Home > USAmeriBank > Income and Expense

USAmeriBank, Income and Expense

2017-12-31 (YTD Data)Rank
Total interest income$174,960,000213
Total interest expense$25,759,000178
Net interest income$149,201,000211
Provision for loan and lease losses$850,0001,005
Total noninterest income$19,235,000433
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$5,906,000262
Trading account gains and fees$5,071,00052
Additional Noninterest Income$8,258,000585
Total noninterest expense$95,288,000270
Salaries and employee benefits$52,940,000255
Premises and equipment expense$9,758,000282
Additional noninterest expense$32,590,000260
Pre-tax net operating income$72,298,000224
Securities gains (losses)$77,000720
Applicable income taxes$28,708,000205
Income before extraordinary items$43,667,000238
Extraordinary gains, net$09
Net income$43,667,000238
Minority interest net income$076
Net income of bank and minority interests.$43,667,000238
Net charge-offs$-1,641,0005,641
Cash dividends$32,500,000162
Sale, conversion, retirement of capital stock, net$780,000246
Net operating income$43,617,720240
2017-09-30 (YTD Data)Rank
Total interest income$128,014,000213
Total interest expense$18,207,000181
Net interest income$109,807,000216
Provision for loan and lease losses$1,492,000510
Total noninterest income$14,178,000440
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$4,438,000263
Trading account gains and fees$4,492,00047
Additional Noninterest Income$5,248,000667
Total noninterest expense$64,121,000288
Salaries and employee benefits$37,996,000263
Premises and equipment expense$7,319,000285
Additional noninterest expense$18,806,000315
Pre-tax net operating income$58,372,000214
Securities gains (losses)$77,000696
Applicable income taxes$18,765,000202
Income before extraordinary items$39,684,000219
Extraordinary gains, net$09
Net income$39,684,000219
Minority interest net income$071
Net income of bank and minority interests.$39,684,000220
Net charge-offs$-311,0005,577
Cash dividends$10,500,000277
Sale, conversion, retirement of capital stock, net$586,000228
Net operating income$39,631,640221
2017-06-30 (YTD Data)Rank
Total interest income$83,217,000217
Total interest expense$11,380,000183
Net interest income$71,837,000218
Provision for loan and lease losses$1,079,000477
Total noninterest income$10,203,000427
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$2,950,000255
Trading account gains and fees$3,551,00048
Additional Noninterest Income$3,702,000637
Total noninterest expense$42,150,000300
Salaries and employee benefits$25,355,000265
Premises and equipment expense$4,827,000286
Additional noninterest expense$11,968,000327
Pre-tax net operating income$38,811,000210
Securities gains (losses)$77,000509
Applicable income taxes$12,840,000206
Income before extraordinary items$26,048,000226
Extraordinary gains, net$011
Net income$26,048,000226
Minority interest net income$071
Net income of bank and minority interests.$26,048,000226
Net charge-offs$-365,0005,689
Cash dividends$7,000,000271
Sale, conversion, retirement of capital stock, net$390,000214
Net operating income$25,996,410225
2017-03-31 (YTD Data)Rank
Total interest income$40,197,000219
Total interest expense$5,406,000187
Net interest income$34,791,000218
Provision for loan and lease losses$1,084,000255
Total noninterest income$5,063,000425
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$1,473,000254
Trading account gains and fees$1,829,00051
Additional Noninterest Income$1,761,000650
Total noninterest expense$20,784,000302
Salaries and employee benefits$12,305,000278
Premises and equipment expense$2,429,000292
Additional noninterest expense$6,050,000324
Pre-tax net operating income$17,986,000221
Securities gains (losses)$01,153
Applicable income taxes$5,466,000219
Income before extraordinary items$12,520,000227
Extraordinary gains, net$08
Net income$12,520,000227
Minority interest net income$055
Net income of bank and minority interests.$12,520,000227
Net charge-offs$-209,0005,731
Cash dividends$3,500,000257
Sale, conversion, retirement of capital stock, net$195,000188
Net operating income$12,520,000224
2016-12-31 (YTD Data)Rank
Total interest income$149,313,000219
Total interest expense$18,837,000191
Net interest income$130,476,000225
Provision for loan and lease losses$5,978,000228
Total noninterest income$13,906,000547
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$5,467,000275
Trading account gains and fees$3,360,00057
Additional Noninterest Income$5,079,000837
Total noninterest expense$76,621,000322
Salaries and employee benefits$44,693,000294
Premises and equipment expense$9,794,000279
Additional noninterest expense$22,134,000346
Pre-tax net operating income$61,783,000229
Securities gains (losses)$362,000572
Applicable income taxes$16,846,000246
Income before extraordinary items$45,299,000229
Extraordinary gains, net$05
Net income$45,299,000227
Minority interest net income$082
Net income of bank and minority interests.$45,299,000228
Net charge-offs$-913,0005,852
Cash dividends$12,750,000304
Sale, conversion, retirement of capital stock, net$830,000224
Net operating income$45,034,740231
2016-09-30 (YTD Data)Rank
Total interest income$110,226,000220
Total interest expense$13,713,000193
Net interest income$96,513,000226
Provision for loan and lease losses$5,240,000198
Total noninterest income$12,052,000488
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$4,019,000286
Trading account gains and fees$3,101,00057
Additional Noninterest Income$4,932,000697
Total noninterest expense$56,506,000326
Salaries and employee benefits$33,254,000299
Premises and equipment expense$7,113,000286
Additional noninterest expense$16,139,000355
Pre-tax net operating income$46,819,000217
Securities gains (losses)$362,000530
Applicable income taxes$14,187,000229
Income before extraordinary items$32,994,000228
Extraordinary gains, net$05
Net income$32,994,000227
Minority interest net income$071
Net income of bank and minority interests.$32,994,000228
Net charge-offs$-211,0005,737
Cash dividends$9,250,000309
Sale, conversion, retirement of capital stock, net$609,000201
Net operating income$32,740,600228
2016-06-30 (YTD Data)Rank
Total interest income$72,311,000225
Total interest expense$8,918,000200
Net interest income$63,393,000229
Provision for loan and lease losses$2,890,000221
Total noninterest income$9,196,000445
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$2,607,000291
Trading account gains and fees$2,282,00054
Additional Noninterest Income$4,307,000561
Total noninterest expense$37,010,000330
Salaries and employee benefits$21,882,000301
Premises and equipment expense$4,593,000297
Additional noninterest expense$10,535,000359
Pre-tax net operating income$32,689,000215
Securities gains (losses)$181,000640
Applicable income taxes$11,453,000205
Income before extraordinary items$21,417,000234
Extraordinary gains, net$016
Net income$21,417,000233
Minority interest net income$071
Net income of bank and minority interests.$21,417,000233
Net charge-offs$-176,0005,836
Cash dividends$6,050,000310
Sale, conversion, retirement of capital stock, net$394,000196
Net operating income$21,299,350232
2016-03-31 (YTD Data)Rank
Total interest income$35,631,000226
Total interest expense$4,270,000203
Net interest income$31,361,000230
Provision for loan and lease losses$1,858,000187
Total noninterest income$4,928,000408
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$1,302,000285
Trading account gains and fees$1,597,00048
Additional Noninterest Income$2,029,000565
Total noninterest expense$18,447,000327
Salaries and employee benefits$11,046,000293
Premises and equipment expense$2,267,000308
Additional noninterest expense$5,134,000366
Pre-tax net operating income$15,984,000211
Securities gains (losses)$17,0001,296
Applicable income taxes$5,595,000205
Income before extraordinary items$10,406,000233
Extraordinary gains, net$012
Net income$10,406,000233
Minority interest net income$062
Net income of bank and minority interests.$10,406,000233
Net charge-offs$-80,0005,841
Cash dividends$2,850,000328
Sale, conversion, retirement of capital stock, net$178,000193
Net operating income$10,394,950229
2015-12-31 (YTD Data)Rank
Total interest income$131,257,000232
Total interest expense$15,329,000202
Net interest income$115,928,000234
Provision for loan and lease losses$5,476,000198
Total noninterest income$16,024,000482
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$4,861,000299
Trading account gains and fees$1,657,00067
Additional Noninterest Income$9,506,000508
Total noninterest expense$70,368,000330
Salaries and employee benefits$40,841,000299
Premises and equipment expense$8,958,000296
Additional noninterest expense$20,569,000361
Pre-tax net operating income$56,108,000232
Securities gains (losses)$444,000392
Applicable income taxes$20,411,000212
Income before extraordinary items$36,141,000257
Extraordinary gains, net$023
Net income$36,141,000257
Minority interest net income$081
Net income of bank and minority interests.$36,141,000257
Net charge-offs$-1,510,0006,131
Cash dividends$8,200,000443
Sale, conversion, retirement of capital stock, net$1,075,000215
Net operating income$35,856,840257
2015-09-30 (YTD Data)Rank
Total interest income$96,429,000242
Total interest expense$11,525,000197
Net interest income$84,904,000246
Provision for loan and lease losses$4,375,000184
Total noninterest income$10,699,000526
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$3,552,000311
Trading account gains and fees$417,00090
Additional Noninterest Income$6,730,000553
Total noninterest expense$52,108,000342
Salaries and employee benefits$30,305,000312
Premises and equipment expense$6,578,000311
Additional noninterest expense$15,225,000364
Pre-tax net operating income$39,120,000242
Securities gains (losses)$412,000356
Applicable income taxes$14,055,000224
Income before extraordinary items$25,477,000262
Extraordinary gains, net$021
Net income$25,477,000262
Minority interest net income$078
Net income of bank and minority interests.$25,477,000262
Net charge-offs$-983,0006,195
Cash dividends$6,950,000373
Sale, conversion, retirement of capital stock, net$674,000214
Net operating income$25,213,320260
2015-06-30 (YTD Data)Rank
Total interest income$62,591,000247
Total interest expense$7,695,000198
Net interest income$54,896,000251
Provision for loan and lease losses$2,871,000190
Total noninterest income$7,143,000528
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$2,283,000320
Trading account gains and fees$413,00087
Additional Noninterest Income$4,447,000551
Total noninterest expense$34,418,000345
Salaries and employee benefits$20,287,000307
Premises and equipment expense$4,164,000334
Additional noninterest expense$9,967,000373
Pre-tax net operating income$24,750,000250
Securities gains (losses)$415,000293
Applicable income taxes$9,175,000226
Income before extraordinary items$15,990,000276
Extraordinary gains, net$022
Net income$15,990,000276
Minority interest net income$075
Net income of bank and minority interests.$15,990,000276
Net charge-offs$-836,0006,288
Cash dividends$5,700,000323
Sale, conversion, retirement of capital stock, net$467,000199
Net operating income$15,724,400275
2015-03-31 (YTD Data)Rank
Total interest income$30,158,000254
Total interest expense$3,855,000197
Net interest income$26,303,000257
Provision for loan and lease losses$762,000281
Total noninterest income$3,321,000542
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$1,129,000320
Trading account gains and fees$221,00081
Additional Noninterest Income$1,971,000576
Total noninterest expense$16,969,000348
Salaries and employee benefits$10,245,000312
Premises and equipment expense$2,002,000349
Additional noninterest expense$4,722,000374
Pre-tax net operating income$11,893,000250
Securities gains (losses)$364,000220
Applicable income taxes$4,534,000223
Income before extraordinary items$7,723,000270
Extraordinary gains, net$013
Net income$7,723,000270
Minority interest net income$064
Net income of bank and minority interests.$7,723,000270
Net charge-offs$-776,0006,377
Cash dividends$2,850,000279
Sale, conversion, retirement of capital stock, net$249,000168
Net operating income$7,490,040275
2014-12-31 (YTD Data)Rank
Total interest income$117,580,000257
Total interest expense$15,703,000192
Net interest income$101,877,000259
Provision for loan and lease losses$2,749,000365
Total noninterest income$12,465,000548
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$4,392,000342
Trading account gains and fees$225,000108
Additional Noninterest Income$7,848,000546
Total noninterest expense$64,408,000354
Salaries and employee benefits$38,277,000311
Premises and equipment expense$7,972,000340
Additional noninterest expense$18,159,000398
Pre-tax net operating income$47,185,000242
Securities gains (losses)$1,181,000176
Applicable income taxes$18,289,000209
Income before extraordinary items$30,077,000276
Extraordinary gains, net$017
Net income$30,077,000275
Minority interest net income$084
Net income of bank and minority interests.$30,077,000275
Net charge-offs$4,578,000252
Cash dividends$6,600,000472
Sale, conversion, retirement of capital stock, net$907,000229
Net operating income$29,321,160275
2014-09-30 (YTD Data)Rank
Total interest income$87,680,000255
Total interest expense$11,570,000192
Net interest income$76,110,000259
Provision for loan and lease losses$1,504,000447
Total noninterest income$8,743,000577
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$3,249,000343
Trading account gains and fees$111,000115
Additional Noninterest Income$5,383,000587
Total noninterest expense$46,448,000358
Salaries and employee benefits$28,607,000311
Premises and equipment expense$5,934,000342
Additional noninterest expense$11,907,000437
Pre-tax net operating income$36,901,000233
Securities gains (losses)$573,000262
Applicable income taxes$14,184,000207
Income before extraordinary items$23,290,000265
Extraordinary gains, net$015
Net income$23,290,000265
Minority interest net income$081
Net income of bank and minority interests.$23,290,000265
Net charge-offs$2,733,000289
Cash dividends$4,950,000456
Sale, conversion, retirement of capital stock, net$648,000195
Net operating income$22,923,280265
2014-06-30 (YTD Data)Rank
Total interest income$58,131,000255
Total interest expense$7,583,000195
Net interest income$50,548,000258
Provision for loan and lease losses$820,000547
Total noninterest income$5,682,000584
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$2,100,000347
Trading account gains and fees$77,000125
Additional Noninterest Income$3,505,000584
Total noninterest expense$30,851,000361
Salaries and employee benefits$19,136,000306
Premises and equipment expense$3,941,000344
Additional noninterest expense$7,774,000444
Pre-tax net operating income$24,559,000227
Securities gains (losses)$2,0002,363
Applicable income taxes$9,302,000207
Income before extraordinary items$15,259,000261
Extraordinary gains, net$020
Net income$15,259,000261
Minority interest net income$080
Net income of bank and minority interests.$15,259,000262
Net charge-offs$3,085,000200
Cash dividends$3,300,000437
Sale, conversion, retirement of capital stock, net$412,000190
Net operating income$15,257,720257
2014-03-31 (YTD Data)Rank
Total interest income$28,648,000252
Total interest expense$3,725,000200
Net interest income$24,923,000257
Provision for loan and lease losses$732,000329
Total noninterest income$2,680,000590
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$1,009,000353
Trading account gains and fees$53,000114
Additional Noninterest Income$1,618,000594
Total noninterest expense$15,358,000367
Salaries and employee benefits$9,601,000303
Premises and equipment expense$1,939,000356
Additional noninterest expense$3,818,000447
Pre-tax net operating income$11,513,000234
Securities gains (losses)$2,0001,528
Applicable income taxes$4,371,000214
Income before extraordinary items$7,144,000272
Extraordinary gains, net$016
Net income$7,144,000272
Minority interest net income$066
Net income of bank and minority interests.$7,144,000272
Net charge-offs$2,332,000149
Cash dividends$1,650,000386
Sale, conversion, retirement of capital stock, net$199,000182
Net operating income$7,142,720267
2013-12-31 (YTD Data)Rank
Total interest income$112,004,000253
Total interest expense$15,960,000206
Net interest income$96,044,000255
Provision for loan and lease losses$-238,0006,487
Total noninterest income$36,468,000262
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$3,939,000378
Trading account gains and fees$665,00085
Additional Noninterest Income$31,864,000203
Total noninterest expense$70,625,000326
Salaries and employee benefits$42,888,000271
Premises and equipment expense$8,410,000309
Additional noninterest expense$19,327,000394
Pre-tax net operating income$62,125,000199
Securities gains (losses)$497,000455
Applicable income taxes$24,451,000167
Income before extraordinary items$38,171,000233
Extraordinary gains, net$029
Net income$38,171,000233
Minority interest net income$090
Net income of bank and minority interests.$38,171,000233
Net charge-offs$-609,0006,749
Cash dividends$1,250,0001,650
Sale, conversion, retirement of capital stock, net$830,000232
Net operating income$37,852,920230
2013-09-30 (YTD Data)Rank
Total interest income$83,370,000254
Total interest expense$12,002,000203
Net interest income$71,368,000259
Provision for loan and lease losses$-1,256,0006,799
Total noninterest income$32,589,000232
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$2,927,000384
Trading account gains and fees$445,00089
Additional Noninterest Income$29,217,000181
Total noninterest expense$53,454,000322
Salaries and employee benefits$33,517,000259
Premises and equipment expense$6,406,000305
Additional noninterest expense$13,531,000409
Pre-tax net operating income$51,759,000181
Securities gains (losses)$497,000412
Applicable income taxes$20,541,000150
Income before extraordinary items$31,715,000217
Extraordinary gains, net$025
Net income$31,715,000217
Minority interest net income$084
Net income of bank and minority interests.$31,715,000217
Net charge-offs$-421,0006,803
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$620,000209
Net operating income$31,396,920216
2013-06-30 (YTD Data)Rank
Total interest income$55,437,000255
Total interest expense$7,893,000213
Net interest income$47,544,000258
Provision for loan and lease losses$-1,262,0006,867
Total noninterest income$14,319,000324
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,885,000390
Trading account gains and fees$380,00081
Additional Noninterest Income$12,054,000266
Total noninterest expense$34,937,000324
Salaries and employee benefits$22,136,000266
Premises and equipment expense$4,184,000311
Additional noninterest expense$8,617,000415
Pre-tax net operating income$28,188,000209
Securities gains (losses)$187,000776
Applicable income taxes$10,507,000184
Income before extraordinary items$17,868,000237
Extraordinary gains, net$022
Net income$17,868,000238
Minority interest net income$082
Net income of bank and minority interests.$17,868,000238
Net charge-offs$-129,0006,728
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$413,000185
Net operating income$17,748,320234
2013-03-31 (YTD Data)Rank
Total interest income$26,985,000265
Total interest expense$3,869,000223
Net interest income$23,116,000270
Provision for loan and lease losses$600,000594
Total noninterest income$6,703,000338
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$917,000389
Trading account gains and fees$172,00086
Additional Noninterest Income$5,614,000278
Total noninterest expense$17,444,000331
Salaries and employee benefits$11,110,000268
Premises and equipment expense$2,090,000312
Additional noninterest expense$4,244,000433
Pre-tax net operating income$11,775,000236
Securities gains (losses)$01,966
Applicable income taxes$4,321,000206
Income before extraordinary items$7,454,000259
Extraordinary gains, net$010
Net income$7,454,000260
Minority interest net income$076
Net income of bank and minority interests.$7,454,000260
Net charge-offs$-45,0006,690
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$207,000154
Net operating income$7,454,000253
2012-12-31 (YTD Data)Rank
Total interest income$100,385,000283
Total interest expense$14,553,000278
Net interest income$85,832,000288
Provision for loan and lease losses$3,373,000701
Total noninterest income$21,278,000405
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$3,804,000389
Trading account gains and fees$2,710,00061
Additional Noninterest Income$14,764,000374
Total noninterest expense$69,264,000327
Salaries and employee benefits$40,393,000274
Premises and equipment expense$7,524,000335
Additional noninterest expense$21,347,000374
Pre-tax net operating income$34,473,000275
Securities gains (losses)$-146,0006,929
Applicable income taxes$13,155,000227
Income before extraordinary items$21,172,000332
Extraordinary gains, net$029
Net income$21,172,000331
Minority interest net income$093
Net income of bank and minority interests.$21,172,000331
Net charge-offs$2,534,000967
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$5,528,00072
Net operating income$21,265,440320
2012-09-30 (YTD Data)Rank
Total interest income$73,853,000290
Total interest expense$10,748,000299
Net interest income$63,105,000294
Provision for loan and lease losses$1,798,000939
Total noninterest income$14,496,000434
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$2,843,000395
Trading account gains and fees$2,015,00060
Additional Noninterest Income$9,638,000411
Total noninterest expense$49,406,000340
Salaries and employee benefits$29,398,000280
Premises and equipment expense$5,493,000343
Additional noninterest expense$14,515,000403
Pre-tax net operating income$26,397,000274
Securities gains (losses)$-146,0007,045
Applicable income taxes$9,974,000231
Income before extraordinary items$16,277,000330
Extraordinary gains, net$020
Net income$16,277,000330
Minority interest net income$086
Net income of bank and minority interests.$16,277,000330
Net charge-offs$817,0001,650
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$5,350,00049
Net operating income$16,370,440315
2012-06-30 (YTD Data)Rank
Total interest income$48,697,000295
Total interest expense$6,949,000318
Net interest income$41,748,000297
Provision for loan and lease losses$907,0001,185
Total noninterest income$7,920,000474
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,928,000392
Trading account gains and fees$1,311,00057
Additional Noninterest Income$4,681,000497
Total noninterest expense$31,759,000353
Salaries and employee benefits$18,828,000289
Premises and equipment expense$3,522,000356
Additional noninterest expense$9,409,000408
Pre-tax net operating income$17,002,000273
Securities gains (losses)$-148,0007,125
Applicable income taxes$6,420,000237
Income before extraordinary items$10,434,000335
Extraordinary gains, net$019
Net income$10,434,000335
Minority interest net income$084
Net income of bank and minority interests.$10,434,000335
Net charge-offs$-851,0007,233
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$349,000211
Net operating income$10,528,720314
2012-03-31 (YTD Data)Rank
Total interest income$24,662,000294
Total interest expense$3,460,000328
Net interest income$21,202,000292
Provision for loan and lease losses$-546,0007,273
Total noninterest income$3,623,000501
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$1,036,000365
Trading account gains and fees$250,00078
Additional Noninterest Income$2,337,000488
Total noninterest expense$16,684,000327
Salaries and employee benefits$9,733,000277
Premises and equipment expense$1,723,000370
Additional noninterest expense$5,228,000362
Pre-tax net operating income$8,687,000267
Securities gains (losses)$02,210
Applicable income taxes$3,265,000226
Income before extraordinary items$5,422,000322
Extraordinary gains, net$019
Net income$5,422,000322
Minority interest net income$078
Net income of bank and minority interests.$5,422,000323
Net charge-offs$-1,174,0007,300
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$174,000174
Net operating income$5,422,000303
2011-12-31 (YTD Data)Rank
Total interest income$49,188,000563
Total interest expense$9,384,000617
Net interest income$39,804,000549
Provision for loan and lease losses$8,313,000498
Total noninterest income$4,085,0001,221
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$767,0001,846
Trading account gains and fees$1,244,00073
Additional Noninterest Income$2,074,0001,323
Total noninterest expense$23,384,000848
Salaries and employee benefits$14,475,000677
Premises and equipment expense$2,436,0001,023
Additional noninterest expense$6,473,0001,080
Pre-tax net operating income$12,192,000523
Securities gains (losses)$557,000730
Applicable income taxes$4,827,000422
Income before extraordinary items$7,922,000654
Extraordinary gains, net$029
Net income$7,922,000652
Minority interest net income$096
Net income of bank and minority interests.$7,922,000654
Net charge-offs$5,859,000703
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$23,975,00031
Net operating income$7,565,520655
2011-09-30 (YTD Data)Rank
Total interest income$35,730,000587
Total interest expense$7,205,000627
Net interest income$28,525,000572
Provision for loan and lease losses$4,663,000662
Total noninterest income$2,360,0001,432
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$607,0001,779
Trading account gains and fees$703,00080
Additional Noninterest Income$1,050,0001,720
Total noninterest expense$17,140,000864
Salaries and employee benefits$10,721,000685
Premises and equipment expense$1,733,0001,087
Additional noninterest expense$4,686,0001,123
Pre-tax net operating income$9,082,000539
Securities gains (losses)$557,000593
Applicable income taxes$3,532,000428
Income before extraordinary items$6,107,000657
Extraordinary gains, net$021
Net income$6,107,000657
Minority interest net income$087
Net income of bank and minority interests.$6,107,000657
Net charge-offs$1,683,0001,377
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$1,852,000217
Net operating income$5,750,520665
2011-06-30 (YTD Data)Rank
Total interest income$23,167,000614
Total interest expense$4,756,000667
Net interest income$18,411,000594
Provision for loan and lease losses$2,307,000831
Total noninterest income$1,832,0001,305
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$376,0001,854
Trading account gains and fees$456,00076
Additional Noninterest Income$1,000,0001,343
Total noninterest expense$11,433,000877
Salaries and employee benefits$6,952,000717
Premises and equipment expense$1,101,0001,164
Additional noninterest expense$3,380,0001,055
Pre-tax net operating income$6,503,000507
Securities gains (losses)$557,000329
Applicable income taxes$2,579,000389
Income before extraordinary items$4,481,000587
Extraordinary gains, net$015
Net income$4,481,000583
Minority interest net income$089
Net income of bank and minority interests.$4,481,000587
Net charge-offs$1,072,0001,411
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$231,000299
Net operating income$4,124,520608
2011-03-31 (YTD Data)Rank
Total interest income$11,394,000636
Total interest expense$2,381,000690
Net interest income$9,013,000607
Provision for loan and lease losses$1,029,000837
Total noninterest income$1,036,0001,184
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$175,0001,941
Trading account gains and fees$324,00076
Additional Noninterest Income$537,0001,291
Total noninterest expense$5,796,000866
Salaries and employee benefits$3,412,000730
Premises and equipment expense$533,0001,227
Additional noninterest expense$1,851,000964
Pre-tax net operating income$3,224,000518
Securities gains (losses)$194,000350
Applicable income taxes$1,230,000397
Income before extraordinary items$2,188,000597
Extraordinary gains, net$09
Net income$2,188,000596
Minority interest net income$086
Net income of bank and minority interests.$2,188,000597
Net charge-offs$557,0001,252
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$113,000258
Net operating income$2,063,840616
2010-12-31 (YTD Data)Rank
Total interest income$40,588,000746
Total interest expense$10,686,000763
Net interest income$29,902,000739
Provision for loan and lease losses$6,287,000956
Total noninterest income$3,416,0001,414
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$475,0002,734
Trading account gains and fees$640,00089
Additional Noninterest Income$2,301,0001,283
Total noninterest expense$18,004,0001,106
Salaries and employee benefits$10,875,000897
Premises and equipment expense$1,949,0001,324
Additional noninterest expense$5,180,0001,406
Pre-tax net operating income$9,027,000596
Securities gains (losses)$26,0002,991
Applicable income taxes$3,314,000501
Income before extraordinary items$5,739,000763
Extraordinary gains, net$029
Net income$5,739,000763
Minority interest net income$0111
Net income of bank and minority interests.$5,739,000764
Net charge-offs$3,552,0001,318
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$301,000550
Net operating income$5,722,360734
2010-09-30 (YTD Data)Rank
Total interest income$29,522,000782
Total interest expense$8,103,000779
Net interest income$21,419,000772
Provision for loan and lease losses$3,759,0001,100
Total noninterest income$1,618,0001,980
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$328,0002,971
Trading account gains and fees$157,000101
Additional Noninterest Income$1,133,0001,660
Total noninterest expense$12,881,0001,166
Salaries and employee benefits$7,739,000937
Premises and equipment expense$1,415,0001,383
Additional noninterest expense$3,727,0001,425
Pre-tax net operating income$6,397,000669
Securities gains (losses)$26,0002,782
Applicable income taxes$2,351,000521
Income before extraordinary items$4,072,000851
Extraordinary gains, net$023
Net income$4,072,000852
Minority interest net income$0110
Net income of bank and minority interests.$4,072,000852
Net charge-offs$581,0002,872
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$222,000489
Net operating income$4,055,360810
2010-06-30 (YTD Data)Rank
Total interest income$19,093,000811
Total interest expense$5,490,000799
Net interest income$13,603,000811
Provision for loan and lease losses$2,515,0001,074
Total noninterest income$898,0002,195
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$197,0003,188
Trading account gains and fees$0152
Additional Noninterest Income$701,0001,669
Total noninterest expense$8,204,0001,212
Salaries and employee benefits$4,980,000969
Premises and equipment expense$876,0001,502
Additional noninterest expense$2,348,0001,513
Pre-tax net operating income$3,782,000730
Securities gains (losses)$26,0002,244
Applicable income taxes$1,392,000541
Income before extraordinary items$2,416,000933
Extraordinary gains, net$019
Net income$2,416,000933
Minority interest net income$0105
Net income of bank and minority interests.$2,416,000934
Net charge-offs$376,0002,786
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$144,000424
Net operating income$2,399,360910
2010-03-31 (YTD Data)Rank
Total interest income$9,449,000835
Total interest expense$2,859,000802
Net interest income$6,590,000838
Provision for loan and lease losses$991,0001,187
Total noninterest income$490,0002,066
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$97,0003,206
Trading account gains and fees$0175
Additional Noninterest Income$393,0001,526
Total noninterest expense$3,994,0001,253
Salaries and employee benefits$2,438,0001,014
Premises and equipment expense$423,0001,594
Additional noninterest expense$1,133,0001,559
Pre-tax net operating income$2,095,000648
Securities gains (losses)$26,0001,415
Applicable income taxes$783,000467
Income before extraordinary items$1,338,000817
Extraordinary gains, net$016
Net income$1,338,000821
Minority interest net income$091
Net income of bank and minority interests.$1,338,000821
Net charge-offs$37,0003,979
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$70,000353
Net operating income$1,321,360798
2009-12-31 (YTD Data)Rank
Total interest income$34,676,000972
Total interest expense$11,109,0001,066
Net interest income$23,567,000917
Provision for loan and lease losses$2,525,0002,172
Total noninterest income$669,0004,161
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$287,0003,956
Trading account gains and fees$0211
Additional Noninterest Income$382,0003,608
Total noninterest expense$14,426,0001,421
Salaries and employee benefits$8,480,0001,150
Premises and equipment expense$1,442,0001,866
Additional noninterest expense$4,504,0001,644
Pre-tax net operating income$7,285,000589
Securities gains (losses)$03,754
Applicable income taxes$2,829,000418
Income before extraordinary items$4,456,000770
Extraordinary gains, net$034
Net income$4,456,000767
Minority interest net income$0115
Net income of bank and minority interests.$4,456,000770
Net charge-offs$41,0006,324
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$11,703,00079
Net operating income$4,456,000760
2009-09-30 (YTD Data)Rank
Total interest income$25,385,0001,020
Total interest expense$7,981,0001,174
Net interest income$17,404,000935
Provision for loan and lease losses$2,121,0001,836
Total noninterest income$429,0004,530
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$185,0004,261
Trading account gains and fees$0212
Additional Noninterest Income$244,0003,950
Total noninterest expense$10,225,0001,508
Salaries and employee benefits$6,114,0001,226
Premises and equipment expense$1,030,0001,972
Additional noninterest expense$3,081,0001,737
Pre-tax net operating income$5,487,000626
Securities gains (losses)$03,497
Applicable income taxes$2,073,000451
Income before extraordinary items$3,414,000796
Extraordinary gains, net$027
Net income$3,414,000795
Minority interest net income$0118
Net income of bank and minority interests.$3,414,000797
Net charge-offs$-3,0007,743
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$8,603,00091
Net operating income$3,414,000787
2009-06-30 (YTD Data)Rank
Total interest income$16,232,0001,100
Total interest expense$5,031,0001,310
Net interest income$11,201,000963
Provision for loan and lease losses$1,419,0001,691
Total noninterest income$237,0004,914
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$112,0004,425
Trading account gains and fees$0193
Additional Noninterest Income$125,0004,425
Total noninterest expense$6,681,0001,564
Salaries and employee benefits$3,977,0001,287
Premises and equipment expense$643,0002,123
Additional noninterest expense$2,061,0001,768
Pre-tax net operating income$3,338,000693
Securities gains (losses)$03,136
Applicable income taxes$1,265,000492
Income before extraordinary items$2,073,000911
Extraordinary gains, net$021
Net income$2,073,000911
Minority interest net income$0112
Net income of bank and minority interests.$2,073,000911
Net charge-offs$-2,0007,645
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$5,052,000106
Net operating income$2,073,000880
2009-03-31 (YTD Data)Rank
Total interest income$7,333,0001,232
Total interest expense$2,366,0001,468
Net interest income$4,967,0001,104
Provision for loan and lease losses$596,0001,630
Total noninterest income$220,0003,630
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$48,0004,692
Trading account gains and fees$0171
Additional Noninterest Income$172,0002,722
Total noninterest expense$3,178,0001,587
Salaries and employee benefits$1,971,0001,311
Premises and equipment expense$342,0002,043
Additional noninterest expense$865,0001,860
Pre-tax net operating income$1,413,000901
Securities gains (losses)$02,434
Applicable income taxes$532,000631
Income before extraordinary items$881,0001,244
Extraordinary gains, net$015
Net income$881,0001,245
Minority interest net income$0102
Net income of bank and minority interests.$881,0001,246
Net charge-offs$-1,0007,151
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$51,000496
Net operating income$881,0001,172
2008-12-31 (YTD Data)Rank
Total interest income$18,531,0002,059
Total interest expense$6,691,0002,283
Net interest income$11,840,0001,883
Provision for loan and lease losses$3,226,0001,318
Total noninterest income$162,0006,782
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$97,0005,936
Trading account gains and fees$0154
Additional Noninterest Income$65,0006,475
Total noninterest expense$6,959,0002,699
Salaries and employee benefits$4,433,0002,286
Premises and equipment expense$858,0003,002
Additional noninterest expense$1,668,0003,347
Pre-tax net operating income$1,817,0002,651
Securities gains (losses)$-2,677,0007,962
Applicable income taxes$-870,0007,666
Income before extraordinary items$10,0006,183
Extraordinary gains, net$039
Net income$10,0006,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$15,147,000111
Net operating income$1,723,2802,406
2008-09-30 (YTD Data)Rank
Total interest income$12,394,0002,326
Total interest expense$4,702,0002,511
Net interest income$7,692,0002,182
Provision for loan and lease losses$2,438,0001,039
Total noninterest income$115,0006,964
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$60,0006,226
Trading account gains and fees$0148
Additional Noninterest Income$55,0006,465
Total noninterest expense$4,703,0002,934
Salaries and employee benefits$3,094,0002,467
Premises and equipment expense$555,0003,396
Additional noninterest expense$1,054,0003,719
Pre-tax net operating income$666,0004,440
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$666,0003,919
Extraordinary gains, net$031
Net income$666,0003,917
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$113,000742
Net operating income$666,0004,075
2008-06-30 (YTD Data)Rank
Total interest income$7,290,0002,616
Total interest expense$2,808,0002,884
Net interest income$4,482,0002,434
Provision for loan and lease losses$1,643,000889
Total noninterest income$47,0007,556
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$40,0006,240
Trading account gains and fees$0149
Additional Noninterest Income$7,0007,835
Total noninterest expense$2,943,0003,118
Salaries and employee benefits$1,994,0002,576
Premises and equipment expense$348,0003,566
Additional noninterest expense$601,0004,187
Pre-tax net operating income$-57,0007,106
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-57,0007,169
Extraordinary gains, net$021
Net income$-57,0007,169
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$78,000642
Net operating income$-57,0007,140
2008-03-31 (YTD Data)Rank
Total interest income$3,241,0003,004
Total interest expense$1,344,0003,163
Net interest income$1,897,0002,836
Provision for loan and lease losses$626,000874
Total noninterest income$21,0007,662
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$17,0006,420
Trading account gains and fees$0158
Additional Noninterest Income$4,0007,805
Total noninterest expense$1,477,0003,108
Salaries and employee benefits$980,0002,629
Premises and equipment expense$170,0003,639
Additional noninterest expense$327,0003,863
Pre-tax net operating income$-185,0007,739
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-185,0007,819
Extraordinary gains, net$015
Net income$-185,0007,818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$24,000658
Net operating income$-185,0007,787
2007-12-31 (YTD Data)Rank
Total interest income$3,464,0006,540
Total interest expense$1,260,0006,774
Net interest income$2,204,0006,291
Provision for loan and lease losses$1,774,000930
Total noninterest income$39,0008,114
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$9,0007,324
Trading account gains and fees$0178
Additional Noninterest Income$30,0007,542
Total noninterest expense$2,628,0005,452
Salaries and employee benefits$1,538,0005,229
Premises and equipment expense$333,0005,530
Additional noninterest expense$757,0005,524
Pre-tax net operating income$-2,159,0008,294
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-2,159,0008,333
Extraordinary gains, net$039
Net income$-2,159,0008,330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$30,943,00038
Net operating income$-2,159,0008,321
2007-09-30 (YTD Data)Rank
Total interest income$1,206,0007,894
Total interest expense$443,0007,861
Net interest income$763,0007,781
Provision for loan and lease losses$434,0001,761
Total noninterest income$6,0008,365
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,525
Trading account gains and fees$0184
Additional Noninterest Income$6,0008,162
Total noninterest expense$1,392,0006,382
Salaries and employee benefits$796,0006,301
Premises and equipment expense$184,0006,285
Additional noninterest expense$412,0006,320
Pre-tax net operating income$-1,057,0008,308
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-1,057,0008,341
Extraordinary gains, net$033
Net income$-1,057,0008,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$30,212,00028
Net operating income$-1,057,0008,333
2007-06-30 (YTD Data)Rank
Total interest income$464,0008,356
Total interest expense$127,0008,360
Net interest income$337,0008,236
Provision for loan and lease losses$160,0002,495
Total noninterest income$1,0008,491
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$07,560
Trading account gains and fees$0168
Additional Noninterest Income$1,0008,368
Total noninterest expense$581,0007,453
Salaries and employee benefits$329,0007,397
Premises and equipment expense$81,0007,134
Additional noninterest expense$171,0007,346
Pre-tax net operating income$-403,0008,229
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-403,0008,268
Extraordinary gains, net$029
Net income$-403,0008,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$802,000262
Net operating income$-403,0008,258
2007-03-31 (YTD Data)Rank
Total interest income$93,0008,596
Total interest expense$17,0008,556
Net interest income$76,0008,575
Provision for loan and lease losses$27,0004,065
Total noninterest income$08,538
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$07,573
Trading account gains and fees$0195
Additional Noninterest Income$08,433
Total noninterest expense$228,0007,845
Salaries and employee benefits$123,0007,899
Premises and equipment expense$32,0007,520
Additional noninterest expense$73,0007,620
Pre-tax net operating income$-179,0008,275
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-179,0008,307
Extraordinary gains, net$022
Net income$-179,0008,305
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-179,0008,294

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.