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Unity Bank of Mississippi, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$11,032,000	2,695
Total interest expense	$3,119,000	2,567
Net interest income	$7,913,000	2,708
Provision for loan and lease losses	$100,000	2,434
Total noninterest income	$3,569,000	1,463
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$832,000	1,159
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,737,000	1,343
Total noninterest expense	$8,148,000	2,307
Salaries and employee benefits	$4,595,000	2,323
Premises and equipment expense	$1,123,000	1,896
Additional noninterest expense	$2,737,000	1,343
Pre-tax net operating income	$3,234,000	2,424
Securities gains (losses)	$-300,000	4,071
Applicable income taxes	$615,000	1,764
Income before extraordinary items	$2,319,000	2,626
Extraordinary gains, net	$0	54
Net income	$2,319,000	2,652
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,319,000	2,628
Net charge-offs	$263,000	1,034
Cash dividends	$700,000	2,485
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$2,556,000	2,535
2023-09-30 (YTD Data)		Rank
Total interest income	$8,179,000	2,689
Total interest expense	$2,195,000	2,545
Net interest income	$5,984,000	2,718
Provision for loan and lease losses	$0	3,085
Total noninterest income	$2,218,000	1,641
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$613,000	1,164
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,605,000	1,547
Total noninterest expense	$6,026,000	2,319
Salaries and employee benefits	$3,398,000	2,334
Premises and equipment expense	$853,000	1,880
Additional noninterest expense	$1,605,000	1,547
Pre-tax net operating income	$2,176,000	2,608
Securities gains (losses)	$-8,000	3,451
Applicable income taxes	$457,000	1,814
Income before extraordinary items	$1,711,000	2,693
Extraordinary gains, net	$0	52
Net income	$1,711,000	2,723
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,711,000	2,694
Net charge-offs	$139,000	1,039
Cash dividends	$700,000	1,987
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,717,320	2,717
2023-06-30 (YTD Data)		Rank
Total interest income	$5,400,000	2,688
Total interest expense	$1,343,000	2,487
Net interest income	$4,057,000	2,719
Provision for loan and lease losses	$0	2,940
Total noninterest income	$1,373,000	1,643
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$401,000	1,168
Trading account gains and fees	NA	NA
Additional Noninterest Income	$972,000	1,567
Total noninterest expense	$3,980,000	2,313
Salaries and employee benefits	$2,233,000	2,347
Premises and equipment expense	$567,000	1,869
Additional noninterest expense	$972,000	1,565
Pre-tax net operating income	$1,450,000	2,624
Securities gains (losses)	$-8,000	3,772
Applicable income taxes	$303,000	1,841
Income before extraordinary items	$1,139,000	2,709
Extraordinary gains, net	$0	51
Net income	$1,139,000	2,739
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,139,000	2,709
Net charge-offs	$15,000	1,656
Cash dividends	$700,000	1,672
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,145,320	2,721
2023-03-31 (YTD Data)		Rank
Total interest income	$2,641,000	2,712
Total interest expense	$616,000	2,385
Net interest income	$2,025,000	2,730
Provision for loan and lease losses	$0	2,612
Total noninterest income	$379,000	2,237
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$205,000	1,156
Trading account gains and fees	NA	NA
Additional Noninterest Income	$174,000	2,598
Total noninterest expense	$1,948,000	2,379
Salaries and employee benefits	$1,100,000	2,407
Premises and equipment expense	$287,000	1,871
Additional noninterest expense	$174,000	2,598
Pre-tax net operating income	$456,000	3,199
Securities gains (losses)	$0	950
Applicable income taxes	$96,000	2,169
Income before extraordinary items	$360,000	3,290
Extraordinary gains, net	$0	4
Net income	$360,000	3,289
Minority interest net income	$0	48
Net income of bank and minority interests.	$360,000	3,290
Net charge-offs	$12,000	1,306
Cash dividends	$700,000	1,029
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$360,000	3,316
2022-12-31 (YTD Data)		Rank
Total interest income	$8,970,000	2,688
Total interest expense	$753,000	2,771
Net interest income	$8,217,000	2,643
Provision for loan and lease losses	$300,000	1,513
Total noninterest income	$1,929,000	2,077
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$743,000	1,277
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,186,000	2,161
Total noninterest expense	$7,544,000	2,390
Salaries and employee benefits	$4,251,000	2,402
Premises and equipment expense	$1,037,000	1,967
Additional noninterest expense	$1,186,000	2,161
Pre-tax net operating income	$2,302,000	2,963
Securities gains (losses)	$0	691
Applicable income taxes	$410,000	2,182
Income before extraordinary items	$1,892,000	3,004
Extraordinary gains, net	$0	5
Net income	$1,892,000	3,001
Minority interest net income	$0	63
Net income of bank and minority interests.	$1,892,000	3,003
Net charge-offs	$63,000	1,430
Cash dividends	$576,000	2,612
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$1,892,000	3,038
2022-09-30 (YTD Data)		Rank
Total interest income	$6,574,000	2,672
Total interest expense	$496,000	2,664
Net interest income	$6,078,000	2,642
Provision for loan and lease losses	$225,000	1,390
Total noninterest income	$1,509,000	2,069
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$533,000	1,339
Trading account gains and fees	NA	NA
Additional Noninterest Income	$976,000	2,086
Total noninterest expense	$5,545,000	2,420
Salaries and employee benefits	$3,163,000	2,408
Premises and equipment expense	$778,000	1,986
Additional noninterest expense	$976,000	2,086
Pre-tax net operating income	$1,817,000	2,887
Securities gains (losses)	$0	740
Applicable income taxes	$313,000	2,173
Income before extraordinary items	$1,504,000	2,915
Extraordinary gains, net	$0	4
Net income	$1,504,000	2,913
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,504,000	2,914
Net charge-offs	$34,000	1,380
Cash dividends	$577,000	2,097
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,504,000	2,950
2022-06-30 (YTD Data)		Rank
Total interest income	$4,220,000	2,685
Total interest expense	$323,000	2,564
Net interest income	$3,897,000	2,667
Provision for loan and lease losses	$150,000	1,272
Total noninterest income	$859,000	2,229
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$338,000	1,366
Trading account gains and fees	NA	NA
Additional Noninterest Income	$521,000	2,352
Total noninterest expense	$3,653,000	2,425
Salaries and employee benefits	$2,070,000	2,440
Premises and equipment expense	$519,000	1,991
Additional noninterest expense	$1,064,000	2,513
Pre-tax net operating income	$953,000	3,064
Securities gains (losses)	$0	687
Applicable income taxes	$148,000	2,358
Income before extraordinary items	$805,000	3,071
Extraordinary gains, net	$0	4
Net income	$805,000	3,070
Minority interest net income	$0	60
Net income of bank and minority interests.	$805,000	3,071
Net charge-offs	$23,000	1,274
Cash dividends	$576,000	1,785
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$805,000	3,104
2022-03-31 (YTD Data)		Rank
Total interest income	$2,017,000	2,701
Total interest expense	$159,000	2,553
Net interest income	$1,858,000	2,696
Provision for loan and lease losses	$75,000	1,098
Total noninterest income	$341,000	2,448
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$167,000	1,371
Trading account gains and fees	NA	NA
Additional Noninterest Income	$174,000	2,727
Total noninterest expense	$1,806,000	2,441
Salaries and employee benefits	$1,050,000	2,427
Premises and equipment expense	$258,000	2,000
Additional noninterest expense	$498,000	2,600
Pre-tax net operating income	$318,000	3,361
Securities gains (losses)	$0	623
Applicable income taxes	$61,000	2,394
Income before extraordinary items	$257,000	3,419
Extraordinary gains, net	$0	4
Net income	$257,000	3,418
Minority interest net income	$0	50
Net income of bank and minority interests.	$257,000	3,419
Net charge-offs	$16,000	1,033
Cash dividends	$577,000	1,083
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$257,000	3,442
2021-12-31 (YTD Data)		Rank
Total interest income	$5,367,000	3,376
Total interest expense	$456,000	3,292
Net interest income	$4,911,000	3,361
Provision for loan and lease losses	$250,000	1,548
Total noninterest income	$809,000	3,206
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$347,000	2,024
Trading account gains and fees	NA	NA
Additional Noninterest Income	$462,000	3,329
Total noninterest expense	$6,265,000	2,657
Salaries and employee benefits	$3,563,000	2,681
Premises and equipment expense	$565,000	2,830
Additional noninterest expense	$2,137,000	2,469
Pre-tax net operating income	$-795,000	4,790
Securities gains (losses)	$8,000	1,760
Applicable income taxes	$40,000	3,357
Income before extraordinary items	$-827,000	4,789
Extraordinary gains, net	$0	10
Net income	$-827,000	4,789
Minority interest net income	$0	74
Net income of bank and minority interests.	$-827,000	4,789
Net charge-offs	$-20,000	3,836
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$-835,000	4,785
2021-09-30 (YTD Data)		Rank
Total interest income	$3,417,000	3,673
Total interest expense	$322,000	3,451
Net interest income	$3,095,000	3,694
Provision for loan and lease losses	$250,000	1,285
Total noninterest income	$467,000	3,496
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$189,000	2,390
Trading account gains and fees	NA	NA
Additional Noninterest Income	$278,000	3,585
Total noninterest expense	$3,882,000	2,982
Salaries and employee benefits	$2,269,000	2,934
Premises and equipment expense	$355,000	3,137
Additional noninterest expense	$1,258,000	2,908
Pre-tax net operating income	$-570,000	4,859
Securities gains (losses)	$0	2,015
Applicable income taxes	$100,000	2,937
Income before extraordinary items	$-670,000	4,860
Extraordinary gains, net	$0	8
Net income	$-670,000	4,860
Minority interest net income	$0	69
Net income of bank and minority interests.	$-670,000	4,860
Net charge-offs	$-8,000	3,588
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$-670,000	4,853
2021-06-30 (YTD Data)		Rank
Total interest income	$1,967,000	3,882
Total interest expense	$208,000	3,567
Net interest income	$1,759,000	3,890
Provision for loan and lease losses	$74,000	1,900
Total noninterest income	$86,000	4,439
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$205,000	1,768
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-119,000	4,942
Total noninterest expense	$2,172,000	3,259
Salaries and employee benefits	$1,196,000	3,275
Premises and equipment expense	$213,000	3,295
Additional noninterest expense	$763,000	3,071
Pre-tax net operating income	$-401,000	4,894
Securities gains (losses)	$135,000	568
Applicable income taxes	$0	3,702
Income before extraordinary items	$-266,000	4,879
Extraordinary gains, net	$0	6
Net income	$-266,000	4,879
Minority interest net income	$0	67
Net income of bank and minority interests.	$-266,000	4,879
Net charge-offs	$9,000	1,770
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$-401,000	4,889
2021-03-31 (YTD Data)		Rank
Total interest income	$982,000	3,901
Total interest expense	$107,000	3,602
Net interest income	$875,000	3,889
Provision for loan and lease losses	$44,000	1,856
Total noninterest income	$189,000	3,286
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$104,000	1,737
Trading account gains and fees	NA	NA
Additional Noninterest Income	$85,000	3,656
Total noninterest expense	$1,099,000	3,225
Salaries and employee benefits	$599,000	3,273
Premises and equipment expense	$100,000	3,410
Additional noninterest expense	$400,000	2,939
Pre-tax net operating income	$-79,000	4,880
Securities gains (losses)	$136,000	404
Applicable income taxes	$0	3,613
Income before extraordinary items	$57,000	4,573
Extraordinary gains, net	$0	3
Net income	$57,000	4,573
Minority interest net income	$0	55
Net income of bank and minority interests.	$57,000	4,573
Net charge-offs	$5,000	1,528
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$-79,000	4,876
2020-12-31 (YTD Data)		Rank
Total interest income	$4,096,000	3,868
Total interest expense	$608,000	3,609
Net interest income	$3,488,000	3,852
Provision for loan and lease losses	$172,000	3,176
Total noninterest income	$976,000	2,893
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$457,000	1,708
Trading account gains and fees	NA	NA
Additional Noninterest Income	$519,000	3,121
Total noninterest expense	$3,993,000	3,371
Salaries and employee benefits	$2,467,000	3,229
Premises and equipment expense	$402,000	3,399
Additional noninterest expense	$1,124,000	3,531
Pre-tax net operating income	$299,000	4,415
Securities gains (losses)	$281,000	863
Applicable income taxes	$0	3,697
Income before extraordinary items	$580,000	4,104
Extraordinary gains, net	$0	4
Net income	$580,000	4,103
Minority interest net income	$0	72
Net income of bank and minority interests.	$580,000	4,104
Net charge-offs	$378,000	1,155
Cash dividends	$375,000	3,034
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$299,000	4,375
2020-09-30 (YTD Data)		Rank
Total interest income	$3,118,000	3,884
Total interest expense	$483,000	3,637
Net interest income	$2,635,000	3,852
Provision for loan and lease losses	$125,000	3,137
Total noninterest income	$610,000	3,092
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$342,000	1,712
Trading account gains and fees	NA	NA
Additional Noninterest Income	$268,000	3,457
Total noninterest expense	$3,062,000	3,326
Salaries and employee benefits	$1,885,000	3,198
Premises and equipment expense	$298,000	3,426
Additional noninterest expense	$879,000	3,423
Pre-tax net operating income	$58,000	4,700
Securities gains (losses)	$254,000	781
Applicable income taxes	$0	3,696
Income before extraordinary items	$312,000	4,329
Extraordinary gains, net	$0	4
Net income	$312,000	4,327
Minority interest net income	$0	65
Net income of bank and minority interests.	$312,000	4,329
Net charge-offs	$424,000	827
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$58,000	4,692
2020-06-30 (YTD Data)		Rank
Total interest income	$2,071,000	3,924
Total interest expense	$339,000	3,677
Net interest income	$1,732,000	3,916
Provision for loan and lease losses	$95,000	3,040
Total noninterest income	$446,000	2,942
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$231,000	1,723
Trading account gains and fees	NA	NA
Additional Noninterest Income	$215,000	3,231
Total noninterest expense	$1,988,000	3,379
Salaries and employee benefits	$1,259,000	3,204
Premises and equipment expense	$193,000	3,465
Additional noninterest expense	$536,000	3,605
Pre-tax net operating income	$95,000	4,576
Securities gains (losses)	$165,000	776
Applicable income taxes	$0	3,655
Income before extraordinary items	$260,000	4,176
Extraordinary gains, net	$0	4
Net income	$260,000	4,175
Minority interest net income	$0	65
Net income of bank and minority interests.	$260,000	4,176
Net charge-offs	$56,000	1,672
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$95,000	4,556
2020-03-31 (YTD Data)		Rank
Total interest income	$1,092,000	3,882
Total interest expense	$180,000	3,735
Net interest income	$912,000	3,863
Provision for loan and lease losses	$72,000	2,275
Total noninterest income	$294,000	2,548
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$140,000	1,712
Trading account gains and fees	NA	NA
Additional Noninterest Income	$154,000	2,745
Total noninterest expense	$988,000	3,419
Salaries and employee benefits	$622,000	3,244
Premises and equipment expense	$96,000	3,490
Additional noninterest expense	$270,000	3,635
Pre-tax net operating income	$146,000	4,040
Securities gains (losses)	$32,000	993
Applicable income taxes	$0	3,513
Income before extraordinary items	$178,000	3,826
Extraordinary gains, net	$0	4
Net income	$178,000	3,827
Minority interest net income	$0	56
Net income of bank and minority interests.	$178,000	3,827
Net charge-offs	$56,000	1,155
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$146,000	3,950
2019-12-31 (YTD Data)		Rank
Total interest income	$4,163,000	4,006
Total interest expense	$761,000	3,691
Net interest income	$3,402,000	4,012
Provision for loan and lease losses	$90,000	3,022
Total noninterest income	$1,290,000	2,492
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$627,000	1,626
Trading account gains and fees	NA	NA
Additional Noninterest Income	$663,000	2,734
Total noninterest expense	$3,795,000	3,508
Salaries and employee benefits	$2,422,000	3,292
Premises and equipment expense	$407,000	3,436
Additional noninterest expense	$966,000	3,843
Pre-tax net operating income	$807,000	4,062
Securities gains (losses)	$38,000	1,350
Applicable income taxes	$0	3,859
Income before extraordinary items	$845,000	3,942
Extraordinary gains, net	$0	11
Net income	$845,000	3,943
Minority interest net income	$0	76
Net income of bank and minority interests.	$845,000	3,943
Net charge-offs	$184,000	1,756
Cash dividends	$500,000	2,974
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$807,000	3,958
2019-09-30 (YTD Data)		Rank
Total interest income	$3,128,000	4,060
Total interest expense	$569,000	3,711
Net interest income	$2,559,000	4,062
Provision for loan and lease losses	$67,000	2,946
Total noninterest income	$816,000	2,718
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$470,000	1,631
Trading account gains and fees	NA	NA
Additional Noninterest Income	$346,000	3,124
Total noninterest expense	$2,845,000	3,530
Salaries and employee benefits	$1,800,000	3,322
Premises and equipment expense	$300,000	3,496
Additional noninterest expense	$745,000	3,833
Pre-tax net operating income	$463,000	4,411
Securities gains (losses)	$38,000	1,173
Applicable income taxes	$0	3,902
Income before extraordinary items	$501,000	4,274
Extraordinary gains, net	$0	11
Net income	$501,000	4,274
Minority interest net income	$0	72
Net income of bank and minority interests.	$501,000	4,274
Net charge-offs	$181,000	1,370
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$463,000	4,318
2019-06-30 (YTD Data)		Rank
Total interest income	$2,078,000	4,093
Total interest expense	$371,000	3,741
Net interest income	$1,707,000	4,093
Provision for loan and lease losses	$45,000	2,856
Total noninterest income	$638,000	2,477
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$316,000	1,608
Trading account gains and fees	NA	NA
Additional Noninterest Income	$322,000	2,742
Total noninterest expense	$1,866,000	3,589
Salaries and employee benefits	$1,183,000	3,357
Premises and equipment expense	$202,000	3,495
Additional noninterest expense	$481,000	3,913
Pre-tax net operating income	$434,000	4,135
Securities gains (losses)	$30,000	900
Applicable income taxes	$0	3,901
Income before extraordinary items	$464,000	3,948
Extraordinary gains, net	$0	11
Net income	$464,000	3,946
Minority interest net income	$0	69
Net income of bank and minority interests.	$464,000	3,947
Net charge-offs	$151,000	1,164
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$434,000	4,005
2019-03-31 (YTD Data)		Rank
Total interest income	$1,022,000	4,140
Total interest expense	$183,000	3,740
Net interest income	$839,000	4,153
Provision for loan and lease losses	$22,000	2,710
Total noninterest income	$444,000	2,058
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$166,000	1,539
Trading account gains and fees	NA	NA
Additional Noninterest Income	$278,000	2,040
Total noninterest expense	$927,000	3,641
Salaries and employee benefits	$574,000	3,446
Premises and equipment expense	$101,000	3,522
Additional noninterest expense	$252,000	3,853
Pre-tax net operating income	$334,000	3,626
Securities gains (losses)	$25,000	528
Applicable income taxes	$0	3,800
Income before extraordinary items	$359,000	3,382
Extraordinary gains, net	$0	5
Net income	$359,000	3,381
Minority interest net income	$0	52
Net income of bank and minority interests.	$359,000	3,381
Net charge-offs	$24,000	1,615
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$334,000	3,463
2018-12-31 (YTD Data)		Rank
Total interest income	$4,064,000	4,095
Total interest expense	$577,000	3,743
Net interest income	$3,487,000	4,106
Provision for loan and lease losses	$90,000	3,141
Total noninterest income	$1,149,000	2,668
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$744,000	1,457
Trading account gains and fees	NA	NA
Additional Noninterest Income	$405,000	3,338
Total noninterest expense	$3,629,000	3,667
Salaries and employee benefits	$2,221,000	3,493
Premises and equipment expense	$448,000	3,350
Additional noninterest expense	$960,000	3,966
Pre-tax net operating income	$917,000	4,125
Securities gains (losses)	$-125,000	5,071
Applicable income taxes	$0	3,978
Income before extraordinary items	$792,000	4,147
Extraordinary gains, net	$0	6
Net income	$792,000	4,146
Minority interest net income	$0	72
Net income of bank and minority interests.	$792,000	4,146
Net charge-offs	$98,000	2,158
Cash dividends	$375,000	3,214
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$917,000	4,003
2018-09-30 (YTD Data)		Rank
Total interest income	$2,970,000	4,171
Total interest expense	$409,000	3,765
Net interest income	$2,561,000	4,174
Provision for loan and lease losses	$68,000	2,982
Total noninterest income	$906,000	2,640
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$552,000	1,480
Trading account gains and fees	NA	NA
Additional Noninterest Income	$354,000	3,176
Total noninterest expense	$2,729,000	3,680
Salaries and employee benefits	$1,673,000	3,500
Premises and equipment expense	$338,000	3,379
Additional noninterest expense	$718,000	3,993
Pre-tax net operating income	$670,000	4,227
Securities gains (losses)	$-18,000	4,905
Applicable income taxes	$0	4,032
Income before extraordinary items	$652,000	4,119
Extraordinary gains, net	$0	5
Net income	$652,000	4,118
Minority interest net income	$0	66
Net income of bank and minority interests.	$652,000	4,118
Net charge-offs	$48,000	2,233
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$670,000	4,089
2018-06-30 (YTD Data)		Rank
Total interest income	$1,938,000	4,220
Total interest expense	$253,000	3,825
Net interest income	$1,685,000	4,212
Provision for loan and lease losses	$45,000	2,895
Total noninterest income	$458,000	3,007
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$369,000	1,466
Trading account gains and fees	NA	NA
Additional Noninterest Income	$89,000	4,241
Total noninterest expense	$1,811,000	3,705
Salaries and employee benefits	$1,119,000	3,509
Premises and equipment expense	$228,000	3,371
Additional noninterest expense	$464,000	4,075
Pre-tax net operating income	$287,000	4,655
Securities gains (losses)	$-5,000	4,867
Applicable income taxes	$0	4,018
Income before extraordinary items	$282,000	4,568
Extraordinary gains, net	$0	6
Net income	$282,000	4,567
Minority interest net income	$0	65
Net income of bank and minority interests.	$282,000	4,567
Net charge-offs	$26,000	2,109
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$287,000	4,568
2018-03-31 (YTD Data)		Rank
Total interest income	$957,000	4,258
Total interest expense	$116,000	3,911
Net interest income	$841,000	4,243
Provision for loan and lease losses	$23,000	2,728
Total noninterest income	$232,000	2,962
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$190,000	1,437
Trading account gains and fees	NA	NA
Additional Noninterest Income	$42,000	4,292
Total noninterest expense	$914,000	3,725
Salaries and employee benefits	$565,000	3,528
Premises and equipment expense	$111,000	3,453
Additional noninterest expense	$238,000	4,058
Pre-tax net operating income	$136,000	4,690
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$136,000	4,572
Extraordinary gains, net	$0	7
Net income	$136,000	4,571
Minority interest net income	$0	52
Net income of bank and minority interests.	$136,000	4,572
Net charge-offs	$16,000	1,764
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$136,000	4,581
2017-12-31 (YTD Data)		Rank
Total interest income	$3,488,000	4,383
Total interest expense	$399,000	3,998
Net interest income	$3,089,000	4,379
Provision for loan and lease losses	$215,000	2,300
Total noninterest income	$1,785,000	2,175
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$787,000	1,435
Trading account gains and fees	NA	NA
Additional Noninterest Income	$998,000	2,294
Total noninterest expense	$3,531,000	3,802
Salaries and employee benefits	$2,170,000	3,598
Premises and equipment expense	$433,000	3,521
Additional noninterest expense	$928,000	4,143
Pre-tax net operating income	$1,128,000	3,895
Securities gains (losses)	$-194,000	5,511
Applicable income taxes	$0	4,135
Income before extraordinary items	$934,000	3,803
Extraordinary gains, net	$0	9
Net income	$934,000	3,802
Minority interest net income	$0	76
Net income of bank and minority interests.	$934,000	3,803
Net charge-offs	$55,000	2,906
Cash dividends	$650,000	2,674
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,128,000	3,540
2017-09-30 (YTD Data)		Rank
Total interest income	$2,584,000	4,442
Total interest expense	$296,000	4,029
Net interest income	$2,288,000	4,436
Provision for loan and lease losses	$110,000	2,569
Total noninterest income	$1,528,000	2,030
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$586,000	1,455
Trading account gains and fees	NA	NA
Additional Noninterest Income	$942,000	2,048
Total noninterest expense	$2,603,000	3,851
Salaries and employee benefits	$1,627,000	3,608
Premises and equipment expense	$323,000	3,556
Additional noninterest expense	$653,000	4,268
Pre-tax net operating income	$1,103,000	3,607
Securities gains (losses)	$-12,000	5,419
Applicable income taxes	$0	4,172
Income before extraordinary items	$1,091,000	3,383
Extraordinary gains, net	$0	9
Net income	$1,091,000	3,381
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,091,000	3,383
Net charge-offs	$35,000	2,680
Cash dividends	$375,000	2,687
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,103,000	3,337
2017-06-30 (YTD Data)		Rank
Total interest income	$1,691,000	4,482
Total interest expense	$199,000	4,007
Net interest income	$1,492,000	4,487
Provision for loan and lease losses	$88,000	2,389
Total noninterest income	$1,291,000	1,755
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$394,000	1,432
Trading account gains and fees	NA	NA
Additional Noninterest Income	$897,000	1,648
Total noninterest expense	$1,721,000	3,890
Salaries and employee benefits	$1,081,000	3,638
Premises and equipment expense	$210,000	3,624
Additional noninterest expense	$430,000	4,306
Pre-tax net operating income	$974,000	3,168
Securities gains (losses)	$-16,000	5,559
Applicable income taxes	$0	4,189
Income before extraordinary items	$958,000	2,885
Extraordinary gains, net	$0	11
Net income	$958,000	2,885
Minority interest net income	$0	71
Net income of bank and minority interests.	$958,000	2,885
Net charge-offs	$21,000	2,549
Cash dividends	$375,000	2,300
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$974,000	2,848
2017-03-31 (YTD Data)		Rank
Total interest income	$828,000	4,535
Total interest expense	$98,000	4,037
Net interest income	$730,000	4,542
Provision for loan and lease losses	$65,000	1,825
Total noninterest income	$1,038,000	1,285
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$195,000	1,442
Trading account gains and fees	NA	NA
Additional Noninterest Income	$843,000	1,085
Total noninterest expense	$854,000	3,946
Salaries and employee benefits	$539,000	3,682
Premises and equipment expense	$104,000	3,671
Additional noninterest expense	$211,000	4,373
Pre-tax net operating income	$849,000	2,190
Securities gains (losses)	$-16,000	5,694
Applicable income taxes	$0	4,086
Income before extraordinary items	$833,000	1,917
Extraordinary gains, net	$0	8
Net income	$833,000	1,917
Minority interest net income	$0	55
Net income of bank and minority interests.	$833,000	1,917
Net charge-offs	$6,000	2,391
Cash dividends	$150,000	2,123
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$849,000	1,869
2016-12-31 (YTD Data)		Rank
Total interest income	$3,309,000	4,564
Total interest expense	$372,000	4,143
Net interest income	$2,937,000	4,560
Provision for loan and lease losses	$90,000	3,218
Total noninterest income	$1,011,000	3,026
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$833,000	1,392
Trading account gains and fees	$0	170
Additional Noninterest Income	$178,000	4,466
Total noninterest expense	$3,490,000	3,925
Salaries and employee benefits	$2,135,000	3,701
Premises and equipment expense	$443,000	3,598
Additional noninterest expense	$912,000	4,320
Pre-tax net operating income	$368,000	5,040
Securities gains (losses)	$157,000	1,026
Applicable income taxes	$0	4,278
Income before extraordinary items	$525,000	4,668
Extraordinary gains, net	$0	5
Net income	$525,000	4,667
Minority interest net income	$0	82
Net income of bank and minority interests.	$525,000	4,667
Net charge-offs	$96,000	2,633
Cash dividends	$300,000	3,418
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$368,000	4,939
2016-09-30 (YTD Data)		Rank
Total interest income	$2,443,000	4,623
Total interest expense	$279,000	4,172
Net interest income	$2,164,000	4,631
Provision for loan and lease losses	$68,000	3,107
Total noninterest income	$740,000	3,062
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$617,000	1,406
Trading account gains and fees	$0	169
Additional Noninterest Income	$123,000	4,611
Total noninterest expense	$2,658,000	3,911
Salaries and employee benefits	$1,609,000	3,684
Premises and equipment expense	$328,000	3,640
Additional noninterest expense	$721,000	4,248
Pre-tax net operating income	$178,000	5,345
Securities gains (losses)	$156,000	952
Applicable income taxes	$0	4,325
Income before extraordinary items	$334,000	4,897
Extraordinary gains, net	$0	5
Net income	$334,000	4,897
Minority interest net income	$0	71
Net income of bank and minority interests.	$334,000	4,897
Net charge-offs	$77,000	2,283
Cash dividends	$60,000	3,614
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$178,000	5,272
2016-06-30 (YTD Data)		Rank
Total interest income	$1,607,000	4,687
Total interest expense	$185,000	4,210
Net interest income	$1,422,000	4,686
Provision for loan and lease losses	$45,000	3,014
Total noninterest income	$472,000	3,132
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$391,000	1,459
Trading account gains and fees	$0	157
Additional Noninterest Income	$81,000	4,629
Total noninterest expense	$1,733,000	3,993
Salaries and employee benefits	$1,055,000	3,757
Premises and equipment expense	$215,000	3,697
Additional noninterest expense	$463,000	4,375
Pre-tax net operating income	$116,000	5,418
Securities gains (losses)	$86,000	1,061
Applicable income taxes	$0	4,338
Income before extraordinary items	$202,000	5,003
Extraordinary gains, net	$0	16
Net income	$202,000	5,003
Minority interest net income	$0	71
Net income of bank and minority interests.	$202,000	5,003
Net charge-offs	$50,000	2,141
Cash dividends	$60,000	3,422
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$116,000	5,334
2016-03-31 (YTD Data)		Rank
Total interest income	$815,000	4,694
Total interest expense	$92,000	4,252
Net interest income	$723,000	4,691
Provision for loan and lease losses	$22,000	2,836
Total noninterest income	$240,000	3,080
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$195,000	1,462
Trading account gains and fees	$0	142
Additional Noninterest Income	$45,000	4,507
Total noninterest expense	$850,000	4,061
Salaries and employee benefits	$518,000	3,815
Premises and equipment expense	$105,000	3,775
Additional noninterest expense	$227,000	4,428
Pre-tax net operating income	$91,000	5,137
Securities gains (losses)	$52,000	809
Applicable income taxes	$0	4,259
Income before extraordinary items	$143,000	4,683
Extraordinary gains, net	$0	12
Net income	$143,000	4,682
Minority interest net income	$0	62
Net income of bank and minority interests.	$143,000	4,683
Net charge-offs	$4,000	2,652
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$91,000	5,034
2015-12-31 (YTD Data)		Rank
Total interest income	$3,163,000	4,764
Total interest expense	$359,000	4,345
Net interest income	$2,804,000	4,763
Provision for loan and lease losses	$80,000	3,250
Total noninterest income	$1,084,000	2,932
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$898,000	1,339
Trading account gains and fees	$0	159
Additional Noninterest Income	$186,000	4,537
Total noninterest expense	$3,350,000	4,094
Salaries and employee benefits	$1,986,000	3,919
Premises and equipment expense	$434,000	3,746
Additional noninterest expense	$930,000	4,425
Pre-tax net operating income	$458,000	5,007
Securities gains (losses)	$73,000	1,359
Applicable income taxes	$0	4,402
Income before extraordinary items	$531,000	4,752
Extraordinary gains, net	$0	23
Net income	$531,000	4,753
Minority interest net income	$0	81
Net income of bank and minority interests.	$531,000	4,753
Net charge-offs	$97,000	2,684
Cash dividends	$265,000	3,511
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$458,000	4,854
2015-09-30 (YTD Data)		Rank
Total interest income	$2,333,000	4,843
Total interest expense	$268,000	4,405
Net interest income	$2,065,000	4,842
Provision for loan and lease losses	$60,000	3,107
Total noninterest income	$831,000	2,917
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$676,000	1,343
Trading account gains and fees	$0	153
Additional Noninterest Income	$155,000	4,450
Total noninterest expense	$2,589,000	4,063
Salaries and employee benefits	$1,529,000	3,884
Premises and equipment expense	$326,000	3,798
Additional noninterest expense	$734,000	4,356
Pre-tax net operating income	$247,000	5,352
Securities gains (losses)	$73,000	1,224
Applicable income taxes	$0	4,489
Income before extraordinary items	$320,000	5,067
Extraordinary gains, net	$0	21
Net income	$320,000	5,071
Minority interest net income	$0	78
Net income of bank and minority interests.	$320,000	5,073
Net charge-offs	$81,000	2,360
Cash dividends	$30,000	3,719
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$247,000	5,239
2015-06-30 (YTD Data)		Rank
Total interest income	$1,512,000	4,927
Total interest expense	$177,000	4,453
Net interest income	$1,335,000	4,926
Provision for loan and lease losses	$40,000	3,050
Total noninterest income	$552,000	2,931
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$440,000	1,359
Trading account gains and fees	$0	157
Additional Noninterest Income	$112,000	4,394
Total noninterest expense	$1,735,000	4,081
Salaries and employee benefits	$1,031,000	3,888
Premises and equipment expense	$218,000	3,819
Additional noninterest expense	$486,000	4,406
Pre-tax net operating income	$112,000	5,573
Securities gains (losses)	$73,000	1,005
Applicable income taxes	$0	4,497
Income before extraordinary items	$185,000	5,192
Extraordinary gains, net	$0	22
Net income	$185,000	5,194
Minority interest net income	$0	75
Net income of bank and minority interests.	$185,000	5,196
Net charge-offs	$67,000	2,075
Cash dividends	$30,000	3,538
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$112,000	5,501
2015-03-31 (YTD Data)		Rank
Total interest income	$744,000	4,985
Total interest expense	$88,000	4,518
Net interest income	$656,000	4,976
Provision for loan and lease losses	$30,000	2,461
Total noninterest income	$287,000	2,851
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$222,000	1,329
Trading account gains and fees	$0	152
Additional Noninterest Income	$65,000	4,202
Total noninterest expense	$863,000	4,132
Salaries and employee benefits	$508,000	3,940
Premises and equipment expense	$111,000	3,827
Additional noninterest expense	$244,000	4,410
Pre-tax net operating income	$50,000	5,614
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$50,000	5,608
Extraordinary gains, net	$0	13
Net income	$50,000	5,608
Minority interest net income	$0	64
Net income of bank and minority interests.	$50,000	5,609
Net charge-offs	$50,000	1,563
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$50,000	5,554
2014-12-31 (YTD Data)		Rank
Total interest income	$3,410,000	4,809
Total interest expense	$381,000	4,557
Net interest income	$3,029,000	4,792
Provision for loan and lease losses	$191,000	2,540
Total noninterest income	$1,171,000	2,871
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,042,000	1,241
Trading account gains and fees	$0	180
Additional Noninterest Income	$129,000	5,014
Total noninterest expense	$3,378,000	4,221
Salaries and employee benefits	$1,964,000	4,020
Premises and equipment expense	$431,000	3,931
Additional noninterest expense	$983,000	4,482
Pre-tax net operating income	$631,000	4,769
Securities gains (losses)	$9,000	2,695
Applicable income taxes	$0	4,531
Income before extraordinary items	$640,000	4,607
Extraordinary gains, net	$0	17
Net income	$640,000	4,608
Minority interest net income	$0	84
Net income of bank and minority interests.	$640,000	4,608
Net charge-offs	$139,000	2,855
Cash dividends	$330,000	3,293
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$631,000	4,569
2014-09-30 (YTD Data)		Rank
Total interest income	$2,602,000	4,819
Total interest expense	$289,000	4,610
Net interest income	$2,313,000	4,795
Provision for loan and lease losses	$171,000	2,272
Total noninterest income	$895,000	2,867
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$779,000	1,258
Trading account gains and fees	$0	174
Additional Noninterest Income	$116,000	4,878
Total noninterest expense	$2,566,000	4,207
Salaries and employee benefits	$1,496,000	3,994
Premises and equipment expense	$321,000	3,996
Additional noninterest expense	$749,000	4,482
Pre-tax net operating income	$471,000	4,859
Securities gains (losses)	$8,000	2,425
Applicable income taxes	$0	4,583
Income before extraordinary items	$479,000	4,679
Extraordinary gains, net	$0	15
Net income	$479,000	4,679
Minority interest net income	$0	81
Net income of bank and minority interests.	$479,000	4,680
Net charge-offs	$74,000	2,957
Cash dividends	$125,000	3,345
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$471,000	4,657
2014-06-30 (YTD Data)		Rank
Total interest income	$1,697,000	4,897
Total interest expense	$193,000	4,652
Net interest income	$1,504,000	4,871
Provision for loan and lease losses	$76,000	2,605
Total noninterest income	$586,000	2,867
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$505,000	1,270
Trading account gains and fees	$0	172
Additional Noninterest Income	$81,000	4,820
Total noninterest expense	$1,678,000	4,286
Salaries and employee benefits	$986,000	4,041
Premises and equipment expense	$214,000	4,039
Additional noninterest expense	$478,000	4,586
Pre-tax net operating income	$336,000	4,751
Securities gains (losses)	$1,000	2,460
Applicable income taxes	$0	4,568
Income before extraordinary items	$337,000	4,554
Extraordinary gains, net	$0	20
Net income	$337,000	4,557
Minority interest net income	$0	80
Net income of bank and minority interests.	$337,000	4,558
Net charge-offs	$25,000	3,293
Cash dividends	$125,000	3,028
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$336,000	4,509
2014-03-31 (YTD Data)		Rank
Total interest income	$817,000	5,019
Total interest expense	$96,000	4,712
Net interest income	$721,000	4,996
Provision for loan and lease losses	$56,000	2,157
Total noninterest income	$275,000	2,932
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$235,000	1,341
Trading account gains and fees	$0	147
Additional Noninterest Income	$40,000	4,827
Total noninterest expense	$809,000	4,417
Salaries and employee benefits	$490,000	4,098
Premises and equipment expense	$106,000	4,083
Additional noninterest expense	$213,000	4,856
Pre-tax net operating income	$131,000	5,015
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$131,000	4,860
Extraordinary gains, net	$0	16
Net income	$131,000	4,862
Minority interest net income	$0	66
Net income of bank and minority interests.	$131,000	4,861
Net charge-offs	$13,000	2,721
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$131,000	4,812
2013-12-31 (YTD Data)		Rank
Total interest income	$3,202,000	5,107
Total interest expense	$414,000	4,834
Net interest income	$2,788,000	5,092
Provision for loan and lease losses	$65,000	4,044
Total noninterest income	$726,000	3,798
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$934,000	1,447
Trading account gains and fees	$0	184
Additional Noninterest Income	$-208,000	6,681
Total noninterest expense	$3,111,000	4,528
Salaries and employee benefits	$1,820,000	4,282
Premises and equipment expense	$401,000	4,211
Additional noninterest expense	$890,000	4,841
Pre-tax net operating income	$338,000	5,388
Securities gains (losses)	$105,000	1,290
Applicable income taxes	$0	4,631
Income before extraordinary items	$443,000	5,035
Extraordinary gains, net	$0	29
Net income	$443,000	5,038
Minority interest net income	$0	90
Net income of bank and minority interests.	$443,000	5,038
Net charge-offs	$194,000	3,050
Cash dividends	$235,000	3,484
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$338,000	5,270
2013-09-30 (YTD Data)		Rank
Total interest income	$2,390,000	5,157
Total interest expense	$317,000	4,893
Net interest income	$2,073,000	5,155
Provision for loan and lease losses	$30,000	4,276
Total noninterest income	$564,000	3,811
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$697,000	1,466
Trading account gains and fees	$0	180
Additional Noninterest Income	$-133,000	6,754
Total noninterest expense	$2,413,000	4,469
Salaries and employee benefits	$1,419,000	4,211
Premises and equipment expense	$307,000	4,202
Additional noninterest expense	$687,000	4,796
Pre-tax net operating income	$194,000	5,698
Securities gains (losses)	$104,000	1,190
Applicable income taxes	$0	4,713
Income before extraordinary items	$298,000	5,273
Extraordinary gains, net	$0	25
Net income	$298,000	5,274
Minority interest net income	$0	84
Net income of bank and minority interests.	$298,000	5,275
Net charge-offs	$157,000	2,817
Cash dividends	$125,000	3,212
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$194,000	5,597
2013-06-30 (YTD Data)		Rank
Total interest income	$1,582,000	5,202
Total interest expense	$216,000	4,917
Net interest income	$1,366,000	5,190
Provision for loan and lease losses	$15,000	4,344
Total noninterest income	$405,000	3,695
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$448,000	1,486
Trading account gains and fees	$0	157
Additional Noninterest Income	$-43,000	6,746
Total noninterest expense	$1,611,000	4,482
Salaries and employee benefits	$950,000	4,233
Premises and equipment expense	$208,000	4,188
Additional noninterest expense	$453,000	4,838
Pre-tax net operating income	$145,000	5,614
Securities gains (losses)	$85,000	1,212
Applicable income taxes	$0	4,679
Income before extraordinary items	$230,000	5,110
Extraordinary gains, net	$0	22
Net income	$230,000	5,112
Minority interest net income	$0	82
Net income of bank and minority interests.	$230,000	5,113
Net charge-offs	$104,000	2,725
Cash dividends	$125,000	2,858
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$145,000	5,478
2013-03-31 (YTD Data)		Rank
Total interest income	$764,000	5,316
Total interest expense	$110,000	4,962
Net interest income	$654,000	5,288
Provision for loan and lease losses	$0	4,409
Total noninterest income	$171,000	3,927
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$208,000	1,573
Trading account gains and fees	$0	148
Additional Noninterest Income	$-37,000	6,861
Total noninterest expense	$763,000	4,642
Salaries and employee benefits	$474,000	4,284
Premises and equipment expense	$100,000	4,297
Additional noninterest expense	$189,000	5,261
Pre-tax net operating income	$62,000	5,704
Securities gains (losses)	$20,000	1,261
Applicable income taxes	$0	4,602
Income before extraordinary items	$82,000	5,452
Extraordinary gains, net	$0	10
Net income	$82,000	5,453
Minority interest net income	$0	76
Net income of bank and minority interests.	$82,000	5,453
Net charge-offs	$86,000	2,012
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$62,000	5,593
2012-12-31 (YTD Data)		Rank
Total interest income	$3,404,000	5,234
Total interest expense	$495,000	5,137
Net interest income	$2,909,000	5,174
Provision for loan and lease losses	$438,000	2,906
Total noninterest income	$1,312,000	2,823
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$849,000	1,617
Trading account gains and fees	$0	166
Additional Noninterest Income	$463,000	3,438
Total noninterest expense	$3,204,000	4,577
Salaries and employee benefits	$1,860,000	4,306
Premises and equipment expense	$466,000	3,985
Additional noninterest expense	$878,000	5,083
Pre-tax net operating income	$579,000	4,747
Securities gains (losses)	$41,000	2,839
Applicable income taxes	$0	4,751
Income before extraordinary items	$620,000	4,647
Extraordinary gains, net	$0	29
Net income	$620,000	4,647
Minority interest net income	$0	93
Net income of bank and minority interests.	$620,000	4,648
Net charge-offs	$345,000	3,143
Cash dividends	$330,000	3,204
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$579,000	4,557
2012-09-30 (YTD Data)		Rank
Total interest income	$2,595,000	5,275
Total interest expense	$375,000	5,246
Net interest income	$2,220,000	5,217
Provision for loan and lease losses	$301,000	2,958
Total noninterest income	$1,068,000	2,698
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$631,000	1,647
Trading account gains and fees	$0	157
Additional Noninterest Income	$437,000	3,143
Total noninterest expense	$2,448,000	4,560
Salaries and employee benefits	$1,416,000	4,289
Premises and equipment expense	$347,000	4,057
Additional noninterest expense	$685,000	5,056
Pre-tax net operating income	$539,000	4,621
Securities gains (losses)	$0	3,575
Applicable income taxes	$0	4,802
Income before extraordinary items	$539,000	4,551
Extraordinary gains, net	$0	20
Net income	$539,000	4,550
Minority interest net income	$0	86
Net income of bank and minority interests.	$539,000	4,549
Net charge-offs	$305,000	2,801
Cash dividends	$125,000	3,187
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$539,000	4,371
2012-06-30 (YTD Data)		Rank
Total interest income	$1,721,000	5,332
Total interest expense	$250,000	5,336
Net interest income	$1,471,000	5,267
Provision for loan and lease losses	$118,000	3,701
Total noninterest income	$509,000	3,214
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$414,000	1,654
Trading account gains and fees	$0	153
Additional Noninterest Income	$95,000	4,723
Total noninterest expense	$1,585,000	4,664
Salaries and employee benefits	$917,000	4,391
Premises and equipment expense	$232,000	4,062
Additional noninterest expense	$436,000	5,174
Pre-tax net operating income	$277,000	4,941
Securities gains (losses)	$0	3,178
Applicable income taxes	$0	4,770
Income before extraordinary items	$277,000	4,927
Extraordinary gains, net	$0	19
Net income	$277,000	4,930
Minority interest net income	$0	84
Net income of bank and minority interests.	$277,000	4,930
Net charge-offs	$80,000	3,625
Cash dividends	$125,000	2,850
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$277,000	4,739
2012-03-31 (YTD Data)		Rank
Total interest income	$874,000	5,347
Total interest expense	$127,000	5,416
Net interest income	$747,000	5,241
Provision for loan and lease losses	$15,000	4,598
Total noninterest income	$245,000	3,281
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$200,000	1,695
Trading account gains and fees	$0	148
Additional Noninterest Income	$45,000	4,865
Total noninterest expense	$799,000	4,661
Salaries and employee benefits	$454,000	4,445
Premises and equipment expense	$115,000	4,086
Additional noninterest expense	$230,000	5,064
Pre-tax net operating income	$178,000	4,681
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$178,000	4,567
Extraordinary gains, net	$0	19
Net income	$178,000	4,570
Minority interest net income	$0	78
Net income of bank and minority interests.	$178,000	4,570
Net charge-offs	$33,000	3,357
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$178,000	4,431
2011-12-31 (YTD Data)		Rank
Total interest income	$3,827,000	5,246
Total interest expense	$697,000	5,208
Net interest income	$3,130,000	5,158
Provision for loan and lease losses	$527,000	3,383
Total noninterest income	$1,182,000	2,829
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$916,000	1,590
Trading account gains and fees	$-9,000	7,281
Additional Noninterest Income	$275,000	4,006
Total noninterest expense	$3,199,000	4,697
Salaries and employee benefits	$1,778,000	4,489
Premises and equipment expense	$464,000	4,234
Additional noninterest expense	$957,000	5,001
Pre-tax net operating income	$586,000	4,536
Securities gains (losses)	$192,000	1,493
Applicable income taxes	$0	4,719
Income before extraordinary items	$778,000	3,992
Extraordinary gains, net	$0	29
Net income	$778,000	3,997
Minority interest net income	$0	96
Net income of bank and minority interests.	$778,000	3,996
Net charge-offs	$722,000	2,747
Cash dividends	$400,000	2,654
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$586,000	4,312
2011-09-30 (YTD Data)		Rank
Total interest income	$2,949,000	5,244
Total interest expense	$555,000	5,204
Net interest income	$2,394,000	5,158
Provision for loan and lease losses	$462,000	2,979
Total noninterest income	$914,000	2,757
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$673,000	1,633
Trading account gains and fees	$-9,000	7,366
Additional Noninterest Income	$250,000	3,740
Total noninterest expense	$2,445,000	4,660
Salaries and employee benefits	$1,338,000	4,474
Premises and equipment expense	$342,000	4,324
Additional noninterest expense	$765,000	4,882
Pre-tax net operating income	$401,000	4,766
Securities gains (losses)	$192,000	1,254
Applicable income taxes	$0	4,740
Income before extraordinary items	$593,000	4,052
Extraordinary gains, net	$0	21
Net income	$593,000	4,053
Minority interest net income	$0	87
Net income of bank and minority interests.	$593,000	4,054
Net charge-offs	$644,000	2,387
Cash dividends	$125,000	3,012
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$401,000	4,531
2011-06-30 (YTD Data)		Rank
Total interest income	$1,983,000	5,268
Total interest expense	$382,000	5,239
Net interest income	$1,601,000	5,179
Provision for loan and lease losses	$380,000	2,654
Total noninterest income	$510,000	3,089
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$433,000	1,661
Trading account gains and fees	$-9,000	7,460
Additional Noninterest Income	$86,000	4,772
Total noninterest expense	$1,542,000	4,869
Salaries and employee benefits	$906,000	4,462
Premises and equipment expense	$216,000	4,481
Additional noninterest expense	$420,000	5,414
Pre-tax net operating income	$189,000	5,175
Securities gains (losses)	$191,000	763
Applicable income taxes	$0	4,697
Income before extraordinary items	$380,000	4,070
Extraordinary gains, net	$0	15
Net income	$380,000	4,070
Minority interest net income	$0	89
Net income of bank and minority interests.	$380,000	4,072
Net charge-offs	$625,000	1,911
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$189,000	5,007
2011-03-31 (YTD Data)		Rank
Total interest income	$984,000	5,312
Total interest expense	$190,000	5,358
Net interest income	$794,000	5,195
Provision for loan and lease losses	$50,000	4,153
Total noninterest income	$244,000	3,200
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$206,000	1,706
Trading account gains and fees	$-5,000	7,533
Additional Noninterest Income	$43,000	4,887
Total noninterest expense	$752,000	4,971
Salaries and employee benefits	$440,000	4,579
Premises and equipment expense	$101,000	4,674
Additional noninterest expense	$211,000	5,396
Pre-tax net operating income	$236,000	3,941
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$236,000	3,680
Extraordinary gains, net	$0	9
Net income	$236,000	3,680
Minority interest net income	$0	86
Net income of bank and minority interests.	$236,000	3,679
Net charge-offs	$187,000	2,172
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$236,000	3,620
2010-12-31 (YTD Data)		Rank
Total interest income	$4,063,000	5,359
Total interest expense	$868,000	5,547
Net interest income	$3,195,000	5,196
Provision for loan and lease losses	$263,000	5,026
Total noninterest income	$1,102,000	3,060
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,024,000	1,481
Trading account gains and fees	$-13,000	7,593
Additional Noninterest Income	$91,000	5,550
Total noninterest expense	$3,089,000	4,953
Salaries and employee benefits	$1,780,000	4,561
Premises and equipment expense	$487,000	4,251
Additional noninterest expense	$822,000	5,566
Pre-tax net operating income	$945,000	3,475
Securities gains (losses)	$0	3,793
Applicable income taxes	$0	4,655
Income before extraordinary items	$945,000	3,322
Extraordinary gains, net	$0	29
Net income	$945,000	3,319
Minority interest net income	$0	111
Net income of bank and minority interests.	$945,000	3,322
Net charge-offs	$118,000	5,283
Cash dividends	$400,000	2,604
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$945,000	3,193
2010-09-30 (YTD Data)		Rank
Total interest income	$3,038,000	5,469
Total interest expense	$660,000	5,674
Net interest income	$2,378,000	5,272
Provision for loan and lease losses	$193,000	4,935
Total noninterest income	$828,000	3,087
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$780,000	1,511
Trading account gains and fees	$-7,000	7,694
Additional Noninterest Income	$55,000	5,896
Total noninterest expense	$2,308,000	4,963
Salaries and employee benefits	$1,348,000	4,564
Premises and equipment expense	$374,000	4,252
Additional noninterest expense	$586,000	5,709
Pre-tax net operating income	$705,000	3,706
Securities gains (losses)	$0	3,651
Applicable income taxes	$0	4,726
Income before extraordinary items	$705,000	3,499
Extraordinary gains, net	$0	23
Net income	$705,000	3,497
Minority interest net income	$0	110
Net income of bank and minority interests.	$705,000	3,499
Net charge-offs	$76,000	5,170
Cash dividends	$125,000	3,056
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$705,000	3,367
2010-06-30 (YTD Data)		Rank
Total interest income	$2,000,000	5,544
Total interest expense	$444,000	5,745
Net interest income	$1,556,000	5,341
Provision for loan and lease losses	$103,000	5,115
Total noninterest income	$549,000	3,043
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$521,000	1,516
Trading account gains and fees	$-4,000	7,753
Additional Noninterest Income	$32,000	6,086
Total noninterest expense	$1,533,000	5,006
Salaries and employee benefits	$890,000	4,610
Premises and equipment expense	$262,000	4,159
Additional noninterest expense	$381,000	5,768
Pre-tax net operating income	$469,000	3,735
Securities gains (losses)	$0	3,184
Applicable income taxes	$0	4,691
Income before extraordinary items	$469,000	3,521
Extraordinary gains, net	$0	19
Net income	$469,000	3,518
Minority interest net income	$0	105
Net income of bank and minority interests.	$469,000	3,520
Net charge-offs	$55,000	4,800
Cash dividends	$125,000	2,672
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$469,000	3,410
2010-03-31 (YTD Data)		Rank
Total interest income	$984,000	5,647
Total interest expense	$223,000	5,864
Net interest income	$761,000	5,440
Provision for loan and lease losses	$36,000	5,192
Total noninterest income	$275,000	3,034
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$252,000	1,551
Trading account gains and fees	$-11,000	7,890
Additional Noninterest Income	$34,000	5,280
Total noninterest expense	$771,000	5,030
Salaries and employee benefits	$442,000	4,704
Premises and equipment expense	$143,000	3,999
Additional noninterest expense	$186,000	5,861
Pre-tax net operating income	$229,000	3,839
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$229,000	3,649
Extraordinary gains, net	$0	16
Net income	$229,000	3,646
Minority interest net income	$0	91
Net income of bank and minority interests.	$229,000	3,648
Net charge-offs	$22,000	4,360
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$229,000	3,521
2009-12-31 (YTD Data)		Rank
Total interest income	$4,294,000	5,534
Total interest expense	$1,062,000	5,905
Net interest income	$3,232,000	5,183
Provision for loan and lease losses	$339,000	5,107
Total noninterest income	$1,020,000	3,302
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,193,000	1,441
Trading account gains and fees	$-53,000	7,970
Additional Noninterest Income	$-120,000	7,617
Total noninterest expense	$3,097,000	5,076
Salaries and employee benefits	$1,751,000	4,738
Premises and equipment expense	$574,000	3,989
Additional noninterest expense	$772,000	5,900
Pre-tax net operating income	$816,000	3,313
Securities gains (losses)	$151,000	1,788
Applicable income taxes	$0	4,388
Income before extraordinary items	$967,000	2,828
Extraordinary gains, net	$0	34
Net income	$967,000	2,827
Minority interest net income	$0	115
Net income of bank and minority interests.	$967,000	2,828
Net charge-offs	$258,000	4,684
Cash dividends	$400,000	2,826
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$816,000	3,044
2009-09-30 (YTD Data)		Rank
Total interest income	$3,254,000	5,578
Total interest expense	$828,000	5,958
Net interest income	$2,426,000	5,195
Provision for loan and lease losses	$254,000	4,840
Total noninterest income	$951,000	2,915
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$892,000	1,438
Trading account gains and fees	$-40,000	8,062
Additional Noninterest Income	$99,000	5,406
Total noninterest expense	$2,351,000	5,053
Salaries and employee benefits	$1,328,000	4,739
Premises and equipment expense	$427,000	4,072
Additional noninterest expense	$596,000	5,847
Pre-tax net operating income	$772,000	3,168
Securities gains (losses)	$0	3,497
Applicable income taxes	$0	4,592
Income before extraordinary items	$772,000	2,923
Extraordinary gains, net	$0	27
Net income	$772,000	2,921
Minority interest net income	$0	118
Net income of bank and minority interests.	$772,000	2,924
Net charge-offs	$191,000	4,302
Cash dividends	$125,000	3,450
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$772,000	2,862
2009-06-30 (YTD Data)		Rank
Total interest income	$2,165,000	5,638
Total interest expense	$575,000	6,008
Net interest income	$1,590,000	5,239
Provision for loan and lease losses	$114,000	5,185
Total noninterest income	$604,000	3,034
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$583,000	1,453
Trading account gains and fees	$-37,000	8,149
Additional Noninterest Income	$58,000	5,624
Total noninterest expense	$1,575,000	5,098
Salaries and employee benefits	$884,000	4,794
Premises and equipment expense	$295,000	3,989
Additional noninterest expense	$396,000	5,851
Pre-tax net operating income	$505,000	3,283
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$505,000	3,073
Extraordinary gains, net	$0	21
Net income	$505,000	3,070
Minority interest net income	$0	112
Net income of bank and minority interests.	$505,000	3,072
Net charge-offs	$77,000	4,509
Cash dividends	$125,000	3,098
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$505,000	2,975
2009-03-31 (YTD Data)		Rank
Total interest income	$1,095,000	5,654
Total interest expense	$303,000	5,992
Net interest income	$792,000	5,240
Provision for loan and lease losses	$54,000	4,836
Total noninterest income	$290,000	3,081
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$284,000	1,445
Trading account gains and fees	$-29,000	8,190
Additional Noninterest Income	$35,000	5,396
Total noninterest expense	$772,000	5,078
Salaries and employee benefits	$441,000	4,860
Premises and equipment expense	$147,000	4,035
Additional noninterest expense	$184,000	5,798
Pre-tax net operating income	$256,000	3,600
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$256,000	3,403
Extraordinary gains, net	$0	15
Net income	$256,000	3,403
Minority interest net income	$0	102
Net income of bank and minority interests.	$256,000	3,404
Net charge-offs	$29,000	4,044
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$256,000	3,247
2008-12-31 (YTD Data)		Rank
Total interest income	$4,754,000	5,604
Total interest expense	$1,561,000	5,897
Net interest income	$3,193,000	5,245
Provision for loan and lease losses	$557,000	3,646
Total noninterest income	$1,300,000	2,893
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,105,000	1,610
Trading account gains and fees	$0	154
Additional Noninterest Income	$195,000	4,873
Total noninterest expense	$2,996,000	5,112
Salaries and employee benefits	$1,727,000	4,917
Premises and equipment expense	$513,000	4,383
Additional noninterest expense	$756,000	5,620
Pre-tax net operating income	$940,000	3,874
Securities gains (losses)	$0	3,220
Applicable income taxes	$0	4,979
Income before extraordinary items	$940,000	3,403
Extraordinary gains, net	$0	39
Net income	$940,000	3,403
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$520,000	2,747
Cash dividends	$425,000	3,594
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$940,000	3,554
2008-09-30 (YTD Data)		Rank
Total interest income	$3,602,000	5,645
Total interest expense	$1,216,000	5,931
Net interest income	$2,386,000	5,289
Provision for loan and lease losses	$207,000	4,158
Total noninterest income	$909,000	3,087
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$810,000	1,650
Trading account gains and fees	$0	148
Additional Noninterest Income	$99,000	5,644
Total noninterest expense	$2,227,000	5,134
Salaries and employee benefits	$1,294,000	4,946
Premises and equipment expense	$371,000	4,505
Additional noninterest expense	$562,000	5,601
Pre-tax net operating income	$861,000	3,962
Securities gains (losses)	$0	3,106
Applicable income taxes	$0	5,372
Income before extraordinary items	$861,000	3,422
Extraordinary gains, net	$0	31
Net income	$861,000	3,421
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$128,000	3,642
Cash dividends	$125,000	4,247
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$861,000	3,557
2008-06-30 (YTD Data)		Rank
Total interest income	$2,420,000	5,703
Total interest expense	$845,000	5,983
Net interest income	$1,575,000	5,319
Provision for loan and lease losses	$97,000	4,319
Total noninterest income	$583,000	3,187
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$530,000	1,666
Trading account gains and fees	$0	149
Additional Noninterest Income	$53,000	6,048
Total noninterest expense	$1,462,000	5,221
Salaries and employee benefits	$861,000	4,980
Premises and equipment expense	$241,000	4,612
Additional noninterest expense	$360,000	5,715
Pre-tax net operating income	$599,000	4,026
Securities gains (losses)	$0	3,233
Applicable income taxes	$0	5,627
Income before extraordinary items	$599,000	3,646
Extraordinary gains, net	$0	21
Net income	$599,000	3,647
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$86,000	3,209
Cash dividends	$125,000	3,902
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$599,000	3,589
2008-03-31 (YTD Data)		Rank
Total interest income	$1,206,000	5,787
Total interest expense	$440,000	6,054
Net interest income	$766,000	5,423
Provision for loan and lease losses	$60,000	3,470
Total noninterest income	$338,000	2,886
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$255,000	1,706
Trading account gains and fees	$0	158
Additional Noninterest Income	$83,000	4,124
Total noninterest expense	$728,000	5,233
Salaries and employee benefits	$430,000	5,019
Premises and equipment expense	$114,000	4,779
Additional noninterest expense	$184,000	5,606
Pre-tax net operating income	$316,000	4,026
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$316,000	3,679
Extraordinary gains, net	$0	15
Net income	$316,000	3,683
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	2,607
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$316,000	3,595
2007-12-31 (YTD Data)		Rank
Total interest income	$4,975,000	5,738
Total interest expense	$1,704,000	6,170
Net interest income	$3,271,000	5,256
Provision for loan and lease losses	$378,000	2,790
Total noninterest income	$1,291,000	2,992
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,068,000	1,670
Trading account gains and fees	$0	178
Additional Noninterest Income	$223,000	4,846
Total noninterest expense	$2,858,000	5,165
Salaries and employee benefits	$1,627,000	5,045
Premises and equipment expense	$450,000	4,671
Additional noninterest expense	$781,000	5,433
Pre-tax net operating income	$1,326,000	4,143
Securities gains (losses)	$-213,000	8,262
Applicable income taxes	$0	6,070
Income before extraordinary items	$1,113,000	4,077
Extraordinary gains, net	$0	39
Net income	$1,113,000	4,079
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$328,000	2,178
Cash dividends	$750,000	3,074
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,326,000	3,710
2007-09-30 (YTD Data)		Rank
Total interest income	$3,730,000	5,762
Total interest expense	$1,263,000	6,221
Net interest income	$2,467,000	5,266
Provision for loan and lease losses	$350,000	2,081
Total noninterest income	$913,000	3,104
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$786,000	1,678
Trading account gains and fees	$-30,000	8,502
Additional Noninterest Income	$157,000	4,997
Total noninterest expense	$2,127,000	5,162
Salaries and employee benefits	$1,216,000	5,052
Premises and equipment expense	$329,000	4,742
Additional noninterest expense	$582,000	5,395
Pre-tax net operating income	$903,000	4,587
Securities gains (losses)	$-213,000	8,383
Applicable income taxes	$0	6,220
Income before extraordinary items	$690,000	4,697
Extraordinary gains, net	$0	33
Net income	$690,000	4,696
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$273,000	1,622
Cash dividends	$125,000	4,520
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$903,000	4,097
2007-06-30 (YTD Data)		Rank
Total interest income	$2,443,000	5,836
Total interest expense	$826,000	6,297
Net interest income	$1,617,000	5,338
Provision for loan and lease losses	$240,000	1,865
Total noninterest income	$551,000	3,339
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$503,000	1,742
Trading account gains and fees	$-45,000	8,569
Additional Noninterest Income	$93,000	5,248
Total noninterest expense	$1,413,000	5,206
Salaries and employee benefits	$806,000	5,119
Premises and equipment expense	$217,000	4,776
Additional noninterest expense	$390,000	5,378
Pre-tax net operating income	$515,000	4,979
Securities gains (losses)	$-213,000	8,474
Applicable income taxes	$0	6,265
Income before extraordinary items	$302,000	5,637
Extraordinary gains, net	$0	29
Net income	$302,000	5,636
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$182,000	1,427
Cash dividends	$125,000	4,120
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$515,000	4,483
2007-03-31 (YTD Data)		Rank
Total interest income	$1,165,000	5,957
Total interest expense	$404,000	6,349
Net interest income	$761,000	5,549
Provision for loan and lease losses	$110,000	1,886
Total noninterest income	$263,000	3,402
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$222,000	1,888
Trading account gains and fees	$0	195
Additional Noninterest Income	$41,000	5,473
Total noninterest expense	$696,000	5,271
Salaries and employee benefits	$401,000	5,160
Premises and equipment expense	$101,000	5,017
Additional noninterest expense	$194,000	5,363
Pre-tax net operating income	$218,000	5,336
Securities gains (losses)	$-2,000	8,059
Applicable income taxes	$0	6,196
Income before extraordinary items	$216,000	4,887
Extraordinary gains, net	$0	22
Net income	$216,000	4,888
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$89,000	1,264
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$218,000	4,843
2006-12-31 (YTD Data)		Rank
Total interest income	$4,396,000	5,889
Total interest expense	$1,350,000	6,334
Net interest income	$3,046,000	5,479
Provision for loan and lease losses	$398,000	2,287
Total noninterest income	$1,032,000	3,469
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$878,000	1,962
Trading account gains and fees	$0	130
Additional Noninterest Income	$154,000	5,572
Total noninterest expense	$2,768,000	5,163
Salaries and employee benefits	$1,565,000	5,050
Premises and equipment expense	$448,000	4,584
Additional noninterest expense	$755,000	5,411
Pre-tax net operating income	$912,000	5,397
Securities gains (losses)	$-46,000	7,912
Applicable income taxes	$0	6,600
Income before extraordinary items	$866,000	5,039
Extraordinary gains, net	$0	51
Net income	$866,000	5,042
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$420,000	1,332
Cash dividends	$625,000	3,377
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$912,000	4,913
2006-09-30 (YTD Data)		Rank
Total interest income	$3,205,000	5,978
Total interest expense	$956,000	6,416
Net interest income	$2,249,000	5,576
Provision for loan and lease losses	$298,000	2,170
Total noninterest income	$774,000	3,469
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$661,000	1,945
Trading account gains and fees	$0	126
Additional Noninterest Income	$113,000	5,618
Total noninterest expense	$2,017,000	5,242
Salaries and employee benefits	$1,177,000	5,034
Premises and equipment expense	$331,000	4,627
Additional noninterest expense	$509,000	5,719
Pre-tax net operating income	$708,000	5,499
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$708,000	4,981
Extraordinary gains, net	$0	45
Net income	$708,000	4,985
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$283,000	1,193
Cash dividends	$125,000	4,589
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$708,000	4,975
2006-06-30 (YTD Data)		Rank
Total interest income	$2,057,000	6,048
Total interest expense	$585,000	6,538
Net interest income	$1,472,000	5,661
Provision for loan and lease losses	$218,000	1,972
Total noninterest income	$520,000	3,438
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$433,000	1,961
Trading account gains and fees	$0	126
Additional Noninterest Income	$87,000	5,421
Total noninterest expense	$1,337,000	5,267
Salaries and employee benefits	$792,000	5,011
Premises and equipment expense	$218,000	4,670
Additional noninterest expense	$327,000	5,818
Pre-tax net operating income	$437,000	5,703
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$437,000	5,184
Extraordinary gains, net	$0	39
Net income	$437,000	5,188
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$232,000	991
Cash dividends	$125,000	4,157
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$437,000	5,182
2006-03-31 (YTD Data)		Rank
Total interest income	$988,000	6,123
Total interest expense	$272,000	6,626
Net interest income	$716,000	5,742
Provision for loan and lease losses	$88,000	2,247
Total noninterest income	$238,000	3,590
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$201,000	2,036
Trading account gains and fees	$0	115
Additional Noninterest Income	$37,000	5,687
Total noninterest expense	$652,000	5,347
Salaries and employee benefits	$402,000	4,996
Premises and equipment expense	$101,000	4,920
Additional noninterest expense	$149,000	6,079
Pre-tax net operating income	$214,000	5,699
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$214,000	5,200
Extraordinary gains, net	$0	21
Net income	$214,000	5,199
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$84,000	1,060
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$214,000	5,194
2005-12-31 (YTD Data)		Rank
Total interest income	$3,644,000	6,080
Total interest expense	$843,000	6,660
Net interest income	$2,801,000	5,718
Provision for loan and lease losses	$185,000	3,710
Total noninterest income	$681,000	4,462
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$574,000	2,754
Trading account gains and fees	$0	138
Additional Noninterest Income	$107,000	6,302
Total noninterest expense	$2,590,000	5,253
Salaries and employee benefits	$1,457,000	5,143
Premises and equipment expense	$523,000	4,043
Additional noninterest expense	$610,000	6,009
Pre-tax net operating income	$707,000	6,133
Securities gains (losses)	$-3,000	7,152
Applicable income taxes	$0	6,964
Income before extraordinary items	$704,000	5,661
Extraordinary gains, net	$0	46
Net income	$704,000	5,664
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$154,000	2,685
Cash dividends	$525,000	3,547
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$707,000	5,621
2005-09-30 (YTD Data)		Rank
Total interest income	$2,664,000	6,139
Total interest expense	$608,000	6,684
Net interest income	$2,056,000	5,806
Provision for loan and lease losses	$130,000	3,749
Total noninterest income	$488,000	4,610
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$422,000	2,798
Trading account gains and fees	$0	126
Additional Noninterest Income	$66,000	6,601
Total noninterest expense	$1,910,000	5,294
Salaries and employee benefits	$1,069,000	5,197
Premises and equipment expense	$409,000	3,910
Additional noninterest expense	$432,000	6,146
Pre-tax net operating income	$504,000	6,386
Securities gains (losses)	$-3,000	7,524
Applicable income taxes	$0	6,976
Income before extraordinary items	$501,000	5,891
Extraordinary gains, net	$0	35
Net income	$501,000	5,896
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$66,000	3,098
Cash dividends	$125,000	4,527
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$504,000	5,844
2005-06-30 (YTD Data)		Rank
Total interest income	$1,705,000	6,200
Total interest expense	$380,000	6,725
Net interest income	$1,325,000	5,894
Provision for loan and lease losses	$85,000	3,670
Total noninterest income	$321,000	4,621
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$271,000	2,825
Trading account gains and fees	$0	116
Additional Noninterest Income	$50,000	6,409
Total noninterest expense	$1,275,000	5,268
Salaries and employee benefits	$706,000	5,224
Premises and equipment expense	$281,000	3,805
Additional noninterest expense	$288,000	6,123
Pre-tax net operating income	$286,000	6,670
Securities gains (losses)	$-3,000	7,812
Applicable income taxes	$0	6,961
Income before extraordinary items	$283,000	6,237
Extraordinary gains, net	$0	30
Net income	$283,000	6,240
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	3,044
Cash dividends	$125,000	4,058
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$286,000	6,163
2005-03-31 (YTD Data)		Rank
Total interest income	$825,000	6,298
Total interest expense	$180,000	6,789
Net interest income	$645,000	6,001
Provision for loan and lease losses	$15,000	4,875
Total noninterest income	$159,000	4,560
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$134,000	2,786
Trading account gains and fees	$0	115
Additional Noninterest Income	$25,000	6,471
Total noninterest expense	$638,000	5,303
Salaries and employee benefits	$359,000	5,198
Premises and equipment expense	$132,000	4,029
Additional noninterest expense	$147,000	6,073
Pre-tax net operating income	$151,000	6,551
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$151,000	6,074
Extraordinary gains, net	$0	24
Net income	$151,000	6,075
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	2,365
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$151,000	6,039
2004-12-31 (YTD Data)		Rank
Total interest income	$3,287,000	6,154
Total interest expense	$719,000	6,522
Net interest income	$2,568,000	5,927
Provision for loan and lease losses	$125,000	4,546
Total noninterest income	$645,000	4,629
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$551,000	2,912
Trading account gains and fees	$0	138
Additional Noninterest Income	$94,000	6,521
Total noninterest expense	$2,466,000	5,360
Salaries and employee benefits	$1,470,000	5,026
Premises and equipment expense	$460,000	4,343
Additional noninterest expense	$536,000	6,345
Pre-tax net operating income	$622,000	6,332
Securities gains (losses)	$45,000	1,827
Applicable income taxes	$0	7,185
Income before extraordinary items	$667,000	5,712
Extraordinary gains, net	$0	34
Net income	$667,000	5,714
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$171,000	2,833
Cash dividends	$535,000	3,430
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$622,000	5,797
2004-09-30 (YTD Data)		Rank
Total interest income	$2,488,000	6,124
Total interest expense	$554,000	6,444
Net interest income	$1,934,000	5,908
Provision for loan and lease losses	$112,000	4,102
Total noninterest income	$485,000	4,628
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$412,000	2,942
Trading account gains and fees	$0	134
Additional Noninterest Income	$73,000	6,476
Total noninterest expense	$1,787,000	5,431
Salaries and employee benefits	$1,018,000	5,259
Premises and equipment expense	$320,000	4,560
Additional noninterest expense	$449,000	5,949
Pre-tax net operating income	$520,000	6,239
Securities gains (losses)	$45,000	1,750
Applicable income taxes	$0	7,220
Income before extraordinary items	$565,000	5,520
Extraordinary gains, net	$0	26
Net income	$565,000	5,520
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	3,231
Cash dividends	$105,000	4,584
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$520,000	5,653
2004-06-30 (YTD Data)		Rank
Total interest income	$1,635,000	6,186
Total interest expense	$377,000	6,425
Net interest income	$1,258,000	5,998
Provision for loan and lease losses	$61,000	4,254
Total noninterest income	$320,000	4,656
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$268,000	2,964
Trading account gains and fees	$0	130
Additional Noninterest Income	$52,000	6,365
Total noninterest expense	$1,180,000	5,493
Salaries and employee benefits	$681,000	5,277
Premises and equipment expense	$221,000	4,460
Additional noninterest expense	$278,000	6,208
Pre-tax net operating income	$337,000	6,265
Securities gains (losses)	$44,000	1,536
Applicable income taxes	$0	7,214
Income before extraordinary items	$381,000	5,444
Extraordinary gains, net	$0	21
Net income	$381,000	5,444
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	2,732
Cash dividends	$105,000	4,135
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$337,000	5,683
2004-03-31 (YTD Data)		Rank
Total interest income	$829,000	6,162
Total interest expense	$195,000	6,419
Net interest income	$634,000	5,958
Provision for loan and lease losses	$45,000	3,437
Total noninterest income	$164,000	4,549
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$130,000	2,974
Trading account gains and fees	$0	121
Additional Noninterest Income	$34,000	5,872
Total noninterest expense	$588,000	5,519
Salaries and employee benefits	$345,000	5,243
Premises and equipment expense	$115,000	4,370
Additional noninterest expense	$128,000	6,476
Pre-tax net operating income	$165,000	6,248
Securities gains (losses)	$44,000	1,269
Applicable income taxes	$0	7,103
Income before extraordinary items	$209,000	5,227
Extraordinary gains, net	$0	16
Net income	$209,000	5,226
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	2,329
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$165,000	5,662
2003-12-31 (YTD Data)		Rank
Total interest income	$3,189,000	6,338
Total interest expense	$855,000	6,544
Net interest income	$2,334,000	6,123
Provision for loan and lease losses	$400,000	2,580
Total noninterest income	$639,000	4,807
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$541,000	2,922
Trading account gains and fees	$0	160
Additional Noninterest Income	$98,000	6,567
Total noninterest expense	$2,313,000	5,498
Salaries and employee benefits	$1,344,000	5,231
Premises and equipment expense	$434,000	4,472
Additional noninterest expense	$535,000	6,349
Pre-tax net operating income	$260,000	7,597
Securities gains (losses)	$76,000	2,141
Applicable income taxes	$0	7,459
Income before extraordinary items	$336,000	7,101
Extraordinary gains, net	$0	54
Net income	$336,000	7,102
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$242,000	2,561
Cash dividends	$335,000	4,211
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$260,000	7,325
2003-09-30 (YTD Data)		Rank
Total interest income	$2,370,000	6,422
Total interest expense	$653,000	6,647
Net interest income	$1,717,000	6,221
Provision for loan and lease losses	$284,000	2,619
Total noninterest income	$468,000	4,916
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$401,000	2,941
Trading account gains and fees	$0	153
Additional Noninterest Income	$67,000	6,769
Total noninterest expense	$1,760,000	5,419
Salaries and employee benefits	$1,027,000	5,162
Premises and equipment expense	$343,000	4,318
Additional noninterest expense	$390,000	6,413
Pre-tax net operating income	$141,000	8,018
Securities gains (losses)	$76,000	1,981
Applicable income taxes	$0	7,524
Income before extraordinary items	$217,000	7,480
Extraordinary gains, net	$0	40
Net income	$217,000	7,483
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$164,000	2,464
Cash dividends	$105,000	4,663
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$141,000	7,820
2003-06-30 (YTD Data)		Rank
Total interest income	$1,579,000	6,474
Total interest expense	$439,000	6,740
Net interest income	$1,140,000	6,232
Provision for loan and lease losses	$120,000	3,448
Total noninterest income	$339,000	4,663
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$267,000	2,912
Trading account gains and fees	$0	150
Additional Noninterest Income	$72,000	5,940
Total noninterest expense	$1,172,000	5,408
Salaries and employee benefits	$664,000	5,277
Premises and equipment expense	$258,000	3,953
Additional noninterest expense	$250,000	6,527
Pre-tax net operating income	$187,000	7,313
Securities gains (losses)	$76,000	1,726
Applicable income taxes	$0	7,529
Income before extraordinary items	$263,000	6,409
Extraordinary gains, net	$0	30
Net income	$263,000	6,409
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$84,000	2,754
Cash dividends	$105,000	4,183
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$187,000	6,896
2003-03-31 (YTD Data)		Rank
Total interest income	$784,000	6,527
Total interest expense	$216,000	6,859
Net interest income	$568,000	6,239
Provision for loan and lease losses	$60,000	3,248
Total noninterest income	$168,000	4,593
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$128,000	2,943
Trading account gains and fees	$0	134
Additional Noninterest Income	$40,000	5,700
Total noninterest expense	$584,000	5,428
Salaries and employee benefits	$333,000	5,267
Premises and equipment expense	$124,000	4,049
Additional noninterest expense	$127,000	6,476
Pre-tax net operating income	$92,000	7,309
Securities gains (losses)	$49,000	1,402
Applicable income taxes	$0	7,403
Income before extraordinary items	$141,000	6,158
Extraordinary gains, net	$0	21
Net income	$141,000	6,157
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	2,593
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$92,000	6,886
2002-12-31 (YTD Data)		Rank
Total interest income	$3,329,000	6,502
Total interest expense	$1,155,000	6,533
Net interest income	$2,174,000	6,370
Provision for loan and lease losses	$125,000	5,264
Total noninterest income	$651,000	4,514
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$519,000	2,884
Trading account gains and fees	$0	153
Additional Noninterest Income	$132,000	5,858
Total noninterest expense	$2,143,000	5,618
Salaries and employee benefits	$1,242,000	5,365
Premises and equipment expense	$451,000	4,258
Additional noninterest expense	$450,000	6,816
Pre-tax net operating income	$557,000	6,556
Securities gains (losses)	$23,000	3,041
Applicable income taxes	$0	7,681
Income before extraordinary items	$580,000	6,061
Extraordinary gains, net	$0	70
Net income	$580,000	6,060
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$280,000	2,471
Cash dividends	$320,000	4,207
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$557,000	6,002
2001-12-31 (YTD Data)		Rank
Total interest income	$3,987,000	6,370
Total interest expense	$1,769,000	6,470
Net interest income	$2,218,000	6,104
Provision for loan and lease losses	$248,000	3,649
Total noninterest income	$657,000	4,352
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$490,000	2,879
Trading account gains and fees	$0	177
Additional Noninterest Income	$167,000	5,302
Total noninterest expense	$2,067,000	5,613
Salaries and employee benefits	$1,131,000	5,538
Premises and equipment expense	$448,000	4,253
Additional noninterest expense	$488,000	6,516
Pre-tax net operating income	$560,000	6,322
Securities gains (losses)	$46,000	2,438
Applicable income taxes	$-52,000	9,166
Income before extraordinary items	$658,000	5,378
Extraordinary gains, net	$0	105
Net income	$658,000	5,381
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$129,000	3,627
Cash dividends	$200,000	4,983
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$612,000	5,444
2000-12-31 (YTD Data)		Rank
Total interest income	$4,616,000	6,007
Total interest expense	$2,053,000	6,190
Net interest income	$2,563,000	5,713
Provision for loan and lease losses	$132,000	4,658
Total noninterest income	$441,000	5,250
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$372,000	3,425
Trading account gains and fees	NA	NA
Additional Noninterest Income	$69,000	7,208
Total noninterest expense	$1,830,000	5,999
Salaries and employee benefits	$1,008,000	5,877
Premises and equipment expense	$401,000	4,502
Additional noninterest expense	$421,000	6,991
Pre-tax net operating income	$1,042,000	5,156
Securities gains (losses)	$2,000	1,609
Applicable income taxes	$287,000	4,678
Income before extraordinary items	$757,000	5,211
Extraordinary gains, net	$0	38
Net income	$757,000	5,210
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$128,000	3,160
Cash dividends	$300,000	4,469
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$755,540	5,213
1999-12-31 (YTD Data)		Rank
Total interest income	$3,890,000	6,466
Total interest expense	$1,751,000	6,461
Net interest income	$2,139,000	6,398
Provision for loan and lease losses	$75,000	5,766
Total noninterest income	$386,000	5,737
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$318,000	3,813
Trading account gains and fees	NA	NA
Additional Noninterest Income	$68,000	7,482
Total noninterest expense	$1,607,000	6,514
Salaries and employee benefits	$873,000	6,436
Premises and equipment expense	$316,000	5,312
Additional noninterest expense	$418,000	7,125
Pre-tax net operating income	$843,000	5,778
Securities gains (losses)	$15,000	1,536
Applicable income taxes	$226,000	5,445
Income before extraordinary items	$632,000	5,750
Extraordinary gains, net	$0	35
Net income	$632,000	5,748
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	4,729
Cash dividends	$150,000	5,619
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$620,900	5,767
1998-12-31 (YTD Data)		Rank
Total interest income	$3,546,000	6,903
Total interest expense	$1,622,000	6,933
Net interest income	$1,924,000	6,810
Provision for loan and lease losses	$98,000	5,179
Total noninterest income	$370,000	5,859
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$300,000	3,945
Trading account gains and fees	NA	NA
Additional Noninterest Income	$70,000	7,479
Total noninterest expense	$1,547,000	6,560
Salaries and employee benefits	$858,000	6,425
Premises and equipment expense	$325,000	5,126
Additional noninterest expense	$364,000	7,529
Pre-tax net operating income	$649,000	6,686
Securities gains (losses)	$21,000	2,394
Applicable income taxes	$157,000	6,759
Income before extraordinary items	$513,000	6,535
Extraordinary gains, net	$0	32
Net income	$513,000	6,533
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$79,000	4,076
Cash dividends	$150,000	5,770
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$496,830	6,515
1997-12-31 (YTD Data)		Rank
Total interest income	$3,208,000	7,499
Total interest expense	$1,467,000	7,423
Net interest income	$1,741,000	7,451
Provision for loan and lease losses	$140,000	4,290
Total noninterest income	$463,000	5,243
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$285,000	4,238
Trading account gains and fees	NA	NA
Additional Noninterest Income	$178,000	5,234
Total noninterest expense	$1,488,000	6,817
Salaries and employee benefits	$832,000	6,619
Premises and equipment expense	$314,000	5,292
Additional noninterest expense	$342,000	7,882
Pre-tax net operating income	$576,000	7,533
Securities gains (losses)	$-1,000	9,009
Applicable income taxes	$129,000	7,928
Income before extraordinary items	$446,000	7,341
Extraordinary gains, net	$0	44
Net income	$446,000	7,344
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$127,000	3,337
Cash dividends	$255,000	4,890
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$446,780	7,284
1996-12-31 (YTD Data)		Rank
Total interest income	$2,906,000	8,121
Total interest expense	$1,274,000	8,174
Net interest income	$1,632,000	7,942
Provision for loan and lease losses	$0	9,041
Total noninterest income	$314,000	6,785
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$252,000	4,794
Trading account gains and fees	NA	NA
Additional Noninterest Income	$62,000	8,398
Total noninterest expense	$1,325,000	7,588
Salaries and employee benefits	$741,000	7,299
Premises and equipment expense	$217,000	6,740
Additional noninterest expense	$367,000	8,184
Pre-tax net operating income	$621,000	7,312
Securities gains (losses)	$-11,000	10,330
Applicable income taxes	$139,000	8,045
Income before extraordinary items	$471,000	7,101
Extraordinary gains, net	$0	53
Net income	$471,000	7,103
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$113,000	3,696
Cash dividends	$100,000	6,641
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$479,470	6,981
1995-12-31 (YTD Data)		Rank
Total interest income	$2,794,000	8,506
Total interest expense	$1,202,000	8,580
Net interest income	$1,592,000	8,272
Provision for loan and lease losses	$0	8,958
Total noninterest income	$264,000	7,516
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$206,000	5,584
Trading account gains and fees	NA	NA
Additional Noninterest Income	$58,000	8,849
Total noninterest expense	$1,184,000	8,260
Salaries and employee benefits	$656,000	8,018
Premises and equipment expense	$177,000	7,669
Additional noninterest expense	$351,000	8,679
Pre-tax net operating income	$672,000	7,461
Securities gains (losses)	$0	3,831
Applicable income taxes	$176,000	7,824
Income before extraordinary items	$496,000	7,288
Extraordinary gains, net	$0	65
Net income	$496,000	7,287
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	6,109
Cash dividends	$75,000	7,260
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$496,000	7,250
1994-12-31 (YTD Data)		Rank
Total interest income	$2,426,000	9,041
Total interest expense	$934,000	8,972
Net interest income	$1,492,000	8,910
Provision for loan and lease losses	$0	9,146
Total noninterest income	$253,000	7,898
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$195,000	5,959
Trading account gains and fees	NA	NA
Additional Noninterest Income	$58,000	9,194
Total noninterest expense	$1,199,000	8,602
Salaries and employee benefits	$624,000	8,454
Premises and equipment expense	$203,000	7,369
Additional noninterest expense	$372,000	9,109
Pre-tax net operating income	$546,000	8,343
Securities gains (losses)	$-13,000	10,028
Applicable income taxes	$153,000	8,250
Income before extraordinary items	$380,000	8,358
Extraordinary gains, net	$0	249
Net income	$380,000	8,365
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-104,000	12,245
Cash dividends	$217,000	5,266
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$389,230	8,335
1993-12-31 (YTD Data)		Rank
Total interest income	$2,239,000	9,697
Total interest expense	$838,000	9,845
Net interest income	$1,401,000	9,416
Provision for loan and lease losses	$56,000	7,224
Total noninterest income	$226,000	8,754
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$190,000	6,163
Trading account gains and fees	NA	NA
Additional Noninterest Income	$36,000	10,920
Total noninterest expense	$1,174,000	8,991
Salaries and employee benefits	$616,000	8,665
Premises and equipment expense	$187,000	7,960
Additional noninterest expense	$371,000	9,592
Pre-tax net operating income	$397,000	9,433
Securities gains (losses)	$-3,000	12,455
Applicable income taxes	$78,000	10,260
Income before extraordinary items	$316,000	9,283
Extraordinary gains, net	$0	3,149
Net income	$316,000	9,451
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$72,000	5,272
Cash dividends	$100,000	6,847
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$318,400	9,009
1992-12-31 (YTD Data)		Rank
Total interest income	$2,415,000	10,066
Total interest expense	$1,072,000	10,080
Net interest income	$1,343,000	9,831
Provision for loan and lease losses	$60,000	8,535
Total noninterest income	$222,000	8,990
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$176,000	6,484
Trading account gains and fees	NA	NA
Additional Noninterest Income	$46,000	10,672
Total noninterest expense	$1,139,000	9,329
Salaries and employee benefits	$602,000	8,788
Premises and equipment expense	$208,000	7,656
Additional noninterest expense	$329,000	10,445
Pre-tax net operating income	$366,000	9,529
Securities gains (losses)	$49,000	4,164
Applicable income taxes	$112,000	9,602
Income before extraordinary items	$303,000	9,276
Extraordinary gains, net	$10,000	1,339
Net income	$313,000	9,269
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	9,186
Cash dividends	$100,000	6,542
Sale, conversion, retirement of capital stock, net	$-331,000	13,856
Net operating income	$267,230	9,341

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.