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US Metro Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$67,062,000732
Total interest expense$31,991,000551
Net interest income$35,071,000911
Provision for loan and lease losses$500,0001,275
Total noninterest income$12,582,000637
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,237,000857
Trading account gains and feesNANA
Additional Noninterest Income$11,345,000489
Total noninterest expense$30,484,000878
Salaries and employee benefits$21,432,000715
Premises and equipment expense$2,842,000917
Additional noninterest expense$11,345,000489
Pre-tax net operating income$16,669,000789
Securities gains (losses)$0988
Applicable income taxes$4,699,000556
Income before extraordinary items$11,970,000867
Extraordinary gains, net$054
Net income$12,016,000879
Minority interest net income$-46,0004,585
Net income of bank and minority interests.$11,970,000870
Net charge-offs$266,0001,025
Cash dividends$3,396,0001,082
Sale, conversion, retirement of capital stock, net$0540
Net operating income$11,970,000880
2023-09-30 (YTD Data)Rank
Total interest income$48,743,000742
Total interest expense$22,193,000550
Net interest income$26,550,000913
Provision for loan and lease losses$500,0001,003
Total noninterest income$9,478,000643
Gross Fiduciary activities income$0950
Service charges on deposit accounts$926,000859
Trading account gains and feesNANA
Additional Noninterest Income$8,552,000495
Total noninterest expense$22,752,000884
Salaries and employee benefits$15,778,000728
Premises and equipment expense$2,120,000927
Additional noninterest expense$8,552,000495
Pre-tax net operating income$12,776,000799
Securities gains (losses)$0849
Applicable income taxes$3,650,000567
Income before extraordinary items$9,126,000894
Extraordinary gains, net$052
Net income$9,154,000894
Minority interest net income$-28,0004,610
Net income of bank and minority interests.$9,126,000894
Net charge-offs$109,0001,146
Cash dividends$2,190,0001,110
Sale, conversion, retirement of capital stock, net$0507
Net operating income$9,126,000909
2023-06-30 (YTD Data)Rank
Total interest income$31,425,000736
Total interest expense$13,479,000536
Net interest income$17,946,000900
Provision for loan and lease losses$500,000779
Total noninterest income$6,671,000603
Gross Fiduciary activities income$0931
Service charges on deposit accounts$611,000851
Trading account gains and feesNANA
Additional Noninterest Income$6,060,000464
Total noninterest expense$15,182,000864
Salaries and employee benefits$10,355,000733
Premises and equipment expense$1,386,000928
Additional noninterest expense$6,060,000464
Pre-tax net operating income$8,935,000767
Securities gains (losses)$0938
Applicable income taxes$2,550,000553
Income before extraordinary items$6,385,000861
Extraordinary gains, net$051
Net income$6,394,000873
Minority interest net income$-9,0004,639
Net income of bank and minority interests.$6,385,000861
Net charge-offs$-356,0004,585
Cash dividends$1,698,000992
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,385,000872
2023-03-31 (YTD Data)Rank
Total interest income$15,342,000746
Total interest expense$5,873,000532
Net interest income$9,469,000861
Provision for loan and lease losses$200,000881
Total noninterest income$3,015,000646
Gross Fiduciary activities income$0913
Service charges on deposit accounts$289,000892
Trading account gains and feesNANA
Additional Noninterest Income$2,726,000497
Total noninterest expense$7,525,000884
Salaries and employee benefits$5,054,000767
Premises and equipment expense$667,000977
Additional noninterest expense$2,726,000497
Pre-tax net operating income$4,759,000756
Securities gains (losses)$0950
Applicable income taxes$1,300,000560
Income before extraordinary items$3,459,000834
Extraordinary gains, net$04
Net income$3,459,000833
Minority interest net income$048
Net income of bank and minority interests.$3,459,000833
Net charge-offs$-241,0004,618
Cash dividends$492,0001,272
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,459,000847
2022-12-31 (YTD Data)Rank
Total interest income$45,987,000799
Total interest expense$5,818,000710
Net interest income$40,169,000823
Provision for loan and lease losses$1,300,000685
Total noninterest income$12,156,000678
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,039,000984
Trading account gains and feesNANA
Additional Noninterest Income$11,117,000528
Total noninterest expense$25,521,000987
Salaries and employee benefits$17,623,000837
Premises and equipment expense$2,290,0001,081
Additional noninterest expense$11,117,000528
Pre-tax net operating income$25,504,000638
Securities gains (losses)$0691
Applicable income taxes$7,549,000465
Income before extraordinary items$17,955,000702
Extraordinary gains, net$05
Net income$17,955,000703
Minority interest net income$063
Net income of bank and minority interests.$17,955,000703
Net charge-offs$158,0001,027
Cash dividends$3,060,0001,121
Sale, conversion, retirement of capital stock, net$0568
Net operating income$17,955,000706
2022-09-30 (YTD Data)Rank
Total interest income$32,167,000822
Total interest expense$2,775,000778
Net interest income$29,392,000829
Provision for loan and lease losses$1,300,000530
Total noninterest income$9,302,000680
Gross Fiduciary activities income$0968
Service charges on deposit accounts$792,000981
Trading account gains and feesNANA
Additional Noninterest Income$8,510,000529
Total noninterest expense$18,507,0001,019
Salaries and employee benefits$12,619,000872
Premises and equipment expense$1,689,0001,086
Additional noninterest expense$8,510,000529
Pre-tax net operating income$18,887,000641
Securities gains (losses)$0740
Applicable income taxes$5,680,000464
Income before extraordinary items$13,207,000706
Extraordinary gains, net$04
Net income$13,207,000706
Minority interest net income$057
Net income of bank and minority interests.$13,207,000706
Net charge-offs$-82,0004,234
Cash dividends$1,526,0001,322
Sale, conversion, retirement of capital stock, net$0519
Net operating income$13,207,000715
2022-06-30 (YTD Data)Rank
Total interest income$19,705,000847
Total interest expense$1,350,000857
Net interest income$18,355,000846
Provision for loan and lease losses$1,000,000422
Total noninterest income$6,771,000636
Gross Fiduciary activities income$0925
Service charges on deposit accounts$547,000945
Trading account gains and feesNANA
Additional Noninterest Income$6,224,000508
Total noninterest expense$11,577,0001,042
Salaries and employee benefits$8,051,000884
Premises and equipment expense$1,090,0001,107
Additional noninterest expense$2,436,0001,374
Pre-tax net operating income$12,549,000608
Securities gains (losses)$0687
Applicable income taxes$3,716,000452
Income before extraordinary items$8,833,000667
Extraordinary gains, net$04
Net income$8,833,000667
Minority interest net income$060
Net income of bank and minority interests.$8,833,000667
Net charge-offs$-28,0003,994
Cash dividends$1,528,0001,023
Sale, conversion, retirement of capital stock, net$0494
Net operating income$8,833,000676
2022-03-31 (YTD Data)Rank
Total interest income$9,305,000860
Total interest expense$594,000939
Net interest income$8,711,000854
Provision for loan and lease losses$600,000290
Total noninterest income$3,605,000609
Gross Fiduciary activities income$0892
Service charges on deposit accounts$265,000965
Trading account gains and feesNANA
Additional Noninterest Income$3,340,000498
Total noninterest expense$5,553,0001,083
Salaries and employee benefits$3,944,000912
Premises and equipment expense$545,0001,109
Additional noninterest expense$1,064,0001,503
Pre-tax net operating income$6,163,000592
Securities gains (losses)$0623
Applicable income taxes$1,824,000438
Income before extraordinary items$4,339,000652
Extraordinary gains, net$04
Net income$4,339,000652
Minority interest net income$050
Net income of bank and minority interests.$4,339,000652
Net charge-offs$-81,0004,507
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,339,000658
2021-12-31 (YTD Data)Rank
Total interest income$32,177,000990
Total interest expense$2,492,0001,090
Net interest income$29,685,000982
Provision for loan and lease losses$3,000,000196
Total noninterest income$18,455,000541
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,111,000901
Trading account gains and feesNANA
Additional Noninterest Income$17,344,000462
Total noninterest expense$21,812,0001,093
Salaries and employee benefits$14,786,000948
Premises and equipment expense$2,098,0001,163
Additional noninterest expense$4,928,0001,350
Pre-tax net operating income$23,328,000655
Securities gains (losses)$02,062
Applicable income taxes$6,902,000501
Income before extraordinary items$16,426,000757
Extraordinary gains, net$010
Net income$16,426,000758
Minority interest net income$074
Net income of bank and minority interests.$16,426,000758
Net charge-offs$627,000558
Cash dividends$1,526,0001,782
Sale, conversion, retirement of capital stock, net$0582
Net operating income$16,426,000739
2021-09-30 (YTD Data)Rank
Total interest income$22,732,0001,067
Total interest expense$1,907,0001,122
Net interest income$20,825,0001,056
Provision for loan and lease losses$2,700,000144
Total noninterest income$14,031,000553
Gross Fiduciary activities income$0957
Service charges on deposit accounts$816,000908
Trading account gains and feesNANA
Additional Noninterest Income$13,215,000476
Total noninterest expense$15,691,0001,139
Salaries and employee benefits$10,515,0001,006
Premises and equipment expense$1,564,0001,189
Additional noninterest expense$3,612,0001,379
Pre-tax net operating income$16,465,000708
Securities gains (losses)$02,015
Applicable income taxes$4,870,000540
Income before extraordinary items$11,595,000830
Extraordinary gains, net$08
Net income$11,595,000830
Minority interest net income$069
Net income of bank and minority interests.$11,595,000830
Net charge-offs$312,000632
Cash dividends$715,0002,027
Sale, conversion, retirement of capital stock, net$0543
Net operating income$11,595,000810
2021-06-30 (YTD Data)Rank
Total interest income$14,559,0001,097
Total interest expense$1,302,0001,147
Net interest income$13,257,0001,086
Provision for loan and lease losses$1,800,000169
Total noninterest income$8,066,000625
Gross Fiduciary activities income$0951
Service charges on deposit accounts$542,000877
Trading account gains and feesNANA
Additional Noninterest Income$7,524,000533
Total noninterest expense$9,424,0001,210
Salaries and employee benefits$6,289,0001,088
Premises and equipment expense$984,0001,233
Additional noninterest expense$2,151,0001,481
Pre-tax net operating income$10,099,000757
Securities gains (losses)$01,818
Applicable income taxes$2,987,000571
Income before extraordinary items$7,112,000885
Extraordinary gains, net$06
Net income$7,112,000885
Minority interest net income$067
Net income of bank and minority interests.$7,112,000885
Net charge-offs$-27,0004,162
Cash dividends$715,0001,654
Sale, conversion, retirement of capital stock, net$0517
Net operating income$7,112,000866
2021-03-31 (YTD Data)Rank
Total interest income$7,193,0001,103
Total interest expense$683,0001,157
Net interest income$6,510,0001,098
Provision for loan and lease losses$900,000204
Total noninterest income$2,275,000916
Gross Fiduciary activities income$0922
Service charges on deposit accounts$268,000864
Trading account gains and feesNANA
Additional Noninterest Income$2,007,000815
Total noninterest expense$4,135,0001,333
Salaries and employee benefits$2,594,0001,254
Premises and equipment expense$488,0001,250
Additional noninterest expense$1,053,0001,485
Pre-tax net operating income$3,750,000960
Securities gains (losses)$01,392
Applicable income taxes$1,110,000694
Income before extraordinary items$2,640,0001,145
Extraordinary gains, net$03
Net income$2,640,0001,145
Minority interest net income$055
Net income of bank and minority interests.$2,640,0001,145
Net charge-offs$96,000631
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,640,0001,117
2020-12-31 (YTD Data)Rank
Total interest income$26,166,0001,191
Total interest expense$4,931,000964
Net interest income$21,235,0001,216
Provision for loan and lease losses$4,445,000621
Total noninterest income$6,506,0001,069
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,136,000844
Trading account gains and feesNANA
Additional Noninterest Income$5,370,000969
Total noninterest expense$15,634,0001,361
Salaries and employee benefits$10,129,0001,243
Premises and equipment expense$1,832,0001,277
Additional noninterest expense$3,673,0001,638
Pre-tax net operating income$7,662,0001,296
Securities gains (losses)$02,675
Applicable income taxes$2,288,000856
Income before extraordinary items$5,374,0001,550
Extraordinary gains, net$04
Net income$5,374,0001,550
Minority interest net income$072
Net income of bank and minority interests.$5,374,0001,550
Net charge-offs$290,0001,310
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$2,000558
Net operating income$5,374,0001,506
2020-09-30 (YTD Data)Rank
Total interest income$19,339,0001,199
Total interest expense$4,067,000938
Net interest income$15,272,0001,240
Provision for loan and lease losses$3,085,000689
Total noninterest income$3,913,0001,192
Gross Fiduciary activities income$0981
Service charges on deposit accounts$861,000832
Trading account gains and feesNANA
Additional Noninterest Income$3,052,0001,153
Total noninterest expense$10,770,0001,438
Salaries and employee benefits$6,909,0001,333
Premises and equipment expense$1,367,0001,287
Additional noninterest expense$2,494,0001,742
Pre-tax net operating income$5,330,0001,327
Securities gains (losses)$02,494
Applicable income taxes$1,592,000859
Income before extraordinary items$3,738,0001,599
Extraordinary gains, net$04
Net income$3,738,0001,600
Minority interest net income$065
Net income of bank and minority interests.$3,738,0001,600
Net charge-offs$56,0002,002
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$2,000525
Net operating income$3,738,0001,555
2020-06-30 (YTD Data)Rank
Total interest income$12,865,0001,216
Total interest expense$3,064,000909
Net interest income$9,801,0001,295
Provision for loan and lease losses$1,625,000814
Total noninterest income$1,792,0001,453
Gross Fiduciary activities income$0970
Service charges on deposit accounts$576,000841
Trading account gains and feesNANA
Additional Noninterest Income$1,216,0001,493
Total noninterest expense$6,878,0001,479
Salaries and employee benefits$4,369,0001,382
Premises and equipment expense$909,0001,280
Additional noninterest expense$1,600,0001,792
Pre-tax net operating income$3,090,0001,410
Securities gains (losses)$02,249
Applicable income taxes$925,000884
Income before extraordinary items$2,165,0001,737
Extraordinary gains, net$04
Net income$2,165,0001,738
Minority interest net income$065
Net income of bank and minority interests.$2,165,0001,738
Net charge-offs$-37,0004,672
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$2,000495
Net operating income$2,165,0001,685
2020-03-31 (YTD Data)Rank
Total interest income$6,861,0001,156
Total interest expense$1,817,000860
Net interest income$5,044,0001,249
Provision for loan and lease losses$450,000941
Total noninterest income$988,0001,292
Gross Fiduciary activities income$0941
Service charges on deposit accounts$327,000869
Trading account gains and feesNANA
Additional Noninterest Income$661,0001,278
Total noninterest expense$4,119,0001,288
Salaries and employee benefits$2,809,0001,125
Premises and equipment expense$464,0001,266
Additional noninterest expense$846,0001,744
Pre-tax net operating income$1,463,0001,344
Securities gains (losses)$01,705
Applicable income taxes$438,000817
Income before extraordinary items$1,025,0001,627
Extraordinary gains, net$04
Net income$1,025,0001,628
Minority interest net income$056
Net income of bank and minority interests.$1,025,0001,628
Net charge-offs$-1,0003,618
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$2,000469
Net operating income$1,025,0001,604
2019-12-31 (YTD Data)Rank
Total interest income$24,745,0001,270
Total interest expense$6,576,000984
Net interest income$18,169,0001,344
Provision for loan and lease losses$1,550,000641
Total noninterest income$5,343,0001,082
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,290,000913
Trading account gains and feesNANA
Additional Noninterest Income$4,053,000956
Total noninterest expense$14,434,0001,407
Salaries and employee benefits$9,518,0001,250
Premises and equipment expense$1,640,0001,395
Additional noninterest expense$3,276,0001,775
Pre-tax net operating income$7,528,0001,280
Securities gains (losses)$02,379
Applicable income taxes$2,289,000826
Income before extraordinary items$5,239,0001,542
Extraordinary gains, net$011
Net income$5,239,0001,544
Minority interest net income$076
Net income of bank and minority interests.$5,239,0001,544
Net charge-offs$242,0001,518
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$96,000485
Net operating income$5,239,0001,509
2019-09-30 (YTD Data)Rank
Total interest income$17,843,0001,318
Total interest expense$4,802,0001,013
Net interest income$13,041,0001,416
Provision for loan and lease losses$1,200,000595
Total noninterest income$3,991,0001,070
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$947,000928
Trading account gains and feesNANA
Additional Noninterest Income$3,044,000945
Total noninterest expense$10,637,0001,436
Salaries and employee benefits$6,999,0001,277
Premises and equipment expense$1,202,0001,434
Additional noninterest expense$2,436,0001,792
Pre-tax net operating income$5,195,0001,402
Securities gains (losses)$02,167
Applicable income taxes$1,601,000897
Income before extraordinary items$3,594,0001,677
Extraordinary gains, net$011
Net income$3,594,0001,679
Minority interest net income$072
Net income of bank and minority interests.$3,594,0001,679
Net charge-offs$276,0001,086
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$90,000428
Net operating income$3,594,0001,641
2019-06-30 (YTD Data)Rank
Total interest income$11,277,0001,376
Total interest expense$3,024,0001,039
Net interest income$8,253,0001,473
Provision for loan and lease losses$600,000719
Total noninterest income$2,242,0001,178
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$619,000938
Trading account gains and feesNANA
Additional Noninterest Income$1,623,0001,097
Total noninterest expense$6,894,0001,470
Salaries and employee benefits$4,483,0001,315
Premises and equipment expense$793,0001,449
Additional noninterest expense$1,618,0001,813
Pre-tax net operating income$3,001,0001,548
Securities gains (losses)$01,702
Applicable income taxes$950,000944
Income before extraordinary items$2,051,0001,865
Extraordinary gains, net$011
Net income$2,051,0001,864
Minority interest net income$069
Net income of bank and minority interests.$2,051,0001,865
Net charge-offs$215,000952
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$84,000374
Net operating income$2,051,0001,839
2019-03-31 (YTD Data)Rank
Total interest income$5,474,0001,407
Total interest expense$1,369,0001,104
Net interest income$4,105,0001,481
Provision for loan and lease losses$300,000677
Total noninterest income$1,046,0001,208
Gross Fiduciary activities income$0972
Service charges on deposit accounts$305,000943
Trading account gains and feesNANA
Additional Noninterest Income$741,0001,120
Total noninterest expense$3,479,0001,467
Salaries and employee benefits$2,256,0001,320
Premises and equipment expense$389,0001,493
Additional noninterest expense$834,0001,754
Pre-tax net operating income$1,372,0001,632
Securities gains (losses)$01,087
Applicable income taxes$441,000979
Income before extraordinary items$931,0001,981
Extraordinary gains, net$05
Net income$931,0001,979
Minority interest net income$052
Net income of bank and minority interests.$931,0001,980
Net charge-offs$145,000749
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$6,000491
Net operating income$931,0001,963
2018-12-31 (YTD Data)Rank
Total interest income$17,608,0001,621
Total interest expense$3,406,0001,292
Net interest income$14,202,0001,693
Provision for loan and lease losses$960,000915
Total noninterest income$4,851,0001,113
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,054,0001,125
Trading account gains and feesNANA
Additional Noninterest Income$3,797,000954
Total noninterest expense$12,271,0001,580
Salaries and employee benefits$7,897,0001,439
Premises and equipment expense$1,221,0001,790
Additional noninterest expense$3,153,0001,831
Pre-tax net operating income$5,822,0001,554
Securities gains (losses)$01,125
Applicable income taxes$1,971,000880
Income before extraordinary items$3,851,0001,958
Extraordinary gains, net$06
Net income$3,851,0001,956
Minority interest net income$072
Net income of bank and minority interests.$3,851,0001,957
Net charge-offs$379,0001,148
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$33,000578
Net operating income$3,851,0001,947
2018-09-30 (YTD Data)Rank
Total interest income$12,561,0001,677
Total interest expense$2,226,0001,376
Net interest income$10,335,0001,729
Provision for loan and lease losses$660,000910
Total noninterest income$3,793,0001,094
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$750,0001,167
Trading account gains and feesNANA
Additional Noninterest Income$3,043,000917
Total noninterest expense$8,959,0001,623
Salaries and employee benefits$5,746,0001,467
Premises and equipment expense$862,0001,870
Additional noninterest expense$2,351,0001,838
Pre-tax net operating income$4,509,0001,527
Securities gains (losses)$01,118
Applicable income taxes$1,487,000893
Income before extraordinary items$3,022,0001,898
Extraordinary gains, net$05
Net income$3,022,0001,896
Minority interest net income$066
Net income of bank and minority interests.$3,022,0001,897
Net charge-offs$209,0001,217
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$25,000545
Net operating income$3,022,0001,886
2018-06-30 (YTD Data)Rank
Total interest income$7,935,0001,739
Total interest expense$1,315,0001,438
Net interest income$6,620,0001,777
Provision for loan and lease losses$410,000959
Total noninterest income$2,745,0001,036
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$470,0001,219
Trading account gains and feesNANA
Additional Noninterest Income$2,275,000858
Total noninterest expense$5,929,0001,641
Salaries and employee benefits$3,744,0001,498
Premises and equipment expense$554,0001,930
Additional noninterest expense$1,631,0001,784
Pre-tax net operating income$3,026,0001,509
Securities gains (losses)$0961
Applicable income taxes$974,000896
Income before extraordinary items$2,052,0001,846
Extraordinary gains, net$06
Net income$2,052,0001,844
Minority interest net income$065
Net income of bank and minority interests.$2,052,0001,845
Net charge-offs$-4,0004,246
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$16,000539
Net operating income$2,052,0001,835
2018-03-31 (YTD Data)Rank
Total interest income$3,605,0001,882
Total interest expense$604,0001,474
Net interest income$3,001,0001,943
Provision for loan and lease losses$100,0001,437
Total noninterest income$1,691,000897
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$221,0001,279
Trading account gains and feesNANA
Additional Noninterest Income$1,470,000712
Total noninterest expense$2,889,0001,694
Salaries and employee benefits$1,953,0001,465
Premises and equipment expense$278,0001,962
Additional noninterest expense$658,0002,136
Pre-tax net operating income$1,703,0001,351
Securities gains (losses)$0735
Applicable income taxes$511,000849
Income before extraordinary items$1,192,0001,590
Extraordinary gains, net$07
Net income$1,192,0001,590
Minority interest net income$052
Net income of bank and minority interests.$1,192,0001,590
Net charge-offs$-2,0004,048
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$8,000507
Net operating income$1,192,0001,580
2017-12-31 (YTD Data)Rank
Total interest income$11,220,0002,237
Total interest expense$1,656,0001,773
Net interest income$9,564,0002,294
Provision for loan and lease losses$04,227
Total noninterest income$7,024,000879
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$651,0001,652
Trading account gains and feesNANA
Additional Noninterest Income$6,373,000702
Total noninterest expense$9,954,0001,922
Salaries and employee benefits$6,717,0001,654
Premises and equipment expense$871,0002,314
Additional noninterest expense$2,366,0002,341
Pre-tax net operating income$6,634,0001,361
Securities gains (losses)$02,243
Applicable income taxes$-66,0005,530
Income before extraordinary items$6,700,0001,062
Extraordinary gains, net$09
Net income$6,700,0001,062
Minority interest net income$076
Net income of bank and minority interests.$6,700,0001,062
Net charge-offs$-43,0005,102
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$16,935,00040
Net operating income$6,700,0001,050
2017-09-30 (YTD Data)Rank
Total interest income$7,848,0002,355
Total interest expense$1,137,0001,881
Net interest income$6,711,0002,425
Provision for loan and lease losses$04,088
Total noninterest income$5,262,000897
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$457,0001,760
Trading account gains and feesNANA
Additional Noninterest Income$4,805,000712
Total noninterest expense$7,141,0001,991
Salaries and employee benefits$4,864,0001,703
Premises and equipment expense$604,0002,465
Additional noninterest expense$1,673,0002,467
Pre-tax net operating income$4,832,0001,407
Securities gains (losses)$02,274
Applicable income taxes$-1,388,0005,724
Income before extraordinary items$6,220,000955
Extraordinary gains, net$09
Net income$6,220,000955
Minority interest net income$071
Net income of bank and minority interests.$6,220,000955
Net charge-offs$-41,0005,120
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$16,924,00028
Net operating income$6,220,000939
2017-06-30 (YTD Data)Rank
Total interest income$4,816,0002,509
Total interest expense$675,0002,019
Net interest income$4,141,0002,580
Provision for loan and lease losses$03,871
Total noninterest income$3,414,000910
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$273,0001,908
Trading account gains and feesNANA
Additional Noninterest Income$3,141,000712
Total noninterest expense$4,310,0002,169
Salaries and employee benefits$3,000,0001,833
Premises and equipment expense$372,0002,595
Additional noninterest expense$938,0002,789
Pre-tax net operating income$3,245,0001,379
Securities gains (losses)$01,906
Applicable income taxes$-2,153,0005,780
Income before extraordinary items$5,398,000748
Extraordinary gains, net$011
Net income$5,398,000747
Minority interest net income$071
Net income of bank and minority interests.$5,398,000748
Net charge-offs$-37,0005,202
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$16,481,00020
Net operating income$5,398,000725
2017-03-31 (YTD Data)Rank
Total interest income$2,174,0002,706
Total interest expense$300,0002,177
Net interest income$1,874,0002,767
Provision for loan and lease losses$03,537
Total noninterest income$1,462,0001,000
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$115,0002,171
Trading account gains and feesNANA
Additional Noninterest Income$1,347,000775
Total noninterest expense$2,020,0002,288
Salaries and employee benefits$1,417,0001,942
Premises and equipment expense$169,0002,792
Additional noninterest expense$434,0002,950
Pre-tax net operating income$1,316,0001,590
Securities gains (losses)$01,153
Applicable income taxes$-2,952,0005,851
Income before extraordinary items$4,268,000491
Extraordinary gains, net$08
Net income$4,268,000491
Minority interest net income$055
Net income of bank and minority interests.$4,268,000491
Net charge-offs$-27,0005,356
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$16,477,00010
Net operating income$4,268,000478
2016-12-31 (YTD Data)Rank
Total interest income$6,703,0003,208
Total interest expense$1,049,0002,337
Net interest income$5,654,0003,305
Provision for loan and lease losses$-425,0005,721
Total noninterest income$3,542,0001,461
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$417,0002,389
Trading account gains and fees$0170
Additional Noninterest Income$3,125,0001,175
Total noninterest expense$7,002,0002,552
Salaries and employee benefits$4,942,0002,105
Premises and equipment expense$563,0003,140
Additional noninterest expense$1,497,0003,351
Pre-tax net operating income$2,619,0002,605
Securities gains (losses)$03,212
Applicable income taxes$23,0003,822
Income before extraordinary items$2,596,0002,344
Extraordinary gains, net$05
Net income$2,596,0002,341
Minority interest net income$082
Net income of bank and minority interests.$2,596,0002,343
Net charge-offs$-434,0005,779
Cash dividends$29,0004,166
Sale, conversion, retirement of capital stock, net$1,080,000195
Net operating income$2,596,0002,294
2016-09-30 (YTD Data)Rank
Total interest income$4,814,0003,301
Total interest expense$768,0002,388
Net interest income$4,046,0003,420
Provision for loan and lease losses$04,186
Total noninterest income$2,963,0001,347
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$303,0002,454
Trading account gains and fees$0169
Additional Noninterest Income$2,660,0001,073
Total noninterest expense$4,888,0002,687
Salaries and employee benefits$3,360,0002,275
Premises and equipment expense$421,0003,170
Additional noninterest expense$1,107,0003,397
Pre-tax net operating income$2,121,0002,518
Securities gains (losses)$03,160
Applicable income taxes$12,0003,981
Income before extraordinary items$2,109,0002,255
Extraordinary gains, net$05
Net income$2,109,0002,254
Minority interest net income$071
Net income of bank and minority interests.$2,109,0002,255
Net charge-offs$-407,0005,839
Cash dividends$29,0003,711
Sale, conversion, retirement of capital stock, net$897,000164
Net operating income$2,109,0002,190
2016-06-30 (YTD Data)Rank
Total interest income$3,012,0003,444
Total interest expense$502,0002,423
Net interest income$2,510,0003,598
Provision for loan and lease losses$04,017
Total noninterest income$1,709,0001,476
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$208,0002,376
Trading account gains and fees$0157
Additional Noninterest Income$1,501,0001,188
Total noninterest expense$3,109,0002,781
Salaries and employee benefits$2,153,0002,359
Premises and equipment expense$252,0003,393
Additional noninterest expense$704,0003,521
Pre-tax net operating income$1,110,0002,892
Securities gains (losses)$02,835
Applicable income taxes$1,0004,252
Income before extraordinary items$1,109,0002,627
Extraordinary gains, net$016
Net income$1,109,0002,626
Minority interest net income$071
Net income of bank and minority interests.$1,109,0002,626
Net charge-offs$-44,0005,469
Cash dividends$29,0003,556
Sale, conversion, retirement of capital stock, net$-2,995,0006,039
Net operating income$1,109,0002,551
2016-03-31 (YTD Data)Rank
Total interest income$1,403,0003,615
Total interest expense$259,0002,386
Net interest income$1,144,0003,799
Provision for loan and lease losses$03,656
Total noninterest income$905,0001,406
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$102,0002,396
Trading account gains and fees$0142
Additional Noninterest Income$803,0001,092
Total noninterest expense$1,517,0002,846
Salaries and employee benefits$1,061,0002,403
Premises and equipment expense$124,0003,447
Additional noninterest expense$332,0003,655
Pre-tax net operating income$532,0002,933
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$532,0002,647
Extraordinary gains, net$012
Net income$532,0002,647
Minority interest net income$062
Net income of bank and minority interests.$532,0002,647
Net charge-offs$-23,0005,512
Cash dividends$29,0002,743
Sale, conversion, retirement of capital stock, net$-3,000,0006,107
Net operating income$532,0002,599
2015-12-31 (YTD Data)Rank
Total interest income$4,481,0004,088
Total interest expense$783,0002,862
Net interest income$3,698,0004,228
Provision for loan and lease losses$-1,600,0006,089
Total noninterest income$3,633,0001,388
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$298,0003,047
Trading account gains and fees$0159
Additional Noninterest Income$3,335,0001,082
Total noninterest expense$5,897,0002,901
Salaries and employee benefits$3,838,0002,565
Premises and equipment expense$523,0003,388
Additional noninterest expense$1,536,0003,355
Pre-tax net operating income$3,034,0002,310
Securities gains (losses)$03,216
Applicable income taxes$1,0004,340
Income before extraordinary items$3,033,0002,036
Extraordinary gains, net$023
Net income$3,033,0002,037
Minority interest net income$081
Net income of bank and minority interests.$3,033,0002,038
Net charge-offs$-579,0006,025
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$3,405,000107
Net operating income$3,033,0001,996
2015-09-30 (YTD Data)Rank
Total interest income$3,246,0004,197
Total interest expense$567,0002,962
Net interest income$2,679,0004,338
Provision for loan and lease losses$-1,600,0006,200
Total noninterest income$2,291,0001,605
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$210,0003,178
Trading account gains and fees$0153
Additional Noninterest Income$2,081,0001,247
Total noninterest expense$4,406,0002,921
Salaries and employee benefits$2,905,0002,567
Premises and equipment expense$386,0003,467
Additional noninterest expense$1,115,0003,433
Pre-tax net operating income$2,164,0002,424
Securities gains (losses)$03,031
Applicable income taxes$1,0004,417
Income before extraordinary items$2,163,0002,137
Extraordinary gains, net$021
Net income$2,163,0002,138
Minority interest net income$078
Net income of bank and minority interests.$2,163,0002,138
Net charge-offs$-558,0006,130
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$3,403,00076
Net operating income$2,163,0002,089
2015-06-30 (YTD Data)Rank
Total interest income$2,042,0004,336
Total interest expense$375,0002,996
Net interest income$1,667,0004,516
Provision for loan and lease losses$-1,600,0006,291
Total noninterest income$1,138,0001,975
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$127,0003,332
Trading account gains and fees$0157
Additional Noninterest Income$1,011,0001,547
Total noninterest expense$2,800,0003,044
Salaries and employee benefits$1,791,0002,713
Premises and equipment expense$252,0003,523
Additional noninterest expense$757,0003,412
Pre-tax net operating income$1,605,0002,222
Securities gains (losses)$02,636
Applicable income taxes$1,0004,408
Income before extraordinary items$1,604,0001,927
Extraordinary gains, net$022
Net income$1,604,0001,929
Minority interest net income$075
Net income of bank and minority interests.$1,604,0001,929
Net charge-offs$-495,0006,216
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$3,409,00059
Net operating income$1,604,0001,886
2015-03-31 (YTD Data)Rank
Total interest income$986,0004,438
Total interest expense$186,0003,040
Net interest income$800,0004,609
Provision for loan and lease losses$-400,0006,305
Total noninterest income$710,0001,638
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$60,0003,383
Trading account gains and fees$0152
Additional Noninterest Income$650,0001,254
Total noninterest expense$1,428,0003,002
Salaries and employee benefits$902,0002,720
Premises and equipment expense$121,0003,636
Additional noninterest expense$405,0003,272
Pre-tax net operating income$482,0003,082
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$482,0002,793
Extraordinary gains, net$013
Net income$482,0002,796
Minority interest net income$064
Net income of bank and minority interests.$482,0002,796
Net charge-offs$-508,0006,349
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$4,000625
Net operating income$482,0002,717
2014-12-31 (YTD Data)Rank
Total interest income$3,136,0004,972
Total interest expense$697,0003,322
Net interest income$2,439,0005,153
Provision for loan and lease losses$-1,800,0006,405
Total noninterest income$1,140,0002,908
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$224,0003,735
Trading account gains and fees$0180
Additional Noninterest Income$916,0002,439
Total noninterest expense$5,065,0003,280
Salaries and employee benefits$2,978,0003,091
Premises and equipment expense$494,0003,665
Additional noninterest expense$1,593,0003,414
Pre-tax net operating income$314,0005,458
Securities gains (losses)$03,259
Applicable income taxes$2,0004,394
Income before extraordinary items$312,0005,376
Extraordinary gains, net$017
Net income$312,0005,375
Minority interest net income$084
Net income of bank and minority interests.$312,0005,376
Net charge-offs$-371,0006,348
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$7,948,00058
Net operating income$312,0005,327
2014-09-30 (YTD Data)Rank
Total interest income$2,204,0005,136
Total interest expense$514,0003,394
Net interest income$1,690,0005,335
Provision for loan and lease losses$04,401
Total noninterest income$921,0002,820
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$166,0003,794
Trading account gains and fees$0174
Additional Noninterest Income$755,0002,340
Total noninterest expense$3,648,0003,400
Salaries and employee benefits$2,133,0003,214
Premises and equipment expense$366,0003,746
Additional noninterest expense$1,149,0003,514
Pre-tax net operating income$-1,037,0006,476
Securities gains (losses)$02,980
Applicable income taxes$2,0004,434
Income before extraordinary items$-1,039,0006,481
Extraordinary gains, net$015
Net income$-1,039,0006,480
Minority interest net income$081
Net income of bank and minority interests.$-1,039,0006,480
Net charge-offs$-335,0006,427
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$7,943,00046
Net operating income$-1,039,0006,480
2014-06-30 (YTD Data)Rank
Total interest income$1,384,0005,259
Total interest expense$332,0003,495
Net interest income$1,052,0005,472
Provision for loan and lease losses$04,196
Total noninterest income$190,0004,745
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$104,0003,872
Trading account gains and fees$0172
Additional Noninterest Income$86,0004,759
Total noninterest expense$2,381,0003,462
Salaries and employee benefits$1,364,0003,334
Premises and equipment expense$242,0003,780
Additional noninterest expense$775,0003,497
Pre-tax net operating income$-1,139,0006,591
Securities gains (losses)$02,580
Applicable income taxes$2,0004,388
Income before extraordinary items$-1,141,0006,588
Extraordinary gains, net$020
Net income$-1,141,0006,588
Minority interest net income$080
Net income of bank and minority interests.$-1,141,0006,588
Net charge-offs$45,0002,882
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$7,941,00032
Net operating income$-1,141,0006,587
2014-03-31 (YTD Data)Rank
Total interest income$657,0005,389
Total interest expense$157,0003,672
Net interest income$500,0005,603
Provision for loan and lease losses$03,817
Total noninterest income$72,0005,079
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$47,0004,030
Trading account gains and fees$0147
Additional Noninterest Income$25,0005,334
Total noninterest expense$1,090,0003,690
Salaries and employee benefits$605,0003,619
Premises and equipment expense$119,0003,847
Additional noninterest expense$366,0003,614
Pre-tax net operating income$-518,0006,637
Securities gains (losses)$01,715
Applicable income taxes$2,0004,234
Income before extraordinary items$-520,0006,639
Extraordinary gains, net$016
Net income$-520,0006,639
Minority interest net income$066
Net income of bank and minority interests.$-520,0006,639
Net charge-offs$243,000828
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$7,957,00017
Net operating income$-520,0006,638
2013-12-31 (YTD Data)Rank
Total interest income$2,866,0005,304
Total interest expense$674,0003,835
Net interest income$2,192,0005,488
Provision for loan and lease losses$1,120,0001,003
Total noninterest income$556,0004,253
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$219,0003,953
Trading account gains and fees$0184
Additional Noninterest Income$337,0003,940
Total noninterest expense$3,961,0003,945
Salaries and employee benefits$2,114,0003,950
Premises and equipment expense$519,0003,655
Additional noninterest expense$1,328,0003,949
Pre-tax net operating income$-2,333,0006,683
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$-2,333,0006,688
Extraordinary gains, net$029
Net income$-2,333,0006,688
Minority interest net income$090
Net income of bank and minority interests.$-2,333,0006,688
Net charge-offs$26,0004,724
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-2,333,0006,682
2013-09-30 (YTD Data)Rank
Total interest income$2,193,0005,332
Total interest expense$523,0003,835
Net interest income$1,670,0005,521
Provision for loan and lease losses$1,120,000812
Total noninterest income$446,0004,204
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$169,0003,933
Trading account gains and fees$0180
Additional Noninterest Income$277,0003,865
Total noninterest expense$2,953,0003,972
Salaries and employee benefits$1,561,0003,999
Premises and equipment expense$438,0003,408
Additional noninterest expense$954,0004,055
Pre-tax net operating income$-1,957,0006,787
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$-1,957,0006,794
Extraordinary gains, net$025
Net income$-1,957,0006,795
Minority interest net income$084
Net income of bank and minority interests.$-1,957,0006,795
Net charge-offs$997,0001,007
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-1,957,0006,787
2013-06-30 (YTD Data)Rank
Total interest income$1,472,0005,343
Total interest expense$356,0003,853
Net interest income$1,116,0005,536
Provision for loan and lease losses$150,0002,434
Total noninterest income$261,0004,449
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$116,0003,839
Trading account gains and fees$0157
Additional Noninterest Income$145,0004,255
Total noninterest expense$2,026,0003,924
Salaries and employee benefits$1,117,0003,843
Premises and equipment expense$287,0003,468
Additional noninterest expense$622,0004,104
Pre-tax net operating income$-799,0006,759
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$-799,0006,780
Extraordinary gains, net$022
Net income$-799,0006,782
Minority interest net income$082
Net income of bank and minority interests.$-799,0006,781
Net charge-offs$-205,0006,809
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-799,0006,763
2013-03-31 (YTD Data)Rank
Total interest income$734,0005,385
Total interest expense$179,0003,932
Net interest income$555,0005,582
Provision for loan and lease losses$150,0001,610
Total noninterest income$144,0004,264
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$55,0003,918
Trading account gains and fees$0148
Additional Noninterest Income$89,0003,936
Total noninterest expense$952,0004,115
Salaries and employee benefits$552,0003,918
Premises and equipment expense$142,0003,519
Additional noninterest expense$258,0004,576
Pre-tax net operating income$-403,0006,833
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$-403,0006,851
Extraordinary gains, net$010
Net income$-403,0006,852
Minority interest net income$076
Net income of bank and minority interests.$-403,0006,852
Net charge-offs$-173,0006,895
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-403,0006,836
2012-12-31 (YTD Data)Rank
Total interest income$3,464,0005,190
Total interest expense$730,0004,309
Net interest income$2,734,0005,299
Provision for loan and lease losses$4,431,000559
Total noninterest income$681,0003,936
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$230,0004,009
Trading account gains and fees$0166
Additional Noninterest Income$451,0003,476
Total noninterest expense$3,973,0004,051
Salaries and employee benefits$1,847,0004,328
Premises and equipment expense$533,0003,662
Additional noninterest expense$1,593,0003,639
Pre-tax net operating income$-4,989,0006,959
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$-4,989,0006,966
Extraordinary gains, net$029
Net income$-4,989,0006,965
Minority interest net income$093
Net income of bank and minority interests.$-4,989,0006,965
Net charge-offs$2,180,0001,096
Cash dividends$156,0003,766
Sale, conversion, retirement of capital stock, net$3,000967
Net operating income$-4,989,0006,953
2012-09-30 (YTD Data)Rank
Total interest income$2,675,0005,220
Total interest expense$550,0004,425
Net interest income$2,125,0005,307
Provision for loan and lease losses$1,343,0001,180
Total noninterest income$560,0003,812
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$179,0004,001
Trading account gains and fees$0157
Additional Noninterest Income$381,0003,345
Total noninterest expense$2,737,0004,294
Salaries and employee benefits$1,368,0004,386
Premises and equipment expense$394,0003,748
Additional noninterest expense$975,0004,160
Pre-tax net operating income$-1,395,0006,909
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$-1,395,0006,940
Extraordinary gains, net$020
Net income$-1,395,0006,937
Minority interest net income$086
Net income of bank and minority interests.$-1,395,0006,939
Net charge-offs$286,0002,888
Cash dividends$117,0003,231
Sale, conversion, retirement of capital stock, net$3,000920
Net operating income$-1,395,0006,911
2012-06-30 (YTD Data)Rank
Total interest income$1,677,0005,391
Total interest expense$372,0004,494
Net interest income$1,305,0005,499
Provision for loan and lease losses$1,243,000920
Total noninterest income$338,0003,967
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$122,0003,923
Trading account gains and fees$0153
Additional Noninterest Income$216,0003,563
Total noninterest expense$1,877,0004,238
Salaries and employee benefits$943,0004,322
Premises and equipment expense$258,0003,792
Additional noninterest expense$676,0004,085
Pre-tax net operating income$-1,477,0007,041
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$-1,477,0007,065
Extraordinary gains, net$019
Net income$-1,477,0007,064
Minority interest net income$084
Net income of bank and minority interests.$-1,477,0007,065
Net charge-offs$258,0002,467
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$3,000880
Net operating income$-1,477,0007,049
2012-03-31 (YTD Data)Rank
Total interest income$901,0005,273
Total interest expense$195,0004,509
Net interest income$706,0005,371
Provision for loan and lease losses$50,0003,648
Total noninterest income$189,0003,758
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$58,0004,012
Trading account gains and fees$0148
Additional Noninterest Income$131,0003,265
Total noninterest expense$953,0004,219
Salaries and employee benefits$509,0004,159
Premises and equipment expense$131,0003,785
Additional noninterest expense$313,0004,276
Pre-tax net operating income$-108,0006,745
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$-108,0006,818
Extraordinary gains, net$019
Net income$-108,0006,819
Minority interest net income$078
Net income of bank and minority interests.$-108,0006,819
Net charge-offs$-44,0007,047
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$2,000805
Net operating income$-108,0006,754
2011-12-31 (YTD Data)Rank
Total interest income$4,632,0004,755
Total interest expense$869,0004,729
Net interest income$3,763,0004,702
Provision for loan and lease losses$2,581,0001,319
Total noninterest income$1,224,0002,759
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$300,0003,589
Trading account gains and fees$0146
Additional Noninterest Income$924,0002,244
Total noninterest expense$3,835,0004,235
Salaries and employee benefits$2,098,0004,048
Premises and equipment expense$544,0003,824
Additional noninterest expense$1,193,0004,464
Pre-tax net operating income$-1,429,0006,691
Securities gains (losses)$03,838
Applicable income taxes$2,0004,563
Income before extraordinary items$-1,431,0006,746
Extraordinary gains, net$029
Net income$-1,431,0006,746
Minority interest net income$096
Net income of bank and minority interests.$-1,431,0006,746
Net charge-offs$2,228,0001,454
Cash dividends$156,0003,521
Sale, conversion, retirement of capital stock, net$7,0001,027
Net operating income$-1,431,0006,713
2011-09-30 (YTD Data)Rank
Total interest income$3,546,0004,760
Total interest expense$663,0004,824
Net interest income$2,883,0004,672
Provision for loan and lease losses$800,0002,262
Total noninterest income$1,087,0002,497
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$246,0003,430
Trading account gains and fees$0145
Additional Noninterest Income$841,0001,970
Total noninterest expense$2,918,0004,187
Salaries and employee benefits$1,624,0003,946
Premises and equipment expense$414,0003,831
Additional noninterest expense$880,0004,520
Pre-tax net operating income$252,0005,278
Securities gains (losses)$03,555
Applicable income taxes$2,0004,555
Income before extraordinary items$250,0005,274
Extraordinary gains, net$021
Net income$250,0005,274
Minority interest net income$087
Net income of bank and minority interests.$250,0005,274
Net charge-offs$611,0002,449
Cash dividends$117,0003,059
Sale, conversion, retirement of capital stock, net$5,000973
Net operating income$250,0005,151
2011-06-30 (YTD Data)Rank
Total interest income$2,396,0004,776
Total interest expense$454,0004,864
Net interest income$1,942,0004,671
Provision for loan and lease losses$300,0002,953
Total noninterest income$734,0002,455
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$171,0003,331
Trading account gains and fees$0153
Additional Noninterest Income$563,0001,938
Total noninterest expense$1,764,0004,512
Salaries and employee benefits$954,0004,324
Premises and equipment expense$272,0003,901
Additional noninterest expense$538,0004,823
Pre-tax net operating income$612,0003,440
Securities gains (losses)$02,914
Applicable income taxes$1,0004,573
Income before extraordinary items$611,0003,156
Extraordinary gains, net$015
Net income$611,0003,157
Minority interest net income$089
Net income of bank and minority interests.$611,0003,158
Net charge-offs$217,0003,023
Cash dividends$78,0002,935
Sale, conversion, retirement of capital stock, net$45,000569
Net operating income$611,0003,071
2011-03-31 (YTD Data)Rank
Total interest income$1,216,0004,760
Total interest expense$247,0004,776
Net interest income$969,0004,657
Provision for loan and lease losses$150,0002,750
Total noninterest income$274,0002,981
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$86,0003,297
Trading account gains and fees$0158
Additional Noninterest Income$188,0002,555
Total noninterest expense$843,0004,656
Salaries and employee benefits$456,0004,477
Premises and equipment expense$137,0003,939
Additional noninterest expense$250,0005,009
Pre-tax net operating income$250,0003,828
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$250,0003,587
Extraordinary gains, net$09
Net income$250,0003,585
Minority interest net income$086
Net income of bank and minority interests.$250,0003,585
Net charge-offs$-3,0006,584
Cash dividends$39,0002,326
Sale, conversion, retirement of capital stock, net$23,000516
Net operating income$250,0003,522
2010-12-31 (YTD Data)Rank
Total interest income$5,306,0004,652
Total interest expense$1,242,0004,728
Net interest income$4,064,0004,550
Provision for loan and lease losses$1,325,0002,638
Total noninterest income$878,0003,463
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$326,0003,470
Trading account gains and fees$0175
Additional Noninterest Income$552,0003,051
Total noninterest expense$3,820,0004,343
Salaries and employee benefits$1,920,0004,358
Premises and equipment expense$533,0004,019
Additional noninterest expense$1,367,0004,250
Pre-tax net operating income$-203,0006,028
Securities gains (losses)$03,793
Applicable income taxes$-14,0006,594
Income before extraordinary items$-189,0006,159
Extraordinary gains, net$029
Net income$-189,0006,158
Minority interest net income$0111
Net income of bank and minority interests.$-189,0006,159
Net charge-offs$2,031,0001,842
Cash dividends$156,0003,470
Sale, conversion, retirement of capital stock, net$149,000693
Net operating income$-189,0006,086
2010-09-30 (YTD Data)Rank
Total interest income$3,956,0004,758
Total interest expense$981,0004,746
Net interest income$2,975,0004,675
Provision for loan and lease losses$870,0002,727
Total noninterest income$648,0003,536
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$242,0003,557
Trading account gains and fees$0165
Additional Noninterest Income$406,0003,081
Total noninterest expense$2,906,0004,319
Salaries and employee benefits$1,453,0004,363
Premises and equipment expense$397,0004,113
Additional noninterest expense$1,056,0004,154
Pre-tax net operating income$-153,0006,245
Securities gains (losses)$03,651
Applicable income taxes$-14,0006,861
Income before extraordinary items$-139,0006,359
Extraordinary gains, net$023
Net income$-139,0006,360
Minority interest net income$0110
Net income of bank and minority interests.$-139,0006,359
Net charge-offs$1,760,0001,632
Cash dividends$117,0003,102
Sale, conversion, retirement of capital stock, net$123,000600
Net operating income$-139,0006,267
2010-06-30 (YTD Data)Rank
Total interest income$2,612,0004,834
Total interest expense$719,0004,615
Net interest income$1,893,0004,809
Provision for loan and lease losses$565,0002,684
Total noninterest income$311,0004,192
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$156,0003,621
Trading account gains and fees$0152
Additional Noninterest Income$155,0003,921
Total noninterest expense$1,933,0004,340
Salaries and employee benefits$964,0004,392
Premises and equipment expense$259,0004,185
Additional noninterest expense$710,0004,112
Pre-tax net operating income$-294,0006,566
Securities gains (losses)$03,184
Applicable income taxes$1,0004,552
Income before extraordinary items$-295,0006,687
Extraordinary gains, net$019
Net income$-295,0006,688
Minority interest net income$0105
Net income of bank and minority interests.$-295,0006,688
Net charge-offs$1,609,0001,314
Cash dividends$78,0002,985
Sale, conversion, retirement of capital stock, net$88,000505
Net operating income$-295,0006,639
2010-03-31 (YTD Data)Rank
Total interest income$1,241,0005,037
Total interest expense$451,0004,185
Net interest income$790,0005,333
Provision for loan and lease losses$260,0002,614
Total noninterest income$94,0005,156
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$73,0003,752
Trading account gains and fees$0175
Additional Noninterest Income$21,0005,888
Total noninterest expense$1,002,0004,277
Salaries and employee benefits$489,0004,417
Premises and equipment expense$130,0004,266
Additional noninterest expense$383,0003,912
Pre-tax net operating income$-378,0007,069
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-378,0007,161
Extraordinary gains, net$016
Net income$-378,0007,163
Minority interest net income$091
Net income of bank and minority interests.$-378,0007,162
Net charge-offs$19,0004,462
Cash dividends$39,0002,373
Sale, conversion, retirement of capital stock, net$44,000447
Net operating income$-378,0007,134
2009-12-31 (YTD Data)Rank
Total interest income$5,841,0004,703
Total interest expense$2,567,0003,823
Net interest income$3,274,0005,149
Provision for loan and lease losses$3,331,0001,845
Total noninterest income$1,021,0003,300
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$311,0003,819
Trading account gains and fees$0211
Additional Noninterest Income$710,0002,636
Total noninterest expense$4,182,0004,221
Salaries and employee benefits$2,297,0003,952
Premises and equipment expense$552,0004,124
Additional noninterest expense$1,333,0004,431
Pre-tax net operating income$-3,218,0006,935
Securities gains (losses)$03,754
Applicable income taxes$1,0004,275
Income before extraordinary items$-3,219,0007,036
Extraordinary gains, net$034
Net income$-3,219,0007,034
Minority interest net income$0115
Net income of bank and minority interests.$-3,219,0007,035
Net charge-offs$1,979,0002,046
Cash dividends$120,0004,025
Sale, conversion, retirement of capital stock, net$3,170,000254
Net operating income$-3,219,0007,036
2009-09-30 (YTD Data)Rank
Total interest income$4,388,0004,748
Total interest expense$2,037,0003,807
Net interest income$2,351,0005,287
Provision for loan and lease losses$2,421,0001,699
Total noninterest income$732,0003,440
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$240,0003,778
Trading account gains and fees$0212
Additional Noninterest Income$492,0002,840
Total noninterest expense$3,144,0004,227
Salaries and employee benefits$1,746,0003,937
Premises and equipment expense$417,0004,134
Additional noninterest expense$981,0004,456
Pre-tax net operating income$-2,482,0007,181
Securities gains (losses)$03,497
Applicable income taxes$1,0004,465
Income before extraordinary items$-2,483,0007,295
Extraordinary gains, net$027
Net income$-2,483,0007,294
Minority interest net income$0118
Net income of bank and minority interests.$-2,483,0007,295
Net charge-offs$801,0002,471
Cash dividends$82,0003,704
Sale, conversion, retirement of capital stock, net$3,096,000206
Net operating income$-2,483,0007,282
2009-06-30 (YTD Data)Rank
Total interest income$2,871,0004,850
Total interest expense$1,425,0003,801
Net interest income$1,446,0005,505
Provision for loan and lease losses$1,521,0001,636
Total noninterest income$363,0004,030
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$170,0003,632
Trading account gains and fees$0193
Additional Noninterest Income$193,0003,703
Total noninterest expense$2,049,0004,325
Salaries and employee benefits$1,160,0003,976
Premises and equipment expense$289,0004,042
Additional noninterest expense$600,0004,723
Pre-tax net operating income$-1,761,0007,323
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-1,761,0007,402
Extraordinary gains, net$021
Net income$-1,761,0007,401
Minority interest net income$0112
Net income of bank and minority interests.$-1,761,0007,400
Net charge-offs$320,0002,859
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$2,971,000169
Net operating income$-1,761,0007,409
2009-03-31 (YTD Data)Rank
Total interest income$1,420,0004,911
Total interest expense$706,0003,927
Net interest income$714,0005,523
Provision for loan and lease losses$231,0002,655
Total noninterest income$177,0004,054
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$81,0003,683
Trading account gains and fees$0171
Additional Noninterest Income$96,0003,715
Total noninterest expense$1,001,0004,303
Salaries and employee benefits$572,0004,037
Premises and equipment expense$146,0004,058
Additional noninterest expense$283,0004,590
Pre-tax net operating income$-341,0007,126
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-341,0007,266
Extraordinary gains, net$015
Net income$-341,0007,267
Minority interest net income$0102
Net income of bank and minority interests.$-341,0007,267
Net charge-offs$5,0005,094
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$2,930,00098
Net operating income$-341,0007,222
2008-12-31 (YTD Data)Rank
Total interest income$6,396,0004,749
Total interest expense$2,955,0004,297
Net interest income$3,441,0005,024
Provision for loan and lease losses$647,0003,368
Total noninterest income$945,0003,527
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$140,0005,447
Trading account gains and fees$0154
Additional Noninterest Income$805,0002,445
Total noninterest expense$4,715,0003,742
Salaries and employee benefits$2,826,0003,422
Premises and equipment expense$591,0003,985
Additional noninterest expense$1,298,0004,027
Pre-tax net operating income$-976,0007,004
Securities gains (losses)$03,220
Applicable income taxes$16,0004,367
Income before extraordinary items$-992,0006,987
Extraordinary gains, net$039
Net income$-992,0006,990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$378,0003,200
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$388,000609
Net operating income$-992,0007,111
2008-09-30 (YTD Data)Rank
Total interest income$4,833,0004,794
Total interest expense$2,194,0004,451
Net interest income$2,639,0004,999
Provision for loan and lease losses$477,0002,796
Total noninterest income$827,0003,260
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$95,0005,613
Trading account gains and fees$0148
Additional Noninterest Income$732,0002,248
Total noninterest expense$3,707,0003,589
Salaries and employee benefits$2,327,0003,189
Premises and equipment expense$437,0004,029
Additional noninterest expense$943,0004,053
Pre-tax net operating income$-718,0007,389
Securities gains (losses)$03,106
Applicable income taxes$1,0005,240
Income before extraordinary items$-719,0007,350
Extraordinary gains, net$031
Net income$-719,0007,348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$191,0003,111
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$291,000492
Net operating income$-719,0007,476
2008-06-30 (YTD Data)Rank
Total interest income$3,134,0004,947
Total interest expense$1,427,0004,651
Net interest income$1,707,0005,094
Provision for loan and lease losses$338,0002,377
Total noninterest income$555,0003,289
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$59,0005,727
Trading account gains and fees$0149
Additional Noninterest Income$496,0002,260
Total noninterest expense$2,422,0003,668
Salaries and employee benefits$1,497,0003,337
Premises and equipment expense$283,0004,132
Additional noninterest expense$642,0003,970
Pre-tax net operating income$-498,0007,609
Securities gains (losses)$03,233
Applicable income taxes$1,0005,487
Income before extraordinary items$-499,0007,694
Extraordinary gains, net$021
Net income$-499,0007,694
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,018
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$194,000422
Net operating income$-499,0007,675
2008-03-31 (YTD Data)Rank
Total interest income$1,583,0004,996
Total interest expense$725,0004,795
Net interest income$858,0005,088
Provision for loan and lease losses$137,0002,296
Total noninterest income$259,0003,433
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$24,0005,995
Trading account gains and fees$0158
Additional Noninterest Income$235,0002,319
Total noninterest expense$1,179,0003,751
Salaries and employee benefits$757,0003,330
Premises and equipment expense$142,0004,150
Additional noninterest expense$280,0004,333
Pre-tax net operating income$-199,0007,760
Securities gains (losses)$02,688
Applicable income taxes$1,0005,476
Income before extraordinary items$-200,0007,840
Extraordinary gains, net$015
Net income$-200,0007,840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$95,000330
Net operating income$-200,0007,808
2007-12-31 (YTD Data)Rank
Total interest income$5,210,0005,609
Total interest expense$2,533,0005,224
Net interest income$2,677,0005,793
Provision for loan and lease losses$830,0001,634
Total noninterest income$1,221,0003,108
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$102,0005,994
Trading account gains and fees$0178
Additional Noninterest Income$1,119,0002,072
Total noninterest expense$4,736,0003,593
Salaries and employee benefits$2,852,0003,354
Premises and equipment expense$563,0004,023
Additional noninterest expense$1,321,0003,796
Pre-tax net operating income$-1,668,0008,230
Securities gains (losses)$02,146
Applicable income taxes$1,0005,973
Income before extraordinary items$-1,669,0008,272
Extraordinary gains, net$039
Net income$-1,669,0008,269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$381,000591
Net operating income$-1,669,0008,262
2007-09-30 (YTD Data)Rank
Total interest income$3,709,0005,780
Total interest expense$1,837,0005,330
Net interest income$1,872,0006,008
Provision for loan and lease losses$588,0001,370
Total noninterest income$815,0003,349
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$81,0005,959
Trading account gains and fees$0184
Additional Noninterest Income$734,0002,241
Total noninterest expense$3,271,0003,846
Salaries and employee benefits$2,023,0003,496
Premises and equipment expense$463,0003,759
Additional noninterest expense$785,0004,425
Pre-tax net operating income$-1,172,0008,328
Securities gains (losses)$01,655
Applicable income taxes$1,0006,113
Income before extraordinary items$-1,173,0008,362
Extraordinary gains, net$033
Net income$-1,173,0008,360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$291,000513
Net operating income$-1,173,0008,354
2007-06-30 (YTD Data)Rank
Total interest income$2,359,0005,916
Total interest expense$1,184,0005,415
Net interest income$1,175,0006,205
Provision for loan and lease losses$463,0001,092
Total noninterest income$517,0003,492
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$55,0005,947
Trading account gains and fees$0168
Additional Noninterest Income$462,0002,369
Total noninterest expense$2,066,0004,034
Salaries and employee benefits$1,253,0003,736
Premises and equipment expense$300,0003,853
Additional noninterest expense$513,0004,495
Pre-tax net operating income$-837,0008,415
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-837,0008,448
Extraordinary gains, net$029
Net income$-837,0008,446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$193,000457
Net operating income$-837,0008,439
2007-03-31 (YTD Data)Rank
Total interest income$1,049,0006,207
Total interest expense$531,0005,713
Net interest income$518,0006,531
Provision for loan and lease losses$263,000921
Total noninterest income$48,0006,883
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$25,0006,052
Trading account gains and fees$0195
Additional Noninterest Income$23,0006,395
Total noninterest expense$1,016,0004,089
Salaries and employee benefits$593,0003,923
Premises and equipment expense$146,0003,924
Additional noninterest expense$277,0004,204
Pre-tax net operating income$-713,0008,561
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-713,0008,575
Extraordinary gains, net$022
Net income$-713,0008,573
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$96,000356
Net operating income$-713,0008,568
2006-12-31 (YTD Data)Rank
Total interest income$643,0008,481
Total interest expense$284,0008,316
Net interest income$359,0008,524
Provision for loan and lease losses$262,0003,016
Total noninterest income$25,0008,377
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$6,0007,490
Trading account gains and fees$0130
Additional Noninterest Income$19,0008,017
Total noninterest expense$2,049,0006,100
Salaries and employee benefits$709,0007,242
Premises and equipment expense$143,0007,335
Additional noninterest expense$1,197,0003,943
Pre-tax net operating income$-1,927,0008,573
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-1,927,0008,591
Extraordinary gains, net$051
Net income$-1,927,0008,591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$19,861,00082
Net operating income$-1,927,0008,582
2006-09-30 (YTD Data)Rank
Total interest income$52,0008,730
Total interest expense$8,0008,710
Net interest income$44,0008,723
Provision for loan and lease losses$67,0004,730
Total noninterest income$2,0008,639
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$07,682
Trading account gains and fees$0126
Additional Noninterest Income$2,0008,526
Total noninterest expense$1,057,0007,041
Salaries and employee benefits$71,0008,696
Premises and equipment expense$08,712
Additional noninterest expense$986,0003,650
Pre-tax net operating income$-1,078,0008,601
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-1,078,0008,619
Extraordinary gains, net$045
Net income$-1,078,0008,619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$19,781,00056
Net operating income$-1,078,0008,610

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.