Home > Unity Bank North > Income and Expense
Unity Bank North, Income and Expense
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $4,659,000 | 3,866 |
| Total interest expense | $694,000 | 3,472 |
| Net interest income | $3,965,000 | 3,905 |
| Provision for loan and lease losses | $120,000 | 2,842 |
| Total noninterest income | $1,932,000 | 2,022 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $166,000 | 3,553 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,766,000 | 1,618 |
| Total noninterest expense | $4,586,000 | 3,227 |
| Salaries and employee benefits | $2,397,000 | 3,362 |
| Premises and equipment expense | $308,000 | 3,985 |
| Additional noninterest expense | $1,881,000 | 2,698 |
| Pre-tax net operating income | $1,191,000 | 3,826 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $3,000 | 3,873 |
| Income before extraordinary items | $1,188,000 | 3,686 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,188,000 | 3,683 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,188,000 | 3,685 |
| Net charge-offs | $11,000 | 3,326 |
| Cash dividends | $380,000 | 3,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,188,000 | 3,690 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,420,000 | 3,929 |
| Total interest expense | $473,000 | 3,547 |
| Net interest income | $2,947,000 | 3,959 |
| Provision for loan and lease losses | $75,000 | 2,898 |
| Total noninterest income | $1,401,000 | 2,080 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $119,000 | 3,632 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,282,000 | 1,674 |
| Total noninterest expense | $3,409,000 | 3,247 |
| Salaries and employee benefits | $1,811,000 | 3,335 |
| Premises and equipment expense | $234,000 | 4,008 |
| Additional noninterest expense | $1,364,000 | 2,774 |
| Pre-tax net operating income | $864,000 | 3,943 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $2,000 | 3,934 |
| Income before extraordinary items | $862,000 | 3,781 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $862,000 | 3,779 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $862,000 | 3,780 |
| Net charge-offs | $7,000 | 3,112 |
| Cash dividends | $215,000 | 3,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $862,000 | 3,781 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,198,000 | 4,005 |
| Total interest expense | $279,000 | 3,676 |
| Net interest income | $1,919,000 | 4,021 |
| Provision for loan and lease losses | $30,000 | 3,103 |
| Total noninterest income | $928,000 | 2,092 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $81,000 | 3,613 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $847,000 | 1,676 |
| Total noninterest expense | $2,251,000 | 3,285 |
| Salaries and employee benefits | $1,216,000 | 3,350 |
| Premises and equipment expense | $159,000 | 3,995 |
| Additional noninterest expense | $876,000 | 2,864 |
| Pre-tax net operating income | $566,000 | 3,976 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $2,000 | 3,899 |
| Income before extraordinary items | $564,000 | 3,805 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $564,000 | 3,803 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $564,000 | 3,804 |
| Net charge-offs | $12,000 | 2,509 |
| Cash dividends | $50,000 | 3,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $564,000 | 3,810 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,090,000 | 4,026 |
| Total interest expense | $133,000 | 3,707 |
| Net interest income | $957,000 | 4,042 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $489,000 | 2,017 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $40,000 | 3,652 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $449,000 | 1,587 |
| Total noninterest expense | $1,193,000 | 3,196 |
| Salaries and employee benefits | $662,000 | 3,218 |
| Premises and equipment expense | $82,000 | 3,987 |
| Additional noninterest expense | $449,000 | 2,836 |
| Pre-tax net operating income | $253,000 | 4,051 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $1,000 | 3,857 |
| Income before extraordinary items | $252,000 | 3,903 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $252,000 | 3,903 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $252,000 | 3,903 |
| Net charge-offs | $3,000 | 2,344 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $252,000 | 3,903 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,166,000 | 4,081 |
| Total interest expense | $377,000 | 4,075 |
| Net interest income | $3,789,000 | 4,036 |
| Provision for loan and lease losses | $120,000 | 2,846 |
| Total noninterest income | $1,925,000 | 2,074 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $153,000 | 3,804 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,772,000 | 1,646 |
| Total noninterest expense | $4,540,000 | 3,300 |
| Salaries and employee benefits | $2,310,000 | 3,473 |
| Premises and equipment expense | $340,000 | 3,959 |
| Additional noninterest expense | $1,890,000 | 2,755 |
| Pre-tax net operating income | $1,054,000 | 4,005 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $2,000 | 4,034 |
| Income before extraordinary items | $1,052,000 | 3,651 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,052,000 | 3,650 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,052,000 | 3,651 |
| Net charge-offs | $164,000 | 1,999 |
| Cash dividends | $726,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,052,000 | 3,643 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,067,000 | 4,144 |
| Total interest expense | $253,000 | 4,268 |
| Net interest income | $2,814,000 | 4,084 |
| Provision for loan and lease losses | $90,000 | 2,745 |
| Total noninterest income | $1,464,000 | 2,082 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $110,000 | 3,897 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,354,000 | 1,646 |
| Total noninterest expense | $3,498,000 | 3,253 |
| Salaries and employee benefits | $1,763,000 | 3,455 |
| Premises and equipment expense | $255,000 | 4,002 |
| Additional noninterest expense | $1,480,000 | 2,685 |
| Pre-tax net operating income | $690,000 | 4,241 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $2,000 | 4,064 |
| Income before extraordinary items | $688,000 | 4,025 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $688,000 | 4,024 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $688,000 | 4,025 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $726,000 | 2,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $688,000 | 4,013 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,982,000 | 4,210 |
| Total interest expense | $144,000 | 4,479 |
| Net interest income | $1,838,000 | 4,137 |
| Provision for loan and lease losses | $60,000 | 2,608 |
| Total noninterest income | $982,000 | 2,075 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $69,000 | 3,969 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $913,000 | 1,632 |
| Total noninterest expense | $2,341,000 | 3,263 |
| Salaries and employee benefits | $1,183,000 | 3,470 |
| Premises and equipment expense | $172,000 | 3,976 |
| Additional noninterest expense | $986,000 | 2,698 |
| Pre-tax net operating income | $419,000 | 4,333 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,000 | 4,119 |
| Income before extraordinary items | $418,000 | 4,102 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $418,000 | 4,101 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $418,000 | 4,102 |
| Net charge-offs | $-1,000 | 4,147 |
| Cash dividends | $11,000 | 3,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $418,000 | 4,086 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $966,000 | 4,270 |
| Total interest expense | $70,000 | 4,528 |
| Net interest income | $896,000 | 4,202 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $520,000 | 1,993 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $36,000 | 3,940 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $484,000 | 1,555 |
| Total noninterest expense | $1,191,000 | 3,252 |
| Salaries and employee benefits | $607,000 | 3,464 |
| Premises and equipment expense | $85,000 | 4,048 |
| Additional noninterest expense | $499,000 | 2,675 |
| Pre-tax net operating income | $195,000 | 4,377 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $1,000 | 3,997 |
| Income before extraordinary items | $194,000 | 4,171 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $194,000 | 4,171 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $194,000 | 4,171 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $194,000 | 4,153 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,773,000 | 4,305 |
| Total interest expense | $239,000 | 4,769 |
| Net interest income | $3,534,000 | 4,226 |
| Provision for loan and lease losses | $105,000 | 3,072 |
| Total noninterest income | $2,096,000 | 2,061 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $184,000 | 3,692 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,912,000 | 1,637 |
| Total noninterest expense | $4,575,000 | 3,369 |
| Salaries and employee benefits | $2,324,000 | 3,548 |
| Premises and equipment expense | $365,000 | 3,948 |
| Additional noninterest expense | $1,886,000 | 2,865 |
| Pre-tax net operating income | $950,000 | 4,137 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $3,000 | 4,138 |
| Income before extraordinary items | $947,000 | 3,956 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $947,000 | 3,954 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $947,000 | 3,955 |
| Net charge-offs | $1,000 | 4,216 |
| Cash dividends | $767,000 | 2,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $947,000 | 3,890 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,787,000 | 4,376 |
| Total interest expense | $170,000 | 4,872 |
| Net interest income | $2,617,000 | 4,276 |
| Provision for loan and lease losses | $75,000 | 3,003 |
| Total noninterest income | $1,582,000 | 2,056 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $138,000 | 3,725 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,444,000 | 1,627 |
| Total noninterest expense | $3,448,000 | 3,370 |
| Salaries and employee benefits | $1,765,000 | 3,520 |
| Premises and equipment expense | $274,000 | 3,965 |
| Additional noninterest expense | $1,409,000 | 2,874 |
| Pre-tax net operating income | $676,000 | 4,288 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $3,000 | 4,173 |
| Income before extraordinary items | $673,000 | 4,096 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $673,000 | 4,095 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $673,000 | 4,096 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $612,000 | 2,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $673,000 | 4,031 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,813,000 | 4,454 |
| Total interest expense | $102,000 | 5,040 |
| Net interest income | $1,711,000 | 4,347 |
| Provision for loan and lease losses | $45,000 | 3,014 |
| Total noninterest income | $1,082,000 | 2,002 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $92,000 | 3,710 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $990,000 | 1,563 |
| Total noninterest expense | $2,283,000 | 3,403 |
| Salaries and employee benefits | $1,167,000 | 3,558 |
| Premises and equipment expense | $185,000 | 3,962 |
| Additional noninterest expense | $931,000 | 2,895 |
| Pre-tax net operating income | $465,000 | 4,261 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $2,000 | 4,190 |
| Income before extraordinary items | $463,000 | 4,073 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $463,000 | 4,070 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $463,000 | 4,072 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $511,000 | 1,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $463,000 | 4,005 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $872,000 | 4,565 |
| Total interest expense | $48,000 | 5,149 |
| Net interest income | $824,000 | 4,458 |
| Provision for loan and lease losses | $15,000 | 2,996 |
| Total noninterest income | $544,000 | 1,967 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $45,000 | 3,743 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $499,000 | 1,506 |
| Total noninterest expense | $1,119,000 | 3,460 |
| Salaries and employee benefits | $566,000 | 3,647 |
| Premises and equipment expense | $90,000 | 4,052 |
| Additional noninterest expense | $463,000 | 2,922 |
| Pre-tax net operating income | $234,000 | 4,226 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $2,000 | 4,104 |
| Income before extraordinary items | $232,000 | 4,037 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $232,000 | 4,034 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $232,000 | 4,035 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $232,000 | 3,978 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,337,000 | 4,667 |
| Total interest expense | $195,000 | 5,196 |
| Net interest income | $3,142,000 | 4,549 |
| Provision for loan and lease losses | $65,000 | 3,401 |
| Total noninterest income | $1,880,000 | 2,192 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $171,000 | 3,942 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,709,000 | 1,705 |
| Total noninterest expense | $4,020,000 | 3,705 |
| Salaries and employee benefits | $1,946,000 | 3,961 |
| Premises and equipment expense | $355,000 | 4,153 |
| Additional noninterest expense | $1,719,000 | 3,105 |
| Pre-tax net operating income | $937,000 | 4,181 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,000 | 4,340 |
| Income before extraordinary items | $936,000 | 4,027 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $936,000 | 4,026 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $936,000 | 4,027 |
| Net charge-offs | $10,000 | 4,011 |
| Cash dividends | $1,801,000 | 1,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $936,000 | 3,976 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,482,000 | 4,730 |
| Total interest expense | $145,000 | 5,283 |
| Net interest income | $2,337,000 | 4,610 |
| Provision for loan and lease losses | $60,000 | 3,107 |
| Total noninterest income | $1,328,000 | 2,284 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $126,000 | 4,013 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,202,000 | 1,799 |
| Total noninterest expense | $2,944,000 | 3,789 |
| Salaries and employee benefits | $1,442,000 | 3,999 |
| Premises and equipment expense | $271,000 | 4,163 |
| Additional noninterest expense | $1,231,000 | 3,224 |
| Pre-tax net operating income | $661,000 | 4,369 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,000 | 4,417 |
| Income before extraordinary items | $660,000 | 4,193 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $660,000 | 4,193 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $660,000 | 4,196 |
| Net charge-offs | $11,000 | 3,615 |
| Cash dividends | $1,724,000 | 1,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $660,000 | 4,141 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,626,000 | 4,804 |
| Total interest expense | $96,000 | 5,346 |
| Net interest income | $1,530,000 | 4,686 |
| Provision for loan and lease losses | $45,000 | 2,981 |
| Total noninterest income | $890,000 | 2,278 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $78,000 | 4,124 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $812,000 | 1,791 |
| Total noninterest expense | $1,958,000 | 3,814 |
| Salaries and employee benefits | $963,000 | 4,035 |
| Premises and equipment expense | $183,000 | 4,166 |
| Additional noninterest expense | $812,000 | 3,274 |
| Pre-tax net operating income | $417,000 | 4,430 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $417,000 | 4,242 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $417,000 | 4,244 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $417,000 | 4,245 |
| Net charge-offs | $11,000 | 3,221 |
| Cash dividends | $1,014,000 | 1,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $417,000 | 4,178 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $807,000 | 4,844 |
| Total interest expense | $47,000 | 5,415 |
| Net interest income | $760,000 | 4,726 |
| Provision for loan and lease losses | $15,000 | 2,956 |
| Total noninterest income | $458,000 | 2,225 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $39,000 | 4,103 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $419,000 | 1,712 |
| Total noninterest expense | $989,000 | 3,817 |
| Salaries and employee benefits | $480,000 | 4,067 |
| Premises and equipment expense | $89,000 | 4,259 |
| Additional noninterest expense | $420,000 | 3,195 |
| Pre-tax net operating income | $214,000 | 4,350 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $214,000 | 4,178 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $214,000 | 4,180 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $214,000 | 4,181 |
| Net charge-offs | $10,000 | 2,483 |
| Cash dividends | $810,000 | 790 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $214,000 | 4,107 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,272,000 | 4,912 |
| Total interest expense | $195,000 | 5,518 |
| Net interest income | $3,077,000 | 4,751 |
| Provision for loan and lease losses | $50,000 | 3,764 |
| Total noninterest income | $1,779,000 | 2,280 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $184,000 | 4,050 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,595,000 | 1,705 |
| Total noninterest expense | $3,665,000 | 4,023 |
| Salaries and employee benefits | $1,799,000 | 4,222 |
| Premises and equipment expense | $354,000 | 4,340 |
| Additional noninterest expense | $1,512,000 | 3,535 |
| Pre-tax net operating income | $1,141,000 | 3,935 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,141,000 | 3,724 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,141,000 | 3,725 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,141,000 | 3,726 |
| Net charge-offs | $-5,000 | 5,549 |
| Cash dividends | $993,000 | 2,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,141,000 | 3,670 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,435,000 | 4,974 |
| Total interest expense | $147,000 | 5,584 |
| Net interest income | $2,288,000 | 4,816 |
| Provision for loan and lease losses | $40,000 | 3,578 |
| Total noninterest income | $1,302,000 | 2,319 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $141,000 | 4,066 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,161,000 | 1,769 |
| Total noninterest expense | $2,757,000 | 4,040 |
| Salaries and employee benefits | $1,355,000 | 4,223 |
| Premises and equipment expense | $268,000 | 4,369 |
| Additional noninterest expense | $1,134,000 | 3,554 |
| Pre-tax net operating income | $793,000 | 4,130 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $793,000 | 3,921 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $793,000 | 3,923 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $793,000 | 3,924 |
| Net charge-offs | $2,000 | 4,524 |
| Cash dividends | $993,000 | 1,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $793,000 | 3,879 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,599,000 | 5,022 |
| Total interest expense | $99,000 | 5,634 |
| Net interest income | $1,500,000 | 4,876 |
| Provision for loan and lease losses | $25,000 | 3,493 |
| Total noninterest income | $875,000 | 2,283 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $91,000 | 4,096 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $784,000 | 1,727 |
| Total noninterest expense | $1,838,000 | 4,060 |
| Salaries and employee benefits | $907,000 | 4,254 |
| Premises and equipment expense | $179,000 | 4,414 |
| Additional noninterest expense | $752,000 | 3,575 |
| Pre-tax net operating income | $512,000 | 4,138 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $512,000 | 3,913 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $512,000 | 3,919 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $512,000 | 3,919 |
| Net charge-offs | $7,000 | 3,864 |
| Cash dividends | $847,000 | 1,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $512,000 | 3,859 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $790,000 | 5,085 |
| Total interest expense | $49,000 | 5,717 |
| Net interest income | $741,000 | 4,932 |
| Provision for loan and lease losses | $10,000 | 3,356 |
| Total noninterest income | $417,000 | 2,308 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $47,000 | 4,030 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $370,000 | 1,751 |
| Total noninterest expense | $911,000 | 4,117 |
| Salaries and employee benefits | $472,000 | 4,191 |
| Premises and equipment expense | $91,000 | 4,427 |
| Additional noninterest expense | $348,000 | 3,744 |
| Pre-tax net operating income | $237,000 | 4,190 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $237,000 | 3,958 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $237,000 | 3,960 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $237,000 | 3,960 |
| Net charge-offs | $8,000 | 2,944 |
| Cash dividends | $42,000 | 2,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $237,000 | 3,912 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,239,000 | 5,081 |
| Total interest expense | $249,000 | 5,667 |
| Net interest income | $2,990,000 | 4,935 |
| Provision for loan and lease losses | $120,000 | 3,475 |
| Total noninterest income | $1,563,000 | 2,517 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $172,000 | 4,358 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,391,000 | 1,949 |
| Total noninterest expense | $3,365,000 | 4,349 |
| Salaries and employee benefits | $1,724,000 | 4,417 |
| Premises and equipment expense | $344,000 | 4,552 |
| Additional noninterest expense | $1,297,000 | 4,016 |
| Pre-tax net operating income | $1,068,000 | 3,977 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $1,067,000 | 3,774 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,067,000 | 3,778 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,067,000 | 3,778 |
| Net charge-offs | $55,000 | 4,279 |
| Cash dividends | $933,000 | 2,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,067,000 | 3,726 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,437,000 | 5,129 |
| Total interest expense | $195,000 | 5,702 |
| Net interest income | $2,242,000 | 4,981 |
| Provision for loan and lease losses | $90,000 | 3,447 |
| Total noninterest income | $1,089,000 | 2,689 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $129,000 | 4,384 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $960,000 | 2,100 |
| Total noninterest expense | $2,496,000 | 4,400 |
| Salaries and employee benefits | $1,294,000 | 4,429 |
| Premises and equipment expense | $257,000 | 4,587 |
| Additional noninterest expense | $945,000 | 4,072 |
| Pre-tax net operating income | $745,000 | 4,167 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,000 | 4,622 |
| Income before extraordinary items | $744,000 | 3,949 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $744,000 | 3,951 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $744,000 | 3,952 |
| Net charge-offs | $46,000 | 3,927 |
| Cash dividends | $852,000 | 1,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $744,000 | 3,881 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,622,000 | 5,152 |
| Total interest expense | $136,000 | 5,710 |
| Net interest income | $1,486,000 | 4,994 |
| Provision for loan and lease losses | $60,000 | 3,384 |
| Total noninterest income | $732,000 | 2,696 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $82,000 | 4,467 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $650,000 | 2,125 |
| Total noninterest expense | $1,632,000 | 4,457 |
| Salaries and employee benefits | $870,000 | 4,443 |
| Premises and equipment expense | $169,000 | 4,634 |
| Additional noninterest expense | $593,000 | 4,224 |
| Pre-tax net operating income | $526,000 | 4,058 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $526,000 | 3,840 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $526,000 | 3,842 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $526,000 | 3,843 |
| Net charge-offs | $47,000 | 3,402 |
| Cash dividends | $771,000 | 1,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $526,000 | 3,752 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $806,000 | 5,204 |
| Total interest expense | $72,000 | 5,711 |
| Net interest income | $734,000 | 5,052 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $378,000 | 2,632 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $38,000 | 4,575 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $340,000 | 2,052 |
| Total noninterest expense | $829,000 | 4,457 |
| Salaries and employee benefits | $451,000 | 4,395 |
| Premises and equipment expense | $81,000 | 4,758 |
| Additional noninterest expense | $297,000 | 4,250 |
| Pre-tax net operating income | $253,000 | 4,099 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $253,000 | 3,871 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $253,000 | 3,870 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $253,000 | 3,873 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $253,000 | 3,764 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,418,000 | 5,225 |
| Total interest expense | $403,000 | 5,527 |
| Net interest income | $3,015,000 | 5,085 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $1,376,000 | 2,743 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $174,000 | 4,512 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,202,000 | 2,141 |
| Total noninterest expense | $3,214,000 | 4,572 |
| Salaries and employee benefits | $1,689,000 | 4,546 |
| Premises and equipment expense | $304,000 | 4,932 |
| Additional noninterest expense | $1,221,000 | 4,314 |
| Pre-tax net operating income | $1,057,000 | 3,935 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,000 | 4,670 |
| Income before extraordinary items | $1,056,000 | 3,794 |
| Extraordinary gains, net | $-2,000 | 7,056 |
| Net income | $1,054,000 | 3,794 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,054,000 | 3,796 |
| Net charge-offs | $76,000 | 4,636 |
| Cash dividends | $885,000 | 2,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,056,000 | 3,636 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,567,000 | 5,303 |
| Total interest expense | $319,000 | 5,553 |
| Net interest income | $2,248,000 | 5,180 |
| Provision for loan and lease losses | $80,000 | 4,589 |
| Total noninterest income | $999,000 | 2,795 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $130,000 | 4,578 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $869,000 | 2,176 |
| Total noninterest expense | $2,423,000 | 4,588 |
| Salaries and employee benefits | $1,293,000 | 4,529 |
| Premises and equipment expense | $230,000 | 4,979 |
| Additional noninterest expense | $900,000 | 4,384 |
| Pre-tax net operating income | $744,000 | 4,131 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,000 | 4,707 |
| Income before extraordinary items | $743,000 | 3,987 |
| Extraordinary gains, net | $-2,000 | 7,162 |
| Net income | $741,000 | 3,996 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $741,000 | 3,998 |
| Net charge-offs | $57,000 | 4,428 |
| Cash dividends | $735,000 | 1,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $743,000 | 3,822 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,692,000 | 5,371 |
| Total interest expense | $221,000 | 5,578 |
| Net interest income | $1,471,000 | 5,267 |
| Provision for loan and lease losses | $50,000 | 4,550 |
| Total noninterest income | $677,000 | 2,726 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $84,000 | 4,638 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $593,000 | 2,124 |
| Total noninterest expense | $1,614,000 | 4,621 |
| Salaries and employee benefits | $859,000 | 4,562 |
| Premises and equipment expense | $148,000 | 5,076 |
| Additional noninterest expense | $607,000 | 4,363 |
| Pre-tax net operating income | $484,000 | 4,158 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,000 | 4,644 |
| Income before extraordinary items | $483,000 | 4,047 |
| Extraordinary gains, net | $-2,000 | 7,231 |
| Net income | $481,000 | 4,057 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $481,000 | 4,058 |
| Net charge-offs | $29,000 | 4,426 |
| Cash dividends | $622,000 | 1,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $483,000 | 3,854 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $843,000 | 5,426 |
| Total interest expense | $115,000 | 5,610 |
| Net interest income | $728,000 | 5,312 |
| Provision for loan and lease losses | $30,000 | 4,088 |
| Total noninterest income | $331,000 | 2,784 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $38,000 | 4,813 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $293,000 | 2,132 |
| Total noninterest expense | $795,000 | 4,673 |
| Salaries and employee benefits | $434,000 | 4,563 |
| Premises and equipment expense | $68,000 | 5,284 |
| Additional noninterest expense | $293,000 | 4,441 |
| Pre-tax net operating income | $234,000 | 4,277 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $1,000 | 4,577 |
| Income before extraordinary items | $233,000 | 4,116 |
| Extraordinary gains, net | $-2,000 | 7,297 |
| Net income | $231,000 | 4,142 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $231,000 | 4,142 |
| Net charge-offs | $4,000 | 4,348 |
| Cash dividends | $50,000 | 2,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $233,000 | 3,966 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,452,000 | 5,482 |
| Total interest expense | $553,000 | 5,672 |
| Net interest income | $2,899,000 | 5,348 |
| Provision for loan and lease losses | $100,000 | 5,330 |
| Total noninterest income | $1,246,000 | 2,740 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $178,000 | 4,593 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,068,000 | 2,053 |
| Total noninterest expense | $3,076,000 | 4,814 |
| Salaries and employee benefits | $1,669,000 | 4,645 |
| Premises and equipment expense | $285,000 | 5,343 |
| Additional noninterest expense | $1,122,000 | 4,640 |
| Pre-tax net operating income | $969,000 | 3,787 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,000 | 4,639 |
| Income before extraordinary items | $968,000 | 3,621 |
| Extraordinary gains, net | $-10,000 | 7,341 |
| Net income | $958,000 | 3,638 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $958,000 | 3,637 |
| Net charge-offs | $47,000 | 5,506 |
| Cash dividends | $844,000 | 1,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $968,000 | 3,505 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,572,000 | 5,552 |
| Total interest expense | $427,000 | 5,726 |
| Net interest income | $2,145,000 | 5,401 |
| Provision for loan and lease losses | $60,000 | 5,396 |
| Total noninterest income | $908,000 | 2,773 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $138,000 | 4,552 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $770,000 | 2,096 |
| Total noninterest expense | $2,304,000 | 4,826 |
| Salaries and employee benefits | $1,252,000 | 4,665 |
| Premises and equipment expense | $216,000 | 5,367 |
| Additional noninterest expense | $836,000 | 4,657 |
| Pre-tax net operating income | $689,000 | 4,000 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $689,000 | 3,778 |
| Extraordinary gains, net | $-14,000 | 7,426 |
| Net income | $675,000 | 3,823 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $675,000 | 3,823 |
| Net charge-offs | $5,000 | 5,949 |
| Cash dividends | $747,000 | 1,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $689,000 | 3,673 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,689,000 | 5,627 |
| Total interest expense | $293,000 | 5,780 |
| Net interest income | $1,396,000 | 5,490 |
| Provision for loan and lease losses | $20,000 | 5,705 |
| Total noninterest income | $589,000 | 2,822 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $92,000 | 4,547 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $497,000 | 2,106 |
| Total noninterest expense | $1,505,000 | 4,933 |
| Salaries and employee benefits | $804,000 | 4,799 |
| Premises and equipment expense | $139,000 | 5,480 |
| Additional noninterest expense | $562,000 | 4,687 |
| Pre-tax net operating income | $460,000 | 3,961 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $460,000 | 3,738 |
| Extraordinary gains, net | $-15,000 | 7,505 |
| Net income | $445,000 | 3,791 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $445,000 | 3,792 |
| Net charge-offs | $4,000 | 5,600 |
| Cash dividends | $651,000 | 1,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $460,000 | 3,632 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $836,000 | 5,680 |
| Total interest expense | $149,000 | 5,850 |
| Net interest income | $687,000 | 5,521 |
| Provision for loan and lease losses | $10,000 | 5,371 |
| Total noninterest income | $273,000 | 2,986 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $39,000 | 4,792 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $234,000 | 2,246 |
| Total noninterest expense | $703,000 | 5,147 |
| Salaries and employee benefits | $380,000 | 4,986 |
| Premises and equipment expense | $68,000 | 5,570 |
| Additional noninterest expense | $255,000 | 4,962 |
| Pre-tax net operating income | $247,000 | 3,856 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $247,000 | 3,613 |
| Extraordinary gains, net | $-15,000 | 7,566 |
| Net income | $232,000 | 3,707 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $232,000 | 3,706 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $554,000 | 667 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $247,000 | 3,550 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,476,000 | 5,734 |
| Total interest expense | $689,000 | 6,002 |
| Net interest income | $2,787,000 | 5,536 |
| Provision for loan and lease losses | $135,000 | 5,747 |
| Total noninterest income | $399,000 | 4,965 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $196,000 | 4,447 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $203,000 | 4,570 |
| Total noninterest expense | $2,364,000 | 5,638 |
| Salaries and employee benefits | $1,384,000 | 5,282 |
| Premises and equipment expense | $277,000 | 5,593 |
| Additional noninterest expense | $703,000 | 5,893 |
| Pre-tax net operating income | $687,000 | 3,939 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,000 | 4,548 |
| Income before extraordinary items | $686,000 | 3,878 |
| Extraordinary gains, net | $4,000 | 27 |
| Net income | $690,000 | 3,874 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $690,000 | 3,876 |
| Net charge-offs | $88,000 | 5,521 |
| Cash dividends | $466,000 | 2,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $686,000 | 3,741 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,586,000 | 5,853 |
| Total interest expense | $520,000 | 6,132 |
| Net interest income | $2,066,000 | 5,635 |
| Provision for loan and lease losses | $105,000 | 5,634 |
| Total noninterest income | $276,000 | 5,177 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $144,000 | 4,561 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $132,000 | 4,847 |
| Total noninterest expense | $1,763,000 | 5,696 |
| Salaries and employee benefits | $1,045,000 | 5,299 |
| Premises and equipment expense | $205,000 | 5,691 |
| Additional noninterest expense | $513,000 | 5,987 |
| Pre-tax net operating income | $474,000 | 4,288 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,000 | 4,603 |
| Income before extraordinary items | $473,000 | 4,214 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $473,000 | 4,215 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $473,000 | 4,215 |
| Net charge-offs | $67,000 | 5,286 |
| Cash dividends | $348,000 | 2,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $473,000 | 4,061 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,687,000 | 5,943 |
| Total interest expense | $346,000 | 6,226 |
| Net interest income | $1,341,000 | 5,706 |
| Provision for loan and lease losses | $60,000 | 5,595 |
| Total noninterest income | $194,000 | 5,073 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $95,000 | 4,578 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $99,000 | 4,658 |
| Total noninterest expense | $1,140,000 | 5,782 |
| Salaries and employee benefits | $690,000 | 5,357 |
| Premises and equipment expense | $133,000 | 5,759 |
| Additional noninterest expense | $317,000 | 6,183 |
| Pre-tax net operating income | $335,000 | 4,247 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $334,000 | 4,103 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $334,000 | 4,103 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $334,000 | 4,102 |
| Net charge-offs | $43,000 | 5,008 |
| Cash dividends | $276,000 | 1,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $334,000 | 3,981 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $830,000 | 6,056 |
| Total interest expense | $176,000 | 6,324 |
| Net interest income | $654,000 | 5,799 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $102,000 | 5,007 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $43,000 | 4,750 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $59,000 | 4,409 |
| Total noninterest expense | $564,000 | 5,886 |
| Salaries and employee benefits | $340,000 | 5,448 |
| Premises and equipment expense | $64,000 | 5,914 |
| Additional noninterest expense | $160,000 | 6,214 |
| Pre-tax net operating income | $162,000 | 4,431 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $162,000 | 4,237 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $162,000 | 4,238 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $162,000 | 4,236 |
| Net charge-offs | $31,000 | 4,123 |
| Cash dividends | $112,000 | 1,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $162,000 | 4,138 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,382,000 | 6,109 |
| Total interest expense | $874,000 | 6,300 |
| Net interest income | $2,508,000 | 5,830 |
| Provision for loan and lease losses | $80,000 | 6,587 |
| Total noninterest income | $372,000 | 5,243 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $192,000 | 4,728 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $180,000 | 4,818 |
| Total noninterest expense | $2,285,000 | 5,908 |
| Salaries and employee benefits | $1,363,000 | 5,466 |
| Premises and equipment expense | $250,000 | 6,061 |
| Additional noninterest expense | $672,000 | 6,230 |
| Pre-tax net operating income | $515,000 | 3,964 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $2,000 | 4,160 |
| Income before extraordinary items | $513,000 | 3,830 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $513,000 | 3,828 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $513,000 | 3,829 |
| Net charge-offs | $68,000 | 6,009 |
| Cash dividends | $452,000 | 2,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $513,000 | 3,774 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,540,000 | 6,162 |
| Total interest expense | $675,000 | 6,373 |
| Net interest income | $1,865,000 | 5,870 |
| Provision for loan and lease losses | $50,000 | 6,514 |
| Total noninterest income | $263,000 | 5,427 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $142,000 | 4,772 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $121,000 | 5,110 |
| Total noninterest expense | $1,678,000 | 5,980 |
| Salaries and employee benefits | $1,033,000 | 5,480 |
| Premises and equipment expense | $183,000 | 6,159 |
| Additional noninterest expense | $462,000 | 6,420 |
| Pre-tax net operating income | $400,000 | 4,189 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $2,000 | 4,371 |
| Income before extraordinary items | $398,000 | 4,056 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $398,000 | 4,052 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $398,000 | 4,055 |
| Net charge-offs | $36,000 | 5,905 |
| Cash dividends | $221,000 | 2,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $398,000 | 3,965 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 6,248 |
| Total interest expense | $461,000 | 6,449 |
| Net interest income | $1,207,000 | 5,951 |
| Provision for loan and lease losses | $40,000 | 6,240 |
| Total noninterest income | $169,000 | 5,516 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $96,000 | 4,745 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $73,000 | 5,302 |
| Total noninterest expense | $1,103,000 | 6,058 |
| Salaries and employee benefits | $682,000 | 5,572 |
| Premises and equipment expense | $122,000 | 6,209 |
| Additional noninterest expense | $299,000 | 6,494 |
| Pre-tax net operating income | $233,000 | 4,454 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $2,000 | 4,423 |
| Income before extraordinary items | $231,000 | 4,359 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $231,000 | 4,357 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $231,000 | 4,357 |
| Net charge-offs | $26,000 | 5,436 |
| Cash dividends | $144,000 | 3,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $231,000 | 4,251 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $847,000 | 6,267 |
| Total interest expense | $239,000 | 6,480 |
| Net interest income | $608,000 | 5,956 |
| Provision for loan and lease losses | $20,000 | 5,880 |
| Total noninterest income | $83,000 | 5,525 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $45,000 | 4,805 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $38,000 | 5,265 |
| Total noninterest expense | $513,000 | 6,194 |
| Salaries and employee benefits | $330,000 | 5,733 |
| Premises and equipment expense | $59,000 | 6,334 |
| Additional noninterest expense | $124,000 | 6,725 |
| Pre-tax net operating income | $158,000 | 4,418 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $158,000 | 4,260 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $158,000 | 4,263 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $158,000 | 4,263 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $158,000 | 4,101 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,781,000 | 6,138 |
| Total interest expense | $1,270,000 | 6,321 |
| Net interest income | $2,511,000 | 5,898 |
| Provision for loan and lease losses | $130,000 | 5,723 |
| Total noninterest income | $440,000 | 5,105 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $233,000 | 4,506 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $207,000 | 4,772 |
| Total noninterest expense | $1,951,000 | 6,293 |
| Salaries and employee benefits | $1,187,000 | 6,022 |
| Premises and equipment expense | $245,000 | 6,292 |
| Additional noninterest expense | $519,000 | 6,550 |
| Pre-tax net operating income | $870,000 | 4,022 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $870,000 | 3,551 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $870,000 | 3,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,603 |
| Cash dividends | $248,000 | 4,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $870,000 | 3,697 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,853,000 | 6,196 |
| Total interest expense | $993,000 | 6,351 |
| Net interest income | $1,860,000 | 5,974 |
| Provision for loan and lease losses | $90,000 | 5,263 |
| Total noninterest income | $321,000 | 5,241 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $183,000 | 4,436 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $138,000 | 5,091 |
| Total noninterest expense | $1,416,000 | 6,373 |
| Salaries and employee benefits | $880,000 | 6,052 |
| Premises and equipment expense | $176,000 | 6,403 |
| Additional noninterest expense | $360,000 | 6,700 |
| Pre-tax net operating income | $675,000 | 4,415 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $675,000 | 3,891 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $675,000 | 3,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,860 |
| Cash dividends | $186,000 | 3,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $675,000 | 4,046 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,920,000 | 6,227 |
| Total interest expense | $696,000 | 6,365 |
| Net interest income | $1,224,000 | 6,018 |
| Provision for loan and lease losses | $50,000 | 5,164 |
| Total noninterest income | $214,000 | 5,301 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $119,000 | 4,497 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $95,000 | 5,148 |
| Total noninterest expense | $940,000 | 6,418 |
| Salaries and employee benefits | $588,000 | 6,104 |
| Premises and equipment expense | $117,000 | 6,445 |
| Additional noninterest expense | $235,000 | 6,767 |
| Pre-tax net operating income | $448,000 | 4,569 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $448,000 | 4,249 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $448,000 | 4,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,590 |
| Cash dividends | $124,000 | 3,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $448,000 | 4,186 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $953,000 | 6,334 |
| Total interest expense | $371,000 | 6,393 |
| Net interest income | $582,000 | 6,176 |
| Provision for loan and lease losses | $20,000 | 4,875 |
| Total noninterest income | $120,000 | 5,085 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $60,000 | 4,445 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $60,000 | 4,693 |
| Total noninterest expense | $468,000 | 6,472 |
| Salaries and employee benefits | $295,000 | 6,134 |
| Premises and equipment expense | $57,000 | 6,526 |
| Additional noninterest expense | $116,000 | 6,795 |
| Pre-tax net operating income | $214,000 | 4,837 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $214,000 | 4,523 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $214,000 | 4,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,369 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $214,000 | 4,423 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,682,000 | 6,407 |
| Total interest expense | $1,445,000 | 6,500 |
| Net interest income | $2,237,000 | 6,237 |
| Provision for loan and lease losses | $55,000 | 5,599 |
| Total noninterest income | $419,000 | 5,398 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $246,000 | 4,493 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $173,000 | 5,335 |
| Total noninterest expense | $1,741,000 | 6,559 |
| Salaries and employee benefits | $1,064,000 | 6,298 |
| Premises and equipment expense | $237,000 | 6,369 |
| Additional noninterest expense | $440,000 | 6,866 |
| Pre-tax net operating income | $860,000 | 5,041 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 5,973 |
| Income before extraordinary items | $859,000 | 4,636 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $859,000 | 4,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,697 |
| Cash dividends | $476,000 | 3,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $859,000 | 4,626 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,700,000 | 6,496 |
| Total interest expense | $1,061,000 | 6,579 |
| Net interest income | $1,639,000 | 6,347 |
| Provision for loan and lease losses | $40,000 | 5,310 |
| Total noninterest income | $314,000 | 5,444 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $182,000 | 4,535 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $132,000 | 5,317 |
| Total noninterest expense | $1,251,000 | 6,652 |
| Salaries and employee benefits | $767,000 | 6,374 |
| Premises and equipment expense | $176,000 | 6,396 |
| Additional noninterest expense | $308,000 | 6,990 |
| Pre-tax net operating income | $662,000 | 5,233 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,000 | 6,113 |
| Income before extraordinary items | $661,000 | 4,818 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $661,000 | 4,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 2,945 |
| Cash dividends | $357,000 | 3,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $661,000 | 4,808 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,761,000 | 6,585 |
| Total interest expense | $693,000 | 6,640 |
| Net interest income | $1,068,000 | 6,439 |
| Provision for loan and lease losses | $25,000 | 5,140 |
| Total noninterest income | $188,000 | 5,705 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $107,000 | 4,803 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $81,000 | 5,499 |
| Total noninterest expense | $805,000 | 6,786 |
| Salaries and employee benefits | $480,000 | 6,587 |
| Premises and equipment expense | $115,000 | 6,479 |
| Additional noninterest expense | $210,000 | 6,976 |
| Pre-tax net operating income | $426,000 | 5,379 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,000 | 6,141 |
| Income before extraordinary items | $425,000 | 4,922 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $425,000 | 4,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 2,190 |
| Cash dividends | $238,000 | 3,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $425,000 | 4,924 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $836,000 | 6,725 |
| Total interest expense | $338,000 | 6,720 |
| Net interest income | $498,000 | 6,617 |
| Provision for loan and lease losses | $10,000 | 5,012 |
| Total noninterest income | $84,000 | 5,880 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $50,000 | 4,884 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $34,000 | 5,782 |
| Total noninterest expense | $396,000 | 6,848 |
| Salaries and employee benefits | $237,000 | 6,661 |
| Premises and equipment expense | $56,000 | 6,566 |
| Additional noninterest expense | $103,000 | 7,035 |
| Pre-tax net operating income | $176,000 | 5,757 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $176,000 | 5,340 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $176,000 | 5,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 1,260 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $176,000 | 5,321 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,216,000 | 6,621 |
| Total interest expense | $1,098,000 | 6,757 |
| Net interest income | $2,118,000 | 6,431 |
| Provision for loan and lease losses | $55,000 | 5,497 |
| Total noninterest income | $352,000 | 5,868 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $209,000 | 4,889 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $143,000 | 5,703 |
| Total noninterest expense | $1,545,000 | 6,806 |
| Salaries and employee benefits | $924,000 | 6,591 |
| Premises and equipment expense | $232,000 | 6,391 |
| Additional noninterest expense | $389,000 | 7,123 |
| Pre-tax net operating income | $870,000 | 5,483 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $870,000 | 5,027 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $870,000 | 5,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,238 |
| Cash dividends | $823,000 | 2,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $870,000 | 5,019 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,342,000 | 6,720 |
| Total interest expense | $784,000 | 6,821 |
| Net interest income | $1,558,000 | 6,532 |
| Provision for loan and lease losses | $40,000 | 5,377 |
| Total noninterest income | $259,000 | 5,931 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $154,000 | 4,988 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $105,000 | 5,756 |
| Total noninterest expense | $1,126,000 | 6,898 |
| Salaries and employee benefits | $680,000 | 6,645 |
| Premises and equipment expense | $173,000 | 6,434 |
| Additional noninterest expense | $273,000 | 7,254 |
| Pre-tax net operating income | $651,000 | 5,704 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $651,000 | 5,165 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $651,000 | 5,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $730,000 | 2,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $651,000 | 5,158 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,513,000 | 6,793 |
| Total interest expense | $482,000 | 6,930 |
| Net interest income | $1,031,000 | 6,592 |
| Provision for loan and lease losses | $25,000 | 5,320 |
| Total noninterest income | $160,000 | 6,120 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $97,000 | 5,082 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $63,000 | 5,990 |
| Total noninterest expense | $755,000 | 6,922 |
| Salaries and employee benefits | $457,000 | 6,660 |
| Premises and equipment expense | $115,000 | 6,453 |
| Additional noninterest expense | $183,000 | 7,256 |
| Pre-tax net operating income | $411,000 | 5,850 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $411,000 | 5,327 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $411,000 | 5,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $637,000 | 2,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $411,000 | 5,329 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $735,000 | 6,832 |
| Total interest expense | $222,000 | 7,031 |
| Net interest income | $513,000 | 6,620 |
| Provision for loan and lease losses | $10,000 | 5,231 |
| Total noninterest income | $82,000 | 6,027 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $42,000 | 5,298 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $40,000 | 5,532 |
| Total noninterest expense | $385,000 | 6,868 |
| Salaries and employee benefits | $233,000 | 6,625 |
| Premises and equipment expense | $58,000 | 6,447 |
| Additional noninterest expense | $94,000 | 7,209 |
| Pre-tax net operating income | $200,000 | 5,845 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $200,000 | 5,352 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $200,000 | 5,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $200,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $200,000 | 5,352 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,743,000 | 6,802 |
| Total interest expense | $641,000 | 7,212 |
| Net interest income | $2,102,000 | 6,523 |
| Provision for loan and lease losses | $105,000 | 4,737 |
| Total noninterest income | $301,000 | 6,322 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $189,000 | 5,154 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $112,000 | 6,225 |
| Total noninterest expense | $1,483,000 | 6,918 |
| Salaries and employee benefits | $877,000 | 6,703 |
| Premises and equipment expense | $220,000 | 6,525 |
| Additional noninterest expense | $386,000 | 7,149 |
| Pre-tax net operating income | $815,000 | 5,837 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,000 | 6,781 |
| Income before extraordinary items | $813,000 | 5,307 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $813,000 | 5,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,191 |
| Cash dividends | $48,000 | 5,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $813,000 | 5,285 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,994,000 | 6,879 |
| Total interest expense | $444,000 | 7,304 |
| Net interest income | $1,550,000 | 6,593 |
| Provision for loan and lease losses | $60,000 | 4,948 |
| Total noninterest income | $229,000 | 6,325 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $140,000 | 5,219 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $89,000 | 6,131 |
| Total noninterest expense | $1,095,000 | 6,954 |
| Salaries and employee benefits | $652,000 | 6,725 |
| Premises and equipment expense | $156,000 | 6,615 |
| Additional noninterest expense | $287,000 | 7,196 |
| Pre-tax net operating income | $624,000 | 5,900 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,000 | 6,867 |
| Income before extraordinary items | $623,000 | 5,356 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $623,000 | 5,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $36,000 | 5,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $623,000 | 5,327 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,296,000 | 6,903 |
| Total interest expense | $269,000 | 7,384 |
| Net interest income | $1,027,000 | 6,598 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $146,000 | 6,387 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $86,000 | 5,345 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $60,000 | 6,128 |
| Total noninterest expense | $732,000 | 6,965 |
| Salaries and employee benefits | $429,000 | 6,756 |
| Premises and equipment expense | $104,000 | 6,616 |
| Additional noninterest expense | $199,000 | 7,095 |
| Pre-tax net operating income | $411,000 | 5,908 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 6,848 |
| Income before extraordinary items | $410,000 | 5,382 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $410,000 | 5,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $24,000 | 4,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $410,000 | 5,349 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $632,000 | 6,982 |
| Total interest expense | $126,000 | 7,478 |
| Net interest income | $506,000 | 6,687 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $75,000 | 6,308 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $41,000 | 5,405 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $34,000 | 5,945 |
| Total noninterest expense | $356,000 | 7,060 |
| Salaries and employee benefits | $213,000 | 6,829 |
| Premises and equipment expense | $48,000 | 6,855 |
| Additional noninterest expense | $95,000 | 7,250 |
| Pre-tax net operating income | $210,000 | 5,858 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $209,000 | 5,316 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $209,000 | 5,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $209,000 | 5,278 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,505,000 | 6,881 |
| Total interest expense | $488,000 | 7,348 |
| Net interest income | $2,017,000 | 6,607 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $294,000 | 6,453 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $176,000 | 5,494 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $118,000 | 6,136 |
| Total noninterest expense | $1,483,000 | 6,910 |
| Salaries and employee benefits | $906,000 | 6,587 |
| Premises and equipment expense | $211,000 | 6,623 |
| Additional noninterest expense | $366,000 | 7,315 |
| Pre-tax net operating income | $768,000 | 5,888 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $768,000 | 5,358 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $768,000 | 5,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,038 |
| Cash dividends | $236,000 | 4,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $768,000 | 5,278 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,853,000 | 6,922 |
| Total interest expense | $361,000 | 7,392 |
| Net interest income | $1,492,000 | 6,639 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $232,000 | 6,376 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $139,000 | 5,432 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $93,000 | 6,063 |
| Total noninterest expense | $1,129,000 | 6,847 |
| Salaries and employee benefits | $701,000 | 6,458 |
| Premises and equipment expense | $155,000 | 6,655 |
| Additional noninterest expense | $273,000 | 7,302 |
| Pre-tax net operating income | $550,000 | 6,099 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $550,000 | 5,581 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $550,000 | 5,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,881 |
| Cash dividends | $177,000 | 4,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $550,000 | 5,506 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,212,000 | 7,004 |
| Total interest expense | $236,000 | 7,506 |
| Net interest income | $976,000 | 6,721 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $162,000 | 6,302 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $88,000 | 5,534 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $74,000 | 5,746 |
| Total noninterest expense | $755,000 | 6,877 |
| Salaries and employee benefits | $473,000 | 6,473 |
| Premises and equipment expense | $103,000 | 6,721 |
| Additional noninterest expense | $179,000 | 7,384 |
| Pre-tax net operating income | $353,000 | 6,165 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $353,000 | 5,646 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $353,000 | 5,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $118,000 | 4,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $353,000 | 5,556 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $603,000 | 7,062 |
| Total interest expense | $119,000 | 7,546 |
| Net interest income | $484,000 | 6,775 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $73,000 | 6,491 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $42,000 | 5,572 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $31,000 | 6,045 |
| Total noninterest expense | $374,000 | 6,949 |
| Salaries and employee benefits | $235,000 | 6,534 |
| Premises and equipment expense | $51,000 | 6,740 |
| Additional noninterest expense | $88,000 | 7,433 |
| Pre-tax net operating income | $168,000 | 6,201 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $168,000 | 5,746 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $168,000 | 5,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $168,000 | 5,623 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,556,000 | 6,980 |
| Total interest expense | $626,000 | 7,315 |
| Net interest income | $1,930,000 | 6,687 |
| Provision for loan and lease losses | $60,000 | 5,969 |
| Total noninterest income | $319,000 | 6,466 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $198,000 | 5,283 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $121,000 | 6,209 |
| Total noninterest expense | $1,567,000 | 6,771 |
| Salaries and employee benefits | $815,000 | 6,864 |
| Premises and equipment expense | $220,000 | 6,535 |
| Additional noninterest expense | $532,000 | 6,362 |
| Pre-tax net operating income | $622,000 | 6,263 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $137,000 | 5,390 |
| Income before extraordinary items | $485,000 | 6,402 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $485,000 | 6,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,493 |
| Cash dividends | $531,000 | 3,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $485,000 | 6,246 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,931,000 | 7,041 |
| Total interest expense | $481,000 | 7,409 |
| Net interest income | $1,450,000 | 6,736 |
| Provision for loan and lease losses | $50,000 | 5,747 |
| Total noninterest income | $248,000 | 6,425 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $155,000 | 5,235 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $93,000 | 6,209 |
| Total noninterest expense | $1,196,000 | 6,712 |
| Salaries and employee benefits | $597,000 | 6,929 |
| Premises and equipment expense | $164,000 | 6,559 |
| Additional noninterest expense | $435,000 | 6,098 |
| Pre-tax net operating income | $452,000 | 6,500 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $137,000 | 5,229 |
| Income before extraordinary items | $315,000 | 6,867 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $315,000 | 6,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,323 |
| Cash dividends | $421,000 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $315,000 | 6,689 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,296,000 | 7,070 |
| Total interest expense | $326,000 | 7,484 |
| Net interest income | $970,000 | 6,730 |
| Provision for loan and lease losses | $35,000 | 5,611 |
| Total noninterest income | $166,000 | 6,401 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $102,000 | 5,238 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $64,000 | 6,138 |
| Total noninterest expense | $860,000 | 6,485 |
| Salaries and employee benefits | $396,000 | 6,967 |
| Premises and equipment expense | $110,000 | 6,521 |
| Additional noninterest expense | $354,000 | 5,439 |
| Pre-tax net operating income | $242,000 | 6,895 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $136,000 | 4,659 |
| Income before extraordinary items | $106,000 | 7,890 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $106,000 | 7,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,202 |
| Cash dividends | $311,000 | 2,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $106,000 | 7,717 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $625,000 | 7,211 |
| Total interest expense | $164,000 | 7,562 |
| Net interest income | $461,000 | 6,888 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $82,000 | 6,373 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $46,000 | 5,391 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $36,000 | 5,881 |
| Total noninterest expense | $315,000 | 7,397 |
| Salaries and employee benefits | $181,000 | 7,222 |
| Premises and equipment expense | $54,000 | 6,574 |
| Additional noninterest expense | $80,000 | 7,665 |
| Pre-tax net operating income | $213,000 | 5,694 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $213,000 | 5,162 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $213,000 | 5,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $99,000 | 2,990 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $213,000 | 4,968 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,651,000 | 7,208 |
| Total interest expense | $773,000 | 7,600 |
| Net interest income | $1,878,000 | 6,819 |
| Provision for loan and lease losses | $66,000 | 6,366 |
| Total noninterest income | $288,000 | 6,552 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $177,000 | 5,503 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $111,000 | 6,234 |
| Total noninterest expense | $1,290,000 | 7,274 |
| Salaries and employee benefits | $738,000 | 7,124 |
| Premises and equipment expense | $233,000 | 6,353 |
| Additional noninterest expense | $319,000 | 7,671 |
| Pre-tax net operating income | $810,000 | 5,742 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $810,000 | 5,172 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $810,000 | 5,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,624 |
| Cash dividends | $431,000 | 3,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $810,000 | 5,031 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,927,000 | 7,327 |
| Total interest expense | $1,184,000 | 7,634 |
| Net interest income | $1,743,000 | 6,903 |
| Provision for loan and lease losses | $70,000 | 6,194 |
| Total noninterest income | $279,000 | 6,588 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $171,000 | 5,495 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $108,000 | 6,258 |
| Total noninterest expense | $1,145,000 | 7,591 |
| Salaries and employee benefits | $639,000 | 7,479 |
| Premises and equipment expense | $229,000 | 6,372 |
| Additional noninterest expense | $277,000 | 8,024 |
| Pre-tax net operating income | $807,000 | 5,470 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $20,000 | 7,319 |
| Income before extraordinary items | $787,000 | 4,914 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $787,000 | 4,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,729 |
| Cash dividends | $457,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $787,000 | 4,795 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,725,000 | 7,685 |
| Total interest expense | $1,173,000 | 7,860 |
| Net interest income | $1,552,000 | 7,375 |
| Provision for loan and lease losses | $65,000 | 6,097 |
| Total noninterest income | $286,000 | 6,422 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 5,768 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 5,716 |
| Total noninterest expense | $1,098,000 | 7,747 |
| Salaries and employee benefits | $606,000 | 7,675 |
| Premises and equipment expense | $231,000 | 6,301 |
| Additional noninterest expense | $261,000 | 8,252 |
| Pre-tax net operating income | $675,000 | 6,331 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $60,000 | 7,071 |
| Income before extraordinary items | $615,000 | 5,770 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $615,000 | 5,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,493 |
| Cash dividends | $283,000 | 4,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $615,000 | 5,781 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,496,000 | 7,910 |
| Total interest expense | $1,056,000 | 8,030 |
| Net interest income | $1,440,000 | 7,708 |
| Provision for loan and lease losses | $51,000 | 6,485 |
| Total noninterest income | $246,000 | 6,986 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 5,840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 6,735 |
| Total noninterest expense | $1,060,000 | 7,949 |
| Salaries and employee benefits | $582,000 | 7,851 |
| Premises and equipment expense | $229,000 | 6,370 |
| Additional noninterest expense | $249,000 | 8,563 |
| Pre-tax net operating income | $575,000 | 6,806 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $54,000 | 7,584 |
| Income before extraordinary items | $521,000 | 6,295 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $521,000 | 6,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,179 |
| Cash dividends | $182,000 | 5,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $521,000 | 6,277 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,500,000 | 8,099 |
| Total interest expense | $1,107,000 | 8,140 |
| Net interest income | $1,393,000 | 7,918 |
| Provision for loan and lease losses | $40,000 | 6,927 |
| Total noninterest income | $204,000 | 7,525 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 6,365 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,213 |
| Total noninterest expense | $977,000 | 8,183 |
| Salaries and employee benefits | $496,000 | 8,385 |
| Premises and equipment expense | $217,000 | 6,487 |
| Additional noninterest expense | $264,000 | 8,465 |
| Pre-tax net operating income | $580,000 | 7,022 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-119,000 | 10,246 |
| Income before extraordinary items | $699,000 | 5,624 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $699,000 | 5,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,805 |
| Cash dividends | $479,000 | 3,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $699,000 | 5,511 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,460,000 | 8,426 |
| Total interest expense | $1,080,000 | 8,463 |
| Net interest income | $1,380,000 | 8,282 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $184,000 | 8,064 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 7,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,536 |
| Total noninterest expense | $966,000 | 8,465 |
| Salaries and employee benefits | $526,000 | 8,415 |
| Premises and equipment expense | $209,000 | 6,683 |
| Additional noninterest expense | $231,000 | 9,065 |
| Pre-tax net operating income | $598,000 | 7,430 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $234,000 | 6,444 |
| Income before extraordinary items | $364,000 | 7,889 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $364,000 | 7,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $250,000 | 4,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $364,000 | 7,833 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,315,000 | 8,959 |
| Total interest expense | $1,081,000 | 8,758 |
| Net interest income | $1,234,000 | 8,950 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $527,000 | 4,995 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 7,492 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $427,000 | 3,257 |
| Total noninterest expense | $968,000 | 8,782 |
| Salaries and employee benefits | $513,000 | 8,771 |
| Premises and equipment expense | $187,000 | 7,278 |
| Additional noninterest expense | $268,000 | 9,203 |
| Pre-tax net operating income | $793,000 | 6,536 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $305,000 | 5,774 |
| Income before extraordinary items | $488,000 | 6,982 |
| Extraordinary gains, net | $-234,000 | 11,440 |
| Net income | $254,000 | 8,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $280,000 | 4,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $488,000 | 6,919 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,234,000 | 9,363 |
| Total interest expense | $1,007,000 | 9,228 |
| Net interest income | $1,227,000 | 9,256 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $169,000 | 8,975 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 8,082 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 7,917 |
| Total noninterest expense | $809,000 | 9,732 |
| Salaries and employee benefits | $474,000 | 9,326 |
| Premises and equipment expense | $53,000 | 10,991 |
| Additional noninterest expense | $282,000 | 9,451 |
| Pre-tax net operating income | $587,000 | 7,943 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $216,000 | 7,161 |
| Income before extraordinary items | $371,000 | 8,313 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $371,000 | 8,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,798 |
| Cash dividends | $316,000 | 4,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $371,000 | 8,292 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,058,000 | 9,691 |
| Total interest expense | $849,000 | 9,348 |
| Net interest income | $1,209,000 | 9,743 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $165,000 | 9,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 8,589 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 8,157 |
| Total noninterest expense | $809,000 | 10,211 |
| Salaries and employee benefits | $494,000 | 9,442 |
| Premises and equipment expense | $55,000 | 11,452 |
| Additional noninterest expense | $260,000 | 10,401 |
| Pre-tax net operating income | $565,000 | 8,212 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $214,000 | 7,113 |
| Income before extraordinary items | $351,000 | 8,626 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $351,000 | 8,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,849 |
| Cash dividends | $550,000 | 2,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $351,000 | 8,684 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,263,000 | 9,654 |
| Total interest expense | $976,000 | 9,226 |
| Net interest income | $1,287,000 | 9,775 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $129,000 | 10,649 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 8,849 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 10,462 |
| Total noninterest expense | $799,000 | 10,675 |
| Salaries and employee benefits | $435,000 | 10,290 |
| Premises and equipment expense | $67,000 | 11,617 |
| Additional noninterest expense | $297,000 | 10,494 |
| Pre-tax net operating income | $617,000 | 7,840 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $251,000 | 6,774 |
| Income before extraordinary items | $366,000 | 8,783 |
| Extraordinary gains, net | $106,000 | 1,513 |
| Net income | $472,000 | 7,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 7,654 |
| Cash dividends | $550,000 | 2,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $366,000 | 8,515 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,575,000 | 9,767 |
| Total interest expense | $1,280,000 | 9,316 |
| Net interest income | $1,295,000 | 9,994 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $128,000 | 10,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 8,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 11,337 |
| Total noninterest expense | $736,000 | 11,324 |
| Salaries and employee benefits | $395,000 | 10,921 |
| Premises and equipment expense | $68,000 | 11,957 |
| Additional noninterest expense | $273,000 | 11,229 |
| Pre-tax net operating income | $687,000 | 7,174 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $174,000 | 8,098 |
| Income before extraordinary items | $513,000 | 7,212 |
| Extraordinary gains, net | $60,000 | 938 |
| Net income | $573,000 | 6,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 13,228 |
| Cash dividends | $343,000 | 3,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $513,000 | 6,840 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.