Home > USAA Federal Savings Bank > Net charge- offs to loans
USAA Federal Savings Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4692% | 61 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1026% | 4,517 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1027% | 4,503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1455% | 4,532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4022% | 518 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2926% | 246 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8349% | 698 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3460% | 67 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1332% | 4,556 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1332% | 4,551 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1506% | 4,515 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1259% | 4,539 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2835% | 470 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1847% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7120% | 753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1003% | 81 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1309% | 4,578 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1310% | 4,556 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2193% | 4,561 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0934% | 4,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1973% | 499 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0899% | 208 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6244% | 827 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0253% | 77 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1305% | 4,597 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1306% | 4,576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1884% | 4,608 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1183% | 524 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9231% | 200 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5890% | 802 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7375% | 94 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3436% | 4,684 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3438% | 4,672 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7364% | 4,693 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1856% | 4,612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8530% | 622 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6382% | 217 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3096% | 1,303 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6783% | 84 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3033% | 4,708 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3035% | 4,697 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7167% | 4,727 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1410% | 4,604 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7899% | 632 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5673% | 207 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2518% | 1,322 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6960% | 87 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3409% | 4,658 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3411% | 4,590 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5227% | 3,532 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2707% | 4,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8203% | 587 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6063% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2676% | 1,196 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6371% | 106 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5664% | 4,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5668% | 4,645 |
| Percentage Net Loans Charged-off: Home equity loans | -1.3520% | 3,564 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2622% | 4,592 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7872% | 609 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5234% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2617% | 1,090 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6877% | 112 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4019% | 4,747 |
| Percentage Net Loans Charged-off:Construction & development | -0.1687% | 4,299 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4021% | 4,679 |
| Percentage Net Loans Charged-off: Home equity loans | -1.2364% | 3,619 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0907% | 4,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8567% | 493 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5492% | 220 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3383% | 1,074 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6857% | 114 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4009% | 4,812 |
| Percentage Net Loans Charged-off:Construction & development | -0.1823% | 4,359 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4011% | 4,748 |
| Percentage Net Loans Charged-off: Home equity loans | -1.2162% | 3,666 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0915% | 4,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8580% | 458 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6119% | 220 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2924% | 1,043 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7856% | 104 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3059% | 4,834 |
| Percentage Net Loans Charged-off:Construction & development | -0.2160% | 4,404 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3059% | 4,753 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8940% | 3,659 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0778% | 4,523 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9611% | 406 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7785% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3430% | 877 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8820% | 89 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2210% | 4,821 |
| Percentage Net Loans Charged-off:Construction & development | -0.1310% | 4,408 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2211% | 4,745 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5339% | 3,655 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0949% | 4,612 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0586% | 432 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7669% | 215 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5213% | 693 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2255% | 96 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1633% | 4,856 |
| Percentage Net Loans Charged-off:Construction & development | -0.4826% | 4,534 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1629% | 4,764 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5244% | 3,716 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0183% | 1,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4276% | 408 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4462% | 220 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6583% | 869 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4010% | 85 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1188% | 4,839 |
| Percentage Net Loans Charged-off:Construction & development | -0.3201% | 4,539 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1185% | 4,749 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3108% | 3,712 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0206% | 4,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6224% | 329 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7868% | 187 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7476% | 726 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5701% | 85 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1502% | 4,896 |
| Percentage Net Loans Charged-off:Construction & development | -0.4323% | 4,564 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1498% | 4,813 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2580% | 3,708 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0916% | 4,739 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8135% | 334 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0786% | 190 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8569% | 720 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6901% | 90 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1780% | 4,935 |
| Percentage Net Loans Charged-off:Construction & development | -0.8267% | 4,612 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1769% | 4,884 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2912% | 3,723 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1106% | 4,810 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9433% | 371 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3078% | 170 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8871% | 779 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4616% | 99 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0253% | 4,574 |
| Percentage Net Loans Charged-off:Construction & development | -0.0736% | 4,475 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0252% | 4,502 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0328% | 407 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0655% | 4,768 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6691% | 430 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7671% | 248 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7699% | 969 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4177% | 95 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0104% | 1,573 |
| Percentage Net Loans Charged-off:Construction & development | 0.2093% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0100% | 1,373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0906% | 255 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0509% | 4,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6110% | 422 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6758% | 237 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7345% | 949 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4398% | 83 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0662% | 733 |
| Percentage Net Loans Charged-off:Construction & development | 0.3477% | 88 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0656% | 677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1927% | 136 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0431% | 4,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6210% | 429 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7193% | 222 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7085% | 939 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4684% | 84 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2751% | 214 |
| Percentage Net Loans Charged-off:Construction & development | 0.3486% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2749% | 223 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5855% | 45 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0267% | 4,697 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6200% | 441 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6687% | 221 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7380% | 899 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4260% | 81 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0196% | 1,734 |
| Percentage Net Loans Charged-off:Construction & development | -0.3996% | 4,826 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0208% | 1,631 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0348% | 472 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0078% | 1,808 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6373% | 423 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6158% | 238 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7850% | 962 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4102% | 86 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0386% | 1,154 |
| Percentage Net Loans Charged-off:Construction & development | -0.4894% | 4,888 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0402% | 1,165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1088% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0225% | 4,665 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6246% | 402 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6276% | 224 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7489% | 911 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4498% | 85 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0170% | 1,294 |
| Percentage Net Loans Charged-off:Construction & development | -0.3934% | 4,901 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0182% | 1,269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0562% | 309 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0176% | 4,624 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6770% | 376 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7248% | 215 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7544% | 852 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5227% | 91 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0624% | 5,149 |
| Percentage Net Loans Charged-off:Construction & development | -0.5679% | 5,000 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0608% | 5,085 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0754% | 214 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2008% | 5,352 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7696% | 422 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8154% | 199 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8371% | 818 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4443% | 110 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1129% | 907 |
| Percentage Net Loans Charged-off:Construction & development | -0.3724% | 5,013 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1146% | 978 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2577% | 231 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0318% | 5,014 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6814% | 445 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6785% | 238 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8042% | 1,020 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4283% | 113 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0682% | 1,054 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0684% | 1,193 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1655% | 278 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0305% | 5,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6778% | 435 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6813% | 228 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8041% | 948 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4695% | 125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0767% | 927 |
| Percentage Net Loans Charged-off:Construction & development | -0.1843% | 4,963 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0776% | 1,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1770% | 251 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0240% | 4,952 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7313% | 404 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7774% | 223 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8229% | 878 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5078% | 104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0975% | 663 |
| Percentage Net Loans Charged-off:Construction & development | -0.1132% | 4,984 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0983% | 758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2015% | 193 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0102% | 4,731 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7769% | 431 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7611% | 228 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9136% | 810 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3418% | 116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2958% | 434 |
| Percentage Net Loans Charged-off:Construction & development | 0.3588% | 259 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2955% | 525 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5091% | 162 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0519% | 1,785 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5631% | 515 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4444% | 251 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7721% | 1,141 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3051% | 115 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2913% | 379 |
| Percentage Net Loans Charged-off:Construction & development | 0.3832% | 211 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2909% | 481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5092% | 157 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0341% | 1,793 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5229% | 478 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3923% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7434% | 1,038 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3237% | 119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3387% | 348 |
| Percentage Net Loans Charged-off:Construction & development | 0.4627% | 175 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3382% | 440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5265% | 166 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1054% | 1,073 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5361% | 464 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4539% | 232 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7086% | 1,030 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3634% | 139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3835% | 298 |
| Percentage Net Loans Charged-off:Construction & development | 0.6225% | 107 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3824% | 379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5315% | 144 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1852% | 632 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5742% | 504 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4283% | 238 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7946% | 890 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1880% | 149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4109% | 410 |
| Percentage Net Loans Charged-off:Construction & development | 0.2444% | 472 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4118% | 498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5925% | 229 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1682% | 1,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3767% | 527 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1415% | 286 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6495% | 1,184 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1464% | 149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4193% | 373 |
| Percentage Net Loans Charged-off:Construction & development | 0.3071% | 396 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4200% | 438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5956% | 223 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1775% | 1,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3262% | 492 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0891% | 278 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5985% | 1,163 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1598% | 163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4894% | 323 |
| Percentage Net Loans Charged-off:Construction & development | 0.1777% | 390 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4912% | 416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6998% | 209 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1996% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3292% | 527 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1254% | 259 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5618% | 1,139 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1782% | 190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4699% | 355 |
| Percentage Net Loans Charged-off:Construction & development | -0.0312% | 5,077 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4727% | 434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6549% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2177% | 776 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3613% | 551 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1137% | 257 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6245% | 1,008 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1471% | 243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7478% | 349 |
| Percentage Net Loans Charged-off:Construction & development | 0.4302% | 626 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7499% | 383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9297% | 228 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4677% | 723 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2558% | 720 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9903% | 332 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4852% | 1,701 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1430% | 245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8495% | 288 |
| Percentage Net Loans Charged-off:Construction & development | 0.3876% | 584 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8528% | 320 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0330% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5625% | 541 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2239% | 691 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9661% | 321 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4378% | 1,682 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1860% | 266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9285% | 269 |
| Percentage Net Loans Charged-off:Construction & development | 0.3251% | 573 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9330% | 329 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0971% | 182 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6542% | 503 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2573% | 680 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0445% | 296 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4081% | 1,610 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2719% | 263 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1652% | 205 |
| Percentage Net Loans Charged-off:Construction & development | 0.3376% | 414 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1718% | 251 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3396% | 136 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8490% | 378 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3009% | 674 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0443% | 277 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4855% | 1,377 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3086% | 385 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3611% | 293 |
| Percentage Net Loans Charged-off:Construction & development | 0.5247% | 1,078 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,684 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3679% | 290 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6495% | 207 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9141% | 562 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2918% | 871 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0419% | 342 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4196% | 2,170 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3128% | 404 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3966% | 280 |
| Percentage Net Loans Charged-off:Construction & development | 0.7431% | 853 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4019% | 284 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6907% | 225 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9536% | 526 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2843% | 787 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0423% | 342 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3945% | 2,017 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4046% | 394 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5111% | 284 |
| Percentage Net Loans Charged-off:Construction & development | 1.0621% | 689 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5148% | 311 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8138% | 229 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0737% | 482 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3665% | 748 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1593% | 326 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4188% | 1,832 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4504% | 377 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5273% | 302 |
| Percentage Net Loans Charged-off:Construction & development | 1.3164% | 509 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5290% | 325 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7698% | 201 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1664% | 455 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4227% | 728 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2070% | 316 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4631% | 1,566 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4930% | 603 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5966% | 505 |
| Percentage Net Loans Charged-off:Construction & development | 0.3147% | 1,964 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,215 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6078% | 487 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8462% | 342 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2198% | 706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4512% | 923 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3120% | 398 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3791% | 2,582 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4542% | 609 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4894% | 555 |
| Percentage Net Loans Charged-off:Construction & development | 0.1676% | 1,941 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5011% | 530 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7198% | 363 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1382% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4399% | 898 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3571% | 368 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3025% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4827% | 676 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5073% | 603 |
| Percentage Net Loans Charged-off:Construction & development | 0.6580% | 1,437 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5149% | 559 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6861% | 365 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2288% | 710 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4726% | 878 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4372% | 344 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2749% | 2,519 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5910% | 622 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6300% | 536 |
| Percentage Net Loans Charged-off:Construction & development | 0.9161% | 992 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6364% | 496 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7112% | 335 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5078% | 553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5746% | 771 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5679% | 314 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3281% | 2,009 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8086% | 812 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6750% | 873 |
| Percentage Net Loans Charged-off:Construction & development | 0.4575% | 2,462 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,614 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6858% | 692 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8828% | 483 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3028% | 953 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8713% | 849 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9486% | 379 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3241% | 3,176 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7422% | 784 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4349% | 975 |
| Percentage Net Loans Charged-off:Construction & development | 0.4685% | 2,197 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4435% | 778 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6462% | 504 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0383% | 1,125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8890% | 813 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9788% | 369 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2884% | 3,020 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8284% | 759 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4331% | 999 |
| Percentage Net Loans Charged-off:Construction & development | 0.3525% | 2,001 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4426% | 799 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6309% | 501 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0665% | 1,077 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0219% | 739 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1370% | 343 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3019% | 2,727 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8968% | 677 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3829% | 886 |
| Percentage Net Loans Charged-off:Construction & development | 0.2866% | 1,481 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3923% | 743 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5901% | 413 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0018% | 915 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1550% | 689 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2949% | 330 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2935% | 2,287 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1012% | 946 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3079% | 1,492 |
| Percentage Net Loans Charged-off:Construction & development | 0.4559% | 2,879 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3143% | 1,073 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4082% | 673 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1363% | 1,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,726 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5786% | 806 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7670% | 424 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1735% | 843 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3496% | 1,330 |
| Percentage Net Loans Charged-off:Construction & development | 0.4908% | 2,571 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3559% | 929 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4166% | 621 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2403% | 1,013 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6895% | 736 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9212% | 399 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3310% | 754 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4270% | 1,181 |
| Percentage Net Loans Charged-off:Construction & development | 0.4742% | 2,270 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4339% | 846 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4670% | 548 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3696% | 881 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9214% | 683 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2414% | 382 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5251% | 646 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5593% | 946 |
| Percentage Net Loans Charged-off:Construction & development | 0.2154% | 1,841 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5688% | 714 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6247% | 438 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4603% | 748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1972% | 633 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6261% | 366 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8790% | 1,324 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0995% | 1,798 |
| Percentage Net Loans Charged-off:Construction & development | -0.0940% | 7,316 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1071% | 1,200 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1414% | 778 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0426% | 1,202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 5,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5919% | 980 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0266% | 497 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8402% | 1,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0471% | 1,518 |
| Percentage Net Loans Charged-off:Construction & development | -0.0322% | 7,335 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0538% | 1,027 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0806% | 672 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0035% | 1,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5975% | 942 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0308% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6895% | 1,121 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9201% | 1,462 |
| Percentage Net Loans Charged-off:Construction & development | -0.2986% | 7,416 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9275% | 1,036 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9689% | 615 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8514% | 1,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4806% | 943 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0171% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7878% | 811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7911% | 1,216 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7960% | 906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8572% | 470 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6776% | 946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7860% | 782 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8446% | 444 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1893% | 1,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4921% | 1,711 |
| Percentage Net Loans Charged-off:Construction & development | 0.1502% | 2,494 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4942% | 1,214 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5652% | 651 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3550% | 1,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9104% | 1,086 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1481% | 493 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0797% | 786 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4011% | 1,380 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4035% | 1,073 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4836% | 564 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2470% | 1,410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7893% | 962 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1227% | 433 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1052% | 616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3642% | 1,187 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3664% | 983 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4338% | 483 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2360% | 1,223 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8765% | 839 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2168% | 403 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0415% | 515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2999% | 979 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3018% | 850 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3657% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1786% | 1,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8051% | 848 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2372% | 375 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8600% | 561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1154% | 1,950 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1162% | 1,759 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1696% | 596 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0237% | 2,671 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6270% | 879 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4604% | 499 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8742% | 397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0614% | 1,926 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0619% | 1,758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0966% | 543 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0031% | 2,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7205% | 701 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7484% | 428 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8433% | 397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0602% | 1,567 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0607% | 1,447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1019% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0079% | 7,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6736% | 679 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7206% | 411 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8984% | 365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1029% | 863 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1038% | 886 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1385% | 281 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0464% | 1,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7522% | 669 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6703% | 408 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5290% | 687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0370% | 2,243 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0374% | 2,151 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0595% | 548 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0050% | 2,606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9726% | 1,511 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2354% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5425% | 556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0328% | 1,940 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0332% | 1,857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0498% | 442 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0098% | 2,077 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9770% | 1,345 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2434% | 740 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4465% | 686 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0347% | 1,645 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0351% | 1,547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0495% | 354 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0154% | 1,658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7813% | 1,620 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0289% | 750 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4340% | 651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0333% | 1,164 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0336% | 1,068 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0492% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0125% | 1,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7357% | 1,662 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9183% | 700 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7484% | 472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0184% | 2,765 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0186% | 2,596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0201% | 616 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0170% | 2,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2410% | 1,387 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6595% | 942 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6995% | 461 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0219% | 2,288 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0220% | 2,157 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0225% | 502 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0216% | 2,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1474% | 1,381 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5442% | 874 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7021% | 499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0203% | 1,996 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0204% | 1,842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0203% | 400 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0205% | 1,725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1458% | 1,338 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4677% | 829 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6689% | 509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0205% | 1,481 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0206% | 1,339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0204% | 295 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0208% | 1,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0687% | 1,421 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3670% | 709 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7452% | 653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0192% | 3,072 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0194% | 2,754 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0291% | 557 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0091% | 2,839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0632% | 1,915 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5353% | 1,113 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7749% | 561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0181% | 2,680 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0182% | 2,360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0357% | 451 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 7,841 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0804% | 1,687 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5933% | 1,039 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8038% | 544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0192% | 2,260 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0193% | 1,964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0277% | 383 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0105% | 1,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0961% | 1,671 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6642% | 955 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8405% | 524 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0200% | 1,650 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0201% | 1,429 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0405% | 1,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1324% | 1,616 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6838% | 828 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9395% | 651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0243% | 3,152 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0245% | 2,827 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0345% | 534 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0149% | 2,878 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2143% | 1,839 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9421% | 1,201 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9724% | 531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0105% | 3,061 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0105% | 2,638 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0394% | 420 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0168% | 8,424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2564% | 1,625 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0124% | 1,123 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0042% | 524 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0225% | 2,305 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0226% | 1,998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0459% | 350 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2761% | 1,562 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0790% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0004% | 490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0243% | 1,671 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0245% | 1,419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0778% | 218 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0288% | 8,624 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2652% | 1,563 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0342% | 888 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9371% | 766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0411% | 2,742 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0415% | 2,422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0525% | 495 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0305% | 2,546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1651% | 1,985 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7248% | 1,375 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9126% | 799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1027% | 1,636 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1038% | 1,493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0786% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1284% | 1,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0717% | 2,062 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5597% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7553% | 808 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0207% | 634 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0210% | 634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0249% | 323 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0176% | 625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8589% | 487 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2710% | 702 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7939% | 784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0213% | 689 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0219% | 734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0360% | 583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8782% | 518 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2467% | 726 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1101% | 523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 896 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0049% | 859 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0022% | 383 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0077% | 772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1874% | 399 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6760% | 672 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2782% | 446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0824% | 406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0855% | 373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0953% | 261 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 1,302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3174% | 401 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8662% | 697 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0263% | 690 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0452% | 629 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0466% | 567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0428% | 336 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0757% | 417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0575% | 490 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4278% | 785 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8582% | 826 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0158% | 877 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0162% | 822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0188% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8840% | 438 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1650% | 768 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6832% | 1,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7032% | 450 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8729% | 776 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7332% | 1,856 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0390% | 959 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0406% | 743 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1786% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7537% | 525 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9405% | 796 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8069% | 2,701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0543% | 1,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0570% | 763 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2114% | 383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8358% | 681 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2639% | 813 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |