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Urban Partnership Bank, Income and Expense

2018-12-31 (YTD Data)Rank
Total interest income$24,765,0001,191
Total interest expense$1,556,0002,289
Net interest income$23,209,0001,097
Provision for loan and lease losses$-5,207,0005,388
Total noninterest income$1,925,0002,029
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,003,0001,170
Trading account gains and feesNANA
Additional Noninterest Income$922,0002,332
Total noninterest expense$29,047,000771
Salaries and employee benefits$11,274,0001,063
Premises and equipment expense$2,813,000885
Additional noninterest expense$14,960,000470
Pre-tax net operating income$1,294,0003,726
Securities gains (losses)$127,000270
Applicable income taxes$-400,0005,355
Income before extraordinary items$1,821,0003,076
Extraordinary gains, net$06
Net income$1,821,0003,075
Minority interest net income$072
Net income of bank and minority interests.$1,821,0003,075
Net charge-offs$-1,847,0005,386
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,694,0003,182
2018-09-30 (YTD Data)Rank
Total interest income$17,924,0001,213
Total interest expense$1,150,0002,237
Net interest income$16,774,0001,123
Provision for loan and lease losses$-4,733,0005,461
Total noninterest income$1,354,0002,114
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$700,0001,231
Trading account gains and feesNANA
Additional Noninterest Income$654,0002,418
Total noninterest expense$22,932,000737
Salaries and employee benefits$8,633,0001,047
Premises and equipment expense$2,098,000890
Additional noninterest expense$12,201,000440
Pre-tax net operating income$-71,0005,348
Securities gains (losses)$128,000260
Applicable income taxes$-137,0005,423
Income before extraordinary items$194,0005,013
Extraordinary gains, net$05
Net income$194,0005,011
Minority interest net income$066
Net income of bank and minority interests.$194,0005,012
Net charge-offs$-1,605,0005,457
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$66,0005,225
2018-06-30 (YTD Data)Rank
Total interest income$11,751,0001,219
Total interest expense$776,0002,134
Net interest income$10,975,0001,138
Provision for loan and lease losses$-2,570,0005,516
Total noninterest income$892,0002,142
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$470,0001,219
Trading account gains and feesNANA
Additional Noninterest Income$422,0002,454
Total noninterest expense$12,678,000866
Salaries and employee benefits$5,870,0001,040
Premises and equipment expense$1,435,000871
Additional noninterest expense$5,373,000639
Pre-tax net operating income$1,759,0002,281
Securities gains (losses)$128,000216
Applicable income taxes$-11,0005,394
Income before extraordinary items$1,898,0001,962
Extraordinary gains, net$06
Net income$1,898,0001,960
Minority interest net income$065
Net income of bank and minority interests.$1,898,0001,961
Net charge-offs$-1,015,0005,512
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,770,0002,053
2018-03-31 (YTD Data)Rank
Total interest income$6,105,0001,174
Total interest expense$419,0001,955
Net interest income$5,686,0001,110
Provision for loan and lease losses$-1,185,0005,579
Total noninterest income$332,0002,483
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$246,0001,186
Trading account gains and feesNANA
Additional Noninterest Income$86,0003,541
Total noninterest expense$6,479,000858
Salaries and employee benefits$2,914,0001,054
Premises and equipment expense$811,000784
Additional noninterest expense$2,754,000616
Pre-tax net operating income$724,0002,540
Securities gains (losses)$128,000148
Applicable income taxes$-14,0005,479
Income before extraordinary items$866,0002,053
Extraordinary gains, net$07
Net income$866,0002,052
Minority interest net income$052
Net income of bank and minority interests.$866,0002,053
Net charge-offs$-598,0005,565
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$738,0002,286
2017-12-31 (YTD Data)Rank
Total interest income$27,281,0001,041
Total interest expense$2,148,0001,448
Net interest income$25,133,0001,006
Provision for loan and lease losses$-10,644,0005,659
Total noninterest income$-884,0005,663
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,027,0001,164
Trading account gains and feesNANA
Additional Noninterest Income$-1,911,0005,670
Total noninterest expense$27,720,000788
Salaries and employee benefits$11,591,0001,025
Premises and equipment expense$3,500,000714
Additional noninterest expense$12,629,000540
Pre-tax net operating income$7,173,0001,289
Securities gains (losses)$-29,0005,220
Applicable income taxes$-228,0005,578
Income before extraordinary items$7,372,000975
Extraordinary gains, net$09
Net income$7,372,000975
Minority interest net income$076
Net income of bank and minority interests.$7,372,000975
Net charge-offs$-2,825,0005,652
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,401,000959
2017-09-30 (YTD Data)Rank
Total interest income$20,984,0001,025
Total interest expense$1,681,0001,386
Net interest income$19,303,000981
Provision for loan and lease losses$-2,644,0005,714
Total noninterest income$1,759,0001,858
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$788,0001,149
Trading account gains and feesNANA
Additional Noninterest Income$971,0002,001
Total noninterest expense$20,538,000797
Salaries and employee benefits$8,542,0001,054
Premises and equipment expense$2,432,000775
Additional noninterest expense$9,564,000530
Pre-tax net operating income$3,168,0001,982
Securities gains (losses)$5,0001,816
Applicable income taxes$3,0004,027
Income before extraordinary items$3,170,0001,658
Extraordinary gains, net$09
Net income$3,170,0001,659
Minority interest net income$071
Net income of bank and minority interests.$3,170,0001,659
Net charge-offs$-4,390,0005,730
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,165,0001,637
2017-06-30 (YTD Data)Rank
Total interest income$14,544,000980
Total interest expense$1,165,0001,318
Net interest income$13,379,000939
Provision for loan and lease losses$356,0001,070
Total noninterest income$984,0002,071
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$491,0001,204
Trading account gains and feesNANA
Additional Noninterest Income$493,0002,353
Total noninterest expense$13,079,000831
Salaries and employee benefits$5,474,0001,097
Premises and equipment expense$1,580,000790
Additional noninterest expense$6,025,000562
Pre-tax net operating income$928,0003,246
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$928,0002,929
Extraordinary gains, net$011
Net income$928,0002,929
Minority interest net income$071
Net income of bank and minority interests.$928,0002,929
Net charge-offs$-3,778,0005,782
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$928,0002,908
2017-03-31 (YTD Data)Rank
Total interest income$7,342,000964
Total interest expense$610,0001,214
Net interest income$6,732,000926
Provision for loan and lease losses$411,000525
Total noninterest income$580,0001,862
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$202,0001,403
Trading account gains and feesNANA
Additional Noninterest Income$378,0001,818
Total noninterest expense$6,666,000823
Salaries and employee benefits$2,793,0001,086
Premises and equipment expense$868,000738
Additional noninterest expense$3,005,000567
Pre-tax net operating income$235,0004,179
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$235,0003,931
Extraordinary gains, net$08
Net income$235,0003,929
Minority interest net income$055
Net income of bank and minority interests.$235,0003,931
Net charge-offs$-810,0005,832
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$235,0003,916
2016-12-31 (YTD Data)Rank
Total interest income$29,002,000942
Total interest expense$2,813,0001,027
Net interest income$26,189,000918
Provision for loan and lease losses$1,458,000667
Total noninterest income$4,078,0001,317
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,247,000986
Trading account gains and fees$0170
Additional Noninterest Income$2,831,0001,254
Total noninterest expense$39,962,000539
Salaries and employee benefits$16,529,000721
Premises and equipment expense$4,068,000608
Additional noninterest expense$19,365,000385
Pre-tax net operating income$-11,153,0005,915
Securities gains (losses)$90,0001,418
Applicable income taxes$400,0002,448
Income before extraordinary items$-11,463,0005,907
Extraordinary gains, net$05
Net income$-11,463,0005,906
Minority interest net income$082
Net income of bank and minority interests.$-11,463,0005,906
Net charge-offs$342,0001,413
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$-11,553,0005,907
2016-09-30 (YTD Data)Rank
Total interest income$22,141,000921
Total interest expense$2,169,000999
Net interest income$19,972,000891
Provision for loan and lease losses$2,018,000407
Total noninterest income$1,546,0002,090
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$980,000943
Trading account gains and fees$0169
Additional Noninterest Income$566,0002,720
Total noninterest expense$32,068,000519
Salaries and employee benefits$12,680,000704
Premises and equipment expense$2,917,000636
Additional noninterest expense$16,471,000348
Pre-tax net operating income$-12,568,0005,984
Securities gains (losses)$90,0001,335
Applicable income taxes$04,325
Income before extraordinary items$-12,478,0005,977
Extraordinary gains, net$05
Net income$-12,478,0005,977
Minority interest net income$071
Net income of bank and minority interests.$-12,478,0005,977
Net charge-offs$2,036,000296
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$-12,568,0005,978
2016-06-30 (YTD Data)Rank
Total interest income$15,152,000886
Total interest expense$1,453,000996
Net interest income$13,699,000862
Provision for loan and lease losses$1,286,000415
Total noninterest income$1,030,0002,073
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$621,000969
Trading account gains and fees$0157
Additional Noninterest Income$409,0002,633
Total noninterest expense$24,038,000468
Salaries and employee benefits$9,261,000633
Premises and equipment expense$2,109,000589
Additional noninterest expense$12,668,000313
Pre-tax net operating income$-10,595,0006,062
Securities gains (losses)$90,0001,033
Applicable income taxes$04,338
Income before extraordinary items$-10,505,0006,056
Extraordinary gains, net$016
Net income$-10,505,0006,056
Minority interest net income$071
Net income of bank and minority interests.$-10,505,0006,056
Net charge-offs$1,422,000279
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$-10,595,0006,056
2016-03-31 (YTD Data)Rank
Total interest income$7,684,000871
Total interest expense$677,0001,054
Net interest income$7,007,000835
Provision for loan and lease losses$800,000328
Total noninterest income$637,0001,769
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$294,0001,021
Trading account gains and fees$0142
Additional Noninterest Income$343,0001,930
Total noninterest expense$15,194,000381
Salaries and employee benefits$4,813,000617
Premises and equipment expense$1,191,000536
Additional noninterest expense$9,190,000232
Pre-tax net operating income$-8,350,0006,128
Securities gains (losses)$90,000576
Applicable income taxes$04,259
Income before extraordinary items$-8,260,0006,121
Extraordinary gains, net$012
Net income$-8,260,0006,121
Minority interest net income$062
Net income of bank and minority interests.$-8,260,0006,121
Net charge-offs$173,000735
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-8,350,0006,119
2015-12-31 (YTD Data)Rank
Total interest income$35,566,000714
Total interest expense$2,750,0001,030
Net interest income$32,816,000694
Provision for loan and lease losses$-4,123,0006,151
Total noninterest income$4,535,0001,202
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,180,0001,056
Trading account gains and fees$0159
Additional Noninterest Income$3,355,0001,076
Total noninterest expense$63,710,000360
Salaries and employee benefits$23,051,000499
Premises and equipment expense$4,320,000569
Additional noninterest expense$36,339,000236
Pre-tax net operating income$-22,236,0006,186
Securities gains (losses)$564,000316
Applicable income taxes$04,402
Income before extraordinary items$-21,672,0006,177
Extraordinary gains, net$023
Net income$-21,672,0006,177
Minority interest net income$081
Net income of bank and minority interests.$-21,672,0006,177
Net charge-offs$11,436,000103
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$-22,236,0006,177
2015-09-30 (YTD Data)Rank
Total interest income$26,379,000726
Total interest expense$2,086,0001,022
Net interest income$24,293,000708
Provision for loan and lease losses$-5,172,0006,248
Total noninterest income$3,277,0001,238
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$861,0001,093
Trading account gains and fees$0153
Additional Noninterest Income$2,416,0001,126
Total noninterest expense$50,220,000351
Salaries and employee benefits$18,026,000482
Premises and equipment expense$3,452,000548
Additional noninterest expense$28,742,000233
Pre-tax net operating income$-17,478,0006,270
Securities gains (losses)$564,000274
Applicable income taxes$04,489
Income before extraordinary items$-16,914,0006,264
Extraordinary gains, net$021
Net income$-16,914,0006,264
Minority interest net income$078
Net income of bank and minority interests.$-16,914,0006,264
Net charge-offs$11,763,00088
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$-17,478,0006,263
2015-06-30 (YTD Data)Rank
Total interest income$18,060,000713
Total interest expense$1,444,000988
Net interest income$16,616,000687
Provision for loan and lease losses$-2,704,0006,317
Total noninterest income$3,950,000825
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$556,0001,101
Trading account gains and fees$0157
Additional Noninterest Income$3,394,000657
Total noninterest expense$34,992,000341
Salaries and employee benefits$12,320,000474
Premises and equipment expense$2,435,000529
Additional noninterest expense$20,237,000220
Pre-tax net operating income$-11,722,0006,353
Securities gains (losses)$564,000228
Applicable income taxes$04,497
Income before extraordinary items$-11,158,0006,344
Extraordinary gains, net$022
Net income$-11,158,0006,343
Minority interest net income$075
Net income of bank and minority interests.$-11,158,0006,343
Net charge-offs$2,938,000164
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$-11,722,0006,344
2015-03-31 (YTD Data)Rank
Total interest income$9,106,000704
Total interest expense$747,000968
Net interest income$8,359,000676
Provision for loan and lease losses$-3,087,0006,406
Total noninterest income$222,0003,242
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$293,0001,024
Trading account gains and fees$0152
Additional Noninterest Income$-71,0006,372
Total noninterest expense$16,361,000357
Salaries and employee benefits$6,281,000466
Premises and equipment expense$1,231,000529
Additional noninterest expense$8,849,000251
Pre-tax net operating income$-4,693,0006,417
Securities gains (losses)$300,000268
Applicable income taxes$04,400
Income before extraordinary items$-4,393,0006,409
Extraordinary gains, net$013
Net income$-4,393,0006,409
Minority interest net income$064
Net income of bank and minority interests.$-4,393,0006,409
Net charge-offs$2,340,000121
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-4,693,0006,409
2014-12-31 (YTD Data)Rank
Total interest income$47,908,000517
Total interest expense$3,881,000755
Net interest income$44,027,000496
Provision for loan and lease losses$-10,170,0006,491
Total noninterest income$-20,633,0006,507
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,564,000850
Trading account gains and fees$0180
Additional Noninterest Income$-22,197,0006,516
Total noninterest expense$73,476,000321
Salaries and employee benefits$23,892,000466
Premises and equipment expense$4,891,000513
Additional noninterest expense$44,693,000211
Pre-tax net operating income$-39,912,0006,510
Securities gains (losses)$789,000261
Applicable income taxes$04,531
Income before extraordinary items$-39,123,0006,502
Extraordinary gains, net$017
Net income$-39,123,0006,502
Minority interest net income$084
Net income of bank and minority interests.$-39,123,0006,502
Net charge-offs$18,057,00083
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-39,912,0006,502
2014-09-30 (YTD Data)Rank
Total interest income$38,088,000487
Total interest expense$3,072,000722
Net interest income$35,016,000463
Provision for loan and lease losses$-6,093,0006,564
Total noninterest income$-13,044,0006,587
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,192,000850
Trading account gains and fees$0174
Additional Noninterest Income$-14,236,0006,596
Total noninterest expense$56,430,000312
Salaries and employee benefits$17,980,000462
Premises and equipment expense$3,721,000508
Additional noninterest expense$34,729,000205
Pre-tax net operating income$-28,365,0006,589
Securities gains (losses)$93,0001,046
Applicable income taxes$04,583
Income before extraordinary items$-28,272,0006,582
Extraordinary gains, net$015
Net income$-28,272,0006,582
Minority interest net income$081
Net income of bank and minority interests.$-28,272,0006,582
Net charge-offs$12,529,00091
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-28,365,0006,581
2014-06-30 (YTD Data)Rank
Total interest income$24,049,000513
Total interest expense$2,181,000672
Net interest income$21,868,000496
Provision for loan and lease losses$628,000697
Total noninterest income$4,417,000699
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$814,000825
Trading account gains and fees$0172
Additional Noninterest Income$3,603,000569
Total noninterest expense$36,636,000317
Salaries and employee benefits$11,921,000462
Premises and equipment expense$2,597,000490
Additional noninterest expense$22,118,000212
Pre-tax net operating income$-10,979,0006,657
Securities gains (losses)$93,000828
Applicable income taxes$04,568
Income before extraordinary items$-10,886,0006,648
Extraordinary gains, net$020
Net income$-10,886,0006,648
Minority interest net income$080
Net income of bank and minority interests.$-10,886,0006,648
Net charge-offs$8,223,00098
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-10,979,0006,648
2014-03-31 (YTD Data)Rank
Total interest income$11,873,000521
Total interest expense$1,151,000644
Net interest income$10,722,000505
Provision for loan and lease losses$947,000273
Total noninterest income$1,638,000847
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$399,000814
Trading account gains and fees$0147
Additional Noninterest Income$1,239,000708
Total noninterest expense$18,405,000314
Salaries and employee benefits$5,989,000466
Premises and equipment expense$1,413,000473
Additional noninterest expense$11,003,000208
Pre-tax net operating income$-6,992,0006,733
Securities gains (losses)$93,000468
Applicable income taxes$04,445
Income before extraordinary items$-6,899,0006,724
Extraordinary gains, net$016
Net income$-6,899,0006,724
Minority interest net income$066
Net income of bank and minority interests.$-6,899,0006,724
Net charge-offs$3,692,000118
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-6,992,0006,724
2013-12-31 (YTD Data)Rank
Total interest income$52,561,000468
Total interest expense$6,024,000526
Net interest income$46,537,000468
Provision for loan and lease losses$-7,573,0006,785
Total noninterest income$16,823,000468
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,722,000804
Trading account gains and fees$0184
Additional Noninterest Income$15,101,000359
Total noninterest expense$83,543,000281
Salaries and employee benefits$27,987,000402
Premises and equipment expense$4,789,000512
Additional noninterest expense$50,767,000193
Pre-tax net operating income$-12,610,0006,799
Securities gains (losses)$110,0001,250
Applicable income taxes$2,028,000894
Income before extraordinary items$-14,528,0006,795
Extraordinary gains, net$029
Net income$-14,528,0006,794
Minority interest net income$090
Net income of bank and minority interests.$-14,528,0006,794
Net charge-offs$24,072,00094
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-14,638,0006,795
2013-09-30 (YTD Data)Rank
Total interest income$40,645,000456
Total interest expense$4,729,000519
Net interest income$35,916,000452
Provision for loan and lease losses$-3,143,0006,844
Total noninterest income$15,447,000409
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,286,000815
Trading account gains and fees$0180
Additional Noninterest Income$14,161,000313
Total noninterest expense$64,514,000270
Salaries and employee benefits$21,207,000401
Premises and equipment expense$3,480,000536
Additional noninterest expense$39,827,000179
Pre-tax net operating income$-10,008,0006,884
Securities gains (losses)$03,040
Applicable income taxes$1,128,0001,150
Income before extraordinary items$-11,136,0006,877
Extraordinary gains, net$025
Net income$-11,136,0006,877
Minority interest net income$084
Net income of bank and minority interests.$-11,136,0006,877
Net charge-offs$20,778,00085
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-11,136,0006,877
2013-06-30 (YTD Data)Rank
Total interest income$28,678,000438
Total interest expense$3,288,000507
Net interest income$25,390,000427
Provision for loan and lease losses$-1,864,0006,889
Total noninterest income$12,518,000360
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$850,000808
Trading account gains and fees$0157
Additional Noninterest Income$11,668,000273
Total noninterest expense$46,696,000254
Salaries and employee benefits$14,837,000388
Premises and equipment expense$2,244,000555
Additional noninterest expense$29,615,000164
Pre-tax net operating income$-6,924,0006,929
Securities gains (losses)$02,791
Applicable income taxes$1,121,000855
Income before extraordinary items$-8,045,0006,927
Extraordinary gains, net$022
Net income$-8,045,0006,927
Minority interest net income$082
Net income of bank and minority interests.$-8,045,0006,927
Net charge-offs$13,574,00092
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-8,045,0006,925
2013-03-31 (YTD Data)Rank
Total interest income$12,515,000498
Total interest expense$1,691,000510
Net interest income$10,824,000497
Provision for loan and lease losses$2,890,000155
Total noninterest income$6,193,000370
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$424,000802
Trading account gains and fees$0148
Additional Noninterest Income$5,769,000273
Total noninterest expense$23,570,000259
Salaries and employee benefits$7,668,000377
Premises and equipment expense$1,090,000570
Additional noninterest expense$14,812,000166
Pre-tax net operating income$-9,443,0007,020
Securities gains (losses)$01,966
Applicable income taxes$1,100,000508
Income before extraordinary items$-10,543,0007,013
Extraordinary gains, net$010
Net income$-10,543,0007,013
Minority interest net income$076
Net income of bank and minority interests.$-10,543,0007,013
Net charge-offs$7,176,00098
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-10,543,0007,012
2012-12-31 (YTD Data)Rank
Total interest income$60,663,000435
Total interest expense$8,193,000508
Net interest income$52,470,000425
Provision for loan and lease losses$43,945,00088
Total noninterest income$42,464,000246
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,883,000756
Trading account gains and fees$0166
Additional Noninterest Income$40,581,000185
Total noninterest expense$75,539,000301
Salaries and employee benefits$27,768,000396
Premises and equipment expense$4,039,000591
Additional noninterest expense$43,732,000219
Pre-tax net operating income$-24,550,0007,059
Securities gains (losses)$36,0002,920
Applicable income taxes$30,0004,058
Income before extraordinary items$-24,544,0007,060
Extraordinary gains, net$029
Net income$-24,544,0007,058
Minority interest net income$093
Net income of bank and minority interests.$-24,544,0007,060
Net charge-offs$29,078,000135
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$4,864,00087
Net operating income$-24,580,0007,056
2012-09-30 (YTD Data)Rank
Total interest income$44,757,000445
Total interest expense$6,356,000515
Net interest income$38,401,000438
Provision for loan and lease losses$24,308,000118
Total noninterest income$28,540,000264
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,439,000751
Trading account gains and fees$0157
Additional Noninterest Income$27,101,000198
Total noninterest expense$55,853,000303
Salaries and employee benefits$20,718,000395
Premises and equipment expense$3,085,000587
Additional noninterest expense$32,050,000222
Pre-tax net operating income$-13,220,0007,154
Securities gains (losses)$36,0002,615
Applicable income taxes$30,0004,022
Income before extraordinary items$-13,214,0007,150
Extraordinary gains, net$020
Net income$-13,214,0007,150
Minority interest net income$086
Net income of bank and minority interests.$-13,214,0007,150
Net charge-offs$19,558,000147
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-13,250,0007,148
2012-06-30 (YTD Data)Rank
Total interest income$30,553,000447
Total interest expense$4,329,000526
Net interest income$26,224,000433
Provision for loan and lease losses$23,182,00086
Total noninterest income$23,951,000221
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$960,000742
Trading account gains and fees$0153
Additional Noninterest Income$22,991,000161
Total noninterest expense$34,965,000318
Salaries and employee benefits$13,875,000391
Premises and equipment expense$2,144,000562
Additional noninterest expense$18,946,000236
Pre-tax net operating income$-7,972,0007,212
Securities gains (losses)$36,0002,248
Applicable income taxes$30,0003,829
Income before extraordinary items$-7,966,0007,210
Extraordinary gains, net$019
Net income$-7,966,0007,210
Minority interest net income$084
Net income of bank and minority interests.$-7,966,0007,210
Net charge-offs$15,243,000138
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-8,002,0007,207
2012-03-31 (YTD Data)Rank
Total interest income$15,444,000441
Total interest expense$2,210,000529
Net interest income$13,234,000428
Provision for loan and lease losses$3,000,000251
Total noninterest income$5,036,000395
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$432,000804
Trading account gains and fees$0148
Additional Noninterest Income$4,604,000300
Total noninterest expense$17,601,000313
Salaries and employee benefits$6,745,000401
Premises and equipment expense$1,065,000566
Additional noninterest expense$9,791,000227
Pre-tax net operating income$-2,331,0007,252
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$-2,331,0007,256
Extraordinary gains, net$019
Net income$-2,331,0007,256
Minority interest net income$078
Net income of bank and minority interests.$-2,331,0007,256
Net charge-offs$5,705,000177
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-2,331,0007,252
2011-12-31 (YTD Data)Rank
Total interest income$68,236,000405
Total interest expense$10,293,000553
Net interest income$57,943,000380
Provision for loan and lease losses$97,690,00064
Total noninterest income$85,837,000133
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,003,000728
Trading account gains and fees$0146
Additional Noninterest Income$83,834,000104
Total noninterest expense$61,919,000347
Salaries and employee benefits$24,905,000405
Premises and equipment expense$4,730,000525
Additional noninterest expense$32,284,000264
Pre-tax net operating income$-15,829,0007,276
Securities gains (losses)$-17,0006,915
Applicable income taxes$-4,010,0007,295
Income before extraordinary items$-11,836,0007,232
Extraordinary gains, net$029
Net income$-11,836,0007,231
Minority interest net income$096
Net income of bank and minority interests.$-11,836,0007,232
Net charge-offs$18,503,000272
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$500,000412
Net operating income$-11,823,2507,228
2011-09-30 (YTD Data)Rank
Total interest income$52,117,000408
Total interest expense$7,733,000576
Net interest income$44,384,000376
Provision for loan and lease losses$64,256,00070
Total noninterest income$57,262,000137
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,530,000723
Trading account gains and fees$0145
Additional Noninterest Income$55,732,000106
Total noninterest expense$45,353,000350
Salaries and employee benefits$18,214,000410
Premises and equipment expense$3,857,000489
Additional noninterest expense$23,282,000263
Pre-tax net operating income$-7,963,0007,309
Securities gains (losses)$-17,0007,047
Applicable income taxes$-3,345,0007,395
Income before extraordinary items$-4,635,0007,232
Extraordinary gains, net$021
Net income$-4,635,0007,231
Minority interest net income$087
Net income of bank and minority interests.$-4,635,0007,232
Net charge-offs$13,392,000277
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$500,000345
Net operating income$-4,624,1207,226
2011-06-30 (YTD Data)Rank
Total interest income$34,919,000413
Total interest expense$5,046,000618
Net interest income$29,873,000379
Provision for loan and lease losses$55,645,00066
Total noninterest income$47,361,000128
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,027,000714
Trading account gains and fees$0153
Additional Noninterest Income$46,334,000102
Total noninterest expense$30,109,000353
Salaries and employee benefits$12,194,000411
Premises and equipment expense$2,253,000571
Additional noninterest expense$15,662,000276
Pre-tax net operating income$-8,520,0007,430
Securities gains (losses)$-17,0007,113
Applicable income taxes$-3,581,0007,483
Income before extraordinary items$-4,956,0007,375
Extraordinary gains, net$015
Net income$-4,956,0007,375
Minority interest net income$089
Net income of bank and minority interests.$-4,956,0007,375
Net charge-offs$1,055,0001,428
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-4,945,1207,372
2011-03-31 (YTD Data)Rank
Total interest income$18,184,000396
Total interest expense$2,527,000645
Net interest income$15,657,000366
Provision for loan and lease losses$901,000932
Total noninterest income$3,737,000455
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$585,000613
Trading account gains and fees$0158
Additional Noninterest Income$3,152,000364
Total noninterest expense$15,426,000348
Salaries and employee benefits$5,952,000420
Premises and equipment expense$1,160,000566
Additional noninterest expense$8,314,000260
Pre-tax net operating income$3,067,000539
Securities gains (losses)$-17,0007,227
Applicable income taxes$1,223,000399
Income before extraordinary items$1,827,000710
Extraordinary gains, net$09
Net income$1,827,000710
Minority interest net income$086
Net income of bank and minority interests.$1,827,000710
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,837,880692
2010-12-31 (YTD Data)Rank
Total interest income$28,908,0001,068
Total interest expense$3,499,0002,259
Net interest income$25,409,000861
Provision for loan and lease losses$100,0006,012
Total noninterest income$7,641,000779
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$965,0001,547
Trading account gains and fees$0175
Additional Noninterest Income$6,676,000599
Total noninterest expense$21,490,000931
Salaries and employee benefits$8,286,0001,189
Premises and equipment expense$1,598,0001,599
Additional noninterest expense$11,606,000662
Pre-tax net operating income$11,460,000476
Securities gains (losses)$03,793
Applicable income taxes$4,555,000390
Income before extraordinary items$6,905,000657
Extraordinary gains, net$029
Net income$6,905,000652
Minority interest net income$0111
Net income of bank and minority interests.$6,905,000658
Net charge-offs$06,851
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$137,331,00013
Net operating income$6,905,000622
2010-09-30 (YTD Data)Rank
Total interest income$10,144,0002,278
Total interest expense$1,067,0004,538
Net interest income$9,077,0001,848
Provision for loan and lease losses$50,0006,224
Total noninterest income$4,077,000982
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$355,0002,796
Trading account gains and fees$0165
Additional Noninterest Income$3,722,000708
Total noninterest expense$6,598,0002,194
Salaries and employee benefits$2,955,0002,448
Premises and equipment expense$480,0003,591
Additional noninterest expense$3,163,0001,680
Pre-tax net operating income$6,506,000656
Securities gains (losses)$03,651
Applicable income taxes$2,525,000497
Income before extraordinary items$3,981,000872
Extraordinary gains, net$023
Net income$3,981,000873
Minority interest net income$0110
Net income of bank and minority interests.$3,981,000873
Net charge-offs$06,672
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$137,331,00012
Net operating income$3,981,000828

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.