,707 |
| Net charge-offs | $363,000 | 4,235 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $828,000 | 3,024 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,133,000 | 2,284 |
| Total interest expense | $2,053,000 | 3,789 |
| Net interest income | $9,080,000 | 1,835 |
| Provision for loan and lease losses | $545,000 | 3,673 |
| Total noninterest income | $2,323,000 | 1,592 |
| Gross Fiduciary activities income | $52,000 | 906 |
| Service charges on deposit accounts | $1,110,000 | 1,162 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,161,000 | 1,653 |
| Total noninterest expense | $10,457,000 | 1,470 |
| Salaries and employee benefits | $4,604,000 | 1,627 |
| Premises and equipment expense | $2,219,000 | 926 |
| Additional noninterest expense | $3,634,000 | 1,486 |
| Pre-tax net operating income | $401,000 | 4,185 |
| Securities gains (losses) | $208,000 | 1,259 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $609,000 | 3,366 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $609,000 | 3,364 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $609,000 | 3,366 |
| Net charge-offs | $225,000 | 4,119 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $401,000 | 3,956 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,603,000 | 2,264 |
| Total interest expense | $1,427,000 | 3,797 |
| Net interest income | $6,176,000 | 1,803 |
| Provision for loan and lease losses | $545,000 | 2,854 |
| Total noninterest income | $1,739,000 | 1,476 |
| Gross Fiduciary activities income | $52,000 | 856 |
| Service charges on deposit accounts | $708,000 | 1,197 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $979,000 | 1,455 |
| Total noninterest expense | $7,101,000 | 1,460 |
| Salaries and employee benefits | $3,176,000 | 1,615 |
| Premises and equipment expense | $1,477,000 | 953 |
| Additional noninterest expense | $2,448,000 | 1,507 |
| Pre-tax net operating income | $269,000 | 4,298 |
| Securities gains (losses) | $205,000 | 1,008 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $474,000 | 3,190 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $474,000 | 3,188 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $474,000 | 3,189 |
| Net charge-offs | $187,000 | 3,503 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $269,000 | 4,025 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,504,000 | 2,469 |
| Total interest expense | $732,000 | 3,825 |
| Net interest income | $2,772,000 | 1,976 |
| Provision for loan and lease losses | $408,000 | 1,975 |
| Total noninterest income | $712,000 | 1,680 |
| Gross Fiduciary activities income | $34,000 | 838 |
| Service charges on deposit accounts | $353,000 | 1,169 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $325,000 | 1,848 |
| Total noninterest expense | $3,182,000 | 1,584 |
| Salaries and employee benefits | $1,598,000 | 1,620 |
| Premises and equipment expense | $738,000 | 969 |
| Additional noninterest expense | $846,000 | 1,898 |
| Pre-tax net operating income | $-106,000 | 6,680 |
| Securities gains (losses) | $199,000 | 672 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $93,000 | 5,044 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $93,000 | 5,049 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $93,000 | 5,048 |
| Net charge-offs | $-3,000 | 7,537 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-106,000 | 6,734 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $15,419,000 | 2,400 |
| Total interest expense | $4,872,000 | 3,013 |
| Net interest income | $10,547,000 | 2,102 |
| Provision for loan and lease losses | $284,000 | 4,720 |
| Total noninterest income | $3,113,000 | 1,517 |
| Gross Fiduciary activities income | $157,000 | 825 |
| Service charges on deposit accounts | $1,465,000 | 1,231 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,491,000 | 1,606 |
| Total noninterest expense | $13,070,000 | 1,493 |
| Salaries and employee benefits | $7,097,000 | 1,452 |
| Premises and equipment expense | $3,163,000 | 872 |
| Additional noninterest expense | $2,810,000 | 2,125 |
| Pre-tax net operating income | $306,000 | 5,426 |
| Securities gains (losses) | $-2,227,000 | 7,920 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,921,000 | 7,361 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,921,000 | 7,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,062 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $306,000 | 5,250 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,815,000 | 2,413 |
| Total interest expense | $3,890,000 | 2,975 |
| Net interest income | $7,925,000 | 2,114 |
| Provision for loan and lease losses | $69,000 | 5,592 |
| Total noninterest income | $2,322,000 | 1,587 |
| Gross Fiduciary activities income | $120,000 | 819 |
| Service charges on deposit accounts | $1,283,000 | 1,058 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $919,000 | 1,938 |
| Total noninterest expense | $9,790,000 | 1,486 |
| Salaries and employee benefits | $5,351,000 | 1,470 |
| Premises and equipment expense | $2,452,000 | 848 |
| Additional noninterest expense | $1,987,000 | 2,178 |
| Pre-tax net operating income | $388,000 | 5,311 |
| Securities gains (losses) | $-2,247,000 | 8,079 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,859,000 | 7,832 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,859,000 | 7,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,978 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $388,000 | 5,005 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,930,000 | 2,434 |
| Total interest expense | $2,744,000 | 2,934 |
| Net interest income | $5,186,000 | 2,140 |
| Provision for loan and lease losses | $10,000 | 6,307 |
| Total noninterest income | $1,466,000 | 1,682 |
| Gross Fiduciary activities income | $77,000 | 839 |
| Service charges on deposit accounts | $820,000 | 1,080 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $569,000 | 2,061 |
| Total noninterest expense | $6,474,000 | 1,494 |
| Salaries and employee benefits | $3,603,000 | 1,459 |
| Premises and equipment expense | $1,644,000 | 839 |
| Additional noninterest expense | $1,227,000 | 2,290 |
| Pre-tax net operating income | $168,000 | 6,013 |
| Securities gains (losses) | $127,000 | 816 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $295,000 | 5,028 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $295,000 | 5,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,102 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $168,000 | 5,785 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,067,000 | 2,438 |
| Total interest expense | $1,462,000 | 2,953 |
| Net interest income | $2,605,000 | 2,130 |
| Provision for loan and lease losses | $4,000 | 5,832 |
| Total noninterest income | $850,000 | 1,499 |
| Gross Fiduciary activities income | $38,000 | 856 |
| Service charges on deposit accounts | $393,000 | 1,105 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $419,000 | 1,581 |
| Total noninterest expense | $3,301,000 | 1,451 |
| Salaries and employee benefits | $1,820,000 | 1,458 |
| Premises and equipment expense | $803,000 | 865 |
| Additional noninterest expense | $678,000 | 2,066 |
| Pre-tax net operating income | $150,000 | 5,436 |
| Securities gains (losses) | $76,000 | 860 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $226,000 | 4,418 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $226,000 | 4,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,185 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $150,000 | 5,102 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,081,000 | 2,280 |
| Total interest expense | $6,346,000 | 2,872 |
| Net interest income | $11,735,000 | 1,935 |
| Provision for loan and lease losses | $1,436,000 | 1,093 |
| Total noninterest income | $3,237,000 | 1,556 |
| Gross Fiduciary activities income | $147,000 | 855 |
| Service charges on deposit accounts | $1,807,000 | 980 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,283,000 | 1,872 |
| Total noninterest expense | $13,536,000 | 1,362 |
| Salaries and employee benefits | $7,435,000 | 1,357 |
| Premises and equipment expense | $3,286,000 | 811 |
| Additional noninterest expense | $2,815,000 | 1,964 |
| Pre-tax net operating income | $0 | 7,429 |
| Securities gains (losses) | $141,000 | 522 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $141,000 | 6,984 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $141,000 | 6,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,443,000 | 527 |
| Cash dividends | $300,000 | 4,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $0 | 7,468 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,906,000 | 2,228 |
| Total interest expense | $4,791,000 | 2,847 |
| Net interest income | $9,115,000 | 1,865 |
| Provision for loan and lease losses | $271,000 | 2,450 |
| Total noninterest income | $2,283,000 | 1,629 |
| Gross Fiduciary activities income | $109,000 | 856 |
| Service charges on deposit accounts | $1,356,000 | 964 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $818,000 | 2,096 |
| Total noninterest expense | $10,514,000 | 1,310 |
| Salaries and employee benefits | $5,648,000 | 1,327 |
| Premises and equipment expense | $2,354,000 | 836 |
| Additional noninterest expense | $2,512,000 | 1,624 |
| Pre-tax net operating income | $613,000 | 5,405 |
| Securities gains (losses) | $35,000 | 707 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $648,000 | 4,861 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $648,000 | 4,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,090 |
| Cash dividends | $300,000 | 3,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $613,000 | 4,945 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,178,000 | 2,266 |
| Total interest expense | $3,208,000 | 2,825 |
| Net interest income | $5,970,000 | 1,937 |
| Provision for loan and lease losses | $222,000 | 2,015 |
| Total noninterest income | $1,492,000 | 1,676 |
| Gross Fiduciary activities income | $72,000 | 869 |
| Service charges on deposit accounts | $877,000 | 1,008 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $543,000 | 2,128 |
| Total noninterest expense | $7,004,000 | 1,336 |
| Salaries and employee benefits | $3,713,000 | 1,371 |
| Premises and equipment expense | $1,540,000 | 866 |
| Additional noninterest expense | $1,751,000 | 1,543 |
| Pre-tax net operating income | $236,000 | 6,436 |
| Securities gains (losses) | $28,000 | 639 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $264,000 | 5,918 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $264,000 | 5,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 2,634 |
| Cash dividends | $300,000 | 3,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $236,000 | 6,101 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,521,000 | 2,295 |
| Total interest expense | $1,580,000 | 2,858 |
| Net interest income | $2,941,000 | 1,971 |
| Provision for loan and lease losses | $7,000 | 5,244 |
| Total noninterest income | $755,000 | 1,635 |
| Gross Fiduciary activities income | $34,000 | 891 |
| Service charges on deposit accounts | $416,000 | 1,035 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $305,000 | 1,938 |
| Total noninterest expense | $3,474,000 | 1,335 |
| Salaries and employee benefits | $1,917,000 | 1,338 |
| Premises and equipment expense | $816,000 | 828 |
| Additional noninterest expense | $741,000 | 1,798 |
| Pre-tax net operating income | $215,000 | 5,362 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $215,000 | 4,894 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $215,000 | 4,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,212 |
| Cash dividends | $300,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $215,000 | 4,870 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,903,000 | 2,317 |
| Total interest expense | $4,946,000 | 3,048 |
| Net interest income | $11,957,000 | 1,943 |
| Provision for loan and lease losses | $614,000 | 1,575 |
| Total noninterest income | $3,035,000 | 1,617 |
| Gross Fiduciary activities income | $137,000 | 882 |
| Service charges on deposit accounts | $1,728,000 | 1,028 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,170,000 | 2,002 |
| Total noninterest expense | $13,108,000 | 1,363 |
| Salaries and employee benefits | $7,255,000 | 1,349 |
| Premises and equipment expense | $2,901,000 | 870 |
| Additional noninterest expense | $2,952,000 | 1,784 |
| Pre-tax net operating income | $1,270,000 | 4,675 |
| Securities gains (losses) | $-229,000 | 8,403 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,041,000 | 4,625 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,041,000 | 4,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 2,656 |
| Cash dividends | $1,675,000 | 1,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,270,000 | 4,130 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,429,000 | 2,337 |
| Total interest expense | $3,458,000 | 3,139 |
| Net interest income | $8,971,000 | 1,963 |
| Provision for loan and lease losses | $258,000 | 2,409 |
| Total noninterest income | $2,366,000 | 1,556 |
| Gross Fiduciary activities income | $106,000 | 868 |
| Service charges on deposit accounts | $1,281,000 | 1,039 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $979,000 | 1,850 |
| Total noninterest expense | $9,822,000 | 1,373 |
| Salaries and employee benefits | $5,423,000 | 1,368 |
| Premises and equipment expense | $2,203,000 | 865 |
| Additional noninterest expense | $2,196,000 | 1,772 |
| Pre-tax net operating income | $1,257,000 | 4,189 |
| Securities gains (losses) | $-273,000 | 8,576 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $984,000 | 4,209 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $984,000 | 4,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 1,857 |
| Cash dividends | $1,400,000 | 1,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,257,000 | 3,609 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,164,000 | 2,331 |
| Total interest expense | $2,175,000 | 3,170 |
| Net interest income | $5,989,000 | 1,949 |
| Provision for loan and lease losses | $182,000 | 2,251 |
| Total noninterest income | $1,661,000 | 1,498 |
| Gross Fiduciary activities income | $76,000 | 865 |
| Service charges on deposit accounts | $819,000 | 1,084 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $766,000 | 1,639 |
| Total noninterest expense | $6,527,000 | 1,383 |
| Salaries and employee benefits | $3,653,000 | 1,351 |
| Premises and equipment expense | $1,434,000 | 888 |
| Additional noninterest expense | $1,440,000 | 1,813 |
| Pre-tax net operating income | $941,000 | 3,941 |
| Securities gains (losses) | $-352,000 | 8,675 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $589,000 | 4,488 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $589,000 | 4,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,784 |
| Cash dividends | $1,100,000 | 1,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $941,000 | 3,339 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,007,000 | 2,324 |
| Total interest expense | $1,039,000 | 3,166 |
| Net interest income | $2,968,000 | 1,959 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $755,000 | 1,595 |
| Gross Fiduciary activities income | $28,000 | 932 |
| Service charges on deposit accounts | $406,000 | 1,054 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $321,000 | 1,840 |
| Total noninterest expense | $3,264,000 | 1,383 |
| Salaries and employee benefits | $1,817,000 | 1,364 |
| Premises and equipment expense | $703,000 | 903 |
| Additional noninterest expense | $744,000 | 1,760 |
| Pre-tax net operating income | $459,000 | 3,948 |
| Securities gains (losses) | $2,000 | 793 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $461,000 | 3,358 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $461,000 | 3,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,292 |
| Cash dividends | $700,000 | 1,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $459,000 | 3,345 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,735,000 | 2,118 |
| Total interest expense | $3,462,000 | 2,968 |
| Net interest income | $12,273,000 | 1,781 |
| Provision for loan and lease losses | $596,000 | 1,657 |
| Total noninterest income | $2,874,000 | 1,676 |
| Gross Fiduciary activities income | $101,000 | 939 |
| Service charges on deposit accounts | $1,728,000 | 1,020 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,045,000 | 2,149 |
| Total noninterest expense | $12,066,000 | 1,426 |
| Salaries and employee benefits | $6,659,000 | 1,397 |
| Premises and equipment expense | $2,685,000 | 887 |
| Additional noninterest expense | $2,722,000 | 1,858 |
| Pre-tax net operating income | $2,485,000 | 3,174 |
| Securities gains (losses) | $194,000 | 513 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,679,000 | 2,457 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,679,000 | 2,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $427,000 | 1,328 |
| Cash dividends | $1,771,000 | 1,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,485,000 | 2,591 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,679,000 | 2,092 |
| Total interest expense | $2,498,000 | 2,930 |
| Net interest income | $9,181,000 | 1,781 |
| Provision for loan and lease losses | $522,000 | 1,357 |
| Total noninterest income | $2,191,000 | 1,656 |
| Gross Fiduciary activities income | $71,000 | 942 |
| Service charges on deposit accounts | $1,261,000 | 1,050 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $859,000 | 2,021 |
| Total noninterest expense | $9,099,000 | 1,399 |
| Salaries and employee benefits | $5,032,000 | 1,370 |
| Premises and equipment expense | $1,998,000 | 880 |
| Additional noninterest expense | $2,069,000 | 1,805 |
| Pre-tax net operating income | $1,751,000 | 3,364 |
| Securities gains (losses) | $132,000 | 585 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,883,000 | 2,595 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,883,000 | 2,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $385,000 | 1,041 |
| Cash dividends | $1,251,000 | 1,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,751,000 | 2,726 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,560,000 | 2,088 |
| Total interest expense | $1,570,000 | 2,943 |
| Net interest income | $5,990,000 | 1,799 |
| Provision for loan and lease losses | $350,000 | 1,336 |
| Total noninterest income | $1,459,000 | 1,637 |
| Gross Fiduciary activities income | $46,000 | 946 |
| Service charges on deposit accounts | $810,000 | 1,066 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $603,000 | 1,923 |
| Total noninterest expense | $5,931,000 | 1,428 |
| Salaries and employee benefits | $3,269,000 | 1,410 |
| Premises and equipment expense | $1,326,000 | 880 |
| Additional noninterest expense | $1,336,000 | 1,850 |
| Pre-tax net operating income | $1,168,000 | 3,311 |
| Securities gains (losses) | $-10,000 | 8,138 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,158,000 | 2,734 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,158,000 | 2,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $360,000 | 778 |
| Cash dividends | $871,000 | 1,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,168,000 | 2,673 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,742,000 | 2,063 |
| Total interest expense | $737,000 | 2,995 |
| Net interest income | $3,005,000 | 1,776 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $626,000 | 1,818 |
| Gross Fiduciary activities income | $23,000 | 961 |
| Service charges on deposit accounts | $374,000 | 1,112 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $229,000 | 2,276 |
| Total noninterest expense | $2,892,000 | 1,464 |
| Salaries and employee benefits | $1,598,000 | 1,448 |
| Premises and equipment expense | $670,000 | 879 |
| Additional noninterest expense | $624,000 | 1,969 |
| Pre-tax net operating income | $739,000 | 2,738 |
| Securities gains (losses) | $22,000 | 766 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $761,000 | 2,179 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $761,000 | 2,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,691 |
| Cash dividends | $594,000 | 1,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $739,000 | 2,189 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,244,000 | 1,990 |
| Total interest expense | $2,532,000 | 3,032 |
| Net interest income | $11,712,000 | 1,729 |
| Provision for loan and lease losses | $133,000 | 4,460 |
| Total noninterest income | $2,792,000 | 1,715 |
| Gross Fiduciary activities income | $91,000 | 957 |
| Service charges on deposit accounts | $1,784,000 | 989 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $917,000 | 2,273 |
| Total noninterest expense | $11,288,000 | 1,441 |
| Salaries and employee benefits | $6,358,000 | 1,395 |
| Premises and equipment expense | $2,391,000 | 948 |
| Additional noninterest expense | $2,539,000 | 1,917 |
| Pre-tax net operating income | $3,083,000 | 2,528 |
| Securities gains (losses) | $377,000 | 546 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $3,460,000 | 1,828 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,460,000 | 1,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,310 |
| Cash dividends | $1,587,000 | 1,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,083,000 | 1,980 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,578,000 | 1,984 |
| Total interest expense | $1,854,000 | 3,032 |
| Net interest income | $8,724,000 | 1,729 |
| Provision for loan and lease losses | $133,000 | 3,824 |
| Total noninterest income | $2,114,000 | 1,704 |
| Gross Fiduciary activities income | $69,000 | 955 |
| Service charges on deposit accounts | $1,349,000 | 984 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $696,000 | 2,277 |
| Total noninterest expense | $8,378,000 | 1,455 |
| Salaries and employee benefits | $4,719,000 | 1,405 |
| Premises and equipment expense | $1,760,000 | 974 |
| Additional noninterest expense | $1,899,000 | 1,893 |
| Pre-tax net operating income | $2,327,000 | 2,545 |
| Securities gains (losses) | $314,000 | 574 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $2,641,000 | 1,816 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,641,000 | 1,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,571 |
| Cash dividends | $1,097,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,327,000 | 1,963 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,005,000 | 1,993 |
| Total interest expense | $1,210,000 | 3,059 |
| Net interest income | $5,795,000 | 1,725 |
| Provision for loan and lease losses | $133,000 | 2,946 |
| Total noninterest income | $1,401,000 | 1,701 |
| Gross Fiduciary activities income | $47,000 | 960 |
| Service charges on deposit accounts | $879,000 | 1,001 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $475,000 | 2,276 |
| Total noninterest expense | $5,479,000 | 1,483 |
| Salaries and employee benefits | $3,084,000 | 1,429 |
| Premises and equipment expense | $1,129,000 | 1,016 |
| Additional noninterest expense | $1,266,000 | 1,884 |
| Pre-tax net operating income | $1,584,000 | 2,470 |
| Securities gains (losses) | $299,000 | 487 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,883,000 | 1,700 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,883,000 | 1,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-82,000 | 8,850 |
| Cash dividends | $1,027,000 | 1,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,584,000 | 1,922 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,576,000 | 1,965 |
| Total interest expense | $599,000 | 3,119 |
| Net interest income | $2,977,000 | 1,680 |
| Provision for loan and lease losses | $133,000 | 1,692 |
| Total noninterest income | $684,000 | 1,697 |
| Gross Fiduciary activities income | $22,000 | 988 |
| Service charges on deposit accounts | $427,000 | 995 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $235,000 | 2,218 |
| Total noninterest expense | $2,657,000 | 1,526 |
| Salaries and employee benefits | $1,509,000 | 1,470 |
| Premises and equipment expense | $554,000 | 1,069 |
| Additional noninterest expense | $594,000 | 1,991 |
| Pre-tax net operating income | $871,000 | 2,266 |
| Securities gains (losses) | $234,000 | 445 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $1,105,000 | 1,451 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,105,000 | 1,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-85,000 | 8,947 |
| Cash dividends | $477,000 | 1,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $871,000 | 1,717 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,065,000 | 2,178 |
| Total interest expense | $2,532,000 | 3,303 |
| Net interest income | $10,533,000 | 1,857 |
| Provision for loan and lease losses | $536,000 | 2,044 |
| Total noninterest income | $3,093,000 | 1,645 |
| Gross Fiduciary activities income | $95,000 | 967 |
| Service charges on deposit accounts | $1,802,000 | 953 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,196,000 | 2,128 |
| Total noninterest expense | $10,335,000 | 1,539 |
| Salaries and employee benefits | $5,738,000 | 1,491 |
| Premises and equipment expense | $2,036,000 | 1,122 |
| Additional noninterest expense | $2,561,000 | 1,887 |
| Pre-tax net operating income | $2,755,000 | 2,680 |
| Securities gains (losses) | $231,000 | 1,236 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $2,986,000 | 2,054 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,986,000 | 2,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $404,000 | 1,871 |
| Cash dividends | $1,794,000 | 1,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,755,000 | 2,104 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,581,000 | 2,280 |
| Total interest expense | $1,933,000 | 3,364 |
| Net interest income | $7,648,000 | 1,922 |
| Provision for loan and lease losses | $394,000 | 2,052 |
| Total noninterest income | $2,360,000 | 1,659 |
| Gross Fiduciary activities income | $71,000 | 973 |
| Service charges on deposit accounts | $1,354,000 | 961 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $935,000 | 2,147 |
| Total noninterest expense | $7,603,000 | 1,584 |
| Salaries and employee benefits | $4,220,000 | 1,535 |
| Premises and equipment expense | $1,445,000 | 1,184 |
| Additional noninterest expense | $1,938,000 | 1,853 |
| Pre-tax net operating income | $2,011,000 | 2,841 |
| Securities gains (losses) | $157,000 | 1,387 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $2,168,000 | 2,169 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,168,000 | 2,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $388,000 | 1,422 |
| Cash dividends | $1,360,000 | 1,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,011,000 | 2,210 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,160,000 | 2,379 |
| Total interest expense | $1,300,000 | 3,445 |
| Net interest income | $4,860,000 | 2,014 |
| Provision for loan and lease losses | $180,000 | 2,675 |
| Total noninterest income | $1,612,000 | 1,623 |
| Gross Fiduciary activities income | $50,000 | 970 |
| Service charges on deposit accounts | $905,000 | 944 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $657,000 | 2,064 |
| Total noninterest expense | $5,006,000 | 1,603 |
| Salaries and employee benefits | $2,761,000 | 1,562 |
| Premises and equipment expense | $920,000 | 1,239 |
| Additional noninterest expense | $1,325,000 | 1,817 |
| Pre-tax net operating income | $1,286,000 | 2,928 |
| Securities gains (losses) | $567,000 | 526 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,853,000 | 1,745 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,853,000 | 1,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $290,000 | 1,281 |
| Cash dividends | $900,000 | 1,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,286,000 | 2,287 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,060,000 | 2,410 |
| Total interest expense | $667,000 | 3,444 |
| Net interest income | $2,393,000 | 2,041 |
| Provision for loan and lease losses | $90,000 | 2,494 |
| Total noninterest income | $744,000 | 1,687 |
| Gross Fiduciary activities income | $30,000 | 949 |
| Service charges on deposit accounts | $425,000 | 973 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $289,000 | 2,162 |
| Total noninterest expense | $2,390,000 | 1,673 |
| Salaries and employee benefits | $1,304,000 | 1,634 |
| Premises and equipment expense | $441,000 | 1,309 |
| Additional noninterest expense | $645,000 | 1,825 |
| Pre-tax net operating income | $657,000 | 2,879 |
| Securities gains (losses) | $311,000 | 500 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $968,000 | 1,660 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $968,000 | 1,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,492 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $657,000 | 2,203 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,204,000 | 2,525 |
| Total interest expense | $3,265,000 | 3,294 |
| Net interest income | $8,939,000 | 2,172 |
| Provision for loan and lease losses | $360,000 | 3,054 |
| Total noninterest income | $2,996,000 | 1,555 |
| Gross Fiduciary activities income | $121,000 | 949 |
| Service charges on deposit accounts | $1,714,000 | 937 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,161,000 | 1,982 |
| Total noninterest expense | $9,508,000 | 1,617 |
| Salaries and employee benefits | $5,311,000 | 1,521 |
| Premises and equipment expense | $1,704,000 | 1,289 |
| Additional noninterest expense | $2,493,000 | 1,863 |
| Pre-tax net operating income | $2,067,000 | 3,346 |
| Securities gains (losses) | $587,000 | 603 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $2,654,000 | 2,243 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,654,000 | 2,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 3,173 |
| Cash dividends | $1,619,000 | 1,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,067,000 | 2,636 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,709,000 | 2,495 |
| Total interest expense | $4,302,000 | 3,586 |
| Net interest income | $9,407,000 | 1,894 |
| Provision for loan and lease losses | $860,000 | 1,411 |
| Total noninterest income | $2,821,000 | 1,551 |
| Gross Fiduciary activities income | $110,000 | 977 |
| Service charges on deposit accounts | $1,690,000 | 869 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,021,000 | 2,011 |
| Total noninterest expense | $9,046,000 | 1,615 |
| Salaries and employee benefits | $4,923,000 | 1,530 |
| Premises and equipment expense | $1,717,000 | 1,242 |
| Additional noninterest expense | $2,406,000 | 1,885 |
| Pre-tax net operating income | $2,322,000 | 2,825 |
| Securities gains (losses) | $144,000 | 1,437 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $2,466,000 | 2,117 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,466,000 | 2,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $593,000 | 1,383 |
| Cash dividends | $1,320,000 | 1,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,322,000 | 2,160 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,608,000 | 2,768 |
| Total interest expense | $4,154,000 | 3,858 |
| Net interest income | $8,454,000 | 2,094 |
| Provision for loan and lease losses | $240,000 | 3,322 |
| Total noninterest income | $1,700,000 | 2,124 |
| Gross Fiduciary activities income | $67,000 | 1,002 |
| Service charges on deposit accounts | $923,000 | 1,484 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $710,000 | 2,338 |
| Total noninterest expense | $7,807,000 | 1,786 |
| Salaries and employee benefits | $4,189,000 | 1,709 |
| Premises and equipment expense | $1,525,000 | 1,342 |
| Additional noninterest expense | $2,093,000 | 2,077 |
| Pre-tax net operating income | $2,107,000 | 3,192 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $2,107,000 | 2,431 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,107,000 | 2,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,906 |
| Cash dividends | $1,910,000 | 1,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,107,000 | 2,440 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,421,000 | 3,101 |
| Total interest expense | $3,114,000 | 4,465 |
| Net interest income | $7,307,000 | 2,413 |
| Provision for loan and lease losses | $220,000 | 3,352 |
| Total noninterest income | $1,843,000 | 1,970 |
| Gross Fiduciary activities income | $52,000 | 1,095 |
| Service charges on deposit accounts | $880,000 | 1,492 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $911,000 | 1,990 |
| Total noninterest expense | $7,221,000 | 1,904 |
| Salaries and employee benefits | $3,757,000 | 1,856 |
| Premises and equipment expense | $1,415,000 | 1,449 |
| Additional noninterest expense | $2,049,000 | 2,125 |
| Pre-tax net operating income | $1,709,000 | 3,756 |
| Securities gains (losses) | $-171,000 | 10,024 |
| Applicable income taxes | $359,000 | 4,417 |
| Income before extraordinary items | $1,179,000 | 3,927 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,179,000 | 3,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,834 |
| Cash dividends | $583,000 | 3,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,310,670 | 3,584 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,749,000 | 3,313 |
| Total interest expense | $3,289,000 | 4,384 |
| Net interest income | $6,460,000 | 2,651 |
| Provision for loan and lease losses | $144,000 | 4,268 |
| Total noninterest income | $1,678,000 | 2,083 |
| Gross Fiduciary activities income | $12,000 | 1,272 |
| Service charges on deposit accounts | $910,000 | 1,383 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $756,000 | 2,254 |
| Total noninterest expense | $6,885,000 | 1,889 |
| Salaries and employee benefits | $3,429,000 | 1,942 |
| Premises and equipment expense | $1,440,000 | 1,353 |
| Additional noninterest expense | $2,016,000 | 2,096 |
| Pre-tax net operating income | $1,109,000 | 5,119 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $258,000 | 5,571 |
| Income before extraordinary items | $851,000 | 4,996 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $851,000 | 4,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,910 |
| Cash dividends | $700,000 | 2,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $851,000 | 4,914 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,537,000 | 3,389 |
| Total interest expense | $3,081,000 | 4,596 |
| Net interest income | $6,456,000 | 2,696 |
| Provision for loan and lease losses | $144,000 | 4,243 |
| Total noninterest income | $1,479,000 | 2,221 |
| Gross Fiduciary activities income | $1,000 | 1,427 |
| Service charges on deposit accounts | $799,000 | 1,624 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $679,000 | 2,263 |
| Total noninterest expense | $5,587,000 | 2,309 |
| Salaries and employee benefits | $2,829,000 | 2,347 |
| Premises and equipment expense | $1,153,000 | 1,695 |
| Additional noninterest expense | $1,605,000 | 2,557 |
| Pre-tax net operating income | $2,204,000 | 3,243 |
| Securities gains (losses) | $-53,000 | 10,661 |
| Applicable income taxes | $749,000 | 3,081 |
| Income before extraordinary items | $1,402,000 | 3,565 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,402,000 | 3,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,434 |
| Cash dividends | $1,250,000 | 1,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,436,450 | 3,403 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,460,000 | 3,446 |
| Total interest expense | $3,181,000 | 4,534 |
| Net interest income | $6,279,000 | 2,816 |
| Provision for loan and lease losses | $144,000 | 4,186 |
| Total noninterest income | $1,462,000 | 2,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $769,000 | 1,746 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $693,000 | 2,317 |
| Total noninterest expense | $5,124,000 | 2,658 |
| Salaries and employee benefits | $2,569,000 | 2,612 |
| Premises and equipment expense | $997,000 | 2,007 |
| Additional noninterest expense | $1,558,000 | 3,021 |
| Pre-tax net operating income | $2,473,000 | 2,788 |
| Securities gains (losses) | $17,000 | 2,110 |
| Applicable income taxes | $805,000 | 2,818 |
| Income before extraordinary items | $1,685,000 | 2,877 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,685,000 | 2,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,737 |
| Cash dividends | $800,000 | 2,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,673,440 | 2,849 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,470,000 | 3,814 |
| Total interest expense | $2,762,000 | 5,118 |
| Net interest income | $5,708,000 | 3,112 |
| Provision for loan and lease losses | $197,000 | 3,061 |
| Total noninterest income | $1,317,000 | 2,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $725,000 | 1,870 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $592,000 | 2,553 |
| Total noninterest expense | $4,784,000 | 2,829 |
| Salaries and employee benefits | $2,425,000 | 2,754 |
| Premises and equipment expense | $804,000 | 2,464 |
| Additional noninterest expense | $1,555,000 | 2,999 |
| Pre-tax net operating income | $2,044,000 | 3,423 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $665,000 | 3,384 |
| Income before extraordinary items | $1,379,000 | 3,509 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,379,000 | 3,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 2,884 |
| Cash dividends | $900,000 | 2,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,379,000 | 3,488 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,856,000 | 3,815 |
| Total interest expense | $2,195,000 | 5,170 |
| Net interest income | $5,661,000 | 3,170 |
| Provision for loan and lease losses | $212,000 | 2,915 |
| Total noninterest income | $1,487,000 | 2,317 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $687,000 | 1,964 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $800,000 | 2,135 |
| Total noninterest expense | $5,208,000 | 2,670 |
| Salaries and employee benefits | $2,393,000 | 2,775 |
| Premises and equipment expense | $811,000 | 2,501 |
| Additional noninterest expense | $2,004,000 | 2,570 |
| Pre-tax net operating income | $1,728,000 | 3,901 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $570,000 | 3,659 |
| Income before extraordinary items | $1,158,000 | 3,999 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,158,000 | 4,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,444 |
| Cash dividends | $700,000 | 2,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,158,000 | 4,034 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,581,000 | 7,419 |
| Total interest expense | $1,056,000 | 8,859 |
| Net interest income | $2,525,000 | 6,495 |
| Provision for loan and lease losses | $70,000 | 6,634 |
| Total noninterest income | $539,000 | 5,321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $259,000 | 4,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $280,000 | 4,660 |
| Total noninterest expense | $2,388,000 | 5,482 |
| Salaries and employee benefits | $1,094,000 | 5,676 |
| Premises and equipment expense | $266,000 | 6,397 |
| Additional noninterest expense | $1,028,000 | 4,799 |
| Pre-tax net operating income | $606,000 | 7,911 |
| Securities gains (losses) | $25,000 | 4,353 |
| Applicable income taxes | $226,000 | 7,158 |
| Income before extraordinary items | $405,000 | 8,374 |
| Extraordinary gains, net | $35,000 | 2,385 |
| Net income | $440,000 | 8,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 6,463 |
| Cash dividends | $360,000 | 3,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $389,000 | 8,281 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,360,000 | 12,271 |
| Total interest expense | $526,000 | 12,644 |
| Net interest income | $834,000 | 11,771 |
| Provision for loan and lease losses | $26,000 | 10,195 |
| Total noninterest income | $183,000 | 9,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 7,552 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,461 |
| Total noninterest expense | $752,000 | 11,246 |
| Salaries and employee benefits | $337,000 | 11,580 |
| Premises and equipment expense | $80,000 | 11,493 |
| Additional noninterest expense | $335,000 | 10,380 |
| Pre-tax net operating income | $239,000 | 10,711 |
| Securities gains (losses) | $14,000 | 6,053 |
| Applicable income taxes | $85,000 | 10,309 |
| Income before extraordinary items | $168,000 | 11,022 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $168,000 | 11,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $90,000 | 6,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $158,760 | 10,810 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.