Home > USAmeriBank > Net charge- offs to loans
USAmeriBank, Net charge- offs to loans
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0459% | 5,164 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0744% | 5,239 |
| Percentage Net Loans Charged-off:Construction & development | -0.2268% | 4,923 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0721% | 5,211 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0500% | 131 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0168% | 4,813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0495% | 524 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0353% | 5,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0452% | 2,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2429% | 2,572 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2429% | 2,432 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0118% | 4,678 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0365% | 5,029 |
| Percentage Net Loans Charged-off:Construction & development | -0.2649% | 4,996 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0049% | 981 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0266% | 4,951 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0684% | 432 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0536% | 5,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0650% | 1,644 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3305% | 2,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3305% | 1,936 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0210% | 4,798 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0555% | 5,237 |
| Percentage Net Loans Charged-off:Construction & development | -0.3839% | 5,076 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0145% | 726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0647% | 5,257 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0160% | 3,821 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0790% | 5,329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0950% | 1,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5037% | 1,520 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5037% | 1,384 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0245% | 4,845 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0368% | 5,192 |
| Percentage Net Loans Charged-off:Construction & development | -0.0089% | 4,672 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0203% | 5,189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1254% | 5,485 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0278% | 3,970 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1550% | 5,531 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0098% | 4,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9111% | 917 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9111% | 813 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4689% | 1,148 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0289% | 5,231 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0385% | 5,235 |
| Percentage Net Loans Charged-off:Construction & development | -0.1154% | 4,947 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0161% | 5,052 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0609% | 5,393 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1331% | 4,237 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0366% | 5,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0058% | 4,279 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0376% | 5,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0376% | 5,023 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2926% | 845 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0176% | 1,185 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0091% | 4,746 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0126% | 4,821 |
| Percentage Net Loans Charged-off:Construction & development | 0.0027% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,756 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0641% | 5,451 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1444% | 4,262 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0365% | 5,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0072% | 4,206 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0507% | 5,055 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0507% | 4,995 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2522% | 743 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0115% | 4,743 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0153% | 4,917 |
| Percentage Net Loans Charged-off:Construction & development | -0.0061% | 4,637 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 4,833 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0732% | 5,548 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1779% | 4,324 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0364% | 5,343 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0089% | 4,221 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0470% | 4,959 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0470% | 4,897 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2534% | 649 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0106% | 4,559 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0134% | 4,920 |
| Percentage Net Loans Charged-off:Construction & development | -0.0062% | 4,764 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 4,949 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0623% | 5,545 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0922% | 4,260 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0515% | 5,508 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0110% | 4,285 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0681% | 4,969 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0681% | 4,898 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2348% | 537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0551% | 5,582 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0639% | 5,586 |
| Percentage Net Loans Charged-off:Construction & development | -0.4230% | 5,342 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0328% | 5,373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0271% | 2,674 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0630% | 4,285 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0569% | 2,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0235% | 4,618 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1748% | 5,576 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1748% | 5,516 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1965% | 856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0488% | 5,542 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0588% | 5,603 |
| Percentage Net Loans Charged-off:Construction & development | -0.5211% | 5,442 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0210% | 5,367 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0634% | 1,962 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0274% | 4,217 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0925% | 1,630 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0109% | 4,386 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0589% | 5,236 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0589% | 5,166 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1714% | 810 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0636% | 5,630 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0690% | 5,719 |
| Percentage Net Loans Charged-off:Construction & development | -0.8950% | 5,566 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0084% | 1,126 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1148% | 1,409 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0114% | 4,183 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1559% | 1,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0434% | 4,756 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0540% | 5,096 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0540% | 5,042 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0779% | 876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1212% | 5,922 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1462% | 6,002 |
| Percentage Net Loans Charged-off:Construction & development | -1.9759% | 5,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0192% | 696 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2328% | 773 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0151% | 4,247 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3159% | 606 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0062% | 4,336 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0365% | 5,023 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0365% | 4,962 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1361% | 5,534 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1899% | 2,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1818% | 1,600 |
| Percentage Net Loans Charged-off:Construction & development | 0.2796% | 735 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2314% | 1,112 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0521% | 2,903 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3024% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0349% | 5,901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2146% | 1,777 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2001% | 2,860 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2001% | 2,698 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4888% | 631 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1529% | 2,267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1811% | 1,465 |
| Percentage Net Loans Charged-off:Construction & development | 0.3358% | 614 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3136% | 819 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2248% | 6,292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0443% | 952 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3182% | 6,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0093% | 2,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3217% | 2,168 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3217% | 2,016 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2974% | 700 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2614% | 1,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3107% | 981 |
| Percentage Net Loans Charged-off:Construction & development | 0.4894% | 497 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4816% | 594 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1683% | 6,315 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0744% | 760 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2534% | 6,367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0188% | 1,915 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5181% | 1,490 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5181% | 1,357 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2387% | 671 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3979% | 921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4582% | 636 |
| Percentage Net Loans Charged-off:Construction & development | 1.2010% | 262 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5596% | 402 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0239% | 5,845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0824% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0621% | 6,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1294% | 1,015 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1377% | 5,551 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1377% | 5,491 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1535% | 644 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0280% | 6,216 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0523% | 6,323 |
| Percentage Net Loans Charged-off:Construction & development | 0.0659% | 1,491 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0951% | 6,329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0176% | 6,156 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1746% | 1,097 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0910% | 6,403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0564% | 2,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,056 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7244% | 540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0263% | 6,132 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0369% | 6,256 |
| Percentage Net Loans Charged-off:Construction & development | 0.2021% | 1,189 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1189% | 6,430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0502% | 3,242 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3190% | 813 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0536% | 6,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0097% | 4,917 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0106% | 3,830 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0106% | 3,689 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9281% | 450 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0122% | 5,818 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0191% | 6,083 |
| Percentage Net Loans Charged-off:Construction & development | 0.5497% | 865 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1845% | 6,554 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1420% | 2,295 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1889% | 871 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1234% | 2,283 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0130% | 4,905 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,315 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0850% | 395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0086% | 5,393 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0139% | 2,914 |
| Percentage Net Loans Charged-off:Construction & development | -0.0108% | 5,531 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0008% | 1,432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0724% | 2,189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3739% | 545 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0475% | 6,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1438% | 5,799 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0304% | 2,774 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0304% | 2,625 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9187% | 362 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1410% | 4,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0935% | 4,074 |
| Percentage Net Loans Charged-off:Construction & development | -1.1317% | 6,330 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2982% | 1,986 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1350% | 3,426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3909% | 1,148 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0208% | 4,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3081% | 2,480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6803% | 1,916 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6804% | 1,774 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2425% | 500 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0629% | 4,793 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 6,455 |
| Percentage Net Loans Charged-off:Construction & development | -1.4748% | 6,410 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1824% | 2,115 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1381% | 3,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3414% | 1,093 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0450% | 3,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3264% | 2,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4857% | 863 |
| Percentage Net Loans Charged-off: Credit card loans | -40.9231% | 1,387 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4941% | 770 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0128% | 1,428 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0906% | 105 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1016% | 6,864 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1559% | 6,968 |
| Percentage Net Loans Charged-off:Construction & development | -3.1420% | 6,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2115% | 1,778 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0619% | 3,359 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4569% | 887 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1282% | 6,889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0472% | 2,677 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9249% | 660 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9254% | 605 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0213% | 1,197 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1338% | 90 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2916% | 7,061 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3904% | 7,113 |
| Percentage Net Loans Charged-off:Construction & development | -7.1487% | 6,527 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4028% | 1,066 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0642% | 2,704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2105% | 868 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0082% | 6,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0520% | 1,883 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0847% | 590 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0854% | 514 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0425% | 870 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0173% | 1,332 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5926% | 2,674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6954% | 2,188 |
| Percentage Net Loans Charged-off:Construction & development | 6.5080% | 751 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1796% | 2,808 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5311% | 2,143 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0045% | 5,212 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7736% | 1,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1895% | 3,489 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,946 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,804 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.7268% | 72 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2666% | 3,774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2657% | 3,266 |
| Percentage Net Loans Charged-off:Construction & development | 0.0683% | 2,560 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1804% | 2,403 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9031% | 1,315 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0083% | 5,217 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2985% | 891 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2802% | 2,856 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,575 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,414 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0566% | 1,316 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.3557% | 57 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2607% | 3,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2202% | 3,258 |
| Percentage Net Loans Charged-off:Construction & development | 0.1034% | 2,199 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2787% | 1,877 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2008% | 2,887 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2874% | 2,380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4298% | 2,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,113 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,954 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0743% | 1,137 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.9757% | 40 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2785% | 2,954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1262% | 3,064 |
| Percentage Net Loans Charged-off:Construction & development | 0.2303% | 1,524 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0689% | 1,734 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3986% | 1,750 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5736% | 1,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8893% | 1,327 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 8.3642% | 23 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5118% | 3,569 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1321% | 4,633 |
| Percentage Net Loans Charged-off:Construction & development | 0.3063% | 3,021 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0643% | 3,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3408% | 2,826 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4001% | 1,355 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3170% | 2,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9364% | 1,681 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,354 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6041% | 1,009 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 51.0514% | 32 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1149% | 5,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1081% | 4,452 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0901% | 2,812 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2709% | 2,822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3780% | 2,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1518% | 3,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,046 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1141% | 5,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1313% | 3,919 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0805% | 2,351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4077% | 2,117 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5655% | 1,687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0629% | 3,592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0231% | 5,253 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 7,197 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0227% | 7,360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0320% | 7,399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1296% | 2,518 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0073% | 7,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0104% | 5,798 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0495% | 4,423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0697% | 4,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0034% | 7,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,954 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0007% | 7,576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 5,459 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0034% | 6,943 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0008% | 7,462 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0035% | 6,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0008% | 7,098 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0037% | 6,728 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,039 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 5,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,534 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |