Home > Uwharrie Bank > Income and Expense

Uwharrie Bank, Income and Expense

Basic Info Reviews History Routing Numbers Locations

2023-12-31 (YTD Data)		Rank
Total interest income	$45,821,000	1,004
Total interest expense	$11,688,000	1,161
Net interest income	$34,133,000	932
Provision for loan and lease losses	$1,481,000	649
Total noninterest income	$9,276,000	776
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,063,000	954
Trading account gains and fees	$0	123
Additional Noninterest Income	$8,213,000	619
Total noninterest expense	$29,599,000	900
Salaries and employee benefits	$17,540,000	854
Premises and equipment expense	$2,535,000	991
Additional noninterest expense	$8,213,000	619
Pre-tax net operating income	$12,329,000	991
Securities gains (losses)	$-42,000	3,608
Applicable income taxes	$2,488,000	838
Income before extraordinary items	$9,799,000	1,025
Extraordinary gains, net	$0	54
Net income	$9,799,000	1,037
Minority interest net income	$0	88
Net income of bank and minority interests.	$9,799,000	1,028
Net charge-offs	$631,000	669
Cash dividends	$2,564,000	1,321
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$9,832,600	1,042
2023-09-30 (YTD Data)		Rank
Total interest income	$33,213,000	1,013
Total interest expense	$8,041,000	1,153
Net interest income	$25,172,000	951
Provision for loan and lease losses	$985,000	659
Total noninterest income	$7,077,000	776
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$786,000	962
Trading account gains and fees	$0	125
Additional Noninterest Income	$6,291,000	629
Total noninterest expense	$22,169,000	903
Salaries and employee benefits	$13,167,000	857
Premises and equipment expense	$1,895,000	996
Additional noninterest expense	$6,291,000	629
Pre-tax net operating income	$9,095,000	1,045
Securities gains (losses)	$-42,000	3,779
Applicable income taxes	$1,843,000	870
Income before extraordinary items	$7,210,000	1,095
Extraordinary gains, net	$0	52
Net income	$7,210,000	1,100
Minority interest net income	$0	81
Net income of bank and minority interests.	$7,210,000	1,095
Net charge-offs	$572,000	538
Cash dividends	$422,000	2,363
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$7,243,600	1,108
2023-06-30 (YTD Data)		Rank
Total interest income	$21,476,000	1,014
Total interest expense	$4,841,000	1,136
Net interest income	$16,635,000	961
Provision for loan and lease losses	$387,000	901
Total noninterest income	$4,598,000	772
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$514,000	960
Trading account gains and fees	$0	112
Additional Noninterest Income	$4,084,000	610
Total noninterest expense	$14,831,000	882
Salaries and employee benefits	$8,794,000	849
Premises and equipment expense	$1,249,000	997
Additional noninterest expense	$4,084,000	610
Pre-tax net operating income	$6,015,000	1,044
Securities gains (losses)	$-41,000	4,035
Applicable income taxes	$1,207,000	894
Income before extraordinary items	$4,767,000	1,095
Extraordinary gains, net	$0	51
Net income	$4,767,000	1,108
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,767,000	1,095
Net charge-offs	$376,000	504
Cash dividends	$280,000	2,350
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$4,799,800	1,097
2023-03-31 (YTD Data)		Rank
Total interest income	$10,330,000	1,033
Total interest expense	$2,130,000	1,138
Net interest income	$8,200,000	972
Provision for loan and lease losses	$284,000	715
Total noninterest income	$1,954,000	851
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$250,000	991
Trading account gains and fees	$0	97
Additional Noninterest Income	$1,704,000	678
Total noninterest expense	$7,060,000	932
Salaries and employee benefits	$4,306,000	877
Premises and equipment expense	$632,000	1,018
Additional noninterest expense	$1,704,000	678
Pre-tax net operating income	$2,810,000	1,130
Securities gains (losses)	$-51,000	4,260
Applicable income taxes	$541,000	993
Income before extraordinary items	$2,218,000	1,185
Extraordinary gains, net	$0	4
Net income	$2,218,000	1,185
Minority interest net income	$0	48
Net income of bank and minority interests.	$2,218,000	1,185
Net charge-offs	$392,000	321
Cash dividends	$139,000	1,969
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$2,258,800	1,183
2022-12-31 (YTD Data)		Rank
Total interest income	$31,714,000	1,091
Total interest expense	$2,481,000	1,370
Net interest income	$29,233,000	1,054
Provision for loan and lease losses	$-1,759,000	4,649
Total noninterest income	$10,005,000	758
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$979,000	1,034
Trading account gains and fees	$0	116
Additional Noninterest Income	$9,026,000	608
Total noninterest expense	$29,371,000	887
Salaries and employee benefits	$17,858,000	831
Premises and equipment expense	$2,410,000	1,037
Additional noninterest expense	$9,026,000	608
Pre-tax net operating income	$11,626,000	1,142
Securities gains (losses)	$-91,000	3,871
Applicable income taxes	$2,037,000	1,066
Income before extraordinary items	$9,498,000	1,141
Extraordinary gains, net	$0	5
Net income	$9,498,000	1,140
Minority interest net income	$0	63
Net income of bank and minority interests.	$9,498,000	1,141
Net charge-offs	$-23,000	3,870
Cash dividends	$3,314,000	1,069
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$9,572,620	1,157
2022-09-30 (YTD Data)		Rank
Total interest income	$21,863,000	1,127
Total interest expense	$910,000	1,888
Net interest income	$20,953,000	1,077
Provision for loan and lease losses	$-1,407,000	4,675
Total noninterest income	$7,043,000	806
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$723,000	1,051
Trading account gains and fees	$0	111
Additional Noninterest Income	$6,320,000	642
Total noninterest expense	$21,664,000	891
Salaries and employee benefits	$13,451,000	826
Premises and equipment expense	$1,829,000	1,016
Additional noninterest expense	$6,320,000	642
Pre-tax net operating income	$7,739,000	1,236
Securities gains (losses)	$-91,000	4,200
Applicable income taxes	$1,450,000	1,097
Income before extraordinary items	$6,198,000	1,260
Extraordinary gains, net	$0	4
Net income	$6,198,000	1,259
Minority interest net income	$0	57
Net income of bank and minority interests.	$6,198,000	1,260
Net charge-offs	$-42,000	4,023
Cash dividends	$422,000	2,317
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$6,271,710	1,271
2022-06-30 (YTD Data)		Rank
Total interest income	$13,751,000	1,141
Total interest expense	$394,000	2,284
Net interest income	$13,357,000	1,094
Provision for loan and lease losses	$105,000	1,500
Total noninterest income	$4,877,000	772
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$464,000	1,068
Trading account gains and fees	$0	108
Additional Noninterest Income	$4,413,000	645
Total noninterest expense	$14,322,000	881
Salaries and employee benefits	$9,016,000	806
Premises and equipment expense	$1,215,000	1,018
Additional noninterest expense	$4,091,000	918
Pre-tax net operating income	$3,807,000	1,464
Securities gains (losses)	$-91,000	4,352
Applicable income taxes	$635,000	1,309
Income before extraordinary items	$3,081,000	1,504
Extraordinary gains, net	$0	4
Net income	$3,081,000	1,502
Minority interest net income	$0	60
Net income of bank and minority interests.	$3,081,000	1,504
Net charge-offs	$-63,000	4,258
Cash dividends	$280,000	2,283
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$3,156,530	1,515
2022-03-31 (YTD Data)		Rank
Total interest income	$6,567,000	1,148
Total interest expense	$180,000	2,373
Net interest income	$6,387,000	1,105
Provision for loan and lease losses	$118,000	906
Total noninterest income	$2,635,000	749
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$224,000	1,092
Trading account gains and fees	$0	103
Additional Noninterest Income	$2,411,000	621
Total noninterest expense	$7,500,000	850
Salaries and employee benefits	$4,548,000	807
Premises and equipment expense	$604,000	1,030
Additional noninterest expense	$2,348,000	805
Pre-tax net operating income	$1,404,000	1,722
Securities gains (losses)	$-91,000	4,519
Applicable income taxes	$240,000	1,474
Income before extraordinary items	$1,073,000	1,837
Extraordinary gains, net	$0	4
Net income	$1,073,000	1,836
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,073,000	1,837
Net charge-offs	$-12,000	3,981
Cash dividends	$139,000	1,887
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,147,620	1,770
2021-12-31 (YTD Data)		Rank
Total interest income	$27,769,000	1,120
Total interest expense	$745,000	2,625
Net interest income	$27,024,000	1,062
Provision for loan and lease losses	$-918,000	4,516
Total noninterest income	$17,424,000	573
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$920,000	1,024
Trading account gains and fees	$0	132
Additional Noninterest Income	$16,504,000	479
Total noninterest expense	$32,622,000	774
Salaries and employee benefits	$19,817,000	738
Premises and equipment expense	$2,458,000	998
Additional noninterest expense	$10,347,000	752
Pre-tax net operating income	$12,744,000	1,076
Securities gains (losses)	$991,000	223
Applicable income taxes	$2,951,000	868
Income before extraordinary items	$10,784,000	1,089
Extraordinary gains, net	$0	10
Net income	$10,784,000	1,089
Minority interest net income	$0	74
Net income of bank and minority interests.	$10,784,000	1,089
Net charge-offs	$-542,000	4,727
Cash dividends	$565,000	2,721
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$10,001,110	1,137
2021-09-30 (YTD Data)		Rank
Total interest income	$20,891,000	1,146
Total interest expense	$568,000	2,691
Net interest income	$20,323,000	1,083
Provision for loan and lease losses	$-1,232,000	4,641
Total noninterest income	$14,448,000	541
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$680,000	1,030
Trading account gains and fees	$0	132
Additional Noninterest Income	$13,768,000	459
Total noninterest expense	$25,290,000	764
Salaries and employee benefits	$15,151,000	739
Premises and equipment expense	$1,823,000	1,023
Additional noninterest expense	$8,316,000	708
Pre-tax net operating income	$10,713,000	1,011
Securities gains (losses)	$991,000	195
Applicable income taxes	$2,483,000	846
Income before extraordinary items	$9,221,000	1,019
Extraordinary gains, net	$0	8
Net income	$9,221,000	1,019
Minority interest net income	$0	69
Net income of bank and minority interests.	$9,221,000	1,019
Net charge-offs	$-499,000	4,808
Cash dividends	$423,000	2,443
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$8,438,110	1,070
2021-06-30 (YTD Data)		Rank
Total interest income	$13,508,000	1,171
Total interest expense	$390,000	2,710
Net interest income	$13,118,000	1,093
Provision for loan and lease losses	$-175,000	4,528
Total noninterest income	$10,001,000	531
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$447,000	1,017
Trading account gains and fees	$0	133
Additional Noninterest Income	$9,554,000	451
Total noninterest expense	$16,216,000	792
Salaries and employee benefits	$9,775,000	759
Premises and equipment expense	$1,207,000	1,036
Additional noninterest expense	$5,234,000	732
Pre-tax net operating income	$7,078,000	1,015
Securities gains (losses)	$991,000	162
Applicable income taxes	$1,706,000	818
Income before extraordinary items	$6,363,000	980
Extraordinary gains, net	$0	6
Net income	$6,363,000	980
Minority interest net income	$0	67
Net income of bank and minority interests.	$6,363,000	980
Net charge-offs	$53,000	1,135
Cash dividends	$280,000	2,431
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$5,580,110	1,072
2021-03-31 (YTD Data)		Rank
Total interest income	$7,195,000	1,102
Total interest expense	$213,000	2,658
Net interest income	$6,982,000	1,025
Provision for loan and lease losses	$-34,000	4,609
Total noninterest income	$6,043,000	475
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$225,000	999
Trading account gains and fees	$0	127
Additional Noninterest Income	$5,818,000	402
Total noninterest expense	$8,115,000	779
Salaries and employee benefits	$4,977,000	737
Premises and equipment expense	$591,000	1,059
Additional noninterest expense	$2,547,000	741
Pre-tax net operating income	$4,944,000	773
Securities gains (losses)	$940,000	119
Applicable income taxes	$1,238,000	648
Income before extraordinary items	$4,646,000	712
Extraordinary gains, net	$0	3
Net income	$4,646,000	712
Minority interest net income	$0	55
Net income of bank and minority interests.	$4,646,000	712
Net charge-offs	$117,000	575
Cash dividends	$139,000	1,997
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$3,903,400	804
2020-12-31 (YTD Data)		Rank
Total interest income	$24,214,000	1,258
Total interest expense	$1,678,000	2,215
Net interest income	$22,536,000	1,167
Provision for loan and lease losses	$2,387,000	935
Total noninterest income	$19,989,000	498
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$932,000	1,007
Trading account gains and fees	$0	133
Additional Noninterest Income	$19,057,000	420
Total noninterest expense	$29,384,000	833
Salaries and employee benefits	$18,240,000	771
Premises and equipment expense	$2,547,000	973
Additional noninterest expense	$8,597,000	836
Pre-tax net operating income	$10,754,000	1,003
Securities gains (losses)	$71,000	1,545
Applicable income taxes	$2,417,000	823
Income before extraordinary items	$8,408,000	1,105
Extraordinary gains, net	$0	4
Net income	$8,408,000	1,104
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,408,000	1,105
Net charge-offs	$-34,000	4,510
Cash dividends	$3,066,000	1,097
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$8,351,910	1,075
2020-09-30 (YTD Data)		Rank
Total interest income	$17,817,000	1,281
Total interest expense	$1,413,000	2,120
Net interest income	$16,404,000	1,182
Provision for loan and lease losses	$2,465,000	791
Total noninterest income	$12,238,000	552
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$689,000	1,016
Trading account gains and fees	$0	125
Additional Noninterest Income	$11,549,000	464
Total noninterest expense	$21,375,000	836
Salaries and employee benefits	$13,483,000	774
Premises and equipment expense	$1,795,000	1,013
Additional noninterest expense	$6,097,000	854
Pre-tax net operating income	$4,802,000	1,446
Securities gains (losses)	$77,000	1,337
Applicable income taxes	$1,181,000	1,061
Income before extraordinary items	$3,698,000	1,616
Extraordinary gains, net	$0	4
Net income	$3,698,000	1,617
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,698,000	1,617
Net charge-offs	$-48,000	4,640
Cash dividends	$2,924,000	827
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$3,637,170	1,597
2020-06-30 (YTD Data)		Rank
Total interest income	$11,631,000	1,324
Total interest expense	$1,102,000	2,038
Net interest income	$10,529,000	1,215
Provision for loan and lease losses	$1,399,000	892
Total noninterest income	$6,957,000	593
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$472,000	1,002
Trading account gains and fees	$0	123
Additional Noninterest Income	$6,485,000	487
Total noninterest expense	$13,509,000	869
Salaries and employee benefits	$8,621,000	792
Premises and equipment expense	$1,171,000	1,025
Additional noninterest expense	$3,717,000	920
Pre-tax net operating income	$2,578,000	1,652
Securities gains (losses)	$58,000	1,240
Applicable income taxes	$554,000	1,255
Income before extraordinary items	$2,082,000	1,785
Extraordinary gains, net	$0	4
Net income	$2,082,000	1,786
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,082,000	1,786
Net charge-offs	$-46,000	4,729
Cash dividends	$2,782,000	632
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,036,180	1,772
2020-03-31 (YTD Data)		Rank
Total interest income	$5,755,000	1,335
Total interest expense	$729,000	1,797
Net interest income	$5,026,000	1,254
Provision for loan and lease losses	$632,000	774
Total noninterest income	$2,627,000	670
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$281,000	1,010
Trading account gains and fees	$0	106
Additional Noninterest Income	$2,346,000	526
Total noninterest expense	$6,639,000	889
Salaries and employee benefits	$3,982,000	845
Premises and equipment expense	$588,000	1,043
Additional noninterest expense	$2,069,000	833
Pre-tax net operating income	$382,000	3,124
Securities gains (losses)	$58,000	796
Applicable income taxes	$90,000	2,031
Income before extraordinary items	$350,000	3,095
Extraordinary gains, net	$0	4
Net income	$350,000	3,095
Minority interest net income	$0	56
Net income of bank and minority interests.	$350,000	3,096
Net charge-offs	$-14,000	4,568
Cash dividends	$1,141,000	744
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$303,600	3,245
2019-12-31 (YTD Data)		Rank
Total interest income	$24,006,000	1,297
Total interest expense	$2,994,000	1,808
Net interest income	$21,012,000	1,206
Provision for loan and lease losses	$-588,000	5,109
Total noninterest income	$8,283,000	792
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,215,000	963
Trading account gains and fees	$0	135
Additional Noninterest Income	$7,068,000	657
Total noninterest expense	$24,803,000	930
Salaries and employee benefits	$15,357,000	844
Premises and equipment expense	$2,374,000	1,017
Additional noninterest expense	$7,072,000	960
Pre-tax net operating income	$5,080,000	1,726
Securities gains (losses)	$-35,000	4,974
Applicable income taxes	$1,020,000	1,420
Income before extraordinary items	$4,025,000	1,876
Extraordinary gains, net	$0	11
Net income	$4,025,000	1,878
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,025,000	1,878
Net charge-offs	$-281,000	5,040
Cash dividends	$3,315,000	1,109
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$4,053,000	1,836
2019-09-30 (YTD Data)		Rank
Total interest income	$18,096,000	1,302
Total interest expense	$2,177,000	1,865
Net interest income	$15,919,000	1,209
Provision for loan and lease losses	$-508,000	5,192
Total noninterest income	$6,099,000	801
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$906,000	962
Trading account gains and fees	$0	129
Additional Noninterest Income	$5,193,000	676
Total noninterest expense	$18,344,000	927
Salaries and employee benefits	$11,373,000	849
Premises and equipment expense	$1,761,000	1,033
Additional noninterest expense	$5,210,000	969
Pre-tax net operating income	$4,182,000	1,660
Securities gains (losses)	$-35,000	5,061
Applicable income taxes	$840,000	1,379
Income before extraordinary items	$3,307,000	1,795
Extraordinary gains, net	$0	11
Net income	$3,307,000	1,796
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,307,000	1,796
Net charge-offs	$-291,000	5,123
Cash dividends	$2,172,000	1,124
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$3,335,000	1,750
2019-06-30 (YTD Data)		Rank
Total interest income	$11,985,000	1,309
Total interest expense	$1,367,000	1,913
Net interest income	$10,618,000	1,207
Provision for loan and lease losses	$-428,000	5,244
Total noninterest income	$3,734,000	842
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$605,000	956
Trading account gains and fees	$0	131
Additional Noninterest Income	$3,129,000	696
Total noninterest expense	$12,029,000	930
Salaries and employee benefits	$7,495,000	855
Premises and equipment expense	$1,162,000	1,045
Additional noninterest expense	$3,372,000	998
Pre-tax net operating income	$2,751,000	1,657
Securities gains (losses)	$0	1,702
Applicable income taxes	$596,000	1,299
Income before extraordinary items	$2,155,000	1,804
Extraordinary gains, net	$0	11
Net income	$2,155,000	1,803
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,155,000	1,804
Net charge-offs	$-319,000	5,211
Cash dividends	$1,030,000	1,397
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,155,000	1,778
2019-03-31 (YTD Data)		Rank
Total interest income	$6,013,000	1,304
Total interest expense	$602,000	2,051
Net interest income	$5,411,000	1,192
Provision for loan and lease losses	$-113,000	5,275
Total noninterest income	$1,624,000	898
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$297,000	962
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,327,000	741
Total noninterest expense	$5,877,000	941
Salaries and employee benefits	$3,640,000	879
Premises and equipment expense	$572,000	1,064
Additional noninterest expense	$1,665,000	989
Pre-tax net operating income	$1,271,000	1,736
Securities gains (losses)	$0	1,087
Applicable income taxes	$267,000	1,351
Income before extraordinary items	$1,004,000	1,864
Extraordinary gains, net	$0	5
Net income	$1,004,000	1,862
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,004,000	1,863
Net charge-offs	$28,000	1,543
Cash dividends	$889,000	920
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,004,000	1,844
2018-12-31 (YTD Data)		Rank
Total interest income	$22,152,000	1,320
Total interest expense	$1,319,000	2,529
Net interest income	$20,833,000	1,192
Provision for loan and lease losses	$90,000	3,141
Total noninterest income	$7,831,000	818
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,050,000	1,127
Trading account gains and fees	$0	126
Additional Noninterest Income	$6,781,000	667
Total noninterest expense	$24,410,000	901
Salaries and employee benefits	$14,635,000	852
Premises and equipment expense	$2,315,000	1,044
Additional noninterest expense	$7,460,000	893
Pre-tax net operating income	$4,164,000	2,050
Securities gains (losses)	$0	1,125
Applicable income taxes	$812,000	1,570
Income before extraordinary items	$3,352,000	2,156
Extraordinary gains, net	$0	6
Net income	$3,352,000	2,154
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,352,000	2,155
Net charge-offs	$174,000	1,754
Cash dividends	$1,715,000	1,598
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,352,000	2,150
2018-09-30 (YTD Data)		Rank
Total interest income	$16,216,000	1,330
Total interest expense	$864,000	2,665
Net interest income	$15,352,000	1,216
Provision for loan and lease losses	$92,000	2,669
Total noninterest income	$5,662,000	841
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$749,000	1,169
Trading account gains and fees	$0	138
Additional Noninterest Income	$4,913,000	691
Total noninterest expense	$18,547,000	891
Salaries and employee benefits	$10,996,000	853
Premises and equipment expense	$1,737,000	1,040
Additional noninterest expense	$5,814,000	851
Pre-tax net operating income	$2,375,000	2,472
Securities gains (losses)	$0	1,118
Applicable income taxes	$412,000	1,960
Income before extraordinary items	$1,963,000	2,549
Extraordinary gains, net	$0	5
Net income	$1,963,000	2,548
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,963,000	2,548
Net charge-offs	$185,000	1,304
Cash dividends	$1,323,000	1,431
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,963,000	2,542
2018-06-30 (YTD Data)		Rank
Total interest income	$10,484,000	1,351
Total interest expense	$489,000	2,828
Net interest income	$9,995,000	1,237
Provision for loan and lease losses	$116,000	2,099
Total noninterest income	$3,852,000	835
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$509,000	1,146
Trading account gains and fees	$0	130
Additional Noninterest Income	$3,343,000	682
Total noninterest expense	$12,372,000	897
Salaries and employee benefits	$7,316,000	858
Premises and equipment expense	$1,081,000	1,095
Additional noninterest expense	$3,975,000	828
Pre-tax net operating income	$1,359,000	2,678
Securities gains (losses)	$0	961
Applicable income taxes	$245,000	2,036
Income before extraordinary items	$1,114,000	2,792
Extraordinary gains, net	$0	6
Net income	$1,114,000	2,791
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,114,000	2,791
Net charge-offs	$-9,000	4,493
Cash dividends	$680,000	1,667
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,114,000	2,785
2018-03-31 (YTD Data)		Rank
Total interest income	$5,108,000	1,377
Total interest expense	$217,000	2,967
Net interest income	$4,891,000	1,259
Provision for loan and lease losses	$78,000	1,664
Total noninterest income	$1,841,000	831
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$253,000	1,162
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,588,000	679
Total noninterest expense	$6,111,000	910
Salaries and employee benefits	$3,588,000	880
Premises and equipment expense	$528,000	1,139
Additional noninterest expense	$1,995,000	820
Pre-tax net operating income	$543,000	2,984
Securities gains (losses)	$0	735
Applicable income taxes	$111,000	2,080
Income before extraordinary items	$432,000	3,131
Extraordinary gains, net	$0	7
Net income	$432,000	3,131
Minority interest net income	$0	52
Net income of bank and minority interests.	$432,000	3,131
Net charge-offs	$-11,000	4,784
Cash dividends	$538,000	1,128
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$432,000	3,130
2017-12-31 (YTD Data)		Rank
Total interest income	$19,576,000	1,369
Total interest expense	$719,000	3,094
Net interest income	$18,857,000	1,278
Provision for loan and lease losses	$-236,000	5,454
Total noninterest income	$7,967,000	815
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,038,000	1,151
Trading account gains and fees	$0	151
Additional Noninterest Income	$6,929,000	672
Total noninterest expense	$22,651,000	950
Salaries and employee benefits	$13,321,000	908
Premises and equipment expense	$1,842,000	1,263
Additional noninterest expense	$7,488,000	870
Pre-tax net operating income	$4,409,000	1,896
Securities gains (losses)	$-12,000	5,089
Applicable income taxes	$2,033,000	1,264
Income before extraordinary items	$2,364,000	2,408
Extraordinary gains, net	$0	9
Net income	$2,364,000	2,408
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,364,000	2,408
Net charge-offs	$13,000	3,596
Cash dividends	$2,065,000	1,383
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,371,680	2,388
2017-09-30 (YTD Data)		Rank
Total interest income	$14,545,000	1,377
Total interest expense	$525,000	3,137
Net interest income	$14,020,000	1,292
Provision for loan and lease losses	$-309,000	5,599
Total noninterest income	$5,921,000	828
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$775,000	1,168
Trading account gains and fees	$0	145
Additional Noninterest Income	$5,146,000	680
Total noninterest expense	$16,910,000	955
Salaries and employee benefits	$9,977,000	910
Premises and equipment expense	$1,379,000	1,276
Additional noninterest expense	$5,554,000	884
Pre-tax net operating income	$3,340,000	1,899
Securities gains (losses)	$-12,000	5,419
Applicable income taxes	$1,026,000	1,446
Income before extraordinary items	$2,302,000	2,164
Extraordinary gains, net	$0	9
Net income	$2,302,000	2,165
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,302,000	2,165
Net charge-offs	$-49,000	5,151
Cash dividends	$1,922,000	1,104
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,310,280	2,134
2017-06-30 (YTD Data)		Rank
Total interest income	$9,516,000	1,396
Total interest expense	$331,000	3,191
Net interest income	$9,185,000	1,304
Provision for loan and lease losses	$-173,000	5,643
Total noninterest income	$4,054,000	809
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$512,000	1,164
Trading account gains and fees	$0	139
Additional Noninterest Income	$3,542,000	657
Total noninterest expense	$11,122,000	967
Salaries and employee benefits	$6,664,000	914
Premises and equipment expense	$906,000	1,306
Additional noninterest expense	$3,552,000	922
Pre-tax net operating income	$2,290,000	1,830
Securities gains (losses)	$2,000	1,641
Applicable income taxes	$713,000	1,378
Income before extraordinary items	$1,579,000	2,073
Extraordinary gains, net	$0	11
Net income	$1,579,000	2,073
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,579,000	2,073
Net charge-offs	$-17,000	4,958
Cash dividends	$1,780,000	840
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,577,620	2,039
2017-03-31 (YTD Data)		Rank
Total interest income	$4,661,000	1,410
Total interest expense	$155,000	3,302
Net interest income	$4,506,000	1,312
Provision for loan and lease losses	$-59,000	5,716
Total noninterest income	$2,268,000	730
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$257,000	1,164
Trading account gains and fees	$0	142
Additional Noninterest Income	$2,011,000	581
Total noninterest expense	$5,721,000	944
Salaries and employee benefits	$3,360,000	909
Premises and equipment expense	$454,000	1,299
Additional noninterest expense	$1,907,000	851
Pre-tax net operating income	$1,112,000	1,826
Securities gains (losses)	$2,000	951
Applicable income taxes	$330,000	1,417
Income before extraordinary items	$784,000	2,014
Extraordinary gains, net	$0	8
Net income	$784,000	2,015
Minority interest net income	$0	55
Net income of bank and minority interests.	$784,000	2,015
Net charge-offs	$-29,000	5,373
Cash dividends	$139,000	2,202
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$782,600	1,994
2016-12-31 (YTD Data)		Rank
Total interest income	$18,290,000	1,394
Total interest expense	$729,000	2,970
Net interest income	$17,561,000	1,314
Provision for loan and lease losses	$-88,000	5,575
Total noninterest income	$8,184,000	805
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,057,000	1,155
Trading account gains and fees	$0	170
Additional Noninterest Income	$7,127,000	659
Total noninterest expense	$22,094,000	959
Salaries and employee benefits	$13,006,000	917
Premises and equipment expense	$1,828,000	1,274
Additional noninterest expense	$7,260,000	914
Pre-tax net operating income	$3,739,000	2,024
Securities gains (losses)	$544,000	397
Applicable income taxes	$1,254,000	1,434
Income before extraordinary items	$3,029,000	2,094
Extraordinary gains, net	$0	5
Net income	$3,029,000	2,092
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,029,000	2,093
Net charge-offs	$89,000	2,699
Cash dividends	$3,066,000	999
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,642,760	2,266
2016-09-30 (YTD Data)		Rank
Total interest income	$13,591,000	1,406
Total interest expense	$567,000	2,904
Net interest income	$13,024,000	1,325
Provision for loan and lease losses	$70,000	3,081
Total noninterest income	$6,285,000	791
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$802,000	1,130
Trading account gains and fees	$0	169
Additional Noninterest Income	$5,483,000	639
Total noninterest expense	$16,400,000	971
Salaries and employee benefits	$9,608,000	931
Premises and equipment expense	$1,333,000	1,314
Additional noninterest expense	$5,459,000	907
Pre-tax net operating income	$2,839,000	2,037
Securities gains (losses)	$544,000	359
Applicable income taxes	$1,016,000	1,395
Income before extraordinary items	$2,367,000	2,039
Extraordinary gains, net	$0	5
Net income	$2,367,000	2,038
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,367,000	2,039
Net charge-offs	$106,000	2,021
Cash dividends	$2,924,000	787
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,986,200	2,292
2016-06-30 (YTD Data)		Rank
Total interest income	$8,977,000	1,418
Total interest expense	$400,000	2,826
Net interest income	$8,577,000	1,343
Provision for loan and lease losses	$-170,000	5,886
Total noninterest income	$4,073,000	799
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$528,000	1,138
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,545,000	650
Total noninterest expense	$10,974,000	969
Salaries and employee benefits	$6,347,000	943
Premises and equipment expense	$849,000	1,358
Additional noninterest expense	$3,778,000	874
Pre-tax net operating income	$1,846,000	2,070
Securities gains (losses)	$542,000	263
Applicable income taxes	$720,000	1,328
Income before extraordinary items	$1,668,000	1,928
Extraordinary gains, net	$0	16
Net income	$1,668,000	1,927
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,668,000	1,927
Net charge-offs	$9,000	3,132
Cash dividends	$2,782,000	598
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,288,600	2,315
2016-03-31 (YTD Data)		Rank
Total interest income	$4,499,000	1,411
Total interest expense	$216,000	2,704
Net interest income	$4,283,000	1,346
Provision for loan and lease losses	$-58,000	5,960
Total noninterest income	$1,910,000	813
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$270,000	1,109
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,640,000	664
Total noninterest expense	$5,408,000	973
Salaries and employee benefits	$3,156,000	942
Premises and equipment expense	$424,000	1,368
Additional noninterest expense	$1,828,000	893
Pre-tax net operating income	$843,000	2,189
Securities gains (losses)	$205,000	292
Applicable income taxes	$289,000	1,516
Income before extraordinary items	$759,000	2,081
Extraordinary gains, net	$0	12
Net income	$759,000	2,081
Minority interest net income	$0	62
Net income of bank and minority interests.	$759,000	2,081
Net charge-offs	$17,000	2,074
Cash dividends	$1,141,000	664
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$611,400	2,364
2015-12-31 (YTD Data)		Rank
Total interest income	$18,089,000	1,383
Total interest expense	$1,127,000	2,221
Net interest income	$16,962,000	1,320
Provision for loan and lease losses	$-620,000	5,982
Total noninterest income	$6,250,000	964
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,153,000	1,079
Trading account gains and fees	$0	159
Additional Noninterest Income	$5,097,000	811
Total noninterest expense	$20,559,000	1,004
Salaries and employee benefits	$11,807,000	958
Premises and equipment expense	$1,796,000	1,300
Additional noninterest expense	$6,956,000	947
Pre-tax net operating income	$3,273,000	2,178
Securities gains (losses)	$536,000	329
Applicable income taxes	$1,102,000	1,512
Income before extraordinary items	$2,707,000	2,205
Extraordinary gains, net	$0	23
Net income	$2,707,000	2,205
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,707,000	2,206
Net charge-offs	$234,000	1,840
Cash dividends	$565,000	2,802
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,326,440	2,419
2015-09-30 (YTD Data)		Rank
Total interest income	$13,555,000	1,394
Total interest expense	$880,000	2,180
Net interest income	$12,675,000	1,337
Provision for loan and lease losses	$-621,000	6,111
Total noninterest income	$4,786,000	960
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$868,000	1,087
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,918,000	797
Total noninterest expense	$15,147,000	1,031
Salaries and employee benefits	$8,746,000	972
Premises and equipment expense	$1,329,000	1,336
Additional noninterest expense	$5,072,000	971
Pre-tax net operating income	$2,935,000	1,936
Securities gains (losses)	$503,000	309
Applicable income taxes	$1,032,000	1,341
Income before extraordinary items	$2,406,000	1,946
Extraordinary gains, net	$0	21
Net income	$2,406,000	1,948
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,406,000	1,948
Net charge-offs	$157,000	1,751
Cash dividends	$422,000	2,494
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,053,900	2,180
2015-06-30 (YTD Data)		Rank
Total interest income	$9,023,000	1,400
Total interest expense	$596,000	2,165
Net interest income	$8,427,000	1,341
Provision for loan and lease losses	$-297,000	6,141
Total noninterest income	$2,921,000	1,026
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$574,000	1,069
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,347,000	860
Total noninterest expense	$9,728,000	1,062
Salaries and employee benefits	$5,627,000	1,007
Premises and equipment expense	$879,000	1,350
Additional noninterest expense	$3,222,000	1,023
Pre-tax net operating income	$1,917,000	1,950
Securities gains (losses)	$503,000	258
Applicable income taxes	$739,000	1,293
Income before extraordinary items	$1,681,000	1,869
Extraordinary gains, net	$0	22
Net income	$1,681,000	1,872
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,681,000	1,872
Net charge-offs	$115,000	1,602
Cash dividends	$280,000	2,495
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,333,930	2,194
2015-03-31 (YTD Data)		Rank
Total interest income	$4,503,000	1,400
Total interest expense	$302,000	2,155
Net interest income	$4,201,000	1,342
Provision for loan and lease losses	$-62,000	6,176
Total noninterest income	$1,426,000	1,010
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$296,000	1,014
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,130,000	846
Total noninterest expense	$4,764,000	1,082
Salaries and employee benefits	$2,747,000	1,039
Premises and equipment expense	$444,000	1,356
Additional noninterest expense	$1,573,000	1,033
Pre-tax net operating income	$925,000	1,987
Securities gains (losses)	$225,000	325
Applicable income taxes	$344,000	1,319
Income before extraordinary items	$806,000	1,915
Extraordinary gains, net	$0	13
Net income	$806,000	1,917
Minority interest net income	$0	64
Net income of bank and minority interests.	$806,000	1,918
Net charge-offs	$-52,000	5,957
Cash dividends	$139,000	2,114
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$648,500	2,205
2014-12-31 (YTD Data)		Rank
Total interest income	$18,716,000	1,360
Total interest expense	$1,383,000	2,028
Net interest income	$17,333,000	1,289
Provision for loan and lease losses	$-544,000	6,273
Total noninterest income	$4,944,000	1,114
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,305,000	1,020
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,639,000	959
Total noninterest expense	$19,495,000	1,053
Salaries and employee benefits	$10,676,000	1,017
Premises and equipment expense	$1,766,000	1,342
Additional noninterest expense	$7,053,000	922
Pre-tax net operating income	$3,326,000	2,106
Securities gains (losses)	$-2,000	5,864
Applicable income taxes	$947,000	1,605
Income before extraordinary items	$2,377,000	2,395
Extraordinary gains, net	$0	17
Net income	$2,377,000	2,395
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,377,000	2,395
Net charge-offs	$968,000	921
Cash dividends	$1,364,000	1,678
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,378,440	2,353
2014-09-30 (YTD Data)		Rank
Total interest income	$14,089,000	1,356
Total interest expense	$1,069,000	2,002
Net interest income	$13,020,000	1,290
Provision for loan and lease losses	$-756,000	6,429
Total noninterest income	$4,015,000	1,053
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$981,000	1,021
Trading account gains and fees	$0	174
Additional Noninterest Income	$3,034,000	893
Total noninterest expense	$14,974,000	1,021
Salaries and employee benefits	$8,050,000	1,011
Premises and equipment expense	$1,319,000	1,360
Additional noninterest expense	$5,605,000	868
Pre-tax net operating income	$2,817,000	1,956
Securities gains (losses)	$26,000	1,868
Applicable income taxes	$868,000	1,435
Income before extraordinary items	$1,975,000	2,239
Extraordinary gains, net	$0	15
Net income	$1,975,000	2,239
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,975,000	2,238
Net charge-offs	$873,000	747
Cash dividends	$922,000	1,592
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,957,060	2,201
2014-06-30 (YTD Data)		Rank
Total interest income	$9,369,000	1,353
Total interest expense	$737,000	1,967
Net interest income	$8,632,000	1,290
Provision for loan and lease losses	$-485,000	6,500
Total noninterest income	$2,565,000	1,069
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$656,000	1,002
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,909,000	920
Total noninterest expense	$9,636,000	1,055
Salaries and employee benefits	$5,290,000	1,028
Premises and equipment expense	$883,000	1,360
Additional noninterest expense	$3,463,000	930
Pre-tax net operating income	$2,046,000	1,787
Securities gains (losses)	$21,000	1,622
Applicable income taxes	$635,000	1,329
Income before extraordinary items	$1,432,000	2,059
Extraordinary gains, net	$0	20
Net income	$1,432,000	2,063
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,432,000	2,062
Net charge-offs	$910,000	546
Cash dividends	$280,000	2,430
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,417,510	2,016
2014-03-31 (YTD Data)		Rank
Total interest income	$4,646,000	1,361
Total interest expense	$393,000	1,896
Net interest income	$4,253,000	1,305
Provision for loan and lease losses	$-424,000	6,618
Total noninterest income	$1,153,000	1,115
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$332,000	972
Trading account gains and fees	$0	147
Additional Noninterest Income	$821,000	988
Total noninterest expense	$4,814,000	1,067
Salaries and employee benefits	$2,661,000	1,026
Premises and equipment expense	$451,000	1,362
Additional noninterest expense	$1,702,000	941
Pre-tax net operating income	$1,016,000	1,744
Securities gains (losses)	$21,000	941
Applicable income taxes	$342,000	1,221
Income before extraordinary items	$695,000	2,019
Extraordinary gains, net	$0	16
Net income	$695,000	2,022
Minority interest net income	$0	66
Net income of bank and minority interests.	$695,000	2,022
Net charge-offs	$473,000	525
Cash dividends	$139,000	2,043
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$680,930	2,007
2013-12-31 (YTD Data)		Rank
Total interest income	$19,728,000	1,289
Total interest expense	$2,079,000	1,642
Net interest income	$17,649,000	1,251
Provision for loan and lease losses	$30,000	4,534
Total noninterest income	$5,420,000	1,063
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,457,000	946
Trading account gains and fees	$0	184
Additional Noninterest Income	$3,963,000	943
Total noninterest expense	$20,188,000	1,009
Salaries and employee benefits	$10,801,000	998
Premises and equipment expense	$1,796,000	1,328
Additional noninterest expense	$7,591,000	892
Pre-tax net operating income	$2,851,000	2,245
Securities gains (losses)	$-523,000	6,710
Applicable income taxes	$644,000	1,893
Income before extraordinary items	$1,684,000	2,927
Extraordinary gains, net	$0	29
Net income	$1,684,000	2,929
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,684,000	2,930
Net charge-offs	$1,728,000	843
Cash dividends	$3,126,000	841
Sale, conversion, retirement of capital stock, net	$2,742,000	133
Net operating income	$2,060,560	2,489
2013-09-30 (YTD Data)		Rank
Total interest income	$14,759,000	1,300
Total interest expense	$1,640,000	1,606
Net interest income	$13,119,000	1,255
Provision for loan and lease losses	$-545,000	6,733
Total noninterest income	$4,056,000	1,099
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$1,076,000	964
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,980,000	971
Total noninterest expense	$15,215,000	1,011
Salaries and employee benefits	$7,891,000	1,028
Premises and equipment expense	$1,353,000	1,321
Additional noninterest expense	$5,971,000	853
Pre-tax net operating income	$2,505,000	2,052
Securities gains (losses)	$14,000	2,364
Applicable income taxes	$791,000	1,460
Income before extraordinary items	$1,728,000	2,375
Extraordinary gains, net	$0	25
Net income	$1,728,000	2,380
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,728,000	2,380
Net charge-offs	$990,000	1,015
Cash dividends	$1,691,000	1,012
Sale, conversion, retirement of capital stock, net	$1,441,000	136
Net operating income	$1,718,340	2,323
2013-06-30 (YTD Data)		Rank
Total interest income	$6,393,000	1,952
Total interest expense	$793,000	2,154
Net interest income	$5,600,000	1,904
Provision for loan and lease losses	$-269,000	6,755
Total noninterest income	$2,646,000	1,112
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$491,000	1,363
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,155,000	933
Total noninterest expense	$7,278,000	1,362
Salaries and employee benefits	$3,513,000	1,482
Premises and equipment expense	$606,000	1,906
Additional noninterest expense	$3,159,000	1,065
Pre-tax net operating income	$1,237,000	2,545
Securities gains (losses)	$14,000	2,169
Applicable income taxes	$418,000	1,693
Income before extraordinary items	$833,000	2,986
Extraordinary gains, net	$0	22
Net income	$833,000	2,988
Minority interest net income	$0	82
Net income of bank and minority interests.	$833,000	2,989
Net charge-offs	$445,000	1,348
Cash dividends	$1,603,000	748
Sale, conversion, retirement of capital stock, net	$1,447,000	99
Net operating income	$823,620	2,921
2013-03-31 (YTD Data)		Rank
Total interest income	$3,172,000	1,982
Total interest expense	$427,000	2,069
Net interest income	$2,745,000	1,942
Provision for loan and lease losses	$-155,000	6,874
Total noninterest income	$1,366,000	1,097
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$249,000	1,335
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,117,000	924
Total noninterest expense	$3,534,000	1,408
Salaries and employee benefits	$1,760,000	1,506
Premises and equipment expense	$299,000	1,969
Additional noninterest expense	$1,475,000	1,124
Pre-tax net operating income	$732,000	2,190
Securities gains (losses)	$14,000	1,385
Applicable income taxes	$252,000	1,505
Income before extraordinary items	$494,000	2,613
Extraordinary gains, net	$0	10
Net income	$494,000	2,616
Minority interest net income	$0	76
Net income of bank and minority interests.	$494,000	2,615
Net charge-offs	$442,000	834
Cash dividends	$1,540,000	377
Sale, conversion, retirement of capital stock, net	$1,444,000	48
Net operating income	$484,760	2,573
2012-12-31 (YTD Data)		Rank
Total interest income	$14,380,000	1,832
Total interest expense	$2,057,000	2,094
Net interest income	$12,323,000	1,781
Provision for loan and lease losses	$1,382,000	1,403
Total noninterest income	$4,541,000	1,220
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,079,000	1,326
Trading account gains and fees	$0	166
Additional Noninterest Income	$3,462,000	1,060
Total noninterest expense	$14,420,000	1,366
Salaries and employee benefits	$7,392,000	1,383
Premises and equipment expense	$1,279,000	1,838
Additional noninterest expense	$5,749,000	1,195
Pre-tax net operating income	$1,062,000	3,928
Securities gains (losses)	$729,000	706
Applicable income taxes	$522,000	2,139
Income before extraordinary items	$1,269,000	3,424
Extraordinary gains, net	$0	29
Net income	$1,269,000	3,426
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,269,000	3,427
Net charge-offs	$1,119,000	1,713
Cash dividends	$150,000	3,779
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$751,410	4,184
2012-09-30 (YTD Data)		Rank
Total interest income	$10,846,000	1,856
Total interest expense	$1,577,000	2,129
Net interest income	$9,269,000	1,801
Provision for loan and lease losses	$610,000	2,016
Total noninterest income	$4,547,000	1,000
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$811,000	1,326
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,736,000	795
Total noninterest expense	$10,778,000	1,378
Salaries and employee benefits	$5,446,000	1,397
Premises and equipment expense	$970,000	1,839
Additional noninterest expense	$4,362,000	1,182
Pre-tax net operating income	$2,428,000	2,031
Securities gains (losses)	$-1,000	6,745
Applicable income taxes	$722,000	1,544
Income before extraordinary items	$1,705,000	2,419
Extraordinary gains, net	$0	20
Net income	$1,705,000	2,420
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,705,000	2,420
Net charge-offs	$401,000	2,455
Cash dividends	$113,000	3,246
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,705,700	2,286
2012-06-30 (YTD Data)		Rank
Total interest income	$7,280,000	1,851
Total interest expense	$1,076,000	2,148
Net interest income	$6,204,000	1,793
Provision for loan and lease losses	$373,000	2,176
Total noninterest income	$2,912,000	1,006
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$534,000	1,328
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,378,000	815
Total noninterest expense	$6,971,000	1,409
Salaries and employee benefits	$3,612,000	1,422
Premises and equipment expense	$640,000	1,855
Additional noninterest expense	$2,719,000	1,247
Pre-tax net operating income	$1,772,000	1,851
Securities gains (losses)	$-1,000	6,818
Applicable income taxes	$531,000	1,440
Income before extraordinary items	$1,240,000	2,207
Extraordinary gains, net	$0	19
Net income	$1,240,000	2,207
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,240,000	2,207
Net charge-offs	$95,000	3,471
Cash dividends	$75,000	3,164
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,240,700	2,092
2012-03-31 (YTD Data)		Rank
Total interest income	$3,737,000	1,822
Total interest expense	$560,000	2,146
Net interest income	$3,177,000	1,762
Provision for loan and lease losses	$86,000	3,085
Total noninterest income	$1,607,000	924
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$267,000	1,318
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,340,000	732
Total noninterest expense	$3,547,000	1,379
Salaries and employee benefits	$1,815,000	1,427
Premises and equipment expense	$320,000	1,857
Additional noninterest expense	$1,412,000	1,201
Pre-tax net operating income	$1,151,000	1,496
Securities gains (losses)	$0	2,210
Applicable income taxes	$301,000	1,295
Income before extraordinary items	$850,000	1,710
Extraordinary gains, net	$0	19
Net income	$850,000	1,711
Minority interest net income	$0	78
Net income of bank and minority interests.	$850,000	1,711
Net charge-offs	$58,000	2,905
Cash dividends	$38,000	2,515
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$850,000	1,607
2011-12-31 (YTD Data)		Rank
Total interest income	$15,723,000	1,794
Total interest expense	$2,728,000	2,124
Net interest income	$12,995,000	1,718
Provision for loan and lease losses	$1,830,000	1,660
Total noninterest income	$4,426,000	1,148
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$1,159,000	1,278
Trading account gains and fees	$0	146
Additional Noninterest Income	$3,267,000	977
Total noninterest expense	$14,644,000	1,336
Salaries and employee benefits	$4,014,000	2,398
Premises and equipment expense	$1,066,000	2,278
Additional noninterest expense	$9,564,000	752
Pre-tax net operating income	$947,000	3,826
Securities gains (losses)	$480,000	815
Applicable income taxes	$309,000	2,501
Income before extraordinary items	$1,118,000	3,328
Extraordinary gains, net	$0	29
Net income	$1,118,000	3,331
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,118,000	3,331
Net charge-offs	$3,900,000	1,001
Cash dividends	$150,000	3,538
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$743,600	3,929
2011-09-30 (YTD Data)		Rank
Total interest income	$11,814,000	1,804
Total interest expense	$2,138,000	2,125
Net interest income	$9,676,000	1,739
Provision for loan and lease losses	$767,000	2,322
Total noninterest income	$3,130,000	1,204
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$877,000	1,267
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,253,000	1,034
Total noninterest expense	$10,859,000	1,351
Salaries and employee benefits	$3,044,000	2,372
Premises and equipment expense	$814,000	2,260
Additional noninterest expense	$7,001,000	754
Pre-tax net operating income	$1,180,000	3,022
Securities gains (losses)	$480,000	668
Applicable income taxes	$445,000	1,835
Income before extraordinary items	$1,215,000	2,704
Extraordinary gains, net	$0	21
Net income	$1,215,000	2,706
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,215,000	2,706
Net charge-offs	$2,179,000	1,157
Cash dividends	$113,000	3,073
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$864,600	3,247
2011-06-30 (YTD Data)		Rank
Total interest income	$7,818,000	1,834
Total interest expense	$1,457,000	2,160
Net interest income	$6,361,000	1,757
Provision for loan and lease losses	$670,000	1,946
Total noninterest income	$2,089,000	1,191
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$581,000	1,247
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,508,000	1,013
Total noninterest expense	$7,086,000	1,397
Salaries and employee benefits	$2,036,000	2,383
Premises and equipment expense	$550,000	2,245
Additional noninterest expense	$4,500,000	798
Pre-tax net operating income	$694,000	3,204
Securities gains (losses)	$480,000	373
Applicable income taxes	$327,000	1,710
Income before extraordinary items	$847,000	2,584
Extraordinary gains, net	$0	15
Net income	$847,000	2,584
Minority interest net income	$0	89
Net income of bank and minority interests.	$847,000	2,584
Net charge-offs	$2,111,000	891
Cash dividends	$75,000	2,955
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$501,400	3,478
2011-03-31 (YTD Data)		Rank
Total interest income	$3,897,000	1,850
Total interest expense	$747,000	2,183
Net interest income	$3,150,000	1,775
Provision for loan and lease losses	$669,000	1,184
Total noninterest income	$1,072,000	1,147
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$290,000	1,221
Trading account gains and fees	$0	158
Additional Noninterest Income	$782,000	989
Total noninterest expense	$3,451,000	1,434
Salaries and employee benefits	$1,008,000	2,416
Premises and equipment expense	$284,000	2,238
Additional noninterest expense	$2,159,000	825
Pre-tax net operating income	$102,000	5,124
Securities gains (losses)	$483,000	161
Applicable income taxes	$150,000	1,794
Income before extraordinary items	$435,000	2,497
Extraordinary gains, net	$0	9
Net income	$435,000	2,496
Minority interest net income	$0	86
Net income of bank and minority interests.	$435,000	2,497
Net charge-offs	$1,234,000	740
Cash dividends	$38,000	2,332
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$77,580	5,270
2010-12-31 (YTD Data)		Rank
Total interest income	$16,209,000	1,865
Total interest expense	$3,747,000	2,113
Net interest income	$12,462,000	1,778
Provision for loan and lease losses	$3,329,000	1,510
Total noninterest income	$5,586,000	991
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,499,000	1,013
Trading account gains and fees	$0	175
Additional Noninterest Income	$4,087,000	856
Total noninterest expense	$14,550,000	1,378
Salaries and employee benefits	$4,109,000	2,346
Premises and equipment expense	$1,069,000	2,336
Additional noninterest expense	$9,372,000	797
Pre-tax net operating income	$169,000	5,277
Securities gains (losses)	$937,000	522
Applicable income taxes	$175,000	2,814
Income before extraordinary items	$931,000	3,352
Extraordinary gains, net	$0	29
Net income	$931,000	3,349
Minority interest net income	$0	111
Net income of bank and minority interests.	$931,000	3,352
Net charge-offs	$790,000	3,005
Cash dividends	$1,450,000	1,116
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$143,920	5,345
2010-09-30 (YTD Data)		Rank
Total interest income	$12,243,000	1,893
Total interest expense	$2,850,000	2,179
Net interest income	$9,393,000	1,790
Provision for loan and lease losses	$1,995,000	1,660
Total noninterest income	$3,756,000	1,063
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$1,163,000	1,007
Trading account gains and fees	$0	165
Additional Noninterest Income	$2,593,000	925
Total noninterest expense	$10,326,000	1,440
Salaries and employee benefits	$3,105,000	2,337
Premises and equipment expense	$757,000	2,503
Additional noninterest expense	$6,464,000	837
Pre-tax net operating income	$828,000	3,402
Securities gains (losses)	$937,000	439
Applicable income taxes	$562,000	1,548
Income before extraordinary items	$1,203,000	2,542
Extraordinary gains, net	$0	23
Net income	$1,203,000	2,538
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,203,000	2,543
Net charge-offs	$718,000	2,607
Cash dividends	$612,000	1,527
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$565,840	3,734
2010-06-30 (YTD Data)		Rank
Total interest income	$8,231,000	1,906
Total interest expense	$1,909,000	2,253
Net interest income	$6,322,000	1,769
Provision for loan and lease losses	$791,000	2,198
Total noninterest income	$2,098,000	1,193
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$776,000	1,019
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,322,000	1,071
Total noninterest expense	$6,530,000	1,511
Salaries and employee benefits	$2,055,000	2,381
Premises and equipment expense	$457,000	2,719
Additional noninterest expense	$4,018,000	890
Pre-tax net operating income	$1,099,000	2,197
Securities gains (losses)	$8,000	2,663
Applicable income taxes	$369,000	1,518
Income before extraordinary items	$738,000	2,660
Extraordinary gains, net	$0	19
Net income	$738,000	2,655
Minority interest net income	$0	105
Net income of bank and minority interests.	$738,000	2,659
Net charge-offs	$595,000	2,249
Cash dividends	$575,000	1,195
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$732,640	2,575
2010-03-31 (YTD Data)		Rank
Total interest income	$4,085,000	1,959
Total interest expense	$959,000	2,336
Net interest income	$3,126,000	1,812
Provision for loan and lease losses	$126,000	3,652
Total noninterest income	$1,050,000	1,181
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$395,000	996
Trading account gains and fees	$0	175
Additional Noninterest Income	$655,000	1,062
Total noninterest expense	$3,266,000	1,541
Salaries and employee benefits	$1,039,000	2,376
Premises and equipment expense	$226,000	2,810
Additional noninterest expense	$2,001,000	889
Pre-tax net operating income	$784,000	1,649
Securities gains (losses)	$-24,000	7,573
Applicable income taxes	$232,000	1,286
Income before extraordinary items	$528,000	2,046
Extraordinary gains, net	$0	16
Net income	$528,000	2,045
Minority interest net income	$0	91
Net income of bank and minority interests.	$528,000	2,046
Net charge-offs	$20,000	4,422
Cash dividends	$37,000	2,383
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$544,560	1,909
2009-12-31 (YTD Data)		Rank
Total interest income	$17,299,000	1,955
Total interest expense	$4,977,000	2,273
Net interest income	$12,322,000	1,804
Provision for loan and lease losses	$974,000	3,556
Total noninterest income	$5,599,000	998
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,645,000	1,058
Trading account gains and fees	$0	211
Additional Noninterest Income	$3,954,000	854
Total noninterest expense	$14,507,000	1,407
Salaries and employee benefits	$4,255,000	2,309
Premises and equipment expense	$911,000	2,792
Additional noninterest expense	$9,341,000	856
Pre-tax net operating income	$2,440,000	1,609
Securities gains (losses)	$-335,000	7,517
Applicable income taxes	$468,000	1,607
Income before extraordinary items	$1,637,000	1,967
Extraordinary gains, net	$0	34
Net income	$1,637,000	1,964
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,637,000	1,966
Net charge-offs	$438,000	3,964
Cash dividends	$1,092,000	1,536
Sale, conversion, retirement of capital stock, net	$-1,000,000	7,991
Net operating income	$1,898,300	1,719
2009-09-30 (YTD Data)		Rank
Total interest income	$13,043,000	1,977
Total interest expense	$3,912,000	2,259
Net interest income	$9,131,000	1,826
Provision for loan and lease losses	$563,000	3,621
Total noninterest income	$4,383,000	975
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$1,212,000	1,075
Trading account gains and fees	$0	212
Additional Noninterest Income	$3,171,000	825
Total noninterest expense	$10,244,000	1,507
Salaries and employee benefits	$3,235,000	2,303
Premises and equipment expense	$687,000	2,813
Additional noninterest expense	$6,322,000	890
Pre-tax net operating income	$2,707,000	1,203
Securities gains (losses)	$47,000	2,339
Applicable income taxes	$789,000	1,023
Income before extraordinary items	$1,965,000	1,357
Extraordinary gains, net	$0	27
Net income	$1,965,000	1,355
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,965,000	1,357
Net charge-offs	$88,000	5,172
Cash dividends	$642,000	1,717
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,931,630	1,355
2009-06-30 (YTD Data)		Rank
Total interest income	$8,784,000	1,997
Total interest expense	$2,667,000	2,305
Net interest income	$6,117,000	1,817
Provision for loan and lease losses	$390,000	3,317
Total noninterest income	$3,336,000	888
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$777,000	1,096
Trading account gains and fees	$0	193
Additional Noninterest Income	$2,559,000	722
Total noninterest expense	$6,693,000	1,559
Salaries and employee benefits	$2,178,000	2,324
Premises and equipment expense	$437,000	2,964
Additional noninterest expense	$4,078,000	936
Pre-tax net operating income	$2,370,000	961
Securities gains (losses)	$19,000	2,345
Applicable income taxes	$740,000	802
Income before extraordinary items	$1,649,000	1,144
Extraordinary gains, net	$0	21
Net income	$1,649,000	1,144
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,649,000	1,144
Net charge-offs	$34,000	5,243
Cash dividends	$97,000	3,326
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,635,890	1,122
2009-03-31 (YTD Data)		Rank
Total interest income	$4,479,000	1,987
Total interest expense	$1,365,000	2,334
Net interest income	$3,114,000	1,787
Provision for loan and lease losses	$299,000	2,378
Total noninterest income	$1,687,000	840
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$382,000	1,091
Trading account gains and fees	$0	171
Additional Noninterest Income	$1,305,000	690
Total noninterest expense	$3,158,000	1,597
Salaries and employee benefits	$1,121,000	2,278
Premises and equipment expense	$220,000	3,005
Additional noninterest expense	$1,817,000	915
Pre-tax net operating income	$1,344,000	946
Securities gains (losses)	$-1,000	7,699
Applicable income taxes	$439,000	762
Income before extraordinary items	$904,000	1,204
Extraordinary gains, net	$0	15
Net income	$904,000	1,205
Minority interest net income	$0	102
Net income of bank and minority interests.	$904,000	1,206
Net charge-offs	$-2,000	7,404
Cash dividends	$50,000	2,639
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$904,670	1,125
2008-12-31 (YTD Data)		Rank
Total interest income	$17,831,000	2,130
Total interest expense	$6,325,000	2,404
Net interest income	$11,506,000	1,929
Provision for loan and lease losses	$1,005,000	2,701
Total noninterest income	$4,218,000	1,225
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,563,000	1,150
Trading account gains and fees	$0	154
Additional Noninterest Income	$2,655,000	1,063
Total noninterest expense	$11,783,000	1,659
Salaries and employee benefits	$3,967,000	2,534
Premises and equipment expense	$949,000	2,757
Additional noninterest expense	$6,867,000	935
Pre-tax net operating income	$2,936,000	1,835
Securities gains (losses)	$0	3,220
Applicable income taxes	$825,000	1,371
Income before extraordinary items	$2,111,000	1,889
Extraordinary gains, net	$0	39
Net income	$2,111,000	1,891
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$157,000	4,417
Cash dividends	$200,000	4,486
Sale, conversion, retirement of capital stock, net	$4,000,000	241
Net operating income	$2,111,000	2,010
2008-09-30 (YTD Data)		Rank
Total interest income	$13,480,000	2,163
Total interest expense	$4,866,000	2,436
Net interest income	$8,614,000	1,964
Provision for loan and lease losses	$739,000	2,195
Total noninterest income	$3,462,000	1,168
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$1,163,000	1,170
Trading account gains and fees	$0	148
Additional Noninterest Income	$2,299,000	997
Total noninterest expense	$8,504,000	1,706
Salaries and employee benefits	$2,963,000	2,574
Premises and equipment expense	$690,000	2,842
Additional noninterest expense	$4,851,000	942
Pre-tax net operating income	$2,833,000	1,715
Securities gains (losses)	$0	3,106
Applicable income taxes	$909,000	1,246
Income before extraordinary items	$1,924,000	1,838
Extraordinary gains, net	$0	31
Net income	$1,924,000	1,838
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$143,000	3,479
Cash dividends	$200,000	3,868
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,924,000	1,937
2008-06-30 (YTD Data)		Rank
Total interest income	$9,077,000	2,170
Total interest expense	$3,357,000	2,451
Net interest income	$5,720,000	1,959
Provision for loan and lease losses	$205,000	3,111
Total noninterest income	$2,482,000	1,118
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$754,000	1,183
Trading account gains and fees	$0	149
Additional Noninterest Income	$1,728,000	937
Total noninterest expense	$5,622,000	1,720
Salaries and employee benefits	$1,989,000	2,582
Premises and equipment expense	$435,000	2,981
Additional noninterest expense	$3,198,000	931
Pre-tax net operating income	$2,375,000	1,454
Securities gains (losses)	$0	3,233
Applicable income taxes	$772,000	1,149
Income before extraordinary items	$1,603,000	1,687
Extraordinary gains, net	$0	21
Net income	$1,603,000	1,688
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$102,000	3,008
Cash dividends	$200,000	3,405
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,603,000	1,658
2008-03-31 (YTD Data)		Rank
Total interest income	$4,627,000	2,183
Total interest expense	$1,797,000	2,453
Net interest income	$2,830,000	1,977
Provision for loan and lease losses	$78,000	3,090
Total noninterest income	$1,178,000	1,161
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$388,000	1,125
Trading account gains and fees	$0	158
Additional Noninterest Income	$790,000	1,010
Total noninterest expense	$2,794,000	1,723
Salaries and employee benefits	$996,000	2,597
Premises and equipment expense	$212,000	3,063
Additional noninterest expense	$1,586,000	905
Pre-tax net operating income	$1,136,000	1,592
Securities gains (losses)	$0	2,688
Applicable income taxes	$372,000	1,256
Income before extraordinary items	$764,000	1,890
Extraordinary gains, net	$0	15
Net income	$764,000	1,892
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	4,249
Cash dividends	$200,000	2,298
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$764,000	1,824
2007-12-31 (YTD Data)		Rank
Total interest income	$18,208,000	2,258
Total interest expense	$7,398,000	2,488
Net interest income	$10,810,000	2,088
Provision for loan and lease losses	$-94,000	8,366
Total noninterest income	$4,149,000	1,266
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,570,000	1,138
Trading account gains and fees	$0	178
Additional Noninterest Income	$2,579,000	1,134
Total noninterest expense	$10,781,000	1,714
Salaries and employee benefits	$3,647,000	2,703
Premises and equipment expense	$850,000	2,935
Additional noninterest expense	$6,284,000	896
Pre-tax net operating income	$4,272,000	1,872
Securities gains (losses)	$-38,000	7,947
Applicable income taxes	$1,287,000	1,579
Income before extraordinary items	$2,947,000	2,078
Extraordinary gains, net	$0	39
Net income	$2,947,000	2,077
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-253,000	8,466
Cash dividends	$1,800,000	1,745
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,973,600	2,053
2007-09-30 (YTD Data)		Rank
Total interest income	$13,507,000	2,299
Total interest expense	$5,578,000	2,476
Net interest income	$7,929,000	2,152
Provision for loan and lease losses	$-158,000	8,459
Total noninterest income	$2,956,000	1,313
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,162,000	1,133
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,794,000	1,211
Total noninterest expense	$7,929,000	1,733
Salaries and employee benefits	$2,680,000	2,739
Premises and equipment expense	$623,000	2,980
Additional noninterest expense	$4,626,000	882
Pre-tax net operating income	$3,114,000	2,038
Securities gains (losses)	$-38,000	8,115
Applicable income taxes	$940,000	1,718
Income before extraordinary items	$2,136,000	2,260
Extraordinary gains, net	$0	33
Net income	$2,136,000	2,259
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-275,000	8,489
Cash dividends	$1,600,000	1,426
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,162,220	2,216
2007-06-30 (YTD Data)		Rank
Total interest income	$8,871,000	2,349
Total interest expense	$3,726,000	2,470
Net interest income	$5,145,000	2,240
Provision for loan and lease losses	$-154,000	8,507
Total noninterest income	$1,953,000	1,354
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$769,000	1,151
Trading account gains and fees	$0	168
Additional Noninterest Income	$1,184,000	1,239
Total noninterest expense	$5,238,000	1,765
Salaries and employee benefits	$1,781,000	2,784
Premises and equipment expense	$405,000	3,069
Additional noninterest expense	$3,052,000	911
Pre-tax net operating income	$2,014,000	2,147
Securities gains (losses)	$-38,000	8,257
Applicable income taxes	$599,000	1,845
Income before extraordinary items	$1,377,000	2,361
Extraordinary gains, net	$0	29
Net income	$1,377,000	2,360
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-238,000	8,537
Cash dividends	$1,100,000	1,408
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,403,600	2,306
2007-03-31 (YTD Data)		Rank
Total interest income	$4,386,000	2,370
Total interest expense	$1,886,000	2,425
Net interest income	$2,500,000	2,296
Provision for loan and lease losses	$0	5,779
Total noninterest income	$1,007,000	1,303
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$366,000	1,177
Trading account gains and fees	$0	195
Additional Noninterest Income	$641,000	1,138
Total noninterest expense	$2,561,000	1,802
Salaries and employee benefits	$886,000	2,823
Premises and equipment expense	$205,000	3,043
Additional noninterest expense	$1,470,000	931
Pre-tax net operating income	$946,000	2,264
Securities gains (losses)	$0	1,187
Applicable income taxes	$289,000	1,898
Income before extraordinary items	$657,000	2,453
Extraordinary gains, net	$0	22
Net income	$657,000	2,453
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$136,000	950
Cash dividends	$800,000	962
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$657,000	2,430
2006-12-31 (YTD Data)		Rank
Total interest income	$17,000,000	2,299
Total interest expense	$6,802,000	2,340
Net interest income	$10,198,000	2,260
Provision for loan and lease losses	$199,000	3,563
Total noninterest income	$3,575,000	1,410
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$1,467,000	1,209
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,108,000	1,305
Total noninterest expense	$10,243,000	1,744
Salaries and employee benefits	$3,421,000	2,787
Premises and equipment expense	$748,000	3,164
Additional noninterest expense	$6,074,000	876
Pre-tax net operating income	$3,331,000	2,582
Securities gains (losses)	$44,000	713
Applicable income taxes	$859,000	2,378
Income before extraordinary items	$2,516,000	2,604
Extraordinary gains, net	$0	51
Net income	$2,516,000	2,606
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,061,000	647
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,483,000	2,620
2006-09-30 (YTD Data)		Rank
Total interest income	$12,605,000	2,304
Total interest expense	$4,947,000	2,337
Net interest income	$7,658,000	2,274
Provision for loan and lease losses	$199,000	2,893
Total noninterest income	$2,680,000	1,423
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$1,087,000	1,231
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,593,000	1,314
Total noninterest expense	$7,640,000	1,740
Salaries and employee benefits	$2,592,000	2,760
Premises and equipment expense	$579,000	3,093
Additional noninterest expense	$4,469,000	894
Pre-tax net operating income	$2,499,000	2,648
Securities gains (losses)	$0	1,388
Applicable income taxes	$683,000	2,407
Income before extraordinary items	$1,816,000	2,778
Extraordinary gains, net	$0	45
Net income	$1,816,000	2,780
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,046,000	444
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,816,000	2,767
2006-06-30 (YTD Data)		Rank
Total interest income	$8,154,000	2,332
Total interest expense	$3,102,000	2,370
Net interest income	$5,052,000	2,309
Provision for loan and lease losses	$189,000	2,211
Total noninterest income	$1,731,000	1,446
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$714,000	1,243
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,017,000	1,339
Total noninterest expense	$5,102,000	1,742
Salaries and employee benefits	$1,752,000	2,744
Premises and equipment expense	$385,000	3,097
Additional noninterest expense	$2,965,000	896
Pre-tax net operating income	$1,492,000	2,892
Securities gains (losses)	$0	1,185
Applicable income taxes	$384,000	2,683
Income before extraordinary items	$1,108,000	2,967
Extraordinary gains, net	$0	39
Net income	$1,108,000	2,969
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	3,820
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,108,000	2,956
2006-03-31 (YTD Data)		Rank
Total interest income	$3,912,000	2,372
Total interest expense	$1,428,000	2,418
Net interest income	$2,484,000	2,340
Provision for loan and lease losses	$114,000	1,832
Total noninterest income	$920,000	1,368
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$345,000	1,248
Trading account gains and fees	$0	115
Additional Noninterest Income	$575,000	1,210
Total noninterest expense	$2,560,000	1,745
Salaries and employee benefits	$938,000	2,591
Premises and equipment expense	$194,000	3,094
Additional noninterest expense	$1,428,000	935
Pre-tax net operating income	$730,000	2,895
Securities gains (losses)	$0	955
Applicable income taxes	$188,000	2,696
Income before extraordinary items	$542,000	2,963
Extraordinary gains, net	$0	21
Net income	$542,000	2,962
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	2,059
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$542,000	2,948
2005-12-31 (YTD Data)		Rank
Total interest income	$13,785,000	2,394
Total interest expense	$4,388,000	2,460
Net interest income	$9,397,000	2,352
Provision for loan and lease losses	$705,000	1,414
Total noninterest income	$3,415,000	1,450
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$1,327,000	1,332
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,088,000	1,318
Total noninterest expense	$9,922,000	1,715
Salaries and employee benefits	$3,351,000	2,703
Premises and equipment expense	$731,000	3,129
Additional noninterest expense	$5,840,000	881
Pre-tax net operating income	$2,185,000	3,473
Securities gains (losses)	$-16,000	7,722
Applicable income taxes	$544,000	3,230
Income before extraordinary items	$1,625,000	3,597
Extraordinary gains, net	$0	46
Net income	$1,625,000	3,598
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,148,000	605
Cash dividends	$1,000,000	2,429
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,637,000	3,550
2005-09-30 (YTD Data)		Rank
Total interest income	$10,015,000	2,414
Total interest expense	$3,048,000	2,505
Net interest income	$6,967,000	2,351
Provision for loan and lease losses	$525,000	1,344
Total noninterest income	$2,578,000	1,459
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$969,000	1,347
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,609,000	1,293
Total noninterest expense	$7,405,000	1,700
Salaries and employee benefits	$2,448,000	2,724
Premises and equipment expense	$549,000	3,100
Additional noninterest expense	$4,408,000	866
Pre-tax net operating income	$1,615,000	3,554
Securities gains (losses)	$-16,000	8,085
Applicable income taxes	$409,000	3,284
Income before extraordinary items	$1,190,000	3,677
Extraordinary gains, net	$0	35
Net income	$1,190,000	3,678
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,119,000	455
Cash dividends	$1,000,000	1,776
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,201,840	3,628
2005-06-30 (YTD Data)		Rank
Total interest income	$6,485,000	2,428
Total interest expense	$1,895,000	2,522
Net interest income	$4,590,000	2,357
Provision for loan and lease losses	$314,000	1,454
Total noninterest income	$1,712,000	1,441
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$612,000	1,387
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,100,000	1,247
Total noninterest expense	$4,868,000	1,715
Salaries and employee benefits	$1,612,000	2,741
Premises and equipment expense	$362,000	3,101
Additional noninterest expense	$2,894,000	870
Pre-tax net operating income	$1,120,000	3,419
Securities gains (losses)	$-16,000	8,304
Applicable income taxes	$278,000	3,229
Income before extraordinary items	$826,000	3,569
Extraordinary gains, net	$0	30
Net income	$826,000	3,571
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$237,000	1,077
Cash dividends	$500,000	2,165
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$838,000	3,479
2005-03-31 (YTD Data)		Rank
Total interest income	$3,183,000	2,425
Total interest expense	$902,000	2,535
Net interest income	$2,281,000	2,356
Provision for loan and lease losses	$170,000	1,280
Total noninterest income	$838,000	1,438
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$296,000	1,388
Trading account gains and fees	$0	115
Additional Noninterest Income	$542,000	1,256
Total noninterest expense	$2,420,000	1,725
Salaries and employee benefits	$794,000	2,787
Premises and equipment expense	$181,000	3,131
Additional noninterest expense	$1,445,000	866
Pre-tax net operating income	$529,000	3,524
Securities gains (losses)	$4,000	1,261
Applicable income taxes	$137,000	3,245
Income before extraordinary items	$396,000	3,649
Extraordinary gains, net	$0	24
Net income	$396,000	3,651
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$176,000	754
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$393,040	3,629
2004-12-31 (YTD Data)		Rank
Total interest income	$12,109,000	2,369
Total interest expense	$3,253,000	2,441
Net interest income	$8,856,000	2,305
Provision for loan and lease losses	$1,390,000	777
Total noninterest income	$3,505,000	1,419
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$1,173,000	1,505
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,332,000	1,192
Total noninterest expense	$9,144,000	1,765
Salaries and employee benefits	$3,876,000	2,249
Premises and equipment expense	$788,000	2,821
Additional noninterest expense	$4,480,000	1,099
Pre-tax net operating income	$1,827,000	3,754
Securities gains (losses)	$2,000	3,489
Applicable income taxes	$344,000	3,964
Income before extraordinary items	$1,485,000	3,666
Extraordinary gains, net	$0	34
Net income	$1,485,000	3,667
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$324,000	1,880
Cash dividends	$800,000	2,706
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,483,380	3,612
2004-09-30 (YTD Data)		Rank
Total interest income	$8,997,000	2,361
Total interest expense	$2,390,000	2,454
Net interest income	$6,607,000	2,283
Provision for loan and lease losses	$465,000	1,538
Total noninterest income	$2,648,000	1,424
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$872,000	1,527
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,776,000	1,185
Total noninterest expense	$6,690,000	1,804
Salaries and employee benefits	$2,897,000	2,232
Premises and equipment expense	$572,000	2,908
Additional noninterest expense	$3,221,000	1,142
Pre-tax net operating income	$2,100,000	2,763
Securities gains (losses)	$2,000	3,384
Applicable income taxes	$544,000	2,764
Income before extraordinary items	$1,558,000	2,860
Extraordinary gains, net	$0	26
Net income	$1,558,000	2,861
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$182,000	2,018
Cash dividends	$800,000	2,011
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,556,520	2,791
2004-06-30 (YTD Data)		Rank
Total interest income	$5,875,000	2,394
Total interest expense	$1,563,000	2,481
Net interest income	$4,312,000	2,317
Provision for loan and lease losses	$290,000	1,635
Total noninterest income	$1,791,000	1,395
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$563,000	1,557
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,228,000	1,154
Total noninterest expense	$4,400,000	1,816
Salaries and employee benefits	$1,943,000	2,226
Premises and equipment expense	$374,000	2,957
Additional noninterest expense	$2,083,000	1,168
Pre-tax net operating income	$1,413,000	2,708
Securities gains (losses)	$0	3,413
Applicable income taxes	$356,000	2,772
Income before extraordinary items	$1,057,000	2,799
Extraordinary gains, net	$0	21
Net income	$1,057,000	2,800
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$179,000	1,492
Cash dividends	$800,000	1,514
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,057,000	2,728
2004-03-31 (YTD Data)		Rank
Total interest income	$2,911,000	2,416
Total interest expense	$790,000	2,479
Net interest income	$2,121,000	2,355
Provision for loan and lease losses	$95,000	2,197
Total noninterest income	$1,052,000	1,212
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$276,000	1,554
Trading account gains and fees	$0	121
Additional Noninterest Income	$776,000	947
Total noninterest expense	$2,219,000	1,816
Salaries and employee benefits	$997,000	2,201
Premises and equipment expense	$189,000	2,959
Additional noninterest expense	$1,033,000	1,166
Pre-tax net operating income	$859,000	2,295
Securities gains (losses)	$0	2,934
Applicable income taxes	$220,000	2,408
Income before extraordinary items	$639,000	2,355
Extraordinary gains, net	$0	16
Net income	$639,000	2,356
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$128,000	1,104
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$639,000	2,270
2003-12-31 (YTD Data)		Rank
Total interest income	$12,424,000	2,316
Total interest expense	$3,591,000	2,454
Net interest income	$8,833,000	2,185
Provision for loan and lease losses	$365,000	2,754
Total noninterest income	$4,303,000	1,274
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$1,159,000	1,484
Trading account gains and fees	$0	160
Additional Noninterest Income	$3,144,000	1,051
Total noninterest expense	$9,887,000	1,631
Salaries and employee benefits	$4,805,000	1,795
Premises and equipment expense	$804,000	2,748
Additional noninterest expense	$4,278,000	1,178
Pre-tax net operating income	$2,884,000	2,592
Securities gains (losses)	$129,000	1,675
Applicable income taxes	$811,000	2,511
Income before extraordinary items	$2,202,000	2,659
Extraordinary gains, net	$0	54
Net income	$2,202,000	2,662
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$116,000	3,809
Cash dividends	$800,000	2,674
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,107,830	2,621
2003-09-30 (YTD Data)		Rank
Total interest income	$9,432,000	2,323
Total interest expense	$2,774,000	2,470
Net interest income	$6,658,000	2,191
Provision for loan and lease losses	$240,000	2,928
Total noninterest income	$3,381,000	1,258
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$873,000	1,496
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,508,000	1,050
Total noninterest expense	$7,544,000	1,604
Salaries and employee benefits	$3,688,000	1,759
Premises and equipment expense	$625,000	2,672
Additional noninterest expense	$3,231,000	1,172
Pre-tax net operating income	$2,255,000	2,587
Securities gains (losses)	$0	4,204
Applicable income taxes	$585,000	2,720
Income before extraordinary items	$1,670,000	2,726
Extraordinary gains, net	$0	40
Net income	$1,670,000	2,725
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	3,871
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,670,000	2,581
2003-06-30 (YTD Data)		Rank
Total interest income	$6,377,000	2,304
Total interest expense	$1,922,000	2,465
Net interest income	$4,455,000	2,186
Provision for loan and lease losses	$190,000	2,598
Total noninterest income	$2,277,000	1,236
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$587,000	1,459
Trading account gains and fees	$0	150
Additional Noninterest Income	$1,690,000	1,027
Total noninterest expense	$5,062,000	1,586
Salaries and employee benefits	$2,455,000	1,750
Premises and equipment expense	$425,000	2,616
Additional noninterest expense	$2,182,000	1,151
Pre-tax net operating income	$1,480,000	2,627
Securities gains (losses)	$0	3,782
Applicable income taxes	$386,000	2,768
Income before extraordinary items	$1,094,000	2,779
Extraordinary gains, net	$0	30
Net income	$1,094,000	2,778
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,000	3,447
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,094,000	2,621
2003-03-31 (YTD Data)		Rank
Total interest income	$3,233,000	2,280
Total interest expense	$994,000	2,448
Net interest income	$2,239,000	2,180
Provision for loan and lease losses	$90,000	2,494
Total noninterest income	$1,164,000	1,193
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$296,000	1,396
Trading account gains and fees	$0	134
Additional Noninterest Income	$868,000	985
Total noninterest expense	$2,673,000	1,492
Salaries and employee benefits	$1,277,000	1,671
Premises and equipment expense	$230,000	2,414
Additional noninterest expense	$1,166,000	1,062
Pre-tax net operating income	$640,000	2,929
Securities gains (losses)	$0	2,891
Applicable income taxes	$164,000	3,062
Income before extraordinary items	$476,000	3,055
Extraordinary gains, net	$0	21
Net income	$476,000	3,053
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	3,762
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$476,000	2,904
2002-12-31 (YTD Data)		Rank
Total interest income	$13,088,000	2,345
Total interest expense	$4,351,000	2,557
Net interest income	$8,737,000	2,214
Provision for loan and lease losses	$813,000	1,604
Total noninterest income	$4,104,000	1,228
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$1,231,000	1,323
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,873,000	1,024
Total noninterest expense	$9,629,000	1,601
Salaries and employee benefits	$4,465,000	1,803
Premises and equipment expense	$961,000	2,275
Additional noninterest expense	$4,203,000	1,163
Pre-tax net operating income	$2,399,000	2,978
Securities gains (losses)	$3,000	4,139
Applicable income taxes	$591,000	3,146
Income before extraordinary items	$1,811,000	3,014
Extraordinary gains, net	$0	70
Net income	$1,811,000	3,013
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$260,000	2,601
Cash dividends	$1,100,000	2,067
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,808,750	2,933
2001-12-31 (YTD Data)		Rank
Total interest income	$15,187,000	2,245
Total interest expense	$6,649,000	2,411
Net interest income	$8,538,000	2,091
Provision for loan and lease losses	$1,149,000	1,123
Total noninterest income	$2,735,000	1,589
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$1,309,000	1,125
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,426,000	1,596
Total noninterest expense	$8,050,000	1,801
Salaries and employee benefits	$3,587,000	2,107
Premises and equipment expense	$858,000	2,466
Additional noninterest expense	$3,605,000	1,305
Pre-tax net operating income	$2,074,000	3,101
Securities gains (losses)	$439,000	660
Applicable income taxes	$711,000	2,639
Income before extraordinary items	$1,802,000	2,782
Extraordinary gains, net	$0	105
Net income	$1,802,000	2,784
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$787,000	1,112
Cash dividends	$200,000	4,983
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,485,920	3,140
2000-12-31 (YTD Data)		Rank
Total interest income	$15,650,000	2,248
Total interest expense	$7,766,000	2,188
Net interest income	$7,884,000	2,258
Provision for loan and lease losses	$813,000	1,260
Total noninterest income	$2,371,000	1,658
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$1,083,000	1,247
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,288,000	1,571
Total noninterest expense	$7,844,000	1,775
Salaries and employee benefits	$3,150,000	2,261
Premises and equipment expense	$856,000	2,415
Additional noninterest expense	$3,838,000	1,190
Pre-tax net operating income	$1,598,000	3,891
Securities gains (losses)	$42,000	759
Applicable income taxes	$326,000	4,411
Income before extraordinary items	$1,314,000	3,609
Extraordinary gains, net	$0	38
Net income	$1,314,000	3,609
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$243,000	2,095
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,280,400	3,670
1999-12-31 (YTD Data)		Rank
Total interest income	$13,134,000	2,496
Total interest expense	$5,735,000	2,567
Net interest income	$7,399,000	2,383
Provision for loan and lease losses	$210,000	3,440
Total noninterest income	$1,834,000	1,980
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$976,000	1,342
Trading account gains and fees	$0	173
Additional Noninterest Income	$858,000	2,062
Total noninterest expense	$6,821,000	2,000
Salaries and employee benefits	$2,759,000	2,550
Premises and equipment expense	$931,000	2,195
Additional noninterest expense	$3,131,000	1,467
Pre-tax net operating income	$2,202,000	3,097
Securities gains (losses)	$-529,000	10,109
Applicable income taxes	$521,000	3,549
Income before extraordinary items	$1,152,000	3,996
Extraordinary gains, net	$0	35
Net income	$1,152,000	3,998
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$377,000	1,521
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,517,010	3,179
1998-12-31 (YTD Data)		Rank
Total interest income	$11,993,000	2,707
Total interest expense	$5,171,000	2,898
Net interest income	$6,822,000	2,483
Provision for loan and lease losses	$119,000	4,792
Total noninterest income	$1,409,000	2,378
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$874,000	1,434
Trading account gains and fees	$0	224
Additional Noninterest Income	$535,000	2,858
Total noninterest expense	$6,212,000	2,114
Salaries and employee benefits	$2,468,000	2,753
Premises and equipment expense	$735,000	2,654
Additional noninterest expense	$3,009,000	1,450
Pre-tax net operating income	$1,900,000	3,471
Securities gains (losses)	$-8,000	10,162
Applicable income taxes	$587,000	3,459
Income before extraordinary items	$1,305,000	3,679
Extraordinary gains, net	$0	32
Net income	$1,305,000	3,677
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$74,000	4,203
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,310,520	3,568
1997-12-31 (YTD Data)		Rank
Total interest income	$11,107,000	2,936
Total interest expense	$4,867,000	3,055
Net interest income	$6,240,000	2,800
Provision for loan and lease losses	$183,000	3,628
Total noninterest income	$1,340,000	2,414
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$837,000	1,557
Trading account gains and fees	$0	239
Additional Noninterest Income	$503,000	2,813
Total noninterest expense	$5,726,000	2,255
Salaries and employee benefits	$2,111,000	3,132
Premises and equipment expense	$653,000	2,924
Additional noninterest expense	$2,962,000	1,455
Pre-tax net operating income	$1,671,000	4,092
Securities gains (losses)	$23,000	1,798
Applicable income taxes	$530,000	4,043
Income before extraordinary items	$1,164,000	4,160
Extraordinary gains, net	$0	44
Net income	$1,164,000	4,160
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$108,000	3,667
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,148,130	4,147
1996-12-31 (YTD Data)		Rank
Total interest income	$10,149,000	3,235
Total interest expense	$4,499,000	3,318
Net interest income	$5,650,000	3,131
Provision for loan and lease losses	$137,000	4,309
Total noninterest income	$1,226,000	2,644
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$805,000	1,653
Trading account gains and fees	$0	262
Additional Noninterest Income	$421,000	3,296
Total noninterest expense	$5,344,000	2,555
Salaries and employee benefits	$1,775,000	3,720
Premises and equipment expense	$654,000	2,959
Additional noninterest expense	$2,915,000	1,782
Pre-tax net operating income	$1,395,000	4,590
Securities gains (losses)	$29,000	1,716
Applicable income taxes	$435,000	4,624
Income before extraordinary items	$989,000	4,557
Extraordinary gains, net	$0	53
Net income	$989,000	4,559
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	4,856
Cash dividends	$197,000	5,531
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$968,990	4,558
1995-12-31 (YTD Data)		Rank
Total interest income	$9,024,000	3,612
Total interest expense	$4,043,000	3,645
Net interest income	$4,981,000	3,548
Provision for loan and lease losses	$77,000	5,197
Total noninterest income	$1,041,000	3,008
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$676,000	1,994
Trading account gains and fees	$0	522
Additional Noninterest Income	$365,000	3,507
Total noninterest expense	$5,064,000	2,685
Salaries and employee benefits	$1,670,000	3,882
Premises and equipment expense	$458,000	4,060
Additional noninterest expense	$2,936,000	1,727
Pre-tax net operating income	$881,000	6,506
Securities gains (losses)	$58,000	1,212
Applicable income taxes	$184,000	7,711
Income before extraordinary items	$755,000	5,685
Extraordinary gains, net	$0	65
Net income	$755,000	5,684
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	6,354
Cash dividends	$677,000	2,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$708,600	5,918
1994-12-31 (YTD Data)		Rank
Total interest income	$7,791,000	3,835
Total interest expense	$3,005,000	3,959
Net interest income	$4,786,000	3,708
Provision for loan and lease losses	$182,000	3,187
Total noninterest income	$970,000	3,178
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$567,000	2,402
Trading account gains and fees	NA	NA
Additional Noninterest Income	$403,000	3,388
Total noninterest expense	$4,431,000	3,103
Salaries and employee benefits	$1,995,000	3,290
Premises and equipment expense	$445,000	4,194
Additional noninterest expense	$1,991,000	2,585
Pre-tax net operating income	$1,143,000	5,420
Securities gains (losses)	$-802,000	12,357
Applicable income taxes	$3,000	11,532
Income before extraordinary items	$338,000	8,745
Extraordinary gains, net	$0	249
Net income	$338,000	8,748
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$285,000	1,974
Cash dividends	$335,000	4,191
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,131,980	4,113
1993-12-31 (YTD Data)		Rank
Total interest income	$7,151,000	4,239
Total interest expense	$2,589,000	4,663
Net interest income	$4,562,000	3,881
Provision for loan and lease losses	$185,000	4,083
Total noninterest income	$932,000	3,532
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$513,000	2,705
Trading account gains and fees	NA	NA
Additional Noninterest Income	$419,000	3,650
Total noninterest expense	$4,111,000	3,399
Salaries and employee benefits	$1,805,000	3,607
Premises and equipment expense	$398,000	4,731
Additional noninterest expense	$1,908,000	2,841
Pre-tax net operating income	$1,198,000	5,186
Securities gains (losses)	$119,000	2,269
Applicable income taxes	$366,000	5,329
Income before extraordinary items	$951,000	4,877
Extraordinary gains, net	$64,000	1,977
Net income	$1,015,000	4,777
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$161,000	3,539
Cash dividends	$162,000	5,911
Sale, conversion, retirement of capital stock, net	$5,000	1,167
Net operating income	$865,320	5,021
1992-12-31 (YTD Data)		Rank
Total interest income	$7,525,000	4,531
Total interest expense	$3,096,000	5,020
Net interest income	$4,429,000	4,059
Provision for loan and lease losses	$375,000	3,592
Total noninterest income	$990,000	3,350
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$587,000	2,344
Trading account gains and fees	NA	NA
Additional Noninterest Income	$403,000	3,690
Total noninterest expense	$3,966,000	3,528
Salaries and employee benefits	$1,869,000	3,415
Premises and equipment expense	$492,000	4,030
Additional noninterest expense	$1,605,000	3,393
Pre-tax net operating income	$1,078,000	5,339
Securities gains (losses)	$245,000	1,748
Applicable income taxes	$355,000	5,285
Income before extraordinary items	$968,000	4,635
Extraordinary gains, net	$0	1,422
Net income	$968,000	4,683
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$250,000	3,718
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$69,000	888
Net operating income	$789,150	5,107

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.